New Jersey Social Security Disability Lawyers: Nationwide Attorneys SSDI Appeal Application, california disability lawyers.#California #disability #lawyers


Nationwide Social Security Disability Lawyers

When you become disabled and can no longer work, you must adapt physically, emotionally, and financially to the changes in your life. The last thing you need at this challenging time is to struggle with a confusing federal bureaucracy like the Social Security Administration. Let our social security disability lawyers help you with your disability SSI application or SSDI appeal.

Do you need social security disability help?

If you ve been frustrated in your attempts to receive Social Security Disability (SSDI) or Supplemental Security Income (SSI), please click here to contact the Social Security Disability Lawyers at Kazmierczak Kazmierczak, LLP. We have more than 30 years of experience helping disabled people receive SSDI and SSI. We are experienced in our field. Karl Kazmierczak, Esq. is also a Board Certified Social Security Disability Specialist by the National Board of Social Security Disability Advocacy. The NBSSDA is an approved certifying organization by the ABA. We d appreciate the opportunity to put our skills and experience to work for you. So, call us at 1-877-527-5529.

We do this work because we care about people.

Our entire practice is devoted to helping disabled people with their Social Security Disability claims. Because it s all we do, we do it very well. We have a depth of knowledge few other firms can match (See my Blog). When you hire Kazmierczak Kazmierczak, LLP, you can rest assured that an accomplished and compassionate SSDI lawyer will handle your case.

We represent clients nationwide.

No matter where you live, we can help. Please contact our SSI Lawyers today to discuss your case. Questions are welcomed at any time and consultations are free. You will pay no legal fees unless we win your case.

We treat you like family.

Our family law firm offers personal, responsive, client service as well as high-quality representation. If you contact us, we will get in touch with you within 24 hours. We will explain your options clearly and keep you informed of all important developments in your case.

Please call us with any questions you may have – no obligation is necessary. This process is extremely confusing. Do not feel alone. We will help.

Our knowledgeable attorneys and staff can answer any questions you have about the application or the process in general. Please call and ask. We want to help: 1-877-527-5529.

We re convenient.

Our four offices are handicapped accessible, but you don t have to come to an office for us to help you. We can work with you by phone, mail, fax, or e-mail. We understand the constraints of disability, and that you may or may not be mobile. We will work around this to provide you with excellent representation.

For accomplished, effective representation that gets results, contact Kazmierczak Kazmierczak, LLP.

Minneapolis Social Security Disability Lawyer #minneapolis #disability #attorney


Andrew E. Kline Attorney At Law

Your Minnesota Disability Lawyer


You are unable to work. Perhaps you have been injured. Or you are ill. Or both. You are becoming more depressed and anxious by the day. You believe that you are entitled to Social Security disability or SSI benefits, but Social Security has turned you down. It is unfair and stressful and unbelievably frustrating. What should you do? Where do you turn?

You can contact a large Social Security law firm that spends thousands of dollars on high-profile advertising. These firms accept virtually all cases but may treat their clients as more of a number than an individual. Once you sign a fee agreement with these firms, your personal contact with an actual attorney may cease until perhaps one hour before you attend a hearing before a Social Security judge. When you try to reach your attorney at the offices of these firms, you are directed instead to a staff member. Your questions may not be answered promptly or satisfactorily.

However, there is an alternative. You can contact the law firm of Andrew Kline. My firm was established in 1981. You will discuss your issues over the telephone with me personally. If I believe that your case has merit, you will meet with me in person at my office to discuss your case further and sign the necessary paperwork. Even more significantly, while your claim is pending, all of your questions and concerns will be handled personally and promptly by me, not by an assistant or staff member. If there is a hearing before an Administrative Law Judge, you will meet with me for approximately two hours to prepare you.

Following your hearing, a decision (hopefully favorable) will be issued, but your Social Security problems may continue. Social Security may not process your claim properly or pay you correctly, and you may still need my services. Or months or even years later, a Social Security problem may develop. Throughout this time, I will still be at your side, advocating on your behalf for the benefits to which you are entitled.

