9 Businesses You Can Start for Under $100 (and Businesses You Can Start for NO Money)! ^ Video

9 Businesses You Can Start for Under $100 (and Businesses You Can Start for NO Money), NEF6.COM


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9 Businesses You Can Start for Under $100 (and Businesses You Can Start for NO Money)

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PART 1: How do you save when truly you have no disposable income to save? #Bereka #FinancialFitness! $ Video

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PART 1: How do you save when truly you have no disposable income to save? #Bereka #FinancialFitness, NEF6.COM

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Florida no fault car insurance! ^ Video

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Life Insurance With and Without a Medical Exam, AIG Direct, no medical exam life insurance quotes.

#No #medical #exam #life #insurance #quotes


A Look at Life Insurance Policies with and without a Medical Exam

Many term life insurance carriers require a medical exam when you apply. Some don’t. Here’s a look at the impact of having an exam or not.

Term Life Insurance with a Medical Exam

It might seem inconvenient (or even unpleasant) to get a medical exam, but it can benefit you.

The Insurance Carriers that offer term life insurance with a medical exam, require an exam to get an accurate idea of your health situation. It helps them to rule out health problems, identifying conditions that might increase your risk of dying. Once they know about your health, they can assign you an appropriate rate based on risk. If you’re healthy and your risk of dying seems low, you’re likely to get a lower rate than someone with health issues.

The medical exam is usually performed by a paramedical professional or nurse. For your convenience, you can schedule it at your home or place of work. It usually takes about 30 minutes or less. The exam consists of basics such as checking vital signs, a blood test and urinalysis. In some cases, the carrier may want additional tests, such as an EKG/ECG.

While having a medical exam isn’t usually something to be concerned about, be aware that it can reveal a health condition you weren’t aware of. Also, if you are declined term life insurance based on what the exam reveals, it could impact your ability to become insured elsewhere.

Term Life Insurance Without a Medical Exam

Term Life Insurance without a medical exam has a tendency to be more expensive than medically underwritten policies. That’s because, generally speaking, the carriers average out everyone’s risk and charge accordingly. So, if you are in good health but choose to purchase term life insurance that does not require a medical exam, you may end up paying a higher premium than necessary.

Most of the term life insurance carriers that do not require a medical exam will still inquire about your medical history and lifestyle. Based on your answers, they might set the premium rates higher or lower.

Some companies issue policies without asking any questions about medical history. This increases the risk to them, so they tend to charge higher premiums and set lower coverage amounts.

Term Life Insurance With a Conditional Medical Exam

Some term life insurance carriers require a medical exam only if it seems warranted after asking health and lifestyle questions. For example, if they find out that you are a smoker, had a serious illness or want a high coverage amount, they might require an exam.

To learn more about term life insurance and the application process, contact AIG Direct today. Our licensed professionals can help you decide if having a medical exam as part of the application process makes sense for you or not.




Term Life Insurance, no exam life insurance quotes.

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Buying Term Life Insurance with No Medical Exam

Buying term life insurance with no medical exam is an attractive option for people who don’t want to go through the time-consuming hassle of getting checked out by an unfamiliar health care professional. (Most insurance companies do not accept a medical exam from your primary physician.)

Others seek out term life insurance without a medical exam requirement because they know they’re not in the best of health and may end up paying a higher rate as a consequence of the medical report. But this route isn’t for everybody and will even limit your life insurance options.

So, with this in mind, here’s what you need to know about buying term life insurance with no medical exam and whether it’s right for you.

How to qualify for term life insurance with no medical exam

First, you need to know that if you buy term life insurance without a medical exam –commonly known as guaranteed issue life insurance –you will have limits on the death benefit offered in the policy.

Many companies put a $100,000 or $250,000 cap on life insurance policies issued without a medical exam. Moreover, the shorter the term of your life insurance policy, the better the odds that can get away without taking one of these exams.

Needless to say, insurance companies don’t really care much about your risk of getting lung cancer when you’re 55, if your term life insurance policy expires when you’re 45.

Term life insurance: No medical exam

Buying term life insurance with no medical exam can sound like a great idea, but if you’re not careful it can easily backfire. Many insurance companies will offer life insurance policies without a medical exam if you at least fill out a medical history form.

If your family has a history of heart disease, but you’ve done cardio-exercises religiously for ten years, a medical history will raise red flags that a healthy medical exam report might mitigate somewhat. Likewise, many people who seek life insurance policies without a medical exam, know that they’re not in the best of health, and insurance companies aren’t exactly ignorant of the trend, either.

By forgoing a medical exam as a healthy adult, you could be costing yourself a good chunk of money with higher premium rates.

No exam life insurance quotes

Term life insurance: No health questions

Some insurance companies truly take the hassle out of buying term life insurance by allowing you to skip the medical exam and asking no health questions. Other companies dispatch with a formal medical history but still ask a few basic questions, such as any pre-existing major illnesses and relatives with a history of cancer or heart disease.

Even these questions will only a minimal effect on your rates, given low benefit coverage and a short term length. Beware, however, that there are potential drawbacks to opting out of either the medical exam or a more detailed medical history. Once your term life insurance policy expires, you may not be able to renew the policy if a major medical condition has presented itself in the meantime.

To avoid this problem, you can choose a term life insurance with an automatic renewal option, but these policies usually require a medical exam.

Advice for life insurance medical exams

First, if you don’t have any spare time, it’s worth noting that most insurance companies are willing to send their paramedics to your home to conduct the medical exam. That said, if you decide it’s best to go ahead and take the medical exam, there are several things you can and should do to get the best results possible.

Focus on eating a healthy diet the week before the exam, paying particular attention to eliminate salt and fatty foods. Three days ahead of the exam, cut out alcoholic beverages and nonessential medications that can elevate liver enzymes.

The day before, completely eliminate stimulants as the will elevate blood pressure.

And, as counterintuitive as it seems, refrain from strenuous activities the day before the exam to avoid elevating proteins in the urine. This may sound like cheating to some, but you better believe your life insurance company will peruse the medical report to identify any areas of elevated risk that you present. Every little bit helps.

Finding online quotes for term life insurance

No matter what choice you make or policy you need, finding quotes for term life insurance is the easy part. Simply fill out a brief online form, and we’ll start matching you with the insurance companies in your area that best fit your insurance needs.

Buying term life insurance is a hassle in the best of circumstances, and, at NetQuote, we try to minimize this hassle by affording you the opportunity to review reliable quotes from several different companies from the comfort of your own home.




No Medical Exam Term Life Insurance, no medical exam term insurance.

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No Medical Exam Term Life Insurance

No medical exam term life insurance does not require an in-home exam like traditional term life does. It’s the same great coverage, without the fasting, needles, and inconvenience.

How does 24-48 hours sound? Yes, some companies are that fast. Depending on your age, amount, and company, your new policy could be in force from one day to a few weeks.

AmountsВ range from $25,000 to $1 Million, depending on your age and the company you choose. And if that’s not enough, combine two or more policies to get the amount you need.

No poking, prodding, or peeing in a cup.

Buying term life insurance online should be like ordering a book. Or a movie. Okay, maybe not that easy, but it should certainly be easier than the purchase of a car.

Sadly, it’s not. Not even close.

Sure, it’s easy to get term life insurance quotes online. There’s no shortage of websites offering them. But that’s the easy part. There’s a whole application process that comes after the quote.

And that process can take 4-6 weeks to complete. Some people can wait that long, either because they have other coverage or want to save money by going through underwriting.

But others can’t wait. They need it now. For a trip, bank loan, or just because they’ve put it off for too long already. No medical exam term life insurance was made for this select group.

It was also made for people who simply do not want to complete an in-home paramed exam.

How No Medical Exam Term Life Works

These are the most important things to know:

  • No exam required – No paramed exam means no blood, no urine, and no nurse visiting your home.
  • It’s faster – Way faster, like a cheetah racing an elephant faster.
  • Coverage is limited -В $1 Million is the current maximum. But you can buy more than one policy from different companies.
  • There are age limits – Age restrictions vary by company and amount. The maximum age ranges from 60 to 70.
  • It may cost more – Depending on your age, the coverage amount and other factors, you may end up paying more for a no medical exam policy. But not always. It’s worth the time to take a look. And remember, with a no medical exam policy you’re paying for speed and convenience. You’ll need to decide how much that’s worth to you.
  • You may not qualify – Some no medical exam term life policies are tougher to qualify for. Without the exam, the company has less information to go on. If you have specific medical conditions or history, the company may ask you to complete an exam or even decline your application.

No Medical Exam Life Insurance – Life Insurance Inc, over 50 life insurance no medical.

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No Medical Exam Life Insurance

Over 50 life insurance no medical

Shop online from almost 50 no medical exam life insurance policies from over 15 Canadian life insurance companies. Compare prices and qualifying questions online.

With this calculator the following terms are assumed:

  • Fully underwritten policies : These policies require a fully application that is reviewed by an insurance company underwriter prior to a policy being issued. Note that for smaller face amounts (e.g. less than $250,000) some companies have polices that do not require a physical medical test. Our no-med quoting system on this page does not quote these types of policies, instead you can quote these from our home page with other fully underwritten policies.
  • Simplified Issue policies : These polices require no physical evidence and a limited number of broad medical questions. Typically you must be able to answer all of the questions no in order to qualify. These policies have higher premiums than a fully underwritten policy and may have reduced benefits, but their ease of application and broad medical questions make them appropriate for those who may have medical conditions that prevent them from getting a fully underwritten policy, or for those who simply are looking for an easy application process. Our no-medical exam life insurance quoting system includes these products.
  • Guaranteed Issue policies : These policies require no medical exam and no medical questions. Your cheque and a signature gets you coverage. These policies will have reduced benefits and increased premiums compared to other products. They re appropriate for those who are unable to qualify for simplified issue policies. Our no-medical exam life insurance quoting system includes these products.
  • Deferred: All of the guaranteed issue policies and many of the simplified issue policies have a two year deferral period. During this period, you are covered for death to due accidental reasons only. Death due to medical reasons is specifically not covered.
  • Indexing : Some no medical exam policies have death benefits that increase by small amounts over time.

We currently quote the following companies:

  • Manulife
    • CoverMe Life
  • BMO Life
    • EasyOne Life
  • Equitable Life
    • Final Protection
  • RBC
    • Guaranteed Acceptance Life
  • Family Compass
    • Family Compass Level
    • Family Compass Graded
  • CAA
    • Guaranteed Acceptance Life
  • Canada Protection Plan
    • Deferred Life
    • Simplified Life
    • Simplified Plus Life
    • Deferred Life 20 Pay
    • Simplified Life 20 Pay
    • Simplified Plus Life 20 Pay
    • Acceptance Life
    • Deferred 10 year term
    • Simplified 10 year term
    • Simplified Plus 10 year term
    • Deferred 20 year term
    • Simplified 20 year term
    • Simplified Plus 20 year term
    • Deferred Term to 100
    • Simplified Term to 100
    • Simplified Plus Term to 100
  • Industrial Alliance
    • Access Life L100 Permanent
    • Access Life T20 Term
  • Assumption Life
    • Golden Protection Deferred
    • Golden Protection
    • Golden Protection Plus
    • Total Protection
  • Edge Benefits
    • Final Expense Coverage
  • Foresters
    • Guaranteed Issue Whole Life
  • Wawanesa Life
    • Instant Issue Life Insurance
  • Gerber Life
    • Burial Expense Plan
  • Desjardins
    • 50+ Life Insurance
  • PlanDirect
    • Guaranteed Issue Life insurance
  • Hunter McCorquodale
    • SecureLife
  • La Capitale
    • Affirmative
    • Simplified Advantage
  • Order of United Commercial Travellers (UCT)
    • Final Expense Whole Life
    • 10 year term
    • 15 year term
    • 20 year term
    • 30 year term

Request a call back on No Medical Exam Life Insurance

If you would like a No Medical Exam expert to contact you to answer questions, please complete the following form or call our offices at 866.662.5433.


New York Life – Apply Now – Life Insurance up to $50, 000, no medical term life insurance.

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For life’s simpler needs.

Life insurance online in minutes.

  • Affordable term life insurance $10,000 to $50,000
  • No medical exam or lab work. just health and other information
  • It’s easy to apply by mail or complete your application online

Start here with an

instant term life quote.

Thank you for your interest

We’re Sorry

An error has occurred, and we are unable to provide you with an online quote at this time.

To get a quote by phone, please call New York Life at 1-800-361-1741.

Monday – Friday 8 a.m. to 5 p.m. (ET), or Saturday 9 a.m. to 5 p.m. (ET).

Designed for shorter term needs, term life provides life insurance protection for a specific period of time.

Whole Life Insurance is

coverage you can keep for a

lifetime to help you protect

your long term needs.

Coverage that can last for life— up to $15,000 without answering any health questions or taking a medical exam.

New York Life offers a range of coverage amounts and solutions including:
  • Coverage over $50,000
  • Retirement planning
  • Mortgage protection
  • Long term care insurance

Monday – Friday 8 a.m. to 8 p.m. (ET) or Saturday 9 a.m. to 5 p.m. (ET)

or click here for more information.

Backed by the Strength of New York Life Insurance Company

New York Life Insurance Company has the highest possible ratings for financial strength currently awarded to any

“Superior”

“Exceptionally Strong”

“Very Strong”

from Standard Poor’s

“Exceptional”

Ratings as of 01/01/18

A.M. Best, Fitch and Moody’s Investors Service Highest Rating. Standard and Poor’s Second-Highest Rating.

Thank you for your request

You can apply right now.

Thank you for your request

You can apply right now.

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Includes details on costs, eligibility, renewability, limitations and exclusions.

Life Insurance is underwritten by New York Life Insurance Company (NAIC #66915), New York, NY 10010. Specific products, features, and gifts not available in all states or countries. New York Life Insurance Company is licensed in all 50 states. (Policy forms ICC15-ITL2, ITL2, ITL2-CA, ITL2-CT, ITL2-FL, ITL2-ND, ITL2-NY, IWL1, ICC12-IWL1, IWL1-CA, IWL1-FL, IWL1-MT, IWL1-ND, IWL1-NY, IGAL1 ICC11-IGAL1, IGAL1-AR, IGAL1-CA, IGAL1-FL, IGAL1-ND, IGAL1-NY, IGAL1-SD). Purchasing additional term coverage in the future may be more expensive; consider the coverage amount you select carefully. Federal law requires us to obtain, verify and record information that allow us to identify you. When you apply, we will ask you for your name, address, date of birth, Social Security number and other information. Agent-sold life insurance products are also available which could have lower rates but require more health information, and in some cases a health exam, at the time of application. For more information call New York Life at 1-800-361-1741.

The licensed life insurance agent is Philip Cavan (Arkansas #300260, California #0F23862).

Maine Residents: A buyer’s guide and policy summary are available upon request.

2018 New York Life Insurance Company. All rights reserved.


Facts on Life Insurance without a Medical Exam, Trusted Choice, life insurance no physical exam.

#Life #insurance #no #physical #exam


No Medical Exam Life Insurance

Many people purchase life insurance to help secure the financial stability of their loved ones after their death. In most cases, you must submit to a medical exam in order to purchase a life insurance policy, because the insurance company wants to assess the risks involved with insuring you. But some insurance companies offer life insurance policies without a medical exam.

How do these policies differ from those that require a medical exam? When is a good time to buy no medical exam life insurance? When should you avoid it?

Leading Causes of Death and Life Expectancy in the U.S.

According to the Centers for Disease Control and Prevention and National Center for Health Statistics:

  • The leading causes of death in the U.S. in 2014 were heart disease and cancer.
  • Other causes of death include chronic respiratory diseases, unintentional injuries, diabetes, and motor vehicle crashes.
  • In 2013, the average life expectancy at birth was about 78 years old.

What Is No Medical Exam Life Insurance?

Typically, when you purchase life insurance, you are required to fill out paperwork and submit to medical tests in order for the insurance company to determine if you are eligible for coverage. A nurse or other health practitioner will ask in-depth questions and take blood and urine samples to test for various health conditions that make you riskier to insure.

If you have health problems, you could face significantly increased premiums, or even rejection.

No medical exam life insurance is a way to skip the paperwork and exams and obtain a small amount of life insurance even if you have some health problems. Basically, it is a way for you to get life insurance without a physical exam. No exam life insurance is also commonly referred to as “guaranteed issue” and “simplified issue” life insurance. These policies are often marketed to older people who might have medical issues that make getting other life insurance difficult.

No medical exam life insurance policies are term life insurance policies, often with a relatively low face value. Term life insurance policies pay a death benefit if the insured person dies within the policy term, such as 10, 20, or 30 years. No medical exam policies often have lower face values, but can be purchased for larger amounts, such as $250,000 to $500,000.

You can obtain term life insurance quotes for no exam coverage with no medical exam and perhaps only a few medical questions. Your premiums may be higher based on your answers. This may seem like a fast, easy way to get life insurance, but because the insurance company has no insight into your health condition, your premium will be much higher for the amount of coverage that you buy.

The Two Types of No Medical Exam Life Insurance

Guaranteed issue life insurance. Also called guaranteed acceptance life insurance, this does not require a medical exam, nor does the insurance company review your medical records. Usually you will be required to answer only four simple questions:

  • Do you smoke?
  • Are you currently in a hospital or long-term care facility?
  • Do you have AIDS or HIV?
  • Have you been declared terminally ill?

Guaranteed issue policies can provide some level of protection and comfort for you. But they are also extremely expensive relative to other forms of life insurance, and offer a relatively low benefit.

