Home insurance estimate calculator! ^ Video

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Term Life Insurance Quote Calculator, TIAA, term life insurance estimate.

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Life Insurance Premium Quick Quotes

  • Insurance costs vary from person to person based on factors including age, health, policy type and amount of coverage.
  • You can start by estimating your cost for our Level Term policies using our Term quote calculator below.
  • This is an estimate only. Your actual premium will be determined after the underwriting process is completed.
  • Permanent life insurance policies are more complex, and we recommend you call us for an illustration of premiums and benefits.

Find out if you need insurance and how much you may need in three minutes with our Life Wizard.

To discuss your specific situation, call us at 877-276-9429.

Please call 877-276-9429 for quotes at face amounts other than those shown above.

This Level Term Life insurance policy (policy form series TCL-LPT.1) is issued by TIAA-CREF Life Insurance Company (TIAA Life) New York, NY.

TIAA Life s term life insurance premiums are tiered, with progressive discounts for coverage amounts of $250,000 (to less than $500,000), $500,000 (to less than $1,000,000) and $1,000,000 or more. If you have asked for a quote on an amount close to the next band break (for example, you requested a quote for $450,000 of coverage), you may wish to submit a second quote request (in this case for $500,000) to see if the premium for the amount is actually less than the premium for the coverage amount you originally requested.

Exclusions, restrictions, limitations, and reductions in benefits will, in certain situations, apply to your policy. Please call us at 877-531-5687 for more information. Please note that TIAA-CREF Life Insurance Company has the right to contest the policy for misrepresentation by the applicant.

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The TIAA group of companies does not provide legal or tax advice. Please consult your legal or tax advisor.

TIAA-CREF Individual Institutional Services, LLC, Teachers Personal Investors Services, Inc., and Nuveen Securities, LLC, Members FINRA and SIPC , distribute securities products. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Each of the foregoing is solely responsible for its own financial condition and contractual obligations.

Teachers Insurance and Annuity Association of America is domiciled in New York, NY, with its principal place of business in New York, NY. Its California Certificate of Authority number is 3092.

TIAA-CREF Life Insurance Company is domiciled in New York, NY, with its principal place of business in New York, NY. Its California Certificate of Authority number is 6992.

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Determining your car – s value and cost of repair, III, estimate car value.#Estimate #car #value


Determining your car’s value and cost of repair

Auto Insurance

After an automobile accident, you want to make sure that you are adequately paid for the repair or for the value of your totaled car. Here’s how.

After an automobile accident, you want to make sure that you are adequately paid for the repair or for the value of your totaled car.

Know your car’s value

Understand the claims repair process

When you file your claim, your insurance company will refer you to a claims adjuster, who will verify the loss and make an initial determination on what it will cost to repair the car.

  • The adjuster’s estimate is a benchmark, not a total claim payment. The insurance company will not expect you to accept their adjuster’s estimate until you’ve established to your own satisfaction that it will cover the cost of repair, so don’t feel pressured.
  • The insurer will expect you to get at least one estimate from your mechanic, garage or car dealer, to compare to theirs.
  • Your insurance company may opt to pay for the lowest bid, so don’t be surprised. Just as you want to be sure your car is adequately repaired, they want to make sure they don’t pay a grossly inflated repair bill. Note that one factor that could reduce the amount of your claim for a repair job is what insurance companies call betterment. If your old car is repaired with brand-new parts, your insurer may argue that the repairs have actually enhanced the car’s value and therefore they can legitimately reduce your claim by the difference between a used part and a new one.
  • Your insurer can’t require you to have repairs done at a particular shop, but they can insist that you get more than one estimate for the work to be done on your car if they feel the estimate you received is too high.
  • You can negotiate, if necessary. You don’t have to accept it if you believe the amount won’t adequately repair your car. Don’t hesitate to make your points with with the adjuster if the repair estimate is too low based on what your mechanic has told you.


Determining your car – s value and cost of repair, III, estimate car value.#Estimate #car #value


Determining your car’s value and cost of repair

Auto Insurance

After an automobile accident, you want to make sure that you are adequately paid for the repair or for the value of your totaled car. Here’s how.

After an automobile accident, you want to make sure that you are adequately paid for the repair or for the value of your totaled car.

Know your car’s value

Understand the claims repair process

When you file your claim, your insurance company will refer you to a claims adjuster, who will verify the loss and make an initial determination on what it will cost to repair the car.

  • The adjuster’s estimate is a benchmark, not a total claim payment. The insurance company will not expect you to accept their adjuster’s estimate until you’ve established to your own satisfaction that it will cover the cost of repair, so don’t feel pressured.
  • The insurer will expect you to get at least one estimate from your mechanic, garage or car dealer, to compare to theirs.
  • Your insurance company may opt to pay for the lowest bid, so don’t be surprised. Just as you want to be sure your car is adequately repaired, they want to make sure they don’t pay a grossly inflated repair bill. Note that one factor that could reduce the amount of your claim for a repair job is what insurance companies call betterment. If your old car is repaired with brand-new parts, your insurer may argue that the repairs have actually enhanced the car’s value and therefore they can legitimately reduce your claim by the difference between a used part and a new one.
  • Your insurer can’t require you to have repairs done at a particular shop, but they can insist that you get more than one estimate for the work to be done on your car if they feel the estimate you received is too high.
  • You can negotiate, if necessary. You don’t have to accept it if you believe the amount won’t adequately repair your car. Don’t hesitate to make your points with with the adjuster if the repair estimate is too low based on what your mechanic has told you.


New Cars, Used Cars, Car Reviews and Pricing, Edmunds, car estimate.#Car #estimate


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Edmunds: Your one-stop car shop

For some people, car shopping can be overwhelming. You have to go to this site to find savings and incentives, then that site for buying and leasing guides, and even another site for a payment calculator. But Edmunds is your trusted advisor – we have everything you need to find your perfect new or used car in one place. No matter where you are in the car shopping process, we can help. Need detailed side-by-side comparisons of car features and specs? Detailed expert and user reviews of the latest makes and models? Informed buying and leasing guides? Connections to thousands of dealers in your area with available new and used cars? We ve got it all. And after you find your perfect car, we can help you lock in upfront pricing and get exclusive extras. So no matter where you are, we can provide you with a simple, easy and efficient car shopping experience.

Save up to thousands and gain peace of mind

With Edmunds at your side, car shopping is easy and enjoyable. Whether you re looking at new cars or used cars, we can help you find exclusive deals, capitalize on incentives and connect with local dealers. As your trusted advisor, we draw on decades of automotive experience to leverage our network of over 13,000 dealers to help save you thousands of dollars. Edmunds has tools for every stage of the car shopping process: buying and leasing guides, expert editorial and shopper reviews, payment calculators, price drop alerts, inside deals and more. Lock in your savings today, with upfront deals on available new and used cars in your area.

The perfect place to find your perfect car

At Edmunds, we want to provide you with an exciting, enjoyable car shopping process. But we know that no two people shop for a new or used car in the same way. That s why we provide support and guidance throughout every stage of the car shopping process, giving you expert advice and unbiased reviews that you can trust. We want you to shop and buy with confidence, whether you re reading expert and driver reviews, comparing features and specs, or figuring out a lease with our payment calculator. Not sure where to get started? Get car shopping advice and tips from one of our dedicated experts – they re available to provide live support and answer your questions via phone, email and text. Now let s find your perfect car.



