Instant online life insurance quote #instant #online #life #insurance #quote


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We created a simple and easy way

for you to purchase Term Life Insurance while engaged in your busy work schedule. The insurance companies quoted are some of the most highly rated and competitive in the industry.

For the first time ever, you will be able to choose a company based on all the factors that are considered by the insurance company when they underwrite a case. We show all the premiums from Preferred Plus to Standard along the same row. No longer will you be shown only one premium, only to find out later you qualified for a higher premium. The specific underwriting guideline chart for each insurance company is available for you to review. This allows you to match the lowest premium that best fits your profile based on the underwriting criteria used by the Insurance Company.

Once you decide on the Insurance company, product and amount just proceed to the Application Request form. The more information you provide here will greatly speed up the process in getting the application completed and into the insurance carrier’s hands for the start of the underwriting process.

No matter what your needs for Term Life Insurance, we welcome the opportunity to serve you.

Introduction to Term Life Insurance

Term insurance provides protection for a specific period of time. It pays a benefit only if you die during the term. The premiums are guaranteed during the level pay period. When purchasing a level term life insurance policy be sure you are aware of the guaranteed premium period. Once you have been approved and placed the policy in force with the first payment, the insurance company is obligated to keep the policy in force as long as you keep paying the premiums. You are not obligated to pay, but once you stop paying, the policy will lapse after usually a 30 day grace period. Some term insurance policies can be renewed when you reach the end of the level pay period. The premium rates increase at each renewal date. Most policies require that evidence of insurability be furnished at renewal for you to qualify for the lowest available rates.

Advantages and Disadvantages of Term Life

Advantages

  • Initially, premiums are generally lower than those for permanent insurance, allowing you to buy higher levels of coverage at a younger age when the need for protection often is greatest.
  • It’s good for covering specific needs that will disappear in time, such as mortgages or car loans.
  • The longer level term products can provide coverage as long as most people might need life insurance.

Disadvantages

  • Premiums increase as you grow older, after the term selected expires, providing it renews past that term.
  • Coverage may terminate at the end of the term or may become too expensive to continue.
  • Generally, the policy doesn’t offer cash value or paid-up insurance.

Questions to Consider When Considering a Term Policy

  • How long can I keep this policy? If you want the option to renew the policy for a specific number of years or until a certain age, what are the terms of renewal of the contract.
  • Can I convert to a permanent policy? Some policies allow you to convert the policy to permanent insurance without a medical exam, regardless of your physical condition at the time of the conversion. These policies are known as “convertible term.”

Purchasing Tips

Here are a few tips to keep in mind when purchasing a life insurance policy:

  • Take your time. On the other hand, don’t put off an important decision that would protect your family. Make sure you fully understand any policy you are considering and that you are comfortable with the company and product.
  • After you have purchased an insurance policy, keep in mind that you may have a “free-look” period usually 10 days after you receive the policy during which you can change your mind. During that period, read your policy carefully. If you decide not to keep the policy, the company will cancel the policy and give you an appropriate refund. Review the copy of your application contained in your policy. Promptly notify the agent or the company of any errors or missing information.
  • Review your policy periodically or when your situation changes to be sure your coverage is adequate.

Here are some additional items to consider when you are selecting a term or permanent policy:

What happens if I fail to make a the required payments

  • If you miss a premium payment, you typically have a 30- or 31-day grace period during which you can pay the premium with no interest charged. In a term policy at the end of the grace period if you do not make a payment the policy will lapse. In a permanent policy, the company can, with your authorization, draw from a permanent policy’s cash surrender value to keep that policy in force as long as there is sufficient cash surrender value. In some flexible premium policies, premiums may be reduced or skipped as long as sufficient cash values remain in the policy. However, this will result in lower cash values.

What if I become disabled?

What happens if I fail to make a the required payments

  • Most policies offer a waiver of premium rider at an additional cost. With this rider, if you become totally disabled for a specified period of time, you do not have to pay premiums for the duration of the disability.

Are other riders available?

Provisions or riders that provide additional benefits can be added to a policy at an additional cost except for the accelerated death benefit rider.