No attorney wins every case. If you unfortunately receive an unfavorable decision from the Social Security judge, I will not abandon you. I will appeal your case to the Appeals Council, which occasionally sends cases back to the Social Security judge to correct errors and issue a new decision. Many other attorneys simply give up and do not appeal the Social Security judge’s decision.

THIS IS AN ADVERTISEMENT. This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Website: Minnesota Website Design

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Day Support for Children
Center based supportive children s programs after school and during summer months. (DTT DTS)
Vocational Services
Vocational training services for adults with developmental disabilities while being supported by job coaches and sheltered workshops.
In-Home Support Services
Home and Community Based Supports provided by trained compassionate direct support professionals.

Many new employees come to Tungland to satisfy their need for a JOB. Some, however, soon realize the potential for advancement and begin their journey to a career.

Applications are accepted on-line or at any of the following office locations.

  • Flagstaff, Arizona
  • Phoenix, Arizona
  • Tucson, Arizona
  • Fallon, Nevada
  • Las Vegas, Nevada
  • Winnemucca, Nevada
  • Farmington, New Mexico
  • Fort Collins, Colorado

You can search our on-line database for the latest available position.

Remember to check back daily for new job postings

and advancement opportunities!

Updates about the tungland corporation


Did you know that The Tungland Corporation is now serving individuals with cognitive and mental disabilities in the Nevada and New Mexico areas?

Read more about our Nevada or New Mexico locations and the service that are provided in those areas by clicking on the links below!

The Tungland Corporation (TTC) offers support services for children, adolescents, adults and elders, ranging from residential community-based services, day treatment programs, in-home respite, habilitation and attendant care, to specialized living arrangements, foster or host homes, counseling, consulting, and employment/vocational support services.

Disability FAQs #individual #long #term #disability #insurance #providers


Disability FAQs

When am I considered disabled?

The definition of disability will vary depending on your employer’s plan. Some policies consider you disabled if, due to sickness or accidental injury you’re unable to perform the duties of your own job or occupation, while others consider you disabled if you’re unable to perform the duties of any job or occupation taking into consideration your training, education and experience. Other policies require that you are unable to earn a certain percentage of your pre-disability income because of injury or sickness.

Some policies may include a rehabilitation provision that gives you an incentive to take part in a vocational rehabilitation program.

Keep in mind that many policies have exclusions and limitations and may not fully cover certain disabilities and pre-existing conditions. Benefits differ from company to company, so speak with your benefits administrator for your workplace’s complete plan details.

When will benefits start?

If you satisfy the definition of disability, benefit payments will begin after you have met a waiting period – a plan-defined period of time, starting with the date you are disabled from work and the number of days you must continue to be disabled until benefits begin. Most group long term disability plans have an elimination period of 90 days or 180 days. Under group plans, the employer selects the elimination period.

How long will benefits be paid?

With most group disability plans, the employer selects the maximum duration of benefits. The most frequently offered maximum benefit periods are two years, five years, and to age 65. Policies with shorter maximum benefit periods typically have lower premiums. Benefits will be paid up to the maximum duration provided you continue to the disabled during that period.

How much disability insurance do I need?

Disability coverage that replaces at least 60 percent of your after-tax income is generally recommended.

To estimate the benefit amount you would need if you became disabled, ask yourself how much monthly income would cover your living expenses. Household expenses may include mortgage and car payments, groceries and child care. Consider all these factors to help you come up with an appropriate amount.

The MetLife Disability Calculator is another handy resource you can use to estimate the amount of disability insurance income you would need to help maintain your current standard of living.

What additional benefits are available?

Social Security disability benefits may be available to eligible individuals who experience a disability that is expected to last at least one year, in addition to other requirements. Social Security disability benefits are not intended for temporary conditions. You should also note that Social Security’s disability rules are different from those of other government or private programs. For more information on Social Security disability benefits eligibility, visit the Social Security Administration’s website at .

How can I obtain disability insurance coverage?

Check with your workplace benefits specialist to find out if your company offers group disability insurance, and if you are eligible. If so, your benefits administrator can provide you with plan details.

