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Car Insurance

Great rates and rewards on car insurance from The Hartford.

12-Month Rate Protection

New Car Replacement Coverage

24/7 Claims Hotline

ADVANTAGE PLUS Program

Disappearing Deductible

Waiver of Deductible for a Not-At-Fault Accident

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Tailor your car insurance at a rate you can afford.

Non-Collision Damage

Auto Policy Bodily Injury Liability

Uninsured-Underinsured Motorist Bodily Injury

Personal Injury Protection a.k.a. No-Fault Insurance

Towing Coverage

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We help make great car insurance more affordable.

Ways to Save on Car Insurance

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Anti-Theft Device

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Defensive Driver Course

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Good Student

  • Is in the upper 20% of his/her class scholastically
  • Maintains a B average or equivalent
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The Hartford publishes reviews so you can read about actual experiences our customers have shared. The reviews on this site are individual descriptions of costs, savings amounts, and customer experiences with our products and services that will vary based on their unique circumstances. Please note that each review is presented in its original form after having been reviewed by The Hartford and reviews are not representative of all customers.

The Hartford publishes reviews in order that site visitors may learn from actual experiences our customers have shared.

The Hartford applies several guidelines in the consideration of customer reviews for publication on our web site.

In general, reviews are published if they are relevant to the experience and not defamatory.

While the application of publishing guidelines is a subjective process, the following are frequent reasons which may prevent posting of a review:

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Classic Car Insurance, Compare Cheap Online Quotes, classic car insurance online quote.#Classic #car #insurance #online #quote


Compare Cheap Classic Car Insurance Quotes Online

At Classics Car Insurance, we provide a complete spectrum of classic car insurance policies through our impressive network of brokers and insurers and strive to offer cheap yet quality car insurance cover along with competitive prices. We appreciate that while some clients may be seeking the cheapest classic car insurance, others may be looking for a specific type of cover or limied mileage policy.

Our network includes a range of classic car insurance companies offering specialist schemes for the following makes and models of vehicle:

  • Abarth
  • AC
  • Adler
  • AEC
  • Aero
  • Alfa Romeo
  • Allard
  • Alvis
  • AMC
  • American LaFran
  • Amilcar
  • Any
  • Armstrong Sidde
  • Aston Martin
  • Auburn
  • Audi
  • Austin
  • Austin Healey
  • Beauford
  • Bedford
  • Bentley
  • Berkley
  • BMW
  • Bond
  • Borgward
  • Bricklin
  • Bristol
  • BSA
  • Bugatti
  • Buick
  • Cadillac
  • Callaway
  • Caterham
  • Checker
  • Chevrolet
  • Chevron
  • Chrysler
  • Citroen
  • Commer
  • Component Car
  • Cooper
  • Cord
  • Daf
  • Daihatsu
  • Daimler
  • Datsun
  • Dax
  • De Dion Bouton
  • Delage
  • Delahaye
  • Dellow
  • DeLorean
  • Dennis
  • DeSoto
  • DeTomaso
  • DKW
  • Dodge
  • Duesenberg
  • Elva
  • Essex
  • Excalibur
  • Facel Vega
  • Ferrari
  • Fiat
  • Ford
  • Fraser Nash
  • Gaz
  • General Motors
  • Ginetta
  • GoggoMobile
  • Gordon Keeble
  • Gwynne-Albert
  • Healey
  • Hillman
  • Honda
  • Horch
  • Hotchkiss
  • HRG
  • Hudson
  • Humber
  • Hummer
  • Hupmobile
  • HWM
  • Hyundai
  • International H
  • Invicta
  • Iso
  • Isotta Fraschin
  • Isuzu
  • Jaguar
  • JBA
  • Jeep
  • Jensen
  • Jowett
  • Kit Car
  • Lada
  • Lagonda
  • Lamborghini
  • Lanchester
  • Lancia
  • Land Rover
  • Lea Francis
  • Lexus
  • Leyland
  • Lincoln
  • Lloyd
  • Lotus
  • Marcos
  • Maserati
  • Matra
  • Mazda
  • Mercedes
  • Mercury
  • Messerschmit
  • Metz
  • MG
  • Mini
  • Mitsubishi
  • Morgan
  • Morris
  • Moskvich
  • Mosler
  • Motorcycles
  • Nash
  • Nissan
  • Noble
  • none
  • NSU
  • Oakland
  • Oldsmobile
  • Opel
  • Overland
  • Packard
  • Paige
  • Panhard
  • Panther
  • Peugeot
  • Plymouth
  • Pontiac
  • Porsche
  • Railton
  • Raleigh
  • Rambler
  • Reliant
  • Renault
  • Riley
  • Rochet-Schneide
  • Rolls Royce
  • Rosengart
  • Rover
  • Saab
  • Sabra
  • Salmson
  • Scimitar
  • Seat
  • Simca
  • Singer
  • Skoda
  • Standard
  • Stanley Steamer
  • Star
  • Studebaker
  • Stutz
  • Subaru
  • Sunbeam
  • Suzuki
  • Swift
  • Talbot
  • Tatra
  • Tatra
  • Tiger
  • Toyota
  • Triumph
  • TVR
  • Ultima
  • Vanden Plas
  • Vauxhall
  • Velorex
  • Volga
  • Volkswagen
  • Volvo
  • Westfield
  • Whippet
  • Willys
  • Willys Knight-C
  • Wolseley
  • Zastava
  • Zil
  • Zimmer

