SIP protocol #sip #protocol, #voip #providers #list, #voip, #provider, #list, #catalogue, #voice, #over, #ip, #voip #provider, #voip #providers, #itsp, #h.323, #sip, #ip #telephony #voip, #voice #over #ip,internet #telephony #service #provider, #internet #telephony, #telephony #provider, #voipproviders, #voip #provider


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SIP protocol

found 1139 companies

VoIP Provider. Diyanat
Location: India /Hyderabad
Main Category: Voip consulting
Categories: VoIP Billing Software Provider, SIP Billing, Voip consulting, Voip engineering
Protocols: SIP, IAX, h.323
Services: PC to Phone, IP devices, Installation and Support Services, H.323 VoIP Gateway, H.323 Softswitch & CPE, Gatekeepering, Consultancy Services, Billing Software, Phone To PC, Phone To Phone, SIP Softswitch & CPE, SIP VoIP Gateway, System Integration, Voice and Video Conferencing, Web To Phone

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voip routes in India
voip catalog with Voip consulting

VoIP Provider. Lantone Information Systems LLP
Location: Singapore
Main Category: Voip consulting
Categories: Voip consulting
Protocols: IAX, SIP
Services: Call Relay VoIP Solutions, Call Routing VoIP Solutions, Consultancy Services, IP devices, PC to Phone, Phone To PC, Phone To Phone, SIP VoIP Gateway, System Integration

voip providers in Singapore
voip routes in Singapore
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VoIP Provider. HablaporInternet
Location: Colombia /Bogota
Main Category: Hardware
Categories: Hardware, International VoIP Wholesale Provider, Voip consulting
Protocols: IAX, SIP
Services: Call Routing VoIP Solutions, Consultancy Services, H.323 Wireless/ GSM VoIP Solutions, IP devices, SIP VoIP Gateway, System Integration, Termination

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VoIP Provider. Switzernet
Location: Switzerland
Main Category: Internet Telephony Service Provider
Categories: International VoIP Wholesale Provider, Internet Telephony Service Provider
Protocols: SIP
Services: PC to Phone, Phone To PC

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VoIP Provider. Ntelecom – Your Next telecom
Location: Albania /Prishtine
Main Category: International VoIP Wholesale Provider
Categories: Hosted VoIP billing service provider, International VoIP Wholesale Provider, Internet Telephony Service Provider, Internet VoIP and Video Conferencing Service Provider, Network Service Provider, SIP Billing, VoIP Billing Software Provider, Voip consulting, Voip engineering, Voip Termination ISP
Protocols: h.323, SIP
Services: Billing Software, Call Relay VoIP Solutions, Call Routing VoIP Solutions, Collaboration, Consultancy Services, Data Conferencing, E1 Bulk Wholeseller, Fax To Fax, Gatekeepering, H.323 Softswitch & CPE, H.323 VoIP Gateway, H.323 Wireless/ GSM VoIP Solutions, Installation and Support Services, IP devices, Outsourced Billing, Partnering for Origination and Termination, PC to Phone, Phone To PC, Phone To Phone, Project Mangement Services, SIP Softswitch & CPE, SIP VoIP Gateway, System Integration, Termination, Voice and Video Conferencing, vPhone, Web Call, Web To Phone

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VoIP Provider. FAHR-TELECOM
Location: Germany /Frankfurt am Main
Main Category: Hardware
Categories: Hosted VoIP billing service provider, Hardware
Protocols: SIP, IAX
Services: Call Routing VoIP Solutions

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VoIP Provider. A-I.NetCom
Location: Italy
Main Category: International VoIP Wholesale Provider
Categories: Internet Telephony Service Provider, International VoIP Wholesale Provider, Network Service Provider, Voip Termination ISP
Protocols: h.323, SIP
Services: Call Routing VoIP Solutions, H.323 VoIP Gateway, H.323 Wireless/ GSM VoIP Solutions, SIP VoIP Gateway

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VoIP Provider. Airstar Communications Network
Location: Canada /Airdrie
Main Category: Hardware
Categories: International VoIP Wholesale Provider, Hardware
Protocols: h.323, SIP
Services: Termination

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VoIP Provider. Comcerto
Location: Bahrain /Manama
Main Category: VoIP Billing Software Provider
Categories: Voip consulting, VoIP Billing Software Provider, SIP Billing
Protocols: SIP, MGCP, IAX, h.323
Services: Installation and Support Services, Consultancy Services, Billing Software, SIP Softswitch & CPE

