Natural History Museum crash not terror-related – BBC News, the car people.#The #car #people


Natural History Museum crash ‘not terror-related’

Share this with Facebook

  • Share this with Twitter

  • Share this with Messenger

  • Share this with Messenger

  • Share this with

    These are external links and will open in a new window

    Share this with Facebook

  • Share this with Messenger

  • Share this with Messenger

  • Share this with Twitter

  • Share this with Pinterest

  • Share this with WhatsApp

  • Share this with LinkedIn

  • These are external links and will open in a new window

    Close share panel

    The car people

    A crash outside a London museum that injured 11 people was not terror-related, police have said.

    A black Toyota Prius hit the people outside the Natural History Museum in Exhibition Road, South Kensington.

    Video footage that emerged on Twitter showed a man, believed to be the driver, being restrained on the ground.

    The Metropolitan Police later said the incident was thought to be a “road traffic collision” and a man in his 40s had been arrested at the scene.

    He was arrested on suspicion of dangerous driving and received hospital treatment before being taken to a north London police station for questioning.

    London Ambulance said the people it treated – including the detained man – had mostly sustained head and leg injuries. Nine were taken to hospital.

    The Met said none of the injuries were believed to be life-threatening or life changing.

    Prime Minister Theresa May tweeted her thanks to first responders and members of the public, adding: “My thoughts are with the injured.”

    London Mayor Sadiq Khan also tweeted his thanks and hopes for a “swift recovery” for those injured.

    “For Londoners and visitors planning to visit our excellent museums and attractions in the area, please be assured they will be open as usual tomorrow.”

    The current terror threat in the UK is at “severe” – the second highest level – meaning an attack is highly likely.

    Exhibition Road is an area popular with tourists as it is home to the Natural History Museum, the Science Museum and the Victoria and Albert Museum.

    Oliver Cheshire, a model and popstar Pixie Lott’s fiance, was involved in helping hold the man down after the incident.

    He tweeted: “I’m OK. Thank you to the men who helped me pin him down and the police for coming so quickly.”

    BBC reporter Chloe Hayward, who was leaving the Natural History Museum as the crash happened at 14:20 BST, said she saw a car “diagonally across the road”, looking like it had hit a bollard, before armed officers arrived.

    At the scene

    By Dominic Casciani, BBC home affairs correspondent

    We have been to the south end of Exhibition Road nearest the Tube and the area, normally a busy destination for Saturday afternoon dining by locals and tourists, is deserted.

    Eyewitnesses told us that police came rushing into each bar and restaurant and told people to get out.

    We can see coats on chairs – some knocked over – half-eaten meals and half-drunk glasses of wine.

    Police helped one restaurant owner to recover staff belongings, like house keys, because it was unclear when the area would reopen.

    An eyewitness who was walking to the Science Museum said: “When waiting for the light, we heard what I thought was gunshots and saw a car drive over the pavement. We just ran. My friend dived on the floor and cut her hands.”

    The woman, who asked to remain anonymous, said: “When it calmed down we walked back to where we’d been and saw a gentleman on the floor being restrained by police.”

    The car people

    Connor Honeyman, from Essex, who was in the queue for the museum, said: “We heard a horrible thudding noise and a car engine. Everyone started running and screaming inside.

    “We ran in, everyone was following us, and then all the security guards ran out and they closed the main entrance. There was much confusion before the police got there.”

    The car people



    Turkey car rental from 8 EUR or 10 USD, the car people.#The #car #people


    The Turkey Car Rental Guide

    We display the rates from most leading Turkey car rental agencies and let you choose your car and book in real-time. Decide yourself who to book with after comparing the rates and fleet options of the local car rentals.

    Are considering going to Turkey on holiday or business? It s probably best to get a glimpse of what to expect. The main Turkey airport is known as Atat rk International Airport. It serves the areas of Istanbul in Turkey. It is located in Yeşilk y and it lies 24 km west of the city center. It was opened in the year 1924.

    Turkish is the official language of Turkey. Therefore, this is what you should expect people to speak at the airport. For a tourist who wants to explore the native villages of the country, knowing a few basic Turkish words would be of great help. Service providers like car rental companies, chauffeurs and taxi drivers in most cases know more than a single language.

    Turkey uses a currency known as the Turkish Lira. US dollars and Euros are also accepted, but in places with a heavy tourist concentration. It is advisable you change your currency in your country as compared to changing it at the airport, because the rates are likely to be higher at the airport. Changing currency at the city is cheaper, and you can do it at banks or exchange bureaus. However, if you want to rent a car, pay for a taxi among other things at the airport, it would be best to come with ready Turkish Liras.

    Ground transport from Turkey airport

    There are a wide range of ground transport means from the Ataturk airport, and your choice will depend on your tastes or destination. There are private transfers where you hire a chauffeur driven vehicle. It is a reliable and comfortable transport means, but a little expensive. Turkish taxis are yellow and only big enough for a maximum of three passengers. This is not the best travel means because it might not hold the luggage you have comfortably. Other transport means include buses and car rental.

    Car hire at Ataturk International airport is perhaps your best bet. This should be stress free since there are plenty of cheap car hire companies available. There are a couple of advantages that come with car rental that include;

    • Freedom to tour at your own pace
    • It s cheaper compared to taxis especially if you are traveling as a family and have luggage
    • Tourist destinations might be far apart, whereby going by public means would be expensive and time consuming
    • Car rental companies have the one way rental service whereby you can get your rented car at one station and return it in another

    Tourist attraction destinations Turkey

    Turkey has got plenty of awe inspiring destinations that will keep each type of tourist occupied. Some of the top tourist destinations include;

    The Aegean region is a highly visited area of Turkey. It is the perfect destination for those who are looking for sunny sand beaches. It is a region that boasts of excellently preserved ancient cities. The ancient sites include troy, Assos, Homer, Pergamum, Colossae, Pamukkale among others.

    This is also referred to as Turquoise coast. There are plenty of high mountains that are covered by pine, that in-turn sink into the blue waters of the sea. There are plenty of sites to set along this shore that might require a couple of weeks if you are to view all of them. This is why it is wise to rent a car to ensure you take everything in. Other top destinations include;

    • Central Anatolia
    • Black Sea coast
    • Duden waterfalls
    • Karaalioglu Park
    • Kaleici and many others.

    The Turkey Car Rental Guide deals with all major car rental companies and negotiates with the local agencies in Turkey to offer the best car rental rates and service for all locations in Turkey. This way our clients know they will always receive the best rate and service for their rental car in Turkey. In 3 minutes you can compare our rates and book your car rental in Turkey while you will find out that we are usually a lot less expensive then booking with the agencies direct.



    Powered by knowledge, driven by passion, car people.#Car #people


    car people

    Car people

    Fast forward over a century to the latest racing cars to hit the track. One of these is the all-new and particularly impressive looking Bentley Continental GT3. It is based on the new road car launched at Frankfurt earlier this year, and will be available to customers from June of 2018. The new Continental GT3 is powered by a further modified twin-turbo V8 that produces around 550 bhp in restricted form. Also intended for customers to run is the Citroen C3 R5 designed for the WRC2 series. It is effectively a slightly de-tuned version of the latest Citroen World Rally Car and will debut later this month.

    BMW have applied the fabled ClubSport or CS badge to the four-door M3 for the first time. Available halfway through 2018, the new M3 CS features a more powerful engine and a more aggressive aero package. Lotus, meanwhile, have crammed the most powerful version of the supercharged Toyota engine into the Exige to create the Exige Cup 430. With 430 bhp available in a vehicle that barely weighs over a ton, this should make for a particularly potent package.

    2017-11-07: Lamborghini’s look at the future, mighty Hennessey Venom F5 and new BMW and VW racers .

    At last week’s SEMA Show in Las Vegas, Hennessey finally revealed the highly anticipated Venom F5. Designed by Hennessey from the ground up, it features a bespoke carbon-fibre chassis and body. It is powered by a highly tuned, twin-turbo V8 that produces a staggering 1,600 bhp, which is driven to the rear wheels through a paddle-actuated seven-speed gearbox. Thanks to the extensive use of lightweight materials, the Venom F5 tips the scales at just 1,338 kg. Production of the very quick machine will be limited to just 24 examples.

    One of the great new racing cars due to take to the track in 2018 will be this BMW M8 GTE. Based on the upcoming M8 road car, it features the familiar twin-turbo V8, which is limited to around 500 bhp to meet the regulations. The M8 GTE will compete at both sides of the Atlantic in all the major endurance races.

    Later that same year, Volkswagen will make the all-new Polo GTI R5 available to customer teams. Built to the R5 regulations, this new rally car features a 270 bhp version of the familiar and highly successful four-cylinder engine.

    2017-11-03: Bugatti and Bentley headed for Paris auction and Porsche 550A due for Scottsdale .

    Also consigned to this sale is this Bentley R-Type Continental. It is one of just 42 built in left hand drive and fitted with the legendary Mulliner Fastback Coupe body. It was sold new to the United States and remained in Californian ownership until 2010. Recently refreshed by PA Wood, this Mulliner Fastback has a pre-sale estimate of Euro 800,000 – 1,000,000.

    The 2018 auction season will kick off in Scottsdale and among the very first cars consigned is this 550A RS Spyder. Originally a works car, it scored class wins at Goodwood and the Nurburgring. It also holds the distinction of being the only 550A that raced in a Grand Prix. Right now, there is no estimate but we expect 550A-0145 to sell for over $5 million.

    2017-10-30: Updated Ferrari FXX-K, new A110 Cup and Tokyo round-up .

    As part of the roll-out of the all new A110, Alpine have announced the Cup version of the highly anticipated machine. Available for sale today, it is due to compete during the 2018 in the Alpine Europa Cup. Accordingly, it is the spiritual successor of the GTA V6 Turbo that competed in the Europa Cup during the 1980s.

    Last week, the Tokyo Motor Show kicked off and the biennial show featured an eclectic selection of brand new show cars. Mazda offered a glimpse of the future with the compact Kai and Vision concepts. Compact coupe show cars also starred in the Japanese capital with the lovely retro Honda Sports EV Concept and the Toyota GR HV Sports Concept. The latter features an interesting automatic gearbox that can also be used as a regular stick shifter.

    2017-10-26: 2017 Dix Mille Tours report and 290-shot gallery .

    We were at the track throughout the event with a detailed report and an action-packed 290-shot gallery as the result.

    2017-10-23: New Porsche performance models and intriguing Polestar 1 .

    Also new in the line-up is the GTS version of the 718 Boxster and the 718 Cayman. The two range-topping models are powered by a further refined version of the turbocharged four-cylinder engine. In GTS trim, it is good for a hefty 365 hp.

    Volvo’s high performance department, Polestar will branch out to producing bespoke models, which will all feature hybrid or fully electric drivetrains. The first of these will be the spectacular Polestar 1. The striking coupe is constructed from lightweight carbon-fibre composite materials, and combines a turbocharged and supercharged four-cylinder engine and a pair of electric motors on the rear axle. Customers can acquire the car outright but Volvo also offers a lease options where customers have the option to temporary use larger Volvo models when needed. The Polestar 1 will be produced in a brand new factory in China due for completion sometime in 2018.

    Car people Car people Car people Car people



    Auto Financing, Bankruptcy Auto Loans, Bad Credit Auto Financing, car loans for people with bad credit.#Car #loans #for #people #with #bad #credit


    car loans for people with bad credit

    Car loans for people with bad credit

    Programs available in all 50 states!

    military personnel and families!

    Car loans for people with bad credit

    SCHOOL TIME IS HERE!

    Our programs are an excellent way for college students with no credit to establish a positive credit history!

    LOOKING FOR A NEW TRUCK?

    100% financing for

    new and pre-owned trucks!

    Get the second chance you deserve!

    Get approved for bankruptcy auto loans even if you were recently discharged.

    Premier Auto Financing is an online service that offers a simple, fast and personable method for obtaining a loan for buying a vehicle! Customer satisfaction is our number one priority! We work with people of all good and bad credit types; funding over $2.5 billion in car loans since 2007. and over $15 billion since 1998! Our program is available in all 50 states, consisting of a network of over 500 lenders! This allows us to offer the most competitive auto loan rates available online! We can approve 85-95% of loans that typically get denied by traditional lenders.

    Obtain Instant Auto Loan Approval in Less Than 30 Minutes!

    Our services are the fastest way to apply for auto financing over the Internet. The secure application only takes a few minutes to complete. A local participating lender will be calling to help with your approval within minutes of submitting your request. We will work closely with you to put together an auto financing package that will get you the cash you need, while fitting your budget.

    It Takes Less Than 24 Hours to Get Your Money! GUARANTEED!

