What is my Sears Craftsman yard tractor worth, whats my car worth.#Whats #my #car #worth


What is my Sears Craftsman yard tractor worth

Whats my car worth

I have a lightly used Sears YS-4500 42 , 6 spd, with 20 hp Kohler pro. I purchased this in 2009 for $1200. It is in perfect running and cosmetic condition. I just do not use it enough to warrant keeping it. I prefer to keep my lawn mowed with my Honda push mower. I want to list it for sale on craigslist. I do not want to ask too much, or too less.

Whats my car worth

Oops meant to post above.

Here is a link that might be useful: Sears Yard Tractor

Whats my car worth

Gee, i bought one just like it, last summer, for fifty bucks! Same color, too. But, it had a bad transmission. Former owner didn’t know he should stop to shift gears. With the result the pinion gear is stripped!

Whats my car worth

I would think $900.00 would be a fair asking price for a two yr old tractor / mower . Not less than $750.00 unless you know something we don’t lol .

Whats my car worth

Clean it up so it looks like showroom. Park it on the corner with a for sale . sign. Ask a premium price ($875)and see what happens. You can always lower the price. Now is the prime time to offer this.

I purchased about a dozen mowers that were about 7 – 8 years old. I paid $100 – $150 for MTD and had difficulty selling for $300.00. I paid up to $300 for Craftsman and usually sold them for about $500.00. All were serviced and cleaned up like showroom. One craftsman had the 46 cubic inch opposed twin and was real clean – $700.00.

Most people who have premium dollars will simply buy a new mower. Our friends who look for a used mower are usually on a very limited budget. About 50% of the original price is what they are willing to pay.

Whats my car worth

Thanks for the solid advice everyone. I was thinking no less than $700.00. I can afford to wait for a good offer. The mower is in brand new condition.

Whats my car worth

Well there you go Haste makes Waste , Good Decision !

Whats my car worth

How much is an LT400 craftsman riding mower worth?

Whats my car worth

I have a ’05 Craftsman LT1000 tractor I bought slightly used from my local Sears outlet in 2006. Apparently someone bought it and after a couple months decided they didn’t want it. Weird. But I made an offer on the tractor (it had a flat tire) and I saved about $200 off the cost of a comparable new one. Plus this tractor came with grass catching bins and rear bin rack and spare mulching blades. I recently moved and my brother-in-law gave me his Craftsman garden tractor (one-year-newer than mine). So my question is what should I list my tractor for? It features 42 deck, B S 18 hp, auto trans and can mow in forward or reverse. It’s been a great tractor with few issues; arguably it’s better than the one I got from my brother-in-law. Thoughts?

Whats my car worth

Most likely $500 – $600 bucks since you have some xtras !

Whats my car worth

I’m looking at a 2005 GT5000 Craftsman mower and it has had the engine rebuilt. How much do you think it’s worth?

Whats my car worth

no more than $500.00

Whats my car worth

I am selling a Sears Craftsman LT1000 42 mulching mower (2004) in very good condition. I just had it tuned up(as sat awhile during my husband’s illness) put on a new battery, blade, air filter oil change filter; ran out the old gas. The 50% off original is about $650 plus I just spent over $100 in tuning it up. I WANT to SELL it! Is $650 to $750 too much to ask? It is all paid for – just don’t want it to sit. Want to move it at my lawn garden, etc. sale.

Whats my car worth

Ok My YT 2007 3000 has a bad engine and I need to get rid of it what should I ask for it?

Whats my car worth

$150 OBO for Parts .

Whats my car worth

bluemower – $300ish. In a Chicago suburb there was\is a business where when i stopped by for a part, i inquired whats up with the row of Sears riders. The owner says they are to be scrapped cuz only mowers painted green sell used. I got 2 for $50 each and both ran just that the last owner screwed with them and reassembled them wrong.

Whats my car worth

up up what are you smoking a 10 yr old mower with a bad engine ? Good luck with that lol .

Whats my car worth

I’m saying that bluemower may have been able to get them for less, not what the seller can get. The ones I bought back in 2000ish had no major problem that’s why i bought them – 1 last owner fiddled with and did not reassemble the overhead lifter rods properly so the valves didn’t open, the other one valve just needed to be reground. So neither ones i looked at had bad motors and just needed small repairs.

Like i said- when u compare apples to apples, green paint will get u more when selling leaving people like me who get (and still own\use) 80’s sears riders for the $50 i paid 16 years ago. So people who pay 300 for a used sears are not up to speed with what they could get it for if u know where to look or are patient.

So like i said, similar JD’s that have the same grade of construction and use the same motors thus similar problems but because they are green, certain market will pay more for them so that dealer only sells used JD’s just like i get Stihl stuff for $20 and typically can get $100- 99% of the time a dirty carb problem. Good luck doing the same with a sears trimmer.

Whats my car worth


Bankruptcy discharge or – charge off? What – s the difference, whats my car worth.#Whats #my #car #worth


Hello world! Please change me in Site Preferences -> This Category/Section -> Lower Description Bar

Discharge? Charge-off? The two words look a lot alike. Do they mean the same thing?

Nope. Discharge is a magic word. A legal word, anyway. At the end of your bankruptcy case, you get a bankruptcy discharge.

The bankruptcy discharge is a court order that the people you owed money to cannot do anything to collect those debts from you.

(If the debts are attached to your house or car, they can still go after the property; but they cannot go after you.)

Whats my car worth

The bankruptcy discharge is a court order that the people you owed money to cannot do anything to collect those debts from you.

The bankruptcy discharge is a court order that the people you owed money to cannot do anything to collect those debts from you.

The purpose of the bankruptcy discharge is to help you get a new start.

