Debt vs. Equity Analysis: How to Advise Companies on Financing? ( Video

Debt vs. Equity Analysis: How to Advise Companies on Financing, REMMONT.COM


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Debt vs. Equity Analysis: How to Advise Companies on Financing, NEF2.COM


Debt vs. Equity Analysis: How to Advise Companies on Financing

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Car Insurance Quotes, Compare Car Insurance – Liberty Insurance Ireland, cheapest car insurance companies.

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Car Insurance

make changes to your policy or pay for your quote

Life’s complicated enough. So we’ve made buying car insurance simple and fair, with all the benefits you’d expect and more. That’s car insurance the way it should be.

Cheapest car insurance companies

Get up to 5 Weeks Free Online

Ready to get a quote? At Liberty Insurance we give you up to 5 weeks free when you quote and buy online. The discount is applied automatically to your quote and you’re covered from the moment you buy, so you’ll be on the road in no time.

Online discount applies to new private car policies only. 5 weeks free equals a 10% discount. Maximum discount €150. Subject to minimum premium and applied before optional covers. Acceptance criteria, terms and conditions apply.

Cheapest car insurance companies

Comprehensive or Third Party Fire & Theft Options

We don’t just offer you affordable car insurance, we also ensure that you get great cover along with many additional benefits as part of your motor insurance. You can choose from Comprehensive Car Insurance or Third Party Fire Theft policies with up to 5 weeks free when you quote and buy online, all backed up with 24/7 claims support.

Car insurance, the way it should be

Imagine the perfect car insurance policy. It probably includes hassle-free purchase, step back no claims bonus protection, free breakdown assistance, 24-hour claims help and European cover as standard.

The good news is every Liberty car insurance policy comes packed with all these and more. Have a look at our car insurance policy benefits.

Also includes:

  • Breakdown assistance wherever you are
  • Discount for named driver experience
  • Step back no claims protection

Cheapest car insurance companies

Breakdown assistance wherever you are

Car broken down or just won’t start? Relax, we’re here to help. Whether it’s at home or by the roadside, 24/7 breakdown assistance with Home Start comes as standard on all our car policies – comprehensive car insurance and third party, fire and theft. Even better, it won’t affect your no claims bonus. Find out more.

Cheapest car insurance companies

Discount for named driver experience

If this is your first policy, but you’ve driven claim-free on someone else’s policy in the last two years, then it’s only fair that your good driving record is recognised – and rewarded!

With Liberty car insurance, you can get a discount on your premium for named driver experience. Terms and conditions apply.

Cheapest car insurance companies

Step back no claims protection

Accidents can happen to anyone. If you have to claim, we don’t think you should lose all the no claims bonus you’ve built up. So you’ll be relieved to know that if you have four or more years of no claims bonus and you do have to make a claim, you’ll still keep part of your no claims discount. Terms and conditions apply.




Compare Cheap Car Insurance Quotes, best auto insurance companies.

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Car Insurance

Save up to £273 on your car insurance*

*51% of customers could save up to £273.83 Consumer Intelligence, November 2017

Best auto insurance companies

Insure your car with Admiral and get £30 cashback

If you take out car insurance with Admiral through MoneySuperMarket between 14 January and 4 February 2018, you’ll be eligible to receive £30 cashback.

The offer will be paid on new policies only and is not available on renewals if you already have car insurance with Admiral Group, which includes the Diamond, Elephant and Bell brands.

You have to hold the policy for a minimum 14 days, and the cashback will be sent to you within 90 days of your policy’s start date. For more information and full T Cs click here

COMPARE CAR INSURANCE

How to get a car insurance quote

To get an accurate quote you will need to provide certain details about your car, including:

  • Registration number
  • Make and model
  • Age and value
  • Any modifications made

This information allows us to understand which insurance group your car belongs to, in order to complete the insurance quote. You can find out which group your car belongs to using this tool.

Information about you

You will also need to include information about your job, age, and where you live, along with details of your driving history (including any convictions and claims).

Named drivers

The names and licence details of anyone who will be driving your car need to be provided.

No Claims Discount (NCD) history

Details of your no claims discount will help lower the price you are quoted. You can find out here how many years’ no claims discount your insurer will honour.

Best auto insurance companies

Best auto insurance companies

How to reduce the cost of car insurance

MoneySuperMarket data shows the average quoted premium for an annual fully comprehensive car insurance policy is £579 (September 2017), up 7.5% on the previous year. This increase in premiums makes it more important than ever to compare the best car insurance prices.

Here are our top tips on how to reduce your premiums:

Don’t auto-renew: UK motorists lose around £2.37bn by rolling over their policies with the same insurer every year.

Compare quotes: Market research company, Consumer Intelligence, found that 51% of customers who search for car insurance through us could save up to £273 on their annual premium*.

Increase your excess: Insurers are likely to reduce the cost of cover if you increase your excess. Just make sure your excess is affordable. Read our voluntary excess guide.

Build a no claims discount: Most insurers reward drivers for claims-free driving.

*51% of customers could save up to £273.83 Consumer Intelligence, November 2017

What do our customers think of us?

Customer satisfaction rating

**Based on 5500 reviews in the last 12 months – Read all reviews

What types of car insurance policy are available?

Third party provides the lowest level of car insurance cover. It insures you against damage to another person’s car or injury to them, however it doesn’t cover your car should it need to be repaired or replaced.

Third Party Fire and Theft

With third party, fire and theft you have additional cover to repair or replace your car if it’s stolen, damaged or destroyed by fire.

Comprehensive Cover

Fully comprehensive car insurance offers complete cover for your car and other drivers. This includes third party and third party fire theft, vandalism damage, accidental damage, repairs, and loss of gadgets such as sat nav systems.

Our dedicated guides will help you work out which type of cover is right for you and your motor.

How can we help you save on your car insurance?

It’s our job to find you the best car insurance deal from a wide range of leading UK insurance companies. When you enter your details on our site, we send them to over 120 car insurance brands so they can compete for your business.

We rank the quotes they offer in price order so you can make your selection.

“I got a very good quote for car insurance from MoneySuperMarket.”

“Saved over £300 on my car insurance renewal quote.”

“MoneySuperMarket quickly helped in finding me a much cheaper car insurance – Thank you.”

“Managed to reduce my motor insurance costs by more than fifty per cent with MoneySuperMarket. Very pleased!”

CAR INSURANCE GUIDES

Classic car insurance

Compare classic car insurance quotes online

Student car insurance

Study our student car insurance service

New driver insurance

Get a good deal on your first car insurance policy

European car insurance

Find a policy that covers driving on the continent

Teenage driver cover

Get a good price on teenage car insurance policies

Car insurance guide

MoneySuperMarket s definitive car insurance guide

Multi-car

A single insurance policy to cover several cars

Temporary car insurance

Get covered for periods shorter than 12 months

Car insurance check

Find out if your current motor insurance policy is valid

Third party only

Compare cheap third party insurance quotes

Young driver insurance

Fight back against expensive young drivers insurance

Business car insurance

Get a specialist Business car insurance policy

Car insurance groups

Find out why the type of car you choose affects the cost of car insurance

Learner driver insurance

Will you need to pay for learner driver insurance on top of tuition fees

Fully comprehensive cover

Find out why the most complete level of cover isn t always the most expensive option.

Excess insurance

Insuring against high excess costs could save you money if you ever have to claim.

Gap insurance

If you re buying a new car, it s well worth considering gap insurance.

Named driver insurance

How adding a named driver can lower the cost of car insurance.

MOTORING NEWS

Fancy a driverless car

Are we ready for the motoring revolution

What is car insurance fraud

And could you be at risk

YOU YOUR CAR

Taking care of your tyres

Tips to ensure your tyres are up to scratch

Beat car depreciation

Selling your car Here s how to get the best price

STREETWISE

Do you know your road signs

Take our quiz to find out

Caravan or motorhome

All you need to know about insurance

We’re 100% independent: working only for our customers

Unlike some of our competitors, MoneySuperMarket is not owned by an insurance company. So we can offer great value, with savings delivered straight to you.

We combine independence, so we can negotiate the best prices, with excellent technology, to find great value products and services for you. That’s what makes us – in our customers’ opinions – the best price comparison website.

Level of service

We aim to show you car insurance quotes from as many insurance companies as possible, so that you can find the right policy for you. Unfortunately, we can’t promise to show quotes from every insurance provider, because not all companies want to be included on comparison websites. We won’t offer you advice or make a recommendation, but we will provide you with all the information you need to help you decide which is the right policy for you. You can find out more about how we work here.

MoneySuperMarket can help you find great deals on your car insurance. From single to multi-car deals, satellite-based telematics policies to insurance for classic cars, we search the market to get the best combination of protection and price. Check out our news and guide pages for more information.




10 Best Travel Insurance of 2018, best car insurance companies consumer reports.

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Best Travel Insurance 2018

Get the latest on the best travel insurance providers. Reviews and comparisons of the top travel insurance companies in the country.

At ConsumersAdvocate.org, we take transparency seriously.

To that end, you should know that many advertisers pay us a referral fee if you purchase products after clicking links or calling phone numbers on our website.

The following companies are our partners in Travel Insurance: Allianz , Travel Guard Insurance , Tokio Marine , RoamRight , World Nomads , Berkshire Hathaway , MedjetAssist , Travelex , TravelInsurance.com , First Allied Limited , Aardvark Compare , and Seven Corners .

We sometimes offer premium or additional placements on our website and in our marketing materials to our advertising partners. Partners may influence their position on our website, including the order in which they appear on a Top 10 list.

For example, when company ranking is subjective (meaning two companies are very close) our advertising partners may be ranked higher. If you have any specific questions while considering which product or service you may buy, feel free to reach out to us anytime.

If you choose to click on the links on our site, we may receive compensation. If you don’t click the links on our site or use the phone numbers listed on our site we will not be compensated. Ultimately the choice is yours.

The analyses and opinions on our site are our own and our editors and staff writers are instructured to maintain editorial integrity. Our brand, ConsumersAdvocate.org, stands for accuracy and helpful information. We know we can only be successful if we take your trust in us seriously!

To find out more about how we make money and our editorial process, click here.

What is Travel Insurance?

By and large, travel insurance plans are made up of three key components, trip cancellation/interruption, emergency medical, and baggage.

  • Trip cancellation coverage will usually refund the entire non-refundable purchase price of your trip if it gets canceled or interrupted for covered reasons that vary by provider. Injury or illness prior to the trip is, in fact, the most common trip cancellation claim. As long as you purchased the policy prior to the injury or illness, and have documentation from a doctor that the person in question cannot travel, your travel insurance policy will compensate you for all the non-refundable costs of your trip. So if you spent $10,000 on your family s summer vacation and you cannot go because your daughter is ill, this is the type of travel insurance coverage that will reimburse you.
  • Medical coverage pays for emergency care if you get hurt or ill while traveling. Different companies offer different maximum amounts that vary by plan. This coverage typically also includes emergency medical evacuation, which pays to transport you to a proper facility if there is not one available in your vicinity. Dental coverage is also included in some plans.
  • Baggage coverage will reimburse you for your belongings if your luggage is lost, stolen, or damaged; it also will sometimes pay for purchasing necessities if baggage is delayed.
  • Comprehensive plans combine all three.



Compare The Best Life Insurance Policies, Ratings, Reviews, term life insurance companies ratings.

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Compare The Best Life Insurance Policies

Term life insurance companies ratings

Financial Strength Rating

Smart Rating

Policy Types

These are the various policies that are offered by the company.

  • Term Life Insurance: provides temporary coverage for a specific length of time (the term). It offers a fixed death benefit (tax exempt) and premiums that stay constant, increase, or decrease over time. Term life policies are usually cheaper than permanent policies, but do not build cash value. The only value of the policy is in the protection it provides in the event of the policyholder’s death during the term.

Permanent Life Insurance provides lifetime coverage and is offered in the following forms:

  • Whole life insurance: typical policies offer a fixed death benefit that is tax exempt, a fixed interest savings account with tax deferred cash accrual, and level premiums. Whole life is the safest type of permanent life insurance. It gives the policyholder more control over the cash value and the dividends than any other permanent life insurance product.
  • Universal life insurance: typical policies offer a death benefit that is tax exempt and a savings account with a minimum and maximum interest rate and tax deferred cash accrual. Unlike whole life policies, universal life policies offer only minimal cash value guarantees; however, they do allow you to adjust your premiums as your financial needs change. Universal life policies are considered conservative interest-sensitive life insurance products.
  • Variable universal life insurance: typical policies are the same as universal life policies, except that the cash value is built through a wide selection of investment options (called subaccounts) without guaranteed interest rates. While the insurer assumes the investment risk for universal and whole life policies, here the policyholder assumes the risk. Variable universal life insurance is risky and complex. Variable universal life insurance policies can perform better or worse than universal life policies depending on the performance of the investment choices.
  • Index universal life insurance: typical policies are the same as universal life policies, except that the cash value is built through an outside stock index (such as the S P 500) with a minimum and maximum interest rate. The minimum interest rate is typically lower than that for a universal life policy, but the potential return is greater. Index universal life policies are considered moderately conservative life insurance products.
  • Survivorship life insurance: provides coverage for two people. Benefits are paid when the second policyholder dies. Survivorship life insurance is available in the form of whole, universal, variable, or index. Because of this, it is not listed as a separate policy that we will compare. Instead, it is listed as a rider for each of the other policy types when available.

Life Insurance Over 50 years old (fifty) – Best level term rates at age 50, over 50 life insurance companies.

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Term Life Insurance Over 50

Over 50 life insurance companiesYears back if you were over 50 years of age, getting life insurance was difficult and expensive.

This is no longer the case. There are a number of companies offering very affordable rates on term life insurance for men and women over fifty.

Life insurance rates for people over 50 are set for every five-year span. Cheapest rates are offered to those who are between the ages of 50 and 55. The next rate levels cover those 55 to 60 and so on.

Term life insurance for people over 50+ (fifty) rarely covers suicide in the first two years that the policy is owned. Some policies will not cover suicide ever. You cannot be denied a life insurance policy in most cases.

While the rates may be higher if you have had cancer, heart disease or other concerning health issues, most states require insurance companies to offer everyone some form of coverage, so if you are looking for a life ins. policy, you should be able to get some kind of coverage.

Get a customized life insurance quote here!

You will find that typical premiums for people after 50 range from $20 a month for a $15,000 policy, to $70 for a $50,000 policy. See more price examples here.

Term life insurance rates are generally cheaper than other permanent types like, universal and whole life.

The last thing you will want to do is leave your spouse, significant other, or children with no money to pay for your funeral. This is why some sort of life insurance coverage is a must-have.

AARP is perhaps the largest of these companies. AARP offers memberships for $16.00 per year. The membership is for both the person who is 50 and his or her spouse or partner.

Membership with AARP offers many benefits including discounted policies for term life insurance for people over 50, automobile insurance, homeowner’s insurance, and even travel discounts. AARP also offers masses of information on common problems and situations that middle-aged people experience.

CLICK HERE for Instant Term Life Insurance Quote

Example Life Insurance Policies People Over 50

Here are some examples of term life insurance policies for those 50 years old and over. These rate examples are just a guide and most likely are not the rates you’ll get. As you can see, they are very affordable. To get your own rates, please go here.

Shown: Average monthly costs for a 10 year level term policy for a non smoker woman in good health.


Arizona Insurance Agency – Home

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Life Insurance Companies – Australia – s top life insurers in 2018 and best award winners, Insurance Watch Australia, top life insurance companies in us.

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Life Insurance Companies

Life insurance is basically a promise to pay in the future. It is therefore important that the life insurance company making the promise is strong and financially secure so that they can deliver when called upon. Insurance Watch deals with the top life insurance companies in Australia so that you can compare and save on life insurance policies with confidence. Together these companies represent over 90% of the market.

Recent Awards show those life insurance companies which research houses and industry associations have recognised as offering the best value policies and/or customer service.

To find out who customers have rated as the best life insurance companies Read Life Insurance Company Reviews

Australian Life Insurance Companies

Top life insurance companies in us

2017 Joint Best Value Trauma Insurance – Canstar.

2017 Life Insurance Company of the Year – Australia and New Zealand Institute of Insurance and Finance.

Top life insurance companies in us

Top life insurance companies in us

Top life insurance companies in us

2016 Life Insurance Company of the Year – Strategic Insight and AFA.

2016 Best Income Protection – Strategic Insight and AFA.

2017 Bronze Winner Risk Company of the Year – Money Management/ Dexx ?>

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List of California Auto Insurance Companies, car insurance companies in california.

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Compare Multiple Auto

List of California Auto Insurance Companies

We all need to make sure that we’re getting the best that we can to make sure that we’re doing well by our auto insurance companies. Fortunately enough, there are plenty of fantastic California auto insurance companies out there, all willing to offer you some pretty good measures. More than enough people have found something impressive in the companies that they have chosen, but there are a couple of them that really take the cake, accounting for most of the drivers in the state, with some of them being national powers, while others just being those that operate well within the state. And even though some of the smaller companies don’t have the brand recognition, they’re still very good. Here represents the top 10 list of companies in the state.

The top 5 are: 21st Century Insurance Group, Allstate, Coast National, Farmers, and GEICO. These companies have exhibited a couple of fantastic things, for instance, 21st Century has been known for their financial strength. The top five of the bunch have all been placed there by Best because of their financial strength – with the exception of Coast National. While they are a small company, they’ve been rated highly because of their low rates, although this doesn’t mean that some of the other companies have sufficiently higher ones, but a lot of people have found this one to be impressive because they’re affordable and their customer service is sufficient.

