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What Does A Businessowners Policy (BOP) Cover?

Insurance companies selling business insurance offer policies that combine protection from all major property and liability risks in one package. (They also sell coverages separately.) One package purchased by small and mid-sized businesses is the businessowners policy (BOP). Package policies are created for businesses that generally face the same kind and degree of risk. Larger companies might purchase a commercial package policy or customize their policies to meet the special risks they face.

BOPs include:

  1. Property insurance for buildings and contents owned by the company — there are two different forms, standard and special, which provides more comprehensive coverage.
  2. Business interruption insurance, which covers the loss of income resulting from a fire or other catastrophe that disrupts the operation of the business. It can also include the extra expense of operating out of a temporary location.
  3. Liability protection, which covers your company’s legal responsibility for the harm it may cause to others. This harm is a result of things that you and your employees do or fail to do in your business operations that may cause bodily injury or property damage due to defective products, faulty installations and errors in services provided.

BOPs do NOT cover professional liability, auto insurance, worker’s compensation or health and disability insurance. You’ll need separate insurance policies to cover professional services, vehicles and your employees.

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    Every vehicle at some point will experience problems that can leave you stranded at the side of the road, but breakdown cover could provide peace of mind should you run into difficulties.

    The most common reasons for breakdown call outs includes engine issues, flat/faulty car batteries, flat tyres, losing your keys or accidentally misfuelling .

    If this happens to you and you don t have breakdown cover for the above, you ll have to cover the costs of getting rescued.

    Even without cover in place, you can help prepare yourself for a breakdown. Our handy guide contains tips on what you should have at hand, if you re be unfortunate enough to breakdown, at home or abroad.

    What are the different features of breakdown cover?

    As with most things, you get what you pay for with breakdown cover. A cheaper policy will generally offer only the basics, but a more comprehensive policy could have many more features.



    Breakdown Cover #best #cars #2010


    #car breakdown cover
    #

    Breakdown Cover

    To discuss breakdown cover on the phone call 0330 159 1111

    750 of parts and labour

    With our Garage Parts Labour, we ll cover the costs of certain parts and labour at the roadside or through our RAC Approved Network. With no excess to pay, we cover costs up to 750 per claim for up to 5 claims per year.

    1000 of Key Cover

    Roadside

    Recovery

    Great for Families

    Help in Europe

    Winter Driving

    Misfueling

    Breakdown Cover

    RAC Car Breakdown Cover will get you back on the road. Fast. And did you know, the RAC can come to your rescue if you have an accident 3. Already a member? Existing members can take advantage of great Member Benefits with their car breakdown cover.

    RAC Breakdown patrols fix 4 out of 5 vehicles at the roadside. UK Breakdown Cover membership starts from just 27.99 for roadside assistance. Options also include roadside recovery cover, at home car breakdown cover and more.

    We know you want great value cover from a name you can trust, which is why our cheap breakdown cover starts from just 27.99. Why not compare breakdown cover and see if another breakdown provider can offer all this.

    In addition to providing roadside assistance for your car, we offer Motorbike Breakdown Cover. which starts from just 27.99. We also provide European Breakdown Cover to give you peace of mind whilst on your holiday road-trip, from Short Trip cover to our Comprehensive 5 Star Defaqto-rated cover.

    Useful Breakdown Cover information:

    Important information:

    * RAC Amazon.co.uk Gift Card(s) Winter Offer 2015

    1. A maximum of £100 Amazon.co.uk Gift Card** can be claimed by eligible new customers purchasing RAC Breakdown cover. The level of cover purchased determines the amount awarded:
    • £20 – Roadside Recovery
    • £20 – Roadside and At Home
    • £20 – Roadside, Recovery and Onward Travel
    • £30 – Roadside, Recovery At Home (Unlimited)
    • £50 – Roadside, Recovery, At Home Onward Travel (Premier)
    • £100 – Roadside, Recovery, At Home, Onward Travel European
      To qualify for the Amazon.co.uk Gift Card you must purchase RAC Breakdown cover direct from RAC by visiting rac.co.uk, or by calling us direct.
      You must purchase one of the above cover combinations on an annual continuous payment method to qualify.
      Your policy must have started before the end of January 2016 and we must have received full payment in order for us to issue your Amazon.co.uk Gift Card.
      The offer is not available to existing RAC Breakdown customers buying (or renewing their existing) breakdown cover or on purchases of breakdown during a breakdown situation.
      This offer is fulfilled online and you must therefore provide a valid email address at the time of purchase in order to claim your Amazon.co.uk Gift Card.
      The offer excludes purchases made through cashback and voucher code sites.
      The offer excludes employees of RAC, their immediate families, agents or any other person connected with the promotion.
      The Amazon.co.uk Gift Card can be redeemed against eligible purchases on the Amazon.co.uk website.
      Only one Amazon.co.uk Gift Card offer claim per customer, UK residents only.
      There are no cash or any other alternatives available.

    How It Works

      To claim your Amazon.co.uk Gift Card you must visit racwinteroffer.co.uk before midnight on 21 May 2016 and enter your membership and unique reference number which will be emailed to you within 72 hours after your purchase date.
      Provided payments have been received in full, and you have logged in to racwinteroffer.co.uk to accept the offer terms and conditions and claim your Amazon.co.uk Gift Card, the Amazon.co.uk Gift Card will be emailed to you 35 days after your policy start date.
      The Amazon.co.uk Gift Card will be valid for 10 years from the date it was issued. To redeem your gift Amazon.co.uk Gift Card, follow these steps:
    1. Visit amazon.co.uk/redeem
    2. Enter the Claim Code and click ‘Apply to Account’ when prompted.
    3. Gift card funds will be applied automatically to eligible orders during the checkout process.
    4. You must pay for any remaining balance on your order with another payment method.
    5. Amazon.co.uk Gift Card claim code may also be entered when prompted during checkout. To redeem your Amazon.co.uk Gift Card using the Amazon.co.uk 1-Click® service, first add the gift card funds to Your Account.

    Things You Need To Know

      Offer is subject to availability and cannot be used in conjunction with any other offer and RAC reserve the right to vary or amend these terms and conditions or to withdraw the promotion at any time.
      By participating in the promotion, you agree to be bound by these Terms and Conditions and the Amazon.co.uk Gift Card terms of use.
      It will be necessary to pass some of your data to The Grass Roots Group UK Limited for the purposes of administering the Amazon.co.uk Gift Card. Your data will be kept secure and will not be used for any other purpose.

    **Amazon.co.uk is not a sponsor of this promotion. Amazon.co.uk Gift Cards (“GCs”) may be redeemed on the Amazon.co.uk website towards the purchase of eligible products listed in our online catalogue and sold by Amazon.co.uk or any other seller selling through Amazon.co.uk. GCs cannot be reloaded, resold, transferred for value, redeemed for cash or applied to any other account.Amazon.co.uk is not responsible if a GC is lost, stolen, destroyed or used without permission. See amazon.co.uk/gc-legal or complete terms and conditions. GCs are issued by Amazon EU S.à r.l. All Amazon ®, ™ © are IP of Amazon.co.uk, Inc. or its affiliates.

    † Price for 1 day Comprehensive cover for up to 8 people travelling in a 1 year old vehicle in France

    1 Customer survey on service and our previous European Breakdown policy based on data collected between April 2014 and March 2015

    ^ Costs up to £150 excluding short trip cover

    2 £27.99 price is available on the purchase of Vehicle Based Roadside only on an annual continuous basis for the first year of membership.

    Breakdown cover provided by RAC Motoring Services (Registered No 01424399) and RAC Insurance Ltd (Registered No 2355834). Registered in England; Registered Offices: RAC House, Brockhurst Crescent, Walsall, WS5 4AW. Arranged, sold and administered by RAC Motoring Services who is authorised and regulated by the Financial Conduct Authority in respect of insurance mediation activities only. RAC Insurance Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.



    Car breakdown cover comparison #german #cars #for #sale


    #car breakdown cover
    #

    Car breakdown cover comparison how to get cheap breakdown cover

    Breaking down on the road can be a nightmare, but getting the best breakdown cover can help get you back on the road. Breakdown cover is not mandatory but acts as a form of insurance. so you can have peace of mind that you re covered if your car breaks down or refuses to start.

    When you compare breakdown cover, there are typically two different types to pick from. The main considerations you’ll have are price and convenience. To find the best breakdown cover for your needs you should run a breakdown cover comparison.

    Find the cheapest breakdown cover for you through Warranty Direct

    Standard or Automatic car breakdown cover

    This is considered to be the most convenient of car breakdown insurance. You pay an upfront annual fee which will cover you for a number of call-outs over the year. If your car breaks down you won’t have to pay any fees at the time as it will already have been paid for.

    Automatic cover is offered by most breakdown companies, with big names such as the AA, RAC, Green Flag, and Britannia Rescue leading the market, which can make it easy to compare breakdown cover.

    This might not be the best breakdown cover policy for you though if you have an old, run down car which is likely to break down quite a bit over the year.

    Pay on call-out vehicle breakdown cover

    Like automatic cover you pay an annual fee but the difference comes when you need to make a call-out. The breakdown company will call out a local recovery service rather than send out their own engineers. You then pay the local firm for the repairs and reclaim the money from a breakdown provider.

    This isn’t nearly as convenient as Automatic cover but it is generally cheaper. So if cheap breakdown cover is your priority, this could be the best option for you.

    Other types car manufacturer branded cover

    Some car manufacturers, such as Honda and Toyota, provide vehicle breakdown cover when you buy one of their cars. It usually covers the vehicle only, with the services provided by a third-party breakdown cover provider or a combination of a third party and the manufacturer’s dealer network.

    Personal or car cover

    Some policies cover you and some cover your car, so when looking for cheap breakdown cover it pays to decide which option is best for your needs.

    Personal breakdown cover

    This can provide breakdown cover if you re the driver or passenger in either your own car or any other vehicle.

    However, you re unlikely to find the cheapest breakdown cover here as personal cover can be expensive and tends to be aimed at people who frequently drive or travel in more than one car.

    Car breakdown cover

    Here the policy applies to the car, not the driver, meaning that anyone driving the car will be covered – this could be a good option for a family car which is shared by two or more drivers.

    You can also typically cover up to three named vehicles on any one policy, which can make it, on breakdown cover comparison tables, a more appealing, if not cheap breakdown cover option.

    Levels of car breakdown cover

    Levels and features of car breakdown insurance vary greatly between different companies – some of the main features are:

    • Roadside assistance   Covers you if you break down anywhere in the UK, typically at least a quarter of a mile away from home.
    • Home assistance   This will also cover you if your car breaks down at home or less than a quarter of a mile away.
    • Vehicle recovery   If your car can t be fixed at the roadside, vehicle recovery means it will be towed to a garage or your home.
    • Parts and labour cover   Covers the cost of any parts and labour needed to fix your car.
    • Onward travel   Onward travel breakdown cover can get you where you want to go, whether it s a lift home or dropping you off to the destination you were travelling to, as long as it s in the UK. Onward travel UK breakdown cover can even be more comprehensive, like a courtesy car or even accommodation while your car is being repaired.
    • European breakdown cover   While most policies only include breakdown cover for the UK, European cover will come to your aid if you break down elsewhere in Europe. Some standard policies allow you to upgrade to European breakdown cover at a later date if needed.

    How to choose the best breakdown cover?

    Finding the best breakdown cover for your needs will depend on many different factors. The cheapest breakdown cover may not have all the features you need, so it’s important to take a minute to consider what’s important to you.

    Consider how you use the vehicle. A few examples to consider are: how many miles you’ll rack up, whether it will be used for short trips, whether multiple people will be using the vehicle, and whether you need breakdown cover exclusively for driving in the UK.

    Always check the terms and conditions to make sure you are getting the level of breakdown insurance you require to save yourself a nasty shock if you break down.

    Read more…

      • Car Check Before you buy a used car make sure you know what to look for
      • Car Insurance Claim Claiming on your car s insurance is a big decision that shouldn t be taken lightly
      • Car Warranty We ve all heard about warranties, but is a car warranty really worthwhile?


    Temporary Cover Car Insurance – Insure for a day or a month #market #value #of #cars


    #temp car insurance
    #

    Temp Cover Car Insurance Quote in an instant

    So, you and a friend are taking a long journey and want to split the driving, or perhaps you want to borrow someone’s car to move home or take a trip, maybe you’re even going away for a few days and need a car while you’re there.

