NAIC Special Section: Long-Term Care Insurance # #naic, #national #association #of #insurance #commissioners, #insurance, #state #insurance, #insurance #regulators, #public #interest, #insurance #consumers, #insurance #institutions, #state #regulation #of #insurance, #long-term #care, #long-term #care #insurance, #home #health #care, #respite #care, #hospice #care, #adult #day #care, #care #in #a #nursing #home, #care #in #an #assisted #living #facility


10 Things You Should Know About Buying Long-Term Care Insurance

Long-Term Care is Different From Traditional Medical Care
Someone with a prolonged physical illness, a disability or a cognitive impairment such as Alzheimer s disease often needs long-term care. Long-term care services may include help with daily activities, home health care, respite care, hospice care, adult day care, care in a nursing home or care in an assisted living facility.

Long-Term Care Can be Expensive
The cost depends on the amount and type of care you need and where you get it. In 2001, the national average cost of nursing home care was $56,000 per year, assisted living facilities reported $22,476 per year and home care costs ranged from $12,000 to $16,000 per year.

You Have Options When Paying for Long-Term Care
People pay for long-term care in a variety of ways. These include using personal resources, long-term care insurance and Medicaid for those who qualify. Medicare, Medicare supplement insurance and health insurance you may have at work usually will not pay for long-term care. Long-term care insurance will pay for some or all of your long-term care.

Decide Whether Long-Term Care Insurance is for You
Whether you should buy a long-term care insurance policy will depend on your age, health status overall retirement goals, income and assets. For instance, if your only source of income is a Social Security benefit or Supplemental Security Income (SSI), you probably should not buy long-term care insurance since you may not be able to afford the premium. On the other hand, if you have a large amount of assets but do not want to use them to pay for long-term care, you may want to buy a long-term care insurance policy. Many people buy a policy because they want to stay independent of government aid or the help of family. They don t want to burden anyone with having to care for them. However, you should not buy a policy if you can t afford the premium or are not sure you can pay the premium for the rest of your life.

Pre-Existing Condition Limitations
A long-term care insurance policy usually defines a pre-existing condition as one for which you received medical advice or treatment or had symptoms within a certain period before you applied for the policy. Some companies look further back in time than others. Many companies will sell a policy to someone with a pre-existing condition. However, the company may not pay benefits for long-term care related to that condition for a period after the policy goes into effect, usually six months. Some companies have longer pre-existing condition periods or none at all.

Know Where to Look for Long-Term Care Insurance
Long-term care insurance is available to you in several different forms. You can buy an individual policy from a private insurance company or agent, or you can buy coverage under a group policy through an employer or association membership. The federal government and several state governments offer long-term care insurance coverage to their employees, retirees and their families. You can also get long-term care benefits through a life insurance policy. Some states have long-term care insurance programs designed to help people with the financial impact of spending down to meet Medicaid eligibility standards. Check with your state insurance department or counseling program to see if these policies are available in your state.

Check With Several Companies and Agents
Contact several companies and agents before you buy a long-term care policy. Be sure to compare benefits, the types of facilities covered, limits on your coverage, what is not covered and the premium. Policies from different insurance companies often have the same coverage and benefits but may not cost the same. Be sure to ask companies about their rate increase history and whether they have increased the rates on the long-term care insurance policies.

Don t be Misled by Advertising
Most celebrity endorsers are professional actors paid to advertise, not insurance experts. It is also important to note that Medicare does not endorse or sell long-term care insurance policies, so be wary of advertising that suggests Medicare is involved. Do not trust cards you get in the mail that look like official government documents until you check with the government agency identified on the card.

Make Sure the Insurance Company is Reputable
To help you find out if an insurance company is reliable, you can take the following actions: Stop before you sign anything, call your state insurance department and confirm that the insurance company is licensed to do business in your state. After you make sure they are licensed, check the financial stability of the company by checking their ratings. You can get ratings from some insurer rating services for free at most public libraries.

Review Your Contract Carefully
When you purchase long-term care insurance, your company should send you a policy. You should read the policy and make certain you understand its contents. If you have questions about your insurance policy, contact your insurance agent for clarification. If you still have questions, turn to your state insurance department or insurance counseling program.

1990 – 2008 National Association of Insurance Commissioners. All rights reserved.
SM Insure U and Stop. Call. Confirm are registered service marks of the National Association of Insurance Commissioners.

