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PART 1: How do you save when truly you have no disposable income to save? #Bereka #FinancialFitness, REMMONT.COM


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Students Save Money By Renting Textbooks? # Video

#Students #Save #Money #By #Renting #Textbooks

Students Save Money By Renting Textbooks, NEF6.COM


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Students Save Money By Renting Textbooks


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Car Rental Houston: Save up to 60% #car #warehouse


#cheap rentals
#

Houston Rental Cars

A rental car is the most appropriate choice of transportation in a city built on the oil business. Houston is a rather spread-out city and the opportunity to rent a car at the airport should not be passed by. And, besides, a day trip by rental car to Galveston provides welcome relief on summer days. Whether you choose to pick up your rental car at the airport or from one of the many car rental companies in town, you will find some useful information below to help you get the right rental car for the right price.

Location, location, location

If you’re arriving in Houston by plane, you may wish to pick up your rental car from one of the many car rental companies at the airport. Houston Intercontinental (IAH) is serviced by Advantage. Alamo. Avis. Budget. Dollar. Enterprise. Hertz. National. and Thrifty from a single, central location at its Consolidated Rental Car Facility. To get there, follow the Rental Car signage at your arriving terminal and look for the white and maroon buses marked Rental Car Shuttle. All of these car rental companies also have pick-up counters at Houston’s Hobby airport. Expedia can also show you a map of the nearest car rental locations to your hotel and the rental cars they carry. (And keep in mind that off-airport car rentals are often cheaper than at the airport, even from the same car rental company.)

Picking the rental car that’s right for you

Expedia offers a choice of standard rental cars, luxury autos, minivans, and SUVs to meet nearly every need. If you need any special equipment, like a child seat, let us know and we will forward your request on to the rental car company. And what’s more, when you choose to hire a car (as the British say) from one of our car rental partners* in Houston, you’ll be dealing with a rental car company that has made a special commitment to provide Expedia customers with great customer service, a wide choice of top quality cars, and competitive total pricing.

Unlike some other online travel sites that show you a cheap discount rate for your car rental when you’re shopping and then heap on taxes and fees when it comes time to pay, Expedia shows you the final price up front. What you see is what you pay.

*Advantage Rent-A-Car, Dollar Rent A Car, Enterprise, Hertz, and Thrifty



Save On Auto Transport Companies- Car Transport Companies #repossed #cars #for #sale


#car shipping companies
#

Auto Transport Companies

Auto transport companies really are the most efficient and hassle-free way to ship your vehicle, whether it be  motorcycle shipping. car, a boat or RV. In any circumstance, utilizing the services provided by vehicle transport companies will make your life easier. Whether you are moving your vehicle to your new home or getting a car to a friend across the country it really is easier to just ship it with reliable car transport companies.

There are a few different methods you can use to ship your vehicle, and not all companies will offer every method. You can ship your vehicle with the normal method; by truck, or if that isn’t the most convenient for you there are other methods available. Trains and boats are also available to ship your car if you would like to explore other options. The standard shipping method of most vehicle transport companies, by truck, is often the least expensive and most efficient way to ship your car. When shipping by boat often extra fees are involved and when using a train you often must physically be with your vehicle on its journey which can be troublesome to manage. Trucks can ship your vehicle in most situations right from your driveway with little to no work done by you.

There is also two different ways to go about shipping your vehicle when communicating with a shipper; directly with a trucking company or through a broker. Dealing directly with a trucking company occasionally can be tedious because often they already have set schedules and fitting in another might not be their first priority.  When using a broker you have access to a large number of companies to ship your vehicle and your broker will help you get the most competitive price possible. Brokers also make sure to choose only the best car shipping companies, those that meet all safety, government and state standards.  Brokers are a large reason why shipping your vehicle is now such an easy task. These car transport companies coordinate the date, time and location of both the pickup and drop off of your vehicle, doing all the difficult work for you.

Finding The Right One For You

Finding the right company to move your vehicle from one location to another can be a difficult process. There are many things to consider when making a final choice and each different thing can be more or less important to each individual depending on what type of car they want moved, the distance and things of that nature. Finding the right company that are able to meet all your specific needs is important since some of them may only do short distance moves, some may not be able to handle larger vehicles or have the type of equipment to move a high performance or classic car.

Finding the right  company to meet your needs is very important as it can mean the difference between a simple, stress free experience and a difficult, aggravating one. The right car transport companies will be able to help you with virtually every step of the process, from planning out the trip to performing the actual move and even dealing with any potential issues that come up during the entire process. Once you get a list of several different companies, it is important to provide them with all the information about your vehicle and where it needs to be transported to. This will allow them to give you an accurate quote and also provide many details about how long it will take to ship the car.

Providing the shipping service with the exact details of your car is important because it can affect many things, some of which you might not even think of. When giving them information, make sure you include the make and model of your car along with the year. It is absolutely critical that you also include any aftermarket customizations you have made to your car, especially your car’s exterior, since that can potentially be a concern when loading and unloading the car from whatever truck they use. Some services might not even accept cars with aftermarket add-ons and others may also charge an additional fee. So it’s very important that you provide these types of details.

Services Offered By Different Car Transport Companies

When searching for an auto shipper to move your car, it is important to ask ahead of time what types of shipping trucks they offer. The most common options are regular tow trucks, flat bed trucks, enclosed trucks and multi-car movers. Each of these types has its own advantages and disadvantages and what you’ll want depends greatly on the type and value of car you want moved. It also is affected by the distance you want your vehicle moved and any delivery deadlines you might have.

Some services will only offer one or two of the different truck types, so getting this information ahead of time is critical to ensure you make the right choice. Some car shipping companies may have all the different types of vehicles available but not at every location, so they may need some time to schedule your desired method of shipping. For this reason, it is wise to start looking for a good vehicle shipping company as soon as you know you’re going to need these types of services. Scheduling your move well in advance can also sometimes get you a discount, since they can make their schedules ahead of time to optimize their trips.

Most services are easy to work with and are experts in their field because they have done it so much. Their experience allows them to see any potential problems well in advance and work with you to avoid them. They are also able to make good suggestions on what types of services you will need based on your specific car and situation. Using a car transport service is really worth the money compared to any potential savings from trying to move it yourself by either towing it behind a moving truck or having someone drive it to your new location for you. The safety and security associated with a good, reputable auto transport company is worth the investment all on its own. Security is, of course, very important when moving any high value items and vehicles are perfect examples of this.

Many auto transport services frequently have to move very expensive, performance or classic cars for either car shows, sales or their owner moving. They are able to help get insurance for the move just in case your vehicle is damaged or even stolen during the move. Damage and theft is very uncommon for these experienced companies, but when dealing with such high dollar items like cars it is always better to be safe than sorry.  A typical insurance policy which only covers the actual move of your car is quite inexpensive, especially when purchased through the company itself. Many companies actually offer the guarantee or insurance within their own company. This can be a nice benefit since it avoids some of the potential paper work that comes with getting a third party insurance company involved.

Choosing the right company to provide your shipping services is one of the most important items to consider when having your vehicle moved. Different companies are able to provide vastly different services and at a significant cost difference depending on their experience, different options chosen for the move and if your destination is on one of their normal shipping routes. The right auto shipping company can truly make a huge difference in the success or apparent failure of any vehicle move. While most companies are able to provide at least basic services for any type of car, it’s important to make sure you get the perfect company for your move or you may be left regretting the experience. We have the experience and skill to carry out your shipment smoothly. Fill out a quote form today to get started!

Call 1-800-452-2880 or fill out the form at the top of the page to get a FREE quote today!



5 Safety Features That Can Save You Money on Car Insurance #car #breakdown #cover


#insurance car
#

5 Safety Features That Can Save You Money on Car Insurance

2 days ago

NerdWallet Providing clarity for all of life’s financial decisions.

By Barbara Marquand All sorts of high-tech safety equipment is available on today’s new cars, from systems that automatically apply the brakes if you’re in danger of crashing to rear-view cameras that let you see obstructions behind your car.

But in most cases, the really cool stuff is too new to score car insurance discounts. The safety features that usually qualify have been around for decades, such as anti-lock brakes.

NerdWallet looked at car-safety discounts available from the 10 largest insurance companies. Only Liberty Mutual says it offers discounts for newer innovations, including:

  • Adaptive cruise control. This monitors traffic conditions and adjusts speed by controlling the throttle and brakes to keep the car a safe distance from the vehicle in front of it.
  • Lane-departure warning systems. These use cameras to track the car’s position and alert the driver if the vehicle drifts out of the lane.
  • Collision-avoidance systems. These use sensors to recognize when a collision may happen, such as the vehicle skidding or approaching the car ahead too quickly. The systems may apply the brakes or take other actions to protect the driver and passengers.

[Buying a new car? Comparison shopping can save you hundreds of dollars. Find low rates with NerdWallet’s Car Insurance Comparison Tool .]

Most car insurance companies don’t offer discounts until safety technology has proven over many years to reduce insurance claims. Here are the safety features most likely to qualify you for a car insurance discount.

1. Anti-lock brakes Years ago drivers were instructed to “pump the brakes” if the vehicle was skidding, because a locked-up wheel is less effective at bringing the car under control than a wheel that is rotating slowly.

That advice went by the wayside with the development of anti-lock braking systems, which began appearing on high-end vehicles in the 1970s and was used on many models by the late 1980s, according to the Insurance Institute for Highway Safety. As of the 2012 model year, the federal government requires automakers to include anti-lock brakes as part of the standard equipment on all passenger vehicles.

Discounts for anti-lock brakes vary. Allstate offers a 10% discount, for instance, and 21st Century Insurance offers a 5% one.

Florida, New Jersey and New York require insurers to give a discount for anti-lock brakes.

2. Air bags Air bags cushion the blow for people during a crash. Frontal air bags have been required in all new passenger vehicles since the 1999 model year. Side air bags also are included as standard equipment on almost all cars to meet federal side-protection requirements, according to the Insurance Institute for Highway Safety. Some vehicles feature inflatable safety belts or rear-window curtain air bags to protect passengers in the back seat.

Car insurance discounts generally increase with the number of air bags. Geico, for instance, offers up to 25% off for driver-side air bags and up to 40% off for full front-seat air bags. The discount applies to medical payments or personal injury protection coverage.

Esurance offers a discount of 2% to 33% on medical payments coverage or personal injury protection, depending on the state and the number of safety features.

3. Daytime running lights Daytime running lights are headlights that come on automatically when the car starts. They help prevent daytime head-on and front-corner collisions. Automakers began offering daytime running lights in 1995, and now they’re a standard feature on many vehicles.

Some insurers offer a small discount. Geico says you can save 1%, for instance, on certain coverage.

4. Electronic stability control Electronic stability control systems help prevent vehicles from skidding out of control and rolling over when drivers have to steer hard or turn on slippery roads. The technology uses sensors and a computer to monitor how well the vehicle responds to steering and then automatically applies the brakes to keep the car under control.

