HR and Payroll Software #opera #3,opera #ii,opera,gold,capital,unity,accounting #software,accounts #software,business #software,accounting,accounts,business,pegasus,uk,ireland,small #businesses,finance,financial,modular,integrated,32bit,32-bit,sme,smes,payroll,human #resources,hr,personnel,general,nominal,management #reports,cashbook,bank #reconciliation,banking,sales,debtors,purchase,inventory,traceability,stock,order #processing,invoicing,purchasing,sop,pop,ecvat,job #costing,costing,fixed #assets,bom,bills #of #material,work #in #progress,edi,crm,vat,bacs,electronic #payments,credit #control,manufacturing,mrp,engineering,distribution,epos,retail,wholesale,multi-currency,multicurrency,multi #currency,emu,euro,single #currency,xml,web #trading,ecommerce,web #reporting,internet,extranet,intranet,paye,ir31,p14/60,p35,inland #revenue #tax #credits,national #insurance,ssp,smp,student #loans,basda,custom #& #excise,windows,nt,resellers,dealers,partners,opera #ii #small #business,opera #ii #enterprise,excel #reporting,integration,excel #accounting #software,reporting,business #intelligence,olap,cube #analysis,performance #management,drill #down,management #accounts


Opera 3 Payroll & HR

  • Multi-user, with Company and Group password control and menu level access restriction
  • Full integration with Opera 3 Document Management
  • Links to the Nominal Ledger, Cashbook and Costing Financial modules of Opera 3
  • Definable cheque and payslip designs to suit Company stationery requirements
  • Create unlimited Companies with unlimited employees per Company
  • Weekly, fortnightly, four weekly and monthly paid employees can be maintained all in one company
  • Employee profiles for efficient employee record creation
  • Employee payment details and payslip images can be retained for up to 999 pay periods
  • Payslips from past periods can be reprinted at any time
  • Employees can be paid via BACS, reducing the time and costs required to process payments
  • Submit Year-End Returns via the Government Gateway using the Pegasus Online Filing Manager
  • In-Year P45(1), P45(3) and P46 file generation for online submission using the Online Filing Manager
  • Filtered Historical employee record processing to current legislative bandwidths
  • Automated Director’s National Insurance calculations
  • Multiple Pension Scheme management
  • Track report on key field changes for the Payroll year using the Audit Log
  • Backup and Restore facility
  • Fully automated SSP, SMP and SPP (Birth) processing and reporting, with complex legislation built in
  • Automated Attachment Orders processing and reporting
  • Retrospective NI code changes with automatic adjustment value calculation and processing
  • Caters for Holiday pay across year-end

Employee Records

  • Address, bank details and holidays
  • Tax and National Insurance To-Date details
  • Payments and deductions – permanent and temporary values, retained units and rates, zero this period facility
  • Quick calculation – showing net pay, total deductions and NI’able earnings
  • Retained History with payslip image drill down
  • Employee photograph attachment
  • Ability to embed documents, spreadsheets etc, via OLE technology


  • Departmental reporting
  • Payslip, cheque and BACS list generation
  • P35, P14 and P60 End-of-Year reports
  • P45(1), P45(3) and P46 In-Year reports
  • P11 Deductions Working Sheet
  • P32 employer’s Payment Record, with payment and funding recording and multi-company consolidation
  • This Period and To Date summaries
  • Comprehensive statutory payments, Attachment Orders and pension contribution reports
  • Additional Reporter module available, for the creation of your own reports


  • Mixed Pension schemes per company
  • Stakeholder Pensions
  • Fixed amount
  • Percentage of definable figure
  • Group Personal Pension
  • COMP
  • COSR
  • Freestanding AVC
  • Up to three different LEL/UEL criteria
  • Employee diary showing sickness, holidays, maternity and compassionate leave, and training
  • Variable employee working patterns reflected within the diary
  • Accurate days, hours and minutes event recording and analysis
  • Keep records for up to 99 years, including job changes and salary updates
  • Pro-rata holiday entitlement and holiday carry-over


