Trucking Insurance, Commercial Truck Insurance Carolina #trucking #insurance, #truck #insurance #coverage, #owner-operator #insurance, #insurance #for #truckers, #insurance #for #truck #drivers, #commercial #truck #insurance, #big #rig, #big #rig #insurance, #semi #truck #insurance, #commercial #general #liability #insurance


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Truck Liability Primary Liability Insurance coverage protects the Trucking Company from damage or injuries to other parties as a result of a truck accident. Truck Liability Insurance coverage is designed to protect the public and in order to be compliant with State and The Federal Motor Carrier Safety Administration, proof of this coverage in forms of State and Federal Filings are required.

Workers Comp Bye Insurance provides Workers compensation insurance to protect your business’ most valuable asset – your employees. Bye Insurance is committed to workplace safety and protecting businesses from the financial consequences of workplace injuries.

Physical Damage and Trailer Interchange Trucking Physical Damage Insurance is coverage for your truck and trailer. This insurance coverage is for repair or replacement for damage resulting from things such as collision, fire, theft, hail, windstorm, earthquake, flood, mischief, or vandalism to your owned vehicles.

Cargo Insurance Truckers are in the business of hauling other business’ goods from one place to another for a fee. Motor Truck Cargo insurance is needed to protect the carrier in case of damaged freight. Motor Truck Cargo insurance coverage limits can range from $25,000 to $500,000 depending on what is being hauled.

Trucking Insurance

Thank you for choosing Bye Insurance. We offer a wide variety of Trucking Insurance Services in North South Carolina, Virginia, Georgia, and Tennessee. We also provide Commercial truck insurance. Property Insurance, General Liability Insurance and Workers’ Compensation insurance. We are more than just a team of agents; we are counselors and advisers who represent only the most highly rated insurance companies and work with you to formulate customized commercial trucking insurance services and solutions. With all the options out there it’s difficult to make an informed decision on the trucking insurance that’s right for you. If you have trucking insurance questions we have answers.

Other truck insurance services we offer are:

Call the trucking insurance experts today at Bye Insurance


Best cars for teen drivers #used #car #auction


#best cars
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The best cars for teen drivers

By CarInsurance.com

While keeping your teen safe is your top priority, you also have to find a vehicle that is both affordable and reliable. Car insurance for young drivers is expensive, and unless your day job is car salesperson, finding the perfect car for a teen is often difficult.

We are here to help.

Carinsurance.com has compiled a list of recommended used cars that should make your job a bit easier. These cars will keep your teen safe without breaking the family budget.

The vehicles below meet our requirements:

  • They cost less than $15,000.
  • They are rated as an Insurance Institute for Highway Safety (IIHS) Top Safety Pick.
  • They keep fuel costs low with an EPA rating of at least 20-mpg combined.
  • They score better than average when it comes to annual repair visits according to TrueDelta.com.
  • Since safety is a huge factor for teen drivers, all of our vehicles are 2012’s with electronic stability control (ESC) as standard equipment. ESC helps drivers regain control of a vehicle during a slide and can be a real lifesaver. According to Anne McCartt, senior vice president for research at the IIHS, ESC is a must. “Parents should never consider any vehicle that doesn’t have electronic stability control,” she said.

Here are the used cars that made the grade, along with their average cost according to Edmunds, and the annual policy cost (best and worst) for an 18-year old who is buying their own insurance coverage:


Best cars for teen drivers #teen #drivers, #best #cars #for #teens, #teen #car #insurance, #discounts #for #teenagers


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The best cars for teen drivers

While keeping your teen safe is your top priority, you also have to find a good first car that is both affordable and reliable. Car insurance for young drivers is expensive, and unless your day job is car salesperson, finding the perfect car for a first-time driver is often difficult.

We are here to help.

Carinsurance.com has compiled a list of recommended used cars for teens that should make your job a bit easier. These cars make a good first car for a teen without breaking the family budget. Here are our requirements:

Start now by finding car insurance companies in your area

  • They cost less than $15,000.
  • They are rated as an Insurance Institute for Highway Safety (IIHS) Top Safety Pick.
  • They keep fuel costs low with an EPA rating of at least 20-mpg combined.
  • They score better than average when it comes to annual repair visits according to TrueDelta.com.
  • Since safety is a huge factor for teen drivers, all of our vehicles are 2012’s with electronic stability control (ESC) as standard equipment. ESC helps drivers regain control of a vehicle during a slide and can be a real lifesaver. According to Anne McCartt, senior vice president for research at the IIHS, ESC is a must. “Parents should never consider any vehicle that doesn’t have electronic stability control,” she said.

