HR and Payroll Software #opera #3,opera #ii,opera,gold,capital,unity,accounting #software,accounts #software,business #software,accounting,accounts,business,pegasus,uk,ireland,small #businesses,finance,financial,modular,integrated,32bit,32-bit,sme,smes,payroll,human #resources,hr,personnel,general,nominal,management #reports,cashbook,bank #reconciliation,banking,sales,debtors,purchase,inventory,traceability,stock,order #processing,invoicing,purchasing,sop,pop,ecvat,job #costing,costing,fixed #assets,bom,bills #of #material,work #in #progress,edi,crm,vat,bacs,electronic #payments,credit #control,manufacturing,mrp,engineering,distribution,epos,retail,wholesale,multi-currency,multicurrency,multi #currency,emu,euro,single #currency,xml,web #trading,ecommerce,web #reporting,internet,extranet,intranet,paye,ir31,p14/60,p35,inland #revenue #tax #credits,national #insurance,ssp,smp,student #loans,basda,custom #& #excise,windows,nt,resellers,dealers,partners,opera #ii #small #business,opera #ii #enterprise,excel #reporting,integration,excel #accounting #software,reporting,business #intelligence,olap,cube #analysis,performance #management,drill #down,management #accounts


Opera 3 Payroll & HR

  • Multi-user, with Company and Group password control and menu level access restriction
  • Full integration with Opera 3 Document Management
  • Links to the Nominal Ledger, Cashbook and Costing Financial modules of Opera 3
  • Definable cheque and payslip designs to suit Company stationery requirements
  • Create unlimited Companies with unlimited employees per Company
  • Weekly, fortnightly, four weekly and monthly paid employees can be maintained all in one company
  • Employee profiles for efficient employee record creation
  • Employee payment details and payslip images can be retained for up to 999 pay periods
  • Payslips from past periods can be reprinted at any time
  • Employees can be paid via BACS, reducing the time and costs required to process payments
  • Submit Year-End Returns via the Government Gateway using the Pegasus Online Filing Manager
  • In-Year P45(1), P45(3) and P46 file generation for online submission using the Online Filing Manager
  • Filtered Historical employee record processing to current legislative bandwidths
  • Automated Director’s National Insurance calculations
  • Multiple Pension Scheme management
  • Track report on key field changes for the Payroll year using the Audit Log
  • Backup and Restore facility
  • Fully automated SSP, SMP and SPP (Birth) processing and reporting, with complex legislation built in
  • Automated Attachment Orders processing and reporting
  • Retrospective NI code changes with automatic adjustment value calculation and processing
  • Caters for Holiday pay across year-end

Employee Records

  • Address, bank details and holidays
  • Tax and National Insurance To-Date details
  • Payments and deductions – permanent and temporary values, retained units and rates, zero this period facility
  • Quick calculation – showing net pay, total deductions and NI’able earnings
  • Retained History with payslip image drill down
  • Employee photograph attachment
  • Ability to embed documents, spreadsheets etc, via OLE technology


  • Departmental reporting
  • Payslip, cheque and BACS list generation
  • P35, P14 and P60 End-of-Year reports
  • P45(1), P45(3) and P46 In-Year reports
  • P11 Deductions Working Sheet
  • P32 employer’s Payment Record, with payment and funding recording and multi-company consolidation
  • This Period and To Date summaries
  • Comprehensive statutory payments, Attachment Orders and pension contribution reports
  • Additional Reporter module available, for the creation of your own reports


  • Mixed Pension schemes per company
  • Stakeholder Pensions
  • Fixed amount
  • Percentage of definable figure
  • Group Personal Pension
  • COMP
  • COSR
  • Freestanding AVC
  • Up to three different LEL/UEL criteria
  • Employee diary showing sickness, holidays, maternity and compassionate leave, and training
  • Variable employee working patterns reflected within the diary
  • Accurate days, hours and minutes event recording and analysis
  • Keep records for up to 99 years, including job changes and salary updates
  • Pro-rata holiday entitlement and holiday carry-over


