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Jeep Wrangler Insurance
The iconic Jeep Wrangler, considered the вЂњreal JeepвЂќ because it has stayed true to its off-roading roots, has origins that go back more than seven decades to the US military. Manufactured by Fiat Chrysler, this SUV is not really meant for driving on the highway. Instead, this rugged Jeep, with its four-wheel drive, nimble suspension and ample ground clearance, is known for climbing over rocks and navigating uneven trails.
Although this vehicle is not for every driver, because it’s not the most comfortable ride, it has more than its fair share of enthusiasts. As Good Car Bad Car noted in 2015, the Wrangler was the number 8 best-selling crossover SUV in America. It was also ranked number 16 among compact SUVs by U.S. News World Report. Consumer Reports rated it one of the best off-road vehicles in 2012.
Of course, because of the type of vehicle, and what it’s typically used for, the Jeep Wrangler requires a comprehensive look at the cost of owing one. This includes insurance considerations. YouвЂ™ll want to look into what factors will determine your insurance rates and find out how to get the best price on your Wrangler insurance.
The Adventurous History of the Jeep Wrangler
The Jeep Wrangler is one of the most affordable off-road capable vehicles. Rugged, military-tested and stylish, it uses some technology that dates all the way back to the 1800s. However, it is simply the best at what it was designed to do, conquer uneven terrain. Ask any Jeep owner and they will tell you it has no equal.
The basic design has remained essentially unchanged for about three-quarters of a century. Refinements, additions and improvements include Chrysler’s power train, excellent gearing choices and a 285 hp V6 3.6 L engine. This gives it superior maneuvering off-road. However, as mentioned previously, it is not for everyone. Known for cramped seating, a noisy ride and poor fuel economy, it is no luxury SUV. It is meant specifically for adventure.
From its inception, the Jeep Wrangler was designed to open up the wilderness to drivers who love to go off-road. The Wrangler evolved from the вЂњWillyвЂќ used in World War II. After the war, the Jeep name was trademarked and the vehicle was redesigned for civilian use. These early models were known as Civilian Jeeps, or the CJ series.
After a 40-year production run, and after the company changed hands a few times, the Wrangler was born. This move came primarily out of necessity. The second oil crisis in 1979 found Americans turning to 4x4s that were lighter and more efficient. The older, heavier Jeep line disappeared and a new generation, including the Wrangler, took shape.
The first generation was the YJ, which was sold up to 1995. The TJ model replaced it in 1996. Roll-cage extensions, anti-lock brakes and automatic transmission were added in over the years. The newer Rubicon made its debut in 2003. The Wrangler is currently offered in Sport, Sahara and Rubicon trims. It is the culmination of more than 60 years of innovation.
Jeep Wrangler: Current Popularity
The Wrangler consistently makes best off-road vehicle lists around the nation. A lot of this has to do with its bones. The capable four-wheel drive and Rock-Trac В® transfer case are a good start. And option packages include tow wiring and rock rails.
It has the ability to withstand criticism, too. Although it gets poor ratings and reviews from companies like JD power and Associates, Jeep Wrangler still maintains its popularity. Owners don’t mind a rough ride. They are usually outdoor enthusiasts who view riding down a stretch of beach as superior to being on the beach itself. The Jeep Wrangler makes no apologies for being bad on everything from handling and road noise to gas mileage, which could make Wrangler insurance costs higher, but doesnвЂ™t seem to affect its popularity.
Families are even falling in love with this rugged off-road vehicle. Adventure-seeking types need more room to load up their families for a weekend off-roading. The four-door Wrangler suits them well.
Trim Levels of the Wrangler Model
There are three different trim packages to choose from:
Sport. Beginning at just under $23,000 for a two-door and $27,000 for a four-door, it is the perfect starting point for a new Jeep owner. Standard features include a six-speed manual transmission and 3.6 L V6. Tow hooks, 8-speaker audio system and hill start assist are among other notable standard features. You can also upgrade to the Freedom package or Willys Wheeler package for more trim, power and 4×4 options.
Sahara. The midsize trim package for Jeep Wrangler starts at just under $29,000 for a two-door and just under $33,000 for a four-door. For those prices, you do get a few extra standard features like automatic headlamps, body color fender flares, tubular sidesteps, power windows, leather-wrapped steering wheel, aluminum wheels and air conditioning, to name a few. There are no extra trim packages with the Sahara, simply choose a two-door or four-door option.
Rubicon. A two-door option here will cost you just over $32,000 while a four-door will run just under $36,000. It has a few notable features beyond the Sport trim, including a 4:1 transfer case ratio, locking front and rear differentials, automatic sway bar disconnect, nice 37-inch mud terrain tires, rock rails and cold AC. You can also opt to have your tow package wired up for an extra $500 and choose a standard hardtop or a hardtop that matches the body color for an additional $1,000-$2,000.
Cost of Jeep Wrangler Insurance and Ownership
Owning a Jeep Wrangler over a five-year period will cost approximately $33,500. The largest portion of ownership cost is fuel. Wranglers are not known for their gas mileage, but you won’t be worried about that while you are climbing over rocks in the wilderness. Maintenance costs will take a slight uptick due to major items that will most likely need to be replaced.
The good news is insurance costs, which will run $750-$850 over five years. The Jeep Wrangler happens to be one of the cheapest midsize traditional SUVs to insure. ThatвЂ™s partly because it is not very expensive to repair. If something happens to one of your doors, you can simply buy a new one and put it on. Also, the Jeep Wrangler is targeted to a very specific market, so is not prone to theft. These factors are in its favor regarding car insurance.
Finding the Best Insurance for Jeep Wrangler
So where can you purchase Jeep Wrangler insurance? The best way is through your Trusted Choice В® agent. They have resources that allow you to do effective comparison shopping, and will make sure you get adequate vehicle coverage, as well as coverage that fits your lifestyle. Find a local Trusted Choice agent in your area today. They will make sure your Wrangler is insured both on and off the road.