Rounding out the top 5 are: Infinity, Mercury, Progressive, State Farm and United Service. All of these companies also have some pretty fair rates with some good financial backing. While this doesn’t mean that they are in any way deficient to some of the other ones, s this wasn’t particularly a numbered list, they are companies that also have some sort of drawbacks. For instance, people have reported some kind of problems getting in touch with the claims department at Infinity. This may not particularly mean that they don’t respond to claims, as they’d have to pay them out, but something to think about. Even with that being the case, Infinity is a company known to give some of the best rates in the state.

But if a person is going to decide on what insurance company that they should use, they’d all want to take advantage of receiving a free rate quote. This is generally done through the use of a free quote tool, something that we happily provide. We have assisted a plethora of people in finding a pretty good quote for their vehicle’s car insurance, all from companies that are highly-rated in the state of California. We don’t believe that anyone should have to search high and low for their auto insurance, as it takes a lot of time, and when you have a trusted source, you won’t have to worry about whether or not you could have gotten something better – as these companies are considered to be the best.

If you happen to be looking for some good California auto insurance companies, look no further than our free quote tool.


Find Cheap Car Insurance in Massachusetts, The Zebra, car insurance companies in massachusetts.

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Massachusetts Car Insurance

Compare rates from 13 car insurance companies in Massachusetts.

Your information is secure.

Here’s what you need to know when driving in Massachusetts

Across the Bay State, there are 76,200 miles of road just waiting to be driven. We’ll get you prepped, then you take the wheel.

Car Insurance Laws

State minimum insurance requirements in Massachusetts

In Massachusetts, the state minimum coverage requirements are as follows:
Liability
  • Bodily Injury $20,000 per person
  • Bodily Injury $40,000 per accident
  • Property Damage $5,000 per accident
Uninsured Motorist
  • Bodily Injury $20,000 per person
  • Bodily Injury $40,000 per accident
Personal Injury Protection
  • $8,000 per person
Optional coverage in Massachusetts (varies by carrier):
  • Comprehensive
  • Collision
  • Limited Collision
  • Loan/Lease Payoff
  • Medical Payments
  • Rental Car Reimbursement
  • Roadside Assistance
  • Underinsured Motorist Bodily Injury
  • Optional Bodily Injury (OBI)

Liability coverage on a Massachusetts policy only provides coverage for injuries that you cause to another driver or their passengers within the state. Should you be driving outside of the state, adding Optional Bodily Injury to Others (OBI) coverage will financially protect you in the event that you are “at fault” in an accident outside of Massachusetts. This would also extend coverage to any passengers in your vehicle.

The coverage limits are determined by each individual state and normally split into three categories. In Massachusetts, the minimum is listed as 20/40/5 and explained below:

$20,000 bodily injury coverage per person. This is the maximum dollar amount that pays for a single person that you injure in an auto accident.

$40,000 bodily injury coverage per accident. This is the maximum dollar amount that pays for all injuries that you cause in an accident if more than one person is hurt.

$5,000 property damage per accident. This is the maximum dollar amount that pays for damage that you cause in an accident.

Uninsured Motorist coverage is legally required in Massachusetts and pays for injury and lost wages that you or your passengers may suffer in the event that you are hit by an uninsured driver who is at fault. The coverage limits are determined by each individual state and normally split into two categories. In Massachusetts, the minimum is listed as 20/40 and explained below:

$20,000 bodily injury coverage per person. This is the maximum dollar amount that pays for a single person injured in your vehicle by an uninsured driver.

$40,000 bodily injury coverage per accident. This is the maximum dollar amount that pays for all injuries in your vehicle by an uninsured driver if more than one person is hurt.

Personal Injury Protection provides coverage for medical costs that you and your passengers incur in an accident regardless of fault. PIP will cover medical expenses such as hospital bills, rehabilitation costs, and even work loss resulting from an accident. In Massachusetts, the minimum PIP coverage limit is $8,000 per person.

Massachusetts is a no fault state!

What does this mean for you?

Put simply, a no-fault insurance laws system requires that drivers carry their own protection. When an accident happens, no matter who is at fault, your own insurance foots the bill. Each driver takes care of his or herself, and theoretically, the chances of someone suing or raising a hissy fit over culpability are lessened. And bonus? It guarantees every driver immediate medical treatment in the event of an accident.

Top Massachusetts Car Insurance Companies

The Zebra compares over 200 companies 1,800 products, so you can save way more than 15%.


Insurance NC – North Carolina Car, Home and Business Insurance

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NC Insurance – Connect with Insurance Agents Serving North Carolina

Save up to 40% on your next North Carolina home, car, or business insurance policy with the insurance professionals on NCInsuranceQuote.com. Simply complete the insurance quote form on this page and a participating North Carolina insurance professional will begin researching rates that may save you hundreds of dollars a year on your insurance needs.

If you are looking for immediate assistance, simply call 910-454-9800.

Who doesn’t want to save on money on their insurance policies? At NCInsuranceQuote.com we connect people with agents all over the State of North Carolina who write policies to protect consumers’ personal and business assets while delivering the peace of mind of knowing that their families and their employees have quality coverage.

From NC auto insurance and homeowners policies to liability insurance for your growing business, the insurance professionals in our network have all of your NC insurance needs covered.

Search NC Insurance By City

Car & Home Insurance

The insurance agents in the NCInsuranceQuote network offer a variety of home and vehicle related insurance products including auto, motorcycle, RV, homeowners, flood, wind and hail, renters insurance, condo insurance, and more. They are committed to helping their clients find NC insurance policies to protect their financial interests while delivering the type of service you expect from your hometown agent. No matter where you live in North Carolina, they are here to help.


Cheap Car Insurance Companies, cheapest insurance companies.

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Choosing a cheap car insurance company

There are many reasons you may be seeking the cheapest auto insurance option. Your household finances may be tighter than usual. Or maybe you don’t drive a lot. Whatever the reason, a low-cost policy doesn’t have to mean a no-frills experience with the insurance company. As you compare quotes from cheap car insurance companies, consider more than just price. Policies from leading carriers, such as Nationwide, may be exactly what you need. Here’s what to look for:

Over the past 80 years Nationwide Insurance ® has grown from a small auto insurance company to one of the largest and strongest insurance and financial services companies in the world. You can’t say that about most cheap car insurance companies. The key to our growth has been simple: helping customers protect what’s most important to them while providing outstanding customer service.

Why choose Nationwide auto insurance? As a Nationwide auto insurance policyholder, you’ll enjoy great customer service online or over the phone, as well as through our vast network of Nationwide agents and Nationwide-affiliated independent agents. But don’t take our word for it. We post our customers’ auto insurance reviews online for you to read. Cheap auto insurance companies don’t do that.

Because difficult situations always seem to happen at the worst possible time, Nationwide’s renowned On Your Side ® Claims Service is available around-the-clock 365 days a year to get you back on the road as fast as possible. A cheap car insurance company can’t match that standard.

Look at cheap car insurance companies and see if they can provide free perks like our 24-hour claims service, an 800 number with a real person at the other end, our On Your Side Review (a free consultation to see if you have the insurance you need and the discounts you deserve) and Nationwide ® AutoWatch ® , which lets you monitor your covered auto repair online.

Nationwide offers you a variety of options that allow you to customize your policy. Cheap auto insurance companies can’t offer you great options like Roadside Assistance, Accident Forgiveness or Vanishing Deductible ® .

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which control coverage determinations. Such terms may vary by state, and exclusions may apply. Discounts may not be applied to all policy coverages.


Best Dental Insurance 2018 – Dental Plans for Families, Individuals, best life insurance companies in california.

#Best #life #insurance #companies #in #california


The Best Dental Insurance

Average Monthly Premium Ranges

Sample Terms Conditions – Plans Vary

Customer Service

Is Full-Coverage Dental Insurance Worth It?

The top performers in our review are Delta Dental, the Gold Award winner; Guardian, the Silver Award winner; and Humana, the Bronze Award winner. Here s more on choosing insurance to meet your needs, along with detail on how we arrived at our ranking of 10 dental insurance companies.

Many people ask themselves if dental insurance is worth it. Through our research for these dental insurance reviews we learned that if you attend preventive exams every six months, it is usually financially beneficial. If you need additional procedures such as root canals, crowns or fillings, then you will realize even more cost saving by having a good dental insurance plan.

What Does Dental Insurance Cover?

Most full coverage dental insurance plans will cover two preventive maintenance visits per year without requiring a deductible payment. Most require a $50 deductible per person, per year to help cover costs beyond your preventive exams. If you need work done, most plans will cover a part of the costs. We looked at root canals specifically and found that the majority of dental plans will cover about half the cost, which may not seem like a lot, but paying half is better than paying upfront for an $800 root canal. However, keep in mind that most insurance policies, depending on your plan, top out at about $1000 to $1500 per year. Using conservative estimates that might be one or two root canals. If you need extensive work done you might have to pay the remaining amount out of pocket.

There are few procedures that most insurance companies will not cover or only provide a discount for. Most individual dental insurance plans do not cover what might be considered cosmetic procedures such as tooth-colored fillings on molar or bicuspid teeth, dental implants or adult cosmetic orthodontics. The majority of dental companies will also limit how often certain appliances can be replaced and, in most cases, will not replace lost items. The limitations are published in the disclosures and contracts for the plan, many of which you can peruse online. Keep in mind that a new dental insurance plan is not going to cover an emergency you are experiencing right now; most have a waiting period of six to 12 months for major work. (However, some will waive the waiting period if you recently had dental insurance.) Dental groups that offer dental discount plans will let you use your benefits right away, but they only provide a discount and not full coverage. Full coverage plans will however cover your initial evaluation so you can start planning your dental procedures.

About Our Dental Insurance Reviews

While we conducted extensive research, we cannot tell you exactly what your new dental plan premium will be or what it will cover. Premiums vary by zip code, age, plan type and other factors. Our reviews can tell you generally what to expect from the dental insurance companies we reviewed, but we cannot predict your exact situation. To calculate average premiums we gathered quotes from numerous areas across the nation; we chose zip codes from large metropolitan areas and from smaller cities of around 150K. We looked for premium rates for one, two and three persons. We made note of the lowest and highest premiums quoted and excluded dental discount plans and preventive-only plans. The sample terms and conditions are common scenarios, but again, these vary depending on the plans available in your area.

In general the dental insurance companies at the top of our review list provide a range of plan options to numerous areas of the country. We also considered average yearly preventive care costs across numerous zip codes and compared that number to possible yearly premium costs. This helps predict whether the premium costs would, on average, be less than the cost of preventive care paid out of pocket. Keep in mind that co-pays and other small fees might also determine whether you will break even by paying for dental insurance, but our numbers can give you a general idea of what you can expect. It was not surprising to learn that those who charge a higher premium may cover more and those with a lower premium might cover less. This means that if you pay more monthly you might receive more complete coverage, and if you pay less per month you might be expected to pay a bit more during the time of treatment. So you ll need to decide whether you want to pay more per month or make up a bit of the difference when you visit your dentist.

What Kind of Dental Plans Are Available?

Most dental insurance companies will offer a variety of plans in your area. You can find plans ranging from affordable discount plans to what might be considered gold-level plans. Here are a few types of plans you may choose from:

These are not full-coverage plans but do provide discounts to most common procedures. Discount plans usually only cost about $10 per month per person, and benefits can be used immediately.

These low-premium plans may be suitable for those who do not usually need dental work done. These plans will help you cover preventive exams and cleanings. To learn more about why preventive care is important, see What Is Plaque?

Standard Individual Plans

This is likely the most popular plan type for individuals since it will cover most of the costs of preventive exams. Most will cover two exams, cleanings and X-rays per year and will partially cover additional work. There may or may not be a small exam copay.

These plans are similar to standard individual plans. However, many insurance companies will offer the benefit of a family deductible. While most dental plans require a $50 deductible per person, many will have a maximum family deductible of $150, which could be beneficial to those who need to insure more than three persons.

Premiums for these plans will cost more but often may include a higher yearly payout rate, such as $1500 rather than $1200. The plans may also allow more cleanings per year, such as one every four months rather than one per six months.

Other options to ask about include add-on plans for things like assisting with children orthodontics or adult implants. We ve put together more information about finding the best dental insurance and how to obtain a quote in the article Tips for Finding Affordable Dental Insurance.

No matter which type of plan you choose, we recommend that you carefully review your contract so you know exactly what your insurance will cover. Additionally, in most cases your dentist s office will be familiar with what your insurance may or may not cover. Since many dental offices will require you to pay the estimated uncovered balance upfront, you will need to make sure you know what that is in advance so you can plan your budget. If you cannot cover the remaining balance you may want to ask if your dentist provides financing.

If you are changing insurance and want to continue with your current dentist, you can visit the websites of insurance companies you are thinking about signing up with and search to see if your dentist accepts the new type of insurance. However, sometimes these search results aren t updated or only show offices seeking new patients, so you ll want to verify by calling your dental office.

How to Estimate Dental Expenses

Estimating your possible dental costs may help you decide whether dental insurance would be financially beneficial. Dental insurance companies will show you a quote online so you can easily see what your premiums might be. You may want to compare your estimated yearly premiums to the cost of a year of procedures you want to have done. You can estimate how much your dental expenses might be either by talking with your dentist, or by researching costs online. You can use the estimates to help you decide whether you should pay out of pocket or plan your dental expenses based on your insurance coverage. Two resources for looking up procedure costs are The Fair Health Consumer Organization and the Guardian Insurance website. Estimated costs are sorted by zip code and will show a low and high rate so you can see a range of what a procedure may cost in your area.

Other factors can affect your yearly dental expenses as well. Unfortunately, senior premiums are usually more and youth orthodontics may also cost more. Smokers are usually quoted higher premiums as well. Monthly premium rates vary greatly by region and area. We found that within the same insurance company rates may vary by as much as 30 percent depending on the zip code.

While some financial planners suggest dental insurance may not be worth paying for, we did the math to discover that it is usually worth it, provided you attend all of your allowable preventive exams and cleanings. We also learned that if you need any type of work such as a root canal or filling, you will definitely notice a cost savings. However, premiums vary greatly, not only by the type of plan, but by location and age. So you ll want to obtain a few quotes for insurance companies that provide coverage in your area. You ll also want to verify that your dentist accepts your chosen insurance before you sign up with a new provider.


Insurance and Employee Benefits, MetLife, affordable life insurance companies.

#Affordable #life #insurance #companies


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Navigating life together

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Affordable life insurance companies

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The descriptions below may help you identify your dental network. If not, log in to MyBenefits to find a dentist.

  • Supports the MetLife Preferred Dentist Program, a Dental PPO plan
  • Visit any licensed dentist or specialist (however, out of pocket costs are usually lower when you go to a participating dentist)

PDP Plus

  • Offers the greatest selection of participating dentists and specialists for the MetLife Preferred Dentist Program, a Dental PPO plan
  • Visit any licensed dentist or specialist (however, out of pocket costs are usually lower when you go to a participating dentist)
  • Federally Facilitated Marketplace customers, please select this plan if you reside in one of the following states: AZ, FL, GA, IL, MI, MO, NC, NJ, OH, PA, TX, VA, WI. (Note: this listing of states on the Federally Facilitated Marketplace where MetLife has filed to be a participating SHOP dental carrier is subject to change)
  • State based marketplace participants from the NY State of Health and DC Health Link, please select the PDP Plus Network

Dental HMO/Managed Care

  • Available only to employees living in CA, FL, NJ, NY and TX
  • Enrolled members pre-select a primary care dentist for all dental services
  • Federal or State Marketplace customers, please select this network for Dental HMO/Managed Care Plans. Plan names begin with your state abbreviation (Ex: FL Family Basic Plan for Florida)
  • State based marketplace participants from the NY State of Health and DC Health Link, please select the PDP Plus Network

Federal Dental (FEDVIP)

  • Supports the MetLife Federal Dental Plan, a Dental PPO Plan
  • Available only to certain Federal government employees and their dependents
  • Visit any licensed dentist or specialist – however, your out-of-pocket costs are usually lower when you go to a participating dentist

Don’t know your vision plan?

The descriptions below may help you identify your vision network. If not, log in to MyBenefits to find a vision provider.


Best Dental Insurance 2018 – Dental Plans for Families, Individuals, best life insurance companies in california.

#Best #life #insurance #companies #in #california


The Best Dental Insurance

Average Monthly Premium Ranges

Sample Terms Conditions – Plans Vary

Customer Service

Is Full-Coverage Dental Insurance Worth It?

The top performers in our review are Delta Dental, the Gold Award winner; Guardian, the Silver Award winner; and Humana, the Bronze Award winner. Here s more on choosing insurance to meet your needs, along with detail on how we arrived at our ranking of 10 dental insurance companies.

Many people ask themselves if dental insurance is worth it. Through our research for these dental insurance reviews we learned that if you attend preventive exams every six months, it is usually financially beneficial. If you need additional procedures such as root canals, crowns or fillings, then you will realize even more cost saving by having a good dental insurance plan.

What Does Dental Insurance Cover?

Most full coverage dental insurance plans will cover two preventive maintenance visits per year without requiring a deductible payment. Most require a $50 deductible per person, per year to help cover costs beyond your preventive exams. If you need work done, most plans will cover a part of the costs. We looked at root canals specifically and found that the majority of dental plans will cover about half the cost, which may not seem like a lot, but paying half is better than paying upfront for an $800 root canal. However, keep in mind that most insurance policies, depending on your plan, top out at about $1000 to $1500 per year. Using conservative estimates that might be one or two root canals. If you need extensive work done you might have to pay the remaining amount out of pocket.