  • Comprehensive, context senstive help

Extended Information Sources

  • Export information to Microsoft products such as Word and Excel
  • Send reports via e-mail
  • Payroll administrator and management reports delivered via e-mail
  • Regularly notify staff of remaining holiday entitlement automatically by e-mail
  • Automatically notify managers of Payroll requirement by e-mail

Philadelphia PA Court Reporter Services #court #reporting #chicago


Court Reporting Philadelphia

If you are in need of a Philadelphia court reporter or a Philadelphia court reporting company, then Capital Reporting Company ® has you covered! A joint venture between a veteran trial lawyer and a seasoned court reporter, Capital understands what our clients are looking for in a Philadelphia court reporting firm. Capital not only provides an accurate and affordable record, but we do so while offering cutting edge technology and unparalleled customer service to our Philadelphia court reporting clients. We stand behind our motto: We Never Take Your Business For Granted! and we really mean it!

Additionally, Capital is a women-owned and women-operated company. We not only have experienced Philadelphia court reporters, but court reporters all across the nation as well. Capital has your deposition covered in any city, on any day, and at any time we are a full-service Philadelphia court reporting company!

Court Reporter Serving the following cities in Pennsylvania:

Ambler, Ardmore, Blue Bell, Bridgeport, Brookhaven, Bryn Mawr, Chadds Fords, Chalfont, Chester, Chester Heights, Collegeville, Colmer, Conshohocken, Darby, Doylestown, Drexel Hill, Fairmount Park, Folsom, Glenalden, Gloucester City, Hatfield, Horsham, Jenkintown, King of Prussia, Lansdale, Lansdowne, Media, Montgomeryville, New Britain, Norristown, North Wales, Oreland, Phoenixville, Plymouth, Plymouth, Meeting, Rose Valley, Sharon Hill, Spring House, Springfield, Trainer, Trappe, Upland, West Chester, West Conshohocken, and Woodlyn.

Frequently searched terms:

  • Court Reporter Philadelphia
  • Court Reporting Philadelphia
  • Philadelphia Court Reporter
  • Philadelphia Court Reporting

Philadelphia PA Court Reporter Services

Rated By Google User
Capital Reporting provides quality services and are very easy to work with.

Capital Reporting Company is an award-winning national court reporting firm with a local feel. On any given day our experienced team of court reporters are covering jobs in Washington DC, Chicago, San Francisco, or any other place your case. [Read More]

Latest Blog

  • 3 Reasons To Use Video Depositions April 5, 2017 – 5:25 pm
  • Depositions 101: What you need to know December 30, 2016 – 9:12 pm
  • I’m about to have my deposition taken. What should I know? December 14, 2016 – 6:23 pm


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(866) 847-6290

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No Advice Intended. This website includes general information, which should not be considered advice. Information found on this site may not reflect current standards for the field of practice discussed herein. For specific advice related to your needs, contact a licensed, practicing specialist. Do not rely on any statements contained herein.Furthermore, you should recognize that websites for legal, medical, therapeutic, accounting, and other related specialties may have information which is very technical in nature. You should seek out the advice and counsel of a specialist if you are in need, and not solely rely on any information contained herein.

Other Resources

American Bar Association | The American Lawyer | National Lawyers Association | Lawyers Without Borders | American College of Trial Lawyers | American Bar Association | National Association of Women Lawyers | Lawyers Associated Worldwide | DC Personal Injury Attorney | Car Accident Lawyer DC | Washington DC Auto Accident Lawyer

Fraud Reporting for Credit Card Holders #how #to #report #fraud, #credit #card #fraud, #reporting #fraud


Fraud Reporting

To report any suspected fraud concerning your Citizens Bank credit card call us at 1-888-307-9565 or call the phone number found on the back of your credit card or monthly statement.

Questions? Ask a Citizen.

When We Will Contact You About Fraud

Citizens Bank has systems in place to detect unusual patterns of activity which could indicate fraud on your accounts. We may contact you to verify your activity. The number we provide can be verified by you independently and we will also verify your identity at the outset of the call.