Here are the used cars that made the grade, along with their average cost according to Edmunds, and the annual policy cost (best and worst) for an 18-year-old who is buying their own insurance coverage:

*Fewer visits is better.

Choosing the right car for teens: Safety first, then price

What your teen is looking for in a car and what you want them driving are often two different things.

Boring is the way to go, according to Penny Gusner, consumer analyst with Insure.com. “Parents need to look for a boring, used car with lots of safety features. You want a car that the teen isn’t going to drive beyond their skills. Sedans are popular choices for novice drivers.”

After safety, most parents are looking for affordability. Our list includes a wide variety of price points, ranging from $9,600 up to the full $15,000 limit. The recommended vehicles range from a smaller car, like the Honda Civic, all the way up to the Hyundai Tuscan SUV.

McCartt likes the bigger cars for teen drivers. “When thinking about safety, parents may focus on features like the number of airbags, but a key part of crash protection is a vehicle’s size and weight. Bigger, heavier vehicles are more protective in crashes than smaller, lighter ones,” explains McCartt.

Sports cars are an obvious no-no. Teen drivers don’t need the horsepower. “When buying a used vehicle for a teen, there are a few things you shouldn’t compromise on,” says McCartt. “Avoid high-horsepower vehicles that can encourage risky driving.”

Now it’s time to look at one of the biggest cost factors, insuring your teen.

Teen drivers: Car insurance rates for four scenarios

While you certainly love your teen, there is a good chance your insurer will not. Car insurance for young drivers, whether you add them to your policy or they get their own, is always expensive. Teens bring stacks of risk to the table and insurance companies will charge you for that risk.

See our guides to average rates by state for every age:

According to the IIHS, a total of 2,823 teens died in car crashes in 2012. While this is a 68 percent drop from 1975 (thank airbags, ESC, and other safety features) it is still too many fatal accidents. Males are especially dangerous, accounting for two out of every three teen drivers killed.

These depressing stats are a major reason for your impending premium increase. “Parents will normally see their car insurance bill double when adding a teen,” says Gusner. “A premium increase of anywhere from 100 to 200 percent is common.”

Let’s look at the numbers and see just what a teen will do to your rates.

Meet the Smith family. Abby (the mom) is 40, has a spotless driving record and is the primary driver of a 2015 Toyota RAV 4 LE. Jack (the Dad) is a bit older at 45, also has a spotless driving record and cruises around town in a 2010 Honda Accord LX.

The best full coverage quote we could find for Jack and Abby was $1,788 a year, while the most expensive premium clocked in at $3,216. The difference is a whopping $1,428, which clearly illustrates the fact that insurers rate risk differently, and shopping your coverage on a regular basis is extremely important.

Keep in mind that while this list highlights the rate differences between cars, it does not necessarily reflect what your household will pay for car insurance. Your rates could be lower or higher. The biggest factors that affect your premium are your ZIP code and your teen’s driving record.

Watch what happens when we add Abby and Jack’s 18-year old son Steve to the policy.

Assign the teen to your policy: The best rate we could find was $3,756, more than double their previous rate. The worst rate we came across was a budget-busting $6,444, a shocking 350 percent increase from the lowest quote without Steve.

Buy the teen a late-model used car: If Jack and Abby feel that Steve needs his own car and put him in a late model-vehicle, such as a financed 2012 Toyota Corolla, the lowest yearly premium jumps to $4,800, while the highest rate was almost $8,000 a year.

Buy the teen a beater car: Now let s stick Steve in a beater. Adding a 2008 Ford Taurus (liability coverage only) to the family policy drops the rate a bit, but not as much as you would hope. The cheapest quote was $4,400.

Giving the teen his own beater car and policy: Kicking Steve off the family policy, keeping him in that 2008 Ford Taurus with only liability insurance drops his premium to $2,544. But when the original $1,788 (Jack and Abby’s insurance) is added in, the annual cost to insure the family is back up to $4,332, so not a big money saver.

All of these numbers make one thing very clear, teens are expensive to insure, and frequently shopping your coverage can save you a ton of money.