Estimate registration fees and taxes #shipping #a #car


#car tax calculator
#

Estimate registration fees and taxes

What fees and taxes do I need to pay to register and title a vehicle in New York State?

If this is the original registration (first time you register your vehicle), you must pay the

  • registration fee
  • vehicle plate fee
  • county use tax
  • sales tax (see sales tax information )
  • title certificate fee ($50)
  • MCTD 1   fee for the following 12 counties only:  Bronx, Kings (Brooklyn), New York (Manhattan), Queens, Richmond (Staten Island), Dutchess, Nassau, Orange, Putnam, Rockland, Suffolk, and Westchester

If you transfer the registration and plates from another vehicle, you don’t need to pay the plate fees or MCTD fee, and you may be able to transfer the registration fees to your new vehicle.

How can I estimate the total fees and taxes I must pay?

You can also use these charts to estimate your registration fees, use taxes, and supplemental fees for

How can I estimate my trailer or boat registration fees?

Trailer and boat registration fees are calculated differently. You can’t use the online service to estimate them. See register a trailer. or register a boat for how to estimate these registration fees.

    1. Metropolitan Commuter Transportation District 2. You don’t need to pay sales tax when you register if you show DMV acceptable proof that you paid the sales tax when you bought the vehicle, or if the registration is tax exempt. See sales tax information .


HOW TO ESTIMATE USED CAR VALUE #car #price #checker


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#

How to estimate used car value

How to Estimate Used Car Value

Used cars value can vary depending on several factors. The car value of your used vehicle can be affected by the following factors, but there are also some ways to help increased your used car value. Read on to find out the things you need to check to estimate your car s worth and help raise your car value a little more even if it s used.

Factors That Affect Used Cars Value

Condition This refers to whether your car is still in good running condition or if it is already faulty and needs a lot of repair. You are more likely to get better car value when your car still runs perfectly. To check, note how your car starts up and listen for any weird noises. If it starts like a good vehicle should, this can increase the value of your used car. If the start up takes time and your vehicle makes a lot of weird or sputtering noises, this may turn the buyer s favour towards another used vehicle instead. Also, check the interior and exterior state of your car. Scratches outside or bad upholstery can definitely lower your used car value. Repair these a bit and get to increase the value by a few hundreds.

Mileage The total miles travelled by your car will give the buyer a pretty good impression of how much wear and tear your car has had to deal with. The lower your car mileage is, the better price you will get for your car. A lot of miles run doesn t necessarily correlate with a bad price. If you ve been able to keep your car in good condition and it still runs smoothly, some buyers won t mind the mileage too much.

Model, year, and make Some car buyers prefer a specific brand or year of a used car. Some even look for vintage rides. If you happen to have a vintage car in running condition, you re in for a treat. Used cars value of vintage vehicles can be over the top! Since these are classics and can be rare finds, you can increase the value even more by making sure it looks good in and out and of course under the hood. If your car isn t a classic, remember how some car names are more expensive than others and take them into consideration.

Age Similar to mileage, your car s years of service to you affects its value too. Some don t prefer cars used for several years by its previous owners as long as it is still in good condition, but usually, this makes your used car value much less as your car s age increases.

timate the value of your car by using car selling references such as Kelley s blue book, or finding similar car models for sale online and comparing what prices can be considered competitive. Keep in mind how a newer used car sells at a higher price compared to older used cars, but you can do some repairs and renovations from your end to raise your price a little bit higher for better profit.



How Do I Estimate the Value of My Donated Car for My Tax Deduction? TurboTax Tax Tips & Videos #second #hand #vehicles


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#

How Do I Estimate the Value of My Donated Car for My Tax Deduction?

OVERVIEW

Deducting your car donation can save you a significant amount of income tax.

Donating your car to charity can be a good deal for both you and the organization you give it to. A charity may keep your vehicle for its own use, donate it to someone in need or sell it to obtain the cash. Deducting your car donation can save you a significant amount of income tax; however, the IRS increased the documentation requirements you must adhere to. To avoid having the IRS question your deduction, be sure to follow the guidelines and keep every document that proves your donation.

Step 1 – Find a qualified charity

The most important step in deducting the value of your car donation is to insure the charity you donate it to is an IRS tax-exempt organization. Only the donations you make to these types of organizations allow you to claim the deduction. Generally, these include religious groups, charities and organizations that promote education, literacy, scientific or humanitarian causes.

Step 2 – Estimate the value of your car

Step 3 – Determine usage

Find out how the organization intends to use the car. If it’s going to sell the car, the IRS limits your deduction to the sale price, even if it s below the market value. However, if it sells for $500 or less, you can claim a deduction for the lesser of its fair market value or $500. If the organization plans to keep the car, then you can deduct the value you found in the used-car price guide. If that value is greater than $5,000 and the charity doesn t sell the car, then the IRS requires you to obtain a written appraisal before claiming a deduction.

Step 4 – Acquire documentation



How to Estimate Used Car Value #car #auctions #online


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How to Estimate Used Car Value

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Determine the approximate value and reputation of your make and model of car. For example, across the board, Ferraris are worth more than Kias. The higher quality the car, the more it is worth in the long term. Used Hondas and Toyotas have better resale values because these vehicles are known for reliably lasting well over 200,000 miles. Vehicles that were cheaply made to begin with, or have a reputation for breaking down, are worth a lot less than a similar car with a stellar reputation.

Determine the age of the car. Cars depreciate in value from the moment they leave the dealer’s lot. The older the car is, the less it is worth. The exception to this are classic, professionally refurbished cars. These should be taken to an appraiser or collector to determine value, as it will depend on how many models were originally made, how many still exist and additional factors.

Determine the condition of the car, including maintenance, accident history and repairs that are needed. A used car in good or like-new condition with a dealer-certified maintenance record will be worth significantly more than an identical used car that needs a new transmission and has had three oil changes in 10 years. If the car has been in an accident, has body damage or is otherwise ugly it will affect the estimate.

Consider the mileage. The lower the original mileage, the more the car is worth. Lower mileage translates into less wear and tear on the car over its lifetime. A car with less than 100,000 miles can be expected to last a lot longer than the same car with 250,000 miles.

Comparison shop for vehicles similar to yours in your area and see what they’re selling for. This will be a solid indicator of the approximate value of your car. If you see cars of the same model in better shape than your own selling for $2,000, and cars in worse shape than yours selling for $1,000, you can assume that your car is worth approximately $1,500. Also, you can consult the Edmunds, NADA or Kelley Blue Book websites. Kelley Blue Book values are commonly used by car dealers and other industry professionals to estimate approximate values of cars.



How to Properly Estimate a Used Car’s Value. #what #car #should #i #buy


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How to Properly Estimate a Used Car’s Value

For any transaction involving pre-owned autos, getting an estimate used car value should be one of the first steps in the process. Knowing the approximate used car pricing is important for sellers who need to unload their current vehicle, as it helps to ensure they properly price their car. This knowledge is equally important for buyers, allowing them to locate fairly-priced pre-owned vehicle options. Many resources exist for consumers who need to estimate the value of a used car. The following steps should help buyers and sellers alike acquire an estimated used car value:

Your Vehicle s Demographics

When approximating a specific vehicle s used car value, its demographics factor fairly heavily into the equation. Age, mileage and options all combine to determine how much money the car is worth. As a general rule of thumb, older vehicles, those with high mileage and those lacking desired options will fetch less money than newer, lower mileage, better equipped counterparts. For sellers, this means you can ask for a higher sales price if your used car is demographically attractive. For buyers, this means significant money can be saved by searching for well-running older or higher mileage vehicles that are packaged with just the necessities.