Our partners can offer insurance schemes for car manufacturers in the list above and many more, to get a competitive quote from our partner network, simply click the ‘get a quote’ button above and see how much you can save with Classics Car Insurance.

Classics, through its network of specialist classic insurers are able to offer some great deals on classic and limited mileage policies for British classics. So if you are the proud owner of a classic MG or a timeless Austin Healey, whatever your needs as a classic car driver, we can help put you in touch with an insurer who can fulfill your needs.

Latest Classic Car Insurance Blog Entries

Interesting Classic Cars to Come Under The Hammer

Bonhams is to preside over the sale of a number of interesting classic cars at The Bothwell Collection auction that is to take place on the 11th November 2017 in Los Angeles. Below we mention a number of the classic Continue reading

Classic Car Values Fall

People buy a classic car for a variety of reasons with one of those being as an investment that they hope to sell for a profit in a few years time. Of course, there is a risk attached if you Continue reading

Why Do Enthusiasts Restore Classic Cars?

There are a considerable number of classic car enthusiasts who will purchase such a vehicle that is already in immaculate condition both mechanically, the bodywork and interior. This means that he or she can merely make sure that there is Continue reading


Buy vintage classic antique old car parts of quality online at Classic Motor World, classic car parts.#Classic #car #parts


Classic Motor World

Classic car parts

Vintage car parts of exceptional value and quality are what we carry.

We thank you for visiting us at Classic Motor World. Our customers know

that the value of their antique or classic car depends on the quality of the

parts they use, it’s that simple. Our unique line of products from the very

best manufacturers has been carefully selected. We feel the best interest

of our customer is 1st priority. Select, quality products are better than a lot

of marginal products. This is our basic mission and philosophy.

We carry restoration parts and accessories for the following fine cars.

GENERAL MOTORS: Buick, Cadillac, Chevrolet, Oldsmobile, Pontiac

FORD MOTOR COMPANY: Ford, Lincoln, Mercury, Thunderbird

CHRYSLER CORPORATION: Chrysler, Dodge, Plymouth

Please take a moment to SCROLL DOWN this page for a QUICK OVERVIEW and easy

reference to vintage car parts you will find in each of the groups and sub-groups within them.

See lamp bulbs for old car standard and halogen headlamp bulbs, that are are now available.

Please CLICK on any Picture or Underlined Words . Come On In !

ON-LINE CATALOG

The sections below are everything we have to offer and this is our only catalog of parts.

Each group or section usually has sub-sections and many pages of parts within these.

We offer you an easy to use format, so click and scroll each page for all the information.

