SBI Arogya Premier Health Policy Details | Get Health Insurance cover upto Rs.30 lac. ( Video

SBI Arogya Premier Health Policy Details |  Get Health Insurance cover upto Rs.30 lac, NEF6.COM


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SBI Arogya Premier Health Policy Details | Get Health Insurance cover upto Rs.30 lac


SBI Arogya Premier Health Policy Details |  Get Health Insurance cover upto Rs.30 lac, NEF2.COM


SBI Arogya Premier Health Policy Details | Get Health Insurance cover upto Rs.30 lac

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Buy Car Insurance Online – Car Insurance Quote – Rates, get car insurance now.

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Car Insurance Quote from 21st Century

At 21st Century, we believe getting car insurance should be simple. We make it easy for you to get a free car insurance quote online. All we need from you is your zip code to start, and in minutes you could be saving hundreds of dollars on your car insurance. The process is simple, and all you need to get a free auto insurance quote is a little information about you, your car, and your driving history. So get a quote now and start saving today!

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Curious? See what people are saying about 21st Century Car Insurance on PowerReviews and get a free car insurance quote now to see how much we can be saving you today.

Car Insurance Comparison

Getting a car insurance quote online makes it easier to compare multiple insurance companies at the same time. You can get a quote from 21st, and see how much it will help you save over other car insurance companies. Also, you can compare the additional perks car insurance companies offer you for signing up. With 21st, that includes 21st Roadside Assistance, which includes 24-hour roadside assistance for all insured vehicles anywhere in the US and Canada.

It’s also important to compare what sort of coverage you can get for the price at different insurance companies. While some companies claim to offer cheaper car insurance policies, they often offer car insurance plans with less coverage to do so. So while you may be saving money up front, you could be paying more in the long run, especially if your car doesn’t have collision or comprehensive coverage.

Different car insurance companies also offer different discounts. If you’re looking for car insurance discounts, 21st has plenty to offer. They include defensive driver discounts, good student discounts, and safe driver discounts. Each one of these discounts can save you money on your car insurance.

If you’d still like to pay less for your car insurance, consider raising your deductible. That’s the amount of money you have to pay in the event of an accident or damages to your car, before your car insurance company will pay. If you agree to a higher deductible, this will lower your monthly car insurance payments.

Car Insurance Company

When picking your car insurance company, it’s important to evaluate their history, reliability, and how much you can save by switching. Getting a car insurance quote online will help you understand whether or not switching to a new company will be worthwhile. Don’t forget, however, to also read up on the company, before you sign-up for their insurance coverage.

A good place to start is on the company’s website. Usually, a car insurance company will have a detailed about us page, telling you about their history and greatest strengths. Make sure to read this to ensure you’re comfortable with the company.

Next, look for reviews of the company. A company will often list reviews, like Power Reviews, on a page of their site. Read those reviews carefully. These will sometimes tell you more about a car insurance company, as reviewers frequently have first-hand experience with things like their claims department.

Before You Get A Car Insurance Quote Online

When choosing a car insurance company, knowing what you want is half the battle. Make sure to decide before you get a car insurance quote online what you’re really looking for. If you’re looking for the cheapest possible car insurance, you may have to lower your expectations about perks and how much coverage you will get. If you’re looking for additional comprehensive coverage, expect to have to pay a little bit more for it. Finally, make sure you are confident in the car insurance company before you make a decision about switching.

*Customer comments extracted from REVIEW SNAPSHOT by PowerReviews. Click on the link above to see the full content.




Car Insurance Quotes, Compare Car Insurance – Liberty Insurance Ireland, get online car insurance quote.

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Car Insurance

make changes to your policy or pay for your quote

Life’s complicated enough. So we’ve made buying car insurance simple and fair, with all the benefits you’d expect and more. That’s car insurance the way it should be.

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Get up to 5 Weeks Free Online

Ready to get a quote? At Liberty Insurance we give you up to 5 weeks free when you quote and buy online. The discount is applied automatically to your quote and you’re covered from the moment you buy, so you’ll be on the road in no time.

Online discount applies to new private car policies only. 5 weeks free equals a 10% discount. Maximum discount €150. Subject to minimum premium and applied before optional covers. Acceptance criteria, terms and conditions apply.

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Comprehensive or Third Party Fire & Theft Options

We don’t just offer you affordable car insurance, we also ensure that you get great cover along with many additional benefits as part of your motor insurance. You can choose from Comprehensive Car Insurance or Third Party Fire Theft policies with up to 5 weeks free when you quote and buy online, all backed up with 24/7 claims support.

Car insurance, the way it should be

Imagine the perfect car insurance policy. It probably includes hassle-free purchase, step back no claims bonus protection, free breakdown assistance, 24-hour claims help and European cover as standard.

The good news is every Liberty car insurance policy comes packed with all these and more. Have a look at our car insurance policy benefits.

Also includes:

  • Breakdown assistance wherever you are
  • Discount for named driver experience
  • Step back no claims protection

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Breakdown assistance wherever you are

Car broken down or just won’t start? Relax, we’re here to help. Whether it’s at home or by the roadside, 24/7 breakdown assistance with Home Start comes as standard on all our car policies – comprehensive car insurance and third party, fire and theft. Even better, it won’t affect your no claims bonus. Find out more.

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Discount for named driver experience

If this is your first policy, but you’ve driven claim-free on someone else’s policy in the last two years, then it’s only fair that your good driving record is recognised – and rewarded!

With Liberty car insurance, you can get a discount on your premium for named driver experience. Terms and conditions apply.

Get online car insurance quote

Step back no claims protection

Accidents can happen to anyone. If you have to claim, we don’t think you should lose all the no claims bonus you’ve built up. So you’ll be relieved to know that if you have four or more years of no claims bonus and you do have to make a claim, you’ll still keep part of your no claims discount. Terms and conditions apply.




Car Insurance Quotes – Auto Insurance, Progressive, how to get cheap auto insurance.

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Car Insurance

Get a quote you could save $620 *

Ways you can save on car insurance with Progressive

More than 18 million drivers are insured by Progressive, making us one of the largest and most trusted car insurance companies. ** Why? It’s simple. Our unmatched value. We offer tons of discounts including safe driver, pay-in-full, multi-car, multi-policy, quoting online and more. Take advantage of our savings and get an auto insurance quote now.

Bundle auto and property

Save another 5% or more on your auto insurance when you combine with home, renters or condo.

Snapshot: drive safe save more

Snapshot is a program that personalizes your rate based on how YOU drive. The safer you drive, the more you can save.

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Compare the exact same coverages at a handful of companies and instantly see the best price.

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Try the Name Your Price Tool and tell us what you want to pay. Then, we’ll show coverages in your budget.

Auto insurance coverages we offer

Accidents, glass damage, lawsuits, hail, and more we have affordable coverage options to protect against just about anything. Get a car insurance quote, and you can customize your coverages online. Savings with safe coverages.

Keep in mind, coverage offerings can vary by state.

Liability (bodily injury and property damage)

Covers damages you cause to others

If you’re at fault in an accident, liability covers damages you cause. That could mean damage to other vehicles, property (mailbox, street sign, house, etc.), or even other drivers’/passengers’ injuries. Plus, this covers you if someone sues you over an accident.

Example: You rear-end another car, it’s damaged, the other driver is severely injured, and sues you. We’ll pay for the other driver’s car repairs, injuries, and your costs from the lawsuit (up to the amounts you select). There’s no deductible for liability.

Comprehensive and collision

Covers damage to your car

These are two separate coverages: comprehensive covers random acts of nature beyond your control (falling trees, hail, theft, fire, floods, glass damage, etc.) and collision covers car accidents.

Example (Comprehensive): You park your car outside during a major hailstorm, and it’s totaled. Add comprehensive and we’ll pay out for the full value of your car (minus your deductible amount). Example (Collision): You back out of your garage, hit your basketball hoop and cause $2,000 worth of damage to your vehicle. Add collision and we’ll then pay for your repairs (minus your deductible amount).

Uninsured/underinsured motorist

Covers your injuries and damages

These can be two separate coverages: one that covers your injuries (bodily injury) and another that covers your vehicle’s damages (property damage). Both kick in if a driver hits you and doesn’t have insurance or enough to pay for your losses.

Example: Another driver runs a red light and hits you. They’re at fault and don’t have insurance. If they can’t or refuse to pay for your damages, you can instead file a claim with us. We’ll then pay for your repairs.

Medical payments

Covers your injuries

Pays for medical costs if you, your passengers, or your family members are injured in an accident (no matter who is driving). This can be beneficial even if you have health insurance, as there is no deductible you have to meet before we pay out.

Example: Your newly-licensed 16-year-old neighbor is driving your child to school, and they’re in an accident. Your child is injured and has a $1,000 medical bill. Instead of filing a claim with your health insurer, you can file with us and we’ll simply pay the bill (up to your limit). No deductible applies.

Rental car reimbursement

Covers rental car fees

Pays for your rental car fees while your vehicle is being repaired from a covered loss (that just means damages we or another insurance company pays for and not general maintenance).

Example: Your car is severely damaged in an accident, and repairs will take a week, so you need a rental. Add this and we’ll pay for your rental car fees (up to your limits).

Loan/lease payoff

Helps pay off your loan when your car is totaled

Loan/lease payoff is also called gap insurance. If your car is totaled, we’ll help pay off the balance of your loan (up to 125% of your vehicle’s current value).

Example: You finance $30,000 for a new car. The second you drive it off the lot, it could only be worth $25,000. If your car is totaled, you’re still responsible for the $30,000 on the loan. Add this and we’ll pay $25,000 for your car + the $5,000 left on your loan.

Progressive guarantees repairs

Not all insurance companies offer that. We can. If something happens to your car, we’ll guarantee all repairs managed in our Service Centers and trusted network shops (shops we partner with) for as long as you own or lease your car.

Progressive Service Centers offer a simplified claims process. All you have to do is file your claim, drop your car off and that’s it. We’ll have your rental car waiting if you need one and take care of the entire repair process for you.

Most love us! And we think you will too.

4 out of 5 recommend Progressive car insurance

It’s not just because of the savings when you start your policy. It’s also because we’re always working to find more discounts (even after you start your policy) and provide 24/7/365 customer support.

Get an auto insurance quote online or call for advice

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Copyright 1995 – 2018. Progressive Casualty Insurance Company . All Rights Reserved.

We offer insurance by phone, online and through independent agents. Prices vary based on how you buy.

Mobile rates are for policies purchased directly from Progressive.

*National average annual car insurance savings by new customers surveyed who saved with Progressive in 2016.

Discount varies and is not available in all states or situations

The Progressive Group of Insurance Companies, comprised of Progressive Casualty Insurance Company and its affiliates, is the country’s fourth largest auto insurer.

Discounts not available in all states and situations

You’ll get more information when you quote. All coverages subject to policy terms and conditions.

National survey of new Progressive auto customers in 2015.

Progressive Home Advantage policies are placed through Progressive Specialty Insurance Agency, Inc. with affiliated and third-party insurers who are solely responsible for claims, and pay PSIA commission for policies sold. Prices, coverages, privacy policies, and PSIA’s commission vary among these insurers. How you buy (phone, online, mobile, or independent agent/broker) determines which insurers are available to you. A quote from one of the insurers can be provided through this site. Click here for a quote from other insurers or here for more information about PSIA s commission. Discounts not available in all states and situations.

Learn more about comparison rates, which are available through Progressive Direct in most states and situations. Rate comparisons provided here are based on our Progressive Direct auto insurance price and product, and do not include prices and products available from Progressive agents.

Name Your Price is available in most states for new policies. Price and coverage match limited by state law. Amounts entered outside of our range of coverage prices will be shown the closest available coverage package.




Compare Cheap Car Insurance Quotes, get a insurance quote online.

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Car Insurance

Save up to £273 on your car insurance*

*51% of customers could save up to £273.83 Consumer Intelligence, November 2017

Get a insurance quote online

Insure your car with Admiral and get £30 cashback

If you take out car insurance with Admiral through MoneySuperMarket between 14 January and 4 February 2018, you’ll be eligible to receive £30 cashback.

The offer will be paid on new policies only and is not available on renewals if you already have car insurance with Admiral Group, which includes the Diamond, Elephant and Bell brands.

You have to hold the policy for a minimum 14 days, and the cashback will be sent to you within 90 days of your policy’s start date. For more information and full T Cs click here

COMPARE CAR INSURANCE

How to get a car insurance quote

To get an accurate quote you will need to provide certain details about your car, including:

  • Registration number
  • Make and model
  • Age and value
  • Any modifications made

This information allows us to understand which insurance group your car belongs to, in order to complete the insurance quote. You can find out which group your car belongs to using this tool.

Information about you

You will also need to include information about your job, age, and where you live, along with details of your driving history (including any convictions and claims).

Named drivers

The names and licence details of anyone who will be driving your car need to be provided.

No Claims Discount (NCD) history

Details of your no claims discount will help lower the price you are quoted. You can find out here how many years’ no claims discount your insurer will honour.

Get a insurance quote online

Get a insurance quote online

How to reduce the cost of car insurance

MoneySuperMarket data shows the average quoted premium for an annual fully comprehensive car insurance policy is £579 (September 2017), up 7.5% on the previous year. This increase in premiums makes it more important than ever to compare the best car insurance prices.

Here are our top tips on how to reduce your premiums:

Don’t auto-renew: UK motorists lose around £2.37bn by rolling over their policies with the same insurer every year.

Compare quotes: Market research company, Consumer Intelligence, found that 51% of customers who search for car insurance through us could save up to £273 on their annual premium*.

Increase your excess: Insurers are likely to reduce the cost of cover if you increase your excess. Just make sure your excess is affordable. Read our voluntary excess guide.

Build a no claims discount: Most insurers reward drivers for claims-free driving.

*51% of customers could save up to £273.83 Consumer Intelligence, November 2017

What do our customers think of us?

Customer satisfaction rating

**Based on 5500 reviews in the last 12 months – Read all reviews

What types of car insurance policy are available?

Third party provides the lowest level of car insurance cover. It insures you against damage to another person’s car or injury to them, however it doesn’t cover your car should it need to be repaired or replaced.

Third Party Fire and Theft

With third party, fire and theft you have additional cover to repair or replace your car if it’s stolen, damaged or destroyed by fire.

Comprehensive Cover

Fully comprehensive car insurance offers complete cover for your car and other drivers. This includes third party and third party fire theft, vandalism damage, accidental damage, repairs, and loss of gadgets such as sat nav systems.

Our dedicated guides will help you work out which type of cover is right for you and your motor.

How can we help you save on your car insurance?

It’s our job to find you the best car insurance deal from a wide range of leading UK insurance companies. When you enter your details on our site, we send them to over 120 car insurance brands so they can compete for your business.

We rank the quotes they offer in price order so you can make your selection.