At no time will you ever receive a call or email from the bank asking you for your login credentials. If you receive a suspicious phone call or email asking for your authentication credentials you should decline to do so and call us at 1-888-307-9565.

What to do If You Become a Victim of Identity Theft

If you become a victim of identity theft, we recommend that you:

  • Close any affected account(s) and open new account(s).
  • Place a fraud alert on your credit file by contacting one of the three nationwide consumer reporting agencies listed below

    Equifax Consumer
    Fraud Division

    Fraud Victim Assistance Division

  • File a police report with local law enforcement.
  • We also recommend you report suspected identity theft to the Federal Trade Commission. You can call 1-877-ID-THEFT (1-877-438-4338); TTY: 1-866-653-4261; write Identity Theft Clearinghouse, Federal Trade Commission, 600 Pennsylvania Avenue, NW, Washington, DC 20580; or submit a complain online by visiting the Federal Trade Commission s website at
  • Order your free annual credit reports from the three nationwide consumer reporting agencies through and review them carefully.

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  • Credit Report Errors #credit #report #errors, #credit #reporting, #equifax, #experian, #transunion, #banking #& #credit, #consumer #protection, #money


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    Consumer Financial Protection Bureau takes aim at false data

    When a company supplies the wrong information about you to a credit-reporting company, it can cost you time and money. Whether it’s a simple mistake such as a misspelled name or a record of an unpaid bill that you actually paid, credit-report errors can affect the cost of your credit and insurance and seriously complicate a loan or job application.

    One in five consumers had a mistake on a credit report, according to a recent study by the the Federal Trade Commission. and 5 percent had serious errors that could lead them to paying more for credit. When you discover an error on your report, fixing it can be incredibly complicated and frustrating.

    There is some good news on the credit-report front, thanks to action by the Consumer Financial Protection Bureau. The CFPB has issued a sharp warning to creditors and others that furnish data to credit bureaus. Those companies have been put on notice that they must investigate and review credit report disputes as required by law, and if a furnisher has violated the law, the CFPB is prepared to take action against it.

    In a bulletin (PDF) circulated on Sept. 4, the CFPB reminded the furnishers that they have a legal obligation to investigate consumer disputes forwarded by the consumer reporting companies, and that they must review all relevant information provided with the disputes.

    Most important for consumers, furnishers must report the results of their investigation to the national consumer reporting companies (Equifax, Experian, TransUnion) if those companies might have received inaccurate or incomplete credit information. Furnishers also have to modify, delete, or permanently block disputed information that is incomplete or inaccurate or cannot be verified.

    At Consumers Union, the policy and advocacy arm of Consumer Reports, we think this bulletin sends the right message, not just to creditors, but also to the entire credit-reporting industry. It’s a clear signal that companies that have avoided close scrutiny for years are being held to a higher standard when it comes to how they treat consumers.

    We think that greater oversight of credit reporting is long overdue. That’s why we’re fighting to eliminate some of the confusion and mystery that are part of this murky industry. We’re pushing Congress to pass a bill to require credit scores to be included in your annual, free credit report so you can get all the information you need to manage your money. Learn more about our credit-score campaign .

    AutoZone Shifts Into High Gear With New Reporting Solution #auto #painting #prices

    AutoZone Shifts Into High Gear With New Reporting Solution

    National Retailer Uses WebFOCUS to Tune Up Operational Reporting at 5,200 Stores

    AutoZone attributes its success to its ability to provide customers with the right parts at the right prices. Each of its more than 5,200 stores carries an extensive line of parts for cars, SUVs, vans, and light trucks, including new and remanufactured hard parts, maintenance items, and accessories. Many stores also have a commercial sales program that provides commercial credit and prompt delivery of parts and other products to local, regional, and national repair garages, dealers, service stations, and public sector accounts.

    Since opening its first store in 1979, AutoZone has leveraged technology to grab the lead in the automotive aftermarket industry. Using a highly efficient business model for logistics and distribution, the company has grown steadily for more than three decades. In 1989 AutoZone began using a Store Management System (SMS) to help keep stores stocked with the parts customers need. Soon after, it became the first auto parts retailer to register customer warranties in a computer database. In 1994, AutoZone established a satellite system to broadcast parts information from store to store. The company also has an active online presence.

