Car Photos – Zero To 60 Times


#cars pictures
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Car Photos

Browse Thousands of Amazing Car Pictures

Do you like incredible performance cars, priceless classic cars, muscle cars, expensive luxury cars, exotic sports cars or even high-performance motorcycles? Zeroto60Times has compiled these pictures and more in our exclusive car photo gallery section. Nearly all of the car photos are high-resolution so that you get the most out of the images. Beyond our car photo gallery, you can also view other awesome car pictures in the car picture gallery on the main website as well as throughout the blog itself. We hope that you enjoy our car photo gallery! Feel free to post a comment, click the Like button or share with your friends. You can even send us a picture of your

sweet ride and we will consider adding it to the car photo gallery.

Remember, If you have a suggestion of an additional car picture category that you think we should add, then we encourage you to send us an email! If you like this car pictures page, then link to us from your blog, website or social network account and tell your friends! Click the following link to view large car logos .


Car Part Exchange with Stoneacre Motor Group


#part exchange cars
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Car Part Exchange

One of the prime avenues to saving money on your next car is by getting a car part exchange, allowing you to put the value of your outgoing vehicle against a new one and can act as your full or partial deposit.

Having a part exchange car value may also relieve the need to sell your outgoing car privately, a process that can take a painstakingly long time and one that can see you deal with plenty of ‘tyre-kickers’ who aren’t wholly serious about purchasing your vehicle.

Get a car part exchange with Stoneacre

When you come to Stoneacre to get a car part exchange, you can be guaranteed of a quick and hassle-free process that also gives you an immediate free car valuation guide to give you a solid idea of what your car is worth. We have over 20 years’ of experience in the automotive industry to give you an accurate guide of your car part exchange value and what you’ll be able to put against a new vehicle.

The three easy steps to getting your accurate part exchange car valuation:

1. In our simple online car part exchange form above, enter your car’s registration and current mileage, followed by a few details about yourself and you’ll be given an initial valuation guide of your vehicle, dependant on what condition it’s in.

2. If you’re in the market for a new car and our valuation suits your expectations, our dedicated online team will be able schedule an appointment at a Stoneacre branch close to you and at a time and date that suits your availability.

3. There, our sales team will be able to see your car in person and confirm the valuation of your vehicle. From there, you’ll be able to discuss putting the value of your vehicle as a car part exchange towards a new one, allowing you to substantially bring down its cost.

While there is at no point any obligation to accept the figure we give you as your part exchange car value, we strive to give you the best price for your vehicle every time and you can expect a quick turnaround towards getting you into a new car.


Car News And Reviews, Videos, Wallpapers, Pictures, Free Games And More. @ Top Speed


#car ratings and reviews
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2017 McLaren 675 LT Spider

That s the news from Car Magazine. which claims McLaren will create a limited-edition roadster “to pep up interest” in its Super Series range. The outlet doesn t quote any sources, but such a move would make sense given the standard 675LT sold out as quick as the P1 supercar.

Updated 10/12/2015: In an interview with Autovisie , McLaren officials confirmed that the 675LT Spider is indeed under development and that it will be unveiled sometime in 2016. Most likely the 675LT Spider will also be built in just 500 units and will be priced somewhere in the same range as the coupe – $349,500 – with a McLaren Club Sport package being offered as an option.

Updated 12/03/2015: A first teaser video of the upcoming 675LT Spider surfaced online, meaning of course that the official debut should happen anytime now. The teaser video reveals that the convertible version will feature revised front and rear fascias with a new front spoiler, more aggressive side skirts and a new dual exhaust system. Stay tuned for the official details!

Continue reading to learn more about the McLaren 675 LT Spider.


Car Lots USA


#car lots
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Used Car Lots and Loans Online!

Planning to buy a pre-owned car or truck? With pre-owned vehicle pricing at an all-time high, finding a good used car lot is of crucial importance.

At Car Lots USA, we connect used car shoppers with dealerships, simple as that. We provide an effective two-step methodology for finding the best car or truck at the right price:

  1. Get Approved For a Car Loan Ahead of time: In today s market, trying to get your credit approved in person has become a waste of time. With your financing arranged upfront, you will have more negotiating power, less anxiety, and a more fulfilling shopping experience. When you submit your application via our system, we match you to the best used car lot, considering elements that include where you live, your finances, your credit history, and the amount of money you put down. Click here to apply online.
  2. Check Car Price Quotes Online: If you want to receive the best possible price on your car, truck, or SUV, you need to look at price quotes from multiple dealerships where you live. Even if you already found a dealer through step 1, getting price quotes from competitors can give you the ammunition you need to get a lower price. Just select the make and model of the vehicle you re hoping to buy, and you will receive price estimates from up to four competing car dealers in minutes. Click here to compare car pricing.