  • Accidental Death Benefit – provides for an additional benefit in case of death by accidental means.
  • Child Rider – allows you to add some coverage for your children. Availability and specifics varies by carrier and state.
  • Accelerated Death Benefit rider allows you to receive a portion of the proceeds of your life insurance policy before you die if you are diagnosed as terminally ill by a practicing, licensed physician. Availability and specifics varies by carrier and state. An accelerated death benefit rider is usually included on most term life insurance policies at no additional cost. It is important to note the amount accelerated is treated like a policy loan, and is deducted from the face amount of the policy along with any accrued interest and administrative fees.

When will the policy be in effect?

  • If you decide to purchase the policy, find out when the insurance becomes effective. This could be different from the date the company issues the policy.

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Life Insurance

Life insurance is your financial safety net

Progressive Advantage life insurance (powered by Efinancial) can help your family maintain the lifestyle they’ve grown to love and provide longer-lasting financial security. Your family can use it to help pay for funeral expenses, housing costs, medical bills not covered by health insurance, children’s college, debts and just about anything else they may need.

Simply put: life insurance can remove many of your financial worries. Just get a life insurance quote today, check these worries off your list and your family could be better protected.

Life insurance rates are more affordable than you might think

Progressive Advantage offers affordable life insurance rates starting at $14 per month. *

Coverage options start at $50,000 and go all the way up to $1 million. The younger and healthier you are, the more affordable your rates can be.

What is life insurance and how it works

A life insurance policy works similarly to any other type of insurance policy. You determine how much coverage you need, how long you need it and then you make your payments (called premiums). You typically can choose to pay monthly, annually or quarterly for 10, 20, 30 years or over your lifetime to maintain the coverage. When you die, if your policy is still active, the people you’ve listed on your policy (called your beneficiaries) get paid the death benefit. In most cases, this payment is paid in one lump sum.

Different types of life insurance

Typically gives the most bang for your buck with the most affordable premium payments and a comparable payout. As long as premiums are paid, the policy lasts the selected term length (standard options are 10, 15, 20 and 30 years).

Gives a guaranteed payout no matter when you pass away, as long as you keep paying your premiums. Plus, funds can often be withdrawn from your policy. These funds are known as the cash value of your life insurance policy.

Offers more affordable premium payments and a lower payout amount. This type of life insurance is designed for paying off your final expenses, such as medical bills, credit card debt, funeral and burial costs, etc.

Get a life insurance quote online and compare rates in just 5 minutes

We partner with Efinancial to bring you one of the industry’s leading searching and comparing technologies. It’s 100% secure, and Efinancial works with top-rated life insurance companies to bring you some of the most competitive rates.

Get a life insurance quote, and you can instantly compare policy options and estimated rates from several leading life insurance companies.

Get a life insurance quote online or call for expert advice


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  • Get a free online loan eligibility assessment without accessing your credit file.
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Financial Services Online

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Life Insurance Policy Locator #topsearch, #consumers, #life, #annuity, #viatical, #buying, #shopping


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Life Insurance Policy Locator

TDI can help you find a missing life insurance policy or annuity.

How it works

  1. Fill out the Consumer Request Form with basic information about the deceased person for whom you’re trying to find a life insurance policy or annuity contract.
  2. Each month, TDI will give the information from the request forms to the companies voluntarily participating in the service .
  3. The companies will search their records to determine whether they have life insurance policies or annuity contracts in the name of the deceased.
  4. The companies will contact you directly if they find a policy or contract and you’re authorized to receive the information.

Who can get information

To get information about a life insurance policy or annuity contract you must be

  • the legal representative of the deceased person’s estate
  • otherwise legally entitled to information about a policy (for example, the policy’s beneficiary).

How long it takes

In most cases, you should learn whether a participating company was able to locate a policy within 90 days of the date you submitted your request to us. If you don’t get a response from a company within 90 days of your request, it means that either the participating companies didn’t find a policy or annuity contract in the deceased’s name or you aren’t eligible to get this information.

What the companies look for

The companies will search only for policies or contracts that were in force at the time of the insured’s death. This means that the insured must have kept up premium payments, or that the policy had enough cash value to cover the cost of insurance after the payments stopped. Companies will also search for policies or contracts that, within 12 months before the date of death, were terminated, lapsed, surrendered, or transferred.

