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Part exchanging your car

Here you will find some advice on how to use your car as part payment for a new or used Honda. Your Honda dealer will also be happy to discuss the best option for you.

Part exchange cars

Will the dealer take my car in part exchange

Using your existing car as part payment for a new one, is of course, very common practice and this is a service which has been provided by the industry for a very long time. All Honda dealers are expert used car retailers and will, in almost every circumstance, be ready and willing to accept your existing car in this way.

Part exchange cars

Does my car have to be a Honda

Your Honda dealer will be well equipped to handle most makes and models of cars as they are accustomed to people who want to upgrade their motoring from lesser brands! If the dealer does not intend to resell it themselves, they will still be able to value it competitively for you. Honda dealers are always keen to attract new customers and will try hard to be sure that it is made easy for you.

Part exchange cars

What if I have an existing loan or hire purchase outstanding for my car

That’s no problem, it happens frequently. Just take along the details of your loan agreement and your Honda dealer will be able to find out what it will cost to settle up the outstanding amount. That can then, if you wish, be calculated into a new agreement for your next car.

Part exchange cars

How do I know if I am getting the right price for my car

Your car will represent major investment for you. Typically, after a house, the largest expenditure any of us make. There are no fixed price lists for used cars but your Honda dealer will use price guides which he will adjust up as well as down, for the condition of your car, the mileage covered, any accessories or fitted options and sometimes, even the colour. Any Honda dealer will be pleased to explain how they arrive at this valuation and will want you to be satisfied enough to buy your new car from them.

Part exchange cars

What should I do to get the best price

There are a number of basic steps you can take:

  • Obviously, give the car a good clean, inside and out. Car dealers are just the same as the rest of us and will be influenced by an attractive, well presented vehicle.
  • Have both sets of keys, the hand book, MOT (if any) and service records with you. A full service history, including any repair invoices will always help the resale value, especially if the car has been serviced by an official franchised dealer.
  • Make sure that everything works. Time is always important in business and the dealer will want to be able to resell your car as quickly as possible. A Honda Approved dealer has to be sure the car meets very high standards, so the less he has to do the higher he will value your car.

Honda dealers are chosen to provide high levels of customer care and whichever one you choose for your new car, you can be sure that everything will be done to make sure that your are completely satisfied.


Part 4 – Determining the estimated value of a pre-owned car – Singapore Used Car Buying Guide. #used #cars #in #usa


#value of a used car
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Thinking of buying a used car? Our comprehensive guide on how to do so will definitely be of help.

Value added

It does not matter whether you are selling your current car or buying a pre-owned. Knowing how to calculate the estimated value of the car is paramount in making sure that you get the best value for your money. The overall value of a car is made up of the “Paper Value” and the “Body Value”. Let us start with understanding what constitutes the “Paper Value”.

PAPER VALUE

The term “Paper Value” is the most commonly used term in the pre-owned market. It is the money you get back from the government when you de-register your car, thus making it the only money you will get back in the case of a total loss to the car (i.e. major accident).

There are two components that will make up a car’s Paper Value. They are the “PARF” benefit and the “COE rebate”.

PARF Benefit

PARF Benefit is a rebate given when you de-register your car before it’s tenth year of age. A car older than 10 years old will not be eligible for this rebate.

Due to policy changes over the years, the table below shows the different PARF benefits cars registered can get before May 2002 and after May 2002.

PARF Benefit

Age at De-registration

(Year) PARF Rebate (A)

Above 5 but not exceeding 6 120% of OMV 70% of ARF paid


Should I part exchange my old car? #car #hire #comparison


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Should I part exchange my old car?

A part exchange can be a highly effective method of reducing the cost of buying a new car. Some motorists, however, may not be aware exactly how a part exchange works and whether it s the best move for them.

Below we take a look at the pros and cons of part exchange and what to do if you decide to exchange your car for a newer model at the dealership.

What are the pros of part exchanging?

There are benefits to part exchanging your used car for a new. The obvious one is that the value of your old car will be taken off the price of the new one there and then.

This means in one visit to the dealership, you can effectively swap cars (for a price). It is the easiest option to replace one car with another.

It is far less hassle than taking out a classified and dealing with potential buyers who could ultimately decide not to take the car after coming to see it. This is a common occurrence especially when people are searching for cars to buy online.

