New Car Buyer s Guide – Resources #country #cars

#car buyer

New Car Buyers Guide

Before inking a deal on a new car, learn about leasing, buying a car online or at a dealership, new car incentives, taxes, researching the market, & more.

Be prepared when you buy a new car by learning about manufacturer incentives, leasing, shopping online, new car taxes & fees & more.

Read our guide to help you decide whether to buy your car online or in person at a car dealership.

Learn how researching a new car can be an important first step to getting you behind the wheel of a perfect vehicle.

When buying a new car, you’ll need a general understanding of vehicle incentives, what they offer, and how to find the best one for you.

A dealership incentive is a great way to get into your perfect vehicle for a lower cost. Here’s how to find the best incentives from dealerships near you.

Learn how to spot the lesser-known price tag that comes with any new car: the impact it has on your insurance premium.

If you’re in the market for a new car, consider trading in your old vehicle to the dealership for credit toward your new purchase.

Use a state-specific vehicle tax & fee calculator to determine the new car sales tax on your next purchase.

Learn how buying a previous year model of a car can save you money on your purchase.

Buying your car at the right time can save you a lot of money. Learn when the best times are to buy a new car.

Get informed about common new car buying scams so that you can better avoid them.

Window stickers are filled with vital information about your potential car. Learn how to read and understand a window sticker.

This guide will help you gain a general understanding of vehicle rebates, what they offer, and how to find the best ones for your needs.

If you’re planning on buying an EV or plug-in hybrid, you may be eligible for incentives or rebates based on your state of residence.

Vehicle rebates can save you a lot of money on your new car. Find out how to research available rebates and negotiate the best price for your new ride.

Buying a car for the first time? Here is a first car buyers guide to help you make the right decisions.

Sedans are the most popular type of car on the road. Read our guide to buying a sedan to help find the right sedan for your needs.

Read our guide to help you decide on whether or not to buy a convertible.

Diesel cars can be a great alternative to gasoline cars. Learn the pros and cons of buying a diesel car.

Before buying a hybrid car, learn all about the benefits and disadvantages of owning one.

Buying an electric car can help save you money on gas, among other perks. Read our guide to help you get in the right EV for you.

Buying a subcompact car can be a great way to get an affordable and convenient car. Learn more about the pros and cons of subcompact cars.

Read our guide on buying a minivan to help you get the right minivan for you.

Buying a commercial vehicle has a few more considerations than regular car purchases. Check out our guide to buy the commercial vehicle that works for your business.

Before buying a pickup truck, read our guide to help you along the way.

Read our guide to buying luxury cars to help you get into the car of your dreams.

Understand what it means to buy a car “as is” before you make your used car purchase.

Before shopping for a new vehicle, learn how using a car buying service can help ease the stress of buying a car.

Follow the tips in our guide to help you avoid common car buying mistakes.

Car upgrades can add appeal to your car, but can also be very costly. Read our guide to decide which ones are right for you, and which are unnecessary.

Homemade, kit, and specially constructed vehicles are quite attractive to many car enthusiasts. Here’s a guide to specially constructed vehicles and how to title them.

Used Car Finder and Used Auto Resources #europe #car

#used car search engines

Used Car Finder and Research

About Used Car Finder’s used car finder page provides you with a wealth of knowledge to make a good decision on a used car. The information here includes used car prices, makes, models and details that can be difficult to find. Our used auto finder search criteria makes it easy to limit your search to a select number of vehicles that you want to pursue. Once you provide us with the make and model of the car, in addition to your zip code you quickly receive a list of the vehicle options you are looking for. A used car finder was never so simple!

Once our used auto finder has directed you to the results page you are provided with essential decision-making information. Here we list the used car prices, make, model, color and year in addition to its mileage and distance from your home to the seller. Image is important, right? At Car Finder we couldn’t agree more, so we show you large images of the vehicle from many different angles so you can get a good look at its exterior. There is also a car details section which delves deeper into all the features the vehicle offers. Another important piece of information you will find is the VIN number. With this number you can do a vehicle history check and find out if the vehicle’s history raises any red flags or simply disqualifies it from your search. Finally, and most importantly, Car Finder’s used auto finder gives you an easy way to contact the seller to ask questions and get more information before you take the time to visit and go for a test drive.

