HR and Payroll Software #opera #3,opera #ii,opera,gold,capital,unity,accounting #software,accounts #software,business #software,accounting,accounts,business,pegasus,uk,ireland,small #businesses,finance,financial,modular,integrated,32bit,32-bit,sme,smes,payroll,human #resources,hr,personnel,general,nominal,management #reports,cashbook,bank #reconciliation,banking,sales,debtors,purchase,inventory,traceability,stock,order #processing,invoicing,purchasing,sop,pop,ecvat,job #costing,costing,fixed #assets,bom,bills #of #material,work #in #progress,edi,crm,vat,bacs,electronic #payments,credit #control,manufacturing,mrp,engineering,distribution,epos,retail,wholesale,multi-currency,multicurrency,multi #currency,emu,euro,single #currency,xml,web #trading,ecommerce,web #reporting,internet,extranet,intranet,paye,ir31,p14/60,p35,inland #revenue #tax #credits,national #insurance,ssp,smp,student #loans,basda,custom #& #excise,windows,nt,resellers,dealers,partners,opera #ii #small #business,opera #ii #enterprise,excel #reporting,integration,excel #accounting #software,reporting,business #intelligence,olap,cube #analysis,performance #management,drill #down,management #accounts


#

Opera 3 Payroll & HR

  • Multi-user, with Company and Group password control and menu level access restriction
  • Full integration with Opera 3 Document Management
  • Links to the Nominal Ledger, Cashbook and Costing Financial modules of Opera 3
  • Definable cheque and payslip designs to suit Company stationery requirements
  • Create unlimited Companies with unlimited employees per Company
  • Weekly, fortnightly, four weekly and monthly paid employees can be maintained all in one company
  • Employee profiles for efficient employee record creation
  • Employee payment details and payslip images can be retained for up to 999 pay periods
  • Payslips from past periods can be reprinted at any time
  • Employees can be paid via BACS, reducing the time and costs required to process payments
  • Submit Year-End Returns via the Government Gateway using the Pegasus Online Filing Manager
  • In-Year P45(1), P45(3) and P46 file generation for online submission using the Online Filing Manager
  • Filtered Historical employee record processing to current legislative bandwidths
  • Automated Director’s National Insurance calculations
  • Multiple Pension Scheme management
  • Track report on key field changes for the Payroll year using the Audit Log
  • Backup and Restore facility
  • Fully automated SSP, SMP and SPP (Birth) processing and reporting, with complex legislation built in
  • Automated Attachment Orders processing and reporting
  • Retrospective NI code changes with automatic adjustment value calculation and processing
  • Caters for Holiday pay across year-end

Employee Records

  • Address, bank details and holidays
  • Tax and National Insurance To-Date details
  • Payments and deductions – permanent and temporary values, retained units and rates, zero this period facility
  • Quick calculation – showing net pay, total deductions and NI’able earnings
  • Retained History with payslip image drill down
  • Employee photograph attachment
  • Ability to embed documents, spreadsheets etc, via OLE technology

Reports

  • Departmental reporting
  • Payslip, cheque and BACS list generation
  • P35, P14 and P60 End-of-Year reports
  • P45(1), P45(3) and P46 In-Year reports
  • P11 Deductions Working Sheet
  • P32 employer’s Payment Record, with payment and funding recording and multi-company consolidation
  • This Period and To Date summaries
  • Comprehensive statutory payments, Attachment Orders and pension contribution reports
  • Additional Reporter module available, for the creation of your own reports

Pensions

  • Mixed Pension schemes per company
  • Stakeholder Pensions
  • Fixed amount
  • Percentage of definable figure
  • Group Personal Pension
  • COMP
  • COSR
  • Freestanding AVC
  • Up to three different LEL/UEL criteria
  • Employee diary showing sickness, holidays, maternity and compassionate leave, and training
  • Variable employee working patterns reflected within the diary
  • Accurate days, hours and minutes event recording and analysis
  • Keep records for up to 99 years, including job changes and salary updates
  • Pro-rata holiday entitlement and holiday carry-over

Help

  • Comprehensive, context senstive help

Extended Information Sources

  • Export information to Microsoft products such as Word and Excel
  • Send reports via e-mail
  • Payroll administrator and management reports delivered via e-mail
  • Regularly notify staff of remaining holiday entitlement automatically by e-mail
  • Automatically notify managers of Payroll requirement by e-mail

Leasing vs. Purchasing #secondhand #cars


#leasing a car
#

To Buy Or To Lease?