Part exchange can be particularly useful if you are downsizing to a smaller car (or engine) because this likely means a larger chunk of the cost of a new car will be taken out by your older model.

What are the cons of part exchanging?

Part exchange may be the easiest option, but this can reflected in the price you are offered for the car.

Using part exchange at a dealership to fund a new car purchase can mean you get a lower price than if you sold the car individually. It also means two sets of negotiation are needed one for the part-exchanged car and one for the new car.

The best way to avoid potential pitfalls in this regard is to visit a reputable dealership network, such as Perrys, and go with as much information as possible.

What do I need to know to part exchange my car?

First of all, the most important thing to know is the value of the car you are currently driving. The internet can be a very useful tool for this, since it s where you can search for similar cars to yours in order to gauge the value of the car.

Always remember to take into account mileage, service history and the condition of the car the same advice given to anybody about to sell their car.

By going into the dealership equipped with this information, it allows the seller and the salesperson to reach an agreement much quicker and should ensure a good deal for the seller.

Of course, you can always walk away if the deal is not satisfactory. Always be prepared to explore other avenues for selling your car if the part exchange deals on offer do not suit you.

Preparing your car for part exchange

When intending to part exchange a car, you should have all the documents and paperwork needed in one place. Remember, if the car has a full service history it will increase the value of the car.

Documents such as the V5C and MoT certificates will be needed just as they would when selling the car privately.

To help you get the best possible part exchange price give the car a wash. While dealerships will part exchange a dirty car, you should make it as an attractive proposition as possible to improve its chances of being valued at a higher price.

It may also be cost effective to fix any damage to the car, but this depends on whether you believe the extra value added will be larger than the cost to fix it.

For instance, scuffs and bumps on the bodywork can be fixed relatively easily. Larger damage to the bodywork on the other hand could cost more to fix than would be taken off the value at the dealership.

Finally, make sure you take all the keys along with you to hand over if a sufficient part exchange deal takes place.

How to part exchange your car

When negotiating with the salesperson about a part exchange price, always have a price in mind and stick to it.

Obviously, any repair work needed or damage to the car will reduce the price, but this is where prior research will be useful.

Other things that will reduce the price include an incomplete service history and the lack of an MoT. Most dealerships will check the car mechanically before agreeing to a part exchange, but will drastically reduce the amount offered if the car does not have a valid MoT certificate.

Finally, it s better to avoid accepting any offers from a dealership if they haven t even seen the car. In this scenario the chances are that this is a particularly low price being offered.

Can I part exchange a car online?

Part exchanging is an area in the car buying industry which has grown a lot in the last few years and doing it online is possible. However, like all things related to online car buying and selling, it is not without its pitfalls.

Websites will generally offer to buy a car at a much lower price than a dealership because they do not actually see the car in advance. It is also important to be wary that some companies might change their valuation when the cars are actually picked up.


Car Part Exchange with Stoneacre Motor Group #extended #car #warranty


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Car Part Exchange

One of the prime avenues to saving money on your next car is by getting a car part exchange, allowing you to put the value of your outgoing vehicle against a new one and can act as your full or partial deposit.

Having a part exchange car value may also relieve the need to sell your outgoing car privately, a process that can take a painstakingly long time and one that can see you deal with plenty of ‘tyre-kickers’ who aren’t wholly serious about purchasing your vehicle.

Get a car part exchange with Stoneacre

When you come to Stoneacre to get a car part exchange, you can be guaranteed of a quick and hassle-free process that also gives you an immediate free car valuation guide to give you a solid idea of what your car is worth. We have over 20 years’ of experience in the automotive industry to give you an accurate guide of your car part exchange value and what you’ll be able to put against a new vehicle.

The three easy steps to getting your accurate part exchange car valuation:

1. In our simple online car part exchange form above, enter your car’s registration and current mileage, followed by a few details about yourself and you’ll be given an initial valuation guide of your vehicle, dependant on what condition it’s in.

2. If you’re in the market for a new car and our valuation suits your expectations, our dedicated online team will be able schedule an appointment at a Stoneacre branch close to you and at a time and date that suits your availability.

3. There, our sales team will be able to see your car in person and confirm the valuation of your vehicle. From there, you’ll be able to discuss putting the value of your vehicle as a car part exchange towards a new one, allowing you to substantially bring down its cost.