Used Car Buyer s Guide – Resources #cheap #second #hand #cars

#buy used cars

Used Car Buyers Guide

Our used car buying guide covers everything from buying online to going through a dealer or private party. Get info on test drives, lemon laws, & more.

Follow this guide to buying a used car to help get you in the right car for the right price.

Online car shopping for used & new cars is quick & easy. Ordering vehicle history reports can also save you time & money.

Deciding to buy a used vehicle from a car dealer or from a private party can be hard. Read the pros & cons of both & save time & money.

Certified pre-owned vehicles can be a great, budget-friendly purchase for anyone not ready to buy a brand new car. Check out our guide to buying a CPO vehicle.

A test drive is one of the best ways to know a car is right for you. Follow our guide help get the most from your test drive.

Flood-damaged cars can be dangerous, yet several remain on the market. Find out how you can avoid buying a flooded car.

Order a VIN check to learn the history of your next used car purchase. Vehicle history reports reveal info such as previous accidents & registration records.

Buying a used car doesn’t shield you from extra costs associated with car purchases. Learn about the taxes and fees your used car will likely incur.

Be prepared with the appropriate paperwork & applications when you buy a car – bill of sale, title transfers, duplicate titles, license plates & registration.

Complete a used car worksheet to inspect the exterior, interior, tires, engine, suspension, frame, transmission, brakes, steering & more before you buy.

Get a used car inspection from a mechanic & conduct your own inspections to uncover potential repairs & hidden problems, & possibly lower your purchase price.

Use your state’s tax & tags calculator to help determine all of the expenses you can expect to pay for your new car.

Buying a used pickup truck can be a great way to save money. Read our guide to help you buy the right used truck for you.

Learn what demo vehicles, fleet cars, and rental cars are, and the pros and cons of purchasing these types of vehicles.

Buying a car out of state can help you get the car you want at the price you want. Read our guide to learn the tips and considerations involved in buying a car out of state.

Make sure you know about used car buying scams before buying a used car, so you can steer clear and get the deal you want.

Buying a cheap car doesn’t automatically mean you are buying a bad car. Learn how a cheap car can be a great bargain.

Find out how you can take advantage of car auctions to get a great deal on a good car.

Read about these common used car buying mistakes and how you can avoid them.

Classic cars come in many varieties with different considerations for each. Follow our guide to ensure you get the right vintage car for you.

HR and Payroll Software #opera #3,opera #ii,opera,gold,capital,unity,accounting #software,accounts #software,business #software,accounting,accounts,business,pegasus,uk,ireland,small #businesses,finance,financial,modular,integrated,32bit,32-bit,sme,smes,payroll,human #resources,hr,personnel,general,nominal,management #reports,cashbook,bank #reconciliation,banking,sales,debtors,purchase,inventory,traceability,stock,order #processing,invoicing,purchasing,sop,pop,ecvat,job #costing,costing,fixed #assets,bom,bills #of #material,work #in #progress,edi,crm,vat,bacs,electronic #payments,credit #control,manufacturing,mrp,engineering,distribution,epos,retail,wholesale,multi-currency,multicurrency,multi #currency,emu,euro,single #currency,xml,web #trading,ecommerce,web #reporting,internet,extranet,intranet,paye,ir31,p14/60,p35,inland #revenue #tax #credits,national #insurance,ssp,smp,student #loans,basda,custom #& #excise,windows,nt,resellers,dealers,partners,opera #ii #small #business,opera #ii #enterprise,excel #reporting,integration,excel #accounting #software,reporting,business #intelligence,olap,cube #analysis,performance #management,drill #down,management #accounts