“I got a very good quote for car insurance from MoneySuperMarket.”

“Saved over £300 on my car insurance renewal quote.”

“MoneySuperMarket quickly helped in finding me a much cheaper car insurance – Thank you.”

“Managed to reduce my motor insurance costs by more than fifty per cent with MoneySuperMarket. Very pleased!”

CAR INSURANCE GUIDES

Classic car insurance

Compare classic car insurance quotes online

Student car insurance

Study our student car insurance service

New driver insurance

Get a good deal on your first car insurance policy

European car insurance

Find a policy that covers driving on the continent

Teenage driver cover

Get a good price on teenage car insurance policies

Car insurance guide

MoneySuperMarket s definitive car insurance guide

Multi-car

A single insurance policy to cover several cars

Temporary car insurance

Get covered for periods shorter than 12 months

Car insurance check

Find out if your current motor insurance policy is valid

Third party only

Compare cheap third party insurance quotes

Young driver insurance

Fight back against expensive young drivers insurance

Business car insurance

Get a specialist Business car insurance policy

Car insurance groups

Find out why the type of car you choose affects the cost of car insurance

Learner driver insurance

Will you need to pay for learner driver insurance on top of tuition fees

Fully comprehensive cover

Find out why the most complete level of cover isn t always the most expensive option.

Excess insurance

Insuring against high excess costs could save you money if you ever have to claim.

Gap insurance

If you re buying a new car, it s well worth considering gap insurance.

Named driver insurance

How adding a named driver can lower the cost of car insurance.

MOTORING NEWS

Fancy a driverless car

Are we ready for the motoring revolution

What is car insurance fraud

And could you be at risk

YOU YOUR CAR

Taking care of your tyres

Tips to ensure your tyres are up to scratch

Beat car depreciation

Selling your car Here s how to get the best price

STREETWISE

Do you know your road signs

Take our quiz to find out

Caravan or motorhome

All you need to know about insurance

We’re 100% independent: working only for our customers

Unlike some of our competitors, MoneySuperMarket is not owned by an insurance company. So we can offer great value, with savings delivered straight to you.

We combine independence, so we can negotiate the best prices, with excellent technology, to find great value products and services for you. That’s what makes us – in our customers’ opinions – the best price comparison website.

Level of service

We aim to show you car insurance quotes from as many insurance companies as possible, so that you can find the right policy for you. Unfortunately, we can’t promise to show quotes from every insurance provider, because not all companies want to be included on comparison websites. We won’t offer you advice or make a recommendation, but we will provide you with all the information you need to help you decide which is the right policy for you. You can find out more about how we work here.

MoneySuperMarket can help you find great deals on your car insurance. From single to multi-car deals, satellite-based telematics policies to insurance for classic cars, we search the market to get the best combination of protection and price. Check out our news and guide pages for more information.


How can I get cheap car insurance in NYC? (New York: renters, home owners insurance) – New York City – City-Data Forum

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Originally Posted by bmwguydc

And, that’s insurance fraud, which is one reason why insurance rates are so high for those who play by the rules. Fewer cars registered leads to higher rates of loss by zip code, among the pool of registered cars. A car can legitimately be registered at a second home, provided that’s where the car is garaged, not as a means to dodge insurance premiums, and the car is actually garaged at that location.

The address where it is registered not necessarily garaged, is what matters, at least according to a State Farm rep I spoke with.

My mother owned the first car that I had, and its the car I took with with me when I moved to New York from Georgia. We both called State Farm and explained to them that while the car is registered in Georgia, it spends 100% of the time out of the state.

Both reps said that didn’t matter, the only thing that mattered was the address where it is legally registered, which is the address of the legal owner.

I even made a couple of claims on the policy and they were processed just fine. No one ever cared that the mailing address on file was New York City, while the address on the registration was Georgia.

Please register to post and access all features of our very popular forum. It is free and quick. Over $53,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

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Laser Tattoo Removal Procedure, Benefits, and Risks

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Laser Tattoo Removal: What to Know

Nearly 30% of people in the U.S. have at least one tattoo. Almost half of all millennials have one. But not all of them are happy about their decision. As many as 25% of those with a tattoo say they regret getting it.

If you’re in that 25%, there is good news. Laser tattoo removal techniques can get rid of your unwanted tattoo with minimal side effects.

How It Works

Lasers remove tattoos by breaking up the pigment colors with a high-intensity light beam. Black tattoo pigment absorbs all laser wavelengths, making it the easiest color to treat. Other colors can only be treated by selected lasers based upon the pigment color.

You should first schedule a consultation with a trained professional who can evaluate your tattoo and advise you on the process. The number of treatments you will need will depend on the age, size, and color(s) of your tattoo. The color of your skin. as well as how deep the tattoo pigment goes, will also affect the removal technique.

In general, this is what you should expect during a laser tattoo removal session:

  1. You’ll be given a pair of protective eye shields.
  2. The technician will test your skin’s reaction to the laser to determine the most effective energy for treatment.
  3. The technician uses the laser to pass pulses of intense light through the top layers of your skin that will be absorbed by the tattoo pigment only.

Smaller tattoos will require fewer pulses while larger ones will need more to remove them. In either case, to completely get rid of a tattoo, it will take several treatments. After each visit, your tattoo should become progressively lighter.

Laser tattoo removal is uncomfortable, but most patients don’t need anesthesia. Depending on the location of your tattoo, you may want to apply a topical anesthesia cream beforehand.

Immediately following the treatment, use an ice pack to soothe the treated area. And apply an antibiotic cream or ointment and bandage to protect it. You should also be sure it’s covered with sunblock when you’re outside.

Continued

Side Effects

Laser treatment is often safer than many other tattoo removal methods, such as excision, dermabrasion. or salabrasion because laser treatment selectively treats the pigment in the tattoo. And there are very few side effects. However, you should consider these factors in your decision:

  • Your tattoo removal site is at risk for infection. And there is a slight chance that you will have a permanent scar.
  • It’s unlikely that your tattoo will be completely removed. In many cases, certain colors may be more effectively removed than others. Blue and black tattoos, for example, respond well to laser treatment.
  • You may end up with hypopigmentation, which means the skin that is treated is paler than the skin surrounding it. You could also have hyperpigmentation, which leaves the affected skin darker than the rest of your skin.
  • Cosmetic tattoos like lip liner, eyeliner, and eyebrows may actually get darker after treatment. They do tend to fade with additional sessions.

Find a Reputable Doctor

To ensure you get proper treatment and care, find a reputable dermatologist or cosmetic surgery center. If possible, get a recommendation from your primary care physician for a dermatologist or skin surgery center that specializes in tattoo removal.

Since tattoo removal is a personal option in most cases, most insurance carriers won’t cover the process unless it is medically necessary. Physicians or surgery centers practicing tattoo removal may also require payment in full on the day of the procedure. If you are considering tattoo removal, be sure to discuss associated costs up front and obtain all charges in writing before you undergo any treatment.

WebMD Medical Reference Reviewed by Sabrina Felson, MD on October 24, 2016

Sources

Skinsight.com: “Tattoo Removal, Laser.”

Medscape: “Tattoo Lasers.”


Diminished Value: Biggest secret about Diminished Value Claims with insurance

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What is Diminished Value ?

Know your rights if you’ve been in an auto accident. You may be entitled to a check from your insurance company for a Diminished Value claim. Diminished value is the automatic loss of value from a auto collision. Almost every vehicle that has been in a wreck will have some form of inherent diminished value.

It has been estimated that 55% of consumers would not buy a car that had been in an auto accident. 81% would not have a car that had been in a wreck unless they were given a large discount. Our survey results show the stigma may be even higher.

Diminished Value isn’t something insurance companies generally acknowledge your right to recover!

In their online article about diminished value (later removed from State Farm’s website) “Diminished value fact or fiction? ” State Farm has tried to discourage consumers from attempting to file a diminished value claim. We disagree. Many times claimants are not made aware of compensation for diminished value. Insurance companies would have you believe they are your advocates when in reality they are your adversaries. Many times insurance companies will reward their adjusters based on minimizing settlements. When a demand for diminished value is made, insurance companies may deny diminished value has happened. Some insurance companies give adjusters scripts to help them lower the value of claims. Claimants need to support their claims with an expert evaluation that diminished value has occurred.

Understanding Diminished Value Claims

Example:

Your one-year-old vehicles value is $30,000. One day, you’re hit by another car, causing $5,000 in damage. Your auto insurance company pays for the repairs when you filed your insurance claim.

Your newly repaired car is still worth, $30,000 right? WRONG. Although your auto body shop does an excellent job, and your vehicle looks as good as it did before the accident, it’s value is now much less and is less desirable having been in a auto collision, should you decide to sell it now, or down the road.

Many times a frame or structurally damaged vehicle cannot be sold as a “certified used vehicle .” This will impact the vehicle’s value by as much as 40%!

This is where diminished value comes in! Your insurance company will be quick to write you a check for the repairs, but you’re entitled to receive another check for a diminished value claim .

If you list your vehicle for sale in the newspaper for $30,000, the first thing a buyer will ask is “Has the vehicle been in an auto accident?” Even if you didn’t disclose the accident, the buyer could still look up the accident history using .

Once they discovered the accident, the buyer would no longer be willing to pay you $30,000, but instead might offer $22,000. In this case, the diminished value would be $8,000.

Even if you’ve already settled with the insurance company on the body damage, you can still file a separate diminished value claim if the repairs were done recently.

Your insurance claim for diminished value can be paid by your own insurance company or the other party’s company.

Read a typical client’s story about their diminished value claim.


Compare Cheap Car Insurance Quotes, how to get car insurance online.

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Car Insurance

Save up to £273 on your car insurance*

*51% of customers could save up to £273.83 Consumer Intelligence, November 2017

How to get car insurance online

Insure your car with Admiral and get £30 cashback

If you take out car insurance with Admiral through MoneySuperMarket between 14 January and 4 February 2018, you’ll be eligible to receive £30 cashback.

The offer will be paid on new policies only and is not available on renewals if you already have car insurance with Admiral Group, which includes the Diamond, Elephant and Bell brands.

You have to hold the policy for a minimum 14 days, and the cashback will be sent to you within 90 days of your policy’s start date. For more information and full T Cs click here

COMPARE CAR INSURANCE

How to get a car insurance quote

To get an accurate quote you will need to provide certain details about your car, including:

  • Registration number
  • Make and model
  • Age and value
  • Any modifications made

This information allows us to understand which insurance group your car belongs to, in order to complete the insurance quote. You can find out which group your car belongs to using this tool.

Information about you

You will also need to include information about your job, age, and where you live, along with details of your driving history (including any convictions and claims).

Named drivers

The names and licence details of anyone who will be driving your car need to be provided.

No Claims Discount (NCD) history

Details of your no claims discount will help lower the price you are quoted. You can find out here how many years’ no claims discount your insurer will honour.

How to get car insurance online

How to get car insurance online

How to reduce the cost of car insurance

MoneySuperMarket data shows the average quoted premium for an annual fully comprehensive car insurance policy is £579 (September 2017), up 7.5% on the previous year. This increase in premiums makes it more important than ever to compare the best car insurance prices.

Here are our top tips on how to reduce your premiums:

Don’t auto-renew: UK motorists lose around £2.37bn by rolling over their policies with the same insurer every year.

Compare quotes: Market research company, Consumer Intelligence, found that 51% of customers who search for car insurance through us could save up to £273 on their annual premium*.

Increase your excess: Insurers are likely to reduce the cost of cover if you increase your excess. Just make sure your excess is affordable. Read our voluntary excess guide.

Build a no claims discount: Most insurers reward drivers for claims-free driving.

*51% of customers could save up to £273.83 Consumer Intelligence, November 2017

What do our customers think of us?

Customer satisfaction rating

**Based on 5500 reviews in the last 12 months – Read all reviews

What types of car insurance policy are available?

Third party provides the lowest level of car insurance cover. It insures you against damage to another person’s car or injury to them, however it doesn’t cover your car should it need to be repaired or replaced.

Third Party Fire and Theft

With third party, fire and theft you have additional cover to repair or replace your car if it’s stolen, damaged or destroyed by fire.

Comprehensive Cover

Fully comprehensive car insurance offers complete cover for your car and other drivers. This includes third party and third party fire theft, vandalism damage, accidental damage, repairs, and loss of gadgets such as sat nav systems.

Our dedicated guides will help you work out which type of cover is right for you and your motor.

How can we help you save on your car insurance?

It’s our job to find you the best car insurance deal from a wide range of leading UK insurance companies. When you enter your details on our site, we send them to over 120 car insurance brands so they can compete for your business.

We rank the quotes they offer in price order so you can make your selection.

“I got a very good quote for car insurance from MoneySuperMarket.”

“Saved over £300 on my car insurance renewal quote.”

“MoneySuperMarket quickly helped in finding me a much cheaper car insurance – Thank you.”

“Managed to reduce my motor insurance costs by more than fifty per cent with MoneySuperMarket. Very pleased!”

CAR INSURANCE GUIDES

Classic car insurance

Compare classic car insurance quotes online

Student car insurance

Study our student car insurance service

New driver insurance

Get a good deal on your first car insurance policy

European car insurance

Find a policy that covers driving on the continent

Teenage driver cover

Get a good price on teenage car insurance policies

Car insurance guide

MoneySuperMarket s definitive car insurance guide

Multi-car

A single insurance policy to cover several cars

Temporary car insurance

Get covered for periods shorter than 12 months

Car insurance check

Find out if your current motor insurance policy is valid

Third party only

Compare cheap third party insurance quotes

Young driver insurance

Fight back against expensive young drivers insurance

Business car insurance

Get a specialist Business car insurance policy

Car insurance groups

Find out why the type of car you choose affects the cost of car insurance

Learner driver insurance

Will you need to pay for learner driver insurance on top of tuition fees

Fully comprehensive cover

Find out why the most complete level of cover isn t always the most expensive option.

Excess insurance

Insuring against high excess costs could save you money if you ever have to claim.

Gap insurance

If you re buying a new car, it s well worth considering gap insurance.

Named driver insurance

How adding a named driver can lower the cost of car insurance.

MOTORING NEWS

Fancy a driverless car

Are we ready for the motoring revolution

What is car insurance fraud

And could you be at risk

YOU YOUR CAR

Taking care of your tyres

Tips to ensure your tyres are up to scratch

Beat car depreciation

Selling your car Here s how to get the best price

STREETWISE

Do you know your road signs

Take our quiz to find out

Caravan or motorhome

All you need to know about insurance

We’re 100% independent: working only for our customers

Unlike some of our competitors, MoneySuperMarket is not owned by an insurance company. So we can offer great value, with savings delivered straight to you.

We combine independence, so we can negotiate the best prices, with excellent technology, to find great value products and services for you. That’s what makes us – in our customers’ opinions – the best price comparison website.