More tips for tracing missing or old life insurance policies

TDI has no way of knowing whether any person has life insurance and with which company. We can, however, offer some tips for continuing your search.

  • Examine your relative’s bank statements and check registers for payments to life insurance companies. Life insurers commonly require payment of premiums by bank drafts. These payments appear on monthly bank statements.
  • Look for insurance agents in your relative’s address book or personal phone directory. The agent who wrote your relative’s car, home or health insurance also may have sold him or her a life insurance policy.
  • Contact the employee benefits offices at your relative’s former employers. Sometimes people buy group life insurance at work.
  • Review your relative’s income tax records to see if he or she reported interest income on a cash value life insurance policy.

If a life insurance company knows that an insured has died but it cannot find the policy beneficiaries within three years, it must send the death benefit to the state Comptroller’s unclaimed property fund. The rightful owners of the life insurance proceeds can reclaim them from the Comptroller. For more information, go to the Comptroller’s unclaimed property Web site, www.cpa.state.tx.us/up/ .

Just be aware that for a life insurance policy to be valid, your relative had to keep it in force by paying the premiums. Some cash value policies become “paid up” after a person pays premiums for a specific number of years. However, people often cancel policies or let them lapse but keep the discontinued policies in their records.

If you find a life insurance policy for a deceased relative but can’t locate the company, you can get help from TDI by calling the Consumer Help Line at 1-800-252-3439. You can also use the Company Lookup feature on TDI’s Web site. Profiles of active companies include addresses and phone numbers. Profiles of inactive companies include histories that let you trace mergers, acquisitions and reinsurance agreements that transferred their policies to other companies.

For more information or assistance

If you have questions or need more information, please call our Consumer Help Line at 1-800-252-3439.

  • Top 40 Life Insurance Companies – Based on Texas written premium with percentage of market share
  • Top 40 Annuity Insurance Companies – Based on Texas written premium with percentage of market share

Complaints

  • Insurance Complaints Resource Page – Use for reporting complaints against insurance companies or agents. Also search TDI s Internet Complaint Information System (ICIS) by summary complaint information by quarter, region complaint information by quarter, or line of insurance.

Related Web Links

  • Consumer Federation of America – For a fee, CFA will analyze the return rate on a cash value life policy.

For more information, contact:

Last updated: 04/06/2016

Contact Information and Other Helpful Links


Welcome to Monumental Life Insurance Company #monumental #life #insurance #forms, #monumental #life #insurance #quality #families


#No matter your question or concern, Monumental is here to help. Call us toll-free at
1 800 638 8030, find your local office. or e mail us regarding a particular topic. Our FAQ often answers basic questions, too.

  • COMMUNITY SERVICE
    • Our mission, to help American families improve the quality of their lives, is more than a corporate slogan. As MonLife employees, providing ife insurance is only one of the ways we contribute to our communities .

      MonLife is expanding, and that means we are always looking for outgoing and dedicated talent. Check out what rewarding careers await you as a full time employee or independent agent.

      GETTING HELP IS AS EASY AS 1, 2, (or) 3.

      1. FIND YOUR LOCAL AGENT

      Most questions should be addressed to your local office. We have offices across 20 states. If you don’t know the contact information for your office, you can search for it by state or by policy number:

      2. CALL 1 800 638 3080

      This is our toll free National Service Center hotline. If you require assistance beyond what your local office can provide, please give us a call at this number.

      3. USE OUR ONLINE E MAIL SYSTEM

      If you prefer correspondence through e mail, take a look at the categories in the provided drop down, select the most accurate and click Go! to send us an e mail:

      For basic questions, you might wish to look over our Company FAQ.

      About Policy Number searches: In some cases, certain types of policies may be serviced by another AEGON USA service center, so you may have to be referred to another location.

