Do You Need Rental Car Insurance? Allstate #car #for #sale


#car rental insurance
#

Should You Buy Extra Rental Car Insurance at the Counter?

Updated: November 2015

These days it’s not hard to find great online car rental deals. But buying the rental car insurance from the rental company can lead to a serious case of sticker shock, possibly doubling your total rental price.

What car rental companies may not tell you is that their secondary coverage may duplicate your existing auto insurance protection. And many credit card companies also offer secondary rental car insurance-and may offer free collision damage protection if you use their card for the rental. Yes, it can get a little confusing. Let’s break it down.

Your Allstate Insurance Covers Rented Vehicles, Too

In many cases, Allstate provides coverage that matches or exceeds the car rental companies’ protection. If you have an auto insurance policy with us, your policy’s coverage may extend to your rented vehicle. That means your Liability Coverage. your Collision and Comprehensive Coverage. and your additional coverages could be working to protect both you and your rental vehicle.


Should I Buy a New or Used Car, Or Should I Lease? Allstate #what #is #the #value #of #my #car


#buy a used car
#

Picking a Car: Should I Buy a New or Used Car

Car shopping can be confusing, to say the least. Should you buy a new car, a used car, or does a lease make the most sense for your situation? We’ll look at the pros and cons of each option to help you make an informed decision.

No matter what you end up buying, you’ll need insurance it’s mandatory in most states and a smart idea, period. At Allstate, we have 15 auto insurance discounts to help you save.

New Cars

The Benefits of Buying a New Car

In addition to that new car smell, buying a new vehicle lets you choose exactly the car you want. You’re also getting the latest automotive and technological advancements. That’s great when you’re just talking about something optional, like an in-dash GPS unit with the latest bells and whistles. But it’s even more important when it comes to safety features, like airbags or electronic stability systems.

And while new cars can be more expensive, the Internet has made it easier than ever to track manufacturer and dealer incentives like rebates and low-interest financing.

New cars are less likely to need mechanic visits, which may offer additional peace of mind, especially since many car companies cover repair costs as part of the new car’s warranty. Find out more about auto warranty features and limitations in our What’s In a New Car Warranty article .

Check out our Bumper-to-Bumper Basics tool for information about factors in your lifestyle that can influence your auto insurance decision.

And for tips on squeezing every last mile from your gas tank, read our tips for increasing your gas mileage .


How to Compare Car Insurance Rates Effectively – Allstate #car #battery #prices


#compare car insurance
#

How to Compare Car Insurance Rates Effectively

Published: September 2012

You would never think to buy a car without doing a little cost comparison of car insurance rates to see how much money you could save. So why would you ever sign up for an auto insurance plan without doing the same? If you’re not sure how to compare car insurance rates, we’ve got a few helpful tips that may just save you some money.

Step One: Get at least three quotes.

Today’s car insurance market is incredibly competitive, which means that insurance providers will often go the extra mile to get your business. If you’re smart about shopping around, you could make the competition work to your advantage. Your first step should be to get at least three quotes from reputable auto insurance providers. Once you’ve done that, look at each one line by line to make sure you’re comparing apples to apples. A side-by-side comparison will help you to determine which one will give you the best coverage for your buck.

Step Two: Look at the limit of liability coverage.


Affordable Car Insurance for Students – Allstate #car #hire #mallorca


#student car insurance
#

Affordable Car Insurance Options for College Students

Updated: October 2015

It is possible to get a good auto insurance plan if you’re a college student. You just have to know how to look and what to look for. Far beyond simply signing up for the plan that is the cheapest, you may find and make the most out of specific discounts that you may not have even known about until now. Not only is it important to get car insurance at the right price, but it’s also a good idea to find the right plan to meet your needs. Here are some tips for college students shopping for auto insurance:

How Much Driving Will You be Doing?

Whether you’re going away to college or commuting, you may want to either increase your coverage or decrease it. If you’re leaving your car parked at Mom and Dad’s while you live on campus, you may be able to save them a few extra dollars. According to the Insurance Information Institute. if your college is at least 100 miles away from home, your parents may qualify for the resident student discount. This discount could lower their car insurance bill by as much as 30 percent per month.

On the other hand, going to college may cause you to reconsider your coverage choices. If your daily commute is going to get longer, now may be the best time to revisit your coverage limits to make sure that you’re well-insured in case of an accident.