Don t be fooled by imitators. Very few agencies can offer such a wide-ranging network of car dealers. Very few.


Car News @ Top Speed


#car in
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Serena Williams And Amy Schumer Featured In The 2016 Pirelli Calendar

Since 1964, tire maker Pirelli has been producing calendars. Each of the twelve months are usually graced by a scantily clad female photographed in an artistic manor. The calendars, still filling their role as a marketing device, have carried many different themes through the decades, though never departing too far from the soft-core exposure of the feminine form.

That has changed for 2016.

Shot by photographer Annie Leibovitz. the upcoming edition takes a new approach to the annual publication. Gone are the seductive stares of bare-breasted 20-somethings, replaced by the weathered, soft smiles of well-known women who have, in several cases, spent decades making a name for themselves by bullishly fighting for their place in modern society.

The lineup of ladies includes the hugely influential Yao Chen and Tavi Gevinson, two actress and social media moguls, along with pop culture icons Yoko Ono and Patti Smith. Tennis legend Serena Williams and comedian Amy Schumer are present, as well as film director Ava DuVernay and film producer Kathleen Kennedy, whose latest works include Selma and the newest installment of Star Wars. respectively.

The traditional model-type isn’t completely abandoned, as the Russian supermodel Natalia Vodianova appears on January’s page. Her look, however, falls right in line with the other women in the calendar. A strong motherly presence shines through the image as she holds her baby while draped in a satin robe. It’s sensual, yet very tasteful.

The very fact I’m writing this (and you are reading this) shows Pirelli’s well-hatched plan of deviating from the normal. Perhaps the cue was taken from Playboy. which announced in October that its monthly magazine would no longer feature nude photographs. Regardless of Pirelli’s inspiration, its 2016 calendar is getting far more attention than it otherwise would have. Suddenly it’s popular to be PG-13.

Continue reading for the full story.


Car Payment – Affordability Calculator


#payment calculator for cars
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Car Payment and Affordability Calculator

What to Consider for Car Payments and Affordability

Auto Ownership Education Center

Actual price and payments may be different due to local rebates, specials, fees, and credit qualifications. Consult your dealer for actual price, payments, and complete details. View Disclosures.

Payments

This tool provides estimated monthly payments and estimated APRs for illustrative purposes only. Actual price and payments may be different due to local rebates, specials, fees, and credit qualifications. Consult your dealer for actual price, payments, and complete details.

Pricing shown may exclude a document fee, destination/delivery charge, taxes, title, registration, service contracts, insurance or any outstanding prior credit balances. Optional equipment not included. Option pricing is based on the manufacturer’s suggested retail price.

For purposes of calculating your monthly payment, the estimated Manufacturer’s Suggested Retail Price (MSRP) was used. Not all terms are available in all areas. Terms may vary based on creditworthiness.

The price shown is for qualified, eligible customers. Actual dealer price will vary.

Many variables, including current market conditions, your credit history and down payment will affect your monthly payment and other terms. See your local dealer for actual pricing, annual percentage rate (APR), monthly payment and other terms and special offers. Pricing and terms of any finance or lease transaction will be agreed upon by you and your dealer.

The estimated monthly payment is based upon the credit rating of 800.

Rates

An APR is the cost of your credit as a yearly rate. User APR Payment calculations are based an APR and term. The initial APR is provided for estimation purposes only and you may change it at any time. However, you may not be able to finance your vehicle at this rate. See your local dealer for details and actual available terms and conditions.

You may not be able to finance your vehicle at the rate provided.

Incentives and Rebates

Incentive and finance offers shown may not be available to all customers. Incentives lists are examples of offers available at the time of posting and are subject to change.

Not all incentives can be redeemed together. To take advantage of rebates, incentives and/or financing offers you may be required to take new retail delivery from dealer stock by the expiration date noted.

Trade-In

The “Net Trade-in” is an estimate only and many factors that cannot be assessed without a physical inspection of the vehicle may affect actual value. NADAguides is not responsible for and does not guarantee the “Net Trade-in” information. Please see your local dealer for information regarding actual trade-in availability and value.

ZIP Code

Your ZIP Code helps us calculate your payments and offers.

Images shown may not necessarily represent the actual vehicle used to calculate the estimate. Vehicles shown may have optional equipment at additional cost.