    Once you agree to the rates and terms of your loan, you will be given the option of how you would like to receive your funding. You can choose to have your money instantly deposited into either your checking or savings account, or have a check sent to you overnight via Federal Express.

    We work with people with low credit scores, including those in the 400’s. The only mandatory criteria are a minimum age of 18 years and a United States citizenship. No income verification needed! No employment needed! No co-signers required!

    Poor Credit? No Credit? Bankruptcy? WE CAN GET YOU APPROVED!

    Our FREE, no-commitment application takes just a few minutes to fill out, and has assisted thousands of high-risk people achieve approval for bad credit auto loans! All applications that meet the above requirements are guaranteed to be processed for instant approval consideration. Even if you have no credit history or are looking for auto financing after bankruptcy and/or repossession, WE WILL HELP YOU! Great programs for students and people in the military!

    Build/ Rebuild Your Credit Today!

    We will report your account activity and payment history to all three major credit reporting agencies, every month. helping you improve your credit rating quickly and dramatically! No other provider of auto loans for people with bad credit does this!

    100% Financing for All Makes and Models for New and Used Car Loans!

    $0 money down! No down payments required!

    Secure Car Loan Application! Your Privacy is Guaranteed Protected!

    Unlike many of our competitors, we don’t share your personal information with anyone else. Your info will only be used by the appropriate sources for getting you the loan you are seeking. You won’t be receiving any annoying emails for offers you have not requested, nor have any interest in. We are about providing a reliable service for car loans, nothing else!

    Your service is very good! I was able to get bad credit auto financing! I highly recommend this service!

    What a seamless process! I filled out the online application and was behind the wheel two days later!

    I got the bad credit car loan with bankruptcy I needed, fast! No more walking for me!



    Stuart Road Surgery, car people wakefield.#Car #people #wakefield


    Stuart Road Surgery

    With patient s needs at the heart of everything we do, our website has been designed to make it easy for you to gain instant access to the information you need. As well as specific practice details such as opening hours and how to register, you ll find a wealth of useful pages covering a wide range of health issues along with links to other relevant medical organisations.

    APPOINTMENTS NEWS FLASH

    From 3rd February 2014 we are amending our appointment system .

    You will now be asked the nature of your problem for sameday appointments , which will enable you to be given the best service .

    On offer will be same day appointments Monday-Friday these will be released at 8am for the morning and 12pm for afternoon appointments.

    Also available are Minor illness appointments with our highly trained Practice Nurses e.g coughs chest, throat, ear infections, rashes and much more ,

    Telephone advice from a clinician if appropriate.

    Car people wakefield

    Our online services are now available , you can make and cancel appointments and order your repeat prescriptions , please contact us to register to enable you to use this service

    Should you require medical assistance when The Surgery is closed please ring 111

    NHS 111 is a new free telephone service being introduced nationally to make it easier for people to access local health and social care services when they have an urgent need. In Yorkshire and the Humber, this service will be provided by Yorkshire Ambulance Service (YAS) NHS Trust. It has replaced the NHS Direct telephone service (0845 46 47), and will provide a general number for people to call when their need is urgent but not considered life-threatening (999). For further information please click on the ‘Opening Hours’ tab at the top of the page.

    Welcome to Stuart Road Surgery

    With patient s needs at the heart of everything we do, our website has been designed to make it easy for you to gain instant access to the information you need. As well as specific practice details such as opening hours and how to register, you ll find a wealth of useful pages covering a wide range of health issues along with links to other relevant medical organisations.

    TO EASE THE PRESSURE OF APPOINTMENTS FROM NOW UNTIL THE END MARCH 2017 WE WILL BE OPENING AGAIN ON ALTERNATE SATURDAY MORNINGS FOR PRE-BOOKABLE APPOINTMENTS.

    FROM THE 4TH JULY 2016 WE WILL NO LONGER TAKE TELEPHONE REQUESTS FOR ANY PRESCRIPTIONS, ALL PRESCRIPTIONS CAN BE ORDERED BY USING YOUR DRUG RE-ORDER SLIP, HAND IT IN AT RECEPTION OR PUT IN THE PRESCRIPTION BOX HERE AT THE SURGERY. YOU CAN ORDER ONLINE, TO DO THIS YOU NEED TO BRING TWO FORMS OF ID INTO THE SURGERY, ONE PHOTOGRAPHIC AND ONE WITH YOUR ADDRESS ON.

    From the 1st December 2014 all GP practices are required to ask patients the Friends Family test questions that will be monitored by NHS England on a monthly basis. The two questions are as follows:

    How likely are you to recommend our GP Surgery to friends and family if they needed similar care or treatment?

    Please feel free to offer us your opinion of how you think we measure up against these questions by clicking on the ‘take our patient survey’ button at the bottom of this page.

    Mid Yorkshire Hospitals NHS Trust now offer a free bus service carrying visitors between Dewsbury, Pontefract and Wakefield Hospitals.

    Service 113 takes patients and visitors between the three hospitals, seven days a week.

    This is a free service for hospital staff, out patients and visitors.

    The service operates hourly between 08.00 and 20.00 Monday to Fridays and 13.00 to 20.00 Saturdays, Sundays and Bank Holidays utilising fully-accessible minibuses and leaves from outside Pontefract Hospital

    From June 2014 all patients aged 75yrs and over will be given a named GP, this will not affect who they can see.

    We are asking patients for their email address’s so that we can mail any updates or changes within the Surgery. You can do this online via updating your details or alternatively at the Surgery.

    From 3rd February 2014 we are amending our appointment system .

    You will now be asked the nature of your problem for sameday appointments , which will enable you to be given the best possible service .

    On offer will be same day appointments Monday-Friday these will be released at 8am for the morning and 12pm for afternoon appointments.

    Also available are Minor illness appointments with our highly trained Practice Nurses e.g coughs chest, throat, ear infections, rashes and much more ,

    Telephone advice from a clinician if appropriate.

    Did you know you can book or cancel your Doctors appointments online

    You can also order your repeat Prescriptions online

    Please contact The Surgery to register for this service

    You will be asked to provide photographic ID to confirm your identity

    Get Well, Keep Well

    Of course we re not just here for when you are unwell. Our team of healthcare professionals and back-up staff offer a number of clinics and services to promote good health and wellbeing whatever your medical condition. Car people wakefield

    Join In

    We hope you enjoy having a look around the site and familiarising yourself with some of the online features such as ordering a repeat prescription. Whatever your thoughts, be sure to let us know via our feedback function. Comments and suggestions are always a great way of helping us continue to enhance the way we look after you.

    While we have to meet a whole range of Government set targets, we believe that the only people who can really judge whether we re doing a good job or not are the people who use our services.

    If you are interested in participating in this, and helping us develop the Surgery for the future, please click here for more information



    Turkey car rental from 8 EUR or 10 USD, car people.#Car #people


    The Turkey Car Rental Guide

    We display the rates from most leading Turkey car rental agencies and let you choose your car and book in real-time. Decide yourself who to book with after comparing the rates and fleet options of the local car rentals.

    Are considering going to Turkey on holiday or business? It s probably best to get a glimpse of what to expect. The main Turkey airport is known as Atat rk International Airport. It serves the areas of Istanbul in Turkey. It is located in Yeşilk y and it lies 24 km west of the city center. It was opened in the year 1924.

    Turkish is the official language of Turkey. Therefore, this is what you should expect people to speak at the airport. For a tourist who wants to explore the native villages of the country, knowing a few basic Turkish words would be of great help. Service providers like car rental companies, chauffeurs and taxi drivers in most cases know more than a single language.

    Turkey uses a currency known as the Turkish Lira. US dollars and Euros are also accepted, but in places with a heavy tourist concentration. It is advisable you change your currency in your country as compared to changing it at the airport, because the rates are likely to be higher at the airport. Changing currency at the city is cheaper, and you can do it at banks or exchange bureaus. However, if you want to rent a car, pay for a taxi among other things at the airport, it would be best to come with ready Turkish Liras.

    Ground transport from Turkey airport

    There are a wide range of ground transport means from the Ataturk airport, and your choice will depend on your tastes or destination. There are private transfers where you hire a chauffeur driven vehicle. It is a reliable and comfortable transport means, but a little expensive. Turkish taxis are yellow and only big enough for a maximum of three passengers. This is not the best travel means because it might not hold the luggage you have comfortably. Other transport means include buses and car rental.

    Car hire at Ataturk International airport is perhaps your best bet. This should be stress free since there are plenty of cheap car hire companies available. There are a couple of advantages that come with car rental that include;

    • Freedom to tour at your own pace
    • It s cheaper compared to taxis especially if you are traveling as a family and have luggage
    • Tourist destinations might be far apart, whereby going by public means would be expensive and time consuming
    • Car rental companies have the one way rental service whereby you can get your rented car at one station and return it in another

    Tourist attraction destinations Turkey

    Turkey has got plenty of awe inspiring destinations that will keep each type of tourist occupied. Some of the top tourist destinations include;

    The Aegean region is a highly visited area of Turkey. It is the perfect destination for those who are looking for sunny sand beaches. It is a region that boasts of excellently preserved ancient cities. The ancient sites include troy, Assos, Homer, Pergamum, Colossae, Pamukkale among others.

    This is also referred to as Turquoise coast. There are plenty of high mountains that are covered by pine, that in-turn sink into the blue waters of the sea. There are plenty of sites to set along this shore that might require a couple of weeks if you are to view all of them. This is why it is wise to rent a car to ensure you take everything in. Other top destinations include;

    • Central Anatolia
    • Black Sea coast
    • Duden waterfalls
    • Karaalioglu Park
    • Kaleici and many others.

    The Turkey Car Rental Guide deals with all major car rental companies and negotiates with the local agencies in Turkey to offer the best car rental rates and service for all locations in Turkey. This way our clients know they will always receive the best rate and service for their rental car in Turkey. In 3 minutes you can compare our rates and book your car rental in Turkey while you will find out that we are usually a lot less expensive then booking with the agencies direct.



    Comparison Made Easier With Defaqto, the car people.#The #car #people


    Gocompare.com

    The car people

    The car people

    The car people

    The car people

    The car people

    The car people

    The car people

    The car people

    Helping you find the right deal:

    CAR INSURANCE

    You could pocket more money with savings of up to £279 on your car insurance [1]

    51% could save up to £279.43 [1]

    HOME INSURANCE

    We’ll do the homework to help you find a quality deal

    GAS AND ELECTRICITY

    Hey bright spark! Switch and save today [2]

    Provided by Runpath [2]

    TRAVEL INSURANCE

    Pack up a cheap deal on your travel insurance [3]

    Provided by theidol.com [3]

    BROADBAND

    Give your broadband a boost with a speedy deal [4]

    Provided by broadbandchoices [4]

    LIFE INSURANCE

    Whatever happens, make sure your loved ones are looked after [5]

    Provided by the theidol.com and Assured Futures [5]

    MOTORBIKE INSURANCE

    Go hell for leather with mind-blowing motorbike insurance

    VAN INSURANCE

    Load up a van insurance policy to cut your renewal cost

    Our customer promise

    • We’ll give you the information you need, completely unbiased.
    • We’ll help you find the right products – less time, less hassle.
    • We’ll never sell your data. Ever.

    The car peopleWhy GoCompare?

    Not all comparison sites are created equal. You won’t find another quite like us – here’s why.

    Did you know?


    • GoCompare was the first comparison site to focus on showing product features as well as prices
    • We’re the only price comparison site with BIBA membership
    • We’re authorised and regulated by the Financial Conduct Authority

    We’ll give you the information you need, completely unbiased

    Fighting your corner shapes everything we do, all the time.

    We hope you’ll choose to buy through us when you pick your insurance and financial products, but as long as we’ve helped you choose the right ones for you, we’re happy.

    We make money, but we don’t make it from you. We’ll never add fees or commissions to the prices you see on our site and you won’t find deals cheaper by going direct.

    We don’t have favourites either. Our service is unbiased and our site is ad-free.

    Need more proof? We’re authorised and regulated by the Financial Conduct Authority (FCA) and we’re the only site of our kind that has British Insurance Brokers’ Association (BIBA) membership.

    Need help?

    We’re here to answer any questions you might have.

    We’ll help you find the right products – less time, less hassle

    Insurance and finance can be a snooze-fest. Luckily, we’re insomniacs.

    GoCompare has one simple aim: making sure you get exactly what you need with less hassle, less time and less money.

    Think of us as enthusiasts – we’re bang into insurance, energy, broadband, phone bills and personal finance, so you don’t have to be.

    Our mission is to help you get exactly what you need, so you keep more money in your wallet and more hours in your day.

    We’ll never sell your data. Ever

    Your data is yours to keep and we’ve no interest in making it anyone else’s business – ’nuff said.

