HR and Payroll Software #opera #3,opera #ii,opera,gold,capital,unity,accounting #software,accounts #software,business #software,accounting,accounts,business,pegasus,uk,ireland,small #businesses,finance,financial,modular,integrated,32bit,32-bit,sme,smes,payroll,human #resources,hr,personnel,general,nominal,management #reports,cashbook,bank #reconciliation,banking,sales,debtors,purchase,inventory,traceability,stock,order #processing,invoicing,purchasing,sop,pop,ecvat,job #costing,costing,fixed #assets,bom,bills #of #material,work #in #progress,edi,crm,vat,bacs,electronic #payments,credit #control,manufacturing,mrp,engineering,distribution,epos,retail,wholesale,multi-currency,multicurrency,multi #currency,emu,euro,single #currency,xml,web #trading,ecommerce,web #reporting,internet,extranet,intranet,paye,ir31,p14/60,p35,inland #revenue #tax #credits,national #insurance,ssp,smp,student #loans,basda,custom #& #excise,windows,nt,resellers,dealers,partners,opera #ii #small #business,opera #ii #enterprise,excel #reporting,integration,excel #accounting #software,reporting,business #intelligence,olap,cube #analysis,performance #management,drill #down,management #accounts


Opera 3 Payroll & HR

  • Multi-user, with Company and Group password control and menu level access restriction
  • Full integration with Opera 3 Document Management
  • Links to the Nominal Ledger, Cashbook and Costing Financial modules of Opera 3
  • Definable cheque and payslip designs to suit Company stationery requirements
  • Create unlimited Companies with unlimited employees per Company
  • Weekly, fortnightly, four weekly and monthly paid employees can be maintained all in one company
  • Employee profiles for efficient employee record creation
  • Employee payment details and payslip images can be retained for up to 999 pay periods
  • Payslips from past periods can be reprinted at any time
  • Employees can be paid via BACS, reducing the time and costs required to process payments
  • Submit Year-End Returns via the Government Gateway using the Pegasus Online Filing Manager
  • In-Year P45(1), P45(3) and P46 file generation for online submission using the Online Filing Manager
  • Filtered Historical employee record processing to current legislative bandwidths
  • Automated Director’s National Insurance calculations
  • Multiple Pension Scheme management
  • Track report on key field changes for the Payroll year using the Audit Log
  • Backup and Restore facility
  • Fully automated SSP, SMP and SPP (Birth) processing and reporting, with complex legislation built in
  • Automated Attachment Orders processing and reporting
  • Retrospective NI code changes with automatic adjustment value calculation and processing
  • Caters for Holiday pay across year-end

Employee Records

  • Address, bank details and holidays
  • Tax and National Insurance To-Date details
  • Payments and deductions – permanent and temporary values, retained units and rates, zero this period facility
  • Quick calculation – showing net pay, total deductions and NI’able earnings
  • Retained History with payslip image drill down
  • Employee photograph attachment
  • Ability to embed documents, spreadsheets etc, via OLE technology


  • Departmental reporting
  • Payslip, cheque and BACS list generation
  • P35, P14 and P60 End-of-Year reports
  • P45(1), P45(3) and P46 In-Year reports
  • P11 Deductions Working Sheet
  • P32 employer’s Payment Record, with payment and funding recording and multi-company consolidation
  • This Period and To Date summaries
  • Comprehensive statutory payments, Attachment Orders and pension contribution reports
  • Additional Reporter module available, for the creation of your own reports


  • Mixed Pension schemes per company
  • Stakeholder Pensions
  • Fixed amount
  • Percentage of definable figure
  • Group Personal Pension
  • COMP
  • COSR
  • Freestanding AVC
  • Up to three different LEL/UEL criteria
  • Employee diary showing sickness, holidays, maternity and compassionate leave, and training
  • Variable employee working patterns reflected within the diary
  • Accurate days, hours and minutes event recording and analysis
  • Keep records for up to 99 years, including job changes and salary updates
  • Pro-rata holiday entitlement and holiday carry-over


  • Comprehensive, context senstive help

Extended Information Sources

  • Export information to Microsoft products such as Word and Excel
  • Send reports via e-mail
  • Payroll administrator and management reports delivered via e-mail
  • Regularly notify staff of remaining holiday entitlement automatically by e-mail
  • Automatically notify managers of Payroll requirement by e-mail

Houston Web Design, Development & Graphic Design Company #houston #website #design, #website #design, #web #design, #website #development, #web #development, #graphics #design, #3d #flash #animation, #flash #design, #flash #presentations, #flash #animation, #multimedia #services, #multimedia #presentations, #mobile #application #development, #mobile #game #development, #web #2.0, #web #programming, #internet #marketing, #business #presentations, #internet #marketing #services, #seo #services, #seo #company


See What’s Possible.

Custom Digital Interactions From Concept Through Execution

Softway Solutions is an interactive agency that produces seamless digital experiences that has been an industry leader in Houston, TX for over 10 years. Combining development, design, multimedia and marketing, we produce integrated systems that allow our clients to outperform themselves.

Our professionals craft custom communication assets that move businesses forward. Our clients utilize these assets to connect and interact with people around the world, spreading ideas, opportunities and information like never before.