There are few procedures that most insurance companies will not cover or only provide a discount for. Most individual dental insurance plans do not cover what might be considered cosmetic procedures such as tooth-colored fillings on molar or bicuspid teeth, dental implants or adult cosmetic orthodontics. The majority of dental companies will also limit how often certain appliances can be replaced and, in most cases, will not replace lost items. The limitations are published in the disclosures and contracts for the plan, many of which you can peruse online. Keep in mind that a new dental insurance plan is not going to cover an emergency you are experiencing right now; most have a waiting period of six to 12 months for major work. (However, some will waive the waiting period if you recently had dental insurance.) Dental groups that offer dental discount plans will let you use your benefits right away, but they only provide a discount and not full coverage. Full coverage plans will however cover your initial evaluation so you can start planning your dental procedures.

About Our Dental Insurance Reviews

While we conducted extensive research, we cannot tell you exactly what your new dental plan premium will be or what it will cover. Premiums vary by zip code, age, plan type and other factors. Our reviews can tell you generally what to expect from the dental insurance companies we reviewed, but we cannot predict your exact situation. To calculate average premiums we gathered quotes from numerous areas across the nation; we chose zip codes from large metropolitan areas and from smaller cities of around 150K. We looked for premium rates for one, two and three persons. We made note of the lowest and highest premiums quoted and excluded dental discount plans and preventive-only plans. The sample terms and conditions are common scenarios, but again, these vary depending on the plans available in your area.

In general the dental insurance companies at the top of our review list provide a range of plan options to numerous areas of the country. We also considered average yearly preventive care costs across numerous zip codes and compared that number to possible yearly premium costs. This helps predict whether the premium costs would, on average, be less than the cost of preventive care paid out of pocket. Keep in mind that co-pays and other small fees might also determine whether you will break even by paying for dental insurance, but our numbers can give you a general idea of what you can expect. It was not surprising to learn that those who charge a higher premium may cover more and those with a lower premium might cover less. This means that if you pay more monthly you might receive more complete coverage, and if you pay less per month you might be expected to pay a bit more during the time of treatment. So you ll need to decide whether you want to pay more per month or make up a bit of the difference when you visit your dentist.

What Kind of Dental Plans Are Available?

Most dental insurance companies will offer a variety of plans in your area. You can find plans ranging from affordable discount plans to what might be considered gold-level plans. Here are a few types of plans you may choose from:

These are not full-coverage plans but do provide discounts to most common procedures. Discount plans usually only cost about $10 per month per person, and benefits can be used immediately.

These low-premium plans may be suitable for those who do not usually need dental work done. These plans will help you cover preventive exams and cleanings. To learn more about why preventive care is important, see What Is Plaque?

Standard Individual Plans

This is likely the most popular plan type for individuals since it will cover most of the costs of preventive exams. Most will cover two exams, cleanings and X-rays per year and will partially cover additional work. There may or may not be a small exam copay.

These plans are similar to standard individual plans. However, many insurance companies will offer the benefit of a family deductible. While most dental plans require a $50 deductible per person, many will have a maximum family deductible of $150, which could be beneficial to those who need to insure more than three persons.

Premiums for these plans will cost more but often may include a higher yearly payout rate, such as $1500 rather than $1200. The plans may also allow more cleanings per year, such as one every four months rather than one per six months.

Other options to ask about include add-on plans for things like assisting with children orthodontics or adult implants. We ve put together more information about finding the best dental insurance and how to obtain a quote in the article Tips for Finding Affordable Dental Insurance.

No matter which type of plan you choose, we recommend that you carefully review your contract so you know exactly what your insurance will cover. Additionally, in most cases your dentist s office will be familiar with what your insurance may or may not cover. Since many dental offices will require you to pay the estimated uncovered balance upfront, you will need to make sure you know what that is in advance so you can plan your budget. If you cannot cover the remaining balance you may want to ask if your dentist provides financing.

If you are changing insurance and want to continue with your current dentist, you can visit the websites of insurance companies you are thinking about signing up with and search to see if your dentist accepts the new type of insurance. However, sometimes these search results aren t updated or only show offices seeking new patients, so you ll want to verify by calling your dental office.

How to Estimate Dental Expenses

Estimating your possible dental costs may help you decide whether dental insurance would be financially beneficial. Dental insurance companies will show you a quote online so you can easily see what your premiums might be. You may want to compare your estimated yearly premiums to the cost of a year of procedures you want to have done. You can estimate how much your dental expenses might be either by talking with your dentist, or by researching costs online. You can use the estimates to help you decide whether you should pay out of pocket or plan your dental expenses based on your insurance coverage. Two resources for looking up procedure costs are The Fair Health Consumer Organization and the Guardian Insurance website. Estimated costs are sorted by zip code and will show a low and high rate so you can see a range of what a procedure may cost in your area.

Other factors can affect your yearly dental expenses as well. Unfortunately, senior premiums are usually more and youth orthodontics may also cost more. Smokers are usually quoted higher premiums as well. Monthly premium rates vary greatly by region and area. We found that within the same insurance company rates may vary by as much as 30 percent depending on the zip code.

While some financial planners suggest dental insurance may not be worth paying for, we did the math to discover that it is usually worth it, provided you attend all of your allowable preventive exams and cleanings. We also learned that if you need any type of work such as a root canal or filling, you will definitely notice a cost savings. However, premiums vary greatly, not only by the type of plan, but by location and age. So you ll want to obtain a few quotes for insurance companies that provide coverage in your area. You ll also want to verify that your dentist accepts your chosen insurance before you sign up with a new provider.


Data Mining Seminar Report, top data mining companies.

#Top #data #mining #companies


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Data Mining Seminar Report

An Introduction to Data Mining

Data mining is the process of extracting patterns from data. Data mining is becoming an increasingly important tool to transform this data into information. It is commonly used in a wide range of profiling practices, such as marketing, surveillance, fraud detection and scientific discovery.

Generally, data mining (sometimes called data or knowledge discovery) is the process of analyzing data from different perspectives and summarizing it into useful information – information that can be used to increase revenue, cuts costs, or both. Data mining software is one of a number of analytical tools for analyzing data. It allows users to analyze data from many different dimensions or angles, categorize it, and summarize the relationships identified. Technically, data mining is the process of finding correlations or patterns among dozens of fields in large relational databases.

Although data mining is a relatively new term, the technology is not. Companies have used powerful computers to sift through volumes of supermarket scanner data and analyze market research reports for years. However, continuous innovations in computer processing power, disk storage, and statistical software are dramatically increasing the accuracy of analysis while driving down the cost.

For example, one Midwest grocery chain used the data mining capacity of Oracle software to analyze local buying patterns. They discovered that when men bought diapers on Thursdays and Saturdays, they also tended to buy beer. Further analysis showed that these shoppers typically did their weekly grocery shopping on Saturdays. On Thursdays, however, they only bought a few items. The retailer concluded that they purchased the beer to have it available for the upcoming weekend. The grocery chain could use this newly discovered information in various ways to increase revenue. For example, they could move the beer display closer to the diaper display. And, they could make sure beer and diapers were sold at full price on Thursdays.

Data are any facts, numbers, or text that can be processed by a computer. Today, organizations are accumulating vast and growing amounts of data in different formats and different databases. This includes:

operational or transactional data such as, sales, cost, inventory, payroll, and accounting

nonoperational data, such as industry sales, forecast data, and macro economic data

meta data – data about the data itself, such as logical database design or data dictionary definitions

The patterns, associations, or relationships among all this data can provide information. For example, analysis of retail point of sale transaction data can yield information on which products are selling and when.

Information can be converted into knowledge about historical patterns and future trends. For example, summary information on retail supermarket sales can be analyzed in light of promotional efforts to provide knowledge of consumer buying behavior. Thus, a manufacturer or retailer could determine which items are most susceptible to promotional efforts.

Dramatic advances in data capture, processing power, data transmission, and storage capabilities are enabling organizations to integrate their various databases into data warehouses. Data warehousing is defined as a process of centralized data management and retrieval. Data warehousing, like data mining, is a relatively new term although the concept itself has been around for years. Data warehousing represents an ideal vision of maintaining a central repository of all organizational data. Centralization of data is needed to maximize user access and analysis. Dramatic technological advances are making this vision a reality for many companies. And, equally dramatic advances in data analysis software are allowing users to access this data freely. The data analysis software is what supports data mining.

Data mining is primarily used today by companies with a strong consumer focus – retail, financial, communication, and marketing organizations. It enables these companies to determine relationships among “internal” factors such as price, product positioning, or staff skills, and “external” factors such as economic indicators, competition, and customer demographics. And, it enables them to determine the impact on sales, customer satisfaction, and corporate profits. Finally, it enables them to “drill down” into summary information to view detail transactional data.

While large-scale information technology has been evolving separate transaction and analytical systems, data mining provides the link between the two. Data mining software analyzes relationships and patterns in stored transaction data based on open-ended user queries. Several types of analytical software are available: statistical, machine learning, and neural networks. Generally, any of four types of relationships are sought:

#1. Extract, transform, and load transaction data onto the data warehouse system.

#2. Store and manage the data in a multidimensional database system.

#3. Provide data access to business analysts and information technology professionals.

#4. Analyze the data by application software.

#5. Present the data in a useful format, such as a graph or table.

Artificial neural networks: Non-linear predictive models that learn through training and resemble biological neural networks in structure.

Genetic algorithms: Optimization techniques that use processes such as genetic combination, mutation, and natural selection in a design based on the concepts of natural evolution.

Today, data mining applications are available on all size systems for mainframe, client/server, and PC platforms. System prices range from several thousand dollars for the smallest applications up to 1 million a terabyte for the largest. Enterprise-wide applications generally range in size from 10 gigabytes to over 11 terabytes. NCR has the capacity to deliver applications exceeding 100 terabytes. There are two critical technological drivers:


Top 10 Credit Card Companies in the World

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Top 10 Credit Card Companies in the World

Ever wonder who the top credit card issuers in the world are? Or just in the United States? Well, you can put your wonders to rest.

As of the end of February, there were 576 million credit cards in circulation in the United States alone, according to CNBC.

And U.S. consumer revolving debt was an astounding $864.4 billion as of the beginning of the year, with 98% of it tied to credit card debt.

So who are the top issuers of all these credit cards, you ask? See the complete list of top credit card issuers below.

Top 10 Credit Card Issuers in the World

1. Bank of America/MBNA – $194.7 billion (includes credit cards from US, UK, Ireland, Canada, and Spain)
2. Chase – $184 billion, 119.4 million credit cards (top U.S. credit card issuer)
3. Citi – $148.9 billion, 92 million credit cards in U.S. circulation (2nd largest U.S. issuer)
4. American Express – $105 billion
5. Capital One – $68.8 billion (nearly 7% of U.S. credit card market)
6. HSBC – $58.5 billion (only 2% of business is U.S. based)
7. Discover – $49.6 billion, 54.4 million credit cards in circulation
8. Wells Fargo – $36.4 billion, 17.3 million credit cards issued in U.S.
9. Barclays – $32.6 billion (UK)
10. Lloyds TSB/HBoS – $19.3 billion (UK)

Well, you may be surprised to hear that Bank of America was the leader, with $194.7 billion in credit issued. Talk about a massive collective credit limit. However, that figure includes business outside the U.S. in places like the UK, Canada, and Spain.

The most popular card is the company s BankAmericard Cash Rewards credit card. which comes with tiered cash back rewards categories that do not rotate.

Chase came in a close second with $184 billion in credit issued via 119.4 million credit cards, though it is the largest credit card issuer in the United States. The New York City-based bank is in nearly every other U.S. household in some shape or form, which is clearly scary for you too-big-to-fail worrywarts.

Popular Chase credit cards include the Chase Freedom card and the Chase Sapphire card. both of which offer big cash back bonuses.

The third largest credit card issuer was Citi, with $148.9 billion in credit issued via 92 million credit cards. It is the second largest U.S. credit card issuer. One of their newer credit cards is the Citi Simplicity card. which aims to be fee-free with clear rules.

They ve also been the most aggressive issuer in the balance transfer market, offering 0% APR for as long as 24 months at one time, which isn t quite as long as the longest offer in the UK.

In a surprising fourth place was American Express, with just $105 billion in outstanding credit. While they re perhaps the most ubiquitous name in the credit card world, they are nowhere near the largest.

Perhaps because many merchants still don t accept American Express, and opt for Visa and/or MasterCard instead.

Amex has a ton of credit card options, from the pricey Platinum Card all the way to the annual fee-free Blue Cash Everyday card. along with everything in between.

Rounding out the top five was Capital One, with a much smaller $68.8 billion in credit extended. The company is definitely growing, though it will be difficult to move any higher on this list without some sort of miracle.

They offer the popular Capital One Cash Credit Card. which comes with 50% more cash back, along with the well-known Capital One Venture Card. a travel rewards credit card.

If you’re curious where Visa and MasterCard are on this list, note that they’re not credit card issuers, but rather payment processing companies. Plenty of the issuers on this list offer both Visa and MasterCard-branded credit cards.

Author: Colin Robertson

Colin created this blog after spending several years in a job that required him to scour credit reports on a daily basis. His goal is to help individuals better understand their credit and get the most out of credit cards. View all posts by Colin Robertson

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Medical malpractice insurance companies

#Medical #malpractice #insurance #companies


medical malpractice insurance companies

By: Janet Brierton, Associate Legislative Attorney

You asked how many insurance companies in Connecticut write medical malpractice insurance in other states, but not in Connecticut.

According to the Connecticut Insurance Department, there are 64 property and casualty insurance companies and six property and casualty reinsurance companies domiciled (based) in Connecticut. All of these companies, except for two, are authorized to write liability insurance (other than auto). (See Tables 1 and 2 below.) Medical malpractice insurance is one type of coverage under the liability insurance line of business. However, only one Connecticut-domiciled company, Connecticut Medical Insurance Company (CMIC), currently writes medical malpractice insurance. CMIC only writes the coverage in Connecticut.

There are 375 property and casualty insurance and reinsurance foreign companies (i.e., domiciled in a state other than Connecticut) doing business in Connecticut that are authorized to write liability insurance (other than auto). Only three of these foreign companies currently write medical malpractice insurance in Connecticut: Medical Protective, an Indiana-based company, ProSelect, a Massachusetts company, and Preferred Professional Insurance Company, a Nebraska company. However, the department does not know how many foreign companies write medical malpractice insurance in other states.

The department provided us with a list of all licensed insurance companies doing business in Connecticut. The list includes the company name, address, state of domicile, type of company (e.g., property and casualty, life and health), and line of business. We will store this list and make it available to you upon request.

Table 1: Connecticut Property and Casualty Insurance Companies

Property and Casualty Insurance Companies

Domiciled in Connecticut

Authorized to Write Liability Insurance


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212.781.4118

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Movers in New York City, NY

305.974.5324

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Testimonials

All Around Moving provides an extraordinary moving experience when needing local moving or long distance moving services, across the globe and in major American cities. I’ve used the services of All Around Moving Company twice now, once for a local move in Brooklyn and the second time used local movers to load a U-Haul truck moving long distance to Michigan. In both cases, the movers were well trained, efficient and respectful of my property, especially my valued Story & Clark upright piano. Hail to AAM! Jan Andrew – Communications Consultant

All Around Moving arranged our local move in Fort Lee in New Jersey. I have referred them to my friends and family and will continue to do so.

Gabby was so helpful, thorough and exuded expertise in the moving business. She got back to me in a timely manor and sent the updated quote/ proposal immediately. She also took time to explain the entire process as I was moving from NY and had two pick ups in route to Denver. I would highly recommend using them.

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From: Mr. Rolf Genssler

Thank you for arranging the move for us from —– Greenwich Connecticut to Palm City, Florida. We were referred to your company by Betty Feinman, the owner of Multiple Impressions Gallery in Soho, New York City. Our large paintings were packed professionally and arrived as you indicated on the agreed date. The movers also packed and crated two other large paintings and delivered them to my daughter in Connecticut. I must say that the movers were pleasant to deal with and your prices were in our budget. We are very pleased with the service. I will definitely recommend All Around Moving Services to friends and family members.

Palm City, Florida

Dear All Around,

I found the service your company provided to be excellent. Not only was — was the service provided professionally and promptly, but the cost was exactly as you presented in your proposal. I HIGHLY recommend All Around Moving Services and appreciate your personal attention.

I was impressed at the outset by the prompt, detailed estimate, which also gave me guidance as to how to minimize the moving costs.

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Located in Manhattan in NYC with offices in Miami Florida, All Around Moving Services Company specializes in arranging long distance moves, local moves, and international moving, shipping, packaging, and storage needs.

When you want a furniture move that is uncomplicated and seamless, come to the experts who know how to get it done right. Here at All Around Moving Services NYC, our movers have years of experience moving the contents of homes and businesses in the area. Whether you are moving locally, around the corner, or long distance, across the country, we can help you get to your new home quickly and efficiently.

Moving Company NYC – Local Commercial

If your business is growing and it’s time to make a move, hire a moving company in NYC that knows how to move your office without disrupting your day-to-day operations. Our professional, skilled New York City movers know just how to handle your desks, cabinets, fixtures, furniture, and confidential files. We take pride in our attention to detail, and we believe our personal service sets us apart from our competitors.

