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Florida DUI Laws and Penalties

Florida Drunk Driving

DUI Related Topics

Drunk Driving Penalties in Florida

If you drink alcohol and drive you dramatically increase your chance of being in a crash. In addition, if you are pulled over and the officer asks you to take a blood, urine or breath test you are required to comply. Florida has the “Implied Consent Law”. When you sign your drivers license you have agreed to take these tests upon request. Refusal to take any of the tests will result in an immediate suspension for one year. A second refusal will result in an 18 month suspension.

2011 DUI Statistics

According to Florida DMV records there were 33,625 DUI convictions in Florida in 2011. Of the 55,722 DUI tickets issued in Florida in 2011 – 9,328 were issued by the FHP, 23,649 were issued by police departments in Florida, and 21,868 were issued by Florida Sheriffs departments.

2010 Florida DUI Convictions in the large Florida Counties

  • Hillsborough County (Tampa) – 3,256
  • Miami-Dade – (Miami) – 2,274
  • Duval County – (Jacksonvile Area) – 2,222
  • Pinellas County (St Petersburg) – 1,824
  • Palm Beach County (West Palm Beach) – 1,561
  • Orange County (Orlando) – 1,383
  • Brevard County (Melbourne) – 1,072
  • Broward County (Fort Lauderdale) – 985

Ignition Interlock

Florida law mandates that any driver convicted of a second DUI have an Ingnition Interlock device installed in their vehicle. A judge may order an Interlock installed on first convictions depending on circumstances. Read the details of the Florida Ignition Interlock program.

No one can drink alcohol and still drive safely. Drinking and driving causes accidents and deaths every day and therefore the penalties in Florida are very tough. If you drink and drive the result may be jail time, loss of your Florida drivers license, heavy fines, and much higher auto insurance rates. And a conviction will stay on your Florida driving record for 75 years.

Zero Tolerance for Drivers under 21

Florida has a Zero Tolerance law for drivers under 21. This means that any driver under 21 that is stopped by law enforcement and has a blood alcohol level of .02 or higher will automatically have their Florida drivers license suspended for 6 months. The .02 limit really means that you cannot have a single drink and drive. And that’s the idea.

For drivers over 21 the legal limit in Florida is .08. Regardless of your age be aware that drinking and driving is considered a serious offense. Below we have summarized the penalties in the state of Florida for a first offense DUI, but the average cost including legal defense, fines, and auto insurance increases is $8000.

Florida Penalties for DUI First Conviction

  • Fine – $250 to $500
  • Community Service – 50 Hours
  • Probation – Not more than 1 Year
  • Imprisonment – Not more than 6 Months
  • Imprisonment with BAL of .08 or higher with a minor in the vehicle, not more than 9 months
  • License Revocation – Minimum of 180 days
  • DUI School – 12 Hours

Addtional DUI Convictions

The penalties listed above are for a first DUI conviction. With each additional DUI conviction the penalties in Florida are more severe. Complete details on Florida DUI penalties can be found in the Florida drivers manual .

DMVFlorida.org is an independent organization not affiliated with the state of Florida. the Florida DMV, the Department of Motor Vehicles, or DHSMV
Copyright DMVFlorida.org, all rights reserved


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  • Shopping for Car Insurance for Teen Drivers, Farmers Insurance, teenage driver insurance rates.

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    Car Insurance Shopping for Teens

    It almost happens overnight. One day you’re pushing them down the sidewalk in a little plastic car, the next they’re asking for the keys to the real thing. As a parent, letting your teen take the wheel is a strange feeling; it’s a weird mix of pride, protection, fear, and trust.

    As the person who pays for the auto insurance, you might also be terrified about your rates going up.

    Shopping for car insurance for your teen driver may seem daunting and expensive, but ask yourself a few key questions. The answers could help make the process a little easier on your blood pressure and your wallet.

    1. Which kind of coverage do you want for your teen?

    Every driver out there requires basic liability coverage to drive legally. How much liability do they want though? Do you want them to have other types of coverage too, like comprehensive, collision, uninsured/underinsured, or personal injury protection?

    • What kind of car does your teen drive? If it’s old, used, and seen better days, it might not be worth getting comprehensive/collision coverage, since any payout on damages could be less than your deductible. If they’re driving a newer car though, comprehensive and collision coverage is something to consider.
    • Will your teen be driving with passengers? If your teen will be driving friends and family around, consider adding Personal Injury Protection (PIP) or Medical Payments coverage to their policy. These could help pay for injuries to passengers or pedestrians caused by an accident with your teen’s car.

    2. Which extras or options do you want for your teen?

    Auto insurers offer all kinds of beneficial options and extras that you can add to a policy if you’re so inclined. For young drivers who are inexperienced in emergency situations, or who may get themselves into a fender bender or two, options like these can be invaluable:

    • Towing and roadside assistance
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    • Accident forgiveness
    • Car rental reimbursement

    3. Which discounts can save you money?

    Adding a new teen driver to your policy may raise your rates since they can pose an added risk. On the bright side, there are car insurance discounts you may qualify for when you add your teen to your policy, and other’s your teen may can qualify for, like:

    • Good student – your teen’s good grades can save you money.
    • Distant student – if your teen driver goes to school 100 miles or more from home, this discount can help you save.
    • Multi-car – adding your teen driver’s car to your policy can earn you this discount.
    • Driver training – gain experience behind the wheel with a state-approved driving course and your teen can qualify for another discount.

    After you talk to your teen and your family, speak with a Farmers agent about your car insurance needs. An agent can provide you with more information, help find discounts, and give you a quote for coverage you want.

    The information contained in this page is provided for general informational purposes only. The information is provided by Farmers and while we endeavor to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to this article or the information, products, services or related graphics, if any, contained in this article for any purpose. The information is not meant as professional or expert advice, and any reliance you place on such information is therefore strictly at your own risk.




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    Buying a Car: What to Know Before You Go – Feature – Car and Driver #car #dvd


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    Car-buying tips to follow before you ever set foot in a car dealership.

    Feature

    Now is a good time to buy a new car. The struggles facing the auto industry are unprecedented and so are the deals available to buyers. Car dealers need to sell cars in order to stay in business, which makes this a strong buyers market. Rebates, financing, and trade-in values are the best they ve been in a long time.

    But that doesn t mean it s an easy time to buy a car, and it doesn t mean dealers are going to lie down and give the cars away. A savvy buyer must always be ready, and the preparation should start before you ever set foot in a showroom.

    Know the Invoice Price

    Once you ve settled on what car is right for you. look up the invoice price for that car in our Buyer s Guide. Invoice price is what the dealer pays the manufacturer for the car; the manufacturer s suggested retail price (MSRP, or sticker price ) includes hundreds usually thousands of dollars of profit for the dealer. With the exception of all-new or very popular models, you should be able to get a new car for closer to invoice than MSRP. Knowing the invoice price of your car will tell the dealer that you mean business and expect a good deal. Don t walk into the dealership without this information.

    Check the Manufacturer s Website for Rebates

    Many buyers will qualify for multiple rebates, some of which may not even be made public. You might belong to organizations or receive coupons in the mail that entitle you to additional rebates. Be aware of all rebates for which you qualify and make sure you receive them. Dealers are known for not giving buyers every rebate available to them, instead keeping one or two as additional profit.

    Research the Dealers

    Buying from a cooperative and fair dealer will save you money and headaches. There are a number of websites that allow people to post reviews of dealerships, but their coverage is spotty and incomplete. If you can t find online reviews of the dealer you are considering, just talk to people. Your friends and neighbors purchase cars and should be honest with you about whether they were happy with their car or dealer.

    Check Your Credit History

    Most people who shop for cars will need a loan. How much that loan costs will depend on your credit history, and knowing your credit history will give you a better idea what to expect from lenders. The Fair and Accurate Credit Transaction Act of 2003 (FACTA) allows every consumer to get a free copy of his or her credit report once a year from each of the three major credit-reporting agencies (TransUnion, Experian, and Equifax). Get a copy of your credit report, and check it for accuracy. Pay the extra few dollars to get your credit score as well, as it is one of the major factors that banks use to determine your creditworthiness.

    Get Your Own Financing

    The biggest profit center for a car dealership is its finance department. Dealers contract with banks to get the best rates available but might not actually give you those rates. They might get you a car loan for 4.9 percent APR but draw up your finance contract at 5.9 percent. That one-percent markup is strictly profit for the dealer. You can often get a better interest rate from your local bank or credit union, or you can present the rates you were offered elsewhere to your salesman and challenge him to match or beat them. That being said, promotional rates from manufacturers sometimes as low as zero percent can be tough to beat.

    Time Your Purchase

    Dealers run on a month-to-month basis. At the end of the month, many will accept lower offers to reach their goals and qualify for manufacturer bonuses. If you re not picky about having the latest and greatest, the end of a model year is a great time to get good deals on remaining inventory. And December particularly the last week before the new year is a slow time for car sales, so if you can hack some time out of your holiday-shopping schedule, it s a wise time to buy.

    Also, most dealerships are busier on weekends. The weekdays are generally slow, especially in the morning. If you come into the dealership on a midweek morning when business is slow, the salespeople are more likely to make a good deal as well. They need sales and they want to look busy, which keeps them motivated to give you a better deal and earn your business.

    Do Not Buy a Car on Your First Visit

    Use the first visit to look at and test-drive the car(s) you are interested in. Gather your information and then leave, and be adamant that you will not be buying a car today. This will communicate to the dealer that you are not going to be bullied. Watch what you say to the salespeople especially if they ask you how much you are prepared to pay monthly because whatever you say will be used as a starting point from which the dealer will go up when negotiations eventually start.

    Get Internet Quotes from Several Dealers

    CARandDRIVER.com offers free online pricing quotes from your local dealers. Get quotes from multiple dealers before you ever visit any of them. If dealers know they are being pitted against other stores, it will be easier for you to get their best offer right off the bat, and waltzing into a dealership with a first offer already in hand gives you an advantage in negotiations.

    Make an Appointment with the Sales Manager

    Once your research is done and you are ready to head to the dealership to purchase a new car, call ahead and make an appointment. By calling a sales manager to make your appointment, you communicate that you are serious about this transaction and know what you are doing. You will still be paired with a salesman when you arrive, but your chances improve of getting a straight shooter who knows you won t be easy fodder.

    There is no guarantee you will get a good deal on a new-car purchase, nor is there a set price to negotiate toward with any car; pricing always varies with content, age, supply, and demand. But following these rules will start you in the right direction to get the best deal possible on your new car.

    Brian Munroe is the author of Car Buying Revealed. You can find out about Munroe and his book at his website, www.CarBuyingRevealed.com.



    10 Tips for a Successful Car-Buying Experience on Craigslist – Feature – Car and Driver #car #auctions #london


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    10 Tips for a Successful Car-Buying Experience on Craigslist

    The vehicle listings on Craigslist are often light on graphics and always free of oversight, and cruising them can be an eye-opening experience. Usable at no cost for most sellers, half-truths are plentiful in the listings and vehicle histories rare, leaving it to you to connect the dots. (Very few people take our advice for selling a car online .) Yet Craigslist can be a highly effective tool for locating the car of your dreams. Here are 10 tips that should help you separate fact from fiction and satisfied with your purchase:

    1. Hone your search. Craigslist allows users to configure their search results to include dealers, private sellers, or both. If a warranty, certified pre-owned status, or convenience is high on your list of priorities, you’ll want to restrict yourself to dealer listings, as there’s no reason to waste time scrolling through pages of clapped out Fox-body Mustangs and worn-out work trucks. On the other hand, if driving for two-hours to look at rust-ravaged, Vietnam-era forward control Jeep that “ran when parked” is your thing, you already know the drill: private sellers all the way. Still, the “both” setting can be handy when looking for a nice commuter car or winter beater, as sometimes dealers will offer such things, although that practice is becoming less common.

    If you know exactly which vehicle you want and how much you’re willing to pay, CL offers the option of plugging those criteria in right at the top of your search. Doing so will narrow the offerings accordingly, facilitating a focused search and a rational purchase with a minimum of drama. (To cast a wider net, you can also use one of the many sites that allow you to search every local Craigslist across the country.) Of course, one could argue that a life that doesn’t include at least one late-night back-alley transaction involving a sagging Ford Torino, small farm animals, and some class-C fireworks isn’t really a life worth living.

    2. Size up the seller. It’s true you can’t judge a book by its cover, but the type contained within can be quite revealing. If an ad is composed in ALL CAPS and is accompanied by a couple of grainy images that resemble lo-res screengrabs from the Zapruder film, you’re probably in for a rough ride. Likewise, certain sellers like to spice up their ad with buzzwords and phrases like “air blows cold” and “stops on a dime,” which are actually thinly veiled code words for, “if [insert name of component or system in question] is still working when you buy it, it likely won’t be by the time you get the car home.” Bottom line: Judge the vehicle on it’s own merits and don’t believe the hype.

    3. Call first. Get as much information about the vehicle as you can on the phone—and always ask if more photos are available or can be taken, especially of problem areas—and try to pick up on the seller’s character. Do they sound composed or sketchy? Engaged or disinterested? There’s nothing worse than carving an hour out of your busy schedule to drive across town only to be greeted by a seller who says, “Well, I was just kinda throwing out a feeler, not sure if I really want to sell it at this point.” Of course, if their voice is tinged with the languid drawl or hyper-intensity of a narcotics aficionado, there’s a good chance they’re looking for a quick sale—cash talks—so quit reading and start buying! We kid, of course.

    4. The meet-up. As the buyer, it’s up to you to go to the seller. Meeting on common ground is always a good idea, and if the seller agrees, make arrangements to meet at a well-lit, mutually agreeable location, preferably one with lots of credible witnesses foot traffic. A local “cars and coffee” event is a good option, as is the parking lot of the local auto-parts store or speed shop. Of course, if the vehicle in question isn’t in running condition, you’ll have to visit the car where it sits.

    5. A word about vans. Nothing is more creepy and suspicious than two or more guys loitering around an unmarked, windowless lockbox on wheels in a parking lot. (Especially if your meeting place is near a school or government facility.) We love vans, too, but discretion is advised.

    6. Get an inspection. Be realistic. If the deal in question involves a decade-old pickup priced around $3K, it’s unreasonable to start bitching about surface rust or worn upholstery. Take it for spin, and thoroughly exercise the accelerator, brake, and, if applicable, clutch pedal and shifter. The steering and suspension will inevitably be looser than when new, but overt creaks, clicks, or clunks could indicate a potential safety issue. On the other hand, if you’re looking for a late-model daily driver for the wife to shuttle the kids around in—or you’re purchasing a classic—do yourself a favor and have it inspected by a reputable shop or expert in the make. A seller with nothing to hide will be more than agreeable.