What if I need to file a claim?

You will need written proof of your disability from your treatment provider(s) to file a claim. You may also need to provide additional medical records concerning the details of your disability. MetLife may also want you examined at their cost and/or may require financial information from you. Please see your company’s benefits administrator for details.

MetLife offers various ways to submit your claim based on your plan, including online, mail, phone and fax options. Plus, you can count on MetLife to provide caring, compassionate and accurate claims service if and when you experience a disability.

Nationwide Disability Insurance Claim Representation, disability insurance maryland.#Disability #insurance #maryland


Nationwide Disability Insurance Claim Representation

Disability insurance marylandThe Attorneys Dell Schaefer disability income division managed by Gregory Michael Dell, represents disability insurance claimants throughout the nation.

We welcome the opportunity to provide you with a free consultation regarding your claim for disability income benefits.

Our law firm has built the infrastructure and established an aggressive nationwide reputation by assisting thousands of short term and long term disability insurance claimants. Our initial communication with all potential clients is always a free phone consultation with one of our disability attorneys. We are available for consultation at satellite office locations in every state. Most disability insurance companies conduct business and sell disability insurance coverage in every state; therefore our disability lawyers usually file claim denial lawsuits in federal court. We have co-counsel relationships with attorneys in each state throughout the country.

Here s a list of disability insurance information for each state:

Our law firm is continually striving to provide prompt and efficient legal services for our clients. We engage in regular phone conferences with our clients and utilize technology such as GoToMeeting and Skype in order to review and discuss any documents.

We maintain a custom designed case management system which allows us to constantly monitor the current status and history of a client s claim. In addition, our office is paperless, which allows our lawyers to have nationwide web-based access to any document in a client s file within a matter of seconds. As a result of our paperless system all correspondence and documentation is sent to our Hollywood, Florida nationwide headquarters for scanning and processing.

Call our nationwide main phone number 800-682-8331 to schedule a free telephone consultation with one of our disability attorneys.

All correspondence shall be mailed or faxed to:

Attorneys Dell Schaefer Nationwide Headquarters:

2404 Hollywood Boulevard

Hollywood, Florida 33020

Nationwide Central Fax: 1-888-776-3876

Outside USA Phone Number: 954-620-8300

Instant Disability Quote #instant #disability #quote, #disability #insurance, #zander #insurance


Instant Disability Quote

Your greatest asset is your paycheck. Disability insurance protects you and your family if you are unable to work by providing income which will help pay your bills and take care of your family. It’s just as important as life insurance.


The need for disability income protection is crucial and is an essential part of your financial plan. It provides an income for you and your family if you have an accident or health condition that prevents you from working and earning a paycheck.


  • 61% of wage earners personally know someone who has been disabled and unable to work for 3 months or longer. 1 in 8 workers will be disabled for 5 years or more during their career.
  • 65% of working Americans say they could not cover normal living expenses even for a year if they lost their income due to an illness or injury.
  • The average individual disability claim lasts 31.6 months.
  • The average disability payment from Social Security is $1,111 per month. 70% of Social Security disability applicants get denied.
  • Approximately 90% of disabilities are caused by illnesses rather than accidents.

A long term disability policy that has a benefit period of no less than five years along with an emergency fund can help assure that your family’s lifestyle is not vulnerable and can continue through a period of disability and loss of income.

1 We do not sell your personal information to anyone. You will not receive unsolicited, intrusive calls or emails from other agents and companies across the country. If you do provide your telephone number, a Zander representative or their partners may call or text message/SMS you at the phone number(s) above, including your wireless number if provided. Normal charges may apply. This call may be generated using an automated technology and if we’re unable to reach you when we call, we may leave you a pre-recorded message, so you can call us back. Your consent to us calling is not required to get a quote or make a purchase and may be revoked at any time. You may simply call us at 800-356-4282. (Sorry for the long, boring disclaimer. our attorney made us do it.)