Classic car parts

Body Rubber

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Chassis

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Convertible

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Engine

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Interior

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Literature

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Under Hood

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Windshield

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Heater and A/C

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Lamp Bulbs

Our website is EASY to navigate. Choose a main group above and click it.

A page with one or more sub-groups may appear with more choices.

Click on the item of interest and you are there!

Note: Use the parts search link only if you don’t find what you are looking for in the above groups pages.

We are a factory authorized dealer for the Pertronix Ignitor and Pertronix Flamethrower products that we feel are a much better value antique car electronic ignition than MSD Ignition and the others. We sell Acme convertible tops and boots, Metro Moulded Rubber, Steele Rubber Products, Soffseal, Repops, Custom Autosound, and New Port antique car wiper motor kit products. Although we don’t list every item available that these manufacturers make, we will gladly give our customers the same attractive discount on their products as the ones we have listed on this website.

#1 Really Helpful and Important, yet long-winded Tip:

Hardtop or Sedan? One of the most mis-understood terms used in the antique, classic and vintage car parts industry is whether or not your car body type is a Hardtop or a Sedan style. This is a common problem that is really easy to understand! Picture in your mind rolling all the side windows down. Could you now run your arm from front to back without hitting a fixed post? If the answer is yes, it’s a Hardtop. If the answer is no and you smacked your arm on a fixed post that didn’t roll down, it’s a Sedan. A Hardtop may be called a Sport Coupe, Pillarless Coupe or Riviera (as Buick pioneered this innovation in 1949). A Sedan, Sedanet or Coupe body style has a fixed post that never moves or rolls down. There are exceptions to this, but rarely. How many doors the car has is not an issue because both body styles came in 2-door and 4-door models. Always give Year, Model and Body style when you ask for parts.

We have been serving the old car parts and the antique and classic car community

for over 27 years. For all of those years we were in Southern California. In the fall of 2002,

we moved to Oregon, where we’re now well established and serving our customer’s needs.

Our sincere thanks go to all of our customers, both loyal old ones who have been at this for

a while and our new ones just starting a Love Affair with an old car. Marc Smiley – Pres.


Classic cars & articles on vehicle restoration at OldClassicCar, classic car parts.#Classic #car #parts


Old Classic Car.

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Photo Of The Day.

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This site has a substantial parts, or “autojumble”, section. If you have old bits cluttering up your garage, why not pop a mention on the relevant page(s) within the classic car parts section? The latest ad, placed 11 Nov 2017, is on the FIAT 501 page. You can also view all ads for a given make. Enthusiasts of motorcycles, tractors, vans and lorries haven’t been forgotten either, with sections for those also.

I’m interested in featuring stories about the cherished machines that belong to readers of this site – please email me your vintage car story, and preferably a few photographs too, whether yours is on the road yet or in the middle of an epic rebuild. Memories of driving in days gone by, say in the 1960s or before, are also very welcome as they can make for a great read.

In 1987 I passed my driving test in a Mk1 A40, bought new by my great aunt and uncle in 1960. The car is still here, but needs plenty of tlc now. It shares garage space with a Dodge car built in 1924, a truck of the same manufacture from 1940, and a pre-war Morris.

Classic car parts


Classic Car Insurance UK, Get a Quote, Classicline, classic car insurance.#Classic #car #insurance


Classic Car Insurance Specialists

Here to stay. Established in 1985. Having already provided 30 years of specialist cover for classic cars, we aren t going anywhere.

What we don’t know about classic car insurance isn’t worth knowing. Iconic, antique, collectable or prestige, we specialise in insurance policies that are as unique as your car.

Our UK based team know this niche market inside-out so with us behind the wheel you’re guaranteed immaculate service.

Why choose us

Classic car insuranceFor the past 30 years we’ve been a specialist, independently owned classic car insurance broker who pride ourselves on exemplary customer service, industry knowledge, personal approach and competitive premiums.

Through close relationships with our panel of insurance providers and our exclusive markets we are confident that we can find the right policy and tailor it to suit your individual needs.

To find out more about our specialist car club liability insurance policies or to discuss your specific requirements with our experienced team contact us today.

Quick Links

Your Contacts

Looking for contact information for ourselves, your breakdown or insurance policy provider? Look no further.