Safety and car insurance tips for teen drivers

You can’t escape the price hike that adding a teen to your policy brings, but it is possible to minimize the damage. Here are a few tips from industry experts:

Be a role model. “A well-trained driver is the most important safety feature in any car,” says Doug Herbert, founder of Put On The B.R.A.K.E.S. “Practice frequently with your teen driver and be a good role model behind the wheel.”

Teen-driver course discounts. “Ask your insurer if there are discounts for a driver’s education course or if they have a teen program,” says Gusner. “Farmers’ program is called YES and State Farm has Steer Clear,” continues Gusner.

Buy umbrella coverage. “Consider an umbrella liability policy,” says Loretta Worters, with the Insurance Information Institute (III). “In our litigious society, you may want to have an extra layer of liability protection. For about $150 to $300 per year, you can buy a $1 million personal umbrella liability policy,” explains Worters.

Good student discount . Tell Junior to keep his grades up. “Your child can garner a discount if they maintain at least a B average. The discount usually runs from 5 to 15 percent,” says Gusner.

Raise deductibles . Jacking up your deductible can also be a money saver. “Going from a $250 to $500 or $1,000 deductible can shave 10 to 20 percent off of your premium,” says Worters.

Policy adjustments for college. Finally, when your teen goes to college, your rates may finally start dropping. “When your teen heads off to college, you may be eligible for lower premiums, provided the car stays behind. Many insurers will reduce rates for students attending a school at least 100 miles away from home who do not have a car on campus,” says Worters.

Insurance rates are for an 18-year-old male in ZIP code 80104 (Castle Rock, Colorado) commuting 20 miles each way to school, with no accidents or violations. Coverage includes $100,000 bodily injury liability (up to $300,000 per accident) and $50,000 in property damage liability, $10,000 in personal injury protection and comprehensive and collision coverage with $500 deductibles.


Car Tracking Devices for Teen Drivers #car #auctions #sydney


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Car Tracking Devices for Teen Drivers

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New teen drivers have always worried parents. And for good reason.

In 2011, nearly 2,000 drivers ages 15-20 died in traffic accidents, according to the National Highway Traffic Safety Administration (NHTSA). Since 2002, the traffic-related deaths in that age range have declined by 48 percent, but there’s still a long way to go.

If you’re a parent who’s rattled by these statistics, there’s an expanding array of options for monitoring your teen’s driving as he or she gains experience. The approaches include car GPS tracking devices that show when a teen has strayed beyond a set boundary, an in-car camera system that activates when a teen driver has executed a risky maneuver and a smart key that can block incoming calls and texts. It can even turn down the radio.

Many experts, including those who study teenage brains, give car tracking devices with cameras or other technology a qualified thumbs up.

“I think these devices are fine, as long as the teen driver is aware that they have been installed,” says Laurence Steinberg, Ph.D. the Laura H. Carnell Professor of Psychology at Temple University and an expert in teen development. “I’m not in favor of parents spying on their adolescents.”

Technology notwithstanding, it’s crucial to have a frank parent-teen talk about driving and expectations. he says.

Steinberg’s research shows that parental fears about teen driving have a credible basis. A teen with excellent technical driving skills does not necessarily have mature judgment behind the wheel, he says.

“The brain systems that are important for things like impulse control, thinking ahead and evaluating risks are still developing when people are 16, 17, even 18 years old,” Steinberg says.

Until teen drivers have gained that maturity behind the wheel, here is a sampling of the tracking and monitoring technologies available from insurance companies, cell phone providers, carmakers and safety organizations.

Linking the Family

OnStar’s Family Link option, launched in April 2012, now has more than 23,000 of OnStar subscribers enrolled, says Cheryl McCarron, a company spokesperson. Parents can log on to Family Link online to check their teen’s progress during a trip. Its GPS-based Location Alert tells the teen’s whereabouts. Parents can set the parameters for how often they want updates by e-mail or text.

It’s well used, says McCarron. “On average, an enrollee uses the Vehicle Locate service 50 times a month to locate their vehicle,” she says. The alert service sends out 800,000 texts and e-mails a month.

The cost is $3.99 a month added to the OnStar subscription packages ($199-$299 yearly). More information is available from OnStar .

