Vehicle leasing for business and personal use, 1stCarLeasing UK, short term car lease.#Short #term #car #lease


Leasing Deals at 1stCarLeasing!

Search van offers

954 .00 + VAT initial rental

Short term car lease

Call us now on 0844 846 4007

Quoting reference DBCHC-290170831

BMW, 5 Series Diesel Touring 520d M Sport 5dr Auto

1914 .00 + VAT initial rental

Short term car lease

Call us now on 0844 846 4007

Quoting reference DBCHC-290168888

Fiat, 500 Hatchback Special Editions 1.2 Mirror 3dr

1045 .53 + VAT initial rental

Short term car lease

Call us now on 0844 846 4007

Quoting reference DBCHC-290180811

Skoda, Octavia Diesel Hatchback 2.0 TDI CR vRS 5dr

1384 .56 + VAT initial rental

Short term car lease

Call us now on 0844 846 4007

Quoting reference DBCHC-290180788

BMW, 1 Series Diesel Hatchback 116d EfficientDynamics Plus 5dr

1704 .69 + VAT initial rental

Short term car lease

Call us now on 0844 846 4007

Quoting reference DBCHC-290178821

MINI, Convertible 1.5 Cooper 2dr [Chili Pack]

1074 .00 + VAT initial rental

Short term car lease

Call us now on 0844 846 4007

Quoting reference DBCHC-290180807

Mercedes-Benz, C Class Diesel Estate C220d AMG Line 5dr Auto

1554 .00 + VAT initial rental

Short term car lease

Call us now on 0844 846 4007

Quoting reference DBCHC-290180761

Volkswagen, Tiguan Diesel Estate 2.0 TDi BMT 150 SEL 5dr DSG

2166 .39 + VAT initial rental

Short term car lease

Call us now on 0844 846 4007

Quoting reference DBCHC-290178781

Volvo, S90 Diesel Saloon 2.0 D4 Momentum 4dr Geartronic

1790 .91 + VAT initial rental

Short term car lease

Call us now on 0844 846 4007

Quoting reference DBCHC-290180802

Mercedes-Benz, GLA Class Diesel Hatchback GLA 200d AMG Line 5dr

1559 .94 + VAT initial rental

Short term car lease

Call us now on 0844 846 4007

Quoting reference DBCHC-290178800

Short term car lease

All vehicle images and car descriptions on this site are for illustration and reference purposes only and are not necessarily an accurate representation of the vehicle on offer.

Autohorn Fleet Services Ltd trading as 1st Car Leasing is a credit broker and not a lender, we are authorised and regulated by the Financial Conduct Authority. Registered No : 672629

Registered in England & Wales with company number : 3088452 | Data Protection No : Z7997455 | VAT No : 647417325

Registered Office : The Engine Works, Fermetol Trading Estate, Leeman Road, York, YO26 4XD | BVRLA Registration Number: 1919

Please note that failure to pay your monthly repayments could result in termination of your agreement, missing payments could have severe consequences and make obtaining credit in the future more difficult.

Copyright 2017 1st Car Leasing, All rights reserved.


Short-Term Leasing (Tourist Car Leases), short term car lease.#Short #term #car #lease


Short-Term Car Leasing in Europe

If you need a car in Europe for 21 days or longer and you reside outside the European Union, a Renault Eurodrive or Peugeot Buy Back tourist lease can help you save money and avoid insurance hassles.

Short term car lease

ABOVE: A Renault Grand Espace van.

by Durant Imboden

Short term car leaseD o you live outside the European Union and need a car for several weeks or months? Short-term auto leasing from or Renault or Peugeot can help you save money and avoid insurance hassles.

The concept behind short-term leasing, or purchase-repurchase, is simple:

Short term car leaseIn France, the purchase tax on a slightly used car is much less than on a new vehicle. By leasing new cars to tourists at cheap rates, Renault and Peugeot create a supply of almost-new, reduced-VAT cars that can be sold to European citizens and rental firms at highly competitive prices. The result is a win-win-win situation for everyone involved–including you, the foreign visitor.

The benefits of short-term leasing are considerable:

You get a new car straight from the factory.