The systems have been required on all cars, SUVs, pickups and minivans since the 2012 model year.

Insurers that offer a discount for electronic stability control typically apply it to collision coverage. Insurance claims payouts for collision coverage are about 15% lower for vehicles with electronic stability control versus those without it, according to an analysis by the Highway Loss Data Institute.

5. Automatic seat belts Motorized seat belts, which were often paired with manual lap belts, fastened automatically when the car was started or the door closed. Many automakers installed them to meet a federal requirement for vehicles to have automatic restraints, either motorized seat belts or air bags, from the 1990 model year onward. Air bags eventually replaced motorized seat belts, but many insurers still give the same discount for automatic seat belts as they give for air bags. Your car likely does not have automatic seat belts if it’s a 1998 model year or later.

The bottom line Discounts for safety features not only vary by insurance company, they also vary by state. An insurer may offer a discount in some states but not others, or the percentage may differ from state to state.

Ask your insurance representative about money-saving deals. But when shopping for insurance keep in mind that a company advertising large discounts may still not offer the lowest-cost coverage in the final tally. NerdWallet’s car insurance comparison tool can help you look for coverage to fit your needs and budget.

Image via iStock.



Comprehensive Insurance Quotes – Save Big on Auto Insurance #lease #car


#comprehensive car insurance comparison
#

Comprehensive Insurance

Should You Buy Comprehensive Insurance?

In most states, comprehensive insurance is not an option for leased or brand new vehicles, as the lender will require comprehensive insurance coverage as part of the sale or lease contract. Comprehensive insurance on older vehicles requires careful consideration of the pros and cons before buying an auto insurance policy.  Purchasing comprehensive coverage in addition to liability coverage means you will pay a higher monthly premium, but it also has many benefits that are worth considering.

Auto Insurance Basics

Liability insurance  covers injury to you or other injured persons in an accident, and a minimum amount of this type of auto insurance coverage is required in all states. Your state’s Department of Motor Vehicles website will provide details on the necessary requirements. Full coverage insurance covers damage to your vehicle, and is your protection against monetary loss should you be involved in an accident. Full coverage insurance is a combination of two commons types of physical damage coverage: collision and comprehensive.

  • Collision insurance  covers damage to your car when it hits or is hit by another vehicle or object. Coverage pays the costs to repair or replace your vehicle less a deductible you choose. For example, if you choose a deductible of $1,000 and your car sustains damages totaling $2,500, you pay $1,000 and your insurance company pays $1,500.  It is recommended to pay as high a deductible as you can comfortably afford in order to lower your monthly premiums.
  •  Comprehensive insurance covers your vehicle, and in some cases other vehicles you may be driving, for damages due to incidents other than collision. Covered incidences include theft, fire, flood damage or animals (i.e. you hit a deer). Like collision, comprehensive coverage pays the costs to repair or replace your vehicle less a deductible you choose. Paying a higher deductible means lower monthly premiums.

Should you buy collision and comprehensive insurance?

If you have payments on your current leased or financed vehicle and are involved in an accident, you will likely find yourself without a vehicle to drive while owing the full balance on your vehicle if you do not purchase collision and comprehensive insurance. If you are not financing your car, you should take into account the value of the vehicle you drive. If you could easily replace the vehicle after an accident, full coverage insurance may not be necessary. If the car has value, or you would be unable to purchase a new vehicle after an accident, collision and comprehensive insurance could give you the peace of mind you need.

Things to take into consideration when contemplating buying comprehensive insurance:

  • Your car’s condition and value
  • Use of the vehicle
  • Your financial ability to replace or repair damages after an accident
  • If payments are being made, your contractual obligations to the lender

If comprehensive coverage is an option for you, request a free quote with no obligation whatsoever. Within minutes you can review your quotes and decide which auto insurer to work with to determine the best coverage for your needs.



Will You Save Sales Taxes if You Trade-In Your Vehicle? Adam Goldfein #book #value #car


#trade in vehicle
#

Will You Save Sales Taxes if You Trade-In Your Vehicle?

Depending on where you live (see the list below) your trade-in vehicle(s) may be exempt from Sales Taxes.  For example, if you are purchasing a $30,000 vehicle and are trading a $10,000 vehicle, you would only pay sales tax on the difference – $20,000.

So remember, if your trade is exempt from sales taxes and you are considering selling your vehicle to another party – e.g. selling it privately or to a different dealership from the one you are planning on buying a vehicle – you will be losing that tax break.

For example, if you were to sell your $10,000 vehicle on the Internet to a private party it would be the same as receiving $9,345.80 as a trade in (if your Sales Tax was 7% for example). The reason being that you would be saving another $654.20 in Sales Tax savings from trading.  Put another way, if the dealer offered you $10,000 – it would be the same as you selling your vehicle in the private market for $10,700 (if your Sales Tax was 7% again).

So what happens if your State is one of the 12 States that does not exempt the trade-in from Sales Tax? In that case, whether you trade in your vehicle or not, it has no effect on the Sales Tax you pay. You would pay the full amount of Sales Tax on the vehicle you are purchasing. If you are buying a $30,000 vehicle and your trade is worth $10,000; you would still pay Sales Tax on $30,000.  As such, residents of those 12 States end up paying more in total for their vehicles.

IS THE TRADE-IN EXEMPT FROM SALES TAX?



Car Leasing Guide – How to Save Money. #buy #my #car


#car leasing
#

Car Leasing Guide

1. The Basics

Many people assume car leasing is a bad financial decision, but the truth is – leasing makes sense IF you meet the following three criteria:

1. You want a new car in 4 years or less

2. You drive 15,000 or fewer miles per year

3. You have excellent credit

If you answered yes to all three, then leasing is a smart choice. You just need to be very careful when entering into a lease; there’s a lot of confusing terminology, and dealers will try to take advantage of your lack of knowledge.

Most car shoppers don’t really understand how a lease works. Most assume it’s similar to renting, but leasing is simply just another method of financing a vehicle. During a lease, you pay for the use of a vehicle (the depreciation), plus the interest payment – called the money factor.

When you lease a vehicle, you’re actually doing business with a finance company – not the dealer. They purchase the vehicle from the dealer for the price you negotiate, then they lease it to you. Therefore, it’s very important to negotiate the price of the vehicle as if you’re buying it. That’s the number one leasing mistake – and it can be very costly!

I relied on several resources to learn about car leasing, but the best one by far was LeaseGuide.com. I highly recommend you read through their site for more detailed information regarding car leasing. They also provide an excellent Lease Kit that helps you compare and analyze lease deals.

2. Pros & Cons

Further Reading

I don’t recommend car leasing for most people, but in certain circumstances it makes sense. You need to weigh the pros and cons to determine if it’s right for you.

Some of the advantages to leasing are lower monthly payments, no repair costs, no hassles selling the vehicle, and the luxury of driving a brand new car every few years.

For your immediate needs, you may want a certain type of vehicle, but know you’ll need something different just a few years down the road. For example, if you just got married and are expecting to have kids, you may want to drive something fun for now, but will need a minivan later.

The downside to leasing is that it’s more expensive over the long term. You’ll need to watch the number of miles you drive; you’ll need more expensive insurance, and you won’t be able to customize the vehicle .

Once you get into a lease, it’s expensive to cancel, so make sure leasing is the right choice for you before signing a contract.

3. Calculating the Lease

Further Reading

Comparing different lease deals can be confusing and cumbersome. You have all kinds of weird terminology such as cap costs. money factors. and residual values. But it’s vital that you understand how a lease is calculated.

Luckily, there’s a simple method which allows you to compare different lease deals rather quickly. You just need to figure out the monthly cost per $10,000 worth of vehicle.

If the monthly lease payment comes out to less than $135 per $10,000 worth of vehicle, then the lease deal is good. The best lease deals will hover around the $100 per $10,000 mark. You can read about this method in full detail here: How to Quickly Compare Lease Deals

Lease payments are made-up of three parts: depreciation – which is the largest portion, interest (called money factor), and taxes. It’s actually pretty easy to calculate once you know how to do it, so don’t feel intimidated. Dealers love confused car buyers, and there’s nothing more confusing than leasing – so it really pays to be in the know on this subject.

4. Leasing Strategies

Further Reading

There are two things you really need to focus on if you want to get the best possible lease deal.

1. Always negotiate the price!

Many don’t realize that you can negotiate the purchase price of a vehicle when leasing. This is called the capitalized cost. and it’s a major factor that affects your monthly lease payment.

The best lease deals are usually offered through the manufacturer in the form of subvented lease deals. When a manufacturer offers these lease deals, they typically lower the interest rate (called money factor ), and/or increase the residual values to make the lease more affordable. You can see if a manufacturer is offering special lease deals by contacting dealers directly.

5. Fees, Taxes, and Other Costs

Further Reading

Leasing a car involves certain fees that you normally wouldn’t have to pay if you were buying a car. A lot of people are confused when they hear “no money down” on a lease, thinking that it literally means you get to drive off with zero initial payment – this is not necessarily true.

The down payment on a lease only makes up one portion of the cash that’s due at lease signing. With a lease, you’ll also be required to pay an acquisition fee (usually $250 to $1,000), plus a disposition fee (usually $200 to $400). Sometimes you also have to provide a security deposit – which is refundable.

Don’t forget you’ll also have to pay fees such as dealer doc fee, tag, title, registration and license fees. If you buy the vehicle at lease end, you’ll have to pay these same fees again.

Some people are surprised when they find out that insuring a leased vehicle is going to cost more – that’s because leasing companies require you to get a higher level of insurance. In most cases, your state’s minimum insurance coverage will not be enough, so keep that in mind before leasing.

6. Car Leasing Scams

Further Reading

Most dealers assume car buyers are clueless when it comes to leasing – which is unfortunately true. Most of the scams related to leasing take advantage of this confusion.

The most common scams have to do with raising the price of the vehicle – called capitalized cost. A lot of shoppers don’t realize the cap cost can be negotiated down, so dealers get away with charging MSRP on a car that should normally be discounted thousands.

Other scams involve lying about interest rates (the money factor), or omitting information from the leasing contract. Some dealers can literally steal your trade-in with one stroke of a pen. You also need to watch out for fake fees – be sure to read the articles in this section carefully, so you don’t fall victim to any of these leasing scams.



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Malaga Rental Cars

A trip to Malaga wouldn’t be complete without a visit to its best attractions. You can struggle with public transportation schedules, or fight for taxis. But why? Explore every corner of Malaga in a rental car. Visit Gibralfaro Castle and Malaga Cathedral with your own set of wheels, or take a scenic drive along the outskirts of town.

Malaga features some plush golf courses. Hit the links at Estepona Golf or Alcaidesa Links Golf Resort, or take a mulligan and head out to Almenara Golf Resort.

You don’t have to sail in or out of Malaga to be a captain. Lead an expedition to Benalmadena Marina, Algeciras Harbour, or Marbella Marina, and keep the crew happy.

