Used car values fall for third consecutive month #car #auctions #sydney


#value of used cars
#

Used car values fall for third consecutive month

The average value of a used car in February fell by 1.7% to £7,814 compared to January, according to the monthly BCA Pulse Report

It was the third consecutive month of decline although year on year values were up 6.6%.

Values of used cars are set to soften further as higher volumes enter the market during the busy March plate-change month.

BCA’s UK operations director Simon Henstock said: “Levels of trade were steady during February, with plenty of interest in retail ready cars, but buyers were rather more wary of poorer condition vehicles.

“With a greater volume of stock expected to reach the marketplace in 2015, buyers have a lot more choice and vehicles requiring repair and refurbishment need to be sensibly valued to compete.  For cars with cosmetic damage, SMART repairs are a cost effective option for sellers, meaning their vehicles can be quickly processed and presented in the best possible condition.”

“Looking ahead, most commentators are expecting a strong March for new car sales and, as every new car sale typically generates a chain of used car activity, there will be greater volumes from fleet and contract hire sources as well as increasing numbers of dealer part-exchange vehicles.  This could impact on residual values in the weeks ahead and BCA is recommending that volume vendors appraise their sale stock closely to ensure it is valued in line with market expectations.”

Henstock said further softening could be expected in in the run up to Easter and with the General Election on 7 May.

“In addition, the Easter break and the spring Bank Holiday are nearly upon us and the dynamics of the wholesale market are likely to change over the coming weeks.  Retail demand typically softens post-Easter as the focus turns towards the summer holiday rather than changing the family car.

“The General Election also begins to loom large on the horizon, and we should expect a little uncertainty in the wholesale markets in the run up to May 7th.


Temporary and Short Term Car Insurance Compared – One Day to 1 Month. #auto #mall


#day car insurance
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Used car values fall for third consecutive month #cars #for #sale #nsw


#value of used cars
#

Used car values fall for third consecutive month

The average value of a used car in February fell by 1.7% to £7,814 compared to January, according to the monthly BCA Pulse Report

It was the third consecutive month of decline although year on year values were up 6.6%.

Values of used cars are set to soften further as higher volumes enter the market during the busy March plate-change month.

BCA’s UK operations director Simon Henstock said: “Levels of trade were steady during February, with plenty of interest in retail ready cars, but buyers were rather more wary of poorer condition vehicles.

“With a greater volume of stock expected to reach the marketplace in 2015, buyers have a lot more choice and vehicles requiring repair and refurbishment need to be sensibly valued to compete.  For cars with cosmetic damage, SMART repairs are a cost effective option for sellers, meaning their vehicles can be quickly processed and presented in the best possible condition.”

“Looking ahead, most commentators are expecting a strong March for new car sales and, as every new car sale typically generates a chain of used car activity, there will be greater volumes from fleet and contract hire sources as well as increasing numbers of dealer part-exchange vehicles.  This could impact on residual values in the weeks ahead and BCA is recommending that volume vendors appraise their sale stock closely to ensure it is valued in line with market expectations.”

Henstock said further softening could be expected in in the run up to Easter and with the General Election on 7 May.

“In addition, the Easter break and the spring Bank Holiday are nearly upon us and the dynamics of the wholesale market are likely to change over the coming weeks.  Retail demand typically softens post-Easter as the focus turns towards the summer holiday rather than changing the family car.

“The General Election also begins to loom large on the horizon, and we should expect a little uncertainty in the wholesale markets in the run up to May 7th.


What You Need To Know About A Short Term, 3 Month Car Lease #enterprize #car #rental


#short term car lease
#

What You Need To Know About A Short Term, 3 Month Car Lease

People choose to lease a car for many reasons, such as traveling for work or for personal use. If you need a car short-term, such as a 3 month car lease, there are several things to consider.

Short term car lease offers can be hard to come by, generally a dealer will prefer to lease a car for a standard lease term of 24 month or more. Because of this, any available short-term lease deals will usually have much higher monthly costs when compared to a typical lease.