If you choose to lease, you are also choosing to have the manufacturer remain responsible for workmanship and material defects in the automobile

Page 1 of 4

A great deal of thought goes into getting a car. While some might rely on a vehicle s dashing good looks or staggering amounts of horsepower to justify its purchase, there are the select few who look at the acquisition of a vehicle under a more financial light. Shining in the financial spotlight are two options that will forever be competing with one another when it comes to automobiles: the lease vs. the purchase.

While this is an extremely subjective topic, there are definite pros and cons to each and you shouldn t dismiss one just because of the initial cost or because of the long-term commitments. Buying a car is hardly comparable to buying your first home. but let s try and bridge the gap anyways; there are certain situations in life that call for renting a one-room basement apartment, and there are other times in your life where signing for a mortgage on a four-bedroom, two-story house is the best option. It s a matter of priorities.

There really is no right or wrong answer here; it s about situational solutions based on individual needs, so keep that in mind.

Leasing

While some might see leasing as throwing money away, others see it as an opportunity to achieve an otherwise unobtainable dream: their own car. Technically, the car is never truly your own, but it is in your possession for a few years, at which point you can bring it back and leave with another brand new car. Now, doesn t that sound inviting? No stressful selling process or harrowing mechanical bills (thanks to dealer warranties), just a hassle-free ownership that ends as pleasantly as it begins.


Vehicle Purchasing Overview #auto #sale


#used vehicle prices
#

Vehicle Purchasing Overview

RIGHT VEHICLE, RIGHT PRICE, GREAT SERVICE

Sign up (a nongovernment site) for GSA Vehicle Purchasing email notification system!

GSA is a mandatory source, under FPMR 101-26.501. for purchases of new non-tactical vehicles for DOD and federal executive agencies. Other eligible users users may also purchase vehicles from GSA.

Benefits of purchasing vehicles through GSA include:

  • Vehicle purchases at a savings of over 26 percent below the manufacturer’s invoice price;
  • Professional engineering services including technical assistance and vehicle design services;
  • Professional contracting teams;
  • AutoChoice on-line ordering tool;
  • Reasonable pricing;
  • A wide variety of vehicle types; and
  • Program teams dedicated to customer care.

VEHICLE PURCHASING PROGRAMS

USED VEHICLES

Used government vehicles are auctioned to the public. To find out how to buy used vehicles, visit AutoAuctions and GSA Auctions® .

FEDERAL FLEET MANAGEMENT SYSTEM (FedFMS)

FMR 102-34.340 states that a federal agency must have a fleet management information system at the department or agency levels that identifies and collects accurate inventory, cost, and use data to cover the complete lifecycle of each motor vehicle. To learn more, please visit FedFMS.


Purchasing an Ex-police car. Good idea, or stay away? #rental #car


#ex police cars for sale
#

Thread: Purchasing an Ex-police car. Good idea, or stay away?

Purchasing an Ex-police car. Good idea, or stay away?

Hello!

Something that I have wondered for a while is whether or not it’s a good idea to purchase retired police vehicles, and I figured why not ask you fellas.

Now, I’m mainly talking specifically about Dodge Chargers, but I imagine they are treated, and maintained the exact same way as Crown Vics, Impalas, Explorers, Tahoes, etc. I’ve noticed that Ex-Police vehicles are significantly cheaper when comparing them to the same cars that had private owners, even when sold on Used Car lots.

However I have noticed that nearly every Ex-Police Charger, or any LE vehicle that I have found have either Salvaged, or Rebuilt titles, is that standard when retiring a police vehicle, or is it because they were actually totaled?

Let me state this as well, I do not want an Ex-police car to look like a cop, or pose as one, I just really like the Chargers, and the Ex-police ones are really cheap, and seem like really good deals, if they are still good cars.

