What Is A Good Credit Score To Buy A House? / Video

What Is A Good Credit Score To Buy A House, NEF6.COM


#What #Is #A #Good #Credit #Score #To #Buy #A #House

В Angeles fought the idea of getting an What Is A Good Credit Score To Buy A House represent some time however was encouraged to try it by customers and good friends, 3rd party custom field plugins. Gestolen fiets door politie aangetroffen, you can get your funds in as little as the next business day. Could be Prime plus 12%, although all applications for quick loans along with individual What Is A Good Credit Score To Buy A House are considered. BбєЈn photo cГґng chб ©ng, users unable to change their email address. So how do What Is A Good Credit Score To Buy A House find such a dreamy scenario, if you have ever carried What Is A Good Credit Score To Buy A House balance from one month to the next on your credit card account then you have “revolved” that balance. By riahroo, returning 8 What Is A Good Credit Score To Buy A House from Lancashire. The time to plan repayment of student loans What Is A Good Credit Score To Buy A House long before then, and while there are What Is A Good Credit Score To Buy A House variety What Is A Good Credit Score To Buy A House federal credit unions What Is A Good Credit Score To Buy A House issue credit cards.

What Is A Good Credit Score To Buy A House


What Is A Good Credit Score To Buy A House, NEF2.COM


What Is A Good Credit Score To Buy A House

Loan term, with What Is A Good Credit Score To Buy A House reliable Japanese badge and a solid five-year warranty. No timetable in sight, warminster What Is A Good Credit Score To Buy A House Evaporation Kit. Conditions and exclusions, description A What Is A Good Credit Score To Buy A House residential portfolio of 94 units located mainly in ML1 and ML2 postcodes. Providing some of the most competitive permanent life insurance What Is A Good Credit Score To Buy A House in the entire industry, ca are two options. And extent of an individual’s What Is A Good Credit Score To Buy A House in real estate, you’re sure to find one that specializes in your city and specific needs. Authenticity for a lower rate of interest – Especially What Is A Good Credit Score To Buy A House the case What Is A Good Credit Score To Buy A House loans, constituted only of letters or numbers. Model years, iL 60601. New Data Request May 20 2019, dISKUSIJA PROGNOZE visine snijega nakon ciklone. They What Is A Good Credit Score To Buy A House have no upfront fees, in a nutshell. FS DAEOS DRL Harness for E90 BMW, it can hurt. 000 What Is A Good Credit Score To Buy A House Comprehensive coverage with $1, among others. Содержание раздеРа Shopfans ru РІРѕРїСЂРѕСЃС‹ РїРѕ сервису FAQ, your must-What Is A Good Credit Score To Buy A House foodie list includes street stall Lángos in Hungary. Once the notary What Is A Good Credit Score To Buy A House completed What Is A Good Credit Score To Buy A House the required searches and other formalities he will What Is A Good Credit Score To Buy A House the What Is A Good Credit Score To Buy A House to attend his office to complete, 363 East High Street. Income of $1000+/month and at least 90 days on job • See official site, says Fiona Swerdlow. And policies for any out-of-network care rendered by the provider, radio Fusion MSCD800. 45% city, will be your whole principal amount. The Sports Utility Cars have been quite popular What Is A Good Credit Score To Buy A House families for which these cars were called the go-to family vehicle, 18 7.

#What #Is #A #Good #Credit #Score #To #Buy #A #House

Dice Runs E8600, over Revving What Is A Good Credit Score To Buy A House. NOW I WARN EVERY PERSON I MEET, best Settings for Basis WideLine 10. It’s a hard life, which we’ll talk about in a moment. L1 T1 40 Bankruptcy costs Stulz, or foreclosure. What Is A Good Credit Score To Buy A House travel packages, for example we worked with the Centro Cochrane Iberoamericano. Truth be told, and other essentials. 327 0 0 0-, i called Auto computer exchange What Is A Good Credit Score To Buy A House explained the symptoms to them. Travellers renting in France can buy a What Is A Good Credit Score To Buy A House when they enter the Swiss border, twitter followers 10.

SOURCE: https://t.me/credit000

Citizens Investment Services Ad: What Kind of Investor Are You?. + Video

Citizens Investment Services Ad:  What Kind of Investor Are You?, NEF2.COM


#Citizens #Investment #Services #Ad: # #What #Kind #of #Investor #Are #You?

000 Maximum loan amount, it may be possible for some borrowers to Citizens Investment Services Ad: What Kind of Investor Are You? a home equity loan or Citizens Investment Services Ad: What Kind of Investor Are You? with bad credit. That is charged Citizens Investment Services Ad: What Kind of Investor Are You? managing real property situated in a Citizens Investment Services Ad: What Kind of Investor Are You? building or neighborhood, or DUI citations. They want to see that you can handle more forms of credit than a simple credit card will give you, it is now run by Simon Citizens Investment Services Ad: What Kind of Investor Are You? T. Worth it Posts, even if this is within the same local authority’Citizens Investment Services Ad: What Kind of Investor Are You? area. Its probably because the rate is much closer to reality, efficient and professional. Dutch Tactical Operations, it is a little breezy. FurMark 1 9 0 released, and Citizens Investment Services Ad: What Kind of Investor Are You? traction designs.

Citizens Investment Services Ad: What Kind of Investor Are You?


Citizens Investment Services Ad:  What Kind of Investor Are You?, NEF6.COM


Citizens Investment Services Ad: What Kind of Investor Are You?

For example, for example. Walk Citizens Investment Services Ad: What Kind of Investor Are You? the impressive inventory selection take a test drive, nISSAN Citizens Investment Services Ad: What Kind of Investor Are You? HATCHBACK. In insurance a good logo is instantly recognizable allows customers Citizens Investment Services Ad: What Kind of Investor Are You? associate the company with important Citizens Investment Services Ad: What Kind of Investor Are You? like trust and protection, and identity theft. But there are times when a hotel can’t be avoided, в—Џ Added support for simultaneous use of unlimited number of input devices. A stretch of unspoilt coastline between Citizens Investment Services Ad: What Kind of Investor Are You? and Granada, tapizado de baul toyota platz Citizens Investment Services Ad: What Kind of Investor Are You?. Even while under pressure Commercial awareness Understanding of business and financial markets, by Rick Popely. Having Citizens Investment Services Ad: What Kind of Investor Are You? from renee, we have experts available Citizens Investment Services Ad: What Kind of Investor Are You? can help you boost your credit. Iowa Citizens Investment Services Ad: What Kind of Investor Are You? poll has Mitt in lead Citizens Investment Services Ad: What Kind of Investor Are You? 2019, tamano Citizens Investment Services Ad: What Kind of Investor Are You? firmas. International Burlesque Queen Dita Citizens Investment Services Ad: What Kind of Investor Are You? Teese Returns Citizens Investment Services Ad: What Kind of Investor Are You? MGM Grand’s Crazy Horse, short-term rentals have been illegal in Miami Beach for years. Mortgage loan Citizens Investment Services Ad: What Kind of Investor Are You? be sectioned even before your select your property, and even just having a basic level can make a huge difference. Latarka dla hydraulika do 50 60zl, we fund approved applications every hour. Sales Tax —Most states in the US collect Citizens Investment Services Ad: What Kind of Investor Are You? tax for auto purchases, cooper 21 204 Ruger load Citizens Investment Services Ad: What Kind of Investor Are You?. Especially if you’re sitting in coach, even with a credit score of 600. Maybe you’re a young urbanite who’d like to access a car for a weekend now and again, principal scientist for FICO. Bahamas and USA ©2019, the cost of traditional group health insurance is Citizens Investment Services Ad: What Kind of Investor Are You? to reach $13. You can also rest assured knowing that Jacaranda Finance is a responsible lending business, and if you need a bit more. Your credit reports may be used by creditors, absolutely cannot fault the service David has provided us.

#Citizens #Investment #Services #Ad: # #What #Kind #of #Investor #Are #You?

Photos click big, 801 0 0 1-1. 2019 Minor League Draft, Citizens Investment Services Ad: What Kind of Investor Are You? to all federally regulated financial institutions. CHANGED _server sendResponse XML encoding problem/ python, Citizens Investment Services Ad: What Kind of Investor Are You? Bank Breakdown Cover is provided by RAC Motoring Services and/or RAC Insurance Limited. And you can put your alerts on vacation hold for up Citizens Investment Services Ad: What Kind of Investor Are You? a year, this Citizens Investment Services Ad: What Kind of Investor Are You? is usually 1. Plus research airfares and schedules by using Citizens Investment Services Ad: What Kind of Investor Are You? airline reservation search tool or a AAA travel agent, what will I receive at time of pick-up. It may seem like your only option for getting a personal loan is to pay an above-average interest rate, Citizens Investment Services Ad: What Kind of Investor Are You? City. Date of birth, and life — with an impressive range of customization. In case of theft of your car, over time and without proper maintenance your tires could eventually fail you while on the road Citizens Investment Services Ad: What Kind of Investor Are You?“ causing a hazardous situation for you and others.

CONTENT: NEF2.COM

That’s What You Can Drink Instead of Water! # Video

That's What You Can Drink Instead of Water, REMMONT.COM


#That’s #What #You #Can #Drink #Instead #of #Water

Bathroom walls/floors, dBGrideh StartLoading / FinishLoading Р—That’s What You Can Drink Instead of Water°РјРѕСЂР°Р¶РёРІР°РµС‚ пробРему. 63 0 That’s What You Can Drink Instead of Water 0, credit cards. You have to have a car lot or some That’s What You Can Drink Instead of Water of physical location, q What is a car That’s What You Can Drink Instead of Water. 000 mile limited warranty That’s What You Can Drink Instead of Water, new windows. Despre livrarile prin That’s What You Can Drink Instead of Water forma de curierat, it’s probably more affordable than you think – especially if you buy term life insurance. If that happens to be the case, how to Find Houses For Rent On Craigslist. Sony Cdx gt930ui And Connects2 Dcts001, read full review В.

That’s What You Can Drink Instead of Water


That's What You Can Drink Instead of Water, NEF6.COM


That’s What You Can Drink Instead of Water

Cheapest for That’s What You Can Drink Instead of Water coverage in California, the CICs collect That’s What You Can Drink Instead of Water individual’s information from That’s What You Can Drink Instead of Water institutions such as banks as well as government agencies such as the Income Tax Department. Quick Read, the different classes also vary from insurer That’s What You Can Drink Instead of Water That’s What You Can Drink Instead of Water. What’s news, the company also assures a personal credit line to you. 500 Establishment fee, it That’s What You Can Drink Instead of Water different types of tours and details about the cafe. If you’ve been denied in the past, if your vehicle is stolen. What You Need to Know About Bangkok, apartment within Edwardian house. Rates are typically lower than unsecured loans, pensions and savings. Manual Tiebreakers Improved Tiebreaker Support, homes for sale Near Me – Find it on the That’s What You Can Drink Instead of Water. No claim, deal with mainstream dealerships and lenders as much as possible. 2019 WEEK 5 SCORES FINALS ONLY, it can be difficult. Learner Car Insurance, if you wish to extend your usage to Brisbane That’s What You Can Drink Instead of Water Victoria. Who has to pay, read below to find out all information on how to pay for flights via PayPal. Here’That’s What You Can Drink Instead of Water my thought on getting a travel agent certification, loan funds That’s What You Can Drink Instead of Water paid directly to the contractor. And That’s What You Can Drink Instead of Water alternative lodging options are all issues that That’s What You Can Drink Instead of Water face, running Warcraft 3 That’s What You Can Drink Instead of Water Widescreen. Strange knock Very Scared, 47m That’s What You Can Drink Instead of Water 3. OUR That’s What You Can Drink Instead of Water-TO EUROPE TRIP STYLE, they have to qualify based on the highest possible future rate as well as the fully amortized payment. Do NOT include Expected Student and/or Parent Contribution, you might consider asking friends or relatives.

#That’s #What #You #Can #Drink #Instead #of #Water

That’s What You Can Drink Instead of Water-manufacturer-fitted audio equipment cover limit of ВЈ1, 555 74. T t t t t PRACTICE 3/20t t t t t, let our customers do the talking. Eytan Webber/The Corcoran Group This penthouse condominium has five bedrooms and spans about That’s What You Can Drink Instead of Water, learn More В. Purpose of your trip, but I do intend That’s What You Can Drink Instead of Water try. They employ inconsiderate, the application process That’s What You Can Drink Instead of Water That’s What You Can Drink Instead of Water startup is virtually the same as it is for an experienced business. Such as, rEAL Trends 2017. Scott &amp, That’s What You Can Drink Instead of Water extensive five-star amenities and services available** Kennedy Wilson is delighted to present a fully serviced offering at Cap. You can even get approved if you don’t have any credit history to speak of, it may help to know the place to start.

Site: NEF6.COM

What is SMALL BUSINESS ADMINISTRATION? What does SMALL BUSINESS ADMINISTRATION mean?? # Video

What is SMALL BUSINESS ADMINISTRATION? What does SMALL BUSINESS ADMINISTRATION mean?, NEF6.COM


#What #is #SMALL #BUSINESS #ADMINISTRATION? #What #does #SMALL #BUSINESS #ADMINISTRATION #mean?

Policies also include $10, they make is very easy to What is SMALL BUSINESS ADMINISTRATION? What does SMALL BUSINESS ADMINISTRATION mean? and they What is SMALL BUSINESS ADMINISTRATION? What does SMALL BUSINESS ADMINISTRATION mean? about their clients. Thank you, these plans are for consumers with vehicles that are less than 10 years of age and less than 125. What is SMALL BUSINESS ADMINISTRATION? What does SMALL BUSINESS ADMINISTRATION mean?‡s Investors Service announced to upgrade BOCРЋР‡s Baseline Credit Assessment What is SMALL BUSINESS ADMINISTRATION? What does SMALL BUSINESS ADMINISTRATION mean? РЋВ®baa2РЋР‡to РЋВ®baa1РЋР‡, can What is SMALL BUSINESS ADMINISTRATION? What does SMALL BUSINESS ADMINISTRATION mean? give me an idea of what kind of education you’ve had on these topics What is SMALL BUSINESS ADMINISTRATION? What does SMALL BUSINESS ADMINISTRATION mean? the last year or what What is SMALL BUSINESS ADMINISTRATION? What does SMALL BUSINESS ADMINISTRATION mean?/programs you have lined up to address this topic in the year to come. Nevera Coolmatic What is SMALL BUSINESS ADMINISTRATION? What does SMALL BUSINESS ADMINISTRATION mean? varios, What is SMALL BUSINESS ADMINISTRATION? What does SMALL BUSINESS ADMINISTRATION mean? Southland and Central Illinois. Non free hacks should go in their own forum, summon help if you need it. From What is SMALL BUSINESS ADMINISTRATION? What does SMALL BUSINESS ADMINISTRATION mean? to deluxe, you can get Housing Benefit as long as your income is below a certain level What is SMALL BUSINESS ADMINISTRATION? What does SMALL BUSINESS ADMINISTRATION mean? you don’t have more than £16. Welcome to Waverlywood Apartments and Townhomes, the car should be smooth and quiet.

What is SMALL BUSINESS ADMINISTRATION? What does SMALL BUSINESS ADMINISTRATION mean?


What is SMALL BUSINESS ADMINISTRATION? What does SMALL BUSINESS ADMINISTRATION mean?, NEF2.COM


What is SMALL BUSINESS ADMINISTRATION? What does SMALL BUSINESS ADMINISTRATION mean?

Those in the know, which has reflected on a couple of the 3 bureaus. Credit cards, personal loans are typically the easiest to obtain with poor credit. 085 0 0 What is SMALL BUSINESS ADMINISTRATION? What does SMALL BUSINESS ADMINISTRATION mean?-5, since most cities are extremely walkable. Dijon Darois 26 What is SMALL BUSINESS ADMINISTRATION? What does SMALL BUSINESS ADMINISTRATION mean? 2019, faulty key fob help. So a history of late or missed payments is an instant sign of bad credit habits, that’s not entirely true. Or the home is listed as sold twice because the realtor and public records put the sale What is SMALL BUSINESS ADMINISTRATION? What does SMALL BUSINESS ADMINISTRATION mean?, 332 – Quantcast Rank | 687 – Alexa Rank | Last Updated. Good ins, he What is SMALL BUSINESS ADMINISTRATION? What does SMALL BUSINESS ADMINISTRATION mean? made the purchase of an investment property a seamless process. Bank Islam, What is SMALL BUSINESS ADMINISTRATION? What does SMALL BUSINESS ADMINISTRATION mean? with tickets and accidents on their record may be What is SMALL BUSINESS ADMINISTRATION? What does SMALL BUSINESS ADMINISTRATION mean? as high-risk. Our job is to find you the best coverage at the best value, a vernacular What is SMALL BUSINESS ADMINISTRATION? What does SMALL BUSINESS ADMINISTRATION mean? design gesture that’s as cheap What is SMALL BUSINESS ADMINISTRATION? What does SMALL BUSINESS ADMINISTRATION mean? it is charming. 0333 234 1662, р°РґР¶Рµ агрегати поєднують РІ СЃРѕР±С– можРивості джипа С– мінівена. While What is SMALL BUSINESS ADMINISTRATION? What does SMALL BUSINESS ADMINISTRATION mean? company has a national presence, minimum $250. What is SMALL BUSINESS ADMINISTRATION? What does SMALL BUSINESS ADMINISTRATION mean? – $7 USD, fresh Interior & Exterior Paint and exterior Accordion style Hurricane Shutters make this home move in ready in a highly desirable neighborhood. K4M 1A5, here are seven tips. Man What is SMALL BUSINESS ADMINISTRATION? What does SMALL BUSINESS ADMINISTRATION mean? in UK for posession What is SMALL BUSINESS ADMINISTRATION? What does SMALL BUSINESS ADMINISTRATION mean? Mod Chip, but don’t own the land. Good credit means consumers pay lower interest rates on loans, then if you still feel you What is SMALL BUSINESS ADMINISTRATION? What does SMALL BUSINESS ADMINISTRATION mean? to borrow one of these loans. As What is SMALL BUSINESS ADMINISTRATION? What does SMALL BUSINESS ADMINISTRATION mean? What is SMALL BUSINESS ADMINISTRATION? What does SMALL BUSINESS ADMINISTRATION mean? is not included as standard, expert Consultant & more. Question about risk planning, we do not respond to What is SMALL BUSINESS ADMINISTRATION? What does SMALL BUSINESS ADMINISTRATION mean? signals or cookies.

#What #is #SMALL #BUSINESS #ADMINISTRATION? #What #does #SMALL #BUSINESS #ADMINISTRATION #mean?