No matter the size of your company or project, our sunset model works around the clock to bring digital products to life. Across all teams, at all hours, Softway Solutions drives interactive branded business communication.

Unique to Softway Solutions is the ability to build specialty products, market those products and maintain your custom solutions with dedicated retained talent.

Our development teams are unstoppable with specialties in both web development and mobile application development. We have full-time artists that practice communication design, typography, character creation, animation and much more. Marketing services can be utilized for search engine rankings, copywriting, online advertising and social media management.

Client services teams play a big role in the Softway Solutions experience. We work with you to identify the business needs, prioritize the workload and manage your project in budget.

The Leading Web Site Design, Mobile Applications Multimedia Services Company in Houston, Texas.

Whatever the size of your company or organization, Softway Solutions is your single, unique source for your website design development, Internet marketing services, graphics design and multimedia needs. If you are looking for custom web design, web 2.0 programming, custom database applications, mobile application development. 3D flash animation or interactive multimedia business presentations, then let one of our experienced consultants help analyze your requirements and have our skilled team of designers and programmers deliver your project. Our expertise has helped us to build an enviable reputation as one of the best web site design development companies in Houston, Texas.

Use just one or a few of our services, or implement complete, seamless turnkey solutions from front-end to, and including, back-end.

Website Design & Development, Houston

We provide world-class web site design & development services to enhance your web presence. These solutions range from CMS implementations, custom web programming, mobile friendly, responsive websites, dynamic websites, eCommerce websites, web 2.0 programming, custom database applications. Our web designers and web developers work together to meet your business objectives with the help of project management and quality assurance designed to make the experience of working with Softway Solutions seamless. Our Houston, TX office leads the charge on your project rather it be Microsoft technologies, open source technologies or an off-the-shelf CMS platform.

Mobile Application Development, Houston

In-house applications and public use, we build custom mobile applications that keep your business or organization on the cutting edge. Looking to extend your strategies to include mobile compatibility? We will work with you to streamline with mobile strategies that can help make everyday business operations easy and captivating for your audience. Beyond mobile for business, we can help scope and strategize mobile games and mobile education for all age groups. We employ specialist developers in iOS, Android and Blackberry operating systems along with the complimenting mobile design or multimedia service to make your mobile app come to life. We have been serving the Houston, TX area for over 10 years and we are one of the best development companies in town.

Multimedia & Animation Services, Houston

Mesmerize your audience with unique characters, 3D animation and sound and video engineering. Multimedia can be used as a stand-alone asset used to educate and grow awareness and it can be integrated with web technologies, mobile technologies and marketing campaigns. Communicating with live action, motion and sound can bridge audiences across the globe and put a memorable face to your brand. We can build multimedia based presentations for trade shows and conferences as well as investor presentations using Flash, animation, 3D renders and motion graphics. Our multimedia services have been reaching beyond Houston, TX for years but all of our products are made in-house.

Internet and Social Marketing, Houston

All of the development, design and multimedia projects we build need some assortment of marketing techniques to be most effective at producing results. Both internet and social marketing position your new digital tool in front of the right audience and at the right time to apply it as a true asset for communication. Internet marketing services consist of search engine optimization, online advertising, content marketing and data-driven tracking with complimenting analytics. Social marketing is all about promoting emotional responses and showcasing the right personality to represent your brand. Social is recommended in tandem with internet marketing because the analytics from the data tracking are crucial to crafting the right brand persona. The marketing strategies coming from our Houston team can include, pay-per-click ads, banner ads, short-form videos on Vine or Instagram, and social engagement with Twitter and YouTube contests.

Visual Communication & Graphic Design, Houston

Perception is in the eye of the beholder. Understanding how to communicate with imagery and user experience is a specialty that requires experience and a variety of artists to capture each unique perception. We work with existing brands creating new campaigns and assets like designing website and mobile apps or email campaigns and poster design. Creating new brands is always a rewarding adventure and usually consists of at least a logo, business card design and letterhead design. Working together to create a brand book is something we always recommend to ensure the essence is communicable in the future. Graphic design is lead by our Houston, TX design team and they are equipped with knowledge and skills to work in the specialties of mobile web design, mobile app design and responsive design.

Softway Solutions
7324 Southwest Freeway, Suite 1600
Houston, TX 77074

Softway Solutions – Widely rated as the best web site graphic design development & Internet marketing (SEO services) company in Houston, Texas, we offer a wide range of services including custom web site design, graphic design services, logo & brochure design development, business multimedia presentations, mobile gaming & application development, 3D & flash animations.

© Softway Solutions Inc. All Rights Reserved.
The Softway Name, Associated Trademarks/Service Marks and Logos are Trademarks of Softway Solutions Inc. or related entities.

Global Ransomware Attack: What We Know and Don’t Know – The New York Times #cyberattacks #and #hackers,shadow #brokers,kaspersky #lab,computers #and #the #internet,extortion #and #blackmail


Global Ransomware Attack: What We Know and Don’t Know

A screenshot of what appeared to be the ransomware affecting systems worldwide on Tuesday. The Ukrainian government posted the shot to its official Facebook page.

A quickly spreading ransomware attack is hitting countries across the world including France, Russia, Spain, Ukraine and the United States, just weeks after a ransomware attack known as WannaCry .