  • Comprehensive, context senstive help

Extended Information Sources

  • Export information to Microsoft products such as Word and Excel
  • Send reports via e-mail
  • Payroll administrator and management reports delivered via e-mail
  • Regularly notify staff of remaining holiday entitlement automatically by e-mail
  • Automatically notify managers of Payroll requirement by e-mail

Income Tax: simplified cash basis for unincorporated property businesses #cash #advance #businesses


Income Tax: simplified cash basis for unincorporated property businesses


© Crown copyright 2017

Where we have identified any third party copyright information you will need to obtain permission from the copyright holders concerned.

This publication is available at

Who is likely to be affected

Individuals and partnerships made up only of individuals, who have a property business.

General description of the measure

Cash basis accounting (‘the cash basis’) is a simplified method for calculating taxable profits for those businesses with straightforward tax affairs.

Those with income from a property business (landlords) will be able to use the cash basis rather than generally accepted accounting practice (GAAP ) to calculate their taxable profits. The new legislation will assume cash basis to be the default method of calculation, unless a landlord opts out or has rental receipts for the business in excess of the threshold in which case they will continue to use GAAP .

Policy objective

The measure will provide a simplification for those landlords with straightforward tax affairs and who don’t require accounts prepared under GAAP for any reason other to meet their tax obligations.

Background to the measure

Since April 2013, small trading businesses with turnovers below the VAT registration threshold have been given the option of using cash basis as a means of calculating taxable profits.

At Budget 2016, the government announced that it would explore options to simplify the tax rules for businesses, self-employed people and landlords. A consultation to extend the cash basis to some landlords was then held from 15 August 2016 to 7 November 2016.

Detailed proposal

Operative date

The measure will have effect for tax year starting 2017 to 2018 onwards.

Current law

Current law providing for the calculation of taxable profits for property business income is found in Part 3 of Income Tax (Trading and Other Income) Act 2005 (ITTOIA 2005). This refers in particular to section 25 in Part 2 of ITTOIA 2005 which requires that the profits must be calculated in accordance with GAAP. subject to any adjustment required or authorised by law in calculating profits for Income Tax purposes.

Proposed revisions

Legislation will be introduced in the Finance Bill 2017 to provide for the extension of the cash basis to allow it to be used by landlords to calculate the profits of their property business where the cash basis receipts of that business don’t exceed £150,000. This will rely on some, but not all of the provisions of Chapter 3A of Part 2 ITTOIA 2005 (as amended in Finance Bill 2017). There will also be additional provisions which will apply only to those using the cash basis for property business income.

Landlords will continue to be able to opt to use to use GAAP to prepare their profits for tax purposes.

Those with more than one property business will be able to choose separately whether to use the cash basis or GAAP for each of their property businesses. Those who have an overseas property businesses alongside a UK property business will be able to make the decision about whether using GAAP is more appropriate for either. Those with a trade as well as a property business both eligible for the cash basis will be able to decide separately for each of these, and persons other than spouses or civil partners who jointly own a rental property will be able to decide individually.

Under the cash basis, capital allowances, except on the provision of cars, are not available. Instead, landlords will be able to claim the upfront cost of capital items used in the business.

As for those who do opt to use GAAP. the initial cost of items used in a dwelling house is not an allowable expense under the cash basis. The existing ‘replacement of domestic items relief’ will continue to be available for the replacement of these items when the expenditure is paid.

Interest expense will be treated consistently between those using the cash basis and those using GAAP .

Summary of impacts

Exchequer impact (£m)

This measure is expected to have a negligible impact on the Exchequer. The final costing will be subject to scrutiny by the Office for Budget Responsibility.

Economic impact

This measure is not expected to have significant macroeconomic impact.

No behavioural effect is expected. Frequency and the amount of landlords’ property income and expenses are regular and stable in a vast majority of cases, with little change in the amounts and timings. As such the measure doesn’t lend itself well to active tax planning.