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VoIP Provider. SABA COMMUNICATIONS
Location: USA /BAKERSFIELD
Main Category: International VoIP Wholesale Provider
Categories: International VoIP Wholesale Provider
Protocols: SIP
Services: Call Routing VoIP Solutions

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Should I Buy a New Car? 6 Reasons to Buy a New Car over a Used Car #auto #ratings


#new used cars
#

Should I Buy a New Car? 6 Reasons to Buy a New Car over a Used Car

By Jason Steele

Despite big promotional events and appealing advertisements, new cars come with hefty price tags and lose their value very quickly due to depreciation. In fact, there are many benefits to buying a used car for cheap over a brand new one.

However, there are a few specific occasions when a new car isn t just a luxury indulgence and a way to pamper yourself. It actually makes more sense to buy new in these cases.

Benefits of Buying a New Car

1. New Safety Technology

In the automobile industry, the amazing power of computer processors has sparked a technology revolution, and manufacturers are finally using technology to enhance safety. When you spend on a new car, you can find advanced safety features including:

  • Stability control
  • Adaptive cruise control
  • Lane departure warning
  • Blind spot monitoring
  • Rear-view camera

As with earlier developments like anti-lock brakes, these new features are quickly trickling down from high-end luxury cars to family sedans and even economy brands. It s too soon to find them in most used vehicles, but you can find affordable new cars with great safety features.

2. Fuel Efficiency Breakthroughs

Federal regulations have average fuel efficiency set to rocket from 27.5 MPG in 2010 to 39 MPG by 2016. While small fuel efficient cars have been on the market for a few years, the mileage ratings of other vehicles usually the more budget-friendly cars have languished until now. In the next few years you ll see minivans, pickup trucks, luxury cars, and even sports cars posting efficiency numbers that were once only found in hybrids and small economy cars.

If you put a lot of mileage on your car, you can balance upfront cost of a new car with the long-term savings of a more efficient engine (especially with gas prices rising ).

3. Alternative Energy Advances

Though the ethanol boom has faded, other alternative energy trends are here to stay. Pure electric vehicles like the new Nissan Leaf and the Ford Focus Electric promise to dramatically cut energy costs per mile driven. Their equivalent fuel economy ratings are in the triple digits. making a Toyota Prius look like a gas guzzler. Not to be outdone, GM is now selling the Chevrolet Volt, their plug-in hybrid that will run on either gas or electricity. A plug-in Prius and the Ford C-Max Energi should also hit the market next year.

Don t forget that electric cars aren t the only alternative-fuel vehicles. Diesel-engine cars, long popular in Europe, are making a big comeback in North America. They offer very high mileage, especially on the highway. Honda even sells a methane-powered version of the Civic, which is in high demand in parts of the country where natural gas is cheap.

You could save thousands of dollars in energy expenses in just a few years with one of these new vehicles. Electric cars won t be available in the used car market until a few years from now, and they re going to be in very high-demand, which means their prices will be higher than most used cars.

4. Cars for the Long Haul

Used cars make sense if you plan to keep a car for a few years and then sell or trade it in for another used car. But if you plan to keep up with maintenance and watch the odometer roll way past 100,000 miles, you may not want the uncertain history that comes with a used car. Rather than worry about a previous owner who skipped oil changes or abused an older car, with a new car you know that you re responsible for gentle driving and regular maintenance. Owning a car for a decade or more will mitigate the initially high taxes and depreciation enough that they will average out to be close to the costs of a used car.

5. Government Incentives

Cash for Clunkers came and went, and traditional hybrids no longer earn green energy tax credits. But you can still find plenty of government incentives that cut the price of new electric vehicles, plug-in hybrids, and alternative-fuel vehicles. The natural gas–powered Honda Civic GX, for example, comes with a $4,000 tax credit. If you buy a plug-in hybrid or pure electric car, you ll be entitled to a whopping $7,500 tax credit.

Remember, this is not just a tax deduction, it s a tax credit. the equivalent of cash back. Learn more about the differences between a tax credit vs. a tax deduction .

