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Interstate Auto Auction is an auto auction open to the public located in Salem, NH. Our public car auctions sell vehicles from dealer trade-ins, repossessions, lease ends, donated cars and more. At Interstate Auto Auction we want you to buy with confidence. You can TEST DRIVE any of the vehicles before the auction!! Feel Free to review our cars online. We also encourage you to read our about us page and our very helpful and transparent FREQUENTLY ASKED QUESTIONS GUIDE which answers over 20 questions that you may have about how we operate.

Interstate Auto Auction now offers you the option to pay for your auction online.

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Lowes of Larne, Lowe Business Park, Ballyloran Road, Larne, BT40 2SY. Northern Ireland.

Lowes of Larne Ltd is an appointed representative of ITC Compliance Ltd which is authorised and regulated by the Financial Conduct Authority. (Their reference is 313486)


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  • Comparing Car Costs: Buy New, Buy Used or Lease, how to buy a car.#How #to #buy #a #car


    Comparing Car Costs: Buy New, Buy Used or Lease?

    11/13/2014 (updated 11/06/2017) – By Ronald Montoya

    Car Buying Learning Center

    How does the cost of buying a new car compare to leasing the same car? And if you decide to buy a used car, how much would you save over buying or leasing a new car? Finally, what impact will those decisions have a few years from now when you’re ready to shop again?

    It’s hard to give one definitive answer that covers all people and all situations, but here’s the short version: If your only concern is making the most sensible financial decision for acquiring the car, buy a used one, pay it off and keep it for a few years.

    Used cars aren’t for everyone, however. If you want the latest technology or like having a new car every three years, buying new or leasing are the routes to take. If a low monthly payment is your primary goal, leasing might be the best approach.

    To compare the costs of leasing, buying new and buying used, we’ll use a popular vehicle in our examples: a compact SUV. Most owners in the U.S. keep their new and used vehicles for 79 months just over 6.5 years That’s the length of ownership we are assuming here. To match that period, we are basing the leasing example on two back-to-back three-year leases, totaling 72 months. You can see the other assumptions behind these examples at the end of the story:

    Leasing: The average lease cost is based on a compact SUV that sells for $27,142 and has drive-off fees of $2,038. For the lease’s interest rate, better known as the money factor, we’ve used the average amount: 0.000833. This results in a $330 monthly payment for three years. We used the same numbers for the second three-year lease.

    Buying New: The average amount financed for a new car is about $26,830, with a down payment of $3,181. The average interest rate is 4.5 percent, resulting in a monthly payment of $426.

    Buying Used: The average amount financed for a 3- or 4-year-old compact SUV is $18,691 with an average down payment of $2,275. The interest rate for used-car loans is usually higher than for new, and in our case it would be about 7.2 percent. These factors result in a monthly payment of $344.

    After six years, here are the total out-of-pocket costs for each financing method:

    In terms of out-of-pocket spending, leasing costs $5,846 less over six years than buying a new car, excluding any repair costs the new car might incur. The out-of-pocket cost of buying a used car is $2,870 cheaper than leasing and a $8,716 cheaper than buying a new car. We have excluded any costs of repair for the used car.

    What Did Your Money Get You?

    Here is something essential to remember about the apparent lower cost of leasing versus buying new: At the end of a leasing cycle, you don’t own the car. Generally speaking, you have to start a new lease-or-buy cycle.

    But if you’d bought a new car and were now at the end of the ownership cycle, you’d have a 6-year-old vehicle that would have about 72,000 miles on the odometer. It would be worth roughly $9,800 as a trade-in, according to Edmunds data. If you’d bought a used car, it would now be about 9 years old. It would have about 108,000 miles and would be worth about $6,000 as a trade-in.

    You could potentially earn a couple thousand more dollars by selling to a private party. But most people are likely to opt for the convenience of a trade-in at the dealership.

    When we deduct that used-car equity from the out-of-pocket costs of acquiring the car, the long-term cost picture changes. Buying new looks like a better deal than leasing. Buying used still is the thriftiest way to go, however.