Charge-off is an accounting term. It s an accounting term that also shows up on your credit report. Charge-off means you are probably not going to send in next month s payment.

Why is that important? A charge off is very important to the bank. The Federal Reserve keeps close track of charge offs. The Federal Reserve (and other regulators) wants to be sure that each bank has enough money to cash checks that people might bring to the bank each day. When it comes to figuring that out, probably the next payment on your charged off debt won t be there. The Federal Reserve will close banks that can t cover their checks, so the bank better make sure some other money is there since yours won t be.

How is the charge off important to you? The bank or credit card company puts a charge-off on your credit report. Having a charge off on your credit is a major derogatory. Major derogatory are the worst things you can have on your credit report. Plus, you still owe the money!

When is a debt charged off? Federal Reserve regulations require that credit cards be charged off when they are 180 days late. Car loans and installment loans charge off when they are 120 days late. (When they figure whether a bank will have enough money next month, they are allowed to hope that your next payment will be there, if you are only 90 days late. They do not expect you ll start paying again if you are 180 days late.)

What happens after a charge off? Sometimes they send it to a lawyer to sue you. (In Virginia, if it s less than $15,000, you get sued on a warrant-in-debt.)

Sometimes it goes to a debt collector. A debt collector will send you a letter, and call you day and night to make a payment. They will also show up on your credit report as a collection account.

A collection, like a charge off or bankruptcy, is a major derogatory that is very bad for your credit. It s worse than a bankruptcy, because it keeps piling on. That charge off, from your original creditor like Bank of America has now been joined by a collection account. Your same debt now shows up as two major derogatories first the charge off, then the collection account. Later on, if they sue you, then you get a judgment. That would be your third major derogatory on the same debt.

Besides all this damage to your credit report, you still owe the money. There s a whole industry debt collectors, debt buyers, collection lawyers, who make their living collecting charged off debts.

Credit bureaus are part of the debt collection industry in two ways. First, although they like to deny it, credit bureaus are used by creditors to pressure you to pay. Creditors set up credit bureaus as a way to pressure people to pay.

Second, the credit bureaus alert the collection agencies when charged off debts have a chance of being paid. Debt collectors can subscribe to email alerts, so they are notified when they have a good chance to collect charged off debt.

How does that work? Suppose Chuck has been out of work for over a year, and five credit cards have bee charged off and gone to collection. After he told them each ten times that he was out of work and could not pay, Chuck was lucky and they left him alone.

Now Chuck is working again. He looks at his credit report and decides to try to settle up on his charge offs, one at a time, starting with the smallest.

Boom! As soon as he settles the smallest one, the phone starts ringing off the hook, with calls about the other four each trying to be meaner than the other.

When that first settlement hit his credit report, the bureaus sent an email to all Chuck s creditors, telling them to come and get it. Pay off one creditor and they all jump on.

How does it all add up? If you have a charge off, that s a major derogatory on your credit report. There s a whole industry that tries to collect charged off debt. Each step can put another major derogatory on your credit report. Charge off does not protect you from any of that.

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Robert Weed has helped twelve thousand people file bankruptcy in Northern Virginia. Robert Weed is a frequent panelist and speaker at the meetings of the National Association of Consumer Bankruptcy Attorneys. He is one of Northern Virginia’s most experienced personal bankruptcy lawyers. As an expert on changing consumer bankruptcy laws, Robert Weed has been interviewed on local and national TV and quoted in newspapers across the country.


Cash value life insurance: What s it worth to you, whats my car worth.#Whats #my #car #worth


Cash value life insurance: What’s it worth to you?

Last Updated: January 1st, 2015

Whats my car worth Whats my car worth Whats my car worth Whats my car worth Whats my car worth

When you shop for life insurance, you’ve got two basic options: term or permanent life insurance.

Term life insurance covers you for a specific period of time, usually 10, 15, 20 or 30 years. If you live past your policy’s term, there is no payout to your beneficiaries.

Permanent life insurance, such as whole life, universal life or variable universal life insurance, covers you for the duration of your lifetime. It also offers a feature that’s commonly viewed as a strong selling point: cash value. In addition to lifelong insurance coverage, a portion of your premium payments goes toward a cash value account that grows tax-deferred over time.

When is building up cash value worth the extra money you’ll pay for the permanent life insurance policy?

Cash value: Worth the extra cost?

The cash value account is one reason whole life insurance premiums are higher than premiums for term insurance. Cash value grows slowly at first and generally picks up earnings speed after several years. The cash value in your policy grows each year with interest, tax-deferred. (Some policies grow cash value at a more steady rate; your insurance agent will show you illustrations of possible outcomes.)

Once you have accumulated enough cash value, you can opt to use it to cover your premium payments. This is known as being “paid up.” If you decide to withdraw some cash value, you may have to resume premium payments to keep the life insurance policy in force.

Another common way people access their cash value is by taking out a loan against their policy and paying it back with interest at a rate that’s generally lower than a bank loan. You’re not obligated to pay it back, but the money you owe, plus interest, will be deducted from the death benefit when you die. So if you don’t pay it back, your beneficiaries will lose out.

You can also make a full or partial withdrawal of your cash value. Depending on your policy and level of cash value, a withdrawal might reduce your death benefit. Exactly how much varies by policy, but in the case of universal life insurance your death benefit would be reduced on a dollar-for-dollar basis. For example, if you had a $100,000 death benefit with a $20,000 cash value and you withdrew $10,000, your resulting death benefit would be $90,000.

In some cases, partially withdrawing your cash value could greatly reduce your death benefit. For some traditional whole life insurance policies, the death benefit could be reduced by more than the amount you withdraw.