Opera 3 Payroll & HR

  • Multi-user, with Company and Group password control and menu level access restriction
  • Full integration with Opera 3 Document Management
  • Links to the Nominal Ledger, Cashbook and Costing Financial modules of Opera 3
  • Definable cheque and payslip designs to suit Company stationery requirements
  • Create unlimited Companies with unlimited employees per Company
  • Weekly, fortnightly, four weekly and monthly paid employees can be maintained all in one company
  • Employee profiles for efficient employee record creation
  • Employee payment details and payslip images can be retained for up to 999 pay periods
  • Payslips from past periods can be reprinted at any time
  • Employees can be paid via BACS, reducing the time and costs required to process payments
  • Submit Year-End Returns via the Government Gateway using the Pegasus Online Filing Manager
  • In-Year P45(1), P45(3) and P46 file generation for online submission using the Online Filing Manager
  • Filtered Historical employee record processing to current legislative bandwidths
  • Automated Director’s National Insurance calculations
  • Multiple Pension Scheme management
  • Track report on key field changes for the Payroll year using the Audit Log
  • Backup and Restore facility
  • Fully automated SSP, SMP and SPP (Birth) processing and reporting, with complex legislation built in
  • Automated Attachment Orders processing and reporting
  • Retrospective NI code changes with automatic adjustment value calculation and processing
  • Caters for Holiday pay across year-end

Employee Records

  • Address, bank details and holidays
  • Tax and National Insurance To-Date details
  • Payments and deductions – permanent and temporary values, retained units and rates, zero this period facility
  • Quick calculation – showing net pay, total deductions and NI’able earnings
  • Retained History with payslip image drill down
  • Employee photograph attachment
  • Ability to embed documents, spreadsheets etc, via OLE technology


  • Departmental reporting
  • Payslip, cheque and BACS list generation
  • P35, P14 and P60 End-of-Year reports
  • P45(1), P45(3) and P46 In-Year reports
  • P11 Deductions Working Sheet
  • P32 employer’s Payment Record, with payment and funding recording and multi-company consolidation
  • This Period and To Date summaries
  • Comprehensive statutory payments, Attachment Orders and pension contribution reports
  • Additional Reporter module available, for the creation of your own reports


  • Mixed Pension schemes per company
  • Stakeholder Pensions
  • Fixed amount
  • Percentage of definable figure
  • Group Personal Pension
  • COMP
  • COSR
  • Freestanding AVC
  • Up to three different LEL/UEL criteria
  • Employee diary showing sickness, holidays, maternity and compassionate leave, and training
  • Variable employee working patterns reflected within the diary
  • Accurate days, hours and minutes event recording and analysis
  • Keep records for up to 99 years, including job changes and salary updates
  • Pro-rata holiday entitlement and holiday carry-over


  • Comprehensive, context senstive help

Extended Information Sources

  • Export information to Microsoft products such as Word and Excel
  • Send reports via e-mail
  • Payroll administrator and management reports delivered via e-mail
  • Regularly notify staff of remaining holiday entitlement automatically by e-mail
  • Automatically notify managers of Payroll requirement by e-mail

Web hosting Guide #web #hosting #guide, #web #hosting #information, #hosting #guide, #web #hosting #resources, #web #hosts, #hosts, #hosting, #web #hosting, #hosting #provider, #web #hosting #providers


If you come across a word you don’t understand try looking it up using They offer a great selection of computer/Internet related definitions, complete with links and articles pertaining to each term. Also, you can use these glossaries if you are unable to find any particular word:

For most basic shared hosting; the operating system should not make a big difference. UNIX and Linux are stable and more affordable than Windows. Microsoft FrontPage is supported on the Windows OS, UNIX, and Linux. To find out which OS best suites your needs read these articles:

Also, here are the official definitions of the different operating systems:

What to Expect From a Good Web Host:

Keep in mind budget web hosts cannot always provide all of this, but at minimum all web hosting providers should supply some kind of money-back guarantee and responsive support. Even pure email support can sometimes be quick and responsive.