  • You save money because short-term leases aren’t subject to VAT (value-added tax), which typically ranges from 16 to 21 percent for car rentals.

  • You get full comprehensive insurance, with no deductible and no extra charges for CDW or LDW. (See our rental-car insurance article, and you’ll understand why this is a real plus).

  • You can pick up your car at one location and drop it off at another if you wish.

    • Age limits are minimal. Both Peugeot and Renault will lease to licensed drivers over the age of 18, with no maximum age. (In contrast, many rental firms won’t do business with young drivers or adults over 70.)

    The downside? There are just three:

    The minimum lease period is 21 days. (You can return the car in 17 days if your trip is shorter, but you’ll be billed for three weeks.)

    • You can be a citizen of any country, but your domicile or permanent address must be outside the European Union. Also, if you’re a business traveler and your company is paying for the lease, the firm must be headquartered outside the EU.

    • Renault and Peugeot offer fewer pick-up and drop-off points outside France than traditional car-rental firms do, and you’ll pay a surcharge to collect or return your car at some locations.

    A friend of ours, Teresa Plowright, leased a car for a trip from Italy to Greece. To read about Teresa’s experience, see her Renault Eurodrive review on page 2 of this article.

    Related Web sites:

    Short term car leaseRenault has a long history of short-term car leasing to travelers from outside the EU. The company offers a large selection of vehicles, ranging from the ultra-economical Twingo to 5-, 7-, and 9-seat vans. Two of the more fun models in the fleet are the roomy but fuel-efficient Kangoo (a vehicle that combines the best features of a car, a station wagon, and a van) and the Megane convertible.

    Minimum lease period: 21 days *

    Peugeot is represented by Auto Europe. (If you click on the link above, you’ll be taken to the Peugeot Open Europe page at Auto Europe’s Web site.) Peugeot’s car models range from econocars to luxury sedans and the Peugeot Partner, which squeezes a lot of interior space into a boxy SUV-like body.

    Minimum lease period: 21 days *

    * Pricing is based on a minimum of 21 days, but you can return the vehicle in as little as 17 days if you’re unable to spend a full three weeks in Europe.

    Also see:

    Use our comparison chart to determine whether you can–or should–choose a short-term tourist lease over a traditonal car rental.

    This Europe for Visitors article has links to articles on driving in Europe, rental-car insurance, how to obtain an International Driving Permit, information on European traffic laws, and more.


    Short-Term Leasing (Tourist Car Leases), short term car lease.#Short #term #car #lease


    Short-Term Car Leasing in Europe

    If you need a car in Europe for 21 days or longer and you reside outside the European Union, a Renault Eurodrive or Peugeot Buy Back tourist lease can help you save money and avoid insurance hassles.

    Short term car lease

    ABOVE: A Renault Grand Espace van.

    by Durant Imboden

    Short term car leaseD o you live outside the European Union and need a car for several weeks or months? Short-term auto leasing from or Renault or Peugeot can help you save money and avoid insurance hassles.

    The concept behind short-term leasing, or purchase-repurchase, is simple:

    Short term car leaseIn France, the purchase tax on a slightly used car is much less than on a new vehicle. By leasing new cars to tourists at cheap rates, Renault and Peugeot create a supply of almost-new, reduced-VAT cars that can be sold to European citizens and rental firms at highly competitive prices. The result is a win-win-win situation for everyone involved–including you, the foreign visitor.

    The benefits of short-term leasing are considerable:

    You get a new car straight from the factory.

  • You save money because short-term leases aren’t subject to VAT (value-added tax), which typically ranges from 16 to 21 percent for car rentals.

  • You get full comprehensive insurance, with no deductible and no extra charges for CDW or LDW. (See our rental-car insurance article, and you’ll understand why this is a real plus).

  • You can pick up your car at one location and drop it off at another if you wish.

    • Age limits are minimal. Both Peugeot and Renault will lease to licensed drivers over the age of 18, with no maximum age. (In contrast, many rental firms won’t do business with young drivers or adults over 70.)

    The downside? There are just three:

    The minimum lease period is 21 days. (You can return the car in 17 days if your trip is shorter, but you’ll be billed for three weeks.)