      If your policy number begins with the alphabetical letters (MZ)
      or (IZ), please call AEGON Direct Marketing Services, since they provide customer service for these policies. (1-800-752-9797)


  • Great West Life Customer Service Phone Number #great #west #life #insurance #phone #number


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    Keep in Touch With Us

    Great West Life Customer Service Number Delineated Here With Complaints and Reviews

    No complaints and reviews so far for Great West Life.To add review or complaint against Great West Life Click Here.
    We advise you to express your problem or complaint against Great West Life. your phone number should be mentioned in your comment, so that Great West Life will communicate to you on your phone number mentioned in your comment.

    Copyright 2017 allcustomercarenumbers.net. All rights reserved.


    Travel Health Insurance: International Travel Medical Insurance, HTH Worldwide Travel Insurance, terms of life insurance.#Terms #of #life #insurance


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    Travel Health Insurance

    Terms of life insurance

    Travel medical accident protection, offering pre-existing condition coverage, evacuation insurance: plans up to $1,000,000 in medical benefits are available. If you’re planning to travel for 6 months or less, this is the plan for you.

    • Terms of life insurance
    • Terms of life insurance

    Terms of life insuranceGLOBAL CITIZEN – International Medical Insurance

    Customize your medical insurance plan to suit your international living needs. Worldwide health insurance for international living and travel exceeding a six month period. You can choose a doctor or hospital anywhere in the world in or out of our elite network.

    • Terms of life insurance
    • Terms of life insurance

    Terms of life insuranceGLOBAL STUDENT – Student Health Insurance

    International health insurance designed to meet the needs of U.S. students and faculty abroad and international students and faculty in the U.S. This is the leading health plan for international education.

    • Terms of life insurance
    • Terms of life insurance

    Terms of life insuranceTRIP PROTECTOR – Travel Insurance

    All-inclusive international travel insurance that protects against trip cancellation and interruption, medical evacuation, baggage loss protection and more.

    • Terms of life insurance
    • Terms of life insurance

    Single Trip Health Insurance

    Long Term International Medical Insurance

    International Student Health Insurance

    Trip Cancellation Protection and More

    Terms of life insurance

    Worldwide Insurance Services, LLC (Worldwide Services Insurance Agency, LLC in CA and in NY) offers a variety of travel medical insurance across the U.S. under leading brands.

    We offer a wide selection of travel health insurance plans that include coverage for hospital care, surgery, office visits, prescription drugs and medical evacuation.

    Travel the world with confidence knowing that you have convenient access to our community of trusted English-speaking physicians in more than 180 countries.

    When you Get A Quote, you will see travel health insurance products for the brand available in your area.

    Terms of life insurance

    Travel Health Insurance Testimonials

    Terms of life insurance

    Frequent world travelers, Robert and Margaret, recount Robert’s accident and how his medical care was handled.

    No matter where you roam, use our convenient mobile apps to find carefully-selected local healthcare resources.


    Trumbull Car Insurance Agents #trumbull, #connecticut #insurance #agents, #trumbull, #connecticut #auto #insurance, #trumbull, #connecticut #home #insurance, #trumbull, #connecticut #life #insurance, #trumbull, #connecticut #business #insurance


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    Car Insurance Agents in Trumbull, CT

    Find a Nationwide Insurance Agent in Trumbull, Connecticut

    Nationwide auto insurance

    Whether it’s a fender bender with the next door neighbor or a dozen car pile up on the highway, you’ll want to know that submitting an auto insurance claim is going to help return your life to normal, not increase the size of the headache coming your way. And you shouldn’t have to pay for this basic customer service like it is a luxury. Between the On Your Side Claims Service and common policy rate discounts, Nationwide has earned our 95 member satisfaction rating. Don’t hesitate to explore your options with our online tool, or talk to a Trumbull auto insurance agent about specific policy choices or specialized vehicle coverage.

    Nationwide homeowners insurance

    The suburban homes that dominate Trumbull’s neighborhoods may avoid the tightly packed row houses and urban dwellings of the big city. But whether it’s a swimming pool, older home construction, or interior renovations, every property has its own set of hazards and risk profile. Most people know that Trumbull home insurance is necessary, but few immediately know which dwelling, belonging, and liability coverage makes sense for their property and household. If you have any questions, don’t hesitate to reach out to a local agent.