Yoga and Heart Health #american #lung #association #nj


Yoga and Heart Health

Yoga could boost heart health!
The history of yoga stretches back as far as ancient India, when people practiced it to increase their tranquility and spiritual insight. Today, many Americans enjoy it to help them relax and increase their flexibility and may even improve their heart health. However, yoga does not count towards physical activity requirements of 150 minutes of moderate intensity aerobic activity per week.

Traditional yoga is done by slowly stretching the body into a variety of poses while focusing on breathing and meditation. Yoga is designed to bring about increased physical, mental and emotional well-being, said M. Mala Cunningham, Ph.D. counseling psychologist and founder of Cardiac Yoga. Hand in hand with leading a heart-healthy lifestyle, it really is possible for a yoga-based model to help prevent or reverse heart disease. It may not completely reverse it, but you will definitely see benefits.

For Overall Cardiovascular Health:

  • At least 30 minutes of moderate-intensity aerobic activity at least 5 days per week for a total of 150 minutes


  • At least 25 minutes of vigorous aerobic activity at least 3 days per week for a total of 75 minutes ; or a combination of moderate- and vigorous-intensity aerobic activity


  • Moderate- to high-intensity muscle-strengthening activity at least 2 days per week for additional health benefits.

For Lowering Blood Pressure and Cholesterol

  • An average 40 minutes of moderate- to vigorous-intensity aerobic activity 3 or 4 times per wee k

Yoga can be used to improve heart health as a preventive measure or after facing a cardiac event, said Cunningham, who has taught yoga for 40 years and is also president of Positive Health Solutions.

Why yoga?
Thinking prevention? As part of an overall healthy lifestyle, Cunningham said yoga can help lower blood pressure, increase lung capacity, improve respiratory function and heart rate, and boost circulation and muscle tone. It can also improve your overall well-being while offering strength-building benefits.

Yoga also has proven benefits for those who have faced cardiac arrest. heart attack or other heart event. according to Cunningham. The acute emotional stress of such an event certainly has a significant and adverse effect on the heart, she said. That s where yoga can be a tremendous benefit to manage the stress. For example, Cunningham said that half of bypass surgery patients go through depression, facing emotions ranging from anxiety to grieving. All these things come into play when you ve got a potentially chronic disease to manage for the rest of your life.

The calming benefits of yoga may help with that and you may see benefits right away. After your first yoga class, your blood pressure will likely be lower, you ll be relaxed and you ll feel better, Cunningham said.

Long-term, sustained yoga may play a role in improving overall health, according to Cunningham.

The more energy you put into it, the more you re going to get out of it, she said. After 12 weeks, you may see a dramatic increase in exercise functionality, and blood pressure and cholesterol levels may decrease.
If you have heart disease, diabetes or are obese. check with your doctor before starting a yoga program. I highly recommend going to a qualified and trained cardiac medical yoga instructor, Cunningham said. To find an instructor in your area, check with your local cardiac rehab center or visit

This content was last reviewed on 03/22/2013.

Fitness Basics


Sharing is Caring



Spokane County Bar Association #spokane, #spokane #county #bar, #spokane #county #bar #association, #spokane #washington, #washington, #state #of #washington


Online Lawyer Referral Service


The Spokane County Bar Association (“SCBA”), the publisher of this web site, and by extension, the SCBA Online Lawyer Referral Service which is operated by the SCBA, makes no representation, guarantee, or warranty (express or implied) as to the legal ability, competence, or quality of representation which may be provided by any of the attorneys or law firms which are listed herein.

Members of the SCBA Lawyer Referral Service are attorneys licensed to practice law in the State of Washington who have paid a fee to join the service. These attorneys have indicated the areas of law in which they will accept referrals. The SCBA Online Lawyer Referral Service randomly displays their listing on the this site.

The SCBA Online Lawyer Referral Service has made no investigation into the referral attorney’s particular abilities to handle the client’s legal matter. Before employing the attorney, the client should interview the attorney and make whatever investigation the client feels is appropriate into the attorney’s qualifications to handle the client’s legal matter.

Both attorney and the client agree that the SCBA Online Lawyer Referral Service has no liability for disputes between the attorney and the client, and that the SCBA Online Lawyer Referral Service is not responsible for the manner in which the attorney handles the client’s legal matter.

The SCBA Online Lawyer Referral Service makes no warranties or representations concerning an attorney’s ability to handle the client’s particular legal matter, and the decision to employ an attorney is solely that of the client, subject to the attorney’s willingness to accept employment.

