Standard auto insurance? + Video

#Standard #auto #insurance


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SOURCE: NEF2.COM

Shoe Width and Sizing #standard #html #email #width, #size #chart


#

Customer Care

Shoe/Width Sizing

Width Sizing

Because feet don’t come in one or two widths, and shoes that fit better perform better, New Balance shoes come in a wide range of widths and sizes. Not all of these width options are available on newbalance.co.uk.

What size are you?

  • The standard Men’s width is D . For Women, the standard width is B . If the majority of shoes you own fit adequately, these are the widths you should select.
  • If the shoes you own tend to feel overly spacious in width, you should consider selecting a narrower width size. If the shoes you own tend to feel noticeably narrow or snug, then you should consider selecting a wider width size.
  • If your feet seem between sizes and you cannot decide which size to select, we suggest you choose the larger size. You can make adjustments for a better fit with socks, insoles, or a different lacing pattern.
  • Women’s Shoe Widths

    Sizing Tips

    • Your heel should fit snug with no slipping. The midfoot of the shoe under your arch and over the top of your foot should be snug but not tight. You should have enough room in the toe box to wiggle your toes. New Balance shoes are made to fit directly out of the box. They do not need to be broken in.
    • People are more than twice as likely to buy a shoe that is too small than too big. Clues that your shoes are too small or narrow include – foot cramping or falling asleep while running or just after running or the formation of blisters and calluses between or on your toes.
    • Feet typically get bigger with age. We encourage you to have your feet measured every year. Women’s feet often become a half-size (or more) larger after pregnancy.
    • Your left and right feet may differ in length or width as much as a full size. Be sure to measure and try shoes on both feet, and always buy shoes to fit your larger foot.
    • If your feet seem between sizes and you cannot decide which size to select, we suggest you choose the larger size. You can make adjustments for a better fit with socks, insoles, or a different lacing pattern.
    • Since feet always swell during the day, we encourage you to try shoes on later in the day when your feet are at their largest.

    Need to contact us?

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  • Windows Server 2012 R2 #microsoft #windows #server # #standard #-bit


    #

    Windows Server 2012 R2

    Windows Server 2012 R2 captures the experience Microsoft has gained from building and operating public clouds to deliver a highly dynamic, available, and cost-effective server platform for your datacenter and private cloud. It offers a scalable, multitenant-aware cloud infrastructure that can help your organization’s distributed and mobile workforces connect more securely across premises and enable IT to respond to business needs faster and more efficiently. The following information provides an overview of your key licensing options.

    Licensing editions

    Compare features in all editions to determine the ideal solution for your virtualization and cloud computing needs.

    Datacenter

    Datacenter edition is ideal for customers who want to have a highly virtualized private and hybrid cloud environment. As always, it provides access to all the product features and enables unlimited instances of Windows Server with each license, enabling your virtual environment to grow as you do. The licensing for Datacenter edition will continue to be processor plus CAL (Client Access License), with each license covering up to two physical processors on a single server.

    Standard

    Standard edition is ideal for those customers who want to have a physical or lightly virtualized environment. This edition enables you to run up to two virtual instances of Windows Server with each license and provides all the same features as Datacenter edition. The licensing for Standard edition will continue to be processor plus CAL, with each license covering up to two physical processors on a single server, just like Datacenter edition.

    Essentials

    Essentials edition is ideal for small businesses that have up to 25 users and want to have a simpler, pre-configured connection to cloud-based services. This edition enables you to run a single virtual instance of Essentials. The licensing for Essentials will continue to be a server license for a two processor server that does not require CALs.

    Foundation

    Foundation edition is ideal for small businesses that have up to 15 users and want a general purpose server. The licensing for Foundation has not changed; it continues to be a server license for a one-processor server that does not require CALs and is sold only through OEM (original equipment manufacturer).

    How to buy

    Learn about the benefits of the new licensing model and compare pricing and features for each edition.

    Windows Server 2012 R2 delivers a dramatically simplified licensing experience. Shaped by feedback from customers and partners, the new Windows Server licensing approach will help make choosing the right Windows Server edition easier while delivering the following benefits.

    Simple

    It’s easier than ever to determine the right Windows Server edition for you. Choose from just four editions of Windows Server 2012 R2, based on the size of your organization and your requirements for virtualization and cloud computing.

    Economical

    All editions of Windows Server 2012 deliver excellent economy and ROI for your business. For example, Datacenter edition with unlimited virtualization rights provides the benefits of cloud-level scale with predictable, lower costs. Standard edition now offers all the same enterprise-class features as Datacenter and is differentiated only by virtualization rights.

    Cloud-optimized

    Businesses today are rapidly adopting a hybrid approach across private and public cloud computing. Windows Server 2012 R2 offers the right edition for you, no matter where you are on your path to the cloud: Datacenter edition for highly virtualized cloud environments, Standard edition for lightly virtualized environments progressing toward cloud, or Essentials edition for an ideal cloud-connected first server.

    Edition and pricing overview

    *CALs are required for every user or device accessing a server. See the Product Use Rights for details.
    **Pricing represents Open No Level (NL) ERP. For your specific pricing, contact your Microsoft reseller.

    You can purchase Windows Server 2012 licenses through multiple channels, providing you with optimum flexibility and choice to acquire the software. Learn more about the channels below and determine the option that best meets your needs.

    Licensing

    Volume Licensing

    Microsoft offers volume licensing programs to help reduce administrative overhead and software-management costs for your organization, while enabling product licensing on an ongoing basis at considerable discounts. The various licensing options enable you to choose the program that works best for your management and operational needs.