    Nationwide life insurance

    There’s a lot of life to live in a small city like Trumbull. In the face of unexpected tragedy, things are not going to be like they were. The financial burden can be considerably lessened, however, if you have life insurance coverage. What kind depends on a number of household factors and personal preferences. If you don’t already know what you need, our Trumbull life insurance agents can walk you through the process with speed and confidence.

    Nationwide business insurance

    We’re not going to pretend that Trumbull, proud as it is, is a major economic force in Connecticut. On the other hand, it means that every small business firm and retail shop is that much more indispensable to the local economy. And many of the same types of insurance products (liability, property, and fleet insurance coverage) are needed by small and medium sized businesses. Likewise, our Trumbull business insurance agents don’t skip any steps when managing the risks facing local companies. Don’t wait to talk about how to protect what you’ve worked so hard to build.

    Personalized Quotes and Local Insurance Coverage

    Many customers like to explore their options with our online tool. It only takes a few moments to get estimates based on your zip and insurance choices. Just know that you can also talk to an agent at any point during the process.


    Merrill Lynch RPM Index – Designed to Reduce Risk and Leverage Positive Momentum #merrill #lynch #life #insurance


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    Modern Index Construction Seeking Broad Diversification

    The RPM Index is designed to leverage principles used by the largest financial institutions—including diversification, positive momentum and risk control — to help generate consistent returns in good and bad market environments. Diversification starts with a group of global asset classes across equities, fixed income and real assets: 1

    • Domestic Equities
    • International Equities
    • Emerging Markets Equities
    • Gold
    • Real Estate
    • Bonds

    The RPM Index applies a rules-based approach to eliminate emotion, bias and the need to time the markets. The asset classes are rebalanced each month with an aim to reduce risk and correlation while leveraging positive short-term momentum. The result is an index that seeks to provide a broader level of diversification.

    Key Terms and Resources

    CORRELATION – The price relationship between two asset classes. Asset classes with high correlation tend to move in the same direction. Asset classes with low correlation tend to move independently.

    MOMENTUM – The tendency for assets with demonstrated short-term performance, positive or negative, to continue to perform. The RPM Index removes asset classes that have negative 12-month momentum.

    RISK – Rapid price changes up or down increase the risk of short-term losses. Each month, the RPM Index is designed to allocate more to asset classes exhibiting lower risk and less to asset classes exhibiting higher risk. Daily risk control is applied, which seeks to further reduce risk.

    1 Each asset class is represented by an underlying: the S P Low Volaility Index, iShares MSCI EAFE Index Fund, iShares MSCI Emerging Markets Index Fund, SPDR Gold Shares ETF, Merrill Lynch 10-year U.S. Treasury Futures Index, iShares Dow Jones US Real Estate ETF and Merrill Lynch 2-Year Treasury Futures Index.

    Athene Annuity and Life Company’s Product (“Product”) is not sponsored, endorsed, sold or promoted by Merrill Lynch, Pierce, Fenner Smith Incorporated or its affiliates (“BofA Merrill Lynch”). BofA Merrill Lynch has not passed on the legality or suitability of, or the accuracy or adequacy of descriptions and disclosures relating to, the Product, nor makes any representation or warranty, express or implied, to the owners of Product or any member of the public regarding the Product or the advisability of purchasing the Product, particularly the ability of the Merrill Lynch RPM Index™ (“Index”) to track performance of any market or strategy. BofA Merrill Lynch’s only relationship to Athene Annuity and Life Company (“Licensee”) is the licensing of certain trademarks and trade names and the Index or components thereof. The Index is determined, composed and calculated by BofA Merrill Lynch without regard to the Licensee or the Product or its holders. BofA Merrill Lynch has no obligation to take the needs of the Licensee or the holders of the Product into consideration in determining, composing or calculating the Index. BofA Merrill Lynch is not responsible for and has not participated in the determination of the timing of, prices of, or quantities of the Product to be issued or in the determination or calculation of the equation by which the Product is to be priced, sold, or purchased, or redeemed. BofA Merrill Lynch has no obligation or liability in connection with the administration or marketing of the Product.

