California Salvaged Vehicle Regulations #car #rental #toronto

#salvage cars

Salvaged Vehicles in California Insurance Finder

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How to Re-Register a Salvaged Vehicle in California:

  • Complete an Application for Title or Registration (REG 343)
  • Provide a bill of sale from a dismantler and any prior bills of sale (Chain of ownership).
  • Have the vehicle inspected at the DMV or by the CHP.
  • Obtain the proper equipment certificates and smog inspections, if necessary.
  • Pay the $50 total loss salvage inspection fee. $2 prior history fee. and the title/registration fees .

What’s a Salvaged Vehicle?

California defines a salvaged vehicle as one that has been either totally destroyed or damaged beyond what the insurance company is willing to pay to fix it, so the owner never gets the vehicle repaired. Depending on its condition, one of several things may happen to the car.

The first of these is that the title is exchanged for a Salvage Certificate issued by the California Department of Motor Vehicles. This becomes the new ownership document; in other words, a salvage vehicle in California has no title.

Salvaged vehicles are often sold to wrecking yards for scraps and parts. Even cars that have been in bad accidents often have some working components that other people need for their own projects.

Resurrecting a Salvage Vehicle

Sometimes, a salvage vehicle can be driven again. Even if an insurer says a car is totaled, it might actually be fixable.

Used car dealers purchase totaled vehicles at auction, repair them, and then resell them to the public. When a salvaged vehicle is repaired to street-worthiness, the Salvage Certificate is exchanged for a special title so it can be legally sold. This title says “Revived Salvage.” It will never get a clean title again. At this point, the vehicle may be re-registered.

How to Spot a Salvage

In the private market, the easiest way to spot a salvage is to look at the title. It will either say “Revived Salvage” or have a Salvage Certificate instead of a title. By taking away the title, California is protecting consumers against buying a salvage vehicle without knowing it.

“Junked” Vehicles

Junked vehicles are basically a pile of parts.

Believe it or not, junked vehicles may also be revived and sold as operational, and they will also carry a brand on the title. More likely, they will be further dismantled and the usable parts resold.

Re-registering a Junked Vehicle

As with a Revived Salvage car, it’s possible to put a junked vehicle back into service and re-register it. If you’ve rebuilt a junked vehicle, the DMV has put together a short checklist of what you need.

The DMV wants to see the car’s history, in the form of all sales slips, bills of sale, and receipts for everything you got relating to the car. Make sure that each of these details what was included in the sale: the part, year, make, model, and vehicle identification number.

On the Road Again

There are a few more hurdles before you can legally drive your rebuilt car.

Vehicle Inspections

Whether your reclaimed vehicle was salvaged or junked, it will require inspections before you can legally drive it. The first inspection verifies that all the parts and components in the car were legally bought.

This inspection may be done at your local DMV office by appointment or at the closest California Highway Patrol station, also by appointment.

Besides this once-over, you’ll also need to get a Brake and Lights Inspection certificate. Check the phone book for a service station or repair shop in your area that is certified to do these inspections.

Note: If the vehicle was originally equipped with airbags, it will need to have airbags reinstalled.

No Record of Title

If a vehicle’s been out of registration with the California DMV for several years, it might no longer be in the agency’s database. Even if you have all the paperwork, including a paper title or salvage certificate, the vehicle’s record will need to be reactivated.

Using Junked or Salvaged Parts

If you buy car parts or the whole car to use for your custom ride, keep all of the paperwork involved with the vehicle. You’ll need to show it when you register your custom car.

California Rental Cars #used #car #loan #rates

#rent a car

Rental Cars in California

Book a car

    Show Me All Green Traveler Collection Adrenaline Collection (TM) Dream Cars (TM) Prestige Collection Compact/Midsize Premium/Luxury Fullsize/Standard SUV/Minivan Convertible

    Vehicles in this category illustrate the wide range of vehicles that Hertz rents – from Economy to Luxury, SUVs, Convertibles, as well as signature Collections – Green, Prestige and Adrenaline. The collection vehicles are reservable by make and model. so the car you reserve is the car you get. Hertz has a rental car to suit all tastes and needs.