    Whatever your reason for needing temporary car insurance, you don’t want to pay any expensive 12 month premiums for such a short amount of time.

    Temporary and Short Term Car Insurance

    Wanting to insure a car for a day, week or a full month can be useful in a number of circumstances and it doesn’t have to be as complicated or expensive as you may think. Most specialist insurers offer this type of cover whether you’re borrowing a car from a friend of relative, lending your car out for a short time, or looking for immediate, drive-away insurance on a car you just bought.

    What s normally covered –

    • Any damage to the car whether it s your fault or someone elses
    • Fire, theft and vandalism
    • Injury and any legal obligations surrounding this

    Recommended cover

    There are not many insurance companies that offer such a hassle free and straightforward way to insure your car short term than www.insure4aday.co.uk .

    They specialise in providing this type of cover quickly and efficiently at a price that won’t break the bank either.

    In four simple steps you can get immediate and comprehensive cover for one day, one week, or one month, so you don’t have to worry about filling out countless questionnaires or providing endless personal details.

    Click here to get a quick quote for temporary motor insurance

    Their policies offer cover for up to two drivers on a short term basis, whatever your reasons, with secure online credit or debit card transactions and immediate emailing of documentation once payment has been made.

    The website is extremely straight forward. containing all the information you need to go ahead with a short term policy and with a five of five star rating from over 10,000 customers already, we can’t think of a better option for your temporary motor insurance.

    1. Simply complete your details on the proposal form
    2. Accept your quote and make payment
    3. Print your certificate at home
    4. Enjoy your cover and peace of mind!

    Why get short term car insurance?

    It is an offence to drive a vehicle without insurance, even if it is for a single trip or just one day.

    Getting caught without the appropriate cover could be more costly and damaging than the simple purchase of temporary insurance. let alone the risk if you were to be involved in an accident.

    Short term car insurance is a cost effective way to make sure you don’t fall foul of the regulations and you are safe and covered if anything was to happen while you, or a another party, is behind the wheel.

    The alternative is to purchase a full 12 months policy, which can be extremely expensive, or add additional drivers to an existing policy, which again could work out costly and also risk any future no claims discounts if an accident was to happen. Taking out temporary insurance means that you save money and don’t risk losing those valuable no claims bonuses.

    Typically, temp cover car insurance is available for between 1 and 28 days. regardless of the circumstances. It is entirely up to you how long you need the cover for but bear in mind you are only covered for the exact number of days as specified when taking out the policy.

    Continuing to drive the vehicle after midnight on the day the policy ends means you are not covered and therefore driving illegally. Think carefully about how long you genuinely need the vehicle for and be vigilant about it.

    There are a few conditions that usually apply to temporary insurance policies; the driver must be over 21 years of age (in some cases, 25), and must have held a full UK, EU or EEA driving license for longer than 12 months.

    As with all insurance policies, the cost will vary from person to person depending on things like the type and size of vehicle, but short term cover can be especially reasonable with the right insurer.

    Get started with your temp insurance cover here

    Leave a Reply Cancel reply



    What does travel insurance cover? #what #does #comprehensive #insurance #cover


    #

    What does travel insurance cover?

    Here s the very short answer:

    Cancellations, medical expenses, evacuations, loss or delays, and 24/7 assistance.

    These are the 5 basic types of coverage provided with vacation insurance. This page outlines the general coverage provided, and our full guide to coverage can be found here .

    1. Cancelled Trips

    This is the #1 concern with most travelers.

    Plane tickets, cruise fare, tour packages, hotel rooms, charter fishing boats, golf greens fees.

    You invest money when planning a trip. If these expenses are pre-paid and non-refundable, you risk losing it if something goes wrong.

    Trip Cancellation Coverage reimburses you for pre-paid, non-refundable expenses if you need to cancel your trip before you depart.

    Insurance companies provide a list of covered reasons for trip cancellation. an overview of typical covered reasons is below.

    Covered reasons to cancel your trip:

    • Sickness, injury, or death of you, a family member, or a traveling companion
    • Hurricane damages your destination or cancels your flight
    • Laid off from work or required to work
    • Terrorist incident in your destination city
    • Bankruptcy of your travel supplier
    • Called for jury duty

    This is only a partial list, but you can see it covers very common situations for cancelling.

    The most common reason is the first one someone getting sick or a family member passing away.

    Trip Interruption Coverage is similar to cancellation coverage, but covers you while you are on your trip for the same list of covered reasons.

    If something happens and you are required to return home, insurance will reimburse you for the lost portion of your trip as well as any additional expenses for the last-minute flight home.

    2. Medical emergencies abroad

    This is crucial, and often overlooked.

    Most people think they are covered for medical emergencies if they already have existing health care insurance. Within the United States, that will be true.

    Outside the U.S. however, is a big IF. Most do not provide coverage, and Medicare never covers you abroad.

    Would you feel comfortable having a family member risk inadequate medical care in a foreign country?

    For cruises, your health insurance from home may not cover you if you re traveling on a foreign-flagged ship (which includes most cruise ships).

    Medical Expense Coverage will cover you for accidents and emergency medical and dental care when you travel abroad.

    Even if you are covered for basic emergency care overseas (again, a big IF), your current health insurance provider will almost certainly NOT pay to evacuate you and repatriate you back to the U.S.

    3. Emergency evacuations

    Emergency Evacuation Coverage will pay for emergency evacuation expenses such as airlifts and medically equipped flights back home, and oftentimes will transport you to the hospital of your choice for care.

    Evacuation expenses can be devastating.

    An ambulance to the hospital, an airlift to a more adequate hospital, getting you back home on board a medically-staffed flight afterwards evacuation expenses can easily cost $50,000.

    4. Lost bags, delayed bags, delayed flights

    These coverage are for the “smaller things” that are nice to have. Again, the list is not complete but it will give you an idea of some additional coverages.

    Baggage Coverage can reimburse you for your personal belongings if your luggage is lost, stolen or damaged.

    Baggage Delay Coverage provides money to buy essential items until your delayed bags arrive, such as a toiletry kit, a swimsuit, or another change of clothes.

    Travel Delay Coverage provides reimbursement for additional expenses if your flight is delayed, such as an extra night in a hotel or a meal at a restaurant.

    5. Phone assistance 24/7 worldwide

    This is about having a ‘lifeline’ to call when something happens.

    Medical emergencies, stolen baggage, lost passports, cancelled flights. Every travel insurance company provides 24/7 support for all of these needs.

    This service is most important when you have a medical issue.

    24/7 Travel Assistance Services can help you:

    • Locate the nearest adequate hospital if needed
    • Organize medical transportation
    • Arrange for treatment and overcome any language barriers
    • Organize transportation home
    • Replace prescriptions in an emergency

    In addition, non-medical assistance may include:

    • Lost baggage search; stolen luggage replacement assistance
    • Lost passport/travel documents assistance
    • Travel information including visa/passport requirements
    • Emergency telephone interpretation assistance

    Additional coverage with travel insurance

    Travel insurance can also provides coverage for:

    Life Insurance coverage for accidental death or dismemberment.

    Hazardous Sports extends the medical coverage to cover activities like SCUBA.

    Rental Car Collision replaces your personal insurance or the rental company policy.

    Identity Theft provides services to help in the event of identity theft while traveling.

    Travel insurance covers cancellations, medical expenses, evacuations, losses or delays, and 24/7 assistance

    Next in the series:
    Coming up we will look at the Two Most Popular Types of Travel Insurance. where you’ll discover the type of plan that accounts for 96% of travel insurance plans.

    How to save money and find the best travel insurance

    Use a comparison tool to get quotes for all plans, easily compare, and buy online

    1. 1. Click the big orange button below: This will take you to the comparison tool
    2. 2. Enter your trip details: Dates, travelers, cost, etc. then click the Quote Now button
    3. 3. Use the tools to narrow your choice: Use the Filtering and Compare features to pick a plan
    4. 4. Buy online: After selecting a plan, use a credit card to securely enroll online
    5. 5. Rest assured: Instant confirmation of coverage and 10 Money Back guarantee

    Purchase Your Plan Now Instantly quote, compare, and buy securely How it works Purchase Your Plan Now Instantly quote, compare, and buy securely How it works

    About this website

    The site features company reviews. guides. articles. and many blog posts to help you better understand travel insurance and pick the right plan for your trip (assuming you actually need travel insurance).

    I am also a licensed travel insurance agent, and you can get a quote and purchase through this site as well.



    Breakdown Cover #used #car #loan


    #car breakdown cover
    #

    Breakdown Cover

    To discuss breakdown cover on the phone call 0330 159 1111

    750 of parts and labour

    With our Garage Parts Labour, we ll cover the costs of certain parts and labour at the roadside or through our RAC Approved Network. With no excess to pay, we cover costs up to 750 per claim for up to 5 claims per year.

    1000 of Key Cover

    Roadside

    Recovery

    Great for Families

    Help in Europe

    Winter Driving

    Misfueling

    Breakdown Cover

    RAC Car Breakdown Cover will get you back on the road. Fast. And did you know, the RAC can come to your rescue if you have an accident 3. Already a member? Existing members can take advantage of great Member Benefits with their car breakdown cover.

    RAC Breakdown patrols fix 4 out of 5 vehicles at the roadside. UK Breakdown Cover membership starts from just 27.99 for roadside assistance. Options also include roadside recovery cover, at home car breakdown cover and more.

    We know you want great value cover from a name you can trust, which is why our cheap breakdown cover starts from just 27.99. Why not compare breakdown cover and see if another breakdown provider can offer all this.

    In addition to providing roadside assistance for your car, we offer Motorbike Breakdown Cover. which starts from just 27.99. We also provide European Breakdown Cover to give you peace of mind whilst on your holiday road-trip, from Short Trip cover to our Comprehensive 5 Star Defaqto-rated cover.

    Useful Breakdown Cover information:

    Important information:

    * RAC Amazon.co.uk Gift Card(s) Winter Offer 2015

    1. A maximum of £100 Amazon.co.uk Gift Card** can be claimed by eligible new customers purchasing RAC Breakdown cover. The level of cover purchased determines the amount awarded:
    • £20 – Roadside Recovery
    • £20 – Roadside and At Home
    • £20 – Roadside, Recovery and Onward Travel
    • £30 – Roadside, Recovery At Home (Unlimited)
    • £50 – Roadside, Recovery, At Home Onward Travel (Premier)
    • £100 – Roadside, Recovery, At Home, Onward Travel European
      To qualify for the Amazon.co.uk Gift Card you must purchase RAC Breakdown cover direct from RAC by visiting rac.co.uk, or by calling us direct.
      You must purchase one of the above cover combinations on an annual continuous payment method to qualify.
      Your policy must have started before the end of January 2016 and we must have received full payment in order for us to issue your Amazon.co.uk Gift Card.
      The offer is not available to existing RAC Breakdown customers buying (or renewing their existing) breakdown cover or on purchases of breakdown during a breakdown situation.
      This offer is fulfilled online and you must therefore provide a valid email address at the time of purchase in order to claim your Amazon.co.uk Gift Card.
      The offer excludes purchases made through cashback and voucher code sites.
      The offer excludes employees of RAC, their immediate families, agents or any other person connected with the promotion.
      The Amazon.co.uk Gift Card can be redeemed against eligible purchases on the Amazon.co.uk website.
      Only one Amazon.co.uk Gift Card offer claim per customer, UK residents only.
      There are no cash or any other alternatives available.

    How It Works

      To claim your Amazon.co.uk Gift Card you must visit racwinteroffer.co.uk before midnight on 21 May 2016 and enter your membership and unique reference number which will be emailed to you within 72 hours after your purchase date.
      Provided payments have been received in full, and you have logged in to racwinteroffer.co.uk to accept the offer terms and conditions and claim your Amazon.co.uk Gift Card, the Amazon.co.uk Gift Card will be emailed to you 35 days after your policy start date.
      The Amazon.co.uk Gift Card will be valid for 10 years from the date it was issued. To redeem your gift Amazon.co.uk Gift Card, follow these steps:
    1. Visit amazon.co.uk/redeem
    2. Enter the Claim Code and click ‘Apply to Account’ when prompted.
    3. Gift card funds will be applied automatically to eligible orders during the checkout process.
    4. You must pay for any remaining balance on your order with another payment method.
    5. Amazon.co.uk Gift Card claim code may also be entered when prompted during checkout. To redeem your Amazon.co.uk Gift Card using the Amazon.co.uk 1-Click® service, first add the gift card funds to Your Account.