Simplified issue life insurance. This typically does not require a medical exam, but the insurance company will ask more detailed medical questions and may ask to view your medical records. You may be rejected for coverage if you have certain medical issues.

When to Buy No Medical Exam Life Insurance

No medical exam life insurance is often marketed as affordable, convenient, and fast. While this is somewhat true, it is still not the right solution for everyone. Only certain people will truly benefit from purchasing no exam life insurance.

  • If you have a chronic health condition like diabetes that is not under control, purchasing life insurance can be expensive or impossible. You may be able to purchase guaranteed issue life insurance in these cases.
  • If you cannot wait to purchase a fully underwritten policy, no exam life insurance may be a good option. These policies can sometimes be issued in as little as a few days.
  • If you have a risky occupation or participate in a risky hobby, you might have a hard time getting life insurance that utilizes a complete underwriting process, even if you are healthy.
  • If you are older or have a serious health condition and want to help your loved ones pay for funeral or final expenses, a no medical exam life insurance policy may help give you peace of mind.
  • If you have health problems and your employer does not offer group life insurance, no exam life insurance may be a good option for you. Employer-provided life insurance is usually obtainable even for those with health problems, and it is usually very affordable for small amounts of coverage. But if you lose your job or your employer stops offering the coverage, you may be a good candidate for no medical exam life insurance if you have no other options.

If these circumstances do not apply to you, and you want to provide for more than just final expenses, no medical exam life insurance is probably not for you. Young, healthy individuals with families typically need enough life insurance coverage to pay off a home mortgage and other outstanding debt and provide some income replacement for their spouse and children.

You may also want life insurance to fund your children’s education and other future plans. Under most circumstances, submitting to the medical tests and underwriting process will be the best option for obtaining appropriate life insurance that achieves your goals and gives you peace of mind.

How to Find No Medical Exam Life Insurance

Even if you need life insurance fast and no medical exam coverage is your only alternative, you still need to do your homework. Get quotes from multiple insurance companies and make sure that the death benefit and premium amount are satisfactory for your needs and budget. Also, be sure to check out the financial stability of your insurance carrier. You can review insurance company ratings through A.M. Best, Standard Poor’s, and other financial information services.

A Trusted Choice В® independent agent can help you shop for no medical exam life insurance. An experienced local agent can help you review your options and determine if no medical exam life insurance is a good option for you, and can help you obtain quotes from multiple insurance companies. Find a local agent and start getting quotes today.


No Medical Exam Life Insurance: Globe Life Official Site, no exam life insurance.

#No #exam #life #insurance


No Medical Exam Life Insurance Simple Application

A No Medical Exam Life Insurance policy with just a simple application can now be purchased from the comfort of your own home. Getting traditional life insurance can be time consuming, involving multiple steps that can wind up distracting our attention from our required routines. If you work long hours, travel a lot or have a difficult schedule, you may be avoiding the perceived hassle of getting a policy. Life Insurance is a viable modern day option.

A No Medical Exam Life Insurance policy means people can receive real coverage, without having to provide blood and urine for testing. With No Medical Exam Life Insurance, you only have a simple application.

No exam life insurance

Getting Educated About No Medical Exam Life Insurance Simple Application

For those of us living very busy lives, we need to learn about No Medical Exam Life Insurance because it helps us to get the process over with in a way that causes the least amount of interruption to our lives. The ease of getting Life Insurance No Medical Exam Simple Application coverage assures that you won t be forced to delay getting insured just because you lack the necessary time to give the purchase your full attention.

No Appointments Required

Typically, to get a life insurance policy, you have to qualify by passing a basic medical exam. Of course, this often means making an appointment with a doctor, providing a urine sample, and having blood drawn. Another option is that that an insurance company hires a private nurse to visit you and home in order to draw your blood and take a urine sample. Naturally, this means finding the mutually available time span that would allow for an appointment.

No Medical Exam Life Insurance Policy

Your loved ones deserve the security of knowing they are protected, and obtaining a No Medical Exam Life Insurance policy with just a simple application can be tangible evidence of your caring concern for their welfare. If you don t like needles and do like the simplicity and convenience of getting insurance without being examined, No Medical Exam life insurance Simple Application can be an attractive option.

No exam life insurance


Waiting periods, private health insurance no waiting period.

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private health insurance no waiting period

Private health insurance no waiting period

Private health insurance no waiting period

Waiting periods

You will have to serve a waiting period when you start a new private health insurance policy or increase your level of cover. A waiting period protects members of the fund by ensuring that individuals aren’t able to make a large claim shortly after joining and then cancelling their membership. This kind of behaviour would result in increased premiums for all members.

The government sets the maximum waiting periods that funds can impose for hospital treatment:

  • 12 months for pre-existing conditions,
  • 12 months for obstetrics (pregnancy),
  • two months for psychiatric care, rehabilitation or palliative care, even for a pre-existing condition,
  • two months in all other circumstances.

The waiting periods for general treatment (ancillary or extras) cover are set by individual health funds.

When purchasing health insurance make sure you are fully aware of any waiting period you may have to serve. There is usually no waiting period if you need hospital or medical treatment because of an accident that happens after you join the fund.

Pre-existing conditions

Under the Private Health Insurance Act 2007, a health fund may impose a 12 month waiting period on benefits for hospital treatment for a pre-existing condition.

A pre-existing condition is defined by law as any ailment, illness, or condition that you had signs or symptoms of during the 6 months before you joined a hospital table or upgraded to a higher hospital table. It is not necessary that you or your doctor knew what your condition was or that the condition had been diagnosed. A condition can still be classed as pre-existing even if you hadn’t seen your doctor about it before joining the hospital table or upgrading to a higher hospital table.

In forming an opinion about whether or not an illness was pre-existing, the health insurer appointed medical practitioner who makes the decision, must take into account information provided by your own doctor.

Your health fund will need time to advise you if your condition is pre-existing so be sure to check with your fund well before you go to hospital to make sure you are covered.

Even if you have a pre-existing condition, health funds must allow you to purchase any type of cover, at the same price as every other person. Once you have served any waiting periods, you will be entitled to claim.

Obstetrics (Pregnancy)

The maximum waiting period for obstetrics benefits is 12 months – if you are planning to become pregnant and wish to be covered, you will need to organise appropriate health insurance for both yourself and your newborn well in advance (before you become pregnant).

Entitlement to obstetrics benefits rests with the mother. She needs to have served the full waiting period before being admitted to hospital to be able to claim benefits.

Many less expensive hospital covers do not include obstetrics, or pay restricted benefits that only cover you for obstetrics as a private patient in a public hospital, not in a private hospital.

Health funds have different rules about how far in advance you need to make changes to your cover to insure your newborn baby. Some funds may require you to add your baby to your cover several months before his or her birth, so make sure you check with your fund as soon as possible.


Rushmore University

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1.0 The Candidate contacts Rushmore University for information on our programs, our services, and our cost structure. 1.1 The Candidate receives a response from Dan Dolejs, the Director of Admissions and Records. This is a basic letter, referring to information available on the website, and asking for the candidate to complete the Application available online, explaining fees and requirements. 1.2

Professor Robert M. Donnelly The Rushmore MBA in Entrepreneurship is a unique learning experience for any Managing Director, CEO or Executive who needs to embellish their skill set with the tools necessary to manage more effectively in the global competitive environment of the business world of today and tomorrow. It is also a wonderful opportunity for anyone who is seriously

Since 1995, Rushmore has delivered a strong learning and delivery program to hundreds of students. Many of the texts that we stipulate for completion of courses are the same textbooks used in leading edge business schools throughout the world. One requirement for graduation from Rushmore is that the student complete a Capstone Paper, conveying one credit hour, at the end

Rushmore University Payment
and EEOC Policies

Rushmore University Payment and EEOC Policies Any candidate with specific learning needs and with access to a computer is capable of completing Rushmore University work, since all Rushmore work is completed online. In the past, Rushmore has accommodated both blind students and students with disabilities easily. There is no face-to-face interaction between faculty and students, and except in special cases,

The Rushmore Open Learning Program Practical Paper A practical paper must, not surprisingly, show evidence of practical application. The typical layout for a practical paper would be: Executive Summary: about 150 – 200 words Overview of (name of the course text): about 300 words Problem to be solved Solution Implementation Results (or Outcome) Conclusion These headings are not obligatory –

Title Page Check that you have answered all the questions. Make sure that: The version of English is specified. We need to know this, as the spelling and punctuation differ. Make sure your computer was set to the correct version of English, as the Autocorrect function will change the spelling of common words to the language you set it to.

Creating a Dissertation has been compared to starting with a blank piece of paper, creating the questions to be asked, researching the answers to be utilized, and solving a problem heretofore unsolved and unaddressed. Many times, students approach the development of a Dissertation in a way which helps defeat them even before they begin. They look at a Dissertation requirement

Rushmore University has recognized the importance of certification and accreditation of our program to the growth and long term development of our educational program. We also believe that, since we are domiciled in the Cayman Islands, a UK-based Accrediting and Certification Group is appropriate. The bona fides of Chartered Management Institute are exceptional and lend themselves well to our method

Courses Based on Books by Rushmore Professors 1112 Poynter on Writing and Publishing Books Text: The Self-Publishing Manual: How to Write, Print and Sell Your Own Book Or Writing Nonfiction: Turning Thoughts into Books By: Dan Poynter Rushmore Professor Dan Poynter is the pre-eminent expert on writing, publishing and marketing non-fiction books. He has written over 30 books and has sold hundreds

Rushmore’s Affiliation with Chartered Management Institute Rushmore offers our Open Coursework Degree program, or a Certified Program through Chartered Management Institute. If your use for your Degree requires Certification/Accreditation, you will be encouraged to become affiliated with Chartered Management Institute. The following information was furnished to Rushmore by CMI. CMI Membership Benefits CMI Membership brings with it professional recognition and

Dr Michael Cox was the architect behind the concept of Rushmore University…a concept that focuses on learning, rather than teaching, and on one-on-one interaction between the Professor and the student, all made possible by the communications and research capabilities of the Internet. Equally compelling to the thought process is his description of how he developed a process that he termed

In our Rushmore Open Enrollment, you will develop your own curriculum, aligned with your personal career goals. In our CMI-Certified Course, you will have a choice of courses which meet the standards set through CMI and its world-class development group. You may begin with Short Courses, developing your focus on leadership and achieving personal success. You may learn new skills

With Rushmore’s Open Enrollment MBA/PhD/DBA, there are no mandated courses. You will design your own personalized curriculum. Our Professors work with you one-on-one to design a customized program of study. Since there are no specific courses required, you will not study subjects that you already know or do not need to progress your career and life goals. Instead, you will

Terms of Use

Existing and potential students may utilize Rushmore University’s website to review the material posted and to create courses and curricula for study in Rushmore’s Open Enrollment Programmes.

Affiliate with CMI

Why Rushmore has Chosen to Affiliate with Chartered Management Institute

Rushmore University has recognized the importance of certification and accreditation of our program to the growth and long-term development of our educational program.

We also believe that, since we are domiciled in the Cayman Islands, a UK-based Accrediting and Certification Group is appropriate.

The bona fides of Chartered Management Institute are exceptional and lend themselves well to our method of instruction and the integration of our program. We believe that affiliation will offer an outstanding opportunity for Rushmore to grow and prosper.

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Moduli e Tabelle, Per pagare meno tasse, autocertificazione no reddito.

#Autocertificazione #no #reddito


Moduli e Tabelle

Qualora vi fosse impossibile scaricarli dal sito dellAgenzia delle Entrate, in questa pagina di Tasse-Fisco.com trovate moduli, modelli precompilati e quanto necessario per poter predisporre ed inviare le dichiarazioni fiscali, le comunicazioni allAgenzia delle Entrate.

I file dei modelli sono gratuiti, da scaricare gratis sul proprio computer, compilare e stampare, e alcuni sono moduli da compilare direttamente online e inviare a mezzo elettronico: Dichiarazioni fiscali, moduli per contratti di locazione, per lesenzione dal canone rai, e tanti altri modelli e tabelle utili.

MODELLI FORMAT CONTRATTI DI LOCAZIONE/AFFITTO

Istanza di rimborso crediti tributari sul conto corrente bancario

Avete altri modelli utili?

Inviateli o segnalatene il link a [email protected]

9 commenti

E non sa quanta soddisfazione nel leggere queste parole…Sono felice di aiutarla

Complimenti per questi articoli, sono veramente utili, evidenzia chiaramente che senza questi Vostri suggerimenti il cittadino andrebbe sempre in panne. Quanta Burocrazia

Grazie per il sostegno Salvatore

sono un dirigente PA comune,anni fa ho avuto delle vicissitudini che sarebbe troppo lungo descrivere,per venir fuori da certe situazioni ,prevalentemente spese legali,ho dovuto fare due cessioni del quinto, nel contempo lArbitro Finanziario Bancario ha archiviato il mio esposto & in quanto avevo adito lautorità giudiziaria & , la banca mi ha fatto ingiunzione poi gli avvocati hanno concordato un piano di rientro in corso. Non ho mai saputo dellesito dellesposto alla procura di Milano . Purtroppo ho perso la causa di lavoro in primo e secondo grado e sono stato condannato alle spese legali, il mio ex datore di lavoro ha fatto il decreto presso il mio nuovo datore di lavoro, sempre pubblico che ha fatto una dichiarazione sbagliata e dopo lordinanza iniziando a trattenermi il quinto prima della sentenza (la terza ) , ora ha attuato tutte le trattenute fiscali ex 730 . A disposizione per ulteriori chiarimenti , grazie

Nel seguito i casi di esonero in base al reddito questo sempre nellassunto che non abbia altri redditi o proprietà o diritti e che abbia lavorato o ricevuto la pensione relativamente a 365 giorni lanno altrimenti alcuni limiti devono essere riproporzionati.

Terreni e/o fabbricati (comprese abitazione principale e sue pertinenze(*))

Lavoro dipendente o assimilato + altre tipologie di reddito (**)

Periodo di lavoro non inferiore a 365 giorni Periodo di pensione non inferiore a 365 giorni.

Le detrazioni per coniuge e familiari a carico so- no spettanti e non sono dovute le addizionali reionale e comunale. Se il sostituto d’imposta ha operato le ritenute il contribuente può recuperare il credito presentando la dichiarazione.

Pensione + altre tipologie di reddito (**)

Pensione + terreni + abitazione principale e sue pertinenze (*) (box, cantina, ecc.)

7.750 (pensione) 185,92 (terreni)

Pensione + altre tipologie di reddito (**)

Periodo di pensione non inferiore a 365 giorni. Contribuente di età pari o superiore a 75 anni.

Le detrazioni per coniuge e familiari a carico so- no spettanti e non sono dovute le addizionali regionale e comunale. Se il sostituto d’imposta ha operato le ritenute il contribuente può recuperare il credito presentando la dichiarazione.

Assegno periodico corrisposto dal coniuge + altre tipologie di reddito (**)

È escluso l’assegno periodico destinato al mantenimento dei figli

Redditi assimilati a quelli di lavoro dipendente e altri redditi per i quali

la detrazione prevista non è rapportata al periodo di lavoro.

Esempi: compensi percepiti per l’attività libero professionale intramuraria del personale dipendente dal Servizio sanitario nazionale, redditi da attività commerciali occasionali, redditi da attività di lavoro autonomo occasionale

Compensi derivanti da attività sportive dilettantistiche

(*) Abitazione principale e pertinenze per le quali non è dovuta l’Imu.

(**) Il reddito complessivo deve essere calcolato senza tener conto del reddito derivante dall’abitazione principale e dalle sue pertinenze.

ho mio papà che ha un reddito di 8300 € annuali. Vive con mia mamma casalinga. Ha diritto ad un bonus mensile o una card? o delle scontistiche sulle bollette?

Ben tornato Carmo, ora vedo se riesco a creare un foglio di calcolo.


Immobilien – Pletzer Gewerbeimmobilien, immobilien nö.

#Immobilien #nö


GEWERBLICHE IMMOBILIEN

Bürocenter Wienzeile

Franz-Schubert-Straße 7

GTZ Wels

Das Portfolio der gewerblichen Immobilien der PLETZER Gruppe besteht aus Büro- und Lagerflächen in zentralen Lagen. Die Standorte sind sehr gut an die wichtigsten Verkehrsachsen angebunden und befinden sich inmitten von Wirtschaftsparks wie in Wels oder im Industriezentrum Niederösterreich Süd. Durch unser effizientes Gebäudemanagement erreichen wir niedrige Betriebskosten und sichern damit nachhaltige Wirtschaftlichkeit des Standortes. Flexible Raum- und Flächeneinteilungen ermöglichen größtmögliche Gestaltungsfreiräume für neue und bestehende Mieter. Unsere erfahrenen Hausverwalter stehen Ihnen mit Rat und Tat jederzeit zur Verfügung.

Die aktuellen Flächenangebote finden Sie auf der jeweiligen Immobilien-Webseite.

BÜROCENTER WIENZEILE

Das Bürocenter Wienzeile zeichnet sich durch seine optimale Verkehrsanbindung aus: direkt am Wiental gelegen, ist der Standort über die Wiener Westeinfahrt leicht mit dem Auto zu erreichen, über die Wienzeile ist auch der Anschluss an die Innenstadt gegeben. Zwei Stationen der U-Bahnlinie U4 (Margarethengürtel und Längenfeldgasse) befinden sich in fußläufiger Entfernung und sichern so die Erreichbarkeit mit öffentlichen Verkehrsmitteln. Auch die U-Bahnlinie U6 befindet sich mit ihren Stationen Gumpendorfer Straße und Längenfeldgasse in der Nähe.