    Server and Cloud Enrollment

    The Server and Cloud Enrollment (SCE) is a new enrollment under the Microsoft Enterprise Agreement that enables highly committed customers to standardize broadly on one or more of the four Server and Cloud technologies from Microsoft. In exchange for making an installed-base–wide commitment to an SCE component, Server and Cloud Enrollment customers receive a range of benefits, including new cloud-optimized licensing options, simplified license management, and the best pricing and terms.

    FAQ

    Find answers to questions about features, licensing models, and determining which edition is right for you.

    Windows Server 2012 R2 will continue to have the same licensing model as Windows Server 2012, with two editions available in volume licensing: Standard edition and Datacenter edition. Editions are differentiated by virtualization rights only (two OSEs for Standard, and unlimited OSEs for Datacenter). A single license covers up to two physical processors.

    Client Access Licenses (CALs) are required for each user or device accessed. The Windows Server 2012 related CALs provide entitlement to access and use Windows 2012 R2 functionality.

    Both Standard and Datacenter editions provide the same set of features; the differentiator is the number of Virtual Operating System Environments (VOSE). A Standard edition license entitles up to two VOSEs on up to two processors (subject to the VOSE use rights outlined in the Product Terms document for Volume Licensing or End User License Agreement for other channels). A Datacenter edition license entitles an unlimited number of VOSEs on up to two processors.

    There are a variety of new features in Windows Server 2012 R2 Datacenter and Standard editions. Here are just a few examples:

    Enterprise-class virtual machine density, performance, and mobility with best-in-class performance and scale for Microsoft workloads

    High-performance file-based storage on cost-effective, industry-standard hardware with inbox storage virtualization and tiering

    Highly available, in-box hybrid networking for bridging physical and virtual networks in a multi-tenant environment and across premises

    Protection and recovery of assets for all your workloads with simple and affordable disaster recovery options

    Flexible remote access to corporate resources from virtually anywhere and on any device while helping to protect corporate information

    Because there is feature parity between Windows Server 2012 R2 Standard and Datacenter editions, your decision will be based on your virtualization strategy, as virtualization rights are the only differentiator between the editions. If your strategy calls for a highly virtualized environment, Datacenter edition will provide you with optimum flexibility because it allows for unlimited virtualization. This edition gives you the elasticity to add and move virtual OSEs across Datacenter licensed servers without needing to track the virtual OSE count on that server. If you don’t plan to have a highly virtualized environment, Standard edition is the right product for your needs. If you purchase Standard edition today but find you need to expand the virtualization capacity of your licensed server, you can do one of the following:

    Purchase additional Standard edition licenses and assign them to the same physical server, giving you the rights to run additional instances of Windows Server. The server must have the appropriate number of licenses assigned to it to ensure coverage of all of the virtual OSEs that are running at any given time.

    Purchase a Software Assurance Step-up license to Datacenter edition, changing the license to a higher edition that allows unlimited virtual OSEs. To use this benefit, your underlying license must have Software Assurance.

    With the Windows Server 2012 R2 Standard edition licensing model, you can grow your virtualization environment by either buying a step-up license to Datacenter edition if you have Software Assurance, or by simply buying additional Standard edition licenses and assigning them to the same physical server. The server must have the appropriate number of licenses assigned to it to ensure coverage of all of the virtual OSEs that are running at any given time. For example, if you have a two-processor server and want to run a total of four VOSEs, you can purchase two Standard edition licenses and assign them to the same server. Additional examples are shown in the following table.

    Number of Standard edition licenses on a single server



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    Vertex Standard Two-Way Radios
    Quality and Performance

    512 Channel Submersible Waterproof 2-Way Radios
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    If you have questions about ordering please see ordering information page first. Phone orders slow processing time, increase inaccuracies and are not recommended.
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    All pricing and specifications subject to change without notice.



    Car – Motor Insurance Plan – Standard Chartered Bank (Singapore) Limited #car #city


    #car insurance singapore
    #

    Ultimate Car Protector

    Promotion from now to 31 December 2015

    Additional Features

    Benefits

    Available

    ^For avoidance of doubt, a claim can only be made for either Gap Cover Benefit or Loan Protection Benefit and not for both, subject to a maximum amount of not exceeding $100,000

    There are over 40 MSIG’s authorized workshops island wide.

    Notes: Cover is subject to an excess for the vehicle damage repairs. An additional Young or Inexperienced Driver Excess of $3,000 applies for a driver who is aged 26 years old or below or has held a valid driving licence for 2 years or less.

    FAQs

      • How do I get a motor quotation?

      You can obtain a no-obligation motor quotation by clicking here, visiting any Standard Chartered branch or calling MSIG Insurance’s Customer Service hotline at 6827 7606 (Mon-Fri, 8.45am – 5.30pm).

    • How do I apply for motor insurance?

      If you are satisfied with the Ultimate Car Protector quotation, you may proceed to apply online. Alternatively, you may apply in-person at any Standard Chartered branch. Remember to bring along a copy of your vehicle log card.

    • Can I cancel the policy?

      Yes, you can cancel the policy by giving 7 days written notice to MSIG Insurance. You will receive up to 80% of the pro-rated premium. Similarly, MSIG Insurance can cancel the policy by giving you 7 days written notice and refund you the pro-rated premium. Either way, there is no refund if the refund premium is less than $25 or where a claim (including windscreen, window or IU claim) has arisen under the policy.

    • Am I eligible for offence-free discount?

      If your No Claim Discount (NCD) is 30% or more, your Certificate of Merit (COM) from the traffic police entitles you to a 5% discount over and above your NCD. Please print a copy of your COM by logging on to http://www.ecitizen.gov.sg/ and present it with your application.

    • Do I need to insure the COE and PARF?