    Things You Need To Know

      Offer is subject to availability and cannot be used in conjunction with any other offer and RAC reserve the right to vary or amend these terms and conditions or to withdraw the promotion at any time.
      By participating in the promotion, you agree to be bound by these Terms and Conditions and the Amazon.co.uk Gift Card terms of use.
      It will be necessary to pass some of your data to The Grass Roots Group UK Limited for the purposes of administering the Amazon.co.uk Gift Card. Your data will be kept secure and will not be used for any other purpose.

    **Amazon.co.uk is not a sponsor of this promotion. Amazon.co.uk Gift Cards (“GCs”) may be redeemed on the Amazon.co.uk website towards the purchase of eligible products listed in our online catalogue and sold by Amazon.co.uk or any other seller selling through Amazon.co.uk. GCs cannot be reloaded, resold, transferred for value, redeemed for cash or applied to any other account.Amazon.co.uk is not responsible if a GC is lost, stolen, destroyed or used without permission. See amazon.co.uk/gc-legal or complete terms and conditions. GCs are issued by Amazon EU S.à r.l. All Amazon ®, ™ © are IP of Amazon.co.uk, Inc. or its affiliates.

    † Price for 1 day Comprehensive cover for up to 8 people travelling in a 1 year old vehicle in France

    1 Customer survey on service and our previous European Breakdown policy based on data collected between April 2014 and March 2015

    ^ Costs up to £150 excluding short trip cover

    2 £27.99 price is available on the purchase of Vehicle Based Roadside only on an annual continuous basis for the first year of membership.

    Breakdown cover provided by RAC Motoring Services (Registered No 01424399) and RAC Insurance Ltd (Registered No 2355834). Registered in England; Registered Offices: RAC House, Brockhurst Crescent, Walsall, WS5 4AW. Arranged, sold and administered by RAC Motoring Services who is authorised and regulated by the Financial Conduct Authority in respect of insurance mediation activities only. RAC Insurance Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.



    Does Renter s Insurance Cover Relocation From Mold? #does #renters #insurance #cover #mold


    #

    Does Renter’s Insurance Cover Relocation From Mold?

    Your insurance could cover expenses for a quick move.

    Getting renter s insurance is a good way to protect your belongings when renting a place from someone else. Landlords and unit owners usually have property insurance to cover structural damage. But what happens when the dangers of mold infestation force you to leave your home until the owner makes necessary repairs? Your policy needs to include additional living expenses to cover the cost of temporary relocation.

    Landlord Precautions

    Your landlord should take proper steps to avoid the possibility of mold infestation or resolve the situation when mold is discovered. A well-ventilated home with an air-conditioning or dehumidification system to keep the indoors at ordinary temperature helps prevent mold. Mold can grow from excess moisture, risking illness from respiratory disorders or immune system responses. Mold infestation also threatens damage to your possessions. Because lawsuits have resulted from the problem, property owners typically take action to avoid unnecessary consequences.

    Understand Your Policy

    Read your policy or contact your insurance agent to find out if coverage includes relocation expenses. Companies usually increase premiums for the coverage, so ask your agent about relocation expenses when buying renter s insurance. Insurance companies and policies differ. Water damage, inoperable dehumidifiers or condensation problems that cause air quality issues increase the risk of mold growth. Your policy might cover damage to your belongings and relocation expenses when these problems develop.

    Allowable Expenses

    If you need to relocate, renter s insurance with relocation coverage takes care of your expenses with limits. The policy could pay for a comfortable hotel room until completion of repairs in your home. However, the limits might stipulate an amount that equals the rent you currently pay or a specific amount. So, you can t expect to stay in the finest five-star hotel. Issues also depend on the lease agreement with your landlord. The lease might allow a stay in another rental while repairs are made, with the landlord paying the same amount as your monthly payment. Your policy could make up the difference if you must pay more for your temporary residence, but you need to clarify the allowances with your agent and the policy.

    Check Your Lease

    Reputable landlords don t want to wind up in court because of mold issues. You have a right to relocate when dangers threaten your health. Lease agreements sometimes require you to obtain renter s insurance and specify relocation matters. Leases might also require you to pay for mold inspection or require you to notify the owner immediately of any water damage to protect landlords from claims of unlivable conditions. It s best to work with your landlord and your renter s insurance company as soon as you notice any damage that risks mold infestation.

    References



    Motorhome hire excess insurance #campervan #hire #insurance,excess #liability #cover, #insurance4motorhomerental, #motorhome #excess #insurance, #motor #home, #camper #van, #motorhome #campervan, #questor #motorhome #insurance, #worldwideinsure #motorhome #excess #insurance,excess #insurance, #collision #damage #waiver, #auto #insurance, #car #rental #excess, #rental #car #insurance, #car #hire #excess #insurance, #auto #insurance, #european #car #rental #insurance, #super #cdw, #cdw, #ldw, #annual #excess #insurance, #collision #damage #waiver, #daily #excess, #loss #damage #waiver, #supplementary #liability #insurance #for #car #hire, #insurance4carhire, #questor #insurance, #questor #car #hire #excess #insurance, #available #worldwide, #insurance4carrental, #holiday #autos, #towergate #underwriting #group #ltd, #travel #insurance


    #

    Have you thought about taking out motorhome | campervan hire excess insurance?

    Insure the excess on your motorhome hire with a daily insurance policy

    The excess liability motorhome insurance if bought directly from a motorhome hire company is often very expensive. This is ideal for renting a motorhome for a holiday abroad or in the UK.

    When you rent a motorhome / campervan are you aware that the Excess can cost more than the vehicle? Motorhome hire excess insurance is a great way to save money and have peace of mind when you rent a motorhome / campervan.

    Do you know that it could cost you a lot of money for any damage to your motorhome rental vehicle? EVEN IF IT’S NOT YOUR FAULT!

    For a low daily premium a motorhome hire excess insurance company can provide excess insurance protecting the customer against excess charges whenever he / she rents a motorhome.

    When you rent a motorhome, you will find that your motorhome rental agreement normally includes cover for Collision Damage Waiver – CDW (damage to the rental vehicle) and Theft. There is almost always an excess on the Collision Damage Waiver and Theft.

    You are however still liable for the Excess on CDW and Theft.

    When a motorhome / camper van is damaged or stolen, the driver is asked to pay the first portion of the repair or replacement costs. This is known as the Excess.

    Motorhome hire excess insurance policies can be purchased by people resident anywhere in the world (however you should check with individual insurance providers for their terms and condition s)

    Click on a logo below for more information from providers below advertising motorhome hire excess insurance on this site

    Excess is also known as, non-waiver, the deductible or super CDW . Excess is a voluntary insurance and is sold by car rental companies at the counter when the customer collects the car (or when the booking is made). It is usually charged on a Daily basis and applies to Car hire . Van hireand Motorhome hire

    The customer has the right to accept or decline the car rental company’s Excess. If they do decline, they will be responsible for the excess charges if they have any damage to the vehicle. In some cases the car hire company will not let the hirer take delivery of the car unless they take out the excess.

    The cost of the Excess will vary according to:

    • The rental company
    • Size of the rental vehicle
    • The country in which the car is picked-up

    You can take out a daily policy, annual policy, a family policy and customers up to the age of 84 can be covered.

    When you buy your car hire insurance from a specialist you will save �’s – �’s – $’s compared to the cost of buying the cover when you pick up your motorhome or book the motorhome hire from a mototorhome rental company.

    Remove your motorhome hire excess now

    Motor home excess Insurance Providers below

    Questor insurance services Car Hire Excess – Motorhome – Minibus Hire Excess – Car club Van Hire Excess Insurance

    They also offer

    Car hire excess insurance

    Van hire excess insurance

    Minibus hire excess insurance

    Car Club hire excess insurance

    Motorcycle hire excess insurance

    Please note that none of the insurance companies currently advertising on this site appear to offer motorcycle hire excess insurance either in the UK or overseas. If you are looking for Motorcyle or Scooter insurance find out more Here

    If you are in the Self Drive Motorhome Hire business and are looking for insurance for your hire vehicle fleet – find out more about INSURE CARHIRE .co.uk HERE – Also Van Hire and Car Hire

    Looking for Motorhome / Campervan/ Caravan insurance for your own personal vehicle?

    Click on the logo below

    Tips for motorhome users

    Know the height of your vehicle. There low bridges, car park entrances that a 4X4 would fit under, but the extra height on the motorhome means these ar no go areas.You will find yourself looking for large open carparks that will allow you to enter and exit easily.

    Secure all your belongings in the vehicle. You don’t want some of your belongings joining you at the front of the vehicle whilst you are speeding along the motorway.

    Don’t take too much with you. The more you carry in the way of food, drink and belongings (including large containers of dog food if you are taking your dog) the heavier the fuel consumption of the vehicle.

    Do not to belt along -50/65 mph (80/105 km/h) appears to be both economic on the fuel and easier for emergency braking (remember there is 3.0/3.5 tonnes to stop!).

    Keep the external dimensions of your vehicle to hand (such as behind the sun visor). Remember the extra length of the vehicle when turning.

    One advantage of driving a motorhome is that you have very good visibility over most other traffic.

    Reversing – Many motoromes have a camera to assist reversing, some drivers find that even with a camera to assist it is still tricky but the more you do it the more experienced you should become.

    If you go and put your bike/s in a cover on the back of the motorhome, you might find that view from the camera is blocked.

    Wedges – when you park on a slope, make sure that wedges are put behind the vehicle’s rear wheels. If there are none provided, use some brick or large stones.

    If you have any tips, please contact us with them Here

    Apollo Motorhome Holidays has joined forces with Hertz – February 2011

    Questor for motorhome hire insurance – February 2011

    Camper Van Hire Camper Van Hire Classics – September 2010

    insurance4carrental.com website is marketing motorhome excess insurance – July 10

    Media / Press Releases HERE

    Motorhome hire excess insurance policies can be purchased by people resident anywhere in the world?

    So if you live in the UK, Ireland, France, Germany, USA, South Africa, Cyprus,Sweden, The Netherlands, Spain, Japan, New Zealand or Canada and other countries, you should be able to buy car hire insurance from one the insurance companies advertising on this site.

    You should of course check with individual insurance providers for their terms and conditions. Find out more Here

    jml Group Blogspot sites – read our blogs and add your comments to:

    Guides on driving abroadClick on an area below



    Life Insurance for Diabetes and Diabetics #life #insurance #for #diabetics, #diabetic #life #insurance, #diabetes #life #insurance, #diabetic #life #cover


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    Life Insurance for Diabetes

    Premiums on life insurance for people with diabetes are likely to be higher than for those without the condition, but this doesn’t mean you have to pay over the odds.

    If you have diabetes and have applied for life insurance in the past then you will know how difficult it can be. This is where our team of Diabetes Life Insurance experts can assist – we’ll help you to find the best cover for you and your family at the right price.

    We aim to save you money on the premiums that you pay for life insurance by searching the market to find you the best insurance provider.

    Our expert advisors have several years of experience so we understand what you need and we are here to make sure that you get it.

    Get a FREE, no obligation diabetic life insurance quote below. We’ll find the most suitable cover for you at the cheapest price. How we work:

    • Leading diabetes life insurance experts
    • Price Match Promise
    • No fees for our service
    • Hassle free service (we take the pain out of the application process)
    • FREE advice
    • Dedicated team of diabetes insurance specialist

    How does diabetes affect your life insurance?

    It is possible to get life insurance if you have been diagnosed with diabetes, but your premiums will depend on the severity of your condition and your HbA1c readings.

    Most people with diabetes who are looking for life insurance will find that their premiums will be loaded or rated to reflect the level of risk for a life insurance provider.