    7. Negotiate. Everything on Craigslist is negotiable. Even if a seller states that a price is firm, the very nature of Craigslist and its low, low price of free for the listings encourages ambitious pricing. Haggling as portrayed on television, however, where the seller caves after a tense 15-second negotiation and lets the car go for half of the asking price rarely happens in the real world. It’s OK to start low, but insulting a seller with an absurdly low number can quickly sour a deal. To score a good price while retaining a modicum of dignity, try asking the seller what their bottom dollar is, and then counter with an offer 15 to 20 percent below that figure; chances are you’ll be within 10 percent of the actual number the owner needs to get the deal done. Always negotiate in person; the only thing cheaper than talk is a tactless e-mail. One last thing: Seal the deal with a handshake, as the human element imparts an air of finality to the deal that only a true psychopath could ignore.

    8. Make sure there’s a clean title. Talk is cheap, and when it comes to a missing or suspicious title, everyone has a story. Sorting out an unsound title or sourcing a duplicate is possible, but our experience proves it can be time-consuming and soul-crushing work. So unless the car in question is a once-in-a-lifetime opportunity, walk. You don’t need the hassle. If a bank or financing company still holds the title on a vehicle, ask the seller to make some calls to ensure everything is kosher, and that the title can be obtained and delivered without undue delay.

    9. The exchange. When it comes time to trade green for pink, you can’t find a better location than your personal bank. In addition to being the home turf for your money, banks generally have a notary public on staff who can witness signatures and emboss the bill of sale or other paperwork with their all-important official seal. Building a sound paper trail is a great way to protect yourself in any transaction, so don’t be afraid to ask the seller to take a certified check if the selling price is more than a couple of grand.

    10. The road home. At this point, the vehicle in question is yours. Unless spelled out in writing beforehand, the seller has every reason to expect you’ll be removing it from his property pronto. Suddenly announcing that you need to, “get my El Camino running first—to make room,” is of little concern to the seller. If your new vehicle needs to be towed, have arrangements in place; if it’s a driver, buy a pal lunch and have him drop you off. Before you leave, double check to make sure you have everything: the manuals, the spares, and the loose interior bits from that box that was in the trunk. Once the previous owner has your cash, they’ll have little incentive to track you down to hand off anything you forgot.



    Top 10 Safe Vehicles for Less Than $25, 000 – Car Comparison – Car and Driver #car #wraps


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    Feature

    We live in a nation of unparalleled personal-injury litigation, of warning labels on curling irons that must specify “for external use only,” and of waivers that must be signed before engaging in death-defying activities like roller skating. We are slightly more lax, however, when it comes to transportation. Traffic accidents trail only cancer and heart disease as the leading killer of Americans, and according to a recent New York Times article, we rank 11th in the world for fatalities per mile, more dangerous than countries like Poland and Estonia. This is even with quantum leaps in safety technology made and mandated in the past decade; it’s fairly tough to buy a patently unsafe vehicle nowadays. Some, however, are safer than others.

    Like prime real estate and good medical care, the safest cars go first to those who can pay for them. The latest and greatest safety technologies often debut on more expensive marquis models (think BMW 7-series. Volvo S80. Lexus LS460 ) and migrate downstream and across the market within a few years, as parts-bin sharing lowers costs and these technologies increasingly become worth their weight in marketing gold. Where Reaganomics failed as an example of trickle-down theory, the automotive industry shines. Save the fat-wallets first, and then get those on more moderate incomes later.

    Vehicular safety is focused in two areas: accident prevention and crashworthiness. Factors such as handling, braking performance, and stability control play into the first; airbags, chassis deformation, and crumple zones the second.

    Stability control uses data such as steering-wheel position and yaw and roll rates to detect a skid and then uses anti-lock braking and traction-control systems for prevention and recovery. Stability-control systems across manufacturers work with greater and lesser levels of complexity, sophistication, and efficacy, but they do work. Thanks to a mandate from the National Highway Traffic Safety Administration (NHTSA), every vehicle sold in this country by model year 2012 will be equipped with such a system.

    The U.S. government dictates a minimum of two airbags protecting the front-seat passengers in a frontal impact; many vehicles also come with airbags to protect occupants in side collisions. To make our list, vehicles must have stability control as well as curtain airbags for head protection, bringing the minimum to six. Most of these vehicles feature six airbags as standard; for those that don’t, we’ve built the option into the price, as we’ve done with stability control. Several cars meet the $25,000 price ceiling in four- or six-cylinder trim, which we’ve noted.

    NHTSA and its European counterpart, the New Car Assessment Programme (incidentally, also the name of the NHTSA branch responsible for crashing cars), rate the crashworthiness of cars on a five-star scale, five stars being the best score. NHTSA scores cars for driver and passenger protection in frontal impacts and front and rear occupant protection in side impacts; the European NCAP grants cars a single overall protection rating.

    Now that you know, choose well, hang a St. Christopher from the rearview mirror, and remember that the single greatest variable in vehicle safety is the loose nut behind the steering wheel. Click on the links above to read about a specific model, or “Next Page” below to browse the list.



    The Advantages of Buying a New or Used Vehicle – Car Reviews – Buyers Info – Car and Driver #car #insurances


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    A pros and pros list outlining the advantages of choosing either route.

    Buyers Info

    There are a lot of questions involved in the process of buying a car, but the first, simplest one is probably the most important: Should you buy new or used? To help you choose, we ve laid out the advantages of both below. Keep in mind that although there are more advantages listed on the new side, the pros in the used column are big ones and in many cases can be more to your advantage.

    ADVANTAGES OF BUYING NEW

    Made to Order Chances are, you can spec a new car just the way you want it, or at least have the dealer search for one with the right combination of options and interior and exterior colors.

    It s Not Used Well, duh. A new car hasn t been in any accidents, hasn t been mistreated by unknown evildoers, doesn t smell funny, has seen no wear or tear, and comes with a clean history that includes only being driven off the line, onto a transporter, and around the dealer s lot.

    Warranty Like the rest of it, the new car s warranty is untouched. You can buy warranties for used cars or go the certified preowned route, but the best warranty you can get without paying extra will be the one that comes with a new car from the manufacturer.

    Latest Gizmos The newer the car, the more modern the geeky tech that s packed inside. Multimedia and navigation interfaces are constantly evolving and improving, so if you have to have the latest in gadgets (and don t want to add them yourself post-factory) the selection will be better in the new-car showroom.

    Safety As vehicle safety laws become ever more stringent, automakers are forced to change the way vehicles are built and the safety systems with which they are equipped. Some form of tire pressure monitoring is now mandatory on all vehicles sold in the U.S. and by 2012, stability control will be, too. Other technologies that are not mandated, like blind-spot monitoring systems, side curtain airbags, adaptive cruise control, and brake assist are becoming more prevalent on less expensive vehicles as their associated costs come down.

    Higher Fuel Efficiency and Lower Emissions Again, partly thanks to Big Brother, cars are largely getting more fuel efficient, even while simultaneously getting more powerful. The newest crop of diesels is cleaner than ever before, and choices in the hybrid segment are growing, too, if that s your thing.

    Financing Banks offer lower financing rates on new vehicles because the vehicles are inherently worth more and have not already been hit by depreciation. Keep in mind that, when the lower APR still applies to a larger sum, your payments or total cost may still be higher. But if you plan to finance, check your deals before buying. The cheaper car might not turn out to be the better deal in the long run.

    Maintenance Some new cars, mainly those from luxury marques, include free scheduled maintenance for a certain amount of time or mileage. This built-in cost saving should be considered in the final price analysis if applicable.

    Legwork Once you ve chosen a vehicle, or at least the brand you re interested in, much of the new-car search can be offloaded on the salesperson, who can find the car you ask for. The same search in the used realm requires a lot more legwork on your part hunting on the internet, visiting multiple private sellers, and driving from used lot to used lot.

    ADVANTAGES OF BUYING USED

    Price Comparing apples to apples, a used car is going to be less expensive. The relative advantage of the used-car price can also allow a buyer to step up to a nicer model.

    Depreciation Cars lose value with each passing month and mile, but the steepest decline happens right away; some models can lose 40 percent or more of their value in the first year. With a used car, there s no depreciation hit the second you roll off the lot. There s also less mental depreciation, no need to worry about the first parking-lot ding or rock chip in the paint because chances are the car s previous owner or owners took care of those for you.

    Insurance Rates Like financing, insurance rates will be affected by the age of a car, but in this case the used vehicle tends to be less expensive. A little bit of pre-purchase research will save you from insurance sticker shock, no matter which vehicle you choose.

    Choice Although you obviously can t build a used car to order, maybe you want a model, option package, or even wheel design that s no longer made. This wider selection can add to the length of the search, but perfection and satisfaction rarely come easily.



    2015 Ford Mustang potentially leaked by Car and Driver #mercedes #used #cars


    #car and driver
    #

    2015 Ford Mustang potentially ‘leaked’ by Car and Driver

    Few upcoming debuts have been as eagerly anticipated as the all-new Ford Mustang that’s expected to debut shortly as the Mustang’s 50th anniversary year approaches. Well, Car and Driver magazine would have us wait no longer as it claims to be leaking Ford’s new global pony car early.

    Of course what you’re looking at is just as likely to be a composite rendering based on what C/D projects the new Mustang to look like, but to our eyes it looks spot on. Combining design traits from the Evos Concept with classic Mustang signatures and Ford’s Aston-inspired grille treatment, C/D’ s images including a complete 360-degree digital navigator show a Mustang not only for the modern era, but also for global distribution, taking a quintessentially American car to markets its predecessors were never designed for.

    Those global considerations are expected to spell the demise of the outgoing Mustang’s holdout live rear axle in favor of an independent suspension, and a slight constricting of the exterior dimensions. And thanks to a separate leak, coming from a digital survey, we have apparent confirmation of what will power the new pony car. While the existing 3.7-liter V6 and 5.0-liter V8 engines will apparently carry over with only slight adjustments in output, the survey confirms a new 2.4-liter turbo four will be positioned in between them, offering slightly more power than the V6 but markedly improved fuel economy for a manageable $560 premium over base.

    Car and Driver reports that Ford could replace the base V6 with the 3.5-liter EcoBoost from the Taurus SHO. slot the current supercharged 5.8 into the new GT500 and an all-new twin-turbo V8 into a new GT350. The successor to the Boss 302. however, could go with the new engine or stick with the previous one. We’ll have to wait a little longer, but hopefully not much, to see how this all plays out. In the meantime you can head over to C/D to delve into their project details and play around with the virtual navigator.



    Driver and Vehicle Services – Motor Vehicle Sales Tax #car #rental #coupons


    #car tax
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    Tax Rate 6.5%:

    Sales tax is due on most purchases or acquisitions of motor vehicles. It is based on the total purchase price or fair market value of the vehicle, whichever is higher. When a vehicle is acquired for nominal or no monetary consideration, tax must be based on the average value of similar vehicles.

    $10 is collected on passenger vehicles 10 model years old and older (does not apply to motorcycles). Purchase price must be under $3,000 – see below for sales tax information for older cars.

    $150 applies to passenger vehicles and fire trucks registered, or applying for registration, as Collector, Classic, Street Rod and Pioneer, regardless of actual purchase price or fair market value of vehicle. All other vehicles (trucks, one ton pickups, motorcycles) must pay 6.5 percent of the purchase price or fair market value.

    The only allowable trade-in, for a reduction of purchase price is another registered or previously registered motor vehicle. Farm equipment, furniture, animals, etc. are not allowed as a trade-in value for sales tax purposes. Please see Minnesota Revenue Fact Sheet 125 – Sales Tax .



    What if I Lease a Car? Info – Car Reviews – Car and Driver #call #a #car


    #leasing a car
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    What if I Lease a Car?

    Info

    If you lease a car, you still need to buy your own auto insurance policy. The auto dealer or bank that is financing the car will require you to buy collision and comprehensive coverage. You’ll need to buy these coverages in addition to the others that may be mandatory in your state, such as auto liability insurance.

    • Collision covers the damage to the car from an accident with another automobile or object.
    • Comprehensive covers a loss that is caused by something other than a collision with another car or object, such as a fire or theft or collision with a deer.

    The leasing company may also require “gap” insurance. This refers to the fact that if you have an accident and your leased car is damaged beyond repair or “totaled,” there’s likely to be a difference between the amount that you still owe the auto dealer and the check you’ll get from your insurance company. That’s because the insurance company’s check is based on the car’s actual cash value which takes into account depreciation. The difference between the two amounts is known as the “gap.”

    On a leased car, the cost of gap insurance is generally rolled into the lease payments. You don’t actually buy a gap policy. Generally, the auto dealer buys a master policy from an insurance company to cover all the cars it leases and charges you for a “gap waiver.” This means that if your leased car is totaled, you won’t have to pay the dealer the gap amount. Check with the auto dealer when leasing your car.

    If you have an auto loan rather than a lease, you may want to buy gap insurance to protect yourself from having to come up with the gap amount if your car is totaled before you’ve finished paying for it. Ask your insurance agent about gap insurance or search the Internet. Gap insurance may not be available in some states.

    Next question: Do I need insurance to rent a car?



    10 Collectible Classic Muscle Cars You Can Afford – Feature – Car and Driver #club #car #golf #carts


    #muscle cars
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    You probably won’t even have to ask the kids to skip college.

    It s mind-boggling. You sit there for hours, watching middle-aged guys in Hawaiian shirts and big watches bid stupid money on muscle cars on the myriad cable channels that broadcast collector-car auctions these days. Crappy models that were being swapped among migrant farm workers a decade ago for tens of dollars go for high five figures now. And the good stuff is all over $100,000. The great stuff? That s in the millions: A 1967 L88 Corvette went for $3.5 million at Barrett-Jackson before all the fees that make founder Craig Jackson wealthy. So it s safe to say that you probably can t afford the classic muscle car of your dreams. (What are you going to do with a $3.5 million Corvette anyway? Drive it?)

    Follow Car and Driver on Facebook

    Note: All prices come from the NADA Classic Car Guide. The lower number is what you can expect to pay for an example in average condition, the higher number is the top-end value for a well-maintained used car. As with any car, pristine, fully preserved, and unicornesque examples would go for more.

    1. 1970 71 Ford Torino GT and Mercury Cyclone GT



    Senior Driver Car Insurance Guide #senior #driver #car #insurance,elderly #drivers #car #insurance,elderly #care


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    Senior Driver Car Insurance Guide

    Ensure your parents get the best and most affordable senior driver car

    insurance as they age and learn to recognize the signs that they are no longer able to safely operate a vehicle.

    Many people, including seniors themselves, don’t realize that drivers over the age of 75 are among the highest group involved in daytime traffic accidents.