    BOFA MERRILL LYNCH DOES NOT GUARANTEE THE ACCURACY AND/OR THE COMPLETENESS OF THE INDEX OR ANY DATA INCLUDED THEREIN AND BOFA MERRILL LYNCH SHALL HAVE NO LIABILITY FOR ANY ERRORS, OMISSIONS, UNAVAILABILITY, OR INTERRUPTIONS THEREIN. BOFA MERRILL LYNCH MAKES NO WARRANTY, EXPRESS OR IMPLIED, AS TO RESULTS TO BE OBTAINED BY LICENSEE, HOLDERS OF THE PRODUCT OR ANY OTHER PERSON OR ENTITY FROM THE USE OF THE INDEX OR ANY DATA INCLUDED THEREIN. BOFA MERRILL LYNCH MAKES NO EXPRESS OR IMPLIED WARRANTIES AND EXPRESSLY DISCLAIMS ALL WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE, WITH RESPECT TO THE INDEX OR ANY DATA INCLUDED THEREIN. WITHOUT LIMITING ANY OF THE FOREGOING, IN NO EVENT SHALL BOFA MERRILL LYNCH HAVE ANY LIABILITY FOR ANY SPECIAL, PUNITIVE, INDIRECT, INCIDENTAL, CONSEQUENTIAL DAMAGES, OR LOST PROFITS, EVEN IF NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGES.

    “BofA Merrill Lynch ® ” and the “Merrill Lynch RPM Index™“are trademarks of Merrill Lynch, Pierce, Fenner Smith Incorporated or its affiliates and have been licensed for use by Athene Annuity and Life Company.

    The Merrill Lynch RPM Index™ is the property of BofA Merrill Lynch, which has contracted with S P Opco, LLC (a subsidiary of S P Dow Jones Indices LLC) to calculate and maintain the Index. The Index is not sponsored by S P Dow Jones Indices or its affiliates or its third party licensors (collectively, “S P Dow Jones Indices”). S P Dow Jones Indices will not be liable for any errors or omissions in calculating the Index. “Calculated by S P Dow Jones Indices” and the related stylized mark(s) are service marks of S P Dow Jones Indices and have been licensed for use by Licensee.

    The S P 500 ® (the “Index”) is a product of S P Dow Jones Indices LLC or its affiliates (“SPDJI”), and has been licensed for use by Athene Annuity and Life Company. Standard Poor’s ® and S P 500 ® are registered trademarks of Standard Poor’s Financial Services LLC (“S P”); Dow Jones ® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Athene Annuity and Life Company.

    Athene Annuity and Life Company’s Products are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S P, any of their respective affiliates (collectively, “S P Dow Jones Indices”). S P Dow Jones Indices makes no representation or warranty, express or implied, to the owners of the Athene Annuity and Life Company’s Products particularly or the ability of the S P 500 ® to track general market performance. S P Dow Jones Indices’ only relationship to Athene Annuity and Life Company with respect to the S P 500 ® is the licensing of the S P 500 ® and certain trademarks, service marks and/or trade names of S P Dow Jones Indices and/or its licensors. The S P 500 ® is determined, composed and calculated by S P Dow Jones Indices without regard to Athene Annuity and Life Company or the Athene Annuity and Life Company’s Products. S P Dow Jones Indices have no obligation to take the needs of Athene Annuity and Life Company or the owners of Athene annuity and Life Company’s Products into consideration in determining, composing or calculating the S P 500 ®. S P Dow Jones Indices are not responsible for and have not participated in the determination of the prices, and amount of Athene Annuity and Life Company’s products or the timing of the issuance or sale of Athene Annuity and Life Company’s Products or in the determination or calculation of the equation by which Athene Annuity and Life Company’s products are to be converted into cash, surrendered or redeemed, as the case may be. S P Dow Jones Indices have no obligation or liability in connection with the administration, marketing or trading of Athene Annuity and Life Company’s Products. There is no assurance that investment products based on the S P 500 ® will accurately track index performance or provide positive investment returns. S P Dow Jones Indices LLC is not an investment advisor. Inclusion of a security within an index is not a recommendation by S P Dow Jones Indices to buy, sell, or hold such security, nor is it considered to be investment advice.