While there is at no point any obligation to accept the figure we give you as your part exchange car value, we strive to give you the best price for your vehicle every time and you can expect a quick turnaround towards getting you into a new car.


BWD Automotive Releases More Than 1, 100 New Part Numbers #auction #cars


#import cars
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Original Press Release

BWD Automotive Releases More Than 1,100 New Part Numbers

Press release date: November 30, 2015

NEW YORK, Standard Motor Products, Inc. (SMP) announces the addition of 1,100 new part numbers to its BWD engine management line, covering domestic and import vehicles.

The BWD line expansion features more than 513 million additional VIO with new key category coverage through the 2015 model year. BWD added 440 new parts to its switch category, including power window, door lock, power seat, steering pressure, four-wheel drive selector, traction control, combination, multi-function, and cruise control switches.

The brand also introduced 215 new sensors, including expanded TPMS, yaw rate, G force, steering angle, acceleration, transmission input, fuel pressure, and fuel vapor sensors. The company also added fuel injectors, canister purge solenoids, ignition coil-on-plugs, and more than 30 power door lock actuators.

All new applications are listed in the eCatalog found at www.BWDbrand.com and in electronic catalog providers.

BWD is an aftermarket leader, providing a premium line of engine management products. BWD manufactures and distributes high technology critical components for late model vehicles including computerized engine controls, ignition coil-on-plug coils, ignition wire, emission components, EGR valves, fuel injectors and fuel system components, as well as a broad range of sensors, switches and relays.

About SMP:

SMP supplies independent professional auto technicians and automotive do-it-yourselfers with high quality replacement parts for engine management ignition, emission and fuel systems as well as temperature control products for domestic and import cars and light trucks. SMP products are sold through both traditional and non-traditional distribution channels. For more information, download the SMP Parts mobile App or, visit www.smpcorp.com .


Part 4 – Determining the estimated value of a pre-owned car – Singapore Used Car Buying Guide. #dvd #player #for #car


#value of a used car
#

Thinking of buying a used car? Our comprehensive guide on how to do so will definitely be of help.

Value added

It does not matter whether you are selling your current car or buying a pre-owned. Knowing how to calculate the estimated value of the car is paramount in making sure that you get the best value for your money. The overall value of a car is made up of the “Paper Value” and the “Body Value”. Let us start with understanding what constitutes the “Paper Value”.

PAPER VALUE

The term “Paper Value” is the most commonly used term in the pre-owned market. It is the money you get back from the government when you de-register your car, thus making it the only money you will get back in the case of a total loss to the car (i.e. major accident).

There are two components that will make up a car’s Paper Value. They are the “PARF” benefit and the “COE rebate”.

PARF Benefit

PARF Benefit is a rebate given when you de-register your car before it’s tenth year of age. A car older than 10 years old will not be eligible for this rebate.

Due to policy changes over the years, the table below shows the different PARF benefits cars registered can get before May 2002 and after May 2002.

PARF Benefit

Age at De-registration

(Year) PARF Rebate (A)

Above 5 but not exceeding 6 120% of OMV 70% of ARF paid


Part exchange cars #toronto #car #rental


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Vauxhall Astra 1.6I 16V Sxi [115] 5Dr Petrol Hatchback

Part exchange deals at Bristol Street Motors

Looking to get the best deal when you part exchange your car? Look no further than Bristol Street Motors. We’re offering a minimum Ј1000 guaranteed deposit allowance when you bring your old car to us, giving you the cash needed to get the new car that’s right for you. With a great selection of new and used vehicles on show from an extensive range of manufacturers, with financing to suit a range of budgets, you know you’ll find what you need at Bristol Street Motors.

Coming to Bristol Street Motors to get a car part-exchange couldn’t be easier. So long as the car you’re bringing to us has a current MOT, you’ll be already guaranteed a Ј1000 payout to spend on your new car. Issued as part of a 4 or 5 year repayment plan, a part-exchange deal is a great platform for investing in that used or brand new model you’ve had your eye on. Whether it’s a hatchback, sporty coupe, convertible, estate or even a green car you’re looking for, we can help you find it at Bristol Street Motors.