    Accidents involving seniors over 75 cause more injuries and deaths than any other age group. How do you know if you’re a safe driver? What signs do you look for in mom or dad that may indicate a decline in driving skills? On the other end of the spectrum, can safe, mature drivers receive better rates on senior driver car insurance?

    What to look for with Elderly Drivers

    Sure, elderly drivers have decades of driving experience and more often than not are aware of road safety and speed, but they may also suffer from slower reaction times and skills. When it comes to driving, seniors, or children of the elderly must be aware of certain signs that driving skills are decreasing. This is not the time to be too proud to admit that age may be catching up with you. Your safety and the safety of your family as well as others on the highway are very important considerations.

    Basic signs or aging factors that may affect the driving ability of individuals over 65, but especially focus on those elderly drivers over 70 years of age include:

    • Increased reaction time – studies have shown that seniors can do anything a younger person can, but that the response time performing such actions or activities slows down. The same thing goes for driving.

    • Limited mobility – flexibility also decreases as we age. Full range of motion as well as immediate reaction times is essential for road safety.

    Arthritis, spine or bone injuries, heart disease, obesity, and diabetes are just a few of the medical conditions that may cause loss of full range of motion.

    • Medications – most individuals are cautioned against driving when under the influence of medication. As size, weight and condition will determine whether or not an individual is affected by medications, discuss concerns with your family care provider. A good rule of thumb is not to drive when under any type of medication.
    • Hearing and vision loss – any type of vision acuity or hearing loss may affect road safety, not only yours, but those around you. Many seniors quit driving at night, but should also remember that sensitivity to sunlight and glare effect every driver, and not just seniors.

    However, changes in vision depth, peripheral vision and conditions such as astigmatism, glaucoma or cataracts may also affect the senior person’s ability to see both nearby and distant objects adequately.

    When the time is right, discuss driving safety with your elderly parents. Loss of independence is often very difficult for seniors to accept, but it’s important to stress the safety not only of them, but others and their property. Whenever possible, suggest alternatives or solutions to transportation issues, such as car pools, buses, shuttles, senior service transportation or taxi services.

    Senior Driver Car Insurance Rates

    Many states throughout the country, offer automobile insurance discounts to seniors who engage in senior safety driving programs. In addition, AARP (American Association of Retired Persons) members may receive discounts on automobile insurance services and products depending on geographical location.

    The national average of car insurance rates is approximately $800.00. Drivers in California, New York, and Washington DC may pay over $1000 year, while individuals living in Kansas, North Dakota, and Nebraska may pay an average of $500 year. Auto insurance rates are determined by geographical location, type of car driven, age of the driver, prior accidents, and distance driven on a daily and yearly basis, so check with local senior driver car insurance providers as well as through organizations such as the AAA Website and AARP Website for more information regarding cost of auto insurance in a specific area.

    Negotiating for a Better Rate Most insurance companies offer discounts of between five and 10% on insurance to individuals between the age of 50 and 55, though insurance rates often increase after the 55-year-old mark.

    As an example a senior driver may take defensive driving courses to reduce insurance costs by up to another 10%. Such driving courses generally cost between $10 and $30 for an eight hour, two-day course.

    A few simple tactics to negotiate a better senior driver car insurance rate include:

    • Speak to your insurance agent
    • Offer to combine home and auto insurance with the same company
    • Let the auto insurance agent know if you carpool or your daily or yearly driving distance has decrease.

    A senior driver needs to be especially careful getting behind the wheel of a car. Remember, where there’s a will, there’s a way.

    Don’t endanger yourself or others, but work with other family members to develop a safe mode of transportation no matter where you live.

    Are Your Parents Still Driving?

    Are your elderly parents still driving and is that becoming a concern? How are you planning to broach the subject of taking the keys from Dad or Mom?

    What Other Visitors Have Said

    Click below to see contributions from other visitors to this page.

    Things to Consider with Elderly Driving Issues
    A family member takes your car keys and tells you that you can’t drive anymore. Imagine your reaction. I recently faced this issue when it became painfully

    88 and Still Driving (Me Crazy, too)
    I’m a professional driver about to obtain my commercial driver license. My dad’s an 88 year old semi-retired pastor who has a self-imposed schedule which

    Dad is 86 and Wants to Lease a New Truck
    My Dad is 86 and we are concerned about him still driving. He does not want to hear about it. He leased a truck in 2012 and used it for one year. He

    My Mother is Still Driving and I am Worried to Death for Her
    My mother can only be described as “one of those” elderly drivers. We have had her close by for three years now and she insists on being independent

    Hearing Problems
    My mother is 83 right now and will be 84 in 2012. She has a hearing problem in which the family tries to talk to her and she won’t hear any of us unless

    My Elderly Dad is 85 Years Old and Still Driving
    My Dad is 85 and is still driving and it worries me so much. to see him barely able to walk and get around yet still driving is causing some very worrisome

    92 Year Old Refuses to Stop Driving Two Cars and a Vespa
    Hello. I am 50 year old divorced mother of two adult children who has moved in from my home in the south – to live in the North. I am the youngest

    Feel Older Than I Look. Not rated yet
    I reached under his car and disconnected the distributor cap. He is 90, has had a stroke and has seriously failing eyesight (macular degeneration & cataracts)-

    THIS is When you Know it’s Time for your Father to Stop Driving Not rated yet
    My Mum and Dad strove hard to keep their independence. We live in Western Australia and public transport is not fabulous, but they did use it when they

    Dad Won’t See that it is Dangerous to Continue to Drive Not rated yet
    I have been trying to get Dad to give up driving for the last several years and HE JUST BOUGHT ANOTHER CAR! The last car was an old late 90’s car that

    Daughter Concerned about Elderly Driver Mother Not rated yet
    Mom is 84, will be 85 in 2012. She has glaucoma,cataracts (getting fixed)arthritis in her neck, Neuropathy in hands and feet, delayed reaction time.



    2015 Bentley SUV – Future Cars – Car and Driver #budget #car #sales


    #bentley cars
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    2015 Bentley SUV

    What It Is: The first super-premium crossover, positioned and priced well above the Porsche Cayenne and the Land Rover Range Rover. Like other Bentleys, the CUV will offer extensive customization options.

    Why It Matters: It will probably only matter to the one-percenters who need a CUV to haul the kids to Aspen for a weekend of fun in the white stuff. And skiing.

    Platform: The Bentley will ride on a stretched and modified version of the next VW Touareg and Porsche Cayenne platform.

    Powertrain: Engines will be shared with the Continental GT, so bank on a twin-turbo W-12 and a 4.0-liter twin-turbo V-8. An eight-speed dual-clutch automatic will connect to an all-wheel-drive system.

    Competition: None, unless you count a sedan chair.

    What Might Go Wrong: A European financial crisis, a slumping U.S. economy, political unrest in the Middle East, and possible Chinese restrictions on large sport-utilities may keep the Bentley CUV from flying off of showroom floors.

    Estimated Arrival and Price: Expect to see it in late 2014 as a 2015 model, at a price of about $200,000.



    Cheap Car Insurance NY #lower #your #insurance #rates, #daytime #running #lights, #antilock #brakes, #airbags. #accident #prevention #courses, #driver #education, #good #student #discounts


    #

    “Nothing To Buy” Vehicle Discounts

    Daytime Running Lights (DRL)
    Vehicles equipped with factory installed DRL could earn you a 3% discount on certain coverages.

    Antilock Brake System (ABS)
    If your car has a factory installed anti-lock braking system you could receive up to a 7% discount on certain coverages.

    Air Bag
    Discount of up to 30% for air bags may be applied to the medical payments and/or personal injury portion of your premium.

    Anti-theft system
    A built-in anti-theft system can get you a discount of up to 15% on the comprehensive part of your premium.

    Window-glass etching
    You may be eligible for a 5% discount on certain coverage if the glass is etched with the VIN.

    “You-are-the-best” Driving Discounts

    Good Driver Discount (GDD)
    If you’ve been ticket and accident-free for five years, you may be able to save on most coverages.

    “We-think-you-are-smart” Education Discounts

    Accident Prevention Course (APC)
    If you’ve completed the Accident Prevention course within the past 36 months through a DMV approved program, you may be eligible for a 10% discount on certain coverages.

    Driver�s Education
    Any vehicle rated with a youthful operator (under 21 years of age) may be given a discount on Liability and Collision if the operator has completed a driver’s education course.

    Good Student Discount (GSD)
    Full time students with a good academic record could be eligible for up to a 15% discount on certain coverages.

    “No Work Needed” Other Discounts

    Multi-Policy
    If you insure your car and home through TSC>Direct you would get a 5% discount on your homeowner insurance premium.

    Multi-Car
    We offer a discount of up to 25% on certain auto insurance coverages if you insure more than one car with us.

    Renewal
    You may be eligible for renewal discounts of up to 5% on most coverages on the first and subsequent renewals.

    Preferred Risk
    A 2% discount on the premium may be granted to you in our preferred program

    Away at School
    A 10% discount may be applied to most coverages on any car of which a part-time operator is away at school over 100 miles away

    Discounts are applicable to qualifying policyholders and may be subject to the placement tier of the respective auto policies within the company.

    Not A TSC Customer? Get a Quote to Find Our Low Rates

    *Allstate Property & Casualty Insurance Co. Northbrook, IL, State Farm Mutual Auto Insurance, Bloomington, IL and Liberty Mutual Fire Insurance Co. Boston, MA, semi-annual automobile insurance rates obtained from the New York State Dept. of Insurance 2010 Downstate Consumer Guide to Automobile Insurance (see page for �Auto Insurance Price Comparison Tables and Notes, Appendix I, Downstate Territory Number 75, Suffolk County West, Page 3�). The rating criteria for these quotes are: Territory 75 (Suffolk County West, NY); 2009 Honda Accord sedan; Symbol 12; 35 year old married male; licensed 3 years; policy liability limits of $25,000/50,000 Bodily Injury, $25,000/50,000 Uninsured Motorist, $10,000 Property Damage and $50,000 Personal Injury Protection coverage; Comprehensive and Collision coverage with $200 deductible; 10 miles to work one-way; 10,000 miles annual usage. Not intended as a rate quote.



    Top 10 Safe Vehicles for Less Than $25, 000 – Car Comparison – Car and Driver #car #wax


    #safest cars
    #

    Safe bets for low rollers.

      BRENDA PRIDDY CO. THE MANUFACTURERS

    Feature

    We live in a nation of unparalleled personal-injury litigation, of warning labels on curling irons that must specify “for external use only,” and of waivers that must be signed before engaging in death-defying activities like roller skating. We are slightly more lax, however, when it comes to transportation. Traffic accidents trail only cancer and heart disease as the leading killer of Americans, and according to a recent New York Times article, we rank 11th in the world for fatalities per mile, more dangerous than countries like Poland and Estonia. This is even with quantum leaps in safety technology made and mandated in the past decade; it’s fairly tough to buy a patently unsafe vehicle nowadays. Some, however, are safer than others.

    Like prime real estate and good medical care, the safest cars go first to those who can pay for them. The latest and greatest safety technologies often debut on more expensive marquis models (think BMW 7-series. Volvo S80. Lexus LS460 ) and migrate downstream and across the market within a few years, as parts-bin sharing lowers costs and these technologies increasingly become worth their weight in marketing gold. Where Reaganomics failed as an example of trickle-down theory, the automotive industry shines. Save the fat-wallets first, and then get those on more moderate incomes later.

    Vehicular safety is focused in two areas: accident prevention and crashworthiness. Factors such as handling, braking performance, and stability control play into the first; airbags, chassis deformation, and crumple zones the second.

    Stability control uses data such as steering-wheel position and yaw and roll rates to detect a skid and then uses anti-lock braking and traction-control systems for prevention and recovery. Stability-control systems across manufacturers work with greater and lesser levels of complexity, sophistication, and efficacy, but they do work. Thanks to a mandate from the National Highway Traffic Safety Administration (NHTSA), every vehicle sold in this country by model year 2012 will be equipped with such a system.

    The U.S. government dictates a minimum of two airbags protecting the front-seat passengers in a frontal impact; many vehicles also come with airbags to protect occupants in side collisions. To make our list, vehicles must have stability control as well as curtain airbags for head protection, bringing the minimum to six. Most of these vehicles feature six airbags as standard; for those that don’t, we’ve built the option into the price, as we’ve done with stability control. Several cars meet the $25,000 price ceiling in four- or six-cylinder trim, which we’ve noted.

    NHTSA and its European counterpart, the New Car Assessment Programme (incidentally, also the name of the NHTSA branch responsible for crashing cars), rate the crashworthiness of cars on a five-star scale, five stars being the best score. NHTSA scores cars for driver and passenger protection in frontal impacts and front and rear occupant protection in side impacts; the European NCAP grants cars a single overall protection rating.

    Now that you know, choose well, hang a St. Christopher from the rearview mirror, and remember that the single greatest variable in vehicle safety is the loose nut behind the steering wheel. Click on the links above to read about a specific model, or “Next Page” below to browse the list.



    Best SUVs 2015 – Best Small SUV, Crossover SUV, Mid-size SUV, and Luxury SUV – Car and Driver #used #cars #for #sale


    #crossover cars
    #

    The Best SUVs and Crossovers of 2015: Editors Choice

    These are our choices for the best SUVs and crossovers of 2015. If you re looking for the best small, mid-size or luxury SUVs and crossovers, you ll find them here.

    Small Crossovers / SUVs

    Small Luxury Crossovers / SUVs

    Subcompact Crossovers / SUVs

    Compact Crossovers / SUVs

    Land Rover Discovery Sport

    Compact Luxury Crossovers / SUVs

    Compact Performance Crossovers / SUVs

    Sport Compact Crossovers / SUVs



    Free-Trade Cars: Why a U. S. Europe Free-Trade Agreement Is a Good Idea – Feature – Car and Driver #car #hire #spain


    #trade cars
    #

    The United States and the European Union consider a free-trade agreement. Finally.

    cheaper cars, dirt-cheaper trucks

    The standard tariff for importing cars to the U.S. is 2.5 percent of their value. For pickup trucks and commercial vans, the tariff is a whopping 25 percent. Individual European countries don t charge import duties, but the European Union charges a flat rate of 10 percent on imported automobiles. In simple terms, tariffs are taxes. They re paid to governments by the businesses that import and export products and are factored into the prices we pay. Virtually every country in the world charges tariffs to some degree. With the proposed TTIP in place, the tariffs on cars and about a billion other products exchanged across the Atlantic would almost definitely disappear.

    revitalizing manufacturing

    ‘merica

    Suffice it to say, automakers are eager to see the TTIP enacted. The American Automotive Policy Council. which represents Chrysler, Ford, and GM, issued a statement supporting the negotiations, calling for an ambitious agreement to eliminate tariffs. Unlike NAFTA. the 1994 free-trade agreement that resulted in a rush of factory relocations to Mexico, the European-U.S. deal could very well establish the United States as a major exporter.