Car loan interest rates


#car loan interest rates
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Our lenders:

PERSONAL CONSULTANT

At CarLoans.com.au you’re not a number. You’re a client. That’s why, unlike others, we treat you like a real person. It’s also why you’ll deal with a real person. Every Car Loans customer like you deals with a personal consultant. You’re not calling a call centre, where you’ll talk impersonally to the next available operator. You’ll talk to your own specialised car finance consultant who will manage your application and delivery – every step of the way. After all, you’re a real person – so we’ll give you a real person to deal with.

SPEED EFFICIENCY

When you make the decision to purchase a vehicle, the last thing you want, the last thing you need, is to get bogged down in red tape. At CarLoans.com.au we know how to arrange car loans fast. We’re professional, we’re efficient – we’re quick. We know exactly what reputable lenders need to process and approve your application in the shortest possible time. We work hard to make car finance easy for you .

YOU’RE IN CONTROL

We have access to a wide range of reputable Australian lenders. so we can present you with a competitive range of finance options – all in plain English. You can see the alternatives, and make relevant, clear-cut comparisons, quickly. We help you decide which car loan product, from which reputable Australian lender, suits you best. We prepare the options; you decide.

Type of Car Finance

Personal Loan

Car Loan

Chattel Mortgage

Commercial Hire Purchase

10 Tips for Choosing the Right New Car

RESEARCH

DRIVELINE OPTIONS

SAFETY RATING

AVAILABLE SPACE

FITTING ROOM

WARRANTY SUPPORT

RESALE RATINGS

FUEL ECONOMY

HIDDEN COSTS

TEST DRIVE

DON’T BE FOOLED BY ZERO PERCENT

Many deals sound too good to be true – generally because they are. Most zero percent car finance offers certainly fall into that category. They are definitely a good marketing strategy – because they increase inquiry rates at dealerships – but they are seldom a good deal for customers.

When choosing finance it is essential to look at the overall deal rather than do what the marketers want – which is to see you focus exclusively on the zero.

Generally, it is almost always cheaper to negotiate a significant discount on the price of a new car, and arrange the most affordable independent finance available.

Brooklyn S


Car Loan Value


#used car values nada
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Car Loan Value

Informed consumers should know the car loan value of any car they’re considering purchasing. Determining car loan value is similar for both new and used cars. If you don’t know a car’s value, you can’t expect to get the best possible loan.

Other Car Loan Value Terms

When dealing with a car loan you might hear other terms with the word “value” attached, besides car loan value. Other terms you might encounter include: loan value, retail value and book value. These terms all refer to a car’s value but are called different names by car value assessing organizations. All the terms are used to assess your car for a loan and include the same basic components:

* The car’s make and model

* The car’s mileage and safety record

* The car’s transmission type

* The car manufacturer’s suggested retail price

* A car’s additional features like airbags, electronics and audio systems.

How to Determine Car Loan Value

There are several ways of determining car loan value. Usually when someone is talking about car loan value they’re referring to used cars. There’re three nationally recognized, widely used car valuation guides: NADA, Kelly Blue Book and Black Book. You can access all three car value guides online with no charge.

Which book is used to determine the value of your car is dependent on what part of the country you’re in. Car values vary in each book and can vary from one geographic region to the next. Certain cars demand a higher price in certain regions. For example: four wheel drive cars are typically more popular in the south than in other areas of the U.S.; therefore, a car could have a higher value in Texas than in New York.

New Car Value and Car Loans

For new cars, research how much a dealer has to pay. That value is called an invoice price. NADA, Kelly Blue Book and Black Book all show dealer cost before any other car manufacturer discounts. Most car loan lenders consider true dealer cost as the basis for determining how much they will loan for a car.

For example, if dealer cost on a car is $25,000 and they sell the car for $27,500, a lender may approve a car loan for 100% of dealer cost or $25,000. The car loan lender uses dealer cost to determine the car loan value.

How much over dealer cost you pay usually affects how much down payment is required. That’s another reason to go online and research your car and its value, so you can negotiate the best possible price!

Understanding car loan value will save you money in the long run, so do your research before applying for your loan!