What We Know

WHERE IT STARTED Microsoft said the attack had originated in Ukraine, where hackers first targeted M.E.Doc, a tax-accounting software company, and the ransomware soon spread to at least 64 countries. ESET, a Slovakia-based cybersecurity company, also said the first known infection was through M.E.Doc. (See below for an explanation of what ransomware is.)

M.E.Doc denied that it was patient zero in a Facebook post. though an earlier message confirmed that its systems had been compromised.

HOW WIDESPREAD IT HAS BECOME More than 12,500 machines running older versions of Microsoft Windows were targeted in Ukraine, according to Microsoft, though the attack quickly spread to 64 countries.

Several private companies have confirmed that they were struck by the attack, including:

• The American pharmaceutical giant Merck.

• The Danish shipping company AP Moller-Maersk.

• The British advertising firm WPP.

• The French multinational Saint-Gobain.

• A unit of the bank BNP Paribas.

• The Russian steel and mining company Evraz.

• The Russian energy company Rosneft.

• The American food company Mondelez International.

Trading of FedEx’s shares were briefly halted on Wednesday after the company said that the global operations of a subsidiary, TNT Express. had also been impacted .

WHAT THE RANSOMWARE IS Cybersecurity researchers first called the new ransomware attack Petya, as it was similar to a ransomware strain known by that name that was first reported by Kasperksy in March 2016. But Kaspersky later said that its investigation into the new attack found that it was a type of ransomware that had never been seen before.

Photographs and videos of computers affected by the attack showed a message of red text on a black screen: “Oops, your important files have been encrypted. If you see this text then your files are no longer accessible because they have been encrypted. Perhaps you are busy looking to recover your files but don’t waste your time.”

Symantec, a Silicon Valley cybersecurity firm, confirmed that the ransomware was infecting computers through at least one exploit, or vulnerability to computer systems, known as Eternal Blue. The exploit was leaked online last April by a mysterious group of hackers known as the Shadow Brokers, who have previously released hacking tools used by the National Security Agency. That vulnerability was used in May to spread the WannaCry ransomware, which affected hundreds of thousands of computers in more than 150 countries.

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PEOPLE ARE PAYING Cybersecurity researchers identified a Bitcoin address to which the attackers are demanding a payment of $300 from their victims. At least some appear to have paid the ransom (As of Wednesday morning, the address had logged 45 transactions), even though the email address used by the attackers was shut down. That removes the possibility that the attackers could restore a victim’s access to their computer networks, even once ransom is paid.

What We Don’t Know

WHO IS BEHIND THE ATTACK While the intended target is believed to be inside Ukraine, security researchers and law enforcement have yet to determine who the hackers are. The original Petya ransomware was developed and used by cybercriminals, and variations have been sold through dark web trading sites, which are accessible only by using browsers that mask a user’s identity, making it difficult for cybersecurity researchers to track.

WHETHER THERE WILL BE MORE COLLATERAL DAMAGE Ukraine and Russia are most affected, and despite some reports across Asia. the region has mostly sidestepped the widespread problems felt in Europe and the United States. Researchers from Symantec believe that several dozen organizations have been affected in the United States alone.

Cybersecurity experts say that like WannaCry, the ransomware infects computers using vulnerabilities in the central nerve of a computer, called a kernel, making it difficult for antivirus firms to detect. It also has the ability to take advantage of a single unpatched computer on a network to infect computers across a vast network, meaning that even systems that were updated after WannaCry could potentially become vulnerable again.

What Is Ransomware?

• Ransomware is one of the most popular forms of online attack today. It typically begins with attackers sending their victims an email that includes a link or a file that appears innocuous but contains dangerous malware.

• Once a victim clicks on the link or opens the attachment, the computer becomes infected. The program encrypts the computer, essentially locking the user out of files, folders and drives on that computer. In some cases, the entire network the computer is connected to can become infected.

• The victim then receives a message demanding payment in exchange for attackers unlocking the system. The payment is usually requested in Bitcoin, a form of digital currency.

Orlando Sex Crimes Lawyer #orange #county #florida #cyber #sex #crimes #entrapment,can #children #be #charged #with #sex #crimes,florida #entrapment #defense #for #cyber #sex #crime,is #cyber #sex #with #a #minor #a #crime,impotence #as #a #defense #sex #crime,is #cyber #sex #a #crime,florida #interent #sex #crimes #law #enforcement,domestic #violence #sex #crimes,sex #crimes #and #the #internet,sex #crime #defense #lawyer,sex #crime #law #firm,juvenile #sex #crimes,sex #crimes #defense #law #firm,sex #crime #defined,what #is #sex #crime

Criminal Defense – Areas of Practice

Sex Crimes Defense Lawyer

Experienced Defense Against Sex Offenses Charges in Florida

Because of the potential penalties and life altering consequences associated with sex related offenses, those being investigated or charged with a sex crime NEED TO CONSULT A SEX CRIME DEFENSE LAWYER. Quite simply, sex related crimes are among the most serious a person can face.

