Income Protection Insurance, Income Protection, iSelect, income protection insurance quotes.

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Compare Income Protection Insurance

  • Protect your income and gain greater peace of mind
  • Find the right insurance to suit your needs
  • Compare policy benefits side by side

Income Protection Insurance can give you up to 75% of your regular income if you are unable to work due to an illness or injury. Often paid in monthly installments, Income Protection Insurance can help you manage your financial obligations, protect your family, and maintain your lifestyle while you are out of work. Call 13 19 20.

Get the facts on Income Protection Insurance

Income protection insurance quotes

Get the facts on Income Protection Insurance

Income Protection Insurance Basics

Learn about the basics of Income Protection including information on waiting periods, benefit periods and contracts. Read more

The benefits of Income Protection Insurance

If you were unable to work due to illness or injury, income protection can help you manage your expenses until you get back on your feet. Read more

Comparing Income Protection Insurance

Anyone who is earning an income can apply for Income Protection Insurance. Choosing the right product can be quite complex and we can help simplify the process. We work with a range of Australia’s leading life insurers to help find a policy tailored to your needs and budget. The key factors that will determine your cover include your age, occupation, income and health status (including any pre-existing conditions).

You may be interested in.

Income protection insurance quotes

Choosing Income Protection .

Unfortunately, life doesn’t always go according to plan. If an accident or illness interrupts your ability to work, income.

Income protection insurance quotes

Is Income Protection a Tax .

While it comes at a cost, the good news is that income protection insurance can generally be claimed as a tax deduction. Depending.

Income protection insurance quotes

Superannuation and Income P.

Do you know how much life insurance or income protection you have through your superannuation plan? It’s important to check.

Income protection insurance quotes

What Is Income Protection?

If you were unable to work due to illness or injury, income protection can help you manage your expenses until you get back on your.

Income protection insurance quotes

Types of Life Insurance

There are four main types of life insurance, each designed to provide financial protection for different life events. Find out more.

Any advice provided on this website is of a general nature and does not take into account your objectives, financial situation or needs. You need to consider the appropriateness of any information or general advice we give you, having regard to your personal situation, before acting on our advice or purchasing any product.



SDM Magazine

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Latest News

It wasn t long ago analog surveillance cameras were the main (and only) systems available on the market. While they worked well, scaling was difficult and image quality was typically low.

Industry Innovations

Bosch s fixed dome, bullet and box cameras from the new IP 4000i, 5000i and 6000 series offer resolutions up to 5 megapixel and low-light solutions like Bosch s starlight technology.

Securing America

With an estimated population of 2.6 million people, Warsaw is the largest city in Poland. Many skyscrapers dominate the new city skyline, hosting public organizations as well as domestic and international private companies. Facing high levels of traffic congestion, the Warsaw city authorities are investing in major ITS infrastructural changes, such as for public transportation, road infrastructure and on and off street parking.

Classifieds

A religious non-profit property on the Upper East Side of Manhattan, New York, NY is seeking sealed bids for sales and installation of security related enhancements.

Blogs

The 2017 applications for the Top Systems Integrators Report and SDM 100 are now available. If your company was ranked on either of these reports in 2016, you will have received an email on Feb. 13, 2017, with a link to a pre-populated application form.

FOX Broadcasting Company is part of 21st Century FOX and broadcasts primetime programming, late-night entertainment programming, major sporting events, and weekend news shows.

Securing America

The Mexican financial group, Banorte, has standardized on Boon Edam s Swinglane 900 optical turnstiles and Winglock access gates at its new headquarters in Monterrey, the Koi Tower, and a major location in Mexico City. The turnstiles and gates were installed to ensure only authorized access to the interior of its facilities to protect employees, visitors, and customers, and to relieve pressure on security guards and reception staff, who must constantly monitor the flow of people into and out of the buildings.

SDM Newswire

The Bosch Remote Portal provides a gateway to offer remote services and create new service offerings.

Trends Industry Issues

In this month s feature article, Financial Services: What s Changed, What Hasn t, author Joan Engebretson focuses on some financing facts that are well known to security dealers as well as some lesser known facts, such as that interest rates are expected to increase soon.

It’s an old axiom, but it holds up well. Money follows the security industry because the security industry delivers results. And while many things haven’t changed about how security dealers get financing, a few new trends are starting to emerge. Read more stories in June Issue 2017.

Copyright 2017. All Rights Reserved BNP Media.

Design, CMS, Hosting Web Development. ePublishing


Florida PIP Lawyer Dan Newlin – Personal Injury Protection, personal injury protection auto insurance.

#Personal #injury #protection #auto #insurance


What is Personal Injury Protection? (PIP)

What is PIP? Why do I have to contact my insurance company? Why is my insurance company paying bills for an accident I didn’t cause? Why does my insurance company only pay a portion of my bills? What does PIP cover? How do I find a good Florida PIP lawyer?

These are frequent questions that many accident victims have concerning their accident and PIP. They are very good questions, and they deserve answers. The auto insurance industry intentionally provided very little information to answer these questions.

Personal Injury Protection, or simply PIP, is mandatory coverage provided by your insurance company in the event of an accident. It is governed by Florida Statute 627.736(1). Under the PIP Statute, an insurance company is required to provide their insured with a minimum of coverage should they be involved in an auto-accident. The minimum coverage is $10,000 per person, and it will cover or reimburse the following expenses:

  1. 80% of any and all medical bills relating to injuries sustained
  2. 60% of any loss of income (wages) or earning capacity
  3. 80% of prescriptions for medication prescribed as a result of injury
  4. Reimbursement of mileage to and from any medical facility

Who qualifies for PIP? When involved in an auto-accident, regardless of who is at fault, every person involved will report to their own insurance company for PIP benefits. If you are not covered on an auto-insurance policy you may still qualify for PIP through other means such as residing with a relative who owns an insured vehicle, or riding in a vehicle that is insured.

REMEMBER! NOT HAVING PIP DOES NOT STOP YOU FROM SEEKING IMMEDIATE MEDICAL ATTENTION OR PURSUING A CLAIM AGAINST AN AT-FAULT DRIVER

Do I qualify for PIP? Call the law office of Dan Newlin Partners at (407) 888-8000: We pride ourselves in providing free advice and information to consumers and victims of auto-accidents. We want you to be well informed about the whole process and know exactly what benefits you are entitled to. With just a few answers to some simple questions, we can tell you if you qualify for PIP and under what policy. Please call me today; failure to properly open a PIP claim with the insurance company could result in the accumulation of high medical bills in your name.


Income Protection – Redundancy Insurance – Compare Major Insurers 20% Rebate to all clients, income protection insurance comparison.

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Income protection insurance comparison

Free Call 0800 000 034

    • We Compare Major

    Income Protection Insurers

    Income protection insurance comparison

    Income protection insurance comparison

    Incomeprotectioninsurance.co.nz is a Free service that compares the major Income Protection Redundancy Insurance providers to help find the best deal for you. Our friendly consultants will help guide your through complexities of Income Protection so you re able to make an informned decision.

    On average can save you up to 30% on your Income Protection insurance this includes our 20% rebate on all policies.

    Income protection enables you to protect your paycheck. Your ability to work is your most valuable asset, with Income Protection insurance you will still be able to pay your family living expenses and mortgage if you are unable to work due to accident or sickness.

    What is Income Protection Insurance

    Income Protection Insurance is designed to provide you with a monthly payment of up to 75% of your average income should you be unable to work due to illness or an accident These payments can be made until you are able to return to work or until age 65 in more serious cases.

    Why you need Income Protection Insurance

    Who will pay your family bills if you were unable to work due to Illness, Injury or Redundancy? Income Protection insurance covers just that, so you are able to protect and insure your pay cheque. Most people don’t hesitate to insure their car or home but neglect to insure the most important asset, their pay cheque. Imagine if your income suddenly stopped for a 12 month period, who would pay the mortgage and general living expen


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Compare Quotes Online Life Insurance, Income Protection Australia, Insurance Watch Australia, compare income protection insurance.

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Income Protection insurance

Life insurance TPD

Compare income protection insurance

COMPARE QUOTES

Life Insurance Quotes (including TPD)

Trauma Insurance Quotes

Income Protection Insurance Quotes

View instantly online

CALCULATE COVER

Our online life insurance calculator

estimates how much you may need of:

Life, TPD Trauma Insurance

Income Protection Insurance

COMPARE INSURERS

GET ADVICE

Unsure what insurance is right for you? Our advisers can recommend the best

Life/TPD/Trauma insurance and Income Protection policies for your needs

Compare income protection insurance

Compare income protection insurance

Monthly Premiums for $500,000 life cover for a 40 year male non-smoker as at 4th January 2018 (excludes membership or other discounts and before the Insurance Watch 20% Reward*)

Many of the insurance companies we feature will allow your Life/TPD and

Income Protection premiums to be paid out of your existing superannuation fund.

Some insurers will even give you a 15% discount if you pay in this way. Interested?

Tax deductions can be handy at tax time.

Did you know that income protection

premiums are fully tax deductible.

This means when considering the cost

of income protection you should

look at the after tax cost.

Compare income protection insurance

Compare income protection insurance

Compare income protection insurance

Compare income protection insurance

Compare income protection insurance

Compare income protection insurance

Compare income protection insurance

Compare income protection insurance

Compare income protection insurance

Compare income protection insurance

“I don’t know how I can thank you for all your support and guidance through the whole claims process. One thing I will be doing is telling all my family and friends if they need life/Trauma insurance is to go through you and Insurance Watch. Insurance Watch is a credit to the insurance industry.”

“I have been meaning for the past month to email and thank you for all your help at such short notice at the end of February. Everything is now in place with my life insurance and I feel so much better!! I hope you don’t mind, but I have passed your details on to a friend of mine.”

“Thank you for coming back to me so swiftly. It has been a pleasure dealing with you and an exceptionally efficient process & I will definitely go first to Insurance Watch for any future needs. (Feel free to quote me on that!)”



Car Rental Insurance Coverage – Premium Car Rental Protection #buy #car #uk


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PREMIUM CAR RENTAL PROTECTION

You can save on car rental coverage

Purchase coverage starting

with your next eligible rental

1. Coverage is for up to 30 consecutive days for Washington State Residents. In order to avoid overlapping benefits with Premium Car Rental Protection, you may have to decline similar coverage offered by the car rental company. If a car rental company requires you to purchase its coverage as part of the terms of its rental agreement, please contact us for a refund of the Premium Car Rental Protection insurance premium for that rental by calling the number on the back of your Card.

2. Cost ranges from $15.95-$24.95 per rental depending on coverage option selected and state of residence.

3. Uninsured or Underinsured Motorist, or Disability are also not included.

See additional terms and limitations below.

1. Coverage is for up to 30 consecutive days for Washington State Residents. In order to avoid overlapping benefits with Premium Car Rental Protection, you may have to decline similar coverage offered by the car rental company. If a car rental company requires you to purchase its coverage as part of the terms of its rental agreement, please contact us for a refund of the Premium Car Rental Protection insurance premium for that rental by calling the number on the back of your Card.



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  • Get a free online loan eligibility assessment without accessing your credit file.
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  • Compare home loans, personal loans car loans, boat loans, truck loans and business loans.
  • Access superannuation information and advice from leading Australian superannuation specialists.

Financial Services Online

We help you compare insurance quotes from a big selection of leading Australian insurance companies and intermediaries.