      We suggest that you insure your car including COE and PARF. If there is a total loss claim due to theft or severe damage, the insurer will pay the full market value of the vehicle prevailing at the time of the loss or damage, inclusive of COE and PARF values. You will not be required to make separate claims for these items from the Land Transport Authority (LTA).

      If you prefer to insure without the COE and PARF, there is a 5% reduction in your premium. In this case, you should claim for the COE and PARF from the LTA in the event of a total loss.

    • Can I purchase No Claim Discount Protector?

      If you have accumulated 50% No Claim Discount (NCD), you can choose to buy protection against the loss of the NCD following one accident by paying an additional premium of 10%, subject to minimum of $50 per annum. The 50% No Claims Discount benefit in this Policy is protected on the next renewal of the Policy as follows:

      No. of claims made or arisen during the period of insurance



  • Standard Presumptive Calculator #used #cars #tampa


    #used car value calculator
    #

    Standard Presumptive Value

    Texans who buy a used vehicle from anyone other than a licensed vehicle dealer are required to pay motor vehicle sales tax of 6.25 percent on the purchase price or standard presumptive value (SPV), whichever is the highest value.

    SPV applies wherever you buy the vehicle, in Texas or out of state. A vehicle’s SPV is its worth based on similar sales in the Texas region. The Texas Legislature passed the law in 2009 to raise additional revenue to fund Texas schools. Black Book, the national guide that provides the values, uses an average wholesale used vehicle value based on Texas sales data. You can preview the full SPV of a used vehicle by entering the vehicle identification number (VIN) and odometer reading (not needed for motorcycles) in the boxes below.

    • Values are updated weekly.
    • SPV should be used for estimation purposes only.
    • Actual sales tax due is calculated at the county tax office when the title transaction is submitted.
    • If a value for a late-model vehicle is not available, tax is based on the purchase price.
    • This SPV calculator does not contain mileage adjustments for vehicles older than 2005.

    If you paid less than the standard presumptive value for your vehicle, you may pay sales taxes on an appraisal amount provided it is certified by a licensed insurance adjuster or a licensed motor vehicle dealer; and obtained within 20 working days of the date of purchase.

    Standard Presumptive Value Calculator



    Standard Presumptive Calculator #second #hand #car #dealers


    #used car value calculator
    #

    Standard Presumptive Value

    Texans who buy a used vehicle from anyone other than a licensed vehicle dealer are required to pay motor vehicle sales tax of 6.25 percent on the purchase price or standard presumptive value (SPV), whichever is the highest value.

    SPV applies wherever you buy the vehicle, in Texas or out of state. A vehicle’s SPV is its worth based on similar sales in the Texas region. The Texas Legislature passed the law in 2009 to raise additional revenue to fund Texas schools. Black Book, the national guide that provides the values, uses an average wholesale used vehicle value based on Texas sales data. You can preview the full SPV of a used vehicle by entering the vehicle identification number (VIN) and odometer reading (not needed for motorcycles) in the boxes below.

    • Values are updated weekly.
    • SPV should be used for estimation purposes only.
    • Actual sales tax due is calculated at the county tax office when the title transaction is submitted.
    • If a value for a late-model vehicle is not available, tax is based on the purchase price.
    • This SPV calculator does not contain mileage adjustments for vehicles older than 2005.

    If you paid less than the standard presumptive value for your vehicle, you may pay sales taxes on an appraisal amount provided it is certified by a licensed insurance adjuster or a licensed motor vehicle dealer; and obtained within 20 working days of the date of purchase.

    Standard Presumptive Value Calculator



    Power of Attorney Washington #washington #power #of #attorney, #al #power #of #attorney, #power #of #attorney #forms #washington, #washington #power #of #attorney #forms, #power #of #attorney #washington, #standard #power #of #attorney


    #

    USLegal Forms

    Washington Personal Planning Package

    Washington Power of Attorney

    Power of Attorney for Washington

    A power of attorney allows an agent to act on your behalf based on the terms of the document, whether a General Power of Attorney, Limited Power of Attorney, Child Care Power of Attorney or others.

    More

    Washington Uniform Power of Attorney Act

    The Washington Uniform Power of Attorney Act is the law that allows you to appoint an agent to act on your behalf when you’re unable to handle it yourself, due to an accident, illness, absence, or other reason. Some of the important things to know about this law are explained below:

    • A durable power of attorney stays effective if you become physically or mentally incapacitated. An power of attorney Washington form is durable unless it contains language stating that it will be terminated by the incapacity, incompetency, or disability of the principal (creator). Section 26-1A-104
    • The document must be signed by the principal or someone signing on his/her behalf, as long as it’s signed in the presence of and at the request of the principal. A notarized signature is presumed to be genuine if there’s a dispute over the signature’s authenticity. Section 26-1A-105
    • Unless specified otherwise, an Washington POA form will be effective as soon as it is signed. However, you can create what is called a springing power of attorney form, which only takes effect after a specified date or event occurs. Section 26-1A-109
    • The termination of the appointed agent’s authority can occur in various ways:
    • It is a nondurable power of attorney and the principal becomes incapacitated.
    • The principal dies.
    • The principal or a court appointed fiduciary revokes the document.
    • The purpose of the POA has been accomplished.
    • The power of attorney form states a terminating date or condition, which has occurred.
    • The agent dies, resigns, becomes incapacitated, or has his/her power revoked by the principal, and the power of attorney does not provide for another agent
    • The agent and the principal file a lawsuit for legal separation, annulment, or divorce, unless stated otherwise in the form. Section 26-1A-110
    • You can appoint co-agents or successor agents. If co-agents are appointed, their authority is effective during the same time period. Co-agents are presumed to have independent authority to act, unless stated otherwise. If you wish co-agents to agree on the matter before acting, you must state so. Successor agents have authority to act on the principal’s behalf only when the previously appointed agent resigns, dies, becomes incapacitated, is disqualified to serve, or is otherwise unable to serve. Section 26-1A-111
    • The creation of a health care power of attorney is also possible. In a medical power of attorney form, the agent is granted authority to make medical decisions regarding the provision, withholding, or withdrawal of life-sustaining treatment and artificially provided nutrition and hydration for the principal. However, the agent must be specifically authorized to do so in a durable power of attorney that complies with the requirements of the Washington Natural Death Act. Section 26-1A-404