Places of worship

Capuchin Convent and Church of the Incarnation are sacred sights to behold. Take in the solemn atmosphere and reflect on your safe journey to Malaga.

The beaches in Malaga are perfect for relaxing with friends and family. Bring your suntan lotion to Fuengirola Beach and Almunecar Beach, but you’ll also find Bajadilla Beach and Bajondillo Beach in the area.

Shopping

Browse local stores and markets with a visit to Centro Plaza, El Corte Ingles Shopping Center, and Mercado de Atarazanas. Even if you can’t find the perfect souvenir, you can still do some people watching.

Attractions

Make it a point to visit popular attractions like Alcazaba, Gibralfaro Castle, and Malaga Amphitheatre in Malaga. Malaga Cathedral and Picasso’s Birthplace are just a couple of other local highlights.

Find Malaga car rental deals right here on Expedia.com today. From compact cars to spacious SUVs, you can find the perfect set of wheels for your next holiday at a great price. Narrow your search by vehicle size, options, and more when you use our easy booking agent to rent a car in minutes.

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In the United States all states have requirements for auto insurance. Each state has their own specific regulations but it is always important that people who own or operate motor vehicles have auto insurance. Insurance can protect you from liability if you injure or damage the property of another person and it can also save you the cost of your own medical bills or repair costs if you are in an accident. Accidents are unpredictable so it’s important to have the right insurance coverage. DMV.com provides you with the critical information and advice you’ll need.

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Auto Insurance in your State

If you are looking for more information about your state’s car insurance rules and regulations you can find that information by selecting your state from the map below. DMV.com provides simple and easy guides and how-to articles for DMV issues like insurance in every US state.



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Pay ahead to stay ahead: College loans Friday, 19 Jun 2015 | 7:40 AM ET | 01:31

Just because the average grad carries more than $30,000 in student loan debt doesn’t mean current and future students should resign themselves to the same fate. There are plenty of ways to reduce or limit your loan balance before graduation.

Loan balances continue to rise. In 2005, the average college graduate left campus owing $18,259, according to the Project on Student Debt. This year, college resource site Edvisors.com estimates the average grad’s balance is $35,051. (Recent grads aren’t without recourse, either. Check out the video above for strategies to make payments more manageable.)

To avoid that debt—and the problems that can follow it—parents and students can employ many strategies, depending on their timeline to graduation. “Fundamentally, you either have to increase other sources of money besides loans, or you have to reduce the cost,” said Mark Kantrowitz, senior vice president and publisher at Edvisors.com. “There’s no other way around it.” Every dollar you borrow now works out to $2 you’ll have to pay back later, he said. Here’s how to reduce borrowing:

Save. If you have a longer timeline to work with, the best strategy is simple: Start saving. Although 89 percent of parents expect their child will attend college and benefit from that education, just 48 percent are saving for that goal, according to a recent Sallie Mae survey. The average savings balance is $10,040, but that’s still $10,040 less that has to come from other sources. And even small monthly contributions add up over an 18-year timeframe.

Pick a cheaper college. The lower your cost, the lower the debt burden, so start researching and talking about college expenses well before it’s time to apply, said Therese Nicklas, a certified financial planner with U.S. Wealth Management in Boston. Parents should take charge steering that conversation, she said—what kinds of colleges work with the family’s savings and budget, for example, how that college choice will influence loans required. Ideally, students’ loan balance shouldn’t exceed their expected starting salary. As part of the hunt, price out a variety of options. “You’re going to find some colleges that are very reasonable,” she said. Some might have more generous aid policies, or cheaper pricing for in-state residents.

Plan out spending strategies. Think about paying for college as a four-year strategy rather than one to assess year by year, said certified financial planner Evelyn Zohlen, president of Inspired Financial in Huntington Beach, California. Depending on how much you’ve saved, splitting savings evenly across four years may not be the smartest plan. “Then you’re borrowing money in years one and two and accruing interest on that over four years, which you may not need to do,” she said. But it can also hurt to have a too-big cost gap in later years that exceeds the cap on federal loans, requiring families to turn to pricier private options. It can help to hire a planner or consultant to find the best strategy of which savings to spend down, when, factoring in rising costs and shifting aid offers.

Borrow wisely. Maximize federal student loans before turning to private ones, said Kantrowitz. Private loans typically have higher rates and may allow interest to compound more frequently while you’re in school. More important, private loans don’t have the same provisions in place for forgiveness, deferment or forbearance.

Transfer. Starting out at a community college or other low-cost option with intent to transfer can cut costs substantially. During the 2014-15 academic year, the average tuition and fees at a four-year private college was $31,231, according to The College Board. In comparison, tuition and fees at a public four-year college cost $9,139 and a public two-year college, $3,347. But transferring is a strategy that requires a lot of planning. “It’s a detour where you may not reach your destination,” said Kantrowitz. Credits don’t always transfer or fulfill required classes, which can limit which colleges one can transfer to and require in more time to earn a degree—eating into any early savings. Transfer students are also often offered less financial aid than they would be if they enrolled as freshmen, he said.

Finagle financial aid. During the 2014-15 academic year, the average undergrad received $8,080 in grants, while graduate students received $8,540, according to The College Board. That’s aid that doesn’t need to be paid back. Offers can sometimes be negotiable. and aid may free up once enrollment is set, said Nicklas. “Don’t be afraid to ask,” she said. Of course, you can also hunt for outside scholarships—just check to make sure that the college won’t count them to reduce aid it offers.

Accelerate graduation. Map out classes to get that four-year degree in less time—or graduate in four years with two majors or part of a graduate degree under your belt. “An important step you can take to make sure you graduate on time is to plan a path from matriculation to completion,” said Kantrowitz. “What classes are you going to take? When? It may be you have to take this class this particular semester.” If a class is already full, make your case and ask for an enrollment override from the professor, or the dean’s office. Although most colleges require 12 credit hours per semester to be considered full-time, they may allow students to take up to 18 before incurring additional tuition. Or add in a summer class, which are usually less expensive, he said.

Pay in installments. If you can pay the tuition, but not all at once, ask about a tuition installment plan instead of loans, Zohlen said. These break up the bill into equal monthly installments paid over a semester or year. There’s an upfront setup fee, but it’s usually less than $100.

Cut living expenses. If you’re using student loan money to cover expenses beyond tuition, consider what you can do to reduce those costs. “Financial choices always have implications,” said Zohlen—in the case of student loans, ones that can take 10 to 15 years to pay off. That might mean living at home instead of on campus, renting textbooks instead of buying them, or reducing dining-out expenses to make the most of that included meal plan.

Work. On-campus work-study opportunities can also be used to replace or reduce loans, said Nicklas—her son snagged a job as a resident assistant, which covered his room and board. But remember that student is the first job at hand, said Kantrowitz. Taking on too many hours may eat into necessary study time to keep grades high enough to retain scholarship funds. Opt for an off-campus job, and financial aid could be reduced if you earn more than $6,400 in the 2015-16 academic year, he said.

Prepay loans. Windfalls like tax refunds, pay raises or gifts could be used to cut loan balances and, depending on the loan, interest accrued. “Nothing stops you from making an extra payment to reduce the loan balance, and you can even do that while you’re in school,” said Kantrowitz. But it may be better to use that money to borrow less in future years rather than prepay. “If you’re effectively borrowing more money so you can pay the interest, are you really coming out ahead?” he said.



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A trip to Vancouver, B.C. is an adventure centered in a city that straddles the ultra-modern and the natural. You can start a morning amid the gleaming skyscrapers of the downtown area, spend a couple of hours picking over the fashion offerings in the SoMa District, then cruise up the Sea to Sky Highway and take in those same skyscrapers forming the backdrop to the picturesque Howe Sound.

Get Around Town

When you obtain a car rental, Vancouver and its beautiful surrounding territories open up fully to you. Public transit is available, but then you re dependent on someone else s schedule; set your own hours and be your own tour guide with a Vancouver car rental. Get a full-size with lots of trunk space if you intend to frequent the Pacific Centre Mall on Georgia Street, where you re bound to find plenty to purchase in over 100 stores, or steer up to the Spanish Banks for an afternoon picnic and hike.

Drive Your Way

Reserve a rental car here on Expedia.com through one of our trusted partner agencies. Book in advance and spare yourself the hassle of spending too much time at the check-in desk. Consider what options you ll want in your car. If you plan to drive quite a bit, make sure it comes with GPS. If you re going to head up to Whistler to squeeze in some skiing, make sure your SUV or truck comes equipped with snow tires.

Rent a car through Expedia and save time and money when planning your Vancouver trip time and money better spent taking in a show at the Theatre Under the Stars, located at Stanley Park, or visiting UBC Botanical Garden. In addition to rental cars, we can also help you find the best rates on Vancouver hotels and flights to this Canadian gem. It s your vacation; make the most of it.



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Whether you re road tripping through the state or venturing around the city, do yourself a favor and rent a car in Manila, Philippines. When you sit behind the wheel of your rental car, you can forget about hailing taxis and memorizing public transportation schedules. Because with access to a car rental in Manila, you re free to travel where and when you want. Thanks to a set of wheels, experience the freedom of exploring the entire area on your own watch. Spend the morning browsing a museum on one side of town and then hit up an attraction on the opposite side of town in the afternoon without a care in the world.

If you re in search of a cheap car rental in Manila, Philippines suiting all your needs, look no further than our selection of vehicles right here on Expedia. From large vans spacious enough to comfortably fit your whole family to sporty convertibles to cruise around in style, we offer it all. Browse our fleet to acquire a luxury rental with all the latest technology or a compact economy car with ideal gas mileage. Whatever kind of vehicle you picture yourself driving on the open road with, we ll help you find it. You ll come across numerous Manila car rentals matching not only your preferences, but your price range too. Book our cheap discounts, buckle up, and start your adventures with a rental car today.

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Ottawa is well known for its business, family friendly attractions, hockey, festivals, and boating. Ottawa is also popular for its dining, restaurants, walkability, markets, and food.

Enjoy window shopping and do some people-watching in a few of the local stores and markets such as Byward Market, St. Laurent Centre, Place D’Orleans Shopping Center, Promenades de L’Outaouais, or Rideau Centre. Enjoy the atmosphere and browse through the shops at these colorful attractions. Let the kids run wild and enjoy some quality time together at much-loved family attractions including Saunders Farm, Nepean Sportsplex, Eco-Odyssee, and Calypso Theme Waterpark. Pack your video camera and your sense of fun and get ready for an awesome few hours brimming with happy memories. Explore the scenic waterfront area surrounding Nepean Sailing Club, and Gatineau Water Aerodrome. Get a truck or SUV for some pre-game tailgating, then catch a game at Canadian Tire Centre, Bell Sensplex, Gatineau Sports Centre, Walter Baker Sports Centre, and Frank Clair Stadium and enjoy a tour of the stadium on off-days.