24 Hour Support (preferably telephone)

Money-Back Guarantee (at least a 14 day minimum)

If you choose a free web host such as Geocities you won’t even need a web publishing tool. They let you make your web site online by using easy to use templates, and interactive online tools provided by their web site. For more free web hosts see our free web hosting guide. For those of us, however, looking to create a professional web site, a visual web publishing tool is a quite a valuable investment, unless you prefer working only in simple raw HTML, in which case Notepad should be sufficient. Listed below are some major WYSIWYG web publishing tools. WYSIWYG simply stands for “What You See is What You Get”. I’m not sure why the industry calls it that, should just be called visual web editor or publishing tool.

WYSIWYG Web Publishing Tools:

Dreamweaver(Street price:$399) In advanced web publishing, Dreamweaver is the industry standard, hands down. Sometimes knowing very basic HTML will help in developing pages using dreamweaver. The tool is far more professional, however the steepest learning curve of the visual editors.

FrontPage(Street price: $149) With FrontPage you don’t need to know a bit of html to design a professional quality web site, however it seems that FrontPage has complications with browsers other than Internet Explorer. Click here to look for web hosts offering FrontPage support.

Free Web Publishing FTP Tools: – HTML Editors
Contains many free trials of web publishing tools; some are fully free. – FTP
A useful selection of free FTP tools.

Graphics Design Tools:

Paint Shop Pro has a variety of different versions, demos, and free versions. All of them are extremely easy to use, and extremely powerful. We highly recommend you take the time to look around their web site. The majority of the graphics used on have been designed using Paint Shop Pro. It is an incredibly affordable and easy alternative to Adobe Photoshop.

From Flash, to Fireworks, the people at Macromedia know how to make incredible graphics design software. Be sure to visit their web site, and take a look at the many products they have to offer.

Adobe provides industry standard software for creating visually attractive pictures and illustrations.

Also visit – Design Tools for a selection of free trials, and free tools.

Useful Beginner Resources:

Jobs – Careers – Milwaukee VA Medical Center #career, #job, #nurse, #doctor, #healthcare, #health, #jobs, #careers, #opportunities, #usajobs, #job #description, #staffing, #qualifications, #posting, #human #resources, #human #relations, #manager, #hiring


Milwaukee VA Medical Center

VA Job Applications and Forms

Application instructions specific to each job posting can be found at the end of the announcement. Some positions require you to apply online, while others require that you submit a paper application directly to each VA facility where you desire employment.

VA has several different application forms based on your occupation type. Look in the table below to find the correct application for your occupation, as well as additional required forms.

Responding to a Job Announcement

Be sure to follow the application instructions given in the job announcement. They are your primary guide for responding to a posted opening. Here are additional reminders for submitting an application:

  1. Please send your signed, completed application and any other required forms to the Organization Contact at the Organization Address, both of which are listed at the end of the job announcement.
  2. Write the Announcement Number, also listed at the end of the job announcement, on your application.
  3. Keep a copy of the entire application package for your records.

The documents below are in PDF format. You will need Adobe Acrobat Reader to view them. Acrobat Reader software can be downloaded for free .

VA Job Applications and Forms

Six Sigma Certification for Human Resources #six #sigma #human #resources


Six Sigma Certification for Human Resources

HR can be called the working capital of the organization. But what are the areas where Six Sigma can be applied? How would it be possible to find the 3.4 parts?

The explanation for this is the implementation of Six Sigma in functions that lead to employee satisfaction.

Selection of Projects

When organizations decide to undertake any Six Sigma projects for the HR department, it has to be ensured that there is good return on investment. The financial perspective and customer perspective is relevant, as are internal factors to consider and the goal to achieve organizational objectives.

The HR function is not just restricted to trainings and certification handling for other Six Sigma projects in other areas of the organization. Six Sigma Certification can help find ways to satisfy the external customers as well as internal ones. Six Sigma can be useful to find employees with leadership qualities.