    Reserve and Conserve. The Hertz Green Traveler Collection is our line of eco-friendly hybrid and electric vehicles that are good for the environment and easy on the wallet. The vehicles are reservable by make & model — so the car you reserve is the one you get. Green Traveler Collection vehicles are available in the U.S. Canada.

    Not all vehicles available at all locations, and Collection models are subject to change without notice.

    The Hertz Adrenaline Collection (TM) in the U.S. is a new, head-turning, heart-pumping collection of specialty, high performance versions of three of the most popular muscle cars today — Chevy Camaro SS, Ford Mustang GT Premium, and Dodge Challenger RT. Relive the 60’s & 70’s muscle era with our models that have modern body lines and colors & designs that are reminiscent of those famous classic hot rods. The vehicles are reservable by make & model — so the car you reserve is the one you get. SiriusXM Satellite Radio is included in the every Adrenaline rental in the US.

    Hertz Dream Cars (TM) is a unique selection of world-class automobiles available at select Hertz locations across the US. Vehicles include performance and luxury cars from marques such as Porsche, Mercedes-Benz AMG, Ferrari, Lamborghini, Bentley, and many more. Every Dream Cars (R) rental includes special services such as in-person greetings at the airport, personal orientations to the cars, and delivery/pickup.

    The Hertz Prestige Collection offers luxury and performance vehicles that are make and model-reservable* in the U.S. Canada, Europe and Australia. Prestige Collection vehicles in the US and Canada include a navigation system and SiriusXM Satellite Radio. Minimum Rental age for Prestige Collection vehicles is 25 (exceptions apply).

    Minimum Rental age for Prestige Collection vehicles is 25 (exceptions apply). Not all models are available at all locations. Vehicle models are subject to change without notice.

    *Make and model-reservable: The make and model of the vehicle reserved is the make and model rented.

    These vehicles generally have 2 to 4 doors, seat 4 to 5 passengers, and have luggage capacity of up to 3 suitcases (luggage capacity varies by luggage size and vehicle model).

    Vehicles in this category generally seat 4 to 5 passengers and have luggage capacity of 4-5 to bags. Luggage capacity varies by luggage size and vehicle model.

    These vehicles generally have 4 doors, seat 4 to 5 passengers, and have luggage capacity of up to 4 to 5 suitcases (luggage capacity varies by luggage size and vehicle model).

    SUVs consist of a variety of 2WD, 4WD, AWD, and All-Terrain vehicles, that are 2 to 4 doors, seat 5 to 7 passengers, and have luggage capacity of up to 4 suitcases (luggage capacity varies by luggage size and vehicle model). Minivans vary in seating capacity between 7 to 15, and luggage capacity of up to 8-10 suitcases (luggage capacity varies by luggage size and vehicle model).

    Feel in the wind in your hair! Hertz offers a variety of convertibles across standard fleet and within the Prestige and Adrenaline Collections. Convertibles generally seat 2-4 passengers and have luggage capacity of 1 to 3 bags. Luggage capacity varies by luggage size and vehicle model.

Buy a Used Car in the San Diego, California Area #daewoo #cars

#used cars san diego

2005 Jeep Wrangler Unlimited Rubicon

Purchasing a well-maintained Used Car, Truck, or  SUV in San Diego | Used Car Dealer San Diego

Kearny Mesa Subaru is here to simplify the process of buying a used car. Our finance department   will find the car loan or lease option that works best for your budget. You can start the car loan process for your used car in San Diego by completing Kearny Mesa Subaru’s online finance application. If you have not found a vehicle you are interested in, we also have a complete inventory of new Subaru vehicles. Call our greater San Diego new and used car dealership today, and talk to our friendly staff.

If you cannot find your ideal vehicle in our current pre-owned inventory, check out our handy CarFinder   tool. After specifying a search period (1 to 8 weeks) and providing vehicle details, we’ll begin the search process for you and send you a notification when a matching vehicle arrives in our inventory.

At Kearny Mesa Subaru we stock an extensive inventory of used cars, trucks, SUVs and vans. With some of the most competitive prices on used cars in San Diego, El Cajon, National City, and Carlsbad. Kearny Mesa Subaru can find one that fits within your budget range. Our skilled auto technicians perform a detailed inspection on every used car at Kearny Mesa Subaru. Test drive a used car at our dealership, located at 4797 Convoy St. and drive away in a pre-owned vehicle which satisfies all of your needs.

