Car Insurance Rates Mobile Form, what car should i buy.#What #car #should #i #buy


Car Insurance On-The-Go

Comparing car insurance rates online is easier than ever with our handy new mobile app. You can still get the same benefit you get from the normal version of our site by entering your ZIP code above, which will allow you to compare specialized offers from major national insurance providers and local agents in your area. Gone are the days when you had to call one carrier after another – CarInsuranceRates.com has done all the heavy lifting for you! Just enter your ZIP code in the box above to see what our participating providers have in store for you.

Expert Insurance Guides

Need help picking the right options? Not sure what the various industry terms mean? We’ve got your back! CarInsuranceRates.com is chalk-full of helpful guides, useful tips, and article after article of informative information, complete with charts, checklists, and case study to help you make the best decision when selecting your policy type or end-provider.

State-by-State Requirements

Locality is one of the top factors that will influence what you can or can’t do with your car insurance policy. Laws, rules, and regulations changes all the time, and it’s our mission to try and keep you as up-to-date with pertinent information so you can make the right choice when selecting you coverage levels or provider.

Ask a Question, Get an Answer

Still need help getting to the bottom of your insurance situation? We have an easy-to-use library of questions-and-answers from current clients, with a wide range of solutions that even shocks us on occasion. No matter how obscure your query seems to be, don’t fret – we can help point you in the right direction of the information you need.

Visit the Full Site

Is our mobile display just not doing it for you? We have the fully-loaded, live version of our site standing by. Just click the link below to view the site as though you were on a desktop machine.

800 Fifth Avenue, Suite 4100, Seattle, WA 98104


Car Insurance Rates Mobile Form, what car should i buy.#What #car #should #i #buy


Car Insurance On-The-Go

Comparing car insurance rates online is easier than ever with our handy new mobile app. You can still get the same benefit you get from the normal version of our site by entering your ZIP code above, which will allow you to compare specialized offers from major national insurance providers and local agents in your area. Gone are the days when you had to call one carrier after another – CarInsuranceRates.com has done all the heavy lifting for you! Just enter your ZIP code in the box above to see what our participating providers have in store for you.

Expert Insurance Guides

Need help picking the right options? Not sure what the various industry terms mean? We’ve got your back! CarInsuranceRates.com is chalk-full of helpful guides, useful tips, and article after article of informative information, complete with charts, checklists, and case study to help you make the best decision when selecting your policy type or end-provider.

State-by-State Requirements

Locality is one of the top factors that will influence what you can or can’t do with your car insurance policy. Laws, rules, and regulations changes all the time, and it’s our mission to try and keep you as up-to-date with pertinent information so you can make the right choice when selecting you coverage levels or provider.

Ask a Question, Get an Answer

Still need help getting to the bottom of your insurance situation? We have an easy-to-use library of questions-and-answers from current clients, with a wide range of solutions that even shocks us on occasion. No matter how obscure your query seems to be, don’t fret – we can help point you in the right direction of the information you need.

Visit the Full Site

Is our mobile display just not doing it for you? We have the fully-loaded, live version of our site standing by. Just click the link below to view the site as though you were on a desktop machine.

800 Fifth Avenue, Suite 4100, Seattle, WA 98104


Дешева оренда автомобілів, гарантовано найкращі ціни, оформляйте замовлення сьогодні, what car should i buy.#What #car #should #i #buy


what car should i buy

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What car should i buy


Auto Repair – Where Do I start? #auto #sales


#car repair
#

Auto Repair

Auto Repair – How to approach a problem

Where Do I Start?

  1. Start off by determining what it is you need to repair
  • Noise. what does it sound like to you and where is it coming from
  • Electrical. Something electrical has quit working (ex. Windows, lights, radio)
  • Light on Dash. Check engine light, brake light, low coolant light, battery light
  • No Start. just clicks, cranks over but won’t start, no dash lights, repeated clicks
  • No Power. when you press the gas the engine revs high but won’t move or slow
  • Brakes. The car doesn’t seem to stop as normal, brake pedal feels spongy
  • Air Conditioning. Blows hot, doesn’t blow at all, blows cold out one side only
  • Tires. Flat tire, worn uneven, alignment, leaking air slowly
  • Parts. where can I get auto repair parts online for my car or truck
  • Smell. Sweet smell, fuel smell, burning smell, rotten egg smell

2. Now that you have figured out what the issue is you need to repair, you can continue to simplify that area. Lets take Noise for example. The car makes noise. Ask yourself questions, Say Self.