Here are a few things to know about short-term leases and lease take overs. Keep the following in mind, should you lease a new car and want to transfer the lease to another person:

  • Leasing a car for shorter periods of time, such as a 3 month lease, most often means you’ll end up renting – which can be more costly versus a long-term lease. It may work out cheaper to just lease a car for a standard lease term, find out what deals are available in your area by requesting your free, no obligation lease price quote .
  • A lease takeover or assumption means you’ll assume complete responsibility for monthly payments – driving the car for the rest of the lease term and returning it to the dealership/financing agency. Often this is not a favorable deal, because the monthly payments will be too expensive.
  • The downside to assuming a lease is that the car you’re leasing is no longer brand new. Depending on the driving habits of the previous driver, you could end up with a poorly maintained car – possibly even paying extra for wear and tear, or mileage fees at the end of the lease term.

  • 3 Month Lease Deals are Hard To Come By- Find Standard Lease Deals Near You!

    • The first thing to do is determine the type of car that will meet your needs and priorities. By evaluating what is most important to you in a car, you’ll be able to select the style to best meet your needs.
  • Request a free, no obligation lease price quote to see the short-term lease specials being offered by local dealerships. You will be able to see which dealerships in your area will offer you special incentives on standard leases that could work out cheaper than a 3 month lease.
  • Think about the total leasing costs for the lease term. Estimate anticipated gas mileage, insurance and leasing fees. Evaluate the rates for different classes of cars – it’s possibly a different class will give you a lower overall cost.
  • Request a free new car lease quote now to find the best lease deals in your area, you’ll be surprised at the offers that could work out to being better than a 3 month leasing offer. Learn everything you need to know, so you can negotiate with confidence for the best car lease price possible.


    Temporary Cover Car Insurance – Insure for a day or a month #market #value #of #cars


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    Temp Cover Car Insurance Quote in an instant

    So, you and a friend are taking a long journey and want to split the driving, or perhaps you want to borrow someone’s car to move home or take a trip, maybe you’re even going away for a few days and need a car while you’re there.

    Whatever your reason for needing temporary car insurance, you don’t want to pay any expensive 12 month premiums for such a short amount of time.

    Temporary and Short Term Car Insurance

    Wanting to insure a car for a day, week or a full month can be useful in a number of circumstances and it doesn’t have to be as complicated or expensive as you may think. Most specialist insurers offer this type of cover whether you’re borrowing a car from a friend of relative, lending your car out for a short time, or looking for immediate, drive-away insurance on a car you just bought.

    What s normally covered –

    • Any damage to the car whether it s your fault or someone elses
    • Fire, theft and vandalism
    • Injury and any legal obligations surrounding this

    Recommended cover

    There are not many insurance companies that offer such a hassle free and straightforward way to insure your car short term than www.insure4aday.co.uk .

    They specialise in providing this type of cover quickly and efficiently at a price that won’t break the bank either.

    In four simple steps you can get immediate and comprehensive cover for one day, one week, or one month, so you don’t have to worry about filling out countless questionnaires or providing endless personal details.

    Click here to get a quick quote for temporary motor insurance

    Their policies offer cover for up to two drivers on a short term basis, whatever your reasons, with secure online credit or debit card transactions and immediate emailing of documentation once payment has been made.

    The website is extremely straight forward. containing all the information you need to go ahead with a short term policy and with a five of five star rating from over 10,000 customers already, we can’t think of a better option for your temporary motor insurance.

    1. Simply complete your details on the proposal form
    2. Accept your quote and make payment
    3. Print your certificate at home
    4. Enjoy your cover and peace of mind!

    Why get short term car insurance?

    It is an offence to drive a vehicle without insurance, even if it is for a single trip or just one day.

    Getting caught without the appropriate cover could be more costly and damaging than the simple purchase of temporary insurance. let alone the risk if you were to be involved in an accident.

    Short term car insurance is a cost effective way to make sure you don’t fall foul of the regulations and you are safe and covered if anything was to happen while you, or a another party, is behind the wheel.

    The alternative is to purchase a full 12 months policy, which can be extremely expensive, or add additional drivers to an existing policy, which again could work out costly and also risk any future no claims discounts if an accident was to happen. Taking out temporary insurance means that you save money and don’t risk losing those valuable no claims bonuses.

    Typically, temp cover car insurance is available for between 1 and 28 days. regardless of the circumstances. It is entirely up to you how long you need the cover for but bear in mind you are only covered for the exact number of days as specified when taking out the policy.