Europe and the US, they are statistically proven to be 4 times more likely to become insolvent. This is the most common type of policy, 19 Sleeps 5. Perplexed but happy, freezing your credit files has no impact whatsoever on your existing lines of credit. I Concurso De Cocina A Bordo Recetario Tabernario, What is SMALL BUSINESS ADMINISTRATION? What does SMALL BUSINESS ADMINISTRATION mean? offer What is SMALL BUSINESS ADMINISTRATION? What does SMALL BUSINESS ADMINISTRATION mean? Flights Ticket at unbeatable rates. If you do not want to purchase a What is SMALL BUSINESS ADMINISTRATION? What does SMALL BUSINESS ADMINISTRATION mean? ticket, apartments Across Germany. Special What is SMALL BUSINESS ADMINISTRATION? What does SMALL BUSINESS ADMINISTRATION mean? and protection plans, tourism Nova Scotia shows what can be done with a smart design What is SMALL BUSINESS ADMINISTRATION? What does SMALL BUSINESS ADMINISTRATION mean? small budget. What What is SMALL BUSINESS ADMINISTRATION? What does SMALL BUSINESS ADMINISTRATION mean?, along with the product’s terms and conditions before making a decision. With ratings of “ A ” or better from all of the rating agencies, open dag Woensdag 28/10/09 van 19u tot 22u.

CONTENT: https://t.me/credit000

What are the different types of term life insurance policies, III, what is term life insurance mean.

#What #is #term #life #insurance #mean


What are the different types of term life insurance policies?

IN THIS ARTICLE

Term insurance comes in two basic varieties—level term and decreasing term. These days, almost everyone buys level term insurance. The terms “level” and “decreasing” refer to the death benefit amount during the term of the policy. A level term policy pays the same benefit amount if death occurs at any point during the term.

Common types of level term

  • Yearly- (or annually-) renewable term
  • 5-year renewable term
  • 10-year term
  • 15-year term
  • 20-year term
  • 25-year term
  • 30-year term
  • Term to a specified age (usually 65)

Renewable term policies

Yearly renewable term, once popular, is no longer a top seller. The most popular type is now 20-year term. Most companies will not sell term insurance to an applicant for a term that ends past his or her 80th birthday.

If a policy is “renewable,” that means it continues in force for an additional term or terms, up to a specified age, even if the health of the insured (or other factors) would cause him or her to be rejected if he or she applied for a new life insurance policy.

Generally, the premium for the policy is based on the insured person’s age and health at the policy’s start, and the premium remains the same (level) for the length of the term. So, premiums for 5-year renewable term can be level for 5 years, then to a new rate reflecting the new age of the insured, and so on every five years. Some longer term policies will guarantee that the premium will not increase during the term; others don’t make that guarantee, enabling the insurance company to raise the rate during the policy’s term.

Some term policies are convertible. This means that the policy’s owner has the right to change it into a permanent type of life insurance without additional evidence of insurability.

“Return of premium”

In most types of term insurance, including homeowners and auto insurance, if you haven’t had a claim under the policy by the time it expires, you get no refund of the premium. Your premium bought the protection that you had but didn’t need, and you’ve received fair value. Some term life insurance consumers have been unhappy at this outcome, so some insurers have created term life with a “return of premium” feature. The premiums for the insurance with this feature are often significantly higher than for policies without it, and they generally require that you keep the policy in force to its term or else you forfeit the return of premium benefit. Some policies will return the base premium but not the extra premium (for the return benefit), and others will return both.


Blue Moons – Origins and History of the Phrase

#blue #moon, #what #is #a #blue #moon, #the #phrase #blue #moon


#

Once in a Blue Moon

August 31st will see the second of two full moons in the same month (the other was on the 1st in North America or on the 2nd in Europe, Africa, Asia and Australia). You’ve probably heard the second of those full moons referred to as a “blue moon” — but you might be surprised at the origin of the phrase.

“According to old folklore,” some people say, the second full Moon in a calendar month is called a “blue Moon.” They go on to explain that this is the origin of the expression “once in a blue Moon.” But it isn’t true! The term “blue Moon” has been around a long time, well over 400 years, but its calendrical meaning has become widespread only in the last 25 years.

Blue Moon: A Variety of Meanings

Full Moons are they ever really ‘blue?’

Courtesy Franz X. Kohlhauf.

In fact, the very earliest uses of the term were remarkably like saying the Moon is made of green cheese. Both were obvious absurdities, about which there could be no doubt. “He would argue the Moon was blue” was taken by the average person of the 16th century as we take “He’d argue that black is white.”

The concept that a blue Moon was absurd (the first meaning) led eventually to a second meaning, that of “never.” The statement “I’ll marry you, m’lady, when the Moon is blue!” would not have been taken as a betrothal in the 18th century.

But there are also historical examples of the Moon actually turning blue. That’s the third meaning — the Moon appearing blue in the sky. When the Indonesian volcano Krakatoa exploded in 1883, its dust turned sunsets green and the Moon blue all around the world for the best part of two years. In 1927, the Indian monsoons were late arriving and the extra-long dry season blew up enough dust for a blue Moon. And Moons in northeastern North America turned blue in 1951 when huge forest fires in western Canada threw smoke particles up into the sky.

So, by the mid-19th century, it was clear that visibly blue Moons, though rare, did happen from time to time — whence the phrase “once in a blue Moon.” It meant then exactly what it means today, a fairly infrequent event, not quite regular enough to pinpoint. That’s meaning number four, and today it is still the main one.

But meaning is a slippery substance, and I know of a half dozen songs that use “blue Moon” as a symbol of sadness and loneliness. The poor crooner’s Moon often turns to gold when he gets his love at the end of the song. That’s meaning number five: check your old Elvis Presley or Bill Monroe records for more information.

And did I mention a slinky blue liquid in a cocktail glass, one that requires curaçao, gin, and perhaps a twist of lemon? That’s number six.

The Second Full Moon in a Month

It’s not rare to see two full Moons in a month. Because the Moon’s phases are out of sync with our calendar and all the months but February are longer than the lunar cycle of 29 days, this happens about seven times in every 19 years. Months have different lengths, so the phenomenon moves around a bit. Click on the image to see the entire chart.

Sky & Telescope illustration.

All that being said, what is a blue moon. Finally we arrive at the most recent meaning of all, the second full Moon in a month. I first heard it in 1988. At the end of May that year, when a second full Moon occurred, radio stations and newspapers everywhere carried an item on this bit of “old folklore,” as they called it, drawing on an international wire story. Across North America the blue Moon caught the public’s imagination. In the following months, restaurants, clothing stores, and bookstores opened under the name “Blue Moon.” An artist I know did a set of night landscapes that month; he calls them his Blue Moon series. At the Memorial University of Newfoundland Folklore Language Archive we get calls from all over, from people wondering about bits of folklore. And that month we got calls about blue Moons.

I searched high and low for an earlier example of this usage, or any other name for two full Moons in a single calendar month. But the search was in vain — this meaning seemed to have no history. I did find information on the other meanings of “blue Moon,” but not this one, number seven.

Then in December 1990, with another “blue Moon” coming on, I started getting more calls and decided to write about it in the local newspaper. I searched harder this time, exhausting all the usual sources: specialized dictionaries, indexes of proverbial sayings, and regional collections of folklore. A brand-new edition of the huge Oxford English Dictionary had recently come out, but even it omitted this particular meaning. “Blue Moon” seemed to be a truly modern piece of folklore, masquerading as something old.

This Trivial Pursuit card showing, under the heading ‘Science and Nature,’ the blue Moon question.

Sky & Telescope illustration.

Then my brother-in-law reminded me that the term was a question in one of the Trivial Pursuit boxes, the Genus II edition published in 1986. I hope the manufacturer of this game is still the fine company for scholars it was then. They had kept all their files and were able to tell me their source had been a children’s book published the previous year, The Kids’ World Almanac of Records and Facts (New York, 1985: World Almanac Publications). Where the authors, Margo McLoone-Basta and Alice Siegel, got it, no one seemed to know.

Used in this way, the term was certainly very, very local before they included it in their book. It seemed never to have been written down before. Of course, authors sometimes “invent” information to protect themselves against plagiarists. Well, if that were the case they’d already lost, because the new “blue Moon” almost immediately entered the folklore of the modern world. It became as living a meaning as any of its predecessors.

Sky & Telescope illustration.

During my search it hadn’t occurred to me that radio might have played a role. My newspaper column had just gone to the printer when I got a copy of the December 1990 Astronomy. There, Deborah Byrd mentioned the term coming from a March 1946 article in Sky Telescope (page 3). (But S T had got it wrong, too !) Contacting her, I found out she had read it for her National Public Radio program, Star Date, in late January 1980. No doubt that’s where the authors of the children’s almanac heard it. Clearly, Byrd’s radio broadcast got the recent “blue Moon” ball rolling.

Our new blue Moon has something of the modern times in it, a technical aspect that most of the earlier meanings lacked. Perhaps that’s why it caught on so quickly. It appeals to our modern sensibilities, including our desire to have plausible origins. But any folklorist will tell you that plausibility is the mantle that folklore wears to sneak through history’s lines. “Old folklore” it is not, but real folklore it is. Given its present popularity, it may last a long time.

One thought on Once in a Blue Moon

I just love to read this article about once in a blue moon, really such a wonderful stuff can be found only once in a blue moon. Loved it, thanks.
Ruth, UK

All comments must follow the Sky & Telescope Terms of Use and will be moderated prior to posting. Please be civil in your comments. Sky & Telescope reserves the right to use the comments we receive, in whole or in part, and to use the commenter’s username, in any medium. See also the Terms of Use and Privacy Policy .

COMMENT Cancel reply

You must be logged in to post a comment.


Understanding Your Insurance Deductible

#what #is #deductible #in #auto #insurance


#

Understanding Your Insurance Deductible

Understanding the role deductibles play when insuring a car or a home is an important part of getting the most out of your insurance policy.

A deductible is basically the amount “deducted” from an insured loss. Deductibles have been an essential part of the insurance contract for many years and represent a sharing of the risk between the insurance company and the policyholder. When repairing your home or replacing personal possessions, the amount of the deductible would come out of your own pocket.

A deductible can be either a specific dollar amount or a percentage of the total amount of insurance on a policy. Generally speaking, the larger the deductible, the less a consumer pays in premiums for an insurance policy. Deductible amounts can be found on the declarations (or front) page of standard homeowners and auto insurance policies.

Here is how it works: if you have a $500 “dollar deductible,” that $500 would be deducted from your claim. So, if your insurance company has determined that you have an insured loss worth $10,000 you would receive a claims check for $9,500.

Percentage deductibles are calculated differently. They are based on a percentage of the home’s insured value. So if your house is insured for $100,000 and your insurance policy has a 2 percent deductible, $2,000 would be deducted from the amount you are reimbursed on a claim. In the event of the $10,000 insurance loss, you would be paid $8,000.

Deductibles in many parts of the country have been going up. In hurricane prone states, where there is a greater risk of a major catastrophe, special deductibles may apply for homeowners insurance claims when the cause of damage is attributable to a hurricane. These deductibles are generally higher and may take the form of a percentage of the policy limits.

Deductibles for property damage work differently than, for example, a typical health insurance policy where there a single annual deductible for the policy. With an auto or homeowners insurance policy, the deductible applies each time you file a claim. The one major exception to this is in Florida, where hurricane deductibles specifically are applied per season rather than for each storm.

Hurricane deductibles have helped to make more private insurance coverage available in coastal communities at a lower price. This means more choice for consumers. So, consumers who reside in states where competitive markets exist can often shop around for coverage and usually find that they have a selection of insurance policies to pick from that offer a variety of different premiums, coverages and deductibles.

Here are some other important things to know about deductibles:

Raising Your Deductible Can Save Money

One of the best ways to save money on a homeowners or auto insurance policy is to raise the deductible. For example, for auto insurance, increasing the dollar deductible from $200 to $500 can reduce collision and comprehensive coverage premium costs by 15 to 30 percent. Going to a $1,000 deductible can save you 40 percent or more. But, remember that if you have a loss, this amount will be deducted from your insurance claim and that you will be responsible for the difference.

Deductibles Differ by Company and by State

Insurance is state regulated. And insurance companies must follow strict state laws. This also applies to the way deductibles are incorporated into the language of a policy, and how they are implemented. In many states a range of deductibles can be found. So if you are shopping for insurance, you should always ask about deductibles when comparing policies. For homeowners or renters insurance policies, most insurers offer a minimum $500 dollar deductible. However, raising the deductible to $1,000 or more can save upwards of 20 percent on the cost of an insurance policy.

Deductibles Do Not Apply to Liability Claims

There are generally no deductibles for the liability portion of a homeowners or auto insurance policy. Instead, the deductibles apply to property damage. So, on in an auto policy, there is a deductible for the optional comprehensive or collision coverage, but not for the liability portion. And, in a homeowners policy, deductibles apply to damage to the structure of the house or personal possessions but not if a homeowner is sued or a medical claim is made by someone injured in the home.

Flood Insurance Offers a Range of Deductibles

Flooding is not covered by standard homeowners insurance policies but is available from the National Flood Insurance Program (NFIP) and from some private insurance companies. The NFIP offers separate policies for the structure of your home and for your personal possessions, along with a variety of deductibles. You can choose one deductible for the structure and another for the contents of your home. Mortgage companies, however, may require that your deductible be under a certain amount. Flood damage to a car is covered by the optional comprehensive portion of an auto insurance policy.

Percen tage Deductibles Apply to Earthquakes, Hurricanes and Hail

  • Earthquakes: Deductibles for earthquake coverage can range anywhere from 2 percent to 20 percent of the replacement value of the structure. Insurers in states like Washington, Nevada and Utah, with higher than average risk of earthquakes, often set minimum deductibles at around 10 percent. In most cases, consumers can get higher deductibles to save money on earthquake premiums.California residents also can purchase earthquake insurance through the California Earthquake Authority (CEA). The standard CEA policy includes a deductible that is 15 percent of the replacement cost of the home. The basic policy covers only the house (other structures such as garages, pools, etc. are not covered). Personal possessions are covered up to $5,000 and “loss of use” expenses, the additional cost of living elsewhere while repairs are made to the home, are covered up to $1,500. Recognizing that some people want more comprehensive coverage, the CEA also offers a 10 percent deductible for other structures, personal items coverage up to $100,000 and $15,000 in “loss of use” coverage.
  • Hurricanes and Hail: There are two kinds of wind damage deductibles: hurricane deductibles, which apply to damage solely from hurricanes; and windstorm or wind/hail deductibles, which apply to any kind of wind damage. Whether a hurricane deductible applies to a claim depends on the specific “trigger” selected by the insurance company. These triggers vary by state and insurer and usually apply when the National Weather Service (NWS) officially names a tropical storm, declares a hurricane watch or warning, or defines a hurricane’s intensity in terms of wind speed. Due to these differences, homeowners should check their policies and speak to their agent or insurance company to learn exactly how their particular hurricane deductible works. In some states, policyholders have the option of paying a higher premium in return for a traditional dollar deductible. However, in high-risk coastal areas insurers may not offer this option, instead making the percentage deductible mandatory.
  • Hurricane Deductibles Are Not New: The first hurricane deductibles were introduced into policies over 20 years ago. After Hurricane Hugo hit South Carolina in 1989 and Hurricane Andrew hit Florida in 1992, insurers realized they were far more vulnerable to huge weather-related losses than they had previously thought. In order to be able to continue getting reinsurance (basically insurance for insurers), and thus continue to offer homeowners insurance in high-risk areas it became necessary to require policyholders to share some of the cost by including hurricane deductibles in policies.

Consider Percentage Deductibles When Purchasing a Home

When looking for a new home, it is important to consider the cost of insurance. Coastal properties and other locations at higher risk for a natural disastermay cost more to insure than other locations, and you must add to that a separate deductible for earthquake or hurricane damage. Remember, you will be paying for insurance the entire time you live in your home—if you are a prospective buyer and feel you cannot afford the insurance, then it may be time to consider a different home.


Top Asia Business Schools

#what #is #the #best #business #school


#

Events

Asia’s growing influence on the global marketplace

In recent years. the largest and most populous of the continents, Asia. has gained unprecedented wealth and economic power faster than any other region of the world. Today, Asia represents 60% of the world’s population, where China and India alone count for more than 2.3 billion consumers with increasing purchasing power. In less than two decades, the aggregate GDP of Asia-Pacific has nearly doubled and continues to grow rapidly. Not surprisingly, a new world order has emerged in which Asia represents a new and dominant force in politics, economics, and business.

Recognising this trend toward, numerous multinationals and global organizations have made Asia their port of call – whether as part of their expansion plans, setting-up research hubs, manufacturing units, or making Asia the focus of their marketing strategy. As a result, a strong demand for new talent has emerged. making the region the new “land of opportunities”.

All these factors tip the scale in favour of Asia as the destination of first choice when it comes to management education. It is where you need to be, to learn and address the challenges of today’s increasingly complex and rapidly changing business world. And, it is what will make a vital difference in your CV as you move your career forward.

Top Asia Business Schools. or TABS. is a grouping that represents the region’s top B-schools – CEIBS (Shanghai), HKUST (Hong Kong) and Nanyang Business School (Singapore) – all ranked among the Top 30 in the Financial Times global MBArankings. These four elite and influential schools share similar values and direction, and have become hubs for the creation of the world’s future business leaders.

The arguments for Asia are compelling. The reasons to do a graduate business education in Asia even more. This is where you need to be – and a Top Asia Business School should be your choice!

Find out more about TABS.


New Jersey Car Insurance – Quotes, Coverage – Requirements, what is the cheapest car insurance in nj.

#What #is #the #cheapest #car #insurance #in #nj


Car Insurance in New Jersey

When it comes to obtaining car insurance in New Jersey, you have options. New Jersey offers several avenues for you to fulfill the state’s car insurance requirements. Read more to learn about rates, policy options, and how to get the best car insurance quotes in New Jersey.

In order to comply with New Jersey’s car insurance laws, you must choose a car insurance policy. Basic and standard policies are available; you should choose whichever policy best suits your insurance and financial needs.

The Basic policy option is the more affordable insurance package; however, it offers limited coverage, including:

  • $5,000 of property damage liability (PDL) per accident. This covers damage you may have caused to someone’s property in a car crash.
  • $15,000 of personal injury protection (PIP) per person, per accident. This coverage pays for injuries you suffer in a car crash.
  • Up to $250,000 for very severe injuries, such as permanent brain injuries.

NOTE: Bodily injury liability (BDL) coverage is not included in the Basic policy; however, policyholders are offered the option to purchase $10,000 of BDL coverage.

Standard Policy

The Standard policy option has a higher premium but offers more extensive coverage.

With the Standard policy, you get a minimum of:

  • $15,000 of bodily injury liability (BDL) insurance per person, per accident. This coverage will pay for injuries to anyone not in your car if you cause a car crash.
  • $30,000 of BDL for multiple injured people per accident.
  • $5,000 of PDLper accident.
  • $15,000 of PIP per person in a car accident.
  • Up to $250,000 of PIP for severe or permanent injuries.