Impact on individuals, households and families

The simplification provided by the cash basis is expected to make it easier and cheaper for landlords to calculate tax liabilities by no longer requiring them to compute profits in accordance with GAAP. It is expected that many landlords will avoid the need to carry out time-consuming accruals based adjustments at the end of each period.

The cash basis ensures that tax will not be paid on profits before the cash associated with those profits has actually been received, providing landlords with more certainty over their cash flow positions.

Some individuals and partnerships switching to use the cash basis are likely to incur a small one-off timing cost. This arises because rent is generally paid in advance of when it is due. However, over the life of the property business, taxable profits should be broadly the same using both the accruals accounting and cash basis method. Additionally, any initial small costs to individuals should be balanced by reduced administrative burdens and expense costs over the longer term. Those with substantial items left in their capital allowance pools will also have a one-off cash flow benefit the first year. There should also be a longer term cash flow benefit expected for landlords whose tenants are in arrears with rent, as they will only be taxed on income when it is actually received.

The measure is not expected to impact on family formation, stability or breakdown.

Equalities impacts

The proposals relate to an optional simplified scheme to compute business income for tax purposes and as such, no impact on the equality of protected groups has been identified.

Impact on business including civil society organisations

This measure will have a significant positive impact on businesses. Up to 1.8 million unincorporated property businesses are expected to benefit from the simplification provided by the cash basis, as it is expected to make it easier and cheaper for those businesses to calculate tax liabilities by no longer requiring them to compute profits in accordance with GAAP. The cash basis also ensures that tax will not be paid on profits before the cash associated with those profits has actually been received, providing businesses with more certainty over their cash flow positions. Businesses will incur a negligible one-off cost of familiarisation with the new rules and changing to the new basis of reporting, to reflect changes to the records which may need to be kept. On-going savings are estimated at £175,000 per year for the affected population due to removal of the requirement to carry out time-consuming accruals based adjustments at the end of each period. There is no impact on civil society organisations.

Estimated one-off impact on administrative burden (£m)

Download Norton™ Internet Security Free Trial Software #internet #security #for #businesses


Norton Internet Security

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Auto-scan of apps on Google Play supported on Android 4.0.3 or later except for Samsung devices. Samsung devices running Android 4.2 or later are supported. For earlier versions of Android, the Google Play “Share” function must be used to scan apps on Google Play.

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Small Business Technology – Wall Street Journal #starting #a #business, #internet #home #business, #small #business #opportunity, #entrepreneur, #affiliate #program, #financing, #running #a #business, #using #technology, #building #awareness, #franchising, #small #businesses, #business #marketing, #small #business #marketing


A small but growing number of entrepreneurs are taking part in a sort of test run as officials in nearly a dozen states make it possible for resident entrepreneurs to secure financing from everyday local investors, also known as “equity crowdfunding.”

Some small-business owners say they now see a possible solution to the problem of rising wages: replacing workers with new and cheaper technologies.

The small startup 29th Street Publishing is quietly trying to revolutionize magazine publishing, one app at a time.

Some small-business owners and entrepreneurs who have ideas for apps but don’t have technology skills are turning to online tools and crash courses in computer coding so they can produce what they want.

While going public generates lots of cash for emerging firms, new research suggests a public offering can also stunt innovation.

Mobile-payment devices and other technologies are making it easier for business owners to turn sales into working capital overnight.

Some “angel” investors are searching for promising startups through funding websites, without ever meeting or even talking to the entrepreneurs involved.

New York’s burgeoning technology sector wants to flex its newfound political muscle in this year’s mayoral race, the first since digital companies coalesced in the city.

Subscriber ContentRead Preview

StellaService, a startup that measures customer satisfaction with online shopping, raised a $15 million round of funding.

Subscriber ContentRead Preview

The market for services that match up tech founders has grown in recent years as Silicon Valley start-ups have proliferated and investors have increasingly scrutinized founding teams.

With cybercriminals a greater threat to small businesses than ever before, more entrepreneurs are left asking themselves who is to blame for hacking attacks that drain their business accounts.