The SCBA Online Lawyer Referral Service also makes no representation regarding the status of the listed attorneys or law firms as specialists in the areas of practice listed herein. Moreover, the SCBA Online Lawyer Referral Service, expressly denies liability and undertakes no responsibility for the results or consequences of any legal representation provided by any of the attorneys or law firms listed in this web site.

This website contains links to attorney web pages that should be considered lawyer advertisements. The information contained in this web site is educational only and should not be construed as offering legal advice. In addition, any electronic communication sent to the Spokane County Bar Association, or any of the attorneys or law firms listed herein, by itself, will not create an attorney-client relationship.

By using the Spokane County Bar Association website, the user expressly agrees that any use of the Spokane County Bar Association website and the SCBA Online Lawyer Referral Service is for personal, non-commercial use only.

SOPL Home Page #locksmith, #security, #locksmith #organization, #locksmith #training, #locksmith #association, #locksmith #scams, #free #locksmith #training, #education, #locksmith #licensing, #locksmith #course, #become #a #locksmith, #sopl, #aloa, #associated #locksmiths #of #america


I got more out this site in one day, then I got from several years of memberships in other associations.

Lou Frazella
Rillito, AZ

This is exactly what the industry needs, a spark! It reminds me of revolutionary thinking, forward thinking, and just plain thinking!

Robert Wood
Moriarty, NM

You hit this one out of the ballpark!

Bill Neff, CPP, PSP, CML
Lancaster, PA

I feel the profession is better served by the Society of Professional Locksmiths.

Barry Campbell
Indianapolis, IN

I started the online classes! There is a lot of good learning material. Very complete.

Art Penna
Gardnerville, NV

As a past teacher in the public school system, I can honestly say that this entire program is fantastic! The printed course material is very professional and the online testing is exactly what is needed. I grade this program with an A+.

Nick Hart
Fort Lee, NJ

On line training is the future and from what I can see you are the first to really offer it in the locksmith industry to which I say my hat is off to you.

Ronald Smith CPL, CPS
La Fargeville, NY

Personally, I have trained overseas in a well known and highly respected training program, I have no hesitation in recommending the SOPL training program. The idea that others are now seeking to emulate some of what is being achieved by the this unique organization, serves to justify that the SOPL is, and has become the new yardstick

Danny Gurvis
St. Louis, MO

I actually learned something!

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Ramsey, NJ

The SOPL is great! I appreciate the quick and helpful response times with my questions. This has saved me a lot of time and money!

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East Orange, NJ

I took the Key Blank Identification course today and I’m freakin’ jazzed! I learned so much! This freakin’ rocks! I love the training already and can’t wait to get time to do the next lesson!

Dave Bohnenstiehl
Collinsville, IL

After joining the SOPL I have received more referrals and made more money, than 3 other trade associations put together

Skip Locke
Mission Viejo, CA

We Cost Less Deliver More!

Our members receive more value for their membership dollars.
Click the audio player below to learn more.

Latest News Stories

United States Bureau of Internal Revenue Padlock – A U.S. Patent was issued to Thomas Slight on August 5, 1878 and produced by Slaymaker Lock Co. in Lancaster, PA until the early 1920’s. (read more )

SOPL launches new collectible antique padlock educational blog – Antique. collectibles, oddities and more are brought to you by leading expert and curator of the largest padlock collection on earth, Ronny Chase. (read more)

Locksmith Scammer Caught on Video! – Ethical Locksmith Saves Customer – Andrew McColley, of Andrews Lock and Key in Mesa Arizona put his foot down after being called by a consumer asking for advice. YouTube video goes viral. (read more )

Is ASSA ABLOY the Borg? – Confessions of a Video Marketer – Confessions of a video marketer on how to Crush the Competition for the underdog. The Borg neither innovates or creates, it consumes, adapts and assimilates others technology as their own. (read more )

Society of Professional Locksmiths Partners with Pro Compliance, Inc. Unifies Locksmith Industry – Something scammers cannot do is verify the physical location of a locksmith business and provide document inspections pertaining to its legitimacy. (read more )

Is the North Carolina Locksmith License Board Being Dismantled? Idiot or Genius? – On August 11, 2013 SOPL Director of Operations, Barry Campbell wrote a blog article titled ” Licensing Boards Under Fire from Federal Trade Commission – Restriction of Trade Violating Anti-Trust Laws”, was he right. (read more )