Im Bürocenter Wienzeile sind 13.427 m² modern ausgestattete Büroflächen vorhanden und zusätzlich 2.242 m² Lagerflächen. Zu den wichtigsten Vorteilen gehören besonders günstige Betriebskosten und sehr flexible Gestaltungmöglichkeiten. Die fünfgeschoßigen Gebäude sind als Niedrigenergiehäuser zertifiziert. In den vier Bauteilen gibt es Einheiten in der Größe von 208 m² bis 723 m². Ein ebenerdiges, bewirtschaftetes Parkdeck und 211 Tiefgaragenabstellplätze stehen für Mieter und Besucher zur Verfügung. Im Erdgeschoss befindet sich ein Gastronomiebetrieb, zahlreiche Beherbergungen und Restaurants in der naheliegenden Umgebung sind vorhanden.

Immobilien nö


Curso AMA de Finanzas para No Financieros, diplomado finanzas para no financieros.

#Diplomado #finanzas #para #no #financieros


CURSO AMA DE FINANZAS PARA NO FINANCIEROS

Lo que se necesita saber y entender de los principios financieros

OBJETIVOS

BENEFICIOS

  • ObtendrГЎ una sГіlida y real comprensiГіn de la operaciГіn financiera.
  • HarГЎ conciencia de las consecuencias financieras de sus decisiones en el negocio.
  • ConocerГЎ las habilidades para comunicarse efectivamente con colegas financieros.
  • ObtendrГЎ una apreciaciГіn de cГіmo evaluar alternativas en los cursos de acciГіn.
  • TendrГЎ mГЎs credibilidad y habilidades como gerente.
  • AdquirirГЎ los conocimientos para discutir y presentar informaciГіn financiera y cГіmo familiarizarse con los cГЎlculos financieros

QUIÉN DEBE ASISTIR

Profesionales de las ГЎreas no financieras de la organizaciГіn. Con o sin experiencia.

Diplomado finanzas para no financieros

Modelo AMA Global de Competencias

EspecГ­ficas – Hard Skills

  • ALCANCE ORGANIZACIONAL:

    Amplio – Cualquier colaborador de la organizaciГіn sin importar su nivel jerГЎrquico ni su ГЎrea funcional

  • NIVEL DE AVANCE:

    Temario

    • LENGUAJE DE NEGOCIOS. PRINCIPIOS

    – Normatividad financiera de revelaciГіn

    – Sociedades mercantiles

  • EL PROCESO CONTABLE. TRANSACCIONES

    – PercepciГіn previa del entorno

    – Reconocimiento por devengaciГіn

    – Flujos de caja

  • REPORTEO. ESTADOS FINANCIEROS

    – Estado de resultados

    – Estado de cambios en la situaciГіn financiera

  • ANГЃLISIS FINANCIERO. INTERPRETACIГ“N

    – PropГіsito de anГЎlisis financiero

    – MetodologГ­as de anГЎlisis

    – Indicadores financieros

  • PLANEACIГ“N DE UTILIDADES. COSTOS, PRECIOS, PRESUPUESTOS

    – Costos y gastos

    – Punto de equilibrio

    – Presupuestos

  • FINANCIAMIENTO. COSTOS DE CAPITAL

    – Tipos de financiamiento

    – Costos del financiamiento

  • INVERSIONES DE CAPITAL. EVALUACIГ“N

    – Valor del dinero en el tiempo

    – TeorГ­a general del interГ©s

    – EvaluaciГіn de inversiones de capital

    – Valor presente neto

    – TIR (tasa interna de rendimiento)

  • PROGRAMACIГ“N

    No Socio: $13,250 +IVA

    No Socio: $13,250 +IVA

    No Socio: $13,250 +IVA

    No Socio: $13,250 +IVA

    * Abrimos fecha a PeticiГіn en Centro de CapacitaciГіn AMA MГ©xico, o en sus diferentes sedes, con un quГіrum mГ­nimo de 3 personas por empresa solicitante y quedarГЎ abierta a inscripciones al pГєblico en general

    • Expositores AMA de nivel internacional
    • Material de trabajo digital
    • Constancia de Habilidades Laborales STPS
    • Certificado de CEU’s otorgados AMA por la IACET
    • Diploma AMA con valor curricular
    • InscripciГіn al programa Graduado AMA con desarrollo profesional After-Class

    Гљnicamente en Centro de CapacitaciГіn AMA, CDMX *

    • Comida en restaurantes de prestigio
    • Coffee break
    • El mГЎs alto confort y tecnologГ­a audiovisual en instalaciones AMA
    • AtenciГіn personalizada y profesional
    • Acceso a internet y llamadas telefГіnicas nacionales e internacionales (exceptuando paГ­ses donde se hacen cargos extras)
    • ImpresiГіn de documentos

    * Para Modalidad In Company pueden existir cargos extras


    Best Mobile Contracts – Compare UK Mobile Phone Deals

    #no #contracts #phones


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    Life Insurance With No Medical Exam, no medical term life insurance.

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    Get Quote in Seconds:

    No medical term life insurance While comparing life insurance quotes and coverage, many individuals will notice that most providers require a medical exam before issuing insurance.

    The medical exam ensures that the individual does not have a pre-existing medical condition and is a common part of term life insurance and many whole life policies.

    While many insurance providers ask for a medical exam, some companies have policies without an exam.

    Basics of the Policies:

    • A term life insurance policy that allows consumers the option to forgo a medical exam has a few key differences from the basic insurance. By learning the facts about how it differs from policies that require an exam, it is easier to make an educated decision about whether the policy is appropriate for personal needs. Some companies offer up to $250,000 of life insurance and other as much as $500K life insurance can be purchased without the completion of a medical exam.
    • The policy is usually similar to any other term life policy. A beneficiary is issued funds if the individual dies within the term. The funds issued to the beneficiary depend on the selected policy amount and any conditions. In most cases, term life insurance will issue funds regardless of a cause of death unless the policy has specific requirements, such as accidental death. The only requirement is that the death occur within the term of the policy.
    • Term life insurance allows the individual to select a time-period for insurance, such as 20 year term life insurance so that children reach adulthood, and the insurance does not pay out if the term is past and it has not been renewed.
    • The key difference between policies that require a medical exam and are underwritten for life-expectancy risk and policies that do not is the price. A policy that does not have a medical exam will cost more than other policies due to the potential risk of a medical condition or other problems that shorten life expectancy.

    Benefits of No Medical Exam Insurance:

    While the insurance is not for everyone, a no medical exam life insurance policy has some key benefits. Making an educated decision about the appropriate policy starts with learning the advantages and disadvantages of the term life policy.

    The benefit that most individuals are interested in with a no medical exam policy is the time required to obtain coverage. A policy that requires an exam will take as long as four to six weeks before the policy begins because consumers must first see a doctor and have reports sent to the insurance provider. The insurance provider will then start the underwriting process and give a final cost to consumers. Consumers fill out the final paperwork and then coverage begins.

    Those who opt to get insurance without a medical exam will find that the process is much faster and simpler. Paperwork is filled out and the final cost is usually issued within one to two days. Consumers then complete the paperwork and coverage starts. The benefit of a short wait is appealing to those who are concerned about death or who worry about family if an accident occurs.

    Beyond the convenience of a shorter wait for coverage, the policy is excellent for those who are denied due to health conditions. Pre-existing conditions, such as diabetes, high blood pressure, high cholesterol or sleep apnea disorder, can result in high coverage costs or denied coverage. The insurance company considers the individual a high risk due to medical conditions or high risk activities they may engage in, such as sky diving or rock climbing. These could cause a shorten life expectancy.

    A company that does not require medical exams will not ask about pre-existing conditions and whether or not you are current out of work on disabilty in order to assess how healthy you are. As a result, it is possible to gain coverage when other companies have denied coverage due to medical reasons.

    The ease of getting the insurance is the key benefit of term life without medical exams. The exams take time, require doctor s visits and might result in getting denied after the paperwork is finally completed. This type of policy is guaranteed because health conditions are not a factor in the decision to provide coverage.

    Disadvantages of Coverage:

    Despite the positives of getting coverage without a medical exam, individuals and families will have some downsides to consider. The disadvantages of the coverage are part of making a decision based on personal requirements for coverage options.

    The key disadvantage is the additional cost. In most cases, the price of coverage is higher than the cost of options that require a medical exam. The cost of term life insurance without a medical exam will often depend on factors like age, whether an individual smokes cigarettes and the length of the term selected. It will be higher than the same policy with an exam, but the guarantee of acceptance is sometimes worth the slightly higher cost.

    Another downside is finding the appropriate policy for personal needs. Every policy is different and not all policies that do not have a medical exam will fit individual requirements.

    Life insurance does not always require a medical exam. The key is finding a policy that right for personal needs and that fits an individual budget.

    About The Author

    No medical term life insurance


    Term Life Insurance at Work, MetLife, no exam life insurance online.

    #No #exam #life #insurance #online


    Term Life Insurance

    Available through the workplace, MetLife Term Life Insurance is a cost effective way to help provide financial protection for your family with coverage for a selected period of time.

    No exam life insurance online

    Common types of term life insurance that may be available through your workplace include:

    Basic Term Life: Generally an employer-paid coverage offered for a set period of time that provides your beneficiaries with essential financial protection.

    Supplemental Term Life: An employee-paid benefit allowing you to purchase additional protection as your needs change over time. Dependent, spouse or domestic partner coverage may also be available. 1

    Dependent Term Life: Provides coverage for your spouse, civil union partner or domestic partner and eligible children.

    For complete plan details, talk to your company’s benefits administrator.

    A death in the family is not only emotionally devastating, it can also take a tremendous toll on the future financial security of a family. Suddenly, without the deceased’s income, paying the mortgage or providing for a child’s college education may become much more difficult.

    Those who buy life insurance generally do so to help ensure their loved ones are taken care of financially. Life insurance is a promise by an insurance company to pay those who depend on you a sum of money upon your death. In return, you make periodic payments called premiums. Premiums can be based on factors such as age, gender, medical history and the dollar amount of the life insurance you purchase.

    In the event of your passing, life insurance provides money directly to the individuals you select, your beneficiaries, who can use the money as they see fit, including:

    • Replacing lost income
    • Covering basic living expenses
    • Paying household debts, estate taxes and funeral expenses
    • Funding a child’s education
    • Supplementing retirement savings

    Life insurance comes in two main types – term and permanent – which may both be available through your workplace.

    Term life insurance pays a specific lump sum to your loved ones, providing coverage for a specified period of time – usually from one to 20 years. If you stop paying premiums, the insurance stops. Term policies pay benefits if you die during the period covered by the policy, but they do not build cash value. They may also give you the option to port. That is, you can take the coverage with you if you leave your company.

    Generally, you should consider a term life insurance policy to:

    • Get valuable coverage at an affordable price
    • Help cover specific financial responsibilities like a mortgage or college expenses
    • Supplement a permanent policy

    Permanent life insurance policies do not expire. They are intended to protect your loved ones permanently, as long as you pay your premiums. Some permanent life insurance policies accumulate cash value. That means the value of the policy may grow each year, tax-deferred, until it matches the face value of the policy. The cash can generally be accessed via loans or withdrawals, and can be used for a variety of purposes. This type of policy is typically portable so coverage can continue if employment terminates.

    Consider a permanent insurance policy if you want:

    • Protection for life
    • Payments that stay the same each year
    • To put additional money into the policy on a tax-favored basis
    • Cash value you can use while you are living

    Getting life insurance through work can be an easy way to protect your family. If your employer offers a group plan, consider signing up for advantages that may include:

    • Competitive group rates
    • Guaranteed issue, meaning you can get a certain amount of coverage without answering health questions or taking a medical exam
    • Convenient payroll deductions
    • Easy access to enrollment and educational tools that can help you make decisions about the type and amount of insurance that’s right for you
    • The confidence of knowing that your employer has reviewed and selected the plan

    All you have to do is sign up, and sometimes enrollment is automatic.

    Term life insurance is life insurance coverage designed to be purchased for a specific time period, typically between 10 and 30 years. Term life insurance is an affordable way to get maximum coverage throughout that time frame, and so is great for helping to cover specific financial responsibilities, such as paying for a mortgage or saving for college expenses.

    While you won’t be able to pinpoint the amount you’ll need to the penny, you can make a sound estimate. Your goal should be to develop a life insurance plan that, following your death, will allow your family to live comfortably without your economic contribution. Also consider the effect of inflation over time. The amount needed for retirement or college 20 years from now is likely to be significantly higher than today.

    To estimate the amount of life insurance your family would need, first calculate everything you now provide for your family including:

    • Salary
    • Benefits/health insurance
    • 401(k) and retirement savings
    • Personal services you perform for your family, such as child care, cooking, home maintenance, etc.

    Then, subtract your personal expenses including:

    • Annual spending on personal needs, such as food, clothing, entertainment, etc.

    Life insurance through your workplace may be more affordable than you think. In fact, many people can get term life insurance coverage from a quality company for a surprisingly affordable price. 2

    Premiums are typically based on factors such as:

    • Age, sex, height and weight
    • Health status, including whether or not you smoke
    • Participation in high-risk occupations

    Life insurance gets more expensive as you get older, and the type of coverage you choose will also affect your premium. Rates for term insurance are typically lower, while rates for permanent policies are typically higher.


    Do I need a Medical for Life Insurance, Legal – General, no medical life insurance.

    #No #medical #life #insurance



    Life insurance – no medical?

    Customers are often unsure if a medical examination is required when applying for life insurance, and why it could be important. We hope the information below will make it clearer.

    IS A MEDICAL EXAMINATION REQUIRED WHEN APPLYING FOR LIFE INSURANCE?

    It depends on the individual, their circumstances, and the amount of cover applied for but in our experience, a medical examination is not always required.

    When you apply for cover we ask you questions about your health and lifestyle, and based on this and the amount of cover requested we can decide if a medical is required or not. For the majority of cases no medical is required if you are in good health and you’ll be offered cover on our standard life insurance terms.

    However sometimes a medical examination is required to help us assess your application and to provide you with an accurate quote.

    If we do ask you to attend a medical examination, this may be with a doctor or insurance trained nurse, we will pay the costs of any examination we requested.

    WHAT FACTORS CAN AFFECT THE PREMIUM?

    The premium we quote you is affected by a number of factors. These include the amount and type of cover requested, as well as other factors such as your age, occupation, smoker status and your health. Your height and weight, alcohol consumption and hobbies are also taken into account.

    The older you are the higher the basic premium is, so it can make sense to take out life insurance at a young age.

    IS IT IMPORTANT TO ANSWER THE QUESTIONS CORRECTLY?

    It’s vitally important that you answer all the questions as accurately as possible when applying. If you die because of a medical condition that you didn t tell us about when applying, then your insurance policy could be cancelled and not pay out in the event of a claim.

    Whilst applying you’ll need to provide certain information so it’s a good idea to have the following to hand:

    • details of your medical history including dates and the names/dosage of any medication
    • up to date height and weight measurements
    • your dress/trouser size
    • details of your immediate family’s medical history

    WHY BUY LIFE INSURANCE?

    Life insurance can help protect your loved ones financially if you’re no longer around to provide for them. It’s designed to pay out a lump sum if you die during the length of your policy. Premiums start from only 6 a month, so why not take the first steps in protecting your family and get a quote today!



    Bad, Good, and No Credit Car Loans #car #hire #orlando


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    Are you in need of an auto loan? No matter what your credit situation — whether you ve been through the car buying process many times, are experiencing some financial trouble, or haven t even established a credit history yet — there s no need to worry here at Auto Finance America. We are concerned with getting you on the road to where you re going, and we can help eliminate any roadblocks you encounter on the way.

    Typically, when you re looking for a new vehicle you need to visit dealerships individually and go through a loan application process with each one, but at Auto Finance America we can help save you the time and the hassle of this lengthy process. Our financial experts have built relationships with a nationwide network of lenders, which enables us to take care of the hard part for you. Just provide us with some basic information, and we will present you with a condensed list of dealerships in your area that have pre-approved you for credit. Not only is this process simple, but it also gives you the confidence to walk into a dealership knowing you will be able to leave in your next car.

    We want you to be able to focus on the search for your new vehicle rather than worrying about things like credit ratings and financing — so contact us today to get started on the loan application process!



    Car Hire Malaga with No hidden Costs from 64EUR week #car #design


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    Malaga Car Hire

    From the day you order until the day of your trip, we’ll beat any other quote you receive.

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    Tourist info Malaga car hire Spain

    Malaga’s airport connects all Europe as well as all main Spanish cities such as Madrid, Barcelona, Almeria, Sevilla or Canary Islans.

    Malaga is the lively capital of the Costa del Sol and enjoys a pleasant climate all year round. Malaga is nestling between the Parque Natural de los Mones de Malaga and the Mediterranean Sea. The streets of Malaga have retained a distinctive character, such as La Caleta in the ease, with its old houses and gardens.

    Malaga is indeed a beautiful place to visit, blessed with a perfect postcard shot of its sandy beaches and typical Spanish streets. The views alone are worth the trip. Near Malaga you will find Ronda one of the best places to enjoy. Next to Ronda, you find one of the Spain’s oldest and most picturesque bullrings. The 1785 plaza de Toros, the cathedral of bullfighting stages only about 3 corridas a year.

    For some reason the tourist industry has neglected the areas east of the city. There are a very nice few resorts along the coastal highway. From Torre del Mar you can make a short detour inland to Velez-Malaga . lying in a fertile valley at the foot of the Axarquia mountains. Needless to say, Malaga car hire makes a lot of sense as it gives you the freedom to visit the city and surroundings. Remember that hiring a car in Malaga can be sometimes a difficult task as it gets very busy in peak periods. This is the reason we recommend booking ahead to avoid disappointments and obtain a good deal.