Your Vehicle s Condition

Similar to demographics, a vehicle s condition will play a significant role in determining its used car value. As one would expect, cars that are in better condition will garner a higher price than cars whose condition is questionable. The obvious component of a car s condition is its body. In order to get the highest used car value, the vehicle should have no body damage and a minimal amount of dents and scratches (although a small amount of dents and scratches is typically okay, as it is a used car). Another aspect of condition, however, is how well the vehicle was mechanically maintained. The highest used car value will be given to those vehicles whose engines idle smoothly, whose transmissions shift normally, and whose driving dynamics feel like the day the car was driven off the new vehicle lot.

Modifications and Extras

Some vehicles have aftermarket modifications that might have a positive or negative impact on the vehicle s value. Some common examples of this are vehicles with comprehensive aftermarket sound and entertainment systems or vehicles that have had extensive performance modifications. Modified vehicles require special evaluation in order to establish a firm value. Remember that although a modified vehicle may appear flashy and alluring, unless the work was completed in a quality fashion the modifications can actually have a negative impact on overall resale value.

Your Vehicle s History

Events in a vehicle s past can carry equal or greater weight than its demographics and condition when estimating used car value. Factors such as multiple previous owners, past accidents and major repair work can reduce the value of a pre-owned auto. Anytime a vehicle is sold or in an accident, and most times when repair work is performed, this information is given to various third-party reporting agencies and is electronically attached to a specific vehicle s vehicle identification number (VIN). For a nominal fee, consumers have access to this information by purchasing a vehicle history report on the AutoCheck website. Sellers and buyers alike should always get a copy of this report to see if any important events may reduce their car s value or projected future reliability.

Your Vehicle s Value

After the aforementioned factors have been considered, consumers should estimate a vehicle s used car value by accessing either the Kelley Blue Book or NADA website. These sites generate estimated used car values by allowing individuals to input specific information about a vehicle. The values provided by these companies are widely accepted throughout the used vehicle marketplace, and should be the starting point of any used vehicle price negotiation.



Getting a Vehicle Repair Estimate After an Accident: 3 Tips #japanese #car #auctions


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#

Getting a Vehicle Repair Estimate After an Accident: 3 Tips

Get a quality estimate even if an insurance company is dragging its heels during the estimate process and protect yourself from low-ball estimates.

Getting a trustworthy repair estimate (or a few estimates) is a necessary first step toward getting your vehicle fixed and back on the road after a car accident. This article offers tips on getting a quality estimate, what to do if an insurance company is dragging its heels during the estimate process, and how to protect yourself from low-ball estimates.

1. Get a Quality Estimate, Not Just the Easiest One

Seek estimates for repairing vehicle damage or damage to other property only from places where you would actually go to have the repair work done. Make sure that the repair shop is qualified and thorough enough to find all the damage. And make sure that the estimate quoted will be an amount sufficient to repair the property to the highest standards. If a piece of business equipment or a vehicle is damaged, for example, get your estimate from a factory-authorized repair facility.

If you just get the easiest estimate — taking your car to the corner gas station, for example, or taking your laptop computer to the neighbor­hood techies — you may find that the amount quoted will not be enough to cover the repairs you eventually have done at a quality repair shop.

2. Don’t Let an Insurance Company Delay the Process

Do not allow an insurance company’s inspection or estimates to delay repairs unnecessarily. If the insurance company does not inspect the property within a week or so after the acci­dent and you have given it a reasonable ­opportunity to do so, and if you already have two independent written estimates, then there is no reason to delay getting your property repaired if you can afford to pay from your own pocket. Get the repairs done and then demand reimbursement from the insurance company. Of course, if you get the repairs at the shop that gave the highest estimate, the insurance company might agree to reimburse you only for a lower estimate. Also, be aware that getting car repairs before you agree on an amount removes one of the incentives for the insurance company to settle quickly. Once you have your car back, the insurance company no longer has to pay for alternative transportation.

3. Watch Out for Low-Ball Estimates

If a third-party adjuster tells you the company has a repair shop that will fix your car for substantially less than the estimate you got, be ­cautious. Insurance companies sometimes have sweetheart deals with local repair shops that do cut-rate work for the insurance company in ­exchange for lots of referrals. But that doesn’t guarantee that the inspection for damage is ­thorough or that the work done is good quality.

You should always get your own inspections and estimates from independent repair shops. If two or three independent estimates are higher than the one insurance company ­estimate, the insurance company’s estimate is probably a poor one. Repairs should be made only by a shop chosen by the car owner, regardless of how much money the car owner receives in settlement.

Looking for More Information?

For more tips on getting your vehicle repaired the right way after a car accident — and all the information you’ll need to navigate your case — get How to Win Your Personal Injury Claim by Joseph L. Matthews (Nolo).



Estimate car value #car #value #calculator


#estimate car value
#

Car Depreciation Calculator

This calculator estimates what the car you are buying (or the car you own now) will be worth at some future point. To use it:

  • In “Car Price,” enter the total price of the car when it was purchased .
  • In “Yr. Old When Purchased” enter the number of years old the car is now. Enter any whole or decimal number (e.g. 1, 2, 3, or 1.1, 2.2, 3.3, etc.). If the car was purchased new, enter 0 .
  • In “Age of Car At Time of Estimated Value,” enter the car’s age (in years) at which you want its estimated value. Example: If you want the car’s value when it is six and a half years old, enter “6.5.”
  • Do not use commas.
  • The estimated depreciation on the car (“Car Depreciation”) from the time it was new (whether or not you bought it then) until the age at which you asked for its projected value.
  • The estimated value of the car at the age of the car you specified.

Calculator

Car Price:

Yr. Old When Purchased (0 for a new car):



Honda Cars Mobile Site: Estimate Payments #personal #car #leasing


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[1] MSRP excluding tax, license, registration, $835.00 destination charge and options. Dealer prices may vary.

[2] MSRP excluding tax, license, registration, $900.00 destination charge and options. Dealer prices may vary.

[3] Subject to limited availability through September 2014 to residents of CA, OR, MA, RI, CT, NY, NJ, and MD on approved credit through American Honda Finance Corp. Closed end lease for 2014 Honda Fit EV for well-qualified lessees. Not all applicants will qualify. No purchase option at lease end. MSRP $37,415 (includes destination). Excludes tax, title, license, fees, registration, options and insurance. Total monthly payments $9,324. Lessee responsible for non-routine maintenance and excessive wear/tear. Lease includes collision coverage, routine maintenance, roadside assistance, unlimited mileage, and navigation system updates. Total due at lease signing is $259 plus tax and title and includes first month’s payment. Please see your authorized Fit EV dealer for complete details. For lessees who elect to install 240-volt charging equipment in their home, the charging equipment (hardware only) will be provided by Honda, the lessee remains responsible for installation and installation materials.