    S P DOW JONES INDICES DOES NOT GUARANTEE THE ADEQUACY, ACCURACY, TIMELINESS AND/OR THE COMPLETENESS OF THE INDEX OR ANY DATA RELATED THERETO OR ANY COMMUNICATION, INCLUDING BUT NOT LIMITED TO, ORAL OR WRITTEN COMMUNICATION (INCLUDING ELECTRONIC COMMUNICATIONS) WITH RESPECT THERETO. S P DOW JONES INDICES SHALL NOT BE SUBJECT TO ANY DAMAGES OR LIABILITY FOR ANY ERRORS, OMISSIONS, OR DELAYS THEREIN. S P DOW JONES INDICES MAKE NO EXPRESS OR IMPLIED WARRANTIES, AND EXPRESSLY DISCLAIMS ALL WARRANTIES, OR MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE OR AS TO RESULTS TO BE OBTAINED BY ATHENE ANNUITY AND LIFE COMPANY, OWNERS OF THE ATHENE ANNUITY AND LIFE COMPANY’S PRODUCTS, OR ANY OTHER PERSON OR ENTITY FROM THE USE OF THE INDEX OR WITH RESPECT TO ANY DATA RELATED THERETO. WITHOUT LIMITING ANY OF THE FOREGOING, IN NO EVENT WHATSOEVER SHALL S P DOW JONES INDICES BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES INCLUDING BUT NOT LIMITED TO, LOSS OF PROFITS, TRADING LOSSES, LOST TIME OR GOODWILL, EVEN IF THEY HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, WHETHER IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE. THERE ARE NO THIRD PARTY BENEFICIARIES OF ANY AGREEMENTS OR ARRANGEMENTS BETWEEN S P DOW JONES INDICES AND ATHENE ANNUITY AND LIFE COMPANY, OTHER THAN THE LICENSORS OF S P DOW JONES INDICES.

    Fixed indexed annuities issued by the Athene Annuity and Life Company, 7700 Mills Civic Parkway, West Des Moines, IA 50266-3862


    Your All Purpose Insurance And Financial Services Company #hollard #life #insurance


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    Third Party Car Insurance

    Hollard in Zambia offers comprehensive Third Party Car Insurance to cover you should you be responsible for any loss or damage.


  • Comfort Life

    Comfort Life Insurance is aimed at providing financial relief during the stressful time that accompanies the unfortunate loss of a loved one.


  • Travel Insurance

    Hollard Zambia offers travel insurance for you and your family giving you access to a global network of service providers and a 24-hour medical helpline.

    Find the right solution for you

    Hollard In Zambia

    Hollard Insurance Zambia Limited and Hollard Life Assurance Zambia Limited are both entirely Zambian-managed insurance companies. We offer a wide variety of products, including funeral insurance, life insurance and car insurance.

    We believe in the value of long-term trust and the nurturing of positive relationships with all of our partners and clients.

    Our efficient and independent decision-making enables us to bring innovative products to the market, such as pure month-to-month insurance policies. from accident to funeral insurance.

    We provide specialised cover and tailor-made solutions. such as car insurance, life insurance and funeral insurance options that suit the needs of both our individuals and businesses customers.

    Hollard Life Zambia offers Group Life Insurance aimed at giving you, as an employer, peace of mind. With comprehensive employee cover, we make sure that your business and its employees and families are protected. guaranteeing continued productivity and peace of mind.

    Our Comfort Life insurance policy offers financial relief after the death of a loved one. From tax-free payments to unmatched turnaround, and a no-fuss policy, we give you funeral insurance options certain to assist in times of unexpected loss.

    Hollard Zambia offers various general insurance products, including comprehensive car insurance. and Third Party Car Insurance. a compulsory policy requirement for all vehicle owners. Should you be involved in an accident, our third party insurance products give you all-inclusive protection against damage, injury and even death. We compensate you against all liability in the form of payment for damages and other expenses, as well as shield you from the burden of legal fees.

    Together Hollard Insurance Zambia Limited and Hollard Life Assurance Zambia Limited strive to continually provide excellent insurance products, efficient customer service and streamlined claims processes, across our entire range of solutions.