Level of service

We aim to show you car insurance quotes from as many insurance companies as possible, so that you can find the right policy for you. Unfortunately, we can’t promise to show quotes from every insurance provider, because not all companies want to be included on comparison websites. We won’t offer you advice or make a recommendation, but we will provide you with all the information you need to help you decide which is the right policy for you. You can find out more about how we work here.

MoneySuperMarket can help you find great deals on your car insurance. From single to multi-car deals, satellite-based telematics policies to insurance for classic cars, we search the market to get the best combination of protection and price. Check out our news and guide pages for more information.


Car Insurance & Auto Insurance from Nationwide, get a free car insurance quote.

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6 reasons to choose Nationwide for car insurance

Get a free car insurance quote

On Your Side ® Claims Service

After an accident, you want things to get back to normal fast. File your car insurance claim and choose a repair shop in our network to get a written guarantee for as long as you own your vehicle.

Get a free car insurance quote

Discounts on car insurance rates

We offer many ways to lower your auto insurance rates, including good student and multi-policy discounts.

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See what members are saying about Nationwide

Want to know how we handle claims? Find out online from our auto insurance members. Learn why they would recommend us to friends and family and then get an online auto insurance quote today.

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Vanishing Deductible ®

As you shop for online car insurance, keep in mind that we want to reward safe drivers. Our exclusive program reduces your car insurance deductible $100 for every year of safe driving.

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On Your Side ® Review

Make sure your vehicle insurance keeps up with your life. A Nationwide insurance agent can help you get the coverage you need and the discounts you deserve to lower your car insurance rates.

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Member resources

As a member, you can update your account quickly and easily when and where you want, get answers to your questions, catch up on what we’re doing today and see what it means to be a member.

If you own a classic, antique, vintage or other collector vehicle, you may need classic car insurance. Learn more about Nationwide classic car coverage, which we offer in partnership with Hagerty.

Get a free car insurance quote

Vehicle Safety Tips

Learn how to protect yourself and passengers with safe driving tips and auto insurance basics.

Get a free car insurance quote

Driving Tips for Teens and Parents

Find out how to keep costs – and stress levels – down with your teen driver.

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply. Discounts may not be applied to all policy coverages.

Bundle and Save on Your Insurance

Combine auto, home and life to save time and money.

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    Pay a bill, print an ID card, view policy details, manage your policy and so much more.

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  • Start a Claim

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  • Long-term Care Concerns?

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  • Safety First

    Prepare your house and your family for bad weather.

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    Now From Nationwide Blog

    Basic how-tos, articles and more on what matters most.

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    See how well you really understand insurance.

  • Multiflex SM Dental Insurance

    Get affordable and flexible coverage that gives you the freedom to choose any dentist.

    Share Article

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    Products underwritten by Nationwide Mutual Insurance Company and Affiliated Companies. Not all Nationwide affiliated companies are mutual companies, and not all Nationwide members are insured by a mutual company. Subject to underwriting guidelines, review, and approval. Products and discounts not available to all persons in all states. Nationwide Investment Services Corporation, member FINRA. Home Office: One Nationwide Plaza, Columbus, OH. Nationwide, the Nationwide N and Eagle, and other marks displayed on this page are service marks of Nationwide Mutual Insurance Company, unless otherwise disclosed. © 2018 Nationwide Mutual Insurance Company.


  • Compare Cheap Car Insurance Quotes, get quote for car insurance.

    #Get #quote #for #car #insurance


    Car Insurance

    Save up to £273 on your car insurance*

    *51% of customers could save up to £273.83 Consumer Intelligence, November 2017

    Get quote for car insurance

    Insure your car with Admiral and get £30 cashback

    If you take out car insurance with Admiral through MoneySuperMarket between 14 January and 4 February 2018, you’ll be eligible to receive £30 cashback.

    The offer will be paid on new policies only and is not available on renewals if you already have car insurance with Admiral Group, which includes the Diamond, Elephant and Bell brands.

    You have to hold the policy for a minimum 14 days, and the cashback will be sent to you within 90 days of your policy’s start date. For more information and full T Cs click here

    COMPARE CAR INSURANCE

    How to get a car insurance quote

    To get an accurate quote you will need to provide certain details about your car, including:

    • Registration number
    • Make and model
    • Age and value
    • Any modifications made

    This information allows us to understand which insurance group your car belongs to, in order to complete the insurance quote. You can find out which group your car belongs to using this tool.

    Information about you

    You will also need to include information about your job, age, and where you live, along with details of your driving history (including any convictions and claims).

    Named drivers

    The names and licence details of anyone who will be driving your car need to be provided.

    No Claims Discount (NCD) history

    Details of your no claims discount will help lower the price you are quoted. You can find out here how many years’ no claims discount your insurer will honour.

    Get quote for car insurance

    Get quote for car insurance

    How to reduce the cost of car insurance

    MoneySuperMarket data shows the average quoted premium for an annual fully comprehensive car insurance policy is £579 (September 2017), up 7.5% on the previous year. This increase in premiums makes it more important than ever to compare the best car insurance prices.

    Here are our top tips on how to reduce your premiums:

    Don’t auto-renew: UK motorists lose around £2.37bn by rolling over their policies with the same insurer every year.

    Compare quotes: Market research company, Consumer Intelligence, found that 51% of customers who search for car insurance through us could save up to £273 on their annual premium*.

    Increase your excess: Insurers are likely to reduce the cost of cover if you increase your excess. Just make sure your excess is affordable. Read our voluntary excess guide.

    Build a no claims discount: Most insurers reward drivers for claims-free driving.

    *51% of customers could save up to £273.83 Consumer Intelligence, November 2017

    What do our customers think of us?

    Customer satisfaction rating

    **Based on 5500 reviews in the last 12 months – Read all reviews

    What types of car insurance policy are available?

    Third party provides the lowest level of car insurance cover. It insures you against damage to another person’s car or injury to them, however it doesn’t cover your car should it need to be repaired or replaced.

    Third Party Fire and Theft

    With third party, fire and theft you have additional cover to repair or replace your car if it’s stolen, damaged or destroyed by fire.

    Comprehensive Cover

    Fully comprehensive car insurance offers complete cover for your car and other drivers. This includes third party and third party fire theft, vandalism damage, accidental damage, repairs, and loss of gadgets such as sat nav systems.

    Our dedicated guides will help you work out which type of cover is right for you and your motor.

    How can we help you save on your car insurance?

    It’s our job to find you the best car insurance deal from a wide range of leading UK insurance companies. When you enter your details on our site, we send them to over 120 car insurance brands so they can compete for your business.

    We rank the quotes they offer in price order so you can make your selection.

    “I got a very good quote for car insurance from MoneySuperMarket.”

    “Saved over £300 on my car insurance renewal quote.”

    “MoneySuperMarket quickly helped in finding me a much cheaper car insurance – Thank you.”

    “Managed to reduce my motor insurance costs by more than fifty per cent with MoneySuperMarket. Very pleased!”

    CAR INSURANCE GUIDES

    Classic car insurance

    Compare classic car insurance quotes online

    Student car insurance

    Study our student car insurance service

    New driver insurance

    Get a good deal on your first car insurance policy

    European car insurance

    Find a policy that covers driving on the continent

    Teenage driver cover

    Get a good price on teenage car insurance policies

    Car insurance guide

    MoneySuperMarket s definitive car insurance guide

    Multi-car

    A single insurance policy to cover several cars

    Temporary car insurance

    Get covered for periods shorter than 12 months

    Car insurance check

    Find out if your current motor insurance policy is valid

    Third party only

    Compare cheap third party insurance quotes

    Young driver insurance

    Fight back against expensive young drivers insurance

    Business car insurance

    Get a specialist Business car insurance policy

    Car insurance groups

    Find out why the type of car you choose affects the cost of car insurance

    Learner driver insurance

    Will you need to pay for learner driver insurance on top of tuition fees

    Fully comprehensive cover

    Find out why the most complete level of cover isn t always the most expensive option.

    Excess insurance

    Insuring against high excess costs could save you money if you ever have to claim.

    Gap insurance

    If you re buying a new car, it s well worth considering gap insurance.

    Named driver insurance

    How adding a named driver can lower the cost of car insurance.

    MOTORING NEWS

    Fancy a driverless car

    Are we ready for the motoring revolution

    What is car insurance fraud

    And could you be at risk

    YOU YOUR CAR

    Taking care of your tyres

    Tips to ensure your tyres are up to scratch

    Beat car depreciation

    Selling your car Here s how to get the best price

    STREETWISE

    Do you know your road signs

    Take our quiz to find out

    Caravan or motorhome

    All you need to know about insurance

    We’re 100% independent: working only for our customers

    Unlike some of our competitors, MoneySuperMarket is not owned by an insurance company. So we can offer great value, with savings delivered straight to you.

    We combine independence, so we can negotiate the best prices, with excellent technology, to find great value products and services for you. That’s what makes us – in our customers’ opinions – the best price comparison website.

    Level of service

    We aim to show you car insurance quotes from as many insurance companies as possible, so that you can find the right policy for you. Unfortunately, we can’t promise to show quotes from every insurance provider, because not all companies want to be included on comparison websites. We won’t offer you advice or make a recommendation, but we will provide you with all the information you need to help you decide which is the right policy for you. You can find out more about how we work here.

    MoneySuperMarket can help you find great deals on your car insurance. From single to multi-car deals, satellite-based telematics policies to insurance for classic cars, we search the market to get the best combination of protection and price. Check out our news and guide pages for more information.


    Buy Car Insurance Without A Driver s License – Online Auto Insurance, how to get auto insurance license.

    #How #to #get #auto #insurance #license


    Online Auto Insurance

    How to get auto insurance license

    Each carrier has its own rules and guidelines; however, there are multiple companies out there that will insure a driver with no driver’s license whatsoever. When comparing quotes, simply input 0 in the years-licensed field on the questionnaire.

    For example, Auto Solutions Insurance Services, through appointed carriers such as Unitrin (FIC) and Western United, can insure drivers with no CA license or out-of-country (international) license, or even identification cards such as the Matricula Consular issued by Mexico and South American countries.

    Feel free to obtain quotes from OnlineAutoInsurance.com by completing one simple form. Consumers can even purchase a policy online and receive instant proof of coverage within minutes.

    Questions about Car Insurance without a License

    Whether undocumented immigrants can get auto insurance depends on which state they live in. Location matters for undocumented immigrants because state law determines whether they’re legally allowed to get a driver’s license. If they live in a state that lets them get licenses .

    How to get auto insurance licenseTexas residents who own a registered vehicle in the state are required to purchase car insurance before they can apply for a driver’s license. When it comes time to apply for a license, the applicant will need to show proof of an automobile policy. Proof must also be.

    How to get auto insurance licenseDrivers across the country may need to purchase insurance while unlicensed for a number of reasons: the policyholder may want to maintain coverage while his or her driving privilege is suspended, the individual may have only a learner’s permit, a vehicle owner may want to insure against theft or damages while the car.

    News on License-Related Auto Insurance Issues

    February 17, 2014 – The news doesn’t stop, because crime never does either. Here is a roundup of this week’s biggest headline-grabbing yarns: a Colorado lawmaker targets insurance scammers, a Minnesota woman finds out her policy is fake, and a New York group advises drivers about staged crashes .

    February 5, 2014 – There will be more properly covered drivers in Massachusetts if lawmakers there pass a measure to remove immigration status as a consideration when issuing drivers licenses, according to supporters of the “Safe Driving Bill.” “Severe winter weather” shut down the state Senate and House on Wednesday, pushing back the .

    January 10, 2014 – Lines are long outside of Department of Motor Vehicle (DMV) offices in Nevada and Maryland, where media outlets are reporting an influx of undocumented immigrants seeking newly available licenses that will allow them to legally drive on roads there. The states join several others with similar programs .

    Articles for Obtaining Coverage with No License

    August 09, 2013 – Full disclosure. It may sound counterintuitive for someone selling a used car, but you, the buyer, would appreciate it. As it happens, not every salesman is gracious enough to fully disclose the background of their wares. In Massachusetts, for instance, .

    Mar 06, 2012 – All motorists need to be licensed to legally drive, and in many states, drivers need to be adequately insured to get a license. Teenagers with hopes of becoming licensed drivers are often required to.

    Feb 13, 2012 – Being a licensed motorist typically coincides with the purchase of car insurance. In numerous states it is illegal to operate a motor vehicle while uninsured, and many motorists are unable to.


    Compare Insurance Quotes – Cheap Insurance Rates, get an auto insurance quote. #Get #an #auto #insurance #quote


    Compare Insurance Quotes Online netQuote.com

    Insurance is a fact of everyday life. If you want to own a car, a home, or a business, or simply want to protect your family s health, you need to be and in some cases, have to be insured. Getting coverage can sometimes become an overwhelming and confusing process, and sometimes an expensive one, but it doesn t have to be. NetQuote provides you not only with the ability to compare quotes, but also with the information you need to make the process easier.

    Free Insurance Quotes: The New Rule of the Online Insurance Quote

    Getting comparison insurance quotes is far different today than it used to be. Historically, it cost someone money to get a look at rates from a company. In their view, they were working to get you these auto insurance quote comparisons so they should be paid for this time, whether you go with a different company or not. Typically, a company would waive the quoting fee if you bought their plan.

    But that is the past. Today, if you pay for an insurance quote online or even offline you are likely not dealing with a reputable company. Insurance comparisons are offered freely from nearly all insurance companies. So word to the wise, if you are being charged to get a look at an insurance company s premium rates, RUN don t walk away. Receiving a free insurance quote comparison is the new way of doing business.

    How to Compare Insurance Rates

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    The Cheap Insurance Myth

    It was once widely known that cheap insurance was just that: cheap insurance. It did not cost much, but it also didn t cover much. This is still true today in that you can find very inexpensive policies that don t cover very much; however, don t be fooled into thinking that all cheap insurance policies aren t worth much.

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    netQuote In The News

    netQuote is the easiest way to save big on insurance. But, don t just take our word for it see what others have to say:

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    Farmers Insurance: Get a Home, Life – Auto Insurance Quote, how to get car insurance quotes. #How #to #get #car #insurance #quotes


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    On a Disaster Recovery Mission

    After Hurricane Harvey battered the Texas Gulf Coast, this Marine Corps veteran headed to Houston to help: “We’d bang on roofs and listen for people inside.”

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    Farmers Mobile App

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    return link 1 Life insurance issued by Farmers New World Life Insurance Company, 3003 77th Ave SE, Mercer Island, WA 98040.

    Products features may not be available in all states may vary by state. Restrictions, exclusions, limits, and conditions apply.