    DoYouSpain.com offers Malaga car hire with fully comprehensive prices with no hidden costs, Malaga car hire unlimited mileage and free extra driver. We provide our customers with the very best in service and quality to make sure that you have a brilliant time in Malaga.



    Guaranteed Car Finance, Bad Credit – No Deposit All Accepted #alicante #car #hire


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    Your Choice For Guaranteed Car Finance

    Up to 250 Cashback

    Credit Problems no longer have to hold you back from buying the car you want. Even if you have no or poor credit history we can help you so apply online today

    19.9% APR Typical with no deposit. Usedcarfinancequote.co.uk 2015

    If you’re looking for guaranteed car finance, you’ve come to the right place. On this website, you will be presented with financing options by some of the best companies in the UK. You will save a lot of time by having all of the best options displayed in one place. This is especially important if you have less-than-perfect credit. Allowing you to compare finance offers is part of our service and this comparison can lead you to some juicy deals. If your credit isn’t impeccable, you may have trouble buying a new or second hand car. Even if your money woes happened a long time ago, they can still show up on your credit history and prevent you from getting the financing you need. Buying a car with bad credit is easier when you are aware of all the options, and you can learn all about them here.

    Before applying for car finance, you should determine whether you will qualify for one or not. To find the right guaranteed car finance, you need to show lenders that you will be able to repay the loan easily. You will be asked to present the following things:

    Employment History – You’ll have an easier time getting guaranteed car finance when you are gainfully employed. Lenders want to see that you have held down a job for at least six months. They will also look at your employment history to see how long you remain at various jobs. This will give them an idea of whether you will continue to be employed in the future or not.

    Bank Statements – A quick and easy way for a lender company to determine how careful you are with your money is by looking at your bank statements. You will probably be asked to provide at least six months of bank statements. If your statements show that you go overdrawn regularly or that you pay a lot of fees, the lender may decide that you aren’t financially stable enough for a loan. The lender will also check to see how long money stays in your account after you are paid.

    Deposits – One way to increase your odds of getting a car loan is by providing a sizable deposit. This is especially wise if you have bad credit. If you’re going to do this, try to provide a deposit that’s equal to about 15 percent of the price of the vehicle.

    There are several options for buying a car on finance in the UK. You can always pay for a car with cash, but that means that you have to save up for it first. After saving up all of that money, it may be difficult to spend it all at one time. A more flexible idea is to finance your new vehicle. Some of the most popular car finance options in the UK are highlighted below.

    Personal Loan – If your credit is good, this is the best option. Personal loans offer the most flexible terms, and people who have good credit can take advantage of low interest rates. It’s easy to get a low monthly payment too, which makes it easier to manage your personal finances. Always shop around for a personal loan when buying a car. There are many options available. With a personal loan, you can sell your car at any time and use the money to pay off the rest of the loan.

    Hire Purchase Agreement – Like many people in the UK, you may decide to use a hire purchase agreement, or HP agreement, to buy a car. In this case, you won’t own the car until you make your last payment, so you can’t sell it until it’s been fully paid. You’re basically hiring the car until the loan is paid in full. You have to pay a deposit in the beginning. When you’ve paid it, you can then choose to buy the car. If you agree to pay a lump sum at the end of the term, you may be eligible for lower payments. It’s importnt to understand your rights when entering into this type of agreement to purchase a car.

    Personal Contract Plan – The primary difference between a personal contract plan, or PCP, and an HP agreement is that the dealer lets you know how much you will have to pay to buy the car when the term expires. When the time arrives, you can sell the car privately or via car delears to pay off the remaining balance, keep it by paying the difference between what it’s worth and how much you’ve paid or return it to the dealer. To have all of these options, you must keep the mileage restrictions in mind.

    Lease Agreement – With low monthly payments and no initial deposit, a car lease agreement is a flexible option for people who don’t actually want to buy cars outright. You may even be able to get a lease agreement that includes servicing. As with PCPs, mileage restrictions apply. You can trade it in for a new lease at the end of the term.

    Zero-Percent Financing – With a large deposit of approximately 40 percent and a shorter term, you may qualify for zero-percent financing in some instances.

    Recent Customer Questions for March 2015:

    Question: Is it possible to buy a car with finance and no deposit even if I have a bad credit rating?.

    Answer: Yes it’s definitely possible to use car finance to buy a car and not have to place a deposit down, even if you have a poor credit rating. Just make sure that you tell the car finance advisor that you speak to, about your credit status so they can help you and find the best car and finance deal. There are so many deals currently available that you will have a large choice of options to choose from. No credit check is usually used at this stage.

    Question: How much interest will I have to pay with car finance?.

    Answer: The amount of interest that you pay with a car finance deal can vary depending on a number of factors, such as your credit rating and the amount of deposit that you putting down. With interest rates in the UK being at a very low level there are some great deals out there, examples include offers even with rates as low as 5.6% per year. Fill out the form above and we’ll give you an accurate idea of what you will pay and which packages are available.

    Question: How long does it take to get approved for car finance?.

    Answer: It’s a very quick process, once you have filled out your details an intial decision can be given in minutes. Then you can decide which make and model of car you are interested in, locate a garage that has the stock and move on from there. These days getting a car on finance is a simple and stess free experience.

    Question: I have a really bad credit rating, will I still be able to get car finance?.

    Answer: The answer to this question is almost always yes although you’ll probably pay a higher rate of interest on the finance for your car. To try and help with this, obtain your credit file and see if you can speak to the lenders that you have had problems with. Sometimes you can get the bad credit score removed which will both help you when applying for car finace and also other financial products. A very bad credit rating is not always detrimental when finding car finance.

    Question: How much can you finance a car for?.

    Answer: This depends on the amount of deposit that you have, the amount you earn and your credit history. It’s possible to finance a car of ВЈ20000 or more if your situation allows it.

    To review, now that you’re aware of the main options for buying a car in the UK, you should have an easier time finding the best car finance. Just take your time to ensure that you get financing that’s right for you.

    Thanks to the people over at www.advanceloan.net for their help setting up this site and assisting with the form integrations.

    For further information about car finance please also see these pages:



    Divorce Forms No-Fault Uncontested Divorce Form Packages State Specific #divorce #forms, #divorce #papers, #do-it-yourself #divorce #forms, #no #fault #divorce #forms, #divorce #documents.


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    USLegal Forms

    Divorce Forms

    Divorce Forms

    The Correct Forms:
    The divorce forms listed here are official or other forms used in your State. The forms are not generic or “self-help” divorce forms that are rejected by many courts.

    How are US Legal Divorce forms distinguished from Self-Help legal books?
    Many Self-Help legal books and materials are generic or not state specific. Even the ones that are state specific contain forms which may be out of date the day they hit the shelf. We attempt to update our forms as changes are made in a particular state. Also, our forms are available in electronic format, usually Word.

    Will I know how to complete the forms?
    Many of our state packages contain instructions and guides. Others are only forms for you to determine how to complete.

    Get a divorce package for your State including Step by Step Instructions and divorce forms.

    Forms to document a legal separation for custody, property, debt.

    View by State

    The Best Lease Agreement Form Tips

    Divorce Forms – Do-it-Yourself Divorce Saves Big Legal Fees

    How to get a divorce can be accomplished on your own without expensive legal fees. US Legal Forms is where to get divorce forms and papers for do-it-yourself divorce to find state-specific, top quality forms. We have no-fault divorce papers and forms for parents with children or a spouse with no children. Online papers and forms for how to file legal separation and annulment agreement forms are also available. We offer all other online divorce forms you need to modify child support or custody, spousal support agreements, contempt orders, financial statements, and much more.

    Steps for how to file a do-it-yourself divorce based on no-fault grounds:

    1. Decide where to get a divorce. Wherever one of the spouses chooses to first file for a divorce will determine which divorce court will handle the case. Considerations in where to file for divorce include whether the state is a community property state or not, residency of the parties, and travel time to court. US Legal Forms offers free divorce law summaries explaining residency and other requirements, which vary according to the state where you file for divorce.

    2. Create a marital settlement agreement. In the divorce papers, the spouses may also ask the court to incorporate the terms of a legal separation, premarital agreement, prenuptial agreement, or annulment agreement that was made before marriage. This agreement between spouses for child support, child custody, alimony, and property division will often be incorporated in the final decree if it was knowingly and fairly agreed to. Financial statements can prove financial disclosure was made. Financial statements may sometimes be waived if the parties are already aware of assets.

    3. File a complaint for divorce. It’s sometimes called a petition for dissolution of marriage. The husband or wife filing for divorce is called the plaintiff or petitioner and the other spouse is called the defendant or respondent. US Legal Forms offers free how to divorce law summaries, and online divorce forms for no-fault and uncontested divorces.

    Even if you are parents with children wondering how to file for divorce, you can use online forms for divorce. As long as the other spouse is in agreement on child custody or support, online forms for a divorce may be used.

    4. Serve a copy of the divorce papers and forms on the other spouse. One of the divorce papers spouses may sign is a waiver of service, so that formal service by a process server isn’t required. Generally, after the initial petition, regular mail is sufficient for serving all the divorce papers and forms.

    Divorce terms used may vary depending on your state.

    Alimony – In some states this may be called spousal support or spousal maintenance.

    Divorce – May also be called dissolution.

    Grounds – In most states, you can file on fault, as in adultery cases, or no-fault, as in irreconcilable differences, grounds. A fault based divorce may also be called a contested divorce, since the parties are often disagree on issues like child support, child custody, property division, etc. A no-fault divorce may also be called an uncontested divorce.

    Complaint – A complaint for divorce may also be called a petition for dissolution.

    Prenuptial agreement – This may also be called a premarital agreement.

    Sample online divorce forms and papers offered:

    • Complaint for Uncontested or No-Fault Divorce
    • Petition for Dissolution of Marriage
    • Modification of Alimony
    • Motion to Modify Spousal Support
    • Motion to Modify Child Support
    • Modification of Child Custody Form
    • Answer to Divorce Petition
    • Financial Statements
    • Marital Settlement Agreement
    • Annulment Petition
    • Community Property Agreement

    Plus hundreds more.

    FAQ

    What online divorce forms and papers do you offer?

    We offer hundreds of sample divorce forms for filing for divorce and related forms such as prenuptial and legal separation agreements, annulment forms, modification of child custody or support, motions for spousal maintenance, contempt motions, and many other forms for divorce. Some examples include:

    • Petition for No-Fault Divorce
    • Marital Settlement Agreement
    • Uncontested Divorce Petition
    • Petition for Dissolution of Marriage
    • Modification of Spousal Support
    • Motion to Modify Alimony
    • Community Property Agreement
    • Motion to Modify Child Custody
    • Modification of Child Support Form
    • Answer to Petition for Dissolution
    • Financial Disclosures
    • Annulment Forms

    Do I need an attorney to file for an divorce?

    How to file for divorce will depend on whether the divorce is uncontested or not. If the spouses are in agreement on the issues such as property division, child support, child custody, and alimony, do-it-yourself divorce forms and papers can be used without hiring a lawyer. Often, when spouses file for a divorce based on no-fault grounds like irreconcilable differences and the issues are uncontested, online forms for divorce can save thousands in legal fees.

    Can my husband being guilty of adultery for dating after filing for divorce and serving divorce papers?

    If you file for divorce, you can be guilty of adultery until there is a final order of dissolution of marriage. Serving divorce papers and forms alone doesn’t affect the legal status of the marriage. The spouses will remain husband and wife until a final divorce decree is entered in court.

    How do I enforce a premarital agreement?

    A premarital agreement, also called a prenuptial agreement, will often be enforced when full financial disclosure was made. A copy of the premarital agreement can be submitted with the divorce papers. The court will consider the circumstances in each case, such as whether there was opportunity to get legal advice and if any financial statements were provided.

    Can a parent with children use online divorce forms?

    Yes, even parents or a parent with children can use online forms for divorce in uncontested cases. If you and your spouse are in agreement on the issues such as child custody and child support, then you can create a marital settlement agreement, which can be incorporated in the decree for dissolution of marriage.

    Are online divorce forms difficult if I don’t anything about how to file for divorce?

    We offer forms for a divorce that anyone can use, regardless of whether you know anything about how to divorce. We have divorce packages available with easy to follow instructions for do-it-yourself divorce. We also offer individual divorce forms for all dissolution matters, such as child custody or support, contempt, modification of child support or alimony, etc.

    How is where to file for divorce decided?

    Where to file for divorce will depend on the residency requirements of each state and whether community property laws apply. US Legal Forms has free divorce and dissolution law summaries, and you can preview sample divorce papers and forms before downloading. Our forms for divorce are state-specific and comply with divorce laws in each state.

    How is a child support order enforced if my former husband hasn’t paid?

    If a parent is behind in child support payments, a motion for contempt may be made. US Legal Forms is where to get divorce forms that have been professionally prepared by attorneys. We offer motions for contempt of child custody or support orders, and free previews of online divorce papers and forms are available.

    Is modification of spousal maintenance possible?

    You may modify spousal maintenance if the divorce decree allows modification and the former spouse receiving maintenance has a significant change of circumstances.

    Divorce Packages

    Complete the easy order form and we will send you a State Specific Divorce Package that meets your situation. No need to search yourself. Only $49.95.



    Buy Here Pay Here Denver Experts – No Credit Check! #how #to #sell #a #car


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    Call us today and get up to $100 gas with purchase of a vehicle.

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    Buy Here Pay Here Denver

    Econo Auto Sales has been serving the Denver, Colorado area for almost 25 years. If you re looking for buy here pay here in Denver, you ve come to the right place. Bad credit auto loans are our specialty and we re one of the best buy here pay here car lots in Denver.

    Bad Credit Loans

    We have customers interested in car loans for bad credit coming to us to finance a car from Aurora, Arvada, Lakewood, Westminster, Longmont, Northglenn, Littleton, Englewood and Thornton. Since bad credit car finance is our primary business, we offer more flexible terms than other bad credit car dealers can. It doesn t matter whether your payment history is poor or if you have no finance history, we can help you.

    Denver Used Cars

    We have a wide range of used cars, trucks and SUVs and are getting more and more vehicles in every day. Our entire used car inventory is fully serviced before being put up for sale.

    In addition, we have several independent mechanics we work with who specialize in any mechanical need you may have. When you finance a car from us you’ll have access to mechanical discounts on any issues that may arise.

    Buy Here Pay Here Car Lots

    Our buy here pay here program is based on stability and not credit score, so it doesn t matter what the credit bureau says. If you have bad credit, no credit or are a first time buyer we are the best and most flexible buy here pay here dealership you will find in the Denver/Lakewood area.

    We can give you up to 45 days to complete your down payment and up to 60 days before your first payment is due. If you have a low down payment or little money down then we can finance you. We have provided lots of loans for people with poor payment history from Lakewood, Denver, Aurora, Littleton, Thornton, Longmont, Englewood and Wheatridge.

    Discover How to Rebuild Credit

    Most of our business is from repeat and referrals as we help people get back onto the right path to rebuilding their credit history. When you finance a car, SUV or truck from us we work with independent companies who report your payments to Experian, TransUnion, and Equifax. the three major bureaus. This can potentially raise your score and lower your interest rates once your done paying off the loan. This can also save you thousands of dollars over the long run and lower your monthly payment.

    Bring in your low down payment and drive home with a new vehicle today! We can pre-finance you over the phone in 5 minutes. You can come in and drive home in a new vehicle in under 2 hours. Our no credit check loans help people with poor or no credit and first time buyers with a low down payment. We’re conveniently located on the border of Lakewood and Denver but we have lots of customers finance with us from all over the metro area, including Aurora, Englewood, Longmont, Thornton, Northglenn, Wheatridge and Golden.

    Buying a car with bad credit may seem impossible, but with us, even if you have a previous repossession, foreclosure, missed credit card payments, missed medical bills, or a low down payment we can finance you today. Learn how to build credit with a car loan. All financing terms are W.A.C. W.A.D. Call now and ask about our 60-90 days same as cash program with no interest.

    We Finance Good People with Bad Credit

    We finance good people with bad credit and in some cases provide no credit check car loans.

    If you have any credit issues we will work with you. Call us now if you have any questions about your particular situation.

    Our buy here pay here program is based on stability NOT credit score. With a down payment, pay stub, proof of income and driver’s license you can drive home today with a quality used car. Our loans are short term and our monthly payments are affordable.

    How to Buy a Car with Bad Credit

    Our buy here pay here program is the most flexible in Denver. We work with any and all types of credit history even if you have a foreclosure, repossession, prior bankruptcy or any other related credit issues. If you have a low down payment or are unsure if you can get financed give us a call now and we will work with you no matter how bad you think your credit situation may be.

    While we don’t always have the car of your dreams we can find it for you! Call us now and we can pre-approve you for a loan and find the used car, truck or SUV you’ve always wanted. If you have any questions on how buy here pay here works call or e-mail us now so you can get financed today!

    Econo Auto Sales

    Econo Auto Sales has been serving Denver, Lakewood, Wheatridge, Thornton, Westminster, Northglenn and Aurora for 25 years! We offer the best deals to good people with bad credit situations. It doesn’t matter what your finance history is or what your credit report says, we will work with you. Our used car inventory is carefully chosen and inspected to assure long lasting quality. We have a wide range of used cars, trucks and SUVs to fit anyone’s needs.

    Auto Loans for Bad Credit

    Econo Auto Sales specializes in making car loans for people with bad credit. We also work with first time buyers who have no previous credit history. Our buy here pay here program is flexible. We offer 60 day deferred payments and 45 day deferred down payments. If you have a low down payment call us now! We will still work with you.