I know you guys probably wouldn’t buy one for yourselves because you drive them on your job, so I highly doubt you would want the same thing for your private vehicle, but would you recommend one to a friend or family member?

Thanks!

    Share

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Vehicle Purchasing Overview #car #spoilers


#used vehicle prices
#

Vehicle Purchasing Overview

RIGHT VEHICLE, RIGHT PRICE, GREAT SERVICE

Sign up (a nongovernment site) for GSA Vehicle Purchasing email notification system!

GSA is a mandatory source, under FPMR 101-26.501. for purchases of new non-tactical vehicles for DOD and federal executive agencies. Other eligible users users may also purchase vehicles from GSA.

Benefits of purchasing vehicles through GSA include:

  • Vehicle purchases at a savings of over 26 percent below the manufacturer’s invoice price;
  • Professional engineering services including technical assistance and vehicle design services;
  • Professional contracting teams;
  • AutoChoice on-line ordering tool;
  • Reasonable pricing;
  • A wide variety of vehicle types; and
  • Program teams dedicated to customer care.

VEHICLE PURCHASING PROGRAMS

USED VEHICLES

Used government vehicles are auctioned to the public. To find out how to buy used vehicles, visit AutoAuctions and GSA Auctions® .

FEDERAL FLEET MANAGEMENT SYSTEM (FedFMS)

FMR 102-34.340 states that a federal agency must have a fleet management information system at the department or agency levels that identifies and collects accurate inventory, cost, and use data to cover the complete lifecycle of each motor vehicle. To learn more, please visit FedFMS.


Car buying tips – Useful guide for purchasing a car for new comer to USA #affordable #used #cars


#buying a car
#

Unless you live in a big city like New York, having a car is a necessity in the U.S. It is not considered a luxury item. While there are many luxury cars available for those who can afford them, buying at least a basic car is required. Having a car gives you the freedom to move around easily. At the same time, you are also responsible for car payments, insurance, registration, gas, and any required repairs.

Lack of Credit History

Unless you brought a lot of money with you when you moved to the U.S. you will have to finance the car (take a loan). It is very difficult to get a loan without having any credit history. Credit history is a way of determining the risk in giving you a loan by seeing whether you’ve repaid loans or bills timely in the past. Therefore, you may have to provide other means of proving yourself. You can show an employment letter with salary mentioned, pay stubs, and whatever money you already have for a down payment. Some employers offer new employees loans to help with large purchases like this. If your employer is very large, they may have a credit union or access to one. Ask your employer if they offer these services.

It may still be possible to get car loan without credit history, but your interest rate will be higher. As well, the interest rate for dealer financing is generally higher than other third party banks or financial institutions.

Be sure to take a loan with no more than 48 installments (4 years). Otherwise, you may be buying something you can’t afford. If possible, pay at least 20% of the purchase price as a down payment.

Choosing a Car

There are many varieties of cars available in the U.S. and prices vary widely. Prioritize what you would like in a car and take your budget into account. With this information, you should make a short list of cars you both want and can afford.

Many people prefer Japanese cars over American cars because they require less maintenance and have a higher resell value. The most popular Japanese car manufacturers are Honda and Toyota. Among them, the Honda Accord, Honda Civic, Toyota Camry, and Toyota Corolla are very popular among Indians.

Most cars generally have four doors. However, some cars have only two doors, one on each side. Even though two-door cars are cheaper, it is harder to seat many people in them. As well, if you have children and require car seat, it is very inconvenient to use a car seat with two-door cars. Some two-door cars have higher insurance rates, as they’re considered sportier.

Cars can either be automatic transmission (gear) or manual (stick shift). Most people drive automatic cars, and it is recommended that you buy automatic car, as well. In a stick shift car, there are three pedals – the accelerator, clutch, and brake – and you have to use both feet. In an automatic car, there are only two pedals – the accelerator and brake. You use only one foot and you don’t have to manually change gears. You may save a little on gas with a stick shift car, and you may be able to occasionally accelerate faster after stopping. However, taking into account all conveniences and benefits, an automatic car is much better.