6. Simpler Needs, Simpler Costs

You might be drawn to a new car by a low advertised price, only to learn from the car dealership that the base price is for a low- or no-frills model. To get the advanced features like cruise control, voice recognition, a navigation system, and seat warmers, you ll deal with a list of expensive options, often adding as much as $10,000 to your total before taxes.

If you know that you don t want pricey options like pearlescent paint coating, larger wheels, or even an automatic transmission, you ll probably find less of a difference between the prices of new cars and used cars. If you re just trying to get to the office or train station and back, you can custom order a new car from the dealer without all of the unnecessary options and get a competitive price for a brand new car.

Final Word

Anyone who tells you that the new car vs. used car debate has an absolute winner hasn t really considered every circumstance.

In most situations, a used car is the lower-cost, higher-value option. But with recent advances in technology and government incentives, new cars have enough significant benefits that they re often worth the extra expense. It s up to you as a smart consumer to weigh your needs against the costs and benefits of both new and used cars. Don t be surprised if you occasionally find that the new car represents better value.

Was your most recent car purchase a new or used vehicle? How did you finally make the decision?


Take Over your Payment #car #registration


#take over car payments
#

Take Over your Payment

Let us help you help us.

We offer a 6 months program for people who can’t make car payments. Instead of losing your car or damage your credit, we give you the opportunity to save your car, or we will just keep it until it is paid in full and then returned it to you.

How it works?

We do an agreement with you for six months, during which time; we make your car payments;

If you want your car back we will returned it, with a prior 30 day written notice. If you want to extend the term for another six months you will be allowed to do so.

You can change your mind any time during the period of the term of payments on your original agreement with your lender; just submit a writing notice thirty days before to get your car back.

We will rent your car to third parties during the six months time contract. We will take care of maintenance, insurance and any needs that the car has under our management.

Peace of mind.

For our security and yours, we’ll install a GPS Tracking device on the car that will let us know its where about and disable the car from our office, if it becomes necessary at any given time. We will give you access to following up your car when you so desire.

Your best investment.

After the car is paid in full the car is yours, since it has been under your name.


Wholesale A-Z Termination for VOIP providers, carriers and small business #voice #over #ip #service, #mobile #termination #rates, #provider #voip, #sip #termination, #voip #routes, #voip #carrier


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MyVoipTraffic VOIP termination services:

  • Wholesale A-Z Termination provider
  • EUR and USD accounts
  • 3 different voip routes for international call termination
  • Protocol: SIP

One of the best voip service providers in the call termination market, MyVoipTraffic offers some of the best voice termination rates in the industry, through its collaboration with over 60 carriers. MyVoipTraffic provides you only the best quality voice termination services on the VOIP market today.

Our voip routes and services are offered to VOIP service providers, wholesale carriers, SIP service providers, Voip providers and Voip carriers, ISPs and small businesses, plus call shops looking for quality wholesale voice termination.

It is easy and simple to set up your with us; you only need to create an account and make a prepayment using one of our payment methods available. You can then configure your device and make international calls at some of the best rates in the world.

Calls are billed in 1 second increments except Mexico fix and mobile which are billed in 60 seconds increment. Rates are subjected to change without notice.

Sign up for FREE and be part of the great voip success!


Diesel car drivers betrayed as EU cracks down on Britain over air pollution #cube #car


#diesel cars
#

Diesel car drivers ‘betrayed’ as EU cracks down on Britain over air pollution

As Britain is sued by the European Commission for breaching pollution limits, drivers of diesel motor vehicles are warned that they face higher costs

Comments

More than 10 million motorists who were betrayed and misled into buying diesel cars have been warned that they face higher costs as the European Union puts pressure on Britain to cut air pollution levels.

It comes as Boris Johnson, the Mayor of London, announced plans to charge diesel drivers an extra £10 to drive in the capital a measure that could be copied by as many as 18 other cities.

For more than a decade, motorists buying diesel cars have enjoyed tax breaks because the cars produce lower levels of carbon dioxide and are more fuel efficient.

Now, Britain is being sued by the European Commission for breaching air pollution limits, because emissions from diesel vehicles are contributing to tens of thousands of premature deaths each year.

Senior Conservatives are understood to be lobbying the Government to increase road taxes on diesel vehicles to bring them into line with petrol, although ministers have ruled out such a move in this parliament.