    FOLLOW US:

    Most Christmassy places in the world

    Escape to a real winter wonderland (or somewhere a little more unconventional) this Christmas

    The car people Dogs with jobs

    Mountain rescue, cancer detection and looking really good in menswear – meet the muts making hard work look like a walk in the park

    The car people Driving home for Christmas

    Make sure your festive journey home is as smooth and safe as possible with this selection of festive dos and don’ts

    The car people Cheap cars for young drivers

    GoCompare’s data reveals that drivers between the ages of 17 and 24 are paying more for their car insurance this year – which car is the cheapest to insure for young people?

    [1] Based on independent research by Consumer Intelligence during 1 September to 30 September, 2017:

    51% of consumers could achieve a saving of up to £279.43 with Gocompare.com car insurance based on a comparison of 29 companies

    [2] Gocompare.com introduces customers to Runpath (registered as Runpath Group Limited). Runpath provides a gas and electricity comparison service. Gocompare.com relationship with Runpath is limited to that of a business partnership, no common ownership or control rights exist between us

    [3] Gocompare.com introduces customers to theidol.com which is authorised and regulated by the Financial Conduct Authority. theidol.com is a trading name of Investment Discounts Online Limited. Gocompare.com’s relationship with theidol.com is limited to that of a business partnership, no common ownership or control rights exist between us

    [4] Gocompare.com introduces customers to broadbandchoices which is not regulated by the Financial Conduct Authority. Gocompare.com’s relationship with broadbandchoices is limited to that of a business partnership, no common ownership or control rights exist between us

    [5] For comparing quotes online, Gocompare.com introduces customers to theidol.com

    For help, guidance and advice, Gocompare.com, introduces customers to Assured Futures Limited. Assured Futures Limited is authorised and regulated by the Financial Conduct Authority no. 176392. theidol.com and Assured Futures are authorised and regulated by the Financial Conduct Authority and Gocompare.com’s relationships with these companies are limited to that of a business partnership, no common ownership or control rights exist between us

    [6] For loans Gocompare.com introduces customers to Lovemoney.com Financial Services Limited which is authorised and regulated by the Financial Conduct Authority. Gocompare.com’s relationship with Lovemoney.com Financial Services Limited is limited to that of a business partnership, no common ownership or control rights exists between us

    Please note, we cannot be held responsible for the content of external websites and by using the links stated to access these separate websites you will be subject to the terms of use applying to those sites



    Leading Web Site Featuring Pictures, Stories and Lawyer Directory, the car people.#The #car #people


    the car people

    The car people

    Find Top Car Accident Lawyers Nationwide

    Crashes by Make Model

    GM Recall Injury and Wrongful Death Lawsuits:

    Contact a Lawyer if you have been harmed by a defective GM car or Truck.

    Hundreds believed killed and injured. Cover-up. US Congress Investigation.

    One person dies in the US every 13 minutes in a Car Accident- 115 killed each day. 1.2 Million killed World Wide each year. This is unacceptable! Submit your Selfies, crash story and pictures Here

    The car people

    The car people

    The car people

    Car Accident Real Stories, Real People Thousands of Actual Photos

    We are now updating new submissions here as added:

    8/1/14 Explorer Rolls 4-5 Times Westmoreland, PA (5)

    1/20/14 Honda Meets Semi Truck Middleburg, Florida (3 Pics)

    3/26/13 Volvo Side Impact- Broken Pelvis Lafayette Colorado (2 Pics)

    The car people

    The car people

    The car people

    The car people

    The car people

    The car people

    The car people

    The car people

    The car people

    The car people

    The car people

    The car people

    The car people

    The car people

    The car people

    The car people

    The car people

    The car people

    The car people

    The car people

    The car people

    The car people

    The car people

    The car people

    The car people

    The car people

    The car people

    The car people

    The car people

    The car people

    The car people

    The car people

    The car people

    The car people

    The car people

    Featured Auto Accident Topics:

    The car people

    The car people

    The car people

    Find Auto Injury Crash Attorneys

    The car people

    Some of Our of the Worst Wrecks

    The car people

    The car people

    75 + Crash Pictures: Fatal DUI

    The car people

    The car people

    Trucks Meets Car, Rollover Big Wrecks!

    Car Accidents.com features information about auto accident collisions, crashes, wrecks and has thousands of accident pictures and a national lawyer network for personal injury claims.

    There were an estimated 6,420,000 cars involved in accidents in the US in 2005. The cost of these accidents exceeds 230+ Billion dollars. There were about 2.9 million injury cases and 42,636 car accident deaths. An average of 115 persons die each day in motor vehicle crashes in the United States — one every 13 minutes. According to the World Health Organization about 3000 people die in crashes each day worldwide.

    Submit you car crash photo and accident story.

    New Photos added frequently.

    See Car Accidents Organized By US states



    Рџљ™ Portugal car rental from 3 EUR or 4 USD, the car people.#The #car #people


    The Portugal Car Rental Guide

    We display the rates from most leading Portugal car rental agencies and let you choose your car and book in real-time. Decide yourself who to book with after comparing the rates and fleet options of the local car rentals.

    Rent a Car and Tour Portugal

    Portugal is a nation that symbolizes contrasts along with numerous varied landscapes. The country has plenty of destinations that are major tourist attractions. Some of these destinations can be difficult to access using other means of transport other than car rental.

    To tour Portugal in Style, you will need to have a car, since it is a more convenient way of exploring Portugal economically. There are plenty of cheap car hire companies that you can get in touch with and get a car. Car rental companies can also be accessed online, meaning you are going to find a car ready at the airport. Car rental comes with numerous advantages, compared to other forms of transport, for instance;

    • Most car rental companies can be accessed at any time of the day
    • Car hire services are economical in both time and money. You are not going to waste your time waiting for public means of transport
    • You schedule your tours to fit with your timetable
    • Most companies give clients the convenient option of one way car rental. You can hire a car at one destination and return it in another.

    Official language Portugal

    Portuguese is the official language of Portugal. English is also spoken to some extent in major cities. If you have plans to venture in the native villages of Portugal, it is crucial you familiarize yourself with a little Portuguese, just in case you would like to communicate with the natives. Accessing the interior of the country will require you to have a convenient means of transport which is car hire in this case.

    Portugal uses the Euro, which is available in notes and coins. There are plenty of exchange bureaus at most of the international airports, but you have to beware when using these because they tend to charge stiff fees for the service. It is even advisable to change your currency online, if you plan to use a sizeable chunk of cash in Portugal. However, you must beware of the maximum limit of cash to carry with you, which is usually 12,000 Euros.

    Tourist destinations Portugal

    Portugal is certain to satisfy the wants of every tourist as far as tourist destinations are concerned. Whether you are touring the capital city Lisbon, or other far off destinations, car hire will definitely come in handy. This is because some destinations might be quite a distance away. Some of the top destinations include;

    Cascais- It is an outstanding beach area of this country. It is characterized by excellent casinos and an engaging nightlife. It has plenty of restaurants and clubs, all overlooking the ocean.

    Belem- This is a historic center in Lisbon that boasts of the Jeronimos Monastery, Tore de Belem and the Discovery Monument. You will also find the initial home of Portuguese Pastry Pastelaria de Belem here.

    Conimbriga Ruins- These ruins will definitely take you back into the times of the ancient Romans. Numerous Greek mythological characters can be found portrayed in many spots in these ruins. It represents one of the oldest tourist attractions in Portugal. Again car rental should be your preferred option to tour this land.

    The Portugal Car Rental Guide deals with all major car rental companies and negotiates with the local agencies in Portugal to offer the best car rental rates and service for all locations in Portugal. This way our clients know they will always receive the best rate and service for their rental car in Portugal. In 3 minutes you can compare our rates and book your car rental in Portugal while you will find out that we are usually a lot less expensive then booking with the agencies direct.



    Wakefield Park Driving Experiences & Hot Laps, V8Race, car people wakefield.#Car #people #wakefield


    WAKEFIELD PARK V8 EXPERIENCES

    Wakefield Park Raceway

    You can take part in Wakefield V8 hot laps with real professional racing drivers, or drive a V8 racer for yourself on the Wakefield track. This is the finest track in NSW, with tight and compact turns really testing the driver’s responses. Try it out for yourself with our Wakefield V8 experiences, the most affordable and closest experience to V8 Supercar drives and hot laps.

    PERFORMANCE PARTNERS

    • Car people wakefield

    Hankook Tyre was chosen as the exclusive tyre partner of V8Race for one reason: confidence.

    The same confidence you experienced first-hand with your V8RACE drive is the same confidence offered on all Hankook tyres.

    Hankook Tyre is one of the world’s largest and fastest growing tyre manufacturer for radial tyres for passenger cars, light trucks (SUVs, RVs, and etc.), trucks, and buses. Hankook Tyre also develops cutting-edge technologies to upgrade customer satisfaction through high-quality products.

    To find out more about Hankook performance tyres and your local dealer visit hankooktyre.com.au

  • Car people wakefield

    Rentco has Australia’s largest range of heavy duty transport rental equipment helping people in their business by solving problems – supplying the quality equipment they need, right when they need it.

    For more information visit. rentco.com.au.

  • Car people wakefield

    V8RACE uses exclusively DBA’s high-series enhanced performance rotor, featuring Thermal Stability Profiling for improved heat handling, Thermo-Graphic paint markings for effective heat monitoring and Kangaroo Paw ventilation which runs cooler, stronger and outperforms traditional straight vane disc rotors by up to 20%.

    For more information visit. dba.com.au.

  • Car people wakefield

    Ferodo is the undisputed leader in brake pad technology.

    V8RACE relies on Ferodo DS Performance brake pads for consistent pedal feel from cold to hot and performance in high temperatures of up to 650 degrees.

    If you feel you do not require that level of braking you may be interested in the new Ferodo Thermo Quiet range of brake pads featuring Ferodo IMIв„ў silent technology.

    For more information visit. dba.com.au.

  • Car people wakefield

    If you’re in the market for a new truck or small bus, FUSO has the right product to suit your specific needs.

    For more information visit. fuso.com.au.

    • Car people wakefield

    V8RACE needs a clutch system that strikes a balance between higher torque capacity, drivability and reliability.

    The Track Series range used exclusively by V8RACE is designed to strike that balance allowing our drivers to drive hard and fast.

  • Car people wakefield

    Wynn’s Australia provide a unique range of Automotive Chemical Products & Service Equipment for the Professional Workshop market, as well as a large range of products for the do-it-yourself motoring enthusiast.

    Wynn’s products & equipment provide V8RACE vehicles with preventative and corrective maintenance which enhance the performance of our engines, transmissions, steering units, fuel systems and cooling systems.

    Wynn’s Products are proudly Australian made. When it’s Wynn’s it works!

    For more information visit. wynns.net.

  • Car people wakefield

    The Galmet family of metal protection products began back in 1960, and over 50 years the Galmet range continues to be made in Australia and has established itself as Australia’s premium anti-rust products. Galmet’s metal protection range of anti-corrosive coatings and paints are designed to preserve and protect both new and old steel structures and assets.

    Galmet offers only the very best in zinc paint solutions for both galvanized steel and galvanized steel painting. Galmet’s Metal Protection range of paints and coatings provide corrosion resistance and corrosion protection which enable users to treat and prevent the formation of rust.

    For more information visit. itwpf.com.au.

  • Car people wakefield

    Valvoline’s association with motorsport sponsorship is part of its heritage and was the optimal choice for V8RACE’s demanding requirements.

    Winning racers have relied on Valvoline since the first race in the USA, in Chicago in 1895. It’s on the race track where Valvoline delivers its promise of high performance.

    For more information visit. valvoline.com.au.

  • Car people wakefield

    V8RACE maintains all elements of its race car fleet using Burson’s wide range of parts and stores throughout Australia.

    When you need to find the right partner to get the job done properly, we recommend Burson for trusted market leading brands, workshop equipment solutions, superior service and rapid delivery.

    Visit burson.com.au for your closest Burson store.

  • Car people wakefield

    Armor All has been our Official Car Care Performance Partner since 2007. We use Armor All Car Care products to “keep our cars looking like new”.

    For more information visit. armorall.com.au.

    • Car people wakefield

    Since the company’s inception began back in 1978, Herrod Motorsport has grown to be the trusted name as “The” Ford enhancement specialist. Herrod Motorsport is continually developing and revising our performance product range and services for the Ford BA, BF & FG models.

    V8RACE uses Herrod’s SCT Performance tuning services so that you can get the absolute most out of your V8RACE experience drive. Enjoy driving your own car even more with Herrod/SCT performance tune – click for more info.

  • Car people wakefield

    The new “Think Big” CSA Alloy Wheel range, owned by Mullins Wheels has the benefit of over 100 years of manufacturing experience.