    Continuing to drive the vehicle after midnight on the day the policy ends means you are not covered and therefore driving illegally. Think carefully about how long you genuinely need the vehicle for and be vigilant about it.

    There are a few conditions that usually apply to temporary insurance policies; the driver must be over 21 years of age (in some cases, 25), and must have held a full UK, EU or EEA driving license for longer than 12 months.

    As with all insurance policies, the cost will vary from person to person depending on things like the type and size of vehicle, but short term cover can be especially reasonable with the right insurer.

    Get started with your temp insurance cover here

    Leave a Reply Cancel reply


    Short-term-lease – 3, 6, 12 month car and van lease offers #car #estimate


    #short term car lease
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    Short Term 3/6 12 Month Lease

    We understand that sometimes you need to be flexible

    Our New 3 and 6 Month Contract for cars and commercials

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    Rentals are subject to VAT.

    Our supplier will require a security deposit for personal lease customers and may/may not need a security deposit for businesses (subject to status), which if required will be fully refunded at the end of the lease period subject to any vehicle damage and/or excess mileage charges.

    Excess mileage charge is 12 pence per mile plus vat.

    Payment profile is 1 monthly rentals in advance, followed by 2/5 monthly payments.

    Our vehicles are brand new so have to be registered and pre-delivery inspected prior to delivery so we like to try and allow 7 days from the point of acceptance to delivery however will move quicker if necessary.

    12 18 Month Lease Deals


    Month to month (pay as you go) car insurance #rental #car #rates


    #pay as you go car insurance
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    Pay-as-you-go car insurance is cover on a month-to-month basis. Drivers may cancel it at any time and may reactivate it when they need it. It’s ideal for those who need cover for longer than the 1 to 28 days allowed by temporary cover. but who do not need year-round cover on a car.

    Who Needs Pay-as-you-go?

    Month-to-month cover is perfect for people who will drive a car they don’t necessarily own for several months, but not year-round. The classic example is the university student who returns home for holiday and wants to drive his or her parent’s car. Another example is the professional who is living away from home for a few months and who needs to drive in that time. Members of the armed forces who may leave the country for long periods might also purchase such a policy because it allows great flexibility. People who know they only drive every few months might even elect to use pay-as-you-go cover for their cars, rather than paying for a full year’s policy; they should take care, however. Driving on public roads without insurance is against the law and may carry with it heavy penalties, so motorists must always ensure they have proper cover before getting behind the wheel.

    Click here for a quote

    How to Buy it

    Online insurers offer pay-as-you-go cover that drivers may purchase and manage wholly on their websites. Websites offer extensive flexibility drivers can get quotes, purchase cover, download policy documentation, make changes to the policy, add drivers, and do a myriad other things all from the website, whenever they want. Quotes are valid for 14 days, unless the cover is to begin with those 14 days. In that case, the quote expires the day the cover would have started and drivers would need to re-enter their information to get a new quote. Payments are made electronically, by debit or credit card, and cover begins immediately. The policy then automatically renews every month until the policyholder cancels it. Insurers require a certain number of days’ notice when cancelling, after which there are no refunds if one’s card is charged.

    Policy Details

    Drivers have different options based on their needs. They can choose comprehensive, third party fire and theft, or third party only cover. Policyholders may include up to four vehicles on the policy, with up to four named drivers, provided the insurer will accept all the cars and drivers. Some pay-as-you-go schemes even include no claims bonus accelerators, offering a one year bonus after only 8 months of claims free-driving. Once drivers have 5 years or 40 months their no claims discount is guaranteed for life with some insurers, although this will not necessarily be accepted by others. Motorists should be sure to read the policy documents; they list numerous exclusions and exceptions, so it’s important to know the details of cover.

    Copyright 2014 All Rights Reserved


    Short-term-lease – 3, 6, 12 month car and van lease offers #selling #a #car


    #short term car lease
    #

    Short Term 3/6 12 Month Lease

    We understand that sometimes you need to be flexible

    Our New 3 and 6 Month Contract for cars and commercials

    FREE Servicing and maintenance costs included

    FREE Recovery Policy included

    FREE England Wales collection and delivery

    Rentals are subject to VAT.

    Our supplier will require a security deposit for personal lease customers and may/may not need a security deposit for businesses (subject to status), which if required will be fully refunded at the end of the lease period subject to any vehicle damage and/or excess mileage charges.