Hire the moving company in NYC that can handle the process of moving while you focus on what you do best – running your company. We will ensure that your move goes off without a hitch so revenue isn’t affected and downtime is minimal.

Click here to fill out a form to obtain a commercial office moving quote today!Take a week off! Let us arrange your moving needs.Call us directly in New York City at 212.781.4118 and 305.974.5324 in Miami.Big or small, we do it all!

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Medical Billing Service

CureMD Medical Billing Service is an end-to-end revenue cycle management solution geared towards more than 32 specialties.

Our proficient staff handle your entire billing operations, from claim creation, quick submission, aggressive follow up, denial management, appeals, payment posting, reporting as well as consistently guiding practice staff to get you paid 6% more and 35% faster.

With 20 years of medical billing experience our team is equipped with advanced technology and operational excellence to take your billing operations forward, whether you are a multi-specialty group or a solo practice.

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Knowledgebase Automation

Payor changes are inevitable, but we stay ahead by constantly updating our rules engine: a knowledge base with more than 4 million rules that automatically detects claim issues before submission. This ensures that 96% of our claims get accepted and paid on first submission, helping you collect much faster.

This increases the likelihood of the claim being accepted and paid on first submission, helping you collect faster.

In the case of a denial, our dedicated team of experts manages the denial at their end and adds another rule

to our database, preventing that denial from ever reoccurring for a CureBilling provider.

  • Fee Schedule Review and Analysis
  • Eligibility and Benefit Verification
  • Assistance with Provider Enrollment
  • Electronic and Paper Claims Submission
  • Account Receivables Management
  • Secondary Insurance Billing
  • Incoming Patient Calls
  • Old Account Receivables Recovery
  • Authorization Request and Tracking
  • Charge Entry All Specialties
  • Posting of Insurance and Patient Payments
  • Extensive Insurance Follow Up
  • Patient Statement Processing and Mailing
  • Denial Review and Management
  • Appeal of all Denied or Low Paid Claims
  • Management Reports

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Billing Sophistication

We eliminate revenue leakages by streamlining your entire workflow; from eligibility, to check in, co pay collection

and the entire back office – helping you optimize revenue collection. We guarantee:

  • 5% – 10% increase in collections in the first few months
  • 96% of claims getting paid on first submission
  • Significant reductions in A/R days and denials
  • Timely patient statement dispatch
  • Visibility and transparency of every dollar you earn
  • Zero ICD-10 disruption

With our unique blend of personal attention and billing sophistication, CureMD will take your billing operations forward.

Top Quality Service

Our dedicated staff is committed to achieve the highest recovery on contractually due amounts from payers. Our commitment to compliance and superior customer service is unrivaled in the industry. With 99% customer retention rate, we are proud to offer the highest quality service in the industry.

Save Money

With our billing service you will receive the following at no additional cost:

  • Electronic Medical Record
  • Practice Management
  • Patient Portal
  • IPad App
  • Back up, Maintenance, Hosting, Support, Free Upgrades

Cost Reduction

Process automation, advanced software and opportunities of scale allow us to offer a comprehensive solution at an affordable price. This eliminates the need to hire expert billers, train and retrain your staff to professionally handle complex billing queries that can impact your bottom line.

The solution streamlines revenue collection functions, reducing the burden on your staff while enabling you to collect more from patients and payors.

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Get Award-Winning CureMD EHR and Practice Management free with our billing Service. Learn More

KPI Dashboard

  • Visibility into performance indicator such as copays collected, AR per payors, denials, and cash flow in real time
  • View and evaluate your practice revenue to monitor your billing team’s performance
  • Overview of daily appointments and updated patient balances to improve collection at the time of service

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Check in

  • Insurance and benefits eligibility is automatically validated in advance with real-time verification at check-in
  • The most up-to-date patient balance information is available on the scheduler. The system also prompts for copay collection to ensure collection at the time of service
  • Easily collect self-pay and copay via credit card, or other payment types, or quickly set up a payment plan if required – all driving financial results

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e-Super Bill

Most EHRs narrow down your diagnosis codes based on the documentation provided. CureMD’s EHR goes a step further.

  • It recommends the level of Evaluation and Management (E ?>

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Whether you’re commuting to the Big Apple, escaping to tranquil Saratoga Springs or road tripping to the Catskills, New York offers many exciting, world-renowned destinations. But before you head out again, know that Nationwide can offer dependable protection for you and your car anywhere in the Empire State.

Before you get a quote, make sure to visit our New York Auto Coverage page to learn your state’s minimum coverage requirements.

Take advantage of Nationwide’s features

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Make payments, print ID cards, report claims and more, quickly and easily online. We even have a mobile app for on-the-go account access.

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Protect your home and car

Nationwide offers a full range of insurance and financial products in New York for your home, car, family and financial security. Simplify your life and save more by bundling your coverage. Check out our other policies for New York residents.

Insurance terms, definition and explanations are intended for informational purposes only and do not in any way replace of modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which control coverage determinations. Such terms may vary by State, and exclusions may apply.

[1] Guarantee is limited to alternative parts identified on appraisal and used in repair. Also, work performed at an On Your Side Auto Repair Center includes workmanship guarantee. For informational purposes only. Program terms and conditions are controlling.

[3] Discounts do not apply to all coverage elements; actual savings vary by state, coverage selections, rating factors and policy changes. Enrollment discount applies during data collection; final discount is calculated on driving behavior and could be zero. Final discount applies at the next policy renewal and remains until drivers or vehicles on the policy change.


Top Ten Insurance Companies in the United States, The Truth About, 10 best life insurance companies.

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Top Ten Insurance Companies in the United States

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There are a number of companies, such as A.M. Best and Standard Poor s, which rate insurance providers on various financial strength aspects in order to help consumers make more informed decisions (insurance company ratings).

If you re in the market for insurance, you should look for an organization that s been around a while, with a proven ability to repay claims if you re involved in an accident.

After all, it s a lot more likely an insurer will pay your insurance claim if they re still in business

Each state also has a department of insurance that monitors the financial status of insurance companies and regulates their practices.

That being said, here are the the top insurance companies in the United States by market share (not necessarily quality), according to the NAIC.com:

Top 10 Insurance Companies

1. State Farm Insurance Group

2. Liberty Mutual Insurance Group (also owns Safeco)

3. Allstate Insurance Group (also owns Esurance)

4. Berkshire Hathaway Group (also owns Geico)

5. Travelers Insurance Company

6. Farmer s Insurance Group (also owns 21st Century Insurance)

7. Nationwide Insurance Company

8. American International Group (AIG)

9. Progressive Insurance Group

10. AAA Insurance Company

*This list is based on data from 3/31/2014.

By top, they mean the largest insurance companies, not necessarily the best insurance companies . Remember, bigger isn t always better, and in many cases could mean more red tape and hassle when dealing with them. And even a higher price!

Insurance companies, much like other large corporations, don t always specialize in just one thing. However, they do tend to stick to insurance and financial services.

The insurance companies listed above may offer a combination of property, casualty, life, and/or health insurance coverage, along with an array of financial products as well. But the rankings are based on property and casualty lines only.

There are thousands of insurance companies out there to choose from; some focus on only one type of insurance or one specific region of the United States. For those reasons, they may not be on this list, despite being great companies.

It s certainly not necessary to purchase an insurance policy from one of the companies listed above to ensure you receive adequate coverage and service.

In fact, it s recommended that you obtain insurance quotes online and consult with an independent insurance agent so you can compare your options and get the best possible price.



Cheap Car Insurance From – 91 Per Year – Cheapest Price Guaranteed, cheapest car insurance companies.

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Car Insurance

One Sure Insurance has quickly grown to become one of the UK s leading independent insurance brokers. Over the years, we have established a healthy working relationship with many insurance underwriters, which allows us to pass the savings directly onto the consumer (you). If you re on the look out for a leading independent auto insurance broker, you might just find that One Sure Insurance is able to provide affordable car insurance quotes in comparison to some of the larger car insurance comparison sites.

Helping You To Obtain The Cheapest Car Insurance Quotes

One Sure Insurance is able to offer tailored advice that is individual to your needs and requirements. As a leading car insurance broker, we are able to offer you competitive pricing over the phone. For a fast and simple way to obtain a quote for your auto vehicle, simply call us on 0800 107 0912 or 0330 100 9091 (mobile friendly).

If you prefer to carry out an online quote, we offer a simple and easy-to-use car insurance quote form that will allow us to gather all of the necessary details about you and your vehicle. All we require from you is personal information such as your date of birth, postcode and your career, as well as information relating to your driving experience, habits and your motor vehicle.

Once the form has been completed, one of our specialist car insurance sales agents will be more than happy to run through your quote and provide you with an individually tailored car insurance quote. We will be able to advise you on the different options that may also reduce your car insurance premium – such as your level of voluntary excess, the option to protect your NCB (No Claims Bonus), and the option of paying in one installment – or over monthly installments.

Comprehensive, Third-Party Fire and Theft, or Third Party

Typically speaking, our insurance partners offer three levels of cover. These are:

Did you know.

  • Third Party cover only won t cover you in the event that your car is stolen.
  • In 2013, 96% of all car insurance policies were under comprehensive cover, with non-comprehensive policies covering the remaining 4%. (according to ABI.org.uk).
  • Comprehensive
  • Third Party, Fire and Theft
  • Third Party

At One Sure Insurance, we are able to offer you guidance and advice on which type of policy may be the best for you and your driving style.

As your policy price will often depend on the level of cover you choose to take out, it s important to decide whether you want to take out Comprehensive, Third Party, Fire and Theft, or Third Party cover. Being able to determine what type of cover is the best for you will help to speed up the comparison process and will make it easier to find a very cheap car insurance quote.

The Benefits of choosing One Sure as your Local Insurance Broker

When you decide to let One Sure do the car insurance quote searching for you, you can rest assured that you re in good hands. We are local to the Stoke-on-Trent, Staffordshire area, and all of our call centre agents are based in the UK. We pride ourselves on our levels of customer service and support, and we consistently strive to provide an exceptional experience.

In addition to this, because we are able to work directly with the insurance companies on your behalf, we are often able to put together deals and discounts that you can t find anywhere else. Some of these benefits include:

  • Free breakdown cover for 2-months – provided just in case you find yourself broken down.
  • Legal Expenses Cover
  • Excess Protection
  • Key Cover
  • Personal Accident Cover
  • Hire Cars

We will advise you on what optional added extras are available to you, as well as their relevant pricing structure. In some cases, you might find that we are able to provide a more cost-effective plan in comparison to some of the bigger insurance companies and comparison site – and this is one of the reasons we re best known for being a provider of very cheap car insurance.

One Sure Insurance Provides Tailored Car Insurance Advice

Unlike many of the insurance comparison sites, we are regulated and authorised by the FCA to provide advice and guidance on which car insurance policy might be the best for you and your needs. We are able to define to you all the important wordings and sections within each policy, and to help you understand what that means in a real-world situation.

When you choose to obtain affordable car insurance through One Sure, you can rest assured knowing that we will always strive to provide advice where possible to help you not only save money, but to ensure that you are aware of all the added extras our insurers and providers offer.

Be aware that if you buy and sell cars, and are considered a Motor Trader, you will benefit more from buying either a road risks or combined premises motor trading policy. Click here to learn more about our motor trader policies.

If you re ready to obtain a car insurance quote for your auto vehicle, please free free to contact us on 0800 107 0912 or 0330 100 9091 (mobile friendly). You can also obtain an affordable car insurance quote via our online quote form.

This price reflects the cheapest policy we have sold this year (2015), based on ideal risk circumstances, and may not be representative of the price you ll be quoted for your insurance policy and/or risk level.

N.B. We may need to refer your unique circumstances and situation to our underwriters for a bespoke rate. According to Intelligent Car Leasing, a leading provider of lease cars in the UK, some insurers will not be able to deal with lease cars as you do not physically own the vehicle. As such, we advise all of our customers to declare up-front that the vehicle is leased so that we can find the most appropriate insurer for you.

* Take out an insurance policy with One-Sure Insurance and if you find a cheaper Insurance quotation within 48 hours, subject to written proof being received that the Insurance quotation is on a like for like basis, we will cancel the Insurance policy and issue you with a full refund.

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Registered in England and Wales, registered number 5649077, registered address: One Sure Insurance, Spitfire House, 142-154 Congleton Road, Talke, Stoke on Trent, ST7 1LX

2017 One Sure Insurance Limited. All Rights Reserved. One Sure Insurance Limited is authorised and regulated by the Financial Conduct Authority,

under firm reference number 447730. You may check this on the FCA register by visiting the


Michigan Auto Insurance from Nationwide, auto insurance companies in michigan.

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Home of the largest state forest system and one of the fastest race tracks in the nation, Michigan offers plenty to do on both peninsulas. Whether you enjoy fishing in one of the four surrounding Great Lakes or just want to take an extended road trip within the state, you can count on Nationwide to help protect you and your car along the way.

Before you get a quote, make sure to visit our Michigan Auto Coverage page to learn your state’s minimum coverage requirements.

Take advantage of Nationwide’s features

Nationwide makes it easy for you to find dependable auto insurance in Michigan. We can show you options so you can choose the coverage that’s right for your needs, goals and budget. Explore the features below to learn more about what we can offer you:

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On Your Side ® Claims Service

Choose a shop in our network to get a written guarantee on repairs for as long as you own your vehicle. 1

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Discounts Helping You Save

We offer many ways to help lower your auto insurance rates. See the many ways you can save with qualifying discounts.

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95% of Members Would Recommend Nationwide

Learn why so many of our members would recommend us to friends and family. 2

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SmartRide ® Program

SmartRide rewards safe driving. Get an instant discount when you sign up. The safer you drive, the higher the discount you could earn. 3

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On Your Side ® Review

Enjoy a free consultation with an agent who’s here to help you get the protection you need at the price that’s right for you.

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Resources at Your Fingertips

Make payments, print ID cards, report claims and more, quickly and easily online. We even have a mobile app for on-the-go account access.

Find local agents in your neighborhood

We have Nationwide agents throughout Michigan. Search for your local agent.

Protect your home and car

Nationwide offers a full range of insurance and financial products in Michigan for your home, car, family and financial security. Simplify your life and save more by bundling your coverage. Check out our other policies for Michigan residents.

Insurance terms, definition and explanations are intended for informational purposes only and do not in any way replace of modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which control coverage determinations. Such terms may vary by State, and exclusions may apply.

[1] Guarantee is limited to alternative parts identified on appraisal and used in repair. Also, work performed at an On Your Side Auto Repair Center includes workmanship guarantee. For informational purposes only. Program terms and conditions are controlling.

[3] Discounts do not apply to all coverage elements; actual savings vary by state, coverage selections, rating factors and policy changes. Enrollment discount applies during data collection; final discount is calculated on driving behavior and could be zero. Final discount applies at the next policy renewal and remains until drivers or vehicles on the policy change.



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The 3 Best U.S. Car Rental Companies to Use Now

If you re looking to hit the open road, there are a lot of choices when it comes to your rental car. To find the best values around, MONEY ranked the 11 largest rental car chains based on our calculation of average daily rates, plus customer satisfaction ratings for reservations, pickup and return processes, and overall costs and fees. (Read all of MONEY s Best in Travel 2017.)

Car rentals can cause a lot of headaches, but Alamo alleviates many of the pain points. The ease of the return process in particular earned kudos from consumers, according to J.D. Power s 2016 ranking. Alamo performs well among cost-conscious younger travelers, says J.D. Power s Richard Garlick. Prices for a budget or compact car run about $42 a day, 7% less than average. The company is an especially good choice if you re planning to share the driving with friends: Alamo charges $12 a day for a second driver, less than most of its rivals.

Enterprise takes the top spot for service, but its base price of $47 a day is not as competitive as that of its sister company, Alamo. Yet Enterprise, which has 5,800 U.S. locations, gives customers a break on many of the add-on fees that can trip you up once you get to the counter. For example, Enterprise generally charges $20 a day for drivers ages 21 to 25, while many of its peers charge as much as $35 a day. Enterprise also gives long-term renters a break with its Month or More plan, which offers bigger discounts the longer you rent.

Budget s prices are some of the best in the business and the lowest among our winners. The company, a subsidiary of Avis, charges about $35 a day, 23% less than average. By paying when you make the reservation, you can shave as much as 35% off the base price, whereas most other car rental companies cap their upfront discounts at 10% to 15%, according to Reviews.com. You ll have to put up with some tradeoffs for that kind of wallet-friendliness, though. Budget s customer service ranked slightly below average in J.D. Power s annual survey, with respondents faulting the pickup process in particular.

Dollar: This car rental company offers the cheapest car rentals of all the companies MONEY analyzed, averaging about $30 per day.

Thrifty: Save yourself some time by using Thrifty s online check-in system. Just plug in your name and reservation information before you pick up your car.

Hertz: Although slightly more expensive than the average car rental rate ($48.50), Hertz claims to be the largest worldwide airport general-use car rental company it s got 1,635 airport locations in the U.S. alone.

National Car Rental: National ranked No. 2 in overall customer satisfaction in J.D. Power s annual report, earning a rating of 813 out of a possible 1,000 points.

Ace Rent-A-Car: One of the few big car rental companies not owned by Enterprise Holdings, Hertz Global Holdings or the Dollar Thrifty Automotive Group, Ace has locations in 20 U.S. states.

Advantage Rent-A-Car: Regular customers can earn a free upgrade, a free day, and a free weekend when they sign up for Advantage s Instant Rewards program.