    • You can be a citizen of any country, but your domicile or permanent address must be outside the European Union. Also, if you’re a business traveler and your company is paying for the lease, the firm must be headquartered outside the EU.

    • Renault and Peugeot offer fewer pick-up and drop-off points outside France than traditional car-rental firms do, and you’ll pay a surcharge to collect or return your car at some locations.

    A friend of ours, Teresa Plowright, leased a car for a trip from Italy to Greece. To read about Teresa’s experience, see her Renault Eurodrive review on page 2 of this article.

    Related Web sites:

    Short term car leaseRenault has a long history of short-term car leasing to travelers from outside the EU. The company offers a large selection of vehicles, ranging from the ultra-economical Twingo to 5-, 7-, and 9-seat vans. Two of the more fun models in the fleet are the roomy but fuel-efficient Kangoo (a vehicle that combines the best features of a car, a station wagon, and a van) and the Megane convertible.

    Minimum lease period: 21 days *

    Peugeot is represented by Auto Europe. (If you click on the link above, you’ll be taken to the Peugeot Open Europe page at Auto Europe’s Web site.) Peugeot’s car models range from econocars to luxury sedans and the Peugeot Partner, which squeezes a lot of interior space into a boxy SUV-like body.

    Minimum lease period: 21 days *

    * Pricing is based on a minimum of 21 days, but you can return the vehicle in as little as 17 days if you’re unable to spend a full three weeks in Europe.

    Also see:

    Use our comparison chart to determine whether you can–or should–choose a short-term tourist lease over a traditonal car rental.

    This Europe for Visitors article has links to articles on driving in Europe, rental-car insurance, how to obtain an International Driving Permit, information on European traffic laws, and more.


    Short Term Car Insurance – Temporary Car Insurance #car #flags


    #temporary car insurance
    #

    Temporary Car Insurance

    Summary of Cover

    RAC Day Insurance protects your car with pay as you go Comprehensive cover for any 24 hour period from 1 to 28 days as detailed in your policy schedule.

    Significant features and benefits

    Accident recovery and approved repair service

    The following optional cover is also available:

    If you have selected this option, it will be itemised on your schedule and the cover details will be clarified in your policy booklet.

    Significant and unusual exclusions or limitations

    Your policy excludes some situations. Please refer to your policy document for full details but the most significant or unusual exclusions are outlined below. Your policy excludes or limits the following:

    • The first part of any claim – this is known as the excess (see Section 1). Our excess levels vary – please see your insurance schedule for details.
    • The excess applies to claims for windscreen replacement or repair (see Section 1)
    • Loss or damage arising from theft while the ignition keys of your car have been left in or on your car (see Section 1)
    • Loss of use, reduction in value, wear and tear, or mechanical, electrical or computer breakdowns, failures or breakages (see Section 1)
    • Loss of value following a repair (see Section 1)
    • Confiscation or requisition or destruction by or under order of any government or public or local authority (see Section 1)
    • Damage to tyres by braking or by punctures, cuts or bursts (see Section 1)
    • Loss or damage directly caused by pressure waves caused by aircraft or other flying devices travelling at, or above, the speed of sound (see Section 1)

    Exclusions

    Inappropriate use (see General exceptions)

    We will not pay for any accident, injury, loss or damage that occurs while your car is being used for a purpose not shown under the Description of use section of your certificate of insurance or while it is being driven by any person not described in your certificate of insurance as entitled to drive.

    Conditions

    Other insurance (see General Conditions)

    The policy excludes liability if any incident leading to a claim is covered under any other insurance policy.


    Short Term Car Lease New York #car #check


    #short term car lease
    #

    Short Term Car Lease New York

    It may be a better deal to get a short term car lease in New York than to buy a car then sell it when you leave. Car leasing is sort of like renting a car from a dealership for an extended period of time. The car is still technically owned by the dealership, so you have to pay a predetermined monthly fee for the length of time you have it.

    How Leasing Works

    When a dealership leases you a car, it has to “place” or “assign” the lease to a financial institution. The financial institution then pays the dealer for the whole lease, and you have to pay the financial institution. There are two ways that a lease can be placed. One way is for you to allow the dealership to find somewhere to place the lease for you, which is usually the financial company owned by the car manufacturer. The other is for you to hire an independent lease company to assign the lease. It is usually better to use the independent lease company, because dealerships often select the source that offers them the best deal, which is not always the best deal for you.