Locating Your Teens

Many cell phone carriers, including Sprint offer phone-based locator services that use the device’s GPS capabilities. Verizon’s product is called Family Locator. If you’re a Verizon customer, you can set up ”arrival” and ”departure ” alerts so you’re notified when a teen leaves one point (such as school) and again when he returns home. The service also provides an estimate of how fast a driver is traveling. It’s an extra $9.99 a month from Verizon .

Newer is Diagnostics by Delphi. also offered by Verizon. In addition to offering vehicle diagnostic services through the car’s onboard diagnostic port, Diagnostics by Delphi uses GPS capabilities to let you set up geo-fences, which are virtual fences applied to real-world geography. Parents get e-mail alerts when the car goes beyond those limits, says Albert Aydin, a Verizon spokesperson. Speed alerts tell you if your teen is driving more than 75 mph. The module, $249.99, can be added to the Share Everything account for $5 monthly.

AAA offers a similar device as part of its OnBoard Teen Safe Driver program. It’s free for AAA members who have a teen driver insured by the Interinsurance Exchange of the Automobile Club.

Putting Teens on Camera

DriveCam is a monitoring camera, placed on the windshield behind the rearview mirror. It films your teen as she drives, recording risky events and flashing lights that change colors when the risky maneuvers occur. Parents and teens then review the video together and the teen gets feedback, says Bill Carpenter, a spokesperson for DriveCam.

Researchers at the University of Michigan Transportation Research Institute (UMTRI) and others tested the system in an independent study. They assigned 90 pairs of parents and teens to two groups. One group only got immediate feedback on their driving via the lights warning them of risky maneuvers. The other group watched the videos with their parents and got their feedback.

“The group getting both light feedback and feedback from parents changed their behavior immediately,” says C. Raymond Bingham, Ph.D. a research professor at UMTRI who helped lead the study. Teens who just got feedback from the system did not. The combination seems to be the key, he says.

Policy holders at American Family Insurance can get DriveCam at no charge. Others can get it for $49 a month.

Setting Speeds, Blocking Tunes

Ford’s MyKey program. launched in 2010 on the Ford Focus, has been expanded and updated, says Kelli Felker, a Ford Motor Company spokesperson. It’s now standard on all models except Fiesta and Transit Connect. When the new models of those two are introduced, they, too, will have the MyKey feature, she says.

Parents can program the MyKey so it mutes the radio until the seatbelt is buckled and can also limit radio volume while teens are driving. MyKey’s Do Not Disturb feature blocks incoming phone calls or texts from a Bluetooth-paired cell phone. Calls are diverted to voicemail. Text messages are saved on the phone. Drivers can still place voice-activated outgoing calls, including calls for emergency services. Speed can be limited to under 80 mph.

Hyundai’s Blue Link telematics system offers notification benefits to parents. Available on select 2012 and 2013 Hyundai models, this system allows parents to set speed alerts that notify them if their teen’s car is driven over a certain speed or if the vehicle crosses set geo-fence boundaries. This feature will be rolled out across the entire Hyundai fleet over the next couple of years. Blue Link also allows parents to monitor curfews. If their teen’s car is driven after 10 p.m. on a particular night, for example, Blue Link can notify parents via text message, e-mail or phone.

The Mercedes-Benz mbrace2 telematics system is now standard on most 2013 models. It, too, allows geo-fences, has speed alerts and a curfew minder.

Mbrace2 also has Internet-enabled features such as Facebook. However, when the car is in motion, some functions on apps are automatically restricted or limited, such as the ability to view certain things on the screen or to type in entries.

Expert Views

Safety experts agree with Steinberg that the first thing parents and teens need is a frank talk about driving. After that, monitors can be effective as a supplement.

“The research shows that the monitors can be effective in changing how teens behave behind the wheel and reducing dangerous driving,” says Russ Rader, spokesman for the Insurance Institute for Highway Safety. However, he also has found that some parents as well as teens balk at the use of in-car monitoring, considering it an invasion of privacy.

The technologies are a ”potentially promising extension of parents’ presence in the car,” says Justin McNaull, director of the American Automobile Association’s state relations department. He led development of Keys2Drive. AAA’s state-specific Web sites for families of teen drivers. However, he says, there has been limited scientific research on how best to use them.

Risks That Bear Watching

Whether you decide to monitor or not, research suggests some driving situations are riskier than others. A new teen driver carrying teen passengers is especially risky, Steinberg says. He compares it to having a drink or two before you drive.