Apply Online Today


Toyota, Scion New – Used Car Dealer – Toyota of Wilmington Serving Jacksonville – amp; Wilmington, NC


#new and used cars
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Featured Price: $25,612.00

Hendrick Toyota Scion of Wilmington of Wilmington, NC is a member of Hendrick Automotive Group and HendrickCars.com family. All Hendrick Automotive Group pre-owned inventory is available at

Site Map

28547 Serving Camp Lejeune 40 miles

Wilmington NC Auto Dealer

Come visit us at Hendrick Toyota Scion of Wilmington, your local Wilmington scion or toyota dealer. The staff at Hendrick Toyota Scion of Wilmington is ready to help you purchase a new scion or toyota or used car in Wilmington, NC. When you visit our Wilmington area car dealership, expect the superior customer service that you deserve. With years of experience and training the Hendrick Toyota Scion of Wilmington team will get you into the scion or toyota vehicle that is right for you. Get the new scion or toyota or used car in NC that you have been looking for by calling 910-660-0761, or by visiting Hendrick Toyota Scion of Wilmington today. You’ll find great deals on new scion or toyota and used autos at Hendrick Toyota Scion of Wilmington with our scion or toyota leasing and financing offers. The Hendrick Toyota Scion of Wilmington team is committed to excellence and making your car-buying experience a positive one. We strive to earn your trust so that you’ll make Hendrick Toyota Scion of Wilmington your last stop when buying or leasing a scion or toyota. Visit our scion or toyota showroom in Wilmington and experience first-hand the level of service and satisfaction that will make you a regular Hendrick Toyota Scion of Wilmington customer.

When it comes to high quality, competitively priced used cars, trucks, vans and SUVs in NC, Hendrick Toyota Scion of Wilmington is the right choice. Hendrick Toyota Scion of Wilmington strives to maintain a huge selection of used cars by today’s top auto manufacturers. Get a used car in NC that has been though a detailed inspection by our trained service technicians and will run like new for many years to come. If you are looking for a used scion or toyota in NC and need assistance, complete our Locate a Vehicle form and we will track down the used car you are interested in. Searching for a used vehicle near Wilmington? Browse our online inventory for your next Wilmington used car, truck or SUV. We are a scion or toyota dealership in Wilmington, NC, with used scion or toyotas and many other used car deals in Wilmington, NC.


Car Loan Calculator: Monthly Automobile Repayment Calculator


#payment calculator for cars
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Auto Loan Calculator

The First Necessary Step in the Car Buying Process

Whether you buy new or used, it’s wise to get pre-approved for a loan before you ever step on a car lot. Go to your bank or credit union and ask the agent if you qualify for a loan and how much. The agent will check your FICO credit score and other obligations and provide you with an amount and interest rate. A FICO score can be between 300 and 850. The higher the score the lower the interest rate you will be offered. People with a bad credit history may pay interest rates that are more than double prime rates. You can also shop for auto loans online if you aren’t concerned about where your personal information goes. Armed with a pre-approved loan you are now in control and have a choice to go with dealer financing or stick with your bank, whichever rate is lower.

How to Get the Best Deal

Got new car fever? Well, first, you need to do a little homework. With the internet, the mystery of the automobile buying process has been unveiled and you can be a well-informed buyer ready to negotiate for the best price. First of all, go to ConsumerReports.org to check out vehicle reliability. You may be eying that shiny red sports car, but if its review states that this manufacturer has a history of poor performance or something like electrical issues, you may want to reconsider.

Test drive the vehicle you have in mind, but renting one from a car rental company for a couple days is the ultimate test.

The Internet has Changed Automotive Shopping

After you have determined the car you want to buy, go to Edmunds.com to find the invoice price. Do not shop without this information in hand. It’s your leverage in the negotiating process. If you don’t have this piece of information, the dealer will work from the MSRP which is a much higher price. Consider MSRP as retail price and invoice price as dealer cost. Never pay higher than invoice price. And don’t worry, the dealer still makes a profit. There is something called holdback which the manufacturer gives the dealer for each vehicle. It’s usually 2-3 % which they receive quarterly. At times the manufacturer also offers dealer incentives for specific models.

You can shop online and get instant automobile quotes at sites like CarsDirect and TrueCar. If you are not comfortable buying online you can always use their quotes to see if the traditional dealer will match the price.

If you have looked ahead and planned your purchase, note that some times of the year are better than others to buy a car. Salesmen work on commission and have monthly, quarterly and yearly goals to meet. So buying at the end of one of these periods can save you money, especially if the salesman hasn’t hit his quota.