What is VoIP caller ID (Voice over Internet Protocol caller identification)? Definition from #voice #over #internet #protocol


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VoIP caller ID (Voice over Internet Protocol caller identification)

VoIP caller ID (Voice over Internet Protocol caller identification) is a caller ID application for VoIP phone s that works in much the same way as caller ID on a conventional telephone line but with enhanced features and flexibility.

Download this free guide

2017 Trends in Unified Communications Collaboration

Irwin Lazar of Nemertes Research predicts the 6 collaboration trends we will see this year, and then we expand on some of those in this exclusive e-guide. Don’t miss out on key UCC opportunities – become a member now and get this complimentary download.

By submitting your personal information, you agree that TechTarget and its partners may contact you regarding relevant content, products and special offers.

You also agree that your personal information may be transferred and processed in the United States, and that you have read and agree to the Terms of Use and the Privacy Policy .

When a call comes in, the caller’s identity is verified by the Internet Service Provider (ISP ). Users can whitelist or blacklist specific telephone numbers or entities, just as is commonly done with e-mail. so unwanted calls do not reach the user.

This was last updated in March 2008

Related Terms

electret microphone An electret microphone is a widely-used electronic communications and audio recording device. The devices are a type of condenser. See complete definition microphone A microphone is a device that translates sound vibrations in the air into electronic signals or transmits them to a recording. See complete definition VoIP (voice over IP) VoIP enables voice and multimedia communications, such as phone calls, over the internet and other IP-based networks, and allows. See complete definition

Dig Deeper on VoIP QoS and Performance


Take over payments on Craigslist cars – A great way to save money on Craigslist used cars #cheap #used #cars #for #sale


#take over car payments
#

Take over payments on Craigslist cars A great way to save money on Craigslist used cars

by Craig Miller on June 9, 2011

While browsing through the Craigslist cars website, you may have noticed a few advertisements asking car buyers to take over car payments. In most cases the vehicle is being sold in an effort to salvage ones credit. Those who are selling their vehicle to anyone interested in taking over payment are generally in a tight financial situation due to loss of income or overspending. When purchasing a car in this manner, you can really land a great deal on a fairly new car. One of the first questions that you should ask a car seller who is using this method to sell their vehicle is how many more payments are left on the vehicle and what is the total payoff amount. A seller who has only owned the vehicle for a few months is generally less appealing than one who has owned it for at least 2 to 3 years. With only a year left in payments, you can own a car for just a fraction of the amount that you would pay anywhere else.

There are of course a few things that you should watch out for when taking over someone s payments. Some may choose to sell their car because they are upside down on their car loan. Being upside down on a loan simply means that you owe more money on the vehicle than it is worth. In this case, you would be purchasing a vehicle above its retail value which is certainly not a good deal. Do your homework before making the decision to purchase a car. Understand the vehicles book value and determine whether or not it may be a good deal for you. Another thing that you should be aware of is that the vehicle may have a lien against the title. It is not uncommon for someone who is in a difficult financial situation to take out a loan against their vehicle. Check to make sure that there are no existing liens against their vehicle or you may get caught in a difficult situation. There are a number of other issues that you may encounter when purchasing a car using this method. Be sure to proceed with caution and ask the seller a lot of questions before making a decision. If something does not seem right that it is best to walk away quickly and check out the next deal.

As you can see, there are some ups and downs associated with buying a car in which you take over payment. As always, you will first want to do your research and know exactly what you are buying. By making an informed buying decision, you will be sure to get a great deal almost every time. No matter what you are looking for, whether it is a car, truck, recreational vehicle, or even a delivery truck, there is no other website around that offers such a large selection of used cars as Craigslist cars. More information will follow on buying a take over payment vehicle. Whether you are buying or selling a used car. Craigslist is a great place when it comes to cars.


How to Take Over Car Payments When Buying a Used Car #invoice #price #for #cars


#take over car payments
#

How to Take Over Car Payments When Buying a Used Car

One can take over car payments or assume a car loan. It is a good idea for an individual who doesn’t have the upfront cash or money for a car. This article will show you how you can take over the loan.

Tools and Supplies Needed

  • Car Title
  • Proof of Income
  • Proof of Residence
  • ID/Drivers License

Step 1: Contact Loan Company

Contact your loan company and find out what will be required for the process before you go and begin it. In many instances, you will be required a down payment. So be prepared for that as a requirement and find out how much it should be before you pay it. This way you can be sure you have the money ahead a time.