Appropriate Six Sigma training categorizes the team into either Black Belts or Green Belts. However, the HR department should account for all this from their own database and not on the basis of data from other departments.

Data collection may face some resistance, as there would be some power-based factors of the project. Additionally, upper management should assure teams of all departments that the data will not be used for any punitive action or to cut costs and jobs.

Areas for Improvement Opportunities

From the data collected, the HR department will find many areas where Six Sigma projects can be undertaken for implementation.

Payroll administration systems can be considered. Faster performance review systems for job evaluations, setting up systems for automatic paycheck deposits, projects to establish criteria and eligibility systems for employee stock options and so on could be considered and carried out.

Labor relations are also important, and the HR department has to handle issues such as absenteeism, indiscipline, union negotiations, drug abuse and alcoholism. HR is also responsible for dispute resolutions of various types such as harassment, discrimination and so on. DFSS process design can be implemented for discipline and other areas for improvement.

A website can be developed with proper study of the problem areas of absenteeism and disputes, which can act as a discreet communication medium for all employees. Systems can be put into place to undertake discrimination and harassment compliance audits.

There are some legal issues which also need to be considered by the HR department regarding matters such as privacy of personal information, employee handbook publication and FMLA (Family Medical Leave Act) and ADA (Americans with Disabilities Act), which need accurate tracking to keep the details of all the employees updated.

The handbook can be utilized as an area for employees to have their questions sorted out, at least at an initial level.

There are also other areas for organizational development to bring about improvements in performance, workplace planning, and career planning and importantly employee satisfaction. Surveys and publication of the results of the ongoing improvements can help get good results.

There are other areas, such as staff selection and retentions, undertaking training, employee orientation’s programs, provision for external education that need to be taken care of.

There are many projects possible for improvements in the work system. It is the internal customer, the employees, who should be considered when undertaking Six Sigma projects in the HR department.

Resource Directory #resource #directory, #depression #resources, #adhd #resources, #bipolar #resources, #ocd #resources, #parenting #resources, #mental #illness,mental #health,links,resources,internet,support #groups,depression,anxiety


Mental Health Psychology Resources Online

Welcome to the oldest annotated directory of online psychology and mental health resources. This directory began in 1992 and was originally published in the Usenet newsgroups; it was transferred to its current Web-based format in 1995. Every resource contained herein has been personally reviewed by the Psych Central Resource Editor. We do not nor have we ever accepted paid links to this directory; we include resources we believe have editorial value or value to people seeking treatment.

Abuse(124) Including sexual, child, emotional, etc. Addiction and Substance Abuse(406)new Includes topics of alcoholism, drug abuse, and complusive behaviors (such as gambling, sex addiction, over-eating, internet addiction, etc.) Alzheimer Disease and Dementia(21) Alzheimer’s disease and dementia information and support resources. Anxiety and Panic(136)new Including agoraphobia, phobias, anxiety, and panic disorder. Articles and Essays(144) Articles and essays from Dr. Grohol and others published on Psych Central. Attention Deficit Disorder(55) Including ADD/ADHD (attention deficit disorder with hyperactivity) in children and adults. Bipolar(93) Including manic depression. Books(93) Master list of all books recommended. Depression(198)new Resources related to depression and dysthymia. Disability(272)new Advocacy groups, support groups, FAQs, articles on accommodation issues, military veteran resources, and more for individuals with disabilities (mobility impairments, sensory impairments, developmental disorders, learning disabilities, psychiatric disabilities, and systemic conditions). Disorders(91) A cross-referenced category that lists mental health diagnoses and symptoms. Dissociation(24) Dissociative disorders, including multiple personality disorder. Eating Disorders(107) Including anorexia, bulimia, and overeating. Grief and Loss(60) Including resources to help people cope with death and dying. Health and Wellness(192)new General health and support resources Licensing Information(127) Need to contact your local licensing board about a therapist or counselor you’re seeing?