Remember to browse the Pre-Owned Specials  page for up-to-date promotions, or check out Kearny Mesa Subaru’s New Car Featured Vehicles, highlighting new cars  and used cars.

* Although every reasonable effort has been made to ensure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. This site, and all information and materials appearing on it, are presented to the user “as is” without warranty of any kind, either express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, title or non-infringement. All vehicles are subject to prior sale. Price does not include applicable tax, title, and license. Not responsible for typographical errors.

Used Cars in California #car #dealerships

#used cars in usa

Search Used Listings in Your Area

When searching for a used car in California, you could spend countless hours of wasted time sitting in traffic only to find that the car you went to look at wasn’t what you really wanted. With California’s large number of residents and number of used cars in the market, just going through the classifieds or from dealer to dealer could take days or even weeks, so why not do what thousands of California residents have done and find your next used car on CarsDirect?

Your used car search in California may have you looking for a Lexus in Laguna Beach a Ford in San Francisco, or something in between. Perhaps a convertible to cruise up and down Highway 1 or a hot hatchback for the run down Mulholland Drive? No matter what your used car heart desires, CarsDirect is the place to find it. Just start with a zip code — from there you can be as vague or as specific as you would like with your search parameters. The more you enter, the more closely CarsDirect can search through a million and an half used car listings.

Once your used car search in California on CarsDirect has located the right car at the right price, our services are just starting to get revved up. We can also provide you with an accurate quote of the value of your current vehicle to help avoid a potentially costly and embarrassing mistake at the dealership. And when the time comes to finalize the deal, we can guide you to financing resources that can provide you with competitive rates and terms for all types of credit.

Best Auto Insurance in California #car #compare

#best car insurance

Best Affordable Auto Insurance in California

Get Free Quotes and Find the Best Coverage

California auto insurance is different than other states as the minimums for coverage and the requirements are based on driving in the most populous state in the union. Due to specific financial responsibility laws in California automobile state code, the easiest way to meet the prerequisites to own and operate a car is through auto insurance. The majority of drivers choose an auto insurance policy to cover their financial responsibility, and in this case, those drivers must also meet the California minimums for car insurance. These minimums are $15,000 of injury liability coverage for one person in an accident, $30,000 of injury liability for two or more people in an accident, and $5,000 of property liability. Finding the best and most affordable auto insurance in California can be an arduous task. Thankfully here at Best Auto we have done all the hard work to help you not only get free quotes, but find the best coverage and policy in California. Below is all of the essential car insurance information you need, as well as the best auto insurance companies serving the Golden State.

Understanding California’s Auto Insurance Requirements

Remember that the minimum requirement for car insurance differs from state to state and in order to get the best auto insurance quotes in California one must understand what coverage they need. California is a not a no-fault state, and does not require Personal Injury Protection (PIP) to be a part of your policy. California does not require their drivers to have protection from uninsured motorists.

In insurance vernacular a state’s basic information on minimums for coverage are presented in the Body Injury Liability for 1 person/Body Injury Liability for all people/Property Liability Damage format. Body Injury liability refers the minimum dollar amount required for one person in an accident. Body Injury Liability for all people is the minimum amount required for coverage in an accident involving at least 1 driver and 1 passenger. Property Liability Damage refers to the minimum amount required for any accident in which property is damaged. In California the minimums are 15/30/5. The numbers are in thousands of dollars.

How to Donate a Car in California #lease #cars

#donate a car

How to Donate a Car in California

There are frequent advertisements asking philanthropic individuals to donate unwanted cars to charity, as well as numerous ways to donate a car via the Internet. However, a straight automobile donation might not be the best bet for you or the charity. Here’s how to donate a car in California, as well as alternative methods for contributing the value of your automobile to charity.

Other People Are Reading

Review IRS Publication 561: Determining the Value of Donated Property. This explains the federal tax benefits of donating a car. Know that for donations with a value of $500 or more, you must file Form 8283 with your tax return. Remember, you can only claim the deduction if you itemize your deductions. The tax benefit will reduce your taxable income, which is not the same as the amount you owe the IRS.