Insurance quotes including income protection, life insurance, car insurance, home & contents, landlords protection, public liability, professional indemnity, business insurance, health insurance, and travel insurance. GO >>

It’s our FREE monthly e-zine, for the latest Australian financial services news, views, information and resources including tools and strategies for wealth creation and protection, free gifts, competitions and special offers. GO >>

Free loan eligibility assessments, fast finance approvals and best rates from a huge range of Aussie bank and non-bank lenders. whatever your circumstances.

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Find a wealth of tools and information for managing your financial affairs.

DIY Wills, Power of Attorney, Family Trusts. GO >>

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DIY super, self-managed funds, trust deeds, investment strategies, free superannuation advice, superannuation rollovers, property investment using superannuation, more. GO >>

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Stock market education, online trading, investment advice and free downloads. GO >>

Related Articles

Non-conforming loans aim to meet the needs of borrowers seeking an alternative to the strict qualification guidelines typically imposed by banks, building societies, credit unsions, etc. The lending market. read more

Credit card usage is at an all-time high and continues to rise. What most credit card users dont realise however is that there is a built-in feature with credit card purchases that provides better protection. read more

Many people would not be aware of how widely the definition of disability can vary from one income protection policy to another and how this might play out in the event of a claim. read more

Credit Card Information and Solutions: Compare credit cards and options and find the right credit card for you. sourced from a large selection of Australia’s leading and best rated credit card and finance. read more

Understandably, plenty of people find the complexities of insurance contracts a bit confusing if not a little daunting, So here’s a quick overview on the inner workings of insurance policies – and an. read more



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Guam Bankruptcy Lawyer – Dededo Law Office, Mark Williams #dededo #law #office, #mark #williams, #guam #lawyer, #guam #attorney, #guam #law #firm, #guam #law #office, #guam #legal, #guam #bankruptcy #lawyer, #guam #law, #guam #law #suit, #guam #court, #guam #court #cases, #guam #accidents, #guam #bankruptcy, #guam #chapter #7, #guam #chapter #13, #guam #debt #relief, #guam #collections, #guam #collectors, #guam #creditors, #guam #money #protection, #guam #debtors #estate, #guam #last #will, #guam #estate #planning, #guam #taxes


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If you need assistance with a bankruptcy or other legal matter, contact our Guam bankruptcy attorney. Our lawyer has over 23 years of experience as a trial lawyer. He is a Guam bankruptcy lawyer that can help you overcome the challenges you face during a particularly difficult time. He is the Guam bankruptcy attorney you can trust.

Areas of Practice related to Bankruptcy

Our Guam bankruptcy attorney focuses his practice in a variety of legal areas, including:

  • Personal Injury. If you have been injured in an accident, you will need the assistance of counsel to represent your rights against opposing parties and uncooperative insurance companies.
  • Bankruptcy. Those going through financial difficulties may be faced with overbearing creditors and banks. A Guam bankruptcy lawyer can advocate for your rights and protect your assets.
  • Immigration. Immigration laws can be extremely confusing and complex. Given the high stakes of many immigration cases, you may want professional assistance.
  • Criminal. You may have been falsely accused of a crime. Our attorney is a former federal prosecutor and understands how unfair the criminal justice system may be.
  • Employment. If you have been discriminated against at work, wrongly terminated, or not paid the salary you are owed, you will want to contact an attorney.
  • Estate Planning. Prepare for the distribution of your assets with a trust, will, or other estate planning instrument.
  • Small Business Law. Small businesses may be particularly vulnerable to personal liability claims. Depending upon your business, you may also face unique challenges such as those relating to contracts, compliance, and other issues.

Our attorney is dedicated to providing you with the highest quality legal services. He works hard to ensure that his clients receive the representation they need and fairest chance. To learn more about the particular legal issue you are facing, contact a Guam bankruptcy attorney.

Contact a Guam bankruptcy attorney. You may be at a severe disadvantage in your legal matter. That is why it is important to work with a Guam bankruptcy lawyer. The legal issues related to bankruptcy or other legal matters can be extremely complicated and a Guam bankruptcy attorney can help explain to you options and strategies to overcome the problem.

Experience. Knowledge. Commitment.



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“With the team from Myra we have won an experienced und reliable partner: Thanks to the IT experts we were able to fully concentrate on the conference.”

– Ambassador Wolfgang Ischinger, Chairman, Munich Security Conference –
www.securityconference.de

“During TV or marketing campaigns our servers need to handle a lot of user traffic. With Myra our websites are reliable and perform very well, especially during campaign periods.”

– Tim Heidfeld, founder and CEO preis24.de GmbH –
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“Myra protects our content and delivers it worldwide. This was particularly helpful for our expansion into the USA: We don’t need any further infrastructure.”

“With the Myra CDN we were able to separate our applications from our website, which saves an enormous amount of server capacities. Thus, we can scale when we need it.”

– Matthias Laug, CTO Takeaway.com BV –
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CTS Companies – Michigan Voice Data and Video Services #data #protection #and #disaster #recovery, #cloud #hosting #and #backup, #telephone #systems #and #voip #solutions, #it #management #and #lan #installation


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Disaster Recovery

IT Service Solutions

Voice VOIP Solutions

Cloud Services

When it comes to outstanding technology services, you don’t need to be the biggest to get the best.

For over 35 years, CTS has helped emerging companies leverage technology to achieve outstanding business results. We began by providing premium-quality business phone products and services to companies throughout Michigan. As technology changed, we did too.

We made it our job to anticipate technology trends and changing business needs—and to help companies meet those needs head on by providing outstanding service, unmatched expertise, and quality products at highly competitive prices.

Of course, we still offer best-of-breed voice and VOIP solutions – but we deliver much more. Cloud-based computing and backup services. Outstanding data protection and disaster recovery. Versatile, reliable, and stable networking. Expert managed and cosourced IT services. Most importantly, we deliver knowledge.

We understand our business, and we make it a point to thoroughly understand yours. The way we see it, it’s not our job to sell technology – it’s to deliver measurable value. To provide solutions that make your company faster, more nimble, more stable, and more profitable. To take the hassle out of voice, data, and IT management, letting you concentrate on running your company and serving your customers. To be your trusted ally as you move through tomorrow’s changing technology landscape.

CTS: We’re more than just a technology solutions provider. We’re your competitive edge.

Enterprise-Grade Voice and IT Service
for Small and Medium-Sized Businesses.



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HP Business PC Security

Did you know that the most security breaches
can be prevented?

HP builds security from the inside out, with a level of resiliency that competitors
cannot match. Our unique approach is founded on hardware-based security, which
is built-in and integral to HP’s PC and printers.

How new are your PCs and printers?

If your printer or PC is more than 4 years old,
there is a significantly higher risk of breach.

Do you have a security solution that
protects all entry points?

Both printers and PCs are potential opportunities for your security to be compromised.
Both need to have the most up to date hardware and software security features.

When it comes to your printers and PCs, do you have the
right security features to keep your organization protected?

HP has a well thought-out strategy and portfolio of solutions to protect documents, devices, identity, and
data across the range of the Print and PC hierarchy.

Is your security solution manageable?

HP develops and delivers end-to-end services and management tools to
protect your fleet of printers and PC across your organization.

1. Based on HP’s unique and comprehensive security capabilities at no additional cost and HP Manageability Integration Kit’s management of every aspect of a PC including hardware, BIOS and software management using Microsoft System Center Configuration Manager among vendors with 1M unit annual sales as of November 2016 on HP Elite PCs with 7th Gen Intel® Core® Processors, Intel® integrated graphics, and Intel® WLAN.

2. Average based on global trials conducted by Ponemon Institute during the “Visual Hacking Experiment,” 2015, and the “Global Visual Hacking Experiment,” 2016, both sponsored by 3M.

3. HP Sure View integrated privacy screen is an optional feature that must be configured at purchase. Cannot be added later.

4. Ponemon Institute, sponsored by Spikes Security “The Challenge of Preventing Browser-Borne Malware”, February 2015.

6. Verizon, 2016 Data Breach Investigations Report, 2016.

7. HP Sure Start G3 is available on HP Elite products with Intel® 7th generation processors.​​

8. Deloitte, 2016 Global Mobile Consumer Survey: US Edition, 2016

9. HP WorkWise smartphone app is available as a free download on the Apple Store and Google Play. Smartphone system requirements – iPhone 5 or newer running iOS 8 or above/Android™ phone running v4.4 or above. PC system requirements – 2016 or newer HP Notebook/Desktop running Windows 10 Anniversary Update (1607).

10. Vanson Bourne study commissioned by Bromium, Jan 2017.

11. HP Client Security Suite Gen3 requires Windows and Intel® or AMD 7th Gen processors.

12. HP Multi Factor Authenticate requires 7th Generation Intel® Core™ processor, Intel® integrated graphics, and Intel® WLAN.

13. Ponemon Institute®, 2015 State of the Endpoint Report: User-Centric Risk”, 2015.



Data Security: Privacy – Protection #data #security, #data #privacy, #data #protection


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Data Security

Informatica Data Security helps organizations reduce the risk of data breach, support audits for compliance of industry and privacy regulations, thwart insider abuse, and protect sensitive and confidential data.

Despite the investment of billions of dollars for information security and governance, organizations struggle to understand and protect their most valuable assets: confidential and sensitive data.

Most have little confidence of its location, risk, and proliferation; moreover, they do not understand who is accessing the data, how it is protected and if there is suspicious use or access.

Understanding sensitive data risk is key. Data risk analysis includes discovering, identifying, and classifying it, so data stewards can take tactical and strategic steps to ensure data is safe.

According to the Ponemon Institute, only 25% of companies monitor access activity of sensitive data.

Compliance risk

The implications and costs of security breaches are front-page news and encompass everything from loss of jobs, to loss of revenue, to PR nightmares. As the volume and proliferation of data—from cloud to mobile to social to machine—continues to grow, traditional security approaches no longer deliver safe harbor for sensitive data.

When General Data Protection Regulation (GDPR) of the European Union (EU) becomes law on May 25 th. 2018, organizations can face significant penalties of up to 4% of their annual revenue. GDPR will force organizations to understand their data privacy risks and take the appropriate measures to reduce the risk of unauthorized disclosure of consumers’ private information.

Research cites conditions that will continue to challenge organizations in safeguarding their data and will also increase their responsibility for safeguarding their information

  • Breaches continue to grow year over year (38%, PWC)
  • Intellectual property thefts show significant growth (56%, PWC)
  • Cost of data breaches is continually growing ($4M per incident, Ponemon)
  • New privacy regulations (General Data Protection Act—GDPR)
  • Boards are holding CEOs and executives responsible for breaches (NYSE survey)

With these conditions, organizations must have a complete understanding of their sensitive data and its risk to ensure compliance with policies and privacy laws, and organizations should monitor suspicious activity, unauthorized data access or transfers and remediate with security controls, alerts or notifications.

How can we help?



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Affordable VMware Backup Solution
with Instant VM Recovery

Instant VM recovery for VMware

Do you have mission critical production VMs which can afford little downtime? CloudBacko has newly developed the VM Run Direct feature that enables you to minimize the downtime of your mission critial VM to minutes. Now, you can recover a VM instantly from its backup without the need to restore the backed up image into the original VMware ESXi host first. CloudBacko can start the VM directly from its backup, and makes it accessible to users on the target VMware ESXi VM host right away. See how it works in this video:

Granular Restore of files from Guest VMs

Need to a fast and convenient way to retrieve your desired files on guest VMs? CloudBacko’s Granular Restore feature enables you to access and restore individual files within a backed up VM image without the need to spin-up or fully restore the VM first. It helps you greatly reduce backup time, storage resources and management effort for redundant backups.