Whether you re road tripping through the state or venturing around the city, do yourself a favor and rent a car in Ottawa, Ontario. When you sit behind the wheel of your rental car, you can forget about hailing taxis and memorizing public transportation schedules. Because with access to a car rental in Ottawa, you re free to travel where and when you want. Thanks to a set of wheels, experience the freedom of exploring the entire area on your own watch. Spend the morning browsing a museum on one side of town and then hit up an attraction on the opposite side of town in the afternoon without a care in the world.

If you re in search of a cheap car rental in Ottawa, Ontario suiting all your needs, look no further than our selection of vehicles right here on Expedia. From large vans spacious enough to comfortably fit your whole family to sporty convertibles to cruise around in style, we offer it all. Browse our fleet to acquire a luxury rental with all the latest technology or a compact economy car with ideal gas mileage. Whatever kind of vehicle you picture yourself driving on the open road with, we ll help you find it. You ll come across numerous Ottawa car rentals matching not only your preferences, but your price range too. Book our cheap discounts, buckle up, and start your adventures with a rental car today.

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    Disclosure to Vermont Consumers

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    Harp Loan Eligibility: Freddie Mac and Fannie Mae have accepted modifications to the HARP (Home Affordable Refinance Program) and you may be eligible to benefit from the HARP Loan Program if your home mortgage is guaranteed or owned by Freddie Mac or Fannie Mae. To check to see if your mortgage qualifies for the Harp loan program please visit: www.fanniemae.com and/or www.freddiemac.com. Verify your eligibility now by getting a free HARP loan program quote with MortgageRefinanceRates.org.

    Mortgagerefinancerates.org is a website that provides information about mortgages. We do not directly offer mortgages, accept applications or approve loans but we work with partners who do. We are not affiliated with the US Goverment, US Armed Forces or Department of Veteran Affairs. US Government agencies have not reviewed this information and this site is not connected with any government agency. Mortgagerefinancerates.org is not responsible for the accuracy of rates, APR or loan information posted by brokers, lenders or advertisers.

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    Car Rental Buddy – Compare, Book – Save Australia Car Hire #buy #a #used #car


    #car rental compare
    #

    We Compare Car Hire Around the Globe!

    There are also plenty of other great reasons to choose Car Rental Buddy for your car hire needs – we help you to compare discounted rates for choice suppliers ALL AROUND THE WORLD. So if one of your top things on your 2015 to-do list is to venture overseas, then we can help with your car rental needs.

    When you start planning your international travels, ensure you add Car Rental Buddy to your must visit list for fantastic car hire deals.

    Here are a few top international car hire locations that may add some inspiration to your holiday plans.

    Explore more and experience all that your holiday destination has to offer – book your car hire now!

    Compare Car Hire Australia

    With convenient, affordable, and reliable being choice words provided by customers to describe renting a vehicle, it is no wonder so many opt to hire a car when travelling for business or leisure.

    Whether you are searching for a transport option that will lead you on a road trip of discovery and fun, or you simply need to get from A to B, there are endless opportunities available throughout Australia to find the right car for your needs and budget.

    Still unsure on why you should choose car hire for your transport needs? Read on to find out why hiring a vehicle is popular amongst most travellers.

    We live in Tasmania so hiring a car is the most convenient and economical way of getting around when we travel on the mainland

    Rhondda of Tasmania

    If you are planning on taking that much needed holiday excursion, then book a great car rental deal that will have you exploring your travel destination and surrounding locations. See the landscapes, engage in the activities on offer, indulge in new foods and flavours, meet the locals, and make your holiday a time complete with great memories and fun adventures.

    What’s a holiday without some adventure, excitement, and the added bonus of some spontaneity? With your own mode of transport, you can do what you want when you want!

    Get the Best Deal With Car Rental Buddyв„ў

    We are all about sourcing the best deals from all major and various independent suppliers that include Avis, Thrifty, Budget, Hertz, Europcar, Apollo Car Rentals, East Coast Car Rentals, Ace Rental Cars, and many more.

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    To find out if we service your preferred rental location or airport destination, simply enter a place into our free online quote form and a list of possible matches will be displayed.

    Go on, receive your free quote online or call us 24 hours a day and access a range of available rental packages instantly. Experience the convenience of comparing, booking, and saving in just a few easy steps.

    • We source DISCOUNTED RATES from more suppliers
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    Car Rental Sydney: Save up to 60% #economy #car #hire


    #car hire sydney
    #

    Sydney Rental Cars

    Very little can be said about Sydney that has not already been covered by your fantasies. A trip to Australia is a dream for most people. Your dream is about to become a reality. However, there are some spots you must see and some simple ways to make your New South Wales vacation more relaxing and budget-friendly.

    Sydney’s Top Sights

    The first vision most people have of Sydney is the architectural feat of the Sydney Opera House. Even if you are unable to take in a show, you may dine at the Opera House or even make it to a backstage tour. You also have your choice of a number of museums in Sydney. Some favorites may be the Museum of Contemporary Art, Carriageworks, and the Australian Museum, which is the oldest in the country. Stop to smell the roses at the Royal Botanic Gardens and take a walk along Sydney Harbour. Bondi Beach is a favorite as well.

    The easiest way to book a vacation is to do so with a company that you know you can trust. Expedia.com will find top discounts on the best hotels in Sydney. cheap car rentals for your time in Sydney, and specials on flights to this part of Australia. Expedia makes travelling a breeze. All you have to do is relax, enjoy, and drop off your car rental in Sydney before your flight home. However, once you experience Sydney, you may never want to leave.



    Diecast – Currently On Sale – Compare Prices – Save #used #car #values #nada


    #diecast cars
    #

    ‘ diecast ‘ Price Comparison

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    Take over payments on Craigslist cars – A great way to save money on Craigslist used cars #cheap #used #cars #for #sale


    #take over car payments
    #

    Take over payments on Craigslist cars A great way to save money on Craigslist used cars

    by Craig Miller on June 9, 2011

    While browsing through the Craigslist cars website, you may have noticed a few advertisements asking car buyers to take over car payments. In most cases the vehicle is being sold in an effort to salvage ones credit. Those who are selling their vehicle to anyone interested in taking over payment are generally in a tight financial situation due to loss of income or overspending. When purchasing a car in this manner, you can really land a great deal on a fairly new car. One of the first questions that you should ask a car seller who is using this method to sell their vehicle is how many more payments are left on the vehicle and what is the total payoff amount. A seller who has only owned the vehicle for a few months is generally less appealing than one who has owned it for at least 2 to 3 years. With only a year left in payments, you can own a car for just a fraction of the amount that you would pay anywhere else.

    There are of course a few things that you should watch out for when taking over someone s payments. Some may choose to sell their car because they are upside down on their car loan. Being upside down on a loan simply means that you owe more money on the vehicle than it is worth. In this case, you would be purchasing a vehicle above its retail value which is certainly not a good deal. Do your homework before making the decision to purchase a car. Understand the vehicles book value and determine whether or not it may be a good deal for you. Another thing that you should be aware of is that the vehicle may have a lien against the title. It is not uncommon for someone who is in a difficult financial situation to take out a loan against their vehicle. Check to make sure that there are no existing liens against their vehicle or you may get caught in a difficult situation. There are a number of other issues that you may encounter when purchasing a car using this method. Be sure to proceed with caution and ask the seller a lot of questions before making a decision. If something does not seem right that it is best to walk away quickly and check out the next deal.

    As you can see, there are some ups and downs associated with buying a car in which you take over payment. As always, you will first want to do your research and know exactly what you are buying. By making an informed buying decision, you will be sure to get a great deal almost every time. No matter what you are looking for, whether it is a car, truck, recreational vehicle, or even a delivery truck, there is no other website around that offers such a large selection of used cars as Craigslist cars. More information will follow on buying a take over payment vehicle. Whether you are buying or selling a used car. Craigslist is a great place when it comes to cars.



    Car Rental Sydney: Save up to 60% #nada #car #values


    #car hire sydney
    #

    Sydney Rental Cars

    Very little can be said about Sydney that has not already been covered by your fantasies. A trip to Australia is a dream for most people. Your dream is about to become a reality. However, there are some spots you must see and some simple ways to make your New South Wales vacation more relaxing and budget-friendly.

    Sydney’s Top Sights

    The first vision most people have of Sydney is the architectural feat of the Sydney Opera House. Even if you are unable to take in a show, you may dine at the Opera House or even make it to a backstage tour. You also have your choice of a number of museums in Sydney. Some favorites may be the Museum of Contemporary Art, Carriageworks, and the Australian Museum, which is the oldest in the country. Stop to smell the roses at the Royal Botanic Gardens and take a walk along Sydney Harbour. Bondi Beach is a favorite as well.

    The easiest way to book a vacation is to do so with a company that you know you can trust. Expedia.com will find top discounts on the best hotels in Sydney. cheap car rentals for your time in Sydney, and specials on flights to this part of Australia. Expedia makes travelling a breeze. All you have to do is relax, enjoy, and drop off your car rental in Sydney before your flight home. However, once you experience Sydney, you may never want to leave.



    Save Big Buying a New Car with Hail Damage #sulit.com #used #cars #for #sale


    #hail damaged cars for sale
    #

    Save Big Buying a New Car with Hail Damage

    Andy Prescott Friday, September 19 th 2014

    Everybody loves having a new car. For one thing, they are new and shiny and pretty with no cosmetic flaws. They have no wear and tear on them. With every part brand new, you can expect to drive your car several years before it starts to break down.

    The problem with new cars of course is the cost. Since everybody wants to have a pretty new car, new cars sell for quite a premium over used cars. But what about new cars with hail damage?

    Since they aren t perfect and pretty anymore, they lose much of their appeal to new car buyers, and because nobody wants a new car that isn t pretty, car dealers are sometimes willing to give large discounts to people willing to buy new cars with hail damage.

    How much can you save?

    Back in 2008, a large storm with baseball-sized hail hit my hometown, and a couple of car dealerships on the West side of town got the very worst of it. Their entire inventory was severely damaged with huge dents in all their cars. The dealerships had no choice but to offer big discounts on their cars, and my wife pounced on the deal.

    Having a reliable car was more important to my wife than having a pretty car with no flaws, so she got a heck of a good deal. A new vehicle that normally cost $23,000 she was able to snag for $17,000. That s a discount of $6,000, or over 25%.

    The downside was she had to drive a car that was pretty rough looking. She also had to answer questions about what had happened to her car wherever she went. Several years later, when she was able to save up a little extra money, she had some — but not all — of the damage repaired.

    The worst of the damage was to her hood, so she had the hood replaced completely. The roof was also badly damaged, but because that isn t as visible as the hood she left the roof all dented up. Other parts of the car had smaller dents, but she decided she could live with those. She also had the body shop apply touch up paint to dents that were big enough the paint had cracked inside of them to prevent rust from developing.

    After these repairs the car still wasn t as nice looking as your typical brand new car, but it was a considerable improvement. These repairs cost her about $800, so she still saved over $5,000 over the normal price of a new car.

    Problems with rust

    Sure, you can save money buying a car with hail damage, but there are also several potential problems you should consider.