    A senior Volkswagen executive tells us that when Silao, Mexico, recently won out over the U.S. as the site of a new engine factory, it wasn t because of the cheaper labor. It s [Mexico s] free-trade agreement with the E.U.



    Car, Auto & Property Insurance in Japan #insurance, #insured, #insuring, #insurer, #car, #auto, #automobile, #driving, #driver, #vehicle, #japan, #japanese, #overseas, #property, #damage, #theft, #protection, #liability, #accident, #bodily, #injury, #coverage, #cali, #voluntary, #mandatory, #relo, #ace #


    #

    Understand why it is highly recommended to have two insurances to drive in Japan.
    We arrange Compulsory and Voluntary insurance for your car.

    Automobile Liability Security Law of Japan requires every registered car to carry Compulsory Automobile Liability Insurance (CALI).
    This insurance only covers bodily injury liability and does not cover any damage to you or your car. The liability amount is limited to a maximum of 30,000,000 yen per person for death.
    In general, automobile dealers arrange this insurance for their customers at the time of purchase and registration of a car.

    Voluntary automobile insurance includes third party liability coverage and other coverage that CALI does not offer. This insurance is optional, however, virtually all drivers in Japan carry it because they fully understand the significance of it.
    Major types of coverage by Voluntary Automobile Insurance:

    • �� Third party liability coverage (bodily injury liability and property damage liability)
    • �� Coverage for damage to the insured�fs own car
    • �� Protection against uninsured automobiles coverage
    • �� Self-incurred personal accident coverage

    Insurance Inquiry Call Toll Free

    09:00 to 17:00 except Saturdays, Sundays and Japanese national holidays



    Morgan Aero 8 – Road Test – Car Reviews – Car and Driver #vehicle #reviews


    #morgan cars
    #

    The old British groaner gets a stunning makeover.

    Road Test

    Before we delve into the new Morgan Aero 8 roadster, let’s get something, uh, prominent out of the way first. The nose. It’s a unique-looking snout with a deeply recessed grille and a pair of pontoon fenders that are capped with flush-mounted, offset headlights. To some, “unique” doesn’t do it justice-it’s been likened to a cross-eyed Pekinese, or a frog drawn by the Merry Pranksters.

    However you see it, the Aero 8 is the first entirely new car the little company in England has introduced in 50 years. Its previous model, the Plus 8, appeared in 1968, and it was little more than a lengthened version of the Plus 4, which had its debut in 1950. Although the Plus 8 has been regularly updated, it has remained about as modern as a VW Beetle, but customers nonetheless endured six-month waiting lists and a $65,000 price to snag one of the 200 Plus 8s produced each year, of which maybe 50 trickled into the U.S.

    If there were no crash or emissions regulations, Morgan probably would have continued on with the Plus 8 for eternity. But these regulations got tougher with each passing decade, and the grim reaper finally had his eyes firmly locked on the Plus 8.

    Imagine the dilemma at Morgan’s Malvern Link headquarters: Precisely how do you make a new car without turning off the loyal cadre of customers who are attracted to the classic, creaky British roadster that is the Plus 8?

    So you try designing a new, modern car that retains the old, classic look of the Morgan. The task fell to Charles Morgan, grandson of the company’s founder, H.M.S. Morgan. The chassis emerged from a Plus 8 race car that Charles had built in the mid-1990s. In 1995, Christopher Lawrence (“The Mad Monk of Malvern Link,” June 1999), a 61-year-old race engineer, vehicle designer, and fabricator, joined Morgan to help turn that chassis-and body-into the Aero 8.

    In 2000, a completed Aero 8 made its debut at the Geneva auto show and soon after went on sale in Europe. Since then, the company has reportedly invested $1 million to certify the car for the U.S. Interestingly, the company’s chairman, Peter Morgan, was once quoted as saying the firm could “lose [the U.S. market] tomorrow and never notice.” Obviously, that statement is no longer operative, and Morgan would indeed be grateful for U.S. buyers, whose purchases could recoup the cost of developing the new car.

    The first Aero 8s should arrive next spring at a price of about $95,000. We got an early drive and test courtesy of Morgan’s East Coast agent, Cantab Motors. The blue car you see here is the sixth Aero 8 built and served as a prototype and test mule. Although its interior and trim bits are crude and unfinished, mechanically, it’s the real deal.

    Morgan has never built its own powertrains. The 4.4-liter V-8 and six-speed manual transmission are from BMW. Plucked from the 540i. the DOHC aluminum V-8 produces 282 horsepower at 5400 rpm and 324 pound-feet at 3600 rpm.

    The engine is mounted well behind the front axle for good weight distribution, and from the appearance of the tightly fitted frame rails, it looks as though the car were designed around the motor. The frame is an interesting combination of rectangular aluminum tubes that are reinforced with bonded and riveted aluminum panels. The skin is also made from aluminum.

    The Aero 8 is a small car. It’s only 6.5 inches longer than a Mazda Miata. Its wheelbase, however, is 10.4 inches longer, so the Morgan doesn’t have that little-roadster look to it. Say what you will about the nose, but the guy’s got the eye. The Aero is without a doubt a Morgan, and although it appears to have the aerodynamics of a barn door, the drag coefficient is a poor but not horrendous 0.39 (the slippery Corvette has a much better figure of 0.29).

    We’ve seen other aluminum cars with only small weight savings, but the Aero 8 is decidedly a featherweight. With a full tank of fuel, it weighs only 2476 pounds, which is about 50 pounds more than the four-cylinder Miata and 700 pounds less than the 405-hp, $52,000 Corvette Z06 (not to mention about 1300 pounds less than the 540i sedan the engine was designed for).

    The Z06 has the power-to-weight advantage (7.8 pounds per horsepower versus 8.8 for the Morgan) and is quicker, but not by much. The Morgan scampered to 60 mph in only 4.2 seconds and through the quarter in 12.7 seconds at 110 mph. The Vette can hit 60 in 4.0 seconds and does the quarter in 12.4 seconds at 116 mph.

    There are plenty of high-dollar sports cars the Morgan can dust off, including the Porsche 911 and Mercedes-Benz SL500. and some-such as the $119,000 Porsche 911 Turbo-that would direct the Morgan to the weeds. But the main point is the Morgan can suck you into the seat in any gear. It’s a pleasure to row through the six-speed box, the shift lever is well placed, and the clutch takeup is smooth.

    Like a Dodge Viper, which rockets forward regardless of the gear it’s in, the Aero is joyously responsive. Left in sixth gear, this Morgan needs 5.4 seconds to go from 30 to 50 mph and 5.7 seconds to leap from 50 to 70 mph. Those are extremely good times, better than the Corvette’s at 9.5 and 9.4 seconds, respectively.

    Part of the credit goes to the low-geared rear end (3.08:1) and a sixth gear that isn’t as tall as the Vette’s, but the big reason is that the engine doesn’t have much mass to pull around. We did our testing at Summit Point Raceway in Summit Point, West Virginia, and after using the straightaway for our acceleration testing, we did some hot laps to see just how sporting this Englishman with the German heart is.



    Best Sedans 2015 – Editor s Choice for Best Luxury, Mid-size, and AWD Sedans – Car and Driver #used #car #search #engine


    #luxury cars
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    Full-Size Luxury

    Performance Sedans

      Chevrolet SS One to Watch:

    Dodge Charger SRT Hellcat

    Sports Sedans

    Mercedes-AMG C63

    Premium Sports Sedans

      Audi S6 Mercedes-Benz


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    Salt Lake City, UT, Top Criminal Defense Attorney | UTAH FREEDOM FIGHTERS

    If you are either under investigation for, have been arrested for or convicted of a misdemeanor or felony criminal offense in Bountiful, Ogden, Salt Lake City or anywhere in the state of Utah, it is important to speak with an experienced defense attorney as soon as possible.

    At Utah Freedom Fighters, we fight for the freedoms of individuals being investigated for, arrested for, or convicted of a wide range of criminal offenses in Salt Lake City. Through dedicated and personal attention, as well as a personal commitment to each client, we are able to restore peace of mind and provide an effective criminal defense. Our staff quickly responds to client calls, keeps them updated on the progress of their case and help them make educated decisions throughout the process.

    Since 2001, Utah Freedom Fighters has established a successful track record of defending individuals in salt Lake City, Utah. Founding attorney Sean Druyon has formerly prosecuted, clerked for judges, has owned his own defense firm for the past decade, and has also been a special victim s attorney and a court-appointed Guardian ad Litem to represent children, which gives him a unique understanding of every player in the entire criminal process. Having an experienced lawyer like Sean Druyon can make a significant difference in the outcome of your case.

    Contact Salt Lake City, Utah Freedom Fighters Offices for a Free Initial Consultation

    If you are under investigation, or have been charged or even want to clear your record, or you have any criminal records whcih prevent you from getting your driver license from Utah Driver License Division. contact our Salt Lake City area law firm and schedule an appointment for a free initial consultation. Fill out our online contact form or call us toll free at 866-262-6527
    Have drug violation penalties, DUI, or Driver License revoked, or any criminal records in Salt Lake City, Utah? Druyon Law is your Top defense Lawyer

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    Accused of a Crime in Utah?

    • Call a lawyer Immediately!
    • Do NOT say anything without your attorney present. Everything you say will definitely be used against you.
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    Although Utah Freedom Fighters is located in Bountiful, Utah, Mr. Druyon is willing to meet clients anywhere in the following areas: Bountiful, Ogden, Logan, Orem, Sandy, Draper, Provo, Park City, West Valley City, Kearns, Tooele, West Jordan, South Jordan, Saint George, Vernal, Duchesne and Layton, as well as Salt Lake County, Davis County and Utah County, and throughout the state of Utah.



    India By Car and Driver – Day Tours (Jaipur): Address, Phone Number, Taxi – Shuttle Reviews #car #window #repair


    #car and driver
    #

    What is Certificate of Excellence?

    Description:

    Ramesh Meena whom his friends call Ram was born in a remote village of.

    Ramesh Meena whom his friends call Ram was born in a remote village of Rajasthan in a poor household. When he was barely 17 years old, his father met with a mine accident and was paralyzed and confined to bed for the rest of his life. Having lost the sole bread-earner of the family and faced with a highly precarious financial condition, Ram had to drop out from his school and start earning to support his family. Having initially starting working as a blue-collar worker in various capacities, he worked for a few travel and tour companies as a driver with a meager monthly salary for about 4 years.

    When he was working for his last employer, he met. an American civil rights lawyer during her tour to north India with her family in the winter of 2008. Before meeting Ram American family had quite a frustrating experience with the other drivers of that company.

    Ram greeted her and the family with flowers in the morning and gave them a ride in the in one of the western states of India and the family started enjoying their trip. As a result of her interaction with Ram and the highly professional services received from him, she was so impressed with him and suggested him that Ram should start his own company.

    With a small amount received from family which she gave it to him generously as tips for his services along with lone received from a financial agency as well as borrowed money from some friends, and a strong motivation from the family. Ram finally started his own company, namely, India by Car and Driver with only one small car of his own. e initially drove the car himself for more than a year. During this period he was able to pay most of the mortgage of the car and save a littile bit of money to by one big car with a decent amount of lone from a bank. With a positive feedback from his clients, most of whom being the Western customers, he was able to get more and more business and now within the third year of starting his own company since January 2009, Ram owns 8 cars which include three small cars to cater to the budget travelers and five SUVies to cater to the needs of those who travel with the family and can afford to spend little more than a budget traveler.

    Ram attributes the success of his business to his sincerity, honesty and professionalism, the traits which he expects his drivers to possess as well. In addition to these traits, Ram gives the greatest credit for his success in the business to several of his clients whom he served and who took the pain to take out time and document a positive feedback about his services. Several of the past recipients of his services even agreed to interact with his prospective clients and answer questions about the services of India by Car and Driver. Some even made the videos of their trip and agreed to share their pleasant experience with others by upload their videos on the net. One of such recently uploaded video can view by clicking here:



    Nissan Leaf Reviews – Nissan Leaf Price, Photos, and Specs – Car and Driver #car #game


    #leaf car
    #

    2013 Nissan Leaf SL

    Fourth place: Field of Dreams.

    2016 Nissan Leaf Nissan Leaf 2016 2.0 1.0 5.0

    The only car here sold exclusively as an electric should ace this test, right? Nissan s expensive and risky clean-sheet approach should give it no excuses for falling short of outright total domination. And indeed, the Leaf does a lot of things very well.

    Push the blue button on the steering wheel and the nav display handily shows your range in concentric circles on the map, the larger one a one-way trip, the smaller for a round trip. Push it again to be shown the nearest charging stations. The center screen also can show you current energy consumption by both the drive motor and the car s auxiliary systems (the Fit and Spark also have a version of this), plus a full menu of energy data, from your consumption history to your recharge times based on several levels of charging power.

    No question, the Leaf s creators fretted over its EV-centric details, even if the baggy styling could use a little work. The real problem for us is that the Leaf isn t as composed as the Focus and the Fit, and it isn t much fun to drive.

    The Smart s last-place finish isn t the result of some grudge against tiny vehicles, even ones that look like Willy Wonka s car if Willy Wonka ran a Ukrainian cathouse. We totally buy the concept of the Smart, even applaud the former DaimlerChrysler for first putting it into production way back in 1998. We just don t buy its execution. In striving so earnestly to be different, Smart forgot to make a good car.

    The handling is just bizarre. The steering is epically slow, and it s nearly impossible to take a clean line through a corner as the front and rear ends quibble over which way to go. From overhead, your path would look octagonal. Heading straight down a highway, your senses are prodded to confusion by strange side forces as the car stumbles over bumps and suddenly gets the wiggles for no obvious reason. The floor-mounted brake pedal is abrupt. Even if you never leave the city, where the Smart is designed to thrive, you ll still live in fear of hard stops, hard rights, and curved on-ramps.



    Top 10 Safe Vehicles for Less Than $25, 000 – Car Comparison – Car and Driver #7 #seater #cars


    #safest cars
    #

    Safe bets for low rollers.

      BRENDA PRIDDY CO. THE MANUFACTURERS

    Feature

    We live in a nation of unparalleled personal-injury litigation, of warning labels on curling irons that must specify “for external use only,” and of waivers that must be signed before engaging in death-defying activities like roller skating. We are slightly more lax, however, when it comes to transportation. Traffic accidents trail only cancer and heart disease as the leading killer of Americans, and according to a recent New York Times article, we rank 11th in the world for fatalities per mile, more dangerous than countries like Poland and Estonia. This is even with quantum leaps in safety technology made and mandated in the past decade; it’s fairly tough to buy a patently unsafe vehicle nowadays. Some, however, are safer than others.