Payless: This rental company has almost 120 locations nationwide, most of which are located at the biggest U.S. airports.

Avis: The most expensive car rental company evaluated by MONEY, Avis has rates that are over $60 a day, on average.



Business Car Leasing Company UK, Corporate Lease Deals, Grosvenor Contracts, car leasing companies.#Car #leasing #companies


Contract Hire and Car Leasing UK

We re incredibly proud of the service, support and advice that we offer our customers.

Call us today 01536 536 536 experience the difference for yourself.

What Our Clients Say About Us

Grosvenor Leasing has been instrumental in working with both us and Ford on our detailed vehicle requirements including a range of adaptations that meet our specific business needs. Grosvenor has provided us with excellent customer service and value for money. Our vehicle fleet contract remains key in enabling us to meet our customer promises in delivering both an effective and efficient repairs and maintenance service, as well as a homes’ modernisation service. Our partnership with Grosvenor Leasing has been a continuing success story and we would recommend their services.

InCommunities Group Limited

David N Turner – Logistics and Performance Manager

TFL – Grosvenor Leasing has supported our highly diverse and complex fleet for over a decade, delivering services across a broad spectrum of requirements. They not only manage our specialist vehicles extremely professionally, they appreciate the importance of responding quickly to our requirements, which can frequently be urgent due to the nature of the business.

Philip Constable – General Manager

A 15 year relationship is testimony to the great service we receive from everyone at Grosvenor. We are on first name terms with staff, they understand our requirements, are extremely attentive, offer valuable advice and continue to save us time and money.

Julie Bevan – Fleet Manager

Like most companies it’s often hard to predict the numbers of vehicles we need, yet we don’t want to overcommit and have a surplus of vehicles unused in the car park.

Lisa Garley-Evans – Group Legal Director

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Q: What fleet sizes does Grosvenor Leasing specialise in?

At Grosvenor Leasing, we have the national capability and range of contract hire and fleet management services to fund and manage some of the largest, and best-known, fleets in the UK. Yet we also work with companies that only run a few cars or vans. Whatever your fleet size or requirement, every customer of Grosvenor receives the same personal attention and very high levels of support.

Q: Do you offer all services relating to vehicle fleets?

Grosvenor Leasing offers the complete range of contract hire and fleet management services. We can provide a complete outsourced solution or offer tailored individual services.

Q: Is my company able to use only 1 service on its own?

Yes, if all you need is a single service, such as online driving licence checks or short term rental, we can provide that as an individual solution.

Q: Who would I deal with on a day-to-day basis?

We have a team of incredibly professional and friendly account managers, and you would be assigned the most suitable person within our team to work with you. They would support you on a day to day basis, and come and see you for review meetings.

Q: Who would my drivers deal with?

This depends on the services you utilise, however every department (e.g. vehicle ordering, maintenance control, rental, accident management etc) offers a superb, personal service to drivers. We’re also proud not to offer automated voice mail queues or call centre systems. Instead, drivers can call in and speak directly to someone who can help.

Q: Is Grosvenor owned by a bank or vehicle manufacturer?

No, we are a privately owned Group of companies with operations that span contract hire, fleet management and vehicle retail and have remained stable and independent for over 35 years.

Growing hysteria regarding diesel cars could have a negative impact on the fleet sector if the reality isn’t put into perspective. That’s the concern of Shaun Barritt, CEO of Grosvenor Leasing, who says ‘dirty diesel’ headlines could have a detrimental effect on the fleet sector, with talks of scrappage schemes and polluting diesels giving the [ ]

Grosvenor Leasing has reduced the CO2 emissions across its vehicle fleet by 25% in 8 years. Now with vehicles averaging 108 g/km it places the contract hire and fleet management specialist ahead of the national average of 120.1 g/km, based on recent SMMT figures. The news comes shortly after Grosvenor Leasing’s launch of its new [ ]

POD Point, the charging point supplier, has announced a partnership with supermarket chain Lidl that will see rapid charge points installed at 40 stores. Customers will be able to charge their electric vehicles (EVs) free of charge while they shop, and Erik Fairbairn, chief executive of POD Point, said the expansion of the network of [ ]

The Government’s National Productivity Investment Fund (NPIF) will invest a further £390 million by 2020-21 to support ultra-low emission vehicles (ULEVs), renewable fuels, and connected and autonomous vehicles (CAVs). This includes £80 million for ULEV charging infrastructure, £150 million in support for low emission buses and taxis, £20 million for the development of alternative aviation [ ]

Demand for electric vehicles rose by 48% in 2016, with plug-in hybrids rocketing by 133%. The figures from the Society of Motor Manufacturers and Traders (SMMT) offer the clearest indication yet that driver appetite for electric vehicles (EVs) and Ultra Low Emission Vehicles (ULEVs) is taking hold – a trend that’s only likely to build [ ]

Call: 01536 536 536

[email protected]

Head Registered Office: Balmoral House, Kettering Venture Park, Kettering, Northants, NN15 6XU. Registered in England No. 1565525

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Top Ten Best Car Rental Companies, rental car companies.#Rental #car #companies


Top Ten Best Car Rental Companies

I have rented cars from Enterprise a number of time over the past few years and all but one time have been upgraded free of charge to a nicer model than I reserved. Driving around Maui in a new Jeep Wrangler convertible instead of the small compact we reserved was quite a treat. As was the Chevy Silverado we got instead of a mid-sized sedan.

I REALLY like this company- not the best prices though.

When I go to rent online- 9/10 x Budget comes up for availability, for returning it/car to another place & PRICE is usually better.

I PREFER Enterprise, but don’t get to use them because of above situations.

I have used Enterprise on almost all my visits to Canada. I have found the cars clean, the counter employees courteous and above all their rental charges probably the most competitive.

Best prices, clean cars, close to home

I’ve rented from Hertz many times while having body repairs to vehicles. Unlike ENTERPRISE, they’ve never tried to charge me for repairs to the vehicle which were on it when I picked it up. They far outshined my experience with ENTERPRISE.

I recently rented a car while in Hawaii and Hertz’s prices were FAR lower than all of the other rental car companies. The staff were friendly and efficient. I will stick with them when renting a car anywhere.

Being number two is no surprise, we’re awesome, I work for Hertz, we rock! Best friendly faces, greatest smiles and amazing customer service. Friendly and kind and always willing to go the extra mile

The prices are much lower than at Enterprise. The quality of service is the same, so why not to save money when you can.

Friendly customer service and quality, clean vehicles, and competitive prices.

Never a problem regardless of state. Great prices and their customer service always does their best to work with you. Great vehicle selection as well.

Very good price – quality! Great customer service and clean cars.

Number 1 car rental company

EXCELLENT SERVICE BY THRIFTY STAFF AND DRIVER MOST PROBABLY SUNNY/FAISAL SMO. STAFF

Thrifty is amazing. Great service. Great staff.

Great service in Las Vegas, low prices

LESS EXPENSIVE BY 30 PERCENT OVER AVIS AND BUDGET

Never had a problem over past 10 years. Like getting in car and driving.

We have always had top notch service at National!

Good rental company for service and price. Rewards program sucks, cars are not as clean as they should be, but this is true with Hertz as well for twice the price!

After many years of experience with Avis and Hertz, my company switched to National. I’m glad they did.

Rented a PT Cruiser for $19 a day in L.A. Not the best car in the world but for $19? That’s incredible. It cost more to put gas in the thing than to rent it.

Fox is Great! A fair company with a decent selection of vehicles. Great for a discount car rental company. They are opening more locations as well. They are popping up everywhere.

Fox is a really good company to rent from, they have always treated me very well!

I rented a ferrari at Fox for 5$ a week! Thank you fox!

The Newcomers

The Contenders

In the Last Minute Ace has great deals there rates almost always stay the same. Great for holidays or last-minute rentals. Also at Ace I am always greeted with a smile. And most of the time they don’t have any lines. Like the top rental car companies on this list. The drawback with Ace is there fleet consists of 3rd tier cars like for a minivan the top would be a Honda Odyssey or Toyota Sienna, but what they give you is a Kia Sedona, but still it’s a rental car and it isn’t mine so as long as the car is comfortable I don’t care, and most of the time the cars have less than 10,000 miles on them which is pretty good.

Sixt car rental is one of the biggest car rental companies abroad. They have some of the best car rentals to rent becasue they have the largest Car Rental Fleet with BMWs and Mercedes in it. Sixt should be included on this list somewhere.

Best that I have ever used. They have the best van to pick you up. Complete with a cooler with water or sodas. Best prices on the best cars. Super friendly service

I think that whatever the size, Sixt is the best considering the cars, locations and service.

Their prices are amazing – great service!

I heard Hertz sold them last year so I gave them a try on my annual trip to Orlando. They had the best rates and the service was better than most.

Always a pleasure to rent from

It is the best I experienced ever

Trusty and very good service.

They have been our partners for a while and we really are very satisfied with their services. Great service!

Good service professional

We took a car and it was pretty clean. Also we got unlimited mileage

The biggest and the most reliable car rental company on the island of Rhodes – Greece! Low prices, clean and safe new cars



Бронирование авто в США – дешевые машины в США – низкие цены на бронирование авто, rental car companies.#Rental #car #companies


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БРОНИРОВАНИЕ АВТО В США

    Включено:
  • Неограниченный пробег и все налоги и сборы
  • Бесплатное редактирование и бесплатная отмена
  • CDW с нулевым удержанием
  • Страхование ответственности $1,000,000
  • ALAMO ENTERPRISE автомобили

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ОНЛАЙН ЧАТ

Пожалуйста, посетите нашу оффлайн форму связи, чтобы оставить нам сообщение:

Кто-то свяжемся с Вами в ближайшее время!

ДОБРО ПОЖАЛОВАТЬ НА HAPPY-CARS

Happy-Cars.com гордится быть лучшим Вашим выбором при бронировании автомобилей по всему миру и берет на себя все трудности по поиску и сравнению автомобилей их цен. Мы уверены, что показывать окончательную цену, которая включает в себя абсолютно все надбавки при бронировании автомобилей, является наиболее честными важным. Вы оплачиваете то, что Вы видите! С Happy-Cars Вы можете бронировать в более чем 30,000 аэропортах и автомобильных станциях по всему миру.

Мы выбираем только самые известные и уважаемые компании по прокату и бронированию автомобилей. В течение нескольких секунд, вы можете найти свой автомобиль и сэкономить Ваше время и деньги. Мы постоянно следим за рынком проката автомобилей, чтобы обеспечить Вас наилучшими ценами бронирования. Благодаря огромному выбору автомобилей, доступных в следующих классах: эконом, компакт, средний и большой размеров, вы всегда сможете легко найти тот вариант который Вам идеально подходит.

Чтобы предоставить Вам наибольшую гибкость во время бронирования, мы предоставляем полную информацию об автомобилях: количестве пассажиров, размере багажа, коробке переключения передач и т.д. Если Вам необходимо больше места, предлагаем Вашему вниманию классы Минивен и Максивен. Мы искренне верим в простому ценообразования.

У нас нет скрытых надбавок при бронировании автомобилей. Мы гарантируем Вам приятный опыт во время процесса брониварония от самого начала и до конца. У нас есть договоренности с ведущими компаниями по бронированию автомобилей по всему миру: Alamo, National, Avis, Budget, Enterprise, Europcar, Hertz, Sixt, Atesa, Citer и многими другими. В независимости от цели Вашего бронирования, бизнес или развлечение, Вы можете целиком и полностью доверять нам и положится на предоставляемые нашим сервисом цены.

Наша служба поддержки с удовольствием ответит на все Ваши вопросы: +34 911 983 553

ПРОВЕРЬТЕ НАШИ ЛУЧШИЕ ПРЕДЛОЖЕНИЯ :

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Car Shipping Services – Auto Transport Company, Denver US, car shipping companies.#Car #shipping #companies


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Open Carrier Transport

Open Carrier Transport are the mainly cost effective method of shipping and provide fully insured, door-to-door service in the car transport industry today.

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Enclosed Auto transport

Enclosed auto transport is completely different then open auto transport services – The Safest Way To Ship your vehicle. We deliver superior transport services by working strongly with each individual to ensure their satisfaction.

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Motorcycle Transport

We provide motorcycle shipping and motorbike transport services quickly, safely and cost effectively. We are a full service expert motorcycle shipping company. We transport motorcycle throughout nation (USA).

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Snowbirds Auto Transport

Great American Auto Transport is a family owned and operated Snowbirds Auto Transport Company providing reliable, honest, damage-free transportation across the U.S.

How It Works

We Are Always Ready To Help You Shipping Your Vehicle !

Top-Rated Vehicle Shipping Service

Get Instant Access to Car Transport Rates from Top-Rated Carriers.

What can I expect to find here?

Affordable Secure, Easy & Reliable Complete Car Transport Services!

WE MAKE SHIPPING EASY

Specialist in moving vehicles, We Make Car Shipping Easy!

Experience

Your vehicle is safe with us, Experts in vehicle logistics.

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The Car Shipping Process – What to Look for in a Car Shipping Company

Have Questions? Call Toll Free +1-866-306-4921

About Great American Auto Transportation

We constantly provide a Quality of transport services and think in customer satisfaction.

Great American Auto Transportation aim is to provide excellent car shipping services to our wide range of customer base: Private individuals, Corporate transportation, and Auto dealerships and brokers.

There are lots of vehicle shippers to select from, but we are the greatest auto shipper for shipping cars, trucks, watercrafts, RVs, ATVs, trailers. Car moving is a simple process when you pick a dependable car shipper.

Auto Transport Services include: door to door shipping, coast to coast, open/enclosed transport, VIP cars, running condition or not, trucks transport, or SUV’s. The first step in auto moving is to get a car shipping quote.

Safe and Reliable Auto Transportation

Auto transport is very much required for the people who shift from one place to another. The shifting may be due to the transfers or due to settling in one place. The vehicles what you have will be shifted by us safely to the destination. They will be delivered with the most care and also without any trouble. Our transporters will handle the vehicles with maximum care. Even if your vehicles are very expensive do not worry as we will be very careful while shipping. We have enough experience in auto transport and we can do it.

If the vehicles are heavy then it will be not comfortable for you to get the vehicle on road as it will lose its life. We have many shipping vehicles which will transport the heavy vehicles also. The cost is very cheap with us when you compare with the other auto transporters.

Your Nationwide Auto Transport Company

We provide top notch support for all of our Transport 24/7 to our customers world wide.

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Welcome to Great American Auto Transportion

Car shipping companies Great American Auto Transportation provide best auto transport services & Car Shipping Services at an affordable price. GAATCO offer enclosed auto transport services, Open Carrier Transport Services, Motorcycle Transport Services and Car Shipping Services in USA.

Car shipping companies If you are seeking agency vehicle transportation, Great American Auto Transportation car transport or public auction transportation Reputable Service providers need to be your choice for door-to-door enclosed auto transport. Throughout the plains of center America, a Reputable Service provider’s vehicle shipping trailer makes sure to be amongst the views viewed.

Car shipping companies Right here at Great American Auto Transportation we would like to educate you on the sector so you could make the very best educate choice when selecting how, when, as well as with which to ship your car. Several sites promise free vehicle delivery quotes, however are vacant of info on the procedure.

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No trouble whatsoever. Car was picked up quickly, on a Saturday over a holiday weekend, after signing the contract. Cross-country shipment was fast. Thanks for shipping my car.

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Steve

awesome to deal with, kept me informed, always answered their phone or called me back when they said they would, shipment arrived faster than expected, a pleasure to do business with.

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Randy

Excellent staff with great service! Looking forward to doing business with you guys again!

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Great American Auto Transport constantly provide a Quality of transport services and think in customer satisfaction.

Tell us about your experience!

Click on the button to leave us a review about your visit. We always want to know how to serve you better.

Nationwide TRANSPORT
AUTO TRANSPORT SERVICES
CONTACT INFO

Address: GREAT AMERICAN AUTO TRANSPORTATION,



Car Shipping Quote, Save up to 55%, Free Auto Transport Quotes, car shipping companies.#Car #shipping #companies


Compare Car Shipping Quotes Save up to 55%

CarShippingQuote.com is your online source for getting the best car shipping quote anywhere online! Whether you are moving your car nationwide or statewide, we will ensure you get the best car transport services possible.

Our auto transport companies provide the highest standard of safety in the car shipping industry. All auto shippers offer the most technologically advanced car carrying equipment to move your vehicle safely from and to any point in the U.S. They use GPS tracking systems to help you track your vehicle during shipment, which improves the accuracy of delivery date estimates. All vehicle shippers are licensed, bonded and insured so you can be assured your vehicle arrived safely at its final destination.

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Experienced Licensed Transporters + Free Car Shipping Quotes = Great Savings

Car moving is not something you want to leave to just any auto transport company. The safety of your vehicle rides in the hands of your car carrier. CarShippingQuote.com is here to help you make the right choice save.

Car transport carriers offer a variety of service options, including methods of shipping and for picking up and dropping off. Many car transporters offer both open and enclosed car shipping. While open car transport is the cheaper and more commonly used shipping method, enclosed auto transport is safer, making it the method of choice for classic and luxury cars. CarShippingQuote.com advises using open car transport to get the best rate on your car shipping quotes, with the safety associated with experienced auto shippers.

CarShippingQuote.com also features car shippers that use both door-to-door and terminal-to-terminal car shipping. We frequently recommend door-to-door car shipping, as it is more convenient for those moving to a new location. However, door-to-door car shipping is more expensive than terminal-to-terminal auto shipping, which requires car owners to pick-up and drop-off their vehicles at terminals approved by the car shipping company.