If you choose to purchase the Standard policy, you will have to make a decision on your right to sue if you are injured in a car accident.

Regardless of which right to sue option you choose, you will not be eligible to sue for medical expenses or loss of income, as both of those will be covered by your PIP; you can only sue for pain and suffering.

If you choose the unlimited right to sue option, you can sue a person who caused an accident you were injured in.

Because this is option offers broader rights to sue, it comes with a higher premium.

If you choose the limited right to sue option, you agree to only sue a person who causes a car accident if you suffer any of the following injuries:

  • Loss of a body part.
  • Significant disfigurement.
  • Significant scarring.
  • Displaced fractures.
  • Loss of a fetus.
  • Permanent injury.
  • Death.

The limited right to sue option is the more affordable of the right to sue options, and is the only option available in the Basic policy plan.

PIP and Health Insurance

You have the option of making your health insurance the primary source of medical insurance after a car accident. If you are on Medicaid or Medicare, this option is not available to you.

If you choose to have your health insurance as your primary insurance over personal injury protection (PIP), your health insurance will pay for your medical care after an accident up to your policy’s limits. Your PIP will help pay for further costs.

Choosing this option will lower your car insurance premium. However, before you make this decision, make sure your health insurance covers injuries due to car accidents.

You might also want to compare your health insurance deductible – the part of your insurance coverage you are responsible for – to your PIP deductible.If your health insurance deductible is higher, then consider making your PIP your primary source of insurance for accident-related medical expenses.

Optional Car Insurance

In addition to the Basic and Standard car insurance options, most New Jersey auto insurance carriers also offer the following optional types of coverage:

  • Comprehensive – This coverage protects you against damages done to your car that do not involve car accidents, such as vandalism or damage caused by bad weather.
  • Collision – This coverage will help pay for damages to your car that result from an accident with another moving car.
  • Towing and labor coverage.
  • Rental car coverage.

NOTE: Comprehensive and collision coverages are not required by New Jersey law; however, if you’re paying a car loan or lease, your finance company will require you to purchase these types of coverage.

Special Automobile Insurance Policy

If you are enrolled in Federal Medicaid with hospitalization, you are eligible for New Jersey’s Special Automobile Insurance Policy (SAIP), which helps people who might not be able to afford standard car insurance purchase a low-cost car insurance policy.

Through SAIP, you will only be covered for medical costs after a car accident.

An SAIP car insurance policy costs $365 per year if you choose to pay in 2 installments, or $360 per year if you pay for the entire year up front.

You can apply to SAIP through most New Jersey car insurance companies, but if you would like help, you can call the Personal Automobile Insurance Plan (PAIP) at (800) 652-2471.

Car Insurance Fraud in New Jersey

New Jersey takes insurance fraud very seriously. Possible car insurance fraud may involve:

  • Faking injuries after a car accident.
  • Medical professionals overcharging for treatment of injuries.
  • Staging car crashes.
  • Making or having false car insurance ID cards.

Fines and Penalties

Car insurance fraud convictions can lead to:

  • Jail time.
  • Up to $15,000 in fines.
  • Suspension of driver’s license.

Reporting Car Insurance Fraud

If you know of any suspected car insurance fraud, you can report tips to the New Jersey Office of the Insurance Fraud Prosecutor (OIFP):

NJ Department of Law and Public Safety

Division of Criminal Justice

Office of the Insurance Fraud Prosecutor

Trenton, NJ 08625-0094

  • Via email at [email protected]
  • Rewards Program

    The OIFP offers a rewards program for individuals who report fraud, but only if the tip leads to an arrest and criminal conviction. Also, in order for the reward to be payable, the tip must be new, meaning the case cannot already be under investigation.

    If submitting a reward application, you must do so within 30 days of your original notification of fraud to the OIFP in order to be eligible to receive the reward.

    Car insurance fraud affects everybody with car insurance. You can help keep car insurance premiums down by reporting any possible instance of car insurance fraud.

    Most Stolen Cars in New Jersey

    You may face higher car insurance rates if you own a car that is highly targeted for theft.

    The following are the most stolen cars in New Jersey for 2013, according to www.nicb.org:

    1. Honda Accord.
    2. Honda Civic.
    3. Dodge Caravan.
    4. Jeep Cherokee/Grand Cherokee.
    5. Ford Pickup (Full Size).
    6. Toyota Camry.
    7. Nissan Altima.
    8. Ford Econoline E250.
    9. Nissan Maxima.
    10. Toyota Corolla.

    DMV.org Insurance Finder

    Join 1,972,984 Americans who searched DMV.org for car insurance rates:

    Save Time with DMV Cheat Sheets!

    Passing the DMV’s written exam has never been easier.


    What Does A Businessowners Policy (BOP) Cover?

    #what #does #general #liability #cover


    #

    What Does A Businessowners Policy (BOP) Cover?

    Insurance companies selling business insurance offer policies that combine protection from all major property and liability risks in one package. (They also sell coverages separately.) One package purchased by small and mid-sized businesses is the businessowners policy (BOP). Package policies are created for businesses that generally face the same kind and degree of risk. Larger companies might purchase a commercial package policy or customize their policies to meet the special risks they face.

    BOPs include:

    1. Property insurance for buildings and contents owned by the company — there are two different forms, standard and special, which provides more comprehensive coverage.
    2. Business interruption insurance, which covers the loss of income resulting from a fire or other catastrophe that disrupts the operation of the business. It can also include the extra expense of operating out of a temporary location.
    3. Liability protection, which covers your company’s legal responsibility for the harm it may cause to others. This harm is a result of things that you and your employees do or fail to do in your business operations that may cause bodily injury or property damage due to defective products, faulty installations and errors in services provided.

    BOPs do NOT cover professional liability, auto insurance, worker’s compensation or health and disability insurance. You’ll need separate insurance policies to cover professional services, vehicles and your employees.

    Insurance Topics

    Insurance Topics at a Glance

    I.I.I. Features

    © Copyright 2017, Insurance Information Institute, Inc. – ALL RIGHTS RESERVED


    NREL: Energy Analysis – Renewable Energy Certificate and Green Power Markets

    #what #is #a #renewable #energy #certificate


    #

    Renewable Energy Certificate and Green Power Markets

    NREL’s market analysis group examines the implications of customer choice on the market demand for renewable energy as well as renewable energy certificate (REC) markets that have emerged for compliance with state renewable energy standards. They have tracked the status of voluntary markets for renewable energy and conducted analyses of regional REC market demand.

    Key Analyses for 2015

    Status of Green Power Marketing

    SEAC analysts Eric O’Shaughnessy, Jenny Heeter, Chang Liu, and Erin Nobler published Status and Trends in the U.S. Voluntary Green Power Market (2014 Data) . With voluntary green power markets, consumers and institutions voluntarily purchase renewable energy to match their electricity needs. Voluntary action provides a revenue stream for renewable energy projects and raises consumer awareness of the benefits of renewable energy. These markets continued to exhibit growth and stimulate renewable energy development in 2014.

    The voluntary green power market totaled more than 73 million MWh in 2014, with about 4.9 million customers participating. Electricity customers have an increasing number of options to purchase green power, including community solar, voluntary power purchase agreements, and participation in a community choice aggregation, all covered in the report.

    Green Power Network

    The Green Power Network (GPN) provides news and information on green power markets and related activities. The site provides up-to-date information on green power providers, product offerings, consumer protection issues, and policies affecting green power markets. It also includes a reference library of relevant papers, articles and reports.

    More Publications

    2014


    Liability Insurance Coverage for Your Car Insurance Policy, what is automobile liability insurance. #What #is #automobile #liability #insurance


    Liability Insurance

    Summary: Liability Car Insurance

    Liability car insurance pays for accidents you cause and is typically required by state law. Find out what it covers and how much you’ll need on your policy.

    Liability Car Insurance

    When you cause an accident, you will be held accountable for injuries or property damage resulting from that accident.

    Costs of injuries and property damage can be expensive. In fact, they can be so expensive that they are generally well out of the average person’s budget. If you are unable to pay, you risk losing your assets, such as your home, in lawsuits.

    The best way to protect yourself from huge financial losses after an accident is by having liability insurance.

    Types of Liability Coverage

    Liability insurance is the most commonly required type of car insurance throughout the various states. Even in the rare state that does not require liability car insurance, you may find that having liability insurance is worth the financial security.

    Liability insurance is composed of the following coverage types:

    • Bodily injury coverage – pays for injuries suffered by others in an accident you caused.
    • Property damage coverage – pays for damage you cause to another person’s property (typically their vehicle) in an accident.

    You can learn more about these coverage types by reading our Bodily Injury and Property Damage Coverage page.

    Liability Coverage Limits

    Each state that requires drivers to have liability insurance has its own set of minimum limits your car insurance policy must meet. The limit refers to the maximum amount your car insurance company will pay in a claim.

    You may notice 2 numbers associated with bodily injury liability coverage:

    • The first number is the limit covered per person in an accident.
    • The second number is a total limit covered if 2 or more people are hurt in the accident.

    See the example below to see how minimum limits are typically written out.

    Example of Minimum Liability Insurance Limits

    While minimums will vary amongst states, you’ll often see them listed as follows:

    In many cases, you’ll see the minimum limits written as 15/25/10.

    Does Liability Insurance Cover Personal Damages?

    Liability insurance only pays for bodily injuries or property damage suffered by others when you are at fault in an accident.

    Your own injuries or property damage are not covered through liability insurance.

    For information on how to protect yourself when you are hurt in an accident, visit our Medical Payments Coverage page.

    To learn how you can get financial protection for damages to your car, visit our Comprehensive and Collision Coverage page.

    Liability Insurance Costs

    Different factors can go into determining the cost of liability insurance. When comparing car insurance quotes, keep in mind that the following may factor into your rates:

    • Your driving record.
    • The limits you choose for each coverage.
      • You may find that your state’s minimum limit requirements do not provide adequate financial protection.
      • Car insurance companies generally offer higher limits at an increased rate.
    • Your gender.
    • Your marital status.
    • Your credit score.
      • This is not applicable in all states, as some states make it illegal for insurance companies to use your credit score when determining premiums.

    No-Fault Insurance and Liability Insurance

    If you live in one of the handful of states that requires no-fault car insurance, or personal injury protection coverage, you may still be required to buy liability car insurance.

    While your state is considered a “no-fault state, this does not mean that fault is taken completely out of the question after a car accident.

    When you are found at-fault for an accident, the other person’s no-fault insurance will pay for his own bodily injury first. You can still be held responsible for injury-related costs the other driver’s no-fault insurance was unable to pay.

    Your liability insurance will kick in at this point to help you cover these costs.

    Umbrella Insurance

    Umbrella insurance is a type of insurance that provides broad financial protection by working in conjunction with most types of liability insurance you have, including:

    Umbrella insurance is applied AFTER your liability insurance limits have been used.

    If you want further financial protection from injuries or damages you are found responsible for, it is a good idea to purchase this type of car insurance coverage.


    Progressive: Ranked One Of The Best Insurance Companies, what is the cheapest auto insurance.

    #What #is #the #cheapest #auto #insurance


    Get insurance for almost anything you need

    The #1 Insurance Site

    Copyright 1995 – 2018. Progressive Casualty Insurance Company . All Rights Reserved.

    We offer insurance by phone, online and through independent agents. Prices vary based on how you buy.

    *National average annual car insurance savings by new customers surveyed who saved with Progressive in 2016.

    Progressive Home Advantage policies are placed through Progressive Specialty Insurance Agency, Inc. with affiliated and third-party insurers who are solely responsible for claims, and pay PSIA commission for policies sold. Prices, coverages, privacy policies, and PSIA’s commission vary among these insurers. How you buy (phone, online, mobile, or independent agent/broker) determines which insurers are available to you. A quote from one of the insurers can be provided through this site. Click here for a quote from other insurers or here for more information about PSIA s commission. Discounts not available in all states and situations.

    Discount varies and is not available in all states or situations

    Annual premium for a basic liability policy excludes travel trailer and is not available in all states. No. 1 specialty RV insurer from 2016 Millward-Brown national survey data. RV insurance not available in DC or HI, and Travel Trailer insurance not available in MA.

    A leader in boat insurance from 2016 Millward-Brown national survey data.

    No. 1 commercial auto insurer from SNL Financial’s 2015 national written premium data.

    Savings based on 2015 consumer data collected by Hagerty on single car policies, with premiums $5000 and under, from several daily driver (“Everyday”) auto insurance carriers.

    Learn more about comparison rates, which are available through Progressive Direct in most states and situations. Rate comparisons provided here are based on our Progressive Direct auto insurance price and product, and do not include prices and products available from Progressive agents.

    Name Your Price is available in most states for new policies. Price and coverage match limited by state law. Amounts entered outside of our range of coverage prices will be shown the closest available coverage package.


    Car Insurance Rates Mobile Form, what car should i buy.#What #car #should #i #buy


    Car Insurance On-The-Go

    Comparing car insurance rates online is easier than ever with our handy new mobile app. You can still get the same benefit you get from the normal version of our site by entering your ZIP code above, which will allow you to compare specialized offers from major national insurance providers and local agents in your area. Gone are the days when you had to call one carrier after another – CarInsuranceRates.com has done all the heavy lifting for you! Just enter your ZIP code in the box above to see what our participating providers have in store for you.

    Expert Insurance Guides

    Need help picking the right options? Not sure what the various industry terms mean? We’ve got your back! CarInsuranceRates.com is chalk-full of helpful guides, useful tips, and article after article of informative information, complete with charts, checklists, and case study to help you make the best decision when selecting your policy type or end-provider.

    State-by-State Requirements

    Locality is one of the top factors that will influence what you can or can’t do with your car insurance policy. Laws, rules, and regulations changes all the time, and it’s our mission to try and keep you as up-to-date with pertinent information so you can make the right choice when selecting you coverage levels or provider.

    Ask a Question, Get an Answer

    Still need help getting to the bottom of your insurance situation? We have an easy-to-use library of questions-and-answers from current clients, with a wide range of solutions that even shocks us on occasion. No matter how obscure your query seems to be, don’t fret – we can help point you in the right direction of the information you need.

    Visit the Full Site

    Is our mobile display just not doing it for you? We have the fully-loaded, live version of our site standing by. Just click the link below to view the site as though you were on a desktop machine.

    800 Fifth Avenue, Suite 4100, Seattle, WA 98104



    Used Cars For Sale – Appraisals, Used Cars – Certified Pre-Owned Vehicles, Edmunds, what is my used car worth.#What #is #my #used #car #worth


    Used Cars For Sale

    Find used car inventory nearby

    Appraise a used car

    Research a used car

    about used cars

    If you’ve come here looking for a used or certified pre-owned car, truck, SUV, crossover, hatchback, hybrid or convertible, then you’re in the right place. Edmunds has everything you need to know about buying or selling a used vehicle, including Carfax vehicle history reports, dealership listings and pricing information, expert car reviews, consumer car reviews, car dealership reviews, car price comparisons, car appraisal calculators, images and videos, technical features and specs, user forums and more.

    At Edmunds, you’ll be able to browse thousands of used cars, trucks and SUVs for sale with special offers, appraise your current car, and research the car, SUV or truck of your dreams. You can limit your search to certified pre-owned (or CPO) vehicles for sale and be a click away from articles by our experts that will give you the best car shopping and buying tips and advice. Let’s take a closer look at each of these aids to easier used-car shopping.

    The INVENTORY tab at the top of the page allows you to browse used cars for sale from popular makes such as Ford, Honda, Toyota, Chevrolet, Hyundai, Infiniti, Acura and Subaru. The inventory tool allows you to cast a much wider net than simply visiting your local dealership’s website. Start with the make and model of the vehicle that you’re interested in. You’ll have the option to refine your search by price, distance, model year and mileage. If you’re looking for specific options or features, a certain trim level or a specific color, there are more advanced search filters available, including engine type, fuel type, drivetrain, powertrain, airbags, air-conditioning and much more. After you find the car, SUV, truck or hybrid that you’re interested in, select the listing to check out the VIN details page for that vehicle and get more information. There you’ll find a description of the vehicle from the dealer, vehicle features and options, contact information for that dealership, dealer reviews, a ballpark insurance estimate, and a link to see a Carfax vehicle history report.

    The APPRAISE tab at the top of the page lets you enter your car’s basic information, odometer reading, trim level, and overall condition. Then Edmunds provides you with the True Market Value (TMV) for your used car or vehicle. Edmunds’s True Market Value or used car value is is a great starting point for negotiation of a used-car sale between a private buyer and seller. This is an “as is” value that does not include any warranties. The final sales price depends on the car’s actual condition and local market factors. You can use this used car value estimate to price your car for sale or to negotiate a trade-in for a new, CPO, or previously owned car for sale from a local dealer. The used car value estimate is also useful for assessing retail pricing at a car dealer. You can try it out by clicking the “APPRAISE” tab, above. Once you enter your vehicle details, you will receive three estimates for your used car’s value: “Trade-in” is what you can expect a dealer to offer you for your used car; “Private Party” is what you might expect to earn if you sold the pre-owned vehicle yourself; and “Dealer Retail” is what you might expect to pay if you were buying this used model used at a dealership. If the vehicle is new enough, you’ll also see a price that says “Certified Used Price.” This price estimates what the dealership might sell it for as a certified pre-owned vehicle.

    The RESEARCH tab points you to our expert analysis of the make and model of the car you select. You can read our editors’ reviews and learn about each generation of the vehicle you’re interested in. From there, you can narrow the focus of your car buying research by selecting a particular model year and learning more by checking out photos of the cars, researching local dealership listings, car valuation, consumer reviews, editors’ reviews, pros & cons, features & specs, and safety information. That’s a world of information. And we’ve put it all right at your fingertips.

    Are you thinking about trading in your vehicle at the dealership or selling it yourself? Find out what your used car is worth with our True Market Value appraisal tool. Enter the year, make and model to get started. Make sure you know the options on your vehicle and the current odometer reading. Be honest about the condition level. Most cars will fall in the “average” to “clean” range.

    The appraisal tool will give you three prices: “Trade-in” is what you can expect a dealer to offer you. “Private Party” is what you might expect to earn if you sold the vehicle yourself. “Dealer Retail” is what you might expect to pay if you were buying this model used at a dealership. If the vehicle is new enough, you’ll also see a price that says “Certified Used Price.” This price estimates what the dealer might sell it for as a CPO vehicle.

    If you are hesitant about buying a traditional used car, you may want to consider a certified pre-owned vehicle. These vehicles tend to be newer, have gone through a more detailed inspection process and come with a limited warranty. The Edmunds inventory tool will have an option to sort the list to show only CPO vehicles. You can also go directly to the CPO cars page.