    First of all, there is the potential for rust. Not only is rust ugly, but it will eventually eat away more and more of your car until the damage is severe. Look closely at the hail dents and search for cracked or missing paint on the surface of the car. If you see any such cracks in the paint you should have touch-up paint applied to those dents to prevent any future rust damage.

    The financial downside of a hail damaged car

    You should consider the diminished value of your vehicle. Just like you wanted a big discount to buy a car with hail damage, so will any future buyers of the used car you want to sell. This won t be a big deal if you are going to keep your car for the majority of the car’s life because when you are selling a very old car buyers will be more interested in getting a good deal than they will be worried about some cosmetic damage .

    If you plan on driving your car for just a few years before you sell it though, then diminished value will be a significant concern. You should figure that when you go to sell your car you will get several thousand less than you would have if you were selling a car without hail damage.

    Getting a loan on a hail damaged car may also be more difficult than normal. Because the collateral will be worth less than normal, financial institutions may be hesitant to lend money for a car with hail damage. You should visit with your lender before you visit the dealership to see if they will be able to make you an auto loan.

    Insurance companies may also be concerned about insuring a car that is already damaged so you should visit with your agent to see what their policy is.

    Problems with the warranty

    A car with hail damage may not come with the standard factory warranty as other new cars do. Ask the dealer what the warranty will be on your new car. In my wife s case, there was no standard manufacturer warranty, but the dealership gave her their own warranty for 10 years or 100,000 miles, which was the equivalent of the manufacturer s warranty. (Editor’s note: Be sure any warrant you consider is the manufacturer’s own. not through a third party.)

    The downside to having the warranty through the dealership is that my wife can only take her car in for service at that one dealership. while most buyers of new cars can take their car in for service at any dealership in the country during the warranty period.

    Conclusion

    So while your car may not look pretty, and there are plenty of downsides, the bottom line is that buying a new car with hail damage can be a great deal. So what do you think? Next time a hail storm hits your city, is it going to be time for you to do a little car shopping?

    About the author. Andy Prescott is the owner of artofbeingcheap.com. where he attempts to put dents in your spending with his weekly articles on cutting costs.



    Cheap Car Insurance ® – Save A FORTUNE In Just 3 Minutes! #rental #car #deals


    #very cheap car insurance
    #

    Main menu

    * We have reviewed the cheap car insurance and other insurance quotation requests generated on quotezone’s comparison service between Oct and Dec 2013. We took the cheapest from the median (halfway) quote returned to each customer to produce a ‘representative’ saving. 50% + achieved a saving of this amount or more. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

    How to save £113 on your insurance: don t be daft

    Wondering about the best ways to save some cash on your motor car insurance? Here s a foolproof way to save at least £113: don t be so bloody daft.

    Health workers biggest liability when it comes to insurance

    When it comes to the biggest liabilities out there, health workers like GPs are apparently the most prone to making claims on their motor car insurance.

    Car insurance costs are back on the increase once again

    The honeymoon s over: car insurance costs on the rise again

    No mercy for motorists, no matter what they do

    The motoring landscape is set to change

    Are you willing to trade privacy for cheap car insurance?

    When it comes to insurance everyone lies, including insurers

    Premiums set to rise, car insurance companies to blame?



    Car Rental Madrid: Save up to 60% #antique #cars


    #spain car hire
    #

    Madrid Rental Cars

    There’s much to see and do in Madrid. Getting around by foot, taking taxis, or relying on public transportation can become a burden. Spare yourself the hassle. Rent a car and drive to Prado Museum, Plaza Mayor, and other popular Madrid sights with the option of finding some that are more obscure.

    Study the collections at popular museums in Madrid, such as Prado Museum, Reina Sofia Museum, and Thyssen-Bornemisza Museum. Walk the halls, view the exhibits, or just relax in the quiet space.

    Take a break from Madrid sightseeing and spend a leisurely day at a park, such as El Retiro Park or Casa de Campo. You can also unwind at Carranque Archaeological Park and El Capricho Park.

    Shopping

    Enjoy window shopping at local stores and markets with a visit to El Rastro and Principe Pio. You can also browse the merchandise at Mercado de San Miguel and ABC Serrano.

    Attractions

    A visit to Madrid should definitely include seeing popular sights like Plaza Mayor, Madrid Congress Centre, and Parque Warner Madrid. Maybe make your way to Plaza de Espana and Almudena Cathedral, too.

    Find Madrid car rental deals right here on Expedia.com today. From compact cars to spacious SUVs, you can find the perfect set of wheels for your next holiday at a great price. Narrow your search by vehicle size, options, and more when you use our easy booking agent to rent a car in minutes.

    Other Car Rental Deals in Popular Destinations



    Car Rental Malaga: Save up to 60% #barbie #car


    #malaga car hire
    #

    Malaga Rental Cars

    A trip to Malaga wouldn’t be complete without a visit to its best attractions. You can struggle with public transportation schedules, or fight for taxis. But why? Explore every corner of Malaga in a rental car. Visit Gibralfaro Castle and Malaga Cathedral with your own set of wheels, or take a scenic drive along the outskirts of town.

    Malaga features some plush golf courses. Hit the links at Estepona Golf or Alcaidesa Links Golf Resort, or take a mulligan and head out to Almenara Golf Resort.

    You don’t have to sail in or out of Malaga to be a captain. Lead an expedition to Benalmadena Marina, Algeciras Harbour, or Marbella Marina, and keep the crew happy.

    Places of worship

    Capuchin Convent and Church of the Incarnation are sacred sights to behold. Take in the solemn atmosphere and reflect on your safe journey to Malaga.

    The beaches in Malaga are perfect for relaxing with friends and family. Bring your suntan lotion to Fuengirola Beach and Almunecar Beach, but you’ll also find Bajadilla Beach and Bajondillo Beach in the area.

    Shopping

    Browse local stores and markets with a visit to Centro Plaza, El Corte Ingles Shopping Center, and Mercado de Atarazanas. Even if you can’t find the perfect souvenir, you can still do some people watching.

    Attractions

    Make it a point to visit popular attractions like Alcazaba, Gibralfaro Castle, and Malaga Amphitheatre in Malaga. Malaga Cathedral and Picasso’s Birthplace are just a couple of other local highlights.

    Find Malaga car rental deals right here on Expedia.com today. From compact cars to spacious SUVs, you can find the perfect set of wheels for your next holiday at a great price. Narrow your search by vehicle size, options, and more when you use our easy booking agent to rent a car in minutes.

    Other Car Rental Deals in Popular Destinations



    Hot%20wheels%20cars – Currently On Sale – Compare Prices – Save #cheap #cars


    #hot wheels cars
    #

    ‘ Hot%20wheels%20cars ‘ Price Comparison

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    How to Rent a Car and Save Money #cars #for #cash


    #how to rent a car
    #

    Offers loading, please wait

    Compare rates

    Compare rates on rental agency and travel websites. Be sure that any deals really are deals: Sometimes a rate really isn’t so great after you tally all the fees and taxes. Asking for AARP-member discounts could save you up to 20 percent, while AAA and travel loyalty programs can also trim costs. Checking coupon sites, booking compacts and avoiding extras like satellite radio are other ways to save. Consider collecting your car at a location other than the airport to avoid those fees. And be wary of rental agency gas tank fill-up packages; some quick math, depending on prices at the time, will help you determine whether filling up yourself is the better option.

    Book early

    Booking early gives you flexibility — for choice and pricing. Longer lead times mean more available cars, a broader selection and better rates. Arrive early, or at least on time, when returning a rental car. Even slight tardiness can cost you an additional day.

    This bit of car rental advice seems obvious, but think: Do you really need a rental car? Paying for a rental, gas and parking doesn’t make sense if you’ll spend most of your vacation lounging on a beach or exploring city streets. Consider renting only for a day or two and using public transportation and cabs the rest of the time. On the other hand, if you lease your existing family car, and you’re planning a long road trip, renting makes sense for avoiding costs associated with exceeding the lease’s annual mileage cap.



    Get Car Insurance Quotes and Save Money #car #tracker


    #car insurance quotes online
    #

    get a car insurance quote and see how much you could save

    esurance helps make sure you only pay for what s right for you, not someone sorta like you

    Esurance is all about doing things differently. Doing things smarter. Doing things better. And in a modern world where you can customize everything from your coffee to your car, we know that personalization is key. More [+]

    You don’t just want run-of-the-mill coverage options. You want coverage options that make sense for you. You don’t just want discounts. You want a set of discounts that is personalized to you.

    With our smart tools and technology, Esurance can help you tailor a car insurance policy that’s right for you, not someone sorta like you.

    Why you can rely on Esurance

    We’re a proud member of the Allstate family, which means we’re backed by the strength of an experienced and established industry leader. What’s more, we have an A+ rating from A.M. Best, a respected industry rating organization. When you need us most, you can count on Esurance to be there.

    Each policy includes 24/7 customer service that you can count on 365 days a year, as well as flexible payment options and car insurance discounts built to save you money.



    5 Small Diesel Cars That Save On Fuel #new #used #cars


    #diesel cars
    #

    Saving cash at the pump is as easy as driving one of five fuel-efficient small diesel cars.

    Although much ballyhooed, gas-electric hybrids and electric cars aren’t the only vehicles capable of fuel-cost savings. Diesel-powered cars save money, too.

    Despite costing $2,000 to $2,500 more than a comparably equipped gasoline version of the same car, doing a little math proves that, through higher mile per gallon capability, diesels recoup the premium paid at purchase more quickly than hybrids by as much as three years.

    Moreover, the majority of vehicles with diesel-engine options still demand more than 100 percent of that option’s manufacturer’s suggested retail price three years after purchase, says Ricky Beggs, vice president and managing editor of Black Book, the publisher of used-car values. “Hybrids with their initial premium over regular gas models do not have the positive return,” he says.

    European carmakers have kept diesel technology alive. Consequently, Bankrate’s five small diesel cars are all German imports. Some reflect 2011 pricing, but performance and specifications will apply to 2012 models.

    There was no qualifier for this list other than the vehicles should be small, diesel-powered cars. Fuel economy numbers are Environmental Protection Agency estimates and are presented as city/highway/combined.



    Car Rental Manila: Save up to 60% #automobile


    #car rent
    #

    SUV

    Manila Rental Cars

    Whether you re road tripping through the state or venturing around the city, do yourself a favor and rent a car in Manila, Philippines. When you sit behind the wheel of your rental car, you can forget about hailing taxis and memorizing public transportation schedules. Because with access to a car rental in Manila, you re free to travel where and when you want. Thanks to a set of wheels, experience the freedom of exploring the entire area on your own watch. Spend the morning browsing a museum on one side of town and then hit up an attraction on the opposite side of town in the afternoon without a care in the world.