  • What kind of noise? a roaring noise.
  • When does this roaring noise occur? Stopped? When you hit a bump? driving? Driving
  • What are you doing while driving? braking? accelerating? Turning? Turning and Straight
  • Does the noise Change? the roaring gets louder when I turn and quiet when I go Straight
  • Does it change when applying brake or not? No
  • What side of car does the roaring occur? Left
  • Front or Back? Front

3. Tap yourself on the head a few times and think for a moment. You have a Roaring Noise that occurs while driving that gets louder and quieter when turning and is coming from the left front of the vehicle and has nothing to do with the brakes.

  • Investigate by jacking up the front end and looking at the rotating components.
  • Does the CV Shaft show any signs of damage? No
  • When you grab the tire at the top and bottom and wiggle it does it have free play? Yes
  • When you spin the wheel do you here anything? Yes, a slight metallic rubbing

Congratulations! You have now discovered the Left Front Hub Bearing Assembly needs to be replaced.

If you need auto repair manual procedure to perform the repair right now you can purchase an online repair manual and have access now for just $16.99. Includes your vehicles wiring diagrams, TSB’s, Auto Repair Procedures, Maintenance schedules and more. You can also ask an auto repair question Now


Should I Sell My Car? #nissan #car


#sell my car
#

Ask the Readers: Should I Sell My Car?

Published on February 11th, 2011

The Friday Ask the Readers column generally follows a set format: I introduce the topic, share a reader e-mail, give my best advice, and then ask for your feedback. Today s column is a little different. Sarah sent me a 1000-word question, and rather than write any sort of response, I m just going to let her have the entire space. Everything that follows is from Sarah.

I have a question for other GRS readers. It’s a simple question: Should I sell my car? It actually seems to have a very simple answer: Yes.

I keep writing lists and outlining the reasons why I should sell my car (and why I shouldn’t), and the balance lies very clearly in favor of selling my car. And yet I’m having the hardest time selling my car.

Why? I’m a practical, logical, pragmatic person. Why is this so hard to do? Why is selling my car so difficult? Even with the facts laid out, staring me in the face, I’m having the hardest time selling my car.

Why I Bought a Car in the First Place

I used to live completely car-free. I lived in different cities and only walked, bused, or biked to get around occasionally living the high life and taking a taxi when I felt like being luxurious. And then I moved to California.

I bought a car last year. I purchased a 2010 Toyota Matrix from a dealer, priced at $17,490, with a $1000 rebate for being a recent college grad. The Kelly Blue Book value of the car, at new, was $20,049. My purchase price was $16,490. With taxes, registration, and fees, I forked over $19,009. As a somewhat-savvy consumer, I secured a three-year financing plan with 0% interest.

I bought the car because I lived 40 miles from my job, commuting an hour each way (through San Francisco, across the Golden Gate Bridge), and there wasn’t sufficient public transportation to get me to and from my job.

I ve now owned (and paid for) the car for 12 months, spending $6800 on car payments. I have $12,200 left to pay on the car over a two-year period.

The cost of the car has been unbelievable. In one year, these are the costs:

  • Car payments $529 per month
  • 20,000 miles total
    • 25 mpg average
    • gas price is $3.15 in California
    • $2520 for gas, or
    • $210 per month in gasoline
  • Maintenance for one year (four tune-ups at $109 each) $436 ($36 per month for maintenance)
  • Insurance $109 per month for insurance (AAA)
  • Bridge Tolls (crossing the Golden Gate Bridge every day costs $5) $80 per month
  • Parking. I’m lucky to have free parking, mostly, unless I drive downtown $50 per month is my average for parking

Every month, I spend about $1014 on driving and owning the car. $1014! This is roughly one third of my take-home income. What would I do with $1014 per month.

In addition, I have a substantial amount of debt from undergraduate and graduate student loans (in the realm of $80,000) that I’m currently working hard to pay off. The student loan payments are $679 per month. I struggle to make the car payment and the student loan payment each month.

Today: The Current Situation

In November, I moved back to San Francisco, because I couldn’t stand the long commute. Commuting through city traffic is tiring and psychologically draining; I quickly remembered why I dislike driving so much. In contrast, San Francisco is a hub of public transportation options sometimes better or worse, depending on the neighborhood that you live in.

