Understanding the Settlements Payment Process #netting #cash #flow #transactions, #settlements, #understanding, #pay #cycle #manager, #workflow, #settlement #selection, #settlement #selection #workflow, #settlement #approval, #approval #methods


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Understanding the Settlements Payment Process

This section discusses the process for handling settlements within Treasury.

Settlements are cash flow transactions that the system transforms into payment instructions for different financial institutions. In Cash Management you can generate settlements from bank account transfers, electronic funds transfer (EFT) requests, and fee entries. You can also generate a settlement by entering a deal in Deal Management. The settlement process involves three steps: selection, approval (an optional step), and dispatch. You first select settlements that are to be processed as payments by using the Select Settlements page. Depending on system settings, certain selected settlements must be approved prior to being processed. You can establish one of three following settlement approval methods:

No approval required.

Manual settlement approval, performed by an authorized user (or users) by using the Settlement Approval page.

Automatic settlement approval, performed by PeopleSoft Workflow.

If the financial sanctions service is enabled and the bank that is being used to pay requires validation, the system automatically performs a search for the matches between the names and addresses entered on the settlement with those on the financial sanctions list. This functionality is enabled on the Financial Sanctions Options page by selecting the Enable in Treasury Settlements check box.

Next, the Financial Sanction Validation check box must be selected on the Bank Information page. Settlements transacted through these banks will initiate the financial sanctions comparison upon there selection.

Once the settlements are approved, they are either sent to Financial Gateway where they are dispatched to a financial institution using the Dispatch Payments page or obtained by the Pay Cycle Manager for processing. The system processes payments according to the pay method that is defined on the External Accounts – Payment Methods page. Depending on the payment method type, you can specify that the payment be settled through one of two methods: PeopleSoft Financial Gateway or the Payables Pay Cycle Manager. Within Financial Gateway, the dispatch process transforms these settlements into payment files, and submits them to the appropriate institution.

For payments that are set to be processed through Financial Gateway, you use the pages and functionality that is discussed in the Financial Gateway PeopleBook.

For payments that are set to be processed through Payables Pay Cycle Manager, you should refer to the Payables documentation about Processing Pay Cycles to process these types of payments.

Note: If deal approval is required, then related deal transactions do not appear for selection on the Select Settlements page until the deal is approved.


Tax Scams #irs #lawsuit #settlement


#

Like – Click this link to Add this page to your bookmarks Share – Click this link to Share this page through email or social media Print – Click this link to Print this page

Tax Scams / Consumer Alerts

In recent years, thousands of people have lost millions of dollars and their personal information to tax scams and fake IRS communication. Scammers use the regular mail, telephone, fax or email to set up their victims. This page looks at the different scams affecting individuals, businesses, and tax professionals and what do if you spot a tax scam.

REMEMBER: The IRS doesn’t initiate contact with taxpayers by email, text messages or social media channels to request personal or financial information. Be cautious of new and evolving schemes this summer and always keep in mind that the IRS does not threaten taxpayers with lawsuits, imprisonment or other enforcement action. Recognizing these telltale signs of a phishing or tax scam could save you from becoming a victim. See also: How to know it’s really the IRS calling or knocking on your door

Scammers are constantly changing tactics to carry out crimes in new ways.

Scams Targeting Tax Professionals

Increasingly, tax professionals are being targeted by identity thieves. These sophisticated criminals are looking for real client data to better impersonate the taxpayer when filing fraudulent returns for refunds. A new phishing email purporting to be from a tax software education provider is unusual for the amount of sensitive preparer data that it seeks. This information enables the thieves to steal client data and file fraudulent tax returns.The IRS reminds all tax professionals that legitimate businesses and organizations never ask for usernames, passwords or sensitive data via email. Nor should a preparer ever provide such sensitive information via email if asked.

The Security Summit has a campaign aimed at increasing awareness among tax professionals: Protect Your Clients; Protect Yourself .

Recent scams targeting the tax professional community include:

Tax professionals should review Publication 4557. Safeguarding Taxpayer Data, A Guide for Your Business, which provides a checklist to help safeguard taxpayer information and enhance office security.