Allow both file and image level restore from a single pass backup operation

Data and filenames encrypted

Need a secure cloud / online / offsite / remote backup solution for backing up your VMware ESX / ESXi? CloudBacko is your ultimate choice. It is the only backup solution that can encrypt everything with a 256-bit truly randomized key, including all the data and filenames. No one, not even NSA, is able to open your backed up VMs on the cloud. It’s because with our truly randomized encryption:

Your data are encrypted to the maximum extent

No lazy encrypting keys such as “abc123” or “123456” will be used

Simply unbreakable, as even a 10.51 Pentaflops supercomputer needs 3.31 x 10 56 years to crack such key

Data loss prevention by multi-destination cloud / local backup

Need to keep multiple copies of your VM backup at different local and cloud locations to prevent data loss disaster from happening? CloudBacko can do it by concurrently or sequentially backing up your VM to multiple destinations, including Aliyun. Amazon S3,China Telecom CTYun. AWS compatible storages. Google Cloud Storage. Google Drive. Microsoft Azure. Dropbox. FTP/SFTP sites. external USB drive. and local/mapped network drives .

Backup all your databases, virtual machines & workstations

Besides VMware, still got other servers such as Hyper-V, Microsoft Exchange Server, Microsoft SQL Server, Lotus Domino, Oracle, MySQL, as well as desktops and laptops to back up? Need to back up the whole Windows system image or Windows System State? CloudBacko supports them all.

Easy to use, no training required

CloudBacko comes with the most intuitive user interface that is so easy to use. No training will be required to get started. Selecting backup sources, managing destinations, scheduling automatic backups, monitoring the health of your backups, and restoring data, all can be done effortlessly. Whenever you need assistance, the Help button on each page provides you with the answer right away.

Continuous Backup in the background

CloudBacko Windows version has the Continuous Backup feature. Once configured, CloudBacko will keep backing up your VMs of your VMware ESX/ESXi host in the background continuously.

Guaranteed recovery

With our backup data integrity ensuring technology, restore drill test can be frequently run in the background to ensure the restorability of your backed up data.

Keeping unlimited versions forever

You are able to define flexible versioning rules to keep the historical versions of your data. If you need to keep more recent versions and fewer over time, it can be easily achieved through the retention policy setup. Those versions can be kept forever if needed.

Clear insights and reporting

With CloudBacko’s reporting tool, you can get clear visibility into the backup details of all destinations, including usage trend, backup and restore reports, log for warnings and errors, etc.

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Once purchased, you’ll get automatic software update within the same major release version (i.e. version 2.x) whenever it is available for free. Thus, you don’t have to pay for software update forever.



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essentials for industry

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Indigo Industrial Supplies Limited are leading UK suppliers of industrial materials including Correx (corex) Corrugated Plastic, Temporary Floor and Surface Protection, Self Adhesive Tapes, Magnetic Products, Packaging Supplies, Hook and Loop Fasteners, Safety Signs, Protective Work Wear, Janitorial and much more

You should find ordering via our secure site is quick and simple, however if you are struggling to find a product, have found a cheaper price elsewhere, need a sample or simply product advice please call one of our friendly sales team on 01268 768 768

Our advanced search tool should make finding the right product quick and easy, if you do struggle please give one of our friendly sales team a call on 01268 768 768

Indigo. essentials for industry since 1998

Available Products

As leading independant suppliers of industrial tapes we offer a tape for every application. Our products include antislip tape, reflective tape, double sided adhesive tapes, 3m vhb tape, cloth tape, hook loop fastener, dual lock, protection tape and many more. We will work with you to find the right solution including free samples for you to test before purchase.

We can manufacture to your specifications and offer in-house converting facilities

Please call us for prices on 01268 768 768. We supply a huge range of industrial materials allowing you to purchase all your consumables from one place

Floor Surface Protection materials help to prevent costly clear ups and damage caused to floors, carpets, windows and other surfaces from debris, dirt, mortar and dust when any type of construction, refurbishment or building work is taking place. We stock a huge range of floor and surface protection materials including corrugated plastic, sticky shield self adhesive protection film for carpets, hard floors, hard surfaces and windows, builders board and rhino board. We will beat any uk price*

Rip n Grip hook and loop fasteners are the UK leaders in hook and loop technology. With a massive range of hook and loop products for you to choose from to suit hundreds of applications. Call 01268 768 768 for free samples or more information. Products include adhesive, sew-on, coins, straps, cable ties and much more

We are one of the largest UK importers of Magnets and Magnetic Materials. With our multi-million pound turnover we have the buying power to save you s. We can custom manufacture magnets from scratch with just a 3 week lead time. We supply a huge range of Magnets and Magnetic Products from stock, products include Neodymium Rare Earth Magnets, Ferrite Magnets, Magnetic Labels, Magnetic Tape, Magnetic Sheet and much more!

Keep your products safe with our huge range of Packaging Supplies available for next-day delivery. Our products include bubble-wrap, pallet-wrap, kraft paper, document enclosed envelopes, cartons, strapping equipment and much more.

We offer fast deliveries, custom printed, bulk discounts and a price guarantee!

Please call us for prices on 01268 768 768. Keep yourself and other safe with our extensive range of economical but professional personal protective equipment (PPE) and Clothing.

We offer a full range of stock safety signs and can also custom manufacture to your exact requirements. We offer a price beater guarantee so come to us last and save ���’s. We will normally beat our competitors by at least 10%! What have you got to lose? Our range includes self adhesive signs, rigid plastic signs, aluminium signs, framed or unframed, posts, clips and much more.

Temporary Surface Protection

Temporary Floor Surface Protecion materials help to prevent costly clear ups and damage caused to floors, carpets, windows and other surfaces from debris, dirt, mortar and dust when any type of construction, refurbishment or building work is taking place.

We stock a huge range of Temporary Surface Protection materials including correx corrugated plastic, stickyshield self adhesive protection film for carpets, hard floors, hard surfaces and windows, polythene sheeting, megashield and more. Many of our products are fire retardant and conform to the LPS 1207 regulation.



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We compare 14 different insurers to get you the best quote!

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  • Identity Theft Protection, ID Theft Protection, identity theft protection service.#Identity #theft #protection #service


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    AARP Identity Theft Protection

    • Get credit monitoring and alerts from all three major bureaus.
    • Choose from individual and family plans that include children and grandchildren.
    • Have your Social Security number and public records proactively monitored.
    • Feel more confident knowing TrustedID is monitoring usage of your medical benefits.
    • Store your information using TrustedID’s Lost Wallet feature

    in case your wallet is lost or stolen.

  • Rely on trusted, friendly experts when you call TrustedID Protection Specialists.
  • Created specifically for valued AARP members like you, this service proactively monitors your identity – and all of the other personal information that makes you. you.

    good credit should be you.

    Recognize the risks, and take action to protect yourself.

    • 50+ Americans are the fastest-growing segment of computer and Internet users. According to the FBI, this makes you a more likely target for Internet fraud. 1

    identity theft

    good credit

    TrustedID created this service to help AARP members spend more quality time with family and friends and less time worrying about who could be using your personal information and good credit for their own benefit. Read TrustedID’s report Identity Theft: Why 50+ Americans Are At Risk to learn more about how you can help protect yourself.

    good credit should be you.

    • 1 Private WiFi, What Seniors Need to Know About Online Identity Theft
    • 2. National Crime Prevention Council, Senior Fraud
    • 3. CNN Money, Seniors Lose Billions to Financial Abuse
    • 4. Private WiFi, Real Stories of ID Theft
    • Greenberg Bederman, LLP., Identity Theft Amongst Seniors Rising
    • 5. The FBI Federal Bureau of Investigation, Fraud Target: Seniors Citizens

    Family Plans

    Individual Plans

    What You Need to Know:

    The Equifax Credit Score and 3-Bureau credit scores are based on the Equifax Credit Score model. Third parties use many different types of credit scores and will not use the Equifax Credit Score or 3-Bureau credit scores to assess your creditworthiness.

    What does the Family Plan offer?

    If you are looking for protection for more than just yourself, the Family Plan option is available to help better protect 2-4 individuals (up to two adults and up to two children/grandchildren under the age of 25). You may add more children/grandchildren to your Family Plan for $5/year.

    If I choose a Family Plan, which identity theft protection features apply to my family members?

    Both adults on your Family Plan subscription receive ALL of the credit information and identity theft protection features this product offers. Your children/grandchildren benefit from both Black Market Internet Monitoring and Lost Wallet Protection features.

    Is this identity theft protection easy to set up and use?

    Getting started only takes a few minutes. Once you complete your registration, your identity protection features take effect immediately. To get your credit information, you need to verify your identity and answer a few security questions. A few other features require more information, but if you run into any problems, TrustedID’s Protection Specialists are available to help you every step of the way.

    Every AARP Identity Theft Protection from

    TrustedID plan includes:

    • Court Records Monitoring
    • Change of Address Monitoring
    • Equifax В® Monthly Credit Score Tracking
    • Equifax В® 3-Bureau Credit Monitoring 2
    • Annual Equifax В® 3-Bureau Credit Scores
    • Black Market Internet Monitoring 3
    • Lost Wallet Protection
    • Medical Identity Protection
    • Fraud Alert Reminder
    • TrustedID Protection Specialists
    • $1 Million Identity Theft Insurance 4

    TrustedID is a leading company that delivers identity protection

    With identity protection including credit monitoring, identity monitoring, online reputation evaluation, privacy and consumer choice services, TrustedID is widely recognized as the most comprehensive service available. TrustedID also has an A+ rating from the Better Business Bureau. Learn more about TrustedID.

    TrustedID is excited to have the opportunity to present AARP members with an exclusive product that not only offers special pricing but also new, exciting protection features. When AARP members sign up for AARP Identity Theft Protection from TrustedID , they are benefiting from award-winning protection and top-notch support from TrustedID’s trained Protection Specialists.

    good credit should be you.

    TrustedID On-Call Protection Specialists have your back and are available for you



    Credit Card Fraud #credit #card #fraud #protection #for #business


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    Credit Card Fraud

    credit card fraud: an overview

    Credit card fraud is a form of identity theft that involves an unauthorized taking of another’s credit card information for the purpose of charging purchases to the account or removing funds from it. Federal law limits cardholders’ liability to $50 in the event of credit card theft, but most banks will waive this amount if the cardholder signs an affidavit explaining the theft.

    Credit card fraud schemes generally fall into one of two categories of fraud: application fraud and account takeover.

    Application fraud refers to the unauthorized opening of credit card accounts in another person’s name. This may occur if a perpetrator can obtain enough personal information about the victim to completely fill out the credit card application, or is able to create convincing counterfeit documents. Application fraud schemes are serious because a victim may learn about the fraud too late, if ever.

    Account takeovers typically involve the criminal hijacking of an existing credit card account, a practice by which a perpetrator obtains enough personal information about a victim to change the account’s billing address. The perpetrator then subsequently reports the card lost or stolen in order to obtain a new card and make fraudulent purchases with it.

    Another common method used to achieve an account takeover is called “skimming.” Skimming schemes occur when businesses’ employees illicitly access to customers’ credit card information. These employees then either sell the information to identity thieves or hijack the victim’s identities themselves.

    Technological advances have also created avenues for credit card fraud. With online purchasing now common, perpetrators need no physical card to make an unauthorized purchase. Additionally, electronic databases containing credit card data may be hacked or crash on their own, releasing customers’ credit card information, putting the security of many accounts at risk at once.