    General Power of Attorney

    Q: What is a General Power of Attorney

    A General Power of Attorney is a legal document which gives the person you choose (the agent) the power to manage your assets and financial affairs while you are alive. The document must be signed by you (the principal) while you have the required legal capacity to give your agent clear and concise instructions. The appointment may be for a fixed period and can be revoked by you at any time providing you still have the legal capacity to do so. A power of attorney ceases when you die. The executor named in your will then takes over the responsibilities of your estate.

    Living Will and Health Care Power of Attorney

    Q: What is a Living Will and Health Care Power of Attorney?

    A: A Health Care Power of Attorney is a legal document that allows an individual to designate another person to make medical decisions for him or her when he or she cannot make decisions for himself or herself. In other words it names someone who stands in your shoes and tells the doctors what to do or what not do for you.

    A Living Will is a document that allows a person to explain in writing which medical treatment he or she does or does not want during a terminal illness. A terminal illness is a fatal illness that leads ultimately to death. A Living Will takes effect only when the patient is incapacitated and can no longer express his or her wishes. The will states which medical treatments may be used and which may not be used to die naturally and without the patient�s life being artificially prolonged by various medical procedures. Although the term Living Will may indicate that it is a Will, in reality, it is more similar to a Power of Attorney than a Will.

    Limited or Special Power of Attorney?

    Q: What is a limited or special power of attorney?

    A: A Limited power of attorney is one which is limited to a specific act or particular purpose. It is also referred to as special power of attorney. A limited power of attorney allows the Principal to give only specific powers to the agent.



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    Credit Cards Features and Benefits

    Features

    Cheque-On-Call Plus

    At Standard Chartered, we give you the financial flexibility you need. With Standard Chartered Cheque-on-Call Plus, you can have more financial flexibility as you realise your goals. Enjoy affordable interest rates and a repayment plan of up to 60 months.

    With Cheque-On-Call Plus, you will enjoy the following benefits:

    • Low interest rate – 9.88%
    • Choose from the plans – 12 months, 24 months, 36 months, 48 months or 60 months
    • No cancellation fee
    • More financial flexibility

    More savings with Cheque-On-Call Plus

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    Your chance to enjoy maximum savings. Transfer the outstanding balance on your credit card or charge card with other banks to your Standard Chartered credit card. Then stretch your repayments for as long as you can. Take your time to enjoy the benefits!

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    Wouldn’t it be nice to have more financial flexibility whenever you need it? Want to own the latest gadgets? What about the times when your car needs servicing? Or when you need to pay medical expenses?

    FlexiPay gives you the option to convert any of your Standard Chartered Credit Card purchase(s) to 12 month instalments at a low interest rate of 7.88%*p.a.

    Simply charge RM500 or more in a single transaction on your Standard Chartered Credit Card and apply for FlexiPay via Online Banking today. Transaction to be converted into FlexiPay must be applied within one month from date of transaction.

    FlexiPay (Monthly Instalment)

    Car repairs – RM1,000

    Medical expenses – RM3,000

    The above table is for illustration purposes. Actual amount may differ due to interest charges.

    3 Easy Steps to Apply for FlexiPay Online

    • Step 1: Login to Online Banking .
    • Step 2: Select your Credit Card in the ‘Overview’ page.
    • Step 3: Select the Credit Card transaction(s) you wish to apply for FlexiPay by clicking on the Select For FlexiPay box to submit application.

    *7.88% p.a. is applicable for FlexiPay applications made via Online Banking only.
    Terms and Conditions apply .

    eStatements

    At Standard Chartered, we are constantly updating our online services to provide you with greater convenience. That’s why we’re pleased to introduce the Standard Chartered Credit Card eStatement, which is a simple, hassle-free way to receive your monthly statements online.

    Just follow these 3 simple steps to register:

    Call Standard Chartered Call Centre at 03 7718 9999.

    Speaking Up

    Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.

    Disclaimer

    Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.

    Can we help? Let’s talk

    Need to learn more about our offerings – our expert consultants are online and ready to assist. How would you like to chat with us?

    Need a personal touch? start an interactive video session with one of our expert consultants.

    On the move? use our voice chat solution to talk to one of our expert consultants.

    Prefer text chat? Use our live message solution to chat with one of our expert consultants.

    This is to inform that by clicking on the hyperlink, you will be leaving www.sc.com/my/ and entering a website operated by other parties:

    Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

    The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

    Thank you for visiting www.sc.com/my/

    You’re about to leave our website

    This is to inform that by clicking on the hyperlink, you will be leaving www.sc.com/my/ and entering a website operated by other parties:

    Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

    The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

    Thank you for visiting www.sc.com/my/

    Breeze Mobile Banking

    Download our app for a faster and easier banking experience through your mobile.

  • Breeze Mobile Banking

    Download our app for a faster and easier banking experience through your mobile.

    September 26 th 2014

    IT security researchers have recently discovered a vulnerability in a software that is commonly used in Unix and Linux operating systems to execute commands from applications. This vulnerability could allow an attacker to gain control over an affected machine, access confidential information and perform unauthorised activities.

    The Bank has carried out investigations and found no vulnerability in our systems. We will continue to monitor our systems and the external environment to take necessary action if a threat is detected.