Scams Targeting Taxpayers

IRS-Impersonation Telephone Scams
Beware of a new scam linked to the Electronic Federal Tax Payment System (EFTPS), where fraudsters call to demand an immediate tax payment through a prepaid debit card. In the latest twist, the scammer claims to be from the IRS and tells the victim about two certified letters purportedly sent to the taxpayer in the mail but returned as undeliverable. The scam artist then threatens arrest if a payment is not made through a prepaid debit card. The scammer also tells the victim that the card is linked to the EFTPS when, in fact, it is entirely controlled by the scammer. The victim is also warned not to contact their tax preparer, an attorney or their local IRS office until after the tax payment is made.

There is an aggressive phone scam targeting taxpayers with limited English proficiency making the rounds. Callers claim to be employees of the IRS. They may know a lot about their targets, and they usually alter the caller ID to make it look like the IRS is calling. Here too victims are told they owe taxes and must pay promptly through a pre-loaded debit card or wire transfer. Victims may be threatened with arrest, deportation or suspension of a business or driver’s license. In many cases, the caller becomes hostile and insulting. In some instances victims may be told they have a refund due to trick them into sharing private information. If the phone isn’t answered, the scammers often leave an “urgent” callback request.

Remember: Scammers Change Tactics — Aggressive and threatening phone calls by criminals impersonating IRS agents remain a major threat to taxpayers, but variations of the IRS impersonation scam continue year-round and they tend to peak when scammers find prime opportunities to strike. Note that the IRS will never:

  • Call to demand immediate payment using a specific payment method such as a prepaid debit card, gift card or wire transfer. Generally, the IRS will first mail you a bill if you owe any taxes.
  • Threaten to immediately bring in local police or other law-enforcement groups to have you arrested for not paying.
  • Demand that you pay taxes without giving you the opportunity to question or appeal the amount they say you owe.
  • Ask for credit or debit card numbers over the phone.

Soliciting Form W-2 information from payroll and human resources professionals. The IRS has established a process that will allow businesses and payroll service providers to quickly report any data losses related to the W-2 scam currently making the rounds. See details at Form W2/SSN Data Theft: Information for Businesses and Payroll Service Providers. If notified in time, the IRS can take steps to prevent employees from being victimized by identity thieves filing fraudulent returns in their names. There also is information about how to report receiving the scam email.

As a reminder, tax professionals who experience a data breach also should quickly report the incident to the IRS. See details at Data Theft Information for Tax Professionals .

Surge in Email, Phishing and Malware Schemes

When identity theft takes place over the web (email), it is called phishing. The IRS saw an approximate 400 percent surge in phishing and malware incidents in the 2016 tax season.

The IRS has issued several alerts about the fraudulent use of the IRS name or logo by scammers t rying to gain access to consumers’ financial information to steal their identity and assets.

Scam emails are designed to trick taxpayers into thinking these are official communications from the IRS or others in the tax industry, including tax software companies. These phishing schemes may seek information related to refunds, filing status, confirming personal information, ordering transcripts and verifying PIN information.

Variations of these scams can be seen via text messages. The IRS is aware of email phishing scams that include links to bogus web sites intended to mirror the official IRS web site. These emails contain the direction “you are to update your IRS e-file immediately.” The emails mention USA.gov and IRSgov (without a dot between “IRS” and “gov”), though not IRS.gov (with a dot). These emails are not from the IRS.

The sites may ask for information used to file false tax returns or they may carry malware, which can infect computers and allow criminals to access your files or track your keystrokes to gain information.

For more details, see:

Other Recent Tax Scams

How to Report Tax-Related Schemes, Scams, Identity Theft and Fraud

To report tax-related illegal activities, refer to our chart explaining the types of activity and the appropriate forms or other methods to use. You should also report instances of IRS-related phishing attempts and fraud to the Treasury Inspector General for Tax Administration at 800-366-4484.