Your Documents

Taken out a policy and would like to view any forms or policy wordings? Then click the link below to be taken into a world of words and forms.

Agreed Valuation

Are we dealing with the agreed valuation for your vehicle? Then this form will help speed up the process of getting the information to us.

Quotation

For all your new car quotation needs whether you re a new or existing customer.

Recent News

Join us at the NEC Classic Motor Show for a chance to win free insurance worth £200

Ice to see you

Leicester is UK s classic car capital!

Small screen cars with big appeal

Testimonials

I wanted to say how grateful I was for the customer care you showed me and the fact you went all out to enable this to happen should I have gone. Classic Line insurance gives an exceptional service to their customers and I will be continuing to use you so long as I have a car to insure.

S Williams Policy Holder

I have used ClassicLine for many years. I have always had a fast, comprehensive, efficient and personal service for both my classic and modern cars – I don’t hesitate to highly recommend them. ClassicLine … comprehensive personal … I haven’t found better.

C Matthews Policy Holder

I have to say the customer service at ClassicLine is second to none! Really impressed with how helpful the staff are.

S Caulson Policy Holder

We attended the ESRA event in Belgium, last week and had the misfortune to break down in our Willys hot rod. We called Europassistance, everything went as explained, and we had a recovery truck with us within 45 minutes. Took us to Zebrugges in time etc. Thank you ClassicLine, a great service.

Mr Mrs Mearns Policy Holders

We’ve been insuring our vehicles with Classicline Insurance for more than 10 years now.

After experiencing the usual ‘call centre’ companies in the past, ClassicLine’s attention to detail and commitment to customer service is truly First Class. We would have no hesitation in recommending the team at ClassicLine Insurance.

B Lowe Policy Holder

Not only do they seem to be able to offer consistently cheaper, more comprehensive cover than their competitors, they do it in a friendly, approachable and responsive way. If you’re considering insuring a vehicle, I heartily recommend talking to the guys at ClassicLine – at the very least you will have an enjoyable chat with a real person and you could (like me) save yourself quite a bit of money in the process.

I would like to commend you for your handling of my policy and for all your help in helping me in getting to the bottom of my issue. and it’s due to the likes of you that I continue to insure my cars with the company.


Online Classic Car Insurance, Competitive Classic Car Quotes and Cover, Brokers For Lancaster Insurance, classic car insurance.#Classic #car #insurance


Classic car insuranceClassic Car

Provider Of Classic Car Motor Insurance!

If you are looking to insure your classic car, look no further! We have teamed up with Lancaster Insurance to offer you competitive cover for your classic car. Lancaster are specialists in arranging classic car insurance and will search their panel of insurers which includes many of the UK’s leading insurers to get you a great deal on your classic car insurance.

To obtain a competitive classic car insurance quote and cover simply click on the link below. You will be transferred to Lancaster Insurance Services Ltd for your classic car insurance quote.

Classic car insurance

Alternatively, you can telephone Lancaster to get an insurance quote on 01480 484848. Please tell them you were introduced by Hodgson Insurance Services.

Lancaster Insurance Services has specialised in providing classic car insurance to the UK market since Classic car insurance1984. The knowledge and experience they have gained by working in this area has enabled them to tailor their insurance schemes to meet the individual needs of today’s classic car owners. With access to over 20 insurance companies offering 100 insurance schemes underwritten by the UK’s leading insurers and with an instant quotation available online and if acceptable instant cover given, we feel our partnership with Lancaster Insurance will help bring you the experience who are after in purchasing insurance cover for your classic car.

Classic Car Policy Benefits.

Free European travel for up to 90 days a year *.

Windscreen cover is available for the repair/replacement of glass, the windscreen or windows*.

Includes personal effects and audio cover (Not available with some classic car policies out there)*.

* Benefits subject to cover selected.

Courtesy car available following a claim on Comprehensive cover policies.

Approved network of repairers following a claim or use of your preferred repairer.

Classic Car Cover Criteria.

Cover available for up to 5 drivers.

Modified vehicles are acceptable.