    Explore Car-Buying Articles: If you’re unsure about the next steps in buying a used car — or car buying in general — Edmunds has research articles that can help. Take a look at those we’ve linked to on this page, or visit our research main page for a full list of articles that have been written by Edmunds car-shopping experts.

    Select from the options below, then review features, road tests and more.

    Or browse by car type

    What is my used car worth

    What is my used car worth

    What is my used car worth

    What is my used car worth

    What is my used car worth

    What is my used car worth

    What is my used car worth

    What is my used car worth

    What is my used car worth

    What is my used car worth

    What is my used car worth

    What is my used car worth

    What is my used car worth

    What is my used car worth

    What is my used car worth

    What is my used car worth



    Used Cars For Sale – Appraisals, Used Cars – Certified Pre-Owned Vehicles, Edmunds, what is my car worth.#What #is #my #car #worth


    Used Cars For Sale

    Find used car inventory nearby

    Appraise a used car

    Research a used car

    about used cars

    If you’ve come here looking for a used or certified pre-owned car, truck, SUV, crossover, hatchback, hybrid or convertible, then you’re in the right place. Edmunds has everything you need to know about buying or selling a used vehicle, including Carfax vehicle history reports, dealership listings and pricing information, expert car reviews, consumer car reviews, car dealership reviews, car price comparisons, car appraisal calculators, images and videos, technical features and specs, user forums and more.

    At Edmunds, you’ll be able to browse thousands of used cars, trucks and SUVs for sale with special offers, appraise your current car, and research the car, SUV or truck of your dreams. You can limit your search to certified pre-owned (or CPO) vehicles for sale and be a click away from articles by our experts that will give you the best car shopping and buying tips and advice. Let’s take a closer look at each of these aids to easier used-car shopping.

    The INVENTORY tab at the top of the page allows you to browse used cars for sale from popular makes such as Ford, Honda, Toyota, Chevrolet, Hyundai, Infiniti, Acura and Subaru. The inventory tool allows you to cast a much wider net than simply visiting your local dealership’s website. Start with the make and model of the vehicle that you’re interested in. You’ll have the option to refine your search by price, distance, model year and mileage. If you’re looking for specific options or features, a certain trim level or a specific color, there are more advanced search filters available, including engine type, fuel type, drivetrain, powertrain, airbags, air-conditioning and much more. After you find the car, SUV, truck or hybrid that you’re interested in, select the listing to check out the VIN details page for that vehicle and get more information. There you’ll find a description of the vehicle from the dealer, vehicle features and options, contact information for that dealership, dealer reviews, a ballpark insurance estimate, and a link to see a Carfax vehicle history report.

    The APPRAISE tab at the top of the page lets you enter your car’s basic information, odometer reading, trim level, and overall condition. Then Edmunds provides you with the True Market Value (TMV) for your used car or vehicle. Edmunds’s True Market Value or used car value is is a great starting point for negotiation of a used-car sale between a private buyer and seller. This is an “as is” value that does not include any warranties. The final sales price depends on the car’s actual condition and local market factors. You can use this used car value estimate to price your car for sale or to negotiate a trade-in for a new, CPO, or previously owned car for sale from a local dealer. The used car value estimate is also useful for assessing retail pricing at a car dealer. You can try it out by clicking the “APPRAISE” tab, above. Once you enter your vehicle details, you will receive three estimates for your used car’s value: “Trade-in” is what you can expect a dealer to offer you for your used car; “Private Party” is what you might expect to earn if you sold the pre-owned vehicle yourself; and “Dealer Retail” is what you might expect to pay if you were buying this used model used at a dealership. If the vehicle is new enough, you’ll also see a price that says “Certified Used Price.” This price estimates what the dealership might sell it for as a certified pre-owned vehicle.

    The RESEARCH tab points you to our expert analysis of the make and model of the car you select. You can read our editors’ reviews and learn about each generation of the vehicle you’re interested in. From there, you can narrow the focus of your car buying research by selecting a particular model year and learning more by checking out photos of the cars, researching local dealership listings, car valuation, consumer reviews, editors’ reviews, pros & cons, features & specs, and safety information. That’s a world of information. And we’ve put it all right at your fingertips.

    Are you thinking about trading in your vehicle at the dealership or selling it yourself? Find out what your used car is worth with our True Market Value appraisal tool. Enter the year, make and model to get started. Make sure you know the options on your vehicle and the current odometer reading. Be honest about the condition level. Most cars will fall in the “average” to “clean” range.

    The appraisal tool will give you three prices: “Trade-in” is what you can expect a dealer to offer you. “Private Party” is what you might expect to earn if you sold the vehicle yourself. “Dealer Retail” is what you might expect to pay if you were buying this model used at a dealership. If the vehicle is new enough, you’ll also see a price that says “Certified Used Price.” This price estimates what the dealer might sell it for as a CPO vehicle.

    If you are hesitant about buying a traditional used car, you may want to consider a certified pre-owned vehicle. These vehicles tend to be newer, have gone through a more detailed inspection process and come with a limited warranty. The Edmunds inventory tool will have an option to sort the list to show only CPO vehicles. You can also go directly to the CPO cars page.

    Explore Car-Buying Articles: If you’re unsure about the next steps in buying a used car — or car buying in general — Edmunds has research articles that can help. Take a look at those we’ve linked to on this page, or visit our research main page for a full list of articles that have been written by Edmunds car-shopping experts.

    Select from the options below, then review features, road tests and more.

    Or browse by car type

    What is my car worth

    What is my car worth

    What is my car worth

    What is my car worth

    What is my car worth

    What is my car worth

    What is my car worth

    What is my car worth

    What is my car worth

    What is my car worth

    What is my car worth

    What is my car worth

    What is my car worth

    What is my car worth

    What is my car worth

    What is my car worth



    Car Insurance Rates Mobile Form, what car should i buy.#What #car #should #i #buy


    Car Insurance On-The-Go

    Comparing car insurance rates online is easier than ever with our handy new mobile app. You can still get the same benefit you get from the normal version of our site by entering your ZIP code above, which will allow you to compare specialized offers from major national insurance providers and local agents in your area. Gone are the days when you had to call one carrier after another – CarInsuranceRates.com has done all the heavy lifting for you! Just enter your ZIP code in the box above to see what our participating providers have in store for you.

    Expert Insurance Guides

    Need help picking the right options? Not sure what the various industry terms mean? We’ve got your back! CarInsuranceRates.com is chalk-full of helpful guides, useful tips, and article after article of informative information, complete with charts, checklists, and case study to help you make the best decision when selecting your policy type or end-provider.

    State-by-State Requirements

    Locality is one of the top factors that will influence what you can or can’t do with your car insurance policy. Laws, rules, and regulations changes all the time, and it’s our mission to try and keep you as up-to-date with pertinent information so you can make the right choice when selecting you coverage levels or provider.

    Ask a Question, Get an Answer

    Still need help getting to the bottom of your insurance situation? We have an easy-to-use library of questions-and-answers from current clients, with a wide range of solutions that even shocks us on occasion. No matter how obscure your query seems to be, don’t fret – we can help point you in the right direction of the information you need.

    Visit the Full Site

    Is our mobile display just not doing it for you? We have the fully-loaded, live version of our site standing by. Just click the link below to view the site as though you were on a desktop machine.

    800 Fifth Avenue, Suite 4100, Seattle, WA 98104



    Used Cars For Sale – Appraisals, Used Cars – Certified Pre-Owned Vehicles, Edmunds, what is my car worth.#What #is #my #car #worth


    Used Cars For Sale

    Find used car inventory nearby

    Appraise a used car

    Research a used car

    about used cars

    If you’ve come here looking for a used or certified pre-owned car, truck, SUV, crossover, hatchback, hybrid or convertible, then you’re in the right place. Edmunds has everything you need to know about buying or selling a used vehicle, including Carfax vehicle history reports, dealership listings and pricing information, expert car reviews, consumer car reviews, car dealership reviews, car price comparisons, car appraisal calculators, images and videos, technical features and specs, user forums and more.

    At Edmunds, you’ll be able to browse thousands of used cars, trucks and SUVs for sale with special offers, appraise your current car, and research the car, SUV or truck of your dreams. You can limit your search to certified pre-owned (or CPO) vehicles for sale and be a click away from articles by our experts that will give you the best car shopping and buying tips and advice. Let’s take a closer look at each of these aids to easier used-car shopping.

    The INVENTORY tab at the top of the page allows you to browse used cars for sale from popular makes such as Ford, Honda, Toyota, Chevrolet, Hyundai, Infiniti, Acura and Subaru. The inventory tool allows you to cast a much wider net than simply visiting your local dealership’s website. Start with the make and model of the vehicle that you’re interested in. You’ll have the option to refine your search by price, distance, model year and mileage. If you’re looking for specific options or features, a certain trim level or a specific color, there are more advanced search filters available, including engine type, fuel type, drivetrain, powertrain, airbags, air-conditioning and much more. After you find the car, SUV, truck or hybrid that you’re interested in, select the listing to check out the VIN details page for that vehicle and get more information. There you’ll find a description of the vehicle from the dealer, vehicle features and options, contact information for that dealership, dealer reviews, a ballpark insurance estimate, and a link to see a Carfax vehicle history report.

    The APPRAISE tab at the top of the page lets you enter your car’s basic information, odometer reading, trim level, and overall condition. Then Edmunds provides you with the True Market Value (TMV) for your used car or vehicle. Edmunds’s True Market Value or used car value is is a great starting point for negotiation of a used-car sale between a private buyer and seller. This is an “as is” value that does not include any warranties. The final sales price depends on the car’s actual condition and local market factors. You can use this used car value estimate to price your car for sale or to negotiate a trade-in for a new, CPO, or previously owned car for sale from a local dealer. The used car value estimate is also useful for assessing retail pricing at a car dealer. You can try it out by clicking the “APPRAISE” tab, above. Once you enter your vehicle details, you will receive three estimates for your used car’s value: “Trade-in” is what you can expect a dealer to offer you for your used car; “Private Party” is what you might expect to earn if you sold the pre-owned vehicle yourself; and “Dealer Retail” is what you might expect to pay if you were buying this used model used at a dealership. If the vehicle is new enough, you’ll also see a price that says “Certified Used Price.” This price estimates what the dealership might sell it for as a certified pre-owned vehicle.

    The RESEARCH tab points you to our expert analysis of the make and model of the car you select. You can read our editors’ reviews and learn about each generation of the vehicle you’re interested in. From there, you can narrow the focus of your car buying research by selecting a particular model year and learning more by checking out photos of the cars, researching local dealership listings, car valuation, consumer reviews, editors’ reviews, pros & cons, features & specs, and safety information. That’s a world of information. And we’ve put it all right at your fingertips.

    Are you thinking about trading in your vehicle at the dealership or selling it yourself? Find out what your used car is worth with our True Market Value appraisal tool. Enter the year, make and model to get started. Make sure you know the options on your vehicle and the current odometer reading. Be honest about the condition level. Most cars will fall in the “average” to “clean” range.

    The appraisal tool will give you three prices: “Trade-in” is what you can expect a dealer to offer you. “Private Party” is what you might expect to earn if you sold the vehicle yourself. “Dealer Retail” is what you might expect to pay if you were buying this model used at a dealership. If the vehicle is new enough, you’ll also see a price that says “Certified Used Price.” This price estimates what the dealer might sell it for as a CPO vehicle.

    If you are hesitant about buying a traditional used car, you may want to consider a certified pre-owned vehicle. These vehicles tend to be newer, have gone through a more detailed inspection process and come with a limited warranty. The Edmunds inventory tool will have an option to sort the list to show only CPO vehicles. You can also go directly to the CPO cars page.

    Explore Car-Buying Articles: If you’re unsure about the next steps in buying a used car — or car buying in general — Edmunds has research articles that can help. Take a look at those we’ve linked to on this page, or visit our research main page for a full list of articles that have been written by Edmunds car-shopping experts.

    Select from the options below, then review features, road tests and more.

    Or browse by car type

    What is my car worth

    What is my car worth

    What is my car worth

    What is my car worth

    What is my car worth

    What is my car worth

    What is my car worth

    What is my car worth

    What is my car worth

    What is my car worth

    What is my car worth

    What is my car worth

    What is my car worth

    What is my car worth

    What is my car worth

    What is my car worth



    Sell My Car, Value Your Car and Sell Quickly Online Auto Trader UK, what is the value of my car.#What #is #the #value #of #my #car


    Get a free valuation

    and sell your car easily

    Under 1000 and sell it

    Our customers rate us as excellent

    What is the value of my car

    What is the value of my car

    What is the value of my car

    What is the value of my car

    What is the value of my car

    What is the value of my car

    Based on 21737 Trust Pilot reviews.

    What our customers are saying

    What is the value of my car

    Based on 112 testimonials.

    Fantastic response

    Fantastic response to my advert! Put the advert on at 2.30 and had 3 enquiries and sold the vehicle 6.30pm the same day!

    Great service

    Great service. I always use Auto Trader to buy and sell my cars.

    Sold it so quickly

    I sold the car very quickly. The service provided was really great and I will be using Auto Trader again.

    Join over half a million

    satisfied sellers every year

    Reach 3x more buyers

    Three times more buyers use Auto Trader than our nearest competitor. And that means more people will see your car here.

    comScore data, June 2015

    Most recommended

    Compared to other automotive websites, we’re ranked top for customer satisfaction. We’ll make you a happy customer, too.

    Simpsons Carpenter research, December 2012

    Sell your car faster

    You’re twice as likely to sell your car within a week when you advertise on Auto Trader, putting money in your pocket sooner.



    Used Cars For Sale – Appraisals, Used Cars – Certified Pre-Owned Vehicles, Edmunds, what is the value of my car.#What #is #the #value #of #my #car


    Used Cars For Sale

    Find used car inventory nearby

    Appraise a used car

    Research a used car

    about used cars

    If you’ve come here looking for a used or certified pre-owned car, truck, SUV, crossover, hatchback, hybrid or convertible, then you’re in the right place. Edmunds has everything you need to know about buying or selling a used vehicle, including Carfax vehicle history reports, dealership listings and pricing information, expert car reviews, consumer car reviews, car dealership reviews, car price comparisons, car appraisal calculators, images and videos, technical features and specs, user forums and more.

    At Edmunds, you’ll be able to browse thousands of used cars, trucks and SUVs for sale with special offers, appraise your current car, and research the car, SUV or truck of your dreams. You can limit your search to certified pre-owned (or CPO) vehicles for sale and be a click away from articles by our experts that will give you the best car shopping and buying tips and advice. Let’s take a closer look at each of these aids to easier used-car shopping.

    The INVENTORY tab at the top of the page allows you to browse used cars for sale from popular makes such as Ford, Honda, Toyota, Chevrolet, Hyundai, Infiniti, Acura and Subaru. The inventory tool allows you to cast a much wider net than simply visiting your local dealership’s website. Start with the make and model of the vehicle that you’re interested in. You’ll have the option to refine your search by price, distance, model year and mileage. If you’re looking for specific options or features, a certain trim level or a specific color, there are more advanced search filters available, including engine type, fuel type, drivetrain, powertrain, airbags, air-conditioning and much more. After you find the car, SUV, truck or hybrid that you’re interested in, select the listing to check out the VIN details page for that vehicle and get more information. There you’ll find a description of the vehicle from the dealer, vehicle features and options, contact information for that dealership, dealer reviews, a ballpark insurance estimate, and a link to see a Carfax vehicle history report.

    The APPRAISE tab at the top of the page lets you enter your car’s basic information, odometer reading, trim level, and overall condition. Then Edmunds provides you with the True Market Value (TMV) for your used car or vehicle. Edmunds’s True Market Value or used car value is is a great starting point for negotiation of a used-car sale between a private buyer and seller. This is an “as is” value that does not include any warranties. The final sales price depends on the car’s actual condition and local market factors. You can use this used car value estimate to price your car for sale or to negotiate a trade-in for a new, CPO, or previously owned car for sale from a local dealer. The used car value estimate is also useful for assessing retail pricing at a car dealer. You can try it out by clicking the “APPRAISE” tab, above. Once you enter your vehicle details, you will receive three estimates for your used car’s value: “Trade-in” is what you can expect a dealer to offer you for your used car; “Private Party” is what you might expect to earn if you sold the pre-owned vehicle yourself; and “Dealer Retail” is what you might expect to pay if you were buying this used model used at a dealership. If the vehicle is new enough, you’ll also see a price that says “Certified Used Price.” This price estimates what the dealership might sell it for as a certified pre-owned vehicle.

    The RESEARCH tab points you to our expert analysis of the make and model of the car you select. You can read our editors’ reviews and learn about each generation of the vehicle you’re interested in. From there, you can narrow the focus of your car buying research by selecting a particular model year and learning more by checking out photos of the cars, researching local dealership listings, car valuation, consumer reviews, editors’ reviews, pros & cons, features & specs, and safety information. That’s a world of information. And we’ve put it all right at your fingertips.

    Are you thinking about trading in your vehicle at the dealership or selling it yourself? Find out what your used car is worth with our True Market Value appraisal tool. Enter the year, make and model to get started. Make sure you know the options on your vehicle and the current odometer reading. Be honest about the condition level. Most cars will fall in the “average” to “clean” range.

    The appraisal tool will give you three prices: “Trade-in” is what you can expect a dealer to offer you. “Private Party” is what you might expect to earn if you sold the vehicle yourself. “Dealer Retail” is what you might expect to pay if you were buying this model used at a dealership. If the vehicle is new enough, you’ll also see a price that says “Certified Used Price.” This price estimates what the dealer might sell it for as a CPO vehicle.

    If you are hesitant about buying a traditional used car, you may want to consider a certified pre-owned vehicle. These vehicles tend to be newer, have gone through a more detailed inspection process and come with a limited warranty. The Edmunds inventory tool will have an option to sort the list to show only CPO vehicles. You can also go directly to the CPO cars page.

    Explore Car-Buying Articles: If you’re unsure about the next steps in buying a used car — or car buying in general — Edmunds has research articles that can help. Take a look at those we’ve linked to on this page, or visit our research main page for a full list of articles that have been written by Edmunds car-shopping experts.

    Select from the options below, then review features, road tests and more.

    Or browse by car type

    What is the value of my car

    What is the value of my car

    What is the value of my car

    What is the value of my car

    What is the value of my car

    What is the value of my car

    What is the value of my car

    What is the value of my car

    What is the value of my car

    What is the value of my car

    What is the value of my car

    What is the value of my car

    What is the value of my car

    What is the value of my car

    What is the value of my car

    What is the value of my car



    Car Insurance Rates Mobile Form, what car should i buy.#What #car #should #i #buy


    Car Insurance On-The-Go

    Comparing car insurance rates online is easier than ever with our handy new mobile app. You can still get the same benefit you get from the normal version of our site by entering your ZIP code above, which will allow you to compare specialized offers from major national insurance providers and local agents in your area. Gone are the days when you had to call one carrier after another – CarInsuranceRates.com has done all the heavy lifting for you! Just enter your ZIP code in the box above to see what our participating providers have in store for you.