Cash value at a glance

Let’s take a look at possible scenarios of building cash value in a traditional whole life insurance policy. (The below examples are from New York Life Insurance Co.) Remember, illustrations will vary greatly depending on the insurer, the policy face amount, the policy type and your rating classification (preferred plus, preferred, standard, etc.).

Below are illustrations of how much cash value a 35-year-old nonsmoking male with a preferred-rate $100,000 whole life insurance policy could build up over his lifetime. Policy values and benefits shown are based on a dividend scale that is not guaranteed and could be more or less than what’s shown.

The first set shows what could happen to the cash value and death benefit if he taps his cash value to pay premiums. The second set shows what could happen if he pays his premiums himself every year.


What is my Sears Craftsman yard tractor worth, whats my car worth.#Whats #my #car #worth


What is my Sears Craftsman yard tractor worth

Whats my car worth

I have a lightly used Sears YS-4500 42 , 6 spd, with 20 hp Kohler pro. I purchased this in 2009 for $1200. It is in perfect running and cosmetic condition. I just do not use it enough to warrant keeping it. I prefer to keep my lawn mowed with my Honda push mower. I want to list it for sale on craigslist. I do not want to ask too much, or too less.

Whats my car worth

Oops meant to post above.

Here is a link that might be useful: Sears Yard Tractor

Whats my car worth

Gee, i bought one just like it, last summer, for fifty bucks! Same color, too. But, it had a bad transmission. Former owner didn’t know he should stop to shift gears. With the result the pinion gear is stripped!

Whats my car worth

I would think $900.00 would be a fair asking price for a two yr old tractor / mower . Not less than $750.00 unless you know something we don’t lol .

Whats my car worth

Clean it up so it looks like showroom. Park it on the corner with a for sale . sign. Ask a premium price ($875)and see what happens. You can always lower the price. Now is the prime time to offer this.

I purchased about a dozen mowers that were about 7 – 8 years old. I paid $100 – $150 for MTD and had difficulty selling for $300.00. I paid up to $300 for Craftsman and usually sold them for about $500.00. All were serviced and cleaned up like showroom. One craftsman had the 46 cubic inch opposed twin and was real clean – $700.00.

Most people who have premium dollars will simply buy a new mower. Our friends who look for a used mower are usually on a very limited budget. About 50% of the original price is what they are willing to pay.

Whats my car worth

Thanks for the solid advice everyone. I was thinking no less than $700.00. I can afford to wait for a good offer. The mower is in brand new condition.

Whats my car worth

Well there you go Haste makes Waste , Good Decision !

Whats my car worth

How much is an LT400 craftsman riding mower worth?

Whats my car worth

I have a ’05 Craftsman LT1000 tractor I bought slightly used from my local Sears outlet in 2006. Apparently someone bought it and after a couple months decided they didn’t want it. Weird. But I made an offer on the tractor (it had a flat tire) and I saved about $200 off the cost of a comparable new one. Plus this tractor came with grass catching bins and rear bin rack and spare mulching blades. I recently moved and my brother-in-law gave me his Craftsman garden tractor (one-year-newer than mine). So my question is what should I list my tractor for? It features 42 deck, B S 18 hp, auto trans and can mow in forward or reverse. It’s been a great tractor with few issues; arguably it’s better than the one I got from my brother-in-law. Thoughts?

Whats my car worth

Most likely $500 – $600 bucks since you have some xtras !

Whats my car worth

I’m looking at a 2005 GT5000 Craftsman mower and it has had the engine rebuilt. How much do you think it’s worth?

Whats my car worth

no more than $500.00

Whats my car worth

I am selling a Sears Craftsman LT1000 42 mulching mower (2004) in very good condition. I just had it tuned up(as sat awhile during my husband’s illness) put on a new battery, blade, air filter oil change filter; ran out the old gas. The 50% off original is about $650 plus I just spent over $100 in tuning it up. I WANT to SELL it! Is $650 to $750 too much to ask? It is all paid for – just don’t want it to sit. Want to move it at my lawn garden, etc. sale.

Whats my car worth

Ok My YT 2007 3000 has a bad engine and I need to get rid of it what should I ask for it?

Whats my car worth

$150 OBO for Parts .

Whats my car worth

bluemower – $300ish. In a Chicago suburb there was\is a business where when i stopped by for a part, i inquired whats up with the row of Sears riders. The owner says they are to be scrapped cuz only mowers painted green sell used. I got 2 for $50 each and both ran just that the last owner screwed with them and reassembled them wrong.

Whats my car worth

up up what are you smoking a 10 yr old mower with a bad engine ? Good luck with that lol .

Whats my car worth

I’m saying that bluemower may have been able to get them for less, not what the seller can get. The ones I bought back in 2000ish had no major problem that’s why i bought them – 1 last owner fiddled with and did not reassemble the overhead lifter rods properly so the valves didn’t open, the other one valve just needed to be reground. So neither ones i looked at had bad motors and just needed small repairs.

Like i said- when u compare apples to apples, green paint will get u more when selling leaving people like me who get (and still own\use) 80’s sears riders for the $50 i paid 16 years ago. So people who pay 300 for a used sears are not up to speed with what they could get it for if u know where to look or are patient.

So like i said, similar JD’s that have the same grade of construction and use the same motors thus similar problems but because they are green, certain market will pay more for them so that dealer only sells used JD’s just like i get Stihl stuff for $20 and typically can get $100- 99% of the time a dirty carb problem. Good luck doing the same with a sears trimmer.

Whats my car worth


What’s the cheapest way to buy a car? Yahoo Finance UK #cheap #car #seats


#buy a car uk
#

What’s the cheapest way to buy a car?