Should You Need the Government’s Permission to Work? – Institute for Justice national report exposes how widespread and costly occupational licensing has become while placing hurdle after hurdle in the way. (read more )

Reason Foundation – Locksmith Licensing Laws Are Destructive 3 Reasons for Removal – Applying “reason” and common sense in the analysis of occupational licensing. (read more )

Welcome to: Main Page #benzodiazepines, #benzo, #benzodiazepine, #benzos, #tranquillisers, #tranquilizers, #tranquillizers, #tranquilisers, #sleeping #pills, #sleepers, #mazzies, #temazzies, #eggs, #jellies, #vallies, #mother’s #little #helpers, #sedative-hypnotics, #anxiolytics, #hypnotics, #sedatives, #trankies, #addiction, #withdrawal, #dependence, #dependency, #tolerance, #toxicity, #side-effects, #withdrawal #syndrome, #recovery, #anxiety, #depression, #panic #disorder, #withdrawl, #benzo #withdrawl, #benzo #withdrawal, #benzodiazepene, #benzodiazipine, #benzodiazepine #withdrawal, #faq, #ibs, #irritable #bowel #syndrome, #benzo #faq, #f.a.q, #muscle-relaxants, #myorelaxants, #insomnia, #restless #leg #syndrome, #gaba, #gaba-a,gaba-b, #antidepressants, #anti-depressants, #detox, #detoxification, #professor #ashton, #dr. #c. #heather #ashton, #dr #c #heather #ashton, #charles #medawar, #beatrice #faust, #ray #nimmo, #joan #gadsby, #joan #e. #gadsby, #sue #bibby, #susan #bibby, #geraldine #burns, #benzodiazepine #awareness #network, #benzobusters, #the #ashton #manual, #the #ashton #papers, #carol #packer, #dr #malcolm #lader, #professor #malcolm #lader, #mh #lader, #the #accidental #addict, #di #porritt, #di #russell, #pam #armstrong, #cita, #c.i.t.a., #anxiety, #depression, #withdrawal #support #groups, #recovery, #panic #attacks, #panic #disorder, #gad, #anxiety #symptoms, #anti-depressants, #prozac, #zoloft, #benzodiazepine #withdrawal #syndrome, #post #acute #withdrawal, #pws, #addict, #addiction #services, #central #nervous #system, #gaba, #withdrawal #symptoms, #withdrawal #symptoms, #tranx, #oldham #tranx, #benzos, #acute #withdrawal, #protracted #withdrawal, #adrenalin, #acute #distress #disorder, #adjustment #disorder, #american #psychiatric #association, #anafranil, #anti-convulsants, #neuroleptics, #anti-psychotics, #anxiety #neurosis, #caffeine, #agoraphobia, #chronic #anxiety, #seizures, #discontinuance #syndrome, #anxiolytic, #obsessive #compulsive #disorder, #depersonalisation, #derealisation, #depersonalization, #derealization, #overdosage, #ataxia, #somatic, #autonomic #nervous #symptoms, #drug #companies, #barbiturates, #barbituates, #post #traumatic #stress #syndrome, #dependence, #roche, #roche #products #ltd, #reg #peart, #dr #peart, #dr. #reg #peart, #liz #wood, #alec #jenner, #leo #sternbach, #dr. #leo #sternbach, #barry #haslam, #mick #behan, #beat #the #benzos, #phil #woolas, #phil #woolas #mp, #peter #r. #breggin, #m.d., #dr. #peter #r. #breggin, #dr. #ray #baker, #max #ricketts, #felicity #bielovich, #anna #de #jonge, #vernon #coleman, #dr #vernon #coleman, #dr. #doug #coleman, #vot, #victims #of #tranquillizers, #victims #of #tranquillisers, #zopiclone, #zimovane, #imovane, #zaleplon, #sonata, #zolpidem, #stilnoct, #eszopiclone, #lunesta, #alprazolam, #xanax, #xanor, #tafil, #flunitrazepam, #rohypnol, #midazolam, #versed, #hypnovel, #dormicum, #bromazepam #lexotan, #lexomil, #flurazepam,dalmane, #nitrazepam, #mogadon, #insoma, #nitrados, #chlordiazepoxide, #librium, #nova-pam, #halazepam, #paxipam, #oxazepam, #serax, #serapax, #serenid, #benzotran, #clobazam, #frisium, #ketazolam, #anxon, #prazepam, #centrax, #clonazepam, #klonopin, #rivotril, #loprazolam, #dormonoct, #quazepam, #doral, #clorazepate, #tranxene, #lorazepam, #ativan, #tavor, #temesta, #temazepam. #restoril, #euhypnos, #normison, #planum, #sompam, #diazepam, #valium, #d-pam, #pro-pam, #lormetazepam, #noctamid, #triazolam, #halcion, #hypam, #tricam, #estazolam, #prosom, #medazepam, #nobrium, #adinazolam, #bretazenil, #brotizolam, #camazepam, #cinolazepam, #clotiazepam, #cloxazolam, #delorazepam, #etizolam, #fludiazepam, #haloxazolam, #oxazolam, #nimetazepam, #nordazepam, #phenazepam, #pinazepam, #tetrazepam, #tofisopam, #librax, #libraxin,,,,, #beat #the #benzos #campaign, #beat #the #benzos #conference, #bbc #panorama, #the #tranquilliser #trap, #gurli #bagnall, #geraldine #burns, #carol #packer, #anna #de #jonge, #patients #rights #advocacy, #patients #rights’ #advocacy, #benzodiazepine #equivalence #table, #benzodiazepine #equivalency #table, #colin #downes-grainger, #appgita, #john #perrott, #jim #dobbin #mp, #earl #of #sandwich, #john #montagu