    If you re in search of a cheap car rental in Manila, Philippines suiting all your needs, look no further than our selection of vehicles right here on Expedia. From large vans spacious enough to comfortably fit your whole family to sporty convertibles to cruise around in style, we offer it all. Browse our fleet to acquire a luxury rental with all the latest technology or a compact economy car with ideal gas mileage. Whatever kind of vehicle you picture yourself driving on the open road with, we ll help you find it. You ll come across numerous Manila car rentals matching not only your preferences, but your price range too. Book our cheap discounts, buckle up, and start your adventures with a rental car today.

    Other Car Rental Deals in Popular Destinations



    Car Rental Madrid: Save up to 60% #car #hire #italy


    #spain car hire
    #

    Madrid Rental Cars

    There’s much to see and do in Madrid. Getting around by foot, taking taxis, or relying on public transportation can become a burden. Spare yourself the hassle. Rent a car and drive to Prado Museum, Plaza Mayor, and other popular Madrid sights with the option of finding some that are more obscure.

    Study the collections at popular museums in Madrid, such as Prado Museum, Reina Sofia Museum, and Thyssen-Bornemisza Museum. Walk the halls, view the exhibits, or just relax in the quiet space.

    Take a break from Madrid sightseeing and spend a leisurely day at a park, such as El Retiro Park or Casa de Campo. You can also unwind at Carranque Archaeological Park and El Capricho Park.

    Shopping

    Enjoy window shopping at local stores and markets with a visit to El Rastro and Principe Pio. You can also browse the merchandise at Mercado de San Miguel and ABC Serrano.

    Attractions

    A visit to Madrid should definitely include seeing popular sights like Plaza Mayor, Madrid Congress Centre, and Parque Warner Madrid. Maybe make your way to Plaza de Espana and Almudena Cathedral, too.

    Find Madrid car rental deals right here on Expedia.com today. From compact cars to spacious SUVs, you can find the perfect set of wheels for your next holiday at a great price. Narrow your search by vehicle size, options, and more when you use our easy booking agent to rent a car in minutes.

    Other Car Rental Deals in Popular Destinations



    Car Rental Vancouver: Save up to 60% #car #models


    #car rental vancouver
    #

    SUV

    Vancouver Rental Cars

    Whether you re road tripping through the state or venturing around the city, do yourself a favor and rent a car in Vancouver, Washington. When you sit behind the wheel of your rental car, you can forget about hailing taxis and memorizing public transportation schedules. Because with access to a car rental in Vancouver, you re free to travel where and when you want. Thanks to a set of wheels, experience the freedom of exploring the entire area on your own watch. Spend the morning browsing a museum on one side of town and then hit up an attraction on the opposite side of town in the afternoon without a care in the world.

    If you re in search of a cheap car rental in Vancouver, Washington suiting all your needs, look no further than our selection of vehicles right here on Expedia. From large vans spacious enough to comfortably fit your whole family to sporty convertibles to cruise around in style, we offer it all. Browse our fleet to acquire a luxury rental with all the latest technology or a compact economy car with ideal gas mileage. Whatever kind of vehicle you picture yourself driving on the open road with, we ll help you find it. You ll come across numerous Vancouver car rentals matching not only your preferences, but your price range too. Book our cheap discounts, buckle up, and start your adventures with a rental car today.



    Cheaper Car Hire – Compare – Save! #car #hire #comparison


    #hire a car
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    Car Hire Rental

    We offer a wide range of vehicles simply by negotiating the best deals on your behalf from Europcar. Alamo. Avis. Budget. Dollar. Hertz, National. Sixt. Thrifty. Goldcar and more.. Compare price for all car categories including small, economy, automatic manual, compact, intermediate, medium, standard, premium, luxury, convertible, sports cars or even minibuses and minivans.

    The daily rates are great, however weekly rates are the best of all. When making a booking for a whole week you can benefit from a 25% savings on the whole cost. Simple equation; the sooner you make the booking, the cheaper the price will be. We cover over many destinations and are in all the major airports and cities which range from the world’s busiest airports to all those popular holiday and business destinations.

    Consider carefully your luggage requirements, the number of passengers, and your budget. Also rent a comfortable car if you’re going to travel for long distances. Each Auto Hire category comes with a recommendation about suitable uses and details of passenger capacity, storage space and vehicle features. Optional extras include air conditioning, GPS and baby seats.



    Compare Auto Insurance Quotes Online and Save Big #compare #car #insurance #quotes


    #car ins
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    Auto Insurance, up to 10 Quotes in Just 6 Minutes.

    Looking for auto insurance? Start saving in just six minutes! For over 16 years, NetQuote has connected visitors with the largest network of national and local auto insurance agents from the nation’s top companies. Just tell us about your insurance needs, and we’ll make sure you get an auto insurance comparison and big opportunities to save! From there we can have the insurance vendors contact you, or you can call them on your own schedule. Don’t wait, the quicker you start the form the sooner you will be savings hundreds a year on auto insurance.

    Unsure of Your Auto Insurance Needs?

    New auto, used auto, an individual or family it takes just a few minutes to learn what you need and get moving. Take advantage of our research and articles to better understand auto insurance with car insurance comparison. If you already have a good grasp on things, then NetQuote can also provide more information on how you can save on auto insurance and ways to shop for it as well. Our auto insurance comparison made easy section can guide you through the most common questions asked in regards to auto insurance.

    Once you have multiple auto insurance offers, what s next?

    Is there a way to get one auto insurance quotes comparison to find the best auto insurance policy for you? Do you go with the cheap auto insurance policy or more complete coverage? Let NetQuote help you choose your insurance. There are more options than just accepting the state minimum guidelines. In fact, auto insurance is a risk mitigation policy. Say as a salesperson you drive a thousand miles a week; the chances of you being in a fender bender are greater annually. Selecting the right auto insurance will keep you out of harm s way when it comes to legality.

    The best way to start saving money on a new policy for your auto insurance is to manage your deductible. The higher the amount the less your monthly auto insurance payment. The higher amount will transfer the burden to you, however, if you have an accident involving small repairs to your vehicle. This is one of the many ways you can save on NetQuote. We ll help guide you through the maze of auto insurance quotes comparison. Once you have those policy offers in hand, we will help you understand what can increase and decrease your monthly premium.

    It All Starts with Your Car

    A large part of an insurance premium depends on the type of car you drive. Is it a Corvette? Lamborghini? Maybe a Ferrari? Or perhaps you drive a Chevy Cobalt? Each car will impact the base cost of your monthly insurance mainly for the replacement value of the vehicle. In fact, some states and auto insurance companies will not cover certain vehicles. Also, high theft risk cars cost more to cover as well. Hummers, for example, are more costly than other SUVs and one of the determining aspects is the Hummer is stolen more often than other models. Either way, your premium may be higher due to one of those situations. Since you probably won’t be going out and buying a new car just to lower your auto insurance, it’s good to know what else can affect the costs of a new policy.

    The amount of coverage is another big factor in determining your premium. If you’re comfortable with a high deductible and the possible out-of-pocket expenses that might occur, you can lower your premium. Similarly, lower liability limits can also decrease your premium. But always remember that means you may pay more in the long run. For more detailed information, check out all of the great resources that NetQuote has to offer to help you understand your car insurance comparison.

    See how much you could save today with a car insurance comparison. Get your free auto insurance quotes comparison today!



    Save Big Buying a New Car with Hail Damage #car #hire #europe


    #hail damaged cars for sale
    #

    Save Big Buying a New Car with Hail Damage

    Andy Prescott Friday, September 19 th 2014

    Everybody loves having a new car. For one thing, they are new and shiny and pretty with no cosmetic flaws. They have no wear and tear on them. With every part brand new, you can expect to drive your car several years before it starts to break down.

    The problem with new cars of course is the cost. Since everybody wants to have a pretty new car, new cars sell for quite a premium over used cars. But what about new cars with hail damage?

    Since they aren t perfect and pretty anymore, they lose much of their appeal to new car buyers, and because nobody wants a new car that isn t pretty, car dealers are sometimes willing to give large discounts to people willing to buy new cars with hail damage.

    How much can you save?

    Back in 2008, a large storm with baseball-sized hail hit my hometown, and a couple of car dealerships on the West side of town got the very worst of it. Their entire inventory was severely damaged with huge dents in all their cars. The dealerships had no choice but to offer big discounts on their cars, and my wife pounced on the deal.

    Having a reliable car was more important to my wife than having a pretty car with no flaws, so she got a heck of a good deal. A new vehicle that normally cost $23,000 she was able to snag for $17,000. That s a discount of $6,000, or over 25%.

    The downside was she had to drive a car that was pretty rough looking. She also had to answer questions about what had happened to her car wherever she went. Several years later, when she was able to save up a little extra money, she had some — but not all — of the damage repaired.

    The worst of the damage was to her hood, so she had the hood replaced completely. The roof was also badly damaged, but because that isn t as visible as the hood she left the roof all dented up. Other parts of the car had smaller dents, but she decided she could live with those. She also had the body shop apply touch up paint to dents that were big enough the paint had cracked inside of them to prevent rust from developing.

    After these repairs the car still wasn t as nice looking as your typical brand new car, but it was a considerable improvement. These repairs cost her about $800, so she still saved over $5,000 over the normal price of a new car.

    Problems with rust

    Sure, you can save money buying a car with hail damage, but there are also several potential problems you should consider.

    First of all, there is the potential for rust. Not only is rust ugly, but it will eventually eat away more and more of your car until the damage is severe. Look closely at the hail dents and search for cracked or missing paint on the surface of the car. If you see any such cracks in the paint you should have touch-up paint applied to those dents to prevent any future rust damage.

    The financial downside of a hail damaged car

    You should consider the diminished value of your vehicle. Just like you wanted a big discount to buy a car with hail damage, so will any future buyers of the used car you want to sell. This won t be a big deal if you are going to keep your car for the majority of the car’s life because when you are selling a very old car buyers will be more interested in getting a good deal than they will be worried about some cosmetic damage .

    If you plan on driving your car for just a few years before you sell it though, then diminished value will be a significant concern. You should figure that when you go to sell your car you will get several thousand less than you would have if you were selling a car without hail damage.

    Getting a loan on a hail damaged car may also be more difficult than normal. Because the collateral will be worth less than normal, financial institutions may be hesitant to lend money for a car with hail damage. You should visit with your lender before you visit the dealership to see if they will be able to make you an auto loan.

    Insurance companies may also be concerned about insuring a car that is already damaged so you should visit with your agent to see what their policy is.

    Problems with the warranty

    A car with hail damage may not come with the standard factory warranty as other new cars do. Ask the dealer what the warranty will be on your new car. In my wife s case, there was no standard manufacturer warranty, but the dealership gave her their own warranty for 10 years or 100,000 miles, which was the equivalent of the manufacturer s warranty. (Editor’s note: Be sure any warrant you consider is the manufacturer’s own. not through a third party.)

    The downside to having the warranty through the dealership is that my wife can only take her car in for service at that one dealership. while most buyers of new cars can take their car in for service at any dealership in the country during the warranty period.