Related Content

We’re in the market for a new car, so we want to know the most cost-effective way to buy one.

My husband is convinced that a new car will work out cheaper in the long run – but then, he thinks that a two-seater sports car is the best option for our four-member family, so I’m not too convinced by his arguments.

But could he be right? About the new car, I mean, not the sports car. I’ve been looking into it…

A second-hand car

We always buy second-hand cars; my current Vauxhall is an ex-motability Zafira, which meant it was just three years old and fully serviced when we bought it.

This would be my preferred option now – finding a car new enough to only have very minor problems, but old enough to have lost a great deal of its value.

Of course, buying a second-hand car isn’t risk free. If you buy from a private seller then it’s essentially sold as seen, but if you buy from a dealer then they will have marked the price up.

Unscrupulous dealers may even try to conceal faults. However, you could always pay more and have a full technical inspection, such as a technical inspection offered by DEKRA, costing from £99. That pretty much ensures your vehicle is safe and there are no nasty surprises – so this is always what I would do.

But even with no obvious problems, an older car is more likely to need work – so could a newer car save us more in the long run?

A brand new car

It’s widely believed that when you drive your new car off the forecourt, it immediately loses so much value that you’d be better off buying a second-hand one.

This is certainly something I believe and it’s part of the reason I always aim to buy a car that’s around three years old. That way I know it’s fairly new but I won’t take the devaluation hit.

But that received wisdom was blown out of the water by recent analysis from Moneysupermarket showing that brand-new cars can be up to 73% cheaper to run .

Take the Peugeot 208, which I think would make a perfect car for my husband (and NOT a two-seater). It costs an average of £748 less a year to run a brand new one compared to a five-year-old model, making the new one much cheaper.

Of course, what’s cheapest depends on the model and the condition of a second-hand vehicle. But this does mean it’s not always right to assume new is more expensive.

Leasing a car

One thing we’re considering is hiring a car instead of purchasing one. All cars depreciate in value, so could it be cheaper to rent one instead of buying?

With a leased car, you pay a monthly fee, which can include running costs such as your MOT and any servicing. As long as you don’t exceed your agreed mileage, that’s the total cost of your vehicle – plus tax, petrol and insurance of course.

But you never own the vehicle, so at the end of the contract you don’t have anything to sell. However, you have also not had to cover the initial depreciation, which can mean you save money overall.

Month by month, this certainly seems to be a cheaper option – rental payments are typically less than a finance deal. And the dealer is responsible for selling the car afterwards, so they take the hit if it has devalued by more than expected.

The consumer magazine Which? reviewed some popular cars to find out whether it’s cheaper to lease or. For most, it was cheaper to buy, however the Ford Mondeo 2.0 TDCi Zetec was cheaper to lease.

For us, a major plus is that we’d be able to drive a new car without worrying about the risks of ownership like depreciation or wear and tear. We’d also potentially get to upgrade to another new car in three years.

However, I am quite put off by the idea of constantly paying for a vehicle – there would never be a point where you own the car and can just drive that if you can’t afford to upgrade.

Buying at auction

One thing we’ve considered is buying our next car at auction. This is certainly a way to find a cheap vehicle, but we don’t just need a cheap car, we need a reliable car.

Mostly the people picking up motors at auctions are dealers, but British Car Auctions report that around 10% of its customers are private buyers looking for a car for personal use.

Reading around online forums, it seems that buying at auction can save you hundreds or even thousands of pounds on a car, as there’s no dealer needing to make some money.

However, you also need to know what you’re doing. You need to be able to quickly assess the value of a vehicle and to have some sort of clue about whether it’s in good shape. Cars sold at auction are often ‘sold as seen’, meaning you’ll have very little chance of complaining if there’s an issue you didn’t spot.

Some cars will be sold with descriptions such as ‘no major mechanical faults’, so it’s really important to listen to the auctioneer’s description.

One tip that every auction-regular gives is to visit an auction before you go to buy, so that you understand everything that’s going on. Then know what you’re looking for and set a budget.

We’re very tempted by the potential savings of buying a car this way. However, I’m put off because of concerns that we wouldn’t spot any major faults, or might get carried away by the competitive nature of the auction and pay more for than we meant to.

If you’re interested in buying a car at auction, there’s a lot of information available on the British Car Auctions website .

What do you do when you need a new – or new-to-you – car? Where do you look? What are your tips for avoiding being ripped off? Share your experiences and insights in the comments below.


Pricing For Answering Service #answering #service #cost,answering #service #price,answering #service #prices,how #much #does #answering #service #cost,what\’s #the #price #for #answering #services,affordable #answering #service,flat #rate #answering #service,best #price #answering #service,cheap #answering #service,free #answering #service,answering #service #contracts,answering #service #rates,answering #service #plans,answering #service #deals


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  • Get Pricing For Answering Service Solutions – Control Your Cost, Don’t Be Controlled

    Just how much should an answering service cost and what if you could control the fees and plans to get the best rate from local call centers? The fact is you are in more control than you may think. From flat rate pricing, pay-per-call, or pay by the minute plans we’ll get you the most affordable and competitive rates from companies that will deliver their lowest prices, and the good news you won’t have to be a super negotiator to get that reduced price, because they know you’re shopping. We know time is important and getting the most for your money is even more important. That’s why we offer a one stop solution for you to complete one form and get quotes on answering services within 1 business day. Describe your needs (takes 30 seconds) and we will connect you with providers delivering their best prices on inbound call services that match your requirements. You deal directly with them they fight for your business. You save time and money.