    Now with the release of the “Think Big” range into the market place, like V8RACE our customers have found it to be just what they are looking for. Great styles, hot looks, even better fitments and finishes.

  • Car people wakefield

    Protec are the official paint supplier of V8RACE and have been keeping our cars looking new since 2005.

    Protec is a leading manufacturer of superior coatings for the Automotive and Industrial markets and have been manufacturing quality coatings that are suited to the harsh Australian conditions for over 30 years.

    For more information visit. protec.com.au.

  • Car people wakefield

    From the company that invented the self aligning ball bearing over 100 years ago. Today SKF leads the world in the research, design and manufacture of ball and roller bearing products.

    For more information visit. skf.com.au.

  • Car people wakefield

    V8RACE protects its radiator performance and engines by using Tectaloy pre-mixed radiator coolants.

    The Tectaloy range of products meets the demands of V8RACE Experience during extreme conditions all year round, reducing overheating, aluminium corrosion and rust, heat transfer loss and rubber hose breakdown.

    View the full range of Tectaloy products by visiting tectaloy.com.

    This quality range is available in Australia with other top automotive brands from Automotive Aftermarket Technologies.

    For more information visit. tectaloy.com.

  • Car people wakefield

    Our partnership with Ford has been going strong since 2004 giving our blue blooded customers the opportunity to experience what it is really like to sit behind the wheel of a real Ford race car.



  • Are There Car Loans for People with Bad Credit? #scrap #car


    #bad credit car loan
    #

    Are There Car Loans for People with Bad Credit?

    Advertiser Disclosure September 19, 2013 by Gerri Detweiler

    In many parts of the country, a car or truck is a necessity. Unless you ve managed to save enough to pay cash for your next vehicle, you ll have to get an auto loan. But what if your credit is bad? Can you even get a loan?

    There are car loans for people with bad credit, but you need to be careful when shopping for one to make sure you aren t overcharged.

    If you re looking for a bad credit auto loan, the first step is to check your credit report and scores. This step is critical, because one of the reasons auto shoppers overpay for these loans is because they think their credit is worse than it is, and they settle for whatever they can get.

    You can check your credit scores and get an easy to understand overview of the information in your credit report for free once a month at Credit.com. In addition to your score, you will see what factors are having the most impact on your scores.

    There s another reason to check your free credit reports: you may find mistakes on your credit reports that, if fixed, will help boost your credit scores. If possible, give yourself at least thirty days to dispute credit report mistakes before you start car loan shopping.

    After you have checked your credit and fixed any errors, it s time to start shopping for an auto loan to see what is available.

    Be smart about your credit while you are shopping for an auto loan. Every time a lender pulls your credit report, it creates an inquiry on your file, and these inquiries can hurt your credit scores. Most scoring models will count auto loan inquiries with a certain window usually 14 45 days as a single inquiry. To be on the safe side, then, limit your auto loan shopping to a two-week period to avoid damaging your credit scores even further.

    Know Your Score Before You Apply Get your free Credit Report Card and see what the banks will see before you apply. See your credit score & learn ways to improve it. It’s free & updated every 30 days.

    More Ways to Save Money On Auto Loans

    If your credit is poor, you may have to pay a higher rate until you can improve your credit scores. But even then, there are things you can do to save money:

    Choose a shorter term loan. A 3-year loan will typically carry a lower interest rate than a 5-year loan. Plus you ll save money by paying off the loan faster!

    Buy a newer vehicle. Loans for used vehicles are usually more expensive than those for new vehicles. It goes without saying, though, that if you find a really good deal on a used auto, consider it. You can still come out ahead, even with a higher interest rate.

    Don t load up on extras. The dealer will probably try to convince you that you to spring for extras like rustproofing, paint protection, VIN etching and more. They ll probably point out that these extras will just add a few dollars to your monthly payment. That may be true, but over time, those extra dollars really add up.

    Bad Credit Auto Loans to Avoid

    There are numerous traps that cause auto shoppers to overpay by billions of dollars, according to the Center for Responsible Lending. These include:

    Loan markups. Dealers may profit when they steer consumers into higher cost loans.

    Yo-Yo Financing. You take the vehicle home with you before the paperwork is finalized. Then the dealer tells you that you are stuck with a higher rate, or adds additional costs.

    Loan packing. You are pushed into getting other services you may not need such as credit insurance, rustproofing, etc. Keep in mind that none of these extras are required. In the case of credit insurance, if you die before the loan is repaid, your heirs may be able to sell the vehicle or assume the payments, but they are not personally responsible for the loan unless they are a cosigner or they are your spouse and you live in a community property state.

    Buy here, pay here car dealers. These dealers advertise loans regardless of credit history. The rates can be extremely high and the quality of the vehicles can be iffy. Many times these vehicles are repo d, only to be sold to another buyer.

    Comments on articles and responses to those comments are not provided or commissioned by a bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by a bank advertiser. It is not a bank advertiser’s responsibility to ensure all posts and/or questions are answered.

    Please note that our comments are moderated, so it may take a little time before you see them on the page. Thanks for your patience.



    Loans For People With Bad Credit – In 10min #matchbox #cars


    #car loans for people with bad credit
    #

    Tips to Secure Loans for People with Bad Credit

    People, who have bad credit history, may fear that lenders in the UK may turn down their loan request. They may also feel that it is hard to meet the conditions of the loan providers. Many lenders are offering loans specially framed for loans for people with bad credit. You can improve your financial health through availing these low cost loans. You can use the funds to close some of high interest rate loans. You can easily repay the loan comfortably in a period of 25 years without hurting your daily household spending.

    People, who have missed loan repayments in the past, can easily avail low cost loans nowadays in the UK. People, who filed for bankruptcy or CCJs, are also eligible to apply for bad credit loans UK.

    Sterling Credit Score helps to avail low cost loans UK

    People, who have sterling credit rating of above 650, are offered loans at reduced interest rates. If you have poor credit rating, you need to look for secured loans to avail low interest. You can offer your home or property as security to get low cost loans. Collateral offers some confidence to the lenders. They can recover loan dues through selling your property or home in case of loan default. The lenders will be ready to offer loans for much longer periods. The lenders will ignore your bad credit score if you offer collateral.

    You can repay the earlier loans and improve your credit score. It helps to refinance your loan at much lower interest rate. Good Credit score will also help to avail unsecured loans at lower interest rates.

    People with bad credit score can also avail unsecured loans for meeting their immediate financial commitments. The lenders will cap the loan amount and also charge higher interest. The loan repayment tenure will usually be very low in the order of few months to few years.

    You need to show the income and employment proof to avail unsecured loans. You can discuss with your lender and explain how you are tagged with bad credit score. You can tell the lender that your bad credit score is due to late pick up of the cheque or late receipt of your salary from the employer. You can also persuade the lender that you forgot the Internet banking password to repay the loan on time. Such genuine reasons will help to avail unsecured loans at reduced rates.

    Find Lenders online for low cost loans

    You can make use of Yahoo or Google to find lenders that offer low cost loans for your financial needs. You should avail loans only from legitimate and licensed lenders in the UK. It will help to protect your financial details. Avail loans only from direct lenders to get much lower interest rate loans.

    Look for loan offers that come without any processing fee or brokerage fee. You can save few pounds for short term loans and few hundred pounds on long term loans. You can also make use of online sites for comparing interest rates on loans for people with bad credit. Make sure to read all the terms and conditions of the loan offer before accepting.



    BBC – Primary History – Famous People – Christopher Columbus #famous #people, #christopher #columbus, #columbus, #explorer, #ks1, #history, #classroom, #activities, #photos, #images


    #

    Why is Columbus Famous?

    Who was Columbus?
    Columbus was an explorer. In 1492, he sailed from Europe to America. He and his sailors crossed the Atlantic Ocean, not knowing where they would land. It was a voyage into the unknown. After Columbus, other Europeans began to explore and settle in America.

    When did he live?
    Christopher Columbus was born in 1451. It was a time of new ideas and discoveries in Europe. We call this time the Renaissance – a word that means ‘rebirth’. People were making maps of new lands. They were building ships to explore places they had never visited before.

    What did Columbus do?
    Columbus did not ‘discover’ America. There were many people already living there. Vikings from Europe had landed in America 500 years before. But Columbus did not know that. His voyage started regular contact between America and Europe.

    Early days

    Childhood
    Cristoforo Colombo, or Christopher Columbus as we call him, was born in Genoa in Italy. Genoa was a busy port .

    His father was a wool merchant and weaver. We don’t know if Columbus went to school much. He may have had lessons from monks .

    Going to sea
    The Columbus family hoped to get rich by trade. Columbus went to sea at the age of 13. Life at sea was exciting, but dangerous. He hoped to come home a rich man!

    Columbus learned how to sail a wooden ship with sails. He learned about the winds and tides. He learned to navigate (find the way), by looking at the Sun and stars.

    In Portugal
    Columbus went to live in Portugal. One story says he swam ashore after his ship was attacked by pirates! He and his brother Bartholomew made and sold maps.

    Columbus’s dream
    People in Europe wanted to find a new sea route east, to trade with Asia. They wanted to send ships to India, China and the East Indies.

    The Portuguese tried sailing South, around Africa. It was a long way.

    Columbus wanted to sail west. Because maps of the time made the oceans look smaller than they are, Columbus hoped to reach China in a few days. He needed money to make his dream come true.

    Columbus sets sail

    Help from a Queen
    Columbus tried to persuade rich people to help him. Most laughed at him.

    At last, King Ferdinand and Queen Isabella of Spain gave him money for ships. In return he promised them new lands, spices. gold and new people to rule.

    Columbus sails
    Columbus set sail on 3 August 1492. He had three ships: the Niña, the Pinta and the Santa Maria. They were wooden ships with sails. There were about 90 men in the ships.

    Food for the voyage was kept in the ship’s hold. The men took salted fish in barrels, cheese, wine, water, live pigs and chickens.

    Life on the ships
    The sailors worked shifts. The time for each shift was measured using a half-hour glass. The men had no cabins, but slept on deck. Every morning, they said prayers.

    The ships let in water all the time. The men had to work pumps, to keep the ships afloat.

    Finding the way
    Columbus used a compass to help him navigate. He used a traverse board to plot (mark) the direction they wanted to sail in.

    The voyage took longer than Columbus expected. There was no land, just ocean. The men got scared. They were running out of food and water. After 36 days, a sailor on the Pinta spotted an island. On 12 October 1492 the explorers went ashore. Columbus called the island San Salvador. It was in the Bahamas .

    What Columbus discovered

    A New World
    Columbus sailed on to Cuba and Hispaniola. He explored a world new to Europeans. People later called it the New World.

    Native Americans
    Native American people lived on the islands. Columbus called them ‘Indians’, because he thought he’d landed in ‘the Indies’ (Asia).

    At first the Native Americans were pleased to see the visitors. Columbus gave them cheap presents and bells. But he also claimed their islands for Spain!

    Shipwreck
    On Christmas night 1492 the Santa Maria was wrecked. It hit a reef .

    The other two ships sailed home. Columbus left 40 men behind. He took some captive Native Americans with him. He landed in Spain in March 1493.

    Second voyage
    Columbus soon went back to rescue his men. This time, he took 17 ships. But all the men left behind were dead.

    What happened to Columbus?

    Columbus in disgrace
    Spain ruled the lands Columbus had found. On his third voyage, Columbus saw South America for the first time. But he came home in disgrace. His enemies said he had ruled Hispaniola to make himself rich. He was sent back to Spain in chains. But the king and queen set him free.

    Native Americans made slaves
    People from Europe sailed to America to start colonies. Some wanted to make the Native Americans become Christians.

    The Europeans began treating the Native Americans badly. They made many of them work as slaves.

    Columbus dies
    Columbus sailed to America for a fourth time in 1502. He was still hoping to land in China. This time he explored Central America. His ships were too leaky to sail home, so he had to wait a year before being rescued.

    When Columbus got back to Spain, he was a sick man. He died in 1506.

    How Columbus changed history

    Other explorers
    Other explorers followed Columbus. In 1497-98, John Cabot sailed from England to North America. In 1501 Amerigo Vespucci from Italy sailed to South America. ‘America’ was named after him. People knew that the New World was not Asia, but a new continent .

    How Columbus changed history
    Columbus and his sailors sailed bravely into the unknown. Columbus did not give up, even when people laughed at his ideas.

    Explorers brought home gold, new foods and new knowledge. However, they brought misery to many Native Americans. The Europeans took their land. Many Native Americans were killed in wars with the Europeans, or died from European diseases.

    A to D

    Bahamas A group of islands not far from North America. Christian A person who believes and follows the teachings of Jesus Christ. compass In a compass, a metal pointer turns to magnetic North, to show the way. colonies Settlements by people from one country who move to another country. continent A large land-mass, such as Europe, Asia and North America.