Vehicles can be covered up to a value of Ј60,000.

Drivers can be covered aged between 21 – 70 years old.

All drivers must have held a full UK of EU licence for at least 3 years.

Mileage limits can be from 1,000 up to 40,000 miles per annum.

No garaging clauses on most schemes. (Most companies insist on this)

Comprehensive and Third Party Fire Theft cover available.

Social, Domestic Pleasure use included with optional commuting and business use available.

All drivers must have been claim free in the last 12 months.

All drivers must have had no more than 2 minor motoring conviction, e.g. SP, PC, CU.

Classic Car Discounts Available.

Discounts for low mileage or limited mileage through the year.

Classic Car Club members discount.

Classic Car used as a secondary vehicle and not your main car.

Introductory discounts available up to 65% for new classic car owners.

Classic car kept in a secure locked garage discount.

No Claims Discount.

Limited drivers discount.

Age of driver discounts.

Additional Services Available Under The Classic Car Insurance Scheme.

Guaranteed Agreed Valuation – In the event of a total loss claim you will be paid the certified value of the vehicle (less the policy excess).

Breakdown Recovery Service – You have the option to include Lancaster Insurances competitively priced breakdown package which includes breakdown assistance, nationwide recovery and home call.

Legal Expenses Protection – In the event of a non fault claim this protection can help in recovering your uninsured losses from the third party and includes legal assistance and a legal advice line.

Classic car insuranceFor A Great Deal On Your Classic Car Insurance Just Click The Button Below.

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Some Useful Advice, And Explanations For Your Classic Car Insurance

What type of vehicles can be insured?

Lancaster can quote for all types of classic cars ranging from your standard classic car, but including things like classic vans, modified classic cars, ex-military vehicles, certain imported classic cars, American classic cars and classic motorhomes like VW campers, classic tractors, classic 4X4’s, and classic Landrovers.

At what age is a ‘Classic Car’ classed as a ‘Classic Car’?

Lancaster can quote for most vehicles under their classic car scheme when they are over just 12 years old.

What if I have a dodgy driving history?

Lancaster can quote for drivers who have had previous accidents or if they have a conviction history, like speeding convictions, no insurance convictions etc. To start with though you must be claim free in the last 12 months and have no more than 2 minor convictions.

My Classic Car is not garaged, can it still be covered?

Lancaster can cover all types of classic cars if they are kept on the road or on your private property, although discounts are available if you can put the car in a locked garage. They will also quote if the car is kept at a different address to your own home.

What exactly is a ‘ Guaranteed Agreed Valuation’?

Classic car owners can often spend a lot of time and money restoring their beloved Classic to its original (or better) condition. In some cases the amount spent exceeds the amount the car is actually worth, otherwise known as ‘market value’. This is why a ‘Guaranteed Agreed Valuation’ is offered on all the classic car insurance policies, for which an additional premium is payable.

Once applied to the insurance policy an agreed valuation application form will be included with your documentation. Lancaster will require 6 current photographs of the insured vehicle, made up of 4 exterior body exposures, 1 of the interior engine bay and 1 of the interior.

Once the agreed valuation report and photographs are received by Lancaster, an expert valuer will set the Guaranteed Value of the vehicle. The valuation is valid only from the date printed on the Agreed Valuation Certificate of which one copy will be sent directly to you.

If during the course of the annual insurance period a total loss claim occurs, the amount paid as a result of a claim will be the guaranteed value amount stated on the current valuation certificate less any policy excess.

N.B. Most insurance companies will offer you an Agreed Valuation policy, but will knock off wear tear values or if they don’t think it’s worth what you said, they will put their own value on it. Lancaster will pay you exactly what you insure for.

How do I arrange cover and pay for my policy?

This classic car scheme is arranged entirely online for New Business. Just click on the quote buttons on this page and run through the quick questions on the quote form. If acceptable you can arrange cover instantly online at the end of the quote. A secure online payment facility will then take your credit or debit card details and collect the payment. The new business documents will either come to you directly from Lancaster Insurance or from ourselves Hodgson Insurance Services. Any mid term changes can be made again directly to Lancaster or via ourselves. At renewal time you will be notified by email from Lancaster Insurance and a new competitive renewal figure given.