    This is why life insurance underwriters will assess your diabetes based on a number of key factors and measurements, such as:

    • Age of diagnosis
    • Most recent HbA1c reading
    • Type of diabetes
    • Medication (e.g. diet, metformin or insulin)
    • BMI (e.g. height, weight and waist measurements)
    • Existing diabetes complications (e.g. retinopathy, nephropathy or neuropathy)

    You may find that certain insurance providers previously declined you for life insurance because of your diabetes. This does not mean that every insurance provider would decline you, so it is important to speak to an expert to ensure you apply to the best insurance provider for you.

    Reasons why you might be declined life insurance (by some insurers):

    • Smoker
    • Heart conditions or heart attack
    • Diabetes complications
    • HbA1c readings over 10% (85.8 mmol/mol)
    • High BMI

    It is very important for anyone with diabetes to apply to insurance providers with strong underwriting for your condition. Our team of experts know exactly which insurance provider will be the best for you and it is our job to make sure that you get the best cover in place at the right price.

    Critical illness cover for diabetes

    Over the last several years there has been a move towards more flexible underwriting for critical illness cover with diabetes.

    There are now several insurance providers who will offer critical illness cover for people with diabetes which can vary depending on the insurance provider.

    Unfortunately we can only get critical illness cover for type 2 diabetes ; it is not available for type 1 diabetes .

    Critical illness cover for people type 2 diabetes can be assessed among those who are:

    • Non-smokers
    • Have good HbA1c levels
    • No diabetes complications
    • Low BMI

    We are constantly working with life insurance providers to help improve underwriting for critical illness cover for people with diabetes.

    As a diabetes life insurance specialist we are constantly working with insurance providers to develop new products and help them to improve underwriting for you.

    SAVE up to 65% on Diabetes Life Insurance

    We are working with some of the top insurance providers in the UK to help to develop specific life insurance products for people with diabetes.

    In 2017 we have seen the introduction of several products specifically designed for people with diabetes offering up to 65% discounts on premiums.

    Here is an example:

    Client A (Age 40, Non-smoker)

    Sum Assured: 250,000

    Medical History: Type 2 Diabetes (Hba1c level: 7.6) / BMI: 32

    This example shows how much you could save on your life insurance premiums by speaking to our team of diabetes experts. We are constantly working on ways to save you money and to provide you with the best cover for you, your family or your business.

    Diabetes life insurance with benefits

    Some of the new life insurance products offer benefits for controlling or managing your diabetes. We know that managing your diabetes can be extremely challenging and we think that you should be rewarded for that.

    To unlock your diabetes life insurance rewards you will need to show that you are managing your diabetes well and provide your annual diabetes review results.

    Diabetes health rewards include:

    • Further discounts on life insurance premiums
    • Annual cashback rewards
    • FREE cinema tickets
    • Apple Watch 2 (FROM £69)
    • FREE Starbucks coffee
    • 50% OFF running shoes
    • FREE Weightwatchers
    • 25% OFF Ocado healthy food
    • Up to 40% OFF British Airways
    • And many more.

    Explore Life Insurance



    Car breakdown cover #used #cars #in #usa


    #car breakdown cover
    #

    Great value, quality breakdown cover

    Asda’s UK Breakdown Cover is cheaper than the AA and RAC*

    We’re less than half the price of AA Breakdown Cover. Whilst other competitors have increased their prices – we’ve frozen ours for the past 4 years.

    UK Breakdown Cover for just £70 a year. That’s a saving of £85 vs the AA and a saving of £53.99 vs the RAC.

    We won’t leave you stranded

    We’re proud to be rated 5 Stars out of 5 by Defaqto for our UK Breakdown and European Breakdown Cover.

    Quality cover, whatever option you choose

    We also offer Roadside cover, just £25 a year and European Breakdown Cover, just £130 a year.

    Roadside Cover Tab

    If you don’t think you need home assist or many of the other benefits our Defaqto 5 Star rated cover offers you, then our basic Roadside option could be for you. Designed to get you going again at the roadside or to a repair garage nearby, it’s great value at just £25 a year. With an average roadside fix rate of 83%^, here’s a snapshot of what’s included:



    Compare cheap breakdown cover. #rebuildable #cars


    #car breakdown cover
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    Why use Confused.com to compare breakdown cover?

    Why do I need breakdown cover?

    Every vehicle at some point will experience problems that can leave you stranded at the side of the road, but breakdown cover could provide peace of mind should you run into difficulties.

    The most common reasons for breakdown call outs includes engine issues, flat/faulty car batteries, flat tyres, losing your keys or accidentally misfuelling .

    If this happens to you and you don t have breakdown cover for the above, you ll have to cover the costs of getting rescued.

    Even without cover in place, you can help prepare yourself for a breakdown. Our handy guide contains tips on what you should have at hand, if you re be unfortunate enough to breakdown, at home or abroad.

    What are the different features of breakdown cover?

    As with most things, you get what you pay for with breakdown cover. A cheaper policy will generally offer only the basics, but a more comprehensive policy could have many more features.



    5 Uncommon Home Insurance Claims – Insurance policy – Homeowner #homeowners #insurance #policy, #uncommon #insurance #claims, #home #insurance #claims, #does #my #insurance #cover #that, #what #does #home #insurance #cover, #protecting #my #home, #insurance #claims, #repairing #my #home


    #

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    What Does My Home Insurance Cover?

    En español | If your house is damaged by fire, it’s a pretty sure bet that your homeowners insurance policy will cover the cost to repair it. But what if the damage results from something less common, such as mold or a meteor falling from the sky? Chances are you’re also covered. Homeowners insurance policies vary, as do state laws, but typical policies cover many atypical claims. Here’s a look at five of the more unusual things for which your homeowners insurance should foot the bill.

    Insuring your home

    • How to conduct a home inventory. Read
    • Insuring your collectibles. Read
    • How to develop a plan for your home, neighborhood and community. Do
    • Older disaster victims fail to seek aid. Read

    Join AARP Today — Receive access to exclusive information, benefits and discounts.

    Dog bites

    More than 4.7 million people are bitten by dogs each year, according to the Centers for Disease Control and Prevention, resulting in around 800,000 injuries that require medical attention. More than 50 percent of the bites occur on a dog owner’s property.

    Dog bites are probably the single most common cause of liability claims on a homeowner’s policy, says Bill Wilson of the Independent Insurance Agents Brokers of America. The Insurance Information Institute (III) estimates that dog bites account for one-third of all liability claims.

    According to Wilson, most homeowners insurance policies will cover the medical bills for someone bit by a dog — or a cat or snake or other domestic animal, for that matter — and even pay lost wages if the person can’t work. On a typical homeowner’s policy, liability coverage maxes out between $100,000 and $300,000. If you get sued and a judgment exceeds that amount, you’re on the hook for the difference. The III says the average dog bite claim totals about $25,000.

    Photo by St. Petersburg Times/ZUMA Press

    Annie Gamble was watching TV in her bedroom in St. Petersburg, Fla. when a tree crashed through her roof.

    Mold

    For many homeowners, mold is a four-letter word that conjures up fears of illness and expensive cleanup. Indeed, the cost of mold remediation can run into the thousands of dollars. Whether your homeowners insurance policy will cover mold damage largely depends on the underlying cause of the mold.

    In general, homeowners insurance will pay out for mold damage that’s a direct result of a peril that’s covered by your policy. Let’s say mold, which needs moisture to thrive, is caused by water from a burst pipe, a covered peril. In that case, any resulting mold damage should be covered because the source of the water is covered by your policy.

    But if mold is due to long-term neglect or overdue maintenance, rather than a sudden and unexpected covered peril, then homeowners insurance is unlikely to cover the damage. Possible scenarios include excessive humidity in an attic, seepage into a basement or leaky pipes and appliances. You usually need separate flood insurance to cover damage from flooding.

    Even if mold is covered, check to see if your policy caps damage at a certain amount. If so, it’s possible to buy additional coverage. Wilson says an extra $50,000 in mold coverage costs about $47 a year. The average annual premium for a homeowners insurance policy is $791, according to the III.

    Terrorism

    Homeowners insurance typically excludes acts of war. The same blanket exclusion doesn’t hold true for acts of terrorism, which are more akin to a criminal act than an armed conflict. Wilson says insurers should cover damage due to explosion, fire and smoke resulting from a terrorist attack, even if terrorism isn’t specifically referenced in your homeowners policy.

    For example, take the Sept. 11, 2001, terrorist attacks. Residences near New York’s World Trade Center suffered blown windows and smoke damage. In that instance, those repairs were covered. Insured property losses from the 9/11 attacks totaled nearly $23 billion in 2009 dollars, estimates the III.

    But coverage of a terrorist attack isn’t guaranteed since there’s little precedent in the United States save for 9/11. In the unlikely event that you ever need to file a terrorism-related claim, figure your home insurer will treat it on a case-by-case basis. Besides acts of war, typical homeowners policies don’t consider nuclear accidents a covered peril.

    Falling objects

    A limb breaking off a tree during a storm. Debris dropping from an airplane passing high overhead. Even a meteor falling from the sky. If any of those objects damage your home, rest assured your homeowners insurance should cover the repairs up to your policy limits.

    Keep in mind that while the hole in your roof is covered, any ensuing damage might not be unless you make reasonable efforts to prevent further damage. If it’s raining, for example, you should cover the hole with a tarp as soon as it’s safe to do so to prevent more water infiltration. Wilson suggests holding off on making permanent repairs until your insurance adjuster can assess the extent of the damage.

    Accidents outside the home

    If someone gets hurt on your property, perhaps slipping on an icy stairwell, your homeowners policy should cover the medical bills. What you might not know is that your homeowners coverage can extend to injuries beyond the home, too.

    Let’s say you’re at the grocery store, and you crash your shopping cart into another patron. Your homeowners insurance would cover the other person’s medical expenses. Same goes for the golf course and if you hit someone with a stray drive. As a bonus, coverage provided by a standard policy extends to anywhere in the world, not just to the United States.

    Homeowners insurance excludes these types of claims related to use of a car, Wilson says. You need to rely on your auto insurance then. If you have a lot of assets to protect and you’re worried about getting sued, look into umbrella insurance. An umbrella policy kicks in when you exceed the liability limits of your home and auto policies.

    10 Most Expensive States
    for Homeowners Insurance

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    Car Covers, Custom Fit Car Cover, Custom Car Covers #we #buy #your #car


    #car cover
    #

    Universal Car Covers

    Universal Car Covers provide reliable protection at an economical price. They’re available in a range of sizes to fit a wide variety of vehicles.

    About Car Covers

    When you’re looking to protect your investment, take confidence in Auto Accessories Garage. We have a huge selection of custom Car Covers to fit virtually any vehicle. A car cover is the easiest way to protect your investment from scratches, weather, and sunlight, and AAG is the easiest way to find exactly what you need. Our Car Covers are available in a wide range of fabrics, to protect your ride from all kinds of indoor and outdoor hazards.

    Whether you need a Ford Mustang Cover or something for a full-size truck, you will find them available in a huge range of colors, as well as two-tone styles so you can find the cover that suits your style. With one of our custom car covers, your ride will look as good in storage as it does on the highway. At AutoAccessoriesGarage.com we offer a complete selection of car covers to suit your protection needs and your lifestyle. For daily drivers, a light-duty cover is easy to handle and fold up into a smaller bundle. If you only take your covered vehicle out a couple times a year, we offer thicker, durable covers that provide the maximum amount of long-term protection.

    If you park your vehicle in the driveway for long periods, you need something made for outdoor protection. All-weather custom car covers can protect your vehicle against harsh outdoor conditions like rain, dust, and bird droppings. These hazards do serious damage to your paint, glass, and chrome, but our outdoor covers are made rugged to stand up to the elements. Let’s say you keep a classic Wrangler in the garage. You may think you’re safe from heavy weather, but you still need a Jeep Wrangler Cover to defend your baby from indoor hazards. Indoor custom car covers are used to preserve a vehicle’s paint and to safeguard it from dings, dents and dust. Truck covers fit your vehicle with style and precision, whether you have an open bed or cab-high shell. We also offer up car cover reviews written by drivers just like you to help you make the right purchase.

    Almost every one of our indoor and outdoor car covers is custom-stitched to the curves and contours of your exact vehicle. This guarantees a tight fit that won’t flap in the wind or slap against your paint job, ensuring maximum protection. Plus, their snug fit makes for a superior look that shows off your vehicle’s beauty even while covered up. Many car covers also have grommets for antennas and security locks, custom-sewn mirror pockets, and even elastic hems that keep the fabric hugging your vehicle day in and day out.