    Like prime real estate and good medical care, the safest cars go first to those who can pay for them. The latest and greatest safety technologies often debut on more expensive marquis models (think BMW 7-series. Volvo S80. Lexus LS460 ) and migrate downstream and across the market within a few years, as parts-bin sharing lowers costs and these technologies increasingly become worth their weight in marketing gold. Where Reaganomics failed as an example of trickle-down theory, the automotive industry shines. Save the fat-wallets first, and then get those on more moderate incomes later.

    Vehicular safety is focused in two areas: accident prevention and crashworthiness. Factors such as handling, braking performance, and stability control play into the first; airbags, chassis deformation, and crumple zones the second.

    Stability control uses data such as steering-wheel position and yaw and roll rates to detect a skid and then uses anti-lock braking and traction-control systems for prevention and recovery. Stability-control systems across manufacturers work with greater and lesser levels of complexity, sophistication, and efficacy, but they do work. Thanks to a mandate from the National Highway Traffic Safety Administration (NHTSA), every vehicle sold in this country by model year 2012 will be equipped with such a system.

    The U.S. government dictates a minimum of two airbags protecting the front-seat passengers in a frontal impact; many vehicles also come with airbags to protect occupants in side collisions. To make our list, vehicles must have stability control as well as curtain airbags for head protection, bringing the minimum to six. Most of these vehicles feature six airbags as standard; for those that don’t, we’ve built the option into the price, as we’ve done with stability control. Several cars meet the $25,000 price ceiling in four- or six-cylinder trim, which we’ve noted.

    NHTSA and its European counterpart, the New Car Assessment Programme (incidentally, also the name of the NHTSA branch responsible for crashing cars), rate the crashworthiness of cars on a five-star scale, five stars being the best score. NHTSA scores cars for driver and passenger protection in frontal impacts and front and rear occupant protection in side impacts; the European NCAP grants cars a single overall protection rating.

    Now that you know, choose well, hang a St. Christopher from the rearview mirror, and remember that the single greatest variable in vehicle safety is the loose nut behind the steering wheel. Click on the links above to read about a specific model, or “Next Page” below to browse the list.



    Driver and Vehicle Services – Motor Vehicle Sales Tax #sale #car


    #car tax
    #

    Tax Rate 6.5%:

    Sales tax is due on most purchases or acquisitions of motor vehicles. It is based on the total purchase price or fair market value of the vehicle, whichever is higher. When a vehicle is acquired for nominal or no monetary consideration, tax must be based on the average value of similar vehicles.

    $10 is collected on passenger vehicles 10 model years old and older (does not apply to motorcycles). Purchase price must be under $3,000 – see below for sales tax information for older cars.

    $150 applies to passenger vehicles and fire trucks registered, or applying for registration, as Collector, Classic, Street Rod and Pioneer, regardless of actual purchase price or fair market value of vehicle. All other vehicles (trucks, one ton pickups, motorcycles) must pay 6.5 percent of the purchase price or fair market value.

    The only allowable trade-in, for a reduction of purchase price is another registered or previously registered motor vehicle. Farm equipment, furniture, animals, etc. are not allowed as a trade-in value for sales tax purposes. Please see Minnesota Revenue Fact Sheet 125 – Sales Tax .



    How Are the Value of My Car and the Cost of Repair Determined? Info – Car Reviews – Car and Driver #cars #for #sale #usa


    #estimate car value
    #

    How Are the Value of My Car and the Cost of Repair Determined?

    Info

    There are several standard guidelines for determining the value of your car for insurance purposes. You and your insurer can refer to the Blue Book, which lists the depreciated value of all new and used cars. One Blue Book is published by the National Association of Automobile Dealers (NADA) at http://www.nada.com. The other is published by Kelley Blue Book of Irvine, California, at http://www.kbb.com.

    When you file your claim, your insurance company will refer you to a claims adjuster. The adjuster will verify the loss and determine what it will cost to repair the car. The adjuster’s estimate can serve as a benchmark to compare your own mechanic’s estimate.

    No good adjuster or insurance company will expect you to sign an agreement accepting the insurer’s estimate as the total claim payment until you’ve established, to your satisfaction, that it will cover the cost of repair. The insurer will expect you to get your own estimate from your mechanic, garage, or car dealer. Don’t allow yourself to feel pressured into accepting the insurer’s estimate of repair costs without getting at least one estimate of your own.

    Your insurance company can’t require you to have repairs done at a particular shop. But they can insist that you get more than one estimate for the work to be done on your car. Just as you want to make sure that your car is adequately repaired, the insurer wants to make sure it doesn’t pay a grossly inflated repair bill.

    Don’t be surprised if your insurance company opts to pay for the lowest bid. You don’t have to accept that bid if you believe the low bid won’t adequately repair your car. Don’t hesitate to argue with the adjuster if you really believe his repair estimate is too low based on what your mechanic has told you.

    One factor that could reduce the amount of your claim for a repair job is what insurance companies call betterment. If your old car is repaired with brand-new parts, your insurer may argue that the repairs have actually enhanced the car’s value and therefore they can legitimately reduce your claim by the difference between a used part and a new one.

    It’s up to your insurer to decide whether to pay for repairing your car or to declare it a total loss and pay you its book value. Most standard auto policies will not pay to repair a vehicle if the repairs cost more than the cash value assigned to the car. There won’t be any dispute about whether to repair the car if it was completely totaled. But you may argue about what the pieces of the car were worth when they were assembled as a car. For you to get a settlement higher than the Blue Book value of your car’s make and model, you will have to submit evidence such as mileage records, service history, and affidavits from mechanics to show that your car was worth more. You’re entitled to the market price of the car you just lost. You shouldn’t get more or less than what you are due.

    Next question: What are my rights when filing a claim?



    Car and Driver Magazine #maruti #cars


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    Car and Driver Magazine

    Description:

    Car and Driver magazine is an automotive periodical that is dedicated to providing articles and features about the most cutting-edge car information. From buyer s guides and reviews to vehicle makes, this magazine provides for all your automotive needs in each issue. Be prepared to take a drive with the help of your discount Car and Driver magazine subscription.

    With every issue of Car and Driver, you will receive all the latest information about the newest and hottest cars on the market. Articles about cars of all makes and models appear in the magazine from Acura to Volvo. There are also photography spreads in every issue that you will enjoy. The photos capture every angle of the cars so that you get a full perspective of what each vehicle looks like. No matter for your favorite make is you are sure to find something you love in every issue.

    A Car and Driver magazine subscription will provide you with features such as the ten best cars, editor s choice, columns, gearbox, tech department, and much more. Whether you are thinking of investing in a new vehicle or are preparing to add to your own, you will love all the features in this publication. The features provide you with a range of information stopping not with just the makes and models of vehicles, but ensuring that you know all that you need to know about cars so that you are an informed enthusiast and buyer.

    Buyer s Guide and Reviews

    This publication is dedicated to providing you with quality buyer s guides as well as reviews. You will never have to be worried about being uninformed when you buy a vehicle again. It doesn t matter whether you are dealing with a salesman at a dealership or buying a privately owned vehicle, Car and Driver is sure to provide you with the information you need to make wise purchases. The buyer s guides and reviews also include information about the gear that you need to go with your cars. From parts to additional items, everything is included in this resource.

    Subscribe to an amazing automotive resource today by ordering your discount Car and Driver magazine subscription!



    How To: Buy a Car at Auction – Feature – Car and Driver #where #to #buy #used #cars


    #auction cars
    #

    Six tips to make it enjoyable.

    Remember that old proverb, Marry in haste, repent at leisure ? Spend too much for a car at auction, and those words will weigh heavier than your aching head the next day. And there s the added bonus that your inanity may be memorialized on the Speed Channel. Auctions are the fastest of fast tracks you are betting you know what you want, that you can recognize a car s strengths and faults, that you know what it s worth, and that you have the cool head to stop bidding at that point. The attraction of auctions is that there are rare cars to be had that are not found anywhere else. Auctions also let you avoid dealer markups or overly ambitious owners. Here are some tips to make the experience enjoyable. It s work, but it can be fun, too.

    1. READ the auction catalog (or the online version, if that s all you have) closely. The model may be famous, but what s the history of this example? Was it rebodied? Do the numbers match? Does it have a complete ownership trail? Is it a tribute or a re-creation? Does it seem out of place at this sale a VW Beetle at a muscle-car auction which might make it cheap, or alternatively incorrect (and buyers might not know)?

    2. ATTEND the auction. Sure, you can bid by phone, but would you really buy a car you hadn t seen? Did anyone ever buy a vehicle on eBay that was better than they expected?

    3. REGISTER early as a bidder and provide evidence you have the money to buy a car. You ll need a bank statement or a credit card, and expect to sign a contract that discloses the buyer s premium (a fee added to the winning bid). Don t show up late and face a long line; that could mean missing the car you want. Get a list of the order of the cars at sign-in and calculate when the ones you are interested in will cross the block.

    4. EXAMINE each car closely. Is it original? Is it the correct color? Educate yourself on the model or take an expert with you. Understand the VIN codes or have somebody along who can. Look past the shine at the details. Is the engine correct? Does it leak, smoke, or make bad noises? Is the body straight? How good is the paint? Look for documents. If the owner is there, ask questions about the car s history and work that s been done. Don t know doesn t cut it. Cars that look too good to be true may well be. If you didn t know they made one of these, stop and think maybe they didn t. I bought a left-hand-drive, four-speed Daimler to illustrate that point. Great story but not factory. The guiding rule is always: No stories.

    5. BIDDING is best done where you can be seen by the auction ringmen. They watch the crowd, so make sure you re fairly close and that they can see you and your paddle. Hanging back and joining the bidding late can sometimes work, but it can also generate another bidding surge, as somebody thinks they re missing a bet. Set your top price and don t go above it. Do not visit the bar; do not go with a new girlfriend or a college buddy. If you re successful, resist the urge to turn to the TV camera with both arms extended victoriously above your head. Somebody at the IRS may recognize you.

    6. SHIPPING is last, and auction houses have reputable shippers who will transport your car in an enclosed trailer. Don t drive it yourself and get stuck in the boonies with big repair bills. There s still a sales tax to pay; it takes effect in the state where you ll register your car, so hopefully you re like me and live in Oregon, where there is no sales tax.



    Car and Driver Magazine from $! Compare 24 sites at #where #to #buy #used #cars


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    Car and Driver Magazine

    Car and Driver Magazine

    Car and Driver is an American magazine for automotive enthusiasts. The magazine offers extensive road testing of every new model of car or truck. news that deals with the auto-industry. and advice for those in the market for a new or used car.Car and Driver is known mainly for the sheer number of cars and trucks that are road tested by the magazines experts. First looks and first drives of new models are frequently published by the magazine. In one first drive of the 2014 BMW i3. the driver thoroughly examines the electric cars performance. as well as its lightweight and economic design. Experts at Car and Driver also compare the performance of new cars to other new models with similar specifications.Car and Driver publishes news relating to the automobile industry. The magazines writers cover new models and features to be released in the future that have been announced by automobile manufacturers. Car and Driver also provides information about auto shows around the world so readers can check out these new cars for themselves.Each issue of Car and Driver contains advice for those in the market for a new or used car. The magazine offers pricing guides so that those who are buying. or selling. know what is considered fair pricing. Also offered is advice for readers who are unsure about whether to buy a new or used car. as well as tips for heading to the car dealership prepared and not falling for aggressive sales tactics.A subscription to Car and Driver makes a great gift for anyone who is interested in the world of cars and would like to keep up with advances that are being made in the automobile industry. On our website. you can either order a new subscription for yourself or as a gift. or you can easily renew a subscription to Car and Driver.

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    Car and Driver #rc #cars


    #car and driver
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    Product Description

    Car and Driver is for the auto enthusiasts and in-market car buyers, providing thorough evaluations and road tests across all segments of vehicles, as well as information on technology, motorsports, gear and industry news.

    Amazon.com Review

    Car and Driver Magazine provides the information you need when purchasing a new vehicle or finding information about an older model. As one of the leading car publications on the market, the magazine features a mixture of articles on maintenance, comparison shopping, and accessories that help consumers become informed before shopping.

    One of the more common features found in Car and Driver Magazine is the road test segment, which sends vehicles onto a test course. Drivers rate the vehicles based on performance in a series of different conditions, including driving in rain, on asphalt, and on the open road. The writers also review a variety of newer cars, providing in-depth descriptions of the interior, body, and other factors you need to know. The magazine even has exclusive deals with some manufacturers, giving the writers the chance to share news and information that others magazines cannot.

    Car and Driver Magazine has a wide fan base due to its large full-color images of vehicles found inside. Some of the images are of vehicles not yet available to the public, giving readers the chance to see what upgrades and changes manufacturers made. Each edition also includes a few helpful articles geared toward car enthusiasts, including articles on basic maintenance, issues relating to newer models, and any recalls that manufacturers issued regarding specific vehicles.

    A subscription to Car and Driver Magazine gives you the chance to research your next car before you buy and to check out the newest models before those vehicles hit the market.



    Car-Buying Negotiating Guide – Car Reviews – Buyers Info – Car and Driver #car #for #sale #uk


    #new car values
    #

    Your best chance at getting a fair deal on a new car starts with these tips.

    Buyers Info

    If you walked up to the cashier at your local grocery store with a gallon of milk in hand and said, It says $2.49 on this sticker, but I ll give you a buck-fifty, you d be going home thirsty. If you walked into McDonald s and said, I don t see a lot of people eating Big Macs today. I ll take that value meal off your hands for just three bucks! you d leave hungry. But walk into a car dealership, and you are expected to bargain with the salesman. Pay sticker, and you re giving the dealer hundreds or in most cases thousands of dollars in additional profit.

    Considering that the car dealership is a business and performing a necessary service getting the car from the factory to you some profit is definitely deserved. How much is fair profit depends on a number of factors, including the specific car and demand for it, the options, your location, and how long the car has been on the lot. So we can t tell you exactly what to pay. But we can tell you what to do to optimize your chances of paying what you want.

    Shop for Your Own Financing

    For most of us, financing is the only way we can afford a new car. Most dealerships can provide you financing, but be sure to check at your bank or credit union before you go to the dealer’s, as those other organizations will often offer you a better interest rate. At the very least, shopping around will give you an idea of what rates you qualify for, so you can police the dealership s offer later. For more on what to do prior to visiting the dealership, read What to Know Before You Go .

    Never Be Afraid to Walk Away

    This is the most important thing to keep in mind when shopping for a car. It might be uncomfortable to walk away, but remember that it is your money on the line, and it really doesn t matter if anyone at the dealership thinks you are irrational or whiny. There s certainly no reason to be unpleasant, but if you feel you are being treated unfairly or are the victim of classic dealership tricks. walk away. There s a good chance someone will stop you, and negotiations will begin again in earnest.