Additional Scam-Related Information:

  • Security Summit – Learn more about how the IRS, representatives of the software industry, tax preparation firms, payroll and tax financial product processors and state tax administrators are working together to combat identity theft and refund fraud.
  • Taxes. Security. Together. We all have a role to play in protecting your data
  • IRS Security Awareness Tax Tips
  • Tax Scams — How to Report Them
  • Criminal Investigation’s Tax Fraud Alerts
  • State ID Theft Resources – State information on what to do if you or your employees are victims of identity theft.
  • IRS Dirty Dozen – The annually compiled list enumerates a variety of common scams that taxpayers may encounter.

IRS YouTube Videos on Tax Scams:

Page Last Reviewed or Updated: 03-Jul-2017

Social Media


Debt Solutions – Help – Repayment – Bankruptcy #debt #repayment #solutions, #debt #management #program, #bankruptcy #solutions, #bankruptcy #referral #program, #debt #settlement #programs


#

Debt Repayment Bankruptcy Solutions – Credit Counselling for Canadians

Is the stress of being in debt getting to you? You might only be a few months behind on your bills, or you might be so far behind that you don’t even open your bills anymore. Whatever your situation, we have experienced, caring Counsellors ready to give you guidance and solutions that will work for you. Our appointments are free and confidential, because nothing should get in the way of getting help with your debts.

Depending on your situation, there are several options our Counsellors will discuss with you. Some of them include:

Debt Management Program – Consolidate Your Debt Payments Make a Budget

There are many different types of debt consolidation. A debt repayment program through the Credit Counselling Society means that we help you get on track with your money so that you only need to make one payment each month. The amount of the payment is based on what you can afford and you do not borrow more money to pay off what you already owe.

Your Counsellor will work with you to figure out what you can afford for a payment each month, while still maintaining a reasonable lifestyle. While you are repaying your debts through our program, your creditors will substantially lower or eliminate interest charges. All of your credit card payments will be consolidated into one affordable monthly payment. In the end, this allows you to repay all of your debts, get back on track and save thousands of dollars in interest.

Global News interviews Julia Fletcher
after she pays off $10,000 in debt
interest free due to help from the
Credit Counselling Society. Watch


Debt Repayment Strategies

If you prefer to resolve your situation on your own, we’re happy to provide you with guidance and information so that you know what to do. Sometimes this means showing you how to communicate effectively with your creditors to gain their cooperation during a difficult time, providing advice about consolidation loans. or explaining what to look for as you consider other options.

Speaking with one of our Counsellors doesn’t obligate you to anything. And a little good advice can go a long way!

Debt Settlement Programs

A debt settlement means that you pay back part of what you owe. If this option is right for you, one of our Debt Settlement Specialists will negotiate with your creditors to accept a one-time lump sum payment. Our debt settlement programs are highly successful because creditors recognize the Credit Counselling Society as a trusted, reputable non-profit organization. Speak with one of our Counsellors to find out if offering your creditors a settlement is the right option for you.

Bankruptcy Trustee Referral Program

Bankruptcy is a legal process for dealing with your debts. While no one really wants to go bankrupt, sometimes your situation gets to a point where you need to at least consider if bankruptcy is a good option for you or not. There are long term implications to declaring bankruptcy and it’s not the right option for everyone.

After looking at your financial situation, if bankruptcy is one of your options, your Counsellor will explain the process, your responsibilities and the consequences of declaring bankruptcy. That way you have the information you need to make an informed decision.

Learn More

You can quickly learn more about how we help by watching these short videos:

How We Help


Tax Scams #irs #lawsuit #settlement


#

Like – Click this link to Add this page to your bookmarks Share – Click this link to Share this page through email or social media Print – Click this link to Print this page

Tax Scams / Consumer Alerts

In recent years, thousands of people have lost millions of dollars and their personal information to tax scams and fake IRS communication. Scammers use the regular mail, telephone, fax or email to set up their victims. This page looks at the different scams affecting individuals, businesses, and tax professionals and what do if you spot a tax scam.