    More Popular Car Cover Vehicles:



    What Water Damage Is Covered by Homeowners Insurance #does #insurance #cover #water #damage


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    What Water Damage Is Covered by Homeowners Insurance

    Most homeowners insurance claims are water related. Yet, many policyholders are unaware of what is covered and what is not covered by their homeowner’s insurance policy. Unfortunately, a lot of confusion and hard feelings result when policyholders try to file a claim only to find out that the damage caused as a result of a water event is not covered or only partially covered by their homeowners policy. It is imperative that policyholders ask their agent what is covered and read their policy as to what is covered and what is excluded with regard to water damage. Not all policies are the same. So sometimes that cheaper policy you think you are getting a great bargain on results in creating a lot of holes in your homeowner’s insurance coverage.

    So what water damage events are typically covered by homeowners insurance? For the most part, homeowners insurance will cover water claims that arise from “sudden and accidental” occurrences and not neglect, wear and tear or normal maintenance that is the responsibility of the insured. For example, water entering the home through leaks, cracks and seepage are considered to be the responsibility of the owner and should be prevented through routine home maintenance. Similarly, water entering through a roof that has shingles and tiles that have not been maintained for a good number of years is the responsibility of the homeowners. While the resulting damage to carpet, flooring and dry wall may be covered by the insurance carrier the slab, foundation and roof would not be covered.

    Here are some common water-related events that may or may not be covered:

    • Burst water heaters and pipes. Generally, these are covered by the homeowners policy for both the water heater and pipes and the resulting damage to walls, flooring and home furnishings. However, none is covered if the house is unoccupied and/or without heat. If this is the case the claim will likely be denied.
    • Overflow from a backyard pool. If damage is the result of a rainstorm or tree falling on the pump the policy should cover the damage to the pool and water damage to the home caused by the rainstorm. However, there is a smaller dollar amount for damages available for lawns, trees, shrubs and landscaping. Also, if the cause is from a flash flood or river overflowing no coverage would be provided.
    • A toilet, tub, sink overflows or a dishwasher explodes. The damage to the toilets, sinks, tubs and dishwasher as well as the water damage to home furnishings would be covered by the homeowners policy if it is determined to be “sudden or accidental”. Companies vary on the amount of mold damage included in this coverage so it is wise to check what amount is provided in your policy. One possibility where it would not be covered is when the blockage of the toilet, sink or tub was caused by sewer blockage. Then, the claim could be denied if Sewer back-up coverage is not part of the policy. See #4
    • Sewer back from drains and sump pumps. Many standard homeowners policies do not include this coverage. It might include Loss of Use Coverage but that’s all without this endorsement on the policy. Ask your agent if your policy includes this coverage. If not, the cost to add it typically runs $40 $50 per year. A wise investment. If you are a business owner you might also want to consider having this for your office that you own or lease. Most homeowners and business owners are unaware that they are responsible for the upkeep and maintenance of the sewer line that runs between their building and the sewer main.
    • Water from a rainstorm. Most insurers will not pay for roof repairs because this is considered to be a maintenance problem. It would, however, cover the damage inside the home caused by the water damage. If the damage to the roof was caused by wind, hail or something like a falling tree then the repairs to the roof would be covered.
    • Damage from a wash or river that overflows. Flood damage is NOT covered by a homeowners policy. You need to purchase a separate policy from the federal government for this coverage. You can easily obtain this coverage from your insurance agent.
    • In-home fire sprinklers and air-conditioning/heating unit burst pipes. These are typically covered in the homeowners policy, however, if neglect or improper use is found, there might be no coverage.
    • Large Water Spills. If a large fish tank or large bucket or cooler causes damage to flooring or dry wall it is typically covered in the homeowner’s policy.
    • Slow dripping water leaks. A slow pin hole leak in a pipe, a dripping ice maker in the refrigerator, a leaky toilet or an incorrectly sealed bath or shower will typically not be covered since it is considered negligence on the part of the homeowner.

    Many times people ask if they should make repairs immediately in the event of water damage. Generally, you should make the necessary repairs to protect your property from further damage. If possible, take pictures of the damage before making temporary repairs. When calling your carrier to make your claim, consult with them as to what additional repairs you can make before an insurance adjuster comes to inspect the damage. It is always wise to calculate the likely amount of your claim versus your homeowner’s insurance deductible. If it relatively close to this amount you might consider not filing the claim since the amount you receive from the insurance company is below what the increase in your premium will be from this claim.

    The purpose of this article is to provide guidance with regard to water damage claims. Because there are so many different homeowner policies and carrier rules and regulations, it is imperative you read your application or policy and review it with your agent to make sure you have the coverage you expect and need for your home. Finding out you do not have insurance coverage for one of life’s biggest investments could cost you thousands of dollars unexpectedly when it comes time to file a claim.

    Submit a Comment Cancel reply



    Car breakdown cover #electric #cars


    #car breakdown cover
    #

    Great value, quality breakdown cover

    Asda’s UK Breakdown Cover is cheaper than the AA and RAC*

    We’re less than half the price of AA Breakdown Cover. Whilst other competitors have increased their prices – we’ve frozen ours for the past 4 years.

    UK Breakdown Cover for just £70 a year. That’s a saving of £85 vs the AA and a saving of £53.99 vs the RAC.

    We won’t leave you stranded

    We’re proud to be rated 5 Stars out of 5 by Defaqto for our UK Breakdown and European Breakdown Cover.

    Quality cover, whatever option you choose

    We also offer Roadside cover, just £25 a year and European Breakdown Cover, just £130 a year.

    Roadside Cover Tab

    If you don’t think you need home assist or many of the other benefits our Defaqto 5 Star rated cover offers you, then our basic Roadside option could be for you. Designed to get you going again at the roadside or to a repair garage nearby, it’s great value at just £25 a year. With an average roadside fix rate of 83%^, here’s a snapshot of what’s included:



    Temp Cover – Temporary Car Insurance #buy #car #online


    #temp car insurance
    #

    Tempcover Car Insurance

    Compare Temporary Insurance Quotes in seconds

    Get 1-28 days Immediate Cover

    About Tempcover Car Insurance

    Tempcover.com is all about getting you a better deal when it comes to arranging temporary car insurance. It is the most comprehensive comparison site that identifies the best deals. It looks at prices from all the top UK insurers, saving you time and money. It has helped nearly one million people find the right package, whether they need cover for a day, a week, or longer.

    • Huge savings available
    • Cover when borrowing a car from a friend, relative, or colleague
    • Cover for ages between 18-75
    • Test driving a car, then temporary cover is available
    • Quotes are provided instantly online
    • Nearly 1m people helped with their temporary cover
    • Works with any roadworthy car worth over £1,000
    • Different packages available
    • One day comprehensive cover can be extended to one month

    When Do You Need Temporary Car Insurance?

    When you’re borrowing a car, or using a vehicle before permanent insurance can be arranged, temporary car insurance with a provider such as Temp Cover is a must.

    • Cover can be arranged from just one day, to a maximum of 28 days
    • Cover is fully comprehensive
    • Importantly, should an accident occur, the no-claims bonus will not be affected
    • Also, when test driving a car and you decide to buy it, you can drive it away fully covered

    Benefits of Temporary Car Insurance

    There are a number of key benefits to arranging temporary car insurance.

    • Gives peace of mind, as you get comprehensive insurance, whilst just being added to another’s policy, might mean less cover
    • It’s often cheaper than being added to other policies
    • It can save time and hassle – simpler to arrange than messing about with someone else’s policy


    Car breakdown cover #rent #a #car #prices


    #car breakdown cover
    #

    Protect Your Car With Mechanical Breakdown Insurance

    So you got a great deal on car insurance from GEICO, did you? Now you’re covered for accidents, theft, fire, and other mishaps.

    But what do you do about those mechanical problems that always seem to pop up right after your new car warranty runs out? Check out GEICO’s Mechanical Breakdown Insurance (MBI) that’s what.

    If you’re not sure you need this peace-of-mind coverage check out our MBI video. You might think twice about buying a dealer’s new car extended warranty.

    Special Protection For Your New Car

    Your new car is your baby, so it deserves a little extra protection. MBI is available for new or leased cars that are less than 15 months old and with less than 15,000 miles.

    Once you’ve purchased MBI, you can renew it for up to seven years or 100,000 miles (whichever comes first). After a $250 deductible on a covered loss, MBI covers repairs to all mechanical parts of the car (except for maintenance and wear and tear*). Interested? Call us at (800) 861-8380 to learn more.

    Mechanical Breakdown Insurance VS. Extended Warranty: It’s No Contest

    Why not just get an extended warranty, you wonder? You could if you want to pay more for less protection. GEICO’s MBI provides better coverage at a cheaper price than the typical dealer extended warranty. GEICO’s MBI coverage:

    • Includes all parts and systems not just the specific list of items covered by most dealer warranties.
    • Saves you money, charging only a small premium per each policy period, instead of a large lump-sum payment up front.
    • Lets you get your car repaired wherever you like.

    Our customers say it best.

    • “One does not have to pay as much “out-of-pocket” for major repairs. I also appreciate that one of GEICO’s experts talks to the mechanic to determine that the repair is actually needed and that the repair is made correctly.” Vernon Bartlett, TN
    • I am still covered even after my factory warranty has expired. ” Wendy Louisville, KY
    • “Peace of mind. Cheaper than after market warranty from the factory.” Sidney Alpharetta, GA

    Frequently Asked Questions

    (Click on a question below to reveal the answer)

    Is it difficult to submit an MBI claim?

    No. Just call toll free at (800) 443-7411 for the MBI claims department or go to our policyholder service center on geico.com to report an MBI claim online .

    IMPORTANT NOTE: In most states, for coverage to be applicable, you must obtain authorization prior to any repair work being done. See policy for details.

    Can I take my car to a repair shop of my choice?

    Yes, you may use the licensed repair shop of your choice, unless the repair is covered by a recall, voluntary repair program or the manufacturer’s warranty. In those cases you would need to take your vehicle back to a dealer who services the specific make and model.

    Dealer extended service contracts usually encourage you to have repairs made at the dealership where the vehicle was purchased. This could force you to return to a repair shop you don’t care to use. GEICO MBI allows you to use any licensed repair shop. This could be especially important if you travel or move MBI travels with you!

    What happens if I breakdown while traveling?

    If you ever have a breakdown, accident, or need assistance in any of the 50 states or the District of Columbia, you’re covered. We are only a phone call away, 24 hours a day.

    How do I pay for MBI?

    You pay for MBI as a coverage on your auto policy. There are no separate payments to make. We offer you the choice of several plans for paying your auto insurance premium. You may pay in full or select an installment plan whatever fits your budget.

    Dealers usually add the cost of their extended service contracts to the amount you pay for your new car up front or they add it into the amount you finance.

    How can I learn more about GEICO’s MBI coverage?

    Call us at (800) 861-8380. An insurance representative is available 24 hours a day, 7 days a week to answer your questions and to give you a quote.



    Temp Cover – Temporary Car Insurance #car #sales #perth


    #temp car insurance
    #

    Tempcover Car Insurance

    Compare Temporary Insurance Quotes in seconds

    Get 1-28 days Immediate Cover

    About Tempcover Car Insurance

    Tempcover.com is all about getting you a better deal when it comes to arranging temporary car insurance. It is the most comprehensive comparison site that identifies the best deals. It looks at prices from all the top UK insurers, saving you time and money. It has helped nearly one million people find the right package, whether they need cover for a day, a week, or longer.

    • Huge savings available
    • Cover when borrowing a car from a friend, relative, or colleague
    • Cover for ages between 18-75
    • Test driving a car, then temporary cover is available
    • Quotes are provided instantly online
    • Nearly 1m people helped with their temporary cover
    • Works with any roadworthy car worth over £1,000
    • Different packages available
    • One day comprehensive cover can be extended to one month

    When Do You Need Temporary Car Insurance?

    When you’re borrowing a car, or using a vehicle before permanent insurance can be arranged, temporary car insurance with a provider such as Temp Cover is a must.