Check your credit and FICO score before you go in. They will likely run a credit check on you, and you want to make sure it is in good standing. Otherwise, your interest rate may change than want the previous owner held. So be sure to find out what it is and know what to expect when you sign over the car payments.

Much like a regular loan, you will need to be “approved” before you can sign the paperwork and make a payment schedule. So that can take up to a week or two, though some do have instant results. That will depend on the credit company and how they work.


Should I Buy a New Car? 6 Reasons to Buy a New Car over a Used Car #car #tax #bands


#new used cars
#

Should I Buy a New Car? 6 Reasons to Buy a New Car over a Used Car

By Jason Steele

Despite big promotional events and appealing advertisements, new cars come with hefty price tags and lose their value very quickly due to depreciation. In fact, there are many benefits to buying a used car for cheap over a brand new one.

However, there are a few specific occasions when a new car isn t just a luxury indulgence and a way to pamper yourself. It actually makes more sense to buy new in these cases.

Benefits of Buying a New Car

1. New Safety Technology

In the automobile industry, the amazing power of computer processors has sparked a technology revolution, and manufacturers are finally using technology to enhance safety. When you spend on a new car, you can find advanced safety features including:

  • Stability control
  • Adaptive cruise control
  • Lane departure warning
  • Blind spot monitoring
  • Rear-view camera

As with earlier developments like anti-lock brakes, these new features are quickly trickling down from high-end luxury cars to family sedans and even economy brands. It s too soon to find them in most used vehicles, but you can find affordable new cars with great safety features.

2. Fuel Efficiency Breakthroughs

Federal regulations have average fuel efficiency set to rocket from 27.5 MPG in 2010 to 39 MPG by 2016. While small fuel efficient cars have been on the market for a few years, the mileage ratings of other vehicles usually the more budget-friendly cars have languished until now. In the next few years you ll see minivans, pickup trucks, luxury cars, and even sports cars posting efficiency numbers that were once only found in hybrids and small economy cars.

If you put a lot of mileage on your car, you can balance upfront cost of a new car with the long-term savings of a more efficient engine (especially with gas prices rising ).

3. Alternative Energy Advances

Though the ethanol boom has faded, other alternative energy trends are here to stay. Pure electric vehicles like the new Nissan Leaf and the Ford Focus Electric promise to dramatically cut energy costs per mile driven. Their equivalent fuel economy ratings are in the triple digits. making a Toyota Prius look like a gas guzzler. Not to be outdone, GM is now selling the Chevrolet Volt, their plug-in hybrid that will run on either gas or electricity. A plug-in Prius and the Ford C-Max Energi should also hit the market next year.

Don t forget that electric cars aren t the only alternative-fuel vehicles. Diesel-engine cars, long popular in Europe, are making a big comeback in North America. They offer very high mileage, especially on the highway. Honda even sells a methane-powered version of the Civic, which is in high demand in parts of the country where natural gas is cheap.

You could save thousands of dollars in energy expenses in just a few years with one of these new vehicles. Electric cars won t be available in the used car market until a few years from now, and they re going to be in very high-demand, which means their prices will be higher than most used cars.

4. Cars for the Long Haul

Used cars make sense if you plan to keep a car for a few years and then sell or trade it in for another used car. But if you plan to keep up with maintenance and watch the odometer roll way past 100,000 miles, you may not want the uncertain history that comes with a used car. Rather than worry about a previous owner who skipped oil changes or abused an older car, with a new car you know that you re responsible for gentle driving and regular maintenance. Owning a car for a decade or more will mitigate the initially high taxes and depreciation enough that they will average out to be close to the costs of a used car.

5. Government Incentives

Cash for Clunkers came and went, and traditional hybrids no longer earn green energy tax credits. But you can still find plenty of government incentives that cut the price of new electric vehicles, plug-in hybrids, and alternative-fuel vehicles. The natural gas–powered Honda Civic GX, for example, comes with a $4,000 tax credit. If you buy a plug-in hybrid or pure electric car, you ll be entitled to a whopping $7,500 tax credit.

Remember, this is not just a tax deduction, it s a tax credit. the equivalent of cash back. Learn more about the differences between a tax credit vs. a tax deduction .