Google changed its search algorithm last month, seeking to downplay sites it suspects of artificially boosting their rankings. Now some small businesses say they are scrambling to avoid being relegated to the Internet’s junk bin.

Today’s tech entrepreneurs often cycle quickly through different ideas until they find one that sticks, and the ‘pivoting’ is paying off.

Yes, says Kevin Wilson, because it promises new choices and innovation. No, says Douglas J. Wood, because it will mean expenses for businesses and confusion for customers.

WSJ Startup Calculator

Starting a business is more expensive than you might think. Have you thought through the assets you need? How about monthly expenses?

Use this startup calculator to figure out the true costs of launching a company. How much do you think it will take to open your business?

From Palo Alto Software, the makers of Business Plan Pro

With inspiration from the Better Business Bureau

National Immigration Forum #immigration, #immigration #reform, #citizenship, #immigration #and #jobs, #immigration #forum, #status #immigration, #bibles #badges #and #businesses, #new #american #workforce, #immigration #jobs


The National Immigration Forum convenes a broad constituency from across the country in constructive conversation and dedicated work to advocate for the value of immigrants and immigration to the nation.

Immigrants have always been part of America. Today, we need to create solutions that help ensure that new Americans have the opportunities, skills and status they need to contribute to our country to their fullest potential. Immigration 2020 is a multi-constituency effort to find these solutions.

  • Policy
    • Featured: Opportunities, Skills and Status for New Americans

      The National Immigration Forum believes that for America to succeed, New Americans must have the opportunities, skills and status to reach their fullest potential.

      Keep up to date with the latest on immigration. Join our email list now.

      Sign up for updates from the National Immigration Forum to stay up-to-date on the latest immigration news.

      Our Fall 2017 convening will bring together faith, law enforcement, business leaders and others for a constructive conversation on immigration policy solutions that serve the interests of America, especially its workers and their families.

      BBB is a network of faith, law enforcement and business leaders driven to work together by a powerful common goal: shaping the immigration debate in order to strengthen their communities.

      New American Workforce works with businesses to assist their eligible immigrant employees with the citizenship process and English language learning so they become full participants in our workplaces, communities and economy.

      The National Immigration Forum Action Fund works with key constituencies and policymakers across the political spectrum to forge practical solutions for our immigration system.


      Overview of New American Workforce

      Citizenship and Business: A Win-Win New American Workforce seeks to work with businesses to assist their eligible immigrant employees with the citizenship process so they

      Project Impact: Skills and Opportunity for the.

      Skills and Opportunity for the New American Workforce A contextualized English language training program for the retail industry In 2016, the National Immigration Forum launched

      Legislative Bulletin Friday, June 30, 2017


      America Is Better Than This

      As President Ronald Reagan addressed the nation from the Oval Office one final time on January 11, 1989, he shared his vision of our country .

      ‘We Know America is Better than This’

      WASHINGTON, D.C. — Multiple developments Thursday challenge American values regarding immigrants and immigration. In 10 states, Republican attorneys general and one governor are attempting to take

      Is Grandma a National Security Threat?

      WASHINGTON, D.C. — Effective today at 8 p.m. visitors and refugees from six Muslim-majority countries will be granted visas only if they have close ties to

      House Bills Could Harm Public Safety

      WASHINGTON, D.C. — Today the House of Representatives is considering bills related to immigration that would affect local law enforcement’s ability to keep communities safe and

      Summary of “Kate’s Law” (H.R. 3004)

      On June 23, Rep. Bob Goodlatte (R-Virginia) introduced “Kate’s Law” (H.R. 3004), a bill that increases penalties for those charged criminally for reentry into the

      Summary of the No Sanctuary for Criminals.

      On June 23, Rep. Bob Goodlatte (R-Virginia) introduced the “No Sanctuary for Criminals Act” (H.R. 3003), a sweeping immigration enforcement bill that would have a

      The Week Ahead: June 26-30

      QUOTE OF THE WEEK “The outdated immigration system is an issue not just for fashion, but for the competitiveness of the U.S. economy as a

      Supreme Court Allows Part of Travel and.