Estimate car value #car #valuation #calculator


#estimate car value
#

Car Depreciation Calculator

This calculator estimates what the car you are buying (or the car you own now) will be worth at some future point. To use it:

  • In “Car Price,” enter the total price of the car when it was purchased .
  • In “Yr. Old When Purchased” enter the number of years old the car is now. Enter any whole or decimal number (e.g. 1, 2, 3, or 1.1, 2.2, 3.3, etc.). If the car was purchased new, enter 0 .
  • In “Age of Car At Time of Estimated Value,” enter the car’s age (in years) at which you want its estimated value. Example: If you want the car’s value when it is six and a half years old, enter “6.5.”
  • Do not use commas.
  • The estimated depreciation on the car (“Car Depreciation”) from the time it was new (whether or not you bought it then) until the age at which you asked for its projected value.
  • The estimated value of the car at the age of the car you specified.

Calculator

Car Price:

Yr. Old When Purchased (0 for a new car):



How to Estimate Used Car Value #donate #your #car


#estimate car value
#

How to Estimate Used Car Value

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Determine the approximate value and reputation of your make and model of car. For example, across the board, Ferraris are worth more than Kias. The higher quality the car, the more it is worth in the long term. Used Hondas and Toyotas have better resale values because these vehicles are known for reliably lasting well over 200,000 miles. Vehicles that were cheaply made to begin with, or have a reputation for breaking down, are worth a lot less than a similar car with a stellar reputation.

Determine the age of the car. Cars depreciate in value from the moment they leave the dealer’s lot. The older the car is, the less it is worth. The exception to this are classic, professionally refurbished cars. These should be taken to an appraiser or collector to determine value, as it will depend on how many models were originally made, how many still exist and additional factors.

Determine the condition of the car, including maintenance, accident history and repairs that are needed. A used car in good or like-new condition with a dealer-certified maintenance record will be worth significantly more than an identical used car that needs a new transmission and has had three oil changes in 10 years. If the car has been in an accident, has body damage or is otherwise ugly it will affect the estimate.

Consider the mileage. The lower the original mileage, the more the car is worth. Lower mileage translates into less wear and tear on the car over its lifetime. A car with less than 100,000 miles can be expected to last a lot longer than the same car with 250,000 miles.

Comparison shop for vehicles similar to yours in your area and see what they’re selling for. This will be a solid indicator of the approximate value of your car. If you see cars of the same model in better shape than your own selling for $2,000, and cars in worse shape than yours selling for $1,000, you can assume that your car is worth approximately $1,500. Also, you can consult the Edmunds, NADA or Kelley Blue Book websites. Kelley Blue Book values are commonly used by car dealers and other industry professionals to estimate approximate values of cars.



Actual Cash Value, Repair Cost Estimate, Total Loss Threshold #japanese #cars


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#

Car Value

  1. Actual Cash Value (ACV) $$$ your insurer will pay for your vehicle when it is totaled. Insurance settlements are typically insufficient to replace your car with a vehicle of like kind and quality. Insurers pay you the depreciated value of your vehicle, forcing you to come out of pocket to get a new car. All insurers have a different methodology for this and some are more generous than others. You will have to arm yourself with the best information available to defend your position and make a case for the maximum settlement. Remember, you get what you NEGOTIATE, not what you DESERVE!
  2. Repair Cost (estimate) The key driver in the total loss decision process. The total cost of the repair, as a percentage of the Retail Value will determine what flexibility an insurance carrier has in qualifying your vehicle as total loss or repair.
  3. Total Loss Threshold (Click here ) – Repair Cost as a % of Actual Cash Value – the lower this figure is, the more likely your vehicle is to be totaled.

You can obtain an electronic copy of the vehicle repair estimate from your insurance adjuster or insurance claims center. Your claim number will be assigned when you report your accident to the carrier and you will most likely be given an alternate telephone number to call for updates. The body shop where the vehicle is located may not be at liberty to release a copy of your repair estimate so it is best to go directly to your insurance carrier provided you have insurance coverage. Always get the estimate emailed to you so that images can be viewed, expanded and retained for future reference in the event of a legal dispute.

Your Vehicle s Retail Value

$10,000

Repair Estimate

$6,800

Total Loss Threshold in your state

Your Vehicle s Retail Value

$10,000

Repair Estimate

$4,800

Total Loss Threshold in your state

60%

Supplemental Repair Estimate

The sum of the estimates is now $6,150, which exceeds the State Total Loss Threshold and the vehicle must be totaled to conform to state law. In this scenario, the insurance carrier is also responsible for the partial repairs to the vehicle (tear-down charges) which result in unnecessary added expenses had the insurance carrier decided to total the vehicle initially.



Estimate registration fees and taxes #comprehensive #car #insurance #comparison


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#

Estimate registration fees and taxes

What fees and taxes do I need to pay to register and title a vehicle in New York State?

If this is the original registration (first time you register your vehicle), you must pay the

  • registration fee
  • vehicle plate fee
  • county use tax
  • sales tax (see sales tax information )
  • title certificate fee ($50)
  • MCTD 1   fee for the following 12 counties only:  Bronx, Kings (Brooklyn), New York (Manhattan), Queens, Richmond (Staten Island), Dutchess, Nassau, Orange, Putnam, Rockland, Suffolk, and Westchester

If you transfer the registration and plates from another vehicle, you don’t need to pay the plate fees or MCTD fee, and you may be able to transfer the registration fees to your new vehicle.

How can I estimate the total fees and taxes I must pay?

You can also use these charts to estimate your registration fees, use taxes, and supplemental fees for

How can I estimate my trailer or boat registration fees?

Trailer and boat registration fees are calculated differently. You can’t use the online service to estimate them. See register a trailer. or register a boat for how to estimate these registration fees.

    1. Metropolitan Commuter Transportation District 2. You don’t need to pay sales tax when you register if you show DMV acceptable proof that you paid the sales tax when you bought the vehicle, or if the registration is tax exempt. See sales tax information .


Car Repair Estimate: How to Get Money to Repair Your Vehicle #car #rentals #cheap


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Car Repair Estimate: How To Get Money To Repair Your Vehicle

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Article 9 of 13 in What to Know Before Filing a Car Insurance Claim

If you have ever been involved in an accident, you may find the process of getting an accurate car repair estimate that satisfies your insurance company to be a hassle. You will need a car repair estimate in order to get insurance money, so it is important that you follow the insurance company’s instruction. Knowing what your car insurance policy has to say about getting a car repair estimate will make the process easier.

Car Insurance Estimate When You Are Not At Fault

When you are involved in a car accident and the other driver is at fault, you can choose to submit a car insurance estimate for damages to your own insurance company or the negligent driver’s insurance company. So what’s the difference? If you make a car accident claim with your own insurance company, you will likely incur a deductible before you receive insurance money. After taking your car to a mechanic to assess the damages, you will submit a car insurance estimate to the claim’s adjuster for approval.

TIP: Make sure you get your car insurance estimate from a reliable mechanic who can provide documentation for your claims adjuster. A car insurance estimate from your neighbor who fixes cars on the weekends is not likely to be accepted.

If, instead, you go through the other driver’s insurance. as long as liability is clear, they will pay for your car damage and a rental car and you will not be charged a deductible. If the damage to your car is small you may be asked to obtain multiple car insurance estimates.

Some companies will advise you to use their preferred body shop for the car insurance estimate because preferred shops streamline the process by sending the bill directly to the insurance provider, or having the company write a check on the spot. A car repair estimate from a preferred body shop is not likely to be disputed.