REMEMBER: The IRS doesn’t initiate contact with taxpayers by email, text messages or social media channels to request personal or financial information. Be cautious of new and evolving schemes this summer and always keep in mind that the IRS does not threaten taxpayers with lawsuits, imprisonment or other enforcement action. Recognizing these telltale signs of a phishing or tax scam could save you from becoming a victim. See also: How to know it’s really the IRS calling or knocking on your door

Scammers are constantly changing tactics to carry out crimes in new ways.

Scams Targeting Tax Professionals

Increasingly, tax professionals are being targeted by identity thieves. These sophisticated criminals are looking for real client data to better impersonate the taxpayer when filing fraudulent returns for refunds. A new phishing email purporting to be from a tax software education provider is unusual for the amount of sensitive preparer data that it seeks. This information enables the thieves to steal client data and file fraudulent tax returns.The IRS reminds all tax professionals that legitimate businesses and organizations never ask for usernames, passwords or sensitive data via email. Nor should a preparer ever provide such sensitive information via email if asked.

The Security Summit has a campaign aimed at increasing awareness among tax professionals: Protect Your Clients; Protect Yourself .

Recent scams targeting the tax professional community include:

Tax professionals should review Publication 4557. Safeguarding Taxpayer Data, A Guide for Your Business, which provides a checklist to help safeguard taxpayer information and enhance office security.

Scams Targeting Taxpayers

IRS-Impersonation Telephone Scams
Beware of a new scam linked to the Electronic Federal Tax Payment System (EFTPS), where fraudsters call to demand an immediate tax payment through a prepaid debit card. In the latest twist, the scammer claims to be from the IRS and tells the victim about two certified letters purportedly sent to the taxpayer in the mail but returned as undeliverable. The scam artist then threatens arrest if a payment is not made through a prepaid debit card. The scammer also tells the victim that the card is linked to the EFTPS when, in fact, it is entirely controlled by the scammer. The victim is also warned not to contact their tax preparer, an attorney or their local IRS office until after the tax payment is made.

There is an aggressive phone scam targeting taxpayers with limited English proficiency making the rounds. Callers claim to be employees of the IRS. They may know a lot about their targets, and they usually alter the caller ID to make it look like the IRS is calling. Here too victims are told they owe taxes and must pay promptly through a pre-loaded debit card or wire transfer. Victims may be threatened with arrest, deportation or suspension of a business or driver’s license. In many cases, the caller becomes hostile and insulting. In some instances victims may be told they have a refund due to trick them into sharing private information. If the phone isn’t answered, the scammers often leave an “urgent” callback request.

Remember: Scammers Change Tactics — Aggressive and threatening phone calls by criminals impersonating IRS agents remain a major threat to taxpayers, but variations of the IRS impersonation scam continue year-round and they tend to peak when scammers find prime opportunities to strike. Note that the IRS will never:

  • Call to demand immediate payment using a specific payment method such as a prepaid debit card, gift card or wire transfer. Generally, the IRS will first mail you a bill if you owe any taxes.
  • Threaten to immediately bring in local police or other law-enforcement groups to have you arrested for not paying.
  • Demand that you pay taxes without giving you the opportunity to question or appeal the amount they say you owe.
  • Ask for credit or debit card numbers over the phone.

Soliciting Form W-2 information from payroll and human resources professionals. The IRS has established a process that will allow businesses and payroll service providers to quickly report any data losses related to the W-2 scam currently making the rounds. See details at Form W2/SSN Data Theft: Information for Businesses and Payroll Service Providers. If notified in time, the IRS can take steps to prevent employees from being victimized by identity thieves filing fraudulent returns in their names. There also is information about how to report receiving the scam email.

As a reminder, tax professionals who experience a data breach also should quickly report the incident to the IRS. See details at Data Theft Information for Tax Professionals .

Surge in Email, Phishing and Malware Schemes

When identity theft takes place over the web (email), it is called phishing. The IRS saw an approximate 400 percent surge in phishing and malware incidents in the 2016 tax season.

The IRS has issued several alerts about the fraudulent use of the IRS name or logo by scammers t rying to gain access to consumers’ financial information to steal their identity and assets.