Feel Secure Getting a Car Shipping Quote

By choosing to get a car shipping quote from CarShippingQuote.com, you can rest assured that the companies we work with offer a variety of auto shipping methods and services – not to mention, they have the best prices on them as well!

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Auto Transport Reviews, Car Shipping Ranking and Ratings of Transport companies, car shipping companies.#Car #shipping #companies


Welcome To Transport Rankings

Transportrankings.com serves as a repository in providing information about auto transport companies that solely operate in the United States. Our host is primarily designed to serve as a guide aiming to help people explore the entire auto transport information right from Company name, Address, Phone number, email id, Whether they are broker or carrier, Licensed or not, Number of reviews, Number of ratings, Number of votes, Company license details, Company questionnaire, etc. We intend providing solution to your entire auto transport search. Our information index will surely help you to pick the right auto haulers.

How Do We Rank

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We frequently update the reports on nationwide auto transport rankings, best auto transport broker companies and best auto carrier companies to help people take the right decision in selecting the best auto haulers. The criteria for ranking the companies are purely based on the performance of the company, number of user reviews and complying with our evaluation criteria.

The authorized companies that hold original license and documents are only considered for our ranking index. If the company provides any additional services or changes in existing program, those updates will be immediately tracked and recorded and evaluation priority for that particular company will be revised based on the positive impacts.

There exist many ways to pick the right transport companies and one among them is reviews. Reviews help in exposing the company’s true customer service feedbacks, novelty and help to get idea about the trueness of the hauler whether they took charge in resolving the issues of the customers.

Our reviews are accurate and trustworthy. Extensive screening has been done for every submitted review. We solely track the source of reviews in making it sure no single person posts multiple reviews. Reviews posted from same IP address are also literally removed and we don’t account those kinds of feedbacks. List of companies have been prioritized based on genuine customer reviews. Make use of our efforts in unearthing you the best hauler!

When any company signs up for evaluation they are directed to fill the company questionnaire which is an important part in boosting up the score of an auto hauling company. The company questionnaire is a pre- configured query set where the auto transporters have to fill the necessary details such as number of employees, number of operated vehicle, branches operated by the company, routes covered, customer retention area, number of customers per year and lot more.

Transport rankings own a complete set of database about auto transport companies where you can use that in multiple ways for reaping benefits. Apart posing as the largest catalog of auto transport companies we also help fetch competitive quotes from hauling companies through our exotic TRS quotes program.

You are facilitated to get instant estimates from various auto transport companies on enrolling in this program and even can receive sample quotes before you plan a move. To get instant estimates from trucking companies, all you need to do is just to fill the TRS quote form which drives your request to reach multiple auto transport companies. Quote estimates will be generated from the concerned companies providing you an ample space to grab comparatively the best deal.

We create space to explore auto transport deals rather making compromises with the offered quotes.

Our site has BBB information, FMCSA – DOT data, phone numbers and other information what customers are looking for. The additional information such as how to notify the difference in the handling process of the carriers/ brokers, packing and moving tips, documents to be checked before making your move, where to compliant in case met with fake services, how to plan shipping process, etc are provided in our site.



Top 10 Car Shipping Companies: AutoGistics, car shipping companies.#Car #shipping #companies


Protect Yourself And Your Vehicle By Shipping

With A Reliable Car Shipping Company!

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Moved from CA to FL – We had to move from Beverly Hills to Aventura Florida. I was really worried as to how I was going to move my 2 cars down there. They really made the who move simple. My 2 cars were picked up and 10 days later they were in Fl. All in all they were great and I would use them again.

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The price is right, and the people are good! – Ship a Car is very pleasant, very professional, and very detail-oriented. Danny, my contact, makes sure every car comes to me properly. He will then follow through to make sure the product was shipped in good shape. – The whole rest of the staff is great, too.

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We Identified And

Rated The Best Ten

We know you want to make an educated choice using the least amount of guesswork as you can. At AutoGistics.co we try to reduce the guess work by providing a listing of the best car shipping companies utilizing our very own one of a kind rating system.

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Car Rental South Africa, Car Hire Johannesburg – Cape Town, car rental companies.#Car #rental #companies


The Home of Long Term Car Rental in South Africa

Welcome to Pace Car Rental in Johannesburg, South Africa, where our city of gold service and excellent rates on long term car hire help us stand out from the rest. Our city of gold service is now also available in Cape Town, Durban Port Elizabeth.

Contact us today (or tomorrow) to Find Out Why More People choose Pace for Cheap Car Rentals Rates on long and short term car rental, minibus rental and bakkie rental. Pace is proud to be rated a Level 2 BEE company with 156% recognition.

Pace have a wide range of vehicles to choose from; from small economic budget beaters, to cars with a little extra to keep you cool, to power steering and automatic car hire. We have minibus rentals, 10 Seater Kombis, bakkie rental and SUV s too. We have the best range of vehicles and reasonable rates to suit any traveller or business person with Car Rentals in South Africa specifically Johannesburg Sandton, Cape Town, Durban Port Elizabeth.

If you are in Johannesburg, Durban, Port Elizabeth or Cape Town, you should hire your next rental vehicle from a South African car rental company. Our personal service means that Pace can help with cash car rental and car rental without a credit card, so if you only have traveller s cheques / a debit card we can help. We look forward to welcoming you to the City of Gold, Windy City, Zulu Land or Mother City. Pace, for the Long Term!

Select from our range of Rental Car Options

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Choose from our selection of top-of-the-range long term car rental vehicles, all available for 3 months +. Pay less and love your car for longer.

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Travelling with a big family? Or maybe needing corporate travel arrangements? Never fear, our spacious Minibus Rentals are here to ensure that everyone enjoys the journey in comfort and style. A wide range of minibuses are available in all our locations.

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Need to lift a heavy load? Our Bakkie Rentals are affordable and ideal for those requiring a durable solution for their exploits. Book a trailer with your bakkie to help lighten the load.

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Our small compact cars are world-class and perfect for those wishing to whiz around South African cities in comfort. Check out our affordable Car Hire rates.



Business Car Leasing Company UK, Corporate Lease Deals, Grosvenor Contracts, car leasing companies.#Car #leasing #companies


Contract Hire and Car Leasing UK

We re incredibly proud of the service, support and advice that we offer our customers.

Call us today 01536 536 536 experience the difference for yourself.

What Our Clients Say About Us

Grosvenor Leasing has been instrumental in working with both us and Ford on our detailed vehicle requirements including a range of adaptations that meet our specific business needs. Grosvenor has provided us with excellent customer service and value for money. Our vehicle fleet contract remains key in enabling us to meet our customer promises in delivering both an effective and efficient repairs and maintenance service, as well as a homes’ modernisation service. Our partnership with Grosvenor Leasing has been a continuing success story and we would recommend their services.

InCommunities Group Limited

David N Turner – Logistics and Performance Manager

TFL – Grosvenor Leasing has supported our highly diverse and complex fleet for over a decade, delivering services across a broad spectrum of requirements. They not only manage our specialist vehicles extremely professionally, they appreciate the importance of responding quickly to our requirements, which can frequently be urgent due to the nature of the business.

Philip Constable – General Manager

A 15 year relationship is testimony to the great service we receive from everyone at Grosvenor. We are on first name terms with staff, they understand our requirements, are extremely attentive, offer valuable advice and continue to save us time and money.

Julie Bevan – Fleet Manager

Like most companies it’s often hard to predict the numbers of vehicles we need, yet we don’t want to overcommit and have a surplus of vehicles unused in the car park.

Lisa Garley-Evans – Group Legal Director

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Q: What fleet sizes does Grosvenor Leasing specialise in?

At Grosvenor Leasing, we have the national capability and range of contract hire and fleet management services to fund and manage some of the largest, and best-known, fleets in the UK. Yet we also work with companies that only run a few cars or vans. Whatever your fleet size or requirement, every customer of Grosvenor receives the same personal attention and very high levels of support.

Q: Do you offer all services relating to vehicle fleets?

Grosvenor Leasing offers the complete range of contract hire and fleet management services. We can provide a complete outsourced solution or offer tailored individual services.

Q: Is my company able to use only 1 service on its own?

Yes, if all you need is a single service, such as online driving licence checks or short term rental, we can provide that as an individual solution.

Q: Who would I deal with on a day-to-day basis?

We have a team of incredibly professional and friendly account managers, and you would be assigned the most suitable person within our team to work with you. They would support you on a day to day basis, and come and see you for review meetings.

Q: Who would my drivers deal with?

This depends on the services you utilise, however every department (e.g. vehicle ordering, maintenance control, rental, accident management etc) offers a superb, personal service to drivers. We’re also proud not to offer automated voice mail queues or call centre systems. Instead, drivers can call in and speak directly to someone who can help.

Q: Is Grosvenor owned by a bank or vehicle manufacturer?

No, we are a privately owned Group of companies with operations that span contract hire, fleet management and vehicle retail and have remained stable and independent for over 35 years.

Growing hysteria regarding diesel cars could have a negative impact on the fleet sector if the reality isn’t put into perspective. That’s the concern of Shaun Barritt, CEO of Grosvenor Leasing, who says ‘dirty diesel’ headlines could have a detrimental effect on the fleet sector, with talks of scrappage schemes and polluting diesels giving the [ ]

Grosvenor Leasing has reduced the CO2 emissions across its vehicle fleet by 25% in 8 years. Now with vehicles averaging 108 g/km it places the contract hire and fleet management specialist ahead of the national average of 120.1 g/km, based on recent SMMT figures. The news comes shortly after Grosvenor Leasing’s launch of its new [ ]

POD Point, the charging point supplier, has announced a partnership with supermarket chain Lidl that will see rapid charge points installed at 40 stores. Customers will be able to charge their electric vehicles (EVs) free of charge while they shop, and Erik Fairbairn, chief executive of POD Point, said the expansion of the network of [ ]

The Government’s National Productivity Investment Fund (NPIF) will invest a further £390 million by 2020-21 to support ultra-low emission vehicles (ULEVs), renewable fuels, and connected and autonomous vehicles (CAVs). This includes £80 million for ULEV charging infrastructure, £150 million in support for low emission buses and taxis, £20 million for the development of alternative aviation [ ]

Demand for electric vehicles rose by 48% in 2016, with plug-in hybrids rocketing by 133%. The figures from the Society of Motor Manufacturers and Traders (SMMT) offer the clearest indication yet that driver appetite for electric vehicles (EVs) and Ultra Low Emission Vehicles (ULEVs) is taking hold – a trend that’s only likely to build [ ]

Call: 01536 536 536

[email protected]

Head Registered Office: Balmoral House, Kettering Venture Park, Kettering, Northants, NN15 6XU. Registered in England No. 1565525

Join Our Mailing List

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Best Car Rental Companies in 2017, Money, rental car companies.#Rental #car #companies


The 3 Best U.S. Car Rental Companies to Use Now

If you re looking to hit the open road, there are a lot of choices when it comes to your rental car. To find the best values around, MONEY ranked the 11 largest rental car chains based on our calculation of average daily rates, plus customer satisfaction ratings for reservations, pickup and return processes, and overall costs and fees. (Read all of MONEY s Best in Travel 2017.)

Car rentals can cause a lot of headaches, but Alamo alleviates many of the pain points. The ease of the return process in particular earned kudos from consumers, according to J.D. Power s 2016 ranking. Alamo performs well among cost-conscious younger travelers, says J.D. Power s Richard Garlick. Prices for a budget or compact car run about $42 a day, 7% less than average. The company is an especially good choice if you re planning to share the driving with friends: Alamo charges $12 a day for a second driver, less than most of its rivals.

Enterprise takes the top spot for service, but its base price of $47 a day is not as competitive as that of its sister company, Alamo. Yet Enterprise, which has 5,800 U.S. locations, gives customers a break on many of the add-on fees that can trip you up once you get to the counter. For example, Enterprise generally charges $20 a day for drivers ages 21 to 25, while many of its peers charge as much as $35 a day. Enterprise also gives long-term renters a break with its Month or More plan, which offers bigger discounts the longer you rent.

Budget s prices are some of the best in the business and the lowest among our winners. The company, a subsidiary of Avis, charges about $35 a day, 23% less than average. By paying when you make the reservation, you can shave as much as 35% off the base price, whereas most other car rental companies cap their upfront discounts at 10% to 15%, according to Reviews.com. You ll have to put up with some tradeoffs for that kind of wallet-friendliness, though. Budget s customer service ranked slightly below average in J.D. Power s annual survey, with respondents faulting the pickup process in particular.

Dollar: This car rental company offers the cheapest car rentals of all the companies MONEY analyzed, averaging about $30 per day.

Thrifty: Save yourself some time by using Thrifty s online check-in system. Just plug in your name and reservation information before you pick up your car.

Hertz: Although slightly more expensive than the average car rental rate ($48.50), Hertz claims to be the largest worldwide airport general-use car rental company it s got 1,635 airport locations in the U.S. alone.

National Car Rental: National ranked No. 2 in overall customer satisfaction in J.D. Power s annual report, earning a rating of 813 out of a possible 1,000 points.

Ace Rent-A-Car: One of the few big car rental companies not owned by Enterprise Holdings, Hertz Global Holdings or the Dollar Thrifty Automotive Group, Ace has locations in 20 U.S. states.

Advantage Rent-A-Car: Regular customers can earn a free upgrade, a free day, and a free weekend when they sign up for Advantage s Instant Rewards program.

Payless: This rental company has almost 120 locations nationwide, most of which are located at the biggest U.S. airports.

Avis: The most expensive car rental company evaluated by MONEY, Avis has rates that are over $60 a day, on average.



A check-list on how to change car insurance companies to save money, car insurance companies.#Car #insurance #companies


How to switch car insurance

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It’s easier than ever before to compare car insurance quotes and find a better deal. You can do it using Insurance.com’s quote comparison tool below or over the phone.

But switching car insurance companies the right way is every bit as important.

You don’t want a gap between your policies that can come back to haunt you. You don’t want your old insurance company to cancel your policy for nonpayment and report you to the state. And you want a refund of any premiums that may be due.

Take these six steps when you want to switch your car insurance company:

    1. When to switch car insurance: The best and easiest time to switch is three to four weeks before renewal, giving you time to find a new policy and to qualify for any early-shopper discount. But you are free to switch companies at any time.
    2. Buy a new policy before you drop the old one: A gap of even one day can be costly, not just if you have an accident, but also if your state penalizes registered cars without continuous coverage.
    3. You don’t need to wait for renewal: Big changes in your life — change in vehicles, your address, or even getting married — can mean big savings. You can switch at any time.
    4. Consider the downsides: Some companies may charge an early cancellation fee. While many companies offer a discount to new customers, you may lose some perks and discounts by leaving a longtime insurer so you will want to weigh that.
    5. Cancel your old policy. Usually you have to do this in writing. Your old company may ask for a new policy number, so that your state knows you are continuously insured.
    6. Confirm cancellation and any refund: Make sure your old insurance company confirms; otherwise it pay automatically renew you and then cancel you for nonpayment. You should get a refund of unused premium if you cancel early, minus any fees.

When to switch car insurance

Car insurance companiesThe best time to shop for insurance is about three to four weeks before your old policy is about to renew. Depending on the regulations in your state, a renewal notice will be sent to you approximately a month before your new policy period begins. The notice will describe your coverage, discounts, and your premium amount. Using that information, you can shop online for the same coverages to see your options.

If you have moved, gotten married, bought a house, made major improvements in your credit or changed vehicles, you’re likely to see a substantial difference in rates.

Be sure to get new car insurance first

Always have a new policy in place before canceling your old auto insurance coverage. You don’t want to have a lapse in car insurance for even one day. You would not be covered for any accident that might occur, and your old company may report your expired policy to the state, which may penalize you. Your new company will be able to time the onset of your new policy to coincide with the cancellation of your old coverage.

You don’t have to wait until renewal

All standard auto insurance policies give you the right to cancel your policy at any time, once proper notice is given to the insurance company. You don’t need to wait until renewal. If you choose to cancel in the middle of a cycle, the company will prorate your latest premium payment up to the cancellation date and return the remainder to you.

Some states have laws that prevent a cancellation during the first month or 60 days (to keep drivers from buying a policy to meet registration or license requirements and then quickly cancelling). But there are exceptions:

  • You can show proof that you obtained another car insurance policy with a different insurer, or
  • You no longer own the vehicle that you insured on the policy

Car insurance cancellation fee and other costs

Unfortunately, some car insurance companies may charge a special “short rate” cancellation penalty if you cancel in the middle of a policy term, so be sure to ask before you switch. If they do charge a penalty (it’s often 10 percent of the unspent premium amount), you’ll need to decide if the better rate outweighs the fee you’ll pay.Car insurance companies

Insurance companies advertise that you’ll save 15 or even 20 percent by changing to them, but you may also lose your current insurance company’s loyalty discounts, which can be as high as 25 percent. There are also other auto insurance discounts, including bundling policies, earned accident forgiveness, future renewal discounts, and other benefits that grow with or depend on the amount of time you maintain a policy with that car insurance company.

On the plus side, many car insurance companies also offer a “transfer discount” or new-customer discount, typically 5 percent, to help offset these costs, but you’ll want to weigh what the change will mean to your car insurance’s cost.