TIP: You do not have to get your car repaired at a preferred body shop! Get a car repair estimate from the preferred shop, and compare it to other repair estimates to make sure you are getting the best work done. While a preferred body shop may streamline the car insurance estimate process, the most important thing is getting the best repair!

Whatever your choice, a claims adjuster will likely question you about the accident and then arrange for photos to be taken of your vehicle at the body shop or separate location. These photos will be used by the claims adjuster in deciding how to pay out your claim, so make sure your car insurance estimate well documents the damage and cost of repairs!

Car Insurance Estimate When Fault is Unclear

If you are partially at fault for the accident or it’s not clear who was at fault, it’s best to submit your car insurance estimate to your own insurance company for payment. Your insurance company may get some of their money back that they paid to repair your car and you may get a percentage of your deductible back if the companies agree that you deserve to be reimbursed.

If you were injured and partially at fault, you will only collect a percentage of your damages. If it’s not clear who was responsible, it may have to be decided in court or by an arbitrator.

TIP: Anytime fault is unsettled or you disagree with your insurance company’s assessment, you should hire a personal injury lawyer who will advocate for your position and get you a larger percentage of your damages for your injury.

Car Repair Estimate for a Totaled Car

If your car was a total loss. you will have to negotiate with the insurance carrier (yours or the other carrier) regarding the value of your vehicle.

Before you get a car repair estimate, review your own car’s value online at sites like Kelly Blue Book. This will give you an accurate value for what you vehicle is worth. Make sure your car insurance estimate accounts for all your vehicle’s features-navigation system, alloyed wheels, CD changer, MP3 player, etc—as all of this increases the value of the car. Likewise, record the vehicles mileage and what condition it was in when it was stolen. The insurance company will start at the low end of your car’s value, so be ready to negotiate. Once you come to an agreement on your value of your car, you will be asked to sign over the title of the vehicle in lieu of a check for the total loss amount.

Your car insurance estimate can be different if you use aftermarket parts. Aftermarket parts are part made by manufacturers other than your car’s maker. They look, feel and work identical to the OEM part. The insurance company is required to return the car to its pre-wreck condition. They will argue that the aftermarket or generic parts will do that in a cost-effective manner. But this is a hotly contested issue. Laws on this issue vary from state to state. Some states require that insurance companies use OEM parts in certain vehicles. For example, insurance companies in New Hampshire must use OEM parts for damaged vehicles that are less than 2 years old or have less than 30,000 miles on the odometer, while West Virginia requires OEM parts in all cars under 3 years old. Because state law differs, you should always check your state’s laws with regard to the use of aftermarket or OEM parts.

TIP: Although the parts are similar is quality, using OEM parts may help you by reducing the car’s diminished value. If you are concerned about what your vehicle will be worth after the accident, check to see how the parts affect its value before submitting your car insurance estimate.

No Fault Insurance Laws

The relationship between fault and who ultimately pays for damages and injuries determines the outcome in car insurance claims and car accident cases across most states. There are some states, however, that operate under no-fault laws . Essentially, under no-fault laws, it doesn’t matter who was at fault. Each person’s own insurance company pays for his or her expenses, depending on that state’s specific laws and rules. The no-fault insurance laws do not always apply to property damage to your car. If you live in a no-fault insurance state, make sure you know what damages your insurance company will cover before filing your claim. Consult a car accident attorney with questions.

If you are unclear on how to get a car repair estimate or find your insurance estimate in dispute, click here to contact an attorney to guide you in your claim process.

For more information about auto insurance claims, check out the following articles:



Estimate registration fees and taxes #auto #auctions


#car tax calculator
#

Estimate registration fees and taxes

What fees and taxes do I need to pay to register and title a vehicle in New York State?

If this is the original registration (first time you register your vehicle), you must pay the

  • registration fee
  • vehicle plate fee
  • county use tax
  • sales tax (see sales tax information )
  • title certificate fee ($50)
  • MCTD 1   fee for the following 12 counties only:  Bronx, Kings (Brooklyn), New York (Manhattan), Queens, Richmond (Staten Island), Dutchess, Nassau, Orange, Putnam, Rockland, Suffolk, and Westchester

If you transfer the registration and plates from another vehicle, you don’t need to pay the plate fees or MCTD fee, and you may be able to transfer the registration fees to your new vehicle.

How can I estimate the total fees and taxes I must pay?

You can also use these charts to estimate your registration fees, use taxes, and supplemental fees for

How can I estimate my trailer or boat registration fees?

Trailer and boat registration fees are calculated differently. You can’t use the online service to estimate them. See register a trailer. or register a boat for how to estimate these registration fees.

    1. Metropolitan Commuter Transportation District 2. You don’t need to pay sales tax when you register if you show DMV acceptable proof that you paid the sales tax when you bought the vehicle, or if the registration is tax exempt. See sales tax information .


How Do I Estimate the Value of My Donated Car for My Tax Deduction? TurboTax Tax Tips & Videos #floor #mats #for #cars


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#

How Do I Estimate the Value of My Donated Car for My Tax Deduction?

OVERVIEW

Deducting your car donation can save you a significant amount of income tax.

Donating your car to charity can be a good deal for both you and the organization you give it to. A charity may keep your vehicle for its own use, donate it to someone in need or sell it to obtain the cash. Deducting your car donation can save you a significant amount of income tax; however, the IRS increased the documentation requirements you must adhere to. To avoid having the IRS question your deduction, be sure to follow the guidelines and keep every document that proves your donation.

Step 1 – Find a qualified charity

The most important step in deducting the value of your car donation is to insure the charity you donate it to is an IRS tax-exempt organization. Only the donations you make to these types of organizations allow you to claim the deduction. Generally, these include religious groups, charities and organizations that promote education, literacy, scientific or humanitarian causes.

Step 2 – Estimate the value of your car

Step 3 – Determine usage

Find out how the organization intends to use the car. If it’s going to sell the car, the IRS limits your deduction to the sale price, even if it s below the market value. However, if it sells for $500 or less, you can claim a deduction for the lesser of its fair market value or $500. If the organization plans to keep the car, then you can deduct the value you found in the used-car price guide. If that value is greater than $5,000 and the charity doesn t sell the car, then the IRS requires you to obtain a written appraisal before claiming a deduction.

Step 4 – Acquire documentation



HOW TO ESTIMATE USED CAR VALUE #mercedes #cars


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#

How to estimate used car value

How to Estimate Used Car Value

Used cars value can vary depending on several factors. The car value of your used vehicle can be affected by the following factors, but there are also some ways to help increased your used car value. Read on to find out the things you need to check to estimate your car s worth and help raise your car value a little more even if it s used.

Factors That Affect Used Cars Value

Condition This refers to whether your car is still in good running condition or if it is already faulty and needs a lot of repair. You are more likely to get better car value when your car still runs perfectly. To check, note how your car starts up and listen for any weird noises. If it starts like a good vehicle should, this can increase the value of your used car. If the start up takes time and your vehicle makes a lot of weird or sputtering noises, this may turn the buyer s favour towards another used vehicle instead. Also, check the interior and exterior state of your car. Scratches outside or bad upholstery can definitely lower your used car value. Repair these a bit and get to increase the value by a few hundreds.