    The Best Buy Here Pay Here Near Me

    We are a centrally-located Denver-based used car dealership that specializes in buy here pay here financing. Our used car inventory is hand-picked to fit your needs. Bad credit and no credit is welcome and we will gladly work with low down payments. Our loans are short term so you can own your car faster. We work with outside companies to get you back on the right track to rebuilding your financing track record.

    It doesn’t matter if you live in Arvada, Denver, Lakewood, Wheatridge, Thornton, Westminster, Aurora, Longmont, Northglenn or Golden we can finance you today! Call us now and get a pre-approval in less than 5 minutes 303-623-1926.



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    Car Reviews – No new Nissan GT-R before 2020, Z-Car will live on #cars #direct


    #new car reviews
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    Thread: Car Reviews – No new Nissan GT-R before 2020, Z-Car will live on

    Car Reviews – No new Nissan GT-R before 2020, Z-Car will live on

    There will be no new GT-R before 2020 and the rumoured death of the Z-car won’t take place under the watch of Chief Product Specialist and Nismo boss Hiroshi Tamura. That’s the message from the 2015 Nismo Festival, where the head of Nismo won’t actually tell us much about what is being worked on behind the scenes, but he is willing to spruik the motorsport link to Nissan – and Nismo’s – DNA.

    “That’s a secret, I’m sorry,” he says to most questions we ask him during our brief press conference.

    “Nismo is currently present in three markets: Europe, USA and Japan,” Tamura-san tells us. “We are preparing to launch in other markets globally and bring our range of vehicles to those markets. It’s important for Nissan, for Nismo, and it is something we have been working on for some time.”

    As we’ve seen in Australia though, the launch of the Nismo brand has dragged on somewhat.

    While Nismo is an important part of Tamura-san’s brief, its the GT-R that everyone wants to know about. Pressed on whether the Vision 2020 Concept is in fact the next GT-R, Tamura-san is non-committal, despite admitting that these concepts very often do become the production car.

    He also reminds us that the driveline that came into production in the twin-turbo 300ZX had been shown in a concept car some years before. Will the Vision 2020 Concept’s hybrid drivetrain feature in*the next GT-R? Tamura-san won’t commit to an answer on that either.

    “If you take a look at the concept we showed in 2001, for example, you can see a lot of that in the current GT-R,” he says. “Sometimes these design models aren’t entirely accurate and, despite having our spiritual DNA within them, things need to be changed to make it to production. We need time to work on and release the evolutionary upgrades – not just for the styling but also the mechanical underpinnings and the engineering.”

    It seems, then, that the Vision 2020 Concept is at the very least a window into Nissan and Nismo’s future regarding the new GT-R. Tamura-san is also unwilling to admit that the new GT-R’s release has been delayed by rumoured issues with crash testing in the US specifically, and simply reiterates that engineering work takes time.

    Shifting focus slightly, we ask the Nismo boss whether the new GT-R will be designed with a Nurburgring lap time as its most important achievement.

    “There is a limit to how far we can push that kind of development,” he says. “Firstly, the GT-R is a road car, so no matter how fast we want it to be, it has to be usable for the road for customers.

    “Secondly, you can make a hybrid car go however fast you like around the Nurburgring, but the development costs might mean that car will end up costing the customer a million dollars or more. Will anyone pay one million dollars for a GT-R?”

    We also ask Tamura-san whether the 370Z is the last hurrah for the reborn Z car.

    “At some time, everybody has to die,” he says. “When, we don’t know. There have been stories about the Z Car dying, and stories about a new version being released soon .

    “Neither is true. These details are only in my head and no one at Nissan has said anything about any of this to journalists. No one knows about these things.

    “The Z car will not die while I am working at Nissan though.”

    Whatever the future holds for Nismo, though, one thing is certain. Australian fans of the tuning arm of Nissan have to wait a little longer for it to launch locally.



    No Down Payment Required #car #insurance #rates


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    How to Find a Zero Down Car Loan

    Need a car loan?  Don t have a few thousand dollars set aside for a down payment? At 0DownCarLoans.com, we cater to those buyers who need to finance a vehicle with no money down .  We work with a nationwide network of dealers and lenders who are ready and waiting to consider your auto loan application even though you don t have a few thousand dollars to put toward your new car, truck, or SUV on the day of purchase.

    Getting a No Down Payment Auto Loan

    Choosing The Right Lender. Not all dealers and finance companies are willing to consider extending credit to buyers who don t have a down payment ready to go. Since we work with an array of lenders, however, we know which ones offer zero down car loans and financing on a regular basis.

    Trade-in Value. Contrary to popular belief, your hard-earned cash is not the only form of down payment.  A second is trading in a vehicle. Now you might say that the vehicle you re replacing is not worth much. It could be high-mileage, damaged, non-operational, etc. However, many dealers in our network will give you MORE for your trade-in vehicle than it s actually worth in order to help you qualify for the car loan you need.

    Rebates. In addition to vehicle trade-ins, many auto loan lenders in our network accept new car rebates as a form of down payment. Instead of signing onto a true 0 down payment car loan, which will often necessitate high interest rates, a new vehicle rebate can allow you to receive better loan terms without actually putting down your own money.

    Applying Online. By submitting your application online, you can get preapproved for your zero down car loan BEFORE ever stepping foot on the dealer lot. This not only puts you in an optimal bargaining position, it quells the anxiety of getting approved so that you can enjoy the car buying experience.

    Click Here to Submit your Application There s Nothing to Lose!



    The UK Road Accident Claims Expert #car #insurance #claims, #road #accident #claim, #car #accident #claim #help, #no #win #no #fee #accident #claims, #motorbike #accident #claims


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    Easigo – The UK’s Road Accident Claims Expert!

    Your insurer offers:

    • A small courtesy car but ONLY if comprehensively insured
    • No courtesy car if yours is a write off !
    • You pay your policy excess- even though you are not at fault!
    • They pick the cheapest repairer
    • No cash in lieu of repair option
    • You run around, sorting things
    • They agree your compensation with the other insurer
    • A similar, or better, replacement vehicle to your own- even if you are only Third Party Insured!
    • No insurance policy excess or any other costs
    • Main dealer or your own choice, of repairer
    • We get forecourt values for your vehicle-even if you have Motor Trade cover
    • We handle all the paperwork and deal with the other insurers
    • Cash in lieu of repair option, if we handle your injury claim
    • We recommend a solicitor who will get you maximum compensation for your injuries

    EasiGo Road Accident Claims Offers

    We ONLY handle road accident claims from repairing your car and lending you a free one, to getting you maximum compensation for your injuries. We will deliver a replacement vehicle to your home or place of work, and will also organize for your damaged car to be taken to an approved repairer. A damage report will be prepared, assessing whether it is repairable and also giving a replacement value if it is too badly damaged. Even if it is a write off, we will lend you a car until you have been paid out, plus a week to find a new car- most insurers will not supply you with a courtesy car, if yours is written off! Easigo will contact the other party’s insurers, collect police reports and witness statements. Because we deal directly with the other party’s insurers, there will be no effect on your no claims bonus, nor will you have to pay any insurance policy excess. Even if your own insurer has already dealt with your car claim, we can recover your policy excess, if we handle your injury claim. Likewise, if the other insurer is dealing with your car claim, we will handle the injury side for you; – it is never in your interest to accept their offers for injury compensation.

    We are able to handle cases where you are uninsured, if there is an injury claim involved. We have offices in Scotland, so can deal with cases there. If you are in Scotland, then click through to our Scottish site, at www.Easigo-Scotland.co.uk. Also, if you are in the UK, and have been hit by a foreign car or lorry, we can handle your claim.

    Our claims solicitors are experts at handling road accident injury compensation claims. As well as organizing any ongoing specialist treatment, such as physiotherapy, we will organize for a medical report, and demand maximum compensation. You are NOT obliged to use an insurer’s recommended injury lawyer. If your insurer insists on charging you policy excess, or will not recover other losses, then you are quite entitled to decline their services. Call us, and our lawyers will not only handle your injury claim, but they will also handle ALL aspects of your accident claim; either getting you paid out for your car, or repairs (without having to pay any policy excess) or recovering it for you, if you have already been charged.

    All our services are free for our customers, whether you are a driver or a passenger. We operate throughout the UK, and offer a total service, dedicated to getting you back on the road, with the minimum of fuss and bother. We are experts in road accident claims, and make sure that you get the best compensation possible for your injuries, and for your damaged vehicle.



    Car Hire Lanzarote with No hidden Costs from 64EUR week #price #of #used #cars


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    Lanzarote Car Hire

    From the day you order until the day of your trip, we’ll beat any other quote you receive.

    Lanzarote car hire airport

    Tourist info Lanzarote car hire Spain

    Lanzarote is an island within the heat of the Atlantic Ocean which has been designated a Biosphere Reserve. Lanzarote is the most unusual of the Canary Islands with its black earth landscapes, dotted with oases of vegetation and crops.

    According to the legend of the Canary Islands is none other but the remains of the ancient and sublime civilisation that dwelt on a continent where the highest and most generous expressions of nature and humanity flourished: The Atlantis.

    Lanzarote is situated on the most northern latitude, surrounded by a kind ocean tamely gambolling on its beaches and crowned by volcanic peaks; the Island offers a survey of ochre tones and genuine intensities. Although tourism has seen the development of some areas along the island’s fine white sandy beaches, Lanzarote has managed to preserve much of its natural landscape.

    Every day the everlasting spring blesses the skies of Lanzarote with hues of blue, and its nights are tinted by the clear light of a radiant moon. Sand stretches, dunes and marinas dot the coast line in white, gold and jet black.

    Needless to say, Lanzarote car hire is great as it provides you with the freedom to make the most of your visit. DoYouSpain.com makes car hire easy by offering fully inclusive rates with total peace of mind.

    Whoever visits Lanzarote will satisfy whichever hope indulged in, be it the quest for peace, be it the interplay with the ocean’s irresistible sea bed. On the coasts of Lanzarote the sea entertains by offering a world of volcanic depths where, to the delight of professional divers and experienced beginners, multitude of Tropical Caribbean species dwells.

    As a result of the excellent communication of wind and waves the island is the ideal destination for practising water sport such as sailing, surfing or boat-racing.



    Car Hire Menorca with No hidden Costs from 64EUR week #car #shop


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    Menorca Car Hire

    From the day you order until the day of your trip, we’ll beat any other quote you receive.

    Menorca car hire airport

    Tourist info Menorca car hire Spain

    Menorca is the easternmost of the Balearic Islands. Menorca seduces all who get to know it with its human scale, an area of only 700m2 where people feel welcome and completely at home.

    There are not long distances, and the diversity of its tourist resources make it and ideal place for leisure and relaxation. Leisure and recreational activities find a wide variety of natural and urban settings for easy enjoyment.

    Menorca has been declared a Biosphere Reserve by the UNESCO because of its extensive natural, ecological and environmental wealth. All these reasons are more than enough for discovering Menorca and getting to know and appreciate its rich texture of history, scenic routes, and urban monuments.

    Since its declaration as a Biosphere Reserve by UNESCO, Menorca has been on compromise and equilibrium between conservation and development.

    Menorca offers a wide spectrum of cultural and sport activities too as well as a rich gastronomical tradition and the possibility of taking numerous excursions in an exceptional natural setting. Needless to say Menorca car hire makes a lot of sense as it gives you the freedom to travel round and make the most of your holidays.

    Cross roads and melting pot of cultures, full of history, elegant and generously hospitable, Menorca will captivate all those who take the time to learn its secrets.

    Menorca Geographical Facts of Interest:

    • Area: 716 km2
    • Area: 716 km2
    • Coastline: 285.7 km
    • Highest point: 357 m (Monte Toro)
    • Annual average temperature: 17.6є C.
    • Annual average hours of sun: 2,811
    • Population: 67,000 inhabitans

    Menorca is a splendid open air museum, rich in diverse prehistoric monuments. Recent discoveries in sa Cova des Carritx and sa Cova des Mussols have allowed the human presence to be dated back to about 2000 B.C. with the era of greatest population during the Bronze and Iron Ages. This is confirmed by the island.



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    financial solutions helping your business grow

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    Choose Easylease for the best price and terms, high credit approval ratio, same day credit approvals and speedy, convenient online service.

    Our group of skilled and experienced professionals prides itself on delivering creatively structured leasing solutions to meet the needs of your corporation. From small business to large public companies, Easylease has the answer to your equipment financing needs and will serve you with the speed, knowledge and professionalism you expect from an industry leader. We offer a full range of credit solutions to help you stretch your money, including equipment leasing, lease lines of credit, factoring, and term loans.

    Easylease combines the unique credit interest of multiple funding partners to create a leasing force with unprecedented flexibility and service to businesses across Canada. By maintaining solid alliances with over 30 different funding partners, we are able to provide creatively structured terms at low rates to our customers. This allows us to offer a full range of financing services, from standard leases to the more flexible Lease Line of Credit.

    We pride ourselves on providing quality service to our customers and vendors. To do just that, Easylease offers online application and e-commerce functionality and comprehensive vendor programs to make it easier for all parties involved, whether it be customers and lessees, vendor partners or funding partners, to work efficiently and effectively at today’s speed of business. Our lease calculator, quick quote service and same-day credit approvals make it faster and simpler than ever before for you to find and secure the business finance solutions you need.

    Start Increasing Your Equipment Sales Now

    As an equipment vendor you are challenged with competition and with clients who are looking for competitive pricing. Easylease can help you serve and help your clients by creating an alternative payment option with flexible options. Easylease’s Equipment Preferred Vendor Program is leading in Canada, with quick approval time, high approval ratings, highly knowledgable leasing professionals, immediate customer service and innovative sales tools. Easylease makes it easy to increase your sales and bottom line with its mobile and e-commerce sales tools. Learn more by clicking the become a vendor button below.

    We pride ourselves on providing quality service to our customers and vendors.

    During the early years, Easylease provided us with the financing to acquire the equipment we needed to grow our business. It’s a great alternative to bank financing.

    Brian Scudamore CEO of 1-800-GOT-JUNK?

    During the liquidity crisis we were engaging with a business finance provider to potentially fund us for equipment that is worth one million dollars. In a tough economic time we had been waiting for over 6 months for approval. Easylease stepped in and provided us with the full financing in less than a week. Easylease has access to large funding amounts and an impressive quick approval process.

    Gavin Galansky President of Kobay Enstel Limited

    I first met David and his team in 2006 when I was the General Manager of Dell Financial Services. A critical success factor of our business was to provide financing to any creditworthy Dell customer. While we funded the majority of equipment leases ourselves, there were often times when good customers did not fit our credit appetite. Easylease invested in a system integration that made referrals and financing seamless for us and for our customers.

    Easylease’s subject matter expertise and relationships with a broad spectrum of funders helped improve our success rate in finding the right financing match for all of our creditworthy customers.

    Danny Lebovics Dell Financial Services
    Previously General Manager



    Globe Customer Service New Contact #my #phone #has #no #service


    #

    Globe Customer Service New Contact/Hotline Phone Number

    For your problems concerning your Globe (may it be landline/telephone, tattoo, broadband internet, bills) or any other Globe-related concerns, you can now call them in their new hotline/phone number indicated below.

    Globe logo – “abot mo ang mundo”

    Globe Customer Service New Phone number: 027301000

    The good thing is it’s FREE of charge to call as long as you have at least 1 peso remaining balance using your Globe landline/telephone or your Globe or TM mobile number. You can call them anytime, anywhere (24/7).

    You can also contact Globe at the following hotline numbers:

    • 211 or 2629 – using Globe Mobile Phone
    • 173 – Repair (using Globe landline/telephone)
    • 02-730-1000 (using Globe landline/telephone)

    You can also contact the following 24-Customer Care Hotline Number:

    • 171 – toll-free from any Globelines
    • (02) 919-8888 [Luzon]
    • [032] 410-8888 [Visayas and Mindanao]

    You can also send your concerns, problems or questions to Globe Customer Service email address:

    Do you have any concern with Globe?

    “Globe Customer Service New Contact/Hotline Phone Number” was written by admin under the Directory category. It has been read times and generated 1626 comments. The article was created on 28 June 2013 .

    1618florabelle amasol (12 May 2017 10:22 PM)

    I requested for transfer of my internet connection, and I was asked to pay my bills which I did. It has been more than 3 months and my line has not been transferred and reconnected yet. worse of all, i am billed monthly even though the line was cut off and has not been reconnected yet. help.

    account# 859568901
    landline # (82)3271400

    1617Meldy Grace (12 May 2017 3:04 PM)

    I fulfilled my Globe wifi contract and now I just want it shut off. Globe will not shut it off after two months and I have dated messages showing where I need it shut off right away. Is this some sort of fraudulent practice intended to entrap a formerly loyal customer? Please shut it off and go away. Account number is: 861165572. I will not be paying you another piso ever so SHUT IT OFF.

    1613manny (24 April 2017 10:03 AM)

    Dear Globe Telecom,

    I just trying to make a call with your customer hotline, but when i try to type our account number the operator said that our account number is invalid even though our landline number. i am trying to reach my concern about our static IP address with our Globe Broadband. We are paying our bills every month.

    Account number: 857516620
    Landline number: 704-2845

    Looking forward for immediate response.