    E to G

    explorer Someone who travels to new lands.

    H to L

    half-hour glass A simple clock, a glass container half-filled with sand. It takes half an hour for sand to run from the top of the glass to the bottom. Hispaniola An island today shared by the Dominican Republic and Haiti. hold A space for food, water and stores in a ship, below the deck.

    M to O

    merchant Someone who buys and sells things. monks Religious men living and working in a monastery. port A place where ships start and end voyages.

    P to S

    reef Rocks and coral sticking up out of the sea, or just beneath the water. shift A period of work, lasting a few hours each day. spices Pepper, ginger and other plants used to flavour and preserve food.

    T to Z

    tides Movements of the sea, made by the ‘pull’ of the Moon. trade Buying and selling things. traverse board An old way of recording a ships path. Vikings People of Scandinavia; Vikings sailed to America about AD 1000. voyage A long journey by sea.



    L3 Security and Detection Systems – leading global supplier of aviation threat detection systems, advanced explosives detection systems for checked baggage, image free people and passenger security scanners, and security screening for cabin bags # #body #scanner #airport, #xray #body #scanner, #image #free #people #screener, #airport #security #scanner, #airport #security #screening #machine, #airline #passenger #security #screening, #cabin #baggage #screener, #carry-on #bag #scanner, #hand #baggage #screening, #explosives #detection #system, #liquid #explosives #detection #system, #ct #technology, #aviation #threat #detection


    #

    Advanced Personnel Screening

    Deployed at security checkpoints in airports, courthouses, correctional institutions and other facilities, our security systems quickly screen subjects using safe active millimeter wave (MMW) radio frequency technology to detect concealed objects made of any material.

    Air Cargo Screening

    With today’s evolving air cargo security challenges, you need reliable, high-throughput equipment that is cost effective, tuned to your demanding environment and backed by an experienced team of trainers and support engineers.

    Ports & Borders Security Solutions

    L-3’s ports and borders solutions offer customs and security officers a portfolio of configurable high-energy X-ray screening systems, integration and support services that keep commerce flowing smoothly—everywhere cargo travels.

    Checked Baggage Screening

    Our comprehensive portfolio of hold baggage scanners includes Explosives Detection Systems (EDS) for every throughput class including the new ultra high-speed, dual-energy MV3D . Solutions you can count on to keep bags moving to planeside.

    Aviation Checkpoint Screening

    Designed to detect explosives, firearms, drugs and other contraband our checkpoint screening products incorporate a variety of proven technologies such as automated, conventional, and X-ray; image-free safe active millimeter wave; metal detection; and energetic materials detection for trace explosives.

    High Quality, Experienced Support

    Globally recognized for our commitment to customer care, L-3 leverages the strength and experience of one of the industry’s largest service organizations to provide unrivaled support of our systems and products.

    Critical Infrastructure

    Critical infrastructure, such as a nuclear power generation facility, needs to place a heavy emphasis on security because of the potentially huge economic and social impact of an intrusion. We deliver a range of checkpoint security solutions designed to detect explosives, firearms, radioactive materials and other banned items.



    Car Insurance – Cheap car insurance quotes – Tesco Bank #cheap #car #insurance #for #people #with #accidents


    #

    From our current account that likes to thank you as you spend, to our travel money delivered wherever it’s most convenient for you, we aim to give you banking the way you want it.

    Whether it’s to help manage your spending, spreading the costs of a one-off purchase, or the serious business of buying a house, we’ve got it covered.

    Our range of savings accounts can give you competitive rates and easy access, while our ISAs offer tax free saving for you and your children.

    Whether you’re protecting your car, your pets, your house, your loved ones, or just want to be safe on your travels, we have a comprehensive range of insurances with options that let you tailor your cover to your lifestyle.

    Calculators and comparison tables, jargon busters and top tips – our selection of tools and helpful information can help you get to grips with our products.

    If you’re already banking or have insurance with us and you’ve got a question, need some help, or want to know what’s available to you, you’ve come to the right place.

    Car Insurance

    Your vehicle

    With our comprehensive Car Insurance, you get cover for your vehicle that includes:

    Uninsured driver promise

    Our cover comes with peace of mind that if your car is hit by an uninsured driver, you won’t be penalised for it. As soon as we validate the details of the incident (including the other vehicle’s make, model and registration number), your no claims discount will be reinstated and your excess will be refunded to you. Terms apply

    Small courtesy car

    You’ll get a small courtesy car to help you keep going while yours is being repaired following a claim. There are a few exclusions so please check these. Check exclusions

    Fire and theft cover

    We’ll pay for loss or damage to the car caused by fire, theft or attempted theft.

    Windscreen cover

    A chipped windscreen doesn’t have to spoil your day. We’ll pay for the cost of repairing or replacing your broken or chipped windscreen or windows. We’ll also pay for any scratching to the paintwork that might have been caused by broken glass from the windscreen or windows.

    Replacement child car seat

    We will replace any child seats that are fitted to the car at the time of an incident, even if you can’t see any damage. You can’t be too careful with your precious cargo.

    In-car entertainment equipment cover

    This includes any stereo, sat nav, telephone and entertainment equipment, that are permanently fitted to your car.

    UK cover extended to EU for up to 90 days

    With our Car Insurance, you can drive away on holiday to the EU. No need to pay extra. Your cover is extended to any EU country for a total of 90 days within the period of your insurance as long as you are a UK resident. Great for a last-minute escape.

    All cover details, exclusions, excesses, monetary limits and terms are clearly laid out in our Car Insurance policy booklets. See our policy booklets.

    You and your passengers

    Our comprehensive Car Insurance includes cover for you and your passengers as standard.

    24 hour accident helpline

    Accidents don’t just happen between 9 and 5. That’s why our UK-based accident helpline is open 24 hours a day, seven days a week.

    Cover for personal possessions

    Our Car Insurance isn’t just about the car. The things inside it matter too. So your personal possessions are covered up to the value of £200 if they’re lost or damaged in the car following an accident.

    Medical expenses

    If you or your passengers are involved in an accident in the car, we’ll pay up to £100 in medical expenses to treat each injured person.

    Personal accident cover

    Our Car Insurance provides up to £5,000 compensation for serious injury to you or your partner whilst travelling by car.

    Making sure you get there

    You can claim up to £150 towards any costs you might have incurred getting to your planned destination (or home) if you’re involved in an incident that results in a valid claim. Please note that this only applies to UK journeys and journeys that fall under the conditions of the extended EU cover.

    Motor Legal Protection as standard

    When you buy your Car Insurance direct from Tesco Bank, you also get up to £100,000 Motor Legal Protection included as standard. This provides you with cover for legal costs and expenses if you ever need to claim compensation for personal injury against the person responsible for the accident, where you are more likely than not to have a successful outcome. Terms and conditions apply; you’ll find more details in the policy booklet.

    Motor Legal Protection (Tesco Legal Guard) is underwritten by Ageas Insurance Limited.

    All cover details, exclusions, excesses, monetary limits and terms are clearly laid out in our Car Insurance policy booklets. See our policy booklets

    Optional extras

    And for an extra charge, you can get even more peace of mind with our optional add-ons.

    Breakdown cover

    Don’t be left stranded if your car breaks down. Add Breakdown Cover provided by RAC to your Car Insurance policy. Whether it’s roadside cover for your everyday commute or cover that extends to Europe for driving holidays with your family, there are four levels of cover, making it easy to find the one that’s right for you.

    Tesco Bank Breakdown Cover is provided by RAC Motoring Services and/or RAC Insurance Limited.

    Upgraded courtesy car cover

    If you need seven seats for your family or space in the back for your dog, a small courtesy car might not cut it. Add this cover and you’ll get a car that’s similar in size to your usual one. It’ll be yours for up to 28 days when your car is out of action, even if it’s deemed unrepairable by the approved repair network.

    Tesco Bank Upgraded Courtesy Car Cover is underwritten by Tesco Underwriting Limited.

    Driver injury cover

    For greater peace of mind, add driver injury cover to your Car Insurance. If you, or any named driver, are hurt in an accident while driving the insured car, regardless of whether the accident is your fault or not, this cover gives you financial support when you need it most. It provides a lump sum payment, up to a maximum specified limit, to help support rehabilitation or expense in the event of a serious injury or death.

    Tesco Bank Driver Injury Cover is underwritten by Tesco Underwriting Limited.

    Key cover

    With our additional Key Cover, you’re not just covered if your keys are stolen. Our 24-hour helpline will also come to your rescue if your keys are lost or locked inside your car. After 14 days, cover is provided for all insured keys (including your house and business keys) and we’ll organise replacement keys and locks up to £1,500 per policy. Terms apply

    Tesco Bank Key Cover is underwritten by Ageas Insurance Limited, claims are handled by Keycare.

    All cover details, exclusions, excesses, monetary limits and terms are clearly laid out in our Car Insurance policy booklets. See our policy booklets

    Key product information

    About Car Box Insurance from Tesco Bank

    Tesco Bank Car Insurance is arranged and administered by Tesco Bank and is underwritten by a select range of insurers. Tesco Bank Box Insurance is arranged and administered by Insure The Box Limited and is underwritten by:

    • Aioi Nissay Dowa Insurance Company of Europe Limited for policies coming into force on or after 01 June 2015, or
    • Catlin Insurance Company (UK) Ltd. and Great Lakes Reinsurance (UK) PLC. for policies coming into force prior to this date.

    Uninsured driver promise – important points

    When you claim, you may initially have to pay your excess. And, if investigations are still ongoing when your renewal is due, you may temporarily lose your no claims discount. But once we’re sure that the accident was the fault of the identified uninsured driver, we’ll refund your excess, restore your no claims discount and refund any extra premium you’ve paid for any temporary loss of your no claims discount.

    Small courtesy car exclusions

    To qualify for a courtesy car, your car must be repaired by an approved repairer. A courtesy car is not available if your car has been written off or has been stolen and is still missing. A courtesy car is not available to customers where the vehicle insured is a van.

    Key cover – important points

    If you have key cover elsewhere, the policy benefits may overlap. Please check how this may affect you.

    Policy documents

    You’ll find complete details of the cover, monetary limits, exclusions, excesses and terms in our policy documents.

    Make sure you read the Car Insurance policy booklet for more information on any benefits, limitations and exclusions that might apply to your cover.



    Guaranteed car loan people with bad credit and no money down for credit challenged consumers applicants #sell #car #online


    #car loans for people with bad credit
    #

    Guaranteed car loan people with bad credit and no money down for credit challenged consumers applicants

    We Provides detailed information related to bad credit auto loans with no down payment, auto loan with bad credit history, bad credit car loans with no money down, car loans with no credit check, used car loan for bad credit, bad credit car loan financing, cheap car loan interest rates, guaranteed auto financing bad credit,unemployed people, student auto loans no cosigner, car loan rate comparisons and other car details.

    The guaranteed auto loans bad credit no money down are a great way to get car finance approved online. The online lenders, auto finance companies and financial institutions specialized in working with credit challenged consumers approve their applicants simple and quick. The online complete car loans are a most popular source of lending and borrowing for car finance. The applicants find the short online process from application to approval rewarding no matter what their present credit history is. The auto finance companies, lenders and dealers are now offering simplified auto finance car loans which can be termed as zero money down to borrowers with poor credit history.

    Apply Here To Get Bad Credit No Money Down Auto Loans For Low Income Families! Guaranteed Approval within 10 minutes

    The car loans for people with bad credit and no money down provide much needed zero down auto finance with bad credit. The potential car buyers across the country making at least $ 350 a week are approved simple and quick. The online car buyers can simply submit an online application form which is secure and can be completed within a couple of minutes at the most. The online digital database platforms offer simple online application form which makes the process from application to approval easy for applicants to follow. The credit challenged consumers for auto finance car loans can easily apply using the secure online application form.

    The bad credit auto loans with no down payment pave the financial way to buy a new good safe and reliable car. The applicant s completed online application form is matched with complete auto finance car loans with lenders in their local areas to get them approved. The bad credit auto loans with no down payment can be approved for anywhere between $ 7000 and $ 35000. As is the usual and normal practice in the auto finance industry, applicants are advised to check their latest credit scores while filling out their auto finance car loans online application form.

    The car loans for people with bad credit and no money down from complete auto finance car loans to use online companies. These companies provide online free tools to credit check. The free credit scores tool helps borrowers to become aware of their real time credit status. In addition to this, it can also help them pinpoint errors on their credit reports which affect the interest rates offered by new lenders and dealers on their new or used vehicle. The applicants of complete auto finance car loans can save hundreds of thousands of dollars in interest fees with this easy to used online credit check tool.