Mileage The total miles travelled by your car will give the buyer a pretty good impression of how much wear and tear your car has had to deal with. The lower your car mileage is, the better price you will get for your car. A lot of miles run doesn t necessarily correlate with a bad price. If you ve been able to keep your car in good condition and it still runs smoothly, some buyers won t mind the mileage too much.

Model, year, and make Some car buyers prefer a specific brand or year of a used car. Some even look for vintage rides. If you happen to have a vintage car in running condition, you re in for a treat. Used cars value of vintage vehicles can be over the top! Since these are classics and can be rare finds, you can increase the value even more by making sure it looks good in and out and of course under the hood. If your car isn t a classic, remember how some car names are more expensive than others and take them into consideration.

Age Similar to mileage, your car s years of service to you affects its value too. Some don t prefer cars used for several years by its previous owners as long as it is still in good condition, but usually, this makes your used car value much less as your car s age increases.

timate the value of your car by using car selling references such as Kelley s blue book, or finding similar car models for sale online and comparing what prices can be considered competitive. Keep in mind how a newer used car sells at a higher price compared to older used cars, but you can do some repairs and renovations from your end to raise your price a little bit higher for better profit.



Car Repair Estimate: How to Get Money to Repair Your Vehicle #car #shows


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#

Car Repair Estimate: How To Get Money To Repair Your Vehicle

Back to Resources

Article 9 of 13 in What to Know Before Filing a Car Insurance Claim

If you have ever been involved in an accident, you may find the process of getting an accurate car repair estimate that satisfies your insurance company to be a hassle. You will need a car repair estimate in order to get insurance money, so it is important that you follow the insurance company’s instruction. Knowing what your car insurance policy has to say about getting a car repair estimate will make the process easier.

Car Insurance Estimate When You Are Not At Fault

When you are involved in a car accident and the other driver is at fault, you can choose to submit a car insurance estimate for damages to your own insurance company or the negligent driver’s insurance company. So what’s the difference? If you make a car accident claim with your own insurance company, you will likely incur a deductible before you receive insurance money. After taking your car to a mechanic to assess the damages, you will submit a car insurance estimate to the claim’s adjuster for approval.

TIP: Make sure you get your car insurance estimate from a reliable mechanic who can provide documentation for your claims adjuster. A car insurance estimate from your neighbor who fixes cars on the weekends is not likely to be accepted.

If, instead, you go through the other driver’s insurance. as long as liability is clear, they will pay for your car damage and a rental car and you will not be charged a deductible. If the damage to your car is small you may be asked to obtain multiple car insurance estimates.

Some companies will advise you to use their preferred body shop for the car insurance estimate because preferred shops streamline the process by sending the bill directly to the insurance provider, or having the company write a check on the spot. A car repair estimate from a preferred body shop is not likely to be disputed.

TIP: You do not have to get your car repaired at a preferred body shop! Get a car repair estimate from the preferred shop, and compare it to other repair estimates to make sure you are getting the best work done. While a preferred body shop may streamline the car insurance estimate process, the most important thing is getting the best repair!

Whatever your choice, a claims adjuster will likely question you about the accident and then arrange for photos to be taken of your vehicle at the body shop or separate location. These photos will be used by the claims adjuster in deciding how to pay out your claim, so make sure your car insurance estimate well documents the damage and cost of repairs!

Car Insurance Estimate When Fault is Unclear

If you are partially at fault for the accident or it’s not clear who was at fault, it’s best to submit your car insurance estimate to your own insurance company for payment. Your insurance company may get some of their money back that they paid to repair your car and you may get a percentage of your deductible back if the companies agree that you deserve to be reimbursed.

If you were injured and partially at fault, you will only collect a percentage of your damages. If it’s not clear who was responsible, it may have to be decided in court or by an arbitrator.

TIP: Anytime fault is unsettled or you disagree with your insurance company’s assessment, you should hire a personal injury lawyer who will advocate for your position and get you a larger percentage of your damages for your injury.

Car Repair Estimate for a Totaled Car

If your car was a total loss. you will have to negotiate with the insurance carrier (yours or the other carrier) regarding the value of your vehicle.

Before you get a car repair estimate, review your own car’s value online at sites like Kelly Blue Book. This will give you an accurate value for what you vehicle is worth. Make sure your car insurance estimate accounts for all your vehicle’s features-navigation system, alloyed wheels, CD changer, MP3 player, etc—as all of this increases the value of the car. Likewise, record the vehicles mileage and what condition it was in when it was stolen. The insurance company will start at the low end of your car’s value, so be ready to negotiate. Once you come to an agreement on your value of your car, you will be asked to sign over the title of the vehicle in lieu of a check for the total loss amount.

Your car insurance estimate can be different if you use aftermarket parts. Aftermarket parts are part made by manufacturers other than your car’s maker. They look, feel and work identical to the OEM part. The insurance company is required to return the car to its pre-wreck condition. They will argue that the aftermarket or generic parts will do that in a cost-effective manner. But this is a hotly contested issue. Laws on this issue vary from state to state. Some states require that insurance companies use OEM parts in certain vehicles. For example, insurance companies in New Hampshire must use OEM parts for damaged vehicles that are less than 2 years old or have less than 30,000 miles on the odometer, while West Virginia requires OEM parts in all cars under 3 years old. Because state law differs, you should always check your state’s laws with regard to the use of aftermarket or OEM parts.

TIP: Although the parts are similar is quality, using OEM parts may help you by reducing the car’s diminished value. If you are concerned about what your vehicle will be worth after the accident, check to see how the parts affect its value before submitting your car insurance estimate.

No Fault Insurance Laws

The relationship between fault and who ultimately pays for damages and injuries determines the outcome in car insurance claims and car accident cases across most states. There are some states, however, that operate under no-fault laws . Essentially, under no-fault laws, it doesn’t matter who was at fault. Each person’s own insurance company pays for his or her expenses, depending on that state’s specific laws and rules. The no-fault insurance laws do not always apply to property damage to your car. If you live in a no-fault insurance state, make sure you know what damages your insurance company will cover before filing your claim. Consult a car accident attorney with questions.

If you are unclear on how to get a car repair estimate or find your insurance estimate in dispute, click here to contact an attorney to guide you in your claim process.

For more information about auto insurance claims, check out the following articles:



Honda Cars Mobile Site: Estimate Payments #auto #bill #of #sale


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[1] MSRP excluding tax, license, registration, $835.00 destination charge and options. Dealer prices may vary.

[2] MSRP excluding tax, license, registration, $900.00 destination charge and options. Dealer prices may vary.

[3] Subject to limited availability through September 2014 to residents of CA, OR, MA, RI, CT, NY, NJ, and MD on approved credit through American Honda Finance Corp. Closed end lease for 2014 Honda Fit EV for well-qualified lessees. Not all applicants will qualify. No purchase option at lease end. MSRP $37,415 (includes destination). Excludes tax, title, license, fees, registration, options and insurance. Total monthly payments $9,324. Lessee responsible for non-routine maintenance and excessive wear/tear. Lease includes collision coverage, routine maintenance, roadside assistance, unlimited mileage, and navigation system updates. Total due at lease signing is $259 plus tax and title and includes first month’s payment. Please see your authorized Fit EV dealer for complete details. For lessees who elect to install 240-volt charging equipment in their home, the charging equipment (hardware only) will be provided by Honda, the lessee remains responsible for installation and installation materials.