Scam emails are designed to trick taxpayers into thinking these are official communications from the IRS or others in the tax industry, including tax software companies. These phishing schemes may seek information related to refunds, filing status, confirming personal information, ordering transcripts and verifying PIN information.

Variations of these scams can be seen via text messages. The IRS is aware of email phishing scams that include links to bogus web sites intended to mirror the official IRS web site. These emails contain the direction “you are to update your IRS e-file immediately.” The emails mention USA.gov and IRSgov (without a dot between “IRS” and “gov”), though not IRS.gov (with a dot). These emails are not from the IRS.

The sites may ask for information used to file false tax returns or they may carry malware, which can infect computers and allow criminals to access your files or track your keystrokes to gain information.

For more details, see:

Other Recent Tax Scams

How to Report Tax-Related Schemes, Scams, Identity Theft and Fraud

To report tax-related illegal activities, refer to our chart explaining the types of activity and the appropriate forms or other methods to use. You should also report instances of IRS-related phishing attempts and fraud to the Treasury Inspector General for Tax Administration at 800-366-4484.

Additional Scam-Related Information:

  • Security Summit – Learn more about how the IRS, representatives of the software industry, tax preparation firms, payroll and tax financial product processors and state tax administrators are working together to combat identity theft and refund fraud.
  • Taxes. Security. Together. We all have a role to play in protecting your data
  • IRS Security Awareness Tax Tips
  • Tax Scams — How to Report Them
  • Criminal Investigation’s Tax Fraud Alerts
  • State ID Theft Resources – State information on what to do if you or your employees are victims of identity theft.
  • IRS Dirty Dozen – The annually compiled list enumerates a variety of common scams that taxpayers may encounter.

IRS YouTube Videos on Tax Scams:

Page Last Reviewed or Updated: 03-Jul-2017

Social Media


BORROW MONEY FROM YOUR LAWSUIT #borrowing #against #my #lawsuit, #pre-settlement #funding, #borrow #from #your #lawsuit #settlement, #lawsuit #loans, #money #from #lawsuits


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    Borrow Money From Your Lawsuit Now

    We are full-service lawsuit lenders. providing pre-settlement loans and litigation advances to injured accident victims and lawsuit plaintiffs. If you need money now and have a lawsuit and need money now. we can help you get lawsuit money now. At Nirvana Lawsuit Funding, we make borrowing money against your lawsuit easy.

    There is no credit check. no out of pocket costs. no employment requirements. and no up front fees. Further, since the funding is a lawsuit money advance and not a loan, there are no monthly payments. Best of all, if you lose or do not settle, you owe nothing! Pay back the lawsuit cash advance only if you get a settlement, judgement, or award from your lawsuit.

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    Borrow Money Against Your Lawsuit

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    Injured? You May Need a Michigan Slip and Fall Accident Attorney

    Let our slip and fall accident attorney team thoroughly research and document the parameters of your slip and fall accident lawsuit. If you’ve been injured in a Michigan slip and fall accident, a Cochran, Kroll Associates slip and fall accident lawyer may be able to deliver justice.

    If you believe you are a victim, let a Michigan slip and fall accident attorney from Cochran, Kroll Associates fight for your rights. Click here for a free consultation or call 866-868-3779 and ask for Terry Cochran or Eileen Kroll to help you with your slip and fall accident lawsuit.

    Older Americans and Children are Especially Vulnerable to Harm From Slip Fall Accidents

    Slip Fall is an injury claim based on a fall that occurs on someone else s property, is caused by that property owner s negligence, and requires a Michigan slip and fall accident lawyer. A Slip Fall occurs, according to our Michigan slip and fall accident lawyer team, not because the victim was not paying attention and stumbled, but because another person s negligence lead to the fall.

    Our own slip and fall accident attorney team’s research revealed that thousands of people are injured every year because of hidden hazards on property or because of flagrant dangerous conditions that property owners fail to correct. Falls are one of the most common sources of injuries in the United States.