# is dedicated to sufferers of iatrogenic benzodiazepine tranquilliser addiction. Launched on July 6, 2000, this web site has always been a work in progress consisting of articles, information, expert medical documents, news stories and personal accounts. You can navigate this site by category on the Archive page or using the A-Z site index. A good place to begin is the FAQ Document .

For the best and most comprehensive information on benzodiazepine withdrawal you are encouraged to read: “Benzodiazepines: How they Work & How to Withdraw” (The Ashton Manual) by Professor C Heather Ashton, DM, FRCP. Versions of the Ashton Manual in eleven languages can be accessed from this page. Some official sites that recommend the Manual. New: Japanese version .

For online benzodiazepine withdrawal support you may like to visit BenzoBuddies or take a look at the other support groups listed on the Support page. Please note that is a personal web site and is not associated with any organisation or support group so cannot endorse any advice that you might receive.

In the UK and interested in taking legal action against your prescriber? Contact Miss Caroline Moore, Medical Solicitors. Unit 8B, South West Centre, Troutbeck Road, Sheffield S8 0JR. Visit website .

IMPORTANT NOTICE: Any information given on this site should not be substituted for the advice of a physician who is well-informed about benzodiazepine addiction and withdrawal. All information given here is therefore to be followed at your own risk. Abrupt cessation of benzodiazepines may be very dangerous. Always consult your prescriber if you are considering making any changes. See Medical Disclaimer .

The Prime Minister on Benzodiazepine Addiction:“First, I pay tribute to the hon. Gentleman (Jim Dobbin, MP), who has campaigned strongly on this issue over many years. I join him in paying tribute to Professor Ashton. whom I know has considerable expertise in this area. He is right to say that this is a terrible affliction; these people are not drug addicts but they have become hooked on repeat prescriptions of tranquillisers. The Minister for Public Health is very happy to discuss this issue with him and, as he says, make sure that the relevant guidance can be issued.” – Rt. Hon. David Cameron MP, Prime Minister, October 23, 2013.

“Benzodiazepine prescribing guidelines [published in 1988] have had no effect whatsoever on prescribing and GPs are now being sued. they are being picked off one by one and the size of damages being paid will force the medical defence unions to issue further warnings. This is an ongoing problem which has not been addressed by the medical profession, but is at last being addressed by the legal profession.” – Professor Malcolm H Lader. Emeritus Professor of Clinical Psychopharmacology, King’s College, London, January 2012. More Quotations

“Klonopin – more deadly than coke” – Stevie Nicks, 2009 (video clip). More Quotations

“It is more difficult to withdraw people from benzodiazepines than it is from heroin. It just seems that the dependency is so ingrained and the withdrawal symptoms you get are so intolerable that people have a great deal of problem coming off. The other aspect is that with heroin, usually the withdrawal is over within a week or so. With benzodiazepines, a proportion of patients go on to long term withdrawal and they have very unpleasant symptoms for month after month, and I get letters from people saying you can go on for two years or more. Some of the tranquilliser groups can document people who still have symptoms ten years after stopping.” – Professor Malcolm H Lader. Royal Maudesley Hospital, BBC Radio 4, Face The Facts. March 16, 1999. More Quotations