    Disclaimer

    This link brings you to a third party Website, over which Standard Chartered Bank has no control (“3rd Party Website”). Use of the 3rd Party Website will be entirely at your own risk, and subject to the terms of the 3rd Party Website, including those relating to confidentiality, data privacy and security.

    Standard Chartered Bank makes no warranties, representations or undertakings about and does not endorse, recommend or approve the contents of the 3rd Party Website.

    In addition to the terms stated in Standard Chartered Bank’s Important Legal Notices. Standard Chartered Bank shall have no responsibility or liability in connection with the content of or the consequences of accessing the 3rd Party Website, including any virus arising from or system failure associated with the 3rd Party Website.

    In the event of any inconsistency between the terms herein / the Bank’s Important Legal Notices and the terms on the 3rd Party Website, the terms herein / the Bank’s Important Legal Notices will prevail.

    By clicking “Proceed”, you will be confirming that you have read and agreed to the terms herein and in the Bank’s Important Legal Notices .

    CashOne Personal Loan Application



    Standard Presumptive Calculator #diecast #model #cars


    #used car value calculator
    #

    Standard Presumptive Value

    Texans who buy a used vehicle from anyone other than a licensed vehicle dealer are required to pay motor vehicle sales tax of 6.25 percent on the purchase price or standard presumptive value (SPV), whichever is the highest value.

    SPV applies wherever you buy the vehicle, in Texas or out of state. A vehicle’s SPV is its worth based on similar sales in the Texas region. The Texas Legislature passed the law in 2009 to raise additional revenue to fund Texas schools. Black Book, the national guide that provides the values, uses an average wholesale used vehicle value based on Texas sales data. You can preview the full SPV of a used vehicle by entering the vehicle identification number (VIN) and odometer reading (not needed for motorcycles) in the boxes below.

    • Values are updated weekly.
    • SPV should be used for estimation purposes only.
    • Actual sales tax due is calculated at the county tax office when the title transaction is submitted.
    • If a value for a late-model vehicle is not available, tax is based on the purchase price.
    • This SPV calculator does not contain mileage adjustments for vehicles older than 2005.

    If you paid less than the standard presumptive value for your vehicle, you may pay sales taxes on an appraisal amount provided it is certified by a licensed insurance adjuster or a licensed motor vehicle dealer; and obtained within 20 working days of the date of purchase.

    Standard Presumptive Value Calculator



    Welcome to Standard Auto Used Cars #find #used #car


    #car used for sale
    #

    Welcome to Standard Auto Used Cars online vehicle manager.

    Standard Auto Used Cars, high quality vehicles, you can trust!

    Buying A Vehicle?

    If you are looking for quality used cars for sale, look no further than Standard Auto Used Cars. Instead of spending your valuble time looking through the countless online classifieds or driving to various dealerships in your area, Standard Auto Used Cars has the information you need right at your computer. With Standard Auto Used Cars’s online auto classifieds, you can save money and time buying a used car.

    Selling Your Vehicle?

    If you have been thinking about selling your vehicle, one option is to sell your car online with Standard Auto Used Cars. We have a high volume of online traffic. When selling your vehicle online you get some benifits you wouldn’t otherwise have.

    • Find approximate loan payments using the loan calculator.
    • Search vehicle listings by Make, Model, Features etc..
    • Find a vehicle your friend may like? Send them a link using the send to a friend option.
    • Quickly search for any Vehicle, Anytime.
    • Your listings are available 24/7/365, until it sells.


    Standard Presumptive Calculator #car #dealerships


    #used car value calculator
    #

    Standard Presumptive Value

    Texans who buy a used vehicle from anyone other than a licensed vehicle dealer are required to pay motor vehicle sales tax of 6.25 percent on the purchase price or standard presumptive value (SPV), whichever is the highest value.

    SPV applies wherever you buy the vehicle, in Texas or out of state. A vehicle’s SPV is its worth based on similar sales in the Texas region. The Texas Legislature passed the law in 2009 to raise additional revenue to fund Texas schools. Black Book, the national guide that provides the values, uses an average wholesale used vehicle value based on Texas sales data. You can preview the full SPV of a used vehicle by entering the vehicle identification number (VIN) and odometer reading (not needed for motorcycles) in the boxes below.

    • Values are updated weekly.
    • SPV should be used for estimation purposes only.
    • Actual sales tax due is calculated at the county tax office when the title transaction is submitted.
    • If a value for a late-model vehicle is not available, tax is based on the purchase price.
    • This SPV calculator does not contain mileage adjustments for vehicles older than 2005.

    If you paid less than the standard presumptive value for your vehicle, you may pay sales taxes on an appraisal amount provided it is certified by a licensed insurance adjuster or a licensed motor vehicle dealer; and obtained within 20 working days of the date of purchase.

    Standard Presumptive Value Calculator



    Car Insurance Comparison – Classic Car Insurance vs. Standard Car Insurance #car #parts #finder


    #compare.com car insurance
    #

    Daily Driver Insurance Policy

    Premiums up to 43% lower on average*

    We understand your classic car is a prized possession that will be used sparingly and with great caution — so, we adjust premiums accordingly.

    High Annual Premiums

    The Best Coverage for Your Classic

    Guaranteed Value

    You tell us the value and we verify that it’s a reasonable, accurate number. Then, we GUARANTEE that value in the event of a covered total loss**. Period.

    Stated Value or Actual Cash Value

    Exceptional Claims Handling

    Adjusters trained in the art of classic vehicle repairs. Parts Specialist on staff whose job is tracking down stock original replacement parts. Choose your own repair shop — or we’ll even pay you to do the work.

    Claims Handling Outsourced

    Freedom to Enjoy Your Car

    Cars are made to be driven. Our policy allows flexible usage — with no fixed mileage limits. We offer the freedom for weekend cruising and more.