I now live eight miles from my job in Sausalito. The drive takes about 15-20 minutes, depending on traffic. Parking at my job is easy, but parking in San Francisco is a nightmare it can take up to 40 minutes to find a parking spot. I have the option of purchasing a parking spot, but those cost upwards of $300 in a city like San Francisco, and I can’t stomach how much I’m already spending on the car alone.

I now have alterative means for getting to work. For example, I can bike to work a few days per week, depending on the day and the weather. There s also a bus line that goes to and from my work on the hour, and takes about 30-40 minutes to get to work (it doubles my commute time, but I don’t have to worry about parking, driving, or concentrating on the road).

The (Easy) Conclusions

I worry that it’s a mistake to sell my car after owning it for one year. My parents tell me that I should wait it out for the next two years, buckle down, and just finish making the payments because I need a car and can’t possibly live without one. People suggest that it’s foolish to buy a brand new car and sell a car within the first year of ownership.

However, I also think that sunk costs are sunk costs. What I’ve already spent on the car is gone; it s what I spend in the future that s still up for determination. I think it makes sense for me to sell my car.

Here are some reasons I think I should sell my car:

  • Living in a city with ample public transportation, alternative car-sharing options, bicycle riding, and walking makes having a car a luxury, not a necessity.
  • Getting rid of $12,200 of unpaid debt is a good thing.
  • There are additional costs to car ownership insurance, gas, parking, maintenance that will continue to add up over time. (To the tune of about $450 per month.)
  • The current value of my car ($14,000) is more than I owe on my payments ($12,200)
  • But wait! There s more!

    • A car is a depreciating asset, and will not add any value over time. Struggling to make these payments does not help me reduce or eliminate debt in other areas of my life.
  • Public transportation to work costs $4 each way, or approximately $160 per month.
  • If I also choose to use a car-sharing program on the weekends, I would spend between $50 and $75 for a weekend use but the cost would be elective, and not fixed.
  • If I don’t spend the money on the car, I can spend the money on other things that are more important.
  • It seems painfully clear, on paper, that I should sell my car. And yet I get in and drive it every single day to teach swim lesson after work, to dinner parties, to events, on trips to Tahoe, on excursions. I am afraid of selling my car. Psychologically and emotionally, I’m attached to it. I also stubbornly don’t want to admit I made a mistake in buying the car in the first place.

    So tell me, fellow GRS readers, what should I do? Can I afford to sell my car? Can I afford not to?

    J.D. s note: Though I don t have room for my traditional long reply, I ll just chime in to say I m glad that Sarah mentioned sunk costs. That s a very important thing to remember in making these sorts of decisions. (What you ve spent already is irrelevant; it s what you spend going forward that matters.) And I think her situation highlights why it s often best to buy a cheap used car than a brand-new one. I think a $2,000 beater would be perfect for her.

    GRS is committed to helping our readers save and achieve their financial goals. Savings interest rates may be low, but that is all the more reason to shop for the best rate. Find the highest savings interest rates and CD rates from Synchrony Bank. Ally Bank. GE Capital Bank. and more.


    Should I part exchange my old car? #car #hire #comparison


    #part exchange cars
    #

    Should I part exchange my old car?

    A part exchange can be a highly effective method of reducing the cost of buying a new car. Some motorists, however, may not be aware exactly how a part exchange works and whether it s the best move for them.

    Below we take a look at the pros and cons of part exchange and what to do if you decide to exchange your car for a newer model at the dealership.

    What are the pros of part exchanging?

    There are benefits to part exchanging your used car for a new. The obvious one is that the value of your old car will be taken off the price of the new one there and then.

    This means in one visit to the dealership, you can effectively swap cars (for a price). It is the easiest option to replace one car with another.

    It is far less hassle than taking out a classified and dealing with potential buyers who could ultimately decide not to take the car after coming to see it. This is a common occurrence especially when people are searching for cars to buy online.

    Part exchange can be particularly useful if you are downsizing to a smaller car (or engine) because this likely means a larger chunk of the cost of a new car will be taken out by your older model.

    What are the cons of part exchanging?

    Part exchange may be the easiest option, but this can reflected in the price you are offered for the car.

    Using part exchange at a dealership to fund a new car purchase can mean you get a lower price than if you sold the car individually. It also means two sets of negotiation are needed one for the part-exchanged car and one for the new car.

    The best way to avoid potential pitfalls in this regard is to visit a reputable dealership network, such as Perrys, and go with as much information as possible.

    What do I need to know to part exchange my car?