    Know the Invoice Price

    Invoice price is what the dealer pays the manufacturer for your car. Anything over invoice is dealer profit. Even if you pay exactly invoice, the dealer makes some money in the form of holdback, a percentage of the car s MSRP that most manufacturers pay back to their dealers quarterly. You can look up invoice prices and cash rebates using CARandDRIVER.com s Buyer s Guide. Once you know the invoice price and any rebates, start negotiating there and work upward.

    Watch All Areas of the Foursquare

    Most car salesmen use a worksheet called a foursquare to map out the major factors of your deal: purchase price, down payment, monthly payment, and trade-in value. Some will try to juggle the elements of this sheet, forfeiting a little to you on down payment but inflating your monthly payments while you bask in the glow of victory, or giving you a good deal on your trade-in but negating that with an inflated new-car price. The foursquare leaves out two critical numbers interest rate and loan term that will dictate your monthly payments and total amount paid. Keep track of each quadrant and these two additional figures, and try to keep each at a fair level.

    Never Negotiate in Terms of Monthly Payments

    For many buyers, the most important aspect of a major purchase is how much it will take out of our earnings on a monthly basis. When negotiating the purchase price, though, don t fall into the trap of negotiating based on monthly payments, as many customers are placated with a low monthly payment but fail to notice the swelling interest rate or stretched loan term. Monthly payment is just the result of your down payment, loan term, and interest rate. If your purchase price and trade-in value are fair and you get a competitive interest rate, your payment will be as low as possible.

    Don t Let Your Trade-In Be Used Against You

    Don t discuss trade-in until your new-car price is settled. Tell the salesperson you will discuss trading in when you are happy with your purchase price. Once you ve settled that, if you really feel like playing hardball, tell the salesman you re not buying a new car unless you get a good deal on the trade-in, too.

    Just as it is important to do your research on your new-car purchase before going to the dealership, a smart shopper does the research on the trade-in as well. Know what a fair price is for your used car you can look this up at the CARandDRIVER.com Used Car Pricing Guide. and don t let the dealer steal it from you. You can often obtain a better price selling the car yourself, but selling it to the dealer is convenient. Know what that convenience is worth to you, and try to reach a fair compromise.

    Just When You Thought It Was Over

    You ve settled on a price with the salesperson, but your deal isn t closed yet. You ll be ushered into the finance and insurance manager s office, where you ll have to keep your guard up against a possible onslaught of fees and extras. Some of the fees are unavoidable, but many can be bargained down or avoided altogether, and virtually all extras the finance manager offers are unnecessary and overpriced.



    Everything You Need to Know About Buying a Car – Buyers Info – Car and Driver #car #facts


    #buying a car
    #

    The one-stop guide to buying a car.

    Buyers Info

    In addition to the most comprehensive collection of automotive reviews on the web, we at Car and Driver seek to provide the absolute best resources for the car shopper. The best deals go to the best-informed buyers, so here we ve compiled our complete collection of stories to help the car buyer both before and during the buying process.

    Before the process really gets underway, there are a few basic questions to ask yourself. Is now really the right time to buy a car. If so, what are the different types of cars I could be looking at? Of all of those, what s the right new vehicle for me. You can check out the best cars in each segment in our Editors Choice awards. Is it better to buy new or used. If you are buying a used car, virtually every manufacturer has a certified pre-owned program worth checking out. Additionally, at every step along the way, you ll be facing a barrage of unfamiliar language. Check out our car-buying dictionary to decode the language used by salespeople.

    Once you ve made your decision or at least narrowed your list down it s time to get serious. Before you start shopping, read what to know before you go to the car dealer and be sure you know what to look for on a test drive. After you ve driven all the vehicles on your list and your mind is made up, know what car-dealer tricks you should be wary of, and arm yourself with our car-buying tactics. And, for information essential to successful haggling, be sure to stop by our Buyer s Guide for pricing on every new car, trim, and option package. Happy shopping!



    Garfield Police charge driver of vehicle that dropped into Saddle River – Crime and Courts. #peugeot #cars


    #car and driver
    #

    Garfield Police charge driver of vehicle that dropped into Saddle River

    photo/Nick messina

    A vehicle in the Saddle River in Garfield on Nov. 17. The driver of the vehicle faces a number of charges.

    The driver of a car that drove off the road and into the Saddle River, surviving a 20-foot drop into the water, has been identified and charged with driving under the influence.

    Police charged Rafal Olender, 35, of Lyndhurst, with driving under the influence, driving under the influence in a school zone, careless driving, reckless driving and driving while his driver’s license and registration were suspended.

    Olender was driving a Ford Explorer on Nov. 17 when he drove off the road and into the Saddle River in Garfield. According to the police report, Olender was on River Drive when he accelerated and spun the tires for approximately 25 feet leaving “heavy rubber marks on the blacktop.” Olender then continued west through a parking lot at a “high rate of speed,” turned left around the Quik Check, continued traveling south and drove up a landscaped embankment, through a chain link fence and dropped down 20 feet into the Saddle River where the car landed upside down.

    Reports came in of the car crash at Midland Avenue and River Drive where the vehicle went into the river around 4 p.m.

    Garfield Sgt. Michael Marsh and Officer Christopher Strabone were at police headquarters and responded to the scene. While they were on their way patrol units confirmed a car in the Saddle River overturned with entrapment.

    On scene, Marsh saw the car upside down with several civilians in the water near the vehicle. The officers put on water rescue gear and secured a rope to the bridge wall to lower equipment down.

    When Marsh ascended the river bank and entered the water he was met by off-duty Emergency Service Unit (ESU) Police Department Officer Robert Meehan and off-duty Garfield volunteer firefighter Patrick Ducey who had entered the water. They were holding the driver’s head above water with the help from a civilian.

    “The water level had the interior of the car almost completely submerged,” Marsh said. “His body was underwater. If no one helped him it would have been a problem.”

    All the civilians were removed to the river bank for their safety. Police retrieved a backboard and stokes basket. Police were then able to extricate the driver from the car and place him on a backboard.

    The driver was removed from the water and stabilized where ESU and arriving fire department personnel removed him from the riverbank and turned him over to EMS, according to Marsh.

    At that time, Ducey and Meehan were removed from the water and turned over to EMS for evaluation. No injuries were reported.

    Marsh and Strabone assisted with water rescue and members from the Garfield and Wallington fire departments conducted a secondary search of the car and surrounding river to ensure there were no other victims. It was confirmed that no one else was in the river.

    Olender was transported to Hackensack University Medical Center for further medical treatment.

    Marsh and Strabone then deployed hazardous materials booms across the Saddle River to contain the runoff leaking from the car’s engine. Then they assisted members of Fire Company 3 and the city tower with hooking up the car for the lift out of the river.



    Isuzu to Leave U. S. Market – Car News – Car and Driver #used #automobiles


    #isuzu cars
    #

    Without future GM products to rebadge, Isuzu is left without a lineup.

    Car News

    It s been a long, slow, painful death, but Isuzu now confirms it will stop selling light-duty trucks in the U.S. on January 31, 2009.

    The Japanese automaker broke the news to its surely crestfallen dealers in a conference call. It followed up with a press release saying the final nail in the coffin is the fear GM may not continue the platforms that support the Isuzu Ascender SUV and i-series mid-size pickup the only two Isuzus sold here.

    GM has been hinting it will get out of the mid-size body-on-frame SUV business (the Ascender is based on the Chevrolet TrailBlazer) and focus instead on car-based utility vehicles such as the new Buick Enclave. GMC Acadia. and Saturn Outlook and the Chevy Traverse coming later this year.

    As for the i-290 and i-370 pickups, Isuzu was the lead engineer on the architecture that would underpin the next-generation Chevy Colorado and GMC Canyon for GM. If this also has fallen apart that hasn t been confirmed then Isuzu s full lineup will have been wiped out.

    Rocky Relationship Road in U.S.

    Isuzu had a joint-venture assembly plant in Indiana with Subaru until 2002. Once that ended due to financial woes, Isuzu became wholly dependent on GM for vehicles to rebadge. GM ultimately sold its eight-percent stake in Isuzu in April 2006, ending a 35-year alliance and leaving Isuzu in an even more precarious position. But the two automakers created a joint venture in June 2006, known as LCV Platform Engineering Corporation, to develop the next-generation global small-pickup platform.

    The Japanese company sold only 11,300 vehicles in the U.S. in 2007, according to Ward s Automotive Reports, of which only 7000 were passenger vehicles. That figure included fewer than 3000 Ascenders and just over 4000 pickups.

    Service Centers to Continue

    It has always been our intention to remain in the U.S. market, Isuzu America CEO Terry Maloney said in a statement. However, we were unable to secure any commercially viable replacements for these vehicles. Although Isuzu will cease supplying passenger vehicles in North America, it will continue to stand behind its customers and dealers here for years to come.

    The automaker says it will honor warranties and roadside-assistance programs and maintain a customer call center. Many of the roughly 200 dealers in the U.S. are expected to continue to operate as Isuzu service centers. Dealers will be offered buyouts, and customer incentives will be made available to clear out old inventory.

    Isuzu will stay in the medium-duty truck business in the U.S. with plans to expand its commercial-vehicle business. But plans to build a mid-size-truck assembly plant in Birmingham, Alabama, have been put on hold due to concerns about the U.S. economy.



    Young Driver Insurance #temp #car #insurance


    #car insurance for young drivers
    #

    From iKube Insurance

    Car Insurance For Young Drivers

    For the newly qualified driver, you’ve passed your test; you’ve got your car, but the young driver insurance premiums are just too expensive. That’s where iKube can help!

    We can offer 17 – 25 year old young drivers a discounted car insurance package for those who stay off the road between the hours of 11pm – 5am. Research has indicated that young drivers are statistically at a higher risk of being involved in a serious road accident after 11pm.

    As long as you stay off the road between these “high risk” hours then you are seen as less of a risk. You are therefore eligible for a safe driving discount on your young drivers’ car insurance.

    • Fully comprehensive young driver insurance cover or third party fire theft cover.
    • Save up to 25%* with our safe driving discount
    • Additional discounts for Pass Plus – up to 10%**
    • iKube does not charge you by the mile.

    Interested? Give us a call or request a quote today:

    75% of young drivers already on board with iKube are offered a good driving discount in Year 2 (based on data collected by the ‘iKube black box’). 1 in 3, of these, will also have their night time driving restriction removed – allowing them to drive any time, day of night without any red hour charges.

    *Providing your driving test is not passed within the first 42 days of inception of the policy. Other concurrent changes such as change of vehicle or address may affect the premium.

    **Providing that they don’t have any claims, convictions or accidents in the last 5 years, we’ll add them on for free. All drivers must meet iKube’s underwriting criteria.



    Free-Trade Cars: Why a U. S. Europe Free-Trade Agreement Is a Good Idea – Feature – Car and Driver #car #ratings #and #reviews


    #trade cars
    #

    The United States and the European Union consider a free-trade agreement. Finally.

    cheaper cars, dirt-cheaper trucks

    The standard tariff for importing cars to the U.S. is 2.5 percent of their value. For pickup trucks and commercial vans, the tariff is a whopping 25 percent. Individual European countries don t charge import duties, but the European Union charges a flat rate of 10 percent on imported automobiles. In simple terms, tariffs are taxes. They re paid to governments by the businesses that import and export products and are factored into the prices we pay. Virtually every country in the world charges tariffs to some degree. With the proposed TTIP in place, the tariffs on cars and about a billion other products exchanged across the Atlantic would almost definitely disappear.

    revitalizing manufacturing

    ‘merica

    Suffice it to say, automakers are eager to see the TTIP enacted. The American Automotive Policy Council. which represents Chrysler, Ford, and GM, issued a statement supporting the negotiations, calling for an ambitious agreement to eliminate tariffs. Unlike NAFTA. the 1994 free-trade agreement that resulted in a rush of factory relocations to Mexico, the European-U.S. deal could very well establish the United States as a major exporter.

    A senior Volkswagen executive tells us that when Silao, Mexico, recently won out over the U.S. as the site of a new engine factory, it wasn t because of the cheaper labor. It s [Mexico s] free-trade agreement with the E.U.



    Compare Young Driver Insurance Quotes NI #used #cars #for #sales


    #cheap car insurance for young drivers
    #

    Generic

    Young Drivers USP

    Get a great insurance quote for Northern Ireland

    Local Comparison site

    CompareNI is your local comparison website helping you find insurance from providers in Northern Ireland and across the UK.

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    Compare young driver car insurance northern ireland

    If this is your first car, you are under 25 or have little or zero no claims bonus, it can be important to shop around for a cheap young driver insurance quote.

    NI Young Driver Car Insurance Comparison

    There are a number of practical steps that young drivers in Northern Ireland can take to reduce insurance premiums, such as completing the Pass Plus scheme, reducing their annual mileage or driving a car with a smaller engine or considering third party or third party fire and theft cover, which in some cases may be cheaper.

    CompareNI can help take the hassle out of finding cheap young driver insurance quotes in Northern Ireland, by using our online comparison system to help young drivers find insurance for teenagers and new drivers. Once you fill in our simple form you should get a list of quote displayed on online for you to view and compare. The list should be organised by the cheapest quote first.

    Compare Young Driver Insurance FREE with CompareNI



    Upcoming Toyota Sports Car May Cost More than Chevrolet Corvette – News – Car and Driver #nada #car #value


    #car and driver
    #

    Upcoming Toyota Sports Car May Cost More than Chevrolet Corvette

    On the heels of confirmation that the long-gestating BMW/Toyota joint sports-car project is still, well, gestating. we now have an idea of where the Toyota version will play in the sports-car segment.

    According to information we ve received from an inside source, the mid-size sports car—which Toyota is said to be discussing in terms of the FT-1 concept pictured above—is likely to cost more than a base Chevrolet Corvette, which currently starts at $54,995. If Toyota plans to play in the Corvette’s league, one should expect output in excess of 400 horsepower, likely from a turbocharged and/or possibly hybridized V-6. Rear-wheel drive is a given, but the car’s name—FT-1 or Supra or something else—remains to be seen.

    And then there’s this interesting question: If the Toyota ends up costing more than a Vette, how much might the BMW version cost? If the Bimmer commands a premium, it may be too pricey to be a direct replacement for the Z4, as has been rumored. If the two cars are priced commensurately, they ll need to be suitably differentiated for the existence of both to make sense, such as offering the Toyota only as a coupe and the BMW only as a convertible. And then there s the tantalizing possibility that the BMW may wind up being both more expensive and more powerful—and maybe lean heavily on that brand s newfound carbon-fiber expertise—which means we d have a Jaguar F-type  and Porsche 911  fighter on our hands.

    Whatever the case may be, it sounds like these new sports cars will be more aspirational than affordable. We re looking forward to finding out more—and hopefully soon.