    Car Leasing in New York

    New York is one of the best places to get a car leased to you because it has such a high population. The high demand for temporary auto leasing has increased the number of dealerships who lease. This creates competition, which results in better deals for consumers.

    Related Questions and Answers

    If you lease a car in New York or any other state for that matter, in the end you will pay more for the vehicle than buying it outright. Lease payments tend to be lower than a loan payment, but the total cost of ownership is more expensive with a lease. If you eventually purchase the car, the residual payment combined with the lease payments will often add up to more than the price you would have paid to buy the vehicle. Leases also come with mileage limits, which can be quite expensive if you go over.


    Temporary and Short Term Car Insurance Compared – One Day to 1 Month. #auto #mall


    #day car insurance
    #

    Compare Temporary Short Term Car Insurance

    • Comprehensive Cover from 1-28 Days
    • Five Simple Questions for Quote
    • For Drivers Aged 19-75
    • Short Term Learner Drivers Cover for 17yrs+
    • Instant Online Cover

    COMPARE TEMPORARY

    INSURANCE QUOTES

    Do you want to make sure you are getting the best value temporary car insurance cover? To save you time trawling around different short term insurance websites, we have gathered a selection of the best options available for you to compare.

    With a selection of temporary car or van insurance alternatives laid out in front of you, including, policy details and levels of cover you can select your preferred option and proceed to that independent Website to purchase cover.

    Our temporary car and van insurance products have their own independent websites and are backed by different insurance companies. We Search You Save!


    What You Need To Know About A Short Term, 3 Month Car Lease #enterprize #car #rental


    #short term car lease
    #

    What You Need To Know About A Short Term, 3 Month Car Lease

    People choose to lease a car for many reasons, such as traveling for work or for personal use. If you need a car short-term, such as a 3 month car lease, there are several things to consider.

    Short term car lease offers can be hard to come by, generally a dealer will prefer to lease a car for a standard lease term of 24 month or more. Because of this, any available short-term lease deals will usually have much higher monthly costs when compared to a typical lease.

    Here are a few things to know about short-term leases and lease take overs. Keep the following in mind, should you lease a new car and want to transfer the lease to another person:

    • Leasing a car for shorter periods of time, such as a 3 month lease, most often means you’ll end up renting – which can be more costly versus a long-term lease. It may work out cheaper to just lease a car for a standard lease term, find out what deals are available in your area by requesting your free, no obligation lease price quote .
  • A lease takeover or assumption means you’ll assume complete responsibility for monthly payments – driving the car for the rest of the lease term and returning it to the dealership/financing agency. Often this is not a favorable deal, because the monthly payments will be too expensive.
  • The downside to assuming a lease is that the car you’re leasing is no longer brand new. Depending on the driving habits of the previous driver, you could end up with a poorly maintained car – possibly even paying extra for wear and tear, or mileage fees at the end of the lease term.

  • 3 Month Lease Deals are Hard To Come By- Find Standard Lease Deals Near You!

    • The first thing to do is determine the type of car that will meet your needs and priorities. By evaluating what is most important to you in a car, you’ll be able to select the style to best meet your needs.
  • Request a free, no obligation lease price quote to see the short-term lease specials being offered by local dealerships. You will be able to see which dealerships in your area will offer you special incentives on standard leases that could work out cheaper than a 3 month lease.
  • Think about the total leasing costs for the lease term. Estimate anticipated gas mileage, insurance and leasing fees. Evaluate the rates for different classes of cars – it’s possibly a different class will give you a lower overall cost.
  • Request a free new car lease quote now to find the best lease deals in your area, you’ll be surprised at the offers that could work out to being better than a 3 month leasing offer. Learn everything you need to know, so you can negotiate with confidence for the best car lease price possible.


    Temporary – Short Term Car Insurance #euro #car


    #daily car insurance
    #

    Temporary car insurance

    Temporary car insurance

    Tempcover are the UK’s leading provider of short term car insurance.

