Courses – Derby Adult Learning Service #basic #skills, #esol, #return #to #work #and #learning, #learning #difficulties, #maths #gcse, #business, #book-keeping, #teacher #training, #computers, #clait, #ecdl, #word #processing, #it #courses, #hospitality, #sports #and #leisure, #aromatherapy, #mendhi, #sugarcraft, #aerobics, #fitness, #keep #fit, #badminton, #wine #appreciation, #yoga, #pilates, #tv #repairs, #health, #social #care #and #public #service, #counselling, #deaf #awareness, #early #years #education, #pre-retirement, #visual, #performing #arts, #art, #dancing, #woodwork, #pottery, #singing, #song #writing, #embroidery, #craft #and #jewellery, #guitar, #painting, #rug #making, #sewing, #languages, #communication, #english #as #a #foreign #language, #english #gcse, #creative #writing, #french, #german, #italian, #spanish, #greek, #sign #language


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Derby Adult Learning Service provides hundreds of courses in Derby for you to choose from in a whole range of subjects. Select one of the learning areas below for a list of related courses available:

Computing
Computing for beginners, Internet and Email, European Computer Driving License (ECDL), Digital Photography, Various entry level courses

Cookery and Baking
Introduction to Cookery, Italian, Indian Cookery, All about Chocolate, Wine Appreciation

Education Training
Supporting Teaching and Learning in Schools
City and Guilds – Train the Trainer Level 3 Award in Education and Training and Level 4 Certificate in Education and Training

English and Maths
Brush up on your English, Improve your maths skills, English GCSE, Maths GCSE

Hospitality, Sports and Leisure
Wine Appreciation including WSET (Wines, Spirits, Educational Trust) Level 2 and 3 Qualifications, Italian Cookery, Indian Cookery, Yoga, Tai Chi for Health and Relaxation, Keep Fit – Mature Movers, Keep Fit – Seated Exercise

Jobseeker’s Learning Programmes
Improving your skills for gaining employment, Adult Learning Service Work Club, Creating and updating your CV, Building up your confidence, interview skills and techniques, presentation skills, job applications

Languages and Communication
Arabic, French, German, Greek, Italian, Russian and Spanish. Also includes British Sign Language (BSL)

Psychology
Psychology GCSE

Skills for Life (Foundation)
Basic Skills, ESOL (English for Speakers of Other Languages), Return to work and learning, Programmes for those with learning difficulties

Visual and Performing Arts
Life Drawing, Watercolour Drawing, Painting and Drawing, Pottery, Woodwork, Silversmithing, Embroidery, Textiles, Jewellery, Mixed Crafts, Singing, Guitar, Banjo, Ukulele


Credit Card Processing Rates – Merchant Account Rates #merchant #credit #card #processing #rates


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Credit Card Processing Rates

The true cost of merchant services is the product of the effective discount rate plus the internal cost to administer your merchant account. The effective discount rate is simply the total of all direct merchant costs, such as, discount rate, mid and non qualified costs, transaction and miscellaneous fees. No one merchant service fee is predictive of the overall effective rate, for the true cost is always total fees divided by total dollars processed.

BankCard Central will always be competitive on the effective discount rate because we do not attract you with a low discount and then charge hidden fees, such as charging unwarranted additional interchange by on qualified transactions by simply labeling them as and mid or non qualified transactions.

BankCard Central provides the greatest cost savings by reducing your internal operating cost for administering your merchant account and payment system.

What is the value to your organization of being able to reduce employee costs or redirect valuable resources to producing additional sales? Is this found revenue worth you looking beyond a low front end discount rate and lowering the total costs associated with your merchant account, including administration?

BankCard Central, and our Sister Companies, proudly offer the following services:

  • Credit Card Processing
  • Debit Card Processing
  • Gift Loyalty Cards
  • Ecommerce Shopping Cart
  • Customer Relationship Management (CRM)
  • Online Payment Services including PayPal and Bill Me Later
  • Web site Optimization
  • Cash Advance Programs
  • Security Services including Verified by VISA and MasterCard SecureCode
  • Chargeback Insurance
  • Fraud and Hacker Protection
  • Check Products
  • Internet Transaction Processing
  • Equipment Available for Purchase or Lease
  • Merchant Online Reporting
  • 24/7 Service Technical Support