    First of all, the most important thing to know is the value of the car you are currently driving. The internet can be a very useful tool for this, since it s where you can search for similar cars to yours in order to gauge the value of the car.

    Always remember to take into account mileage, service history and the condition of the car the same advice given to anybody about to sell their car.

    By going into the dealership equipped with this information, it allows the seller and the salesperson to reach an agreement much quicker and should ensure a good deal for the seller.

    Of course, you can always walk away if the deal is not satisfactory. Always be prepared to explore other avenues for selling your car if the part exchange deals on offer do not suit you.

    Preparing your car for part exchange

    When intending to part exchange a car, you should have all the documents and paperwork needed in one place. Remember, if the car has a full service history it will increase the value of the car.

    Documents such as the V5C and MoT certificates will be needed just as they would when selling the car privately.

    To help you get the best possible part exchange price give the car a wash. While dealerships will part exchange a dirty car, you should make it as an attractive proposition as possible to improve its chances of being valued at a higher price.

    It may also be cost effective to fix any damage to the car, but this depends on whether you believe the extra value added will be larger than the cost to fix it.

    For instance, scuffs and bumps on the bodywork can be fixed relatively easily. Larger damage to the bodywork on the other hand could cost more to fix than would be taken off the value at the dealership.

    Finally, make sure you take all the keys along with you to hand over if a sufficient part exchange deal takes place.

    How to part exchange your car

    When negotiating with the salesperson about a part exchange price, always have a price in mind and stick to it.

    Obviously, any repair work needed or damage to the car will reduce the price, but this is where prior research will be useful.

    Other things that will reduce the price include an incomplete service history and the lack of an MoT. Most dealerships will check the car mechanically before agreeing to a part exchange, but will drastically reduce the amount offered if the car does not have a valid MoT certificate.

    Finally, it s better to avoid accepting any offers from a dealership if they haven t even seen the car. In this scenario the chances are that this is a particularly low price being offered.

    Can I part exchange a car online?

    Part exchanging is an area in the car buying industry which has grown a lot in the last few years and doing it online is possible. However, like all things related to online car buying and selling, it is not without its pitfalls.

    Websites will generally offer to buy a car at a much lower price than a dealership because they do not actually see the car in advance. It is also important to be wary that some companies might change their valuation when the cars are actually picked up.


    How can I figure out the value a salvaged vehicle? #car #title #loans


    #vehicle value
    #

    How can I figure out the value a salvaged vehicle?

    A car with a branded title, either salvage or rebuilt, will be worth less than a vehicle with a clean title. A vehicle with a salvage or rebuilt title can thousands of dollars lower in value than a comparable car with a clean title.

    Auto and insurance industry sources report that the decrease in value of a vehicle that has a rebuilt or salvage title is typically between 20 percent up to 50 percent depending on the type of vehicle and its age.

    Kelley Blue Book (KBB) notes that a salvaged, reconstructed or otherwise clouded title has a permanent negative effect on the value of a vehicle. Their industry rule of thumb is to deduct 20% to 40% of the Blue Book value. but salvage title vehicles really should be privately appraised on a case-by-case basis in order to determine their market value.

    So one way you can try to determine the value of a salvage vehicle is to get a rough idea by looking up the worth of the model vehicle (with a clean title) in an automobile guide such as KBB or NADA and then take off 40 percent of the value. You may even want to take off 50% of the value since if an insurance company totals it out it is not uncommon that they will only pay out 50% of what the vehicle would be worth with a clean title (not salvaged).

    Another way to determine the value of a salvaged vehicle is to ask a local dealership what the vehicle would be worth with a clean title and then if it was with a salvaged title. If you have a car that has a salvaged title you could take it to the dealership for them to appraise its value for you.

    Now if your vehicle has been found by an insurance company to be a total loss and you are thinking of buying the car back for salvage value you then the amount you would owe the insurance company (or have taken out of the settlement amount) is determined by the insurance company.

    There is no universal list for how much salvage value would be on any certain car, it depends upon the car and its damages and how much it is worth in its current state after being found a total loss.

    In general salvage value is the amount of money the insurer would recoup when selling the vehicle through a licensed salvage vendor. So instead of selling it to a salvage vendor they are allowing you to buy your car back, get the needed repairs and drive it again.

    So the salvage value in a buy back situation is the worth of the car in the condition it is in with the damages it sustained in the accident. If you wish to buy back a car from an insurance company that deemed your vehicle a total loss you should discuss the value of the car and the cost to buy it back. You can check around with local salvage yards to make sure the salvage value the insurance company quoted you seems correct for your vehicle.