    2010 10Best Cars – 10Best Cars – Car and Driver #used #car #lots


    #2010 cars
    #

    58 contenders. $2.5 million total. 12,000 test miles logged. The ultimate quest to find the year’s greatest cars.

    ______________________________________

    This year, for the 28th running of our annual 10Best competition, the rules were simple. First, we raised the price cap from $71,000 to $80,000 (roughly three times the average transaction price of a new car) in the belief that 80 grand is the current point of automotive excellence s diminishing returns. Cars get more expensive than that, but they don t get much better. More important, raising the cap makes eligible nominees in two other vital categories: luxo-sport GTs and luxury sedans. Never mind that only two new cars qualified (and one was about to be replaced in a few months, so we left it out).

    Second rule: As is the norm, we invited back 2009 s 10Best winners and all the new or significantly altered cars for 2010. Every qualifying vehicle must be on sale no later than January 2010, ergo the complete absence of vaporware.

    In all, we hosted a total of 58 automobiles at our secret base hidden amid the farm plots of southeast Michigan. We flogged the cars for a week over our long-standing route, which serves up everything from smooth curves to pockmarked apexes to first-gear corners to high-speed straights to elevation changes.

    There, we sought answers to the following questions: 1) How well does this car perform its intended mission? Does a given luxury car, for example, ride harshly? Does it sacrifice rear-seat headroom for an aggressive tumblehome? 2) Is this a highly engaging, fun-to-drive vehicle in its category? Does it compel the driver to get in and enjoy it? And 3) What kind of value does it represent? How much goodness does it deliver for its price?

    The cars on the following pages max out in all three areas. These are the machines that have cracked the greatness code. The overwhelming consensus in our results, arrived at by a diverse array of drivers and their biases, has convinced us that these are the 10 worthiest cars on the American road. And their average base price of just over $35,000 was far below our $80,000 cap.

    The Nominees

    The nominees are listed below. They consist of all-new cars, 2009 10Best winners (called out in bold ), cars that were not available for the 2009 competition, and those with significant updates. All cars must fall under our base-price cap of $80,000 and be on sale in January 2010.

    Acura TL 6-sp manual Acura ZDX Audi A5 2.0T Audi A6 3.0T Audi S4 Audi S5 Cabriolet Audi TTS BMW Z4 BMW 3-series/M3 Buick LaCrosse Cadillac CTS/CTS- V Chevrolet Camaro Chevrolet Corvette /Grand Sport/Z06 Ford Fusion/Fusion hybrid Ford Mustang/Shelby GT500 Ford Taurus/Taurus SHO Honda Accord Honda Fit Honda Insight Hyundai Genesis coupe Infiniti G37 Jaguar XF /XFR Kia Forte/Forte Koup Kia Soul Lexus HS250h Lexus IS convertible Lincoln MKS EcoBoost Lotus Evora* Lotus Exige S 260 Sport Mazda MX-5 Miata Mazda 3/Mazdaspeed 3 Mercedes-Benz E-class Nissan Cube Nissan 370Z Pontiac G8 GXP* Pontiac Solstice coupe* Porsche Boxster/Cayman Porsche 911 Carrera Subaru Legacy Subaru Outback Suzuki Kizashi Toyota Prius Toyota Venza Volkswagen Golf* /GTI

    * These cars met our eligibility requirements but were not available for evaluation.



    Car And Driver Announces – 10 Best Cars For 2011. #certified #used #cars


    #car and driver
    #

    Car and Driver announces 10 Best Cars for 2011

    Filed under:

    As one of the most esteemed auto magazines in the world, Car and Driver’s annual “Top 10 Cars” is always a good barometer for automakers to see if one – or maybe two – of their vehicles made it to the list. With a readership that spans the entire world, Car and Driver’s Top 10 list is read by millions of people so it’s kind of a big deal for these companies. From the usual suspects to a number of new surprises, the “Top 10 Cars” will reveal what cars the magazine is highly recommending for the next calendar year.

    In determining which cars make it to the list, editor-in-chief, Eddie Alterman explains: “In our testing, we are looking for those automobiles that deliver spectacular value, real driver engagement, and the highest fulfillment of their intended mission.”

    He continues: “Our testing takes place over a week on real roads in the real world, marshaling more than 60 new test cars and our entire editorial staff. It s a real workout, and the best cars on the market emerge victorious.”

    For 2011, the list has a number of old guards that have made multiple appearances while there are others that are making their inaugural face-time. Just to give you an idea on what to expect, three American, German, and Japanese models made it to the list with the other spot going to a model from South Korea. There are also three cars – the Audi S4 . the Mazda3 . and the Ford Fusion Hybrid – that dropped out of the list, which means that you’re going to be seeing a number of new entries making it to the Top 10.

    So without further ado, Car and Driver’s “Top 10 Cars for 2011” after the jump.



    Car-Buying Negotiating Guide – Car Reviews – Buyers Info – Car and Driver #used #cars #dallas


    #new car values
    #

    Your best chance at getting a fair deal on a new car starts with these tips.

    Buyers Info

    If you walked up to the cashier at your local grocery store with a gallon of milk in hand and said, It says $2.49 on this sticker, but I ll give you a buck-fifty, you d be going home thirsty. If you walked into McDonald s and said, I don t see a lot of people eating Big Macs today. I ll take that value meal off your hands for just three bucks! you d leave hungry. But walk into a car dealership, and you are expected to bargain with the salesman. Pay sticker, and you re giving the dealer hundreds or in most cases thousands of dollars in additional profit.

    Considering that the car dealership is a business and performing a necessary service getting the car from the factory to you some profit is definitely deserved. How much is fair profit depends on a number of factors, including the specific car and demand for it, the options, your location, and how long the car has been on the lot. So we can t tell you exactly what to pay. But we can tell you what to do to optimize your chances of paying what you want.

    Shop for Your Own Financing

    For most of us, financing is the only way we can afford a new car. Most dealerships can provide you financing, but be sure to check at your bank or credit union before you go to the dealer’s, as those other organizations will often offer you a better interest rate. At the very least, shopping around will give you an idea of what rates you qualify for, so you can police the dealership s offer later. For more on what to do prior to visiting the dealership, read What to Know Before You Go .

    Never Be Afraid to Walk Away

    This is the most important thing to keep in mind when shopping for a car. It might be uncomfortable to walk away, but remember that it is your money on the line, and it really doesn t matter if anyone at the dealership thinks you are irrational or whiny. There s certainly no reason to be unpleasant, but if you feel you are being treated unfairly or are the victim of classic dealership tricks. walk away. There s a good chance someone will stop you, and negotiations will begin again in earnest.

    Know the Invoice Price

    Invoice price is what the dealer pays the manufacturer for your car. Anything over invoice is dealer profit. Even if you pay exactly invoice, the dealer makes some money in the form of holdback, a percentage of the car s MSRP that most manufacturers pay back to their dealers quarterly. You can look up invoice prices and cash rebates using CARandDRIVER.com s Buyer s Guide. Once you know the invoice price and any rebates, start negotiating there and work upward.

    Watch All Areas of the Foursquare

    Most car salesmen use a worksheet called a foursquare to map out the major factors of your deal: purchase price, down payment, monthly payment, and trade-in value. Some will try to juggle the elements of this sheet, forfeiting a little to you on down payment but inflating your monthly payments while you bask in the glow of victory, or giving you a good deal on your trade-in but negating that with an inflated new-car price. The foursquare leaves out two critical numbers interest rate and loan term that will dictate your monthly payments and total amount paid. Keep track of each quadrant and these two additional figures, and try to keep each at a fair level.

    Never Negotiate in Terms of Monthly Payments

    For many buyers, the most important aspect of a major purchase is how much it will take out of our earnings on a monthly basis. When negotiating the purchase price, though, don t fall into the trap of negotiating based on monthly payments, as many customers are placated with a low monthly payment but fail to notice the swelling interest rate or stretched loan term. Monthly payment is just the result of your down payment, loan term, and interest rate. If your purchase price and trade-in value are fair and you get a competitive interest rate, your payment will be as low as possible.

    Don t Let Your Trade-In Be Used Against You

    Don t discuss trade-in until your new-car price is settled. Tell the salesperson you will discuss trading in when you are happy with your purchase price. Once you ve settled that, if you really feel like playing hardball, tell the salesman you re not buying a new car unless you get a good deal on the trade-in, too.

    Just as it is important to do your research on your new-car purchase before going to the dealership, a smart shopper does the research on the trade-in as well. Know what a fair price is for your used car you can look this up at the CARandDRIVER.com Used Car Pricing Guide. and don t let the dealer steal it from you. You can often obtain a better price selling the car yourself, but selling it to the dealer is convenient. Know what that convenience is worth to you, and try to reach a fair compromise.

    Just When You Thought It Was Over

    You ve settled on a price with the salesperson, but your deal isn t closed yet. You ll be ushered into the finance and insurance manager s office, where you ll have to keep your guard up against a possible onslaught of fees and extras. Some of the fees are unavoidable, but many can be bargained down or avoided altogether, and virtually all extras the finance manager offers are unnecessary and overpriced.



    Nissan Leaf Reviews – Nissan Leaf Price, Photos, and Specs – Car and Driver #used #cars #denver


    #leaf car
    #

    2013 Nissan Leaf SL

    Fourth place: Field of Dreams.

    2016 Nissan Leaf Nissan Leaf 2016 2.0 1.0 5.0

    The only car here sold exclusively as an electric should ace this test, right? Nissan s expensive and risky clean-sheet approach should give it no excuses for falling short of outright total domination. And indeed, the Leaf does a lot of things very well.

    Push the blue button on the steering wheel and the nav display handily shows your range in concentric circles on the map, the larger one a one-way trip, the smaller for a round trip. Push it again to be shown the nearest charging stations. The center screen also can show you current energy consumption by both the drive motor and the car s auxiliary systems (the Fit and Spark also have a version of this), plus a full menu of energy data, from your consumption history to your recharge times based on several levels of charging power.

    No question, the Leaf s creators fretted over its EV-centric details, even if the baggy styling could use a little work. The real problem for us is that the Leaf isn t as composed as the Focus and the Fit, and it isn t much fun to drive.

    The Smart s last-place finish isn t the result of some grudge against tiny vehicles, even ones that look like Willy Wonka s car if Willy Wonka ran a Ukrainian cathouse. We totally buy the concept of the Smart, even applaud the former DaimlerChrysler for first putting it into production way back in 1998. We just don t buy its execution. In striving so earnestly to be different, Smart forgot to make a good car.

    The handling is just bizarre. The steering is epically slow, and it s nearly impossible to take a clean line through a corner as the front and rear ends quibble over which way to go. From overhead, your path would look octagonal. Heading straight down a highway, your senses are prodded to confusion by strange side forces as the car stumbles over bumps and suddenly gets the wiggles for no obvious reason. The floor-mounted brake pedal is abrupt. Even if you never leave the city, where the Smart is designed to thrive, you ll still live in fear of hard stops, hard rights, and curved on-ramps.



    What if I Lease a Car? Info – Car Reviews – Car and Driver #compare.com #car #insurance


    #leasing a car
    #

    What if I Lease a Car?

    Info

    If you lease a car, you still need to buy your own auto insurance policy. The auto dealer or bank that is financing the car will require you to buy collision and comprehensive coverage. You’ll need to buy these coverages in addition to the others that may be mandatory in your state, such as auto liability insurance.

    • Collision covers the damage to the car from an accident with another automobile or object.
    • Comprehensive covers a loss that is caused by something other than a collision with another car or object, such as a fire or theft or collision with a deer.

    The leasing company may also require “gap” insurance. This refers to the fact that if you have an accident and your leased car is damaged beyond repair or “totaled,” there’s likely to be a difference between the amount that you still owe the auto dealer and the check you’ll get from your insurance company. That’s because the insurance company’s check is based on the car’s actual cash value which takes into account depreciation. The difference between the two amounts is known as the “gap.”

    On a leased car, the cost of gap insurance is generally rolled into the lease payments. You don’t actually buy a gap policy. Generally, the auto dealer buys a master policy from an insurance company to cover all the cars it leases and charges you for a “gap waiver.” This means that if your leased car is totaled, you won’t have to pay the dealer the gap amount. Check with the auto dealer when leasing your car.

    If you have an auto loan rather than a lease, you may want to buy gap insurance to protect yourself from having to come up with the gap amount if your car is totaled before you’ve finished paying for it. Ask your insurance agent about gap insurance or search the Internet. Gap insurance may not be available in some states.

    Next question: Do I need insurance to rent a car?



    Zipcar: Rent Cars by the Hour – Car News – Car and Driver #used #auto #sales


    #cars for rent
    #

    The latest in rental-car strategies.

      AARON KILEY ZIPCAR

    Car News

    In today s lightning-paced digital age, who needs to rent a car for an entire day? For a quick run to Costco or to fetch a new flat-screen TV, Zipcar (www.zipcar.com ) may be a solution for the car-less city dweller, renting cars and SUVs for as short a term as a single hour.

    Rates vary from $6 to $14 per hour ($60 to $105 per day), and the cars aren t necessarily the typical rental-car fare some locations offer BMW 3-series. Mini Coopers. and VW Jettas. although they all come with automatic transmissions. By way of comparison, the local Enterprise charges $40 a day for unlimited miles in a Chevy Cobalt. so for short rentals, Zipcar makes the most sense. Plus, insurance is included in the Zipcar rates.

    Unlike typical rental-car companies, however, Zipcar doesn t have a large storefront where all its cars are parked. Instead, it scatters small groupings of cars in parking structures and lots to maximize the number of users that can reach them on foot.

    To join up, applicants must be at least 21, there s a $25 fee, and your driving record gets a cursory check. After that, the paperwork s over, and soon a credit card like Zipcard arrives in the mail, which is used to unlock one of the 5000 cars found in roughly 50 cities throughout the U.S. (as well as Vancouver and Toronto, Canada, and London, England). Zipcar says it has signed up 200,000 members. To remain an active member, a $50 annual fee is required, but discounts are offered to members who commit to $50 or more in rentals per month.

    Cars are booked on Zipcar s Web site, where users search for and schedule cars by time and location. Each reservation includes 180 complimentary miles and free gas and can be canceled without charge up to three hours in advance. There are, of course, fees for returning the car late or with less than a quarter-tank of gas, and there s also a $500 damage deductible.

    We drove two Mazda 3s here in Ann Arbor, and they were mechanically sound, but despite Zipcar s claims of regular cleaning, the interiors were ripe with disgusting spills, stains, and various disturbing detritus.



    Top 10 Safe Vehicles for Less Than $25, 000 – Car Comparison – Car and Driver #auto #for #sale


    #safest cars
    #

    Safe bets for low rollers.