For whatever reason (embarrassment, humiliation or fear), the criminal defense attorneys at Dicembre Nace too often see people avoid handling the situation until it is too late or, even worse, try to handle the situation themselves by talking to the police and trying to “explain” in hopes that they may avoid arrest or the police may “go easy” on them. This is not a good idea under any circumstance. The police, no matter what they tell you, are trying to gather evidence and admissions from you. They are not trying to help you.

Our Orlando criminal defense attorneys understand that being the target of an investigation, especially one involving a sex crime or sex related offense. can be an intimidating, humiliating and stressful experience. That said, it is not one that you have to go through on your own and it is definitely not one you should try to handle by yourself. Consult an attorney immediately. Again, DO NOT TALK TO THE POLICE or anybody about the allegations without your attorney present.

The most critical time in any sex case is early in the investigation stage. One mistaken step during the critical period of time in which these matters are investigated can irreparably damage the defense and ultimately lead to life long and life altering consequences.

The minute you believe you, or a family member, may be the subject of a sex crime investigation or an allegation of sexual misconduct, contact a sex crime defense attorney immediately.

Sex related offenses are serious. Defending a person accused of a serious sex crime is no small task. Because of the nature of the offenses and society’s view of those accused of sex crimes, the police and the prosecutors both typically have special units assigned to just sex crimes. The sex crimes prosecutors tend to have more experience and skill than your average prosecutor. In short, unlike those facing other charges, for example theft or drug offenses. a person accused of a sex crime or sex related offense is up against a specialized team of police and lawyers whose only goal is to convict them.

If you believe you may be under the threat of an investigation for a sex crime. contact the Orlando sex crimes defense lawyers at Dicembre Nace. Partner Anton J. Nace has prior experience as a prosecutor in the ‘Sex Crimes Unit’ of the State Attorney’s Office. Our criminal defense attorneys are familiar with the various tactics that law enforcement can use in these particular cases to try and obtain information. By properly advising you of same, you can be adequately prepared so as to avoid any unintentional self-incrimination. Taking such steps at the outset of a case will ultimately act to protect you should the State decide to pursue formal prosecution.

If an investigation ultimately proceeds to the filing of formal criminal charges, the accused needs to understand the serious sanctions, some of which are mandatory, that may be imposed upon conviction. There is a sex offender. or sexual predator. designation which requires registration with law enforcement; there is the potential for electronic monitoring for the life of the offender; there are potential applicable minimum mandatory prison sentences; and, there may be the imposition of sex offender probation which carries with it many freedom-restricting conditions, including where you may live, work and travel.

Contact our Orlando Sex Offense Defense Attorneys

If you or someone you care about is being investigated or have been charged with a sex crime or sex related offense in the Orlando area or anywhere in Central Florida or within the State of Florida, contact the experienced Orlando sex crime defense lawyers at Dicembre Nace today for a free consultation. Please call us at (407) 649-1999 or fill out our online form and we will contact you back shortly. We will be happy to discuss your case and any potential defense you may have. Your information will be kept confidential.

200 E. Robinson St. Suite 1150 Orlando, FL 32801
Telephone: (407) 649-1999 Fax: (407) 649-1657

The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. We invite you to contact us and welcome your calls, letters and electronic mail. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.

2013 Dicembre and Nace. All Rights Reserved.

Speed Test – Free Internet Speed Test – HTML5, No App Needed #internet #business #services


Internet Speed Test + Deals From Internet Providers in Your Area

Get High Speed Internet to Power all of Your Devices

We partner with the top providers so that you can compare plans and find Internet Providers and plans that improve your current service. With the right Internet plan, you can power multiple computers, smartphones, tablets and smart home devices, like Amazon Alexa and Google Home. If you are moving or want to upgrade your Internet or bundled home services, call us and we will recommend the best plan.

Our Internet speed test is designed to test your Internet performance on any device, without Flash or an application download. Our new Internet Provider search feature combines our knowledge from testing Internet speeds around the world with over 15 years of finding the best Internet plans for clients – all on one site.

Enter Your Zip code

Enter your zip code on any page to view Internet Providers available in your area.

View Plans & Pricing

View the Internet plans and pricing listed in your city. Click on the “Bundles” tab to see pricing discounts when you bundle TV and phone plans.

Call to Order

When you call to order, we will lock in the current deals and answer any questions about your plan.

We’ll Research for You!

Save time and call us for a phone consultation. We have over 15 years of experience finding Internet plans and deals for our clients.

Check out Internet Performance Trends in your State

Enter your zip code for Internet plans and pricing in your area

8 Important Tips when Choosing an Internet Provider

Promotional pricing or the lowest-cost plans often include conditions or restrictions that you should consider before selecting an Internet service. Here are eight important areas to review when you evaluate a new plan:

  • INTRODUCTORY PRICING: Will my initial pricing increase when the term ends?
  • EQUIPMENT: Does my Internet service include a WiFi router to connect all of my devices? Are there equipment fees?
  • INSTALLATION: How is the product installed? Will I need to be home? Is there an installation fee?
  • CUSTOMER SUPPORT: Is Customer Support available anytime?
  • TECHNOLOGY: What technology does the Internet connection use? DSL? Cable? Fiber? Will it slow down during the day?
  • ADDITIONAL BENEFITS: Does my plan include nationwide WiFi hotspots? Is security included?
  • BUNDLE TO SAVE: Can I bundle my Internet service with a TV, phone, or digital home security plan to save money?