    Pay For Time Usage Only: This type of plan bills you for actual time used. Most of the time you will be billed by the minute. Some companies bill in one minute increments so it’s best to use a service that bills in 10-15 second time increments, and ideally actual seconds used. Expect to pay a typical monthly base rate of $19 $49 plus your actual usage. The cost per minute will vary between $0.79 $1.25 depending on requirements.

    Pay Per Call: Pay a flat for every inbound call. This plan is great for those that have low call volumes but the down side can be that you will pay the same rate for incorrectly dialed numbers. The typical monthly base rate for this service will range from $10 to $30 a month and the price per call will be around $0.69 $1.50, usually depending on the anticipated length of your calls and number of questions that are being asked.

    Flat Rate Plans: A program that promises flat rates can be offered in a few ways, but the basic understanding is you pay one flat price for unlimited calls. This rate is based on your realistic call volume expectations but is a great way to manage the cost of service. These answering service plans range between $49 and $139 a month and usually require no contracts or set up fees.

    Pay as You Go: This program allows you to have a monthly base rate of $0.00 and you only pay for the actual time used. In some cases a small security deposit of up to $100 may be necessary to protect the supplier in the event you have excessive usage and don’t pay your invoice. A credit check may also be requested which you may or may not be required to pay for.


  • What’s the cheapest way to buy a car? Yahoo Finance UK #cars #for #sale #by #owner


    #buy a car uk
    #

    What’s the cheapest way to buy a car?

    Related Content

    We’re in the market for a new car, so we want to know the most cost-effective way to buy one.

    My husband is convinced that a new car will work out cheaper in the long run – but then, he thinks that a two-seater sports car is the best option for our four-member family, so I’m not too convinced by his arguments.

    But could he be right? About the new car, I mean, not the sports car. I’ve been looking into it…

    A second-hand car

    We always buy second-hand cars; my current Vauxhall is an ex-motability Zafira, which meant it was just three years old and fully serviced when we bought it.

    This would be my preferred option now – finding a car new enough to only have very minor problems, but old enough to have lost a great deal of its value.

    Of course, buying a second-hand car isn’t risk free. If you buy from a private seller then it’s essentially sold as seen, but if you buy from a dealer then they will have marked the price up.

    Unscrupulous dealers may even try to conceal faults. However, you could always pay more and have a full technical inspection, such as a technical inspection offered by DEKRA, costing from £99. That pretty much ensures your vehicle is safe and there are no nasty surprises – so this is always what I would do.

    But even with no obvious problems, an older car is more likely to need work – so could a newer car save us more in the long run?

    A brand new car

    It’s widely believed that when you drive your new car off the forecourt, it immediately loses so much value that you’d be better off buying a second-hand one.

    This is certainly something I believe and it’s part of the reason I always aim to buy a car that’s around three years old. That way I know it’s fairly new but I won’t take the devaluation hit.

    But that received wisdom was blown out of the water by recent analysis from Moneysupermarket showing that brand-new cars can be up to 73% cheaper to run .

    Take the Peugeot 208, which I think would make a perfect car for my husband (and NOT a two-seater). It costs an average of £748 less a year to run a brand new one compared to a five-year-old model, making the new one much cheaper.

    Of course, what’s cheapest depends on the model and the condition of a second-hand vehicle. But this does mean it’s not always right to assume new is more expensive.

    Leasing a car

    One thing we’re considering is hiring a car instead of purchasing one. All cars depreciate in value, so could it be cheaper to rent one instead of buying?

    With a leased car, you pay a monthly fee, which can include running costs such as your MOT and any servicing. As long as you don’t exceed your agreed mileage, that’s the total cost of your vehicle – plus tax, petrol and insurance of course.

    But you never own the vehicle, so at the end of the contract you don’t have anything to sell. However, you have also not had to cover the initial depreciation, which can mean you save money overall.

    Month by month, this certainly seems to be a cheaper option – rental payments are typically less than a finance deal. And the dealer is responsible for selling the car afterwards, so they take the hit if it has devalued by more than expected.

    The consumer magazine Which? reviewed some popular cars to find out whether it’s cheaper to lease or. For most, it was cheaper to buy, however the Ford Mondeo 2.0 TDCi Zetec was cheaper to lease.

    For us, a major plus is that we’d be able to drive a new car without worrying about the risks of ownership like depreciation or wear and tear. We’d also potentially get to upgrade to another new car in three years.

    However, I am quite put off by the idea of constantly paying for a vehicle – there would never be a point where you own the car and can just drive that if you can’t afford to upgrade.

    Buying at auction

    One thing we’ve considered is buying our next car at auction. This is certainly a way to find a cheap vehicle, but we don’t just need a cheap car, we need a reliable car.

    Mostly the people picking up motors at auctions are dealers, but British Car Auctions report that around 10% of its customers are private buyers looking for a car for personal use.

    Reading around online forums, it seems that buying at auction can save you hundreds or even thousands of pounds on a car, as there’s no dealer needing to make some money.

    However, you also need to know what you’re doing. You need to be able to quickly assess the value of a vehicle and to have some sort of clue about whether it’s in good shape. Cars sold at auction are often ‘sold as seen’, meaning you’ll have very little chance of complaining if there’s an issue you didn’t spot.

    Some cars will be sold with descriptions such as ‘no major mechanical faults’, so it’s really important to listen to the auctioneer’s description.

    One tip that every auction-regular gives is to visit an auction before you go to buy, so that you understand everything that’s going on. Then know what you’re looking for and set a budget.

    We’re very tempted by the potential savings of buying a car this way. However, I’m put off because of concerns that we wouldn’t spot any major faults, or might get carried away by the competitive nature of the auction and pay more for than we meant to.