    The bad credit auto loans with no down payment online car loans can help potential car buyers with easy approval. The potential car buyers can read up on the five most looked for traits in any car dealerships which make for a good car buyers experience. The complete auto finance car loans offering lenders and dealers are dedicated to help their customers national repute vehicle car finance. Borrowers across the country have praised their quality, loans services along with various online tools.



    5 facts about Social Security #people #security


    #

    5 facts about Social Security

    President Franklin D. Roosevelt signs the Social Security Act on Aug. 14, 1935. (Photo by FPG/Archive Photos/Getty Images)

    When President Franklin D. Roosevelt signed the Social Security Act into law 80 years ago this month, he said that while [w]e can never insure one hundred percent of the population against one hundred percent of the hazards and vicissitudes of life we have tried to frame a law which will give some measure of protection to the average citizen and to his family against the loss of a job and against poverty-ridden old age.

    In the decades since then, Social Security has developed into one of the most popular federal programs, though that popularity is tempered by concern over its long-term financial outlook. In a 2014 Pew Research Center survey. for instance, 50% of Gen Xers and 51% of Millennials said they believed they would receive no Social Security benefits at all by the time they re ready to retire. Earlier this year, 66% of Americans said taking steps to make Social Security financially sound should be a top priority for President Obama and Congress this year, placing it fifth among 23 issues asked about.

    But any reform plan entailing cuts to benefits likely would face an uphill battle for public support. The 2014 Pew Research survey also found large majorities across all generations agreeing that Social Security benefits shouldn t be reduced; even among Millennials, the generation furthest from retirement, only 37% said future benefit reductions should be considered.

    There s often considerable confusion as to just how Social Security works, which is perhaps not surprising given the program s complexity. (The original 1935 Social Security Act was 29 pages long; the current law. much amended and expanded, runs nearly 2,600 printed pages.) Here s a primer on the program:

    1Social Security touches more people than just about any other federal program. At the end of 2014, according to the most recent trustees report. some 59 million Americans were receiving retirement, disability or survivors benefits from the system; the total cost was $848.5 billion. 166 million people paid payroll taxes into the system.

    2Social Security is, and always has been, an inter-generational transfer of wealth. The taxes paid by today s workers and their employers don t go into dedicated individual accounts (although 32% of Americans think they do, according to the 2014 Pew Research survey). Nor do Social Security checks represent a return on invested capital, though you might be forgiven for thinking so since the personalized Social Security statements that used to be mailed out once a year and now are available online detail your payment history and projected monthly benefits. Rather, the benefits received by today s retirees are funded by the taxes paid by today s workers; when those workers retire, their benefits will be paid for by the next generation of workers taxes (caveat: see Point 3). Your benefit amount is based on your earnings history and age at retirement. not on how much you and your employer paid in Social Security taxes (although for most people, taxes paid are closely tied to their earnings).

    3Right now, Social Security has plenty of assets. For much of its history, Social Security was a strictly pay-as-you-go system, with current tax receipts funding current benefits. That changed in 1983, when Congress (as part of a comprehensive overhaul of the program) raised the payroll taxes that provide the bulk of Social Security s revenue, to build up a cushion for the coming onslaught of Baby Boomer retirees. For nearly three decades, the system took in far more revenue than it paid out in benefits; the surplus was invested in special non-tradeable Treasury bonds, with interest credited to the system s two trust funds (one for old-age and survivors benefits, the other for disability payments). As of July 31. those trust funds together held $2.83 trillion in Treasuries. (Some people characterize that as the government borrowing from or raiding Social Security, but the system is in essentially the same position as any other investor who buys Treasuries.)

    4But since 2010, Social Security s cash expenses have exceeded its cash receipts. Negative cash flow last year was about $74 billion, according to the latest trustees report, and this year the gap is projected to be around $84 billion. While the credited interest on all those Treasuries is still more than enough to cover the shortfall, that will only be true until 2020. After that, Social Security will begin redeeming its hoard of Treasuries for cash to continue paying benefits – as was the plan all along.

    5Social Security s combined reserves likely will be fully depleted by 2034. according to the trustees intermediate forecast. The disability-insurance trust fund could run dry as soon as the end of 2016, while the old-age and survivors fund is expected to be depleted in 2035 – assuming it s not tapped to backfill the disability fund. (The Congressional Budget Office, in a separate report that uses somewhat different demographic assumptions, projects that the disability fund will be exhausted in fiscal 2017 and the old-age and survivors fund in calendar 2031; if the funds are combined, they would be exhausted in calendar 2029.) The exact depletion dates depend, of course, on future demographic and economic trends. After the reserves are exhausted, the system still will be receiving tax revenue, but it will only be enough to pay about three-quarters of scheduled benefits – unless Congress changes the benefit formulas, raises the payroll tax, or makes other changes such as raising the cap on taxable wage income (currently $118,500).

    Note: This is an update of an earlier post originally published on Oct. 16, 2013.



    The world – s wealthiest people and the cars they drive #car #parking #games


    #the car people
    #

    Drivestyles of the rich and famous: World s wealthiest people and the cars they drive

    What about American billionaire Bill Gates? While the one-time world’s richest man has been seen driving to and from the Microsoft offices in a Ford Focus, it’s his other ride that has gathered more attention.

     Alice Walton

    Prince Alwaleed Bin Talal Alsaud

    Sir Richard Branson

    Yet another media magnate that enjoys splashing his cash around is Richard Branson. The eccentric British businessman is the founder of the Virgin Group and whose total fortune is worth an estimated $4.2 billion according to Forbes. Never one afraid of operating outside the box, Branson s eccentricity is perhaps best witness in his choice of vehicle: a $125,000 + Gibbs Aquada amphibious car which he often uses to zip across the English Channel.

    So what kind of car would you drive if you were among the world s wealthiest? Sound off in the comment section below.



    What to Do About Auto Loans for People with Very Bad Credit #car #financing


    #car loans for people with bad credit
    #

    Do Car Loans for Very Bad Credit Scores Exist?

    While a payday loan may seem like a good way to get cash when you need it to buy a car, there are better alternatives out there, even when you need very bad credit financing. One of these alternatives is car loans for people with bad credit from AutoNet Financial.

    They are meant to appeal to people who need cash quickly and have no other way to get it. In order to qualify for this type of loan, you need a job and some type of income verification (your employer can’t be paying you under the table with cash. Typical loan amounts range from $100 to $2500, while the duration of the loan is usually 2 weeks. Interest rates are loosely regulated by the states for these amounts and average 25% per month (unlike a very bad credit car loan. payday loan interest is computed monthly, not yearly).

    In addition to interest charges, the loan company usually assesses an origination fee. Many of the storefront locations these companies operate out of also offer check cashing services, pawn loans and car title loans.

    Real Bad Credit Car Loans – Why They’re Better

    Here is a typical payday loan scenario when you need a car loan. Let’s say you take out a $2500 payday loan to buy a car instead of choosing car loans for people with very low credit. You give the auto loan company your employment information and a copy of your last pay stub. You pay them the $15 origination fee and sign a document that says you will pay them $625 in interest (25% per month) plus the $2500 in principal in 2 weeks. If you don’t have the entire amount in 2 weeks, the loan company will allow you to roll over the loan for another 2 weeks, provided you pay them the interest amount. Most states will allow this type of rollover to occur at least four times.

    What is the true cost to borrow this money? Well, let’s take a look. If you ended up rolling over the loan four times, for a total of 2 and a half months, it would look like this:

    1. $15.00 in origination fee plus
    2. $2500.00 in interest charges

    This amounts to a total of $2515.00 in interest and charges to borrow $2500.00. This equates to an annual interest rate of over 100%. One other thing: if you don’t pay the principal back, the loan company can garnish your wages – which can be quite embarrassing, to say the least.

    Very Poor Credit Auto Financing

    A better alternative to payday loans are very bad credit car loans from buy here pay here dealerships. These loans feature:

    • At least a 36 month repayment term, repayable in installments;
    • No personal check mechanism or other unfair collateral. Your car is the collateral.
    • Full consideration of the borrower’s ability to repay the loan – the lender reviews your poor credit history for car loans and bases the loan amount on your ability to repay the loan

    If you are considering a payday loan, you should also remember that they do little to help you get back on your feet – much less reestablish your credit history and raise your FICO score.

    If you are not planning on buying a car with a payday loan and, instead, use it to pay off bills, you should know that a better alternative to payday lending is for you to deal directly with your debt. Many creditors will negotiate partial payments if a payment plan is in place. Working out a payment plan with creditors can allow the consumer to adjust billing to pay off bills over a longer period of time.

    Some employers will allow paycheck advances to employees. Because this is a true advance, and not a loan, there is no interest and the advance is much cheaper than a payday loan.

    Payday loans are a type of lending that is considered predatory and should be avoided by consumers at all costs. If you have had poor credit in the past and you need to reestablish your car credit and raise your credit score, you should consider car loans for people with low credit.

    We have 20 years of practice in special finance and work directly with special finance car dealers and the leading automotive financing lenders throughout all of North America. The knowledge and expertise we have gained through years of bad credit car loan financing for people enables us to give you the best assistance possible for your personal situation.



    Auto Dealer People – The automotive social network for dealers and dealership management #rent #car


    #the car people
    #

    Blog Posts

    Special Finance Manager Wanted

    Are you a seasoned special finance professional with a verifiable track record? This is an outstanding opportunity to continue a rewarding career in the automotive sales industry. If you are motivated and driven by a culture where your pay is a by-product of your efforts, this Special Finance Manager position might be your greatest job opportunity.

    Controller s Counsel

    40% of your buyers are Gen Y. Do you know how ro sell them?

    The Latest from Auto Dealer Monthly

    RULES OF ENGAGEMENT

    As a part of Used Car University, LLC, this site is intended for the betterment of automobile dealers and their teams.

    While we welcome all members of the allied and finance industry, we expect posts to be helpful, for the purpose of dealer education and informative – not solicitations. AutoDealerPeople.com maintains the express rights to determine what content is appropriate on this site. Blatant attempts to mass solicit, harass, insult or threaten will not be tolerated, and may result in banning .

    Self promotional photos, videos (in reasonable quantities)and blogs are permitted on your own page as long as they are not deemed to be in poor taste, non-factual in claims or nature, or intentionally damaging to other members.

    The exchange of contact information and detailing of services offered if requested by a dealer or dealership personnel is certainly welcomed, but any unpaid advertisements about your product or services are otherwise prohibited. Should you have a question about these rules please contact Harlene at DealerStrong dot com in advance.

    We thank you and look forward to serving the auto dealer community.



    The trouble with car title loans is NOT people losing their cars #which #car #reviews


    #the car people
    #

    The trouble with car title loans is NOT people losing their cars

    A title loan store in Nashville, Tenn. (Joe Howell/Vanderbilt)

    The standard knock against car title loans is a toothless assertion that the transaction leads to people losing their cars and then their jobs because they have no transportation to get to work, say three researchers led by Vanderbilt’s Paige Marta Skiba.

    “Repossession affects few borrowers, and our evidence indicates that most borrowers will not lose their only way to work because of repossession,” said Skiba, associate professor of law at Vanderbilt Law School. “Thus, prohibitions on title loans based on the premise that borrowers are frequently losing their vehicles are misguided.”

    Title loans are high-cost, short-term small loans secured by a vehicle that the borrower usually owns outright. Such loans, along with payday loans, are used by many people who are shut out from the mainstream banking system. The most common term for title loans is one month, and the interest rate is usually around 300 percent – when expressed as an annual percentage rate.

    If the borrower defaults on the loan, the lender can repossess the borrower’s vehicle.

    Skiba, Vanderbilt economics Ph.D. student Kathryn Fritzdixon and Jim Hawkins, assistant professor of law at the University of Houston Law Center, surveyed 400 title loan customers in three states (Georgia, Idaho and Texas) in partnership with a title lending firm in November and December 2012. The three states have distinct approaches to regulating title loans, but enough similarities to allow meaningful comparisons.

    Their study, Dude, Where’s My Car Title. The Law, Behavior and Economics of Title Lending Markets. can be read at http://papers.ssrn.com/sol3/papers.cfm?abstract_id=2224247. It will be published this year in the University of Illinois Law Review.

    Paige Marta Skiba (Vanderbilt Law School)

    The study showed that less than 10 percent of vehicles involved in title loans ended up being repossessed. Moreover, less than 15 percent of borrowers said they had no other way to get to work if their car were repossessed.

    “While not insignificant, this small percentage suggests that the dire consequences that critics predict are unlikely to occur for the vast majority of title borrowers,” Skiba said. “Rough calculations would place the percentage of title borrowers who lose their jobs as a result of title lending at 1.5 percent.”