Medical Disease Support(275) Support and information resources for many medical problems. Medications(89)new Reference information for prescription drugs and medications, including indications, dose, drug interactions and side effects. Mental Health(398)new General, broad-based mental health resources, including resources on symptoms, psychotherapy, advocacy, and etherapy. Obsessive-Compulsive(33) Including fixations. Other(63) For miscellaneous links which don’t fit nicely anywhere else. Parents and Children(236) Including adoption, parenting and child resources. Personality(59) Including personality assessment and personality disorders, such as borderline personality disorder. Post-traumatic Stress(50)new Including PTSD and reactions to stressful events. Psychology(566)new Professional psychology resources of interest mainly to practitioners and researchers. Psychotherapy(515)new Resources related to psychotherapy Relationships(103) Including marriage and couples resources. Schizophrenia and Psychosis(45)new Including resources relating to schizophrenia, such as schizoaffective disorder. Self Esteem and Shyness(39) Self-image and shyness resources. Sexual and Gender(104) Including women’s and men’s issues. Suicide and Crisis(50) Including offline and online resources.

Best HR Software in 2017, human resources software comparison.#Human #resources #software #comparison


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Get the latest HR research reports, software reviews, comparison guides industry news

What is Software as a Service (SaaS)? Definition from, saas human resources.#Saas #human #resources


Software as a Service (SaaS)

Saas human resources

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Software as a service (SaaS) is a software distribution model in which a third-party provider hosts applications and makes them available to customers over the Internet. SaaS is one of three main categories of cloud computing, alongside infrastructure as a service (IaaS) and platform as a service (PaaS).

Saas human resources

Saas human resources

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SaaS removes the need for organizations to install and run applications on their own computers or in their own data centers. This eliminates the expense of hardware acquisition, provisioning and maintenance, as well as software licensing, installation and support. Other benefits of the SaaS model include:

Flexible payments: Rather than purchasing software to install, or additional hardware to support it, customers subscribe to a SaaS offering. Generally, they pay for this service on a monthly basis using a pay-as-you-go model. Transitioning costs to a recurring operating expense allows many businesses to exercise better and more predictable budgeting. Users can also terminate SaaS offerings at any time to stop those recurring costs.

Scalable usage: Cloud services like SaaS offer high scalability, which gives customers the option to access more, or fewer, services or features on-demand.

Automatic updates: Rather than purchasing new software, customers can rely on a SaaS provider to automatically perform updates and patch management. This further reduces the burden on in-house IT staff.

Accessibility and persistence: Since SaaS applications are delivered over the Internet, users can access them from any Internet-enabled device and location.

But SaaS also poses some potential disadvantages. Businesses must rely on outside vendors to provide the software, keep that software up and running, track and report accurate billing and facilitate a secure environment for the business’ data. Providers that experience service disruptions, impose unwanted changes to service offerings, experience a security breach or any other issue can have a profound effect on the customers’ ability to use those SaaS offerings. As a result, users should understand their SaaS provider’s service-level agreement, and make sure it is enforced.

SaaS is closely related to the ASP (application service provider) and on demand computing software delivery models. The hosted application management model of SaaS is similar to ASP: the provider hosts the customer’s software and delivers it to approved end users over the internet. In the software on demand SaaS model, the provider gives customers network-based access to a single copy of an application that the provider created specifically for SaaS distribution. The application’s source code is the same for all customers and when new features are functionalities are rolled out, they are rolled out to all customers. Depending upon the service level agreement (SLA), the customer’s data for each model may be stored locally, in the cloud or both locally and in the cloud.

Organizations can integrate SaaS applications with other software using application programming interfaces (APIs). For example, a business can write its own software tools and use the SaaS provider’s APIs to integrate those tools with the SaaS offering.

There are SaaS applications for fundamental business technologies, such as email, sales management, customer relationship management (CRM), financial management, human resource management, billing and collaboration. Leading SaaS providers include Salesforce, Oracle, SAP, Intuit and Microsoft.

SaaS applications are used by a range of IT professionals and business users, as well as C-level executives.

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