    1612Norman Eduard A. Adalid (23 April 2017 1:01 PM)

    Hi! Can I ask for a follow up service? I asked your globe technicians to upgrade our internet from 1mbps to 20 mbps last monday, april 17, 2017. Address is Sitio San Jose, Bais City, Negros Island, Philippines. Our account number is 847800150. I tried to reach you from our telephone but It doesn t ring, it is not broken for I tried to call a friend from it and it works fine, it s 02-730-1000 right? still no ring, don t know what to do. Please make a fast reply. Thank you

    1611sol (20 April 2017 10:53 PM)

    hi,
    i badly need your help,
    can you please activate my husbands phone number,he is malaysia right now and unfortunately he cannot receive any text messages. Can you please activate his phone number in roaming so he can received one.We a are waiting for important phone call and message from his number,he left the country the other day and unfortunately he forget to tour on his roaming.please reply

    1518Karen Liwanag (29 October 2016 11:11 AM)

    Hi! May I suggest that you inform your subscribers via email, text, and call, particularly here in Bacolod City that you have changed your landline number. I kept on receiving calls from your subscribers asking for help and asking information. I pity them because they need the Internet and other things from your company but I could not help. Almost every day I receive these calls from your valued subscribers. Thank you so much.

    1517alberto canillo jr (29 October 2016 10:13 AM)

    goodmorning! more than 3 months napo akong nag hihintay sa actions nyo then kabayad ko lang ng 2500php a week ago tapos ngayon hindi ko kayo makontak lahat na lang ng number nyo tinawagan ko na.
    please naman ayosin nyo na eto. pls call me 4943176 asap pls. or else hindi na ako magbayad sa bill ko this coming nov. 2
    salamat.

    1516paul tan (29 October 2016 9:42 AM)

    how do we report a no dial tone problem. napakahirap kumontak ng customer service. 5 days nang hindi nagagamit ang landline namin. bakit pa kayo nag post ng mmga bagong contact number na wala namang sumasagot. i can tolerate 2 hours of waiting for any f***** customer rep na sumagot pero ang 5 days. well dinaig niyo na ang service ng bayantel. from worse to horrible.

    1456IMEE JOY M. SERRANO (10 August 2016 10:55 AM)

    GOOD DAY! THIS MS. SERRANO FROM CALOOCAN. I WOULD LIKE TO INFORM YOU THAT WE ARE EXPERIENCING TROUBLE WITH OUR GLOBE LANDLINE CONNECTION. IT HAS NO DIAL TONE SINCE LAST WEEK OF JULY. WE ALREADY CALLED THE CUSTOMER SERVICE HOTLINE BUT IT IS DIFFICULT TO GET A CHANCE TO SPEAK WITH THEM. PLEASE DO SOMETHING ABOUT IT AS WE ARE PAYING OUR BILL IN TIME. WE ARE HOPING FOR YOUR SPEEDY RESPONSE REGARDING THIS MATTER. THANK YOU.

    1455catalino badua (08 August 2016 1:24 PM)

    GOOD DAY!
    Please fix our dial tone, we always experience that interruption. Despite of this interruption, our operations are affected.We pay monthly but your services are not okay. Please fix it now. Most of the time we call but your lines are always busy. How come?

    I would like to ask help from your office. I have a friend and his name is ROEL REYNES. He has Globe landline and he is residing at Corodova, Cebu.

    Can you give me his landline?

    I am his officemate before in General Milling Corporation.

    HENRY C. CANETE
    Cell No. 0927-427-4428

    my internet connection still too slow. and globe agent told that will repair it. but till now did not do why too slow to assist this. too poor connection. i will report this to DTI if still not assist my connection ,



    Singapore No. 1 Car Website For New Cars, Used Cars, Secondhand Cars, PreOwned Cars, Online Singapore Car Classifieds, Singapore Largest & No. 1 Popular Used Car & New Car Website, Singapore Used Car Dealers Listings, Singapore Online Used Car Mart Classified with Honda Toyota Nissan Mitsubishi Ford Hyundai Mazda Renault Subaru BMW Peugeot Opel Mercedes Benz Audi Alfa Volvo Volkswagen Rover Skoda Chevrolet Daewoo Citroen Saab Used Cars Auto Listings. Many Car SOLD Testimonials with Actual Car Numbers! Car Forum, Many Cars Sold. #trade #in #value #of #car


    #car sale websites
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    Fantastic. I sold my Toyota Altis (SFZ 5482B) on SingaporeCarsOnline.com within few hours after paying for my car ad. This is the 2nd time I have sold my car via SingaporeCarsOnline.com. SingaporeCarsOnline.com being the entrenched established website since 2001 is the far better website than the rest. Cheers 🙂

    Mr Randy Goh

    Truly, Singapore’s No. 1 Popular Car Site. I still cannot believe that I sold my Toyota Corolla (SDK 5585R) in 2 hours using OneMotoring.com.sg’s cobrand ads with SingaporeCarsOnline.com. Within that few hours, I received 40+ calls to come to view my car. Excellent work. Well Done, OneMotoring.com.sg & SingaporeCarsOnline.com !

    Farooqui Raees

    Simply Amazing, I received the first call within 5 min, I still cannot believe how fast I sold my Subaru Impreza (SDF 1268J) through SingaporeCarsOnline.com. I sold my car in just 3 hrs & had many many genuine calls to view to buy my car as compared with other car websites. There were practically no calls from other websites I Good work, SingaporeCarsOnline.com !

    Elson Teo

    Great Job, OneMotoring.com.sg & SingaporeCarsOnline.com. I sold my Mazda 323 (SDY 5394B) very quickly within few hours via OneMotoring.com.sg’s Cobrand Page with SingaporeCarsOnline.com. Greatly help car owners by having a truly effective online market place to sell our used cars & bypass used car dealers to achieve the best price. OneMotoring.com.sg is perfectly right in choosing SingaporeCarsOnline.com for their cobrand car ads. Keep it this partnership, cheers 🙂

    Jariah

    This website is GREAT. I received lots of calls within two hours of sending the ad resulting in the sale of my car (SDH 7075) . The phone calls are still coming in. I should not have waste money on another car website that gave me no response at all. Thanks for the fast and super service – SingaporeCarsOnline.com.

    Dipika

    My car ad was activated immediately after payment and I sold My Nissan March (SCL 3104R)) within 1 day. I am very amazed at the speed and still cannot believe I can sell my car within 1 day. OneMotoring.com.sg has definitely chosen the correct website, SingaporeCarsOnline.com, to help the general public. Well Done. Cheers 🙂

    Chris

    “I tried other online websites. This website is indeed No.1. My car (SDD 5538P) was auctioned off almost immediately. Visitors can ignore the rest of the websites, this is the correct website to auction off your car. “

    Mr Goh

    “This website is GREAT. I received lots of calls within two hours of sending the ad resulting in the sale of my car (SDH 7075) . The phone calls are still coming in! Thanks for the fast and super service

    Dipika

    Thanks for a fantastic site! Uploaded my ad and sold my car, Toyota Harrier 2.4 (SDN 4989A) . off a mere 2 hours later at a better price than what I could source outside. Keep up the good worK !



    Guaranteed Car Finance: Bad credit, CCJs, arrears, benefits no problem #cars #for #rent


    #guaranteed car finance
    #

    Guaranteed Car Finance

    Bad Credit Car Finance

    Need a car but can’t get credit? We specialise in guaranteed car finance for people who need to buy a car, but who may have a low credit score due to arrears, CCJs etc. Even if you have been rejected elsewhere you should still apply to us because we have access to funds from lenders who deal with us exclusively here in the UK. So, simply complete the form opposite to apply.

    Apply today and arrange to visit one of our many car showrooms around the UK where you can choose from a wide selection of quality vehicles, agree a guaranteed car finance package and drive away your new car the same day!

    We always have a wide range of used cars available to drive away the same day from under 37 a week*

    Car Finance for People with Bad Credit

    Providing that you are permanently employed and have a properly run bank account, we can Guarantee Approval. We can even help you if you have been refused elsewhere because we finance your future, not your past.

    I was turned away by five other garages offering credit for people with bad credit history, but these guys actually did it!

    Read More Reviews

    With unlimited funds at our disposal, a large stock of quality used cars available to drive away today and no awkward questions to answer. Why not apply today! You may qualify for a no deposit scheme and we will even take your old car in as part-exchange! Ask us about our 5 days motor insurance scheme (subject to acceptance & 12.50 fee) and get a long MOT with your new car. You may struggle to find a better guaranteed car finance deal anywhere else!

    All circumstances considered – CCJs, defaults, arrears, self employed, benefits. tax credits. limited or no credit history – Whatever your circumstances we can help. Choose from a wide selection of quality used cars from a full range of manufacturers including Ford. Vauxhall. Toyota, Mazda, Volkswagen. Peugeot. Renault and Fiat .

    When you apply for used car finance with us, you can be sure that no other specialist car finance company works harder to get you the credit approval you need to buy the car you want. Bad credit car finance – Even if you’ve been refused for car credit elsewhere due to CCJs, poor credit history, disability, self employment or any other reason it doesn’t matter to us. This is because we have sole exclusivity with lenders, which makes us the Number 1 for used car finance approval in the UK. We also know how important it is to stock a wide range of vehicles in order to satisfy the needs of our customers, so whether you need an affordable family saloon, an economical hatchback, a large car or a people carrier we will probably have the perfect car for you.

    Repayment terms are agreed to suit your budget. Your car comes with a long MOT and a free Mechanical Breakdown Warranty to give you peace of mind that we will repair any mechanical or electrical fault on the car at the point of sale or during the period of cover.

    45.9% APR Representative

    About This Website | Data Protection | TCF | Credit Checking | The products and services described in this site are available only to residents of England, Wales Scotland. The information in this site is not directed at anyone other than residents of England, Wales Scotland and applications from others will not be accepted. The information contained in this site may not satisfy the laws of any other country. If you proceed to access the information included in this site, you acknowledge that you have read and agree with the above statement. CR Services Ltd principally introduces business to CLS Finance Ltd (CLSF), both of which share common shareholders. We may receive a commission from CLSF for introducing you as a customer to them. You may request details of commission that we receive prior to entering into a loan agreement. We may introduce business to other unrelated lenders. In order to increase your opportunity of getting credit on the best possible terms we recommend that you apply to other lenders before entering into a loan with us. *REPRESENTATIVE FINANCE EXAMPLE: CASH price 3,900, Deposit Nil, Total Amount of Credit 3,900, 208 weekly payments of 36.49, Total cost of credit 3,689.92, Total payable 7,589.92, Representative APR 45.9%, rate of Interest 38.0% p/a (fixed). CR Services Ltd, Unit 2 Alexandra Street, Hyde, Cheshire SK14 1DX. Authorised and Regulated by the Financial Conduct Authority, 25 The North Colonade, Canary Wharf, London E14 5HS (FRN 656589) www.fca.org.uk. Finance subject to status. All vehicles subject to availability. Images are for illustration only. E OE.



    426 Colleges with Free College Application Fees – Do It Yourself College Rankings #no #application #fee #colleges


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    426 Colleges with Free College Application Fees

    426 Colleges with Free College Application Fees

    The free college application fees list has been updated based on the Integrated Post-secondary Education Data System (IPEDS) and information from the Common Application available in August of 2016. The IPEDS data is the fee charged for the 2015-16 academic year while the Common Application Data is for the 2016-17 year. Yes, it’s very possible the data reported by IPEDS will not be valid for the coming year. But it’s what is available.

    Everyone knows the cost of higher education is spiraling out of control. Did you know that the cost to apply to college has reached equally outrageous levels? Applying to US News Top Ten National Universities would set you back $775 in application fees with a low of $65 to a high of $90. Only one school charged less than $75. That doesn’t include the cost of sending in testing scores reports.

    Just how bad is the situation? Consider the following:

    • There are 501 colleges that charge $50 or more to apply to college, half of them are public institutions.
    • The number of colleges charging $70 or more has increased to 93 from 85 last year and the number of public schools in the category rose from 34 to 39. Just over half of these colleges are in just four states: California (17), New York (12), Massachusetts (11), and North Carolina (7). Texas had six schools charging $70 or more and Connecticut had five.
    • Twelve states had an average application fee of $50 or more for public institutions.
    • Private colleges that charged $70 or more to apply had only 19% of freshman with Pell Grants while those that charged less averaged 41%

    If you have limited funds, would you spend them on applying to colleges with less than a 30% chance of getting in? Of course, if you do get in, the chances are that you will have your full financial need met. But given the limited number of testing waivers available to students for the SAT and especially the ACT. how many take the chance?

    Free College Application Fees

    So what’s a frugal student to do? There are 426 colleges that have free application fees, an increase from 413 last year. This means that they did not have an application fee for the 2015-16 school year or will waive them if you apply online through Common Application. That’s still fewer than those that charge $50 or more, but it is a ray of hope.

    Furthermore, 172 have graduation rates of 50% or greater. (Download the complete 50-50 list for free.) I use the four-year rate for private colleges and the five-year rate for public institutions. And 25 of 60 colleges where tests are “Neither required nor recommended” have free application fees.

    The College Board also lists colleges that will consider fee waivers and are free to apply to. However, after doing some spot checks on schools listed as free that didn t show up on the IPEDS list, I decided not to include them since they were very wrong. By very wrong I mean I don t think these schools have even had free application fees.

    CollegeXpress also has a list of colleges free to apply to. I have no idea of the reliability of the list. Niche also has a list of Top Colleges with No Application Fee students that students might find useful. You can also find a list by state at PrepScholar .

    The following table is based on the Integrated Post-secondary Education Data System (IPEDS) and consists of schools that have 500 or more full-time undergraduates. The four-year graduation rate is used for private schools, the five-year rate for public. This is part of the data that is included in the DIY College Rankings College Search Spreadsheet.

    Colleges with Free Application Fees
    (subscribers can download the PDF in the newsletter)

    Post navigation

    [ ] Not all colleges charge students to apply. Stephanie Kinkaid, assistant career services director at Monmouth College, advises students to “check online to see if the college in which you are interested in offers free online applications.” Kinkaid notes that the many colleges offering free online applications include Millikin University, Smith College, and Drake University. Juniata College, Colby College, and Carleton College are just a few more top schools that don t charge application fees. [ ]

    [ ] 348 Colleges with Free College Application Fees Do It – Connecticut and North Carolina had six schools charging $70 or more and Pennsylvania had five. Kinkaid notes that the many colleges offering free online applications include Millikin University, Smith College, and Drake University. [ ]

    [ ] a private one.) And, you may not need to fret about additional application fees, either: here’s a list of schools that do not charge a fee to [ ]



    No Down Payment Required #car #brokers


    #0 car finance
    #

    How to Find a Zero Down Car Loan

    Need a car loan?  Don t have a few thousand dollars set aside for a down payment? At 0DownCarLoans.com, we cater to those buyers who need to finance a vehicle with no money down .  We work with a nationwide network of dealers and lenders who are ready and waiting to consider your auto loan application even though you don t have a few thousand dollars to put toward your new car, truck, or SUV on the day of purchase.

    Getting a No Down Payment Auto Loan

    Choosing The Right Lender. Not all dealers and finance companies are willing to consider extending credit to buyers who don t have a down payment ready to go. Since we work with an array of lenders, however, we know which ones offer zero down car loans and financing on a regular basis.

    Trade-in Value. Contrary to popular belief, your hard-earned cash is not the only form of down payment.  A second is trading in a vehicle. Now you might say that the vehicle you re replacing is not worth much. It could be high-mileage, damaged, non-operational, etc. However, many dealers in our network will give you MORE for your trade-in vehicle than it s actually worth in order to help you qualify for the car loan you need.

    Rebates. In addition to vehicle trade-ins, many auto loan lenders in our network accept new car rebates as a form of down payment. Instead of signing onto a true 0 down payment car loan, which will often necessitate high interest rates, a new vehicle rebate can allow you to receive better loan terms without actually putting down your own money.

    Applying Online. By submitting your application online, you can get preapproved for your zero down car loan BEFORE ever stepping foot on the dealer lot. This not only puts you in an optimal bargaining position, it quells the anxiety of getting approved so that you can enjoy the car buying experience.

    Click Here to Submit your Application There s Nothing to Lose!



    Guaranteed car loan people with bad credit and no money down for credit challenged consumers applicants #sell #car #online


    #car loans for people with bad credit
    #

    Guaranteed car loan people with bad credit and no money down for credit challenged consumers applicants

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    The guaranteed auto loans bad credit no money down are a great way to get car finance approved online. The online lenders, auto finance companies and financial institutions specialized in working with credit challenged consumers approve their applicants simple and quick. The online complete car loans are a most popular source of lending and borrowing for car finance. The applicants find the short online process from application to approval rewarding no matter what their present credit history is. The auto finance companies, lenders and dealers are now offering simplified auto finance car loans which can be termed as zero money down to borrowers with poor credit history.

    Apply Here To Get Bad Credit No Money Down Auto Loans For Low Income Families! Guaranteed Approval within 10 minutes

    The car loans for people with bad credit and no money down provide much needed zero down auto finance with bad credit. The potential car buyers across the country making at least $ 350 a week are approved simple and quick. The online car buyers can simply submit an online application form which is secure and can be completed within a couple of minutes at the most. The online digital database platforms offer simple online application form which makes the process from application to approval easy for applicants to follow. The credit challenged consumers for auto finance car loans can easily apply using the secure online application form.

    The bad credit auto loans with no down payment pave the financial way to buy a new good safe and reliable car. The applicant s completed online application form is matched with complete auto finance car loans with lenders in their local areas to get them approved. The bad credit auto loans with no down payment can be approved for anywhere between $ 7000 and $ 35000. As is the usual and normal practice in the auto finance industry, applicants are advised to check their latest credit scores while filling out their auto finance car loans online application form.