    Progressive: Ranked One Of The Best Insurance Companies, get quote for car insurance. #Get #quote #for #car #insurance


    Get insurance for almost anything you need

    The #1 Insurance Site

    Copyright 1995 – 2018. Progressive Casualty Insurance Company . All Rights Reserved.

    We offer insurance by phone, online and through independent agents. Prices vary based on how you buy.

    *National average annual car insurance savings by new customers surveyed who saved with Progressive in 2016.

    Progressive Home Advantage policies are placed through Progressive Specialty Insurance Agency, Inc. with affiliated and third-party insurers who are solely responsible for claims, and pay PSIA commission for policies sold. Prices, coverages, privacy policies, and PSIA’s commission vary among these insurers. How you buy (phone, online, mobile, or independent agent/broker) determines which insurers are available to you. A quote from one of the insurers can be provided through this site. Click here for a quote from other insurers or here for more information about PSIA s commission. Discounts not available in all states and situations.

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    Car Insurance Online, 21st Century Car Insurance, how to get auto insurance.

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    Establish a definitive list of your auto insurance needs before getting an online auto insurance quote. There are two separate aspects to this list – the legal requirements of your state and your own coverage needs.

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    Car Auctions In Los Angeles: Can You Get A Bargain? #skoda #cars


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    Car Auctions In Los Angeles: Can You Get A Bargain?

    Can you get a bargain at car auctions in Los Angeles? The short answer to this is undoubtedly yes you can and there are always a number of vehicles for you to choose from, bid on, and drive away in next to no time. The only problem is trying to choose the one you should go for, but the following tips will hopefully prove to be useful for some people.

    To begin with you need to get there as early as possible as these auctions are often fast moving and you need to spend time looking at what is available before you even think about bidding. One option is to go to an auction just to see what it is like before you then go back to spend some money as it is easy to get caught up in what is going on and lose track of not only where you are in the auction, but also lose out on your car.

    Another tip is to avoid being caught up in auction fever should there be some competition for the vehicle that you are after and this is something that a lot of new people find happening to them as they just keep bidding and bidding beyond what it is worth or what they can afford. This does require a degree of self-discipline, so keep control of your senses and remember that this is an auction and no matter how good that car seems you can guarantee that another one like it will come along soon.

    Go to the auction with a firm idea of the type of car you are looking for and also what the market value is for it in advance and then keep those blinkers on and ignore anything that does not fit in with your requirements. It is very easy to find yourself being drawn to that flashy car or one you have always dreamt of, but this is where you can run into problems and spend too much money, so settle on one, register to bid, and concentrate solely on the reason why you are there.

    That being said, what kind of cars can you expect at these auctions? Quite simply you can expect to see virtually every model covering a whole host of years, engine sizes, conditions, and of course prices. Tens of thousands of cars are sold in this way every year just in the Los Angeles area and the price you pay for them can be an absolute fraction of what you would pay on a forecourt, so as long as you know what you are looking at you can get a real bargain buying a car in this way.

    So to conclude, there is no doubt that you can get a bargain at car auctions in Los Angeles. but it does require you to be sensible when you go there to bid and never allow yourself to be carried away with the rhythm of the auction. Yes you will undoubtedly find a car that you love, but you also run the risk of paying too much and the one thing you cannot do at an auction is take it back and say you made a mistake.



    Here s How to Get the Best Deal on Car Insurance – Eventually #cheaper #car #insurance


    #daily car insurance
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    About

    shutterstock You’ve probably had this experience: you’re frustrated because the driver in front of you is going too slow for your liking. You can see the driver’s gray hair and think that this person should not be driving any longer. Just the opposite is true: 60-something drivers gets the last laugh. Not only are they more likely to arrive safely at their destination, they are rewarded for it with lower auto insurance rates.

    “Older drivers by and large are far safer in terms of the number of accidents they have and the number of claims they turn in than the typical driver,” said Marty Agather, senior vice president of the consumer resource site TrustedChoice.com. He says insurance companies collect incredible amounts of data to set prices. “The sweet spot in the auto marketplace is someone who is recently retired but still vital,” according to Agather. “They’re not driving to work every day, still with it, and their reaction time has not slowed down too much. You still have a very safe operating behavior.”

    According to 21st Century Insurance, “senior citizens are some of the safest, most responsible and defensive drivers on the road .” As a result, many insurance companies offer special rates and discounts for these mature drivers. In general, rates for drivers who are 50 and 74 years old are 5 percent to 15 percent below those for people 30 to 50. And of course, drivers younger than 25 can pay more than double what the seniors pay. “For young males, the numbers are astronomical,” said Agather. “They are 200 times more likely to get into an accident.”

    As Your Life Changes, So Does Your Premium

    DMV.org says car insurance rates gradually decline from the time you turn 25 until you turn 70 — as long as you maintain a good driving record. By the time you’re in your 40s, you are likely to have a family, which encourages safer driving, and you are less likely to be at a bar at 2 a.m. which does not. But once you hit 70, rates start to go up again because you are more likely to have impaired vision, slower reactions and poorer cognitive functions.

    For those in the 50-to-70 sweet spot, some discounts are applied automatically; some require you to inform your agent or insurance company of changes in your lifestyle; and others come from being pro-active. For example:

    • Low-mileage discount. If you’re retired, you have probably cut down on the miles you put on each day. Inform your agent and your insurer. They don’t know about changes in your life unless you tell them.
    • Defensive driving classes. AARP. AAA and others offer classes for drivers of all ages. They cost about $50, usually earning a discount of up to 5 percent a year, for three years. AARP says automatic discounts follow a course for drivers in Alabama, Alaska, Arkansas, California, Colorado, Connecticut, the District of Columbia, Delaware, Florida, Georgia, Idaho, Illinois, Kansas, Kentucky, Louisiana, Maine, Minnesota, Mississippi, Montana, Nevada, New Jersey, New Mexico, New York, North Dakota, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Utah, Virginia, Washington, West Virginia and Wyoming. Residents of other states should ask their insurance agent about discounts.
    • Policy changes. Older people with more assets may want to take the risk of going with a higher deductible — and they might also want to boost liability coverage. Agather said you need to make sure that your liability limits equate to the assets you have at risk. “Just because you have an insurance policy, that doesn’t limit how much you are liable for in damaging someone else,” he warned. “Your assets are at risk if you hurt a brain surgeon or hit a Ferrari.” To protect those assets, he recommends an umbrella policy that protects your assets if you are sued for more than the liability limit on your auto policy covers. “It also may make sense to drop comprehensive and collision coverage, which may be costing you $400 to $500 a year,” said Agather. “Don’t pay a lot of money to insure something you can afford to pay out of pocket,” especially if you’re driving an older car.


    How To Get A Free Car History Check. #cheap #car #for #sale


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    How To Get A Free Car History Check

    There are multiple ways that someone can go about obtaining a free car history report. The first thing to do is to get the VIN or Vehicle Identification Number of your car. It can be found on the driver s side front corner of the dash. Some vehicles also have the number in the door jam on the driver s side. It is almost impossible to see the number on the dash from inside the vehicle, so looking down through the windshield from outside the car will make the job a bit easier. Along with your VIN, make sure to write down the year, make, model and trim level of your vehicle, just in case it is required.

    Here are the 3 major destinations to receive a free report. Have your VIN and vehicle information ready and proceed to the following websites.

    AutoCheck AutoCheck is a part of Experian Automotive. Like most website, you need a VIN to get a vehicle history report. AutoCheck provides car facts on what, why, where, when and how about new and used cars of most makes and models though they usually don t have data on new cars. They charge 19.99 for a single report and $29.99 for unlimited reports for 60 days. The following details will be provided with a report:

    • Report shows number of owners
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    • Exclusive auction data
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    • Official Vehicle Report of the National Automobile Dealers Association (N.A.D.A.) Used Car Guide

    http://www.CarFax.Com One of the most trusted providers of vehicle history information. CARFAX is used by millions of consumers every year. You will receive the following details on a CarFax report:

    • Title information, including salvaged or junked titles
    • Flood damage history
    • Total loss accident history
    • Odometer readings
    • Lemon history
    • Number of owners
    • Accident indicators, such as airbag deployments
    • State emissions inspection results
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    • Vehicle use (taxi, rental, lease, etc.)

    Local DMV or Department of Motor Vehicles The Department of Motor Vehicles In most states will provide free car history reports. Some will also provide lien histories free of charge. Most DMV s have a website but in some smaller or more restrictive states, you may have to actually go to the DMV office to receive your report.

    Always perform more than one check, like a second opinion in a medical circumstance. Once you have done multiple checks, look over the summaries and compare the vehicle information of each to ensure the proper details were entered. Compare the report details to each other. You may find a discrepancy in the number of records found.

    There are many websites out there that are masked or renamed but eventually take you right back to the same site over and over again. You will be better off going to the major sites directly, as the affiliates as they are referred to, are private owners that are paid for referring their website traffic to the major sites.



    How To Get Used Car Value #buy #a #car #online


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    How To Get Used Car Value

    0 1,869 views Jul 8, 2010

    2000 Mazda 626

    Buying someone else’s lemon is an old school expression when it comes to describing the purchase of a used car. Today, that’s where to find real value when buying a vehicle. Here are some ways to insure that the value is real.

    Identify Your Purchase: Take some time to figure out what kind of car fulfills your wish list. Hone in on the size, bodystyle, powerplant and the look that will make you cut your morning shower short in anticipation of driving this piece to work in the morning. The vehicle is out there, it’s just a matter of knowing what hastens your heart beat.

    Do Your Homework: There are plenty of tools online to establish a fair price. Start with Edmunds.com and kbb.com to find out the baseline of what your car of choice is worth in the marketplace and then move to car dealer sites in your area to see if there are any sleepers on which pricing mistakes have been made. If you are adventurous expand, your Internet search to include more distant locations.

    Kick Some Tires: Nobody likes it but you have to get out to the dealer’s lot and yes you will have to interact with a salesman. But at this point you should know what is available and for what price, so the salesman’s impact should be lessened. Remember that in the used car market it’s all about what they have acquired the car for and what they project as their margin. Prices can vary widely.

    Arrange An Inspection: Do not buy a car that isn’t checked out by a knowledgeable disinterested third party of your choice. It’s worth the charge for 20 minutes of a technician’s time to road test the vehicle, get it on the lift and check the major systems and evaluate. Make it a demand that you be able (at your expense) to have the car inspected. If the seller bulks, you should find another vehicle.

    Find A Loan: Call a top tier lender and price a loan on the car that you have picked out. You’re not going to actually borrow the money, but there is no better way to confirm value than to see if a bank will advance the funds needed to purchase it. Inquire what the lender’s policy is concerning a maximum loan for a car. If the bank lends up to 100 percent of wholesale value and would require a substantial additional down payment, you might be overpaying.

    Value is not the same for every person, but when buying a used car it is very definable. It means getting the greatest benefit for your money. For a used car it is about buying a sound and reliable vehicle at a reasonable price.



    SELL MY CAR FOR CASH! GET CASH FOR CAR IN THE NEW YORK METRO AREA! #used #cars #under #2000


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    RCO Cash for Cars has been servicing people in the New York Metro area for years helping people SELL MY CAR FOR CASH ! Our clients having been using our services helping them get the most cash for cars without all the hassle that comes along with selling a car!

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    Nada car values – How to use Nada guides to get MAXIMUM trade-in dollars! #cars #for #sale #qld


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    Nada Car Values

    Nada Used Car Value

    Learn to use Nada car values, Nada used car price guide to MAXIMIZE your trade-in value, research used cars with “Consumer Retail Edition” of Nada book is what this page is all about!

    Nada stand for National Automobile Dealers Association. Nada Guides is another leading Used Car Valuation book you should get familiar with.

    Depends on your physical location, and your local dealership’s preference. Some places used Nada book to determine Car Trade-In Value. they are different than Kelly blue book, you generally get HIGHER value for your trade than blue book value, so it’s in favor of you!

    Nada car values information is OPEN to general public, unlike Black Book Value which is ONLY reserved for industry users like car dealers, financial institutions etc.

    Nada car values guide is known for their BRIGHT orange color book that details:

    * Average loan value

    * Average trade-in value

    * Average retail value

    In different regions of the country. The numbers in the book reflect ACTUAL transactions at the dealerships.

    Unless you are in the automotive industry, you wouldn’t be able to access the “The Official Used Car Guide” which is for dealer-only, thin pocket book published monthly.

    However, there is a consumer retail edition of Nada used car price guide published quarterly, you can purchase through Online Book Store and research on used car market price in the United States.

    Nada Used Car

    Value Classification

    Make sure you properly classify the car based on miles and options, conditions etc. Go to nadaguides.com and browse under Used Car section.

    I’d like to remind you that even the values with NADA used card guide are very close to the dealer book value, this is still a guideline.

    Be prepared to get a lower quote when you DO take your vehicle to a car dealership for Used Car Appraisal. Check out the used car valuation variables section to find out why you’re getting a low number than the book value.

    If you are interested in knowing approximately how much is your car worth, go to NadaGuides.com and select the body style, vehicle make, year and model information etc for detailed pricing information.

    Are you selling your car

    to dealers or private parties?

    If you are in the market of buying or selling your car with dealers or private parties. I strongly suggest you get a copy of

    Nada Guide Consumer Retail Edition from Amazon Book Store. The book gives very clear instructions on how to determine the classification. Read it carefully so you don’t end up paying too much or selling for less.

    One last thing I’d like to point out that you will see the loan value in the Nada used car pricing guide refers to what the bank will loan for the car.

    Dealers know banks will only finance loan value. So the dealer will sell the car for loan PLUS X amount of dollars for ADDED PROFITS.

    By having the Nada guide book in your hand, you are in a much better position to negotiated and WIN by the end.

    Other Book Guide You May Not Know About

    Did you know that dealers use Black Book to determine used car values and that’s the MOST common way to appraise used cars wholesale values.

    If you live in Canada, used Canadian Black Book as the official guide.



    The Value of a Totaled Car: How to Get the Most for a Total Loss Car #the #car #people


    #book value of a car
    #

    The Value of a Totaled Car: How to Get the Most for a Total Loss Car

    A common question we at Georgia Square Collision hear from our customers whose vehicles have been totaled is “How much will the insurance company pay me for my car?” Insurance companies have a mechanism for determining the fair market value of a totaled car, but this mechanism is not usually visible to the vehicle owner, so we are going to make it more visible to you.

    The insurance company contracts with a third party vendor who uses computer software that collects actual transaction data from automobile sellers by year, make, model, mileage, and condition. This information is specific to geographic area, as well. One of the primary providers of this data is CCC Information Services. If you are interested, the valuation product they provide to insurance companies is described here .