    If you’re interested in buying a car at auction, there’s a lot of information available on the British Car Auctions website .

    What do you do when you need a new – or new-to-you – car? Where do you look? What are your tips for avoiding being ripped off? Share your experiences and insights in the comments below.


    Whats included in our car hire rates #car #payment #calculator


    #usa car rental
    #

    What do our car rental rates include?

    U.S. Rent A Car only ever offers Fully Inclusive car hire rates in the USA. There are no additional insurances that you need to purchase locally.

    Silver Rates (inclusive)

    • Unlimited Mileage.
    • Loss Damage Waiver (LDW) which is a combination insurance of both Collision Damage Waiver (CDW) and Theft Waiver. As long as you adhere to the rental policy of the supplier you will not be held responsible for the cost of replacement or repair to your hire vehicle.
    • Uninsured Motorist Protection (UMP) up to $1m Liability Cover. Offers an Uninsured/Underinsured/Hit-and-Run Motorist Protection (UMP) that provides the renter and family members travelling together in the rented vehicle with up to $1,000,000 of non-stacked coverage for bodily injury sustained while driving the rental car, and caused by another driver who has no insurance, minimal insurance, or is a hit-and-run driver.
    • Supplemental Liability Insurance (SLI) up to $1m Liability Cover. All drivers included on the rental agreement will not be held liable for third party claims for bodily injury or property damage resulting from an accident.
    • Basic Roadside Assistance
    • All Taxes and Airport Fees.

    All our suppliers include 1 additional driver free of charge when collecting in California.

    If our Gold Rate is purchased in addition to the Silver rate inclusions your first tank of petrol will be included (excluding All Alamo Manhattan Locations and San Francisco downtown locations) and extend the insurance to accommodate additional drivers.

    • Alamo Rent A Car Gold covers up to 3 additional drivers over 25. (Alamo Gold only available for rentals of 4 days or more)
    • Budget Rent A Car Gold covers all additional drivers over 25.
    • Dollar Rent A Car Gold covers all additional drivers over 25. (Dollar Gold only available on rentals for 4 days or more)
    • National Car Rental Gold Gold covers up to 3 additional drivers over 25. (National Gold only available for rentals of 4 days or more)
    • Thrifty Rent A Car  Gold covers all additional drivers over 25 (Thrifty Gold only includes fuel when rental is for 4 days or more)
    • Sixt Rent A Car  Gold 1 additional drivers over 25

    If our Platinum Rate is purchased (where available) in addition to the Silver and Gold rate features you will also be covered for the following.

    Reimbursement for any physical loss or damage to the Rental Vehicle for which You are responsible under the terms of the Vehicle Rental Agreement. including: (Total section limit: GBP 2,000.00)

    • Physical damage to windscreens, tyres, and undercarriage.
    • Towing costs relating to the loss or damage.

    If unintentionally locked out of the Rental Vehicle.

    • Our supplier will pay up to GBP 100.00 to open the Rental Vehicle.

    Pay to replace a lost or stolen Rental Vehicle key, including replacement locks and locksmith.

    • charges up to a maximum of GBP 300.00 for each and every claim.

    Please note that the additional Platinum insurance is exclusive to usrentacar.co.uk and is not provided directly with the supplier but through our third part insurers, for more details please see our terms .

    PLEASE NOTE: The Platinum Part of the Insurance on your car rental is underwritten by our Insurance Partner here in the UK. Do not re-purchase this insurance from the suppliers upon collection as we will not be able to obtain a refund.

    Young Drivers Packages;

    If our Young Drivers Package is selected (where available) in addition to the Silver and Gold rate features (amount of drivers differs) you will also be covered for the following.

    Alamo Rent A Car includes no under 25 surcharge for 3 young drivers (21-24).

    National Car Rental includes no under 25 surcharge for 3 young drivers (21-24)

    Sixt Car Rental includes no under 25 surcharge for all young drivers (21-24)

    If our Young Drivers Package Plus is selected (where available) in addition to the Young Drivers Package features you will also be covered for the following.

    Reimbursement for any physical loss or damage to the Rental Vehicle for which You are responsible under the terms of the Vehicle Rental Agreement, including: (Total section limit: GBP 2,000.00)

    Physical damage to windscreens, tyres, and undercarriage.

    Towing costs relating to the loss or damage.

    If unintentionally locked out of the Rental Vehicle Our supplier will pay up to GBP 100.00 to open the Rental Vehicle.

    Pay to replace a lost or stolen Rental Vehicle key, including replacement locks and locksmith. charges up to a maximum of GBP 300.00 for each and every claim.

    Please note that the additional insurance covered in our Young Drivers Package Plus is exclusive to usrentacar.co.uk and is not provided directly with the supplier but through our third part insurers, for more details please see our terms .

    What’s NOT included?

    Customer Facility Charge From 1 st October 2010 at Chicago O’Hare International Airport a CFC (Customer Facility Charge) will apply to rentals collecting from Chicago O’Hare. The charge of $8.00 per day plus tax will be charged locally upon collection of your vehicle. This charge has been implemented by Chicago O’Hare International Airport NOT by the car rental companies.

    Your rental will include full insurance as stated above. Our suppliers may offer you ‘Optional’ extras upon collection of your vehicle. You are under NO OBLIGATION to purchase them.

    These extras may include the following;

    Advanced RoadSafe/Roadside Assistance. Your rental will include basic road side assistance. An emergency number will be located upon the rental agreement collected from the supplier for you to call in the event of mechanical difficulties. Although your rental will include a basic roadside assistance service you may be offered to upgrade this to a more comprehensive/time sensitive or Premium service. This is NOT compulsory, you do not have to accept this. Prices vary from supplier to supplier and will be advised upon collection of the vehicle.