    • Cover can be arranged from just one day, to a maximum of 28 days
    • Cover is fully comprehensive
    • Importantly, should an accident occur, the no-claims bonus will not be affected
    • Also, when test driving a car and you decide to buy it, you can drive it away fully covered

    Benefits of Temporary Car Insurance

    There are a number of key benefits to arranging temporary car insurance.

    • Gives peace of mind, as you get comprehensive insurance, whilst just being added to another’s policy, might mean less cover
    • It’s often cheaper than being added to other policies
    • It can save time and hassle – simpler to arrange than messing about with someone else’s policy


    Car breakdown cover #cars #for #sale #ni


    #car breakdown cover
    #

    Protect Your Car With Mechanical Breakdown Insurance

    So you got a great deal on car insurance from GEICO, did you? Now you’re covered for accidents, theft, fire, and other mishaps.

    But what do you do about those mechanical problems that always seem to pop up right after your new car warranty runs out? Check out GEICO’s Mechanical Breakdown Insurance (MBI) that’s what.

    If you’re not sure you need this peace-of-mind coverage check out our MBI video. You might think twice about buying a dealer’s new car extended warranty.

    Special Protection For Your New Car

    Your new car is your baby, so it deserves a little extra protection. MBI is available for new or leased cars that are less than 15 months old and with less than 15,000 miles.

    Once you’ve purchased MBI, you can renew it for up to seven years or 100,000 miles (whichever comes first). After a $250 deductible on a covered loss, MBI covers repairs to all mechanical parts of the car (except for maintenance and wear and tear*). Interested? Call us at (800) 861-8380 to learn more.

    Mechanical Breakdown Insurance VS. Extended Warranty: It’s No Contest

    Why not just get an extended warranty, you wonder? You could if you want to pay more for less protection. GEICO’s MBI provides better coverage at a cheaper price than the typical dealer extended warranty. GEICO’s MBI coverage:

    • Includes all parts and systems not just the specific list of items covered by most dealer warranties.
    • Saves you money, charging only a small premium per each policy period, instead of a large lump-sum payment up front.
    • Lets you get your car repaired wherever you like.

    Our customers say it best.

    • “One does not have to pay as much “out-of-pocket” for major repairs. I also appreciate that one of GEICO’s experts talks to the mechanic to determine that the repair is actually needed and that the repair is made correctly.” Vernon Bartlett, TN
    • I am still covered even after my factory warranty has expired. ” Wendy Louisville, KY
    • “Peace of mind. Cheaper than after market warranty from the factory.” Sidney Alpharetta, GA

    Frequently Asked Questions

    (Click on a question below to reveal the answer)

    Is it difficult to submit an MBI claim?

    No. Just call toll free at (800) 443-7411 for the MBI claims department or go to our policyholder service center on geico.com to report an MBI claim online .

    IMPORTANT NOTE: In most states, for coverage to be applicable, you must obtain authorization prior to any repair work being done. See policy for details.

    Can I take my car to a repair shop of my choice?

    Yes, you may use the licensed repair shop of your choice, unless the repair is covered by a recall, voluntary repair program or the manufacturer’s warranty. In those cases you would need to take your vehicle back to a dealer who services the specific make and model.

    Dealer extended service contracts usually encourage you to have repairs made at the dealership where the vehicle was purchased. This could force you to return to a repair shop you don’t care to use. GEICO MBI allows you to use any licensed repair shop. This could be especially important if you travel or move MBI travels with you!

    What happens if I breakdown while traveling?

    If you ever have a breakdown, accident, or need assistance in any of the 50 states or the District of Columbia, you’re covered. We are only a phone call away, 24 hours a day.

    How do I pay for MBI?

    You pay for MBI as a coverage on your auto policy. There are no separate payments to make. We offer you the choice of several plans for paying your auto insurance premium. You may pay in full or select an installment plan whatever fits your budget.

    Dealers usually add the cost of their extended service contracts to the amount you pay for your new car up front or they add it into the amount you finance.

    How can I learn more about GEICO’s MBI coverage?

    Call us at (800) 861-8380. An insurance representative is available 24 hours a day, 7 days a week to answer your questions and to give you a quote.



    Caravan and Motorhome Breakdown Cover – Includes Trailer Recovery #cheapest #rental #car


    #car breakdown cover
    #

    Caravan breakdown cover – Includes car, caravan & trailer recovery

    Get 2 Months Breakdown Cover FREE! 12 months cover for the price of 10 – offer ends 31st January 2016*

    GEM welcomes caravan owners!

    All our policies include cover for your caravan at no extra cost. Motorhomes, motor caravans and small domestic trailers are also included in our breakdown cover.

    If your vehicle breaks down, any attached caravan or small trailer being used for private purposes will be entitled to the same service as the vehicle.

    In the event of a breakdown to the caravan or trailer being towed by the vehicle, we will recover it to the nearest suitable garage or your preferred destination if closer.

    Towing a caravan or manoeuvring a motorhome takes skill, and other drivers don’t always give you the space you need. So you might be reassured to know that all our policies also include Accident Management. This isn’t a substitute for vehicle insurance, but a specialist service. Our Accident Management helpline offers advice at the scene and streamlines any future claims: whether the accident is your fault or someone else’s.

    We will assist motorhomes motor caravans which do not exceed:

    • 7 metres (23 feet) in length



    Temp Cover – Temporary Car Insurance #car #valuation #calculator


    #temp car insurance
    #

    Tempcover Car Insurance

    Compare Temporary Insurance Quotes in seconds

    Get 1-28 days Immediate Cover

    About Tempcover Car Insurance

    Tempcover.com is all about getting you a better deal when it comes to arranging temporary car insurance. It is the most comprehensive comparison site that identifies the best deals. It looks at prices from all the top UK insurers, saving you time and money. It has helped nearly one million people find the right package, whether they need cover for a day, a week, or longer.

    • Huge savings available
    • Cover when borrowing a car from a friend, relative, or colleague
    • Cover for ages between 18-75
    • Test driving a car, then temporary cover is available
    • Quotes are provided instantly online
    • Nearly 1m people helped with their temporary cover
    • Works with any roadworthy car worth over £1,000
    • Different packages available
    • One day comprehensive cover can be extended to one month

    When Do You Need Temporary Car Insurance?

    When you’re borrowing a car, or using a vehicle before permanent insurance can be arranged, temporary car insurance with a provider such as Temp Cover is a must.

    • Cover can be arranged from just one day, to a maximum of 28 days
    • Cover is fully comprehensive
    • Importantly, should an accident occur, the no-claims bonus will not be affected
    • Also, when test driving a car and you decide to buy it, you can drive it away fully covered

    Benefits of Temporary Car Insurance

    There are a number of key benefits to arranging temporary car insurance.

    • Gives peace of mind, as you get comprehensive insurance, whilst just being added to another’s policy, might mean less cover
    • It’s often cheaper than being added to other policies
    • It can save time and hassle – simpler to arrange than messing about with someone else’s policy


    Temporary Cover Car Insurance – Insure for a day or a month #bell #car #insurance


    #temp car insurance
    #

    Temp Cover Car Insurance Quote in an instant

    So, you and a friend are taking a long journey and want to split the driving, or perhaps you want to borrow someone’s car to move home or take a trip, maybe you’re even going away for a few days and need a car while you’re there.

    Whatever your reason for needing temporary car insurance, you don’t want to pay any expensive 12 month premiums for such a short amount of time.

    Temporary and Short Term Car Insurance

    Wanting to insure a car for a day, week or a full month can be useful in a number of circumstances and it doesn’t have to be as complicated or expensive as you may think. Most specialist insurers offer this type of cover whether you’re borrowing a car from a friend of relative, lending your car out for a short time, or looking for immediate, drive-away insurance on a car you just bought.

    What s normally covered –

    • Any damage to the car whether it s your fault or someone elses
    • Fire, theft and vandalism
    • Injury and any legal obligations surrounding this

    Recommended cover

    There are not many insurance companies that offer such a hassle free and straightforward way to insure your car short term than www.insure4aday.co.uk .

    They specialise in providing this type of cover quickly and efficiently at a price that won’t break the bank either.

    In four simple steps you can get immediate and comprehensive cover for one day, one week, or one month, so you don’t have to worry about filling out countless questionnaires or providing endless personal details.

    Click here to get a quick quote for temporary motor insurance

    Their policies offer cover for up to two drivers on a short term basis, whatever your reasons, with secure online credit or debit card transactions and immediate emailing of documentation once payment has been made.

    The website is extremely straight forward. containing all the information you need to go ahead with a short term policy and with a five of five star rating from over 10,000 customers already, we can’t think of a better option for your temporary motor insurance.

    1. Simply complete your details on the proposal form
    2. Accept your quote and make payment
    3. Print your certificate at home
    4. Enjoy your cover and peace of mind!

    Why get short term car insurance?

    It is an offence to drive a vehicle without insurance, even if it is for a single trip or just one day.

    Getting caught without the appropriate cover could be more costly and damaging than the simple purchase of temporary insurance. let alone the risk if you were to be involved in an accident.

    Short term car insurance is a cost effective way to make sure you don’t fall foul of the regulations and you are safe and covered if anything was to happen while you, or a another party, is behind the wheel.

    The alternative is to purchase a full 12 months policy, which can be extremely expensive, or add additional drivers to an existing policy, which again could work out costly and also risk any future no claims discounts if an accident was to happen. Taking out temporary insurance means that you save money and don’t risk losing those valuable no claims bonuses.

    Typically, temp cover car insurance is available for between 1 and 28 days. regardless of the circumstances. It is entirely up to you how long you need the cover for but bear in mind you are only covered for the exact number of days as specified when taking out the policy.

    Continuing to drive the vehicle after midnight on the day the policy ends means you are not covered and therefore driving illegally. Think carefully about how long you genuinely need the vehicle for and be vigilant about it.

    There are a few conditions that usually apply to temporary insurance policies; the driver must be over 21 years of age (in some cases, 25), and must have held a full UK, EU or EEA driving license for longer than 12 months.

    As with all insurance policies, the cost will vary from person to person depending on things like the type and size of vehicle, but short term cover can be especially reasonable with the right insurer.

    Get started with your temp insurance cover here

    Leave a Reply Cancel reply



    Breakdown Cover #y8 #car


    #car breakdown cover
    #

    UK breakdown cover

    AA Breakdown Membership

    Join now from 35

    AA Roadside Assistance offers 24/7 cover for breakdowns over 1/4 mile from home. If we can’t complete repairs at the roadside we’ll take you and your vehicle to a nearby garage.

    This cover can be enhanced with options such as National Recovery, At Home and Onward Travel.

    50

    108

    Free cover at home

    140

    Roadside Assistance

    24/7 cover for breakdowns over 1/4 mile from home. If we can’t complete repairs at the roadside we’ll take you and your vehicle to a nearby garage.

    Included 2 call-out limit Included Unlimited call-outs Included Unlimited call-outs Included Unlimited call-outs Included Unlimited call-outs

      National Recovery

      We’ll take you, your vehicle and up to 7 passengers to any single UK destination if your vehicle can’t be fixed.

    • Not available
      with this cover
    • not included
    • not included Included Included

      At Home

      Brings cover to your doorstep and within 1/4 mile from home. You can arrange a patrol to be there at a time that suits you too.

    • Not available

      Cover for you as a driver or passenger in any vehicle



    Temporary Cover Car Insurance – Insure for a day or a month #prestige #car #hire


    #temp car insurance
    #

    Temp Cover Car Insurance Quote in an instant

    So, you and a friend are taking a long journey and want to split the driving, or perhaps you want to borrow someone’s car to move home or take a trip, maybe you’re even going away for a few days and need a car while you’re there.

    Whatever your reason for needing temporary car insurance, you don’t want to pay any expensive 12 month premiums for such a short amount of time.

    Temporary and Short Term Car Insurance

    Wanting to insure a car for a day, week or a full month can be useful in a number of circumstances and it doesn’t have to be as complicated or expensive as you may think. Most specialist insurers offer this type of cover whether you’re borrowing a car from a friend of relative, lending your car out for a short time, or looking for immediate, drive-away insurance on a car you just bought.

    What s normally covered –

    • Any damage to the car whether it s your fault or someone elses
    • Fire, theft and vandalism
    • Injury and any legal obligations surrounding this

    Recommended cover

    There are not many insurance companies that offer such a hassle free and straightforward way to insure your car short term than www.insure4aday.co.uk .