So, what are you waiting for? If you think you have a car that could guarantee you a Ј1000 minimum deposit allowance, whatever condition, why not get in touch with Bristol Street Motors to find out more. Or, start your search for a new car right here, by clicking on the “full details” option for any of our cars to find out more. We hope to help you out soon.

Sales: 03452 66 99 00

Aftersales: 03332 020 159

Customer Services: 0191 497 0404


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What Does Medicare Cost?

Medicare is a health insurance program for people 65 and older. People younger than 65 who are disabled or who have end-stage kidney disease or ALS can also get health care through Medicare.

What you pay for Medicare depends on how much you earn each year and how much care you need. You pay a separate amount for each part of Medicare.

Medicare Part A

Part A is your hospital coverage.

Premium costs. If you or your spouse worked for at least 10 years and paid Medicare taxes, you won’t pay any monthly fee, called a premium, for Part A. Most people don’t pay a premium.

If you or your spouse paid Medicare taxes for less than 10 years total, you will have to pay a monthly fee for Part A coverage. The premium could be as much as $407 a month.

Deductible costs. If you stay overnight in the hospital or use other Part A services, you’ll pay a deductible. The deductible is the amount you must pay before Medicare pays anything for your care.

For 2017, the deductible for each hospital stay is $1,316.

Copay costs. You also pay copays for Part A. It’s a set amount you pay for specific types of care. If you’re in the hospital for more than 60 days, your copay is $329 a day for days 61 to 90. After that, your copay is $658 a day.

Medicare Part B

Part B is for your doctor visits, tests, and other services.

Premium costs: Each month you pay a premium of $134. If your income is higher than $85,000, you have to pay a higher premium. How much you make determines how much you pay, ranging from $187.50 to $428.60.

Deductible costs: You also pay a $183 deductible each year. After you pay it, you pay coinsurance, which is 20% of your medical costs.

Penalties: If you don’t sign up for Part B when you first become eligible, you may have to pay a penalty if you did not have health insurance through an employer or union. The penalty is an additional 10% of the Part B premium for each 12-month period you did not enroll.

Continued

Medicare Part D

Premium costs. The monthly fee you pay varies by the plan you choose. The average premium for 2017 is $34. If you have a higher income, you may pay more each month. If your income is over $85,000 you will pay your plan premium plus an additional fee, ranging from $13.30 to $76.20, depending on your income.

Deductible costs: Each year you pay a deductible before Medicare starts sharing the cost for your medicines. Although the deductible may vary from plan to plan, no plan may charge more than $400 in 2017.

After you’ve paid the deductible, your Medicare prescription drug plan kicks in and you pay a copay or coinsurance.

Out-of-pocket costs: The part you pay for your medicines is either called a copay or coinsurance. The amount depends on the plan you’ve chosen. You may pay more for some drugs than others, such as brand-name drugs.

Costs in the donut hole: If you and your drug plan spend a certain amount on medicines, you’ll have a gap in your drug coverage, which is often called the donut hole. In 2017, once you and your drug plan have spent $3,700 on covered drugs, you are in the donut hole.

While in the donut hole, in 2017 you will pay 40% of the cost for a brand-name medicine. This will steadily decrease until it reaches 25% in 2020. Although you only pay 40% of the cost of a brand-name drug, 90% of the cost is added to the maximum spending limit. That’s a bonus because you only pay a discounted price for a brand-name drug, but you get “credit” for a larger amount. That means you’ll reach the maximum more quickly, when Medicare will start sharing the costs with you again.

For generic drugs, you pay 51% of the cost in 2017. This will steadily decrease to 25% in 2020. Unlike brand-name drugs, only the amount you pay counts towards getting you out of the coverage gap.

You’ll Pay This Percentage for Brand-Name Drugs
in the Donut Hole

You’ll Pay this Percentage for Generic Drugs
in the Donut Hole

Continued

Costs after the donut hole: Once you’ve spent $4,950 in out-of-pocket costs in 2017, you are out of the coverage gap. When Medicare starts paying again, it’s called catastrophic coverage. Then, you only have to pay a small copay or coinsurance toward your prescription drug costs for the rest of the year. In 2017, for generic medicines, you’ll pay 5% of the drug’s cost or $3.30, whichever is higher. For brand-name drugs, you’ll pay 5% of the drug’s cost or $8.25, whichever is higher.