“The biggest drug-addiction problem in the world doesn’t involve heroin, cocaine or marijuana. In fact, it doesn’t involve an illegal drug at all. The world’s biggest drug-addiction problem is posed by a group of drugs, the benzodiazepines, which are widely prescribed by doctors and taken by countless millions of perfectly ordinary people around the world. Drug-addiction experts claim that getting people off the benzodiazepines is more difficult than getting addicts off heroin. For several years now pressure-groups have been fighting to help addicted individuals break free from their pharmacological chains. But the fight has been a forlorn one. As fast as one individual breaks free from one of the benzodiazepines another patient somewhere else becomes addicted. I believe that the main reason for this is that doctors are addicted to prescribing benzodiazepines just as much as patients are hooked on taking them. I don’t think that the problem can ever be solved by gentle persuasion or by trying to wean patients off these drugs. I think that the only genuine long-term solution is to be aware of these drugs and to avoid them like the plague. The uses of the benzodiazepines are modest and relatively insignificant. We can do without them. I don’t think that the benzodiazepine problem will be solved until patients around the world unite and make it clear that they are not prepared to accept prescriptions for these dangerous products.” – Dr Vernon Coleman, Life Without Tranquillisers. 1985. More Quotations

“Benzodiazepines are indicated for the short-term relief (two to four weeks only) of anxiety that is severe, disabling or subjecting the individual to unacceptable distress, occurring alone or in association with insomnia.” CSM, January 1988. See also the CMO’s Update, 2004 and the BNF Guidance, November 2013 .

March 27, 2017

ISSA International Conference – Home Page – Information Systems Security Association #issa #international #conference, #information #systems #security #association #conference, #cyber #security #conference, #san #diego, #california, #digital #danger #zone


About the Conference Theme / #ISSAConf

Join us October 9-11, 2017 at the Sheraton Hotel Marina in San Diego, California for solution oriented, proactive and innovative sessions focused on the Digital Danger Zone .

Each day, cyber threats become increasingly intricate and difficult to detect. Over the past year, we saw that with the rise of device connectivity came boundless opportunities for malicious hackers to attack device vulnerabilities. No cyber security professional can become an expert on these digital dangers without continued efforts to educate themselves on the industry’s latest trends and technologies.

We look forward to welcoming you and over 800 of your colleagues and peers in San Diego as we discuss topics ranging from incident response to application security to business skills for the information security professional. Join us at the 2017 ISSA International Conference and we’ll help you navigate the Digital Danger Zone.

Schedule at a Glance (Subject to Change )

  • 10:00 am – 5:00 pm: Chapter Leaders Summit *
  • 4:45 pm – 7:00 pm: ISSA International Conference Registration Open
  • 5:00 pm – 7:00 pm. Opening Reception and Capture the Flag in Exhibit Hall
    • 7:45 am – 4:00 pm: Conference Registration Open
    • 8:30 am – 9:00 am: Breakfast (buffet in Keynote Foyer)
    • 9:00 am – 10:15 am: Welcome Remarks and Keynote Address
    • 10:15 am – 4:00 pm: Exhibit Hall Open
    • 10:15 am – 11:00 am: Break and Cyber Solutions Live Session #1
    • 11:00 am – 11:45 am: Breakout Sessions
    • 11:45 am – 12:15 am: Break and Book Signing
    • 12:15 am – 1:00 pm: Breakout Sessions
    • 1:00 pm – 2:00 pm: Lunch in Exhibit Hall
    • 2:00 pm – 2:45 pm: Breakout Sessions
    • 2:45 pm – 3:00 pm: Break
    • 3:00 pm – 3:45 pm: Breakout Sessions
    • 3:45 pm – 4:15 pm: Break and Cyber Solutions Live Session #2
    • 4:15 pm – 5:00 pm: Breakout Sessions
    • 6:00 pm: Bus Transportation to Party in the Sky
    • 6:30 pm – 8:30 pm: Party on the Flight Deck at USS Midway
    • 8:30 am – 2:00 pm: Conference Registration Open
    • 8:30 am – 9:00 am: Exhibitor Networking Breakfast in Keynote Room
    • 9:00 am – 10:00 am: Keynote Address
    • 8:00 am – 9:00 am: Breakfast in Exhibit Hall
    • 9:00 am – 10:00 am: Keynote Address
    • 10:00 am – 2:30 pm: Exhibit Hall Open
    • 10:00 am – 10:30 am: Break and Cyber Solutions Live #3
    • 10:30 am – 11:15 am: Breakout Sessions
    • 11:15 am – 11:45 am: Break and Book Signing
    • 11:45 am – 1:15 pm: Awards Luncheon
    • 1:15 pm – 2:00 pm: Breakout Sessions
    • 3:15 pm – 3:30 pm: Break
    • 3:30 pm – 4:15 pm:Breakout Sessions
    • 5:00 pm – 8:30 pm: CISO Forum Opening Dinner**

    * The Chapter Leaders Summit is open to all chapter officers and board members of record at the time of registration.