Car Payment Calculator, Monthly Car Payment Calculator, New Car Payments Calculator, Car Payment calculation, Estimate car payments #trucks #for #sale


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Car Payment Calculator, Monthly Car Payment Calculators

BEFORE YOU PURCHASE YOUR CAR, PLEASE CONSIDER THESE TIPS

#1 CAR BUYING TIP: Compare quotes and lock in the lowest prices! Find & Compare Used or New Car Quotes Now at Edmunds.com!

#2 CAR BUYING TIP: Never overpay again! See what other’s are paying for that car that you want on TrueCar.com . See what others are paying now!

#3 CAR BUYING TIP: Buying a used car? Purchase that used car with confidence. Before you buy, AutoCheck® it and protect yourself from hidden problems. Get a AutoCheck® vehicle history report!

#4 CAR BUYING TIP: FICO scores are your credit rating. Wether it’s a car lease or a car loan. most lenders use FICO scores to determine the risk of lending to you. Lenders use FICO scores when deciding on applications for loans such as a new or used cars. The higher your FICO score the more leverage you have when negotiating car deals. Get Your Free Credit Score!



Getting a Vehicle Repair Estimate After an Accident: 3 Tips #cars #on #sale


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Getting a Vehicle Repair Estimate After an Accident: 3 Tips

Get a quality estimate even if an insurance company is dragging its heels during the estimate process and protect yourself from low-ball estimates.

Getting a trustworthy repair estimate (or a few estimates) is a necessary first step toward getting your vehicle fixed and back on the road after a car accident. This article offers tips on getting a quality estimate, what to do if an insurance company is dragging its heels during the estimate process, and how to protect yourself from low-ball estimates.

1. Get a Quality Estimate, Not Just the Easiest One

Seek estimates for repairing vehicle damage or damage to other property only from places where you would actually go to have the repair work done. Make sure that the repair shop is qualified and thorough enough to find all the damage. And make sure that the estimate quoted will be an amount sufficient to repair the property to the highest standards. If a piece of business equipment or a vehicle is damaged, for example, get your estimate from a factory-authorized repair facility.

If you just get the easiest estimate — taking your car to the corner gas station, for example, or taking your laptop computer to the neighbor­hood techies — you may find that the amount quoted will not be enough to cover the repairs you eventually have done at a quality repair shop.

2. Don’t Let an Insurance Company Delay the Process

Do not allow an insurance company’s inspection or estimates to delay repairs unnecessarily. If the insurance company does not inspect the property within a week or so after the acci­dent and you have given it a reasonable ­opportunity to do so, and if you already have two independent written estimates, then there is no reason to delay getting your property repaired if you can afford to pay from your own pocket. Get the repairs done and then demand reimbursement from the insurance company. Of course, if you get the repairs at the shop that gave the highest estimate, the insurance company might agree to reimburse you only for a lower estimate. Also, be aware that getting car repairs before you agree on an amount removes one of the incentives for the insurance company to settle quickly. Once you have your car back, the insurance company no longer has to pay for alternative transportation.

3. Watch Out for Low-Ball Estimates

If a third-party adjuster tells you the company has a repair shop that will fix your car for substantially less than the estimate you got, be ­cautious. Insurance companies sometimes have sweetheart deals with local repair shops that do cut-rate work for the insurance company in ­exchange for lots of referrals. But that doesn’t guarantee that the inspection for damage is ­thorough or that the work done is good quality.

You should always get your own inspections and estimates from independent repair shops. If two or three independent estimates are higher than the one insurance company ­estimate, the insurance company’s estimate is probably a poor one. Repairs should be made only by a shop chosen by the car owner, regardless of how much money the car owner receives in settlement.

Looking for More Information?

For more tips on getting your vehicle repaired the right way after a car accident — and all the information you’ll need to navigate your case — get How to Win Your Personal Injury Claim by Joseph L. Matthews (Nolo).



How Do I Estimate the Value of My Donated Car for My Tax Deduction? TurboTax Tax Tips & Videos #used #car #websites


#estimate car value
#

How Do I Estimate the Value of My Donated Car for My Tax Deduction?

OVERVIEW

Deducting your car donation can save you a significant amount of income tax.

Donating your car to charity can be a good deal for both you and the organization you give it to. A charity may keep your vehicle for its own use, donate it to someone in need or sell it to obtain the cash. Deducting your car donation can save you a significant amount of income tax; however, the IRS increased the documentation requirements you must adhere to. To avoid having the IRS question your deduction, be sure to follow the guidelines and keep every document that proves your donation.

Step 1 – Find a qualified charity

The most important step in deducting the value of your car donation is to insure the charity you donate it to is an IRS tax-exempt organization. Only the donations you make to these types of organizations allow you to claim the deduction. Generally, these include religious groups, charities and organizations that promote education, literacy, scientific or humanitarian causes.

Step 2 – Estimate the value of your car

Step 3 – Determine usage

Find out how the organization intends to use the car. If it’s going to sell the car, the IRS limits your deduction to the sale price, even if it s below the market value. However, if it sells for $500 or less, you can claim a deduction for the lesser of its fair market value or $500. If the organization plans to keep the car, then you can deduct the value you found in the used-car price guide. If that value is greater than $5,000 and the charity doesn t sell the car, then the IRS requires you to obtain a written appraisal before claiming a deduction.

Step 4 – Acquire documentation



HOW TO ESTIMATE USED CAR VALUE #car #jam


#estimate car value
#

How to estimate used car value

How to Estimate Used Car Value

Used cars value can vary depending on several factors. The car value of your used vehicle can be affected by the following factors, but there are also some ways to help increased your used car value. Read on to find out the things you need to check to estimate your car s worth and help raise your car value a little more even if it s used.

Factors That Affect Used Cars Value

Condition This refers to whether your car is still in good running condition or if it is already faulty and needs a lot of repair. You are more likely to get better car value when your car still runs perfectly. To check, note how your car starts up and listen for any weird noises. If it starts like a good vehicle should, this can increase the value of your used car. If the start up takes time and your vehicle makes a lot of weird or sputtering noises, this may turn the buyer s favour towards another used vehicle instead. Also, check the interior and exterior state of your car. Scratches outside or bad upholstery can definitely lower your used car value. Repair these a bit and get to increase the value by a few hundreds.

Mileage The total miles travelled by your car will give the buyer a pretty good impression of how much wear and tear your car has had to deal with. The lower your car mileage is, the better price you will get for your car. A lot of miles run doesn t necessarily correlate with a bad price. If you ve been able to keep your car in good condition and it still runs smoothly, some buyers won t mind the mileage too much.

Model, year, and make Some car buyers prefer a specific brand or year of a used car. Some even look for vintage rides. If you happen to have a vintage car in running condition, you re in for a treat. Used cars value of vintage vehicles can be over the top! Since these are classics and can be rare finds, you can increase the value even more by making sure it looks good in and out and of course under the hood. If your car isn t a classic, remember how some car names are more expensive than others and take them into consideration.

Age Similar to mileage, your car s years of service to you affects its value too. Some don t prefer cars used for several years by its previous owners as long as it is still in good condition, but usually, this makes your used car value much less as your car s age increases.

timate the value of your car by using car selling references such as Kelley s blue book, or finding similar car models for sale online and comparing what prices can be considered competitive. Keep in mind how a newer used car sells at a higher price compared to older used cars, but you can do some repairs and renovations from your end to raise your price a little bit higher for better profit.