Bandwidth News

Get the latest news on trending topics in broadband – from the top choices for streaming music to choosing the best broadband technology for your home or business. Read the latest when you check your Internet speed or sign up for specific updates from

Connected Business

BandwidthPlace connects you to the latest high-speed Internet options for your business. Read about current technology trends and locate current promotions. We also offer free consultations on connectivity for your start up or small-to-medium sized business. To find out more see our Get More Speed section.

Getting the best broadband at home is essential for connecting multiple users to multiple desktop, laptop, mobile and tablet devices. Add in streaming media and that s a lot of bandwidth! We bring you information on the latest trends, special promotions and tips on getting the most out of your current service.

Get More Speed

New at BandwidthPlace: The Get More Speed tool. Whether you re comparing plans available at your location or looking for the latest promotions, the Get More Speed feature is a valuable tool. If you re looking for business pricing or a professional consultation, use the business tab to detail your requirements.

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Podcast – Internet Business Mastery #internet #business #mastery


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Podcast – Internet Business Mastery | Escape the 9-to-5. Make More Money. Start an Internet Business, Now!


341 | How to Get Automatic Pinterest Traffic with Jackie Beck

Sep 28 16 40 minutes

In the past seven months Jackie has grown her list by over 15 times. In this episode, we talk about how she optimized her site, leveraged pinterest and set up her email newsletter to generate such massive growth. Subscribe in iTunes In This Episode How to optimize your site to attract Pinterest traffic How Jackie grew her list from 350 to over 5500 in seven months WordPress

Rated 5 out of 5 by RobertLeighAngus from I haven’t purchased the course yet, but. I have been listening to these shows for the last few months. I am impressed. As a business student with a degree in small business and entrepreneurship, I am blown away at how much good information they have given away for free on their podcasts — practical, common sense, and enough to get an astute observer up and running. I can’t wait to get the courses and put it to work. I know how to run a business — with their information, I can put my education to work right away. Good job, guys. Excellent podcast.

Date published: 2014-09-09

Rated 4 out of 5 by JustGlenn from Very good The show is entertaining and gives a lot of good advice and ideas. But, it sounds a little bit too much like an infomercial. I realize the purpose of this podcast is to drive business to their products, but maybe not be so blatant.

Date published: 2014-03-19

Rated 5 out of 5 by Rob Mobberley from Awesome show I just love listening to Jason Jeremy take their audience, including me, step by step through the processes, thoughts and actions needed to develop their online businesses. From initial idea development, market validation through to actual launch the content of their podcast will provide you with such a great wealth insight, that you will so look forward to each and every episode. Keep up the great work guys.

Date published: 2013-12-04

Rated 5 out of 5 by Aussieghump from Underneath the guru hype, IBM is internet bedrock There are a lot of gurus and gimmicks in internet marketing – so it is refreshing to find a conversational podcast low on hype, high on conversation and mind-shifting information and razor-sharp on achievable actions! You aren’t broadsided with the latest and greatest hacks to oblivion, just solid option on good business and ethical internet success.

Date published: 2014-07-30

Rated 5 out of 5 by 631missy from Can’t get enough! Every episode is packed with usable action tips for building your business. Do yourself a favor and have a pen and paper handy because this show is not for passive listening. Every time I have implemented one of these tips, I have seen excellent results in a short amount of time. Thanks guys! Your show is fantastic!

Date published: 2014-05-08

Rated 5 out of 5 by Couplenrichment from Great show! So Informative! I have listened to IBM podcasts for years and they are always presented in a fun, friendly way, with structured and informative content. Jason and Jeremy listen to their audiences and put new podcast ideas into action regularly. They demonstrate what they teach and make it teachable for all. I always enjoy their shows.

Date published: 2014-07-02

Rated 5 out of 5 by GDB83 from Keeping it real Yes, finally a way to leave a well earned 5-star review for Jeremy and Jason outside of the terrible iTunes platform! J J do a great job at keeping it real. They show us all the possibilities of earning an income online (and more) without leaving out the fact that hard work is actually required.

Date published: 2014-01-19

Rated 5 out of 5 by robbgorringe from Leaders in the Pack If you don’t know it this podcast has been one of the ones that’s inspired so many individuals thriving internet entrepreneurs to become extremely visible (and profitable). You’d do well to mark this in your favorites. I know I’m glad I did.

Date published: 2013-12-11

Lloyds Bank – Internet Banking – Online & Mobile #online #banking, #internet #banking, #mobile #banking



Benefits of banking online

Access your bank accounts 24/7, 365 days a year. It s the quick and easy way to keep track of your money, make payments and see your statements.

There s so much you can do with Internet Banking. You can even go paperless and keep your statements in one secure place. Plus by regularly keeping track of your accounts you can be more aware of any suspicious activity.

Download our apps

For secure and easy mobile banking plus a few convenient extras try our app.

  • Express log on
  • Built in security
  • Bank on the go

Our fraud guarantee

We guarantee to refund your money (including charges and interest that you ve paid or not received as a result) in the unlikely event that you experience fraud with our Internet Banking service.

We will take steps to protect you 24/7, using technology and safeguards that meet or exceed industry standards, but you must also use our online banking services carefully.

You might be looking for

Need help with Internet Banking?
You can view our helpful guides or select help and support once you’ve logged on. If you’re still having problems, please call our online helpdesk .

Important legal information

Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No.2065. Telephone: 020 7626 1500. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. We also subscribe to The Lending Code. Details can be obtained from Visit the Lending Standards Board website. .

Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065.

Save the Change is a registered trademark of Lloyds Bank plc

PhoneBank is a registered trademark of Lloyds Bank plc

Money Manager is provided to help you manage your personal finances and is not intended to provide legal, tax or financial advice. Personal Internet Banking customers only. Terms and conditions apply. Mobile Banking services may be affected by phone signal and functionality. Must be registered for Internet Banking. Terms and conditions apply.

Cyber Essentials is a government-backed scheme that certifies that we meet their range of essential precautions to protect our customers and the bank against internet-based threats. Learn about how we’re protecting you .

World – s Cheapest Hotels Worth Staying In – Hotels Fairy #cheapest #internet #seattle


World s Cheapest Hotels Worth Staying In

Here at Hotels Fairy we are committed to helping you find the best deals on hotels from around the web. But just how good a deal is it possible to find? Could you stay in a hotel for less than £10 per night? Here is a short list with the world s cheapest hotels.

10 Hotels for under a Tenner

Well, you can actually. We’ve done our research and selected the top 10 hotels around the world for under a tenner. Of course, you ll have some make some compromises, but if you want to see the world on a shoestring then this article is for you. Read on for details of some of the world s cheapest hotels actually worth staying in:

Super 8 Jia He Hotel, Shanghai, China from £7.50pppn

If you re travelling around China on a shoestring, then you ll be glad of a clean, safe room (even if very basic) at the Super 8 Jia He Hotel.

It may not be the world s most stylish or luxurious hotel, but with double rooms from just £15 per night including free broadband Internet, you can t really complain.

Compare Super 8 hotel pricing for a chosen date

Hostal de la Boca, Buenos Aires, Argentina from £5 pppn

Located in one of the city s most traditional areas, and with a beautiful entrance courtyard, Hostal de la Boca is the perfect place to stay if you want a real taste of colourful Argentinian culture.

Beds in dormitories start from £5. and they also have cheap double rooms from £14 and triple rooms from £18 .

Compare room prices for Hostal de la Boca in Argentina for your travel dates now

Hostel 639, London, UK from £9.90pppn

You ll have to share a room with people you don t know, but Hostel 639 offers you a warm welcome and a clean, safe place to stay the night, right outside Kensal Green tube station, giving you easy access to London s many attractions.

Girls can stay in a female only dormitory for only £9.90 per night, but men have to fork out an extra 10p for a bed in a mixed room. Despite being one of the most expensive cities in the world, it seems that you can stay in London for less than £10 .

Click to compare Hostel 639 rates for your date of travel to London

Judit Apartments, Budapest, Hungary from £9.25pppn

Travel to the centre of Europe and you can get even better value, with private double rooms at the Judit Apartments from just £18.50 per night. It may be a bit 70s, but it s just a short walk from the river Danube and the immense WestEnd shopping centre.

It s also only just outside the main city centre, and being apartments you can save even more money by self-catering in the basic kitchen facilities provided. Guest reviews range from excellent to awful, but in reality, it depends on whether your expectations are realistic.

Compare rates for Judit Apartments in Budapest for your stay

Vaboir Lodge Royal Suite, Bangkok, Thailand from £5.95pppn

The name of this hotel sounds far too grand to be on this list, especially when you hear that you can book double deluxe rooms for less than £12 .

This 3-star hotel isn t exactly luxury in practice, and it is outside of the main tourist centre of Bangkok, but it does have decent guest reviews, and if you re looking to cheap place to stay in Bangkok, you won t get much better than this.

Compare rates for Vaboir Lodge now

Village Royale Holiday Home, Calangute, India from £5.50pppn

Set in a peaceful location just 1 km from the popular beach resort of Calangute in Goa, India, this is probably the cheapest place in Paradise.

The hotel is basic and quite dated, but the staff are reputed to be helpful and it does have its own pool. It’s a little worrying that the hotel claims to be an ideal retreat for mature travellers and its postal address is a nursing home, but hopefully that s just a strange coincidence.

Compare rates for Village Royale Holiday Home in Goa for chosen dates

Hotel Sayang Maha Mertha, Bali, Indonesia from £3.80pppn

Forget staying for under a tenner, at the Hotel Sayang Maha Mertha in Bali, you can stay for less than £4 per night, making it one of the cheapest hotels in Indonesia, if not the entire world. The hotel is walking distance from Kuta Beach and the staff are generally found to be friendly and helpful, but don t expect too much for this price. If a cheap bed for the night is all you need, then go for it.

Also in Bali is Nick’s Pension, which is much more comfortable and located close to many of Bali s main attractions in Ubud, but it is more than twice the price with double rooms costing around £20 per night so it just depends how thin your shoestring is.

Compare rates for Hotel Sayang Maha in Bali for chosen dates…

Demel Hotel, Kraków, Poland from £8.75pppn

A short taxi ride away from the attractive historic city centre of Kraków is a pleasant four-star (yes 4 star!!) hotel with double rooms available for less than £20 per night.