I’m a member of a Classic Car Club, Can I get a discount?

Lancaster may be able to offer discounts if you are a member of a classic car club. Whether it is BMW Classic Car Club, BMW Club, a sports car classic car club, whether you belong to club in the north or south, an American classic car club, any type of vintage or classic car club a discount will be given. Lancaster not only provide superb classic car insurance policies, they also run and look after the MG classic car club and publish the MG club magazine.

If you’re not a current member then you may find the discounts given on this scheme are bigger than if you didn’t join, so perhaps you should join a club near you now .

If you would like to obtain an insurance quotation for your classic car, just click on the button below. You will be transferred to Lancaster Insurance for your quote.

Classic car insurance

Competitive Classic Car Insurance Cover Available Now


Classic Car Insurance – Specialist Cover From Footman James, classic car insurance.#Classic #car #insurance


Classic Car Insurance

Classic Car Insurance specialists for 30 years

At Footman James we specialise in classic car insurance and vintage car insurance. We understand that classic cars are more than just vehicles; they are a passion and a labour of love. This comprehensive cover is designed to recognise the true value of your classic car. We have been arranging classic car insurance for over 30 years, delivering specialist classic car insurance for owners, collectors and traders.

As lovers of classic cars, we enjoy links with many enthusiasts and their clubs, such as the Morris Minor Owners Club and the Jaguar Enthusiasts Club, directly engaging with them by sponsoring classic car shows and offering specialist rates for club members. To see the full list of clubs and associations that we work with, please visit our Classic Enthusiast Clubs section.

What classifies as a classic car?

Deciding what cars classify as a classic has been a matter of much debate. Though only vehicles pre-1976 are tax exempt, many more modern vehicles, often known as modern classics, can also be considered a classic car. If you are unsure about whether your vehicle is applicable for this cover, apply for a quote here.

Vintage wedding and modified cars cover

Vintage car insurance policies from Footman James also cover modified vehicles.

Wedding vehicles are also covered in our vintage car policies, meaning that if you want to use your classic car to help create a dream wedding for others, our specialist vehicle cover is the best choice.

With a proven passion for classic cars, you can be confident that by arranging your insurance through Footman James, your classic car, whether it is a Volkswagen Beetle, MG MGB or a Morris Minor, will be covered.

If you own 3 or more classic cars then please visit our Multi Vehicle Insurance page.

If you have any questions about our cover or want to find out more, please call 0333 207 6212 or email [email protected]

Opening Hours:

Mon – Fri: 7am – 9pm

Classic car insurance

At Footman James we understand that classic car enthusiasts want to make the most of their classic cars. That’s why we can now offer a range of additional cover options, which allows customers to pick and choose cover to suit their particular needs. The cover options are collectively called FJ+ and includes options such as wedding hire, breakdown and nil deduction salvage retention. So whether a customer wants to drive other classics, hire their car for weddings or wants to participate in track days we’ve got it covered!

Policy Options

Multi Vehicle

An insurance policy under which both modern and classic cars can be insured on a single policy providing there is a minimum of three cars of which the majority are classic cars.

Limited Mileage

Lower premiums can be offered if you can limit your annual mileage. Mileage options available online and within the call centre are 2000, 3000, 5000, 7000 and 10,000.

Laid Up Insurance (Agreed Value Option)

This valuable cover applies whilst your vehicle, its accessories and its spare parts are kept in a locked garage/building. Your classic car is also covered while it is temporarily out of the garage if you are exhibiting it, or having it repaired, in the UK (including while it is transported by trailer to and from the exhibition or repairers premises). Agreed Value option available on Laid Up policies.


Classic Car Insurance Group, Online Comparison Quotes (CCI), classic car insurance.#Classic #car #insurance


CLASSIC CAR INSURANCE GROUP

Helping you find the cheapest price online.

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We Change The Way You Obtain Quotes!

Looking for an online classic car insurance quote?

Look no further, Get a quote free online.