    Since our business started in 2006, we have arranged temporary insurance for over one million customers. Our comprehensive short term car insurance is available for most vehicles and is completely flexible. You can simply choose the length of your policy – from as little as 24 hours up to a maximum of 28 days (or 90 days for provisional licence holders learning to drive).

    From quote to insured in just 5 minutes

    Click the ‘get a quote ‘ button now and you can compare short term car insurance quotes in seconds. It takes under 5 minutes from starting your quote to receiving your policy documents and cover can start immediately. Our panel of insurers have been chosen not just on price but on the cover and service offered to you, our customers.

    What is temporary car insurance?

    Temporary car insurance, sometimes known as temp cover, temp insurance or short term car insurance is a form of vehicle insurance which can be bought for a limited number of days. You can choose to buy a policy for a minimum of one day up to a maximum of 28 days.

    There are several reasons why thousands of people each week choose to take out short term car insurance with Tempcover:

    Cover is comprehensive

    If you have an accident whilst driving someone else’s vehicle then you claim against the temporary insurance policy rather than making a claim against the vehicle owner’s annual policy and causing them to lose any no claims bonuses they may have built up.

    If you already have your own annual policy but wish to drive someone else’s vehicle, there is of course the option to drive the car under your own annual insurance policy. However, most policies DO NOT include comprehensive cover as standard. Should you have an accident deemed to be your fault whilst driving a car that is not your own, you will be liable for the cost of repairing or replacing the vehicle.

    If you are loaning out your vehicle, temporary insurance for the person borrowing it can give you peace of mind should the worst happen. They will be comprehensively covered rather than being covered on a third party basis or worse, not being covered at all and driving illegally – putting themselves and the vehicle at risk.

    If you are buying a new car you can take out a Tempcover policy to cover you until you have time to arrange an annual policy.

    If you wish to test drive a car, you can take out one day car insurance, as not all garages will cover you should you have an accident or, if they do, they may have a very high excess.

    Taking out a separate insurance policy can also be cheaper and much less hassle than being added to someone else’s policy as a named driver.

    We can cover most people and most cars

    Unlike many other insurance brokers, we can provide temporary car insurance for most drivers aged between 17 and 75 years of age, and for most vehicles valued over £500. Please click the ‘get a quote ‘ button to compare the insurance quotes provided by our carefully selected panel of insurers.

    As long as you have a provisional licence or hold a full UK drivers licence for 6 months or more, or alternatively hold an EU licence for at least 12 months, we can help you. If you are learning to drive or have young people in the family learning to drive, you could give them up to 90 days of extra practice in your own car without risking your no claims bonus with Tempcover’s learner driver insurance.

    We can usually offer you cover even if you have points on your licence or have been disqualified – check our ‘Who we cover ‘ for more information.

    Temporary car insurance can be purchased immediately so cover can start straight away. There are no long forms to fill in and it takes just a few minutes before you can print your certificate of insurance.

    If you have any questions about Tempcover or short term car insurance and can’t find what you are looking for, then please visit our temporary insurance frequently asked questions page or simply contact us.

    The tempcover.com website was great it gave me the cover to use my mother’s car while I was back for half term break

    Sue Saunders, Hampshire

    Our TrustScore is 9 out of 10 . based on more than 4,000 customer reviews .


    The Top 5 Short-Term Bond Funds for 2016 #short #term #bond #index #fund


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    The Top 5 Short-Term Bond Funds for 2016

    Investors seeking capital preservation often focus portfolio allocations on minimal-risk investment options, including cash, money markets. certificates of deposit (CDs) and bonds. Under the bond category, short-term bonds fall on the safer end of the debt securities risk spectrum due to their short duration and subsequent near-cash status. A shorter duration or maturity date leads to less credit risk and less interest rate risk. both of which are beneficial in a rising interest rate market. Investors can earn slightly more in short-term bond investments than they do holding an all-cash position or a CD issued by a bank. However, short-term bonds do not provide impressive yields over time compared to intermediate or long-term bond holdings .

    For conservative investors, short-term bonds are attractive because they effectively reduce the amount of volatility experienced within a portfolio. While short-term bonds meet a capital preservation investment objective. diversification is necessary to achieve optimal performance. Mutual funds that invest in short-duration bonds provide this diversification, giving investors the ability to invest in high-quality, short-term bond holdings across various types of issuers, industries and regions.