    Restricted or Limited Usage

    Guaranteed Flatbed Roadside Assistance

    We offer guaranteed flatbed towing with soft straps. We also offer unlimited emergency service for towing, battery jumps and lockouts.

    Regular or No Roadside Assistance



    Standard Bank Auctions for Repossessed Cars #car #stereo


    #repossessed cars
    #

    Standard Bank Auctions for Repossessed Cars

    Standard Bank auctions selling repossessed cars for those looking to buy a pre-owned vehicle at a low price are usually handled by Burchmore s and take place in Durban, Johannesburg, Cape Town and a few other areas around SA.

    For those who may never have been to one of these events the first thing you need to know is that you will have to pay a refundable deposit if you want to participate in the bidding.

    This deposit is usually in the region of R3 000 R10 000 and will depend on the type of car you are bidding on.

    Deposits can be paid at the Standard Bank auctions for repossessed cars by bank guaranteed cheque or credit card, you cannot pay this with cash.

    After paying your deposit you will receive a bidding number which you can use to bid on the pre-owned car you wish to purchase. If your bid is a successful one, a handling fee will then be required which may vary slightly but at the time of writing this feature, the fee cost is R1 200 plus VAT at Burchmore s auction house.

    Image: Burchmores Car Auction

    Remember too, VAT will be added to your bidding price and another fee not to be overlooked is a registration fee of around R100 R350.

    The car s registration fee will be your responsibility although some auctioneers will offer to register the vehicle on your behalf which you will then have to remunerate.

    It is a good idea, if you need vehicle finance, to have everything in place before you start bidding at an auction because the full balance has to be paid within 24 to 48 working hours after close. If for any reason you cannot come up with the money within this time you will lose your deposit.

    TIP:

    Find out the prices of secondhand cars at local car dealers in your area and get an idea of the price the specific make and models that you are interested in are going for. Follow that rule every time you attend the auctions selling repossed cars and you are half way to picking up a bargain.

    Take note of the following reasons why you may choose Standard Bank when looking for a vehicle.

    Reason #1: Standard Bank has the experience

    Standard Bank has been around for many years and, for a long time, they have been obliged to repossess a range of different items. They chose to do this via auction and they made the decision to run their own.

    Thus, Standard Bank has many years of experience in selling assets and items via auctions. They have a dedicated team of staff specially trained to handle the sale of repossessed items and to handle auctions.

    Reason #2: Standard Bank auctions have a very wide range of vehicles

    Because Standard Bank is so popular and well-known, they are the financial service provider of choice to finance homes, cars and other assets. Because of the sheer majority of people who choose Standard Bank when they need credit, Standard Bank is often obliged to repossess vehicles and other assets.

    Because they have to repossess so often, Standard Bank has a very large range of items that they sell. These items vary in age, make, model, condition and price.

    Reason #3: They offer vehicles and other assets at decent prices

    Standard Bank has many repossed vehicles that must be sold on in order to make back the money that they lost when their debtor did not pay up in full, on time or at all. Because of this, they are focused on getting rid of their repo cars as quickly as possible.

    Thus, Standard Bank charges affordable prices for vehicles that would be very expensive anywhere else. You can rest assured that at a Standard Bank auction, you are sure to save money.

    Reason #4: They can offer you financing and other services when you shop at their auctions

    Because Standard Bank is such a reliable and versatile financial service provider, they offer customers the option of financing as well as a large range of other financial services when they shop at Bank car auctions.

    More about Standard Bank

    A vast amount of South Africans use them as their bank and apply for loans, vehicle financing, credit cards, bank accounts and investments through them.

    Standard Bank has competitive deals and options and they always aim to offer customers great benefits. They are incredibly competitive in the industry and always try to go the extra mile.

    What other companies/financial service providers offer auctions?

    There are a number of reputable, well-known auctioneering houses who offer good deals on great quality items at auctions.

    However, there are also many auctioneering houses that are known for being dishonest and selling assets and items above what they are worth or lying to potential buyers about flaws and faults.

    Most financial service providers are obliged to repossess vehicles and other assets and some of them hold their own auctions to sell their goods. However, most of them hand their repossessed goods over to an auctioneering house to sell on for them.



    Standard Bank Auctions for Repossessed Cars #vintage #cars


    #repossessed cars
    #

    Standard Bank Auctions for Repossessed Cars

    Standard Bank auctions selling repossessed cars for those looking to buy a pre-owned vehicle at a low price are usually handled by Burchmore s and take place in Durban, Johannesburg, Cape Town and a few other areas around SA.

    For those who may never have been to one of these events the first thing you need to know is that you will have to pay a refundable deposit if you want to participate in the bidding.

    This deposit is usually in the region of R3 000 R10 000 and will depend on the type of car you are bidding on.

    Deposits can be paid at the Standard Bank auctions for repossessed cars by bank guaranteed cheque or credit card, you cannot pay this with cash.

    After paying your deposit you will receive a bidding number which you can use to bid on the pre-owned car you wish to purchase. If your bid is a successful one, a handling fee will then be required which may vary slightly but at the time of writing this feature, the fee cost is R1 200 plus VAT at Burchmore s auction house.

    Image: Burchmores Car Auction

    Remember too, VAT will be added to your bidding price and another fee not to be overlooked is a registration fee of around R100 R350.

    The car s registration fee will be your responsibility although some auctioneers will offer to register the vehicle on your behalf which you will then have to remunerate.

    It is a good idea, if you need vehicle finance, to have everything in place before you start bidding at an auction because the full balance has to be paid within 24 to 48 working hours after close. If for any reason you cannot come up with the money within this time you will lose your deposit.