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    Our Mission

    To provide our clients with exceptional protective services that grant them peace of mind, and the confidence that the safety and security of their family, business and assets are ensured. To provide our employees with the highest level of training, compensation and respect, allowing them to consistently exceed our client’s expectations.

    security guard company in minneapolis

    security guard company in minneapolis

    Welcome to EPG Security Group

    EPG Security Group provides Protective Agent Services in Minnesota, Wisconsin, Florida and Washington DC.

    We specialize in protection to executives, high-profile individuals, and organizations from businesses to places of worship to the hospitality industry.

    We earn the continued trust of our clients through superior customer service, highly trained and loyal security personnel, and a thorough assessment of risk followed by astute counsel on a strategic security program.

    It’s Time To Expect More From Your Security.

    Posted: December 15, 2016

    Away from it all, out in the open air… the green pastures… the blue sky above… Who would ever think that you would need security? Just take a look at history and you’ll think again. What plan do you have in place to protect your farm or ranch against everyday crime? Or what about agroterrorism? If Continue reading Protect Your Farm and Ranch with this Security Checklist!

    EPG Security Group was formed in 2007.

    Why should I hire EPG and not another company?

    Truth be told, if you are simply looking for a Officer in a uniform there are many vendors that can provide that service. However, if you are looking for a true partnership that delivers customer service, excellent communication and highly trained officers, then look no further. EPG Security Group has the global network in place to tackle the toughest assignments. Furthermore, when you contract with EPG you are not simply a number. Each client has direct excess to CEO Erik Bergling, something the bigger vendors simply don’t allow.

    Aren’t all security services the same?

    Unfortunately they are not. Too many companies simply throw a solution together without truly understanding the clients issues. To truly call yourself a Security Provider, you need to approach each and every job in a holistic manner. Taking the time to understand our clients needs is what separates us from the other vendors.

    What questions should I be asking a potential security company?

    When you are shopping for a security vendor it is vital that you ask the following questions. If they can’t answer or are unwilling to answer any of these questions, I would look somewhere else; A. How Long have you been in business? B. Are you licensed and Insured? C. Do you background all of your personnel? D. Would you recommend a service if you felt it wasn’t required? E. Can I speak with a few of your longest served clients?

    Will my guests be scared if I hire a security officer for my wedding?

    Prior to your event we will sit down and discuss your overall concerns for the event. In some instances, our clients prefer a more overt approach, meaning our Special Event Agents are branded as Security. However, we do have clients that prefer a more low key approach, meaning our Agents blend in with the crowd. We have even gone as far as wearing the same color as the wedding party. With either approach, our services are always welcomed by the attending guests and the venue itself.

    What are some of the top reason to hire a security officer?

    There is no blanket answer for this question, however, after sitting down with you and discussing your concerns your individual issues will be determined. With that said, no matter what the reason, a well designed security solution should always deliver the following; Peace of Mind for the client and a customer friendly and approachable environment for guest and employees.

    Armed or Unarmed Officers?

    This question can not be answered until a thorough examination of your current situation is completed. There are numerous factors that need to be considered when using armed Security Officers. Cost, overall feel of the security program and liability are chief among them.

    If you need to send us a quick message please fill out the form and we will get back to you as soon as possible. If you would like a quote or like to submit a resume please check out our contact page.



    Use Ubuntu Live CD to Backup Files from Your Dead Windows Computer #ubuntu #virus #protection


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    Use Ubuntu Live CD to Backup Files from Your Dead Windows Computer

    If you ve ever asked for help with your Windows computer that won t boot anymore, you ve probably been told to Backup all your data and then reinstall but if you can t boot, how can you get to your data? That s the question we ll be answering today.

    One of the easiest methods to access your data is to simply boot off an Ubuntu Live CD and it s completely free (except for the cost of a blank cd).

    Burn an Ubuntu Live CD

    If you have another computer, you can download and burn the Ubuntu Live CD using a very simple application called ImgBurn. Otherwise, you can bug one of your friends to help you burn a copy.

    Just open up ImgBurn, and click the icon to Write image file to disc

    Then click on the icon next to Source , pick the downloaded ISO file, stick a recordable CD into the drive, and click burn.

    Now that you have the boot cd (which you should keep in a safe place, as it s very useful), just stick it in the drive of the computer and boot from it. You should see an option to Try Ubuntu without any change to your computer .

    Once the system has started up, the first thing you want to do is choose Places \ Computer from the menu.

    This should show you all the drives available in the system, including your Windows drive. In my case, that is the 52.4 GB volume.

    You can try and double-click on the drive to open it and if it immediately works then lucky you! Most of the time it s going to give you an error saying Unable to mount the volume , because Windows didn t shut it down cleanly.

    Click the Details link so that you can see the full message, and leave this window open. You ll see a Choice 2 in the message, which includes the commands to force Ubuntu to use that drive even though there s something wrong.

    What you ll want to do is open a new Terminal from Applications \ Accessories \ Terminal on the top menu. Once you ve done that, then you ll want to type in a bunch of commands, which I ll walk you through.

    First, we ll want to switch to administrator mode, which in Linux terms is known as root . The simplest way to do it is with this command:

    Now we ll need to create a directory that we ll mount the drive on. The full explanation of mounting drives is a little complex, so just run this command:

    Now comes the tricky part. You ll need to type out a command very similar to this one, but you ll need to replace /dev/sda1 with what you see in that message box we showed you above. This command tells Ubuntu to use the ntfs-3g driver, and force mount even if there is a problem.

    mount -t ntfs-3g /dev/sda1 /media/disk -o force

    If your drive is FAT32 instead of NTFS, then you can use the following command instead:

    mount -t vfat -o umask=000 /dev/sda1 /media/disk

    If you are having problems figuring out whether you have NTFS or FAT32, and you can t figure out which /dev/whatever to use, then type in the following command at your prompt (make sure you already ran the command to run things as root)

    In the output you should see a lot more information about the available drives you can see in this example that the filesystem type is NTFS and the device name is /dev/sda1.

    At this point, you should be able to access your hard drive through the icon in Computer.

    Note: If you have more than one drive in the computer, or more than one partition, they should show up separately in Computer. You should perform the same steps as above to open those drives up as well.

    Backing Up to External USB

    The absolute simplest thing to do at this point is to plug in an external USB drive, which should place an icon on the Ubuntu desktop, and most likely immediately pop up a nautilus window showing the contents of the drive.

    Note: I plugged in a USB Flash drive for illustration it would be better to plug in a full external USB drive so you ll have more space for backups.

    What Should I Backup?

    If you aren t extremely technical, you might be wondering what on earth you should be backing up and that s a very good question.

    If you have loads of empty space on your external drive or network share, you should simply backup the entire contents of the drive, and sort through it later. It ll take a little longer, but at least that way you can be sure everything has been backed up.

    You should try and backup your entire user folder on XP you ll go to Documents and Settings , and on Vista you ll go to Users , and you should see your username in the list:

    You can simply copy this entire folder to your backup drive, which should contain your music, documents, bookmarks, and most of your important files.

    Important Note. This will not backup your application files, and you should look around your drive and see if you ve saved anything important somewhere else. This is especially true if you have more than one drive. Again, your best bet is to simply backup everything.

    Backing Up to Network Share

    If you would rather backup your drive to a network share on another computer, you can use the Places \ Connect to Server item on the menu.

    Change the Service type menu to Windows share

    And then enter in the details for your network drive, with these being the required fields:

    • Server: Computer Name
    • Share: Shared Folder Name
    • User Name: your username

    Once you click the Connect button, you ll be prompted to enter in your password. Typically you can leave Domain set to the default, but if you have a custom workgroup name you should enter that instead. I also chose the Remember password until you logout button just so I won t have to enter the password again.

    Once you click the Connect button you should have an icon on the desktop for your network share.

    Now you can open up the network share, and if everything is setup correctly on the shared folder side of things, you can copy all of your files across the network using the instructions above on which files to choose.

    At this point you should have a backup of your data. If you backed up to an external hard drive, you might want to consider also copying those files to another computer just in case, and if you copied across the network you could consider backing that up elsewhere as well.

    Now you can proceed with reinstalling or whatever else you d like to do. If you are having issues, be sure to leave them on our forum .



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    The Direct Auto Insurance in Kissimmee Provides Affordable Auto Insurance & Motorcycle Insurance. We Also Offer Roadside Assistance Cheap Term Life Insurance Sr22 & High Risk Car Insurance.

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    Benefits of EasyHR Software

    Employee Management Document Expiry Reminders

    EasyHR is a very easy to use HR Management Payroll software. You can manage complete details of your employees in the software. All those document which you take care of your employees like passport, visa, emirates ID etc. EasyHR reminds you to renew those documents before expiry date. You can also attach unlimited documents with each employee record in the software.

    Easy Payroll Calculation

    In one click, EasyHR takes Basic Salary + Allowances – Deductions and prepares Standard Salary Statement, Payslips WPS SIF file. Software can email payslips in a click. You can import over time absents in the month to calculate salary accordingly. Software saves your lot of time to do complicated payroll calculations of allowance, deductions, absents, cash advance installment deductions & over time etc

    Main Features

    Maintain Employee records with basic details, salary, passport visa, qualification experience. Set Basic salary, unlimited allowances deductions much mor.

    Document Expiry Reminders

    Dashboard with documents expiry reminders like Passport, Visa, Emirates ID, Leave due etc. Also reminders for Company Trade License, Tenancy contracts other renewals.

    Save unlimited documents witheach employee records to view or print later, when you need. It accepts all common format like word, excel or pdf etc. You can attach documents with your company and vehicle records also.

    Increment Leave History

    Keep record of salary increments annual leave. EasyHR Helps you to take decision if it is right time to give increment. Enter record of vacation when someone goes on leave and it calculates total taken vacation balance of each employee.

    Expenses Issued Assets

    Keep History of all expenses occurred on each employee and record of all issued assets to each employee, so you can take back when employee leaves company..

    It Calculates Monthly salary automatically in one click. Like (Basic + Allowances + Over time) – (Deduction + Loan Installment + leave deduction).

    Salary Statement Pay Slips

    It prepare monthly salary statement. You can Email Pay Slips to all employees in one click. Option to print single pay slip or all for the month in one click.

    Automatic WPS .Sif File

    Based on salary calculations, Software creates WPS .SIF file automatically. EasyHR have option to convert to excel format also. We can configure it to prepare non-standard WPS file also. No need to do anything manually, not even file name.

    Employee Loan Mgmt

    Manage records history of given cash advance to employees and EasyHR deducts installment from salary automatically until recovered full loan. Software offers flexibility to skip or change deduction for any month..

    Company Vehicle Module

    Maintain Basic detail of company, Trade license, Tenancy contracts, Insurance and other contracts. Network ready, multi company multi user software with module level access rights.



    TalkTalk cyber-attack: Website hit by significant breach – BBC News #website #ddos #protection


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    TalkTalk cyber-attack: Website hit by ‘significant’ breach

    Media caption TalkTalk chief executive Dido Harding: “We wanted to take the precaution of contacting all of our customers as fast as possible”

    Police are investigating a “significant and sustained cyber-attack” on the TalkTalk website, the UK company says.

    The phone and broadband provider, which has over four million UK customers, said banking details and personal information could have been accessed.

    TalkTalk said potentially all customers could be affected but it was too early to know what data had been stolen.

    The Metropolitan Police said no-one had been arrested over Wednesday’s attack but enquiries were ongoing.

    TalkTalk said in a statement that a criminal investigation had been launched on Thursday.