    Regulators could be of some help to title loan consumers, Skiba said. The research shows that most title loan customers are overly optimistic that they will pay back their loans on time, which means the loan ends up costing them much more than they believe it will when they first receive it.

    “Policymakers should require that title lending companies post information about how people actually use title loans: information about the number of times people roll over their loan, the amount of money those rollovers cost in total, the number and amount of late fees and other fees people pay, and the likelihood of defaulting on the loan,” the study reads. “Research has demonstrated in real world markets that disclosure rules can be used to inform people about how others use the loans, which can change their expectations about their own use of the product.”

    Media Inquiries:

    Jim Patterson, (615) 322-NEWS



    Loans For People With Bad Credit – In 10min #lotus #cars


    #car loans for people with bad credit
    #

    Tips to Secure Loans for People with Bad Credit

    People, who have bad credit history, may fear that lenders in the UK may turn down their loan request. They may also feel that it is hard to meet the conditions of the loan providers. Many lenders are offering loans specially framed for loans for people with bad credit. You can improve your financial health through availing these low cost loans. You can use the funds to close some of high interest rate loans. You can easily repay the loan comfortably in a period of 25 years without hurting your daily household spending.

    People, who have missed loan repayments in the past, can easily avail low cost loans nowadays in the UK. People, who filed for bankruptcy or CCJs, are also eligible to apply for bad credit loans UK.

    Sterling Credit Score helps to avail low cost loans UK

    People, who have sterling credit rating of above 650, are offered loans at reduced interest rates. If you have poor credit rating, you need to look for secured loans to avail low interest. You can offer your home or property as security to get low cost loans. Collateral offers some confidence to the lenders. They can recover loan dues through selling your property or home in case of loan default. The lenders will be ready to offer loans for much longer periods. The lenders will ignore your bad credit score if you offer collateral.

    You can repay the earlier loans and improve your credit score. It helps to refinance your loan at much lower interest rate. Good Credit score will also help to avail unsecured loans at lower interest rates.

    People with bad credit score can also avail unsecured loans for meeting their immediate financial commitments. The lenders will cap the loan amount and also charge higher interest. The loan repayment tenure will usually be very low in the order of few months to few years.

    You need to show the income and employment proof to avail unsecured loans. You can discuss with your lender and explain how you are tagged with bad credit score. You can tell the lender that your bad credit score is due to late pick up of the cheque or late receipt of your salary from the employer. You can also persuade the lender that you forgot the Internet banking password to repay the loan on time. Such genuine reasons will help to avail unsecured loans at reduced rates.

    Find Lenders online for low cost loans

    You can make use of Yahoo or Google to find lenders that offer low cost loans for your financial needs. You should avail loans only from legitimate and licensed lenders in the UK. It will help to protect your financial details. Avail loans only from direct lenders to get much lower interest rate loans.

    Look for loan offers that come without any processing fee or brokerage fee. You can save few pounds for short term loans and few hundred pounds on long term loans. You can also make use of online sites for comparing interest rates on loans for people with bad credit. Make sure to read all the terms and conditions of the loan offer before accepting.



    Guaranteed car loan people with bad credit and no money down for credit challenged consumers applicants #sulit.com #used #cars #for #sale


    #car loans for people with bad credit
    #

    Guaranteed car loan people with bad credit and no money down for credit challenged consumers applicants

    We Provides detailed information related to bad credit auto loans with no down payment, auto loan with bad credit history, bad credit car loans with no money down, car loans with no credit check, used car loan for bad credit, bad credit car loan financing, cheap car loan interest rates, guaranteed auto financing bad credit,unemployed people, student auto loans no cosigner, car loan rate comparisons and other car details.

    The guaranteed auto loans bad credit no money down are a great way to get car finance approved online. The online lenders, auto finance companies and financial institutions specialized in working with credit challenged consumers approve their applicants simple and quick. The online complete car loans are a most popular source of lending and borrowing for car finance. The applicants find the short online process from application to approval rewarding no matter what their present credit history is. The auto finance companies, lenders and dealers are now offering simplified auto finance car loans which can be termed as zero money down to borrowers with poor credit history.

    Apply Here To Get Bad Credit No Money Down Auto Loans For Low Income Families! Guaranteed Approval within 10 minutes

    The car loans for people with bad credit and no money down provide much needed zero down auto finance with bad credit. The potential car buyers across the country making at least $ 350 a week are approved simple and quick. The online car buyers can simply submit an online application form which is secure and can be completed within a couple of minutes at the most. The online digital database platforms offer simple online application form which makes the process from application to approval easy for applicants to follow. The credit challenged consumers for auto finance car loans can easily apply using the secure online application form.

    The bad credit auto loans with no down payment pave the financial way to buy a new good safe and reliable car. The applicant s completed online application form is matched with complete auto finance car loans with lenders in their local areas to get them approved. The bad credit auto loans with no down payment can be approved for anywhere between $ 7000 and $ 35000. As is the usual and normal practice in the auto finance industry, applicants are advised to check their latest credit scores while filling out their auto finance car loans online application form.

    The car loans for people with bad credit and no money down from complete auto finance car loans to use online companies. These companies provide online free tools to credit check. The free credit scores tool helps borrowers to become aware of their real time credit status. In addition to this, it can also help them pinpoint errors on their credit reports which affect the interest rates offered by new lenders and dealers on their new or used vehicle. The applicants of complete auto finance car loans can save hundreds of thousands of dollars in interest fees with this easy to used online credit check tool.

    The bad credit auto loans with no down payment online car loans can help potential car buyers with easy approval. The potential car buyers can read up on the five most looked for traits in any car dealerships which make for a good car buyers experience. The complete auto finance car loans offering lenders and dealers are dedicated to help their customers national repute vehicle car finance. Borrowers across the country have praised their quality, loans services along with various online tools.



    Are There Car Loans for People with Bad Credit? #car #sales #brisbane


    #bad credit car loan
    #

    Are There Car Loans for People with Bad Credit?

    Advertiser Disclosure September 19, 2013 by Gerri Detweiler

    In many parts of the country, a car or truck is a necessity. Unless you ve managed to save enough to pay cash for your next vehicle, you ll have to get an auto loan. But what if your credit is bad? Can you even get a loan?

    There are car loans for people with bad credit, but you need to be careful when shopping for one to make sure you aren t overcharged.

    If you re looking for a bad credit auto loan, the first step is to check your credit report and scores. This step is critical, because one of the reasons auto shoppers overpay for these loans is because they think their credit is worse than it is, and they settle for whatever they can get.

    You can check your credit scores and get an easy to understand overview of the information in your credit report for free once a month at Credit.com. In addition to your score, you will see what factors are having the most impact on your scores.

    There s another reason to check your free credit reports: you may find mistakes on your credit reports that, if fixed, will help boost your credit scores. If possible, give yourself at least thirty days to dispute credit report mistakes before you start car loan shopping.

    After you have checked your credit and fixed any errors, it s time to start shopping for an auto loan to see what is available.

    Be smart about your credit while you are shopping for an auto loan. Every time a lender pulls your credit report, it creates an inquiry on your file, and these inquiries can hurt your credit scores. Most scoring models will count auto loan inquiries with a certain window usually 14 45 days as a single inquiry. To be on the safe side, then, limit your auto loan shopping to a two-week period to avoid damaging your credit scores even further.

    Know Your Score Before You Apply Get your free Credit Report Card and see what the banks will see before you apply. See your credit score & learn ways to improve it. It’s free & updated every 30 days.

    More Ways to Save Money On Auto Loans

    If your credit is poor, you may have to pay a higher rate until you can improve your credit scores. But even then, there are things you can do to save money:

    Choose a shorter term loan. A 3-year loan will typically carry a lower interest rate than a 5-year loan. Plus you ll save money by paying off the loan faster!

    Buy a newer vehicle. Loans for used vehicles are usually more expensive than those for new vehicles. It goes without saying, though, that if you find a really good deal on a used auto, consider it. You can still come out ahead, even with a higher interest rate.

    Don t load up on extras. The dealer will probably try to convince you that you to spring for extras like rustproofing, paint protection, VIN etching and more. They ll probably point out that these extras will just add a few dollars to your monthly payment. That may be true, but over time, those extra dollars really add up.

    Bad Credit Auto Loans to Avoid

    There are numerous traps that cause auto shoppers to overpay by billions of dollars, according to the Center for Responsible Lending. These include:

    Loan markups. Dealers may profit when they steer consumers into higher cost loans.

    Yo-Yo Financing. You take the vehicle home with you before the paperwork is finalized. Then the dealer tells you that you are stuck with a higher rate, or adds additional costs.

    Loan packing. You are pushed into getting other services you may not need such as credit insurance, rustproofing, etc. Keep in mind that none of these extras are required. In the case of credit insurance, if you die before the loan is repaid, your heirs may be able to sell the vehicle or assume the payments, but they are not personally responsible for the loan unless they are a cosigner or they are your spouse and you live in a community property state.

    Buy here, pay here car dealers. These dealers advertise loans regardless of credit history. The rates can be extremely high and the quality of the vehicles can be iffy. Many times these vehicles are repo d, only to be sold to another buyer.

    Comments on articles and responses to those comments are not provided or commissioned by a bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by a bank advertiser. It is not a bank advertiser’s responsibility to ensure all posts and/or questions are answered.

    Please note that our comments are moderated, so it may take a little time before you see them on the page. Thanks for your patience.



    Auto Loans for People with Bad Credit #discount #auto


    #auto refinancing
    #

    Why Choose Prescott Financial?

    Let’s say you’ve found the car you love with a price you can live with. Think your work is all done?

    Not exactly. Unless you’re purchasing with cash, you still need financing to get the car you’ve been dreaming about.

    But securing a car loan is not always easy.

    While a lot of dealerships, banks and credit unions provide some of the most competitive rates around, getting approved is a bumpy ride for many auto loan seekers. You need to negotiate the car’s purchase price, have the best credit rating, and earn enough to get a decent loan. Your application may even take weeks or months to be processed. Not easy.

    So we want to make things easier for you here at Prescott Financial. Applying with us takes only a few minutes. And we’ll accept your application even if you have bad credit! We’ll also work with you a flexible car financing plan that best fits your situation and needs.

    The Leading Auto Provider

    Prescott Financial is one of the leading auto loan providers in the country. We offer financing and refinancing programs for new and used cars. We welcome all types of loan seekers. That means good credit and bad credit are accepted. So if your credit doesn’t look so good, don’t worry! We’ll arrange a car financing program that will match your credit standing and income. We also offer more:

    BAD CREDIT: Got repossession, bankruptcy or foreclosure records in your credit report? No problem! We specialize in special auto financing.

    HASSLE-FREE: Our application form asks only the necessary information to assess your creditworthiness. It won’t take too much of your precious time to complete it.

    QUICK DECISION: We’ll let you know about the status of your application within 24 hours.

    YOUR DESIRED VEHICLE: Tell us about the car you want to buy and we’ll set you up in the best auto loan payment scheme.

    CONVENIENCE: Our service is nationwide. We can process your application wherever you’re applying from in the U.S

    Get Approved Instantly

    Just follow these 3 easy steps:

    1) Complete our secure and no-hassle application form.

    2) Receive our approval within the hours.

    3) Get on the road with your new car!

    Tips for Getting Approved

    Make sure that the application form is completely filled out. Otherwise, your application might not be processed.

    Although we let you choose your car, we don’t want you to go for something that’s beyond your means. Here at Prescott Financial, we will help you create a financial plan so that your car payments would indeed be viable and easy.

    Use our Preapproval Calculator at the link below to get an idea of how much you can get approved for.

    We thank you for considering Prescott Financial for all of your auto financing needs! Get Approved Instantly Today!



    Auto Insurance for Low Income People – Insurance Articles and RSS Feeds #orileys #auto


    #low cost auto insurance
    #

    Auto Insurance for Low Income People

    Got a low income? Looking for affordable car insurance?

    People with low income can find affordable auto insurance prices for the coverage they need by comparing quotes from a variety of leading companies. Locate the cheapest rates and purchase a policy online in minutes.

    Those working with a tight budget due to low income do not have to go uninsured. There is a way to find low cost car insurance by completing an instant and free rate comparison without the hassle of contacting different companies individually. As a one stop shop, OnlineAutoInsurance.com gives visitors instant access to immediate quotes from many carriers so that you don t waste time repeatedly completing quote forms or calling an array of phone numbers.

    Whether looking for low income liability car insurance (mandatory in most states) or a bit more coverage, the cheapest premiums may be offered by a different company since each driver is different in many ways. For example, a young driver may get the lowest quotations from one company and another driver considered to be high risk may find the lowest rates elsewhere.