How to Properly Estimate a Used Car’s Value. #city #car


#car estimate
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How to Properly Estimate a Used Car’s Value

For any transaction involving pre-owned autos, getting an estimate used car value should be one of the first steps in the process. Knowing the approximate used car pricing is important for sellers who need to unload their current vehicle, as it helps to ensure they properly price their car. This knowledge is equally important for buyers, allowing them to locate fairly-priced pre-owned vehicle options. Many resources exist for consumers who need to estimate the value of a used car. The following steps should help buyers and sellers alike acquire an estimated used car value:

Your Vehicle s Demographics

When approximating a specific vehicle s used car value, its demographics factor fairly heavily into the equation. Age, mileage and options all combine to determine how much money the car is worth. As a general rule of thumb, older vehicles, those with high mileage and those lacking desired options will fetch less money than newer, lower mileage, better equipped counterparts. For sellers, this means you can ask for a higher sales price if your used car is demographically attractive. For buyers, this means significant money can be saved by searching for well-running older or higher mileage vehicles that are packaged with just the necessities.

Your Vehicle s Condition

Similar to demographics, a vehicle s condition will play a significant role in determining its used car value. As one would expect, cars that are in better condition will garner a higher price than cars whose condition is questionable. The obvious component of a car s condition is its body. In order to get the highest used car value, the vehicle should have no body damage and a minimal amount of dents and scratches (although a small amount of dents and scratches is typically okay, as it is a used car). Another aspect of condition, however, is how well the vehicle was mechanically maintained. The highest used car value will be given to those vehicles whose engines idle smoothly, whose transmissions shift normally, and whose driving dynamics feel like the day the car was driven off the new vehicle lot.

Modifications and Extras

Some vehicles have aftermarket modifications that might have a positive or negative impact on the vehicle s value. Some common examples of this are vehicles with comprehensive aftermarket sound and entertainment systems or vehicles that have had extensive performance modifications. Modified vehicles require special evaluation in order to establish a firm value. Remember that although a modified vehicle may appear flashy and alluring, unless the work was completed in a quality fashion the modifications can actually have a negative impact on overall resale value.

Your Vehicle s History

Events in a vehicle s past can carry equal or greater weight than its demographics and condition when estimating used car value. Factors such as multiple previous owners, past accidents and major repair work can reduce the value of a pre-owned auto. Anytime a vehicle is sold or in an accident, and most times when repair work is performed, this information is given to various third-party reporting agencies and is electronically attached to a specific vehicle s vehicle identification number (VIN). For a nominal fee, consumers have access to this information by purchasing a vehicle history report on the AutoCheck website. Sellers and buyers alike should always get a copy of this report to see if any important events may reduce their car s value or projected future reliability.

Your Vehicle s Value

After the aforementioned factors have been considered, consumers should estimate a vehicle s used car value by accessing either the Kelley Blue Book or NADA website. These sites generate estimated used car values by allowing individuals to input specific information about a vehicle. The values provided by these companies are widely accepted throughout the used vehicle marketplace, and should be the starting point of any used vehicle price negotiation.



Estimate registration fees and taxes #car #sweepstakes


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Estimate registration fees and taxes

What fees and taxes do I need to pay to register and title a vehicle in New York State?

If this is the original registration (first time you register your vehicle), you must pay the

  • registration fee
  • vehicle plate fee
  • county use tax
  • sales tax (see sales tax information )
  • title certificate fee ($50)
  • MCTD 1   fee for the following 12 counties only:  Bronx, Kings (Brooklyn), New York (Manhattan), Queens, Richmond (Staten Island), Dutchess, Nassau, Orange, Putnam, Rockland, Suffolk, and Westchester

If you transfer the registration and plates from another vehicle, you don’t need to pay the plate fees or MCTD fee, and you may be able to transfer the registration fees to your new vehicle.

How can I estimate the total fees and taxes I must pay?

You can also use these charts to estimate your registration fees, use taxes, and supplemental fees for

How can I estimate my trailer or boat registration fees?

Trailer and boat registration fees are calculated differently. You can’t use the online service to estimate them. See register a trailer. or register a boat for how to estimate these registration fees.

    1. Metropolitan Commuter Transportation District 2. You don’t need to pay sales tax when you register if you show DMV acceptable proof that you paid the sales tax when you bought the vehicle, or if the registration is tax exempt. See sales tax information .


How to Estimate Used Car Value #race #cars #for #sale


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How to Estimate Used Car Value

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Determine the approximate value and reputation of your make and model of car. For example, across the board, Ferraris are worth more than Kias. The higher quality the car, the more it is worth in the long term. Used Hondas and Toyotas have better resale values because these vehicles are known for reliably lasting well over 200,000 miles. Vehicles that were cheaply made to begin with, or have a reputation for breaking down, are worth a lot less than a similar car with a stellar reputation.

Determine the age of the car. Cars depreciate in value from the moment they leave the dealer’s lot. The older the car is, the less it is worth. The exception to this are classic, professionally refurbished cars. These should be taken to an appraiser or collector to determine value, as it will depend on how many models were originally made, how many still exist and additional factors.

Determine the condition of the car, including maintenance, accident history and repairs that are needed. A used car in good or like-new condition with a dealer-certified maintenance record will be worth significantly more than an identical used car that needs a new transmission and has had three oil changes in 10 years. If the car has been in an accident, has body damage or is otherwise ugly it will affect the estimate.

Consider the mileage. The lower the original mileage, the more the car is worth. Lower mileage translates into less wear and tear on the car over its lifetime. A car with less than 100,000 miles can be expected to last a lot longer than the same car with 250,000 miles.

Comparison shop for vehicles similar to yours in your area and see what they’re selling for. This will be a solid indicator of the approximate value of your car. If you see cars of the same model in better shape than your own selling for $2,000, and cars in worse shape than yours selling for $1,000, you can assume that your car is worth approximately $1,500. Also, you can consult the Edmunds, NADA or Kelley Blue Book websites. Kelley Blue Book values are commonly used by car dealers and other industry professionals to estimate approximate values of cars.



Honda Cars Mobile Site: Estimate Payments


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[1] MSRP excluding tax, license, registration, $835.00 destination charge and options. Dealer prices may vary.

[2] MSRP excluding tax, license, registration, $900.00 destination charge and options. Dealer prices may vary.

[3] Subject to limited availability through September 2014 to residents of CA, OR, MA, RI, CT, NY, NJ, and MD on approved credit through American Honda Finance Corp. Closed end lease for 2014 Honda Fit EV for well-qualified lessees. Not all applicants will qualify. No purchase option at lease end. MSRP $37,415 (includes destination). Excludes tax, title, license, fees, registration, options and insurance. Total monthly payments $9,324. Lessee responsible for non-routine maintenance and excessive wear/tear. Lease includes collision coverage, routine maintenance, roadside assistance, unlimited mileage, and navigation system updates. Total due at lease signing is $259 plus tax and title and includes first month’s payment. Please see your authorized Fit EV dealer for complete details. For lessees who elect to install 240-volt charging equipment in their home, the charging equipment (hardware only) will be provided by Honda, the lessee remains responsible for installation and installation materials.