    TIP:

    Find out the prices of secondhand cars at local car dealers in your area and get an idea of the price the specific make and models that you are interested in are going for. Follow that rule every time you attend the auctions selling repossed cars and you are half way to picking up a bargain.

    Take note of the following reasons why you may choose Standard Bank when looking for a vehicle.

    Reason #1: Standard Bank has the experience

    Standard Bank has been around for many years and, for a long time, they have been obliged to repossess a range of different items. They chose to do this via auction and they made the decision to run their own.

    Thus, Standard Bank has many years of experience in selling assets and items via auctions. They have a dedicated team of staff specially trained to handle the sale of repossessed items and to handle auctions.

    Reason #2: Standard Bank auctions have a very wide range of vehicles

    Because Standard Bank is so popular and well-known, they are the financial service provider of choice to finance homes, cars and other assets. Because of the sheer majority of people who choose Standard Bank when they need credit, Standard Bank is often obliged to repossess vehicles and other assets.

    Because they have to repossess so often, Standard Bank has a very large range of items that they sell. These items vary in age, make, model, condition and price.

    Reason #3: They offer vehicles and other assets at decent prices

    Standard Bank has many repossed vehicles that must be sold on in order to make back the money that they lost when their debtor did not pay up in full, on time or at all. Because of this, they are focused on getting rid of their repo cars as quickly as possible.

    Thus, Standard Bank charges affordable prices for vehicles that would be very expensive anywhere else. You can rest assured that at a Standard Bank auction, you are sure to save money.

    Reason #4: They can offer you financing and other services when you shop at their auctions

    Because Standard Bank is such a reliable and versatile financial service provider, they offer customers the option of financing as well as a large range of other financial services when they shop at Bank car auctions.

    More about Standard Bank

    A vast amount of South Africans use them as their bank and apply for loans, vehicle financing, credit cards, bank accounts and investments through them.

    Standard Bank has competitive deals and options and they always aim to offer customers great benefits. They are incredibly competitive in the industry and always try to go the extra mile.

    What other companies/financial service providers offer auctions?

    There are a number of reputable, well-known auctioneering houses who offer good deals on great quality items at auctions.

    However, there are also many auctioneering houses that are known for being dishonest and selling assets and items above what they are worth or lying to potential buyers about flaws and faults.

    Most financial service providers are obliged to repossess vehicles and other assets and some of them hold their own auctions to sell their goods. However, most of them hand their repossessed goods over to an auctioneering house to sell on for them.



    Car – Motor Insurance Plan – Standard Chartered Bank (Singapore) Limited #buying #cars


    #car insurance singapore
    #

    Ultimate Car Protector

    Promotion from now to 31 December 2015

    Additional Features

    Benefits

    Available

    ^For avoidance of doubt, a claim can only be made for either Gap Cover Benefit or Loan Protection Benefit and not for both, subject to a maximum amount of not exceeding $100,000

    There are over 40 MSIG’s authorized workshops island wide.

    Notes: Cover is subject to an excess for the vehicle damage repairs. An additional Young or Inexperienced Driver Excess of $3,000 applies for a driver who is aged 26 years old or below or has held a valid driving licence for 2 years or less.

    FAQs

      • How do I get a motor quotation?

      You can obtain a no-obligation motor quotation by clicking here, visiting any Standard Chartered branch or calling MSIG Insurance’s Customer Service hotline at 6827 7606 (Mon-Fri, 8.45am – 5.30pm).

    • How do I apply for motor insurance?

      If you are satisfied with the Ultimate Car Protector quotation, you may proceed to apply online. Alternatively, you may apply in-person at any Standard Chartered branch. Remember to bring along a copy of your vehicle log card.

    • Can I cancel the policy?

      Yes, you can cancel the policy by giving 7 days written notice to MSIG Insurance. You will receive up to 80% of the pro-rated premium. Similarly, MSIG Insurance can cancel the policy by giving you 7 days written notice and refund you the pro-rated premium. Either way, there is no refund if the refund premium is less than $25 or where a claim (including windscreen, window or IU claim) has arisen under the policy.

    • Am I eligible for offence-free discount?

      If your No Claim Discount (NCD) is 30% or more, your Certificate of Merit (COM) from the traffic police entitles you to a 5% discount over and above your NCD. Please print a copy of your COM by logging on to http://www.ecitizen.gov.sg/ and present it with your application.

    • Do I need to insure the COE and PARF?

      We suggest that you insure your car including COE and PARF. If there is a total loss claim due to theft or severe damage, the insurer will pay the full market value of the vehicle prevailing at the time of the loss or damage, inclusive of COE and PARF values. You will not be required to make separate claims for these items from the Land Transport Authority (LTA).

      If you prefer to insure without the COE and PARF, there is a 5% reduction in your premium. In this case, you should claim for the COE and PARF from the LTA in the event of a total loss.

    • Can I purchase No Claim Discount Protector?

      If you have accumulated 50% No Claim Discount (NCD), you can choose to buy protection against the loss of the NCD following one accident by paying an additional premium of 10%, subject to minimum of $50 per annum. The 50% No Claims Discount benefit in this Policy is protected on the next renewal of the Policy as follows:

      No. of claims made or arisen during the period of insurance



  • Welcome to Standard Auto Used Cars #finance #cars


    #car used for sale
    #

    Welcome to Standard Auto Used Cars online vehicle manager.

    Standard Auto Used Cars, high quality vehicles, you can trust!

    Buying A Vehicle?

    If you are looking for quality used cars for sale, look no further than Standard Auto Used Cars. Instead of spending your valuble time looking through the countless online classifieds or driving to various dealerships in your area, Standard Auto Used Cars has the information you need right at your computer. With Standard Auto Used Cars’s online auto classifieds, you can save money and time buying a used car.