    It said there was a chance that some of the following customer data, not all of which was encrypted, had been accessed:

    • Names and addresses
    • Dates of birth
    • Email addresses
    • Telephone numbers
    • TalkTalk account information
    • Credit card and bank details

    In the wake of the news, the company’s share price dropped by 10% in the first few hours after the London stock exchange opened at 08:00 BST.

    Cyber security consultant and former Scotland Yard detective Adrian Culley told BBC Radio 4’s Today programme that a Russian Islamist group had posted online to claim responsibility for the attacks.

    He said hackers claiming to be a cyber-jihadi group had posted data which appeared to be TalkTalk customers’ private information – although he stressed their claim was yet to be verified or investigated.

    Dido Harding, chief executive of the TalkTalk group, told BBC News the authorities were investigating and she could not comment on the claims.

    Analysis

    By Rory Cellan-Jones, BBC technology correspondent

    Image copyright PA

    Cyber-attacks on consumer companies happen with mounting frequency, but TalkTalk’s speedy decision to warn all of its customers that their vital data is at risk suggests that this one is very serious indeed.

    We are being told that this was what’s called a DDoS – a distributed denial of service attack – where a website is hit by waves of traffic so intense that it cannot cope. What is not clear is why this would result in the loss of data rather than just the site going down. One suggestion is that the DDoS was a means of distracting TalkTalk’s defence team while the criminals went about their work.

    I’m assured that TalkTalk customers’ details, including banking information, were all being held in the UK rather than in some overseas data centre. What is less clear is the extent to which that data was encrypted.

    For TalkTalk, the cost to its reputation is likely to be very serious. Now it is going to have to reassure its customers that its security practices are robust enough to regain their trust.

    The TalkTalk website was now secure again and TV, broadband, mobile and phone services had not been affected by the attack, she added.

    The sales website and the “My account” services are still down but the company hopes to restore them on Friday.

    Ms Harding added: “It’s too early to know exactly what data has been attacked and what has been stolen,” she said.

    “Potentially it could affect all of our customers, which is why we are contacting them all by email and we will also write to them as well.”

    Media playback is unsupported on your device

    Media caption Cyber security expert Daniel Dresner: “Think whether what you are saying is exactly the kind of information which would open up your bank account”

    However, customers have expressed their frustration with what is the third cyber-attack to affect TalkTalk over the past 12 months.

    Sara Jones, from East Sussex, said she found out about the breach in the news.

    “I have not received a single piece of correspondence. The level of information is lacking. And to think this is Get Safe Online Week!

    “TalkTalk’s online advice is not proportionate to what has happened. Telling customers to “keep an eye on accounts” just does not cut it in terms of advice.”

    Daniel Musgrove, from Powys, said he had been unable to get through to TalkTalk customer services.

    “They may not get a payment for my next bill if they don’t get this sorted,” he added.

    In August, the company revealed its mobile sales site had been targeted and personal data breached.

    And in February, TalkTalk customers were warned about scammers who had managed to steal thousands of account numbers and names.

    The biggest risk is that customers’ details have been stolen and criminals try to impersonate them Dido Harding, TalkTalk group chief executive

    Ms Harding said: “Unfortunately cybercrime is the crime of our generation. Can our defences be stronger? Absolutely. Can every company’s defences be stronger?

    “I’m a customer myself of Talk Talk, I’ve been a victim of this attack.”

    What should you do if you think you’re at risk?

    • Report any unusual activity on your accounts to your bank and the UK’s national fraud and internet crime reporting centre Action Fraud on 0300 123 2040 or www.actionfraud.police.uk
    • TalkTalk is advising customers to change their account password as soon as its website is back up and running – expected to be later on Friday – and any other accounts for which you use the same password
    • Beware of scams: TalkTalk will not call or email customers asking for bank details or for you to download software to your computer, or send emails asking for you to provide your password

    TalkTalk said it had contacted the major banks asking them to look out for any suspicious activity on customers’ accounts. It added that every customer would be getting a year’s free credit monitoring.

    Image caption TalkTalk said the website had been taken down as soon as it had noticed “unusual activity”

    Ms Harding said: “The biggest risk is that customers’ details have been stolen and criminals try to impersonate them.”

    Professor Peter Sommer, an expert an cyber security, said TalkTalk’s rapid growth could be to blame for the breaches.

    “They are acquiring more customers and each of those customers wants to do more things and so they have to increase their capacity. but that’s an expensive exercise,” he told the BBC.

    Related Topics



    Fire Protection Engineering Technology – Seneca – Toronto, Canada #online #fire #protection #engineering #degree


    #

    Fire Protection Engineering Technology

    360° Virtual Tours

    As an FPT student, you’ll work with state-of-the-art equipment under the guidance of fire protection professors and industry practitioners in the fire sciences labs.

    The FPT program has an optional, paid co-op opportunity that allows students to gain valuable work experience in the summer between the second and third years.

    Note: Students who begin semester one in the Winter term are expected to complete semester two during the summer semester.

    Areas of Study

    This program prepares you for abundant opportunities in local and international fields. Major areas of study include the advanced design and installation of fire protection systems (sprinklers and alarms), leading-edge computer software systems, fire dynamics, the governing codes and standards, as well as optional training in fire investigation, insurance and wildland fire suppression. The focus of the FPT program is on preparing graduates for the various career opportunities available in fire protection and to provide them with the skills to be successful in whichever path they select.

    Technician Program

    The Fire Protection Engineering Technician (FPN) program has a common first semester to the Fire Protection Engineering Technology (FPT) program. Students may switch to the Fire Protection Engineering Technician (FPN) program after semester two and still be on track. After semester two, students can still transfer between the programs but may have to take additional courses to meet the requirements of the new program.

    Firefighter Training

    Graduates of the FPN program can move directly into the Pre–Service Firefighter (FFP) program if they would like to continue towards firefighting.

    Admission Requirements

    • Ontario Secondary School Diploma (OSSD) or equivalent with:
      • Grade 12 English: ENG4(C) or ENG4(U)
      • Grade 12 Mathematics: (C) or (U) or Grade 11 Mathematics: MCR3(U)
    • OR Mature Student Status (age 19 or older) with the above prerequisite course(s), their equivalent(s) or appropriate Academic and Career Entrance (ACE) Certificate program credits (see Academic Upgrading ).

    Fees

    Loading Tuition Costs

    Choose academic year:

    Select appropriate tuition:
    Tuition for 2 semesters*
    International student tuition 2 semesters*

    Tuition for 2 semesters:

    Tuition for international student for 2 semesters:

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    Please note: All costs are approximate, may vary by campus and are subject to change at any time without notice. Parking, locker and some mandatory incidental fees are among the charges not included in the figures above.

    There was a problem while trying to load program tuition costs. Please try again later.

    Your Career

    Earn your Fire Protection Engineering Technology (FPT) advanced diploma and you will have a wide array of careers to select from. Careers including sprinkler design, insurance, fire alarms, code-consulting, fire prevention officer and a stronger chance of being hired as a firefighter are all possible with the Fire Protection Engineering Technology diploma. Our graduates enter these vital fields with knowledge of fire protection software, in addition to training in sophisticated design and hands-on practice desired by industry. This program has strong job placement due to our strong ties with the leading fire protection employers. The program is recognized by the Canadian Fire Alarm Association (CFAA) and graduates can meet academic certification requirements and receive three months of work experience (visit cfaa.ca for certification requirements and FAQ).

    Work-Integrated Learning – Optional

    Optional Co-op

    Students meeting all academic requirements may have the opportunity to complete an optional co-op work term(s) in a formal work environment. In most cases the work term(s) is a full-time paid position completed between two academic semesters. In programs with limited co-op opportunities, additional academic requirements and a passing grade on a communication assessment may be required for eligibility. Eligibility for participation does not guarantee a work position will be secured. Additional fees are required for those participating in the optional co-op stream regardless of success in securing a work position.

    Affiliations/Associations

    • American Fire Sprinkler Association
    • Canadian Automatic Sprinkler Association (CASA)
    • Canadian Fire Alarm Association (CFAA)
    • Canadian Fire Safety Association (CFSA)
    • Industrial Fire Prevention Association
    • National Fire Protection Association (NFPA)
    • National Fire Sprinkler Association
    • Office of the Ontario Fire Marshall
    • Ontario Municipal Fire Prevention Officers Association
    • Home Fire Sprinkler Collation
    • Society of Fire Protection Engineers (SFPE)

    Transfer Credit/Pathways

    The Degree and Credit Transfer Office provides a number of services for students continuing their education at Seneca, and for graduating students considering degree transfer options.

    Through transfer agreements and institution partnerships, graduates of this Seneca College program may be eligible for credit at various post-secondary institutions. Please refer to the Degree Transfer Guide for more information.

    Transfer Credit may be granted for courses deemed equivalent to courses at Seneca that have been completed at recognized postsecondary institutions. Additional information is available online .

    Important Academic Dates

    Please take a few moments to view Important Academic Dates for your relevant term.

    Courses

    Please select the curriculum from the Academic Year in which you started (or will be starting) your studies. An Academic Year begins in September and ends in August of the following year.

    2017/2018 Academic Year



    Online Backup #online #back-up,data #protection,data #backup,remote #backup,offsite #backup,online #data #storage,data #backup #services,disaster #recovery,backup #service,business #continuity,,online #backup


    #

    About

    Online Backup

    Sterling Data Storage is a high performance online backup provider for small, medium and enterprise level businesses. Our online backup services give you peace of mind knowing that important data files are securely stored and available for your retrieval, whenever unforeseen loss of data occurs.

    Our management team has 100 years of combined experience in IT security, data storage and disaster recovery. From our 4 state of the art data centers in North America, we have a staff of 25 technicians and engineers supporting the needs of our customers 24 hours a day, 7 days a week. We go to market via IT consultants and technology partners focused on protecting their clients and providing a best in class backup solution.

    The highest levels of security are practiced for our online backup customers. We use the same superior encryption methods financial institutions use and other internet currency dispatchers utilize to keep your data safe. The data is encrypted before it leaves your hard drive with 128-bit encryption. The secured files remain in the encrypted form while stored in our data centers.

    Data Protection

    Your irreplaceable files are protected with data protection. Data that you enter such as client forms, documents, even personal data such as photos and music are safely saved for your retrieval. All of your information is saved on enterprise grade disks to safeguard against mechanical disk failure. Your data is stored on a wide array of disk drives so in the very unlikely event one of the drives fail, your data will still be protected on the other drives. The data center is also temperature controlled and powered by uninterrupted power supplies. Back-up generators are at our immediate disposal along with unlimited guaranteed fuel, in case of power failure.

    Common knowledge mandates that at some point you will lose precious data that is stored on your hard drive. This may come in the form of a hard drive crash, virus, theft or even a natural disaster. The reason is of little consequence when faced with the crisis of business disruption. The bottom line is that you need your data to continue operating and need to restore the information as soon as possible. Fortunately, with the data protection and online backup technology, your business is protected from the permanent loss of irreplaceable data. Your files are safe and ready for your retrieval whenever you need them.

    Disaster Recovery For Businesses

    Each year, businesses lose millions of dollars because of computer failure and data loss. Help protect your company from disruption of business continuity. Business must have a consistent flow and a strong back up plan for any future emergency of this sort. We will help you prepare for the unforeseen glitches that lead to massive amounts of data loss. This leads to monetary loss, failure to meet deadlines, lack of client confidence, and possibly even fines or legal action.

    You will have peace of mind knowing that your files remain stored safely in an encrypted form with online back services. We hire professional security firms to test our intrusion defenses. Our data centers are guarded 24 hours a day, 7 days a week. Your privacy and security, as well as the protection of your clients, is constantly shielded.