    Expert Insurance Guides

    Need help picking the right options? Not sure what the various industry terms mean? We’ve got your back! CarInsuranceRates.com is chalk-full of helpful guides, useful tips, and article after article of informative information, complete with charts, checklists, and case study to help you make the best decision when selecting your policy type or end-provider.

    State-by-State Requirements

    Locality is one of the top factors that will influence what you can or can’t do with your car insurance policy. Laws, rules, and regulations changes all the time, and it’s our mission to try and keep you as up-to-date with pertinent information so you can make the right choice when selecting you coverage levels or provider.

    Ask a Question, Get an Answer

    Still need help getting to the bottom of your insurance situation? We have an easy-to-use library of questions-and-answers from current clients, with a wide range of solutions that even shocks us on occasion. No matter how obscure your query seems to be, don’t fret – we can help point you in the right direction of the information you need.

    Visit the Full Site

    Is our mobile display just not doing it for you? We have the fully-loaded, live version of our site standing by. Just click the link below to view the site as though you were on a desktop machine.

    800 Fifth Avenue, Suite 4100, Seattle, WA 98104



    Дешева оренда автомобілів, гарантовано найкращі ціни, оформляйте замовлення сьогодні, what car should i buy.#What #car #should #i #buy


    what car should i buy

    Ваш номер броні був відправлений Вам на зл. Пошту

    Номер броні не був знайдений

    Ми не може знайти бронювання для вказаної адреси ел. пошти. Будь ласка, Зв’яжіться з нами використовуючи посилання..

    Get in touch

    What car should i buy What car should i buy What car should i buy What car should i buy What car should i buy What car should i buy What car should i buy What car should i buy

    Наші найпопулярніші місця оренди

    What car should i buy

    Мілан

    What car should i buy

    Берґамо

    What car should i buy

    Мюнхен

    What car should i buy

    Меммінген

    What car should i buy

    What car should i buy

    Франкфурт

    • Популярні місця
    • Аеропорти
    • Прокатна Автомобільна Компанія
    • Мілан прокат автомобілів
    • Берґамо прокат автомобілів
    • Мюнхен прокат автомобілів
    • Меммінген прокат автомобілів
    • Київ прокат автомобілів
    • Франкфурт прокат автомобілів
    • Рим прокат автомобілів
    • Барселона прокат автомобілів
    • Тель-Авів прокат автомобілів
    • Будапешт прокат автомобілів
    • Ларнака прокат автомобілів
    • Вроцлав прокат автомобілів
    • Лісабон прокат автомобілів
    • Тенеріфе прокат автомобілів
    • Познань прокат автомобілів
    • Дубаї прокат автомобілів
    • Кельн прокат автомобілів
    • Болонья прокат автомобілів
    • Братислава прокат автомобілів
    • Варшава прокат автомобілів
    • Мілан Malpensa аеропорт прокат автомобілів
    • Бергамо аеропорт прокат автомобілів
    • Мюнхен aеропорт прокат автомобілів
    • Меммінген aеропорт прокат автомобілів
    • Тель-Авів Ben Gurion аеропорт прокат автомобілів
    • Барселона аеропорт прокат автомобілів
    • Ларнака aеропорт прокат автомобілів
    • Аеропорт Будапешта прокат автомобілів
    • Рим Fiumicino аеропорт прокат автомобілів
    • Бориспіль міжнародний аеропорт прокат автомобілів
    • Вроцлав аеропорт прокат автомобілів
    • Франкфурт Хан аеропорт прокат автомобілів
    • Cologne Airport прокат автомобілів
    • Братислава аеропорт прокат автомобілів
    • Болонья аеропорт прокат автомобілів
    • Познань аеропорт прокат автомобілів
    • Лісабон аеропорт прокат автомобілів
    • Франкфурт aеропорт прокат автомобілів
    • Варшавa аеропорт прокат автомобілів
    • Венеція Marco Polo аеропорт прокат автомобілів
    • Alamo прокат автомобілів
    • Hertz прокат автомобілів
    • Avis прокат автомобілів
    • Budget прокат автомобілів
    • Europcar прокат автомобілів
    • Sixt прокат автомобілів
    • Sicily By Car прокат автомобілів
    • Thrifty прокат автомобілів
    • Dollar прокат автомобілів
    • Goldcar прокат автомобілів

    What car should i buy



    Cars for Sale – Buy a New or Used Car Online, what is my used car worth.#What #is #my #used #car #worth


    what is my used car worth

    • What is my used car worth

    Deals

  • What is my used car worth

    Buying Advice

  • What is my used car worth

    Compare Cars

  • What is my used car worth

    Auto Loans

    What is my used car worth

    What is my used car worth

    What is my used car worth

    What is my used car worth

    What is my used car worth

    What is my used car worth

    What is my used car worth

    What is my used car worth

    What is my used car worth

    What is my used car worth

    What is my used car worth

    What is my used car worth



  • Used Cars For Sale – Appraisals, Used Cars – Certified Pre-Owned Vehicles, Edmunds, what is my used car worth.#What #is #my #used #car #worth


    Used Cars For Sale

    Find used car inventory nearby

    Appraise a used car

    Research a used car

    about used cars

    If you’ve come here looking for a used or certified pre-owned car, truck, SUV, crossover, hatchback, hybrid or convertible, then you’re in the right place. Edmunds has everything you need to know about buying or selling a used vehicle, including Carfax vehicle history reports, dealership listings and pricing information, expert car reviews, consumer car reviews, car dealership reviews, car price comparisons, car appraisal calculators, images and videos, technical features and specs, user forums and more.

    At Edmunds, you’ll be able to browse thousands of used cars, trucks and SUVs for sale with special offers, appraise your current car, and research the car, SUV or truck of your dreams. You can limit your search to certified pre-owned (or CPO) vehicles for sale and be a click away from articles by our experts that will give you the best car shopping and buying tips and advice. Let’s take a closer look at each of these aids to easier used-car shopping.

    The INVENTORY tab at the top of the page allows you to browse used cars for sale from popular makes such as Ford, Honda, Toyota, Chevrolet, Hyundai, Infiniti, Acura and Subaru. The inventory tool allows you to cast a much wider net than simply visiting your local dealership’s website. Start with the make and model of the vehicle that you’re interested in. You’ll have the option to refine your search by price, distance, model year and mileage. If you’re looking for specific options or features, a certain trim level or a specific color, there are more advanced search filters available, including engine type, fuel type, drivetrain, powertrain, airbags, air-conditioning and much more. After you find the car, SUV, truck or hybrid that you’re interested in, select the listing to check out the VIN details page for that vehicle and get more information. There you’ll find a description of the vehicle from the dealer, vehicle features and options, contact information for that dealership, dealer reviews, a ballpark insurance estimate, and a link to see a Carfax vehicle history report.

    The APPRAISE tab at the top of the page lets you enter your car’s basic information, odometer reading, trim level, and overall condition. Then Edmunds provides you with the True Market Value (TMV) for your used car or vehicle. Edmunds’s True Market Value or used car value is is a great starting point for negotiation of a used-car sale between a private buyer and seller. This is an “as is” value that does not include any warranties. The final sales price depends on the car’s actual condition and local market factors. You can use this used car value estimate to price your car for sale or to negotiate a trade-in for a new, CPO, or previously owned car for sale from a local dealer. The used car value estimate is also useful for assessing retail pricing at a car dealer. You can try it out by clicking the “APPRAISE” tab, above. Once you enter your vehicle details, you will receive three estimates for your used car’s value: “Trade-in” is what you can expect a dealer to offer you for your used car; “Private Party” is what you might expect to earn if you sold the pre-owned vehicle yourself; and “Dealer Retail” is what you might expect to pay if you were buying this used model used at a dealership. If the vehicle is new enough, you’ll also see a price that says “Certified Used Price.” This price estimates what the dealership might sell it for as a certified pre-owned vehicle.

    The RESEARCH tab points you to our expert analysis of the make and model of the car you select. You can read our editors’ reviews and learn about each generation of the vehicle you’re interested in. From there, you can narrow the focus of your car buying research by selecting a particular model year and learning more by checking out photos of the cars, researching local dealership listings, car valuation, consumer reviews, editors’ reviews, pros & cons, features & specs, and safety information. That’s a world of information. And we’ve put it all right at your fingertips.

    Are you thinking about trading in your vehicle at the dealership or selling it yourself? Find out what your used car is worth with our True Market Value appraisal tool. Enter the year, make and model to get started. Make sure you know the options on your vehicle and the current odometer reading. Be honest about the condition level. Most cars will fall in the “average” to “clean” range.

    The appraisal tool will give you three prices: “Trade-in” is what you can expect a dealer to offer you. “Private Party” is what you might expect to earn if you sold the vehicle yourself. “Dealer Retail” is what you might expect to pay if you were buying this model used at a dealership. If the vehicle is new enough, you’ll also see a price that says “Certified Used Price.” This price estimates what the dealer might sell it for as a CPO vehicle.

    If you are hesitant about buying a traditional used car, you may want to consider a certified pre-owned vehicle. These vehicles tend to be newer, have gone through a more detailed inspection process and come with a limited warranty. The Edmunds inventory tool will have an option to sort the list to show only CPO vehicles. You can also go directly to the CPO cars page.

    Explore Car-Buying Articles: If you’re unsure about the next steps in buying a used car — or car buying in general — Edmunds has research articles that can help. Take a look at those we’ve linked to on this page, or visit our research main page for a full list of articles that have been written by Edmunds car-shopping experts.

    Select from the options below, then review features, road tests and more.

    Or browse by car type

    What is my used car worth

    What is my used car worth

    What is my used car worth

    What is my used car worth

    What is my used car worth

    What is my used car worth

    What is my used car worth

    What is my used car worth

    What is my used car worth

    What is my used car worth

    What is my used car worth

    What is my used car worth

    What is my used car worth

    What is my used car worth

    What is my used car worth

    What is my used car worth



    Used Cars For Sale – Appraisals, Used Cars – Certified Pre-Owned Vehicles, Edmunds, what is my car worth.#What #is #my #car #worth


    Used Cars For Sale

    Find used car inventory nearby

    Appraise a used car

    Research a used car

    about used cars

    If you’ve come here looking for a used or certified pre-owned car, truck, SUV, crossover, hatchback, hybrid or convertible, then you’re in the right place. Edmunds has everything you need to know about buying or selling a used vehicle, including Carfax vehicle history reports, dealership listings and pricing information, expert car reviews, consumer car reviews, car dealership reviews, car price comparisons, car appraisal calculators, images and videos, technical features and specs, user forums and more.

    At Edmunds, you’ll be able to browse thousands of used cars, trucks and SUVs for sale with special offers, appraise your current car, and research the car, SUV or truck of your dreams. You can limit your search to certified pre-owned (or CPO) vehicles for sale and be a click away from articles by our experts that will give you the best car shopping and buying tips and advice. Let’s take a closer look at each of these aids to easier used-car shopping.

    The INVENTORY tab at the top of the page allows you to browse used cars for sale from popular makes such as Ford, Honda, Toyota, Chevrolet, Hyundai, Infiniti, Acura and Subaru. The inventory tool allows you to cast a much wider net than simply visiting your local dealership’s website. Start with the make and model of the vehicle that you’re interested in. You’ll have the option to refine your search by price, distance, model year and mileage. If you’re looking for specific options or features, a certain trim level or a specific color, there are more advanced search filters available, including engine type, fuel type, drivetrain, powertrain, airbags, air-conditioning and much more. After you find the car, SUV, truck or hybrid that you’re interested in, select the listing to check out the VIN details page for that vehicle and get more information. There you’ll find a description of the vehicle from the dealer, vehicle features and options, contact information for that dealership, dealer reviews, a ballpark insurance estimate, and a link to see a Carfax vehicle history report.

    The APPRAISE tab at the top of the page lets you enter your car’s basic information, odometer reading, trim level, and overall condition. Then Edmunds provides you with the True Market Value (TMV) for your used car or vehicle. Edmunds’s True Market Value or used car value is is a great starting point for negotiation of a used-car sale between a private buyer and seller. This is an “as is” value that does not include any warranties. The final sales price depends on the car’s actual condition and local market factors. You can use this used car value estimate to price your car for sale or to negotiate a trade-in for a new, CPO, or previously owned car for sale from a local dealer. The used car value estimate is also useful for assessing retail pricing at a car dealer. You can try it out by clicking the “APPRAISE” tab, above. Once you enter your vehicle details, you will receive three estimates for your used car’s value: “Trade-in” is what you can expect a dealer to offer you for your used car; “Private Party” is what you might expect to earn if you sold the pre-owned vehicle yourself; and “Dealer Retail” is what you might expect to pay if you were buying this used model used at a dealership. If the vehicle is new enough, you’ll also see a price that says “Certified Used Price.” This price estimates what the dealership might sell it for as a certified pre-owned vehicle.

    The RESEARCH tab points you to our expert analysis of the make and model of the car you select. You can read our editors’ reviews and learn about each generation of the vehicle you’re interested in. From there, you can narrow the focus of your car buying research by selecting a particular model year and learning more by checking out photos of the cars, researching local dealership listings, car valuation, consumer reviews, editors’ reviews, pros & cons, features & specs, and safety information. That’s a world of information. And we’ve put it all right at your fingertips.

    Are you thinking about trading in your vehicle at the dealership or selling it yourself? Find out what your used car is worth with our True Market Value appraisal tool. Enter the year, make and model to get started. Make sure you know the options on your vehicle and the current odometer reading. Be honest about the condition level. Most cars will fall in the “average” to “clean” range.

    The appraisal tool will give you three prices: “Trade-in” is what you can expect a dealer to offer you. “Private Party” is what you might expect to earn if you sold the vehicle yourself. “Dealer Retail” is what you might expect to pay if you were buying this model used at a dealership. If the vehicle is new enough, you’ll also see a price that says “Certified Used Price.” This price estimates what the dealer might sell it for as a CPO vehicle.

    If you are hesitant about buying a traditional used car, you may want to consider a certified pre-owned vehicle. These vehicles tend to be newer, have gone through a more detailed inspection process and come with a limited warranty. The Edmunds inventory tool will have an option to sort the list to show only CPO vehicles. You can also go directly to the CPO cars page.

    Explore Car-Buying Articles: If you’re unsure about the next steps in buying a used car — or car buying in general — Edmunds has research articles that can help. Take a look at those we’ve linked to on this page, or visit our research main page for a full list of articles that have been written by Edmunds car-shopping experts.

    Select from the options below, then review features, road tests and more.

    Or browse by car type

    What is my car worth

    What is my car worth

    What is my car worth

    What is my car worth

    What is my car worth

    What is my car worth

    What is my car worth

    What is my car worth

    What is my car worth

    What is my car worth

    What is my car worth

    What is my car worth

    What is my car worth

    What is my car worth

    What is my car worth

    What is my car worth



    Used Cars For Sale – Appraisals, Used Cars – Certified Pre-Owned Vehicles, Edmunds, what is the value of my car.#What #is #the #value #of #my #car


    Used Cars For Sale

    Find used car inventory nearby

    Appraise a used car

    Research a used car

    about used cars

    If you’ve come here looking for a used or certified pre-owned car, truck, SUV, crossover, hatchback, hybrid or convertible, then you’re in the right place. Edmunds has everything you need to know about buying or selling a used vehicle, including Carfax vehicle history reports, dealership listings and pricing information, expert car reviews, consumer car reviews, car dealership reviews, car price comparisons, car appraisal calculators, images and videos, technical features and specs, user forums and more.

    At Edmunds, you’ll be able to browse thousands of used cars, trucks and SUVs for sale with special offers, appraise your current car, and research the car, SUV or truck of your dreams. You can limit your search to certified pre-owned (or CPO) vehicles for sale and be a click away from articles by our experts that will give you the best car shopping and buying tips and advice. Let’s take a closer look at each of these aids to easier used-car shopping.

    The INVENTORY tab at the top of the page allows you to browse used cars for sale from popular makes such as Ford, Honda, Toyota, Chevrolet, Hyundai, Infiniti, Acura and Subaru. The inventory tool allows you to cast a much wider net than simply visiting your local dealership’s website. Start with the make and model of the vehicle that you’re interested in. You’ll have the option to refine your search by price, distance, model year and mileage. If you’re looking for specific options or features, a certain trim level or a specific color, there are more advanced search filters available, including engine type, fuel type, drivetrain, powertrain, airbags, air-conditioning and much more. After you find the car, SUV, truck or hybrid that you’re interested in, select the listing to check out the VIN details page for that vehicle and get more information. There you’ll find a description of the vehicle from the dealer, vehicle features and options, contact information for that dealership, dealer reviews, a ballpark insurance estimate, and a link to see a Carfax vehicle history report.

    The APPRAISE tab at the top of the page lets you enter your car’s basic information, odometer reading, trim level, and overall condition. Then Edmunds provides you with the True Market Value (TMV) for your used car or vehicle. Edmunds’s True Market Value or used car value is is a great starting point for negotiation of a used-car sale between a private buyer and seller. This is an “as is” value that does not include any warranties. The final sales price depends on the car’s actual condition and local market factors. You can use this used car value estimate to price your car for sale or to negotiate a trade-in for a new, CPO, or previously owned car for sale from a local dealer. The used car value estimate is also useful for assessing retail pricing at a car dealer. You can try it out by clicking the “APPRAISE” tab, above. Once you enter your vehicle details, you will receive three estimates for your used car’s value: “Trade-in” is what you can expect a dealer to offer you for your used car; “Private Party” is what you might expect to earn if you sold the pre-owned vehicle yourself; and “Dealer Retail” is what you might expect to pay if you were buying this used model used at a dealership. If the vehicle is new enough, you’ll also see a price that says “Certified Used Price.” This price estimates what the dealership might sell it for as a certified pre-owned vehicle.

    The RESEARCH tab points you to our expert analysis of the make and model of the car you select. You can read our editors’ reviews and learn about each generation of the vehicle you’re interested in. From there, you can narrow the focus of your car buying research by selecting a particular model year and learning more by checking out photos of the cars, researching local dealership listings, car valuation, consumer reviews, editors’ reviews, pros & cons, features & specs, and safety information. That’s a world of information. And we’ve put it all right at your fingertips.

    Are you thinking about trading in your vehicle at the dealership or selling it yourself? Find out what your used car is worth with our True Market Value appraisal tool. Enter the year, make and model to get started. Make sure you know the options on your vehicle and the current odometer reading. Be honest about the condition level. Most cars will fall in the “average” to “clean” range.