Be sure to make a list of items that you would and wouldn’t like in the car. Some items to look for are power steering, power doors, power windows, power mirrors, air conditioning, child safety locks, air bags, side air bags, color of the car, seat material (leather or fabric), etc. Also keep in mind that it is very necessary to have at least the minimum features of air conditioning, etc. for easier resale of the car.

Buying New or Used

You can either buy a new car or a used car. Both have pros and cons. If you have a stable job with a good company, you may want to buy new car. It is generally preferable to buy new car if you can afford and managed to get a loan.

New cars have to be purchased from the car dealer. Used cars can either be purchased from a car dealer or a private party. Regardless of which type of car you buy, be prepared to negotiate with car dealers and their salesmen. Unlike most other purchases, car prices are not fixed, and it is very important to negotiate and find the right deal.


Vehicle Purchasing Overview #vehicle #trade #in #value


#used vehicle prices
#

Vehicle Purchasing Overview

RIGHT VEHICLE, RIGHT PRICE, GREAT SERVICE

Sign up (a nongovernment site) for GSA Vehicle Purchasing email notification system!

GSA is a mandatory source, under FPMR 101-26.501. for purchases of new non-tactical vehicles for DOD and federal executive agencies. Other eligible users users may also purchase vehicles from GSA.

Benefits of purchasing vehicles through GSA include:

  • Vehicle purchases at a savings of over 26 percent below the manufacturer’s invoice price;
  • Professional engineering services including technical assistance and vehicle design services;
  • Professional contracting teams;
  • AutoChoice on-line ordering tool;
  • Reasonable pricing;
  • A wide variety of vehicle types; and
  • Program teams dedicated to customer care.

VEHICLE PURCHASING PROGRAMS

USED VEHICLES

Used government vehicles are auctioned to the public. To find out how to buy used vehicles, visit AutoAuctions and GSA Auctions® .

FEDERAL FLEET MANAGEMENT SYSTEM (FedFMS)

FMR 102-34.340 states that a federal agency must have a fleet management information system at the department or agency levels that identifies and collects accurate inventory, cost, and use data to cover the complete lifecycle of each motor vehicle. To learn more, please visit FedFMS.


Leasing vs. Purchasing #sell #your #car


#leasing a car
#

To Buy Or To Lease?

If you choose to lease, you are also choosing to have the manufacturer remain responsible for workmanship and material defects in the automobile

Page 1 of 4

A great deal of thought goes into getting a car. While some might rely on a vehicle s dashing good looks or staggering amounts of horsepower to justify its purchase, there are the select few who look at the acquisition of a vehicle under a more financial light. Shining in the financial spotlight are two options that will forever be competing with one another when it comes to automobiles: the lease vs. the purchase.

While this is an extremely subjective topic, there are definite pros and cons to each and you shouldn t dismiss one just because of the initial cost or because of the long-term commitments. Buying a car is hardly comparable to buying your first home. but let s try and bridge the gap anyways; there are certain situations in life that call for renting a one-room basement apartment, and there are other times in your life where signing for a mortgage on a four-bedroom, two-story house is the best option. It s a matter of priorities.

There really is no right or wrong answer here; it s about situational solutions based on individual needs, so keep that in mind.

Leasing

While some might see leasing as throwing money away, others see it as an opportunity to achieve an otherwise unobtainable dream: their own car. Technically, the car is never truly your own, but it is in your possession for a few years, at which point you can bring it back and leave with another brand new car. Now, doesn t that sound inviting? No stressful selling process or harrowing mechanical bills (thanks to dealer warranties), just a hassle-free ownership that ends as pleasantly as it begins.


Car buying tips – Useful guide for purchasing a car for new comer to USA #car #trailer


#buying a car
#

Unless you live in a big city like New York, having a car is a necessity in the U.S. It is not considered a luxury item. While there are many luxury cars available for those who can afford them, buying at least a basic car is required. Having a car gives you the freedom to move around easily. At the same time, you are also responsible for car payments, insurance, registration, gas, and any required repairs.