“I don’t know a parent who would smell alcohol on her son’s breath and hand him the car keys,” Steinberg says. Yet many think nothing about letting teens who are new to driving carry passengers, he says.

Putting limits on letting teens drive with passengers (particularly with other teens) is an important element in most states’ graduated driver licensing laws .

In a new study, Steinberg has found that teens’ risky behavior decisions may be influenced by friends. The feedback they get from friends for “I-dare-you” behavior may tune the brain’s reward system to be even more sensitive to the reward value of such behavior, he says. As a result, Steinberg says, teens may focus more on the short-term benefit they feel from the risky behavior more than the long-term benefit of staying safe.

Car Tracking Technology Can’t Replace Good Parenting

While car tracking devices for teen drivers may help you, as a parent, set and enforce the rules, no technology will replace your ongoing involvement, McNaull says.

“And a concern that many of us as safety advocates have is that parents will have a technology in place, then not continue to stay otherwise engaged,” he says. That engagement, he says, should be ongoing and include such tasks as practicing driving with your teen and having check-ins on driving progression.


Young Drivers Insurance at Internet rates #used #car #search


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The fact is that insurance companies see younger drivers as a greater risk, and statistics do indeed show that not only are young drivers involved in more accidents than older drivers, but their vehicles are more likely to be vandalised or stolen too. The most risky period is within two years of passing a driving test, and it is not unusual for premiums to actually increase after a learner driver has thrown away the L plates, because this means that he or she will now be free to drive without qualified supervision, and on motorways, where even a small error can lead to catastrophic consequences. Insurance premiums can therefore be extremely heavy for those aged under 25 without a great deal of driving experience, but nevertheless there are ways of cutting these down considerably! Here are a few tips on how to cut those premiums: –

Fight off the urge to buy yourself a shiny, fast sports car! Not only will the insurance cost you a fortune but you may well struggle to find cover at all. Instead, buy a vehicle in the lowest possible insurance group with the smallest engine; you can always upgrade to a classier set of wheels when you are a little older.

  • Don t buy an expensive car at this stage, but go for something cheap and cheerful subject to it being in good mechanical condition. A few minor dents here and there may make it a cheaper buy, and if it collects one or two more it won t be such a disaster! Insure it for third party only, or third-party fire and theft if you can afford it.
  • Try not to allow any claims to be made against your insurance policy unless it is absolutely necessary. If you drive into the back of a friend s car it may be a lot cheaper in the long run to pay for the damage out of your own pocket than make a claim and watch your premiums spiral out of sight.
  • See if your insurer will give you a substantial reduction in premium if you accept a larger voluntary policy excess, ie the amount that you will pay out of your own pocket towards any claim. Sometimes offering to pay a little more than the standard £50 or £100 excess can lead to a much reduced quotation.
  • Do not, under any circumstances, risk driving without insurance, at an excessive speed, in a dangerous manner, or with any alcohol or drugs in your system! You may feel that the fine and penalty points (or ban) would be punishment enough but the increase in premium, if you were able to get insurance at all, could be eye watering.
  • If, and only if, you intend to drive your parents car occasionally you may be able to be included on their insurance policy as a named driver. You have to be very careful with this however, since if you were in fact the main driver of that vehicle you could be committing a criminal offence and the insurance company could refuse to pay out in the event of an accident.
    • Finally, use a top price comparison engine to find the lowest price. Tesco check a large number of different companies in about the same time it takes to get a single quote and the difference between the highest and lowest prices can be quite staggering.


    Car insurance for young male drivers #very #cheap #car #insurance #for #new #drivers


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    Car insurance for young male drivers

    It’s an unfortunate fact that young male drivers have more serious crashes than their female friends.

    Often this can be linked to overconfidence. Although being a confident driver is a good thing, it’s important to realise that passing the driving test isn’t a badge of excellence. It’s really only the beginning of the learning you have to do by yourself.

    Young male drivers statistically crashing more used to mean girls got cheaper insurance than they did, but the European Court of Justice put a stop to that a couple of years ago. Unfortunately, that didn’t necessarily make car insurance for young male drivers cheaper – it just put a stop to automatically lower premiums for being female.

    But what if you’re not like the others?

    Just because some young male drivers choose to drive dangerously doesn’t mean you do, so we don’t think you should be judged on a statistic. With black box insurance, you pay for your insurance based on how you actually drive.