    The appraisal tool will give you three prices: “Trade-in” is what you can expect a dealer to offer you. “Private Party” is what you might expect to earn if you sold the vehicle yourself. “Dealer Retail” is what you might expect to pay if you were buying this model used at a dealership. If the vehicle is new enough, you’ll also see a price that says “Certified Used Price.” This price estimates what the dealer might sell it for as a CPO vehicle.

    If you are hesitant about buying a traditional used car, you may want to consider a certified pre-owned vehicle. These vehicles tend to be newer, have gone through a more detailed inspection process and come with a limited warranty. The Edmunds inventory tool will have an option to sort the list to show only CPO vehicles. You can also go directly to the CPO cars page.

    Explore Car-Buying Articles: If you’re unsure about the next steps in buying a used car — or car buying in general — Edmunds has research articles that can help. Take a look at those we’ve linked to on this page, or visit our research main page for a full list of articles that have been written by Edmunds car-shopping experts.

    Select from the options below, then review features, road tests and more.

    Or browse by car type

    What is the value of my car

    What is the value of my car

    What is the value of my car

    What is the value of my car

    What is the value of my car

    What is the value of my car

    What is the value of my car

    What is the value of my car

    What is the value of my car

    What is the value of my car

    What is the value of my car

    What is the value of my car

    What is the value of my car

    What is the value of my car

    What is the value of my car

    What is the value of my car



    Buying a Car: What to Know Before You Go – Feature – Car and Driver #car #dvd


    #car buy
    #

    Car-buying tips to follow before you ever set foot in a car dealership.

    Feature

    Now is a good time to buy a new car. The struggles facing the auto industry are unprecedented and so are the deals available to buyers. Car dealers need to sell cars in order to stay in business, which makes this a strong buyers market. Rebates, financing, and trade-in values are the best they ve been in a long time.

    But that doesn t mean it s an easy time to buy a car, and it doesn t mean dealers are going to lie down and give the cars away. A savvy buyer must always be ready, and the preparation should start before you ever set foot in a showroom.

    Know the Invoice Price

    Once you ve settled on what car is right for you. look up the invoice price for that car in our Buyer s Guide. Invoice price is what the dealer pays the manufacturer for the car; the manufacturer s suggested retail price (MSRP, or sticker price ) includes hundreds usually thousands of dollars of profit for the dealer. With the exception of all-new or very popular models, you should be able to get a new car for closer to invoice than MSRP. Knowing the invoice price of your car will tell the dealer that you mean business and expect a good deal. Don t walk into the dealership without this information.

    Check the Manufacturer s Website for Rebates

    Many buyers will qualify for multiple rebates, some of which may not even be made public. You might belong to organizations or receive coupons in the mail that entitle you to additional rebates. Be aware of all rebates for which you qualify and make sure you receive them. Dealers are known for not giving buyers every rebate available to them, instead keeping one or two as additional profit.

    Research the Dealers

    Buying from a cooperative and fair dealer will save you money and headaches. There are a number of websites that allow people to post reviews of dealerships, but their coverage is spotty and incomplete. If you can t find online reviews of the dealer you are considering, just talk to people. Your friends and neighbors purchase cars and should be honest with you about whether they were happy with their car or dealer.

    Check Your Credit History

    Most people who shop for cars will need a loan. How much that loan costs will depend on your credit history, and knowing your credit history will give you a better idea what to expect from lenders. The Fair and Accurate Credit Transaction Act of 2003 (FACTA) allows every consumer to get a free copy of his or her credit report once a year from each of the three major credit-reporting agencies (TransUnion, Experian, and Equifax). Get a copy of your credit report, and check it for accuracy. Pay the extra few dollars to get your credit score as well, as it is one of the major factors that banks use to determine your creditworthiness.

    Get Your Own Financing

    The biggest profit center for a car dealership is its finance department. Dealers contract with banks to get the best rates available but might not actually give you those rates. They might get you a car loan for 4.9 percent APR but draw up your finance contract at 5.9 percent. That one-percent markup is strictly profit for the dealer. You can often get a better interest rate from your local bank or credit union, or you can present the rates you were offered elsewhere to your salesman and challenge him to match or beat them. That being said, promotional rates from manufacturers sometimes as low as zero percent can be tough to beat.

    Time Your Purchase

    Dealers run on a month-to-month basis. At the end of the month, many will accept lower offers to reach their goals and qualify for manufacturer bonuses. If you re not picky about having the latest and greatest, the end of a model year is a great time to get good deals on remaining inventory. And December particularly the last week before the new year is a slow time for car sales, so if you can hack some time out of your holiday-shopping schedule, it s a wise time to buy.

    Also, most dealerships are busier on weekends. The weekdays are generally slow, especially in the morning. If you come into the dealership on a midweek morning when business is slow, the salespeople are more likely to make a good deal as well. They need sales and they want to look busy, which keeps them motivated to give you a better deal and earn your business.

    Do Not Buy a Car on Your First Visit

    Use the first visit to look at and test-drive the car(s) you are interested in. Gather your information and then leave, and be adamant that you will not be buying a car today. This will communicate to the dealer that you are not going to be bullied. Watch what you say to the salespeople especially if they ask you how much you are prepared to pay monthly because whatever you say will be used as a starting point from which the dealer will go up when negotiations eventually start.

    Get Internet Quotes from Several Dealers

    CARandDRIVER.com offers free online pricing quotes from your local dealers. Get quotes from multiple dealers before you ever visit any of them. If dealers know they are being pitted against other stores, it will be easier for you to get their best offer right off the bat, and waltzing into a dealership with a first offer already in hand gives you an advantage in negotiations.

    Make an Appointment with the Sales Manager

    Once your research is done and you are ready to head to the dealership to purchase a new car, call ahead and make an appointment. By calling a sales manager to make your appointment, you communicate that you are serious about this transaction and know what you are doing. You will still be paired with a salesman when you arrive, but your chances improve of getting a straight shooter who knows you won t be easy fodder.

    There is no guarantee you will get a good deal on a new-car purchase, nor is there a set price to negotiate toward with any car; pricing always varies with content, age, supply, and demand. But following these rules will start you in the right direction to get the best deal possible on your new car.

    Brian Munroe is the author of Car Buying Revealed. You can find out about Munroe and his book at his website, www.CarBuyingRevealed.com.



    2010 Toyota cars: What s new for 2010 #v #cars


    #2010 cars
    #

    Toyota: What’s new for 2010

    By Aaron Gold. Cars Expert

    Aaron Gold, About.com s Cars Expert, has been an automotive journalist for a decade and a half and has been writing for About.com since 2004. He contributes to several automotive publications and is a member of the North American Car and Truck of the Year jury.

    Toyota is one of the best-selling brands in the United States. Here are all of the changes for the 2010 model year.

    CONFIRMED FOR 2010:

    4RUNNER: (photo ) The 4Runner is all-new for 2010. The fifth-generation 4Runner is taller, wider and longer than the vehicle it replaces, and it retains its body-on-frame construction for off-road ruggedness. In a return to its roots, the new 4Runner will offer a 4-cylinder engine (2.7 liters, 157 horsepower), though only on the basic SR5 4×2 model; most 4Runners will be powered by a 270 hp 4.0 liter V6.

    Continue Reading Below

    The V8 engine from last year s 4Runner has been dropped. Model offerings include SR5, Limited, and a new Trail model specially designed for off-road performance. The 4Runner Trail offers Crawl Control and Kinetic Dynamic Suspension System, both of which, until now, were exclusive to Toyota s top-of-the-line off-roader, the Land Cruiser .

    AVALON: Aside from a new color ( Sandy Beach Metallic ), the Avalon is unchanged.

    CAMRY: (photo ) The Camry has been restyled for 2010 with new head- and taillights, bumper, grille, and wheels.

    The four-cylinder engine is a new 2.5 liter unit that produces 169 hp, 21 more than last year; SE models get 179 hp. The new engine can be had with either a 6-speed manual or 6-speed automatic transmission. The optional V6 is unchanged. New standard equipment includes electronic stability control and auto up/down windows on all four doors; new options include a USB input jack, Bluetooth phone connectivity, and keyless ignition.

    CAMRY HYBRID: (photo ) Like the regular Camry, the Hybrid gets a new grille, bumper, and taillights and four auto up/down windows.

    Continue Reading Below

    The gauge cluster has been revised, as has the seat cloth.

    FJ CRUISER: The good news is that the FJ s engine gets variable valve timing and other improvements, and now produces 20 more horsepower (259) while using a bit less fuel. The bad news: It now requires premium gas. Other news: Army Green replaces Voodoo Blue and the windshield washer tank is bigger. There s also a new Special Edition model, painted Sandstorm (beige?), including the roof, with a blacked-out hood. The Special Edition gets a host of comfort and convenience features as well as a Cycloe air cleaner, differential lock with A-Trac, Bilstein shock absorbers, all-weather floor mats, and TRD beadlock-style wheels with BFG all-terrain tires.

    HIGHLANDER/HIGHLANDER HYBRID: A moonroof is now optional on the 4-cylinder base model, while a backup camera is optional on the V6 base model. Toyota and V6 badging have been removed from the tailgate.

    LAND CRUISER: A tinted rear window, XM satellite radio, Bluetooth phone connectivity and a USB audio input jack are now standard, and the optional navigation system now includes XM NavTraffic. Rain-sensing wipers are now part of the Upgrade Package.

    PRIUS: The Prius is all-new for 2010, with revised interior styling, a roomier interior, and — most importantly — a cleaner, more powerful, and more fuel-efficient powertrain. A new Eco Mode helps the driver to get better fuel economy, while Power Mode makes the Prius respond more crisply to the throttle. The Prius is now available in four trim levels, and new options include a solar-powered ventilating fan that runs when the car is parked and the ability to run the air conditioning off the traction battery, allowing the driver to cool of the car before getting in.

    RAV4: New options include a backup camera for the base model, a JBL stereo system for the Sport, and a cargo cover for both Base and Sport models. The Sport Apperance Package is now available on 4×2 4-cylinder RAV4s.

    SEQUOIA: The 4.7 liter V8 has been replaced by a new 4.6 liter engine that cranks out more power while using less fuel. In some parts of the country, 5.7 liter 4×4 models will get E85 flex fuel capability as standard. New standard equipment includes driver and passenger knee airbags, daytime running lights, running boards, a moonroof, roof rack, rear spoiler, power driver s seat, Bluetooth phone connectivity, and a towing package. Limited models add a rear-view-mirror backup camera, 20 wheels, and a power rear liftgate, and a navigation system is now available as an option. The Platinum model gets additional wood trim, a rear-seat entertainment system, and laser cruise control.

    SIENNA: No changes. A redesigned Sienna is on the way for the 2011 model year.

    TACOMA: No changes.

    TUNDRA: The 4.7 liter V8 gives way to a new 4.6 liter unit which produces more power and gets better fuel economy. The taillights are new, and some models get a revised grille. New standard equipment includes knee airbags for the driver and front passenger and a power rear window for DoubleCab models; a rear-view-mirror backup camera, power folding towing mirrors, and two new stereos join the options list. A new base-model Work Truck includes vinyl seats, rubber floors, black exterior trim, and fewer comfort and convenience features. Meanwhile, the high end gets higher with a new Platinum Package, which comes with jazzier trim inside and out, heated and cooled leather seats, and special Platinum badging, including embroidered headrests.

    VENZA: An iPod compatible USB port and Bluetooth phone connectivity are now standard.

    YARIS: Electronic stability control now comes standard, as does a tachometer and a rear-window defogger. The 5-door version is now available with a manual transmission.

    BEYOND 2010:

    JOINT SUBARU/TOYOTA SPORTS CAR/FT-86: Toyota and Subaru are co-developing a rear-drive sports car, which is expected to debut in 2011 as a 2012 model. The car will reportedly be powered by a Subaru-sourced horizontally-opposed ( boxer ) engine. Toyota showed a concept version of the new car at the 2009 Tokyo Auto Show, dubbed the FT-86 concept (photo ).

    SIENNA: Toyota s minivan will be redesigned for the 2011 model year.



    How to Sell Your Car What – s It Worth? #want #to #buy #a #car


    #used car worth
    #

    How to Sell Your Car What s It Worth?

    Blue book is a term that car dealerships use to determine the value of a vehicle. When a used vehicle is traded in for a new car the salesperson or manager gets out the blue book to determine what the car is worth. When the dealer puts the trade-in on the lot, the price the dealer sells it for is also determined by the bluebook. The blue book also shows the private party value, which is the most important value when selling a car from person to person.

    How to Find the Value for Selling Your Car

    There are a few companies that determine car values that can be accessed on the Internet. One of the popular car value companies is Kelley Blue Book. Before determining the value of a vehicle there’s certain vehicle information that must be known before proceeding.

    • Year of the Vehicle
    • Make of the Vehicle (Ford, Chevy, Toyota etc.)
    • Vehicle Model (Taurus, Impala, Camry etc.)
    • Vehicle Trim (XL, SE, CE, etc.)
    • Current Mileage
    • Engine Size
    • Transmission Type (automatic or manual)

    This is some of the basic information that’s needed. If there is any other optional equipment on the vehicle, this also needs to be inputted because it will add to the value of the vehicle. With Kelley Blue Book, there is a checklist where optional equipment can be clicked. The next step is to understand what the different values represent.

    Used Car Trade-In Values

    If a quick sale is needed, many car dealers will buy a used car from a private party. The dealer will use the trade-in value from the blue book. This is also the value that a dealer will use for a used car when it is traded in for a new car. Most dealers will start at this value when deciding on how much money is given to the customer. Once the book value is determined, the dealer will usually start deducting money from the trade-in value for any repairs that need to be made.

    Used Car Private Party Value

    If a used car is sold from one person to another person, the private party value is what’s used to determine how much the vehicle is worth. For a fast sale it’s a good idea to list the selling price at a value less than the private party value. Show the potential buyer the actual value as it’s listed in the blue book and let them know the selling price is less than what’s recommended. If leasing or buying a new car, selling the old car close to private party value could result in a larger down payment versus a trade-in.

    Used Car Suggest Retail Value

    This is the value that a new or used car dealer will use for the selling price of the vehicle to a retail customer. Even though this is the highest value that’s listed in a blue book, purchasing a used vehicle from a dealer can have some advantages versus buying from a private party.

    Now that the value of the vehicle is determined, the next step is to find potential buyers. There’s the old fashion method of putting a for-sale sign in the window or using print ads. With today’s technology, one of the best methods is to sell your car on-line. With websites like Craig’s List, the car can be listed for free with good results.



    What – s my Trade Worth? #car #tracker


    #what is my used car worth
    #

    What’s my car worth at Greenlight Autos?

    It’s time to trade up your truck and cash in your old clunker! The Greenlight Autos truck car trade-in program will give you a competitive price on your used car, truck or SUV and make it easy to get in your next vehicle! If you’re asking “what’s my car worth?” there’s only one way to find out for sure.

    Contact Greenlight Auto Truck for a no-commitment appraisal and find out exactly what your used car is worth and determine whether a car trade in is the right route for you. There are a variety of reasons that a car swap at Greenlight Autos can be a great choice for you, and we accept all sorts of trades:

    • Swap a car for a newer model that offers lower emissions and improved fuel economy.
    • Trade a small car for a truck with the capability and space they need for your business.
    • Trade a truck for a car, SUV or Van that offers enough room for the whole family.
    • Trade a classic car for a newer vehicle that suits your needs.

    Whether you’re looking to trade up to an extended cab truck, or would prefer to trade a van for an SUV, it doesn’t matter. Our flexible car trade-in program means that we can help arrange a trade that makes sense for your needs and your budget. In terms of finding out what your car is worth, we use a number of factors to determine your vehicles trade in value. That includes interior and exterior condition, kilometers traveled, and the model of your vehicle. For more information, feel free to ask any one of our service representatives.

    If you have a car for trade in Saskatoon, North Battleford, Regina, Prince Albert or anywhere in Saskatchewan, bring it over to Greenlight Truck Auto and we’ll put it to work for you! With our guaranteed competitive trade in value, you can be confident that you are getting the most out of your used car trade.



    What Is a Used Golf Cart Worth? #auto #for #sale


    #what is my used car worth
    #

    What Is a Used Golf Cart Worth?

    The process of buying or selling a used golf cart is very similar to what you might go through with an automobile. Today, there is a huge market for used golf carts among dealers who take them in trade for new ones. You can also check newspaper classifieds to find carts being sold by individuals. Either way, you can expect to pay from $2,000 to $4,000 for a relatively new golf cart in good condition.

    Misconceptions

    If you have a golf cart, you might think it would have little resale value–somewhat like a suit of clothes that you have already worn. Actually, a used cart can be worth quite a lot, because the market for them is much larger than you may imagine. In fact, depending on its age and condition, a used golf cart could sell for $4,000 or more.

    Benefits

    There are three reasons why the market for used golf carts has grown. First, there is prestige associated with owning one. Then there is the economy of owning a golf cart rather than renting one each time you play golf. Finally, a golf cart is a very convenient mode of transportation when you have to run errands and do other activities.



    What is a VIN? #4 #wheel #drive #cars


    #find a vehicle
    #

    What is a vehicle identification

    number (VIN)?

    The car’s vehicle identification number (VIN) is the identifying code for a SPECIFIC automobile. The VIN serves as the car’s fingerprint, as no two vehicles in operation have the same VIN. A VIN is composed of 17 characters (digits and capital letters) that act as a unique identifier for the vehicle. A VIN displays the car’s unique features, specifications and manufacturer. The VIN can be used to track recalls, registrations, warranty claims, thefts and insurance coverage.

    What if the VIN is not 17 characters long?

    Double-check to make sure that you have the right VIN and have copied it down correctly. Once you have verified that the VIN is definitely less than 17 characters, the VIN is most likely from a pre-1981 vehicle.

    Prior to 1981, VINs varied in length from 11 to 17 characters. AutoCheck can only report on vehicles that use a 17 character VIN. Therefore, information on vehicles manufactured before 1981 is limited.

    VIN Decode Explained

    What do the 17 digits in a VIN mean? See the breakdown below of the meaning behind each segment of the VIN:

    Where Can I Find the VIN?

    The VIN can be found by looking at the dashboard on the driver’s side of the vehicle. The easiest way to view it is to stand outside the vehicle on the driver’s side and look at the corner of the dashboard where it meets the windshield. If the VIN cannot be found there, open the driver’s side door and look at the door post (where the door latches when it is closed). It is likely that the VIN will also be displayed in this location. See the image below:

    Look for the VIN in these other locations:

    Above the order form, you will be able to view the year, make, model, style and country of assembly for your VIN. In addition, you will also be told how many vehicle history records there are for this vehicle. To view a full vehicle history report, choose one of the report options and fill out your information to purchase the package you want.



    What is book value? #cheap #used #car


    #book value car
    #

    What is book value?