How to cancel your old auto insurance

Generally, you need to cancel your auto insurance policy in writing. Send a letter to the company’s customer service address with the following information:

  • Your name, printed or typed
  • Your full address
  • A request to cancel your policy, giving the policy number and effective date of cancellation.
  • A reason for the cancellation, such as “I have bought a new policy” or “I have sold the insured vehicle.”
  • The name of your new insurance carrier and the policy number.
  • Your signature
  • Date of signature

Here is a downloadable cancellation form you can print and send to your old insurance company.

If you have a local agent through a company, such as State Farm or Farmers, you may be able to call and cancel. If you have a policy through an online insurer, such as Geico or Progressive, you may be able to cancel through the company s online policy management system. The company may ask for information about your new car insurance policy.

Your prior carrier may want a copy of the declarations page from your new policy.

If you’ve sold a car, you may be asked to provide a bill of sale.

Most states’ insurance laws actually require the company to confirm that you have a new policy for your car before cancelling your old policy. The reason is that most insurance companies have to report policies that are cancelled to the state insurance department, so the state can keep track of uninsured drivers. This helps reduce the number of uninsured drivers. If they let you cancel your old policy without proof that you had a new policy, they’d have to report you as uninsured.

Confirm cancellation

Don’t just walk away from your old policy without formally canceling it, because most policies are “continuous” – which means your policy will continue to be renewed every six or 12 months, unless you cancel it. If you fail to cancel, your auto insurance company will continue to bill you for insurance and will eventually cancel the policy for failure to pay. It’s much easier to cancel in writing when you’re ready to switch.

Once a policy is canceled properly, you should expect a final notice confirming the cancellation and a pro-rated refund of your premium from the date of your cancellation through the end of your term.

Switching car insurance companies can be a great way to save money. Before switching insurers though, you need to compare the benefits of going with a new insurer or keeping your current policy. Once you’re comfortable with switching, you should then take the time to fully understand how to properly cancel your auto insurance so you’re not hit with any charges.

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Rent a Car Dubai, Car Rental, Hire – Lease in Dubai – Rental Cars UAE, car rental companies.#Car #rental #companies


Rent a Car in Dubai | Cheap Car Rental, Hire and Car Lease Offers in Dubai, UAE

The omnipresence of smart phones, sparring between the airlines and online travel agencies, the push to lower car rental costs and potential car lease company consolidations are all driving change in the world of travel reservations for big players like thrifty rent a car and Dollar rent a car. Rental Cars UAE provides search results from best car rental companies like Thrifty Rent a Car in Dubai, UAE and Dollar Rent a Car in Dubai, UAE without any sign-up cost for Car Leasing. We can show customers all the brands like Hyundai, Toyota, Mazda, BMW, Audi, Mercedes, Nissan, Mini, Jeep Wrangler, Hyundai Tucson, Kia Sportage, Mazda 3, Kia Picanto, Toyota Fortuner and Nissan Patrol. The website covers all locations across the UAE with many rent a car in Dubai and car rental Dubai companies.Unlike the other car rental portals, we give certain choices when selecting a vehicle that customers will not find with many car hire companies in Dubai. If there is a specific car that a company would like to rent, they can specify that upfront and our agents will work to rent it out through long term rent a car.

We allow our partner rent a car and car lease companies to choose their pickup and drop-off locations, and vehicle and transmission type to get started. They can focus their search even more by sorting the price or car class. Rental Cars also runs special rent a car and car hire deals, which means customers will not find out exactly what car leasing company they are booking with until they have completed the transaction.

They are still able to see what kind of vehicle they are getting and how much room it has, though, they know what they are getting before they confirm a booking. This type of deal is commonly offered for hotels but it is much less common to see them with Dubai rental cars, which makes Rental Cars UAE service even more valuable for Car Hire Dubai.

Rental Cars UAE earns a place on the list of the best car rental sites because we give you more choices than other Car Lease Dubai companies in the industry. In addition to choosing where and when customers want to pick up and drop off, they can also limit results to a specific company.

Then, they are presented with a table listing of the available cars in the city or airport that they have selected as well as the rates for each car class that are offered. There is also the option to view results by price, which is the smart way to go if customers are working with a limited budget and looking for 12 to 36 months booking.

Customers can choose to add rental car insurance and include flight information if they are picking car up at the airport. Travelers who need special equipment like a GPS device or a child safety seat can make these requests directly with the car rental company. Then, all you should do is deliver the car and renew the contract every month which is a win situation for bother car rent company and customer

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Central Leasing, Car – Van Leasing Milton Keynes, car leasing companies.#Car #leasing #companies


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Central Leasing

Here at Central Leasing, we have been specialising in car van leasing as well as short term rental for more than two decades.

Throughout this time we have built a reputation as one of the leading car leasing companies in the area. If you’re a new start or foreign owned company/business we are able to get you credit. Many of these types of businesses struggle to obtain credit from larger leasing companies and if this is the case, contact us today.

To ensure you get the fastest decision so you know exactly where you stand, you’ll be dealing directly with the decision makers, bypassing any call centre, so you can be on the road as soon as possible.

We only provide the most transparent and affordable leasing deals meaning no hidden costs when you return your vehicle after the contract ends.

We are based in Milton Keynes but serve throughout the local area including Bedford, Leighton Buzzard, Northampton, Luton, Dunstable and across Bedfordshire and Buckinghamshire.



Cheap Car Leasing Special Offers, Personal Car Leasing Deals UK, car leasing companies.#Car #leasing #companies


Smart Lease , Established since 1999, We are one of the best and cheapest car leasing companies in the UK, specialising in business contract hire deals and cheap personal car lease.

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* FOR A CHEAP CAR LEASE QUOTE ON ANY CAR PLEASE CLICK BELOW.

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Smart Lease are one of the cheapest suppliers of business and personal car leasing in the UK, we have over 20 Years experience in the lease industry along with a team of dedicated advisors to help you choose the right car at the best price for you.

We specialise in constructing some of the best car leasing deals from a vast number of car manufacturers. We aim to give you the very best car leasing special offers available in the UK.

Due to the huge drive and popularity in both business and personal car leasing our website is continually updated and the best lease deals available for you from the start.

* We never charge admin or delivery fees, what we quote you is all you pay !.

Personal Car Leasing

Personal car leasing is a great way to drive a new car every 2,3 or 4 Years. The best bit is that you only pay for the depreciation of the vehicle and not the full value of the car. For example, if a brand new car costs 20,000 and you take out a 36 Month finance deal you will pay back 20,000 + interest meaning that you will nearly always owe more than the car is really worth. With personal car lease the car might only depreciate 8,000 over 36 Months, so all you will pay is 8,000 over the term of the lease.

We have some of the cheapest personal car leasing special offers and business contract hire rates in the UK and most of the cars are in stock and delivered within 2 – 3 weeks from placing the order.

If you are a high mileage driver we can also add a maintenance package to the business or personal lease which would include all routine servicing, worn tyres and a MOT if required.

Car Leasing Special Offers

If you are looking for cheap business car leasing deals we can also help and save you money, we have many exclusive business and personal car leasing special offers that you wont find anywhere else.

With all our lease car offers you get road tax for the term, full manufacturers warranty, free UK delivery to your door and hassle free motoring.

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Leasing a new car is very simple process. We will help you from the very start, with the best advise we can give, through to organising delivery to your door, Smart Lease will take all the hassle away.

We can also taylor make a lease special offer for you if nothing takes your fancy on the web site, or, keep you up to date with new car leasing deals that come available.

All of our cars are brand new, we never deal in used cars so you will always have a brand new car at the lowest lease rates.

If you are still unsure about business or personal car leasing or would just like to know more please do not hesitate to contact us, we are always here to help.

For peace of mind we can build a maintenance package into your car leasing deals so that all of your servicing costs, replacement tyres and MOT if required are covered in your monthly payments. Give us a call and let us help you find the right personal or business car leasing package for you.

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Call us a on 01604 497572 or fill out an online enquiry form below and we will get back to you ASAP.

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We can quote on any make and model of car from the small city cars right up to executive vehicles.

Also, if you re not one for trawling through web sites to find a great lease car deal, that’s no problem just give a call and we will gladly advise the best leasing special offers we have to fit your budget.

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Best Car Rental Companies in 2017, Money, rental car companies.#Rental #car #companies


The 3 Best U.S. Car Rental Companies to Use Now

If you re looking to hit the open road, there are a lot of choices when it comes to your rental car. To find the best values around, MONEY ranked the 11 largest rental car chains based on our calculation of average daily rates, plus customer satisfaction ratings for reservations, pickup and return processes, and overall costs and fees. (Read all of MONEY s Best in Travel 2017.)

Car rentals can cause a lot of headaches, but Alamo alleviates many of the pain points. The ease of the return process in particular earned kudos from consumers, according to J.D. Power s 2016 ranking. Alamo performs well among cost-conscious younger travelers, says J.D. Power s Richard Garlick. Prices for a budget or compact car run about $42 a day, 7% less than average. The company is an especially good choice if you re planning to share the driving with friends: Alamo charges $12 a day for a second driver, less than most of its rivals.

Enterprise takes the top spot for service, but its base price of $47 a day is not as competitive as that of its sister company, Alamo. Yet Enterprise, which has 5,800 U.S. locations, gives customers a break on many of the add-on fees that can trip you up once you get to the counter. For example, Enterprise generally charges $20 a day for drivers ages 21 to 25, while many of its peers charge as much as $35 a day. Enterprise also gives long-term renters a break with its Month or More plan, which offers bigger discounts the longer you rent.

Budget s prices are some of the best in the business and the lowest among our winners. The company, a subsidiary of Avis, charges about $35 a day, 23% less than average. By paying when you make the reservation, you can shave as much as 35% off the base price, whereas most other car rental companies cap their upfront discounts at 10% to 15%, according to Reviews.com. You ll have to put up with some tradeoffs for that kind of wallet-friendliness, though. Budget s customer service ranked slightly below average in J.D. Power s annual survey, with respondents faulting the pickup process in particular.

Dollar: This car rental company offers the cheapest car rentals of all the companies MONEY analyzed, averaging about $30 per day.

Thrifty: Save yourself some time by using Thrifty s online check-in system. Just plug in your name and reservation information before you pick up your car.

Hertz: Although slightly more expensive than the average car rental rate ($48.50), Hertz claims to be the largest worldwide airport general-use car rental company it s got 1,635 airport locations in the U.S. alone.

National Car Rental: National ranked No. 2 in overall customer satisfaction in J.D. Power s annual report, earning a rating of 813 out of a possible 1,000 points.

Ace Rent-A-Car: One of the few big car rental companies not owned by Enterprise Holdings, Hertz Global Holdings or the Dollar Thrifty Automotive Group, Ace has locations in 20 U.S. states.

Advantage Rent-A-Car: Regular customers can earn a free upgrade, a free day, and a free weekend when they sign up for Advantage s Instant Rewards program.

Payless: This rental company has almost 120 locations nationwide, most of which are located at the biggest U.S. airports.

Avis: The most expensive car rental company evaluated by MONEY, Avis has rates that are over $60 a day, on average.



Travelers Insurance, Auto Insurance, Car Insurance Quotes, Business, Homeowners, car insurance companies.#Car #insurance #companies


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Car Insurance On-The-Go

Comparing car insurance rates online is easier than ever with our handy new mobile app. You can still get the same benefit you get from the normal version of our site by entering your ZIP code above, which will allow you to compare specialized offers from major national insurance providers and local agents in your area. Gone are the days when you had to call one carrier after another – CarInsuranceRates.com has done all the heavy lifting for you! Just enter your ZIP code in the box above to see what our participating providers have in store for you.

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Need help picking the right options? Not sure what the various industry terms mean? We’ve got your back! CarInsuranceRates.com is chalk-full of helpful guides, useful tips, and article after article of informative information, complete with charts, checklists, and case study to help you make the best decision when selecting your policy type or end-provider.

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A check-list on how to change car insurance companies to save money, car insurance companies.#Car #insurance #companies


How to switch car insurance

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It’s easier than ever before to compare car insurance quotes and find a better deal. You can do it using Insurance.com’s quote comparison tool below or over the phone.

But switching car insurance companies the right way is every bit as important.

You don’t want a gap between your policies that can come back to haunt you. You don’t want your old insurance company to cancel your policy for nonpayment and report you to the state. And you want a refund of any premiums that may be due.

Take these six steps when you want to switch your car insurance company:

    1. When to switch car insurance: The best and easiest time to switch is three to four weeks before renewal, giving you time to find a new policy and to qualify for any early-shopper discount. But you are free to switch companies at any time.
    2. Buy a new policy before you drop the old one: A gap of even one day can be costly, not just if you have an accident, but also if your state penalizes registered cars without continuous coverage.
    3. You don’t need to wait for renewal: Big changes in your life — change in vehicles, your address, or even getting married — can mean big savings. You can switch at any time.
    4. Consider the downsides: Some companies may charge an early cancellation fee. While many companies offer a discount to new customers, you may lose some perks and discounts by leaving a longtime insurer so you will want to weigh that.
    5. Cancel your old policy. Usually you have to do this in writing. Your old company may ask for a new policy number, so that your state knows you are continuously insured.
    6. Confirm cancellation and any refund: Make sure your old insurance company confirms; otherwise it pay automatically renew you and then cancel you for nonpayment. You should get a refund of unused premium if you cancel early, minus any fees.

When to switch car insurance

Car insurance companiesThe best time to shop for insurance is about three to four weeks before your old policy is about to renew. Depending on the regulations in your state, a renewal notice will be sent to you approximately a month before your new policy period begins. The notice will describe your coverage, discounts, and your premium amount. Using that information, you can shop online for the same coverages to see your options.

If you have moved, gotten married, bought a house, made major improvements in your credit or changed vehicles, you’re likely to see a substantial difference in rates.

Be sure to get new car insurance first

Always have a new policy in place before canceling your old auto insurance coverage. You don’t want to have a lapse in car insurance for even one day. You would not be covered for any accident that might occur, and your old company may report your expired policy to the state, which may penalize you. Your new company will be able to time the onset of your new policy to coincide with the cancellation of your old coverage.

You don’t have to wait until renewal

All standard auto insurance policies give you the right to cancel your policy at any time, once proper notice is given to the insurance company. You don’t need to wait until renewal. If you choose to cancel in the middle of a cycle, the company will prorate your latest premium payment up to the cancellation date and return the remainder to you.

Some states have laws that prevent a cancellation during the first month or 60 days (to keep drivers from buying a policy to meet registration or license requirements and then quickly cancelling). But there are exceptions:

  • You can show proof that you obtained another car insurance policy with a different insurer, or
  • You no longer own the vehicle that you insured on the policy

Car insurance cancellation fee and other costs

Unfortunately, some car insurance companies may charge a special “short rate” cancellation penalty if you cancel in the middle of a policy term, so be sure to ask before you switch. If they do charge a penalty (it’s often 10 percent of the unspent premium amount), you’ll need to decide if the better rate outweighs the fee you’ll pay.Car insurance companies

Insurance companies advertise that you’ll save 15 or even 20 percent by changing to them, but you may also lose your current insurance company’s loyalty discounts, which can be as high as 25 percent. There are also other auto insurance discounts, including bundling policies, earned accident forgiveness, future renewal discounts, and other benefits that grow with or depend on the amount of time you maintain a policy with that car insurance company.

On the plus side, many car insurance companies also offer a “transfer discount” or new-customer discount, typically 5 percent, to help offset these costs, but you’ll want to weigh what the change will mean to your car insurance’s cost.

How to cancel your old auto insurance

Generally, you need to cancel your auto insurance policy in writing. Send a letter to the company’s customer service address with the following information:

  • Your name, printed or typed
  • Your full address
  • A request to cancel your policy, giving the policy number and effective date of cancellation.
  • A reason for the cancellation, such as “I have bought a new policy” or “I have sold the insured vehicle.”
  • The name of your new insurance carrier and the policy number.
  • Your signature
  • Date of signature

Here is a downloadable cancellation form you can print and send to your old insurance company.

If you have a local agent through a company, such as State Farm or Farmers, you may be able to call and cancel. If you have a policy through an online insurer, such as Geico or Progressive, you may be able to cancel through the company s online policy management system. The company may ask for information about your new car insurance policy.

Your prior carrier may want a copy of the declarations page from your new policy.

If you’ve sold a car, you may be asked to provide a bill of sale.

Most states’ insurance laws actually require the company to confirm that you have a new policy for your car before cancelling your old policy. The reason is that most insurance companies have to report policies that are cancelled to the state insurance department, so the state can keep track of uninsured drivers. This helps reduce the number of uninsured drivers. If they let you cancel your old policy without proof that you had a new policy, they’d have to report you as uninsured.

Confirm cancellation

Don’t just walk away from your old policy without formally canceling it, because most policies are “continuous” – which means your policy will continue to be renewed every six or 12 months, unless you cancel it. If you fail to cancel, your auto insurance company will continue to bill you for insurance and will eventually cancel the policy for failure to pay. It’s much easier to cancel in writing when you’re ready to switch.

Once a policy is canceled properly, you should expect a final notice confirming the cancellation and a pro-rated refund of your premium from the date of your cancellation through the end of your term.

Switching car insurance companies can be a great way to save money. Before switching insurers though, you need to compare the benefits of going with a new insurer or keeping your current policy. Once you’re comfortable with switching, you should then take the time to fully understand how to properly cancel your auto insurance so you’re not hit with any charges.

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The best auto insurers offer more than just a low price.