    By choosing ingenie car insurance I saved over £500 from the next cheapest quote. Getting discounts on my insurance if I drive well means I’ll save money, and this is extremely important being a student and getting ready to go to university.

    Alfie, 19
    ingenie driver

    How to save money on your insurance if you’re a young male driver

    Choose the right car

    Don’t aim to own your ideal car the minute you pass your test. Insurance costs reflect things like engine size, desirability and current market value so your favourite car probably won’t be cheap to insure.

    Picking a car from a low insurance group is one of the best ways to keep your insurance costs down. But don’t worry, that doesn’t have to mean it’s lame – check out our top 10 cars for young drivers .

    Avoid modifications

    Lots of insurers won’t cover cars that have any modifications and even those that do will usually charge you more.

    Modifications are any changes to the car after it left the factory – like tinted windows, spoilers, upgraded stereos and sports exhausts.

    You can find out more about how modifications affect your insurance in the Young Driver’s Guide.

    Go for black box insurance

    You know how you drive but insurers don’t – yet! With a black box in your car, you can show exactly how you make decisions about speed, acceleration, braking and cornering. We don’t have curfews, so it really is all about how you drive.

    If you drive well, you’ll get discounts. ingenie gives you the chance to earn up to an extra 21% off your starting price, with discounts awarded 3 times a year.

    If you’re a young male driver, that makes your insurance much more affordable and means you don’t have to wait a whole year to see the benefit of driving well.

    Cars most popular with young male drivers

    1. Vauxhall Corsa
    2. Ford Fiesta
    3. Renault Clio
    4. Volkswagen Polo
    5. Fiat Punto
    6. Peugeot 206
    7. Vauxhall Astra
    8. Volkswagen Golf
    9. Ford KA
    10. Ford Focus

    How ingenie works

    Find out how we reward good driving

    What our customers say

    Hear about ingenie from the experts

    Quick Car Lookup

    Check which car is right to insure

    Our top
    10 cars

    The most popular cars with ingenie


    Florida Traffic Tickets – Violations #florida #speeding #ticket, #fl #traffic #ticket, #florida #citation, #florida #drivers #license #point #reduction, #fl #fine #reduction #


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    Traffic Tickets in Florida

    Up-To-Date Ticket History Check!

    For a monthly fee, you’ll be able to access traffic tickets, moving violations, and court documents for anyone in America.

    Disclaimer: TruthFinder cannot be used for employment or tenant screening. TruthFinder is not a consumer reporting agency as defined by the Fair Credit Report Act. Please note that this is a subscription-based service.

    • Find Lost Love
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    • Evaluate for Employment

    SUMMARY: Florida Traffic Tickets

    In Florida, you may be able to pay your traffic ticket online. by mail. by phone. or in person. depending on the county in which you received your citation. If you fight your ticket. you’ll need to appear in court. If you’ve lost your traffic ticket. contact the appropriate county court for information.

    Continue reading this page for more information on what to do when you receive a traffic ticket and how it affects your Florida driving record.

    Traffic Ticket Fines and Penalties

    In Florida, your traffic ticket fine may vary depending on which county you received your citation. In addition to the fine and having points added to your driving record, you may also need to pay surcharges.

    The amount you need to pay will depend on the severity of your violation and the type of traffic ticket you received (e.g. speeding ticket, red light ticket).

    For more information about fines and penalties, visit our Ticket Fines Penalties page.

    NOTE : If you accrue too many points on your driving record within 12 months, you may be subject to penalties, such as a license suspension. Our FL Point System page has more information.

    Remove Driving Record Points

    Completing a basic driver improvement course (if eligible) after you receive a traffic ticket may help to:

    • Reduce or eliminate points from your driving record .
    • Prevent your car insurance rates from increasing.

    If you choose this option, you must notify the court handling your ticket within 30 days of being cited.

    NOTE: The county clerk will charge you an additional driving school election fee.

    Pay a Traffic Ticket in Florida

    In Florida, you may have several options to pay your traffic ticket, including:

    Check your traffic ticket for specific payment instructions or contact the traffic court handling your case. If you’ve lost your ticket, see below .

    Fight a FL Traffic Ticket

    If you do not believe you violated a Florida traffic law, you may be able to fight your traffic ticket. Check the ticket for instructions or contact the local county court for more information.

    To plead not guilty to a traffic ticket, you’ll need to appear in court for a hearing. You may want to consider hiring a traffic ticket attorney.