    Personal Accident Insurance/Effects Insurance. Your personal belongings are not covered by the car insurance in the event of loss or damage. Our suppliers may offer you insurance cover for this however this is ‘Optional’ and you are under NO OBLIGATION to accept this. Please check with your travel insurance company before you travel as standard travel insurance will usually cover your personal effects.

    Upgrades. Upon collection of your vehicle some suppliers may run special offers or offer you to upgrade your vehicle. This is an ‘Optional’ extra that you do NOT have to accept. If you are happy with the vehicle you have booked just decline any offers. If you choose to upgrade from your pre-booked vehicle the local upgrades will be charged by the supplier on top of the price you have paid us at the prevailing rate determined by the supplier, these charges are usually at a per day cost.

    The Budget Rent A Car upgrade offer shown on www.usrentacar.co.uk is subject to local availability at all times. The upgrade is voucher based and is not guaranteed.

    Fuel. If you have purchased the Silver (inclusive) rate then you will be obliged to pay for the first tank of fuel at a cost managed by the supplier. Fuel options can vary from supplier to supplier so please check the fuel conditions when you collect the car.

    Toll Charges. Our supplier usually offers a Toll Pass facility which you can rent for the duration of your hire. The system will electronically bill toll charges to your credit card used to collect the vehicle should you opt to use the service. Click here for more details – Toll charges USA

    Local Taxes. If you choose to purchase any items listed above, or otherwise, from the supplier upon collection of your vehicle please remember that purchases will be subject to local taxes. Please check the total price with the supplier upon purchase.

    PLEASE NOTE: YOU MUST CHECK YOUR RENTAL AGREEMENT BEFORE SIGNING IT. PLEASE QUERY ANY ITEMS ON THE AGREEMENT YOU ARE NOT SURE ABOUT. ONCE YOU SIGN THE RENTAL AGREEMENT YOU WILL BE AGREEING TO THE SUPPLIERS TERMS AND YOUR CONTRACT WILL THEN BE WITH THE RESPECTIVE SUPPLIER. OUR SUPPLIERS WILL NOT REFUND CUSTOMERS FOR ANY EXTRAS SIGNED FOR LOCALLY.

    A full list of our terms can be found here www.usrentacar.co.uk/terms.aspx


    How Much Is My Car Worth, Whats My Car Worth. #rent #a #car #deals


    #whats my car worth
    #

    Your valuation process

    Premium valuation

    If this sounds like you, look no further than Glass’s. We are your one-stop valuation site; helping you to buy or sell your car with confidence. We’ve been valuing cars for over 75 years and have spent this time sourcing original data and getting it right for our users time after time. Our guide is world-famous and our valuations are used regularly by 90% of the motor trade, thus making us a leading name in the car valuation sector.

    Instead of asking yourself “what’s my car worth?”, take advantage of our Free or Premium car valuation. Our comprehensive valuations will offer you a much-needed answer to that nagging question “how much is my car worth?”, and provide you with all the information you need to make an informed sale or purchase.

    Glass’s mission is to constantly capture the latest, up-to-the-minute data on accurate car values. Our valuations consider everything from economic trends to consumer tastes; sifting through complex facts, figures and data to give you a reliable, real-world valuation.

    So, if you have been asking yourself “what’s my car worth and how can I get the best deal?”, why not take advantage of Glass’s car valuation expertise?

    View a sample certificate

    View a sample certificate. After you have completed our quick valuation process, we will send you a printable PDF certificate. This is recognised by dealers all over the UK. To see an example PDF, simply click on the button below.


    Whats included in our car hire rates #buy #a #car


    #usa car rental
    #

    What do our car rental rates include?

    U.S. Rent A Car only ever offers Fully Inclusive car hire rates in the USA. There are no additional insurances that you need to purchase locally.

    Silver Rates (inclusive)

    • Unlimited Mileage.
    • Loss Damage Waiver (LDW) which is a combination insurance of both Collision Damage Waiver (CDW) and Theft Waiver. As long as you adhere to the rental policy of the supplier you will not be held responsible for the cost of replacement or repair to your hire vehicle.
    • Uninsured Motorist Protection (UMP) up to $1m Liability Cover. Offers an Uninsured/Underinsured/Hit-and-Run Motorist Protection (UMP) that provides the renter and family members travelling together in the rented vehicle with up to $1,000,000 of non-stacked coverage for bodily injury sustained while driving the rental car, and caused by another driver who has no insurance, minimal insurance, or is a hit-and-run driver.
    • Supplemental Liability Insurance (SLI) up to $1m Liability Cover. All drivers included on the rental agreement will not be held liable for third party claims for bodily injury or property damage resulting from an accident.
    • Basic Roadside Assistance
    • All Taxes and Airport Fees.

    All our suppliers include 1 additional driver free of charge when collecting in California.

    If our Gold Rate is purchased in addition to the Silver rate inclusions your first tank of petrol will be included (excluding All Alamo Manhattan Locations and San Francisco downtown locations) and extend the insurance to accommodate additional drivers.

    • Alamo Rent A Car Gold covers up to 3 additional drivers over 25. (Alamo Gold only available for rentals of 4 days or more)
    • Budget Rent A Car Gold covers all additional drivers over 25.
    • Dollar Rent A Car Gold covers all additional drivers over 25. (Dollar Gold only available on rentals for 4 days or more)
    • National Car Rental Gold Gold covers up to 3 additional drivers over 25. (National Gold only available for rentals of 4 days or more)
    • Thrifty Rent A Car  Gold covers all additional drivers over 25 (Thrifty Gold only includes fuel when rental is for 4 days or more)
    • Sixt Rent A Car  Gold 1 additional drivers over 25

    If our Platinum Rate is purchased (where available) in addition to the Silver and Gold rate features you will also be covered for the following.