    Conclusion

    So while your car may not look pretty, and there are plenty of downsides, the bottom line is that buying a new car with hail damage can be a great deal. So what do you think? Next time a hail storm hits your city, is it going to be time for you to do a little car shopping?

    About the author. Andy Prescott is the owner of artofbeingcheap.com. where he attempts to put dents in your spending with his weekly articles on cutting costs.



    Car Rental Manila: Save up to 60% #car #dealers


    #car rent
    #

    SUV

    Manila Rental Cars

    Whether you re road tripping through the state or venturing around the city, do yourself a favor and rent a car in Manila, Philippines. When you sit behind the wheel of your rental car, you can forget about hailing taxis and memorizing public transportation schedules. Because with access to a car rental in Manila, you re free to travel where and when you want. Thanks to a set of wheels, experience the freedom of exploring the entire area on your own watch. Spend the morning browsing a museum on one side of town and then hit up an attraction on the opposite side of town in the afternoon without a care in the world.

    If you re in search of a cheap car rental in Manila, Philippines suiting all your needs, look no further than our selection of vehicles right here on Expedia. From large vans spacious enough to comfortably fit your whole family to sporty convertibles to cruise around in style, we offer it all. Browse our fleet to acquire a luxury rental with all the latest technology or a compact economy car with ideal gas mileage. Whatever kind of vehicle you picture yourself driving on the open road with, we ll help you find it. You ll come across numerous Manila car rentals matching not only your preferences, but your price range too. Book our cheap discounts, buckle up, and start your adventures with a rental car today.

    Other Car Rental Deals in Popular Destinations



    Car Rental Madrid: Save up to 60% #used #cars #denver


    #spain car hire
    #

    Madrid Rental Cars

    There’s much to see and do in Madrid. Getting around by foot, taking taxis, or relying on public transportation can become a burden. Spare yourself the hassle. Rent a car and drive to Prado Museum, Plaza Mayor, and other popular Madrid sights with the option of finding some that are more obscure.

    Study the collections at popular museums in Madrid, such as Prado Museum, Reina Sofia Museum, and Thyssen-Bornemisza Museum. Walk the halls, view the exhibits, or just relax in the quiet space.

    Take a break from Madrid sightseeing and spend a leisurely day at a park, such as El Retiro Park or Casa de Campo. You can also unwind at Carranque Archaeological Park and El Capricho Park.

    Shopping

    Enjoy window shopping at local stores and markets with a visit to El Rastro and Principe Pio. You can also browse the merchandise at Mercado de San Miguel and ABC Serrano.

    Attractions

    A visit to Madrid should definitely include seeing popular sights like Plaza Mayor, Madrid Congress Centre, and Parque Warner Madrid. Maybe make your way to Plaza de Espana and Almudena Cathedral, too.

    Find Madrid car rental deals right here on Expedia.com today. From compact cars to spacious SUVs, you can find the perfect set of wheels for your next holiday at a great price. Narrow your search by vehicle size, options, and more when you use our easy booking agent to rent a car in minutes.

    Other Car Rental Deals in Popular Destinations



    Diecast – Currently On Sale – Compare Prices – Save #car #people


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    ‘ diecast ‘ Price Comparison

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    Save Up to 35% on Car Rentals with Pay Now Rates. #car #hire #italy


    #rental car prices
    #

    Another Pay Online Option

    “Makes budgeting for our road-trip easier.”

    “Saves time.”

    “Just easier.”

    “Have used before. Good customer service.”

    “One less thing to worry about.”

    Our Flexible Pay Online Terms Beat the Competition

    Unlike other car rental companies or third-party Web sites, Budget doesn’t lock you in after you ve prepaid for the rental. Discover how budget.com’s prepay option tops the competition !

    Important Pay Online Tips

    • Keep your reservation confirmation number handy because this number is necessary for rental modifications, cancellations or refund requests.
    • Budget.com accepts the following credit cards for online payment: In the U.S. Amex, Visa, MasterCard, Discover. In Canada: Amex, Visa, MasterCard.
    • When you pick up your prepaid rental:

    – You must present the same card that you used for online payment.

    – All rental credentials required by the Budget location must be presented, and the name on those credentials must exactly match the name on the reservation. At a minimum, a valid driver’s license and major credit card (or debit card if accepted at your location – see rental terms and conditions) in the driver’s name is required.

    – All location credit and debit card hold rules will apply. Read the terms and conditions in the online reservation process for specific hold amounts and debit card rules at your rental location. Upon paying your rental with a Debit Card, Budget will generally request an authorization hold against your account for the estimated charges of the rental but reserves the right in its sole discretion, to request extra value based on certain factors as we deem appropriate. Some exceptions may apply. THESE FUNDS WILL NOT BE AVAILABLE FOR YOUR USE.

    When the rental is over we will process the reversal but the bank may take time to post it back to the account – unless you already paid toward your rental, in which case the hold will be only $100 USD. While this hold is in place, the funds will not be available for your use.

    – For security reasons, if you are unable to satisfy the credential or hold requirements at the location in which you pick up your car, you will not be allowed to rent. To request a refund for the prepaid reservation, use your reservation confirmation number to retrieve your prepayment information either on budget.com or by calling 800-214-6094 7:30 AM-7:30 PM Mon Fri; 8:00 AM-6:30 PM Sat Sun CST. A $50 processing fee will apply.

  • Most reservation details may be changed without penalty before your scheduled rental pick-up time. Reservation details that may not be changed include method of prepayment, name on the reservation, and some changes to rental location (see pay online terms for details ).
  • If you cancel prior to your scheduled pick-up time, we’ll refund the full prepaid amount less a $50 processing fee.
  • If you don’t show up for your rental, we’ll refund the full prepaid amount less a $100 no-show processing fee.
  • Cancel and refund requests must be made on budget.com using the ‘cancel/request a refund’ process accessible when you view your reservation details on budget.com or by calling 800-214-6094 7:30 AM-7:30 PM Mon Fri; 8:00 AM-6:30 PM Sat Sun CST. Credits will be refunded within seven days back to the card used for prepayment.
  • You have up to 6 months after your pick-up date to request a refund.
  • Still have questions about prepaying, making changes, or canceling a prepaid reservation? Read Pay Online common questions or view our flexible pay now terms .



    5 Safety Features That Can Save You Money on Car Insurance #nano #car


    #insurance car
    #

    5 Safety Features That Can Save You Money on Car Insurance

    2 days ago

    NerdWallet Providing clarity for all of life’s financial decisions.

    By Barbara Marquand All sorts of high-tech safety equipment is available on today’s new cars, from systems that automatically apply the brakes if you’re in danger of crashing to rear-view cameras that let you see obstructions behind your car.

    But in most cases, the really cool stuff is too new to score car insurance discounts. The safety features that usually qualify have been around for decades, such as anti-lock brakes.

    NerdWallet looked at car-safety discounts available from the 10 largest insurance companies. Only Liberty Mutual says it offers discounts for newer innovations, including:

    • Adaptive cruise control. This monitors traffic conditions and adjusts speed by controlling the throttle and brakes to keep the car a safe distance from the vehicle in front of it.
    • Lane-departure warning systems. These use cameras to track the car’s position and alert the driver if the vehicle drifts out of the lane.
    • Collision-avoidance systems. These use sensors to recognize when a collision may happen, such as the vehicle skidding or approaching the car ahead too quickly. The systems may apply the brakes or take other actions to protect the driver and passengers.

    [Buying a new car? Comparison shopping can save you hundreds of dollars. Find low rates with NerdWallet’s Car Insurance Comparison Tool .]

    Most car insurance companies don’t offer discounts until safety technology has proven over many years to reduce insurance claims. Here are the safety features most likely to qualify you for a car insurance discount.

    1. Anti-lock brakes Years ago drivers were instructed to “pump the brakes” if the vehicle was skidding, because a locked-up wheel is less effective at bringing the car under control than a wheel that is rotating slowly.

    That advice went by the wayside with the development of anti-lock braking systems, which began appearing on high-end vehicles in the 1970s and was used on many models by the late 1980s, according to the Insurance Institute for Highway Safety. As of the 2012 model year, the federal government requires automakers to include anti-lock brakes as part of the standard equipment on all passenger vehicles.

    Discounts for anti-lock brakes vary. Allstate offers a 10% discount, for instance, and 21st Century Insurance offers a 5% one.

    Florida, New Jersey and New York require insurers to give a discount for anti-lock brakes.

    2. Air bags Air bags cushion the blow for people during a crash. Frontal air bags have been required in all new passenger vehicles since the 1999 model year. Side air bags also are included as standard equipment on almost all cars to meet federal side-protection requirements, according to the Insurance Institute for Highway Safety. Some vehicles feature inflatable safety belts or rear-window curtain air bags to protect passengers in the back seat.

    Car insurance discounts generally increase with the number of air bags. Geico, for instance, offers up to 25% off for driver-side air bags and up to 40% off for full front-seat air bags. The discount applies to medical payments or personal injury protection coverage.

    Esurance offers a discount of 2% to 33% on medical payments coverage or personal injury protection, depending on the state and the number of safety features.

    3. Daytime running lights Daytime running lights are headlights that come on automatically when the car starts. They help prevent daytime head-on and front-corner collisions. Automakers began offering daytime running lights in 1995, and now they’re a standard feature on many vehicles.

    Some insurers offer a small discount. Geico says you can save 1%, for instance, on certain coverage.

    4. Electronic stability control Electronic stability control systems help prevent vehicles from skidding out of control and rolling over when drivers have to steer hard or turn on slippery roads. The technology uses sensors and a computer to monitor how well the vehicle responds to steering and then automatically applies the brakes to keep the car under control.

    The systems have been required on all cars, SUVs, pickups and minivans since the 2012 model year.

    Insurers that offer a discount for electronic stability control typically apply it to collision coverage. Insurance claims payouts for collision coverage are about 15% lower for vehicles with electronic stability control versus those without it, according to an analysis by the Highway Loss Data Institute.

    5. Automatic seat belts Motorized seat belts, which were often paired with manual lap belts, fastened automatically when the car was started or the door closed. Many automakers installed them to meet a federal requirement for vehicles to have automatic restraints, either motorized seat belts or air bags, from the 1990 model year onward. Air bags eventually replaced motorized seat belts, but many insurers still give the same discount for automatic seat belts as they give for air bags. Your car likely does not have automatic seat belts if it’s a 1998 model year or later.

    The bottom line Discounts for safety features not only vary by insurance company, they also vary by state. An insurer may offer a discount in some states but not others, or the percentage may differ from state to state.

    Ask your insurance representative about money-saving deals. But when shopping for insurance keep in mind that a company advertising large discounts may still not offer the lowest-cost coverage in the final tally. NerdWallet’s car insurance comparison tool can help you look for coverage to fit your needs and budget.

    Image via iStock.