    Once the value of the car is determined, the insurance company will make you an offer for your totaled car based on their data. This leads to two pretty important questions: is the offer fair, and can I negotiate with the insurance company? The offer’s fairness may be determined by comparing it to vehicle valuations that are available to consumers from recognized sources, like Kelly Blue Book or NADA. In my conversations with insurance agents and collision repair professionals, I have found that they feel the insurance company offer should be reasonably close to one or both of these two values:

    Remember, most used cars are closer to average condition than excellent, so expecting the insurance company to pay top dollar for your car is only realistic if the vehicle was truly and verifiably exceptional.

    As for how to negotiate the totaled car value, your chances of success will be based on your ability to support your claim for more money. Simply saying “I think my car is worth more than that” or “I owe more than that on my car, so I need you to pay me more” is unlikely to get you any more money. Here are some ways you may be able to get the insurance company to pay more for your vehicle:

    Provide copies of a complete maintenance history showing that the car has been maintained to a higher than normal standard

    Provide receipts for any accessories, upgrades or custom items you have had installed

    Provide receipts for any recent significant repair or maintenance items (a new set of tires, recently replaced brakes, a new convertible top, etc.)

    Provide documentation that your car was in exceptional cosmetic condition (car show awards, verifiable photographs or similar documents)

    If you live in a rural area near a metropolitan center (Athens, GA, for example), the insurance company may use a lower, rural market valuation. Since there is a good chance you will be looking for a replacement vehicle in the neighboring metro market, where prices may be higher, you should discuss this with your insurance company. In today’s internet world, Athens IS Atlanta.

    While all automobile accidents are stressful events, an accident involving a totaled car is probably even more stressful. In addition to the inconvenience of the loss of use of your car, you will be faced with having to replace it on short notice, without having done all of the research you might have normally have undertaken prior to making such a large purchase. You will also have to determine the value of your totaled car. Just like trading a car in to a dealer, when you settle a total loss with the insurance company, you are selling your car, only in this case it’s to the insurance company rather than an automobile dealership. And, just like selling your car to the dealership, a little research and preparation can help you reduce the stress and possibly increase the money you receive from this transaction.

    Don’t keep this stuff to yourself. If anyone you know has the misfortune of totaling his car, let him know how to get the most money possible from the insurance company.



    How to Get Car Insurance for Only a Day #car #sales


    #one day car insurance
    #

    How to Get Car Insurance for Only a Day | CoverHound

    May 24th, 2012

    Sometimes you just need a car for one day. Whether it’s for a job interview downtown or picking up a friend a few towns over.

    For those of us who don’t have a car, it becomes a challenge of either renting one, or borrowing one from a friend. Sometimes insurance can get lost in the shuffle, but that’s not a great idea, especially since you’re driving an unfamiliar vehicle.

    So how does car insurance for a day work?

    There are is no shortage of offerings when it comes to short-term auto insurance. Licensed drivers can get covered from between one day and six months, depending on their needs.

    Policies will vary in price depending on the same factors that determine your rate for longer-term coverage. Almost everyone between the ages of 21 and 75 should be able to get a short-term policy as long as they haven’t had their license suspended recently and have been the cause of fewer than auto insurance claims in the past 3 years.

    Getting car insurance for a day might seem like an overly cautious approach, but a closer look shows that few dollars might be worth it to avoid a much bigger expense.

    The policies typically cover:

        -Repair from an auto accident
        -Losses from vandalism, fire and theft
        -Harm done to other persons as a result of your driving
        -Protection against harming another person’s property

    The best way to get one-day auto insurance is to go online and find the best quote. CoverHound DOES NOT YET offer one-day insurance, so you will not be able to see all the rates at once and compare. You can, however, get quotes from the top branded carriers one at a time. That’s what we recommend, for now. If you need insurance for 6 months or longer, we’re happy to help!



    Get Auto Insurance For One Day – Cheap 1 Day Car Insurance #hire #cars


    #one day car insurance
    #

    One Day Car Insurance

    If there is one thing that s true about car accidents, it s that they are unexpected. If you normally don t drive and only plan on driving a car for a single day, it s easy to assume that auto insurance isn t necessary. Think again. Auto accidents can happen anywhere, anytime. This is why you need one day car insurance.

    Typical Uses For One Day Insurance Policies

    One day car insurance makes sense for anyone needing to drive a car for a short distance or for a limited amount of time. This can include movers, vacationers, test drivers, or borrowers of friends vehicles. Basically, whenever you need to drive and aren t insured, one day car insurance is a smart decision. Whether you are borrowing your friend s truck to move some furniture or you are traveling across country and aren t sure if your insurance covers you in foreign land, one day car insurance is for you. (Note Short term insurance is usually available from one day up to six months.)

    Is one day car insurance right for you?

    Typical 1 day insurance policies will cover you for:

    • Damage in the even of an accident.
    • Accident recovery and repair
    • Damages resulting from vandalism, theft, or fire.
    • Liability against injury or death of another person.
    • Liability against damage of another person s property.

    One day car insurance should only be used as a tool in saving money for very infrequent drivers. For example, if you drive your car two or three times per week, and do not put much mileage on your car, you should NOT consider one day auto insurance. There are already very cheap 6 month and 12 month policies for drivers who fit this profile. On the other hand, if you drive once every 2 or 3 months, one day car insurance could be perfect for you.

    Unfortunately for some drivers, insurance companies have more restrictions for who they let purchase one day car insurance. Young, high risk drivers may find it difficult in finding an insurer who will insure them for only one day. Elderly drivers might face the same restrictions. Drivers with very poor driving records and those with DUI/DWI s on their record can also forget about one day car insurance. If you question whether or not you will be able to obtain one day car insurance, it s best to ask your insurance agent. Different insurance companies have different rules and regulations when it comes to insurance in the short term.

    The following drivers should have no problem getting 1 day auto insurance:

    • Drivers aged 21-75 years old.
    • Drivers with no more than 6 penalty points on their license within the past 3 years.
    • Drivers who have not had their license suspended in the past 5 years.
    • Drivers who have had no more than one at-fault insurance claim in the past 3 years.

    How To Get One Day Car Insurance

    Now that you have decided one day car insurance is right for you, here is a step by step guide on how to get this type of insurance.

    1. Gather Up Information – Before calling your insurance company and getting one day insurance quotes, make sure you have your vehicle information, driving history information, as well as personal information all on hand. This will make the process all the more easier.
    2. Request Insurance Quotes Online – Use the form at the top of this page to get quotes from the leading insurance providers. Once you find a few companies you are interested in, request quotes for single day coverage policies from them. All of the major car insurance companies provider short term day-by-day insurance packages.
    3. Call Local Insurance Agents – You should also call a few independent local insurance agencies. Our insurance quote tool will mainly provide you with quotes from national insurance providers, you might be able to get an affordable more customized quote by staying local.
    4. Pick A Provider – After you have compared prices and read reviews, it s time to choose an insurer. Remember – the cheapest rates don t always provide the best quality service. Make sure you read customer testimonials and reviews before making your decision.
    5. Pay The Premium – Once you have committed to an insurance company, it s time to make payment. For one day car insurance policies, it s often easiest to pay online with a credit card or debit card. Alternatively, you could also pay with check, cash, or money order, but it might take a bit longer to process.
    6. Get Proof Of Insurance – After you made payment, make sure you get a proof of insurance card before you drive. If you get into an accident or get pulled over, police will need to see this in order to make sure you are insured.


    Car Buy UK – What We Do – Get a valuation and sell your car quickly online #car #for #sale #by #owner


    #buy car uk
    #

    Car Buy Uk – 0115 952 7493 – 07966 846195

    4×4 Prestige Vehicle Specialists

    Welcome to Car Buy UK

    Leading UK car buyer, Car Buy UK, wants to buy your car!

    Would you like to sell your car quickly and conveniently with absolutely no hassle? We will collect it free of charge from any location in the United Kingdom and securely transfer the money to your bank.

    How does it work?

      sell your car today cash waiting quick and easy hassle-free professional service get a quote.

    What our customers say

    Have just sold my vehicle to carbuyuk and wanted to put on record how professionally the sale was handled. I was contacted by Jeff who asked me various questions about the vehicle and a purchase price was agreed. He said he would send his driver Terry to collect the vehicle which he duly did. Terry phoned me half an hour before arriving, he checked the vehicle over, documents were signed and the money was transferred in to my account within 5 minutes. There was no trying to reduce the price down and everything went very smoothly. When dealing with CarBuyUK there are no additional charges. I would certainly recommend CarBuyUK. Both Jeff and Terry came over as honest and trustworthy people and provide an excellent service. It was a pleasure doing business with them and it makes such a difference dealing with professional people rather than time wasters who fail to turn up and those who make ridiculous low offers.

    Very fast and friendly service, special thanks to Jeff who made the whole sale process easy. Would recommend to anyone. Many thanks, Paul.



    Car insurance UK, motor insurance, get a quote #monthly #car #insurance


    #car insurance uk
    #

    Car insurance

    Whether it s a hatchback, an estate or a 4×4, your carefully chosen car needs carefully chosen protection. From basic cover to a wide range of optional extras, our car insurance allows you to lovingly fit your cover to your needs.

    Go on, show your car some love – by protecting it the right way.

    We make it easy to buy car insurance online

    Personal accident cover

    Protected no-claims discount

    A choice of 4 levels of RAC breakdown cover

    Purchase or add optional extras

    We re here to help, so if you have any questions please get in touch.

    Zurich Insurance plc, a public limited company incorporated in Ireland. Registration No. 13460.Registered Office: Zurich House, Ballsbridge Park, Dublin 4, Ireland. UK Branch registered in England and Wales Registration No. BR7985. UK Branch Head Office: The Zurich Centre, 3000 Parkway, Whiteley, Fareham, Hampshire PO15 7JZ. Zurich Insurance plc is authorised by the Central Bank of Ireland and subject to limited regulation by the Financial Conduct Authority. Details about the extent of our regulation by the Financial Conduct Authority are available from us on request. These details can be checked on the FCA s Financial Services Register via their website www.fca.org.uk or by contacting them on 0800 111 6768. Our FCA Firm Reference Number is 203093.



    Get the Best Price of Cars #what #is #the #value #of #my #car


    #used cars indianapolis
    #

    Mobile Get E-Price

    Dealership Info

    Phone Numbers:

      Main: 317-888-9500 Sales: 317-300-2001 Service: 317-888-9500 Collision Center: 317-535-0911

    Sales Hours:

    • Mon – Fri 9:00 AM – 9:00 PM
    • Sat 9:00 AM – 7:00 PM
    • Sun Closed

    Service Hours:

    • Mon – Fri 7:00 AM – 6:00 PM

      Ray Skillman Auto Center

      Ray Skillman Auto Center: Your Indianapolis Car Dealers!

      Thank you for visiting Ray Skillman Auto Center, the trusted car dealer for Indianapolis, Greenwood, and Plainfield drivers due to our outstanding level of support and service. From the state-of-the-art models in our showroom to an unbeatable selection of pre-owned vehicles and our advanced service center. you always know you’ll receive the best service possible. We love helping pair people with their perfect vehicle, so visit us today and let us help you out!

      New and Pre-Owned Models

      Our showroom shines with a beautiful lineup of new vehicles from Buick, GMC, Kia, and Mitsubishi. Indianapolis, Greenwood, and Plainfield drivers have come to expect a huge selection, and that’s just what they find at Ray Skillman Auto Center. We have coupes, hatchbacks, minivans, sedans, SUVs, trucks, and vans, so whether you need a luxury people carrier, a powerful workhorse, or a luxury speed machine, we’ve got the right option for you. Of course, you might want a classic used model that offers reliability at a low price. In that case, look no further than our range of pre-owned vehicles.

      Professional Servicing

      Ray Skillman Auto Center won’t just provide your ideal vehicle, we’ll also make sure it runs like a dream every time you go for a drive. Our team of highly trained and experienced technicians can perform anything from routine maintenance to more serious repairs. using the best technology available to keep your vehicle running at peak performance.

      Ray Skillman Auto Center is an Indianapolis Area Dealership You Can Trust

      To check out our showroom or run your vehicle past our first-class service center, come to Ray Skillman Auto Center in Indianapolis today. We’re located at 8424 US 31S, just a short, convenient drive from Greenwood and Plainfield.



    Guide to Auto Insurance – Get a Quote and Save #car #price #checker


    #insurance car
    #

    Save up to $451 with DMV.com Auto Insurance Quotes

    In the United States all states have requirements for auto insurance. Each state has their own specific regulations but it is always important that people who own or operate motor vehicles have auto insurance. Insurance can protect you from liability if you injure or damage the property of another person and it can also save you the cost of your own medical bills or repair costs if you are in an accident. Accidents are unpredictable so it’s important to have the right insurance coverage. DMV.com provides you with the critical information and advice you’ll need.

    Getting an Auto Insurance Quote should be your First Step.

    Today’s online auto insurance quotes are free and can save the average consumer hundreds of dollars on their coverage. So, it’s important for anyone searching for auto insurance information to understand what they are paying and how much they could possibly save by getting a quote. DMV.com provides free quotes from local insurance companies that consistently provide the best rates. Simply enter your ZIP code using the box on this page and select the company of your choice. Once you complete their online form you will immediately be provided with a quote that will ensure you are getting a competitive rate. There is no obligation to purchase so you getting multiple quotes is a good idea.

    Auto Insurance in your State

    If you are looking for more information about your state’s car insurance rules and regulations you can find that information by selecting your state from the map below. DMV.com provides simple and easy guides and how-to articles for DMV issues like insurance in every US state.



    How to Get a Free Donated Car #car #find


    #free cars
    #

    Things You’ll Need

    Proof of government assistance

    Contact charitable organizations that give cars to people in need such as military veterans or those needing transportation for continuous medical treatment. Check out Free Charity Cars and Online Car Donation. You must meet program requirements to get a car from one of these organizations.

    Free Charity Cars only requires you to set up a profile page and explain why you are in need of a car. Cars are donated based on the amount of votes generated from your profile. Online Car Donations give cars to women survivors of abuse, military families, homeless families, the physically challenged and families who are transitioning off public assistance. Domestic violence and homeless shelters are also known to give donated cars to people who are in need.

    Complete all paperwork the organization requires. Generally, this is just an application to get the donation process started. The application will ask questions about your household size, income, assets and resources.

    Provide all of the required documentation to the charitable organization such as a valid driver’s license, proof of insurance, proof of income or proof that you lack income. If you receive government assistance as a result of your low income, provide proof of the government assistance.

    Wait to receive your donated car. You may receive the car right away, or you may be placed on a waiting list; it depends on the organization.



    Ship Car to UK from USA. Get RATES. Our Reviews Say It All. Read Them #magnetic #signs #for #cars


    #ship a car
    #

    WATCH OUR VIDEO REVIEW

    Craig Dillon – October-30-2014

    Have used shipoverseas three times recently to transport vehicles to the UK. I have always received effective service and excellent communication.

    Destination Country: UK

    Wesley – October-30-2014

    Great service and everything went very smoothly. Communication was great and the online tracking meant I was always able to see my car en route.