Lack of Credit History

Unless you brought a lot of money with you when you moved to the U.S. you will have to finance the car (take a loan). It is very difficult to get a loan without having any credit history. Credit history is a way of determining the risk in giving you a loan by seeing whether you’ve repaid loans or bills timely in the past. Therefore, you may have to provide other means of proving yourself. You can show an employment letter with salary mentioned, pay stubs, and whatever money you already have for a down payment. Some employers offer new employees loans to help with large purchases like this. If your employer is very large, they may have a credit union or access to one. Ask your employer if they offer these services.

It may still be possible to get car loan without credit history, but your interest rate will be higher. As well, the interest rate for dealer financing is generally higher than other third party banks or financial institutions.

Be sure to take a loan with no more than 48 installments (4 years). Otherwise, you may be buying something you can’t afford. If possible, pay at least 20% of the purchase price as a down payment.

Choosing a Car

There are many varieties of cars available in the U.S. and prices vary widely. Prioritize what you would like in a car and take your budget into account. With this information, you should make a short list of cars you both want and can afford.

Many people prefer Japanese cars over American cars because they require less maintenance and have a higher resell value. The most popular Japanese car manufacturers are Honda and Toyota. Among them, the Honda Accord, Honda Civic, Toyota Camry, and Toyota Corolla are very popular among Indians.

Most cars generally have four doors. However, some cars have only two doors, one on each side. Even though two-door cars are cheaper, it is harder to seat many people in them. As well, if you have children and require car seat, it is very inconvenient to use a car seat with two-door cars. Some two-door cars have higher insurance rates, as they’re considered sportier.

Cars can either be automatic transmission (gear) or manual (stick shift). Most people drive automatic cars, and it is recommended that you buy automatic car, as well. In a stick shift car, there are three pedals – the accelerator, clutch, and brake – and you have to use both feet. In an automatic car, there are only two pedals – the accelerator and brake. You use only one foot and you don’t have to manually change gears. You may save a little on gas with a stick shift car, and you may be able to occasionally accelerate faster after stopping. However, taking into account all conveniences and benefits, an automatic car is much better.

Be sure to make a list of items that you would and wouldn’t like in the car. Some items to look for are power steering, power doors, power windows, power mirrors, air conditioning, child safety locks, air bags, side air bags, color of the car, seat material (leather or fabric), etc. Also keep in mind that it is very necessary to have at least the minimum features of air conditioning, etc. for easier resale of the car.

Buying New or Used

You can either buy a new car or a used car. Both have pros and cons. If you have a stable job with a good company, you may want to buy new car. It is generally preferable to buy new car if you can afford and managed to get a loan.

New cars have to be purchased from the car dealer. Used cars can either be purchased from a car dealer or a private party. Regardless of which type of car you buy, be prepared to negotiate with car dealers and their salesmen. Unlike most other purchases, car prices are not fixed, and it is very important to negotiate and find the right deal.


Vehicle Purchasing Overview #mccarthy #call #a #car


#used vehicle prices
#

Vehicle Purchasing Overview

RIGHT VEHICLE, RIGHT PRICE, GREAT SERVICE

Sign up (a nongovernment site) for GSA Vehicle Purchasing email notification system!

GSA is a mandatory source, under FPMR 101-26.501. for purchases of new non-tactical vehicles for DOD and federal executive agencies. Other eligible users users may also purchase vehicles from GSA.

Benefits of purchasing vehicles through GSA include:

  • Vehicle purchases at a savings of over 26 percent below the manufacturer’s invoice price;
  • Professional engineering services including technical assistance and vehicle design services;
  • Professional contracting teams;
  • AutoChoice on-line ordering tool;
  • Reasonable pricing;
  • A wide variety of vehicle types; and
  • Program teams dedicated to customer care.

VEHICLE PURCHASING PROGRAMS

USED VEHICLES

Used government vehicles are auctioned to the public. To find out how to buy used vehicles, visit AutoAuctions and GSA Auctions® .

FEDERAL FLEET MANAGEMENT SYSTEM (FedFMS)

FMR 102-34.340 states that a federal agency must have a fleet management information system at the department or agency levels that identifies and collects accurate inventory, cost, and use data to cover the complete lifecycle of each motor vehicle. To learn more, please visit FedFMS.