    Take over payments on Craigslist cars – A great way to save money on Craigslist used cars #student #car #insurance


    #take over car payments
    #

    Take over payments on Craigslist cars A great way to save money on Craigslist used cars

    by Craig Miller on June 9, 2011

    While browsing through the Craigslist cars website, you may have noticed a few advertisements asking car buyers to take over car payments. In most cases the vehicle is being sold in an effort to salvage ones credit. Those who are selling their vehicle to anyone interested in taking over payment are generally in a tight financial situation due to loss of income or overspending. When purchasing a car in this manner, you can really land a great deal on a fairly new car. One of the first questions that you should ask a car seller who is using this method to sell their vehicle is how many more payments are left on the vehicle and what is the total payoff amount. A seller who has only owned the vehicle for a few months is generally less appealing than one who has owned it for at least 2 to 3 years. With only a year left in payments, you can own a car for just a fraction of the amount that you would pay anywhere else.

    There are of course a few things that you should watch out for when taking over someone s payments. Some may choose to sell their car because they are upside down on their car loan. Being upside down on a loan simply means that you owe more money on the vehicle than it is worth. In this case, you would be purchasing a vehicle above its retail value which is certainly not a good deal. Do your homework before making the decision to purchase a car. Understand the vehicles book value and determine whether or not it may be a good deal for you. Another thing that you should be aware of is that the vehicle may have a lien against the title. It is not uncommon for someone who is in a difficult financial situation to take out a loan against their vehicle. Check to make sure that there are no existing liens against their vehicle or you may get caught in a difficult situation. There are a number of other issues that you may encounter when purchasing a car using this method. Be sure to proceed with caution and ask the seller a lot of questions before making a decision. If something does not seem right that it is best to walk away quickly and check out the next deal.

    As you can see, there are some ups and downs associated with buying a car in which you take over payment. As always, you will first want to do your research and know exactly what you are buying. By making an informed buying decision, you will be sure to get a great deal almost every time. No matter what you are looking for, whether it is a car, truck, recreational vehicle, or even a delivery truck, there is no other website around that offers such a large selection of used cars as Craigslist cars. More information will follow on buying a take over payment vehicle. Whether you are buying or selling a used car. Craigslist is a great place when it comes to cars.



    Cheap Car Insurance ® – Save A FORTUNE In Just 3 Minutes! #for #sale #car


    #very cheap car insurance
    #

    Main menu

    * We have reviewed the cheap car insurance and other insurance quotation requests generated on quotezone’s comparison service between Oct and Dec 2013. We took the cheapest from the median (halfway) quote returned to each customer to produce a ‘representative’ saving. 50% + achieved a saving of this amount or more. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

    How to save £113 on your insurance: don t be daft

    Wondering about the best ways to save some cash on your motor car insurance? Here s a foolproof way to save at least £113: don t be so bloody daft.

    Health workers biggest liability when it comes to insurance

    When it comes to the biggest liabilities out there, health workers like GPs are apparently the most prone to making claims on their motor car insurance.

    Car insurance costs are back on the increase once again

    The honeymoon s over: car insurance costs on the rise again

    No mercy for motorists, no matter what they do

    The motoring landscape is set to change

    Are you willing to trade privacy for cheap car insurance?

    When it comes to insurance everyone lies, including insurers

    Premiums set to rise, car insurance companies to blame?



    Cars%20bundle – Currently On Sale – Compare Prices – Save #4 #wheel #drive #cars


    #cars for sale uk
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    ‘ cars%20bundle ‘ Price Comparison

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    Car Rental Orlando: Save up to 60% #glass #car #guide


    #rental cars
    #

    Orlando Rental Cars

    This may come as a surprise to some, but there is much more to Orlando than the Magic Kingdom and water parks. Universal Studios and MGM have numerous attractions in the area, and if you re feeling especially brave, check out Ripley s Believe It Or Not! Museum. The dazzling Florida coast is a short drive away as well. For a visitor to take in even a portion of all Orlando has to offer, getting a rental car is the way to go. Whether you choose to pick up your rental car at the airport or from one of the many car rental companies in town, you will find some useful information below to help you get the right rental car for the right price

    Location, location, location

    If you’re arriving in Orlando by plane, you may wish to pick up your rental car from one of the many car rental companies at the airport. Avis. Dollar Rent A Car. Budget and National are some of the car rental companies with cars at the Orlando International Airport (MCO) terminal. Other major car rental companies like Hertz. Thrifty. and Alamo are a short shuttle ride away. Expedia can also show you a map of the nearest car rental locations to your hotel and the rental cars they carry. (And keep in mind that off-airport car rentals are often cheaper than at the airport, even from the same car rental company.)

    Picking the rental car that’s right for you

    Expedia offers a choice of standard rental cars, luxury autos, vans and SUVs to meet nearly every need. If you need any special equipment, like a child seat, let us know and we will forward your request on to the rental car company. And what’s more, when you choose to hire a car (as the British say) from one of our car rental partners* in Orlando, you’ll be dealing with a rental car company that has made a special commitment to provide Expedia customers with great customer service, a wide choice of top quality cars, and competitive total pricing.

    Unlike some other online travel sites that show you a cheap discount rate for your car rental when you’re shopping and then heap on taxes and fees when it comes time to pay, Expedia shows you the final price up front. What you see is what you pay.

    *Advantage Rent-A-Car, Dollar Rent A Car, Enterprise, Hertz, and Thrifty



    Car Rental Buddy – Compare, Book – Save Australia Car Hire #used #trucks #for #sale


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    We Compare Car Hire Around the Globe!

    There are also plenty of other great reasons to choose Car Rental Buddy for your car hire needs – we help you to compare discounted rates for choice suppliers ALL AROUND THE WORLD. So if one of your top things on your 2015 to-do list is to venture overseas, then we can help with your car rental needs.

    When you start planning your international travels, ensure you add Car Rental Buddy to your must visit list for fantastic car hire deals.

    Here are a few top international car hire locations that may add some inspiration to your holiday plans.

    Explore more and experience all that your holiday destination has to offer – book your car hire now!

    Compare Car Hire Australia

    With convenient, affordable, and reliable being choice words provided by customers to describe renting a vehicle, it is no wonder so many opt to hire a car when travelling for business or leisure.

    Whether you are searching for a transport option that will lead you on a road trip of discovery and fun, or you simply need to get from A to B, there are endless opportunities available throughout Australia to find the right car for your needs and budget.

    Still unsure on why you should choose car hire for your transport needs? Read on to find out why hiring a vehicle is popular amongst most travellers.

    We live in Tasmania so hiring a car is the most convenient and economical way of getting around when we travel on the mainland

    Rhondda of Tasmania

    If you are planning on taking that much needed holiday excursion, then book a great car rental deal that will have you exploring your travel destination and surrounding locations. See the landscapes, engage in the activities on offer, indulge in new foods and flavours, meet the locals, and make your holiday a time complete with great memories and fun adventures.

    What’s a holiday without some adventure, excitement, and the added bonus of some spontaneity? With your own mode of transport, you can do what you want when you want!

    Get the Best Deal With Car Rental Buddyв„ў

    We are all about sourcing the best deals from all major and various independent suppliers that include Avis, Thrifty, Budget, Hertz, Europcar, Apollo Car Rentals, East Coast Car Rentals, Ace Rental Cars, and many more.

    We have no booking fees and a 24 hour customer care centre, so there are no excuses for not making the most of your transport plans. From the top end intriguing locations of Darwin and the eastern destinations of Brisbane. Sydney. and Melbourne. through to the western coastline of Perth (let’s not forget Hobart and Adelaide ), there are so many places you can hire a great rental vehicle from.

    Our booking service is about delivering direct to you comprehensive information so you can:

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    To find out if we service your preferred rental location or airport destination, simply enter a place into our free online quote form and a list of possible matches will be displayed.

    Go on, receive your free quote online or call us 24 hours a day and access a range of available rental packages instantly. Experience the convenience of comparing, booking, and saving in just a few easy steps.

    • We source DISCOUNTED RATES from more suppliers
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    • Our call centre is OPEN 24 HOURS A DAY



    Car Rental Houston: Save up to 60% #car #for #sale #uk


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    #

    Houston Rental Cars

    A rental car is the most appropriate choice of transportation in a city built on the oil business. Houston is a rather spread-out city and the opportunity to rent a car at the airport should not be passed by. And, besides, a day trip by rental car to Galveston provides welcome relief on summer days. Whether you choose to pick up your rental car at the airport or from one of the many car rental companies in town, you will find some useful information below to help you get the right rental car for the right price.

    Location, location, location

    If you’re arriving in Houston by plane, you may wish to pick up your rental car from one of the many car rental companies at the airport. Houston Intercontinental (IAH) is serviced by Advantage. Alamo. Avis. Budget. Dollar. Enterprise. Hertz. National. and Thrifty from a single, central location at its Consolidated Rental Car Facility. To get there, follow the Rental Car signage at your arriving terminal and look for the white and maroon buses marked Rental Car Shuttle. All of these car rental companies also have pick-up counters at Houston’s Hobby airport. Expedia can also show you a map of the nearest car rental locations to your hotel and the rental cars they carry. (And keep in mind that off-airport car rentals are often cheaper than at the airport, even from the same car rental company.)

    Picking the rental car that’s right for you

    Expedia offers a choice of standard rental cars, luxury autos, minivans, and SUVs to meet nearly every need. If you need any special equipment, like a child seat, let us know and we will forward your request on to the rental car company. And what’s more, when you choose to hire a car (as the British say) from one of our car rental partners* in Houston, you’ll be dealing with a rental car company that has made a special commitment to provide Expedia customers with great customer service, a wide choice of top quality cars, and competitive total pricing.

    Unlike some other online travel sites that show you a cheap discount rate for your car rental when you’re shopping and then heap on taxes and fees when it comes time to pay, Expedia shows you the final price up front. What you see is what you pay.

    *Advantage Rent-A-Car, Dollar Rent A Car, Enterprise, Hertz, and Thrifty



    Car Rental Geneva: Save up to 60% #car #wraps


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    SUV

    Geneva Rental Cars

    Welcome to Geneva, Switzerland, a city filled with charm and history. From the beautiful Jet d’Eau to the Cathedrale St-Pierre, you’ll fall in love with the sites of this old world European city.

    A Great Vacation

    Travelling in your Geneva car rental gives you the freedom to explore on your own terms. Brush up on your religious history as you learn about John Calvin’s ties to the city. Learn about the worldwide efforts of the Red Cross at the Museum of the International Committee of the Red Cross, or view classical European paintings at the Musee d’Art et d’Historie. Linger in the streets of Geneva’s old town as you window shop for antiques; then, head over to the nearby Cathedrale St-Pierre, which has roots in pre-Roman times. Climb the stairs in the church for stunning views of the city and Lake Geneva. The Palais des Nations, originally built to house the League of Nations, has a collection of art and stunning architecture.

    A Great Way to Save

    Don’t stop your travel savings with just a car rental in Geneva Switzerland. Use Expedia.com to find deals on flights to Geneva. discounts on top Geneva hotels. and specials on vacation packages. The more you save, the more money you’ll have available to spend on other things during your Swiss travels.