    In this basic comparison, if you’d leased two compact SUVs back to back, you would have paid $3,954 more to drive them for six years than you would if you bought a new vehicle.

    If you’d bought a used compact SUV, you would have saved $8,840 over leasing during this six-year cycle. Buying used rather than buying new would have saved $4,886.

    Leasing doesn’t look great in this dollars-only analysis, but there are factors in its favor:

    Since a lease is usually for three years, the vehicle is always under warranty. You avoid the hassle of out-of-warranty repairs and costly maintenance. You do have to pay for routine maintenance, but that usually involves just oil changes and tire rotation. You can avoid maintenance costs altogether if you lease a new car that has afree maintenance program.

    You have the opportunity to buy the leased vehicle. The finance company sets the purchase price at the beginning of the lease, and often that’s the current market value of the vehicle at the end of the lease.

    Leasing protects you against unexpected depreciation. If the market value of the car unexpectedly drops because of a shift in the market, brought about by such things as rising gas prices, you aren’t hurt. Conversely, if the lease car holds its value especially well, you can buy the car at a bargain price at the end of the lease and either keep or resell it. In some cases, people can leverage equity in leased cars.

    Leasing offers an attractive tax deduction if you use the car for business. An accountant is the best resource for more information on this subject.

    Other aspects of leasing are more difficult to monetize but appeal to some shoppers:

    Leasing offers the enjoyment and prestige of driving a newer car more often.

    Leasing provides a new car that has the latest safety, technology and comfort features.

    Once you’ve paid off a car, ownership has several advantages over leasing:

    You’re free to bank or invest the money that you used to spend on your monthly payment. You also can apply that money to household expenses or set it aside as a repair and maintenance fund for the car you own.

    You have the flexibility to sell the car when you want to, not when the lease is up.

    You can modify the car exactly as you want without fears that you will break the terms of your lease contract.

    You don’t have to worry about excess wear and tear, which you could be required to pay for on a leased car.

    You don’t have to worry about excess mileage penalties.

    Remember that financing a new or used car only starts to make financial sense when you’ve paid the loan in full. You need to keep the vehicle for a while to enjoy months or years without car payments. But of course, if you drive the car for years and years and pile on the mileage, you diminish its value. Unless it’s a classic vehicle, a car is a depreciating asset.

    While on paper the used vehicle might be the least expensive option, you might not be comfortable handling repairs on an aging vehicle. Or if you’ve always purchased your vehicles only to get bored with them in a few years, leasing might be the better option. Do your own calculations, factor in the intangibles, and the best decision for you will emerge.

    How We Arrived at the Numbers

    Here are the assumptions we made for the three different deals:

    Length of ownership: For new and used cars, we used the current average car ownership period of 79 months, or just over 6.5 years

    Length of lease: Most people lease for three years. We assumed the costs involved in two lease cycles (72 months) to better match the 79-month ownership period for new and used cars.

    Average new-car loan term and interest: The average loan term for a new car in 2017 was 69 months, or just under six years. We assumed a 72-month new-car loan, which is close to the 69-month average and matches the length of leases in our leasing example.

    Average used-car loan term and interest: The average used-car loan is slightly shorter than that of a new-car loan. We used a 66-month loan for the used-car example.

    Source of the information: For each financing method, the average cost of the vehicle, interest rate, down payment and monthly payment are based on Edmunds data for thousands of recent transactions across the United States.


    Kia Dealer Bangor ME New & Used Cars for Sale near Portland ME – Van Syckle Kia, how to sell a car.#How #to #sell #a #car


    Van Syckle Kia located in Bangor, ME, near Portland, ME.

    Van Syckle Kia carries the following new Kia models:

    Are you wondering, where is Van Syckle Kia or what is the closest Kia dealer near me? Van Syckle Kia is located at 729 Hogan Rd., Bangor, ME 04401. You can call our Sales Department at 855-575-5445, Service Department at 855-556-8650, or our Parts Department at 855-556-8650. Although Van Syckle Kia in Bangor, Maine is not open 24 hours a day, seven days a week – our website is always open. On our website, you can research and view photos of the new Kia models such as the Cadenza, Forte, Forte5, K900, Niro, Optima, Optima Hybrid, Optima Plug-In Hybrid, Rio, Rio 5-Door, Rio5, Rondo, Sedona, Sorento, Soul, Soul EV or Sportage that you would like to purchase or lease. You can also search our entire inventory of new and used vehicles, value your trade-in, and visit our Meet the Staff page to familiarize yourself with our staff who are committed to making your visit to Van Syckle Kia a great experience every time.