Medicare Advantage (Part C)

These are health plans sold by insurance companies but overseen by Medicare. They are alternatives to original Medicare, and usually offer more services than original Medicare. Medicare Advantage plans typically cover hospitalization (Part A), outpatient care (Part B), and prescription drugs (Part D) under one plan.

To qualify for Medicare Advantage, you need to have Medicare Parts A and B. So that means you’ll at least need to pay the Part B monthly premium.

On top of that fee, you may need to pay a monthly premium for the Medicare Advantage plan itself. The prices vary a great deal depending on the plan you’ve chosen and where you live.

Medigap

This is supplemental health insurance provided by private insurance companies that covers some of the costs Medicare does n’t, including copays and deductibles. You don’t need, nor can you buy, a Medicare Advantage Plan if you carry a Medigap policy.

To join a private Medigap plan, you pay a monthly fee to an insurance company in addition to the premium you pay to the government for Medicare Part B .

The costs of Medigap plans vary a lot, depending on the coverage, the company, your location, and your age. So make sure to shop around before buying one. If you wish to buy a Medigap policy, you should do so when you first become eligible for Medicare. Outside of the six month open enrollment period, which starts the month you turn 65, you’re not guaranteed to qualify for a policy.

Medigap options can vary from state to state. Be sure to find out what is offered in your state. You can get help from your State Health Insurance Assistance Program. Call 800-MEDICARE to find yours.

WebMD Medical Reference Reviewed by Sarah Goodell on July 13, 2017

Sources

USA Today: “Medicare Premiums to Remain Stable in 2014.”

Centers for Medicare Medicaid Services: “More Savings in the Drug Coverage Gap Coming Through 2020,” “Get help with your Medicare Costs,” “Medicare Savings Programs,” “4 Programs That Can Help You Pay Your Medical Expenses,” “Medicare and You,” “Save on Drug Costs,” “Part B Costs,” “Medicare 2013: Costs at a Glance,” “Costs for Medicare Drug Coverage,” “How Medicare Advantage Plans Work,” “What’s Medicare Supplement (MediGap) Insurance?” “CMS Ensures Greater Value for People in Medicare Drug and Health Plans.”

Department of Health and Human Services: “Eligibility.”

Kaiser Family Foundation: “Filling the Financial Gaps in Medicare Coverage.”

Medicare Rights Center: “Find Out If You Qualify,” “Program Financial Eligibility Guidelines.”

Michigan Department of Community Health: “Medicare Savings Program.”

Minnesota Department of Human Services: “People who need help with Medicare costs.”

Social Security Administration: “Understanding the Extra Help With Your Medicare Prescription Drug Plan,” “Apply online for Extra Help with Medicare prescription drug costs,” “Apply for Medicaid.”

California Health Advocates: “An Overview: Prescription Drug Coverage.”

© 2017 WebMD, LLC. All rights reserved.


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Welcome to Philadelphia s top-ranked Erivan K. Haub School of Business. MBA Program. Our uniquely flexible graduate business program is focused on you and your career, combining strategic leadership skills with relevant functional expertise. By integrating creative thinking, effective communication, project management, and technology applications into a relevant business context, this program provides the foundation you need to effectively succeed and distinguish yourself in your field, your organization, and your industry.

Click below to learn about our MBA Direct Admissions Program with Ursinus College.

Saint Joseph s University offers you the flexibility of an evening program at our convenient Philadelphia Main Campus location. We also offer a Fully Online program with no residency requirement. You can choose to customize your schedule by blending online and on campus options. You can also expect the same tuition rate for on campus and online courses. What s more, our staff, faculty, and students are united in the Jesuit ideal of cura personalis, care for the whole person, and are dedicated to helping you succeed in the classroom as well as in life.

The Haub School is AACSB-accredited in Business and Accounting less than 5% of business schools worldwide meet this dual standard of excellence.

U.S.News World Report, Princeton Review, and Business Week have all ranked the Haub School as one of the nation s top graduate business schools.

Saint Joseph’s University is one of only 142 schools nationwide with a Phi Beta Kappa chapter and AACSB business school accreditation, and has been recognized by Beta Gamma Sigma for five consecutive years with Outstanding Chapter Awards, including the 2010 Gold Chapter Award.