    It’s an information-intensive business, and that’s why business intelligence (BI) is so important.

    In the past, the IT department generated most of AutoZone’s corporate reports from a mainframe system at AutoZone’s Store Support Center. While these reports were adequate for monitoring basic activities, as the company grew, managers soon discovered they needed additional reporting capabilities.

    AutoZone turned to Information Builders WebFOCUS BI platform, a move that has enabled the company to continue its tradition of technical leadership. WebFOCUS is used throughout the entire organization – from HR training and annual reviews to store operations, wholesale sales support, and customer satisfaction reporting.

    “We wanted to obtain a general-purpose reporting environment that could reveal operational metrics to our management team on demand,” says David Glasscock, director of operation support at AutoZone. “Ideally, this reporting system would be available to our users in the field, so individual store managers could access pertinent data when they needed it. WebFOCUS is giving our store managers access to data that they couldn’t access before. Our reports are timelier, more accurate, and more consistent. That makes a real difference in our operations.”

    Calibrating Custom Reports for a Remote Workforce

    Information Builders demonstrated a platform-agnostic solution that could run on Linux, AIX, and even a mainframe Linux partition. Additionally, each developer license came with eleven days of training. At the time, other BI vendors didn’t offer such training.

    “We didn’t want a reporting environment that could only be understood by analysts,” Glasscock says. “Instead, we needed a user-friendly system that would encourage people to create reports in an intuitive way. WebFOCUS was less expensive than the other BI solutions, and easier for our employees to use.”

    Due to its thin-client deployment architecture, remote users only need a standard Web browser to access the WebFOCUS environment. This is ideal for AutoZone because it enables the IT department to control the data on the reporting servers, yet managers at individual stores can help themselves to the information they need.

    Instead of continually creating new reports, Glasscock and his team are building a library of reports that managers in the sales, HR, and finance departments can access when necessary.

    Moving Into the Fast Lane With Report Templates

    Another thing AutoZone likes about WebFOCUS is its ability to access multiple data sources simultaneously – including flat files from the mainframe, text files, and relational databases. Installed on a Linux platform, WebFOCUS uses iWay Software integration adapters to seamlessly access data from DB2 databases, Informix databases, and flat files. In some cases, data is loaded into data marts that have been pre-sorted and structured for operational reporting. In other cases, users access data from production data sources directly, and even pull data from two different types of databases into a single cohesive report.

    Glasscock especially likes the way WebFOCUS uses reporting templates to let users specify report dimensions, calculations, measures, and other variables, all through a standard Web browser. For example, one report reveals how well the stores are complying with AutoZone’s inventory

    management programs.

    Enterprise Reporting

    WebFOCUS enables timely, accurate business data to be transformed, in real time, into richly formatted reports that can be accessed by everyone across the organization. AutoZone’s BI environment delivers information to more than 5,200 stores, 400 district managers, 50 regional managers, six divisional vice presidents, and 200 users at headquarters – between 10,000 and 20,000 users total.

    Putting End Users in the Driver’s Seat

    WebFOCUS includes dynamic load-balancing technology to transparently route report requests among servers, ensuring rapid and consistent results.

    “We’ve sized the current environment for our needs,” says Glasscock. “As we expand our reporting environment and the workload increases, we can add additional reporting servers that have been clustered to ensure good reliability and performance.”

    Fulfilling AutoZone’s commitment to customer satisfaction means always having accurate information about key performance indicators (KPIs), sales, and labor requirements. Glasscock says WebFOCUS helps AutoZone meet these demands by delivering information that makes everyone in the organization more productive.

    “The biggest benefit I see is in consistent, timely reporting,” he says. “We can move very quickly with this product, which means we can update and change our reporting strategy based on the evolving needs of the company. WebFOCUS gives us a lot of flexibility as we respond to the needs of the automotive market.”