    They specialise in providing this type of cover quickly and efficiently at a price that won’t break the bank either.

    In four simple steps you can get immediate and comprehensive cover for one day, one week, or one month, so you don’t have to worry about filling out countless questionnaires or providing endless personal details.

    Click here to get a quick quote for temporary motor insurance

    Their policies offer cover for up to two drivers on a short term basis, whatever your reasons, with secure online credit or debit card transactions and immediate emailing of documentation once payment has been made.

    The website is extremely straight forward. containing all the information you need to go ahead with a short term policy and with a five of five star rating from over 10,000 customers already, we can’t think of a better option for your temporary motor insurance.

    1. Simply complete your details on the proposal form
    2. Accept your quote and make payment
    3. Print your certificate at home
    4. Enjoy your cover and peace of mind!

    Why get short term car insurance?

    It is an offence to drive a vehicle without insurance, even if it is for a single trip or just one day.

    Getting caught without the appropriate cover could be more costly and damaging than the simple purchase of temporary insurance. let alone the risk if you were to be involved in an accident.

    Short term car insurance is a cost effective way to make sure you don’t fall foul of the regulations and you are safe and covered if anything was to happen while you, or a another party, is behind the wheel.

    The alternative is to purchase a full 12 months policy, which can be extremely expensive, or add additional drivers to an existing policy, which again could work out costly and also risk any future no claims discounts if an accident was to happen. Taking out temporary insurance means that you save money and don’t risk losing those valuable no claims bonuses.

    Typically, temp cover car insurance is available for between 1 and 28 days. regardless of the circumstances. It is entirely up to you how long you need the cover for but bear in mind you are only covered for the exact number of days as specified when taking out the policy.

    Continuing to drive the vehicle after midnight on the day the policy ends means you are not covered and therefore driving illegally. Think carefully about how long you genuinely need the vehicle for and be vigilant about it.

    There are a few conditions that usually apply to temporary insurance policies; the driver must be over 21 years of age (in some cases, 25), and must have held a full UK, EU or EEA driving license for longer than 12 months.

    As with all insurance policies, the cost will vary from person to person depending on things like the type and size of vehicle, but short term cover can be especially reasonable with the right insurer.

    Get started with your temp insurance cover here

    Leave a Reply Cancel reply



    Breakdown Cover #used #cars #for #sale #uk


    #car breakdown cover
    #

    Breakdown Cover

    To discuss breakdown cover on the phone call 0330 159 1111

    750 of parts and labour

    With our Garage Parts Labour, we ll cover the costs of certain parts and labour at the roadside or through our RAC Approved Network. With no excess to pay, we cover costs up to 750 per claim for up to 5 claims per year.

    1000 of Key Cover

    Roadside

    Recovery

    Great for Families

    Help in Europe

    Winter Driving

    Misfueling

    Breakdown Cover

    RAC Car Breakdown Cover will get you back on the road. Fast. And did you know, the RAC can come to your rescue if you have an accident 3. Already a member? Existing members can take advantage of great Member Benefits with their car breakdown cover.

    RAC Breakdown patrols fix 4 out of 5 vehicles at the roadside. UK Breakdown Cover membership starts from just 27.99 for roadside assistance. Options also include roadside recovery cover, at home car breakdown cover and more.

    We know you want great value cover from a name you can trust, which is why our cheap breakdown cover starts from just 27.99. Why not compare breakdown cover and see if another breakdown provider can offer all this.

    In addition to providing roadside assistance for your car, we offer Motorbike Breakdown Cover. which starts from just 27.99. We also provide European Breakdown Cover to give you peace of mind whilst on your holiday road-trip, from Short Trip cover to our Comprehensive 5 Star Defaqto-rated cover.

    Useful Breakdown Cover information:

    Important information:

    * RAC Amazon.co.uk Gift Card(s) Winter Offer 2015

    1. A maximum of £100 Amazon.co.uk Gift Card** can be claimed by eligible new customers purchasing RAC Breakdown cover. The level of cover purchased determines the amount awarded:
    • £20 – Roadside Recovery
    • £20 – Roadside and At Home
    • £20 – Roadside, Recovery and Onward Travel
    • £30 – Roadside, Recovery At Home (Unlimited)
    • £50 – Roadside, Recovery, At Home Onward Travel (Premier)
    • £100 – Roadside, Recovery, At Home, Onward Travel European
      To qualify for the Amazon.co.uk Gift Card you must purchase RAC Breakdown cover direct from RAC by visiting rac.co.uk, or by calling us direct.
      You must purchase one of the above cover combinations on an annual continuous payment method to qualify.
      Your policy must have started before the end of January 2016 and we must have received full payment in order for us to issue your Amazon.co.uk Gift Card.
      The offer is not available to existing RAC Breakdown customers buying (or renewing their existing) breakdown cover or on purchases of breakdown during a breakdown situation.
      This offer is fulfilled online and you must therefore provide a valid email address at the time of purchase in order to claim your Amazon.co.uk Gift Card.
      The offer excludes purchases made through cashback and voucher code sites.
      The offer excludes employees of RAC, their immediate families, agents or any other person connected with the promotion.
      The Amazon.co.uk Gift Card can be redeemed against eligible purchases on the Amazon.co.uk website.
      Only one Amazon.co.uk Gift Card offer claim per customer, UK residents only.
      There are no cash or any other alternatives available.

    How It Works

      To claim your Amazon.co.uk Gift Card you must visit racwinteroffer.co.uk before midnight on 21 May 2016 and enter your membership and unique reference number which will be emailed to you within 72 hours after your purchase date.
      Provided payments have been received in full, and you have logged in to racwinteroffer.co.uk to accept the offer terms and conditions and claim your Amazon.co.uk Gift Card, the Amazon.co.uk Gift Card will be emailed to you 35 days after your policy start date.
      The Amazon.co.uk Gift Card will be valid for 10 years from the date it was issued. To redeem your gift Amazon.co.uk Gift Card, follow these steps:
    1. Visit amazon.co.uk/redeem
    2. Enter the Claim Code and click ‘Apply to Account’ when prompted.
    3. Gift card funds will be applied automatically to eligible orders during the checkout process.
    4. You must pay for any remaining balance on your order with another payment method.
    5. Amazon.co.uk Gift Card claim code may also be entered when prompted during checkout. To redeem your Amazon.co.uk Gift Card using the Amazon.co.uk 1-Click® service, first add the gift card funds to Your Account.

    Things You Need To Know

      Offer is subject to availability and cannot be used in conjunction with any other offer and RAC reserve the right to vary or amend these terms and conditions or to withdraw the promotion at any time.
      By participating in the promotion, you agree to be bound by these Terms and Conditions and the Amazon.co.uk Gift Card terms of use.
      It will be necessary to pass some of your data to The Grass Roots Group UK Limited for the purposes of administering the Amazon.co.uk Gift Card. Your data will be kept secure and will not be used for any other purpose.

    **Amazon.co.uk is not a sponsor of this promotion. Amazon.co.uk Gift Cards (“GCs”) may be redeemed on the Amazon.co.uk website towards the purchase of eligible products listed in our online catalogue and sold by Amazon.co.uk or any other seller selling through Amazon.co.uk. GCs cannot be reloaded, resold, transferred for value, redeemed for cash or applied to any other account.Amazon.co.uk is not responsible if a GC is lost, stolen, destroyed or used without permission. See amazon.co.uk/gc-legal or complete terms and conditions. GCs are issued by Amazon EU S.à r.l. All Amazon ®, ™ © are IP of Amazon.co.uk, Inc. or its affiliates.

    † Price for 1 day Comprehensive cover for up to 8 people travelling in a 1 year old vehicle in France

    1 Customer survey on service and our previous European Breakdown policy based on data collected between April 2014 and March 2015

    ^ Costs up to £150 excluding short trip cover

    2 £27.99 price is available on the purchase of Vehicle Based Roadside only on an annual continuous basis for the first year of membership.

    Breakdown cover provided by RAC Motoring Services (Registered No 01424399) and RAC Insurance Ltd (Registered No 2355834). Registered in England; Registered Offices: RAC House, Brockhurst Crescent, Walsall, WS5 4AW. Arranged, sold and administered by RAC Motoring Services who is authorised and regulated by the Financial Conduct Authority in respect of insurance mediation activities only. RAC Insurance Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.



    Breakdown cover #car #shipping #quotes


    #car breakdown cover
    #

    What’s included?

    If you put the wrong fuel in your car, we’ll drain the tank for free and give you enough of the right fuel to get you going. (UK only).

  • Roadside assistance
    We offer 24 hours roadside assistance, 365 days a year.
  • Local vehicle recovery
    If your vehicle can’t be fixed at the roadside, we’ll tow it to the nearest garage.
  • No callout charge
    We won’t charge to come out to assist you.
  • Message service
    We’ll send a free message to your friends and family so they know what’s happened.
  • Next day collection
    If the garage is closed and we take you home, we’ll pick you up the next day or whenever is suitable for you and take the car to the garage at no extra cost.
  • Cover at home
    We’ll come to the rescue if your car breaks down at home.
  • Options if it can’t be fixed
    If your vehicle can’t be repaired locally that day, we’ll give you a hire car or alternative, for example the cost of alternative transport or overnight accommodation.
  • Pay for you to collect your car
    Cost of a single standard rail fare.
  • European cover

    There’s no limit on the number of trips you can take to Europe within a year, but there’s a limit of 90 days for an individual trip for cars less than 16 years old.



  • Breakdown Cover #compare #car #insurance #quotes


    #car breakdown cover
    #

    UK breakdown cover

    AA Breakdown Membership

    Join now from 35

    AA Roadside Assistance offers 24/7 cover for breakdowns over 1/4 mile from home. If we can’t complete repairs at the roadside we’ll take you and your vehicle to a nearby garage.

    This cover can be enhanced with options such as National Recovery, At Home and Onward Travel.

    50

    108

    Free cover at home

    140

    Roadside Assistance

    24/7 cover for breakdowns over 1/4 mile from home. If we can’t complete repairs at the roadside we’ll take you and your vehicle to a nearby garage.

    Included 2 call-out limit Included Unlimited call-outs Included Unlimited call-outs Included Unlimited call-outs Included Unlimited call-outs

      National Recovery

      We’ll take you, your vehicle and up to 7 passengers to any single UK destination if your vehicle can’t be fixed.

    • Not available
      with this cover
    • not included
    • not included Included Included

      At Home

      Brings cover to your doorstep and within 1/4 mile from home. You can arrange a patrol to be there at a time that suits you too.

    • Not available

      Cover for you as a driver or passenger in any vehicle



    Caravan and Motorhome Breakdown Cover – Includes Trailer Recovery #second #hand #cars


    #car breakdown cover
    #

    Caravan breakdown cover – Includes car, caravan & trailer recovery

    Get 2 Months Breakdown Cover FREE! 12 months cover for the price of 10 – offer ends 31st January 2016*

    GEM welcomes caravan owners!

    All our policies include cover for your caravan at no extra cost. Motorhomes, motor caravans and small domestic trailers are also included in our breakdown cover.

    If your vehicle breaks down, any attached caravan or small trailer being used for private purposes will be entitled to the same service as the vehicle.

    In the event of a breakdown to the caravan or trailer being towed by the vehicle, we will recover it to the nearest suitable garage or your preferred destination if closer.

    Towing a caravan or manoeuvring a motorhome takes skill, and other drivers don’t always give you the space you need. So you might be reassured to know that all our policies also include Accident Management. This isn’t a substitute for vehicle insurance, but a specialist service. Our Accident Management helpline offers advice at the scene and streamlines any future claims: whether the accident is your fault or someone else’s.

    We will assist motorhomes motor caravans which do not exceed:

    • 7 metres (23 feet) in length



    Car Seat Covers, Dash Cover, Floormats #auto #prices


    #auto seat
    #

    Custom fit auto seat covers, car::truck::suv::mini van seat cover.

    custom car seat covers are 3 pieces snap-on for a snug fit. Our car, truck, suv and mini van seat covers, are easy to install, machine washable. available in 14 canvas seat covers colors, 19 camouflage seat covers patterns, 08 Hawaiian Prints seat covers patterns, 2 animal prints seat covers and 4 solid colors and 8 camouflage waterproof seat covers material. Autoseats.com also offers seat cover in sheepskin where covers are available in 12 sheepskins colors.