    This is because insurers usually specialize in certain fields and will offer affordable prices for only drivers who fall into those categories. The bottom line is that we must all locate the one who can fit our limited income.

    List of low cost car insurance companies:

    OnlineAutoInsurance.com helps those with low income find cheap rates by comparing the prices of low cost companies such as:

    • Progressive
    • GMAC
    • Infinity
    • Bristol West
    • Western General
    • Western United
    • Explorer
    • Access General
    • Carnegie General
    • and many more.

    Most affordable car insurance on market now:

    The most affordable coverage provider may vary for each one of us. A good example of this is when your neighbor tells you that he found the lowest rates from a certain company and you decide to call them, only to find out that you found cheaper rates elsewhere. Why? That s because you are a unique in many factors such as age, your driving history (time driving, violations and accidents), vehicles and coverage desired.

    The solution is simple, whether you re a young student, a mature employed person, a learner driver, or any other case, it pays to shop around. It is among the most often provided tips provided by state department guides and related resources because premiums vary widely within carriers. Take advantage of OnlineAutoinsurance.com s free auto insurance quotes online and find the most affordable rates for any income restrictions you may have.

    Some low income drivers with a restricted budget may be eligible for the low cost auto insurance program provide by your state. This program was designed to reduce the number of uninsured drivers who could not afford to purchase coverage due to limited incomes. This program usually provides only the minimum coverage which is mandatory or required by law.

    Visit OnlineAutoInsurance.com for more information and to learn more about your insuring needs with no obligations. Read answers frequently asked questions and use a variety of free tools to ensure savings and educated decisions.

    Permission is granted to republish this article, free of charge, as long as embedded links remain intact and articles are not changed, edited, or reworded.



    Are There Car Loans for People with Bad Credit? #auto #loans #for #people #with #bad #credit


    #auto loan
    #

    Are There Car Loans for People with Bad Credit?

    Advertiser Disclosure September 19, 2013 by Gerri Detweiler

    In many parts of the country, a car or truck is a necessity. Unless you ve managed to save enough to pay cash for your next vehicle, you ll have to get an auto loan. But what if your credit is bad? Can you even get a loan?

    There are car loans for people with bad credit, but you need to be careful when shopping for one to make sure you aren t overcharged.

    If you re looking for a bad credit auto loan, the first step is to check your credit report and scores. This step is critical, because one of the reasons auto shoppers overpay for these loans is because they think their credit is worse than it is, and they settle for whatever they can get.

    You can check your credit scores and get an easy to understand overview of the information in your credit report for free once a month at Credit.com. In addition to your score, you will see what factors are having the most impact on your scores.

    There s another reason to check your free credit reports: you may find mistakes on your credit reports that, if fixed, will help boost your credit scores. If possible, give yourself at least thirty days to dispute credit report mistakes before you start car loan shopping.

    After you have checked your credit and fixed any errors, it s time to start shopping for an auto loan to see what is available.

    Be smart about your credit while you are shopping for an auto loan. Every time a lender pulls your credit report, it creates an inquiry on your file, and these inquiries can hurt your credit scores. Most scoring models will count auto loan inquiries with a certain window usually 14 45 days as a single inquiry. To be on the safe side, then, limit your auto loan shopping to a two-week period to avoid damaging your credit scores even further.

    Know Your Score Before You Apply Get your free Credit Report Card and see what the banks will see before you apply. See your credit score & learn ways to improve it. It’s free & updated every 30 days.

    More Ways to Save Money On Auto Loans

    If your credit is poor, you may have to pay a higher rate until you can improve your credit scores. But even then, there are things you can do to save money:

    Choose a shorter term loan. A 3-year loan will typically carry a lower interest rate than a 5-year loan. Plus you ll save money by paying off the loan faster!

    Buy a newer vehicle. Loans for used vehicles are usually more expensive than those for new vehicles. It goes without saying, though, that if you find a really good deal on a used auto, consider it. You can still come out ahead, even with a higher interest rate.

    Don t load up on extras. The dealer will probably try to convince you that you to spring for extras like rustproofing, paint protection, VIN etching and more. They ll probably point out that these extras will just add a few dollars to your monthly payment. That may be true, but over time, those extra dollars really add up.

    Bad Credit Auto Loans to Avoid

    There are numerous traps that cause auto shoppers to overpay by billions of dollars, according to the Center for Responsible Lending. These include:

    Loan markups. Dealers may profit when they steer consumers into higher cost loans.

    Yo-Yo Financing. You take the vehicle home with you before the paperwork is finalized. Then the dealer tells you that you are stuck with a higher rate, or adds additional costs.

    Loan packing. You are pushed into getting other services you may not need such as credit insurance, rustproofing, etc. Keep in mind that none of these extras are required. In the case of credit insurance, if you die before the loan is repaid, your heirs may be able to sell the vehicle or assume the payments, but they are not personally responsible for the loan unless they are a cosigner or they are your spouse and you live in a community property state.

    Buy here, pay here car dealers. These dealers advertise loans regardless of credit history. The rates can be extremely high and the quality of the vehicles can be iffy. Many times these vehicles are repo d, only to be sold to another buyer.

    Comments on articles and responses to those comments are not provided or commissioned by a bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by a bank advertiser. It is not a bank advertiser’s responsibility to ensure all posts and/or questions are answered.

    Please note that our comments are moderated, so it may take a little time before you see them on the page. Thanks for your patience.



    Guaranteed car loan people with bad credit and no money down for credit challenged consumers applicants #car #id


    #car loans for people with bad credit
    #

    Guaranteed car loan people with bad credit and no money down for credit challenged consumers applicants

    We Provides detailed information related to bad credit auto loans with no down payment, auto loan with bad credit history, bad credit car loans with no money down, car loans with no credit check, used car loan for bad credit, bad credit car loan financing, cheap car loan interest rates, guaranteed auto financing bad credit,unemployed people, student auto loans no cosigner, car loan rate comparisons and other car details.

    The guaranteed auto loans bad credit no money down are a great way to get car finance approved online. The online lenders, auto finance companies and financial institutions specialized in working with credit challenged consumers approve their applicants simple and quick. The online complete car loans are a most popular source of lending and borrowing for car finance. The applicants find the short online process from application to approval rewarding no matter what their present credit history is. The auto finance companies, lenders and dealers are now offering simplified auto finance car loans which can be termed as zero money down to borrowers with poor credit history.

    Apply Here To Get Bad Credit No Money Down Auto Loans For Low Income Families! Guaranteed Approval within 10 minutes

    The car loans for people with bad credit and no money down provide much needed zero down auto finance with bad credit. The potential car buyers across the country making at least $ 350 a week are approved simple and quick. The online car buyers can simply submit an online application form which is secure and can be completed within a couple of minutes at the most. The online digital database platforms offer simple online application form which makes the process from application to approval easy for applicants to follow. The credit challenged consumers for auto finance car loans can easily apply using the secure online application form.

    The bad credit auto loans with no down payment pave the financial way to buy a new good safe and reliable car. The applicant s completed online application form is matched with complete auto finance car loans with lenders in their local areas to get them approved. The bad credit auto loans with no down payment can be approved for anywhere between $ 7000 and $ 35000. As is the usual and normal practice in the auto finance industry, applicants are advised to check their latest credit scores while filling out their auto finance car loans online application form.

    The car loans for people with bad credit and no money down from complete auto finance car loans to use online companies. These companies provide online free tools to credit check. The free credit scores tool helps borrowers to become aware of their real time credit status. In addition to this, it can also help them pinpoint errors on their credit reports which affect the interest rates offered by new lenders and dealers on their new or used vehicle. The applicants of complete auto finance car loans can save hundreds of thousands of dollars in interest fees with this easy to used online credit check tool.

    The bad credit auto loans with no down payment online car loans can help potential car buyers with easy approval. The potential car buyers can read up on the five most looked for traits in any car dealerships which make for a good car buyers experience. The complete auto finance car loans offering lenders and dealers are dedicated to help their customers national repute vehicle car finance. Borrowers across the country have praised their quality, loans services along with various online tools.



    Auto Dealer People – The automotive social network for dealers and dealership management #car #rentals.com


    #the car people
    #

    Blog Posts

    Special Finance Manager Wanted

    Are you a seasoned special finance professional with a verifiable track record? This is an outstanding opportunity to continue a rewarding career in the automotive sales industry. If you are motivated and driven by a culture where your pay is a by-product of your efforts, this Special Finance Manager position might be your greatest job opportunity.

    Controller s Counsel

    40% of your buyers are Gen Y. Do you know how ro sell them?

    The Latest from Auto Dealer Monthly

    RULES OF ENGAGEMENT

    As a part of Used Car University, LLC, this site is intended for the betterment of automobile dealers and their teams.

    While we welcome all members of the allied and finance industry, we expect posts to be helpful, for the purpose of dealer education and informative – not solicitations. AutoDealerPeople.com maintains the express rights to determine what content is appropriate on this site. Blatant attempts to mass solicit, harass, insult or threaten will not be tolerated, and may result in banning .

    Self promotional photos, videos (in reasonable quantities)and blogs are permitted on your own page as long as they are not deemed to be in poor taste, non-factual in claims or nature, or intentionally damaging to other members.

    The exchange of contact information and detailing of services offered if requested by a dealer or dealership personnel is certainly welcomed, but any unpaid advertisements about your product or services are otherwise prohibited. Should you have a question about these rules please contact Harlene at DealerStrong dot com in advance.

    We thank you and look forward to serving the auto dealer community.



    What to Do About Auto Loans for People with Very Bad Credit


    #car loans for people with bad credit
    #

    Do Car Loans for Very Bad Credit Scores Exist?

    While a payday loan may seem like a good way to get cash when you need it to buy a car, there are better alternatives out there, even when you need very bad credit financing. One of these alternatives is car loans for people with bad credit from AutoNet Financial.

    They are meant to appeal to people who need cash quickly and have no other way to get it. In order to qualify for this type of loan, you need a job and some type of income verification (your employer can’t be paying you under the table with cash. Typical loan amounts range from $100 to $2500, while the duration of the loan is usually 2 weeks. Interest rates are loosely regulated by the states for these amounts and average 25% per month (unlike a very bad credit car loan. payday loan interest is computed monthly, not yearly).

    In addition to interest charges, the loan company usually assesses an origination fee. Many of the storefront locations these companies operate out of also offer check cashing services, pawn loans and car title loans.

    Real Bad Credit Car Loans – Why They’re Better

    Here is a typical payday loan scenario when you need a car loan. Let’s say you take out a $2500 payday loan to buy a car instead of choosing car loans for people with very low credit. You give the auto loan company your employment information and a copy of your last pay stub. You pay them the $15 origination fee and sign a document that says you will pay them $625 in interest (25% per month) plus the $2500 in principal in 2 weeks. If you don’t have the entire amount in 2 weeks, the loan company will allow you to roll over the loan for another 2 weeks, provided you pay them the interest amount. Most states will allow this type of rollover to occur at least four times.

    What is the true cost to borrow this money? Well, let’s take a look. If you ended up rolling over the loan four times, for a total of 2 and a half months, it would look like this:

    1. $15.00 in origination fee plus
    2. $2500.00 in interest charges

    This amounts to a total of $2515.00 in interest and charges to borrow $2500.00. This equates to an annual interest rate of over 100%. One other thing: if you don’t pay the principal back, the loan company can garnish your wages – which can be quite embarrassing, to say the least.

    Very Poor Credit Auto Financing

    A better alternative to payday loans are very bad credit car loans from buy here pay here dealerships. These loans feature:

    • At least a 36 month repayment term, repayable in installments;
    • No personal check mechanism or other unfair collateral. Your car is the collateral.
    • Full consideration of the borrower’s ability to repay the loan – the lender reviews your poor credit history for car loans and bases the loan amount on your ability to repay the loan

    If you are considering a payday loan, you should also remember that they do little to help you get back on your feet – much less reestablish your credit history and raise your FICO score.

    If you are not planning on buying a car with a payday loan and, instead, use it to pay off bills, you should know that a better alternative to payday lending is for you to deal directly with your debt. Many creditors will negotiate partial payments if a payment plan is in place. Working out a payment plan with creditors can allow the consumer to adjust billing to pay off bills over a longer period of time.

    Some employers will allow paycheck advances to employees. Because this is a true advance, and not a loan, there is no interest and the advance is much cheaper than a payday loan.

    Payday loans are a type of lending that is considered predatory and should be avoided by consumers at all costs. If you have had poor credit in the past and you need to reestablish your car credit and raise your credit score, you should consider car loans for people with low credit.

    We have 20 years of practice in special finance and work directly with special finance car dealers and the leading automotive financing lenders throughout all of North America. The knowledge and expertise we have gained through years of bad credit car loan financing for people enables us to give you the best assistance possible for your personal situation.