    What if I Lease a Car? Info – Car Reviews – Car and Driver #call #a #car


    #leasing a car
    #

    What if I Lease a Car?

    Info

    If you lease a car, you still need to buy your own auto insurance policy. The auto dealer or bank that is financing the car will require you to buy collision and comprehensive coverage. You’ll need to buy these coverages in addition to the others that may be mandatory in your state, such as auto liability insurance.

    • Collision covers the damage to the car from an accident with another automobile or object.
    • Comprehensive covers a loss that is caused by something other than a collision with another car or object, such as a fire or theft or collision with a deer.

    The leasing company may also require “gap” insurance. This refers to the fact that if you have an accident and your leased car is damaged beyond repair or “totaled,” there’s likely to be a difference between the amount that you still owe the auto dealer and the check you’ll get from your insurance company. That’s because the insurance company’s check is based on the car’s actual cash value which takes into account depreciation. The difference between the two amounts is known as the “gap.”

    On a leased car, the cost of gap insurance is generally rolled into the lease payments. You don’t actually buy a gap policy. Generally, the auto dealer buys a master policy from an insurance company to cover all the cars it leases and charges you for a “gap waiver.” This means that if your leased car is totaled, you won’t have to pay the dealer the gap amount. Check with the auto dealer when leasing your car.

    If you have an auto loan rather than a lease, you may want to buy gap insurance to protect yourself from having to come up with the gap amount if your car is totaled before you’ve finished paying for it. Ask your insurance agent about gap insurance or search the Internet. Gap insurance may not be available in some states.

    Next question: Do I need insurance to rent a car?


    Should I Buy a New or Used Car, Or Should I Lease? Allstate #what #is #the #value #of #my #car


    #buy a used car
    #

    Picking a Car: Should I Buy a New or Used Car

    Car shopping can be confusing, to say the least. Should you buy a new car, a used car, or does a lease make the most sense for your situation? We’ll look at the pros and cons of each option to help you make an informed decision.

    No matter what you end up buying, you’ll need insurance it’s mandatory in most states and a smart idea, period. At Allstate, we have 15 auto insurance discounts to help you save.

    New Cars

    The Benefits of Buying a New Car

    In addition to that new car smell, buying a new vehicle lets you choose exactly the car you want. You’re also getting the latest automotive and technological advancements. That’s great when you’re just talking about something optional, like an in-dash GPS unit with the latest bells and whistles. But it’s even more important when it comes to safety features, like airbags or electronic stability systems.

    And while new cars can be more expensive, the Internet has made it easier than ever to track manufacturer and dealer incentives like rebates and low-interest financing.

    New cars are less likely to need mechanic visits, which may offer additional peace of mind, especially since many car companies cover repair costs as part of the new car’s warranty. Find out more about auto warranty features and limitations in our What’s In a New Car Warranty article .

    Check out our Bumper-to-Bumper Basics tool for information about factors in your lifestyle that can influence your auto insurance decision.

    And for tips on squeezing every last mile from your gas tank, read our tips for increasing your gas mileage .


    I want to sell a car, how do I get started? #cars #compare


    #i want to sell my car
    #

    I want to sell a car, how do I get started?

    “I want to sell a car, how do I get started?”

    Firstly the car will need to be prepared to be put on show. Spending a few dollars here and there will add more figures onto the selling price of the car.

    If the car has any small chips in the paint work you might want to head to your local car store and purchase some touching up paint. The cost of the touch up paint is low and can restore the original paint job.

    Give the rims / mags a good scrubbing too. If your car has some easily detachable hub caps, it might be worthwhile getting a set of new ones. Nowadays, at your local car store, hub caps come in many different sizes and designs to choose from.

    Now we move from the outside to the inside. Consider vacuuming the carpets and seats, getting the glass to look invisible or getting an automotive air freshener. Wipe down the dashboard and the driving instruments. Clean out all rubbish from the glove box, back seat and boot.

    It might be worth getting the car serviced and a current road worthy certificate. Showing previous work done to the car can add value to it by showing that the car was well maintained.

    Once the car is clean it’s time to take some photos. Take one of each side of the car and a few inside the car.

    The last step is writing a small description about the car, which will be a piece of cake. Honestly write about the overall condition of the car, any extras and any major repairs to the car.

    Now it’s time to place your car ad on UsedCarSite.com.au. Soon thereafter, the phone will start to ring with potential buyers.