    The car loans for people with bad credit and no money down from complete auto finance car loans to use online companies. These companies provide online free tools to credit check. The free credit scores tool helps borrowers to become aware of their real time credit status. In addition to this, it can also help them pinpoint errors on their credit reports which affect the interest rates offered by new lenders and dealers on their new or used vehicle. The applicants of complete auto finance car loans can save hundreds of thousands of dollars in interest fees with this easy to used online credit check tool.

    The bad credit auto loans with no down payment online car loans can help potential car buyers with easy approval. The potential car buyers can read up on the five most looked for traits in any car dealerships which make for a good car buyers experience. The complete auto finance car loans offering lenders and dealers are dedicated to help their customers national repute vehicle car finance. Borrowers across the country have praised their quality, loans services along with various online tools.



    The Best Airline Credit Cards for 2017 #best #airline #credit #cards #no #annual #fee


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    The Best Airline Credit Cards

    There’s no one-size-fits-all answer. It’s going to depend on how often you travel, where you travel to, if you regularly stay in hotels, and if you have the flexibility to book travel with only one airline. For lots of people, a general travel card is going to be better than an airline-specific card. The rewards are typically better, and they can be redeemed for a much broader range of travel expenses.

    We like the Barclaycard Arrival Plus™ World Elite MasterCard® and Chase Sapphire Preferred® Card. With the Barclaycard, you can earn 2x rewards no matter what you purchase, which can then be redeemed for just about anything travel-related: flights, rental cars, hotels, and more. The Chase Sapphire Preferred® Card is the same in reverse. You earn 2x rewards on travel and dining purchases, and then redeem them for anything through Chase Ultimate Rewards®. The Chase Sapphire Reserve ℠ has even higher rewards potential and bigger bonuses that can likewise be applied to virtually any travel expense – but you’ll have to fork over a sizeable $450 annual fee to take advantage of them. We also took note of the Platinum Card® from American Express. a charge card with a $450 annual fee, but offers hefty air travel rewards that aren’t pinned down to any one airline.

    But if you do fly exclusively with one airline, an airline-specific card will help pay for your flights and typically come along with lots of little extras to make the actual traveling part better. For those who typically fly to major cities and hubs, we picked the Virgin America Premium Visa Signature® Card, which gives you big benefits even if you aren’t a very big spender. The British Airways Visa Signature® Card is impressive for international jetsetters — if you spend $30,000 in a year, you score a free companion ticket in the same cabin as your paid-for ticket. And for those with smaller-name destinations (think Boise, not Bangkok), the United MileagePlus® Explorer Card has good rewards and the widest swath of travel perks, from free checked bags to free airclub passes.

    How We Chose the Best Airline Credit Cards

    We started our search by looking at 21 of the top airline cards. From there, we said bon voyage to any card that didn’t offer at least 2x points on purchases made through the airline, and made sure every card we were considering had no foreign transaction fees. That got us down to 11 finalists.

    British Airways Visa Signature® Card
    Citi® / AAdvantage® Executive World Elite™ MasterCard®
    Citi® / AAdvantage® Platinum Select® World Elite™ MasterCard®
    Gold Delta SkyMiles® Credit Card from American Express
    Platinum Delta SkyMiles® Credit Card from American Express
    The JetBlue Card
    Platinum Card® from American Express
    Premier Rewards Gold Card from American Express
    Southwest Rapid Rewards® Premier Credit Card
    United MileagePlus® Explorer Card
    Virgin America Premium Visa Signature® Card

    From there, we started getting strategic. We divided cards into categories — the $450 annual fee cards designed for big spenders, the cards with no annual fee designed for casual travelers, airlines that flew only to major cities vs. airlines that flew to mid-sized towns — and we looked at everything these cards had to offer, from points to free checked bags to priority boarding.

    Then we started thinking more globally (pun intended). A good airline card will get you at least 2x points on purchases through the airline, but many of the best travel credit cards are also offering 2x points (or more) on travel purchases. Why choose an airline credit card over a travel credit card, if you can get travel benefits with both?

    Here’s what you need to consider:

    • Do you fly exclusively with one airline?
      If you’ve got a favorite carrier — or are willing to commit to just one airline — you’re likely a good candidate for an airline credit card that comes with extra airline-specific perks, like priority upgrades, free bag checks, and more.
    • What other travel expenses do you have?
      The more non-air travel expenses you have, the more likely you’ll benefit from a travel credit card over an airline credit card. Are you a train aficionado? Do you take an annual cruise? Putting all of your travel purchases on a travel credit card will earn you points that you can use toward everything.

    As a good rule of thumb, travel cards are going to resonate more with someone looking to just help pay for travel — they are geared to rack up points that convert into dollars. Airline credit cards also earn rewards to offset travel expenses, but because they are less flexible, they amp up their other perks (free drinks, anyone?).

    We picked out some of the most generous airline credit cards available, and also highlighted the best travel credit cards on the market. As you read, think about which one most closely fits your travel habits.

    Our Picks for the Best Airline Credit Cards

    Notes: *First purchase must be made within the first 3 months of account opening. **Free checked bag for up to four companions.

    If you fly Delta or American Airlines regularly and are interested in a credit card with a few more perks attached, consider the Platinum Delta SkyMiles® Credit Card from American Express or the Citi® / AAdvantage® Executive World Elite™ MasterCard®. Both of these cards have higher annual fees — $195 and $450, respectively — and come with additional benefits. However, these cards don’t beat the rewards offered by other top travel cards at the same level, like the Virgin America Premium Visa Signature® Card or the Chase Sapphire Reserve℠, so only consider them if you really love Delta or American Airlines.

    For the rest of us, who just want an airline card that’ll get us to a variety of places without charging high fees, the United MileagePlus® Explorer Card is a good option. Don’t forget that United flies both domestic and international routes, with more than 350 possible destinations. Earn miles when you visit your folks in Cedar Rapids this holiday season, and then use those points — along with your complimentary United Club℠ passes and your complimentary daily breakfast for two — to make your next vacation more relaxing and luxurious than you ever imagined.

    United MileagePlus® Explorer Card Highlights

    • Special offer: 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open
    • Check your first bag for free (a savings of up to $100 per roundtrip) when you use your Card to purchase your ticket
    • Enjoy priority boarding privileges and visit the United Club with 2 one-time passes each year for your anniversary
    • No foreign transaction fees
    • Earn 2 miles per $1 spent on tickets purchased from United, and 1 mile per $1 spent on all other purchases
    • Your miles don t expire as long as your credit card account is open, with no limit to the number of miles you can earn
    • Use your miles for any seat, any time, on any United-operated flight at the MileagePlus Standard Award level
    • $95 annual fee


    Car Reviews – No new Nissan GT-R before 2020, Z-Car will live on #car #supermarket #london


    #new car reviews
    #

    Thread: Car Reviews – No new Nissan GT-R before 2020, Z-Car will live on

    Car Reviews – No new Nissan GT-R before 2020, Z-Car will live on

    There will be no new GT-R before 2020 and the rumoured death of the Z-car won’t take place under the watch of Chief Product Specialist and Nismo boss Hiroshi Tamura. That’s the message from the 2015 Nismo Festival, where the head of Nismo won’t actually tell us much about what is being worked on behind the scenes, but he is willing to spruik the motorsport link to Nissan – and Nismo’s – DNA.

    “That’s a secret, I’m sorry,” he says to most questions we ask him during our brief press conference.

    “Nismo is currently present in three markets: Europe, USA and Japan,” Tamura-san tells us. “We are preparing to launch in other markets globally and bring our range of vehicles to those markets. It’s important for Nissan, for Nismo, and it is something we have been working on for some time.”

    As we’ve seen in Australia though, the launch of the Nismo brand has dragged on somewhat.

    While Nismo is an important part of Tamura-san’s brief, its the GT-R that everyone wants to know about. Pressed on whether the Vision 2020 Concept is in fact the next GT-R, Tamura-san is non-committal, despite admitting that these concepts very often do become the production car.

    He also reminds us that the driveline that came into production in the twin-turbo 300ZX had been shown in a concept car some years before. Will the Vision 2020 Concept’s hybrid drivetrain feature in*the next GT-R? Tamura-san won’t commit to an answer on that either.

    “If you take a look at the concept we showed in 2001, for example, you can see a lot of that in the current GT-R,” he says. “Sometimes these design models aren’t entirely accurate and, despite having our spiritual DNA within them, things need to be changed to make it to production. We need time to work on and release the evolutionary upgrades – not just for the styling but also the mechanical underpinnings and the engineering.”

    It seems, then, that the Vision 2020 Concept is at the very least a window into Nissan and Nismo’s future regarding the new GT-R. Tamura-san is also unwilling to admit that the new GT-R’s release has been delayed by rumoured issues with crash testing in the US specifically, and simply reiterates that engineering work takes time.

    Shifting focus slightly, we ask the Nismo boss whether the new GT-R will be designed with a Nurburgring lap time as its most important achievement.

    “There is a limit to how far we can push that kind of development,” he says. “Firstly, the GT-R is a road car, so no matter how fast we want it to be, it has to be usable for the road for customers.

    “Secondly, you can make a hybrid car go however fast you like around the Nurburgring, but the development costs might mean that car will end up costing the customer a million dollars or more. Will anyone pay one million dollars for a GT-R?”

    We also ask Tamura-san whether the 370Z is the last hurrah for the reborn Z car.

    “At some time, everybody has to die,” he says. “When, we don’t know. There have been stories about the Z Car dying, and stories about a new version being released soon .

    “Neither is true. These details are only in my head and no one at Nissan has said anything about any of this to journalists. No one knows about these things.

    “The Z car will not die while I am working at Nissan though.”

    Whatever the future holds for Nismo, though, one thing is certain. Australian fans of the tuning arm of Nissan have to wait a little longer for it to launch locally.



    No Haggle Used Car Prices, Vehicle Certification, One of the Best Warranty Programs – Enterprise Car Sales #car #rental #canada


    #rental car prices
    #

    Enterprise Car Sales

    The Enterprise Difference – The Perfect Used Car Package

    For the past 50 years, Enterprise Car Sales has been selling cars only one way. We select great vehicles – most from our fleet of more than 1 million used vehicles – offer them at competitive used car prices, and back each one with one of the industry s best vehicle warranties. And in addition to a great warranty program and low prices, our professional staff is trained in a low-pressure sales process that puts our customers needs first. That s the right way to sell cars. It s the Enterprise way, and it s all part of our used car package.

    Buying a Used Vehicle

    Worry-Free Ownership

    Our Used Car Package

    At Enterprise Car Sales, we take the stress out of buying used cars and provide you with the peace of mind that you re buying a quality certified used vehicle.

    No Haggle Car Prices

    You ll never haggle with a salesperson. The price you see is the price you pay 5. Our used vehicle prices are always posted in plain view so you can avoid unpleasant negotiating.

    Vehicle Certification

    We only sell certified used cars and every Enterprise vehicle has passed a rigorous 109-point inspection performed by an ASE-Certified technician.

    Free CARFAX Reports

    A free CARFAX Vehicle History Report is available for all certified used cars and trucks we sell.

    Trade-Ins Welcome

    We ll give you Kelley Blue Book Trade-in Value 6 on your vehicle, when you purchase a certified used vehicle from us.

    Financing Assistance

    Enterprise Car Sales works with many financial institutions and can help you secure financing along with a competitive used car price.

    Worry-Free Ownership

    Our job doesn t end when you pull off the lot. For your continued driving pleasure, we offer a unique combination of benefits to keep you happy down the road.

    7-Day Repurchase Agreement 1

    If you change your mind, we ll buy it back no questions asked. We give you up to seven days or 1,000 miles.

    12/12 Limited Powertrain Warranty 2

    All of our used cars for sale are backed by a Limited Powertrain Warranty for 12 months or 12,000 miles, whichever comes first.

    Vehicle Service Contracts 3

    Vehicle service contracts are available on every Enterprise used car for added protection and peace of mind.

    12-Month Roadside Assistance 4

    Flat tire? Lost key? Out of gas? No problem – because your vehicle includes our one-year unlimited mileage roadside assistance program.

    Terms Conditions

    1 For a period of seven days after the date of delivery or 1,000 miles beyond the odometer reading at delivery, whichever comes first, the vehicle may be returned for the exact price originally paid minus a $200 documentation and cleaning fee (as allowed by law). Restrictions apply. For details, see an Enterprise Car Sales Manager or call 1-888-227-7253.

    2 Limited Warranty begins on the vehicle purchase date and extends for 12 months or 12,000 miles, whichever comes first. Restrictions apply. For details, see an Enterprise Car Sales Manager or call 1-888-227-7253.

    3 Vehicle service contracts are available up to 60 months/84,000 miles. Total contract coverage cannot exceed 100,000 miles.

    4 Enterprise 12-Month Unlimited Mileage Roadside Assistance Package is provided by the American Automobile Association (AAA) and its affiliated clubs in the United States and Canada.

    5 Price does not include tax, title, tags, governmental fees, electronic filing charge, any emissions testing and/or state inspection fees, and any finance charges (if applicable). Price does not include processing, administrative, closing, dealer and handling, or similar fees of $199 or less, except in the following states where the advertised price is inclusive of this fee: CO, FL, GA, KY, MA, NE, NJ, NY, SC, and TN. Vehicles subject to prior sale. We make every effort to provide accurate information including but not limited to price, miles and vehicle options, but please verify with your local Enterprise Car Sales location before purchasing. Current mileage may vary due to test drives and vehicle relocation. Used vehicles were previously part of Enterprise short-term rental and/or lease fleet or purchased by Enterprise from other sources including auto auctions, with previous use possibly short-term rental, lease or other.

    6 Kelley Blue Book Trade-In Values used by Enterprise are obtained from 2015 Kelley Blue Book Co. s website KBB.com. Kelley Blue Book Trade-In Value is based on accurate condition rating and mileage of vehicle. Accurately appraising the condition of the vehicle is an important aspect of determining its Kelley Blue Book Trade-In Value. Kelley Blue Book valuation adjustments for vehicle mileage disproportionate to the age of the vehicle may be capped by Enterprise Car Sales at 20% of the vehicle s base value. If a Kelley Blue Book Trade-In value is not available for customer s vehicle Enterprise will provide a fair and competitive value for customer s vehicle. Customer is responsible to any extent vehicle pay-off exceeds Enterprise offer. Customer must provide required proof of ownership/registration and all other necessary paperwork to transfer title. Restrictions apply. For details, see an Enterprise Car Sales Manager or call 1-888-227-7253. Offer void where prohibited.



    Singapore No. 1 Car Website For New Cars, Used Cars, Secondhand Cars, PreOwned Cars, Online Singapore Car Classifieds, Singapore Largest & No. 1 Popular Used Car & New Car Website, Singapore Used Car Dealers Listings, Singapore Online Used Car Mart Classified with Honda Toyota Nissan Mitsubishi Ford Hyundai Mazda Renault Subaru BMW Peugeot Opel Mercedes Benz Audi Alfa Volvo Volkswagen Rover Skoda Chevrolet Daewoo Citroen Saab Used Cars Auto Listings. Many Car SOLD Testimonials with Actual Car Numbers! Car Forum, Many Cars Sold. #family #cars


    #car sale websites
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    Fantastic. I sold my Toyota Altis (SFZ 5482B) on SingaporeCarsOnline.com within few hours after paying for my car ad. This is the 2nd time I have sold my car via SingaporeCarsOnline.com. SingaporeCarsOnline.com being the entrenched established website since 2001 is the far better website than the rest. Cheers 🙂

    Mr Randy Goh

    Truly, Singapore’s No. 1 Popular Car Site. I still cannot believe that I sold my Toyota Corolla (SDK 5585R) in 2 hours using OneMotoring.com.sg’s cobrand ads with SingaporeCarsOnline.com. Within that few hours, I received 40+ calls to come to view my car. Excellent work. Well Done, OneMotoring.com.sg & SingaporeCarsOnline.com !

    Farooqui Raees

    Simply Amazing, I received the first call within 5 min, I still cannot believe how fast I sold my Subaru Impreza (SDF 1268J) through SingaporeCarsOnline.com. I sold my car in just 3 hrs & had many many genuine calls to view to buy my car as compared with other car websites. There were practically no calls from other websites I Good work, SingaporeCarsOnline.com !

    Elson Teo

    Great Job, OneMotoring.com.sg & SingaporeCarsOnline.com. I sold my Mazda 323 (SDY 5394B) very quickly within few hours via OneMotoring.com.sg’s Cobrand Page with SingaporeCarsOnline.com. Greatly help car owners by having a truly effective online market place to sell our used cars & bypass used car dealers to achieve the best price. OneMotoring.com.sg is perfectly right in choosing SingaporeCarsOnline.com for their cobrand car ads. Keep it this partnership, cheers 🙂

    Jariah

    This website is GREAT. I received lots of calls within two hours of sending the ad resulting in the sale of my car (SDH 7075) . The phone calls are still coming in. I should not have waste money on another car website that gave me no response at all. Thanks for the fast and super service – SingaporeCarsOnline.com.

    Dipika

    My car ad was activated immediately after payment and I sold My Nissan March (SCL 3104R)) within 1 day. I am very amazed at the speed and still cannot believe I can sell my car within 1 day. OneMotoring.com.sg has definitely chosen the correct website, SingaporeCarsOnline.com, to help the general public. Well Done. Cheers 🙂

    Chris

    “I tried other online websites. This website is indeed No.1. My car (SDD 5538P) was auctioned off almost immediately. Visitors can ignore the rest of the websites, this is the correct website to auction off your car. “

    Mr Goh

    “This website is GREAT. I received lots of calls within two hours of sending the ad resulting in the sale of my car (SDH 7075) . The phone calls are still coming in! Thanks for the fast and super service

    Dipika

    Thanks for a fantastic site! Uploaded my ad and sold my car, Toyota Harrier 2.4 (SDN 4989A) . off a mere 2 hours later at a better price than what I could source outside. Keep up the good worK !