    Among the hidden hazards or flagrant dangerous conditions that can produce a valid Slip Fall claim are:

    • Ice or snow on sidewalks
    • Poor lighting
    • Defective flooring
    • Clear ice
    • Standing water puddles
    • Improperly secured floor mats
    • Unsafe stairways or steps
    • Hidden drop offs or holes

    Slip and fall cases fall under a broader category known as premises liability, explains Terry Cochran, senior partner in Cochran, Kroll Associates, a leader in personal liability litigation. Under the premises liability area of law, property owners and businesses have a duty to provide a safe environment and if they fail to do so, and someone is injured as a result, they may be held liable for medical expenses, pain and suffering, and lost wages.

    But you must prove that the property owner knew or should have know about the hazard and that he had a reasonable amount of time to correct the hazard but failed to do so, says Cochran. In the case of an overnight winter storm, the property owner may not be liable if a reasonable amount of time to clear the walkway had not passed.

    Slip Fall laws have undergone several significant changes in Michigan. State Supreme Court and Michigan Appellate Court rulings in recent years have resulted in restrictions being placed on the ability of victims to seek justice.

    So if you have suffered been injured by a fall on someone else s property contact Cochran, Kroll Associates for a free consultation to determine if the injury is the result of another person s negligence. Our attorneys will investigate the accident site and obtain the medical records and testimony needed to prove negligence, cause, and specific harm.

    Elements of a Slip Fall Claim

    To be successful in making a Slip Fall claim the victim must have a demonstrable injury. The injury does not have to be serious to file a claim but an injury normally has to be serious to win a judgment. If the injury is mild, make sure you consult with legal consul about the chances of litigating successfully.

    To prove a claim, the victim must prove that the dangerous condition on the property was directly responsible for the fall and subsequent injury. As an example, a storeowner may have failed to remove snow from the sidewalk but to establish the owner was at fault it must be shown the snow caused the fall. The successful claimant also will be able to demonstrate that the injury suffered was caused by the specific Slip Fall incident.

    To prove a property owner negligent in Michigan to win a Slip Fall claim requires:

    • Showing that the property owner should have had knowledge of the dangerous condition
    • Showing the property owner had the chance to correct the problem causing the fall or give warning of the problem.
    • Showing that the property owner negligently failed to give warning or correct the problem.
    • Sometimes a property owner can escape responsibility by asserting an open and obvious doctrine defense. This defense is based on whether the existence of the hazard was openly visible and seen by the victim before the fall.

    Generally the law does not require a property owner to remove ice or snow that accumulates outside the building as a result of weather. But if an unnatural accumulation of ice or snow occurs, than the owner can be liable. And if a snow removal service is employed, the owner can be held liable if negligence can be proved. So many issues are involved with a slip and fall on an icy walkway that an attorney should be hired to review the facts.

    There is no precise formula that can be used to determine when the property owner is responsible if you slip or trip, says Cochran. Each case turns on whether the property owner acted carefully so that slipping was unlikely to happen and whether you were careless in not seeing or avoiding the condition that caused your fall. That s why you must seek the advice of an attorney who can make that determination for you.


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      Enter Your Accident Details (information can be shared annonymously) Get a Free

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    Accident Settlement Calculator

    Our goal is to give you an estimate of the value of your accident claim.  This generally includes car and truck accidents.  It also includes accidents involving commercial trucks, motorcycles, and nearly any other type of moving vehicle.  The personal injury settlement calculator can even be applied to other kinds of accidents.

    Our goal was to provide a rough answer to the question how much  How much will I get for my car accident case?  How much will my settlement be?   What s the value of my claim?

    The settlement calculator will not be exact.  The goal is only to provide an estimate.  The information you submit is a large part of the basis an accident lawyer uses in determining the value of your case.  When you call the lawyer and describe what happened with your accident, the lawyer makes a rough estimate of the value of the case, if only in his head.  He jots down everything you re about to fill out in the calculator and adds it all up and has an estimate.  Like this calculator, the estimate is approximate.

    Damages

    In a tort case like a car accident, the elements are duty, breach, causation and damages.  Did the other party have a duty to you, which they breached, that caused you to be hurt?  If that can be proven, you move on to damages.  How hurt were you?  This consists of economic damages and non-economic damages.  Economic are things for which you or someone else actually laid out money.  Examples include medical bills and property damage.  Examples of non-economic damages include pain and suffering.