    Car, Truck, SUV, and Mini-Van Seat Covers   available for all Acura, Audi,  BMW, Buick, Cadillac, Chevrolet, Chrysler, Dodge, Eagle, Ferrari, Ford, Geo, GMC, Honda, Hyundai, Infiniti, Isuzu, Jaguar, Jeep, Lexus, Lincoln, Mazda, Mercedes-Benz, Mini Copper, Mitsubishi, Nissan, Oldsmobile, Plymouth, Porsche, Saab, Saturn, Scion, Subaru, Suzuki, Toyota, Volkswagen (VW) and Volvo.

    All of our covers are tailor made to fits the contour of your vehicle seats. Any questions or comments related to our products, that you may have please visit our Seat Covers F.A.Q.

    Because we are the manufacturer and distributor of custom made seat covers . we are able to ensure distinction all through over every part of our operations. Our success is the result of: the quality of the custom auto seat covers we make and take the craftsmanship and detail included into every hand made auto seat covers we build, and our customer care that undeniably place us away from the other companies in our industry.

    Custom fit auto dash covers, car::truck::suv::mini van dash cover.

    Autoseats.com offer affordable custom auto seat covers. We manufacture and distribute custom dash covers in carpet, camouflage, velour and carpet finishes. Auto dash covers for car, truck, mini-van, and SUV available to all makes and models from 1965 to 2012. Our custom car dash covers will fit the contour of your car, truck suv or mini-van dash.



    Breakdown Cover #prestige #car #hire


    #car breakdown cover
    #

    Breakdown Cover

    To discuss breakdown cover on the phone call 0330 159 1111

    750 of parts and labour

    With our Garage Parts Labour, we ll cover the costs of certain parts and labour at the roadside or through our RAC Approved Network. With no excess to pay, we cover costs up to 750 per claim for up to 5 claims per year.

    1000 of Key Cover

    Roadside

    Recovery

    Great for Families

    Help in Europe

    Winter Driving

    Misfueling

    Breakdown Cover

    RAC Car Breakdown Cover will get you back on the road. Fast. And did you know, the RAC can come to your rescue if you have an accident 3. Already a member? Existing members can take advantage of great Member Benefits with their car breakdown cover.

    RAC Breakdown patrols fix 4 out of 5 vehicles at the roadside. UK Breakdown Cover membership starts from just 27.99 for roadside assistance. Options also include roadside recovery cover, at home car breakdown cover and more.

    We know you want great value cover from a name you can trust, which is why our cheap breakdown cover starts from just 27.99. Why not compare breakdown cover and see if another breakdown provider can offer all this.

    In addition to providing roadside assistance for your car, we offer Motorbike Breakdown Cover. which starts from just 27.99. We also provide European Breakdown Cover to give you peace of mind whilst on your holiday road-trip, from Short Trip cover to our Comprehensive 5 Star Defaqto-rated cover.

    Useful Breakdown Cover information:

    Important information:

    * RAC Amazon.co.uk Gift Card(s) Winter Offer 2015

    1. A maximum of £100 Amazon.co.uk Gift Card** can be claimed by eligible new customers purchasing RAC Breakdown cover. The level of cover purchased determines the amount awarded:
    • £20 – Roadside Recovery
    • £20 – Roadside and At Home
    • £20 – Roadside, Recovery and Onward Travel
    • £30 – Roadside, Recovery At Home (Unlimited)
    • £50 – Roadside, Recovery, At Home Onward Travel (Premier)
    • £100 – Roadside, Recovery, At Home, Onward Travel European
      To qualify for the Amazon.co.uk Gift Card you must purchase RAC Breakdown cover direct from RAC by visiting rac.co.uk, or by calling us direct.
      You must purchase one of the above cover combinations on an annual continuous payment method to qualify.
      Your policy must have started before the end of January 2016 and we must have received full payment in order for us to issue your Amazon.co.uk Gift Card.
      The offer is not available to existing RAC Breakdown customers buying (or renewing their existing) breakdown cover or on purchases of breakdown during a breakdown situation.
      This offer is fulfilled online and you must therefore provide a valid email address at the time of purchase in order to claim your Amazon.co.uk Gift Card.
      The offer excludes purchases made through cashback and voucher code sites.
      The offer excludes employees of RAC, their immediate families, agents or any other person connected with the promotion.
      The Amazon.co.uk Gift Card can be redeemed against eligible purchases on the Amazon.co.uk website.
      Only one Amazon.co.uk Gift Card offer claim per customer, UK residents only.
      There are no cash or any other alternatives available.

    How It Works

      To claim your Amazon.co.uk Gift Card you must visit racwinteroffer.co.uk before midnight on 21 May 2016 and enter your membership and unique reference number which will be emailed to you within 72 hours after your purchase date.
      Provided payments have been received in full, and you have logged in to racwinteroffer.co.uk to accept the offer terms and conditions and claim your Amazon.co.uk Gift Card, the Amazon.co.uk Gift Card will be emailed to you 35 days after your policy start date.
      The Amazon.co.uk Gift Card will be valid for 10 years from the date it was issued. To redeem your gift Amazon.co.uk Gift Card, follow these steps:
    1. Visit amazon.co.uk/redeem
    2. Enter the Claim Code and click ‘Apply to Account’ when prompted.
    3. Gift card funds will be applied automatically to eligible orders during the checkout process.
    4. You must pay for any remaining balance on your order with another payment method.
    5. Amazon.co.uk Gift Card claim code may also be entered when prompted during checkout. To redeem your Amazon.co.uk Gift Card using the Amazon.co.uk 1-Click® service, first add the gift card funds to Your Account.

    Things You Need To Know

      Offer is subject to availability and cannot be used in conjunction with any other offer and RAC reserve the right to vary or amend these terms and conditions or to withdraw the promotion at any time.
      By participating in the promotion, you agree to be bound by these Terms and Conditions and the Amazon.co.uk Gift Card terms of use.
      It will be necessary to pass some of your data to The Grass Roots Group UK Limited for the purposes of administering the Amazon.co.uk Gift Card. Your data will be kept secure and will not be used for any other purpose.

    **Amazon.co.uk is not a sponsor of this promotion. Amazon.co.uk Gift Cards (“GCs”) may be redeemed on the Amazon.co.uk website towards the purchase of eligible products listed in our online catalogue and sold by Amazon.co.uk or any other seller selling through Amazon.co.uk. GCs cannot be reloaded, resold, transferred for value, redeemed for cash or applied to any other account.Amazon.co.uk is not responsible if a GC is lost, stolen, destroyed or used without permission. See amazon.co.uk/gc-legal or complete terms and conditions. GCs are issued by Amazon EU S.à r.l. All Amazon ®, ™ © are IP of Amazon.co.uk, Inc. or its affiliates.

    † Price for 1 day Comprehensive cover for up to 8 people travelling in a 1 year old vehicle in France

    1 Customer survey on service and our previous European Breakdown policy based on data collected between April 2014 and March 2015

    ^ Costs up to £150 excluding short trip cover

    2 £27.99 price is available on the purchase of Vehicle Based Roadside only on an annual continuous basis for the first year of membership.

    Breakdown cover provided by RAC Motoring Services (Registered No 01424399) and RAC Insurance Ltd (Registered No 2355834). Registered in England; Registered Offices: RAC House, Brockhurst Crescent, Walsall, WS5 4AW. Arranged, sold and administered by RAC Motoring Services who is authorised and regulated by the Financial Conduct Authority in respect of insurance mediation activities only. RAC Insurance Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.



    Car Cover, Truck Covers, Custom Covers #find #a #car


    #car cover
    #

    Car Cover

    Dust, dirt, water, grime and the sun. The elements. These are the primary agents that can corrupt your car’s fine paint and body. These can quickly wear out and chip off not only years from your car’s look but also from its lifespan.

    Protection from the elements is a major concern for most car owners. Some opt the security of a garage but others are not fortunate enough. What do they do? Most turn to car covers.

    Investing in a quality car cover is not only a practical move but is also an essential for every car owner. It can offer additional protection from the elements, either indoor or outdoor. It can protect your car’s finish from the dreaded elements and even from your tike’s crayons. There are a plethora of car covers in the market, for different car sizes and shapes, from the generic car covers from every car make to truck covers to SUV covers. But nothing beats a custom-made car cover for it can completely envelop your car in its protective fit.

    From the myriad of car cover designs and looks, it is best to choose one which completely matches your lifestyle. A custom-made cotton car cover is great from a garaged vehicle. A car parked outside, whether in a car port or even out in the open, needs the heavy duty protection of car cover that can protect it from the elements but can still allow your car’s finish to breathe by letting air pass through the fabric.



    Caravan and Motorhome Breakdown Cover – Includes Trailer Recovery #design #a #car


    #car breakdown cover
    #

    Caravan breakdown cover – Includes car, caravan & trailer recovery

    Get 2 Months Breakdown Cover FREE! 12 months cover for the price of 10 – offer ends 31st January 2016*

    GEM welcomes caravan owners!

    All our policies include cover for your caravan at no extra cost. Motorhomes, motor caravans and small domestic trailers are also included in our breakdown cover.

    If your vehicle breaks down, any attached caravan or small trailer being used for private purposes will be entitled to the same service as the vehicle.

    In the event of a breakdown to the caravan or trailer being towed by the vehicle, we will recover it to the nearest suitable garage or your preferred destination if closer.

    Towing a caravan or manoeuvring a motorhome takes skill, and other drivers don’t always give you the space you need. So you might be reassured to know that all our policies also include Accident Management. This isn’t a substitute for vehicle insurance, but a specialist service. Our Accident Management helpline offers advice at the scene and streamlines any future claims: whether the accident is your fault or someone else’s.

    We will assist motorhomes motor caravans which do not exceed:

    • 7 metres (23 feet) in length



    Very Cheap Car Insurance – We – ll Help You Slash The Cost Of Cover!


    #very cheap car insurance
    #

    Very Cheap Car Insurance

    AT InsureAnts HQ, we don’t believe in cutting corners. When looking for very cheap car insurance quotes, it can be tempting to go for the bargain basement price. After all, these are tough times and any saving that can be made is crucial.

    We know you want to save money on your car insurance, hey, that’s why you’re here, isn’t it? (Yes, I know the ants are pretty cute too). But if you are looking for quality cover that’s cheap as chips, make sure you at least get a bit of ketchup with it too.

    Going for the cheapest policy can often be a false economy as you could end up paying more in the long run. Very, very cheap car insurance can often only offer you minimal cover and be quite limited when you need it most.

    Cheap car insurance – other ways to cut the costs

    Get your motor running

    If you have not already bought the car you are insuring, think hard about what to go for. Large 4X4s or sports car can cost you a lot more to cover. The smaller the engine and the more economical the fuel consumption, the better chance you have of getting a great deal.

    This doesn’t mean you have to drive a small, one-litre milk cart and be the laughing stock of all your friends. If you do your research, you can strike the right balance between performance and economy.

    The excess tightrope

    You can increase the excess on your policy to see how much this would save you. But, it is a bit of balancing act. If you go for a bigger excess, you’ll save on your premium, but will pay out far more in the event of a claim.

    A lower excess will see you fork out more initially, but will cushion the blow of making an expensive claim.

    How many miles?

    Get your mileage right when applying for cover. If you only drive 6,000 miles a year, don’t get a quote for driving 10,000 miles. A few thousand miles here or there will make a difference, so be accurate.

    Compare, compare, go compare!

    Insurers will often throw you out a lazy renewal quote that you’d be mad to accept before comparing the market. You’ll often find your renewal quote can be beaten, and if you go back to your current provider with the raft of great deals our partners can provide you with, you may find that renewal quote magically shrinking.

    Safe and saving

    Keeping your car safe means you’ll save money – but only if you tell your provider. Keep it in a driveway or garage and if there aren’t already security features on the car, consider getting some fitted – it’ll save you in the long run.

    Also, drive safely – a nice, clean driving licence is just what insurers love to see.

    So don’t cut corners, get a quote from our selected provider Quotezone and start saving. You can also call a friendly UK-based team provided by Call Connections on 0800 479 2821* .