    Sterling Data Storage provides a state of the art online backup system. Our friendly, knowledgeable staff is always there to assist you and ensure a trouble-free data recovery experience.

    Navigation:

    Contact Us:

    Latest News



    Car, Auto & Property Insurance in Japan #insurance, #insured, #insuring, #insurer, #car, #auto, #automobile, #driving, #driver, #vehicle, #japan, #japanese, #overseas, #property, #damage, #theft, #protection, #liability, #accident, #bodily, #injury, #coverage, #cali, #voluntary, #mandatory, #relo, #ace #


    #

    Understand why it is highly recommended to have two insurances to drive in Japan.
    We arrange Compulsory and Voluntary insurance for your car.

    Automobile Liability Security Law of Japan requires every registered car to carry Compulsory Automobile Liability Insurance (CALI).
    This insurance only covers bodily injury liability and does not cover any damage to you or your car. The liability amount is limited to a maximum of 30,000,000 yen per person for death.
    In general, automobile dealers arrange this insurance for their customers at the time of purchase and registration of a car.

    Voluntary automobile insurance includes third party liability coverage and other coverage that CALI does not offer. This insurance is optional, however, virtually all drivers in Japan carry it because they fully understand the significance of it.
    Major types of coverage by Voluntary Automobile Insurance:

    • �� Third party liability coverage (bodily injury liability and property damage liability)
    • �� Coverage for damage to the insured�fs own car
    • �� Protection against uninsured automobiles coverage
    • �� Self-incurred personal accident coverage

    Insurance Inquiry Call Toll Free

    09:00 to 17:00 except Saturdays, Sundays and Japanese national holidays



    Professional Liability Insurance for Mortgage Bankers and Mortgage Brokers – Fidelity Crime Bond Protection #underwriting, #agency, #underwriter, #professional #liability, #mortgage #bankers #bond, #mortgage #company #professional #liability, #insurance, #fidelity #bond, #mortgage #broker #insurance, #mcpl, #mbb, #fidelity #crime #bond #protection, #fidelity #crime #bond


    #

    Professional Liability Insurance for Mortgage Bankers Mortgage Brokers

    Stateside Underwriting Agency offers one of the most complete packages of specialty risk and investor required insurance for the mortgage industry. We offer Professional Liability, Fidelity/Crime Bond, Mortgage Impairment and Employment Practices Liability. Our program is tailored to the individual risk and offers limits up to $3,000,000 of in house authority and up to $60 million of limits have been placed when required for our larger clients.

    Products

    The Mortgage Company Professional Liability (MCPL) policy protects against possible losses from suits mainly in the area of loan origination. This can include the loan application process, loan processing, underwriting, closing, Secondary Market sales, servicing, and loan foreclosure. The Stateside Professional Liability Policy covers a firm s legal liability for wrongful acts made in providing professional services performed as a mortgage banker or mortgage broker. Read more

    The Mortgage Bankers Bond (MBB) was developed for Mortgage Companies and provides Fidelity Crime Bond Protection. Employee dishonesty and Investor Required E O are the two key coverages required by most Investors , but the bond also includes forgery protection, transit loss protection and other coverages. Read more

    Mortgage Banker and Mortgage Broker Insurance Discussion

    • This discussion provides an overview of the mortgage banking and mortgage brokering industry by highlighting the distinctions between mortgage holders errors and omissions, mortgage impairment, forced placed coverage, mortgage banker bond, mortgage banker E O, and custodial errors and omissions (custodial E O). View the full article

    CLAIM DETERMINATION. Any claim is subject to the actual policy wording/endorsements and the coverage for a claim shall be determined using the policy wording.

    SUA forms require the free Adobe Acrobat reader. Download it here .

    Stateside Underwriting Agency, Inc.
    A New Approach to Old Fashioned Service

    CA Licensed Broker Richard Nowell (Lic. #0H18186)



    McAfee Firewall Download #mcafee #firewall, #download #mcafee #firewall, #mcafee #firewall #free #download, #internet #protection, #firewall #protection, #antihacker #protection, #antihacker, #protection, #mcafee, #firewall


    #

    The internet is home to a large variety of threats but also the same amount of security applications. McAfee Firewall is a tool you can use to protect your computer system while you are online. It aims to provide a stronger and more flexible security level than Windows Firewall.

    Manage applications and permissions

    You might encounter some problems when you are installing this product. In our case, the application froze and we had to restart it.

    The user-friendly interface consists of McAfee Security Center, where you can view and access any installed McAfee components – VirusScan, Personal Firewall Plus, Privacy Service, or SpamKiller.

    Personal Firewall Plus provides real-time protection for your computer against hackers. You can view the firewall summary (main, application, event or HackerWatch summary) and the Internet applications list (you can add a new allowed or blocked application and change permission level).

    View overall history of events

    Furthermore, you can take a look at the event log (view current or archived logs, trace a particular event, trust or ban a specific address), or lockdown your computer (one click instantly blocks all network traffic, including browsing, email and McAfee update checks).

    Additionally, you can test your firewall for possible vulnerabilities to attacks, or trace the origin of a suspected attack.

    Thoroughly monitor network activity

    In Options, you can configure alert settings (e.g. enable gaming mode) or advanced security settings (e.g. adjust the firewall security level), configure what events are logged, run setup assistance, or reset settings to default.

    The Tools section allows you to manage trusted and banned IPs, view the network traffic monitor, and expose service ports to the outside world.

    Overall, the program works great, and it has an extensive help file that explains every detail of McAfee Firewall. Since it is a flexible firewall, experienced users will definitely appreciate the fact that it grants them more control.

    To end with

    In conclusion, McAfee Firewall provides the level of security that your computer needs (although it could welcome some minor improvements), and it does so by using a low amount of system memory. However, the application is suitable for older versions of Windows, showing incompatibility towards the latest versions.



    Raising the bar with XGen™ Endpoint Security – Protection Exactly When and Where You Need It #endpoint #data #protection


    #

    Raising the bar with XGen™ Endpoint Security – Protection Exactly When and Where You Need It

    IT security managers are faced with a series of challenges: increasingly sophisticated threats, riskier user behavior and a lack of visibility across their different security systems. At Trend Micro, our promise to our customers has always been to help them be ahead of the bad guys and ensure their environments are safe and easily controllable. Today, we took our promise one step further and raised the bar for the entire industry. With the launch of XGen ™ endpoint security, Trend Micro leads the industry into a new era of security.

    So, what is XGen™ security and how does it revolutionize the industry? XGen™ security is a cross-generational approach to security that combines proven threat detection techniques to quickly identify known and unknown threats with advanced threat protection techniques, such as application control, exploit prevention and behavioral analysis. Additionally, XGen™ infuses ‘high-fidelity’ machine learning that checks files both before execution and at runtime – using ‘noise cancellation’ features like census checking and whitelisting to reduce false positives.

    Today, many ‘next-gen’ companies are trying to sell machine learning as the “new kid on the block,” but Trend Micro has been using it for more than 10 years to strengthen a variety of its security tools, from anti-spam engines to malicious social media detection techniques. Now, we’re leveraging that decade of experience to deliver high-fidelity machine learning that works in harmony with a complete range of threat protection capabilities——fueled by more than 100 terabytes of data gathered by the Trend Micro™ Smart Protection Network ™ every day.

    The design of XGen™ security deploys the right technology at the right time to offer holistic enterprise defense. This requires more than just one or two protection techniques, because no one technique is effective against all attack types. Despite next-gen vendors’ claim that machine learning is the “silver bullet” of cybersecurity, truly complete protection requires a range of built-in techniques to close existing security gaps. Ultimately, XGen™ delivers more significant threat intelligence to effectively train our products – providing the strongest protection for customers against new threats as they are identified.

    At the same time, companies don’t just need increased security. They need their security to be manageable without slowing down their systems. XGen™ provides peace of mind by allowing security to be a priority while maintaining operational efficiency and ease of use. All while still offering the strongest detection techniques on the market to catch threats of all kinds.

    XGen™ endpoint security can be added to enterprise security systems today as part of the Trend Micro Smart Protection Suites. Integrated endpoints, email and web gateway protection are all integrated within the suites to defend users at any point and activity. It also allows centralized visibility and control for IT administrators to improve response time and streamline management. Trend Micro has 28 years of experience protecting more than 155 million endpoints – so we’ve got companies covered no matter what threats try to impact their bottom line.

    To learn more about what XGen™ endpoint security can do for your company, visit https://www.trendmicro.com/xgen.

    Related posts:



    Covercraft Car Covers offer protection and an attractive fit in a variety of fabrics & patterns! dustop, evolution, cover craft, truck, custom. #buy #and #sell #cars


    #car cover
    #

    Dear Car Owner:

    A car is a big investment; for many, the biggest investment you’ll make besides a home. Whether you live in a cold or hot climate, keep it outside or in, drive it or don’t drive it, you can’t keep it completely sheltered from exposure to the elements, dust and even potential thieves. Covercraft makes a wide selection of car covers to help you do just that.

    There’s nothing like the hot summer sun to fade paint, crack rubber and destroy plastic and vinyl auto interiors. Winter snow can devastate the finish on your prized investment. Covercraft can help. With a cover for almost any weather condition and storage situation, there’s no reason to let your car or truck bear the elements alone.

    Many drivers spend countless hours applying waxes and protectants to their vehicles, but they overlook the most obvious solution: Cover it! A car cover will not only protect the vehicle itself, it will preserve all the fine detailing you put into your vehicle.

    You’ll be pleasantly surprised at how easy it is to put the cover on and take it off. I got a Covercraft Dustop for my Corvette, and I’m glad I did. I religiously cover it in between uses. Not only does the car look as good as the day I bought it, but I don’t have the upkeep that I’d have otherwise. I never experience that layer of dust on my dash that is so typical of cars that aren’t used daily. BC, (Before Cover) I’d at least quick detail the car before driving to remove dust and dirt that had settled over the exterior. Now, it really isn’t necessary. The cover has turned out to be a timesaver as well. The Vette is literally shielded from airborne pollution. When I go out, I can be sure the car is waiting and ready to go, and looking its best.

    %img src=”http://lib.store.yahoo.net/lib/autogeek/news5.jpg%3E%3C/p%3E%0D%0A%3Cp%3ECovercraft%20has%20been%20protecting%20vehicles%20since%201965.%20Today%20they%20offer%20%3Cb%3Eover%2055,000%20patterns%3C/b%3E%20to%20custom%20fit%20virtually%20any%20vehicle%20ever%20made.%20Since%20each%20pattern%20is%20based%20on%20the%20exact%20measurements%20of%20a%20given%20vehicle,%20you%20can%20be%20sure%20that%20your%20custom-made%20car%20cover%20will%20fit%20your%20vehicle.%3C/p%3E%0D%0A%3Cp%3EIn%20addition%20to%20patterns,%20Covercraft%20currently%20offers%20%3Cb%3E12%20different%20fabrics%3C/b%3E.%20Each%20one%20is%20designed%20to%20meet%20your%20specific%20needs,%20no%20matter%20where%20you%20live%20and%20how%20often%20you%20drive%20your%20vehicle.%20The%20fabrics%20are%20listed%20below.%20Click%20on%20each%20icon%20to%20read%20about%20the%20benefits%20of%20the%20fabric%20and%20to%20place%20your%20order.%3C/p%3E%0D%0A%3Cp%3E%3Cimg%20style=”float: left; margin: 0 10px 5px 0;” src=”http://lib.store.yahoo.net/lib/autogeek/covercraftH2.jpg” /> Who Should Use A Car Cover?