    You likely think of your injury as physical ailment like broken bones, back or head injuries, etc.  However, injury can be a term used to encompass all of your damages.  Assuming liability can be proven, you have been injured by the other party.  We are here to use a settlement calculator to put an approximate value, in dollars, on that injury.

    It s possible you get nothing.  In contributory negligence states, of which Maryland is currently one, if you were a little bit at fault, you cannot recover from the other party.  In comparative negligence states, formulas are used to apportion fault, thereby determining who pays what.  It s important you are aware that, depending on fault issues, your recovery can be limited and the calculator will not give you correct results.  The calculator assumes the other party s liability can be proven.  That is a big assumption.

    Accident Lawyers

    AccidentValues was developed by accident lawyers.  The calculator is based on real experience.  The calculator comes from the formula we have in our head based on past experience working with injury cases, including the property damages, lost wages, and medical bills.  Sometimes we get asked, So what is the real estimate, what do you really think I could get?  Our only answer is we ve told you as best we can the calculator says it all!

    The Accident Calculator

    However, using our settlement calculator does not form an attorney-client relationship.  And even though we stand by the quality of the estimate, you cannot expect that what the calculator says is actually what you will get.  Every case is different.  Every case has variables.  If it was as easy as entering a few numbers in and getting a check, we wouldn t need accident lawyers.  We wouldn t need defense lawyers.  We might not even need insurance adjusters.  I wish it were that easy.  That would be a better world.  But it s not that easy, and that s why the calculator can only provide a rough estimate of the value of your settlement or your case.


    History is Fun, Jamestown Settlement, American Revolution Museum at Yorktown, history museums, America – s beginnings #the #settlement #christmas #island


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    At Jamestown Settlement American Revolution Museum at Yorktown, History is Fun!

    Take a journey of historic proportions at Jamestown Settlement and the new American Revolution Museum at Yorktown – two living-history museums that explore the story of America’s beginnings, from the founding of America’s first permanent English colony in 1607 to the Revolution and the establishment of a new nation almost two centuries later. Discover artifact-filled exhibition galleries and take part in activities in outdoor living-history areas to learn about life in the 17th and 18th centuries. Explore a variety of ticket options to visit Jamestown Settlement and the American Revolution Museum at Yorktown.

    Open year-round 9 a.m. to 5 p.m. daily (9 a.m. to 6 p.m. June 15-August 15), except Christmas and New Year’s days.

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  • CAUSES OF FOUNDATION SETTLEMENT #foundation,geotechnical #engineering,settlement #of #foundation


    CAUSES OF FOUNDATION SETTLEMENT

    Settlement of foundation can be defined as its permanent downward displacement. There are two basic causes of foundation settlement:

    Settlement Due Directly to the Weight of the Structure

    The first type of settlement is directly caused by the weight of the structure. For example, the weight of a building may cause compression of an underlying sand deposit or consolidation of an underlying clay layer. Often the settlement analysis is based on the actual dead load of the structure. The dead load is defined as the structural weight due to beams, columns, floors, roofs, and other fixed members. The dead load does not include nonstructural items. Live loads are defined as the weight of nonstructural members, such as furniture, occupants, inventory, and snow. Live loads can also result in settlement of the structure.

    For example, if the proposed structure is a library, then the actual weight of the books (a live load) should be included in the settlement analyses. Likewise, for a proposed warehouse, it may be appropriate to include the actual weight of anticipated stored items in the settlement analyses. In other projects where the live loads represent a significant part of the loading, such as large electrical transmission towers that will be subjected to wind loads, the live load (wind) may also be included in the settlement analysis. Considerable experience and judgment are required to determine the load that is to be used in the settlement analyses.