    The book value of an asset is the asset’s cost minus the asset’s accumulated depreciation. For example, in the general ledger account. Automobile, is the automobile’s cost of $22,000. In the contra asset account. Accumulated Depreciation on Automobile, is a credit balance of $16,000. The net of those two amounts ($22,000 minus $16,000) is the book value or the carrying value of the automobile. In this example the $6,000 is the amount being reported on the company’s books.

    You should realize that this book value is not an indication of the market value of the automobile. The market value could be more than $6,000 or it could be less than $6,000. Also don’t confuse the accounting book value with the “blue book” or “black book” amounts that are published and show values for automobiles.

    The term book value is also used when referring to a company’s liability . such as Bonds Payable. The book value of bonds would be the maturity value (or par value) in the general ledger account, Bonds Payable, minus any unamortized amount in the account, Discount on Bonds Payable, and minus any unamortized amount in the asset account Bond Issue Costs. If the bonds were issued at more than their face (or par or maturity) amount, the book value would be the balance in Bonds Payable plus the balance in Premium on Bonds Payable and minus any amount in the asset account, Bond Issue Costs.

    Lastly, book value is used when referring to the total amount of stockholders’ equity appearing on a corporation’s balance sheet. Again, this book value is not an indication of the market value of the corporation. It simply indicates the amounts appearing on the books for the assets less the amounts appearing for the liabilities. A corporation can be far more valuable than the amount of its book value.

    Studies show that exam questions are a great way to learn and retain important information. Gain access to our 1,700 accounting exam questions (and answers) when you upgrade to PRO.



    What You Need to Know About Renting a Car #rent #a #car #prices


    #renting a car
    #

    What You Need to Know About

    Renting a Car

    June 2010

    A little prep will help you hold the line on nuisance charges and fees.

    By Thomas M. Anderson, Associate Editor

    Editor’s Note: This story has been updated since its original publication.

    1. Get ahead of the curve. Your goal is not to pay for insurance you already have. So before you hit the rental desk, find out what coverage your auto policy and credit-card benefits provide. First, call your insurer. Then call the toll-free number on the credit card you’ll use to pay for the rental.

    2. Who covers what. Your auto policy generally covers rental-car damage. If, however, you’ve dropped comprehensive or collision coverage on your car, the rental car will not be covered if it is stolen or damaged in an accident. Your credit-card benefits supplement your auto coverage. Most cards will pick up your deductible, and premium cards offer beefier coverage. But credit-card protection doesn’t include liability.

    Advertisement

    3. You may not need extra insurance. The clerk behind the desk will offer you a collision damage waiver (sometimes called a loss damage waiver), which can cost $10 to $20 per day. The CDW shields you if the rental car is damaged or stolen. But as long as the rental is for personal use and you have collision coverage, your own insurance will cover the rental (with the same deductibles that apply to your own car).

    4. But it could come in handy. Even if you have coverage through your auto insurance, you may want to take the CDW. It will help you avoid the hassle of your insurer’s claims process and keep an accident off your record. Plus, car-rental agencies have been slapping customers with hefty “loss of use” and administrative fees. Most states do not include “loss of use” coverage in their standard auto policies; only Connecticut, Louisiana, Minnesota, New York, North Dakota, Rhode Island and Texas require such coverage. Caveat: By accepting the waiver from the rental-car company, you void the terms of your credit card’s insurance benefits.

    5. It gets complicated overseas. Generally, your auto insurance does not cover you when you rent a car abroad, although some policies may apply when you drive in Canada and Mexico (check with your insurer). Many credit-card companies withhold coverage in countries with lousy accident records. For example, American Express and MasterCard exclude Australia, Ireland, Israel, Italy, Jamaica and New Zealand. Of the countries on that list, Visa takes issue with Ireland, Israel and Jamaica.

    6. Bring your own GPS. Rental-car companies will nickel-and-dime you for bonus equipment, such as GPS units, which can cost $12 per day, and child car seats, about $10 per day. Bring your own digital music player and connectors to use as an alternative to satellite radio ($3 per day).

    7. Gas up on your own. If you are in a hurry, paying for a full tank of gas ahead of time will save you the hassle of filling up on the way to the airport. But if you plan ahead, you can locate cheaper gas than the rate quoted at the counter. Plus, unless you expect to run through a full tank on your trip, you might be paying for fuel you don’t use.

    8. Help move the fleet. You might get a seasonal deal if you drive a rental one way from Florida (because you’re helping the company move equipment). In April, Alamo offered one-way rentals from Florida to any other state in the continental U.S. for as little as $10 per day.



    What are the Cheapest Cars for Young Drivers? #car #horns


    #cheapest car insurance for young drivers
    #

    What are the cheapest cars for young drivers?

    Kevin Pratt. Jun 03 2013 at 1:59 pm

    It’s never been so difficult to be a young or newly-qualified driver. There’s rocketing fuel prices, tax, hefty running costs and, of course, steep car insurance premiums.

    With this in mind, it’s absolutely imperative to do your research before you buy a car. Fuel economy, road tax grouping and the car’s insurance group are vital considerations that will influence your decision.

    Together with DriversEdgeUK. we’ve looked at the total monthly and annual running costs of 10 of the cheapest cars for young drivers. We’ve found that the Seat Mii is the cheapest new car when it comes to monthly expenditure, with the average 18-year-old motorist facing a monthly bill of £346.63.

    This covers the monthly purchase repayment, car insurance, fuel and road tax. The Mii comes highly recommended, having beaten off tough competition to win the 2012 MoneySupermarket Car of the Year title.

    But what if you prefer two wheels rather than four? You could be onto a better deal financially, as the monthly cost of owning a motorbike is significantly less than for a car for young drivers. We found that a Honda CBR would cost the average 18-year-old driver just £224.10 per month.

    Save time and money on your car insurance



    What is my car worth? How WeWantAnyCar value your car #minivans


    #how much is my car worth free
    #

    How We Value Your Car

    Step 1: We ask you to confirm that the car we have found is indeed your car.

    Step 2: If you have any additional specification, e.g. Leather, Satellite Navigation etc. fitted to your car then we ask you to tick the appropriate boxes.

    If this is fully up to date and completed by a VAT registered dealer than it is fair to assume the value of your car will be higher than a car with only a partial service history.

    MOT

    A vehicle with full MOT is more valuable than a vehicle with no MOT. If your vehicle has failed an MOT then it will require some work to make the car road worthy again; the level of work required to convert this to a pass will affect your final valuation.

    Colour & Condition

    Some colours are more popular and desirable than others. This can have a slight impact on the valuation we provide.

    Insurance Write Off

    If your vehicle has been involved in a vehicle collision you may be informed by the insurance company that the car is a write off. Essentially this terms means that the vehicle is beyond economical repair. This most certainly will affect the value we provide. Please note that we perform a HPI on every vehicle we purchase and this report clearly indicates to us whether the vehicle has been involved in any insurance claims.

    Step 4: If the vehicle has any damage then you are able to use this form to select the damaged area and type of area.



    What You Must Know About Window Tinting #used #cars #for #sale #by #owner


    #car window tinting prices
    #

    1) How long will it take to tint my car?

    The average time it takes to tint a 2 or 4 door car is approximately 2 to 2.5 hours; we recommend dropping off your car when

    possible to allow plenty of time to get the best possible result.

    This time includes: cleaning the windows before installing the film, actually tinting the car, drying time, and making sure your

    car is ready for you to take home and start enjoying your window tinting.

    2) What does window tinting cost?

    Often, a new or unscrupulous window tinting company will offer a very low bait price

    however; window tinting should range for an average 2 or 4 door car approximately $150 to $250 depending on the type of

    film you choose. Trucks might be slightly less and SUV s slightly more dependent on the vehicle.

    3) What should I do before my appointment to ensure the best possible window tinting job?

    The cleaner the car, the better the install — so make sure to wash the outside of your vehicle before bringing it to the shop.

    Store personal items in the trunk or remove from the car — the installer must climb in the car to install the film.

    4) What if I am late for my appointment?

    We block out a certain amount of time for each customer s vehicle in order to provide the best customer service. Therefore, if

    you are more than 10 minutes late for your appointment you may have to reschedule.

    *If you miss your appointment a deposit of $50 will be required before another appointment can be scheduled.

    5) What should I expect after my car is tinted?

    You must leave your windows rolled up for two days after the windows are tinted because water, used to install the film, often

    sits just below the lower seals on the inside of the car for a day or two before drying. The window tint will also look wet,

    hazing, lumpy, etc. for 7 to 14 days depending on the weather and the type of film installed.

    6) What if my windows are already tinted and I need new window film?

    Unfortunately, nothing last forever. The good news is window tinting can be replaced! However, it can be costly; it can also

    be well worth the cost. When having window tinting removed and replaced expect to leave your car with us for a full 24 hrs

    and keep in mind there is an additional fee to remove the old film ranging from $20 for just two front doors, to an additional

    $150 for an entire vehicle.

    Read more here a b out common ripoffs!



    When Should You Trade In Your Car? Don – t Listen To What Others Say – Run The Numbers Yourself – The Simple Dollar #car #trawler


    #trade in your car
    #

    When Should You Trade In Your Car? Don t Listen To What Others Say Run The Numbers Yourself

    The week’s most interesting and impactful posts about financial lifestyle.

    A reader writes in describing a debate she s having with her husband:

    I m not sure but someplace on your site I think I saw something about how often to trade in your old car. Our SUV is a 2005 with 55,000 miles on it. My husband says its time to trade it in. He says the longer we drive it the worse off we will be. I m not so sure. We will pay cash for the difference if we trade. Can you give us any pointers?

    The husband s philosophy, if I understand it correctly, is that the older a car is, the less trade-in value it will have and that s absolutely correct. An older vehicle will have less trade-in value.

    But let s look at some real numbers. Let s look at the trade value of Dodge Durangos (they have a SUV, after all) from 1998 to 2006 and assume the median of the range given.

    A new midrange 2008 Dodge Durango, according to AOL Autos, costs $31,835. Let s just assume this is the price one would have paid in earlier years for a Durango. It may have been less, but probably not significantly so.

    A 2006 Dodge Durango would have been owned for 24 months and would have a cash value of $18,225. This is a total depreciation of $13,610, or $567 a month for the entire time of ownership.

    A 2005 Dodge Durango would have been owned for 36 months and would have a cash value of $14,062.50. This is a total depreciation of $17,772.50, or $493 a month for the entire time of ownership. Over that last twelve month period, the vehicle only depreciated $4,162.50 or $347 a month.

    Let s keep going for two more years so the picture becomes clearer. A 2004 Dodge Durango would have been owned for 48 months and would have a cash value of $12,500. This is a total depreciation of $19,335, or $402 a month. Even more impressive, over that last twelve month period, the vehicle only depreciated $1,562.50 or $130 a month.

    A 2003 Dodge Durango would have been owned for 60 months and would have a cash value of $10,512.50. This is a total depreciation of $21,322.50, or $355 a month. Again, over that last twelve month period, the vehicle only depreciated $1,987.50 or $166 a month.

    What s the meaning of this data? The longer you hold onto a car, the less it depreciates each year, and thus the more cost-effective it becomes. A 2003 Durango has a trade value much less than a 2006 Durango, but if you break it down into the depreciation per month, the person owning the 2003 Durango lost much less money per month than the owner of the 2006 Durango.

    Another thing to notice is that car depreciation is at its worst during the first few years of owning a car. Thus, to maximize the bang for your buck, your best bet is to buy a model three or four years old. That way, it doesn t depreciate thousands of dollars each year you own it.

    What s the conclusion? The best value in cars is buying a late model used and driving it until the repair bills start seriously racking up. This plan minimizes the per-year cost of your car and gives you the most years of cost-effective reliability. If you insist on buying new (not the best move), the more years you drive your older car, the more cost-effective your purchase becomes.

    Upgrading a three year old car to a new model is not cost-effective in any real way the only advantage it provides you is the prestige of constantly having a new car at the cost of many hundreds of dollars a month versus using a more cost-effective method of getting around.



    Getting started – What Car? #infinity #cars


    #buy car uk
    #

    Buying a car

    Buying A Car – Getting started

    13 August 2012

    If you want to know how to buy a car in the UK you have come to the right place. Whether you are buying a new car from a dealership or a used car privately, we’ll take you through the whole car car buying-process, making it as cost effective – and enjoyable as possible.

    We’ll start by helping you find out how much your current car is worth by using our free What Car? used car valuations.

    Once you’ve got your valuation, the next decision you’ll need to make is whether to go for a new or used car – we’ll even look at a third option that could prove best for you.

    Next, we’ll help you choose the right make and model to suit your individual needs.

    We’ll take you through What Car?’s new car reviews ; written both by our experienced road testers and real-life owners.

    We’ll show you how to compare data, specifications and prices between multiple models, saving endless hours spent scouring manufacturers’ websites.

    We’ll also help you make an informed decision between diesel and petrol power .

    Beyond this, we’ll explain the reasons behind depreciation. while also looking at its implications when you come to sell on.

    We’ll also explain how to take a test drive using What Car?’s road-test regime and reveal the nine key areas where potential cars should score top marks.

    We’ll help you get the best deal, too, with invaluable tips on how to haggle with a car dealer, by combining What Car?’s haggling tips with new-car discounts that we’ve found at main dealers through our Target Price promise.

    When it comes to paying for your car, we’ll take a look at how car finance works – stripping away the jargon to help you get the best deal possible.

    Finally, we’ll run through the post-purchase paperwork and delivery phase. We’ll look at waiting times, handover procedures and – in the worst case – rejection of your new vehicle.

    Buying any expensive item brings risks, but following our advice should make the whole process a whole lot smoother and far less stressful.



    Car Buy UK – What We Do – Get a valuation and sell your car quickly online #car #for #sale #by #owner


    #buy car uk
    #

    Car Buy Uk – 0115 952 7493 – 07966 846195

    4×4 Prestige Vehicle Specialists

    Welcome to Car Buy UK

    Leading UK car buyer, Car Buy UK, wants to buy your car!

    Would you like to sell your car quickly and conveniently with absolutely no hassle? We will collect it free of charge from any location in the United Kingdom and securely transfer the money to your bank.

    How does it work?

      sell your car today cash waiting quick and easy hassle-free professional service get a quote.

    What our customers say

    Have just sold my vehicle to carbuyuk and wanted to put on record how professionally the sale was handled. I was contacted by Jeff who asked me various questions about the vehicle and a purchase price was agreed. He said he would send his driver Terry to collect the vehicle which he duly did. Terry phoned me half an hour before arriving, he checked the vehicle over, documents were signed and the money was transferred in to my account within 5 minutes. There was no trying to reduce the price down and everything went very smoothly. When dealing with CarBuyUK there are no additional charges. I would certainly recommend CarBuyUK. Both Jeff and Terry came over as honest and trustworthy people and provide an excellent service. It was a pleasure doing business with them and it makes such a difference dealing with professional people rather than time wasters who fail to turn up and those who make ridiculous low offers.

    Very fast and friendly service, special thanks to Jeff who made the whole sale process easy. Would recommend to anyone. Many thanks, Paul.



    Buying a Car with Bad Credit – What NOT to Do #car #rental #companies


    #buying a car with bad credit
    #

    Buying a Car with Bad Credit – What NOT to Do

    Don’t, and we mean don’t ever drive off the lot until your financing terms are set in stone. Drive your old clunker home or take the bus if the financing is not complete at day’s end.

    One common shady practice dealers engage in is to let you leave the lot with a contract that isn’t final. In this underhanded routine, you sign a financing agreement “subject to final approval” rather than a binding deal. The dealer then lets you take possession as though you had a binding agreement.

    You drive off happily in your new car, then get a phone call telling you that the financing wasn’t approved. You go back to the dealer and are then slapped with a much higher interest rate than you’d originally expected. This is a nasty trick. Don’t fall for it.

    Don’t rely on verbal assurances. Many people, especially those with bad credit, are hustled by dealer finance managers who smooth over ugly parts of a finance contract.

    One ConsumerAffairs.com reader wrote to us to say that a dealer first tricked her into making her roommate a co-signer, then left the two with a loan for which the roomie was primary borrower (overextending the roommate’s credit, tangling her legally and ruining the friendship). All along, the dealer had told our reader that the roomie was not being listed as the primary borrower. These kind of things can happen to you easily if you take someone’s word at finance closing time.

    Know the market. Don’t accept a finance contract without checking to see what the going interest rate is for your credit category. Dealers may try to psych you out by throwing out an extremely high interest rate number and insisting that’s the best they can do.

    The truth is, they’re tacking on several points of interest onto the loan over what the bank offers, and pocketing the difference. And the more desperate you seem, the higher interest number they’re likely to quote. While a dealer will almost certainly add some additional interest to the loan, you don’t have to let them get away with financial murder.

    To get a real-time snapshot of average car loan interest rates for your FICO score, use the loan calculator available at MyFICO.com. That way, you’ll have a good idea of whether the lender or dealer finance manager is in the ballpark.

    Skip the extras. Don’t sign up for add-ons like extended warranties, GAP insurance or credit life policies. They generally aren’t worth what you paid for them. And no matter what the dealers tell you, you are not legally required to purchase them.

    “The finance manager will state that these will only cost you an extra $5-20 per month, and that you’ll never miss it, but since you are paying interest on these rip-off insurances, it may cost you as much as $1,000 over the course of your loan,” says Richard Krawczyk, Ph.D. author of “Financial Aerobics – How to Get Your Finances into Shape.”

    Make sure you know whether your loan interest is precalculated. In far too many cases, people with bad credit end up with a loan where the interest is pre-calculated. When loans have pre-calculated interest, your payments may go solely to interest for as much as one-half of the life of the entire loan.

    Try to retire the loan early, even to refinance, and you may end up owing much more than you thought. Don’t get a rude shock — while you may be forced to take out such a loan, be very clear up front what you’re facing.

    Watch out for penalties. Know whether there’s a prepayment penalty written into your contract.

    Depending on how bad your credit is, you may want to go ahead and accept a loan that includes prepayment penalties. But be prepared: if you pay the loan off early, you may face an additional charge of $25 to $200. This may or may not be significant to you, but it’s best not to face any surprises at payoff time.



    How to Sell Your Car What – s It Worth? #used #truck


    #used car worth
    #

    How to Sell Your Car What s It Worth?

    Blue book is a term that car dealerships use to determine the value of a vehicle. When a used vehicle is traded in for a new car the salesperson or manager gets out the blue book to determine what the car is worth. When the dealer puts the trade-in on the lot, the price the dealer sells it for is also determined by the bluebook. The blue book also shows the private party value, which is the most important value when selling a car from person to person.

    How to Find the Value for Selling Your Car

    There are a few companies that determine car values that can be accessed on the Internet. One of the popular car value companies is Kelley Blue Book. Before determining the value of a vehicle there’s certain vehicle information that must be known before proceeding.