      BRENDA PRIDDY CO. THE MANUFACTURERS

    Feature

    We live in a nation of unparalleled personal-injury litigation, of warning labels on curling irons that must specify “for external use only,” and of waivers that must be signed before engaging in death-defying activities like roller skating. We are slightly more lax, however, when it comes to transportation. Traffic accidents trail only cancer and heart disease as the leading killer of Americans, and according to a recent New York Times article, we rank 11th in the world for fatalities per mile, more dangerous than countries like Poland and Estonia. This is even with quantum leaps in safety technology made and mandated in the past decade; it’s fairly tough to buy a patently unsafe vehicle nowadays. Some, however, are safer than others.

    Like prime real estate and good medical care, the safest cars go first to those who can pay for them. The latest and greatest safety technologies often debut on more expensive marquis models (think BMW 7-series. Volvo S80. Lexus LS460 ) and migrate downstream and across the market within a few years, as parts-bin sharing lowers costs and these technologies increasingly become worth their weight in marketing gold. Where Reaganomics failed as an example of trickle-down theory, the automotive industry shines. Save the fat-wallets first, and then get those on more moderate incomes later.

    Vehicular safety is focused in two areas: accident prevention and crashworthiness. Factors such as handling, braking performance, and stability control play into the first; airbags, chassis deformation, and crumple zones the second.

    Stability control uses data such as steering-wheel position and yaw and roll rates to detect a skid and then uses anti-lock braking and traction-control systems for prevention and recovery. Stability-control systems across manufacturers work with greater and lesser levels of complexity, sophistication, and efficacy, but they do work. Thanks to a mandate from the National Highway Traffic Safety Administration (NHTSA), every vehicle sold in this country by model year 2012 will be equipped with such a system.

    The U.S. government dictates a minimum of two airbags protecting the front-seat passengers in a frontal impact; many vehicles also come with airbags to protect occupants in side collisions. To make our list, vehicles must have stability control as well as curtain airbags for head protection, bringing the minimum to six. Most of these vehicles feature six airbags as standard; for those that don’t, we’ve built the option into the price, as we’ve done with stability control. Several cars meet the $25,000 price ceiling in four- or six-cylinder trim, which we’ve noted.

    NHTSA and its European counterpart, the New Car Assessment Programme (incidentally, also the name of the NHTSA branch responsible for crashing cars), rate the crashworthiness of cars on a five-star scale, five stars being the best score. NHTSA scores cars for driver and passenger protection in frontal impacts and front and rear occupant protection in side impacts; the European NCAP grants cars a single overall protection rating.

    Now that you know, choose well, hang a St. Christopher from the rearview mirror, and remember that the single greatest variable in vehicle safety is the loose nut behind the steering wheel. Click on the links above to read about a specific model, or “Next Page” below to browse the list.



    The 10 Cheapest Cars Sold in America for 2014 – Feature – Car and Driver #car #check #free


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    The 10 Cheapest New Cars Sold in America for 2014

    April 8, 2014 at 7:42 pm by Kirk Seaman | Photography by Patrick M. Hoey and the Manufacturer

    In general, cars today are so competent that even some of the most basic rides are better than some much pricier vehicles from 20 years ago. Of course, there’s still unpleasantness residing on dealer lots—but we’re here to help. We’ve compiled the 10 cheapest cars for sale in America today, along with our unvarnished assessment of each to help you know which ones to avoid and which ones are absolute steals.

    Oh, and a note: In the cases where more than one body style of a given model would make our list, we’ve included only the least expensive among them in the interest of diversity. Away we go!

    2014 Mazda 2 Touring model shown

    Why is this car smiling? Because the compact Mazda 2 knows it’s an entertaining daily driver while also being economical at the pump and easy on the wallet. Its low curb weight and excellent chassis combine to deliver tossability and driving enjoyment despite its meager 100 hp. Be sure to spec the five-speed manual for maximum involvement; the four-speed automatic is antiquated and saps fun. The 2’s short wheelbase can yield a bouncy ride over rough roads, but a small overall footprint makes it perfect for zipping in and out of city traffic and squeezing into the smallest of parking spots. With a well-designed, roomy interior, the Mazda 2 is the poster car for small, affordable, and fun-to-drive transportation. A new 2 is on the way shortly, based on the super-hot Hazumi concept .

    9. Hyundai Accent GLS sedan: $15,455

    2014 Hyundai Accent SE model shown

    Although this is the cheapest Hyundai on the market, the Accent GLS isn’t a stripped-out penalty box: Standard features include air conditioning, power windows and doors, remote keyless entry, and a power-operated driver’s seat. Its 138-hp 1.6-liter engine comes paired with a six-speed manual; the optional six-speed automatic adds cost ($1000) while subtracting performance. Other bummers: The suspension is too soft to be entertaining and the interior lacks refinement, with plenty of hard plastics where we’d prefer something softer. Hyundai’s 10-year/100,000-mile powertrain warranty, however, adds peace of mind to the new-car purchase process.

    2014 Toyota Yaris LE model shown

    We don’t know what the definition of the word “Yaris” is, but it definitely doesn’t mean “pocket rocket.” While this tiny Toyota offers a tidy, practical hatchback body, its 106-hp 1.5-liter engine offers little in the way of performance. Low weight, however, does enable surprisingly good handling, and the Yaris is one of the few cars in this list that actually enjoys tucking into a corner rather than tucking in its tail and heading for home. We’re hopeful the next Yaris will be even better, since it will share key components (and be built alongside) with the next-generation Mazda 2.

    7. Chevrolet Sonic LS sedan: $14,995

    2014 Chevrolet Sonic LT model shown

    While the sleekly sculpted Sonic can’t hit the 768 mph that its name implies, its 138-hp four-cylinder engine and five-speed manual transmission will scoot it along just fine under normal driving conditions. The real appeal of the Sonic lies in its lengthy and comprehensive list of standard features, 10 airbags, remote keyless entry, and air conditioning among them. While the sedan is fine, the more versatile and attractive five-door hatchback can be had for $600 more, and would be our pick.

    6. Ford Fiesta S sedan: $14,925

    The frisky Fiesta is indeed a party on wheels, or as close as one can get in this company. Stick with the S and its 120-hp 1.6-liter engine; it provides sufficient pep when paired with the five-speed manual, and we’d advise against the somewhat uncouth PowerShift dual-clutch automatic. And while the Fiesta in any form largely lives up to its name, we’d be remiss if we didn’t mention the real rager here: the 197-hp Fiesta ST hatch, which we named to our 10Best Cars list for 2014. Sure, at $22,225, the ST costs almost 50 percent more than the base S four-door, but no one has ever accused us of having our priorities—or finances—straight. Why start now?

    2013 Kia Rio5 SX model shown

    The Kia Rio swoops in to pull this list out of its apparent downward spiral. We are pleased to report that the Rio ticks all the boxes: distinctive looks, a relatively powerful 138-hp engine, and an industry-leading 10-year/100,000-mile powertrain warranty. Standard equipment includes a six-speed stick, USB and auxiliary inputs, satellite radio, air conditioning, and four-wheel disc brakes. And if you prefer the style of the hatch—we do—that model starts just $100 more.

    2014 Smart Fortwo Passion coupe model shown

    The Fortwo might be the least value-laden proposition here, even as there are three cheaper cars on our list. If we were plotting data points on a chart, the Fortwo would come in below the Mitsubishi at 70 hp and with a mere 1.0 liter of displacement; those two cars might, however, be tied were we to graph the “disappointment” factor. The Fortwo is built by Smart, but, well, you know how that joke ends.

    2014 Mitsubishi Mirage ES model shown

    What we have here is a case of getting less for more: The Mirage hatchback offers one fewer cylinder (three versus four) and less horsepower (74 versus 84) than the Chevrolet Spark, while costing $795 more. The only way the Mirage comes off as a deal compared with any of these other cars is, well, it doesn’t. It reaches 60 mph in no quicker than 10 seconds, which makes the old Transformer Mirage, whose car mode was a Ligier Formula 1 racer. very sad indeed.

    2013 Chevrolet Spark LT model shown

    With a meager 84 hp on tap from its 1.2-liter four-cylinder engine, the sprite-sized Spark won’t be winning any drag races, and might even lose to foot traffic. A five-speed manual is standard; avoid the continuously variable transmission if at all possible. Fuel economy was just so-so in our testing, and the pricing seems awfully close to Sonic-ville to seem like a deal. Still, there are some good things here, including an attractive and well-assembled interior that can be had with an excellent infotainment system if you step up a trim level.



    How To: Buy a Car at Auction – Feature – Car and Driver #unique #cars


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    Six tips to make it enjoyable.

    Remember that old proverb, Marry in haste, repent at leisure ? Spend too much for a car at auction, and those words will weigh heavier than your aching head the next day. And there s the added bonus that your inanity may be memorialized on the Speed Channel. Auctions are the fastest of fast tracks you are betting you know what you want, that you can recognize a car s strengths and faults, that you know what it s worth, and that you have the cool head to stop bidding at that point. The attraction of auctions is that there are rare cars to be had that are not found anywhere else. Auctions also let you avoid dealer markups or overly ambitious owners. Here are some tips to make the experience enjoyable. It s work, but it can be fun, too.

    1. READ the auction catalog (or the online version, if that s all you have) closely. The model may be famous, but what s the history of this example? Was it rebodied? Do the numbers match? Does it have a complete ownership trail? Is it a tribute or a re-creation? Does it seem out of place at this sale a VW Beetle at a muscle-car auction which might make it cheap, or alternatively incorrect (and buyers might not know)?

    2. ATTEND the auction. Sure, you can bid by phone, but would you really buy a car you hadn t seen? Did anyone ever buy a vehicle on eBay that was better than they expected?

    3. REGISTER early as a bidder and provide evidence you have the money to buy a car. You ll need a bank statement or a credit card, and expect to sign a contract that discloses the buyer s premium (a fee added to the winning bid). Don t show up late and face a long line; that could mean missing the car you want. Get a list of the order of the cars at sign-in and calculate when the ones you are interested in will cross the block.

    4. EXAMINE each car closely. Is it original? Is it the correct color? Educate yourself on the model or take an expert with you. Understand the VIN codes or have somebody along who can. Look past the shine at the details. Is the engine correct? Does it leak, smoke, or make bad noises? Is the body straight? How good is the paint? Look for documents. If the owner is there, ask questions about the car s history and work that s been done. Don t know doesn t cut it. Cars that look too good to be true may well be. If you didn t know they made one of these, stop and think maybe they didn t. I bought a left-hand-drive, four-speed Daimler to illustrate that point. Great story but not factory. The guiding rule is always: No stories.

    5. BIDDING is best done where you can be seen by the auction ringmen. They watch the crowd, so make sure you re fairly close and that they can see you and your paddle. Hanging back and joining the bidding late can sometimes work, but it can also generate another bidding surge, as somebody thinks they re missing a bet. Set your top price and don t go above it. Do not visit the bar; do not go with a new girlfriend or a college buddy. If you re successful, resist the urge to turn to the TV camera with both arms extended victoriously above your head. Somebody at the IRS may recognize you.

    6. SHIPPING is last, and auction houses have reputable shippers who will transport your car in an enclosed trailer. Don t drive it yourself and get stuck in the boonies with big repair bills. There s still a sales tax to pay; it takes effect in the state where you ll register your car, so hopefully you re like me and live in Oregon, where there is no sales tax.



    2015 Ford Mustang potentially leaked by Car and Driver #car #registration


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    2015 Ford Mustang potentially ‘leaked’ by Car and Driver

    Few upcoming debuts have been as eagerly anticipated as the all-new Ford Mustang that’s expected to debut shortly as the Mustang’s 50th anniversary year approaches. Well, Car and Driver magazine would have us wait no longer as it claims to be leaking Ford’s new global pony car early.

    Of course what you’re looking at is just as likely to be a composite rendering based on what C/D projects the new Mustang to look like, but to our eyes it looks spot on. Combining design traits from the Evos Concept with classic Mustang signatures and Ford’s Aston-inspired grille treatment, C/D’ s images including a complete 360-degree digital navigator show a Mustang not only for the modern era, but also for global distribution, taking a quintessentially American car to markets its predecessors were never designed for.

    Those global considerations are expected to spell the demise of the outgoing Mustang’s holdout live rear axle in favor of an independent suspension, and a slight constricting of the exterior dimensions. And thanks to a separate leak, coming from a digital survey, we have apparent confirmation of what will power the new pony car. While the existing 3.7-liter V6 and 5.0-liter V8 engines will apparently carry over with only slight adjustments in output, the survey confirms a new 2.4-liter turbo four will be positioned in between them, offering slightly more power than the V6 but markedly improved fuel economy for a manageable $560 premium over base.

    Car and Driver reports that Ford could replace the base V6 with the 3.5-liter EcoBoost from the Taurus SHO. slot the current supercharged 5.8 into the new GT500 and an all-new twin-turbo V8 into a new GT350. The successor to the Boss 302. however, could go with the new engine or stick with the previous one. We’ll have to wait a little longer, but hopefully not much, to see how this all plays out. In the meantime you can head over to C/D to delve into their project details and play around with the virtual navigator.



    Car and Driver Magazine #skoda #cars


    #car and driver
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    Car and Driver Magazine

    Description:

    Car and Driver magazine is an automotive periodical that is dedicated to providing articles and features about the most cutting-edge car information. From buyer s guides and reviews to vehicle makes, this magazine provides for all your automotive needs in each issue. Be prepared to take a drive with the help of your discount Car and Driver magazine subscription.

    With every issue of Car and Driver, you will receive all the latest information about the newest and hottest cars on the market. Articles about cars of all makes and models appear in the magazine from Acura to Volvo. There are also photography spreads in every issue that you will enjoy. The photos capture every angle of the cars so that you get a full perspective of what each vehicle looks like. No matter for your favorite make is you are sure to find something you love in every issue.

    A Car and Driver magazine subscription will provide you with features such as the ten best cars, editor s choice, columns, gearbox, tech department, and much more. Whether you are thinking of investing in a new vehicle or are preparing to add to your own, you will love all the features in this publication. The features provide you with a range of information stopping not with just the makes and models of vehicles, but ensuring that you know all that you need to know about cars so that you are an informed enthusiast and buyer.

    Buyer s Guide and Reviews

    This publication is dedicated to providing you with quality buyer s guides as well as reviews. You will never have to be worried about being uninformed when you buy a vehicle again. It doesn t matter whether you are dealing with a salesman at a dealership or buying a privately owned vehicle, Car and Driver is sure to provide you with the information you need to make wise purchases. The buyer s guides and reviews also include information about the gear that you need to go with your cars. From parts to additional items, everything is included in this resource.

    Subscribe to an amazing automotive resource today by ordering your discount Car and Driver magazine subscription!