      WASHINGTON, D.C. — The Supreme Court announced today it would consider the case on President Trump’s travel and refugee ban executive order and would allow parts

      Legislative Bulletin Friday, June 23, 2017


  • 18 free cloud storage options #cloud #storage #for #businesses


    18 free cloud storage options

    The cloud is full of free storage, if you know where to look.

    From Box to DropBox, Google to Apple, there’s plenty of free storage to be had in the cloud. Many companies use free cloud storage as a way to entice users into their clouds in hopes that they will pay more for additional storage.

    Below, in alphabetical order, are 18 free cloud services – but a word of warning: The market for free cloud storage is volatile and offers from these vendors can change frequently, including being eliminated with little or no warning.

    Amazon Cloud

    The deal. 5GB free in S3; free unlimited photo storage for Amazon Prime customers.

    Details: Amazon Web Service’s business-oriented cloud storage service named Simple Storage Service (S3) has a tier of up to 5GB of free storage. On the consumer side, Amazon Prime members get free unlimited cloud storage for photos in Amazon Cloud Drive with their subscription, which costs $99 per year and includes free two-day shipping on eligible products. For non Amazon-prime members, unlimited photos can be stored for $11.99 per year after a three-month free trial. For $59.99 per year Amazon offers an “Unlimited Everything” plan, which allows any file or document to be stored.

    Apple iCloud Drive

    The deal. 5GB of free cloud storage

    Details: Apple iCloud Drive comes with 5GB of free cloud storage. Users looking to bump up their storage can do so for $0.99/month for 50GBs; $2.99/month for 200GB; $9.99/month for 1TB and $19.99 for 2TB. ICloud is meant for Apple users, but there is an iCloud app for Windows. A third-party app is needed to access iCloud storage from Android devices.


    The deal: 10GB free cloud storage

    Details: Backblaze offers personal computer backup and business cloud storage services. But it also has an offer for 10GB of free cloud storage. Additional storage is $0.005/GB/month. There is a limit in the free version of 1GB downloaded per day. Mac and PC backups are $5 per computer per month, or $50 per year. Business plans start at $5 per computer per month, or $5 per month per TB.


    The deal: 10GB of free cloud storage

    Details: Box offers a number of plans, but the basic, single-user free plan comes with 10GB of free storage, with a 250MB file upload size limit. A Personal Pro plan is $10 per month for 100GB of storage with a 5GB upload limit. The company’s other plans are targeted at teams and businesses and include more stringent security measures. A starter package for $5 per month comes with 100GB of storage and a 2-GB file size limit for up to 10 users. A Business account for $15 per month includes unlimited storage with a 5-GB file size limit. Custom-priced enterprise plans are also available.


    The deal: 2GB of free cloud storage

    Details: Beyond the 2GB of free storage, other plans start at $9.99 per month or $99.99 per year for DropBox Plus, which comes with 1TB of space. DropBox Business offers companies 2TB of storage for $12.50 per user per month, or for $20 per user per month the company offers “as much space as you need.”


    The deal: 10GB free cloud storage

    Details: FlipDrive’s 10GB of free storage comes with a 25MB file size limit and up to 10 share links. For $5 per month users get 25GB; 100GB for $10 per month or $20 per month for 250GB. FlipDrive offers online photo albums to organize pictures and a contact management system for storing contacts.

    Google Drive

    The deal: 15GB of free cloud storage

    Details: If you need more than the 15GB of free cloud storage, for $1.99 per month customers get 100GB of storage, and for $9.99 per month customers receive 1TB of storage. Any data associated with your Google email account counts against your Drive storage limit, but anything stored in Google Docs, Sheets or Slides does not count against the 15GB limit. When using Google Photos, images stored in “Original Quality” count against the 15GB storage limit, but storing them in “High quality” mode does not count against the quota.