    Looking for a new 2017 or 2018 Kia? Look no further than Van Syckle Kia in Bangor, Maine. We offer a full lineup of new Kia vehicles. Our knowledgeable Van Syckle Kia new car dealer staff is dedicated and will work with you to put you behind the wheel of the Kia vehicle you want, at an affordable price. Feel free to browse our online inventory, request more information about our vehicles, or set up a test drive with a sales associate.

    As a leading Kia dealer near Portland, Van Syckle Kia also has a wide variety of pre-owned cars, trucks, and SUVs for you to choose from. Each of our used vehicles has undergone a rigorous inspection to ensure the highest quality used cars, trucks, and SUVs in Maine. Stop by Van Syckle Kia or search our online inventory to find the used car, truck, or SUV that is right for you. We have used cars, trucks, and SUVs for every need and budget. Our expert staff will work to get you in the vehicle you want for an affordable price.

    Visit our Van Syckle Kia finance page to get pre-approved today! The staff within our Finance Department is dedicated to putting you in the car you want, at a price you can afford. We also offer competitive auto leasing options for our customers who are not looking to purchase or finance a vehicle. Whether you are looking to finance or lease your new Kia car, truck, or SUV, our finance experts will work to arrange affordable payments for our customers.

    Our state-of-the-art Service Department here at Van Syckle Kia will keep your new Kia vehicle or used car in excellent condition. The diagnostic equipment operated by our expert mechanics will detect any issues that may be occurring in your vehicle so that our Kia trained service technicians can fix the problem right the first time. We offer all the auto services, maintenance, and parts you need to keep your vehicle running like new, even if all you need is an oil change. Visit our Service Department page to schedule a service appointment, or our Parts Department page to order parts for your new Kia, or for more information about any of the services offered by Van Syckle Kia.

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    Lowes of Larne, Lowe Business Park, Ballyloran Road, Larne, BT40 2SY. Northern Ireland.

    Lowes of Larne Ltd is an appointed representative of ITC Compliance Ltd which is authorised and regulated by the Financial Conduct Authority. (Their reference is 313486)


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    SUPER!! AMAZING 2013 INFINITI JX35 Great Running, Highway Miles! Retails for Nearly $15,000!!

    Check Out Our Auction Video See Examples of Cars Selling to Customers

    Need You Car Transported Home Nationally

    How to sell a car

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    Public Auto Auctions

    Interstate Auto Auction is an auto auction open to the public located in Salem, NH. Our public car auctions sell vehicles from dealer trade-ins, repossessions, lease ends, donated cars and more. At Interstate Auto Auction we want you to buy with confidence. You can TEST DRIVE any of the vehicles before the auction!! Feel Free to review our cars online. We also encourage you to read our about us page and our very helpful and transparent FREQUENTLY ASKED QUESTIONS GUIDE which answers over 20 questions that you may have about how we operate.

    Interstate Auto Auction now offers you the option to pay for your auction online.

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    I had really an awesome and wonderful introduction with TSM. It’s assured that to sell a vehicle, I think this could be an appropriate place for anyone, I hope.

    Thanks for the Support Team TSM! I bought a silver Ritz petrol car and I am very happy by the way your Staff responded to me during the chain of communications and vehicle delivery. I am very happy with the performance of my ritz. I have started recommending my friends to TSM for used cars. Keep up the good work.

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    We have dealt with TSM for over 18 years now. We have been trading in our cars for new or newer vehicles regularly over these years. It has been a completely hassle free experience. More importantly, the documentation is clear, clean and very legal. The financial aspects have been clear and fair with no room for any niggling doubts.

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