    Visit our page about How to Fight a Traffic Ticket in Florida for information on how to submit your plea.

    NOTE: After your hearing, if the court finds you guilty, completing a defensive driving course could dismiss your ticket or remove driving record points.

    Are You Paying Too Much for Car Insurance?

    Your car insurance company might increase your premiums if you accrue points on your driving record. Sometimes, all it takes is one moving violation to raise your rates through the roof.

    Make sure you’re getting the best deal possible by comparing quotes online today!

    Lost Your Traffic Ticket?

    To replace a lost ticket in Florida, you’ll most likely need to deal with the county clerk in the location you were ticketed.

    Fines Penalties for Commercial Drivers

    If you have a commercial driver’s license (CDL) and receive a Florida traffic ticket, you must notify your employer within 30 days of conviction. Depending on the type of violation, you could face a fine. CDL suspension. or even permanent revocation.

    For more information about points and suspensions for CDL drivers, please visit our following pages:

    Check Your Driving Record

    Committing traffic violations usually result in points added to your driving record. Accruing too many points can result in penalties such as, higher insurance rates or a license suspension.

    Order your driving record today to make sure it’s accurate and no points were added by mistake.

    Major Traffic Violations

    Serious traffic offenses result in harsher penalties in Florida, such as heavy fines and even an automatic driver’s license suspension.

    Major traffic violations include:

    • Reckless driving.
    • Leaving the scene of an accident.
    • Driving under the influence of drugs/alcohol.

    NOTE: If you’re convicted of a major traffic violation, you may want to hire a traffic ticket attorney.

    FL Traffic Tickets: Frequently Asked Questions

    Need more information? Visit our Traffic Ticket FAQ page for more information on topics, including:


    Diesel car drivers betrayed as EU cracks down on Britain over air pollution #cube #car


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    Diesel car drivers ‘betrayed’ as EU cracks down on Britain over air pollution

    As Britain is sued by the European Commission for breaching pollution limits, drivers of diesel motor vehicles are warned that they face higher costs

    Comments

    More than 10 million motorists who were betrayed and misled into buying diesel cars have been warned that they face higher costs as the European Union puts pressure on Britain to cut air pollution levels.

    It comes as Boris Johnson, the Mayor of London, announced plans to charge diesel drivers an extra £10 to drive in the capital a measure that could be copied by as many as 18 other cities.

    For more than a decade, motorists buying diesel cars have enjoyed tax breaks because the cars produce lower levels of carbon dioxide and are more fuel efficient.

    Now, Britain is being sued by the European Commission for breaching air pollution limits, because emissions from diesel vehicles are contributing to tens of thousands of premature deaths each year.

    Senior Conservatives are understood to be lobbying the Government to increase road taxes on diesel vehicles to bring them into line with petrol, although ministers have ruled out such a move in this parliament.


    Ohio Traffic Ticket and Speeding Ticket Attorneys, Luxenburg and Levin #ohio #traffic #ticket, #ohio #traffic #ticket #attorney, #ohio #speeding #ticket, #ohio #traffic #lawyer, #ohio #dui #attorney, #ohio #ovi, #ohio #dui, #ohio #traffic #violation #lawyer, #ohio #speeding #ticket #attorney, #ohio #speeding #ticket #lawyer, #ohio #drivers #license #suspension


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    Welcome to Ohio Traffic Ticket Help
    A Service of Luxenburg Levin, LLC, Attorneys At Law

    Approximately 35,000,000 people across the country will receive traffic tickets this year, mostly for speeding. As many as 95% of these tickets are not contested. Traffic tickets are big business for local courts and governments throughout the United States. Some cities generate millions of dollars a year from traffic ticket fines. Some smaller rural towns can generate most of their operating budgets from the money they earn through traffic tickets.

    Most people take the path of least resistance and just pay their fines, thinking it is not worth the trouble to contest their tickets. Before you just pay up, consider that your traffic ticket could cost you a lot more than just the fine you pay. Traffic convictions and guilty pleas can result in increases in your insurance premiums of up to 50% or more. The points charged against your driver s license can lead to your license being suspended for six months in Ohio. Most other states have some form of license suspension rules for repeat offenders as well. If you are not an Ohio driver, convictions or guilty pleas from Ohio traffic tickets are almost always reported back to your home state. In addition, many employers look unfavorably on employees or job candidates with poor driving records, especially if your license is suspended and you can t get to work. If you hold a commercial driver s license, your traffic ticket could cost you your entire livelihood.