    Destination Country: UK

    Street Dreams – July-3-2014

    Excellent pricing, fast pick up and the communication was fantastic- Ship Overseas was definitely on the ball! The rep I worked with was Gary- totally professional, courteous and did exactly what he said he would, I greatly appreciate the service he provided.

    Destination Country: UK and also Puerto Rico- I’ve done two with them so far.

    Anonymous Customer – October-30-2014

    You made your leg of the journey the easiest part of the whole process.

    Destination Country: England

    Vance – September-10-2014

    I got my car in London. Everything went smooth. No scratches or dents. I actually went shopping around, but these guys were the cheapest and seemed to be the most reliable. I only had to communication with them a couple times through the process to know the approximate shipping date. Cheers!

    Destination Country: England

    Steve – May-13-2014

    Professional and dependable shipping experience

    Destination Country: England

    Martyn – July-3-2014

    First class service

    Destination Country: UK

    Mr Toner – July-4-2014

    I used Shipoverseas to ship my motorcycle trailer with two motorcycles to the UK. They provided a good service and everything worked out for me and would use them again.

    Destination Country: UK

    Steph Thackeray – May-13-2014

    We shipped a new Indian motorcycle with these guys and I can’t fault them. It was the first time we have shipped anything and I will definitely used them again. They handled everything for us, answered all my questions, and delivered without a hitch. I was obviously nervous transporting my precious cargo from US to UK but it arrived faster than expected in perfect condition and I couldn’t ask for better service. Thanks guys (especially Gary and Paula who were probably glad it arrived. ).

    Destination Country: UK

    ALISTAIR HOBB – May-15-2014

    A PROFESSIONAL COMPANY IN EVERY WAY. I SHALL BE USING YOU AGAIN IN THE NEAR FUTURE !

    Destination Country: ENGLAND UK



    Sell Junk Cars For Cash Atlanta, Get Top Dollar #car #history #check


    #cars for cash
    #

    Junk Car Atlanta – We Pay The Most Cash In Atlanta Every Time

    Welcome to Junk Car Atlanta, a company that pays Cash For Cars in Atlanta. We are the premier choice for those who intend to sell their junk cars within hours in Atlanta. We offer top dollar for junk vehicles including cars, trucks, vans and SUV’s with or without titles. We are one of the largest companies for Junk Car Removal in Atlanta and the surrounding areas. Along with that we provide free towing of your vehicle to help you sell your scrap automobiles without hassle or extra expenses. Our first concern is customer service, and everything else comes after that. We love our customers, and that is why we appreciate everyone who decides to do business with us. We always try to raise the bar when it comes to honesty and integrity.

    Cash For Cars Atlanta has implemented a unique process for Junk Car Removal in Atlanta, so that you can sell your old car effortlessly. Just give a call to Junk Car Atlanta, to know how much money you can make by selling your junk car to us. We will offer you an instant quote and if you decide to sell your car to us, we will send out a tow truck with cash for your junk vehicle.

    Junk Car Atlanta accepts any junk, damaged, wrecked, broken, rusted or unwanted cars, trucks, vans and SUVs irrespective of their condition, make or model; anywhere in Austin and the surrounding areas. Moreover, we provide easy pick-ups of your scrap vehicles, at absolutely no extra cost, isn t that great?

    Go ahead and choose Cash For Cars Atlanta the best car buying service you would find in Atlanta and the surrounding areas. Sell your vehicle to us today, Junk Car Atlanta pays best Cash For Junk Cars in Atlanta including GA, Douglasville, GA Roswell, GA Fayetteville, GA Lawrenceville, GA as well as the metro areas of Marietta, GA.

    Don’t waste your time and money paying overpriced insurance on that scrap car you are not even using! Instead, sell your scrap to Junk Car Atlanta. Call us or fill in the online today, and we will take care of rest of it. Cash For Cars Atlanta will recycle that car, with respect to the state environmental policy.

    Junk Car Atlanta makes it all easy for you. Selling a junk car is now, one of the easiest things to do. Thus, you can utilize your energy on more productive things. Give us a call and we will do it for you today or when you want us to. If you prefer to have an online quote fill in the details, and we will be sending you a quote through email for any of your Junk Cars in Atlanta.

    Cash For Cars Atlanta constantly keeps on updating itself to improve its services. When you call us, we want it to be like you are calling a friend whom you know since long. Call us today and know why people prefer us, when they want to get rid of their Junk Cars in Atlanta.

    Junk Car Atlanta can guarantee that no one else can offer the customer service like we do. That’s why we are rated number one, not only in buying junk cars, but also in taking care of our customers. Nobody wants to call around and have to talk to a rude buyer who is just there to answer the calls and does not care at all for the customers. Who expects that, do you? You cannot even be sure about the legitimacy of such people. One cannot even know whether they are licensed or insured?

    It is always better to call a company for Junk Car Removal in Atlanta that is licensed, insured, and 100% legit, isn’t it? Well, the moment you reached Cash For Cars Atlanta you found one! Congratulations to you on finding the company that is not only legit, but also provides a quote that you will be glad to hear. We are not like other companies that will give you a heavy quote over the phone that may sound very nice to you, but refuse to pay that when they arrive to take away the car.

    They do so to lure the customers to sell their junk vehicles to them and once they show up, they disagree and offer a smaller amount than what was originally quoted. It happens often and they keep on doing it because it works most of the time. People fall for these scammers all the time. You may remember the saying if something sounds too good to be true, it probably is; we would say it definitely is.

    Contrary to that our quotes are always guaranteed, Cash For Cars Atlanta stands for its commitment. We will give you exactly the same amount that we promise over the phone. When our driver shows up, he won t trouble you at all. Just keep your documents, such as your title and ID, ready for us to look over and when the Junk Car Atlanta’s tow truck arrives, hand over those documents and your keys to the driver and we will give you the money. That’s it, pretty simple, isn t it?

    Now, we are an official part of the Junk Car Boys Cash For Cars Atlanta Program. We are glad that you chose us for Junk Car Removal in Atlanta, we work round the clock to make your car selling experience as good as possible. If you are looking for a service that will make you smile, call us now, for your free quote!

    Call Now

    404-907-3005



    Scrap My Car – Get Top Deals At Cars Equal Cash! #cheap #car #insurance #uk


    #scrap cars for cash
    #

    The Procedure To Scrap Your Car

    You can give us a call, or if you prefer, you can send us an email and provide us with the details of your car.

    Once we know all the information we can then provide you with the price for your scrap car. We are confident you will be happy with this quote. Our previous customers have all been pleased to sell to their cars to Cars Equal Cash based on our unbeatable scrap car prices.

    We then arrange a collection time to suit you. We aim to make this as easy for you as possible. We collect 7 days a week between 8am-8pm weekdays and 9am-4pm Saturday and Sunday. So let us know a time and a day that will suit you and we will be there!

    Your disposed vehicle is then de-polluted at the ATF (Approved Treatment Facility i.e. Scrap Yard!) – this means all fuels, oils and liquids are removed. The tyres are also removed and the remaining metal is crushed and recycled. So you can rest assured your vehicle is being scrapped in the most environmentally-friendly form possible and by Governmental Approved methods.

    What About Collection Day?

    On the day we collect your vehicle, we can help you complete your part of the V5 Document* (log book) and the part you will need to send to the DVLA. We recommend you make a copy first.

    We will not haggle with the agreed scrap car value we have given you. We then hand over in the full amount as agreed previously. Your trade-in car deal is done! You then put your feet up and we will do all the rest! So if you’re thinking where can I scrap my car, Cars Equal Cash is at your rescue!



    I want to sell a car, how do I get started? #cars #compare


    #i want to sell my car
    #

    I want to sell a car, how do I get started?

    “I want to sell a car, how do I get started?”

    Firstly the car will need to be prepared to be put on show. Spending a few dollars here and there will add more figures onto the selling price of the car.

    If the car has any small chips in the paint work you might want to head to your local car store and purchase some touching up paint. The cost of the touch up paint is low and can restore the original paint job.

    Give the rims / mags a good scrubbing too. If your car has some easily detachable hub caps, it might be worthwhile getting a set of new ones. Nowadays, at your local car store, hub caps come in many different sizes and designs to choose from.

    Now we move from the outside to the inside. Consider vacuuming the carpets and seats, getting the glass to look invisible or getting an automotive air freshener. Wipe down the dashboard and the driving instruments. Clean out all rubbish from the glove box, back seat and boot.

    It might be worth getting the car serviced and a current road worthy certificate. Showing previous work done to the car can add value to it by showing that the car was well maintained.

    Once the car is clean it’s time to take some photos. Take one of each side of the car and a few inside the car.

    The last step is writing a small description about the car, which will be a piece of cake. Honestly write about the overall condition of the car, any extras and any major repairs to the car.

    Now it’s time to place your car ad on UsedCarSite.com.au. Soon thereafter, the phone will start to ring with potential buyers.



    How To Get A Discount On A New Car #cheapest #car #insurance


    #discount cars
    #

    6 Ways To Get Discounts On A New Car

    When you love cars and are prone to instant gratification, it’s tough to stick with the same car more than a year.

    Page 1 of 2

    While penny auction sites insist you can bid on and win any new car you like for the equivalent of a few months payments, purchasing through an authorized brick-and-mortar (or click-and-mortar) dealership is a safer and smarter bet. Not that they ll let you drive off the lot for a thousand bucks. Like it or not, car dealers are for-profit organizations, with overhead and quotas to meet.

    That said, you still need to know how to get a discount on a new car. In your father s day, that meant a marathon of arguing over a couple hundred bucks for pinstripes and rustproofing. The art of the deal has thankfully evolved. Through education, technology and a little self-discipline, you can still negotiate a realistic deal while saving thousands up front and over the life of your loan.

    Be flexible but persistent

    When you ve settled on the car you want to buy, it s good to not only know its features and specs, but also its price points. Most models have multiple trim levels with graduated pricing for standard and optional equipment. It s tempting to load a car with everything available, but you can literally double the sticker price in the process. So keep an open mind with options and paint. If you can live with a less popular option package and/or color, a dealer might part with it more willingly than the loaded, neutral-toned example more people are buying. As long as you know when to draw the line and avoid being steered into a “deal” that s actually more expensive, you can still get the car you want without overspending on stuff you don t need.

    Factor your trade-in or -out

    Depending on what you re ditching and what you re buying, trading in may or may not work in your favor. Be prepared to go either way. See what cars like your old one are fetching in the local classifieds (or the classifieds local to your dealer if substantial distance is involved). While you re at it, have your potential salesperson give you a ballpark trade-in quote. If you have a high-demand sports car and suddenly learn you ll need something modest with room for a baby, an infant seat and the half ton of requisite paraphernalia, you could be in a very favorable position. If your outgoing ride is more environmentally hazardous than Charlie Sheen, chances are you ll come out better selling it on your own or donating it to charity and cashing in at tax time.

    Be patient

    When you love cars and are prone to instant gratification, it s tough to stick with the same car more than a year. We get that, because we ve been there. But we also hate wasting big bucks on an impulse purchase instead of waiting a few months to get a generous discount on a new car. In general, it s wise to buy during early or late months of the year, when most folks monetary focus is elsewhere despite the traditionally great car deals that can be had. Some of those incentives, like rebates, sales events and low-rate financing, are now appearing in the middle months, so don t let your awareness down the rest of the year.

    While you re at it, drop by the dealer and see your would-be salesperson periodically to stay on his radar, showing you re serious about a new car, but not desperate. Just don t wait too long, like until your old car dies and you absolutely need a new car immediately.

    We’ve got more tips on how to save money on a new car next.



    Esurance Insurance Quotes #esurance #auto #insurance, #esurance #insurance, #esurance #auto #insurance #quote, #esurance #home #insurance, #esurance #quote #online, #esurance #online #quote, #car #insurance #esurance, #esurance #car #insurance #quotes, #esurance #get #a #quote


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    Esurance Insurance Quotes

    The most of consumers look for offers that provide features on insurance products. That is why Esurance is so popular in providing quotes on auto, home, life, health insurance services. Esurance Insurance Services, Inc. is an American multiline assurance provider, a member of the Allstate family, headquartered in San Francisco, California. The company was organized in 1999 and since then has been constantly growing. Nowadays it has 17 offices nationwide and its staff numbers over 2,500 employees. It provides auto, homeowners, renters, motorcycle assurance solutions. Esurance renders its services online, through select agents, and over the phone. From quote to claim, the Esurance company is working to help customers make smart, efficient choices with their assurance. It has an A+ rating from A.M. Best.

    Auto Insurance

    Click at “Get a Free Quote” above to get cheap quote on auto policies.

    Home Insurance

    Click at “Get a Free Quote” above to get quotes on home coverage.

    Property Insurance

    Click at “Get a Free Quote” above to apply for cheap quotes on property policy.

    Health Insurance

    Click at “Get a Free Quote” above to get affordable rates on health coverage.

    Life Insurance

    Click at “Get a Free Quote” above to get cheap quote on life protection.

    Renters Insurance

    Click at Get a Free Quote to choose the cheapest quote on renters ins.

    If consumer seek to find the best car assurance policy to suit himself needs, with us he have an excellent opportunity to shop for coverage online. Here consumer may compare our quotes with quotes of other insurers like Esurance, Amica, Farmers etc. Consumer can take advantage of the Express Lane quoting feature to save your time. Customers just need to enter their names, date of birth, and address to receive car insurance quote. The other way is to enter all your data manually, including your vehicle identification number for all your cars, your social security number, the make, model and year of your car, drivers license numbers for all drivers in your home, driving history, info on devices installed in or on your car, and more.

    When purchasing car insurance from this provider, you are sure to get certain benefits. СoverageMyWay is also a convenient tool from Esurance, which helps you choose coverage that is right for you. If you have any coverage or policy questions, you can consult a customer service representative anytime. When you need to file a claim, you can do it 24/7 online through the mobile app, over the phone or you can work with a dedicated Esurance representative. With the help of the E-star Direct Repair program, you will be able to have your car repaired as long as you own it. If necessary, you can contact your repair shop directly and your monitor will be repaired online or through your mobile phone.

    The Esurance company like our deals provides a set of discounts and flexible payment options for customers. It is committed to making it as easy as possible for you to save money on your safeway car insurance. It is simple to get these discounts in case you have more than one policy, switch to Esurance from another company or just start a quote online. The list of discounts includes fast 5 discount, multi-policy discount, paid-in-full discount, switch and save discount, claim-free discount, good driver discount, good student discount and more.