Make sure you have the title of the car. You will need to hand it over when your transfer the car.

Find an organization in California that you feel a connection with and find out if they accept car donations. Most organizations do. Many national organizations also will accept a car donation with pickup in California.

Verify that the organization you will donate your car to is an 501(c)(3) organization. You can verify this information with the IRS. Also, check the organization out with the Better Business Bureau.

Find out if the organization you are handing the car over to is the actual charity or a broker. Brokers liquidate the car and give a portion to the charity. If you respond to a car-donation advertisement or do blanket Internet searches, you will likely connect with a broker who will take a hefty chunk of the proceeds, leaving the charity with relatively little. On the other hand, these brokers often cover the towing and take cars that are not running.

Make sure to get a tax receipt so you can claim your tax deduction with the IRS at year-end. Remember to file Form 8283.

Send in a declaration of non-responsibility to the California Department of Motor Vehicles. Cancel your automobile insurance for the car.

Consider selling the car yourself and donating the proceeds to the charity. See Resources for an interesting perspective on this.

California DUI: What are the Penalties? #dui #felony #california


California DUI: What are the Penalties?

What’s the minimum and maximum penalties for a first DUI conviction?

Assuming there is no bodily injury or death resulting from the DUI, the minimum terms for a misdemeanor first conviction are as follows:

  • $390 fine plus over $1,000 in ordinary penalty assessments, plus additional DUI-only assessments for a total of approxi­mately $1,800.
  • 48-hour jail sentence or a 90-day license restriction allowing you to drive to and from your work—and for work—if required, and to and from an alcohol treatment program. If the 90-day restriction is imposed, it begins after your DMV four-month suspension or 30-day suspension followed by a five-month restriction.
  • Attendance and completion of a $500, three-month alcohol-treatment program (nine months if your blood alcohol level was 0.20% or higher. Completing the program is a requirement for ever being able to drive again following a “per-se” DMV license suspension and for minimizing that suspension to 30 days (plus five or eight months of restricted driving) instead of the six- or ten-month flat suspension that would otherwise be imposed.
  • Loss of your driver’s license for at least 30 days, followed by either a five-month restriction to drive to, from, and for work and to and from an alcohol treatment program, or an additional two-month restriction that allows you to drive only to and from the program.

The maximum penalties for a misdemeanor first DUI conviction in California is a $1,000 fine plus over $2,600 in penalty ­assessments, six months’ imprisonment in the county jail, a six-month license suspension ; ten months for blood alcohol level of 0.15% or more, having your vehicle “impounded” (stored at your expense) for 30 days, and being required to attach an “interlock” breath device to your vehicle that will not allow the car to start if there is any alcohol on your breath. This will cost you about $800.

What type of probation is required of a first offender?

Almost all first-time offenders are placed on probation for three to five years. If you violate any of the terms of your probation, you can face a nonjury hearing where additional penalties can be applied. The standard conditions of probation include: (1) not driving with any measurable amount of alcohol in your system, (2) submitting to a blood or roadside breathalyzer (PAS) test upon the request of a police officer and (3) refraining from further violations of the law (no further misdemeanors — ordinary traffic infractions don’t count).

What’s the minimum and maximum penalties for a second DUI conviction?

If no one is injured or killed as a result of the DUI, the minimum penalties a judge will impose for a second DUI conviction (within 10 years of the first DUI) include the following:

  • a $390 fine plus penalty assessments for a total of approximately $1,800
  • ten days or 96 hours (including two 48-hour sessions) in jail
  • completion of an 18- or 30-month second-­offender alcohol-treatment program, which costs about $1,800, as a condition of probation. You must complete this program if you ever want to drive again. Enrollment in this program also allows you to reduce the two-year suspension to one year, followed by a two-year license restriction that allows you to drive to, from, and in your work, and to and from the program—after the first year of suspension, and
  • installation of an “interlock” device on all ­vehicles you own .

The maximum penalties for a misdemeanor second conviction within ten years of a prior conviction (counted from the date of the previous offense to the date of the second offense) include: a $1,000 fine plus penalty assessments for a total of approximately $3,000, one year in jail, a two-year license suspension by the DMV, impoundment of your vehicle for up to 30 days at your expense, and

required installation of an “interlock” device on all vehicles you own.