    Reimbursement for any physical loss or damage to the Rental Vehicle for which You are responsible under the terms of the Vehicle Rental Agreement. including: (Total section limit: GBP 2,000.00)

    • Physical damage to windscreens, tyres, and undercarriage.
    • Towing costs relating to the loss or damage.

    If unintentionally locked out of the Rental Vehicle.

    • Our supplier will pay up to GBP 100.00 to open the Rental Vehicle.

    Pay to replace a lost or stolen Rental Vehicle key, including replacement locks and locksmith.

    • charges up to a maximum of GBP 300.00 for each and every claim.

    Please note that the additional Platinum insurance is exclusive to usrentacar.co.uk and is not provided directly with the supplier but through our third part insurers, for more details please see our terms .

    PLEASE NOTE: The Platinum Part of the Insurance on your car rental is underwritten by our Insurance Partner here in the UK. Do not re-purchase this insurance from the suppliers upon collection as we will not be able to obtain a refund.

    Young Drivers Packages;

    If our Young Drivers Package is selected (where available) in addition to the Silver and Gold rate features (amount of drivers differs) you will also be covered for the following.

    Alamo Rent A Car includes no under 25 surcharge for 3 young drivers (21-24).

    National Car Rental includes no under 25 surcharge for 3 young drivers (21-24)

    Sixt Car Rental includes no under 25 surcharge for all young drivers (21-24)

    If our Young Drivers Package Plus is selected (where available) in addition to the Young Drivers Package features you will also be covered for the following.

    Reimbursement for any physical loss or damage to the Rental Vehicle for which You are responsible under the terms of the Vehicle Rental Agreement, including: (Total section limit: GBP 2,000.00)

    Physical damage to windscreens, tyres, and undercarriage.

    Towing costs relating to the loss or damage.

    If unintentionally locked out of the Rental Vehicle Our supplier will pay up to GBP 100.00 to open the Rental Vehicle.

    Pay to replace a lost or stolen Rental Vehicle key, including replacement locks and locksmith. charges up to a maximum of GBP 300.00 for each and every claim.

    Please note that the additional insurance covered in our Young Drivers Package Plus is exclusive to usrentacar.co.uk and is not provided directly with the supplier but through our third part insurers, for more details please see our terms .

    What’s NOT included?

    Customer Facility Charge From 1 st October 2010 at Chicago O’Hare International Airport a CFC (Customer Facility Charge) will apply to rentals collecting from Chicago O’Hare. The charge of $8.00 per day plus tax will be charged locally upon collection of your vehicle. This charge has been implemented by Chicago O’Hare International Airport NOT by the car rental companies.

    Your rental will include full insurance as stated above. Our suppliers may offer you ‘Optional’ extras upon collection of your vehicle. You are under NO OBLIGATION to purchase them.

    These extras may include the following;

    Advanced RoadSafe/Roadside Assistance. Your rental will include basic road side assistance. An emergency number will be located upon the rental agreement collected from the supplier for you to call in the event of mechanical difficulties. Although your rental will include a basic roadside assistance service you may be offered to upgrade this to a more comprehensive/time sensitive or Premium service. This is NOT compulsory, you do not have to accept this. Prices vary from supplier to supplier and will be advised upon collection of the vehicle.

    Personal Accident Insurance/Effects Insurance. Your personal belongings are not covered by the car insurance in the event of loss or damage. Our suppliers may offer you insurance cover for this however this is ‘Optional’ and you are under NO OBLIGATION to accept this. Please check with your travel insurance company before you travel as standard travel insurance will usually cover your personal effects.

    Upgrades. Upon collection of your vehicle some suppliers may run special offers or offer you to upgrade your vehicle. This is an ‘Optional’ extra that you do NOT have to accept. If you are happy with the vehicle you have booked just decline any offers. If you choose to upgrade from your pre-booked vehicle the local upgrades will be charged by the supplier on top of the price you have paid us at the prevailing rate determined by the supplier, these charges are usually at a per day cost.

    The Budget Rent A Car upgrade offer shown on www.usrentacar.co.uk is subject to local availability at all times. The upgrade is voucher based and is not guaranteed.

    Fuel. If you have purchased the Silver (inclusive) rate then you will be obliged to pay for the first tank of fuel at a cost managed by the supplier. Fuel options can vary from supplier to supplier so please check the fuel conditions when you collect the car.

    Toll Charges. Our supplier usually offers a Toll Pass facility which you can rent for the duration of your hire. The system will electronically bill toll charges to your credit card used to collect the vehicle should you opt to use the service. Click here for more details – Toll charges USA

    Local Taxes. If you choose to purchase any items listed above, or otherwise, from the supplier upon collection of your vehicle please remember that purchases will be subject to local taxes. Please check the total price with the supplier upon purchase.

    PLEASE NOTE: YOU MUST CHECK YOUR RENTAL AGREEMENT BEFORE SIGNING IT. PLEASE QUERY ANY ITEMS ON THE AGREEMENT YOU ARE NOT SURE ABOUT. ONCE YOU SIGN THE RENTAL AGREEMENT YOU WILL BE AGREEING TO THE SUPPLIERS TERMS AND YOUR CONTRACT WILL THEN BE WITH THE RESPECTIVE SUPPLIER. OUR SUPPLIERS WILL NOT REFUND CUSTOMERS FOR ANY EXTRAS SIGNED FOR LOCALLY.

    A full list of our terms can be found here www.usrentacar.co.uk/terms.aspx