    Everyone! You don’t have to drive an expensive or collectible car to own a car cover. Car covers are a practical way to protect any vehicle.

    Many of Covercraft’s fabrics are lightweight and some can even be washed in your washing machine at home! They are not cumbersome or difficult to care for. Click on any fabric to read about its recommended use and care instructions.

    COVER FABRICS – Which One is Right for You?

    Covercraft offer a wide selection of fabrics, to allow you to select the one that will meet your vehicle’s protection needs and budget. Different fabrics offer different levels of protection performance, and some focus on protecting from a specific element, like intense sun exposure or dust.

    Assess your needs: Where do you park? Do you drive the vehicle daily? Is your vehicle exposed to snow, rain, dust, etc? How much would you like to spend? Answering these questions will help narrow your search for the perfect car cover.

    FEATURES

    Regardless of the fabric you select, it will be constructed with features found in all Covercraft covers.

    %img src=”http://lib.store.yahoo.net/lib/autogeek/features.jpg%3E%3C/p%3E%0D%0A%3C/li%3E%0D%0A%3Cli%3EDouble” /%Neoprene elastic is sewn into the front and rear hems to help hold the cover in place.

  • Reinforced, non-scratch grommets include a protective flap on the backside and can be used with a tie-down rope (supplied) or vinyl coated cable and lock (optional).

    * Please Note: If your vehicle has an outside, non-retractable antenna. you will have to make a small opening in the car cover to accommodate the antenna. Please indicate in the comment box of your order that you need an antenna grommet and we will be happy to send you one free of charge.

    HOW TO ORDER

    You can click on the Order Cover buttons here to begin the order process. You will be asked to make a series of selections to pick your desired cover.

    You can click on the different icons at the bottom to read about each fabric. At the bottom of each page is an Order Cover button. You can then click on that button to make your selections.

    Custom & Ready Fit car covers ship from the manufacturer via ground service. Due to manufacturer delays, please allow 2-3 weeks for delivery for custom and Ready Fit covers. Expedited and international shipping are not available.

    For Christmas delivery, all Covercraft products must be ordered no later than December 1st, 2015.



  • Dealer Protection Group #used #cars #in #usa


    #dealer car
    #

    Dealer Protection Group

    Partner with Experience.

    Dealer Protection Group (DPG) was formed in 1999 specifically to focus on the insurance needs of franchised New Automobile Dealers. Our home office is located in Irvine, California, and along with our other branch locations in Los Angeles, Northern California, Nevada, Colorado, and Arizona, we have developed and implemented insurance solutions for over 300 dealers. Our locations position us well to service the needs of California dealers whose operations extend beyond the state and the Southwest, including Hawaii, Oregon, Texas, and Illinois.

    As a full-service broker we not only provide a customized suite of competitive industry specific Property and Casualty insurance and Workers Compensation products to our clientele, we also offer Surety Bonds, Employee Benefits. and Financial and Insurance (F I) programs, in addition to a number of key services, such as training, loss control, and much more. We have access to a number of top-rated insurance companies, service providers, and ancillary programs to offer a fully loaded, top-of-the-line package for dealers. You can come to DPG for all your insurance and related needs, so you can keep your focus on sales and servicing your customers.

    What’s more, DPG is a member of Arroyo Insurance Services, providing us with the ability to offer personal insurance products for you and your employees – everything from Auto insurance to Homeowners and Medical, Dental, and Life, etc. We also offer Commercial Lines insurance for all types of businesses, such as retail, wholesale operations, manufacturers, etc.

    High performance is our policy.

    DPG understands that responsiveness is key to the success of your business, and our staff is dedicated to providing you with superior service so that you can do the same for your customers. We invite you to take a close look at what we can offer your dealership and how we can help drive your success with a comprehensive insurance program that has extremely competitive prices in the marketplace along with products that provide the proper coverage. Give us a call at 949.208.8550 .



    Dealer Protection Group #car #show


    #dealer car
    #

    Dealer Protection Group

    Partner with Experience.

    Dealer Protection Group (DPG) was formed in 1999 specifically to focus on the insurance needs of franchised New Automobile Dealers. Our home office is located in Irvine, California, and along with our other branch locations in Los Angeles, Northern California, Nevada, Colorado, and Arizona, we have developed and implemented insurance solutions for over 300 dealers. Our locations position us well to service the needs of California dealers whose operations extend beyond the state and the Southwest, including Hawaii, Oregon, Texas, and Illinois.

    As a full-service broker we not only provide a customized suite of competitive industry specific Property and Casualty insurance and Workers Compensation products to our clientele, we also offer Surety Bonds, Employee Benefits. and Financial and Insurance (F I) programs, in addition to a number of key services, such as training, loss control, and much more. We have access to a number of top-rated insurance companies, service providers, and ancillary programs to offer a fully loaded, top-of-the-line package for dealers. You can come to DPG for all your insurance and related needs, so you can keep your focus on sales and servicing your customers.

    What’s more, DPG is a member of Arroyo Insurance Services, providing us with the ability to offer personal insurance products for you and your employees – everything from Auto insurance to Homeowners and Medical, Dental, and Life, etc. We also offer Commercial Lines insurance for all types of businesses, such as retail, wholesale operations, manufacturers, etc.

    High performance is our policy.

    DPG understands that responsiveness is key to the success of your business, and our staff is dedicated to providing you with superior service so that you can do the same for your customers. We invite you to take a close look at what we can offer your dealership and how we can help drive your success with a comprehensive insurance program that has extremely competitive prices in the marketplace along with products that provide the proper coverage. Give us a call at 949.208.8550 .



    MOPAR Vehicle Protection #anything #auto


    #auto extended warranty
    #

    My Current Plan

    Welcome to Mopar Vehicle Protection! This is the official website for the only extended vehicle protection offered and backed by the manufacturer of your Chrysler, Dodge, Jeep or Ram Truck vehicle. To learn more about how a genuine Mopar Vehicle Protection plan can complement your original manufacturer’s warranty, and enhance your driving experience, please click the button for your vehicle’s make. We are also proud to offer Mopar Vehicle Protection on most competitive make vehicles. If you drive a competitive brand vehicle, click Other.

    PLEASE CHOOSE YOUR VEHICLE BRAND

    2015 FCA US LLC. All Rights Reserved. Chrysler, Dodge, Jeep. Ram and Mopar are registered trademarks of FCA US LLC.

    The information on this website is intended to provide only an outline of the coverages, benefits and exclusions regarding Mopar Vehicle Protection Plans as offered and issued by FCA US LLC or a subsidiary. FL Lic. #65505. CA Lic. #0G94472. Services/component repairs made prior to the purchase of a plan are not covered. Complete details and coverage are provided in the Plan Provisions. All transactions relating to any plan are governed solely by the Plan Provisions of the purchased plan.

    Chrysler Group Service Contracts LLC (CGSC LLC) is a wholly owned subsidiary of FCA US LLC.

    Your Plan is sold and administered by CGSC LLC if you purchased your Plan in: Florida, Hawaii, Maine, Mississippi, Montana, Oregon, Puerto Rico, Texas, Virginia, Washington or Wyoming.

    Your Plan is sold and administered by CGSC LLC if your Plan covers an FCA US vehicle and you purchased your plan in: New Mexico.

    Your Plan is sold and administered by CGSC LLC if your Plan covers a non-FCA US vehicle and you purchased your Plan in: Alabama, California, Illinois, Louisiana, Minnesota, Missouri, Nevada, New Hampshire, New York, South Carolina, Utah or Vermont.



    CFPB Proposes New Federal Oversight of Nonbank Auto Finance Companies – Newsroom – Consumer Financial Protection Bureau #auto #warranties


    #auto finance companies
    #

    CFPB Proposes New Federal Oversight of Nonbank Auto Finance Companies

    Bureau Supervision Uncovers Auto-Lending Discrimination at Banks and Obtains $56 Million for Harmed Consumers

    WASHINGTON, D.C. – The Consumer Financial Protection Bureau (CFPB) is proposing to oversee larger nonbank auto finance companies for the first time at the federal level. The Bureau also released a supervision report that details the auto-lending discrimination that the Bureau has uncovered at banks. The report highlights that the Bureau’s supervisory actions against banks will result in about $56 million in redress for up to 190,000 consumers harmed by discriminatory practices.

    “Many people depend on auto financing to pay for the car they need to get to work,” said CFPB Director Richard Cordray. “Nonbank auto finance companies extend hundreds of billions of dollars in credit to American consumers, yet they have never been supervised at the federal level. We took action after we uncovered auto-lending discrimination at banks we supervise. Today’s proposal would extend our oversight, allowing us to root out discrimination and ensure consumers are being treated fairly across this market.”

    Cars are indispensable for most working Americans. Nearly 90 percent of the U.S. workforce commutes to work by car. Auto loans are the third largest category of household debt, behind mortgage and student loans. With the average loan for a new car nearing $27,000, American consumers had 87.4 million outstanding auto loans valued at nearly $900 billion in the first quarter of 2014. The leasing market also continues to grow as more than a quarter of new cars are acquired through leases.

    Auto loans are financed by both banks and nonbanks. Consumers can either get a loan through direct financing where they seek credit directly from a lender or through indirect financing where an auto dealer typically facilitates a loan from a third party. Banks, credit unions, and nonbank auto finance companies provide credit to consumers both directly and indirectly. Some nonbank finance companies are “captive” nonbanks, meaning finance companies owned by auto manufacturers who generally do only indirect lending.

    Currently, the Bureau supervises large banks making auto loans, but not nonbank auto finance companies. Today the CFPB is proposing to extend its supervision authority to the larger participants of the nonbank auto finance market. Under the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (Dodd-Frank Act), the CFPB has authority to supervise certain nonbanks the Bureau defines through rulemaking as “larger participants” in a market.

    Today’s proposed rule would generally allow the Bureau to supervise nonbank auto finance companies that make, acquire, or refinance 10,000 or more loans or leases in a year. The Bureau would be supervising them to ensure they are complying with federal consumer financial law. The Bureau estimates that about 38 auto finance companies would be subject to this new oversight. These companies originate around 90 percent of nonbank auto loans and leases, and in 2013 provided financing to approximately 6.8 million consumers.

    Given the significance of car ownership in the lives of consumers, the CFPB wants to make sure that auto lenders, including auto finance companies, are treating consumers fairly throughout the life of loan by:

    • Fairly marketing and disclosing auto financing: The Bureau wants to make sure that auto finance companies who market directly to consumers are not using deceptive tactics to market loans or leases. The Bureau would be concerned if consumers are being misled about the benefits or terms of financial products. The Bureau is also looking to ensure that consumers are getting terms they understand and accept.
    • Providing accurate information to credit bureaus: The Bureau wants to make sure that information provided to the credit bureaus is accurate. The CFPB recently took an enforcement action against an auto finance company that distorted consumer credit records by inaccurately reporting information like the consumer’s payment history and delinquency status to credit bureaus. The CFPB is looking to prevent inaccurate information from being reported in the future.
    • Treating consumers fairly when collecting debts: The Bureau wants to make sure that auto finance companies are not using illegal debt collection tactics. The Bureau has received complaints from consumers who say that their autos have been repossessed while they are current on the loan or have a payment arrangement in place. The Bureau also is looking to ensure that collectors are relying on accurate information and using legal processes when they collect on debts or repossess autos.

    Today’s proposed rule is open for comment for 60 days after the rule is published in the Federal Register.