6. Simpler Needs, Simpler Costs

You might be drawn to a new car by a low advertised price, only to learn from the car dealership that the base price is for a low- or no-frills model. To get the advanced features like cruise control, voice recognition, a navigation system, and seat warmers, you ll deal with a list of expensive options, often adding as much as $10,000 to your total before taxes.

If you know that you don t want pricey options like pearlescent paint coating, larger wheels, or even an automatic transmission, you ll probably find less of a difference between the prices of new cars and used cars. If you re just trying to get to the office or train station and back, you can custom order a new car from the dealer without all of the unnecessary options and get a competitive price for a brand new car.

Final Word

Anyone who tells you that the new car vs. used car debate has an absolute winner hasn t really considered every circumstance.

In most situations, a used car is the lower-cost, higher-value option. But with recent advances in technology and government incentives, new cars have enough significant benefits that they re often worth the extra expense. It s up to you as a smart consumer to weigh your needs against the costs and benefits of both new and used cars. Don t be surprised if you occasionally find that the new car represents better value.

Was your most recent car purchase a new or used vehicle? How did you finally make the decision?


Car insurance industry faces shakeup over price comparison websites #car #models


#car insurance comparison sites
#

Car insurance industry faces shakeup over price comparison websites

Exclusive deals between price comparison websites and insurers are to end. Photograph: Jochen Tack/Alamy

Exclusive car insurance deals made between price comparison websites and insurers will become a thing of the past after the UK competition regulator ruled that these were not doing drivers any favours and should be banned.

The ruling was one of a number of measures recommended by the Competition and Markets Authority in its final report into the 11bn private motor insurance market.

It said some price parity clauses in contracts between price comparison websites and motor insurers were preventing insurers from making their products available more cheaply on other online platforms. This, it said, had the effect of restricting competition and leading to higher car insurance premiums overall.

“There need to be improvements to the way price comparison websites operate,” said Alasdair Smith, chairman of the private motor insurance investigation group. “They certainly help motorists look for the best deal, and this in turn has led insurers to compete more intensely, but we want to see an end to clauses which restrict an insurer’s ability to price its products differently on different online channels. We expect this to lead to greater competition between price comparison websites.”

However, the report, which ends a two-year investigation by the Competition and Markets Authority (CMA) and its predecessor the Competition Commission fell short of the recommendations many had hoped for that might have had the biggest effect on driver’s premiums.

In an announcement of its interim findings earlier this year the CMA had said it wanted to cap the cost of a courtesy car following an accident. after finding there was often little incentive for insurers to keep this cost down due to a divide between who organises the courtesy car and who pays for it. The practice can add as much as 1,000 to the cost of a replacement car compared with the price an insurer would have paid if it had taken liability for the cost of the car hire itself.

However the CMA’s final report concluded that this was too complex to tackle. “Reluctantly we have had to conclude that we cannot see an effective way of addressing this problem fully, short of a fundamental change in the law,” Smith said.

The Association of British Insurers condemned the lack of action. “The fact that the CMA report fails to do anything to address the excessive costs of replacement vehicles – a problem that the CMA itself identified – will be a bitter pill to swallow for honest motorists,” said James Dalton, ABI’s head of motor insurance. “Far from reducing the cost of car insurance, the CMA’s inaction simply entrenches the business models of some replacement vehicle providers who profit from inflating car hire charges at the consumer’s expense.”

The CMA said it will ensure drivers get better information about the costs and benefits of the add-ons they buy with their car insurance policy – in particular no claims bonus (NCB) protection.

An NCB typically entitles a driver to a 60% discount on their car insurance premium after five years, according to the Association of British Insurers – and so are greatly prized by motorists. However the policies that protect these bonuses, and are usually sold alongside a policy, are often misunderstood, the CMA said.

Its report found that 77% of the respondents to its customer survey thought they had a good understanding of NCB protection, yet 59% of those who claimed to understand it well wrongly thought it would prevent their premium going up as a result of a claim. The CMA concluded that drivers are paying a collective 120m a year for a product that may not offer them the protection they expect.

“The way motor insurance related add-on products are sold makes it hard for customers to obtain the best value,” Smith said. “There are particular problems in relation to no claims bonus protection, where both the price of this product and its benefits are often unclear to consumers, and we are requiring insurers to provide much better information.”

The CMA measures are subject to a two-month appeal period but are expected to be implemented in early 2015.