    ** The CISO Forum and Dinner are open to members of the CISO Executive Program and qualified first time guests.

    Registration Rates before July 1, 2017

    • Members***: Registration is $399 USD.
    • Non-Members: Registration is $798 USD
    • Students: Full conference registration is $150 USD

    Registration Rates July 1, 2017 – October 8, 2017

    • Members***: Registration is $499 USD.
    • Non-Members: Registration is $898 USD
    • Students: Full conference registration is $150 USD

    On Site Rates after October 8, 2017

    • Members***: Registration is $549 USD.
    • Non-Members: Registration is $998 USD
    • Students: Full conference registration is $150 USD

    Volunteer Rates

    • Registration is $200 USD
    • Volunteers sign up for at least one volunteer shift using the ISSA Volunteer Signup Sheet

    Conference registration includes:

    • All sessions on October 10-11; including keynotes, breakout sessions, breakfast, and lunch both days.
    • October 9 Opening Reception and Capture the Flag.
    • October 10 Party on the Flight Deck at USS Midway.
    • A certificate of attendance for continuing professional education (CPE), up to 16 hours available.
    • Exclusive access to the ISSA International Conference mobile app for conference information and networking. The app launces in September, watch your email for details!

    ***To access the Member Rate, you must be a dues-paying member of ISSA International in good standing. On the registration website, you will prompted to search for your member record using your member email address.

    Staff can assist you with your group registration of 5 or more attendees.

    Please contact Leah Lewis for a group discount code. Group discounts are as follows:

    5 or more attendees: 10% off
    10 or more attendees: 20% off

    San Diego Sheraton Hotel Marina
    1380 Harbor Island Dr.
    San Diego, CA 92101

    Click here to reserve your room at the San Diego Sheraton Hotel and Marina. The daily rate is $199 plus state and local taxes. Reservations are available until September 15, 2017 or until the block sells out, whichever comes first. Space is limited.

    Thank You to ISSA’s 2017 Conference Sponsors

    USCCA Review #uscca #review,united #states #concealed #carry #association,self #defense #shield


    USCCA Review

    United States Concealed Carry Association
    Current as of 7/2017

    In my estimation there is no reason not to join the USCCA.

    • The United States Concealed Carry Association is a top, informative organization with excellent, expert writers.
    • It provides archives of valuable and seemingly endless articles.
    • It puts out a top of the line magazine rivaling any gun magazine.
    • The Self Defense SHIELD is a legitimate, comprehensive, self defense shooting protection insurance and member benefit that takes its members from start to finish in self defense cases.
    • The SHIELD includes legal protection if your firearm is reported stolen and used in a crime.
    • The benefits of the SHIELD are for all 50 states . It is not a law firm limited to state licensed practice. That means if you travel, no matter the state you’re in, you’re protected.

    [As of 7/2017, to my knowledge there is no other organization offering legal protection that comes close to providing the benefits equal to the USCCA.

    No law firm self defense legal system has the resources, or provides the level of benefit protection of the United States Concealed Carry Association]

    Sean Hannity is a USCCA member and enthusiastic supporter. He has been a member since 2015. Click here to listen to his evaluation of the organization.

    NOW: Here’s why the SHIELD is the clear choice for protection against criminal or civil litigation in a self defense shooting.

    Specific dollar amounts are dependent on which level membership you own.

    Added to what’s always been available:The necessities that people have asked for:

    *Civil Suit Defense Up To $1,000,000
    *Civil Suit Damages Up To $1,000,000
    *Immediate Criminal Defense Attorney Retainer Up To $125,000
    *Criminal Defense Protection Up To $125,000
    *Immediate Bail Bond Funding Up To $10,000 (necessary for $100,000 bond)
    *Interrogation & Grand Jury Protection Up To $125,000
    *Critical Response Team
    *Your gun AND All Other Weapons Covered (in any self defense case).
    *Up-Front, No Out-Of-Pocket Coverage
    *Local Attorney Referral – But freedom to choose your own attorney.