    Used Car Engines for Sale Now Shipped for No Cost by Got Engines #games #car


    #used car search engine
    #

    Used car engines for sale are now shipped for no customer cost by the http://gotengines.com company. This new removal of the freight cost is applied to all in stock Ford, Chevy, Chrysler, Plymouth, Honda and other import engines that are shipped in the 48 continental U.S. states.

    Quality usually applies to the amount of mileage that is on the actual block and the age of the motor.

    San Antonio, Texas (PRWEB) January 30, 2013

    Buying standard retail products online happens everyday in North America. It is not uncommon for offers of no cost shipping to be provided by retailers. In the automotive world, engines weigh hundreds of pounds and can cost hundreds of dollars to ship. The Got Engines company has applied a freight incentive to all of its used car engines for sale. A freigh-free policy is now in place for domestic and foreign brands. This is one method now used to lower the replacement cost of an engine in a secondary market vehicle. More information can be found at http://www.gotengines.com/blog/used-engine-engines/used-car-engines-for-sale.

    A vehicle engine can be purchased in several different ways by car owners. While each method has its own benefits, quality is the most important aspect that buyers research before making an actual purchase. Quality usually applies to the amount of mileage that is on the actual block and the age of the motor.

    Both domestic and import engines are frequently sold online and quality can vary from dealer to dealer. The new motors that are now sent without freight charges are purchased with lower mileage compared to standard junkyard or salvage company inventories.

    The size of a motor can often affect the maintenance that must be performed during ownership. Gasoline editions that are used in almost all passenger cars can range in size from I4 to V8. More technologies are typically used for the larger V8 sizes compared with the standard I4 editions. The new review processes that are in use by the Got Engines company ensures that all parts and components are professionally inspected before a complete unit is sold to the public. Instead of being an intermediary, this company now purchases all inventory and houses it in a single location for customer shipment.

    A price reduction program was announced earlier this year to help promote new lower pricing for the company inventory. These reductions in price have helped to provide more opportunity for this company to purchase more hard to find motors for customers. Motors in age of up to 25 years can now be purchased entirely online or by phone at the new discount prices.

    These measures are one example of how this retailer is working toward the betterment of the preowned automotive industry. The news announcement made earlier this month for the reduction in price can be found online at http://www.prweb.com/releases/used-engines-for-sale/preowned-motors-on-sale/prweb10281047.htm.

    About Got Engines

    The Got Engines company has remained a top seller since its online inception in 2007. This company houses one of the largest secondary market motor inventories in North America. The automakers like Chevy, Ford, Chrysler, Honda, Toyota and Mercury represent a portion of the company stock that is sent to customers around the world. Through low prices and other discounts, the Got Engines company has helped to build a solid company reputation while selling its preowned motors to the public and auto industry. By including a warranty with all sales, this company is able to offer higher level of assurances when buyers purchase inventory.

    Share article on socal media or email:



    Best Lease Deals No Money Down #florida #car #hire


    #new car offers
    #

    Welcome To No Money Down Car Lease

    Looking to pay the smallest amount possible on a new car, truck or SUV? A no money down car lease may be your answer.

    Not only will you get the lowest monthly payment on a new car but there is no upfront money required to put down.

    To find out if a no money down car lease is right for you just answer the few questions below;

    • Do you drive about the average amount of miles per year or less?
    • Do you usually trade in a new car every 2 to 3 years?
    • Do you keep you car in top cosmetic and mechanical shape?

    If you answered yes to all of the above questions then choosing a no money down car lease may be right for you.

    Leasing a car means that you are paying just for the amount of time that signed for on the lease. Most leases typically are for 24, 36 or 48 months. At the end of the lease you normally have the option to purchase the car for a predetermined amount or you can simply return the car.

    If you decide to return the car and have many more miles on the car then you were alloted or have major wear and tear, the leasing company will normally require you to pay stiff penalties. This is where it may not have been in your best interest to lease a new car.

    No money down car lease deals are great for those people who have limited funds but want to drive a new vehicle.

    Not Interested In Leasing And Just Want The Best Price?



    No Haggle Used Car Prices, Vehicle Certification, One of the Best Warranty Programs – Enterprise Car Sales #compare #car #rental


    #rental car prices
    #

    Enterprise Car Sales

    The Enterprise Difference – The Perfect Used Car Package

    For the past 50 years, Enterprise Car Sales has been selling cars only one way. We select great vehicles – most from our fleet of more than 1 million used vehicles – offer them at competitive used car prices, and back each one with one of the industry s best vehicle warranties. And in addition to a great warranty program and low prices, our professional staff is trained in a low-pressure sales process that puts our customers needs first. That s the right way to sell cars. It s the Enterprise way, and it s all part of our used car package.

    Buying a Used Vehicle

    Worry-Free Ownership

    Our Used Car Package

    At Enterprise Car Sales, we take the stress out of buying used cars and provide you with the peace of mind that you re buying a quality certified used vehicle.

    No Haggle Car Prices

    You ll never haggle with a salesperson. The price you see is the price you pay 5. Our used vehicle prices are always posted in plain view so you can avoid unpleasant negotiating.

    Vehicle Certification

    We only sell certified used cars and every Enterprise vehicle has passed a rigorous 109-point inspection performed by an ASE-Certified technician.

    Free CARFAX Reports

    A free CARFAX Vehicle History Report is available for all certified used cars and trucks we sell.

    Trade-Ins Welcome

    We ll give you Kelley Blue Book Trade-in Value 6 on your vehicle, when you purchase a certified used vehicle from us.

    Financing Assistance

    Enterprise Car Sales works with many financial institutions and can help you secure financing along with a competitive used car price.

    Worry-Free Ownership

    Our job doesn t end when you pull off the lot. For your continued driving pleasure, we offer a unique combination of benefits to keep you happy down the road.

    7-Day Repurchase Agreement 1

    If you change your mind, we ll buy it back no questions asked. We give you up to seven days or 1,000 miles.

    12/12 Limited Powertrain Warranty 2

    All of our used cars for sale are backed by a Limited Powertrain Warranty for 12 months or 12,000 miles, whichever comes first.

    Vehicle Service Contracts 3

    Vehicle service contracts are available on every Enterprise used car for added protection and peace of mind.

    12-Month Roadside Assistance 4

    Flat tire? Lost key? Out of gas? No problem – because your vehicle includes our one-year unlimited mileage roadside assistance program.

    Terms Conditions

    1 For a period of seven days after the date of delivery or 1,000 miles beyond the odometer reading at delivery, whichever comes first, the vehicle may be returned for the exact price originally paid minus a $200 documentation and cleaning fee (as allowed by law). Restrictions apply. For details, see an Enterprise Car Sales Manager or call 1-888-227-7253.

    2 Limited Warranty begins on the vehicle purchase date and extends for 12 months or 12,000 miles, whichever comes first. Restrictions apply. For details, see an Enterprise Car Sales Manager or call 1-888-227-7253.

    3 Vehicle service contracts are available up to 60 months/84,000 miles. Total contract coverage cannot exceed 100,000 miles.

    4 Enterprise 12-Month Unlimited Mileage Roadside Assistance Package is provided by the American Automobile Association (AAA) and its affiliated clubs in the United States and Canada.

    5 Price does not include tax, title, tags, governmental fees, electronic filing charge, any emissions testing and/or state inspection fees, and any finance charges (if applicable). Price does not include processing, administrative, closing, dealer and handling, or similar fees of $199 or less, except in the following states where the advertised price is inclusive of this fee: CO, FL, GA, KY, MA, NE, NJ, NY, SC, and TN. Vehicles subject to prior sale. We make every effort to provide accurate information including but not limited to price, miles and vehicle options, but please verify with your local Enterprise Car Sales location before purchasing. Current mileage may vary due to test drives and vehicle relocation. Used vehicles were previously part of Enterprise short-term rental and/or lease fleet or purchased by Enterprise from other sources including auto auctions, with previous use possibly short-term rental, lease or other.

    6 Kelley Blue Book Trade-In Values used by Enterprise are obtained from 2015 Kelley Blue Book Co. s website KBB.com. Kelley Blue Book Trade-In Value is based on accurate condition rating and mileage of vehicle. Accurately appraising the condition of the vehicle is an important aspect of determining its Kelley Blue Book Trade-In Value. Kelley Blue Book valuation adjustments for vehicle mileage disproportionate to the age of the vehicle may be capped by Enterprise Car Sales at 20% of the vehicle s base value. If a Kelley Blue Book Trade-In value is not available for customer s vehicle Enterprise will provide a fair and competitive value for customer s vehicle. Customer is responsible to any extent vehicle pay-off exceeds Enterprise offer. Customer must provide required proof of ownership/registration and all other necessary paperwork to transfer title. Restrictions apply. For details, see an Enterprise Car Sales Manager or call 1-888-227-7253. Offer void where prohibited.



    10 Car Models With the Highest Resale Value: You ll Never Guess What s No. 1! The Motley Fool #car #leasing #companies


    #value of cars
    #

    10 Car Models With the Highest Resale Value: You ll Never Guess What s No. 1!

    According to Kelley Blue Book, these 10 car models offer the highest resale value. You ll be shocked at which automakers dominated this list.

    Feb 17, 2014 at 2:06PM

    Let me plant this scenario in your head, as I’d bet this has happened to a majority of you reading this right now. I’ll admit, it’s happened to me. Here’s the scenario:

    You’re at the car dealership, and you’ve picked out the car of your dreams, or perhaps something to get you from point A to B and/or handle that new addition to your family. You discuss financing options with the dealership and pat yourself on the back for negotiating a notable reduction in price from where you started. By at this point in time, you’re quite proud of yourself. You drive the car off the lot and feel like a victor for what might be days or weeks.

    Then, one sunny afternoon (or since I live in Seattle, stormy winter’s night) while checking the resale value of your car online, you realize that with just a couple thousand miles on what is essentially your brand-new vehicle it’s worth thousands, or perhaps even tens of thousands of dollars, less now than what you paid for it just months prior.

    This is the plight of the new car purchaser. Consumers can certainly trade down to used cars for a cheaper sticker price, but they’ll often pay the penalties of buying as-is with no warranty and could be in line for a number of repairs. If these same consumers choose a new vehicle, their warranty will cover a number of repairs and maintenance options, but they’ll deal with their vehicle immediately depreciating once they drive it off the lot.

    What the new car purchaser would really prefer to do is find that common ground between buying a new car and not having it depreciate rapidly over time. Unfortunately, the average new car in 2014 is expected to lose 60% of its original value after five years. Thankfully, we have Kelley Blue Book to help us out.

    10 car models with the highest resale value

    Kelley Blue Book recently released a report detailing 10 car models that hold the highest resale values after the five-year mark. According to its figures, all 10 of these car models maintain at least half of their original value after five years. As a car enthusiast, perhaps nothing surprised me more than what car model held the No. 1 spot!

    By understanding which models deliver the best resale, we not only can make smarter decisions as consumers, it could point to which vehicles are likely to drive automakers’ sales higher moving forward.

    Here are the 10 car models with the highest resale values (all models are 2014).

    10. Dodge Challenger: resale value at 36 months (60.8%) / 60 months (50.5%)

    Behold the ongoing rebirth of the American muscle car! Because of consumers’ seemingly insatiable appetites for horsepower at the moment, seeing the Dodge Challenger squeak in at No. 10 isn’t a surprise in the slightest. The Challenger is maintaining high interest among consumers for its reasonable price point — ranging from a tad over $26,000 up to nearly $46,000 — and heart-pumping 305 to 470 horsepower. An aggressive, sleek look coupled with unbridled power should keep Challenger sales rolling strong in 2014.



    No. 1596: The First Automobile? #renault #cars


    #automobile
    #

    Click here for audio of Episode 1596.

    Today, let’s try to find the first automobile. The University of Houston’s College of Engineering presents this series about the machines that make our civilization run, and the people whose ingenuity created them.

    T he automobile is one more invention that always seems to have just one more antecedent. The earliest steam-powered car we know about was finished as early as 1769 by French inventor Nicolas Cugnot. It was a large three-wheeled vehicle that moved at the speed of a walk and was meant to haul cannon. Earlier cars had been driven by springs and compressed air. Windmill-powered vehicles were made before them. Leonardo da Vinci sketched self-powered vehicles, and even Homer wrote about them.

    So let’s limit our search to autos driven by internal combustion, and to ones actually built. We usually give that prize to Carl Benz. Benz championed the new internal-combustion engines, and he worked single-mindedly to create a car driven by one. He built a little three-wheeled car in 1885 and sold his first one two years later. He went into production with a four-wheeled model in 1890, and the Mercedes-Benz company is still with us.

    But Benz wasn’t first. The French inventor de Rochas built an auto, and an engine to drive it, in 1862. Two years later, the Austrian Siegfried Markus began working on cars. His second one was rediscovered in 1950. It’d been bricked up behind a false wall in the cellar of a Viennese museum to hide it from the Germans. Markus was Jewish, and the Nazis had orders to destroy his car and any literature describing it. By the way, when the car was rediscovered, it could still be driven.

    Markus’ story is especially poignant because, if the German Benz believed in the auto, he didn’t. In 1898, Markus was invited to be guest of honor at the Austrian Auto Club. He declined, calling the whole idea of the auto “a senseless waste of time and effort.”

    The search for the earliest internal-combustion-driven auto might end in England in 1826. An engineer named Samuel Brown adapted an old Newcomen steam engine to burn gas, and he used it to power his auto up Shooter’s Hill in London. And here the whole priority question mires into hair-splitting definitions.

    What we usually do in these cases is pretty arbitrary. We credit the first commercial success. That’s how Edison gets credit for the light bulb and Fulton for the steamboat. By that definition, Benz did invent the automobile.

    Automotive historian James Flink notes that modern bicycles came into being just as Benz began his work, and they sparked the public demand for personal vehicles. But bicycle-makers were the same people who went on to make, first motorcycles, then airplanes. They sowed the demand and then veered off into another technology altogether. The people who took up automobiles were closer kin to the railway business. For a brief time, it looked as though the steam car might beat out internal combustion.

    So, if we go back to star-crossed priority questions, we probably have to follow the thread of steam. And that leads, not to Benz, but to Cugnot, well over two centuries ago.

    I’m John Lienhard, at the University of Houston, where we’re interested in the way inventive minds work.

    (Theme music)

    Flink, J. J. Innovation in Automotive Technology. American Scientist. Vol. 73, March/April 1985, pp. 151-161.

    Derby, T. K. and Williams, T. I. A Short History of Technology. New York: Oxford University Press, 1960/1975.

    This is a greatly revised version of Episode 125 .

    Siegfried Markus’s second automobile

    (Image courtesy of ASME)



    Car Hire Lanzarote with No hidden Costs from 64EUR week #import #cars #from #japan


    #lanzarote car hire
    #

    Lanzarote Car Hire

    From the day you order until the day of your trip, we’ll beat any other quote you receive.

    Lanzarote car hire airport

    Tourist info Lanzarote car hire Spain

    Lanzarote is an island within the heat of the Atlantic Ocean which has been designated a Biosphere Reserve. Lanzarote is the most unusual of the Canary Islands with its black earth landscapes, dotted with oases of vegetation and crops.

    According to the legend of the Canary Islands is none other but the remains of the ancient and sublime civilisation that dwelt on a continent where the highest and most generous expressions of nature and humanity flourished: The Atlantis.

    Lanzarote is situated on the most northern latitude, surrounded by a kind ocean tamely gambolling on its beaches and crowned by volcanic peaks; the Island offers a survey of ochre tones and genuine intensities. Although tourism has seen the development of some areas along the island’s fine white sandy beaches, Lanzarote has managed to preserve much of its natural landscape.

    Every day the everlasting spring blesses the skies of Lanzarote with hues of blue, and its nights are tinted by the clear light of a radiant moon. Sand stretches, dunes and marinas dot the coast line in white, gold and jet black.

    Needless to say, Lanzarote car hire is great as it provides you with the freedom to make the most of your visit. DoYouSpain.com makes car hire easy by offering fully inclusive rates with total peace of mind.

    Whoever visits Lanzarote will satisfy whichever hope indulged in, be it the quest for peace, be it the interplay with the ocean’s irresistible sea bed. On the coasts of Lanzarote the sea entertains by offering a world of volcanic depths where, to the delight of professional divers and experienced beginners, multitude of Tropical Caribbean species dwells.

    As a result of the excellent communication of wind and waves the island is the ideal destination for practising water sport such as sailing, surfing or boat-racing.



    Used Bmw 0% Finance No Deposit #part #exchange #cars


    #interest free cars
    #

    2012 (12) BMW 1 Series 118i M Sport

    *Fees are already accounted for within the payments displayed and are also included within the total amount payable.

    Authorised and Regulated by the Financial Conduct Authority. Finance available subject to status. Indemnities may be required. Other finance offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers. Postal Address: Clarence Street, Hull, East Yorkshire, HU9 1DN

    Please be aware that the specification on vehicles can sometimes differ from that shown above, including as a result of the use of third party data. Mileage readings are approximate only. Please reconfirm any details that are important to you with sales person who will be happy to help. Prices, offers and details of vehicles are subject to change at short notice. This vehicle may have been sold in the last 24 hours – please contact us to confirm the vehicle is still available.