    The deal: 5GB of free cloud storage

    Details: Beyond the 5GB of free cloud storage, up to 100GB cost $6.30.month and 500GB costs $12.50 per month. HiDrive is hosted by Starto AG, a German technology company.


    The deal: 25GB of free cloud storage

    Details: HubiC is the commercial storage arm of French business cloud provider OVH, which offers a broader set of features related to hosting. HubiC’s prices are in Euros, but 100GB of storage is about $1.06 per month, while 10TB is $5.30 per month.


    The deal: 5GB of free cloud storage

    Details: Users can get additional storage by referring friends; or a 1TB plan is available for about $52 per year. There is also a business service with additional granular security controls that starts at about $75 per user per month.


    The deal: 2GB of free cloud storage

    Details: Jumpshare offers 1TB of storage for $9.99 a month, or $99 per year. Jumpshare offers a series of advanced features, such as links to documents stored in the cloud that expire after a certain amount of time and ‘self-destruct’ features that give customers the option to delete data after a pre-determined time. Users can also get customer URLs and branding, scheduled sharing, as well as analytics of how many people have consumed information that’s been shared.


    The deal: 50GB of free cloud storage

    Details: Founded by famed internet provocateur Kim Dotcom. Mega offers one of the must lucrative deals in the cloud: 50GB of free storage. Users can get 4TB for about $9 per month (the company uses Euros). A word of warning: New Zealand-based Mega does not store users’ passwords, so the company recommends you keep a secondary backup of files stored in the service. Basically this means that if you lose your password, Mega can’t help you recover it.

    Microsoft OneDrive

    The Deal. 5GB free storage

    Details: Microsoft OneDrive (formerly SkyDrive) comes with 5GB of free cloud storage (which changed from 15GB of free storage in mid-2016). Additional storage is 50GB for $1.99 per month, while 1TB costs $6.99 per month. Microsoft offers other goodies too, including an extra 15GB of storage when you backup your camera roll to OneDrive, and customers can get an extra 5GB by referring friends (refer up to 10 friends at 500MB free for each friend). Microsoft Office, which gives access to Microsoft apps such as Word, Excel and Outlook, costs $6.99 per month (or $69.99 per year) and comes with 1TB of storage.


    The deal: 20GB of free cloud storage

    Details: pCloud offers initial customers 10GB of free cloud storage space, and users can get up to an additional 10GB by inviting friends to the service. For even more space, pCloud offers 500GBs for $4.99 per month or $47.88 per year; or $9.99 per month or $95.88 per year for 2TB. pCloud started in 2013 and is based in Switzerland.


    The deal: 10GB of free cloud storage

    Details: OziBox is built on the idea of a community of self-proclaimed SuperCoders who have built the platform. Beyond the 10GB of free cloud storage, users can get 200GB for $8.33 per month for 180 days, or 1 TB for $24.99 per month for 180 days.

    The deal: 5GB free cloud storage

    Details: Sync positions itself as a business-oriented file synch and share platform. A pro version for $8 per month, billed annually, includes 2TB of storage while a business plan is $5 per user per month billed annually that includes 1TB of storage per user.


    The deal. 10 GB of free cloud storage

    Details. Syncplicity offers an enterprise file synch and share service (EFSS), which is meant to compete with Box. It offers a personal plan that comes with 10GB free per month and has other business-oriented plans starting at $60 per month, which comes with 300GB, plus 5GB for each user.


    The deal: 10GB free cloud storage

    Details: Yandex.Disk is the cloud storage arm of the popular Russian search engine Yandex. For $1 per month. users can get an extra 10GB, or for $2 per month 100GB. One TB is $10 per month.

    Join the Network World communities on Facebook and LinkedIn to comment on topics that are top of mind.

    Senior Editor Brandon Butler covers the cloud computing industry for Network World by focusing on the advancements of major players in the industry, tracking end user deployments and keeping tabs on the hottest new startups.

    Must read: 10 new UI features coming to Windows 10