    The experienced attorneys at Luxenburg Levin, LLC can help you negotiate a lower fine (or in some cases no fine) and fewer or no points on your driving record. If your case must go to trial, we have the knowledge and experience necessary to give you the best possible chance to beat your traffic or speeding ticket.

    Listen to Attorney David Levin’s interview with WFIN 1330 AM in Findlay, Ohio about an Ohio Supreme Court decision related to speeding tickets.

    • Interview with David Levin on WFIN

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    We handle traffic ticket and speeding ticket violations throughout ALL of Ohio including the following counties and cities.

    If you don t see your court listed below, call us anyway! We still may be able to help.


    8 Ways to Cut Insurance Costs for Teen Drivers #cheapest #auto #insurance #for #teenage #drivers


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    8 Ways to Cut Insurance Costs for Teen Drivers

    My 16-year-old son is about to get his license, and I’m afraid of what that might do to our auto-insurance rates. How can we lower insurance costs?

    You’re right to be worried — your auto-insurance premiums are likely to skyrocket when your teenage son starts driving. But a few key moves can help you cut costs significantly.

    1. Raise your comprehensive and collision deductibles to at least $1,000, which lowers your premiums and prevents you from filing small claims that could jeopardize a claims-free discount. Add some more money to your emergency fund so you’ll have the cash to pay the deductible if anyone in your family does have an accident.

    2. Drop collision and comprehensive coverage entirely on older cars that are worth little more than the deductible. You may be paying more in premiums than you could ever get back from the insurer, even if the car is totaled. Look up your car’s value on Kelley Blue Book .

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    3. Get a safe car. Having your child drive a safe car will help you sleep easier and keep your auto-insurance rates under control, too. Check safety ratings at the Insurance Institute for Highway Safety .

    4. Encourage your kids to get good grades. Most insurers offer a big discount for young drivers who maintain at least a B average in high school or college. College kids generally need to take at least 12 credits to qualify for the discount, says Trisha Mujadin, an independent insurance agent with NRG, a Seattle insurance agency.

    5. Tell your insurer if your child goes away to college. If your child goes to school more than 100 miles away and doesn’t take a car, you can usually get a big break on your premiums but still have coverage when he or she comes home for vacation.

    6. Ask about other discounts for teenage drivers. Some insurers offer discounts for driver-safety programs, cutting costs if the kids take a special class, watch a DVD, or read a driver-safety book and take a test. Ask your insurer what your kid needs to do to qualify.

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    7. Make the most of multipolicy discounts. You’ll usually get a break on your auto insurance and your homeowners insurance if you keep both policies with the same company. You may get an additional discount if you include an umbrella policy, which provides extra liability coverage beyond your auto-insurance limits and can be particularly valuable when you have a teenage driver.

    8. Shop around. Some insurers offer much better deals than others for teenage drivers, so it’s important to compare costs. The insurance company that offered the best rate for you and your spouse may have some of the highest rates when you add a teenage boy to the policy (and it’s almost always better to add the child to your policy rather than have him get his own policy). “One company we work with is really great with young drivers and another is horrible,” says Mujadin.

    You can get price quotes from several insurance companies at www.insurancerates.com (a new site by InsWeb.com) or get personalized service from an independent insurance agent who works with many companies (you can find a local independent agent at www.iiaba.org ). You may not want to switch from a longtime insurer just to save a few dollars, however, because your current company may be less likely to raise your rate or drop you if your child has an accident, says Mujadin. “If you stay with the company where you’ve been, there’s some value to that — there’s more room for forgiveness.” Also keep in mind that if you’ve been getting a multipolicy discount, your homeowners-insurance rate might rise if you take your auto-insurance business elsewhere.

    One thing you don’t want to do in an attempt to reduce your premiums is skimp on liability coverage. Mujadin recommends liability limits of at least $250,000 per person, $500,000 per accident and $100,000 for property damage (or a policy with a “combined single limit” of $500,000, when available, which doesn’t limit the coverage to $250,000 per person involved in the accident). Young drivers are more likely to have accidents, and lowering your liability limits could leave you on the hook for tens of thousands of dollars in expenses if your child does hit another car or injure someone.