The best car insurance companies offer comprehensive coverage, superior customer service, financial strength, and painless shopping experiences to get a leg up on their competition. The barrage of TV ads underscores that there’s no shortage of competition in the industry, either. Whether you’re staring at Progressive’s Flo or Allstate’s Mayhem, it’s hard to escape any commercial break without hearing from an auto insurer.

Fortunately, that’s good news for you. Competition usually translates into lower rates and better perks as companies battle for your business. In fact, my husband and I recently switched insurers and cut our car insurance costs by about 35%, all without reducing our coverage levels. All it took was a little time, and now we have a few hundred dollars back in our pockets each year.

Whether you’re new to car insurance or are simply shopping around for a better deal, here are the best car insurance companies, according to my research:

Read on to discover why these companies stand out from the competition. Further down, I’ll explain how I made my picks and discuss the pros and cons of using insurance agents or skipping them entirely.

Once you’re ready to search for the best auto insurance companies, enter your ZIP code in the quote tool below to find the best deals in your area.

Find the Best Car Insurance Rates



List Of Rental Car Companies #design #a #car


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List Of Rental Car Companies

Car rental companies are companies that lease you a car if you are traveling or need a replacement while yours is in the shop. The big three are Enterprise holdings, Hertz and the Avis Budget Group. Hertz is the most well known, and in the travel market, it remains the largest. However, as seen in the Attitude ranked list below, the largest car rental company actually is Enterprise Rent-A-Car, which dominates the local rental market. Often if your car is being repaired, your car insurance company will send you over to Enterprise for the replacement car while yours is being repaired.

For the longest time, Avis touted that they were number two in the market, and trying harder. However, now Avis comes in at number three. Why is that? They may actually be second in the travel rentals like when you pick up a car at the airport or train station. But, as with Hertz, Enterprise again sneaks in at a surprising number one.

The following listing includes our proprietary Attitude ranking, in which we have ranked the companies based on various data points to determine their relative sizes in the market. Among the factors considered are revenues, number of offices and fleet size, i.e. the number of cars they have available.



Save On Auto Transport Companies- Car Transport Companies #repossed #cars #for #sale


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Auto Transport Companies

Auto transport companies really are the most efficient and hassle-free way to ship your vehicle, whether it be  motorcycle shipping. car, a boat or RV. In any circumstance, utilizing the services provided by vehicle transport companies will make your life easier. Whether you are moving your vehicle to your new home or getting a car to a friend across the country it really is easier to just ship it with reliable car transport companies.

There are a few different methods you can use to ship your vehicle, and not all companies will offer every method. You can ship your vehicle with the normal method; by truck, or if that isn’t the most convenient for you there are other methods available. Trains and boats are also available to ship your car if you would like to explore other options. The standard shipping method of most vehicle transport companies, by truck, is often the least expensive and most efficient way to ship your car. When shipping by boat often extra fees are involved and when using a train you often must physically be with your vehicle on its journey which can be troublesome to manage. Trucks can ship your vehicle in most situations right from your driveway with little to no work done by you.

There is also two different ways to go about shipping your vehicle when communicating with a shipper; directly with a trucking company or through a broker. Dealing directly with a trucking company occasionally can be tedious because often they already have set schedules and fitting in another might not be their first priority.  When using a broker you have access to a large number of companies to ship your vehicle and your broker will help you get the most competitive price possible. Brokers also make sure to choose only the best car shipping companies, those that meet all safety, government and state standards.  Brokers are a large reason why shipping your vehicle is now such an easy task. These car transport companies coordinate the date, time and location of both the pickup and drop off of your vehicle, doing all the difficult work for you.

Finding The Right One For You

Finding the right company to move your vehicle from one location to another can be a difficult process. There are many things to consider when making a final choice and each different thing can be more or less important to each individual depending on what type of car they want moved, the distance and things of that nature. Finding the right company that are able to meet all your specific needs is important since some of them may only do short distance moves, some may not be able to handle larger vehicles or have the type of equipment to move a high performance or classic car.

Finding the right  company to meet your needs is very important as it can mean the difference between a simple, stress free experience and a difficult, aggravating one. The right car transport companies will be able to help you with virtually every step of the process, from planning out the trip to performing the actual move and even dealing with any potential issues that come up during the entire process. Once you get a list of several different companies, it is important to provide them with all the information about your vehicle and where it needs to be transported to. This will allow them to give you an accurate quote and also provide many details about how long it will take to ship the car.

Providing the shipping service with the exact details of your car is important because it can affect many things, some of which you might not even think of. When giving them information, make sure you include the make and model of your car along with the year. It is absolutely critical that you also include any aftermarket customizations you have made to your car, especially your car’s exterior, since that can potentially be a concern when loading and unloading the car from whatever truck they use. Some services might not even accept cars with aftermarket add-ons and others may also charge an additional fee. So it’s very important that you provide these types of details.

Services Offered By Different Car Transport Companies

When searching for an auto shipper to move your car, it is important to ask ahead of time what types of shipping trucks they offer. The most common options are regular tow trucks, flat bed trucks, enclosed trucks and multi-car movers. Each of these types has its own advantages and disadvantages and what you’ll want depends greatly on the type and value of car you want moved. It also is affected by the distance you want your vehicle moved and any delivery deadlines you might have.

Some services will only offer one or two of the different truck types, so getting this information ahead of time is critical to ensure you make the right choice. Some car shipping companies may have all the different types of vehicles available but not at every location, so they may need some time to schedule your desired method of shipping. For this reason, it is wise to start looking for a good vehicle shipping company as soon as you know you’re going to need these types of services. Scheduling your move well in advance can also sometimes get you a discount, since they can make their schedules ahead of time to optimize their trips.

Most services are easy to work with and are experts in their field because they have done it so much. Their experience allows them to see any potential problems well in advance and work with you to avoid them. They are also able to make good suggestions on what types of services you will need based on your specific car and situation. Using a car transport service is really worth the money compared to any potential savings from trying to move it yourself by either towing it behind a moving truck or having someone drive it to your new location for you. The safety and security associated with a good, reputable auto transport company is worth the investment all on its own. Security is, of course, very important when moving any high value items and vehicles are perfect examples of this.

Many auto transport services frequently have to move very expensive, performance or classic cars for either car shows, sales or their owner moving. They are able to help get insurance for the move just in case your vehicle is damaged or even stolen during the move. Damage and theft is very uncommon for these experienced companies, but when dealing with such high dollar items like cars it is always better to be safe than sorry.  A typical insurance policy which only covers the actual move of your car is quite inexpensive, especially when purchased through the company itself. Many companies actually offer the guarantee or insurance within their own company. This can be a nice benefit since it avoids some of the potential paper work that comes with getting a third party insurance company involved.

Choosing the right company to provide your shipping services is one of the most important items to consider when having your vehicle moved. Different companies are able to provide vastly different services and at a significant cost difference depending on their experience, different options chosen for the move and if your destination is on one of their normal shipping routes. The right auto shipping company can truly make a huge difference in the success or apparent failure of any vehicle move. While most companies are able to provide at least basic services for any type of car, it’s important to make sure you get the perfect company for your move or you may be left regretting the experience. We have the experience and skill to carry out your shipment smoothly. Fill out a quote form today to get started!

Call 1-800-452-2880 or fill out the form at the top of the page to get a FREE quote today!



Short-term auto insurance companies: a survey of leading providers #car #toys


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Short-term auto insurance companies: a survey of leading providers

If you find yourself in need of short-term auto insurance, companies like these will be a great place to start your search

Free Auto Insurance Quotes

If you find yourself looking for short-term auto insurance and you conduct a quick Internet search, you may find a host of local or regional insurance companies you’ve never heard of. While many of those firms may be perfectly capable of selling and servicing your short-term car insurance needs, you should know that all major car insurance companies offer some form of short-term coverage option. When it comes to evaluating short-term auto insurance companies, it’s no surprise that some of the leading companies with some of the highest ratings are also among the highest rated companies for all forms of car insurance.

Before you shop, determine if you need this coverage

Before selecting one of the following companies for your short-term car insurance coverage needs, you may want to understand a little bit more about short-term auto insurance and when and why you might need it.

Short-term or temporary car insurance is coverage that you can purchase when you just need auto insurance for a few days or weeks or even a couple months. Standard car insurance policies run for six months and will also typcially self-renew unless you have issues relative to claims or changes to rates and options.

Most people turn to short-term auto insurance when they rent or borrow cars for a more extended period of time. Short-term policies also can be useful if you experience a short gap in coverage or if you are substantially changing your circumstances (such as a move to another country or a military deployment.) If you buy a new car, you may also be issued a short-term policy to protect you on the drive home before you can add the new car to your more traditional car insurance policy.

If you truly are in need of this type of policy, you may want to give first consideration to these providers:

USAA

According to customer satisfaction surveys and rankings from organizations ranging from JD Power Associates  to A.M. Best rankings, USAA offers the best customer service and some of the easiest claims processing in the country. If you have an insurance policy from USAA, your primary policy may cover you when you rent or borrow a vehicle. However, if you do not have any insurance and you are renting a vehicle, USAA suggests talking to the rental company about getting temporary coverage for your rental vehicle. This may be more cost advantageous than getting a policy directly from USAA.

If you do need a full-fledged short-term car insurance plan, USAA can build one for you that includes the legal requirements for your state, any contractual obligations you may have relative to car insurance coverage, as well as any additional coverage options you may need to fit the unique elements of your short-term insurance need.

Erie Insurance Group

This is another insurer that you may find while searching for short-term auto insurance companies. It offers clients great benefits such as accident forgiveness and pet-injury coverage. It also routinely ranks high in industry and consumer survey rankings for customer satisfaction, speed and efficiency in claims handling, and overall value. Perhaps its only drawback is that it is a regional carrier and it currently doesn’t serve all 50 states. If you are not currently living and driving in a state where this company does not offer its products and services, you may need to investigate further.

Country Financial

This nationally-recognized financial services company got its start in the insurance field. Founded in 1925 to offer fire and lightning protection for famers and rural households, the company has grown to become a leading provider of car and other insurance products. The company consistently earns A.M. Best Company’s highest ranking (A+ Superior ) for car insurance customer satisfaction, claims handling and affordability. It is also a car insurance provider with one of the lowest rates of consumer complaints among state insurance commissions and oversight offices. In addition to full term, full coverage car insurance policies, it can put together single use, short-term and temporary car insurance coverage packages to suit any situation.

American Family

The tenth largest car insurance company in the country distinguishes iself by service more than size. They  rank well nationally for value and affordability and consistently receive high marks for customer service and claims handling. It routinely has one of the lowest complaint rates of any leading insurance provider. In addition to a full range of coverage options and limits, it offers numerous discounts, including:

  • Bundling auto, home, life discount
  • Air bag discount
  • Multiple vehicle discount
  • Accident free discount
  • Good student discount

While short-term auto insurance policies rarely offer any discounts, American Family extends a surprising number of discounts to customers who need short-term car insurance plans. The options and full range of discounts will vary from state to state, so be sure you ask your representative if you are eligible for any discounts.

Nationwide

The country’s eighth largest car insurance company is no stranger to putting together unique and innovative policy packages for its customers.  The company routinely ranks well for price, value and customer service, and high for availability and for its network of agents. The company offers numerous discounts for qualifying drivers, including:

  • Multi-policy (bundling) discounts
  • Family discounts (for having one or more driver from the same family covered)
  • Accident free discounts (if you go at least five years without an accident)
  • Good student discounts (for teen students with a B or better grade average)
  • Defensive driving training discounts
  • Anti-theft device discount
  • Farm Bureau discount (offered if you join the Farm Bureau)

The availability of discounts will depend on the state where you live and drive, so be sure you consult with your representative to see if you qualifty for any discounts on a short-term policy. Nationwide also offers a unique family pricing plan that extends coverage options, rates and discounts to all insured drivers living under the same roof.

If you’re looking for the gecko or your good neighbor or a pair of good hands, they do offer short-term car insurance, but getting it from one of the largest companies in the country will likely cost you substantially more. As with many products and services, you will pay for the “convenience” of only needing car insurance coverage for a short period of time. But with these featured firms, there are some opportunities for disounts and reduced rates you might not find with competing carriers.

If you are borrowing or renting a car, or if you find yourself with lapsed coverage or a unique situation warranting a custom solution, short-term auto insurance might be it. To know for sure, it might help if you spend some time with a local and licensed car insurance agent with access to some of these leading companies. An agent will be able to help you determine if a short-term policy is your best option and can even show you some sample policy options to compare before you buy. Reply! can help by putting you in touch with car insurance professionals in your area familiar with short-term auto insurance policies and companies.

Free Quotes! Click here to get FREE Short-Term Car Insurance estimates now!



Best Rated Auto Insurance Companies. #best #used #cars #to #buy


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Best Rated Auto Insurance Companies

Price is important when choosing an insurer, but you shouldn’t judge which company is best based on price alone. It’s also important to have top-rated customer service. There are a couple of resources you can use to learn which companies have the best customer service and claims handling records. Here are some of the most reliable.

J.D. Power Ratings

J.D. Power is a marketing company that researches customer satisfaction with insurers. They ask tens of thousands of consumers each year about their opinions and publish the results in three major surveys.

Want to know which are the best companies to buy from? Check out the “purchase experience survey”. It rates the best insurers on policy offerings, price, and other issues. This survey is national and includes results from about 25 insurers.

Want to know the top companies for handling claims? Look at the results for the “claims satisfaction survey”. It rates insurers on agent interaction, the repair process, and other parts of the claims process. This survey is also national and includes results from about 25 insurers.

Finally, the “U.S. auto insurance study” looks at customer satisfaction overall. The results of this survey are broken down into 11 regions for a more localized view. The most recent edition included results for nearly 50 companies.

With the J.D. Power ratings, you get a good idea of how major insurers measure up during two of the most basic interactions with consumers: buying a policy and using it.

ConsumerComplaint Reports

Another resource is your state’s consumer complaint reports. These don’t have the same recognition as the J.D. Power reports, but they can still be useful. Insurance regulators produce them each year and publish them online in most states.

You can use these reports to see how many complaints were filed against the largest car insurers in your state. The complaint information will give you get a better sense of which insurers have the most and least satisfied customers. The reports sometimes include hundreds of insurers, and it can get overwhelming. However, they can still be a good resource when you’re researching a smaller insurer that may not be featured in the J.D. Power ratings, or if you want to see the worst offenders so you know which companies to avoid.

Some reports include helpful “complaint ratios.” If your state includes these, this is the statistic you should pay attention to. The complaint ratio is a measurement that levels the playing field for bigger and smaller insurers. If you look at the complaint numbers alone, big insurers have a disadvantage. For example, a company with 1 million customers will probably get more complaints than one with 10,000 customers just because of the size. Complaint ratios account for this and show how many complaints a company gets per customer or per premium dollar.

Reviews from Family and Friends

Another useful (but less scientific) way to learn about a company’s customer service record is to ask family and friends.

Consumer surveys are not the only source of information.Talking with other consumers about their experiences can also give you priceless insight into how a company treats its customers.



Best Extended Car Warranty Companies in 2015 – Top Rated Used Car Warranties #car #rental #germany


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Extended Auto Warranty

#1 CARCHEX

CARCHEX Review

CARCHEX provides their customers with coverage options ranging from major auto repairs to bumper-to-bumper warranties. CARCHEX has had a satisfied customer base for over 12 years and maintains an A+ rating with the Better Business Bureau. Their easy online process helps consumers compare quotes from multiple providers that CARCHEX partners with, so you are sure to find the coverage options that best meet your needs. When we spoke with the reps at CARCHEX they were extremely friendly and helpful. They walked us through all of the coverage options available and took their time explaining the differences between each plan.

CARCHEX is our number one rated extended auto warranty company for their outstanding service along with their affordable plans.

What Customers Liked

  • Helpful customer service representatives
  • Easy to compare multiple coverage options
  • Quick response to get a quote
  • Multiple payment options
  • 30-day money back guarantee


The Best 5 Car Moving Companies: Rating and Reviews. #auto #traders


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The Best 5 Car Moving Companies: Rating and Reviews

If you re looking for car moving companies to get your vehicle transported, you need to make sure that you deal with companies that are federally licensed and bonded. The company should also have good customer satisfaction ratings. If you ve already got a quote from a car moving company, make sure you verify the company s standing with the Better Business Bureau. You could also obtain quotes from the companies given below to compare the rates and services offered.

1. Momentum Transport

This company has received a Better Business Bureau Rating of A+. Momentum Transport offers quick door-to-door pickups and full insurance coverage. They also have different types of carriers that suit every budget.

Global Auto Transportation is BBB accredited and offers you a 100 percent satisfaction guarantee. They competitively price their services and offer free quotes online. You could also avail of a 10 percent discount by visiting their website.

United Auto Transport has been in operation for several years and has been offering good services at competitive rates. You could visit their website to get a free quote or call one of their toll free numbers. The company has been given a 5 star rating on Transport Reviews.com .

4. CarShipping.com

You could use CarShipping.com to obtain some of the best auto transportation quotes. The company only works with insured transportation companies that are in accordance with the specifications put forth by the Federal Motor Carrier Safety Administration. You can get nearly seven quotes by simply entering a few details online and avail of low cost car shipping services.

Direct Express Auto Transport has an A rating on the BBB. They offer quality services at an affordable price and only work with insured carriers. You could get an instant quote by filling out the quote request form online.

It s important to deal with insured companies in order to claim your money if the vehicle gets damaged during transportation. Also read the auto transportation agreement carefully before signing it.