    Settlement Due to Secondary Influences

    The second basic type of settlement of a building is caused by secondary influence, which may develop at a time long after the completion of the structure. This type of settlement is not directly caused by the weight of the structure. For example, the foundation may settle as water infiltrates the ground and causes unstable soils to collapse (i.e. collapsible soil). The foundation may also settle due to yielding of adjacent excavations or the collapse of limestone cavities or under-ground mines and tunnels. Other causes of settlement that would be included in this category are natural disasters, such as settlement caused by earthquakes or undermining of the foundation from floods.

    Subsidence is usually defined as a sinking down of a large area of the ground surface. Subsidence could be caused by the extraction of oil or groundwater that leads to a compression of the underlying porous soil or rock structure. Since subsidence is due to a secondary influence (extraction of oil or groundwater), its effect on the structure would be included in the second basic type of settlement.


    Railroad Injury Settlement Cases – FELA Lawyer #railroad #injury #settlements, #railroad #accident #settlements, #railroad #worker #injury #settlement, #injured #railroad #worker #case


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    Railroad Injury Settlements

    Railroad injury settlements are designed to compensate railroad employees who are injured while on the job.

    Occupations in the railroad industry are inherently more dangerous than those in many other fields due to frequent use of heavy machinery, exposure to toxins and various other factors. As a result, there is a law distinct from traditional workers’ compensation laws that protects railroad employees in the event they are injured while working.

    The Federal Employers Liability Act (FELA) is the law that protects the rights of railroad employees, should they be injured on the job and should their injury be caused by an employer’s, co-worker’s or equipment manufacturer’s negligence or recklessness.

    If railroad workers sustain physical injuries while working, it’s essential that they meet with qualified railroad accident lawyers experienced in FELA railroad settlements to:

    • Learn more about their legal rights
    • Find out if FELA entitles them to compensation for their injuries and losses
    • Get expert advice regarding the best manner in which to pursue their case
    • Secure aggressive, professional representation to ensure they obtain the maximum injury settlement they are entitled to

    Railroad Settlement Cases

    Types of accidents that typically merit a FELA railroad settlement include (but aren’t limited to):

    • accidents resulting from falling objects or debris
    • collisions
    • crushing or compression incidents
    • derailments
    • electrocutions
    • falls (from high places or due to slippery surfaces)
    • heavy lifting accidents

    Physical injuries that may result from such railroad accidents include (but aren’t limited to):

    • neck and back injuries (i.e. cervical herniated discs and spinal cord injuries)
    • burn injuries, disfigurement
    • dislocations or sprains
    • fractures, broken bones
    • knee injuries (i.e. ligament injuries, meniscus tears)
    • loss of limb, permanent disability
    • shoulder injuries (i.e. rotator cuff injuries, torn shoulder labrum, shoulder impingement)
    • traumatic brain injury

    Largest Railroad Settlement

    To date, the largest FELA railroad injury settlement was awarded in 1999 to Dominic Wolf, a 19-year old Wyoming resident. The compensation amount was $8,625,000.

    In 1997, Wolf was hired by Rail Link, Inc. as a train car switchman and never received the proper training. In April 1997, Wolf was attempting to identify a poorly labeled train car (to see whether it needed to be switched or not) when the engineer – without blowing an engine horn warning (which is required by federal regulation) – moved the train.

    Wolf was hit by a train car and fell between the rails, where both of his legs were amputated. Wolf remained conscious during the entire incident.

    Following two years of intense negotiations, the case was finally settled in 1999, marking the largest known voluntary settlement between a railroad company and an injured employee.

    Railroad Settlement Amounts

    The amount of a FELA railroad settlement will depend on:

    • the type and severity of the injury sustained
    • the precise cause of the injury
    • whether the injury could have been prevented if proper procedures were followed

    Injured railroaders can get more precise estimates of possible FELA awards by meeting with a railroad injury lawyer for a free initial consultation. If you or a loved one has suffered a railroad-related injury and you want to see if you qualify for an injury settlement, contact Gordon Elias, L.L.P. for help today. Our experienced railroad accident attorneys will evaluate the details of your accident and help you determine the best possible legal strategy.

    For more information or to schedule a FREE consultation, call Gordon Elias, L.L.P. today at (800) 773-6770.

    Learn more about other types of railroad injuries and dangers: