North Carolina Auto Insurance from Nationwide, cheap car insurance in nc.

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North Carolina Auto Insurance

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From Asheville to the Outer Banks, you can explore the Old North State in just a day’s worth of driving. Whether you’re cruising along scenic byways on the weekends or commuting to work on interstate highways, rest assured with coverage from Nationwide.

Before you get a quote, make sure to visit our North Carolina Auto Coverage page to learn your state’s minimum coverage requirements.

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Nationwide makes it easy for you to find dependable auto insurance in North Carolina. We can show you options so you can choose the coverage that’s right for your needs, goals and budget. Explore the features below to learn more about what we can offer you:

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On Your Side ® Claims Service

Choose a shop in our network to get a written guarantee on repairs for as long as you own your vehicle. 1

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Learn why so many of our members would recommend us to friends and family. 2

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Vanishing Deductible ®

We want to reward safe drivers. Add Vanishing Deductible ® and you can earn $100 off your deductible for every year of safe driving. 3

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Insurance terms, definition and explanations are intended for informational purposes only and do not in any way replace of modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which control coverage determinations. Such terms may vary by State, and exclusions may apply.

[1] Guarantee is limited to alternative parts identified on appraisal and used in repair. Also, work performed at an On Your Side Auto Repair Center includes workmanship guarantee. For informational purposes only. Program terms and conditions are controlling.

[3] Vanishing Deductible is an optional feature. Annual credits subject to eligibility requirements. Max credit: $500. Details and availability vary by state.



MONTE DEI PASCHI DI SIENA, le banche oggi in borsa.

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MONTE DEI PASCHI DI SIENA/ Mps, in Borsa chiude sopra quota 2,75 euro ad azione (oggi, 5 aprile)

Monte dei Paschi di Siena news. Mps in Borsa chiude sopra quota 2,75 euro ad azione. Piccoli azionisti sul piede di guerra per l’assemblea. Ultime notizie live di oggi 5 aprile 2018

Monte dei Paschi, Lapresse

Pubblicazione: giovedì 5 aprile 2018 – Ultimo aggiornamento: giovedì 5 aprile 2018, 17.37

IN BORSA CHIUDE SOPRA QUOTA 2,75 EURO

Mps in Borsa chiude con un rialzo dell’8,7%, riavvicinandosi alla soglia dei 2,8 euro ad azione. Mps Capital Services ha concesso un finanziamento ad Amegas, società appartenente a ZetaGas e operante nel settore del commercio al dettaglio e all’ingrosso di Gpl, nonché di prodotti petroliferi e petrolchimici e loro derivati. Per questa operazione, spiega toplegal.it, la società del gruppo Montepaschi ha deciso di farsi assistere da Curtis, con un team guidato dal partner Alfonso de Marco e composto da Filippo Bianchi, Valerio Cellentani e Valentina Petti del dipartimento banking. ZetaGas, invece, è stato assistito da un team guidato da Paolo Iannone, name partner di Iannone Migliore. Il finanziamento è destinato a supportare Amegas nell’attuazione del programma di investimenti e consolidamento nel mercato italiano avviato con l’acquisto di una rete di distributori di carburante nel Lazio.

PICCOLI AZIONISTI SUL PIEDE DI GUERRA

Mps in Borsa sale del 6%, risalendo sopra i 2,7 euro ad azione. Secondo quanto scrive finanzareport.it, vista la situazione di Montepaschi è probabile che in occasione della prossima assemblea i piccoli azionisti cerchino di mettere alla corda i vertici aziendali. In questo senso “l’Associazione Buongoverno Mps, da sempre molto attiva a Siena per tutelare quello che viene definito un bene prezioso per il territorio senese e nazionale, ha già deciso di avviare la raccolta delle deleghe per presentarsi in assemblea e sollevare il timore di dover di nuovo pagare le conseguenze di un nuovo salvataggio. L’associazione teme in particolare ulteriori conversioni forzose che andrebbero a penalizzare chi ha già pagato il conto con l’ultima ricapitalizzazione precauzionale e l’annesso burden sharing sui titolari delle obbligazioni subordinate Lower Tier II che tanti danni ha prodotto tra i piccoli risparmiatori”.

COSÌ MPS RALLENTA IL RISIKO BANCARIO

Il sistema bancario italiano, complici anche le richieste delle autorità di vigilanza, si prepara a un riassetto. “Tutti i vertici delle banche hanno sul tavolo dossier e ipotesi di integrazione preparati dalle banche d’affari”, scrive Il Sole 24 Ore, secondo cui ci sono stati già dei contatti diretti per cercare di creare “almeno due poli nazionali dimensionalmente più vicini a Intesa e Unicredit”. In questo senso quindi i “naturali poli di attrazione” sono almeno tre: Ubi Banca, Banco Bpm e Credit Agricole. Le operazioni sono state però recentemente rallentate, secondo il quotidiano di Confindustria, da tre fattori nuovi. Il primo riguarda l’addendum Bce sugli Npl, con la richiesta di ratio patrimoniali da aumentare nel caso di fusione. Il secondo elemento ha a che fare con la sentenza della Corte Costituzionale che ha promosso il decreto popolari, aprendo la strada alla trasformazione in Spa della Banca Popolare di Sondrio, che potrebbe rientrare in un’operazione di aggregazione tra banche medie, Bper e Creval in primis.

Infine, c’è il caso Montepaschi a tenere le bocce ferme, viste le difficoltà che sta incontrando la banca toscana dal suo ritorno in Borsa. Tra poche settimane sarà più chiaro com’è andato il primo trimestre dell’anno dal punto di vista dell’attività commerciale e dunque ci saranno più elementi per valutare le possibilità di un ritorno alla redditività di Mps. Certo è che dopo le elezioni non essendo chiaro chi governerà è difficile capire cosa farà lo Stato in caso di peggioramento della situazione di Rocca Salimbeni. Non è da escludere che vengano fatte pressioni per fonderla con un’altra banca. Ecco quindi che l’incertezza tiene fermo il risiko bancario italiano.


Vendesi attività, attivita in vendita.

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Vendesi attività

Cedo avviata pizzeria

Cedo avviata pizzeria entroterra chiavarese € 40.000,00 trattabili

ristorante pizzeria

si vende ristorante ben avviato con ampio giardino possibilità di acquisto immobile ottima clientela prezzo molto interessante ideale per nucleo famigliare oppure società con almeno 3 elementi poss.

Gastronomia a novi ligure

Causa salute, vendesi gastronomia situata su strada di forte passaggio, adiacente a scuole e uffici. Negozio completamente attrezzato, cucina ampia e accessoriata in ottimo stato. Spogliatoio e ser.

Negozio fiori Torino

Vendesi negozio fiori, zona centrale, ben avviato attività ultradecennale, arredamento nuovo

ristorante pizzeria

ristorante pizzeria situato su strada di intenso traffico ss 11 situato a verona est ,buon fatturato ,150 posti interni ,70 posti esterni ,camino ,forno rotante ,possibilita di affittacamere .

Bar a Chioggia aperto tutto lanno posizione strategica

Per problemi di salute, a malincuore cedo la licenza del mio stupendo bar vicino al mare, alla stazione ferroviariae allo stadio e al tribunale in posizione strategica e turistica con posti a se.

cedesi edicola nuovo chiosco con w.c.

cedesi edicola nuovo chiosco con annesso w.c aria condizionata ottima esposizione passaggio pedonale, fornita di pos ricariche gadgetteria articoli da regalo, giocattoli, souvenir, pelletteria etc.

Bar, ristorante, pizzeria

Pizzeria ristorante bar di nuovissima ristrutturazione affittasi tra le provincie di Cremona e Crema. Il locale – dotato di forno a legna e parzialmente arredato -, è situato in centro abitato di n.

Vendesi Attivita Commerciale Accessori Moda

Vendo avviata attivita commerciale di accessori moda(bigiotteria,borse,cinture,sciarpe,cappelli ecc),sita nel centro storico di Conversano,posizione centrale con intorno altre attivita .

cedesi tabaccheria

cedesi tabaccheria per motivi familiari ottima posizione Prato Centro pressi piazza Duomo. Possibilita gia richiesta di spostarsi sulla piazza del Duomo. Aggio annuo € 50.000 . comprens.


Appartamenti in affitto Via Andrea Mantegna, appartamenti o case in affitto.

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appartamenti in affitto Via Andrea Mantegna – Roma

“Cerco appartamenti in affitto Via Andrea Mantegna – Roma” ha prodotto 7 risultati.

appartamento monolocale in affitto Roma

Monolocale via DEI GEORGOFILI vicino a Via Andrea Mantegna. ADIACENTE CRISTOFORO COLOMBO SI PROPONE IN AFFITTO. Rispetto alle agenzie con Casa Veloce non ci sono spese di intermediazione! E&#039 richiesta solamente [scheda annuncio]

1 bagni

appartamento bilocale in affitto Roma

Bilocale viale delle accademie vicino a Via Andrea Mantegna. MONTAGNOLA PIAZZALE DEL CARAVAGGIO Via delle Accademie. una palazzina in cortina in ottimo stato manutentivo Limmobile estremamente riservato luminoso e tranquillo si [scheda annuncio]

1 bagni

appartamento bilocale in affitto Roma

Bilocale via dell arcadia vicino a Via Andrea Mantegna. Via dellArcadia Adiacente ex Fiera di Roma. con contratto 3 + 2 con esercizio dellopzione cedolare secca Per maggiori informazioni 28 fotografie [scheda annuncio]

1 bagni

appartamento trilocale in affitto Roma

Trilocale via ATTILIO AMBROSINI vicino a Via Andrea Mantegna. Nel quartiere della Montagnola e precisamente in. letto una cucina abitabile un servizio e due balconi Lappartamento è parzialmente arredato cucina e [scheda annuncio]

1 bagni

appartamento quadrilocale in affitto Roma

Quadrilocale via F. GIANGIACOMO vicino a Via Andrea Mantegna. COLOMBO ad Sartorio proponiamo appartamento posto al. Rif Z 154 tel 06535567 www.ferrariemeriziola.it SI AFFITTA ESCLUSIVAMENTE A INQUILINI REFERENZIATI E IN POSSESSO [scheda annuncio]

2 bagni

appartamento trilocale in affitto Roma

Trilocale VIA ACCADEMIA DEI VIRTUOSI vicino a Via Andrea Mantegna. Al terzo di un bel palazzo ubicato. casa è composta da un ingresso con ampio soggiorno a vista e terrazzino vivibile una [scheda annuncio]


Drug and Alcohol Rehab In Massachusetts – Swift River Treatment Center

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Reach New Heights in Recovery

At Swift River Rehab, your recovery from addiction is ignited by the thrill of wilderness therapy, cbt, dual diagnosis treatment, and individualized counseling, set against the soaring beauty of the Berkshire Mountains in Massachusetts. Our unique blend of outdoor adventure and research-proven addiction treatment – in a safe, medically supervised setting – can help you conquer your fears. At Swift River Rehab, you’ll be supported by compassionate clinicians as you learn effective, lifelong skills to grow your recovery and reach your highest potential.

People recover every day. You can, too.

Millions of Americans are living in long-term recovery from drug and alcohol addiction. Many have known decades of despair and anguish, but found healing with the right treatment and an intense desire for recovery. Our mission at Swift River extends beyond helping you achieve sobriety. Every therapeutic intervention we deliver – from exciting wilderness challenges to evidence-based psychotherapy – is designed to empower your sense of purpose and a joyous life in recovery.

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Bachelor s in Journalism and Mass Communication: Degree Info

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Bachelor s in Journalism and Mass Communication: Degree Info

Essential Information

Bachelor of Arts (BA) and Bachelor of Science (BS) programs in journalism and mass communication are completed by many media professionals. These programs combine classes in journalism, writing and communications. Students must complete both a broad liberal arts education and rigorous writing coursework. Heavy emphasis is typically placed on topics related to media.

A variety of online and hybrid options are available for the four-year programs. Prior to admission, schools may require a high school diploma or GED equivalent, writing samples and prerequisite college coursework, and proven skills in English and public speaking.

Find schools that offer these popular programs

  • Mass Communication Studies
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Bachelor’s in Journalism and Mass Communication

Students earning this degree study subjects such as expository writing, newspaper writing, communications law, reporting skills, journalistic research techniques and news analysis. Some schools incorporate internship programs into the degree curricula, as well as a secondary major or area of emphasis outside of journalism. Other course topics might include:

  • Broadcast journalism
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Popular Career Options

Graduates can generally qualify for employment opportunities with newspapers, magazines, television networks and other forms of written and electronic media. Some possible job titles include:

  • News reporter
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Continuing Education

For individuals interested in continuing their academic education, a master’s degree program in journalism and mass communication can offer career advancement opportunities. Pursuing a master’s degree may also help prospective journalists develop their portfolios and writing skills.

A journalism and mass communication bachelor’s degree provides students with knowledge of liberal arts and writing through courses such as broadcast journalism, ethical issues in public relations and fundamentals of mass communication. Graduates could pursue further studies or a career in the field.

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Areas of study you may find at University of Utah include:
    • Graduate: Doctorate, First Professional Degree, Master
    • Post Degree Certificate: Post Master’s Certificate, Postbaccalaureate Certificate
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    • Comparative Language Studies and Services
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9 University of Miami

School locations:
Areas of study you may find at University of Miami include:
  • Communications and Journalism
    • Communication Studies
      • Mass Communication Studies
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    • Digital, Radio, and Television Communication
    • English Composition
    • English Language and Literature
    • Foreign Language and Literature
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10 University of Oregon

School locations:
Areas of study you may find at University of Oregon include:
    • Graduate: Doctorate, First Professional Degree, Master
    • Post Degree Certificate: Postbaccalaureate Certificate
    • Undergraduate: Bachelor
  • Communications and Journalism
    • Communication Studies
      • Mass Communication Studies
    • Comparative Language Studies and Services
    • Digital, Radio, and Television Communication
    • English Composition
    • English Language and Literature
    • Foreign Language and Literature
    • Journalism
    • Public Relations and Advertising

Get Started with University of Oregon

10 Popular Schools

The listings below may include sponsored content but are popular choices among our users.


Arizona Insurance Agency – Home

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How can I get cheap car insurance in NYC? (New York: renters, home owners insurance) – New York City – City-Data Forum

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Originally Posted by bmwguydc

And, that’s insurance fraud, which is one reason why insurance rates are so high for those who play by the rules. Fewer cars registered leads to higher rates of loss by zip code, among the pool of registered cars. A car can legitimately be registered at a second home, provided that’s where the car is garaged, not as a means to dodge insurance premiums, and the car is actually garaged at that location.

The address where it is registered not necessarily garaged, is what matters, at least according to a State Farm rep I spoke with.

My mother owned the first car that I had, and its the car I took with with me when I moved to New York from Georgia. We both called State Farm and explained to them that while the car is registered in Georgia, it spends 100% of the time out of the state.

Both reps said that didn’t matter, the only thing that mattered was the address where it is legally registered, which is the address of the legal owner.

I even made a couple of claims on the policy and they were processed just fine. No one ever cared that the mailing address on file was New York City, while the address on the registration was Georgia.

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Personal Injuries

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In an accident? Our Personal Injury Resources Can Help

We understand that recovering from a serious personal injury can be a confusing and traumatic time. That s why we ve put together this resource center — to help you better understand your injuries and your legal rights.

For help from a personal injury attorney now, call Michigan Auto Law at (800) 777-0028. The call and the advice are absolutely free. For more information about our law firm, take a look at our client success stories and our 100 percent satisfaction guarantee .

The links below will lead you to more information about different personal injuries and related legal issues:

Advice on how a personal injury attorney can help you, how they get paid, and which ones really have your best interest in mind.

Everything you need to know about TBI from auto accidents, and how it affects your health and legal rights.

Advice from our brain injury lawyers on symptoms and types of closed head injuries, such as concussions, contusions, hematomas and hemorrhages.

Our personal injury lawyers discuss headache treatment, types of post-traumatic headaches and FAQs.

Learn about various back injuries that must be treated very carefully, such as spinal cord injuries, back strains/sprains, herniated discs and bulging discs.

Learn about various neck injuries, which must be diagnosed and treated quickly, such as spinal cord injury, whiplash, neck sprains/strains, herniated disc and bulging disc in the neck.

Read here for information on various common injuries arising from car accidents, including leg injuries, shoulder injuries, fractures, TMJ and chronic pain.=

Personal injury lawyer advice on how auto accidents can affect your emotional well-being, and the negligent infliction of emotional distress lawsuit for emotional injuries

Read about the effects of post-traumatic stress disorder (PTSD), acute stress disorder and adjustment disorder following a serious car accident, and discover available treatment options.

Your questions about depression, depression diagnosis, and treatment are answered here.

Our injury lawyers explain the legal claim for loss of consortium, or in other words, when a car accident victim s marriage suffers from personal injuries.

How our wrongful death attorneys can protect your rights — and ensure your loved ones are provided for — when a relative or friend is lost in a tragic auto accident.

Call Michigan Auto Law today. Our injury attorneys are here for you.

Call us at (800) 777-0028. Our lawyers can answer all of your questions. You can also fill out our consultation form .

Michigan Auto Law is the largest auto law firm in the state, and we ve been helping personal injury victims like you for more than 50 years. Here are some quick facts about us, and information about our record-breaking verdicts and settlements .

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Serving Michigan with office locations in:

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Copyright 2007-2017 Michigan Auto Law. All rights reserved.

Disclaimer: This information is for general informational purposes only and should not be relied upon as legal advice without consulting with a licensed attorney. This is not intended to substitute for the advice of an attorney. The law is subject to frequent changes and varies from one jurisdiction to another. Some of the information on this site may be deemed attorney advertising in some states. No attorney-client relationship is formed nor should any such relationship be implied. Past results are no guarantee of future results. A licensed attorney responsible for the content of this site can be reached at (800) 777-0028 .


Understanding Your Insurance Deductible

#what #is #deductible #in #auto #insurance


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Understanding Your Insurance Deductible

Understanding the role deductibles play when insuring a car or a home is an important part of getting the most out of your insurance policy.

A deductible is basically the amount “deducted” from an insured loss. Deductibles have been an essential part of the insurance contract for many years and represent a sharing of the risk between the insurance company and the policyholder. When repairing your home or replacing personal possessions, the amount of the deductible would come out of your own pocket.

A deductible can be either a specific dollar amount or a percentage of the total amount of insurance on a policy. Generally speaking, the larger the deductible, the less a consumer pays in premiums for an insurance policy. Deductible amounts can be found on the declarations (or front) page of standard homeowners and auto insurance policies.

Here is how it works: if you have a $500 “dollar deductible,” that $500 would be deducted from your claim. So, if your insurance company has determined that you have an insured loss worth $10,000 you would receive a claims check for $9,500.

Percentage deductibles are calculated differently. They are based on a percentage of the home’s insured value. So if your house is insured for $100,000 and your insurance policy has a 2 percent deductible, $2,000 would be deducted from the amount you are reimbursed on a claim. In the event of the $10,000 insurance loss, you would be paid $8,000.

Deductibles in many parts of the country have been going up. In hurricane prone states, where there is a greater risk of a major catastrophe, special deductibles may apply for homeowners insurance claims when the cause of damage is attributable to a hurricane. These deductibles are generally higher and may take the form of a percentage of the policy limits.

Deductibles for property damage work differently than, for example, a typical health insurance policy where there a single annual deductible for the policy. With an auto or homeowners insurance policy, the deductible applies each time you file a claim. The one major exception to this is in Florida, where hurricane deductibles specifically are applied per season rather than for each storm.

Hurricane deductibles have helped to make more private insurance coverage available in coastal communities at a lower price. This means more choice for consumers. So, consumers who reside in states where competitive markets exist can often shop around for coverage and usually find that they have a selection of insurance policies to pick from that offer a variety of different premiums, coverages and deductibles.

Here are some other important things to know about deductibles:

Raising Your Deductible Can Save Money

One of the best ways to save money on a homeowners or auto insurance policy is to raise the deductible. For example, for auto insurance, increasing the dollar deductible from $200 to $500 can reduce collision and comprehensive coverage premium costs by 15 to 30 percent. Going to a $1,000 deductible can save you 40 percent or more. But, remember that if you have a loss, this amount will be deducted from your insurance claim and that you will be responsible for the difference.

Deductibles Differ by Company and by State

Insurance is state regulated. And insurance companies must follow strict state laws. This also applies to the way deductibles are incorporated into the language of a policy, and how they are implemented. In many states a range of deductibles can be found. So if you are shopping for insurance, you should always ask about deductibles when comparing policies. For homeowners or renters insurance policies, most insurers offer a minimum $500 dollar deductible. However, raising the deductible to $1,000 or more can save upwards of 20 percent on the cost of an insurance policy.

Deductibles Do Not Apply to Liability Claims

There are generally no deductibles for the liability portion of a homeowners or auto insurance policy. Instead, the deductibles apply to property damage. So, on in an auto policy, there is a deductible for the optional comprehensive or collision coverage, but not for the liability portion. And, in a homeowners policy, deductibles apply to damage to the structure of the house or personal possessions but not if a homeowner is sued or a medical claim is made by someone injured in the home.

Flood Insurance Offers a Range of Deductibles

Flooding is not covered by standard homeowners insurance policies but is available from the National Flood Insurance Program (NFIP) and from some private insurance companies. The NFIP offers separate policies for the structure of your home and for your personal possessions, along with a variety of deductibles. You can choose one deductible for the structure and another for the contents of your home. Mortgage companies, however, may require that your deductible be under a certain amount. Flood damage to a car is covered by the optional comprehensive portion of an auto insurance policy.

Percen tage Deductibles Apply to Earthquakes, Hurricanes and Hail

  • Earthquakes: Deductibles for earthquake coverage can range anywhere from 2 percent to 20 percent of the replacement value of the structure. Insurers in states like Washington, Nevada and Utah, with higher than average risk of earthquakes, often set minimum deductibles at around 10 percent. In most cases, consumers can get higher deductibles to save money on earthquake premiums.California residents also can purchase earthquake insurance through the California Earthquake Authority (CEA). The standard CEA policy includes a deductible that is 15 percent of the replacement cost of the home. The basic policy covers only the house (other structures such as garages, pools, etc. are not covered). Personal possessions are covered up to $5,000 and “loss of use” expenses, the additional cost of living elsewhere while repairs are made to the home, are covered up to $1,500. Recognizing that some people want more comprehensive coverage, the CEA also offers a 10 percent deductible for other structures, personal items coverage up to $100,000 and $15,000 in “loss of use” coverage.
  • Hurricanes and Hail: There are two kinds of wind damage deductibles: hurricane deductibles, which apply to damage solely from hurricanes; and windstorm or wind/hail deductibles, which apply to any kind of wind damage. Whether a hurricane deductible applies to a claim depends on the specific “trigger” selected by the insurance company. These triggers vary by state and insurer and usually apply when the National Weather Service (NWS) officially names a tropical storm, declares a hurricane watch or warning, or defines a hurricane’s intensity in terms of wind speed. Due to these differences, homeowners should check their policies and speak to their agent or insurance company to learn exactly how their particular hurricane deductible works. In some states, policyholders have the option of paying a higher premium in return for a traditional dollar deductible. However, in high-risk coastal areas insurers may not offer this option, instead making the percentage deductible mandatory.
  • Hurricane Deductibles Are Not New: The first hurricane deductibles were introduced into policies over 20 years ago. After Hurricane Hugo hit South Carolina in 1989 and Hurricane Andrew hit Florida in 1992, insurers realized they were far more vulnerable to huge weather-related losses than they had previously thought. In order to be able to continue getting reinsurance (basically insurance for insurers), and thus continue to offer homeowners insurance in high-risk areas it became necessary to require policyholders to share some of the cost by including hurricane deductibles in policies.

Consider Percentage Deductibles When Purchasing a Home

When looking for a new home, it is important to consider the cost of insurance. Coastal properties and other locations at higher risk for a natural disastermay cost more to insure than other locations, and you must add to that a separate deductible for earthquake or hurricane damage. Remember, you will be paying for insurance the entire time you live in your home—if you are a prospective buyer and feel you cannot afford the insurance, then it may be time to consider a different home.


Business and administration apprenticeships

#business #administration #in #healthcare


#

Business and administration apprenticeships

This apprenticeship trains you to play an important support role within a business or organisation.

Training opportunities

Administrators handle the day-to-day tasks in an office and make sure things run smoothly. This sort of work requires a strong sense of responsibility, accuracy and attention to detail.

This covers roles that involve organising people and resources such as:

  • executive assistants
  • secretaries
  • administration assistants
  • data entry clerks
  • office juniors

As a business and administration apprentice, your exact duties will depend on your employer but could include:

  • typing up board meeting documents
  • putting financial information together in spreadsheets
  • sending the daily post
  • faxing and photocopying confidential documents

Types of apprenticeships

There are 3 types of business and administration apprenticeships.

Intermediate level apprenticeship

You could train in roles like:

  • administrator / business support officer
  • office junior
  • receptionist
  • junior legal secretary
  • junior medical secretary
  • medical receptionist

Advanced level apprenticeship

You could train in roles like:

  • administration officer / executive
  • administration team leader / office supervisor
  • personal assistant
  • secretary
  • legal secretary
  • medical secretary

Higher apprenticeship

You could train in roles like:

  • office manager
  • administration team leader
  • personal assistant
  • business development executive

Apply for a business and administration apprenticeship

You can become an apprentice in England if you’re:

  • 16 or over
  • eligible to work in England
  • not in full-time education

News Overview

#insurance #in #california


#

News Overview

The Communications and Press Relations Branch oversees all media relations for the California Department of Insurance and keeps the public informed of the latest news from the Department. Media representatives interested in information about CDI or obtaining interviews should call 916-492-3566. Media-only inquiries after business hours should call Nancy Kincaid at 916-599-1320.

Communications Press Relations Branch
California Department of Insurance
300 Capitol Mall, Suite 1700
Sacramento, CA 95814
916-492-3566
916-445-5276 FAX

Twitter

Receive helpful tips and news from the CDI’s Twitter account .

E-Mail Subscriptions

The Department provides a free e-mail Subscription service. Sign up now to receive notices of press releases and updates to many other documents. You determine what notices you wish to receive when you sign up for the service.

Sign up for free e-mail subscription service

Press Releases

The Department periodically releases statements and other information to the media. This section catalogs what has been released.

Bulletins

The California Department of Insurance periodically releases bulletins as a helpful resource to the public.

Studies, Reports Publications

The California Department of Insurance periodically releases various studies and reports helpful to consumers and industry.

Google™ Translation Disclaimer

This Google™ translation feature is provided for informational purposes only.

The Department of Insurance is unable to guarantee the accuracy of this translation and is therefore not liable for any inaccurate information resulting from the translation application tool.

The Departmenf of Insurance is also unable to guarantee the same page layout for all the languages. Depending on the languages, the page layout may look strange from the original.

Please consult with a translator for accuracy if you are relying on the translation or are using this site for official business.

A copy of this disclaimer can also be found on our Disclaimer page.

Select a Language Below / Seleccione el Idioma Abajo


Houston attorneys and lawyers

#houston, #houston #lawyers,calif. #attorneys,attorneys #in #houston,accidents #in #houston,vehicle #accidents,uninsured #motorists,bankruptcy


#

Many Houston Texas Attorneysprovide

FREE consultation and

FREE e-mail/phone advice!

Select the legal specialty on the left

and then select a Houston Attorney .

Houston-lawyers-Houston attorneys-directory Select a local lawyer to assist you. Many offer free initial legal consultation. Many Houston Texas lawyers – attorneys to select from.
Copyright 20 14 Houston attorneys – lawyers This material is subject to copyright and any unauthorized use, copying or mirroring is prohibited.
Last modified: 12.16.2014


Insurancenter – Car Home Boat RV Insurance – Ft Myers, FL

#best #car #insurance #rates #in #florida


#

The Insurancenter of Fort Myers!

The Insurancenter of Fort Myers, FL team is committed to providing clients with the highest quality insurance plans available combined with some of the lowest rates available in all of Florida. Whether you’re shopping for home insurance in Fort Myers . a boat policy in Bonita Springs . a Cape Coral auto policy, flood insurance in Port Charlotte or a Naples condo policy. we can help get you the best coverage available with the lowest rate possible.

At The Insurancenter of Fort Myers. our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.

We specialize in the following Florida Insurance Coverage :

Proudly Serving Thousands of Insurance Clients in Fort Myers, Cape Coral, Bonita Springs, Port Charlotte, and Naples!

We are proud of our agency and grateful for the thousands of you who have placed your Florida insurance policies with us. Finding home insurance and auto insurance in Fort Myers and the surrounding communities has never been easier. We invite you to view the various areas of our agency site and get comprehensive insurance coverage at great values. and 5 star customer service! The agents at The Insurancenter of Fort Myers work hard to get you the insurance coverage you need, at great premium rates that provides you 24/7 access to Florida insurance information with our insurance agency website.

Although The Insurancenter is headquartered in Fort Myers, Florida. we offer unparalleled service and competitive quotes to clients in Cape Coral, Bonita Springs, Naples, Port Charlotte and throughout the entire State of Florida!

Your Independent Insurance Agent

We are an independent insurance agency. We provide access to dozens of carefully selected insurance companies, not just one. This allows you to get the right price with the right coverage. Whether you have the ideal history preferred companies desire, or a not so perfect history, we find the right coverage, with the best company, at the best price for you. And, as an independent insurance agency we can offer the personal touch you would expect from your neighborhood insurance agent.

Now in our third decade of serving Southwest Florida. we are proud of our commitment to excellence, outstanding customer service, concern for protecting your assets, and prompt response to your needs. Our exceptional team of educated and informed insurance professionals assures that we keep our promise to exceed your expectations.

Our mission is to protect and enhance the financial resources of our clients, thus ensuring their security and quality of life, by providing sound professional insurance management services.
Call Us Today!

Quick Quote


Industrial Hygiene Laboratory

#courses #in #analytics


#

Click on the Complete Directory below to see our full scope of analysis.

Want some great information and tips? Check out our new Blog Page! Analytics Blog

OSHA Announces Long-awaited Final Rule on Silica

Formaldehyde Testing Made Simple

Update: We ve got new certification in Drinking Water! Total Coliform MPN by SM 9223 Coliert 18 MPN and e.Coli MPN by SM 9223 Colilert 18 MPN.
We are now certified by VELAP to perform TPH-HEM by EPA 1664A (VELAP Lab ID# 460160, Certificate No. 8760).

Analytics Corp was founded in 1977 as an industrial hygiene laboratory and we received our AIHA-LAP, LLC accreditation in 1981. Based on the needs of our IH clients, Analytics began testing environmental samples in the late 90s and received our NELAC certification in 2000. In addition, we are now participating and proficient in the Pharmaceutical Round Robin PT program.

By combining scientific expertise, state-of-the-art instrumentation and leading edge information management systems, Analytics Corp is committed to delivering the highest quality analytical laboratory services to our clients. See our full comprehensive directory of services and sampling media by clicking the directory below.

During the last 30 years, Analytics Corporation has been a division of Rohm Haas, Roche Biomedical and LabCorp. Being owned by large Fortune 100 companies provided excellent financial resources to develop our laboratory into one of the top IH/Environmental testing laboratories in the country.

Analytics mission is to partner with our clients to work towards a cleaner environment, while building a long-term relationship founded on high quality analytical services, delivered on time, in the most cost-efficient manner. Our corporate philosophy is to maintain a strong financial position so that we can always meet or exceed the expectations of both our clients and employees.

Analytics is proud of the reputation we have earned over the last 30 years as a result of providing our customers the best quality analytical data available within the US. Analytics has over 1300 active clients and has done business with most of them for at least 10 to 15 years.

In addition, Analytics 30,0000 square foot facility is one of the finest laboratories in the country. We have in place the certifications, SOPs, insurance, and over $3M of state-of-the-art instrumentation required to perform NIOSH, OSHA, EPA, SW846, wastewater/600 series, etc. analytical methods.

EPA recently settled a major pollution case with a cement producer on pollution controls that will reduce harmful emissions of nitrogen oxides. Nitrogen oxides are pollutants that can lead to illnesses such as asthma and other respiratory conditions. Nitrogen oxides contribute to the formation of ground-level ozone as well as particle pollution. EPA Regional Administrator, Judith A. Enck says, “Air pollution of the type from this cement plant can lead to a number of serious health and environmental problems, including respiratory problems, heart disease, and smog.”

Cement production companies often times must acquire proper permits as required by the Clean Air Act.

We are going to be an exhibitor at the AIHA Carolinas Fall PDC/Conference on September 24, 2015! Come by and say hi to Jack Simila and pick up one of our flyers or sign up to be added to our email list. Look for our booth!

Analytics Corporation is going to the Brazilian Association of Occupational Hygienist Conference in Brazil!

The Brazilian Association of Occupational Hygienists (ABHO) is organizing the IX Brazilian Congress of Occupational Hygiene and the XXII Brazilian Meeting of Occupational Hygienists and Fair of Products and Industrial Hygiene Services.

These events will be held simultaneously between days 24 a August 26, 2015 in São Paulo SP, the Hotel Holiday Inn Parque Anhembi. located at Rua Professor Milton Rodrigues No. 100, Parque Anhembi, Sao Paulo.

In 2015, the theme will be addressed: Present and Future of Occupational Hygiene facing new challenges in the workplace.

Brazilian and foreign occupational hygienists will be present at these events sharing experiences and knowledge in the area of ​​prevention and control of environmental risks. In addition to lectures and conferences, they will be offered refresher courses on topics of Occupational Hygiene and the Fair of Products and Services.


Drug Rehab Michigan

#alcohol #rehabilitation #centers #in #michigan


#

Drug Rehabs in Michigan

Narconon Helps to Heal Drug Addicted Lives in Michigan

Michigan families must have somewhere they can turn for help to rescue those who have fallen into the whirlpool of drug abuse. Narconon drug and alcohol rehabilitation centers around the world have been healing addicted lives for more than forty-five years. They offer a holistic program that saves the addicted individual from the threats they face in an existence of abusing drugs or alcohol. This program is an alternative to short-term programs or the twelve-step methods of recovery.

Michigan has a Narconon Center that can Help Families Save Loved Ones

In Albion, Michigan, the Narconon Freedom Center provides the ideal location for a full recovery from drug abuse. This residential facility offers comfortable bedrooms, lounges and ten acres of wooded property for a quiet space in which to recover from drug addiction.

The steps to recovery start with withdrawal. Although this may create apprehension for some, the experience is made more tolerable with generous nutritional support and one-on-one work with the trained staff. Around-the-clock care is provided if necessary, and gentle relaxation and reorientation techniques assist the healing.

After withdrawal is complete, each individual studies and practices basic communication skills. This helps a recovering addict to get control of his immediate environment and his attitudes towards life. He can move forward in the program much more effectively from this point.

Accomplishing Full Detoxification is a Necessity to a Lasting Recovery

The renowned Narconon New Life Detoxification comes next. This part of the recovery process takes around a month, and takes the person through a thorough detoxification with the use of nutritional supplements, moderate exercise and time in a low-heat sauna. The combination of these factors, along with careful supervision, enables the body to flush out the toxins remaining behind after drug or alcohol abuse. Drug residues lodge in the fatty tissues of the body, contributing to the triggering of drug cravings and causing fuzzy and slowed thinking. When these cravings are reduced or eliminated, it helps the addict achieve a lasting recovery, recovered from the devastation of drug use.

Those who have gone through this program state that they have more energy, feel brighter and more alert. They have a more positive outlook on life and often say their cravings have disappeared.

Life Skills Destroyed by Addiction Must be Rebuilt

Courage and persistence are needed for a full recovery. Narconon provides a way to repair the damage done to the mind, body and spirit as a result of drug or alcohol addiction. After the individual finishes the detoxification process, he will study life skills courses that teach him how to make correct decisions and avoid the people that mean trouble in his life. He will be able to choose the right personal relationships that will support his sobriety.

These Narconon Life Skill Courses show the recovering addict how to improve difficult situations, restore personal integrity and self-respect as well as providing a moral code that gives him a reliable compass to steer his life in the right direction.

When this study program is complete, the individual often, for the first time in many years, feels interest in his future. Many state that they feel truly good about themselves and for the first time in years or decades, are no longer thinking about how to get that next pill or drink.

An Ongoing Battle with Drug Addiction in Michigan Requires Vigilance

Michigan’s drug problems run deep. Many counties have been labeled High Intensity Drug Trafficking Areas by law enforcement so more resources can be allotted to stemming this runaway epidemic. Crime and violence escalate, children become trapped in a life of addiction, and families fall apart and suffer when loved ones turn to drugs or alcohol.

Illicit prescription drugs have become a widespread problem in Michigan. Designer drugs are now on the market, causing severe consequences, even death among users. Michigan has a desperate need for an effective drug rehabilitation program. Narconon is providing effective drug rehab in Michigan in answer to that need.

Recovered Addicts Help Resolve the Addiction Epidemic in Michigan

Helping people recover from drug abuse can stem the tide in Michigan. There is one less addict on the streets, one less person supporting drug dealers. One by one, individual by individual, Michigan residents can win back their state and prevent the heartache of drug addiction and its effect on families.

When you have a son, daughter, spouse or other loved one addicted to drugs or alcohol, you can find an alternative and effective treatment at the Narconon Freedom Center in Albion.

Illicit drugs have become an epidemic, sweeping cities and towns across our country. They have made their way into schools, our homes and workplaces. Families have seen the dreams of loved ones destroyed, their hopes dashed against the rocks of addiction.

Prescriptions drugs, just as addictive as street drugs, have gone the same route, abused by children as young or younger than twelve years of age. Alcohol is a legal substance, and addiction to it causes just as much heartbreak as any illegal drug.

Drug Rehabs in Michigan:

Next
Drug Rehab – Jackson, MI Prev
Drug Rehab for Holland, MI


Dallas Personal Injury Lawyers – Texas Accident Attorney

#the #law #office #of #wt #johnson, #best #dallas #texas #personal #injury #lawyer, #dallas #accident #attorneys, #dallas #tx #serious #injury #attorney, #file #a #lawsuit #in #dallas #texas


#

Texas Accident Lawyers

We’ve won over
$ 91,000,000
For our clients.

Don’t settle for less than you deserve. With help from our aggressive trial attorneys who are also skilled negotiators, you can get the compensation you need to make a full recovery. We know what it takes to win.
Call us today.

Dallas Personal Injury Attorneys

Over 25 Years of Proven Experience

When it comes to developing expertise in any field, there’s no substitute for experience. Personal injury law can be complex, but with over a quarter century of experience under our belts, the legal team at The Law Office of WT Johnson knows what it’s doing.

No Risk Representation in Texas

Accident victims are often hesitant to consult with an attorney because they’re afraid of the high costs involved. We operate on a contingency fee basis. This means our clients don’t have to pay a cent unless they recover damages. You’ve got nothing to lose by contacting our firm. But, you have everything to lose if you wait too long to get started on your claim. If you don’t file your claim before the statute of limitations expires, you won’t be able to collect financial compensation for your injuries. Don’t let that happen.

Your Dallas Personal Injury Case is Important

If you have been injured in an accident caused by someone else’s negligence, you have the right to seek fair compensation for your losses.

  • How do I file a claim?
  • How will I pay my medical bills?
  • How do I deal with lost wages from missing work?
  • Should I talk to the insurance company?
  • How long will my case take?

If you find yourself asking any of these questions, contact us. Our staff can deal with the party responsible for your injuries and their insurance companies. Let us take the burden off your shoulders and handle your personal injury claim from start to finish. Don’t settle for less by attempting to battle the insurance companies on your own.

Types of Injury Claims We Focus On

At The Law Office of WT Johnson, we handle all kinds of personal injury claims. Our main focus areas include:

Many personal injury cases are the result of car accidents. Often, these cases leave victims permanently injured, disfigured, or with medical conditions that can affect them for the rest of their lives. The Law Office of WT Johnson won a $500,000 settlement on behalf of auto accident victim, even though the total of their medical bills was only $29,000.

Texas is a big trucking state. Commercial truck accidents happen around Dallas and the rest of the Lone Star state every day. Accidents involving trucks can do major damage because of how much bigger they are than other cars and motorcycles.

Anything you buy comes with a promise from the manufacturer, distributor, and retailer that it’s safe to use. Design defects, manufacturing defects, or marketing errors can all lead to you getting hurt. Our firm has won many product liability lawsuits on behalf of our clients, including a recent confidential settlement for a victim injured by a defective table saw.

Texas has more nursing homes than almost every other state. We want to think the people we trust to care for our elderly family members provide the best living situation for them. This isn’t always the case, however. Let us help you defend your loved ones when they can’t do it for themselves. Our firm recently won a confidential settlement in a case of nursing home sexual abuse.

Contact a Dallas Injury Attorney

When you or a loved one has been injured, things can get difficult. You may need help with medical bills, lost wages, and any number of related expenses. The Law Office of WT Johnson can help.

Contact us at (800) 738-4046 today.


IHK Frankfurt am Main, unternehmen in frankfurt am main.

#Unternehmen #in #frankfurt #am #main


unternehmen in frankfurt am main

Unternehmen in frankfurt am main

Unternehmen in frankfurt am main

Unternehmen in frankfurt am main

Unternehmen in frankfurt am main

  • B hne:
  • Bild 1: Flow-VC
  • Bild 2: V – Poth – Fotolia.com
  • Bild 3: Viola F. Holtz – Fotolia.com
  • Bild 4: jegas_ra – Fotolia.com

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IHK-Passantenbefragung Bad Homburger Innenstadt

IHK-Informationen kompakt: Flüchtlinge in Ausbildung und Beschäftigung bringen

Aktuelle Brancheninformationen Verkehr

Wirtschaft hält Kurs

Berufsabschluss lässt sich auch nachholen

Info-Video “Wie werden Sie Ausbildungsbetrieb?” ist online

Info-Video: DatenschutzerklГ¤rung – Informieren Sie Ihre User

Info-Video: IHK LehrstellenbГ¶rse – hier findest du deinen Ausbildungsplatz

Mediathek

weitere Videos Zum YouTube-Kanal

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Ausbildungsbörse

Unternehmen in frankfurt am main

IHK-Newsletter

Unternehmen in frankfurt am main

Substanz in jeder Rubrik:

IHK WirtschaftsForum

Unternehmen in frankfurt am main

IHK Social Media

Unternehmen in frankfurt am main

Anfahrt

Unternehmen in frankfurt am main

  • IHK-Service Center

    IHK Frankfurt am Main

    60313 Frankfurt am Main

    Telefon: 069 2197-1280

    oder Fax: 069 2197-1424

    • Unternehmen in frankfurt am main
    • Unternehmen in frankfurt am main
    • Unternehmen in frankfurt am main
    • Unternehmen in frankfurt am main
    • Unternehmen in frankfurt am main
    • Unternehmen in frankfurt am main

    IHK Frankfurt am Main 2018

    Unternehmen in frankfurt am main


    IFM Heidelberg, unternehmen in heidelberg.

    #Unternehmen #in #heidelberg


    reflect and act

    und sorgen für Bodenhaftung

    pragmatisch im Vorgehen

    Unternehmen in heidelberg

    Consulting. Coaching. Training. Facilitation.

    • Führungskräfteentwicklung
    • Training/Coaching
    • 360° Feedback
    • Boxenstop-Kompaktworkshops
    • Performance Management
    • Führungsinitiativen/-kultur
    • Strategieumsetzung
    • Change Architektur
    • Prozesse, Rollen/Verantwortlichkeiten
    • Change Kommunikation
    • Managementklausur
    • Teamentwicklung
    • Schnittstellenoptimierung
    • Konfliktmanagement
    • Kommunikation
    • Teamfeedback
    • Assessment Center
    • Einzelassement
    • Development Center
    • Audit
    • Potenzialprogramme
    • Sales Training/-Coaching
    • Kundenorientierung
    • Innovationsmanagement
    • Sicherheitskultur
    • Verhaltensbasierte Arbeitssicherheit
    • Gesunde Führung

    Reflect and act. In einer zunehmend dynamischen und komplexen Arbeitswelt gewinnt dies immer mehr an Bedeutung. Nennen Sie es VUCA (Volatility, Uncertainty, Complexity, Ambiguity), Agilität oder Transformational Leadership. Es geht um Orientierung und Handlungsfähigkeit. Diese zu stärken ist unser Antrieb. Bei Mensch, Team und Organisation.

    I F M – Inspiration. Führung. Management.

    Wir beraten und unterstützen Mittelstand und Großkonzern in vielfältigen HR-, Change-, Personalentwicklungs- und Qualifizierungsprojekten. Als Berater, Coach, Trainer oder Moderator. In Deutschland und international. Auf Deutsch und Englisch.

    • Arbeitgeberverbände Chemie BW
    • BASF Gruppe
    • EKW Refractories
    • Eurochem Agro
    • Evonik
    • Geholit + Wiemer GmbH
    • INEOS Olefins Polymers
    • LyondellBasell
    • Merck KGaA
    • Alstom/GE
    • Evobus (Daimler)
    • Freudenberg Gruppe
    • Kraftanlagen Gruppe
    • Prominent Dosiertechnik
    • Technische Werke Ludwigshafen AG
    • Daimler AG (Bereich IT)
    • Ericsson
    • valantic CEC Deutschland GmbH
    • Realtech
    • T-Systems
    • Vivento Customer Service (Deutsche Telekom)
    • Frankenbrunnen Gruppe
    • Mineralbrunnen Überkingen-Teinach
    • Paulaner Brauereien Gruppe
    • Ruby Hotels Resorts
    • Tank Rast
    • Curagita Gruppe
    • Medela Gruppe
    • Radiologische Großpraxen/MVZ in ganz Deutschland
    • St. Marien- und Annastiftskrankenhauses Ludwigshafen
    • ViDia-Kliniken Karlsruhe
    • ARAG Konzern
    • Generali Gruppe
    • Signal Iduna Versicherungen
    • BASF Wohnen und Bauen
    • Freudenberg Immobilien Management
    • GBW Gruppe, München
    • GGH Heidelberg
    • Forschungszentrum Jülich
    • Heinrich-Pesch-Haus Ludwigshafen
    • IFEU Heidelberg
    • Zentrum für Ignatianische Pädagogik

    Als Psychologen kennen wir uns aus mit der Gestaltung professioneller Beziehungen in Organisationen – zu Mitarbeitern, zu Kunden, zu Schnittstellen oder im Team. In systemischer Haltung arbeiten wir unterschiedliche Perspektiven heraus und führen Sie zusammen. Mit Neutralität, Außenperspektive und wertschätzender Respektlosigkeit.

    I F M – Integer. Fokussiert. Menschlich.

    Mit zusammen mehr als 140 Jahren operativer Erfahrung in Industrie und Wirtschaft sowie 70 Jahren eigener Führungserfahrung wissen wir, wovon Sie und wovon wir reden. Das schärft den Blick für das Machbare. Mit Fokus auf Ergebnisse und konsequente Umsetzung.


    Vendita immobili, appartamenti e case in vendita su Bakeca, case in vendita roma sud.

    #Case #in #vendita #roma #sud


    Vendita appartamenti, immobili residenziali – Vendita case

    33821 – 2 CAMERE – REGINA PACIS

    116 mq · Quadrilocale

    Appartamento a Stra – Rif. 4744

    123 mq · Quadrilocale

    V_Pedrengo_rif.A5 – Pedrengo Attico CasaClima prossima realizzazione

    V000146 – Villa a Schiera – Floridia

    Villa in Vendita in zona ROSIGNANO MARITTIMO con giardino

    Metti in evidenza i tuoi annunci con Bakeca Business

    V000631 – NOVARA DIREZIONE VERCELLI (CAMERIANO)

    110 mq · Trilocale

    APPARTAMENTO di 4 vani e di 60 mq (CERVIGNANO DEL FRIULI) rif. 417

    60 mq · Quadrilocale

    Luca0094 – APPARTAMENTO INDIPENDENTE

    80 mq · Trilocale

    Appartamento con 3 letto

    120 mq · Cinque e più locali

    Appartamento a San Leone Agrigento

    90 mq · Trilocale

    Appartamento a Renon – Rif. 11968-4

    71 mq · Trilocale

    Appartamento di 140 m² con 4 locali e box auto doppio in vendita a Roma

    140 mq · Quadrilocale

    ERACLEA MARE CENTRALISSIMO APPARTAMENTO

    40 mq · Bilocale

    ALT/R/1114 – Casa singola ad Avelengo

    235 mq · Casa singola

    Appartamento di 90 m² con 3 locali e box auto doppio in vendita a Menaggio

    90 mq · Trilocale

    Appartamento in vendita a ASCIANO – San Giuliano Terme 60 mq Rif: 522928

    60 mq · Bilocale

    Appartamento in vendita a Livorno 102 mq Rif: 448342

    102 mq · Quadrilocale

    Villetta a schiera in vendita a Livorno 125 mq Rif: 662651

    Villa singola in vendita a SAN MINIATO BASSO – San Miniato 200 mq Rif: 205597

    Villa singola in vendita a SCALA – San Miniato 180 mq Rif: 206198

    V000781 – Quattrolocali ristrutturato

    117 mq · Quadrilocale

    Appartamento in vendita a Carrara 85 mq Rif: 571825

    85 mq · Quadrilocale

    Casa singola 8 locali a Ragusa

    350 mq · Casa Indipendente

    Appartamento in vendita a Cascina 220 mq Rif: 580944

    220 mq · Cinque e più locali

    Appartamento in vendita a Cascina 80 mq Rif: 522950

    80 mq · Quadrilocale

    Che cos’è un Alert

    L’alert è un servizio gratuito che ti permette di trovare comodamente quello che desideri, ricevendo via email tutti i nuovi annunci corrispondenti alla categoria di offerta che ti interessa. Un modo semplice e rapido, per rimanere aggiornati senza dover reimpostare ogni volta i tuoi criteri di ricerca.

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    Vendita appartamenti, monolocali

    Metti in vendita la tua casa su Bakeca e trova subito l’acquirente giusto. Pubblica l’annuncio vendita casa oppure se stai cercando un appartamento consulta i nostri annunci e trova la casa dei tuoi sogni. Tante proposte di annunci immobiliari privati e da agenzie in tutta Italia.


    Life Insurance Companies – Australia – s top life insurers in 2018 and best award winners, Insurance Watch Australia, top life insurance companies in us.

    #Top #life #insurance #companies #in #us


    Life Insurance Companies

    Life insurance is basically a promise to pay in the future. It is therefore important that the life insurance company making the promise is strong and financially secure so that they can deliver when called upon. Insurance Watch deals with the top life insurance companies in Australia so that you can compare and save on life insurance policies with confidence. Together these companies represent over 90% of the market.

    Recent Awards show those life insurance companies which research houses and industry associations have recognised as offering the best value policies and/or customer service.

    To find out who customers have rated as the best life insurance companies Read Life Insurance Company Reviews

    Australian Life Insurance Companies

    Top life insurance companies in us

    2017 Joint Best Value Trauma Insurance – Canstar.

    2017 Life Insurance Company of the Year – Australia and New Zealand Institute of Insurance and Finance.

    Top life insurance companies in us

    Top life insurance companies in us

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    2016 Life Insurance Company of the Year – Strategic Insight and AFA.

    2016 Best Income Protection – Strategic Insight and AFA.

    2017 Bronze Winner Risk Company of the Year – Money Management/ Dexx ?>

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    List of California Auto Insurance Companies, car insurance companies in california.

    #Car #insurance #companies #in #california


    Compare Multiple Auto

    List of California Auto Insurance Companies

    We all need to make sure that we’re getting the best that we can to make sure that we’re doing well by our auto insurance companies. Fortunately enough, there are plenty of fantastic California auto insurance companies out there, all willing to offer you some pretty good measures. More than enough people have found something impressive in the companies that they have chosen, but there are a couple of them that really take the cake, accounting for most of the drivers in the state, with some of them being national powers, while others just being those that operate well within the state. And even though some of the smaller companies don’t have the brand recognition, they’re still very good. Here represents the top 10 list of companies in the state.

    The top 5 are: 21st Century Insurance Group, Allstate, Coast National, Farmers, and GEICO. These companies have exhibited a couple of fantastic things, for instance, 21st Century has been known for their financial strength. The top five of the bunch have all been placed there by Best because of their financial strength – with the exception of Coast National. While they are a small company, they’ve been rated highly because of their low rates, although this doesn’t mean that some of the other companies have sufficiently higher ones, but a lot of people have found this one to be impressive because they’re affordable and their customer service is sufficient.

    Rounding out the top 5 are: Infinity, Mercury, Progressive, State Farm and United Service. All of these companies also have some pretty fair rates with some good financial backing. While this doesn’t mean that they are in any way deficient to some of the other ones, s this wasn’t particularly a numbered list, they are companies that also have some sort of drawbacks. For instance, people have reported some kind of problems getting in touch with the claims department at Infinity. This may not particularly mean that they don’t respond to claims, as they’d have to pay them out, but something to think about. Even with that being the case, Infinity is a company known to give some of the best rates in the state.

    But if a person is going to decide on what insurance company that they should use, they’d all want to take advantage of receiving a free rate quote. This is generally done through the use of a free quote tool, something that we happily provide. We have assisted a plethora of people in finding a pretty good quote for their vehicle’s car insurance, all from companies that are highly-rated in the state of California. We don’t believe that anyone should have to search high and low for their auto insurance, as it takes a lot of time, and when you have a trusted source, you won’t have to worry about whether or not you could have gotten something better – as these companies are considered to be the best.

    If you happen to be looking for some good California auto insurance companies, look no further than our free quote tool.


    Siti per affittare case vacanze per breve termine, siti di case in affitto.

    #Siti #di #case #in #affitto


    Siti per affittare case vacanze per breve termine

    Sia che tu stia cercando un piccolo appartamento o unintera isola, le case vacanze sono unottima alternativa al soggiorno in hotel quando viaggi. Ma con così tanti posti per prenotare può diventare difficile sapere dove cercare.

    [n1related i=&0″] Per semplificare le cose noi del team di Guesthero abbiamo messo insieme un elenco di alcuni dei migliori siti web per affittare la tua casa vacanze per brevi periodi, andando ad analizzare ciò che troverai in ognuno dei siti che seguono.

    A offrire grandi opportunità per gli affitti brevi per case vacanze è la rete; una vera e propria vetrina per host e guest. In internet è infatti possibile trovare diversi siti specializzati nelle trattative di affitti a breve termine, tra questi spiccano: Airbnb, HomeAway e Homelidays come piattaforme con comprovata esperienza.

    Airbnb

    Con oltre un milione di proprietà in tutto il mondo, airbnb.com è probabilmente il più grande sito di locazione in circolazione. Offre davvero tutto, da un divano nellappartamento di qualcuno a un intero castello o a uno yacht.

    Mentre alcune proprietà sono esclusivamente affitti per le vacanze, la maggior parte degli annunci sono in realtà le case di proprietà che le persone affittano. I viaggiatori possono selezionare se vogliono affittare un intero appartamento, una stanza privata o una stanza condivisa.

    Ci sono un sacco di opzioni per le stanze condivise, il che lo rende perfetto per i viaggiatori che hanno un budget limitato e non si preoccupano dei coinquilini. Airbnb ha anche una componente sociale, in cui gli ospiti possono recensire gli host e viceversa, il che rende più facile sentirsi a proprio agio con lo scambio.

    Puoi anche collegare il tuo account a Facebook per vedere se qualcuno che conosci ha soggiornato nel posto che stai ricercando. Airbnb inoltre, non paga lhost fino a 24 ore dopo che gli ospiti hanno effettuato il check-in, per garantire che tutto funzioni regolarmente e in caso di problemi cè anche una linea di emergenza H24.

    HomeAway & Homelidays

    Per una casa vacanza privata o tradizionale, puoi dirigerti su HomeAway.com, dove troverai quasi un milione di annunci a livello internazionale.

    Una grande maggioranza delle inserzioni si trova negli Stati Uniti e in Europa, in particolare in Francia, Spagna e Italia. Gli elenchi includono tutto, dai principali luoghi turistici come Roma a destinazioni più isolate come Vicenza.

    Puoi filtrare i risultati della tua ricerca in base: alla fascia di prezzo, alla data o ai servizi che desideri come una piscina o il tuo animale domestico. Puoi anche salvare le proprietà che ti piacciono e pubblicare recensioni per valutare laccuratezza delle inserzioni su una scala a cinque stelle.

    La famiglia HomeAway possiede molti siti di grande successo, tra cui VRBO, VacationRentals.com ed Homelidays.com che con il loro intero portafoglio di canali raggiungono fino a 70 milioni di viaggiatori al mese.

    E mentre offrivano pacchetti di abbonamento separati per ogni canale (o sito Web), da allora hanno consolidato tutto in un unico enorme pacchetto di distribuzione offrendo ora una soluzione di continuità ai loro 25 siti Web trafficati, assicurando che le tue proprietà raggiungano ogni angolo del mondo .

    Homelidays ha allincirca 1,5 milioni di visite al mese con oltre l80% del traffico proveniente da paesi di lingua francese come Francia, Belgio e Svizzera.

    Esistono tanti modi diversi per commercializzare le tue proprietà per le vacanze, ma il marketing sulla rete è la strategia più efficace per attrarre nuovi ospiti e generare nuove prenotazioni.

    Pubblicizzare la tua proprietà sui siti di affitto delle vacanze giuste, mentre usi le giuste tecniche di marketing, ti darà accesso a più di traffico e visibilità, sufficienti per costruire una fonte coerente e sostenibile di prenotazioni per la tua casa vacanze.


    Trattori agricoli usati, macchine: Vendo serra agricola, macchina in vendita usate.

    #Macchina #in #vendita #usate


    Trattori agricoli usati, macchine

    lunedì 29 settembre 2014

    Vendo serra agricola

    Giardino e Fai da te mag, 13:- Enna (EN). Archi per serre – Annunci Gratuiti – Vendita case, auto, lavoro e altro. Serre Tunnel usato in vendita – m Produzione e vendita di serre, tunnel, coperture antigrandine di varie dimensioni per orti, giardinaggio, agricoltura in genere, con vari accessori a richiesta.

    Serre usati – Cerco, Vendo, Compro – Trattori Usati Serre Portale Italiano dedicato al mondo agricolo, trattori e macchine agricole usate di qualsiasi marca, completamente gratuito. Cercare la Migliore Selezione di serre agricole usate vendita Produttori e Prodotti italian economici e di alta qualit serre agricole usate vendita a m. Immagini relative a vendo serra agricola Serre agricole in vendita: Batterie AGM per macchine agricole: 33Gomme agricole trelleborg: 200Azienda agricola con impianti e serre: 120000.

    Serre usate – arredamento e casa – Liquida Annunci

    Vendo serre usate – m Cercare la Migliore Selezione di vendo serre usate Produttori e Prodotti italian economici e di. Serra – Macchine Agricole Annunci di Apri Kijiji e semplifica la tua vita comprando gli attrezzi agricoli in vendita. Trova le migliori serre agricole usate vendita Produttori e serre. Vendesi 32mq, serre professionali usate, attualmente e fino a met ottobre in attivit, serre di.

    Serra agricoltura serre tunnel orto – Giardino e Fai da te In vendita a. Serre usate – arredamento e casa – Liquida Annunci Serre professionali usate.

    Vendo serre usate – m

    Vendita usato ad effetto serra in policarbonato per agricoltura. : MOTOZAPPCOPPIO VIGOR GARDEN VMZ-HP. Alessandro baldan – Il Tutti gli articoli su alessandro baldan. Botti (606926L) Belvivere contenitore fusto olio lt in acciaio inox 18con coper.

    CABINE DI SERIE PER GAMMA LAMBORGHINI FRONTALE per Serie CRONO Euro III Completo di tergicristallo elettrico (Da montare su trattore con tetto originale LAMBORGHINI ). Campagna Da anni che motore diesel lombardini modello. Carraro 80usata e nuova – AnnunciFacile Vendo carraro 80usato, di seconda mano e km in vendita. Castel San Niccol Bellissima testata in legno di vecchio carro agricolo.

    Cercare la Migliore Selezione di imballatrice per fieno balle piccole Produttori e. Come curare i gerani – Per voi c ancora speranza, basta iniziare con qualcosa di semplice: una pianta robusta che non richieda. Come tagliare e accatastare la legna per la stufa e il caminetto.

    Da sempre la pasta a mano fatta in casa sinonimo di tradizione. Motozappa motocoltivatore zappatrice motore tempi cc.1HYUNDAI T6in Giardino e arredamento esterni, Utensili elettrici giardino, Motozappe e. Essiccazione, pulitura, movimentazione e stoccaggio cereali, stoccaggio zucchero, impianti di produzione biocarburanti e diversi impianti.

    I chicchi freschi di grano integrale, i chicchi di segale, l avena integrale e simili si. Irroratrice Hardi usato in vendita – m Annunci di Irroratrice Hardi nuovo e di seconda mano.

    La societ produce articoli in materie plastiche e metalliche per. Land Rover – comprare o vendere auto usate o nuove – AutoScoutLand Rover usate, semestrali o nuove a prezzi convenienti su. Metropolitana: molti utilizzano i fondi di caff di Moka come concime per i gerani. Mulino Marino – m In questo modo le Farine di Mulino Marino sono le pi raffinate e genuine del.


    Find Cheap Car Insurance in Massachusetts, The Zebra, car insurance companies in massachusetts.

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    Massachusetts Car Insurance

    Compare rates from 13 car insurance companies in Massachusetts.

    Your information is secure.

    Here’s what you need to know when driving in Massachusetts

    Across the Bay State, there are 76,200 miles of road just waiting to be driven. We’ll get you prepped, then you take the wheel.

    Car Insurance Laws

    State minimum insurance requirements in Massachusetts

    In Massachusetts, the state minimum coverage requirements are as follows:
    Liability
    • Bodily Injury $20,000 per person
    • Bodily Injury $40,000 per accident
    • Property Damage $5,000 per accident
    Uninsured Motorist
    • Bodily Injury $20,000 per person
    • Bodily Injury $40,000 per accident
    Personal Injury Protection
    • $8,000 per person
    Optional coverage in Massachusetts (varies by carrier):
    • Comprehensive
    • Collision
    • Limited Collision
    • Loan/Lease Payoff
    • Medical Payments
    • Rental Car Reimbursement
    • Roadside Assistance
    • Underinsured Motorist Bodily Injury
    • Optional Bodily Injury (OBI)

    Liability coverage on a Massachusetts policy only provides coverage for injuries that you cause to another driver or their passengers within the state. Should you be driving outside of the state, adding Optional Bodily Injury to Others (OBI) coverage will financially protect you in the event that you are “at fault” in an accident outside of Massachusetts. This would also extend coverage to any passengers in your vehicle.

    The coverage limits are determined by each individual state and normally split into three categories. In Massachusetts, the minimum is listed as 20/40/5 and explained below:

    $20,000 bodily injury coverage per person. This is the maximum dollar amount that pays for a single person that you injure in an auto accident.

    $40,000 bodily injury coverage per accident. This is the maximum dollar amount that pays for all injuries that you cause in an accident if more than one person is hurt.

    $5,000 property damage per accident. This is the maximum dollar amount that pays for damage that you cause in an accident.

    Uninsured Motorist coverage is legally required in Massachusetts and pays for injury and lost wages that you or your passengers may suffer in the event that you are hit by an uninsured driver who is at fault. The coverage limits are determined by each individual state and normally split into two categories. In Massachusetts, the minimum is listed as 20/40 and explained below:

    $20,000 bodily injury coverage per person. This is the maximum dollar amount that pays for a single person injured in your vehicle by an uninsured driver.

    $40,000 bodily injury coverage per accident. This is the maximum dollar amount that pays for all injuries in your vehicle by an uninsured driver if more than one person is hurt.

    Personal Injury Protection provides coverage for medical costs that you and your passengers incur in an accident regardless of fault. PIP will cover medical expenses such as hospital bills, rehabilitation costs, and even work loss resulting from an accident. In Massachusetts, the minimum PIP coverage limit is $8,000 per person.

    Massachusetts is a no fault state!

    What does this mean for you?

    Put simply, a no-fault insurance laws system requires that drivers carry their own protection. When an accident happens, no matter who is at fault, your own insurance foots the bill. Each driver takes care of his or herself, and theoretically, the chances of someone suing or raising a hissy fit over culpability are lessened. And bonus? It guarantees every driver immediate medical treatment in the event of an accident.

    Top Massachusetts Car Insurance Companies

    The Zebra compares over 200 companies 1,800 products, so you can save way more than 15%.


    Unternehmen – Rent Event Tec GmbH Mannheim – Vermietung – Vertrieb von professioneller Eventtechnik, unternehmen in mannheim.

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    Vermietung Vertrieb von professioneller Eventtechnik

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    Unternehmen

    Historie der Rent Event Tec GmbH

    Im Juli 2005 gründete Thilo Strack die Firma „Renttec“. Das war die konsequente Weiterentwicklung seiner bis dato 13-jährigen Berufserfahrung im Event – und Messebereich

    November 2008 – Investition in 36qm Indoor-LED Module mit 6mm Pixelabstand von Barco

    Januar 2011 – Investition in neue HD-Projektoren – mehrere Barco HD-20 und Sanyo HF-15000 ab sofort im Vermietpark

    Juli 2011 weiterer Invest in die neue Serie von steglosen LCD-Displays. Mit der Investition in die neuen Generation von 55´´ Displays verstärkt Rent Event Tec seine Position als einer der größter Vermieter von Displaylösungen.

    November 2011 verschiedende Großprojekte werden von Rent Event Tec ausgestattet. Beispielsweise 350qm LED-Wand Outdoor beim Autosymphonic in Mannheim

    Juni 2012 36 Events anläßlich der Fußball EM 2012 und der Olympiade in London werden mit Medientechnik ausgestattet

    März 2013 Zahlreiche Neuinvestitionen im Bereich von hochauflösenden Indoor-LED-Wänden erweitern das Produktportfolio. Rent Event Tec GmbH wächst damit zu einem der größten Anbieter von LED-Produkten für den In- und Outdoorbereich.

    Mai 2013 Die Flotte an mobilen LED-Trailern und LED-Trucks steigt auf 6 Fahrzeuge

    August 2013 Erweiterung der Lagerkapazität um 1.500qm

    Juni 2014 Dank Zahlreicher Investitionen im LED-Bereich können auch Großprojekte erfolgreich beliefert werden.

    Juli 2014 erfolgreiche Fußball WM 2014 mit über 38 Projekten. Erste Einsätze unserer 31qm großen LED-Screencontainer

    November 2014 Die Mitarbeiterzahl der Festangestellten wächst auf 25 Personen. Die Anzahl der freien Techniker die temporär im Jahre 2014 für Rent Event Tec gearbeitet haben steigt auf über 50 Personen


    Zeitarbeit Mainz, Zeitarbeit Darmstadt, Zeitarbeit Jena, Zeitarbeit Hamburg, Zeitarbeit Frankfurt: spp direkt, unternehmen in jena.

    #Unternehmen #in #jena


    Zeitarbeit bei spp direkt – alle in einem Boot.

    Ob spp direkt, Unternehmer oder Arbeitnehmer: in der Zeitarbeit sitzen wir alle in einem Boot. Diejenigen, die eine neue Arbeitsstelle als Bewerber suchen, oder Unternehmen auf der Suche nach Personalleasing oder einer Personalvermittlung: spp direkt als Unternehmen aus der Zeitarbeit steht für ein nachhaltiges Konzept in der Personaldienstleistungsbranche. Wir arbeiten an passenden Lösungen für Unternehmen und Bewerber. Dabei sehen wir uns als Vermittler und Partner, der immer beratend auf beiden Seiten steht.

    Draußen, auf dem Markt – auf unberechenbarer See – wo der Wind einem Unternehmer um die Ohren pfeift, wird qualifiziertes Personal gebraucht. Nur mit einer ausgefeilten Strategie, einer guten Planung, und vor allem der richtigen Personalvermittlung, bewegen sich Unternehmer in sicherem Gewässer. Unser Claim „Hier stimmt die Einstellung“ definiert unseren Auftrag und Versprechen an Sie, das zu Ihrem Unternehmen passende Personal zu finden und als Partner in der Zeitarbeit beratend an Ihrer Seite zu stehen, dadurch können wir Sie professionell und kompetent unterstützen.

    spp direkt hat sich auf die Fahnen geschrieben, für Jobsuchende den Job zu finden, der Fähigkeiten langfristig fördert und die Chancen auf dem Arbeitsmarkt kontinuierlich verbessert. Mit einer außertariflichen Bezahlung über dem Branchenschnitt heben wir uns als Unternehmen aus der Zeitarbeit gegenüber unseren Mitbewerbern ab. Zusätzliche Zahlungen von Urlaubs- und Weihnachtsgeld, Zuschläge für Überstunden, Nacht-/Schichtarbeit sowie unbefristete Arbeitsverträge und der langfristige Einsatz in einem Unternehmen sind nur einige Gründe, die für das nachhaltige Konzept von spp direkt sprechen.

    Die myra group, zu dem spp direkt sowie ibex personal zählen, ist ein bundesweit agierender Personaldienstleister, welcher Zeitarbeit neu definiert. Mit Standorten für Zeitarbeit in Mainz, Darmstadt, Frankfurt und Wiesbaden sind wir Marktführer in der Rhein-Main-Region. Darüber hinaus sind wir überregional mit Niederlassungen für Zeitarbeit in Jena und Hamburg vertreten. Unsere Kunden schätzen unsere individuelle Beratung, unser Mitdenken sowie unsere Diskretion.


    Healthcare Analytics

    #business #intelligence #in #healthcare, #advizor #solutions


    #

    Healthcare

    MedAdvizor Delivers Clear Results and Rapid Payback for Healthcare Providers

    With the rapidly changing and competitive payment landscape and the pervasive growth of electronic medical records, healthcare organizations are now amassing unprecedented amounts of data about both their patients and business processes. While this seems productive at first glance, without effective analytics the end result can be people drowing in data-rich, but information poor environments.

    We call this the “cycle of pain.” The data is there. somewhere. But to get at it requires a seemingly never ending back and forth to query it, cut it, and slice and dice it. When you finally have something workable, you may realize that you actually needed something entirely different than what you first thought. The other alternative? Downloading subsets into Excel and then giving it your best shot. Equally painful.

    As a result of this pain, healthcare professionals are increasingly turning to new technologies like MedAdvizor. MedAdvizor lends vital insight to improve financial and clinical outcomes in several areas:

    • Patient Care – to understand diagnosis/treatment/physician outcomes
    • Financial Results – to understand direct and referral sources of revenue and direct and indirect costs
    • Marketing/Patient Acquisition – to determine which activities are most effective at attracting patients
    • Reimbursement – to ask questions like, “which groups/payers are most profitable?” or “which result in high levels of claim rejections,” etc
    • Drug Costs – to understand practice prescription habits

    See how the Radiation Oncology Associates of Georgia use MedADVIZOR to manage their practice and come out on top of their mountain of data.

    Roles

    Resources


    Master Degree Programs in Human Resource Management

    #human #resources #programs #online, #master #degree #program #in #human #resource #management


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    Master Degree Programs in Human Resource Management

    Essential Information

    Most programs lead to the Master of Science (M.S.) in Human Resources Management, while others lead to a Master of Business Administration (MBA) with human resources as a concentration. Master’s degree programs in human resources management take about two years of full-time study to complete. Some schools offer programs online. Students generally take a few core business courses along with human resources courses. Master’s programs also emphasize research and data analysis for human resources management. Internships, while not necessarily required, may be encouraged.

    Prerequisites for the master’s program include a bachelor’s degree normally in a business or management field, GMAT or GRE scores, and letters of recommendation. Students without a degree may be accepted by passing prerequisite courses.

    Find schools that offer these popular programs

    • Human Resources Development
    • Labor and Industrial Relations
    • Labor Studies
    • Organizational Behavior

    Master’s Degree in Human Resource Management

    The curriculum of a human resources management degree program usually combines traditional business courses in areas such as finance, with core human resources classes in topics like employment law, benefits, and training. Internship opportunities may also be part of such a program and count for class credit. Below are some of the topics that may be included in the curriculum of a human resources master’s degree program:

    • Organizational behavior
    • Personnel psychology
    • Recruitment and selection
    • Strategic management of human resources
    • Ethical and legal aspects of human resources

    Popular Career Options

    Human resources management is a broad field. Below are a few of the possible careers for which graduates with a master’s degree in human resource management may qualify:

    • Human resources consulting
    • Occupational analysis
    • Employee benefits management
    • Human resources management
    • Placement management
    • Human resources development

    Continuing Education

    Students who graduate with a master’s degree in human resources management may pursue doctoral degrees in the field. Doctor of Philosophy (Ph.D.) programs in human resources are geared towards students who wish to pursue research and academic careers. In addition, human resource professionals have the option of obtaining industry certifications from organizations like The Society for Human Resource Management (SHRM). Both Professional in Human Resources (PHR) and Senior Professional in Human Resources (SPHR) certifications are available from the SHRM.

    Students pursuing a master’s degree in human resource management complete courses in business and human resources. In addition to courses like organizational behavior and personnel psychology, students may need to complete an internship.

    Next: View Schools

    The Oklahoma City area has few schools with MBA programs in human resource management. Find the best program for you by reading.

    A human resource management certificate program provides professionals with advanced skills in their field. Students learn.

    Human resource management programs are available at the certificate, associate’s, bachelor’s and master’s degree levels. This.

    Learn about some of the top schools to offer human resource management programs at graduate level. Learn about the program.


    Public School Teacher Salaries in Pittsburgh, PA by education, experience, Location and more

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    Public School Teacher Salaries in Pittsburgh, Pennsylvania

    Alternate Job Titles: Public School Teacher, School Teacher

    • What is the average Public School Teacher salary for Pittsburgh, PA?

      How much does a Public School Teacher in Pittsburgh. PA make? The median annual Public School Teacher salary in Pittsburgh. PA is $52,735. as of April 27, 2017, with a range usually between $46,037 – $60,885 not including bonus and benefit information and other factors that impact base pay. However, the salary for someone with the title Public School Teacher may vary depending on a number of factors including industry, company size, location, years of experience and level of education. Our team of Certified Compensation Professionals has analyzed survey data collected from thousands of HR departments at companies of all sizes and industries to present this range of annual salaries for people with the job title Public School Teacher in Pittsburgh. PA.

      This chart describes the expected percentage of people who perform the job of Public School Teacher in the United States that make less than that annual salary. For example the median expected annual pay for a typical Public School Teacher in the United States is $52,735 so 50% of the people who perform the job of Public School Teacher in the United States are expected to make less than $52,735.

      Source: HR Reported data as of April 27, 2017


    Elementary Education: Degrees – Programs: Graduate: School of Education: Indiana University

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    School of Education

    Degrees Programs

    Elementary Education

    You can make a daily difference in the lives of young students and nurture a lifelong passion for discovery. At the IU School of Education, we help passionate and committed individuals become the kinds of teachers that students will remember for the rest of their lives.

    Programs Offered:
    Overview

    Our elementary education program ranked #8 in the nation by U.S. News World Report has produced many of Indiana s best teachers. Whether you re entering the field of education, want to build upon your skills and knowledge as a practicing educator, or plan to pursue a career as an education policy maker or researcher, we offer the right degree for you.

    Faculty

    Our elementary education faculty offers a broad range of expertise in reading, science, mathematics, and social sciences education. As scholars, they ve produced groundbreaking research on topics ranging from teacher training to improving literacy rates for multicultural students. As educators, they have served as mentors to many of Indiana s best teachers.

    • Donna Adomat. Associate Professor of Literacy, Culture, and Language Education
    • Valarie Akerson. Professor of Science Education
    • Sharon Daley. Clinical Assistant Professor of Literacy, Culture, and Language Education
    • Jesse Goodman. Emeritus
    • Carol-Anne Hossler. Clinical Associate Professor of Elementary Education
    • Peter Kloosterman. Martha Lea and Bill Armstrong Chair for Teacher Education 2010-2015; Professor Emeritus of Mathematics Education
    • Diana Lambdin. Martha Lea and Bill Armstrong Chair for Teacher Education (2005-2010) and Emerita Professor (Mathematics Education and Teacher Education)
    • Mitzi Lewison. Professor of Literacy, Culture, and Language Education
    • Terrence Mason. Interim Dean
    • Leana McClain. Senior Clinical Lecturer
    • Carmen Medina. Associate Professor of Literacy, Culture, and Language Education
    • Meredith Park Rogers. Associate Professor of Science Education
    Careers

    IU graduates make up one third of newly licensed teachers in Indiana each year. To help you find a position that fits your skills, content area, and interests, our School of Education career counselors are available to:

    • Develop effective resumes and cover letters
    • Improve your networking and interview skills
    • Interview with prospective employers at education job fairs
    Contact

    For further information about the M.S. in Elementary Education (Elementary Education Track), please contact:

    Meredith Park Rogers
    Program Coordinator
    Associate Professor, Science Education
    Department of Curriculum and Instruction
    W.W. Wright Education Building, Room 3072
    201 North Rose Avenue
    Bloomington, Indiana 47405-1006
    Phone: (812) 856-8168
    Email:

    For further information about the Ed.S. in Elementary Education, Ed.D. in Curriculum Studies (Elementary Education Track), and Ph.D. in Curriculum Studies (Elementary Education Track), please contact:

    The Elementary Certification Masters Program (ECMP) is on moratorium while it is being revised. To receive updates on this program please contact:

    Office of Teacher Education
    Email: edhelp


    Equine Therapy Drug Rehab Programs

    #rehab #facilities #in #texas


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    Your Recovery – Your Way

    Touchstone Ranch Recovery Center

    Unlike traditional drug rehabilitation centers, Touchstone Ranch Recovery Center offers a unique treatment experience that includes equine therapy and truly individualized treatment for substance use disorders. Our professional, compassionate, and caring staff will go above and beyond for each client we serve.

    Recovery Services Include:

    • Truly Individualized Treatment
    • Medically Assisted Detoxification
    • Comprehensive Clinical Approach
    • Addiction Psychiatrist, Pharmacotherapy
    • Co-Occurring Disorders
    • Equine Assisted Psychotherapy
    • Intensive Group Therapy
    • Individual Counseling
    • Grief and Spirituality Consultations
    • Cognitive Behavior Therapy
    • Dialectical Behavior Therapy
    • Rational Emotive Behavior Therapy
    • Eye Movement Desensitization and Reprocessing (EMDR)
    • Shame Resilience
    • Spiritual Interpretation of 12 Steps
    • Daily Meditation
    • Relapse Prevention- MAP Recovery Coaching
    • Life Skills
    • Distress Tolerance, Emotional Regulation
    • Mindfulness, Interpersonal Skills
    • Recreational Outings
    • Experiential Family Program
    • Simple, Same Day Admission Process
    • Accept Most Insurance and Private Pay
    • Intervention Services/Transport
    • 90 Day Program With 30 and 60 Day Options

    Your journey to a full life without drugs and alcohol
    is only one call away: 888-988-5128


    Insurance NC – North Carolina Car, Home and Business Insurance

    #insurance #nc, #north #carolina #insurance, #insurance #companies #in #north #carolina, #auto #insurance #nc, #homeowners #insurance #nc, #automobile #insurance #north #carolina, #nc #home #insurance, #car #insurance #nc, #north #carolina #auto #insurance, #hibiske #insurance #group


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    NC Insurance – Connect with Insurance Agents Serving North Carolina

    Save up to 40% on your next North Carolina home, car, or business insurance policy with the insurance professionals on NCInsuranceQuote.com. Simply complete the insurance quote form on this page and a participating North Carolina insurance professional will begin researching rates that may save you hundreds of dollars a year on your insurance needs.

    If you are looking for immediate assistance, simply call 910-454-9800.

    Who doesn’t want to save on money on their insurance policies? At NCInsuranceQuote.com we connect people with agents all over the State of North Carolina who write policies to protect consumers’ personal and business assets while delivering the peace of mind of knowing that their families and their employees have quality coverage.

    From NC auto insurance and homeowners policies to liability insurance for your growing business, the insurance professionals in our network have all of your NC insurance needs covered.

    Search NC Insurance By City

    Car & Home Insurance

    The insurance agents in the NCInsuranceQuote network offer a variety of home and vehicle related insurance products including auto, motorcycle, RV, homeowners, flood, wind and hail, renters insurance, condo insurance, and more. They are committed to helping their clients find NC insurance policies to protect their financial interests while delivering the type of service you expect from your hometown agent. No matter where you live in North Carolina, they are here to help.


    Nursing Schools In Tampa, Florida

    #nursing #schools #in #tampa #florida


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    Degree Nursing

    Nursing Schools In Tampa, Florida

    Our list of nursing schools in Tampa, Florida is presented below with the nursing degree programs offered at each Tampa college and university for LPN, LPN-to-RN, ASN, BSN, RN-to-BSN and more. Click the name of any Tampa nursing schools to view the college or university characteristics, student body profile, satellite map of the surrounding area, and to view any additional nursing degree program information we have available in our database. Links are provided so that you can easily navigate to the official website of several Tampa nursing schools to compare and better understand the nursing degrees they award.

    List Of Nursing Schools In Tampa, Florida

    RN-to-BSN, BSN, MSN, RN-to-MSN, Nurse Practitioner

    The nursing degree program acronyms CNA, ASN, LPN, LPN-to-RN, LPN-to-BSN, RN, RN-to-BSN, RN-to-MSN, MSN, DSN, DNP, PhD, etcetera used in our list of nursing schools in Tampa, Florida may differ from the actual nursing degree program title published by the college or university. Nursing schools in Tampa, Florida and other cities, for example, may follow their own traditional nursing degree naming convention, or, attempt to follow the latest nursing degree naming convention being employed nationwide.

    Last updated: February 18, 2017

    Nursing School, Degree, And Career Navigation

    Nursing Degrees

    Nursing Careers

    Nursing Schools


    A Bachelor’s Degree in English: What Are the Options, The Best Schools, bachelor degree in english.

    #Bachelor #degree #in #english


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    A Bachelor’s Degree in English: What Are the Options?

    Bachelor degree in englishLet s say in high school you loved reading more than anything in the world. And so, in college, you majored in English in the hope becoming a writer yourself someday.

    But then, after graduation, you spent a year in a garret (the romantic word for attic), facing down that blank page day after day only to discover that the life of a starving novelist was not for you, after all.

    Or, perhaps though you did love reading more than anything in the world and you did get that bachelor s degree in English the idea of that year in the garret never really appealed to you that much in the first place.

    Bachelor degree in englishTo make things even more interesting, let s assume that you ve had it with school, at least for now, and have no desire to go on for a Ph.D. or to teach English at the college level.

    If any of these scenarios describe your situation or, if looking ahead, you suspect they might then you will find yourself faced with the question: What are my options with a bachelor s degree in English?

    Actually, as it turns out, there are quite a number of them. Let s look at a few of the traditional alternative life paths for English majors.

    Journalism

    Nowadays, of course, broadcast journalism has overtaken traditional print journalism, with web-based journalism closing in on both of them.

    But whatever form the technology for words may take paper and ink, the airwaves, or cyberspace at the end of the day good news reporting, writing, and editing all still rely on the same set of highly honed communication skills, whether verbal or written.

    In short, good communication skills have not gone out of date. Nor are they about to do so anytime soon.

    On the contrary, excellent communication skills are in greater demand today than ever. And anyone with a bachelor s degree in English still has a calling card that proves that he or she possesses them.

    The advantage here over a journalism or communications major is that these majors tend to peg you: if you have a journalism degree, then you re expected to be a journalist. Ditto for a communications degree: you re then expected to be a communications expert. But if you ve honed your writing skills over the course of an English degree program, then you can do journalism, you can do communications, and you can do a whole lot more.

    Bookselling Publishing

    Another traditional career for English majors is in bookselling and/or publishing.

    Why the and/or ? Because some of the most famous bookstores, like the City Lights Bookstore bookstore in San Francisco (pictured at right), have become celebrated publishers in their own right.

    Of course, times have changed, and by now small mom-and-pop bookshops run by people who do it out of a love for the life of reading are pretty much a thing of the past.

    Not only have the great chain stores run the small booksellers out of business, but now online retailers like Amazon.com are killing off the brick-and-mortar Goliaths like Borders (which died in 2011) and Barnes Noble (which is the only national book store chain remaining as of this article update in 2017). Some might consider this poetic justice!

    But in recent years, a number of small niche booksellers have begun to spring up all over the Internet and appear to be doing well. Which goes to show two things: that the love of books is not about to die out, and that there is still opportunity in bookselling for the English major who is Web-savvy and has an entrepreneurial spirit to go along with her love of reading.

    If this sounds like an interesting opportunity to you, the web site of the Indepdent Online Booksellers Association (here) might be a good place to begin your research.

    Then, of course, there are the traditional publishing giants, like Random House, Simon Schuster, and many, many others, who continue to need plenty of English majors to fill the ranks of their young proofreaders and copyeditors (see a related article here).

    Interestingly, small-scale, do-it-yourself publishing is beginning to make an appearance on the Internet, as well. See, for example, Pushkin Press (here), which specializes in European literature in translation.

    We don t know whether the folks who run this wonderful little press were English-majors, but the love of literature they display makes it hard for us to imagine that they were not!

    Advertising

    Bachelor degree in englishSome things simply do not change. Or, better to say, changes often turn out to be purely on the surface.

    Advertising is one such field in the ways that really matter, it has changed far less than the other careers that have traditionally extended the welcome mat to English majors.

    In addition to graphic artists, advertising agencies have always employed people with verbal flair, dexterity, and creativity, and they continue to do so.

    This will never change, because selling is a form of persuasion, and the skillful use of language is the heart of persuasion.

    Advertising companies know that a bachelor s degree in English is a good sign that the person holding it possesses the verbal skills they require.

    If you find the idea of a career in advertising appealing, you might want to investigate further by going here.

    Bachelor degree in english

    Public Relations Marketing

    Public relations and marketing are the other side of the coin for advertising. What s the difference?

    The marketing team is an in-house department of a corporation that works with outside advertising agencies in order to craft a campaign that will promote the company s products and services.

    While the marketing department concentrates on selling products, the public relations department focuses on selling the company itself. That is to say, PR basically involves advertising campaigns designed to broaden the company s brand-name recognition or to enhance or refine its image.

    Since PR and marketing are really forms of advertising by another name, employers in these fields look for pretty much the same skill sets as the advertising agencies do. This means more opportunities for English majors.

    A lot more opportunities, in fact. That is because even though there are only a relatively small number of top advertising agencies in the country, every company of a certain size, and of pretty much any description from manufacturers to retailers to restaurant chains to banks will have PR and marketing departments.

    The career opportunities in this area are wide open (see here).

    In addition to these traditional career paths for English majors, skill in analysis of texts and in writing comes in handy in a number of other jobs, as well, including elementary and high school teaching; insurance, real estate, and financial securities sales; and all types of administrative and managerial positions.

    For a discussion of these and still other options, check out this rather old article about English majors defecting to the business world.


    Cost of Medicare Part B – Part A

    #how #much #does #medicare #cost #in


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    What is the Cost of Medicare Part B and A?

    Original Medicare covers many services. but it is not free. There is a cost associated with each part B and Part A. and you can learn more about each of them below.

    What costs should I know for Part A?

    Medicare Part A Premium

    Most people do not have to pay a premium for Part A because they (or their spouse) paid for it while they worked. If you do have to pay Part A premiums, the longer you or your spouse worked and paid into Social Security, the lower your premiums will be.


    View larger image

    Medicare Part A Deductible

    Part A doesn’t have an annual deductible but rather applies a deductible to each hospital benefit period. A benefit period begins when you go into a hospital or skilled nursing facility (SNF) and ends when you have been out of the hospital or SNF for 60 consecutive days.

    Copayments

    Copays for Part A apply once you stay in a hospital for more than 60 days in a single benefit period. In a skilled nursing facility. copays begin after the first 20 days.

    If you have a limited income and resources, you may qualify for help with your Parts A B costs.

    Hospital stays

    For a hospital stay. you will pay a deductible of $1,316. This is not an annual deductible. You pay this deductible once each benefit period. Your payment changes as you stay in the hospital.


    View larger image

    Skilled nursing facility stays

    For a skilled nursing facility stay, there is no deductible. Medicare will only cover up to 100 days in a skilled nursing facility though, and only if you meet some very specific criteria:

    • 3-Day Hospital Stay: You must have been at a hospital
      • For 3 days AND
      • Had come to a skilled nursing facility within 30 days of the hospitalization AND
      • Had been admitted to the hospital as an inpatient. Time in the emergency room or in what the hospital calls “observation status” does not count, even if you stayed overnight or longer.
    • Level of Care: You must also need skilled nursing care 7 days a week, or skilled therapy services 5 days a week.
    • Part A: Skilled nursing care is covered under Medicare Part A. You must have had Part A while you were in the hospital.

    Also, keep in mind that Medicare will NOT cover your stay if you only need help with personal care (also called custodial care), such as bathing, eating or dressing yourself. Here is what you will pay for a stay in a skilled nursing facility.


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    There is no deductible or copayment for home healthcare. However, you do need to meet a set of very specific criteria in order for Medicare to cover your home healthcare.

    Medicare covers home healthcare services when a doctor certifies that:

    • You need medical care at home AND
    • You are homebound AND
    • You need skilled care from a nurse or a skilled physical, speech or occupational therapist.

    Medicare will only cover home care services when your doctor:

    • Orders the care from a home health agency that Medicare approves, AND
    • Documents a face-to-face visit with you up to 3 months before or 1 month after the start of the service, AND
    • Signs a plan for your care.

    There is no deductible or copayment for hospice care. You only pay a small share of the costs of medications and inpatient respite care under the Medicare hospice benefit.

    What costs should I know for Part B?

    Medicare Part B Premium

    There is a monthly premium for Part B coverage. For Medicare beneficiaries with incomes below $85K/single or $170K/couple, the Part B premium cost for 2017 will average between $109 and $134 per month. For Medicare beneficiaries with higher incomes, the Part B premium cost will range from $187.50 to $428.60 per month, based on income level. Medicare beneficiaries who meet certain income and resource guidelines can get their Part B premium paid for by their state’s Medicare Savings Program .

    Medicare Part B Deductible

    You will also pay an annual deductible of $183 in 2017. That means when you receive services covered by Part B, you will pay $183 before Medicare starts helping you pay. People with Medicare with incomes less than 100% of federal poverty level – about $990/month – and few resources can be excused from paying the Medicare deductible and coinsurance .

    Coinsurance

    Once you have paid your deductible, you will then pay 20% of the cost approved by Medicare for most Medicare Part B services.

    Accepting assignment

    To keep your Part B costs down, make sure that your healthcare providers take Medicare and “accept assignment .” Doctors or other providers who accept assignment agree to accept the amount that Medicare will pay for a visit or service (called the Medicare-approved amount) as payment in full. So you would only pay the 20% coinsurance.

    Providers who see people with Medicare but do not accept assignment can charge you more. They can charge you up to 15% more than the Medicare-approved amount, which means that you would pay your usual 20% coinsurance plus up to an extra 15%.


    View larger image

    For example, if the Medicare-approved amount for a doctor visit was $100, but your doctor did not accept assignment, he could charge you up to $115 for your visit. You would pay $35 (20% of the $100 Medicare-approved amount, plus the extra $15 not covered by Medicare).

    Opting out

    Providers can also “opt out” of the Medicare program. That means that they can charge you whatever they like for a service and will not bill Medicare. If you see a provider that has opted out of Medicare, you will have to pay the full cost of the service you receive; Medicare will not pay any part of the cost. Providers that opt out of Medicare should have you sign a contract saying that you understand that you will have to pay the full cost of the service.

    Next steps:


    Undergraduate Psychology Degree: Psychology Career Options

    #psychology #job #outlook, #psychology #career #future, #careers #in #psychology


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    The instinctive answer to the question of what to do with a psychology degree is, “Be a psychologist!” But in order to become a professional psychologist, you need a master’s or even a doctoral degree. So, if you only have a bachelor s degree, what are your options in psychology? What are the psychology career professions? How about the job outlook in psychology?

    Explore Your Psychology Career Options

    The wonderful thing about a psychology degree is that it is much more flexible and adaptable than any other degree in other words, your have options in psychology! After all, no matter what career path you are on, other people are sure to be involved—as customers, co-workers, employees, and bosses. A quality undergraduate education in psychology prepares you to be a good citizen and a critical thinker, and the skills and abilities that psychology majors acquire through their coursework and out-of-class experiences make them marketable for a wide variety of employment options. Even though the bachelor s degree in psychology is not a professional degree, it is still a great way to become a well rounded, well-educated citizen and person—and who doesn’t want to hire a person like that? With a degree in psychology, career options abound.

    Here are just a few of the professions that value those with a psychology degree:

    • Human Services. Federal, state, and local governments as well as many non-profit organizations are eager to hire those with an undergraduate degree in psychology.
    • Administration. Any administrative position in government or in other organizations can utilize those with a psychology degree. Throw in a business double major or minor, and any company will find you indispensable.
    • Community Relations. This fascinating field covers a wide range of jobs—working as an advocate, an outreach coordinator, an event coordinator and more.
    • Public Relations. As a public relations specialist, you’ll work with the media, write press releases and other materials, do research and fundraising, organize events and more.
    • Advertising Market Research. More and more Advertising Agencies are hiring those with a psychology background to help formulate advertising strategies.
    • Teaching. If you also obtain a teaching certificate along with your degree, you can teach in both public and private schools.
    • Retail and Sales. Every retail organization understands the power that a psychology degree can bring to their bottom line; these companies are always eager to hire those with a background in psychology!

    Earn a Graduate Degree in Psychology

    Just because your bachelor’s degree is in psychology doesn’t mean you have to earn a master’s in the same field for a successful career! You might be surprised to know that nearly 40% of those with a bachelor’s degree in psychology go on to law school, business school, or some other professional school. It shouldn’t seem so odd—if you are practicing law, having a degree that involves the study of the human brain and human behavior can only help. The same is true for business—since most businesses are providing services to humans, knowing how people think can make you a more effective businessperson. Having a degree in psychology can be an excellent foundation for any advanced degree you pursue.

    If you do want to work as a psychologist, usually a doctoral degree is required. There are two doctoral degrees available in the field of psychology. Psychologists with a Ph.D. qualify for a wide range of teaching, research, clinical, and counseling positions in universities, elementary and secondary schools, private industry, and government. Psychologists with a Psy.D. (Doctor of Psychology) qualify mainly for clinical positions.

    There are many other options in psychology. Those with a master s degree in psychology can administer tests as psychological assistants. Under the supervision of doctoral level psychologists, they can conduct research in laboratories, conduct psychological evaluations, counsel patients, or perform administrative duties. They may teach in high schools or 2-year colleges or work as school psychologists or counselors, and they may also work as counselors in the field of addiction.

    Looking Forward: Salary and Job Outlook for those with a Psychology Degree

    According to the Bureau of Labor Statistics, the average starting salary for psychologists with a bachelor s degree was about $20,600 in 1999; those with superior academic records could begin at $25,500. Moving beyond starting salaries, however, the Handbook reports that psych graduates with only a bachelor s degree earn roughly $44,600 a year.

    Those who work in management and senior-level administrative positions earn the most, at $58,000 per year, followed by those employed under the broad category of insurance, securities, real estate and business services who earn an average of $56,000. Social workers and administrative record clerks earn the least at close to $30,000 per year.

    In other words, you can do anything you want to do with a psychology degree the job outlook in psychology is very good. Alumni surveys of college undergraduates show that there are firemen, marketing directors, ministers, teachers, pilots and business executives working with their degrees in psychology. Additionally, psych majors are especially well positioned in the job market because they are trained to think critically and creatively and are skilled in communications.

    Those with a psychology degree are incredibly versatile—they have the same skills that you d need as a business executive, architect, librarian or social worker. There are not many jobs that require skills that psychology majors don t have. The options in psychology are endless!

    Related Articles:


    The top 5 makeup artist and design schools in Toronto

    #photography #schools #in #toronto


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    The top makeup artist and design schools in Toronto consider beauty enhancement to be a minor component to a cosmetologist’s job. After all, cosmetics are not only useful for vanity’s sake, but for reasons that include but are not limited to: zombie replications, drag, properly shaded bruises as an art form, celebrity impersonations, and the occasional prosthetic nose. These schools encourage the innovation of appearances, whether by creating entirely imagined characters or teaching their students how to make the elderly look young (or vice-versa).

    Here are my picks for the the top makeup artist and design schools in Toronto.

    Complections College of Makeup Art Design
    Complections Makeup (CMU) prides themselves in fostering an artist’s freedom of expression – because makeup is art, too! The school, tucked quietly onto Lombard St. downtown, is a top destination for students hoping to break into Toronto’s film industry. Those who enroll in the Complete Makeup Artist Program will pick up beauty methods for professional fashion photography, applying realistic, artificial facial hair, and designing and constructing original prosthetic creatures.

    SOMA (School of Makeup Art)
    Put away your eyelash curlers and blush brushes – SOMA’s traded those for fake blood, silicone molds, and other eye-catching prosthetics (if you’re into cringing at the sight of someone). Aspiring makeup designers can attend a six-month diploma program to learn transformational makeup practices like how to make skin look burned, old, frostbitten, or deformed. If traditional makeup is more your thing, the 36-year-old institution also offers a 3-month long fashion makeup course to teach you how to look normal, too.

    Canadian Beauty College
    Canadian Beauty College has seven locations across the GTA, including schools in Newmarket, Mississauga, and midtown Toronto. Their makeup artist diploma course has an impressive historical component – students can learn how to apply and identify a range of beauty styles from the 1920s to the present day. Their curriculum also supplements a business degree with marketing and entrepreneurship sections. If you’re just looking to get your makeup done, you can book a student to do a basic application ($15), evening look ($20), prom makeup ($25) or bridal look ($30).

    Paramita
    While there are many professional makeup artists in the 416 who offer makeup lessons, Paramita is likely the only one that qualifies their studies with the word “bootcamp.” The intensive, one-week program covers everything from the beauty basics – skin care, foundation matching, eyeshadow techniques and the like – to developing a solid portfolio and starting a business. Paramita is not locally grown either, instead boasting an international program with locations in Dubai, the Philippines, and New York.

    GLOW Academy
    GLOW Academy is a M.A.C. preferred institution, which means that if you’re brand-loyal and into traditional makeup artistry, GLOW’s your best bet. Students can enroll in various levels of training, from a beginner makeup artist’s diploma program to advanced bridal, airbrush application, fantasy, and special effects certificates. The tri-location academy (found in Mississauga, Bloor West, and Kitchener-Waterloo) comes with a photography studio, invites to high-end industry events, and a whole lot of zebra print chairs. Score. (If you want makeup help, their students will perform services from a $4 brow cleanup to facials, manicures and makeup application.)

    Writing by Alex Brown.


    25 Best Plumbers – Dallas TX

    #plumbers #in #dallas


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    Plumbers in Dallas, TX

    Request Stage. Ready to Hire

    Desired Completion Date. Timing is flexible

    What kind of location is this?. Home/Residence

    Comment: The vanity in the bathroom has been removed along with Some pipe pieces and needs to be repaired. The kitchen sink underneath has a leak and possibly a leak from the dishwasher that’s not needed. I request a free estimate. I’m not interested in a high cost job. If the price is right, same day service will be negotiated. I’m only accepting calls on Friday/Sat Jun1-2,2017

    Project: Install, Repair or Replace Plumbing or Fixtures

    Location: Dallas. TX

    Project Description. Repair a faulty plumbing item, Install a new plumbing item, Several small plumbing ‘fix-it’ or install projects

    Is this an emergency?. No

    Plumbing Repairs. Fixture not draining or flushing

    Plumbing Fixtures. Pipe, Shower/Tub, Sink

    Request Stage. Ready to Hire

    Desired Completion Date. Within 1 week

    What kind of location is this?. Home/Residence

    After Business Hours. No

    Historical Work. No

    Property Owner. Yes

    Comment: I Need an Estimate on a Plumber, My Washing Machine Water Backed up into Bathroom Tub and Bathroom Sink, and Line may be Clogged in relation to it all.

    Project: Install, Repair or Replace Plumbing or Fixtures

    Location: Dallas. TX

    Is this an emergency?. No

    What material is your sink made of?. Stainless Steel

    Where is the sink located?. Kitchen sink

    How is the sink mounted?. Under-mounted

    Request Stage. Ready to Hire

    Desired Completion Date. Timing is flexible

    What kind of location is this?. Home/Residence

    After Business Hours. No

    Historical Work. No

    Property Owner. Yes

    Comment: Hello, We do not need any help with our kitchen sink. The sink and it’s garbage disposal work fine. We just bought an APEC Water reverse osmosis tank 4 water filtration system and need help installing it in our kitchen. We need the filtration system and tank to be hooked up to our plumbing under the sink and the faucet to be installed on our granite counter top. We will likely need

    0.5 inch diameter hole drilled through the granite.

    Project: Install, Repair or Replace Plumbing or Fixtures

    Location: Dallas. TX


    Strände an der italienischen Adria – Strand-Urlaub an der Adria in Italien, 4 sterne hotels in grado italien.

    #4 #sterne #hotels #in #grado #italien


    Strände an der italienischen Adria

    4 sterne hotels in grado italien

    Die italienische Adria bietet kilometerlange Strände aus feinstem Sand, meistens flach abfallend und daher auch ideal für den Urlaub mit Kindern. Charakteristisch für die Adria-Strände in Nord-Italien ist ihre enorme Breite, die oft bis zu mehreren 100 Metern beträgt.

    Die knapp 600 km lange Adria-Küste in Italien ist ein Ferienparadies par exelance, das kaum Urlaubswünsche offen läßt.

    Ferienanlagen, Hotels und Campingplätze an der Adria sind meist im Besitz von Privatstränden, die mit ordentlich aufgestellten Liegestühlen und Sonnenschirmen bestückt sind. Dieser Strandservice ist meist kostenpflichtig. Zwischen den privaten Badeständen finden sich jedoch auch noch frei zugängliche, naturbelassene Strände.

    An der Adriaküste erwarten Sie aber nicht nur endlos lange Sandstrände, sondern auch ein überaus interessantes Hinterland, wie z.B. das ländliche Venetien oder das zum Weltnaturerbe zählende Po-Delta. Nicht zu vergessen die Küstenstädte wie Venedig, Caorle, Ravenna oder Triest.

    Strandhotels an der Adria

    Gutes 3-Sterne-Hotel direkt am Strand von Jesolo. Zimmer mit Meerblick, Frühstück inkl.

    4 sterne hotels in grado italien Dune Agriturismo Relais

    Eine kleine grüne Oase an der Adria mit Pool und Privatstrand. 15 Zimmer, Restaurant, Weinkellerei.

    4 sterne hotels in grado italien Adriatic Palace Hotel

    Kleines 4-Sterne-Hotel mit Pool direkt am Strand. 48 moderne Zimmer, auch mit Meerblick.

    Adria-Strände von Triest bis Lignano

    4 sterne hotels in grado italien

    Wild zerklüftete Felsküste bei Triest, zauberhafte Buchten wie Baia Sistiana, die weite Lagunenlandschaft zwischen Grado und Lignano, lange flache Sandstrände und viele gemütlich kleine Ferienorte prägen das Bild der Adriaküste in der Region Friaul Julisch Venetien.

    Die Küstenstraße zwischen Sistiana und Triest gehört zu den schönsten Panoramastraßen am Mittelmeer. Die 23 km lange kurvenreiche Strecke verläuft hoch über der Adria mit traumhaften Ausblicken auf die Steilküste und hinunter in idyllische Buchten mit von Felsen eingerahmten kleinen Stränden und kristallklarem Wasser.

    Die Strände von Grado und Lignano

    4 sterne hotels in grado italien

    Auf rund 20 Kilometern erstrecken sich herrliche Sandstrände. Der Hauptstrand von Grado gehört zu den schönsten Stränden in Italien und wird immer wieder mit Preisen ausgezeichnet.

    Grado liegt in einer wundervollen Lagunen-landschaft. Das besondere Flair dieser Insel- und Wasserwelt lernen Sie am besten auf einer Bootstour kennen.

    Der 8 km lange, flache Sandstrand von Lignano ist besonders bei Familien mit Kindern sehr beliebt. Neben vielfältigen Wassersport- und Unterhaltungsangeboten finden Sie hier auch den Wasserpark Aquasplash sowie einen Zoo.

    Venezianische Adria von Bibione bis Chioggia

    4 sterne hotels in grado italien

    An der venezianischen Adria liegen zahlreiche Badeorte wie Chioggia, Jesolo, Caorle, Eraclea Mare und Bibione mit insgesamt rund 120 Kilometer langen, weitläufigen Sandstränden.

    Bibione

    Die Strände von Venetien beginnen im Norden mit Bibione. Der 8 km lange und bis zu 300 m breite, gepflegte Sandstrand von Bibione wird besonders gerne von Familien mit Kindern besucht.

    Caorle

    4 sterne hotels in grado italien

    Caorle hat eine wunderschöne Altstadt. Beiderseits des Ortes erstrecken sich insgesamt 15 km feinster goldfarbener Sandstrand.

    Die weit verzweigte Lagunenlandschaft in der Umgebung von Caorle kann mit Ausflugsbooten erkundet werden.

    Eraclea Mare

    Hinter dem Pinienwald von Eraclea Mare öffnet sich ein breiter, 3 km langer und von Tamarisken gesäumter Dünen-Strand. Eine phantastische Landschaft von außergewöhnlicher Schönheit, ideal für Naturliebhaber.

    Jesolo

    4 sterne hotels in grado italien

    Der 15 km lange Lido di Jesolo gehört schon lange zu den meistbesuchten Stränden in Italien. Der lebhafte Badeort gliedert sich in mehrere Ortsteile und ist neben Rimini die zweite große Urlaubsmetropole an der oberen Adria. An der über 10 km langen Hauptstraße von Jesolo reihen sich Hotels, Bars und Restaurants, Discos und Nachtclubs und viele Geschäfte.

    Cavallino

    Die langgestreckte, schmale Landzunge Litorale del Cavallino besitzt einen 15 km langen, von Pinien gesäumten Sandstrand. Hier liegen auch die meisten Campingplätze in der Umgebung von Venedig. Cavallino eignet sich sehr gut für den Besuch von Venedig. Von Treporti und Punta Sabbioni gibt es gute Bootsverbindungen nach Venedig.

    Chioggia

    Chioggia besitzt mit Sottomarina einen 10 km langen Sandstrand. Der feine Sand an den Stränden des vielbesuchten Badeortes gilt aufgrund seiner chemisch-physikalischen Eigenschaften als besonders empfehlenswert für Luft- und Sandkuren.

    Von Comacchio bis Cattolica: Emilia Romagna

    4 sterne hotels in grado italien

    110 Kilometer lange feinsandige Strände säumen die Küste der Emilia Romagna, ein ideales Reiseziel für Familien mit Kindern. Von Comacchio bis Cattolica reihen sich die Badeorte wie Perlen aneinander.

    Comacchio liegt in einer uralten Lagunen- Landschaft im Po-Delta. Der ursprünglich auf 13 Inseln gegründete Ort erinnert mit seinen vielen Brücken und Kanälen an Venedig.

    Die Strände von Comacchio – Lidi di Comacchio

    Die Sandstrände von Comacchio sind über 20 km lang und flach abfallend. Der durch herrliche Sanddünen vom Meer getrennte Lido degli Scacchi ist recht ruhig und eignet sich mit zahlreichen Spiel- und Freizeitangeboten für Kinder besonders gut für den Familienurlaub. Wassersportler zieht es bevorzugt an den Lido delle Nazioni. Der gleich an der Adria-Küste gelegene See ist ein hervorragendes Segel, Surf- und Wasserskigebiet.

    Die Lagune von Comacchio ist Naturschutzgebiet, die Sie gut zu Fuß oder mit dem Fahrrad erkunden können. Oder wie wäre es mit einem Ritt auf einem der berühmten weißen Pferde des Po-Deltas?

    Die Strände von Ravenna

    4 sterne hotels in grado italien

    Die Lidi di Ravenna sind von dichten, herrlich grünen Pinienwäldern gesäumt. Hier liegen mehrere kleine Badeorte mit langen, feinsandigen Stränden.

    Das in einem jahrhundertealten Pinienwald gelegene Milano Marittima zählt zu den schönsten Badeorten an der Adria in Italien und hat einen herrlichen 10 km langen Sandstrand.

    Cervia hat einen wundervoll flach abfallenden Sandstrand und ist ein bevorzugter Familien-Urlaubsort. Der kleine Hafenort mit historischer Altstadt und hübscher Uferpromenade ist seit Urzeiten für seine Salinen bekannt. In ehemaligen Salzspeichern informiert ein kleines Museum über die Salzgewinnung.

    Cesenatico

    4 sterne hotels in grado italien

    Cesenatico ist ein lebhafter Badeort mit 7 km langem Strand aus feinstem Sand und vielfältigem Sport-, Freizeit- und Gastronomie-Angebot.

    Berühmt ist der von Leonardo da Vinci gestaltete Hafen, in dem historische Fischerboote mit den für die Region charakteristischen bunten Segeln vor Anker liegen.

    Rimini

    Rimini ist die Urlaubsmetropole in Italien schlechthin, das größte Fun- und Vergnügungsmekka an der gesamten Adria. Der 15 km lange Sandstrand zieht jährlich Millionen von Besuchern an und das Nachtleben ist legendär. Ein ausgeprägtes Nachtleben bieten auch die beliebten Badeorte Riccione und Cattolica.

    Ferienwohnungen

  • Italienische Adria

    Campingplätze

  • Italienische Adria

    Camping an der Adria

    4 sterne hotels in grado italien

    Camping Pra Delle Torri

    4 sterne hotels in grado italien4 sterne hotels in grado italien 4 sterne hotels in grado italien

    Adria Ferienwohnung

    4 sterne hotels in grado italien4 sterne hotels in grado italien4 sterne hotels in grado italien4 sterne hotels in grado italien


  • Camping in Italien – Camping-Sonderangebote Italien, hotels in grado pineta italien.

    #Hotels #in #grado #pineta #italien


    Camping in Italien

    Hotels in grado pineta italien

    Italien gehört zu den beliebtesten Camping-Zielen in Europa. Mit landesweit rund 2500 Camping-Anlagen finden Sie in Italien eine hervorragende Infrastruktur für den Camping-Urlaub.

    Die Campingplätze an der nördlichen Adria, am Gardasee sowie im Trentino und in Südtirol zählen zu den besten in Europa, verfügen über eine exzellente Ausstattung und vielfältige Sport- und Freizeitangebote.

    Bella Italia – Ein Paradies für Camper

    Hotels in grado pineta italien

    Die langen Sandstrände an der Adria, die oberitalienischen Seen, die majestätische Bergwelt der Dolomiten und romantische Flusslandschaften bieten Camping-Freunden in Norditalien ein wundervoll abwechslungsreiches Ambiente.

    Sie finden in Italien ein vielfältiges Camping- Angebot, von einfachen kleinen Stellplätzen in idyllischer Natur bis zu hervorragend ausgestatteten Camping-Anlagen mit Rundum-Ferienangebot.

    Camping-Anlagen in Italien: Mobilheime und Bungalows

    Hotels in grado pineta italien

    Auch wenn Sie ohne eigenes Zelt oder Wohnmobil in Italien unterwegs sind, kann ein Campingplatz eine gute Alternative zur Ferienwohnung oder zur Übernachtung im Hotel sein.

    Neben den inzwischen weit verbreiteten Mobilheimen bieten einige Campingplätze in Italien auch komfortable Ferien-Bungalows und Chalets. mehr Info

    Camping – Sonderangebote Italien

    Camping Del Sole ****

    Italien – Iseosee: Iseo

    Mobilheime und komfortable Lodgezelte mit eigenem Bad und separatem Kinderzelt.

    Camping Village Park Albatros ****

    Italien: Toskana – San Vincenzo

    Hotels in grado pineta italien

    Park Albatros gehört zu den beliebtesten Campinganlagen in der Toskana. Riesige Pool-Landschaft mit Lagunenbad und Olympia-Becken. Zum nächsten Strand sind es 800 m.

    Sehr gut ausgestattetes Mobilheim mit viel Platz: 2 Schlafzimmer, 2 Badezimmer, Geschirrspüler, DVD Player, Flatscreen.

    Camping Weekend ****

    Italien – Gardasee: Salo

    Hotels in grado pineta italien

    Herrlich gelegener Terrassencamping mit Panoramablick über den Gardasee. Der familienfreundliche Campingplatz bietet eine große Vielfalt an Mobilheimen und innovativen Glamping-Unterkünften. Ideal für den Urlaub mit Hund ist das Mobilheim Classic.

    Camping dei Fiori ***

    Italien – Riviera: Pietra Ligure

    Hotels in grado pineta italien

    Camping dei Fiori ist eine angenehme, familienfreundliche Ruheoase mit Pool und nur 600 m vom schönen, breiten Sandstrand von Pietra Ligure. Auch die Badeorte Diano Marina und Finale Ligure sind gut mit dem Fahrrad erreichbar.

    Die Mobilheime sind gut ausgestattet und liegen idyllisch im Grünen.

    Kurzfristig verfügbar wegen Stornierung!

    Mobilheime und Glamping-Unterkünfte auf beliebten Campingplätzen und Ferienparks in Italien, Kroatien, Spanien und Frankreich. Oft mit Rabatt!

    Camping Tenuta Primero ****

    Italien – Adria: Grado

    Hotels in grado pineta italien

    Sehr schöne Camping-Anlage an der Adria im Norden von Italien. Sandstrand, Schwimmbad, Bootsslip, Golfplatz. Sie campen auf ebenen, schattigen Stellplätzen von rund 90 m².

    1000 Stellplätze, Mobilheime, Bungalows.

    Camping Rio Vantone ****

    Italien – Idrosee: Idro

    Hotels in grado pineta italien

    Zwischen Gardasee und Iseosee liegt der kleine Idrosee inmitten eines großartigen Bergpanoramas. Viele Sportangebote, Canyoning, Surfschule, Schwimmbad, Kinderpool.

    Gut ausgestattete Mobilheime sowie bezugsfertig eingerichtete Bungalowzelte. Hunde sind erlaubt.

    Camping al Lago di Lago

    Italien – Venetien: Tarzo – Treviso

    Hotels in grado pineta italien

    Camping al Lago di Lago liegt zwischen Dolomiten und Adria. Das fruchtbare Weinbaugebiet im Nordosten Italiens ist die Heimat des beliebten Prosecco. Der Campingplatz liegt sehr schön mit Liegewiese direkt am See.

    Mobilheime mit überdachter Holzveranda, 2 Schlafzimmer, 2 Badezimmer, Parkplatz.

    Green Garden Camping Village ****

    Italien – Adria – Marken: Sirolo

    Hotels in grado pineta italien

    Herrlich gelegener kleiner Campingplatz im Naturschutzgebiet rund um die hohen Felsen vom Monte Conero, 20 km von Ancona. Kinderspielplatz, Schwimmbad, Tauchkurse, Reitausflug zum Naturpark. Pendelbus zum Privat-Strand (1 km) gratis.

    Mobilheime und Lodgezelte mit Bad.

    Camping Vigna sul Mar ****

    Italien – Adria: Lido di Pomposa

    Hotels in grado pineta italien

    Schöner und ruhiger Familien-Campingplatz direkt an der Adria. Der wunderschöne, breite Privatstrand fällt sanft zum Meer ab und ist ideal für Kinder.

    Mobilheime und Bungalowzelte für bis zu 6 Personen sowie Lodgezelt mit Dusche/WC.

    Camping Classe

    Italien – Adria: Ravenna – Lido di Dante

    Hotels in grado pineta italien

    Camping Classe ist Teil eines Ferienresorts mit Pool, Restaurant, Supermarkt und separater Mobilheimanlage. Schöne Lage im Pinienwald. Der Strand grenzt an das Naturschutzgebiet Pineta di Classe, mit uraltem Pinienbestand und einem naturbelassenen Sandstrand, der zu den schönsten Adriastränden in Italien zählt.

    Rechtzeitig online buchen und sparen!

    Viele der beliebten Campingplätze in Italien sind zur Hauptreisezeit schnell ausgebucht. Buchen Sie Ihren Campingplatz rechtzeitig und sichern Sie Ihren Wunschplatz. Bei der Online-Buchung profitieren Sie zudem häufig von attraktiven Rabatten.

    Winter-Camping in Italien: Südtirol und Dolomiten

    Hotels in grado pineta italien

    Die Campingplätze in den italienischen Alpen sind für den Winter bestens gerüstet. Die Lage ist traumhaft, in unmittelbarer Nähe der Skigebiete und Wintersportorte.

    Auch Wellness, Entspannung und Unterhaltung für Jung und Alt kommen auf diesen Campingplätzen nicht zu kurz. mehr Info

    Ausstattung italienischer Campingplätze

    Hotels in grado pineta italien

    Campingplätze in Italien werden je nach Ausstattung mit ein bis vier Sternen klassifiziert.

    Klassifizierte Campingplätze in Italien verfügen über Sport- und Freizeitanlagen sowie mindestens einen Kiosk und eine Bar. Ab 2 Sternen ist auch eine Imbiss-Stube oder ein Selbstbedienungs-Restaurant vorhanden.

    Je nach Kategorie ist eine Mindestgröße pro Stellplatz sowie von Freiflächen und Schattenzonen festgelegt.


    Appartamenti in Affitto Martinsicuro, Casa Vacanze Martinsicuro, Affitti Martinsicuro-Appartamenti in affitto Martinsicuro, Casa Vacanze Martinsicuro, Affitti Martinsicuro, Appartamenti per vacanze Martinsicuro, affitti estivi Martinsicuro, appartamenti in affitto x vacanze estive.

    #Appartamenti #in #affitto #x #vacanze #estive


    Affitti Martinsicuro – Case vacanza Appartamenti a Martinsicuro (TE) Abruzzo Italia

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    • Appartamenti
      • Appartamento 1
      • Appartamento 2
      • Appartamento 3
      • Appartamento 4
    • Prezzi
    • Dove
    • Martinsicuro
    • Contatti

    Appartamento Martinsicuro Affitto Casa Vacanze

    Affitto appartamento a Martinsicuro, casa vacanza sul lungomare viale Europa. Ristrutturato tutti i comforts e giaridno. Appartamento estivo disponibile nei mesi di giugno, luglio agosto e settembre.

    a partire da € 250.00 alla settimana !

    Affitto Appartamento Estivo Martinsicuro Casa Vacanze

    Affitto appartamento estivo a Martinsicuro, casa vacanza in via Turone. L’appartamento in affitto e’ nuovissimo, tutti i comforts e giaridno privato con due posti auto.

    a partire da € 250.00 alla settimana !

    Affitto Casa Vacanze Martinsicuro Appartamento Vacanze

    Affitto Casa Vacanze a Martinsicuro, Appartamento in via Leopardi Martinsicuro. L’appartamento in affitto per le vacanze estive e’ di nuova costruzione, dotato di ogni comfort, posto auto interno e due balconi vista mare

    a partire da € 250.00 alla settimana !

    Affitto Appartamento Martinsicuro Vacanze Estive

    Affitto Appartamento a Martinsicuro, Appartamento per le Vacanze Estive in via Leopardi Martinsicuro. L’appartamento estivo in affitto per le tue vacanze e’ di nuova costruzione, dotato di ogni comfort 6 posti letto.

    a partire da € 250.00 alla settimana !

    CHIAMACI ADESSO !

    Non perdere quest’occasione,

    chiamaci subito ai nostri recapiti telfonici:

    Se vuoi puoi inviarci una e-mail oppure compilare il modulo di richiesta informazioni che trovate sotto e scegli l’appartamento in riva alla splendida spiaggia di Martinsicuro (TE) per te e la tua famiglia, amici o comitiva.

    OFFERTA PER TE

    OFFERTE SPECIALI

    Apt. 1-2-3-4, per 5 – 6 persone

    7 giorni a scelta

    Apt. 1-2-3-4, per 5 – 6 persone

    7 giorni a scelta / 1 mese € 750,00

    Apt. 1-2-3-4, per 5 – 6 persone

    14 giorni a scelta

    Apt. 1-2-3-4, per 5 – 6 persone

    14 giorni a scelta

    Apt. 1-2-3-4, per 5 – 6 persone

    7 giorni a scelta

    Meteo

    I Nostri Servizi

    Appartamenti nuovi e/o ristrutturati, completamente arredati, forniti di tutti i comforts:

    Nei prezzi sono compresi i servizi di pulizia iniziale/finale dell’appartamento, attrezzature e comfort nuovi e perfettamente funzionanti

    I nostri appartamenti sono tutti vista mare, fronte mare o al massimo 100mt. dalla spiaggia di Martinsicuro (TE)

    Prenota da Affitti Martinsicuro

    Vi offriamo degli appartamenti / case vacanza nuovi e recentemente ristrutturati fronte mare o al massimo a 100mt. dalla spiaggia di Martinsicuro, provincia di Teramo Regione Abruzzo.


    Noleggio a lungo termine per privati e partite iva, auto in noleggio a lungo termine.

    #Auto #in #noleggio #a #lungo #termine


    IL NOLEGGIO A LUNGO TERMINE

    Il noleggio a lungo termine consente a privati, liberi professionisti e piccole e medie imprese di usufruire di un’auto o un veicolo commerciale, in modo esclusivo, senza doverne diventare proprietario.

    È un’alternativa all’acquisto che prevede, dietro il pagamento di un canone mensile, tutto ciò che ti serve per muoverti:

    • tassa di proprietà
    • assicurazione, kasko compresa
    • manutenzione ordinaria e straordinaria
    • assistenza stradale e soccorso 24h su 24
    • gestione amministrativa
    • assistenza clienti dedicata
    • auto inclusa sempre al passo con le tue esigenze

    Avrai un veicolo sempre nuovo a tua disposizione senza pensieri o costi imprevisti.

    PERCHÈ IL NOLEGGIO A LUNGO TERMINE CONVIENE?

    Il noleggio a lungo termine è vantaggioso perché è pensato soprattutto per le esigenze di privati e possessori di P.I..

    I vantaggi tipici di questa formula sono:

    • costi certi e pianificabili nel tempo
    • risparmio di tempo e denaro rispetto all’acquisto
    • nessun immobilizzo di capitale e nessuna maxi-rata finale
    • nessuna preoccupazione di svalutazione dell’auto e vendita dell’usato
    • trasferimento, alla società di noleggio, dei rischi legati al veicolo e al suo utilizzo
    • nessuna preoccupazione per le attività legate alla gestione del veicolo
    • auto o veicolo commerciale in costante stato di efficienza e sicurezza
    • possibilità di cambiare l’auto o il veicolo commerciale con un modello sempre nuovo
    • deducibilità dei costi e detraibilità dell’IVA

    Il servizio è vantaggioso anche per i privati in quanto potranno avvalersi degli sconti derivanti dalle economie di gestione delle società di noleggio.

    IL NOLEGGIO A LUNGO TERMINE CON DRIVE DIFFERENT

    Drive Different è la soluzione di noleggio a lungo termine dedicata a piccole imprese, liberi professionisti e privati.

    E’ un prodotto della società di noleggio a lungo termine Car Server , costituita nel 1994 e da tempo tra i principali player del settore.

    Questo ti garantisce non solo competenza, ma anche grandi vantaggi legati alle economie di scala di una grande azienda.

    Con Drive Different, Car Server è la prima, in Italia, ad aver dedicato degli store di autonoleggio a PMI, artigiani, professionisti e privati.

    Scegli il modello, la durata del contratto, i km totali, gli eventuali servizi extra che desideri e avrai immediatamente una quotazione per il noleggio a lungo termine della tua vettura.

    Vedi condizioni contrattuali dettagliate. Le immagini riportate sono indicative e non corrispondono necessariamente alla versione indicata nell’offerta di noleggio. Alcuni particolari rappresentati potrebbero non essere disponibili su tutte le versioni del modello. Offerta soggetta a disponibilità dei veicoli, all’approvazione di Car Server S.p.A. e a variazioni di listino. Messaggio pubblicitario con finalità promozionale.

    Via Fratelli Cervi, 79 – 42124 Reggio Emilia

    Centro Direzionale Milanofiori Nord

    Via del Bosco Rinnovato, 8 – Palazzina U4 – 20090 Assago (MI)

    Drive Different è un prodotto Car Server – Via G. B. Vico, 10/C – 42124 Reggio Emilia


    New Jersey Car Insurance – Quotes, Coverage – Requirements, what is the cheapest car insurance in nj.

    #What #is #the #cheapest #car #insurance #in #nj


    Car Insurance in New Jersey

    When it comes to obtaining car insurance in New Jersey, you have options. New Jersey offers several avenues for you to fulfill the state’s car insurance requirements. Read more to learn about rates, policy options, and how to get the best car insurance quotes in New Jersey.

    In order to comply with New Jersey’s car insurance laws, you must choose a car insurance policy. Basic and standard policies are available; you should choose whichever policy best suits your insurance and financial needs.

    The Basic policy option is the more affordable insurance package; however, it offers limited coverage, including:

    • $5,000 of property damage liability (PDL) per accident. This covers damage you may have caused to someone’s property in a car crash.
    • $15,000 of personal injury protection (PIP) per person, per accident. This coverage pays for injuries you suffer in a car crash.
    • Up to $250,000 for very severe injuries, such as permanent brain injuries.

    NOTE: Bodily injury liability (BDL) coverage is not included in the Basic policy; however, policyholders are offered the option to purchase $10,000 of BDL coverage.

    Standard Policy

    The Standard policy option has a higher premium but offers more extensive coverage.

    With the Standard policy, you get a minimum of:

    • $15,000 of bodily injury liability (BDL) insurance per person, per accident. This coverage will pay for injuries to anyone not in your car if you cause a car crash.
    • $30,000 of BDL for multiple injured people per accident.
    • $5,000 of PDLper accident.
    • $15,000 of PIP per person in a car accident.
    • Up to $250,000 of PIP for severe or permanent injuries.

    If you choose to purchase the Standard policy, you will have to make a decision on your right to sue if you are injured in a car accident.

    Regardless of which right to sue option you choose, you will not be eligible to sue for medical expenses or loss of income, as both of those will be covered by your PIP; you can only sue for pain and suffering.

    If you choose the unlimited right to sue option, you can sue a person who caused an accident you were injured in.

    Because this is option offers broader rights to sue, it comes with a higher premium.

    If you choose the limited right to sue option, you agree to only sue a person who causes a car accident if you suffer any of the following injuries:

    • Loss of a body part.
    • Significant disfigurement.
    • Significant scarring.
    • Displaced fractures.
    • Loss of a fetus.
    • Permanent injury.
    • Death.

    The limited right to sue option is the more affordable of the right to sue options, and is the only option available in the Basic policy plan.

    PIP and Health Insurance

    You have the option of making your health insurance the primary source of medical insurance after a car accident. If you are on Medicaid or Medicare, this option is not available to you.

    If you choose to have your health insurance as your primary insurance over personal injury protection (PIP), your health insurance will pay for your medical care after an accident up to your policy’s limits. Your PIP will help pay for further costs.

    Choosing this option will lower your car insurance premium. However, before you make this decision, make sure your health insurance covers injuries due to car accidents.

    You might also want to compare your health insurance deductible – the part of your insurance coverage you are responsible for – to your PIP deductible.If your health insurance deductible is higher, then consider making your PIP your primary source of insurance for accident-related medical expenses.

    Optional Car Insurance

    In addition to the Basic and Standard car insurance options, most New Jersey auto insurance carriers also offer the following optional types of coverage:

    • Comprehensive – This coverage protects you against damages done to your car that do not involve car accidents, such as vandalism or damage caused by bad weather.
    • Collision – This coverage will help pay for damages to your car that result from an accident with another moving car.
    • Towing and labor coverage.
    • Rental car coverage.

    NOTE: Comprehensive and collision coverages are not required by New Jersey law; however, if you’re paying a car loan or lease, your finance company will require you to purchase these types of coverage.

    Special Automobile Insurance Policy

    If you are enrolled in Federal Medicaid with hospitalization, you are eligible for New Jersey’s Special Automobile Insurance Policy (SAIP), which helps people who might not be able to afford standard car insurance purchase a low-cost car insurance policy.

    Through SAIP, you will only be covered for medical costs after a car accident.

    An SAIP car insurance policy costs $365 per year if you choose to pay in 2 installments, or $360 per year if you pay for the entire year up front.

    You can apply to SAIP through most New Jersey car insurance companies, but if you would like help, you can call the Personal Automobile Insurance Plan (PAIP) at (800) 652-2471.

    Car Insurance Fraud in New Jersey

    New Jersey takes insurance fraud very seriously. Possible car insurance fraud may involve:

    • Faking injuries after a car accident.
    • Medical professionals overcharging for treatment of injuries.
    • Staging car crashes.
    • Making or having false car insurance ID cards.

    Fines and Penalties

    Car insurance fraud convictions can lead to:

    • Jail time.
    • Up to $15,000 in fines.
    • Suspension of driver’s license.

    Reporting Car Insurance Fraud

    If you know of any suspected car insurance fraud, you can report tips to the New Jersey Office of the Insurance Fraud Prosecutor (OIFP):

    NJ Department of Law and Public Safety

    Division of Criminal Justice

    Office of the Insurance Fraud Prosecutor

    Trenton, NJ 08625-0094

  • Via email at [email protected]
  • Rewards Program

    The OIFP offers a rewards program for individuals who report fraud, but only if the tip leads to an arrest and criminal conviction. Also, in order for the reward to be payable, the tip must be new, meaning the case cannot already be under investigation.

    If submitting a reward application, you must do so within 30 days of your original notification of fraud to the OIFP in order to be eligible to receive the reward.

    Car insurance fraud affects everybody with car insurance. You can help keep car insurance premiums down by reporting any possible instance of car insurance fraud.

    Most Stolen Cars in New Jersey

    You may face higher car insurance rates if you own a car that is highly targeted for theft.

    The following are the most stolen cars in New Jersey for 2013, according to www.nicb.org:

    1. Honda Accord.
    2. Honda Civic.
    3. Dodge Caravan.
    4. Jeep Cherokee/Grand Cherokee.
    5. Ford Pickup (Full Size).
    6. Toyota Camry.
    7. Nissan Altima.
    8. Ford Econoline E250.
    9. Nissan Maxima.
    10. Toyota Corolla.

    DMV.org Insurance Finder

    Join 1,972,984 Americans who searched DMV.org for car insurance rates:

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    Webcams in Kärnten, Livecams Kärnten, Wetterkamera, zimmer in grado italien.

    #Zimmer #in #grado #italien


    Webcams in Kärnten

    Kärnten ist das südlichste Bundesland Österreichs und vor allem bekannt durch seine Berg- und Seenlandschaft. Mit einer Fläche von 9.535,97 km² und 561.335 Einwohner ist Kärnten das sechstgrößte Bundesland Österreichs. Die Landeshauptstadt ist Klagenfurt.

    Zimmer in grado italien

    Zimmer in grado italien

    Sommer in Kärnten

    Die vielen wunderschönen Seen wie der Wörthersee, der Millstätter See, der Ossiacher See und der Weissensee, aber auch kleinere, wie der Faaker See, Klopeiner See und Pressegger See tragen Ihren Teil zum boomenden Sommertourimus bei.

    In den geschützen Gebieten der Nationalparks Nockberge und Hohe Tauern lässt sich im Hochgebirge, in mittelgebirgigen Almlandschaftn und in sanften Ebenen die Natur von ihren schönsten Seiten erleben.

    Neben Trekkingtouren, wie z.B. der gemütlichen, aber ausgedehnten Drauradweg-Tour zieht das Gebiet Nockberge unzählige Mountainbiker in sein Freeride-Paradies und auf für jeden Schwierigkeitsgrad geeigneten Routen kann man auch mit dem Rennrad bequem die Gegend erkunden.

    9 Kärntner Golfanlagen lassen das Herz jedes Golfbegeisterten höher schlagen. Neben der nördlichsten Anlage auf 1.100m Seehöhen in den Nockbergen gehört auch noch eine Anlage in Grado/Italien zur Kärntner Golfkooperation.

    Zimmer in grado italien

    Zimmer in grado italien

    Winter in Kärnten

    Schnee bis in die Täler, Skivergnügen und trotzdem südlicher Flair, das ist Kärnten im Winter. Von Hochalpin in Heiligenblut, Ankogel und Mölltaler Gletscher bis hin zu familiär in Innerkrems und auf der Koralpe. Für jeden Wintersportfan ist das Richtige dabei, egal ob ski Alpin, nordisch oder einfach nur ein Winterspaziergang. Grenzüberschreitenden Wintergenuss kann man in Nassfeld und am Katschberg erleben. Die vielen Seen in Kärnten bilden im Winter eine perfekte Spielwiese für Eisschnellläufer, Eisgolfer, Eishockeyspieler und Eisläufer. Der Weissensee bildet mit einer Fläche von 6,5 km² Europas größte Natureisfläche.


    Seguridad Social: Trabajadores, pension in grado.

    #Pension #in #grado


    Seguridad Social

    Pension in grado Pension in grado

    Utilidades

    Selección de idiomas

    Buscador

    Contenido

    Trabajadores

    Solicitudes

    Pension in grado Documentos que deben acompañar a la solicitud

    Los documentos que se indican a continuación se presentarán en original acompañados de copia para su compulsa o fotocopia ya compulsada, excepto para los documentos de identidad en los que será suficiente la exhibición del original.

    EN TODOS LOS CASOS:

    SÓLO SI EL FALLECIDO NO ERA PENSIONISTA:

    • Justificante de pago de cotizaciones de los 3 últimos meses si era el obligado a ingresarlas y el fallecimiento se ha producido en ese mismo periodo.

    SI SE SOLICITA PENSIÓN DE VIUDEDAD:

    1. Si estaba casado/a con el causante fallecido:

    • Libro de familia, acta del Registro Civil o documento extranjero equivalente debidamente legalizado o sellado, en su caso, y traducido, que acredite el matrimonio con el causante fallecido y el estado civil actual del solicitante.
  • Si estaba separado/a o divorciado/a del causante fallecido o el matrimonio fue declarado nulo:

    Para personas comprendidas en 1) y 2):

    • Certificado médico en el que conste la fecha de inicio de la enfermedad común que determinó el fallecimiento del causante siempre que no haya transcurrido un año entre la fecha del matrimonio y la del fallecimiento y no existieran hijos comunes, o provisionalmente declaración jurada, en los términos antedichos, mediante el documento facilitado por el INSS. Si existieran hijos comunes, sólo Libro de familia o actas de nacimiento que lo acrediten.
    • Certificado de inscripción como pareja de hecho si existió esta situación antes del matrimonio.

    SI SE SOLICITA PENSIÓN DE ORFANDAD:

    • Libro de Familia o Acta/s de nacimiento de los hijos o documento extranjero equivalente.

    SI SE SOLICITA PRESTACIÓN EN FAVOR DE FAMILIARES:

    • Actas del Registro Civil (o documento extranjero equivalente) acreditativas del parentesco con el fallecido y del estado civil del solicitante.
    • Certificado de empadronamiento del Ayuntamiento que acredite la convivencia con el fallecido durante los 2 años inmediatamente anteriores al fallecimiento.
    • Certificado de defunción de los padres, si la prestación se pide para nietos/as o hermanos/as del fallecido.
    • Acreditación de ingresos del solicitante beneficiario mediante declaración del IRPF, nóminas salariales u otro medio adecuado.
    • Acreditación de ingresos de la persona con obligación de prestar alimentos, en su caso.
    • Acreditación de que no hay beneficiarios supervivientes de pensión de viudedad, ni huérfanos del causante con derecho a pensión de orfandad, cuando el funcionario lo considere necesario.

    • Parte administrativo de accidente de trabajo o enfermedad profesional y certificado empresarial de salarios reales.
    • Certificado de discapacidad y grado reconocido, expedido por el IMSERSO u organismo competente o auto judicial.
    • Acta literal de matrimonio expedida por el Registro Civil con antelación máxima de tres meses cuando el funcionario lo considere necesario.
    • Acta de defunción del otro cónyuge si se solicita orfandad absoluta (para huérfanos de padre y madre).
    • Resguardo de matriculación en un centro de estudios oficialmente reconocido, en el caso de huérfanos absolutos que estén estudiando.
    • Factura de gastos de sepelio si el solicitante no es el viudo/a o equivalente del fallecido o un hijo del mismo.

    PARA INCLUIR EN ASISTENCIA SANITARIA:

    • Libro de familia o Actas del Registro Civil que acrediten el parentesco con el solicitante de la pensión.
    • Auto judicial o Certificado de acogimiento familiar expedido por la Comunidad Autónoma.
    • Certificado del Ayuntamiento que acredite la convivencia con el solicitante de la pensión cuando el funcionario lo considere necesario.
    • Acreditación de residencia habitual en España de extranjeros, mediante certificado de empadronamiento del Ayuntamiento o tarjeta de residencia, cuando el funcionario lo considere necesario.


  • Best Dental Insurance 2018 – Dental Plans for Families, Individuals, best life insurance companies in california.

    #Best #life #insurance #companies #in #california


    The Best Dental Insurance

    Average Monthly Premium Ranges

    Sample Terms Conditions – Plans Vary

    Customer Service

    Is Full-Coverage Dental Insurance Worth It?

    The top performers in our review are Delta Dental, the Gold Award winner; Guardian, the Silver Award winner; and Humana, the Bronze Award winner. Here s more on choosing insurance to meet your needs, along with detail on how we arrived at our ranking of 10 dental insurance companies.

    Many people ask themselves if dental insurance is worth it. Through our research for these dental insurance reviews we learned that if you attend preventive exams every six months, it is usually financially beneficial. If you need additional procedures such as root canals, crowns or fillings, then you will realize even more cost saving by having a good dental insurance plan.

    What Does Dental Insurance Cover?

    Most full coverage dental insurance plans will cover two preventive maintenance visits per year without requiring a deductible payment. Most require a $50 deductible per person, per year to help cover costs beyond your preventive exams. If you need work done, most plans will cover a part of the costs. We looked at root canals specifically and found that the majority of dental plans will cover about half the cost, which may not seem like a lot, but paying half is better than paying upfront for an $800 root canal. However, keep in mind that most insurance policies, depending on your plan, top out at about $1000 to $1500 per year. Using conservative estimates that might be one or two root canals. If you need extensive work done you might have to pay the remaining amount out of pocket.

    There are few procedures that most insurance companies will not cover or only provide a discount for. Most individual dental insurance plans do not cover what might be considered cosmetic procedures such as tooth-colored fillings on molar or bicuspid teeth, dental implants or adult cosmetic orthodontics. The majority of dental companies will also limit how often certain appliances can be replaced and, in most cases, will not replace lost items. The limitations are published in the disclosures and contracts for the plan, many of which you can peruse online. Keep in mind that a new dental insurance plan is not going to cover an emergency you are experiencing right now; most have a waiting period of six to 12 months for major work. (However, some will waive the waiting period if you recently had dental insurance.) Dental groups that offer dental discount plans will let you use your benefits right away, but they only provide a discount and not full coverage. Full coverage plans will however cover your initial evaluation so you can start planning your dental procedures.

    About Our Dental Insurance Reviews

    While we conducted extensive research, we cannot tell you exactly what your new dental plan premium will be or what it will cover. Premiums vary by zip code, age, plan type and other factors. Our reviews can tell you generally what to expect from the dental insurance companies we reviewed, but we cannot predict your exact situation. To calculate average premiums we gathered quotes from numerous areas across the nation; we chose zip codes from large metropolitan areas and from smaller cities of around 150K. We looked for premium rates for one, two and three persons. We made note of the lowest and highest premiums quoted and excluded dental discount plans and preventive-only plans. The sample terms and conditions are common scenarios, but again, these vary depending on the plans available in your area.

    In general the dental insurance companies at the top of our review list provide a range of plan options to numerous areas of the country. We also considered average yearly preventive care costs across numerous zip codes and compared that number to possible yearly premium costs. This helps predict whether the premium costs would, on average, be less than the cost of preventive care paid out of pocket. Keep in mind that co-pays and other small fees might also determine whether you will break even by paying for dental insurance, but our numbers can give you a general idea of what you can expect. It was not surprising to learn that those who charge a higher premium may cover more and those with a lower premium might cover less. This means that if you pay more monthly you might receive more complete coverage, and if you pay less per month you might be expected to pay a bit more during the time of treatment. So you ll need to decide whether you want to pay more per month or make up a bit of the difference when you visit your dentist.

    What Kind of Dental Plans Are Available?

    Most dental insurance companies will offer a variety of plans in your area. You can find plans ranging from affordable discount plans to what might be considered gold-level plans. Here are a few types of plans you may choose from:

    These are not full-coverage plans but do provide discounts to most common procedures. Discount plans usually only cost about $10 per month per person, and benefits can be used immediately.

    These low-premium plans may be suitable for those who do not usually need dental work done. These plans will help you cover preventive exams and cleanings. To learn more about why preventive care is important, see What Is Plaque?

    Standard Individual Plans

    This is likely the most popular plan type for individuals since it will cover most of the costs of preventive exams. Most will cover two exams, cleanings and X-rays per year and will partially cover additional work. There may or may not be a small exam copay.

    These plans are similar to standard individual plans. However, many insurance companies will offer the benefit of a family deductible. While most dental plans require a $50 deductible per person, many will have a maximum family deductible of $150, which could be beneficial to those who need to insure more than three persons.

    Premiums for these plans will cost more but often may include a higher yearly payout rate, such as $1500 rather than $1200. The plans may also allow more cleanings per year, such as one every four months rather than one per six months.

    Other options to ask about include add-on plans for things like assisting with children orthodontics or adult implants. We ve put together more information about finding the best dental insurance and how to obtain a quote in the article Tips for Finding Affordable Dental Insurance.

    No matter which type of plan you choose, we recommend that you carefully review your contract so you know exactly what your insurance will cover. Additionally, in most cases your dentist s office will be familiar with what your insurance may or may not cover. Since many dental offices will require you to pay the estimated uncovered balance upfront, you will need to make sure you know what that is in advance so you can plan your budget. If you cannot cover the remaining balance you may want to ask if your dentist provides financing.

    If you are changing insurance and want to continue with your current dentist, you can visit the websites of insurance companies you are thinking about signing up with and search to see if your dentist accepts the new type of insurance. However, sometimes these search results aren t updated or only show offices seeking new patients, so you ll want to verify by calling your dental office.

    How to Estimate Dental Expenses

    Estimating your possible dental costs may help you decide whether dental insurance would be financially beneficial. Dental insurance companies will show you a quote online so you can easily see what your premiums might be. You may want to compare your estimated yearly premiums to the cost of a year of procedures you want to have done. You can estimate how much your dental expenses might be either by talking with your dentist, or by researching costs online. You can use the estimates to help you decide whether you should pay out of pocket or plan your dental expenses based on your insurance coverage. Two resources for looking up procedure costs are The Fair Health Consumer Organization and the Guardian Insurance website. Estimated costs are sorted by zip code and will show a low and high rate so you can see a range of what a procedure may cost in your area.

    Other factors can affect your yearly dental expenses as well. Unfortunately, senior premiums are usually more and youth orthodontics may also cost more. Smokers are usually quoted higher premiums as well. Monthly premium rates vary greatly by region and area. We found that within the same insurance company rates may vary by as much as 30 percent depending on the zip code.

    While some financial planners suggest dental insurance may not be worth paying for, we did the math to discover that it is usually worth it, provided you attend all of your allowable preventive exams and cleanings. We also learned that if you need any type of work such as a root canal or filling, you will definitely notice a cost savings. However, premiums vary greatly, not only by the type of plan, but by location and age. So you ll want to obtain a few quotes for insurance companies that provide coverage in your area. You ll also want to verify that your dentist accepts your chosen insurance before you sign up with a new provider.


    Auto Insurance Compare Online, best car insurance rates in california.

    #Best #car #insurance #rates #in #california


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    New York Car Insurance – Compare Best Car Insurance Companies, auto insurance in new york state.

    #Auto #insurance #in #new #york #state


    New York Car Insurance

    Many different types of car insurance are required to drive in New York. Here we explain minimum New York car insurance requirements, how to buy the best coverage for your needs and how NY insurance laws work. You can also find out what cheap car insurance in New York will cost compared to full coverage, what the average rates are for your area and how to get car insurance discounts.

    When shopping for car insurance, use our average car insurance rates tool to compare rates. Enter a ZIP code to see the average premium for your neighborhood. You will also see the highest and lowest rates from the six major carriers surveyed to get an idea of what the most affordable price is in your area. For a more customized rate, choose from among six age groups and three coverage levels.

    The average car insurance rate in New York is $1,759 a year. The severity and frequency of claims in your neighborhood, your driving record, the type of car you drive and other variables are used by insurance companies to figure out the cost of your policy. That s why the price for the same coverage can vary significantly among insurance companies and why you should compare rates. For example, you could pay $3,146 more for the same policy in Manhattan ZIP code 10120 if you don t shop around. Here s why: the highest rate among six carriers is $4,305, the lowest is $1,159.

    Cheap car insurance in New York

    New York car insurance requirements

    If you opt to buy the cheapest car insurance policy possible, buy the least amount of coverage you need to drive, as explained below:

    Drivers must have minimum liability coveragelimits of 25/50/10 under New York car insurance laws. This coverage pays for others injuries and damage to other drivers cars when you cause an accident.

    Personal injury protection (PIP) is also required. It covers you, your passengers and other authorized drivers of your car who are injured while in your car. PIP also covers you and your family members if you are injured while riding in someone else’s car or if struck by another vehicle while on foot. PIP is sometimes called no-fault insurance because it kicks in regardless of who is at fault. You must have $50,000 in coverage.

    Uninsured motorist bodily injury covers medical expenses for you and your passengers if injured when hit by a driver with no insurance. You must have 25/50 coverage. This means your insurer pays up to $25,000 per person and $50,000 in total if there are two or more people injured.

    It does cost more to buy more protection, but as you ll see in the chart below, additional coverage is typically affordable. Increasing your insurance from the state minimum to full coverage with a $500 deductible costs, on average, $947 more, or $79 a month. For just $67 a year you can raise your liability limits.

    $500 Comp/Collision deductible

    *The table shows the average annual rate of nearly every ZIP code in Massachusetts from up to six major insurance companies. Rates are for a male driver, age 40, with a clean record and good credit for a 2016 Honda Accord. Data was provided for CarInsurance.com by Quadrant Information Services.

    Recommended car insurance coverage

    Drivers who buy the cheapest car insurance in New York may be taking a big gamble. If you get into an accident, your assets are at risk if you have basic car insurance. Even a minor incident can cost much more than what your minimal insurance will pay out. For instance, say you have New York s minimum of $25,000 in bodily injury coverage and $10,000 in property damage. Then you cause a crash that totals the other driver s car, valued at $25,000. It also results in $45,000 of medical expenses for his injuries. You re responsible for damages not covered by insurance. That means you have to pay $20,000 out-of-pocket for medical bills and $15,000 for the damaged car a total of $35,000.

    Liability

    We recommend you buy more insurance than is required to legally drive a car in your state, especially if you have savings and assets. The more money you have, the more likely you are to be sued following a car accident should your insurance be insufficient to cover all the expenses. If your net worth is:

    • less than $50,000, choose at least 50/100/50
    • between $50,000 and $100,000, choose at least 100/300/100
    • more than $100,000, choose at least 250/500/100

    If you’re leasing or financing your car, you must get coverage of 100/300/100 or higher.

    Collision and comprehensive

    These are optional coverages and fairly affordable to add to a policy. Collision coverage pays for damage to your car after an accident that you cause. Comprehensive insurance pays to replace stolen cars and for damages from vandalism, flooding, hail, fire and animal strikes. New York drivers pay an average of $355 a year for collision and $156 for comprehensive.If your car is:

    • less than 10 years old, you should strongly consider buying collision and comprehensive.
    • more than 10 years old, only buy collision and comprehensive if your car is worth $3,000 or more, if you couldn t afford to replace your car if it s wrecked, or if you just want more protection on your policy.

    Uninsured/underinsured motorist

    These coverages are required in New York and should match the liability limits you choose. Uninsured motorist coverage and underinsured motorist coverage pays for damages if you re hit by a driver with no insurance or a driver with coverage that s insufficient to pay for your repairs and medical expenses.

    Medical coverage (MedPay)

    Medical payments coverage can help pay for the medical or funeral expenses of covered drivers and passengers after an accident, regardless of fault, up to $25,000. MedPay is optional in New York and not a must-have coverage, because your PIP protection takes care of the same expenses as MedPay. However, one benefit of MedPay is that there is no deductible and it can help defray health insurance costs. MedPay does the following:

    • Covers you and your passengers medical expenses
    • Pays for expenses after health insurance limits are exceeded
    • Offers additional protection to insured drivers who are hit by a car while walking or biking

    If you and your passengers:

    • Don t have health insurance, or have a plan that doesn t cover car accidents or has low limits, we recommend that you add medical coverage of at least $5,000 to your car insurance policy.
    • Do have health insurance, it s still a good idea to have medical coverage if you want the best protection in your policy, as it can pay out after your health benefits are maxed out.

    Gap insurance

    If you don t own your car outright and have an accident, gap insurance pays the difference between the cash value of your car and the current outstanding balance on your loan or lease.

    • If you re financing your car, your car is less than one year old and you ve put less than 20 percent down on it, you should buy gap insurance. If not, you don t need gap insurance.
    • If you re leasing your car, it s a good idea to buy gap insurance if you aren t already required to in your lease agreement.
    • If you own your car outright, you don t need gap insurance.

    New York car insurance rates by company

    Below you’ll see average annual rates for New York, ranked cheapest to most expensive, for three coverage levels:

    • State minimum liability requirements
    • Liability limits of $50,000 per person/$100,000 per accident and $50,000 property damage
    • Liability of $100,000 per person/$300,000 per accident and $100,000 property damage, with comprehensive and collision at $500 deductible