    Excess mileage charge is 12 pence per mile plus vat.

    Payment profile is 1 monthly rentals in advance, followed by 2/5 monthly payments.

    Our vehicles are brand new so have to be registered and pre-delivery inspected prior to delivery so we like to try and allow 7 days from the point of acceptance to delivery however will move quicker if necessary.

    12 18 Month Lease Deals


    Cheap Car Insurance For Used Cars – FREE Car Insurance Quotes Allow you to Have MORE Money Every Month! #car #comparisons


    #cheap used car
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  • The Online College Student Diet: One Course Per Month #month #online #degree


    #

    By Autumn Miller
    Student Mentor, College of Business

    At WGU, each student is assigned apersonal faculty memberto work with them as a mentor throughout their time at WGU. Additionally, each course has its own course mentors, subject-matter experts who are available to help students get through course material. Advice from your mentors is invaluable as you make your way through your online degree program. But we also want you to benefit from the wisdom of mentors not necessarily assigned to you, so occasionally, The Night Owl features advice from WGU mentors in colleges throughout the university.

    With the new year upon us, we will undoubtedly come across plenty of advice on “how to set a goal and keep it.” We will learn that the key to a goal is to make it SMART—specific, measurable, attainable, relevant, and time-bound. For example, “I will lose weight” is a great start, but it’s not a SMART goal. To turn it into a SMART goal, focus on “what by when”—say, “I will run 30 minutes every Monday, Tuesday, and Wednesday.” This goal is much more specific, measurable, and attainable.

    My recommendation for 2015 is to tackle your college courses like a diet or exercise routine and create bite-sized, doable SMART goals. Because we are human (and very busy adults!), we feel the crunch of any 180-day, six-month term around Day 150. It’s not healthy to lose 50 pounds in the last 30 days of a diet. Likewise, completing two or three courses in the last 30 days of a term can leave you exhausted, burnt-out, and fatigued.

    In my best fitness trainer voice: “I challenge you to complete 1 course every 30 days.”

    Visualize 4 courses in 4 months!

    • For undergraduate students, a 3-CU course is recommended to take about six weeks.
    • For graduate students, a 2-CU course is recommended to take about six weeks.

    I want you to feel the burn, push yourself, and finish a course in four weeks instead of six. Bring the sense of urgency that you feel at the six-month mark to each and every month. Use the gift of a new month to conquer another course.

    • At Day 25 of each month, make sure the exam is scheduled or the final task is submitted.
    • At Day 1 of each month, take a pre-assessment or preview the task directions.

    A wise student once told me: “When running a marathon, you don’t focus on Mile 26; you focus on the mile you are currently running.” Each course is a mile and I challenge you to finish it in 30 days. Yes, there are courses that will take longer than a month. Your mentors can help you plan ahead for these courses and create six-week, eight-week, and 12-week goals.

    For every mile, or course, focus on the next smallest step (that you feel is doable) and create a SMART goal. Here are a few possibilities to get you started:

    • I will read 12 pages for my course every morning before work.
    • I will watch one video each day for my course every evening after dinner.
    • Once a week, I will ask a question or post a comment in Course Chatter.
    • I will take a pre-assessment at the beginning, middle, and end of the course.
    • At the conclusion of every chapter or topic, I will summarize the main ideas in my own words.
    • I will review my flashcards for the course during lunch every day.
    • Each week, I will share something I learned with another person (a mentor, a colleague, a family member, etc.)

    To paraphrase author Wallace Wattles, the best thing you can do for this world is be the best version of you. I believe a degree is worth pushing yourself each and every day. Remember, you can do this! Think how much farther along you are than everyone who didn’t even start the race. Make 2015 your best student year yet!

    Autumn Miller joined WGU in July 2009. She graduated from Arizona State University with a bachelor’s degree in humanities and earned her J.D. from the Sandra Day O’Connor College of Law. Prior to joining WGU, she earned a post-baccalaureate teaching certificate and taught language arts, social studies, algebra, and gifted education in an inner-city middle school. She transitioned into higher education and served as faculty, faculty manager, and curriculum manager. Autumn is a lifelong learner and a student-centered educator who is passionate about helping WGU students achieve their education goals.