    Vanguard Short Term Investment Grade Fund

    Established in 1982, the Vanguard Short Term Investment Grade Fund seeks to provide investors with current income with a focus on maintaining minimal price volatility. Fund managers invest a substantial amount of the fund’s assets in high-quality fixed income securities, with no less than 80% in short- and intermediate-grade debt issues. The fund currently manages $53.02 billion in investor assets, and as of December 2015, has generated a 10-year annualized return of 3.57%.

    The fund offers diversification in terms of regional exposure, credit quality and bond issuer type. While the majority of fund assets are invested in United States, the fund also provides exposure to debt securities in Canada at 3.73%, Australia at 2.76%, the United Kingdom at 2.75% and the Netherlands at 2.02%. Debt securities with a rating of A make up the largest weighting within the portfolio at 34.60%, followed by AAA-rated bonds at 27.04%, BBB-rated bonds at 21.19% and AA-rated bonds at 14.36%. The mutual fund currently invests heavily in corporate issues, comprising 57.01% of the investment mix, followed by securitized issues at 20.62% and government bonds at 8.9%.

    The fund has an expense ratio of 0.2%, well below the category average. Investors can buy shares without an upfront sales load, and no charge is assessed when shares are redeemed. A minimum initial investment of $3,000 is required.

    DFA Short-Term Extended Quality Portfolio

    The DFA Short-Term Extended Quality Portfolio was established in March 2009 and seeks to provide investors with maximum total return from the universe of debt securities. Fund managers invest a minimum of 80% of the portfolio in fixed-income securities believed to be investment-grade quality. Up to 25% of the fund’s assets may be invested in U.S. Treasury bonds. bills or notes, or debt obligations of federal agencies and instrumentalities. The mutual fund manages $3.96 billion in investor assets, and as of December 2015, it has generated a five-year annualized return of 1.9%.

    Fund managers diversify holdings across various regions, issuers and quality. The majority of the investment mix is focused in the United States at 69.27%, with additional exposure in Australia at 4.49%, Canada at 4.22%, the United Kingdom at 3.39% and France at 3.22%. Corporate issuers make up 81.39% of the portfolio, with government debt securities comprising 8.44%. The largest weighting is found in A-rated bonds at 37.74%, followed by BBB-rated issues at 28.05%, AA-rated bonds at 18.83% and AAA-rated bonds at 15.38%.

    The mutual fund has an expense ratio of 0.22%, which falls below the category average, and investors can purchase shares with no upfront or deferred sales charge. No minimum initial investment is required.

    Fidelity Short Term Bond Fund

    The Fidelity Short Term Bond Fund has an inception date of March 1986, and the fund seeks to obtain a high level of current income for investors. With preservation of capital in mind, fund managers invest at least 80% of the portfolio in investment-grade debt securities or a repurchase agreement of securities. Fund managers focus on providing an investment mix that produces an interest rate similar to the overall rate of the Barclays U.S. 1-3 Year Government/Credit Bond Index. Since inception, the fund has accumulated $5.32 billion assets, and as of December 2015, it has generated a 10-year annualized return of 2.06%.

    The investment mix includes domestic and foreign issuers, with 85.14% held in U.S. issuers, 4.28% in the United Kingdom, 1.96% in Japan and 1.54% in Canada. Corporate debt securities make up 41.13% of the portfolio, followed by securitized issues at 29.4% and government issues at 20.33%. The fund focuses on quality bond holdings by investing 48.6% in AAA-rated issues, but it also provides exposure to A-rated bonds at 29.56% and BBB-rated bonds at 14.61%.

    The mutual fund has an expense ratio of 0.45%, in line with the majority of short-term bond mutual funds. Investors are not charged an upfront or deferred sales load, and an minimum initial investment of $2,500 is required.

    Schwab Short-Term Bond Market Fund

    The Schwab Short-Term Bond Market Fund has an inception date of 1991, and fund managers seek to provide investors with high current income. This mutual fund tracks the performance of the Barclays U.S. Government/Credit: 1-5 Years Index by investing a substantial amount of the portfolio assets in debt instruments found on the benchmark. Fund managers focus on investment-grade debt instruments in fixed, variable or floating interest rate categories with various maturities. The mutual fund manages $389.97 million in investor assets, and as of December 2015, has generated a 10-year annualized return of 1.69%.