COMPARE CHEAP CLASSIC CAR INSURANCE QUOTES ONLINE!

It Doesn’t Matter How Old You Are!

We can get you a classic car insurance quote for all ages, you will be surprised at how cheap our quotes can be, There’s no obligation to buy from any of our insurers, just get a quote to see how much you can save. Make sure you’re getting a cheap insurance quote that covers you for the things that matter. In a few minutes, you could save a lot of money. Go ahead, get a quote now!

Compare Classic Car Insurance Online!

Our primary goal is to make classic car insurance shopping, a complete breeze. We have the latest comparison online tool which can generate you an accurate quote within minutes of completing the form.

Our insurers cover all of the UK and all ages are guaranteed a quotation, we’ve been told we provide very cheap classic car insurance for our visitors and we take pride in doing so!

Getting a quote couldn’t be easier, just click on the quote button to start, takes a couple of minutes to enter a few details about you and are classic car and away you go!

Classic car insurance

If you need any help, these articles may be of use to you, we explain the benefits of using a classic car insurance compare site, the age limits of the cars and also if you’re wanting to insure an American classic car too, we have further insurance information below with additional articles for you to read if needed.

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Find out how age makes insurance cheaper……

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Classic American car insurance online……

These Articles will explain a little further about classic car insurance incase you’re wanting more information, feel free to take a read, They should help you with obtaining a decent low price classic car insurance quote.

Cheap classic car insurance, the run down..

Classic car insurance under 21, 25, any tips…

Classic Car Insurance in the UK could not be easier!

Vintage and classic car owners are often devoted to maintaining their cars because they consider them a hobby, passion and a great treasure. That’s why they need specialised classic car insurance policies that can protect the cars against any damage as well as the increased risk of theft. But since the insurance market is filled with a lot of insurance companies, there’s need for one to carry out classic car insurance comparison to find favourable policy options that can cover the classic car while making significant savings.

What Is A Classic Car?

For insurance purposes, a classic car can be defined as a car that’s 15 years or older. There’s no fixed age group into which a classic car can fit into; the definition is entirely at the discretion of the insurer. That is why it is good to compare among the range of classic car insurance providers and prices before subscribing to one. Classic car policies prices are very competitive as many insurers believe that such vehicles are well maintained by caring drivers and keep the lowest mileage as possible.

How Are Classic Car Insurance Covers Valued?

Classic car insurers offer either standard cover for cars at their current market value ( which can be less than their true value) or specialised classic car policies covering cars for their true value as classic( often referred to as agreed value cover). Car owners looking for agreed value cover can always speak to insurers to find out whether they can add it to their policy. Choosing to add an agreed value cover to a policy might increase premiums and cause the car owner to incur additional charges but it can offer cover that’s specifically tailored to the classic car. Other additional cover options offered by insurers in the UK market include breakdown cover, legal protection, EU cover, Laid up cover (when the vehicle is on the road) and limited mileage discounts. It is important for classic car owners to look at the fine print of the cover value of any of policies before buying any of them, if they have any doubts.

How Is Classic Car Security Ensured?

Desirable classic and vintage cars can be attractive to thieves since most of them do not have sophisticated security systems. That’s why some insurers will insist that classic vehicles under insurance be garaged overnight or be fitted with enhanced security systems. Fixing an alarm system or a tracker on a classic car can not only protect the car against any risk of theft but it also helps significantly cut down the cost of the cover. Upon making any modification to the car, the owner should inform the insurer of the changes made to the factory- standard specifications, without which the cover will be invalidated.

Is Joining Classic Clubs Important When Finding An Insurance Cover For A Classic Car?

Members of a classic car club often receive discounts from some insurers when arranging cover for the vehicle. Some clubs can also provide for a convenient way of finding specialist insurers for vintage vehicles. But the most important thing for any classic car owner is to compare prices and product features against the other available options in the market so as to get the right policy at the lowest cost possible.

There are additional benefits to joining a classic car social group, outings, drive bys during summer periods and just the general fun you would obtain from driving your classic car, besides all that, you can meet great people who share the same interests as you.

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