What’s the minimum and maximum penalties for a third and subsequent DUI convictions?

Assuming there is no bodily injury or death resulting from the DUI, the minimum penalties are as follows:

  • a $390 fine plus over $1,000 in ordinary ­penalty assessments, plus additional DUI-only assessments for a total of approximately $1,800
  • 120 days in jail for a third offense, 180 days for a fourth offense and
  • revocation of your driver’s license for three years (third offense) or four years (fourth ­offense), and completion of a 30-month multi-offender program to get your license back.

The maximum penalties for a third and fourth offense within ten years are as follows: a $5,000 fine plus over $13,000 in penalty ­assessments for a total of $18,000, one year in jail for a third offense; 16 months in state prison for a fourth offense, if charged as a felony, impoundment of your vehicle for up to 90 days or even forfeiture and loss of your vehicle, revocation of your driver’s license for three years (third offense) or four years (fourth offense), and a 30-month alcohol treatment program before getting your license restored.

What happens if someone is killed or injured in a DUI?

If someone is killed or injured as the result of driving under the influence of alcohol, or while blood alcohol is 0.08% or more, the driver can be found guilty of a felony and could go to state ­prison for over a year, and possibly for up to five years, depending on whether it’s the driver’s first, second, or third offense. Prior convictions for misdemeanor under-the-influence or over-0.08% driving count as prior offenses for the purpose of increasing the prison sentence. So do prior convictions of alcohol-related reckless driving. The jury (and sometimes the judge) will have the option of reducing the offense to a misdemeanor, but even in such cases, the person convicted could still spend up to a year in the county jail—and probably will, since judges take DUI extremely seriously under these circumstances. Also, a person faced with a fourth drunk-driving charge over a ten-year period may be charged with a felony, even where no one was ­injured as a result of the offense.

For more on California DUI law:

Talk to a DUI Defense attorney

HMO vs, anthem blue cross vs blue shield of california.#Anthem #blue #cross #vs #blue #shield #of #california


anthem blue cross vs blue shield of california

Anthem blue cross vs blue shield of california

HMO and PPO plans develop from balancing financial and service options. The more expensive plans can vary in their features, i.e. a higher priced plan can mean more services are covered. It can mean that the plan pays a larger portion of the cost for covered services. It can also mean that deductibles and out-of-pocket maximums are more favorable to you.

BEST PRODUCTS helps you sort through all the variables and know just what is most important to you.

HMO – Health Maintenance Organizations

Anthem blue cross vs blue shield of californiaChoosing an HMO usually means that you agree to use a specific team of health care professionals. In most cases you select one doctor, from a list of the members, who will serve as your Primary Care Physician. This physician now coordinates all of your health care, which means that he or she treats you directly and, when necessary, manages your referral to specialists. The only exceptions to first going to your Primary Care Physician is for visits to an OB/GYN or in an emergency.

Some HMO’s are becoming more flexible with the above structure and BEST PRODUCTS is happy to educate you on the variations that can make the difference in your choice of HMO health insurance.

Primarily the highlights of HMO insurance include:

Lower out-of-pocket expenses.

  • No deductibles or plan limits.

  • Low cost doctor office visit co-pays of $5-$15.

  • Usually no or very low hospital deductibles.

  • No paperwork or claim forms.

  • Pre-existing conditions may be covered.

  • More comprehensive coverage.

  • Limited choices of doctors and facilities.

  • If you were to travel out of state, you are covered for

    emergencies as if you were in the network.

  • PPO – Preferred Provider Organization

    Anthem blue cross vs blue shield of californiaChoosing a PPO in most cases means having the ability to use any doctor or facility you choose, although the benefits are higher when you use one of the physicians or facilities that belong to the chosen PPO organization. All doctors and hospitals within a PPO network have agreed to accept a discounted fee for their services from the plan.

    It is possible to find, from some providers, a broad range of available individualized choices within the above framework. It is important to know all your options before signing for your future medical protection and BEST PRODUCTS is here to assist.