    Selling Your Vehicle?

    If you have been thinking about selling your vehicle, one option is to sell your car online with Standard Auto Used Cars. We have a high volume of online traffic. When selling your vehicle online you get some benifits you wouldn’t otherwise have.

    • Find approximate loan payments using the loan calculator.
    • Search vehicle listings by Make, Model, Features etc..
    • Find a vehicle your friend may like? Send them a link using the send to a friend option.
    • Quickly search for any Vehicle, Anytime.
    • Your listings are available 24/7/365, until it sells.


    Standard Presumptive Calculator #used #cars #in #usa


    #vehicle value
    #

    Standard Presumptive Value

    Texans who buy a used vehicle from anyone other than a licensed vehicle dealer are required to pay motor vehicle sales tax of 6.25 percent on the purchase price or standard presumptive value (SPV), whichever is the highest value.

    SPV applies wherever you buy the vehicle, in Texas or out of state. A vehicle’s SPV is its worth based on similar sales in the Texas region. The Texas Legislature passed the law in 2009 to raise additional revenue to fund Texas schools. Black Book, the national guide that provides the values, uses an average wholesale used vehicle value based on Texas sales data. You can preview the full SPV of a used vehicle by entering the vehicle identification number (VIN) and odometer reading (not needed for motorcycles) in the boxes below.

    • Values are updated weekly.
    • SPV should be used for estimation purposes only.
    • Actual sales tax due is calculated at the county tax office when the title transaction is submitted.
    • If a value for a late-model vehicle is not available, tax is based on the purchase price.
    • This SPV calculator does not contain mileage adjustments for vehicles older than 2005.

    If you paid less than the standard presumptive value for your vehicle, you may pay sales taxes on an appraisal amount provided it is certified by a licensed insurance adjuster or a licensed motor vehicle dealer; and obtained within 20 working days of the date of purchase.

    Standard Presumptive Value Calculator



    Standard Presumptive Calculator #lhd #cars


    #used car value calculator
    #

    Standard Presumptive Value

    Texans who buy a used vehicle from anyone other than a licensed vehicle dealer are required to pay motor vehicle sales tax of 6.25 percent on the purchase price or standard presumptive value (SPV), whichever is the highest value.

    SPV applies wherever you buy the vehicle, in Texas or out of state. A vehicle’s SPV is its worth based on similar sales in the Texas region. The Texas Legislature passed the law in 2009 to raise additional revenue to fund Texas schools. Black Book, the national guide that provides the values, uses an average wholesale used vehicle value based on Texas sales data. You can preview the full SPV of a used vehicle by entering the vehicle identification number (VIN) and odometer reading (not needed for motorcycles) in the boxes below.

    • Values are updated weekly.
    • SPV should be used for estimation purposes only.
    • Actual sales tax due is calculated at the county tax office when the title transaction is submitted.
    • If a value for a late-model vehicle is not available, tax is based on the purchase price.
    • This SPV calculator does not contain mileage adjustments for vehicles older than 2005.

    If you paid less than the standard presumptive value for your vehicle, you may pay sales taxes on an appraisal amount provided it is certified by a licensed insurance adjuster or a licensed motor vehicle dealer; and obtained within 20 working days of the date of purchase.

    Standard Presumptive Value Calculator



    Welcome to Standard Auto Used Cars #what #car #should #i #buy


    #car used for sale
    #

    Welcome to Standard Auto Used Cars online vehicle manager.

    Standard Auto Used Cars, high quality vehicles, you can trust!

    Buying A Vehicle?

    If you are looking for quality used cars for sale, look no further than Standard Auto Used Cars. Instead of spending your valuble time looking through the countless online classifieds or driving to various dealerships in your area, Standard Auto Used Cars has the information you need right at your computer. With Standard Auto Used Cars’s online auto classifieds, you can save money and time buying a used car.

    Selling Your Vehicle?

    If you have been thinking about selling your vehicle, one option is to sell your car online with Standard Auto Used Cars. We have a high volume of online traffic. When selling your vehicle online you get some benifits you wouldn’t otherwise have.

    • Find approximate loan payments using the loan calculator.
    • Search vehicle listings by Make, Model, Features etc..
    • Find a vehicle your friend may like? Send them a link using the send to a friend option.
    • Quickly search for any Vehicle, Anytime.
    • Your listings are available 24/7/365, until it sells.


    Standard Presumptive Calculator


    #used car value calculator
    #

    Standard Presumptive Value

    Texans who buy a used vehicle from anyone other than a licensed vehicle dealer are required to pay motor vehicle sales tax of 6.25 percent on the purchase price or standard presumptive value (SPV), whichever is the highest value.

    SPV applies wherever you buy the vehicle, in Texas or out of state. A vehicle’s SPV is its worth based on similar sales in the Texas region. The Texas Legislature passed the law in 2009 to raise additional revenue to fund Texas schools. Black Book, the national guide that provides the values, uses an average wholesale used vehicle value based on Texas sales data. You can preview the full SPV of a used vehicle by entering the vehicle identification number (VIN) and odometer reading (not needed for motorcycles) in the boxes below.

    • Values are updated weekly.
    • SPV should be used for estimation purposes only.
    • Actual sales tax due is calculated at the county tax office when the title transaction is submitted.
    • If a value for a late-model vehicle is not available, tax is based on the purchase price.
    • This SPV calculator does not contain mileage adjustments for vehicles older than 2005.

    If you paid less than the standard presumptive value for your vehicle, you may pay sales taxes on an appraisal amount provided it is certified by a licensed insurance adjuster or a licensed motor vehicle dealer; and obtained within 20 working days of the date of purchase.

    Standard Presumptive Value Calculator