    If you are arrested after a self defense shooting, these benefits are yours as part of your Membership to the USCCA.

    And much more. Just click over to the USCCA Membership page for details on the SHIELD protection .

    As to the other organization benefits :

    Concealed Carry Magazine rivals any firearms publication for excellent information, reporting, training, etc.

    Hundreds of online articles are available in their archives.

    The USCCA Facebook page is valuable, informative and fun.

    The organization has achieved a reputation that allows it to offer excellent periodic resources with special member price values.

    The membership is now an excellent value at any level.

    Last but not least, this organization is promoting and defending gun rights for law abiding citizens across the U.S.

    Valuable Offers From The USCCA:

    The USCCA Membership. Click here for membership details and levels.

    Texas SBA #small #business #association #loan


    Texas SBA , popularly known as Texas Small Business Association , provides woman minority business certifications, government contracting, business loans, international trade, and other assistance.

    Owning a Texas small business can be your path to financial freedom, personal independence, and the American Dream. Purchase your 2016 Texas Small Business Association Membership.

    Small Business Facts

    • Small Business Ownership Represents Over 97% of all Texas Companies
    • Texas has over 2.3 Million Businesses
    • Texas has the 2 nd Largest Economy in the United States
    • Texas has a Gross State Product in Excess of $1.6 Trillion
    • Texas is the World’s 12 th Largest Economy
    • Texas is the #1 State for Exports and Import Tonnage
    • Texas Government Budget for 2016 – 2017 is $209 Billion
    • Texas Government Agency General-Purpose Spending is $113 Billion for 2016 – 2017
    • Texas has the 4 th Fastest Growth Rate for Woman Business Ownership
    • Texas Has a 0% State Income Tax for Residents
    • Texas Business Franchise Tax Maximum Rate is 1%
    • Texas Safeguards Small Business from Frivolous Lawsuits with “Loser Pays Tort Reform”

    Texas SBA is the most popular resource for small business owners and other officials to better understand the economic marketplace of Texas and gain access the business community.
    Register your company or government agency for Texas Small Business Association Membership.

    Advertisement: Texas Certification Agency, Inc.

    Electric Auto Association #infinity #cars

    #electric car

    The Electric Auto Association (EAA) is a 501(c)(3) non-profit that influences the adoption of electric vehicles and the infrastructure to support them. Since 1967 the EAA has been at the forefront of the EV momentum but we can only continue with your support.

    Today is Giving Tuesday – an international day of online giving to a non-profit of your choice. Please consider the EAA with a gift today, any amount is greatly appreciated and helps us to continue our mission.

    Please support us today by giving to the EAA here

    After the link you will be sent to our secure General Funds page

    Exclusive EAA Member Promotion

    For a limited time when you BUY a ClipperCreek EVSE you will GET a free ClipperCreek t-shirt and that’s not all. For every EVSE you buy ClipperCreek will GIVE $10 as a donation to the Electric Auto Association which will help us to continue to push EV adoption and charging infrastructure.

    When you call ClipperCreek you will need a promo code. That promo code can be found here. you will need to login to see the code.

    BUY one of these

    GET one of these free

    (style and sizes may vary)

    And ClipperCreek will GIVE $10 to the EAA as a donation

    Electric Auto Association #cheap #car #audio

    #electric car

    The Electric Auto Association (EAA) is a 501(c)(3) non-profit that influences the adoption of electric vehicles and the infrastructure to support them. Since 1967 the EAA has been at the forefront of the EV momentum but we can only continue with your support.

    Today is Giving Tuesday – an international day of online giving to a non-profit of your choice. Please consider the EAA with a gift today, any amount is greatly appreciated and helps us to continue our mission.

    Please support us today by giving to the EAA here

    After the link you will be sent to our secure General Funds page

    Exclusive EAA Member Promotion

    For a limited time when you BUY a ClipperCreek EVSE you will GET a free ClipperCreek t-shirt and that’s not all. For every EVSE you buy ClipperCreek will GIVE $10 as a donation to the Electric Auto Association which will help us to continue to push EV adoption and charging infrastructure.

    When you call ClipperCreek you will need a promo code. That promo code can be found here. you will need to login to see the code.

    BUY one of these

    GET one of these free

    (style and sizes may vary)

    And ClipperCreek will GIVE $10 to the EAA as a donation