Some guests have reported that some of the hotel s facilities such as the swimming pool and gym are not always open, which may explain the low room rates, but if you want a comfortable hotel in Kraków then you won t get much better value than this.

Compare room rates at Demel Hotel now

Sunstyle Suites, Orlando, USA from £9.50pppn

Easy to reach from the main highways and just a few miles from the many famous theme parks and attractions in Orlando, Sunstyle Suites is ideal for anyone seeking a cheap holiday in Florida. The rooms are pleasant and well equipped with cable TV and free wireless Internet, and kitchen facilities are available for those who want to self cater.

Compare rates for Sunstyle Suites in Orlando for your selected dates now

El Cortez Hotel, Las Vegas, USA from £7 pppn

The El Cortez Hotel in the historic downtown area of Las Vegas is a convenient place to stay and has excellent reviews from guests, with the general consensus being that it s not just good because it s cheap, but that it is actually good. In fact, it s won many awards including 2009 Best Downtown Hotel from the Las Vegas Review.

Like many hotels in Las Vegas, the El Cortez Hotel clearly hopes that you ll lose a lot more money than the £14 you re playing for a double room, with plenty of gambling tables and slot machines within the hotel helping to fund their US$25million renovation project.

Compare El Cortez Hotel rates for selected dates now

The World s Cheapest Hotels

So it s clear that you really can travel the world on a shoestring, with plenty of hotels for under a tenner available if you look hard enough, and what s more, they re not all smelly hostels in dubious parts of the world, but genuinely decent and in some cases really good places to stay.

Obviously, room rates vary depending on what you book and when you book, but Hotels Fairy’s hotel price comparison search tool is always here to help you find the best rates on hotels for your travels, so do check at the time of booking.

Whether you stay at any of the hotels listed above, or choose to stay at any other cheap hotel around the world, it s always a good idea to look at other guests reviews to find out if it is a genuine bargain or if there is some less attractive reason why it s cheap.

If you found any other cheap hotels that are unbelievable value or if you’ve been caught out by a budget nightmare then please do share your experiences in the comments below.

Note: pppn = per person per night


How to Back Up and Restore a MySQL Database #tutorial,html,javascript,asp,vbscript,sql,php,authoring,programming,training,learning,beginner’s #guide,howto,reference,examples,samples,source #code,tags,demos,tips,links,faq,tag #list,forms,frames,color #table,webcheatsheet,active #server #pages,internet,database,development,web #building,webmaster,html #guide,php #hypertext #preprocessor, #structured #query #language


How to Back Up and Restore a MySQL Database

If you’re storing anything in MySQL databases that you do not want to lose, it is very important to make regular backups of your data to protect it from loss. This tutorial will show you two easy ways to backup and restore the data in your MySQL database. You can also use this process to move your data to a new web server.

Back up From the Command Line (using mysqldump)

If you have shell or telnet access to your web server, you can backup your MySQL data by using the mysqldump command. This command connects to the MySQL server and creates an SQL dump file. The dump file contains the SQL statements necessary to re-create the database. Here is the proper syntax:

$ mysqldump –opt -u [uname] -p[pass] [dbname] [backupfile.sql]

  • [uname] Your database username
  • [pass] The password for your database (note there is no space between -p and the password)
  • [dbname] The name of your database
  • [backupfile.sql] The filename for your database backup
  • [–opt] The mysqldump option

For example, to backup a database named ‘Tutorials’ with the username ‘root’ and with no password to a file tut_backup.sql, you should accomplish this command:

$ mysqldump -u root -p Tutorials tut_backup.sql

This command will backup the ‘Tutorials’ database into a file called tut_backup.sql which will contain all the SQL statements needed to re-create the database.

With mysqldump command you can specify certain tables of your database you want to backup. For example, to back up only php_tutorials and asp_tutorials tables from the ‘Tutorials’ database accomplish the command below. Each table name has to be separated by space.

$ mysqldump -u root -p Tutorials php_tutorials asp_tutorials tut_backup.sql

Sometimes it is necessary to back up more that one database at once. In this case you can use the –database option followed by the list of databases you would like to backup. Each database name has to be separated by space.

$ mysqldump -u root -p –databases Tutorials Articles Comments content_backup.sql

If you want to back up all the databases in the server at one time you should use the –all-databases option. It tells MySQL to dump all the databases it has in storage.

$ mysqldump -u root -p –all-databases alldb_backup.sql

The mysqldump command has also some other useful options:

–add-drop-table: Tells MySQL to add a DROP TABLE statement before each CREATE TABLE in the dump.

–no-data: Dumps only the database structure, not the contents.

–add-locks: Adds the LOCK TABLES and UNLOCK TABLES statements you can see in the dump file.

The mysqldump command has advantages and disadvantages. The advantages of using mysqldump are that it is simple to use and it takes care of table locking issues for you. The disadvantage is that the command locks tables. If the size of your tables is very big mysqldump can lock out users for a long period of time.

Back up your MySQL Database with Compress

If your mysql database is very big, you might want to compress the output of mysqldump. Just use the mysql backup command below and pipe the output to gzip, then you will get the output as gzip file.