6213 Charlotte Pike, Nashville TN 37209 | P: 800-356-4282 | F: 615-352-2850

Copyright 2007-2017 The Zander Insurance Group |

Professional Disability Insurance #professional #disability #insurance,long #term #disability #insurance,disability #insurance


Professional Disability Insurance

How Professional Disability Insurance Helps

Professional disability insurance has an undeniable role to play in the lives of those who have sacrificed much to achieve heights in their occupations that are out of the ordinary.

With such success there is always the risk of loosing it all because of a gradual or sudden disability.

There are some who believe that their savings and investments would be sufficient to take care of their financial needs in such an event.

As a professional person you likely enjoy an income that is higher than average. It is years of hard work and study that has made this possible.

Disability insurance for professionals is a must as in the event of your disability. you, as well as your family, could have serious financial problems.

This may or may not be so. depending on how frugal you have been and how long you are disabled. One thing that is certain is that the disabled person will see a rapid depletion of his or her assets.

Professional disability insurance can prevent much of the financial headache and allow the disabled person to focus on recovery. I have seen fear and worry totally destroy the confidence of a disabled person. he eventually lost his will to live and died before he should have.

Take the time to investigate professional disability insurance as it will be worth your effort. Here are some of the things to look out for.

Your policy’s definition of disability is of paramount importance. It should clearly state that. if you are unable to perform the primary duties of your own occupation because of illness you are disabled.

There are policies that indicate that you are disabled if you cannot perform duties in any occupation. Avoid them. You are a Surgeon. and through an automobile accident. you have the nerves in one of your hands badly damaged. If you.

have a good disability policy you are considered disabled and after the policy’s elimination period you will begin receiving income from it. You may be able to practice in some other area of the medical field, may be in an advisory position. had the definition been any occupation. you would not get paid by the insurance company.

You should also pay special attention to whether or not your disability insurance policy has a clause which covers you for partial or residual disability. After a while, and with treatment, you start to receive feeling in your hand.

You want to go back to your profession but you can only perform some of the duties in your own occupation. You can, but with a reduced income from the policy.

When purchasing your disability insurance policy you should make certain that your policy is non-cancellable and guaranteed renewable. This guarantees that it cannot be canceled by the life insurance company at any time and the terms and conditions of the policy cannot be changed. The premiums cannot be raised for the policy’s duration.

  • Elimination Period
    Your elimination period. or waiting period. for your professional disability insurance policy is a decision that you make at the time of your purchase. This could be 30 days, 60 days, 90 days, 180 days or about 1 year.
  • Benefit Period Your benefit period for your professional disability insurance policy can be for up to 2 years, 5 years or to age 65. The most popular choice is to age 65 .

    Be certain your disability insurance company will pay when you need them. The Definition Of Disability can be Quite Misleading.

  • Disability Insurance for Doctors – Got Di Insurance #doctors #disability #insurance


    Life Insurance & Income Protection

    for Self-Employed Physicians & Dentists
    or Those Looking for Supplemental Coverage

  • at the Lowest Legal Premiums in California.

    Coverage Options for All Medical
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  • For every quote, we’ll donate $5 to the American Cancer Society!

    In order to give back to the community, is donating
    $5 to the American Cancer Society for each free insurance quote request
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    (Limit one per household)

    For every quote, Got DI donates $5 to the American Cancer Society!

    In order to give back to the community, is donating $5 to the American Cancer Society for each free insurance
    quote request that we receive (limit one per household).

  • For every quote, Got DI donates $5 to the American Cancer Society!

    In order to give back to the community, is donating $5 to the American Cancer Society for each free insurance
    quote request that we receive (limit one per household).

    Disability Insurance for Doctors, Physicians, Dentists More

    Got DI offers disability insurance plans for a number of self-employed professionals, but specializes in providing policies for doctors, dentists and specialized physicians. Shopping for income protection coverage takes time, so we reduce the hassle by comparing policies, simplifying options, and including language that suits the needs of health and medical professionals. Check out GOT DI s plans for doctors, physicians, and an array of other specialty occupations for health professionals throughout the state of California.

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    Prices are fixed by state laws and regulations set by the California Bureau of Insurance for medical and dental professionals, so it doesn’t make sense to get a disability insurance quote anywhere else!