    Compare rates here from our providers, take 5 minutes to choose the best rate, our or someone from Esurance or another company. Homeowners insurance from Esurance like ours is designed to protect your personal liability, property. Even though you might feel most comfortable at home, there can happen certain unforeseen events. This homeowners insurance covers you against the following risks: damage to the home itself, property theft and damage, and personal liability. You should bear in mind that most policies don’t cover earthquakes, floods. To get started with the protection that gives you peace of mind, you can receive a free homeowners assurance quote today. Every policy involves simple online policy management, flexible payment methods, top-notch customer service you can reckon on. By means of innovative online tools, technology the assurance process becomes easy and convenient for customers.

    Esurance offers rather affordable assurance rates. Esurance home insurance rates commonly alter subject to these major factors: the age of consumer’s house, the location of consumers house, coverages, deductibles and limits consumer select. When getting a homeowners policy from Esurance, you might have a right for certain discounts. For example, if you combine your Esurance homeowners, auto assurance policies, you could get the multi-policy discount and save some money. Here are several other discounts you might enjoy with your Esurance coverage: storm-shutter discount, home safety features discount, hail-resistant roof discount and preferred buyer discount.

    ® Esurance and related trademarks and logos are registered trademarks owned by Esurance Insurance Services, Inc. used under licence by Esurance Insurance Services, Inc. P.O. Box 5250, Sioux Falls, SD 57117-5250 and certain of its affiliates.

    Companies



    Jobs – Platform for CA, CS, ICWA, MBA, Taxpayers & Finance Professionals #what #jobs #can #you #get #with #an #mba


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    Skills Experience. Reqd. CA

    As a Growing organization, the desired applicant must have experience in Expertise in Indian Taxation and knowledge of International Taxation. This job would give plenty of opportunity to venture into different types of domestic and International transactions including mergers, demergers, acquisitions, joint ventures, corporate restructuring and business model structuring. We are mentioning the basic Key roles and Responsibilities of the Role you would play with Zaptech Solutions. Let me know if this interest you and how we can proceed further. 1) Responsibility to handle Direct taxation and Indirect Taxation. 2) Liasioning with Consultants in regards to International Taxation since we have offices in USA and planning to Expand. 3) Mergers and Accusation and financial planning for the same. 4) Liasioning with Bank and Government Dept. 5) Experience in Handling Consultants and Auditors both Indian and Foreign consultants. 6) Reporting to the Management in connection with sales, running projects, relating to Payroll, Actual and Projected revenue and expenses etc. 7) Monthly quarterly TDS compliances, Service Tax Compliances, Quarterly Advance Tax, Income Tax Returns both Individual and Company. 8) Awareness on updation – Ex. Relevant GST implications on invoicing and compliances. Reporting to. Managing Director. Office Time. Mon to Friday – 9.30 to 7.30 / or 11 am to 9 pm or / 12 pm – 10 pm. Job Location. Ahmedabad. We would glad to arrange a Skype video call in coming days to discuss in detail. Let us know your Convenient time.

    Ahmedabad. Posted on 24 July 2017

    Skills Experience. Reqd. CA

    Delhi. Posted on 21 July 2017

    Skills Experience. Reqd. IPC / IPCC

    We Require Article Assistance for our Delhi & Noida Office. Interested Person may contact at 8745004555/ 8800630987

    New Delhi, Posted on 21 July 2017

    ( Other Financial Services )

    Skills Experience. Reqd. M.Com

    Must have 0-1 year working experience – Good communication skills (knowledge of email writing would be an added advantage) – Qualification- Bcom/Mcom/MBA/ Ca Inter/ Articles – Work to be completed in given time frame – Male/Female, both candidates can apply – Requirement: Immediate

    Gurgaon. Posted on 20 July 2017

    Quickcompany Legal Services Private Limited

    Skills Experience. Reqd. CS

    Good understanding on matters related to company incorporation, managing compliances, filing returns or change in company details. Understanding of intellectual property and trademarks. Client servicing and advisory. Ability to lead a team. Coordination with marketing, sales and technology teams. Ability to understand processes and help in creating, managing and executing them. Flexible and solution oriented. Self motivated and high energy individual who would be excited to work in a fast growing, technology enabled startup environment.

    New Delhi, Posted on 20 July 2017



    Psychology Jobs #jobs #you #can #get #with #a #degree #in #psychology


    #

    Career Center

    APA psycCareers LIVE 2017

    Whether you’re ready to move up or move on, the 2017 APA Convention has you covered. Get 1-on-1 career coaching, learn negotiation skills, and connect with employers who are looking to hire right now. Leave with an action plan to help you take the next step in your career.

    Dates: August 3, 2017–August 5, 2017

    Job seekers: Meet recruiters from leading employers at APA Annual Convention. Staffing firms, health systems, clinics, government agencies and the military are looking for psychology professionals like you. That’s why they’ll be at APA psycCareers LIVE. Will you be there, too?

    To make sure you’re in the room with these top psychology recruiters:

    Employers: At APA psycCareers LIVE, psychologists and students are actively searching for the next step in their career. Make sure you’re there so they can choose you. Both onsite and remote options are available.

    To reserve your space or supporter package, create your exhibitor portal login and fill out an application. Make sure to choose the APA Career Fair Pavilion. When selecting your booth preferences, the employer booths are within the purple dotted rectangle on the far left of the floorplan. View pricing and options or contact Amelia Dodson for more information.

    Featured Psychology Jobs

    Psychiatry Opportunities in the Upper Midwest

    Faculty Position in Education and Equity

    Stanford University, Graduate School of EducationStanford, California

  • Clinical Psychologist, Ph.D. Psy.D, NYS Licensed

    Aging Matters Psychological Services, P.C.Westchester County, New York

  • Assistant Professor

    Neuropsychologist

    Family Psychological Services of KirklandKirkland, Washington

  • Psychology Child/Adolescent and Adult Openings

    APA PsycCareers Resources

    PsycCareers contains the largest source of psychology jobs in the nation. It’s where Psychology professionals go to find the right psychology jobs and where employers go to find the highest quality psychologist talent. PsycCareers connects employers with thousands of highly engaged psychologists, including over 88,000 APA member psychologists, clinicians and nonmembers, and institutions.

    Career Development: APA has a wealth of resources for psychologists to further their careers. Also, check out the PsycCareers LIVE presentations from the 2016 APA convention for tips on networking, job applications, updating LinkedIn profiles, interviewing, résumés/CVs, negotiating offers and more.

    PsycCareers is proud to partner with The Higher Education Recruitment Consortium (HERC) The National HERC website is a portal for jobseekers and dual-career couples interested in higher education faculty, staff, and executive career opportunities.

    Featured Psychology Employers

    Looking for qualified candidates? Post a Job

    Questions/Feedback

    If you need assistance or have feedback about this service call us at 860-437-5700 or email customer service.

    © 2017 American Psychological Association.

    750 First Street, NE,Washington, DC 20002(800) 374-2721; (202) 336-5564



  • Can you get a loan online #can #you #get #a #loan #online


    #

    This Loan Payment Calculator computes an estimate of the size of your monthly loan payments and the annual salary required to manage them without too much financial difficulty. This loan calculator can be used with Federal education loans (Stafford, Perkins and PLUS) and most private student loans. (This student loan calculator can also be used as an auto loan calculator or to calculate your mortgage payments.)

    This loan calculator assumes that the interest rate remains constant throughout the life of the loan. The Federal Stafford Loan has a fixed interest rate of 6.8% and the Federal PLUS loan has a fixed rate of 7.9%. (Perkins loans have a fixed interest rate of 5%.)

    This loan calculator also assumes that the loan will be repaid in equal monthly installments through standard loan amortization (i.e. standard or extended loan repayment). The results will not be accurate for some of the alternate repayment plans, such as graduated repayment and income contingent repayment.

    Loan fees are used to adjust the initial loan balance so that the borrower nets the same amount after the fees are deducted.

    Some educational loans have a minimum monthly payment. Please enter the appropriate figure ($50 for Stafford Loans, $40 for Perkins Loans and $50 for PLUS Loans) in the minimum payment field. Enter a higher figure to see how much money you can save by paying off your debt faster. It will also show you how long it will take to pay off the loan at the higher monthly payment. You can also calculate private student loan eligibility on comparison sites like Credible.

    The questions concerning enrollment status, degree program and total years in college are optional and are designed to evaluate whether the total debt is excessive. The total years in college should include the total number of years in college so far (or projected) corresponding to the loan balance, including previous degrees received.

    Copyright 2017 FinAid Page, LLC. All rights reserved.
    Mark Kantrowitz, Founder
    www.FinAid.org



    2017 Easiest Credit Cards To Get Approved For #google #accept #credit #cards, #easiest #credit #cards #to #get #approved #for


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    What are the easiest credit cards to get approved for?

    by CreditCardForum Staff

    Q: If you don t have the most stellar credit history or haven t had a card before, which credit cards are you most likely to be approved for in 2017?

    A: That s an excellent question and below is the answer.

    The great recession kind of ruined the party for easy credit (though that was catalyst for the recession), so getting approved for credit cards hasn t been quite the same that time. In the good old days prior to the Wall Street meltdown and housing crisis, almost anyone with a pulse and completed application could get a credit card. Banks and card issuers competed aggressively with each other and promised low rates even to those without credit history or those with bad credit. It s not that they were altruistic there was a method to their madness. They would hit you with all kind of fees either up front in the form of application or annual fees or on the back end for even the tiniest infraction like being a day late with your payment, in order to make such risky accounts more profitable. These days, credit card companies have stricter approval requirements, making approval more challenging for those with bad credit or a limited credit history. This is largely a result of the Credit CARD Act of 2009, which rolled back most of the card industry s controversial pricing and penalty practices. Credit terms are now much friendlier but the down side is that getting approved can be more challenging.

    Let s take a look at some of the easiest credit cards to get approved for, broken out by category

    For those with little or no credit history

    Below are a few entry products that are designed for those with fair, bad or no credit history:

    Lucky for you, banks view those with a blank slate (little to no credit history) more favorably than someone that has screwed up their credit. In other words, banks are usually more willing to give newcomers a chance. When you have no bad credit baggage to weigh down your credit score you can often get the benefit of the doubt and be given a chance to prove yourself. The only downside to being in this position is that you probably won t be given a substantial line of credit to start out with, since that is how card issuers limit their risk.

    If you are a college student. I would recommend applying for cards designed for college students. These are specifically geared towards younger people with little to no history, so they are some of the easiest credit cards to get approved for the only caveat is that you must prove that you are a student of an accredited college or university to qualify. We have a sponsored section for with the best student credit cards you should check out.

    If you are not a college student. you won t be able to get a student credit card, as mentioned above they generally require you to document your enrollment status at an accredited four year college or university. Fortunately, there are still cards out there for those with limited credit history, whether you are 20 or 80. The easiest ones to get will be those geared toward people with fair credit (which is what most people newer to credit usually have). Check out our ranking of cards for people with fair credit .

    For bad credit

    Don t worry, if you have bad credit. all hope is NOT lost! There are still plenty of options on the market for people just like you!

    As expected, you won t qualify for most of the cards out there. The easiest ones to get approved for will be secured cards. However you need to watch out, because a lot of secured credit cards charge outrageous fees. Just because you have bad credit, it doesn t mean you should be taken advantage of! Here are some things to keep an eye on when it comes to secured cards:

    • Application fees Some secured cards charge application fees. Generally this is something that you should avoid at all costs
    • Processing fees You may be charged a processing fee simply for processing your application. Ideally, it s probably best to choose a card that doesn t charge this fee, if you have options.
    • Annual or monthly fees You can expect to pay an annual fee for most secured cards, but some cards fees are more unreasonable than others.
    • Easy account management Online account management, text message notifications, etc. should be included free of charge.
    • Reports to major credit bureaus Card issuers actually have to pay in order to report their cardholders to the credit bureaus. For this reason, some card providers won t report. Make sure the secured card you choose reports to the major credit bureaus, otherwise it won t help your credit.

    Due to the fact that secured cards require a refundable security deposit, you re likely to get approved as long as you meet the simple residency requirements (U.S. citizen), are at least 18 years of age and can verify your identity if needed. There is usually no credit history or credit score requirement, so secured cards are definitely the easiest to get, even if you have really bad credit. Check out this page where we ranked secured offers:

    You have to call Barclays the day that you apply and beg and plead until the analyst transfers you to a senior credit analyst (supervisor). The person transferring the call will explain everything beforehand. Once the supervisor starts asking you questions about your income and credit history, be obliging and explain everything patiently. They eventually will approve you if you re persistent. They told me no 12 consecutive times over a 12 month period before finally approving me after I called them 3 times.

    Hi, I ve been reading about your Mastercard secure credit card and found it perfect for me.
    I live in Puerto Rico and would like to apply for the card. Is it possible?

    There are many factors with getting approved. my score is 593 and got approved for barclay for $500.00. They look a lot for stability as well. How long you have lived at your current address. Collection on utilities is really bad .they figure if you don t pay your electric, your not going to pay for a credit card. Whether you own or rent. If you bankruptcy is discharged or not .and length of time from poor credit. IE .if there is a collection account on your credit .and its 2 years old and your credit is fine otherwise then it wont bother you. Sometimes you never really know why its declined. They can give you bad marks for many things. YOu need to score high on basic things .length of time at address, how long you have had the same phone number, you debt to income ratio, you length of employment at same job.

    The easiest card to get approved is GM World Elite MasterCard. I just got approved with $8000 CL.
    This is a brand new card from Capitalone with GM.
    Apply here gmcard.com

    Bankruptcy in 09, approved for Capital One $750 1 year later. Slowly applying for cards while using as a debit card (don t have the money, don t use the card). Capital One raised to $2250 limit 2 years later, got Barclay card, approved $2000. Target $300. Getting back on track. It s doable but don t go back to your old ways. DONT HAVE THE CASH DONT USE THE DAMN CARD.

    Advertiser Disclosure
    The credit card offers that appear on this site are from credit card issuers from which CreditCardForum.com receives compensation. This compensation may impact how and where products appear on this site, including the order in which they may appear within listing categories. CreditCardForum.com does not include all credit card offers that might be available to consumers in the marketplace.

    Editorial Disclosure
    Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

    User Generated Content Disclosure
    Forum member posts, comments and responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

    Join us



    Get a title with a Vermont Registration – Chin on the Tank – Motorcycle stuff in Philadelphia, can i get motorcycle insurance without a license.#Can #i #get #motorcycle #insurance #without #a #license


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    Get a title with a Vermont Registration

    How do you turn this

    Can i get motorcycle insurance without a license

    Can i get motorcycle insurance without a license

    Can i get motorcycle insurance without a license

    Can i get motorcycle insurance without a license

    then go rip around worry free.