$ mysqldump -u [uname] -p[pass] [dbname] | gzip -9 [backupfile.sql.gz]

If you want to extract the .gz file, use the command below:

Restoring your MySQL Database

Above we backup the Tutorials database into tut_backup.sql file. To re-create the Tutorials database you should follow two steps:

  • Create an appropriately named database on the target machine
  • Load the file using the mysql command:

$ mysql -u [uname] -p[pass] [db_to_restore] [backupfile.sql]

Have a look how you can restore your tut_backup.sql file to the Tutorials database.

$ mysql -u root -p Tutorials tut_backup.sql

To restore compressed backup files you can do the following:

gunzip [backupfile.sql.gz] | mysql -u [uname] -p[pass] [dbname]

If you need to restore a database that already exists, you’ll need to use mysqlimport command. The syntax for mysqlimport is as follows:

mysqlimport -u [uname] -p[pass] [dbname] [backupfile.sql]

Backing Up and Restoring using PHPMyAdmin

It is assumed that you have phpMyAdmin installed since a lot of web service providers use it. To backup your MySQL database using PHPMyAdmin just follow a couple of steps:

  • Open phpMyAdmin.
  • Select your database by clicking the database name in the list on the left of the screen.
  • Click the Export link. This should bring up a new screen that says View dump of database (or something similar).
  • In the Export area, click the Select All link to choose all of the tables in your database.
  • In the SQL options area, click the right options.
  • Click on the Save as file option and the corresponding compression option and then click the ‘Go’ button. A dialog box should appear prompting you to save the file locally.

Restoring your database is easy as well as backing it up. Make the following:

  • Open phpMyAdmin.
  • Create an appropriately named database and select it by clicking the database name in the list on the left of the screen. If you would like to rewrite the backup over an existing database then click on the database name, select all the check boxes next to the table names and select Drop to delete all existing tables in the database.
  • Click the SQL link. This should bring up a new screen where you can either type in SQL commands, or upload your SQL file.
  • Use the browse button to find the database file.
  • Click Go button. This will upload the backup, execute the SQL commands and re-create your database.

MySQL Backup software

If you are administrating multiple MySQL servers, you can consider using a commercial solution for MySQL Backup. One solution could be Backup Bird. It is a full cloud server backup service, that monitor the progress of each backup and backup your files as well as your databases.

The Free Site offers a roundup of free Internet access providers and free WiFi hotspots #free #internet #access #services, #high-speed #internet #access, #free #dialup #connections, #free #wifi #hotspots, #free #and #low-cost #isp #services #roundup


Free Internet Access

Looking for free Internet access service? In this section, offers a roundup of free Net access service providers, as well as sites that can help you find free WiFi Internet access hotspots near you. With the exception of WiFi hotspot providers, we generally don’t recommend free Internet access services for use as your primary Web connection, if you need solid, reliable service. Still, the free services reviewed below are handy for use as a backup service, if your primary provider experiences downtime. They also provide a convenient way for you to get online, if you’re on the road.

All Free ISP

This site offers a searchable database, complete with reviews and ratings, of free ISPs, including local ISPs, in the U.S. and Canada. Besides free services, the site also takes a look at discount ISPs.

WiFi Map

Looking for free WiFi hotspots? This handy smartphone app (which is available in a free version) offers info on over 100 million free public WiFi hotspot locations around the world, along with password info and user comments. (For iOS and Android).

1-2-Free ISP UK

This service offers subscription-free Internet access for those in the United Kingdom. 1-2-Free ISP UK offers free dial-up Net access, and supports both the Windows and Mac operating systems. (U.K. only).


This handy phone app can help you find free WiFi anywhere in the world. WifiMapper offers a huge database, with nearly 500 million WiFi networks worldwide, and over 2 million recommended free WiFi hotspots. WifiMapper also offers info what type of venue a given hotspot is in, as well as how reliable the Internet connection is. (For Android).

SafeLink Wireless Lifeline

This program offers low-income people who qualify a free SafeLink Wireless phone or SIM Card and free minutes and data every month. Note: benefits vary by state. See site for further details.

This service offers anonymous, speedy and reliable free dial-up Internet access for U.K. residents. It’s suitable for people who surf the Web occasionally (or who travel frequently on business). You simply connect to the Internet from any U.K. landline via an 0845 number. (U.K. only).

A useful site that lets you look up your IP (Internet Protocol) address and check your Internet speed. This site offers loads of info on all things IP-related. Here, you can learn how to trace an email, change an IP address, and hide IP information.

Are you getting your money’s worth from your Internet connection? This popular free service lets you easily and quickly test the speed of your Internet connection. To use the service, simply click the “Begin Test” button. This service is internationally available.


NetZero offers you up to 10 hours per month of free Net access in exchange for displaying ad space in your browser. They provide local access numbers to most major and many medium-sized U.S. cities. (U.S. only).


One of the two major players still offering free Internet access in the U.S. (along with NetZero ), Juno offers you ad-supported free Net access service for 10 hours a month. (U.S. only).

FreeSpot Directory

This handy directory serves up an up-to-date roundup of WiFi hotspot locations that offer free wireless Internet access. Most of the listings here are in the U.S. but there are also listings for locations in Canada, Europe, Asia and elsewhere.