    Primarily the highlights of PPO insurance include:

    You may go to any doctor in the network at any time without a referral, including all specialists.

  • A co-pay at the doctor’s office of $10 – $45.

  • You may go out-of-network at will to any top specialist for your serious problems.

  • No claim forms or paperwork

  • Prescription coverage is included.


    The choices are many. One must take the responsibility to know what needs are required, what needs may be required, what financial considerations exist, and which health insurance options are best suited for all of the above HMO vs. PPO discussions.

    BEST PRODUCTS will guide you through it all. Simply contact us and we will be pleased to assist you in identifying the best product for your medical and financial security.

    California Reverse Mortgage Lenders, HECM Lenders in California #california #reverse #mortgage #companies, #california #reverse #mortgage #lenders, #california #reverse #mortgage #company, #california #hecm #lenders, #california #hecm #loans


    California Reverse Mortgage Companies

    California is among the top states in reverse mortgage origination. In fact, Orange County is home to a few national reverse mortgage lender. The mild climate makes it ideal for seniors to stay in California during their retirement. Even with the recent housing crisis, the boom that led up to the crash resulted in many seniors becoming house rich. Many of these seniors did not use their home equity as an ATM and now have a lot of built-in home equity to take advantage. A reverse mortgage can help seniors supplement their budget with additional flow of money every month. All this while being able to stay in their home and retain ownership of the home.

    Reverse Mortgage Quick Facts

    Seniors looking to qualify for a reverse mortgage will be glad to hear that credit scores and income are not used when applying for a reverse mortgage.

    • Property must be the primary residence
    • Youngest borrower must be 62 years or older
    • Senior must complete a HUD approved reverse mortgage/HECM course.

    Reverse Mortgage Lenders in CA

    Reverse Mortgage Lenders

    New Jersey Social Security Disability Lawyers: Nationwide Attorneys SSDI Appeal Application, california disability lawyers.#California #disability #lawyers


    Nationwide Social Security Disability Lawyers

    When you become disabled and can no longer work, you must adapt physically, emotionally, and financially to the changes in your life. The last thing you need at this challenging time is to struggle with a confusing federal bureaucracy like the Social Security Administration. Let our social security disability lawyers help you with your disability SSI application or SSDI appeal.

    Do you need social security disability help?

    If you ve been frustrated in your attempts to receive Social Security Disability (SSDI) or Supplemental Security Income (SSI), please click here to contact the Social Security Disability Lawyers at Kazmierczak Kazmierczak, LLP. We have more than 30 years of experience helping disabled people receive SSDI and SSI. We are experienced in our field. Karl Kazmierczak, Esq. is also a Board Certified Social Security Disability Specialist by the National Board of Social Security Disability Advocacy. The NBSSDA is an approved certifying organization by the ABA. We d appreciate the opportunity to put our skills and experience to work for you. So, call us at 1-877-527-5529.

    We do this work because we care about people.

    Our entire practice is devoted to helping disabled people with their Social Security Disability claims. Because it s all we do, we do it very well. We have a depth of knowledge few other firms can match (See my Blog). When you hire Kazmierczak Kazmierczak, LLP, you can rest assured that an accomplished and compassionate SSDI lawyer will handle your case.

    We represent clients nationwide.

    No matter where you live, we can help. Please contact our SSI Lawyers today to discuss your case. Questions are welcomed at any time and consultations are free. You will pay no legal fees unless we win your case.

    We treat you like family.

    Our family law firm offers personal, responsive, client service as well as high-quality representation. If you contact us, we will get in touch with you within 24 hours. We will explain your options clearly and keep you informed of all important developments in your case.

    Please call us with any questions you may have – no obligation is necessary. This process is extremely confusing. Do not feel alone. We will help.

    Our knowledgeable attorneys and staff can answer any questions you have about the application or the process in general. Please call and ask. We want to help: 1-877-527-5529.

    We re convenient.

    Our four offices are handicapped accessible, but you don t have to come to an office for us to help you. We can work with you by phone, mail, fax, or e-mail. We understand the constraints of disability, and that you may or may not be mobile. We will work around this to provide you with excellent representation.

    For accomplished, effective representation that gets results, contact Kazmierczak Kazmierczak, LLP.