If you have made a decision on the exact vehicle you want, visiting the dealership late in the day may work to your advantage because everyone is eager to go home. Aside from the information we provide here, you may want to read some personal stories of sale negotiations to better visualize and prepare yourself:

  • How to Negotiate for a Used Car The Art of Manliness
  • The Four-Square Technique that Dealers Use, and How to Beat It The Consumerist
  • One guy’s trade-in value dispute with a dealership after using TrueCar also from The Consumerist

Understanding 0% Financing vs. Factory Rebate

Many times dealerships will offer a choice of 0% financing or a factory rebate. How do you know which is better? Figure out the interest you would pay for the life of the loan if you financed with your bank. If the interest is more than the rebate, then take the 0% financing. For instance, using our loan calculator, if you buy a $20,000 vehicle at 5% APR for 60 months the monthly payment would be $377.42 and you would pay $2,645.48 in interest. If the rebate is $1,000 it would be to your advantage to take the 0% financing because the $1,000 rebate is less than the $2,645.48 you would save in interest. Be aware though, that unless you have a good credit rating, you may not qualify for the 0% financing and this option may only be offered on selected models. People with poor credit are a major source of profits because they can be charged far higher interest rates. Some buy here, pay here dealerships specifically focus on subprime borrowers.

Some Used Cars Are a Real Bargain

Before you take the plunge of buying a new car, consider a used one. Frugal shoppers know that new cars depreciate as soon as they are driven off the lot, and in fact lose on average 15-25% of its value each year the first five years. Buying one that’s a couple years old can still provide you with a reliable vehicle for thousands less while letting someone else take the depreciation hit. If you trade in every few years then depreciation is something to consider, so look for vehicles that traditionally hold their value such as Honda, Toyota or Lexus. If you keep your automobile until it falls apart, then depreciation is not a concern for you. New models for the upcoming year usually arrive late summer or early fall. Although selection may be limited, this is a great time to consider buying last year’s model because the dealer will need to make room for the new ones.

Check the used car history by the VIN# on sites like Carfax or Autocheck. This will help eliminate anything that looks questionable. Anything that says it’s a salvage should raise a red flag. Salvage vehicles are those in accidents that the insurance company has determined repair costs are more than it is worth. Some shops will try to repair them and sale them at a steep discount. These are given salvage titles. Unless you are mechanically savvy, it’s best to avoid these. On the other hand, something called a program car is usually an exceptional bargain. A program car is a one that was driven on company business by a manufacturer employee. They are driven very little and are well maintained. They usually have 10,000 miles or less on the odometer. Dealers pay low prices for them and are not shy to advertise them. They usually still have factory warranties. Still not convinced to buy used? Then consider insurance costs on a used car will typically be significantly less expensive than on a new one.

There’s More to a Loan than a Monthly Payment

When it comes to borrowing money, a wise shopper looks at the total cost of the loan, and not just at the monthly payment. Too many advertisements state only the monthly payment. You need to dig deeper to see the real story. In general, a lower interest rate will cost you less money. A $20,000 loan at 5% for 60 months (5 years) will cost you a total of $22,645.48, whereas the same loan at 3% will cost you $21,562.43. That’s a savings of $1,083.05.

That same wise shopper will look not only at the interest rate but also the length of the loan. The longer you stretch out the payments, the more expensive the loan will be. Let’s take that same $20,000 loan above at 5% at 5 years and see how much we can save by paying it off in 3 years. So, $20,000 at 5% for 36 months will cost $21,579.05 saving you $1,066.43. Using the calculator above (assuming $0 down payment, $0 trade-in and 1% sales tax) you will see that the monthly payment for the 5 year loan is $377.42 and the monthly payment for the 3 year loan is $599.42. If you can easily handle the higher payment the savings are well worth it.

If your credit drastically improves your initial loan was at a higher interest rate, it may be worth looking into refinancing at a lower rate.

What To Do with Your Trade-In

Although it’s convenient to trade in your old vehicle to the dealer at the time of purchasing another, it’s not to your best advantage. You are likely to get the least value from the dealer, as they have to move it yet again and need to ensure a safe profit margin on selling it. They do not have to take your old automobile, and will offer you what will make them the highest profit. Some dealerships may offer artificially high trade in values, but only offer them in association with a higher price on the vehicle they sell you.

The better option is to sell it privately. It seems even government agencies are freely giving out this advice; from the Arizona Attorney General to the FTC. Don’t underestimate the value of your old car. Go to Kelly Blue Book online to do your valuation research. If you can sell it, even for a small amount, it’s extra bargaining power for your new vehicle.

Another option with your old automobile is to keep it. An old pick up truck used for heavy work can help protect the value of a new vehicle by minimizing wear and tear, along with depreciation. Automotive insurance companies typically offer multiple vehicle discounts.