    Can i get motorcycle insurance without a license

    Overview

    If you purchase a vehicle that does not have a title, it can be a little tricky to get one. Fortunately, there is a legal loop-hole to eventually obtain one:

    • Vermont will issue you a registration and license plate regardless of if you live in VT or bought the vehicle in VT. So, this is sufficient to drive around legally in any state.
    • Once you have the VT registration, you can then transfer it into your state at an auto tags business, and apply for a title / registration in your state.
    • The reason this works is because VT only titles vehicles 15 years and newer. So, for an old motorcycle or old car, there would be no VT title at all so your state will recognize this, and will issue you a new title for your state. It s a big loop hole, but it works.
    • I ve heard some states (such as NJ) can be a little finicky about transferring VT registrations into their state and applying for a title but Pennsylvania obviously doesn t care.

    Steps to follow

    1. When you buy your vehicle, make sure you get a bill of sale with the seller, and have it notarized. Here is an example bill-of-sale you can fill out and use. If the actual seller is weird and won t fill it out with you, or go to the notary just fill out the bill of sale as if a friend sold it to you, and go to the notary with a friend. A notary surely doesn t care or know who the real seller is or when you bought the vehicle.
    2. After you have the bill of sale squared away, download and print out the Vermont Registration form and fill it out. FYI Bikes over 300cc need the VIN certified by a cop, dmv, or auto inspection station to prove your vin matches up. Explanation is on page 2 of the VT registration paperwork. Section 7.
    3. On the VT reg form the fee for a motorcycle is $44. Plus tax. To calculate tax on the price of the vehicle, it s 6% of your purchase price, or 6% of NADA good value. Whichever is higher. Let s assume NADA value is higher than what you actually paid. So, if NADA good value is $800. You pay VT 6% sales tax based on that. $800 x .06 = $48. So total fee you pay VT would be $44 + $48 = $92 total. So, write VT a personal check for $92. Make check payable to Vermont Department of Motor Vehicles .
    4. Ok. So, now you have the bill-of-sale and VT-registration forms both squared away. I like to print out a screenshot of the NADA good value. Also print out a photo of the motorcycle.
    5. In an envelope, mail Vermont the: bill-of-sale / VT reg / personal check / pic of NADA value / pic of bike. Address to mail stuff to is: VT DMV 120 State St. Montpelier, VT 05602.
    6. At this point Make sure you get the bike insured.
    7. Drink a beer. In about 10-20 business days, you ll receive a Vermont license plate and temporary registration. Be pumped, you can ride the bike legally now! In about 10 more business days you ll receive the actual VT registration paper. This can be renewed once a year if you want. But it makes sense to transfer it into your state.
    8. Wait about a month, and then go to your local auto tags business (I m in PA. Your state may call this something different or you need to go to a DMV?) The rest of the steps will assume you re in PA.
    9. When you get to the auto tags place, tell them you want to transfer a VT registration into PA, and apply for a PA title and registration . They ll say sounds good. Can we see your PA license, auto insurance, VT registration and title . You will reply with; VT only titles vehicles 15 years and newer, so there is no VT title. Look it up. They ll say; oh. okay .
    10. The auto tags place will fill out the PA registration papers for you applying for a new PA registration and title. They ll give you a plate and temporary registration right there on the spot. Sweet.
    11. In about 5 weeks you ll get your real PA registration, and then in another 8 weeks you ll get your real PA title! Obviously put this somewhere safe.
    12. That s all there is to it. Drink a beer. You just beat the system using a legal loophole.

    We hope this helps you get your motorcycle back on the road. If you can help us out we would appreciate it!



    Nurse Refresher Programs & Courses #nurse #refresher #course, #rn #refresher #course, #lpn #refresher #course, #refresher #course, #reenter #nursing, #return #to #nursing, #online #refresher #course, #online #learning, #nurse #education, #nurse #job, #nursing #job, #hospital #job, #healthcare #job, #find #a #job, #get #a #job


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    Refresher programs help nurses return to work

    Are you ready to return to nursing after some time away, but feel you need to brush up on your skills before treating patients again? Many registered nurses (RNs) and licensed practical nurses (LPNs) are finding the education and support they need to reenter nursing by enrolling in a refresher program.

    Offered through colleges and hospitals, nurse refresher programs are designed for RNs and LPNs who have been out of the field for at least three years. Whether your current nursing license is inactive or lapsed, your state board of nursing requires you to take a nurse refresher course to return to active status.

    There tends to be a lot of anxiety among nurses reentering the field, says Scott Gross, director of Science Technology and Professional Programs at Cal State San Marcos Extended Studies, which offers a 10-week RN refresher certificate. They are returning to a different world where many of their duties, such as dispensing medications and charting, are now computerized.

    For Sue Kuhns, who had been out of nursing for 14 years, the San Marcos refresher program, which combines classroom instruction with a clinical practicum, was a chance to renew her skills and reconnect with other nurses.

    We went through the program in a cohort group and supported each other every step of the way, says Kuhns, who worked as a nurse for 11 years before taking time off to raise her children.

    The San Marcos program costs $2,399. Gross says the college and a local hospital are working out an agreement whereby the hospital will cover half the program expenses of students who accept jobs at the hospital. Students now meet tuition costs by taking out student loans or by using tuition reimbursement offered by their current employers. Other students use signing bonuses to recoup tuition costs.

    The University of Delaware and South Carolina s Beaufort Memorial Hospital are two examples of colleges that allows students to take RN refresher courses from home, with the latter offering a four-month online refresher course for both RNs and LPNs.

    Refreshers as recruitment tools

    Like other medical centers across the country, Maui Memorial Medical Center uses a refresher program to help recruit and retain RNs and LPNs. The weeklong program, which was open to any nurse in the area, included training in wound care, respiratory and vascular therapies, infection control, pain management, dialysis patient care and documentation.

    The medical part of nursing stays the same but the equipment, medications and therapies change every couple of years, says Marianne Vasquez, RN, BSN, MEd, CDE, the facility s clinical education coordinator.

    As part of the program, the hospital set up various skill stations where nurses learned how to use new equipment. Vasquez says nurses gave the program, which cost $300 to attend, such high marks that the hospital is planning to offer the training again next year.

    Ready for a refresh?

    Here are some tips for finding a nurse refresher program:

    • Check with local nursing association chapters and your state board of nursing. As a state government agency, the board of nursing regulates the state s Nurse Practice Act, determines the requirements necessary to maintain active status and approves nurse refresher courses.
    • Contact state and community colleges.
    • Call area hospitals to see if they offer or can recommend a refresher program.

    Articles in This Feature:

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    Car Buy UK – What We Do – Get a valuation and sell your car quickly online #car #sales #adelaide


    #buy car uk
    #

    Car Buy Uk – 0115 952 7493 – 07966 846195

    4×4 Prestige Vehicle Specialists

    Welcome to Car Buy UK

    Leading UK car buyer, Car Buy UK, wants to buy your car!

    Would you like to sell your car quickly and conveniently with absolutely no hassle? We will collect it free of charge from any location in the United Kingdom and securely transfer the money to your bank.

    How does it work?

      sell your car today cash waiting quick and easy hassle-free professional service get a quote.

    What our customers say

    Have just sold my vehicle to carbuyuk and wanted to put on record how professionally the sale was handled. I was contacted by Jeff who asked me various questions about the vehicle and a purchase price was agreed. He said he would send his driver Terry to collect the vehicle which he duly did. Terry phoned me half an hour before arriving, he checked the vehicle over, documents were signed and the money was transferred in to my account within 5 minutes. There was no trying to reduce the price down and everything went very smoothly. When dealing with CarBuyUK there are no additional charges. I would certainly recommend CarBuyUK. Both Jeff and Terry came over as honest and trustworthy people and provide an excellent service. It was a pleasure doing business with them and it makes such a difference dealing with professional people rather than time wasters who fail to turn up and those who make ridiculous low offers.

    Very fast and friendly service, special thanks to Jeff who made the whole sale process easy. Would recommend to anyone. Many thanks, Paul.



    Digital certificate providers #class #2 #digital #signature,class #3 #digital #signature #certificate,digital #signature #application,digital #signature #application #form,digital #signature #authority,digital #signature #company,digital #signature #forms,email #digital #signature,get #digital #signatures


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    Sai Digital signatures and tax services provides you Pan Encrypted 2048 bit Digital Signature Certificate (DSC) as Licensed Registration Authority (LRA), of N-code/ Safe script/ E-Mudhra for distribution of Digital Signature Certificate. The (n) code solutions, ( Certifying Authority Services being provided by GNFC) is licensed Certified Authority authorized by Controller of Certifying Authority (CCA), Government of India, to issue various types of Digital Signature Certificates (DSC).

    *We will be issuing 2048 bit RSA Key Digital signature certificate and Now All Digital Signature Certificates will have a validity period of Two years .

    STEPS FOR OBTAINING CLASS 2 DIGITAL SIGNATURE CERTIFICATE/RENEWAL 🙁 Class 2)

    • Download Application Form DOWNLOAD APPLICATION FORM NOW (CLASS 2 INDIVIDUAL)- FILLABLE PDF format
    • a) Require One Self Attested copy of PAN Card or Any photo Identity Proof which may be Voter ID,Passport copy. (Pan card mandatory if you need for Income tax purpose)
      b) Require Self Attested copy of any one of the latest bill of WATER / ELECTRICITY / POWER / TELEPHONE / VOTER’s ID CARD / DRIVING LICENSE/PASSPORT in the name for address confirmation. (as Proof of residence).
    • 1 Passport size photograph which needs to be self attested half on the application and half on the photograph.
    • Send the complete set of documents with a cheque of Rs.1700.00 in the name of Mr. Santhosh kumar .k for digital signature with e-pass 1000 valid for 2 years to #109, SHREE BASAVA NILAYA S2,2ND FLOOR,MCC Apartment, Dollar scheme, 1st Main road,Nandini Layout,Bangalore-560096, Karnataka, India or email the scan copy to to get the digital signature in 2-3 hours or call 09902977233

    These certificates are accepted for MCA 21, E-filing, e-Tendering, IT e-filing, online Banking, e-Governance, e-commerce,Formation of Limited Liability partnership in india etc..

    Note: Digital signature in USB token is compulsory in case of LLP. Digital signature saved in computer system will not serve purpose.

    STEPS FOR OBTAINING CLASS 3A/ 3B DIGITAL SIGNATURE CERTIFICATE/ RENEWAL (DSC): (Class 3 Individual /Class 3B / Class III Authorised Individual with your company / firm / organization name)

    Contact for Application Form and documents needed for the same.

    a) Require One Self Attested copy of PAN Card or Any photo Identity Proof which may be Voter ID,Passport copy.

    b) Require Self Attested copy of any one of the latest bill of WATER / ELECTRICITY / POWER / TELEPHONE / VOTER’s ID CARD / DRIVING LICENSE/PASSPORT in the name for address confirmation. (as Proof of residence).where in name of the applicant has to be exactly same as mentioned in ID proof. c)One ID proof showing the existence of your ogranization. d)MOA / Deed of the company/ firm or any Valid Business license. e)One passport size photo of the authorized signatory.

    Bank statement of the company or Annual Report or Income Tax Return or Statement of Income issued by Chartered Accountant

    Authorization letter on company letter head. F or more details refer to the application class 3B or call Mr.S.Kumar at 09902977233 More.



    Where to get financing for a small business #where #to #get #financing #for #a #small #business


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    Financing

    What is ‘Financing’

    Financing is the act of providing funds for business activities. making purchases or investing. Financial institutions and banks are in the business of financing as they provide capital to businesses, consumers and investors to help them achieve their goals. The use of financing is vital in any economic system, as it allows companies to purchase products out of their immediate reach.

    BREAKING DOWN ‘Financing’

    There are two main types of financing for companies: debt and equity. Debt must be paid back, but it is often cheaper than raising capital due to tax considerations. Equity does not need to be paid back, but it relinquishes ownership to the shareholder. Both debt and equity have their advantages and disadvantages. Most companies use a combination of both to finance operations.

    Equity Financing

    Equity is another word for ownership. For example, the owner of a grocery store chain needs to grow operations. Instead of debt, the owner would like to sell a 10% stake in the company for $100,000. Companies like equity because the investor bears all the risk; if the business fails, the investor gets nothing. At the same time, giving up equity is giving up control. Equity investors want to have a say in how the company is operated, especially in difficult times. So, in exchange for ownership, an investor gives his money to a company and receives some claim on future earnings. Some investors are happy with growth in the form of share price appreciation; they want the share price to go up. Other investors are looking for principal protection and income in the form of regular dividends.

    Debt Financing

    Most people are familiar with debt as a form of financing because they have car loans or a mortgages. Debt is also a common form of financing for new businesses. Debt financing must be repaid, and lenders want to be paid a rate of interest in exchange for the use of their money. Some lenders require collateral. For example, assume the owner of the grocery store also decides that she needs a new truck and must take out a loan for $40,000. The truck can serve as collateral against the loan, and the grocery store owner agrees to pay 8% interest to the lender until the loan is paid off in five years. Debt is easier to obtain for small amounts of cash needed for specific assets, especially if the asset can be used as collateral. While debt must be paid back even in difficult times, the company retains ownership and control over business operations.



    How to get an mba #how #to #get #an #mba


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    Marketing Plan
    This is a bare-bones marketing plan template. It contains headings for the basic essentials including situation analysis, market segmentation, alternatives, recommended strategy and its implications.

    Market Segmentation
    An introduction to market segmentation and some bases for segmenting consumer markets and business markets.

    The Marketing Mix
    Diagram of the 4 P’s of marketing (product, price, place, and promotion) and a list of some of the decisions to made for each.

    The Product Life Cycle
    An overview of the product life cycle and marketing mix decisions for each stage.

    The Product Diffusion Curve
    Shows the bell-shaped curve describing product diffusion and the different groups of consumers that can be characterized by the curve.

    Positioning
    Al Ries and Jack Trout popularized the concept of product positioning. This is a summary of the ideas put forth in their marketing classic, Positioning: The Battle for Your Mind .

    Marketing Warfare
    A summary of Al Ries and Jack Trout’s marketing bestseller viewing marketing from a military perspective. Principles of offensive, defensive, flanking, and guerrilla marketing strategies are presented.

    Market Share
    Calculating market share, reasons to increase market share, drivers of market share, and why a firm might not want to increase market share.

    Marketing Strategy
    Overview of marketing strategy issues, strategic decision making using marketing research results, multi-product resource allocation, product diffusion, and product management strategies.

    Marketing Research
    Marketing research, including problem definition, research design, data types and sources, sampling plan, data collection, data analysis, and reporting of the results.

    Questionnaire Design
    Covers the questionnaire design process for the marketing survey, including question structure and wording, response types, question order, and the testing of the questionnaire.

    Conjoint Analysis
    A brief introduction to conjoint analysis, including how it can improve the accuracy of determining consumer preferences and the steps involved.

    The articles on this website are copyrighted material and may not be reproduced,
    stored on a computer disk, republished on another website, or distributed in any
    form without the prior express written permission of QuickMBA.com.