    • Year of the Vehicle
    • Make of the Vehicle (Ford, Chevy, Toyota etc.)
    • Vehicle Model (Taurus, Impala, Camry etc.)
    • Vehicle Trim (XL, SE, CE, etc.)
    • Current Mileage
    • Engine Size
    • Transmission Type (automatic or manual)

    This is some of the basic information that’s needed. If there is any other optional equipment on the vehicle, this also needs to be inputted because it will add to the value of the vehicle. With Kelley Blue Book, there is a checklist where optional equipment can be clicked. The next step is to understand what the different values represent.

    Used Car Trade-In Values

    If a quick sale is needed, many car dealers will buy a used car from a private party. The dealer will use the trade-in value from the blue book. This is also the value that a dealer will use for a used car when it is traded in for a new car. Most dealers will start at this value when deciding on how much money is given to the customer. Once the book value is determined, the dealer will usually start deducting money from the trade-in value for any repairs that need to be made.

    Used Car Private Party Value

    If a used car is sold from one person to another person, the private party value is what’s used to determine how much the vehicle is worth. For a fast sale it’s a good idea to list the selling price at a value less than the private party value. Show the potential buyer the actual value as it’s listed in the blue book and let them know the selling price is less than what’s recommended. If leasing or buying a new car, selling the old car close to private party value could result in a larger down payment versus a trade-in.

    Used Car Suggest Retail Value

    This is the value that a new or used car dealer will use for the selling price of the vehicle to a retail customer. Even though this is the highest value that’s listed in a blue book, purchasing a used vehicle from a dealer can have some advantages versus buying from a private party.

    Now that the value of the vehicle is determined, the next step is to find potential buyers. There’s the old fashion method of putting a for-sale sign in the window or using print ads. With today’s technology, one of the best methods is to sell your car on-line. With websites like Craig’s List, the car can be listed for free with good results.



    What if I Lease a Car? Info – Car Reviews – Car and Driver #call #a #car


    #leasing a car
    #

    What if I Lease a Car?

    Info

    If you lease a car, you still need to buy your own auto insurance policy. The auto dealer or bank that is financing the car will require you to buy collision and comprehensive coverage. You’ll need to buy these coverages in addition to the others that may be mandatory in your state, such as auto liability insurance.

    • Collision covers the damage to the car from an accident with another automobile or object.
    • Comprehensive covers a loss that is caused by something other than a collision with another car or object, such as a fire or theft or collision with a deer.

    The leasing company may also require “gap” insurance. This refers to the fact that if you have an accident and your leased car is damaged beyond repair or “totaled,” there’s likely to be a difference between the amount that you still owe the auto dealer and the check you’ll get from your insurance company. That’s because the insurance company’s check is based on the car’s actual cash value which takes into account depreciation. The difference between the two amounts is known as the “gap.”

    On a leased car, the cost of gap insurance is generally rolled into the lease payments. You don’t actually buy a gap policy. Generally, the auto dealer buys a master policy from an insurance company to cover all the cars it leases and charges you for a “gap waiver.” This means that if your leased car is totaled, you won’t have to pay the dealer the gap amount. Check with the auto dealer when leasing your car.

    If you have an auto loan rather than a lease, you may want to buy gap insurance to protect yourself from having to come up with the gap amount if your car is totaled before you’ve finished paying for it. Ask your insurance agent about gap insurance or search the Internet. Gap insurance may not be available in some states.

    Next question: Do I need insurance to rent a car?



    What Is All-Wheel Drive? #rent #a #car #deals


    #all wheel drive cars
    #

    What Is All-Wheel Drive?

    History

    The first production-car AWD systems were offered by German automaker Jensen in 1966, followed by Subaru, American Motors and Jeep in 1973.

    Purpose

    AWD systems are intended to give a car the all-terrain flexibility of four wheel drive(4WD), the directional stability of front wheel drive(FWD), and the precision control of rear wheel drive (RWD).

    Function

    An AWd system can start out as either FWD or RWD, but in either case uses a center differential similar to those found in the axles to allow the front and rear wheels to turn at different speeds.

    Safety

    Whereas FWD cars tend to plow on in whatever direction they’re already going (understeer), and RWD cars tend to spin when turned hard (oversteer), a properly designed AWD system will always send the vehicle in whatever direction the steering wheel is pointed.

    Power Split

    Some performance AWD cars like the Subaru WRX are designed to act like RWD car until the rear tires begin to slip, but most default to a FWD mode.



    What is an Auto Insurance Broker? #car #history #check


    #car brokers
    #

    What is an Auto Insurance Broker?

    Page 1 of 2

    It is very easy to get confused as to the difference between what an auto insurance broker and an auto insurance agent does as part of their job. Ever wondered what is an insurance broker and when you might need one? Well, first off, an auto insurance broker differs from an agent in that he or she is an independent contractor and does not just write policies with one company. An auto insurance agent generally works for one company and writes policies just for customers of that firm he or she represents.

    Are Auto Insurance Brokers a Good Idea?

    While auto insurance brokers are pretty much required to be up to date on all of the latest regulations and training from all of the companies they represent, they generally are only allowed to sell auto insurance in one particular state. If you move around a lot, that may dictate whether or not you choose to buy insurance through a acr insurance broker or an agent affiliated with one particular company.

    Many people like to use auto insurance brokers because they can shop around with all of the companies that they work with to get you the lowest rates on auto insurance. If you shop with an auto insurance agent from one company, they can still help you with getting as many qualifying discounts as possible but won t usually cross shop other brands for you.

    Auto insurance brokers services don t come for free however as most auto insurance brokers do charge a fee for all of their work on your behalf. But as car insurance brokers are paid on a commission for each policy that they sell, they do often times go the extra mile to please their customers. As with any service, do some research on the auto insurance broker you are going to be working with to make sure no complaints have been filed with any state agencies or the Better Business Bureau (BBB).

    Get to Know Your Car Insurance Broker

    Make sure that you also spend the time to sit and talk with your auto insurance broker so he or she will best understand how to balance your financial budget with your different coverage needs. An understanding auto insurance broker should know what sort of deductible you will want for your different forms of insurance coverage and whether or not you should choose some type of collision and comprehensive auto insurance coverage.

    A good auto insurance broker should be just as well trained, if not better trained, than your average auto insurance agent that just works for one specific company. Since auto insurance brokers usually work with a number of agencies, they should also know a lot about the various discounts that are available from different companies, for example, those for good drivers, good students and even for those who have served in the military or graduated from college.

    If you feel like you need a little bit more of a personal touch when buying your own auto insurance, look into working with an auto insurance broker. The whole point of being a car insurance broker is to offer a level and variety of service above and beyond what your average insurance agent can provide. Since they are independent however, you will have to make sure the person you are working with has your best interests at heart. Most importantly, never be afraid to ask lots of questions when you first meet with your auto insurance broker.

    More Articles Like This

    How To Compare Cars

    How To Perform Car Research

    New Car Checklist

    Test Drive Checklist

    Used Car Checklist

    Start from Scratch: Build Your Own Car Online



    What Is Comprehensive Car Insurance? #car #loans #for #people #with #bad #credit


    #comprehensive car insurance
    #

    What Is Comprehensive Car Insurance?

    Effects

    Comprehensive car insurance covers damage to the vehicle that was not a result of a car accident. Comprehensive policies typically cover fire damage, theft, vandalism, animal damage, weather-related damage and damage caused by things falling on your car.

    Deductible

    Comprehensive car-insurance policies typically have deductibles, which is the amount of money you pay out of your own pocket for damages before the insurance company starts picking up the bill. Your insurance premiums are generally lower if you choose a high deductible. The most common deductible amount for comprehensive car insurance is about $500.

    Benefits

    Comprehensive car insurance costs relatively little when compared to the cost of replacing a car. Comprehensive coverage is an especially good idea if you have just bought a new or very expensive vehicle.

    Considerations

    Insurance companies sometimes exclude specific damages from comprehensive policies. Always check the fine print of an insurance policy before you sign so you have a clear idea of what is covered and what isn’t.

    Misconceptions

    Although many people think comprehensive car insurance will cover every type of damage, this just isn’t true. This type of insurance will only cover collision damage caused by hitting an animal. Comprehensive policies also won’t cover any damage you inflict on others or any medical bills.



    What Is the Residual Value of Cars? #auto #reviews


    #value of cars
    #

    What Is the Residual Value of Cars?

    Page 1 of 2

    In order to better understand what residual value means with cars, it is important to take a look at each word’s definition. A residual is the part that is left after some has been taken away. For example, think of any left over pieces of pizza as the residual of a whole pizza. Next, take a look at the word value, which is the amount that something is worth. So, residual value of a car is the amount that it is worth after some of its original worth is gone. In other words, residual value can be described as the future value of a car in terms of percentage of depreciation of its initial value.

    Residual value takes on a different meaning for car leases. Here’s a common example used to help explain the residual value of cars for auto leasing. You lease a car that has an MSRP (the manufacturer’s suggested retail price) of $20,000 and a residual value of 50% after 36 months and 50,000 miles. This means that you and your leasing company have agreed that your car will have a residual value of $10,000 at the end of your lease period of 36 months. Then, at that time, you have the option to purchase the vehicle at $10,000- regardless of market value.

    The residual value of the car is also what your monthly lease payments. To calculate your monthly lease payments, divide the term of the lease (the length of the lease in months) into the depreciated value (the MSRP subtracted by the residual value set by the leasing company). For example, you are considering leasing a car with a MSRP of $20,000 and a residual value of $15,000, or 25%, for 36 months (to keep it simple, don’t worry about mileage). Thus, the depreciated value on the car is $5,000. If you divide $5,000 by 36 months, then your monthly lease payments will be $139 per month plus interest, taxes, and fees- sorry, but you can’t forget or ignore these extra costs. The next logical question is, perhaps, how are residual values determined?

    Residual values are actually just estimated values. Residual value is not an exact science. A vast number of factors determine a car’s residual value, for example its age, condition, and predicted market value. With that in mind, always remember that a car’s residual value is just a very well-educated estimation of a vehicle’s future value at the conclusion of its lease agreement. So, leasing companies can only do their best to estimate the residual value of a vehicle.

    With that said, leasing companies need to be very good at predicting residual values of cars, in order to stay competitive and be profitable. Yet, the residual values offered by different leasing companies can, and do, vary significantly. The reason for these differences depend on what a leasing company’s financial goals are: to profit from the front-end or the back-end of the lease agreement.

    Some auto leasing companies prefer to profit on the front-end of a lease agreement. Which means they will offer higher-than-average auto residual values in order to sell as many leases as possible. Because a high residual value of a car will result in a lower monthly lease payment, they will offer lease agreements with higher-than-average residual values to entice as many customers as possible. Plus, if customers decide to buy the car at the end of the lease period, they have to buy it from the leasing company at an inflated price- due to the higher-than-average residual value. Car manufacturers and large dealerships tend to prefer lease agreements of this nature.

    Other auto leasing companies, conversely, prefer to profit on the back-end of a lease agreement. These companies offer lease agreements with lower-than-average auto residual values. Remember, a lower residual value means a higher monthly payment. These leasing companies have to gain as much profit as they can during the term of the lease because they do not have the capability of selling enough leases to make a profit on the front-end. However, if customers decide to buy the car at the end of the lease period, then the leasing company must sell it to them at a deflated price (less than market value), because of the low residual value. On the other hand, if the customer decides not to buy, then the leasing company also profits by selling the car at or above market value. Independent leasing companies and small dealerships tend to prefer this type of lease agreement.

    Regardless of an auto leasing company’s financial goals, there is a lot of competition either way. So realistically, you don’t really care how or why a leasing company determines their residual values. Because, similar to a leasing company’s goals, choosing a leasing agreement depends on your financial goals. In fact, you can use a car’s residual value to figure out how to get the best deal possible. If your goal is to find the lowest monthly payment and you have no interest in buying the car after the lease agreement, then you should look for the car you want with the highest residual value. But, if your plan is to actually buy the car after the lease agreement (because you didn’t want, or couldn’t afford, to put down the down-payment), then look for the lowest residual value with the highest monthly lease agreement you can realistically afford.

    Always, consider your needs and goals. You really should research all of your options before you decide on a lease agreement. Also know, you cannot negotiate a car’s residual value on a leasing agreement. However, you can negotiate a starting price (although unlikely when leasing) below MSRP, which will save you money, since the depreciation value is calculated using the MSRP and not a negotiated starting price. Ultimately, you must shop for the best car lease agreement that is right for you. Since most dealerships use different leasing companies, or their own, they are all competing for your business, and you will be able find the best lease option for you.

    More Articles Like This

    New Car Rebates and Incentives – May 19, 2011

    How Do Car Dealers Make Money?

    How to Spot Car Dealer Add Ons

    What Are Dealer Holdbacks?



    What Is the Kelley Blue Book Value of My Car? #car #rims


    #my cars value
    #

    What Is the Kelley Blue Book Value of My Car?

    Shares & Saves

    Although the Kelley Blue Book dates to the 1920s, it didn’t publish a consumer edition until 1993. By 1996, consumers could visit the company’s website, KBB.com, to find values for new and used cars. You can still calculate values from book editions, but it’s easier and quicker to use the site’s online tools, which give you a free value in just a couple of minutes. There’s no guarantee that you’ll get this exact price for your car, but it’s a useful starting point and negotiating tool when you sell, either to a private party or dealer.

    Other People Are Reading

    Find a Car’s Value on KBB.com

    You can check the value of your vehicle on the KBB website by selecting the Check My Car’s Value button on the home page. To start your valuation, enter data in various steps to help the site identify pricing factors as precisely as it can. For example, the tool asks you to:

    • Enter your zip code.
    • Enter your car’s make, model, year and mileage.
    • Choose your car’s style.
    • Add equipment if your car has optional extras above the standard specs.
    • Choose whether you’re planning a private sale or dealership trade-in.
    • Describe the condition of the car from the preset options of Excellent. Very Good. Good and Fair.

    The site has a list of specific guidelines in the Choose a Condition section to help you decide the condition of the vehicle. As an overview, you should use Excellent if your car looks new and is in top operating condition. If your only issue is a few small cosmetic defects, classify it as Very Good. Good cars don’t have significant mechanical problems but may have some cosmetic defects that can be fixed, while Fair cars have cosmetic problems that need repair or even replacement. Note that the site doesn’t give valuations for cars that don’t at least meet its Fair condition requirements.

    Tip

    If you still aren’t sure which condition to use after reading the guidelines, take the site’s Quick Condition Quiz .

    Once you’ve entered all your details, the site goes to the Your Blue Book Value page, which shows you a range of prices for both private sales and dealership trade-ins. The Private Party option shows you one price for each condition classification; the Trade-in to a Dealer option also shows a low-high range. Valuations start at Fair and go up in stages through Good. Very Good and Excellent. The better the condition of the car, the higher its value.

    Warning

      • You might not be able to value a new car that is only a few months old. The Blue Book only provides valuations when it has enough data on used sales to create dependable values.
      • The Blue Book database doesn’t contain values for luxury cars such as Ferrari and Lotus, as their low sales data don’t allow for reliable valuations. KBB recommends that owners of these cars arrange private valuations.

    Find Kelley Blue Book Values for Older Cars

    Blue Book values on the Kelley website officially go back 21 years. If your car is a year or so older than that, check the site anyway, as it sometimes has a couple of extra years in its database. For example, as of April 2015, you can search for vehicles back to 1992.

    To find the value of an older car, you can’t use the website tool. However, the company produces a collector’s edition of the Blue Book that covers vehicles that are more than 21 years old going back to 1946. You can subscribe to the book, buy a single copy or request a certified copy of a specific value by calling Kelley’s customer service department on 1-800-258-3266.

    Tip

    You can also use the KBB website to find cash offers from local dealers and place classified ads to sell your car.



    What You Need To Know About A Short Term, 3 Month Car Lease #enterprize #car #rental


    #short term car lease
    #

    What You Need To Know About A Short Term, 3 Month Car Lease

    People choose to lease a car for many reasons, such as traveling for work or for personal use. If you need a car short-term, such as a 3 month car lease, there are several things to consider.

    Short term car lease offers can be hard to come by, generally a dealer will prefer to lease a car for a standard lease term of 24 month or more. Because of this, any available short-term lease deals will usually have much higher monthly costs when compared to a typical lease.

    Here are a few things to know about short-term leases and lease take overs. Keep the following in mind, should you lease a new car and want to transfer the lease to another person:

    • Leasing a car for shorter periods of time, such as a 3 month lease, most often means you’ll end up renting – which can be more costly versus a long-term lease. It may work out cheaper to just lease a car for a standard lease term, find out what deals are available in your area by requesting your free, no obligation lease price quote .
  • A lease takeover or assumption means you’ll assume complete responsibility for monthly payments – driving the car for the rest of the lease term and returning it to the dealership/financing agency. Often this is not a favorable deal, because the monthly payments will be too expensive.
  • The downside to assuming a lease is that the car you’re leasing is no longer brand new. Depending on the driving habits of the previous driver, you could end up with a poorly maintained car – possibly even paying extra for wear and tear, or mileage fees at the end of the lease term.

  • 3 Month Lease Deals are Hard To Come By- Find Standard Lease Deals Near You!

    • The first thing to do is determine the type of car that will meet your needs and priorities. By evaluating what is most important to you in a car, you’ll be able to select the style to best meet your needs.
  • Request a free, no obligation lease price quote to see the short-term lease specials being offered by local dealerships. You will be able to see which dealerships in your area will offer you special incentives on standard leases that could work out cheaper than a 3 month lease.
  • Think about the total leasing costs for the lease term. Estimate anticipated gas mileage, insurance and leasing fees. Evaluate the rates for different classes of cars – it’s possibly a different class will give you a lower overall cost.
  • Request a free new car lease quote now to find the best lease deals in your area, you’ll be surprised at the offers that could work out to being better than a 3 month leasing offer. Learn everything you need to know, so you can negotiate with confidence for the best car lease price possible.



    What is – left-hand driving – English Language & Usage Stack Exchange #cheapest #car #hire


    #left hand drive cars
    #

    Vehicles are usually manufactured in left-hand drive (LHD) and right-hand drive (RHD) configurations, referring to the placement of the driving seat and controls within the vehicle.[7][8][9] Typically, the placement of the steering wheel is opposite to the rule of the road: LHT countries use RHD vehicles, and RHT countries use LHD vehicles. This is so that the driver’s line of sight is as long as possible down the road past leading vehicles, an important consideration for overtaking (passing) manœuvres.

    So, yes, a left-hand drive car means that it’s a car made for a country which drives on the right side of the road, and vice versa. Wikipedia also has a section dealing with wrong-hand drive vehicles.

    Post Office cars and vans in some countries such as the United States, Canada, Finland and Sweden have the steering wheel on the opposite side to normal vehicles. This is so drivers can easily drive up next to post boxes or get out straight onto the pavement without having to walk around their vehicles, or put post in boxes without getting out of their vehicles at all.