    Discrimination in the Auto-Lending Market

    The CFPB is also concerned about discriminatory pricing in the auto-lending market. When consumers receive indirect financing, often the finance company or other indirect lender authorizes the dealer to mark up the interest rate. Markups lead to dealers and indirect lenders charging different rates to similarly situated consumers, which increases the risk of discrimination. Discriminatory markups on auto loans may result in tens of millions of dollars in consumer harm each year.

    In March 2013, the CFPB issued a bulletin reminding indirect auto lenders that under the Equal Credit Opportunity Act (ECOA), it is illegal for a creditor to discriminate in any aspect of a credit transaction on prohibited bases including race, color, religion, national origin, sex, marital status, and age.

    Today the Bureau is releasing a new “Supervisory Highlights” report, which details the auto-lending discrimination the CFPB has uncovered at banks under Bureau supervision over the past two years. CFPB examiners found that these indirect auto lenders had discretionary pricing policies that resulted in discrimination against African-American, Hispanic, and Asian and Pacific Islander borrowers. As a result, these borrowers paid more for their auto loans than similarly situated non-Hispanic white borrowers.

    When lenders have not followed the law, the Bureau has used both enforcement and supervisory actions to direct institutions to obtain remediation to harmed consumers. Recent non-public CFPB supervisory actions at indirect auto financing institutions resulted in approximately $56 million in remediation for up to 190,000 consumers.

    To prevent discrimination from reoccurring at these lenders, the CFPB has identified at least three possible ways institutions can limit their fair lending risk:

    • Conduct internal monitoring for discrimination: Auto lenders should monitor and correct for potential discrimination that stems from discretionary pricing policies and address the effects of markup policies as part of a robust fair lending compliance program.
    • Limit discretionary markups: Indirect auto lenders can reduce the risk of potential discrimination by limiting the discretion dealers have to mark up the price of a loan financed by the lender.
    • Eliminate dealer discretion for markups: Indirect auto lenders can also lower their fair lending risk by eliminating dealers’ ability to markup the price of a loan and fairly compensating dealers using a different mechanism.

    Methodology for Evaluating Auto Lending

    In order to evaluate a lender’s compliance with fair lending laws, CFPB examination teams use a proxy methodology just as other federal supervisory agencies and many private companies do. To proxy for race and national origin, exam teams rely on data associated with consumers’ last names and places of residence. Census Bureau data is first used to calculate the probability that an individual belongs to a specific race and ethnicity based on their last name. Exam teams then update that probability based on the demographics of the area in which the person resides again using Census Bureau data.

    The CFPB is releasing a white paper which details the precise methodology the Bureau uses to calculate these probabilities, and is also releasing the Bureau’s computer code so that lenders can perform the same analysis that the Bureau’s examination teams perform. The white paper also reports on a study the Bureau has conducted which finds that the integrated approach to building a proxy is more accurate than either surname or geographic data individually.

    More details on the CFPB’s proxy methodology for race and national origin can be found at:

    ### The Consumer Financial Protection Bureau is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives. For more information, visit ConsumerFinance.gov.



    Dealer Protection Group #cars #pictures


    #dealer car
    #

    Dealer Protection Group

    Partner with Experience.

    Dealer Protection Group (DPG) was formed in 1999 specifically to focus on the insurance needs of franchised New Automobile Dealers. Our home office is located in Irvine, California, and along with our other branch locations in Los Angeles, Northern California, Nevada, Colorado, and Arizona, we have developed and implemented insurance solutions for over 300 dealers. Our locations position us well to service the needs of California dealers whose operations extend beyond the state and the Southwest, including Hawaii, Oregon, Texas, and Illinois.

    As a full-service broker we not only provide a customized suite of competitive industry specific Property and Casualty insurance and Workers Compensation products to our clientele, we also offer Surety Bonds, Employee Benefits. and Financial and Insurance (F I) programs, in addition to a number of key services, such as training, loss control, and much more. We have access to a number of top-rated insurance companies, service providers, and ancillary programs to offer a fully loaded, top-of-the-line package for dealers. You can come to DPG for all your insurance and related needs, so you can keep your focus on sales and servicing your customers.

    What’s more, DPG is a member of Arroyo Insurance Services, providing us with the ability to offer personal insurance products for you and your employees – everything from Auto insurance to Homeowners and Medical, Dental, and Life, etc. We also offer Commercial Lines insurance for all types of businesses, such as retail, wholesale operations, manufacturers, etc.

    High performance is our policy.

    DPG understands that responsiveness is key to the success of your business, and our staff is dedicated to providing you with superior service so that you can do the same for your customers. We invite you to take a close look at what we can offer your dealership and how we can help drive your success with a comprehensive insurance program that has extremely competitive prices in the marketplace along with products that provide the proper coverage. Give us a call at 949.208.8550 .



    Covercraft Car Covers offer protection and an attractive fit in a variety of fabrics & patterns! dustop, evolution, cover craft, truck, custom. #car #sales #uk


    #car cover
    #

    Dear Car Owner:

    A car is a big investment; for many, the biggest investment you’ll make besides a home. Whether you live in a cold or hot climate, keep it outside or in, drive it or don’t drive it, you can’t keep it completely sheltered from exposure to the elements, dust and even potential thieves. Covercraft makes a wide selection of car covers to help you do just that.

    There’s nothing like the hot summer sun to fade paint, crack rubber and destroy plastic and vinyl auto interiors. Winter snow can devastate the finish on your prized investment. Covercraft can help. With a cover for almost any weather condition and storage situation, there’s no reason to let your car or truck bear the elements alone.

    Many drivers spend countless hours applying waxes and protectants to their vehicles, but they overlook the most obvious solution: Cover it! A car cover will not only protect the vehicle itself, it will preserve all the fine detailing you put into your vehicle.

    You’ll be pleasantly surprised at how easy it is to put the cover on and take it off. I got a Covercraft Dustop for my Corvette, and I’m glad I did. I religiously cover it in between uses. Not only does the car look as good as the day I bought it, but I don’t have the upkeep that I’d have otherwise. I never experience that layer of dust on my dash that is so typical of cars that aren’t used daily. BC, (Before Cover) I’d at least quick detail the car before driving to remove dust and dirt that had settled over the exterior. Now, it really isn’t necessary. The cover has turned out to be a timesaver as well. The Vette is literally shielded from airborne pollution. When I go out, I can be sure the car is waiting and ready to go, and looking its best.

    %img src=”http://lib.store.yahoo.net/lib/autogeek/news5.jpg%3E%3C/p%3E%0D%0A%3Cp%3ECovercraft%20has%20been%20protecting%20vehicles%20since%201965.%20Today%20they%20offer%20%3Cb%3Eover%2055,000%20patterns%3C/b%3E%20to%20custom%20fit%20virtually%20any%20vehicle%20ever%20made.%20Since%20each%20pattern%20is%20based%20on%20the%20exact%20measurements%20of%20a%20given%20vehicle,%20you%20can%20be%20sure%20that%20your%20custom-made%20car%20cover%20will%20fit%20your%20vehicle.%3C/p%3E%0D%0A%3Cp%3EIn%20addition%20to%20patterns,%20Covercraft%20currently%20offers%20%3Cb%3E12%20different%20fabrics%3C/b%3E.%20Each%20one%20is%20designed%20to%20meet%20your%20specific%20needs,%20no%20matter%20where%20you%20live%20and%20how%20often%20you%20drive%20your%20vehicle.%20The%20fabrics%20are%20listed%20below.%20Click%20on%20each%20icon%20to%20read%20about%20the%20benefits%20of%20the%20fabric%20and%20to%20place%20your%20order.%3C/p%3E%0D%0A%3Cp%3E%3Cimg%20style=”float: left; margin: 0 10px 5px 0;” src=”http://lib.store.yahoo.net/lib/autogeek/covercraftH2.jpg” /> Who Should Use A Car Cover?

    Everyone! You don’t have to drive an expensive or collectible car to own a car cover. Car covers are a practical way to protect any vehicle.

    Many of Covercraft’s fabrics are lightweight and some can even be washed in your washing machine at home! They are not cumbersome or difficult to care for. Click on any fabric to read about its recommended use and care instructions.

    COVER FABRICS – Which One is Right for You?

    Covercraft offer a wide selection of fabrics, to allow you to select the one that will meet your vehicle’s protection needs and budget. Different fabrics offer different levels of protection performance, and some focus on protecting from a specific element, like intense sun exposure or dust.

    Assess your needs: Where do you park? Do you drive the vehicle daily? Is your vehicle exposed to snow, rain, dust, etc? How much would you like to spend? Answering these questions will help narrow your search for the perfect car cover.

    FEATURES

    Regardless of the fabric you select, it will be constructed with features found in all Covercraft covers.

    %img src=”http://lib.store.yahoo.net/lib/autogeek/features.jpg%3E%3C/p%3E%0D%0A%3C/li%3E%0D%0A%3Cli%3EDouble” /%Neoprene elastic is sewn into the front and rear hems to help hold the cover in place.

  • Reinforced, non-scratch grommets include a protective flap on the backside and can be used with a tie-down rope (supplied) or vinyl coated cable and lock (optional).

    * Please Note: If your vehicle has an outside, non-retractable antenna. you will have to make a small opening in the car cover to accommodate the antenna. Please indicate in the comment box of your order that you need an antenna grommet and we will be happy to send you one free of charge.

    HOW TO ORDER

    You can click on the Order Cover buttons here to begin the order process. You will be asked to make a series of selections to pick your desired cover.

    You can click on the different icons at the bottom to read about each fabric. At the bottom of each page is an Order Cover button. You can then click on that button to make your selections.

    Custom & Ready Fit car covers ship from the manufacturer via ground service. Due to manufacturer delays, please allow 2-3 weeks for delivery for custom and Ready Fit covers. Expedited and international shipping are not available.

    For Christmas delivery, all Covercraft products must be ordered no later than December 1st, 2015.



  • Dealer Protection Group


    #dealer car
    #

    Dealer Protection Group

    Partner with Experience.

    Dealer Protection Group (DPG) was formed in 1999 specifically to focus on the insurance needs of franchised New Automobile Dealers. Our home office is located in Irvine, California, and along with our other branch locations in Los Angeles, Northern California, Nevada, Colorado, and Arizona, we have developed and implemented insurance solutions for over 300 dealers. Our locations position us well to service the needs of California dealers whose operations extend beyond the state and the Southwest, including Hawaii, Oregon, Texas, and Illinois.

    As a full-service broker we not only provide a customized suite of competitive industry specific Property and Casualty insurance and Workers Compensation products to our clientele, we also offer Surety Bonds, Employee Benefits. and Financial and Insurance (F I) programs, in addition to a number of key services, such as training, loss control, and much more. We have access to a number of top-rated insurance companies, service providers, and ancillary programs to offer a fully loaded, top-of-the-line package for dealers. You can come to DPG for all your insurance and related needs, so you can keep your focus on sales and servicing your customers.

    What’s more, DPG is a member of Arroyo Insurance Services, providing us with the ability to offer personal insurance products for you and your employees – everything from Auto insurance to Homeowners and Medical, Dental, and Life, etc. We also offer Commercial Lines insurance for all types of businesses, such as retail, wholesale operations, manufacturers, etc.

    High performance is our policy.

    DPG understands that responsiveness is key to the success of your business, and our staff is dedicated to providing you with superior service so that you can do the same for your customers. We invite you to take a close look at what we can offer your dealership and how we can help drive your success with a comprehensive insurance program that has extremely competitive prices in the marketplace along with products that provide the proper coverage. Give us a call at 949.208.8550 .