    Fund managers invest the lion’s share of portfolio assets in domestic issuers, providing exposure to debt instruments in Canada at 1.61%, Germany at 1.37% and the United Kingdom at 1.03%. Government issues make up 73.76% of the total portfolio, followed by corporate issues at 25.95%. Because of the mutual fund’s focus on quality, the Schwab Short-Term Bond Market Fund invests 71.63% of assets in bonds with an AAA rating, followed by BBB-rated bonds at 12.72%, A-rated bonds at 11.13% and AA-rated bonds at 3.49%.

    The mutual fund has an expense ratio of 0.29%, and investors are not charged an upfront or deferred sales load at the time or purchase or redemption. A minimum initial investment of $100 is required.

    Nuveen Short Term Bond Fund

    The Nuveen Short Term Bond Fund was established in December 1992, and seeks to provide investors with current income while maintaining principal stability. Fund managers invest at least 80% of the fund’s assets in U.S. government securities. commercial and residential mortgage-backed securities (MBSs), asset-backed securities (ABSs), corporate debt obligations and municipal bonds. Since inception, the fund has accumulated $680.12 million in assets, and as of December 2015, it has generated a 10-year annualized return of 2.9%.

    Fund managers diversify holdings in terms of regional exposure, issuer type and bond rating. The majority of the fund’s portfolio is invested in domestic holdings, making up 89.99% of the investment mix. However, exposure to other countries is provided, including the United Kingdom at 2.48%, Canada at 1.7%, France at 1.25% and the Netherlands at 0.92%. Securitized debt holdings comprise 46.83% of the portfolio, followed closely by corporate issues at 43.9%. The Nuveen Short Term Bond Fund provides minimal exposure to government issues and municipal bonds. Bonds with an AAA rating make up 30.91% of the portfolio, followed by BBB-rated bonds at 28.11%, A-rated bonds at 20.70% and AA-rated bonds at 8.83%.

    The expense ratio is 0.71%, higher than the category average. Investors are charged an upfront sales load of 2.25% with new share purchases, but they are not assessed a deferred charge when they redeem shares. A minimum initial investment of $3,000 is required.

    A class of ownership in a corporation that has a higher claim on its assets and earnings than common stock. Preferred shares.

    Net Margin is the ratio of net profits to revenues for a company or business segment – typically expressed as a percentage.

    A company s total sales revenue minus its cost of goods sold, divided by the total sales revenue, expressed as a percentage.

    The current ratio is a liquidity ratio measuring a company s ability to pay short-term and long-term obligations, also known.

    A filing with the Securities and Exchange Commission (SEC), also known as the Information Required of Institutional Investment.

    An unconventional monetary policy in which a central bank purchases private sector financial assets in order to lower interest.


    How to Get a Short Term Car Lease #used #car #finder


    #short term car lease
    #

    How to Get a Short Term Car Lease

    Promoted by

    Search the car lease adds at websites like LeaseTrader, LeasedWheels, Swapalease and AutoLeaseBreakers to get a short term car lease. The sites serve as listing brokers for car lease holders who need to get out of a car lease typically for financial reasons.

    Choose a reputable company that offers car lease takeovers for the duration you want. You can typically get a short term car lease for as little as six months. Realize when you swap a lease that you’ll be assuming the monthly car lease payments for the months that remain in the original vehicle lease.

    Find a car that interests you in the ads and check its condition, history and car lease swap terms. Consider inspecting the car in person before you agree to the short term car lease. If there are lease transfer or credit application fees before you assume the vehicle lease, consider asking the seller to cover them.

    Swap a lease by agreeing to the stipulations of the short term car lease, which will typically be arranged and documented in paperwork through the original car lease holder’s company. Sign the new vehicle lease contract to make the car lease transfer official.

    Realize that when you get a short term car lease, you will have the option of buying the car or returning it to the dealership once the vehicle lease is up. You will also be held liable for any damage or mileage overages discussed in the original car lease agreement.