Check Out Campus Security Ahead of Time

It’s always a good idea to research local crime statistics before taking up temporary residence. This gives you a good idea of what to expect, as well as how to prepare for life in your new surroundings. If you’re going away to college and bringing your car to a location with a higher crime rate, talk to an auto insurance agent about protection that covers you in the event of theft. It may also be a good time to purchase an anti-theft device for your car. Doing so may not only cut back on the likelihood of your stuff being stolen, but it might also land you a discount.

Nevertheless, you don’t have to attend college far away to revisit your need for better safety and increased insurance coverage. Always research the area where your car will spend most of its time and adjust your coverage accordingly.


What to Know Before You Buy Car Insurance Online – Allstate #cheapest #car #insurance #for #young #drivers


#buy car online
#

What to Know Before You Buy Car Insurance Online

Buying car insurance online can be challenging. Sure, there are dozens maybe even hundreds of auto insurance providers vying for your business through interactive websites that allow you to do everything from getting a simple quote to closing the deal on coverage. But if you’ve got any questions that need answering beforehand, your best bet is to pick up the phone and talk to an agent directly .

Of course, you may not have to do that. If your needs are simple, you may be able to seal the deal without even picking up the phone. Here are a few things to know about buying car insurance online.

You will be asked to provide specific details about the car you’re insuring.

It’s not enough to be able to key the make, model and year of your vehicle into an online car insurance quote form. Beyond those basics, you may be asked a number of detailed questions that will help the insurance company give you the most accurate quote. Be sure you have the following additional information handy when you buy car insurance online.


10 Tips for Buying a New Car – The Allstate Blog #car #tax #online


#car buying
#

10 Tips for Buying a New Car

Car shopping can be absolutely dreadful.

The first time I stepped onto a car dealership, I was approached by three sales people all trying to sell me their latest sports car. By the time I was done processing their sales pitches, I was exhausted. And if you’ve ever been car shopping, you probably know exactly what I’m talking about.

Because of this pressure, I try to avoid the dreaded task of shopping for a new car as much as possible. Unfortunately, I may not be able to hold off much longer as my current car is slowly nearing its end.

As I researched different cars that fit into my budget, I found a lot of great tips on shopping for cars that gave me a lot more confidence in my car shopping and negotiating ability. It no longer seems as intimidating as before!

So whether you’re upgrading to a new car or just in the market for a used car, look over these tips and hopefully you’ll be able to save some money and avoid being overcharged for a used car.

Do Your Research!

While you have probably heard this more than enough times, doing your research is the most important thing you can do. Before you enter the dealership, go to sites like Kelley Blue Book or Edmunds and research appropriate price ranges for the cars you are interested in. Check out competitor models, possible weak points or recalls and what equipment is standard v. optional. Research is especially important if you are looking for a used car.

Don’t Wait Until the Last Minute

If you know that you’ll need a new vehicle in the near future, it is better to get started early. The earlier you begin your search the more likely you will find better deals.

Never Reveal How Much You Can Afford to Spend

If you are on a fixed budget, it is best to keep the most you’re willing to spend a secret. This way, you will be able to see options at the lower end of your price range first.

Be Specific

Once you get to the lot, tell the dealer exactly what you would like to see. This way, you don’t spend all day looking at cars that you’re not interested in. Don’t be afraid to be firm and tell the dealer that you’re not interested in the cars he/she is showing you.

Ask About Rebates and Warranties

When buying a new car. it’s important to know about any factory rebates or warranties that come with the car. When buying a used car, you should ask if the car is sold as is or if it comes with an additional warranty. This way you know exactly what you are paying for and what to expect if the car malfunctions.

Don’t Get Emotional

Even if you’ve found the perfect car, you should always be willing to walk away if you don’t get the price you are willing to pay. You should never pay more than the budget you have allocated yourself.

Get an Independent Inspection before Purchasing a Used Car

While a car may look and drive like it’s brand new, you won’t know about its actual mechanical condition until you have an auto mechanic take a look at it. An inspection from a shop may be able to detect pricey problems that may arise in the future. Before you buy a used car. you should always get a Vehicle History Report, even if you’re buying from a reputable dealer.

Don’t Buy Immediately

Often dealers will tell you that certain prices are only good for that day or will only last a few hours. These sales techniques could make the deal seem too good to pass up, but it’s always a good idea to go home and do a little more research and follow up with the information that a dealer has told you. Time will also help you avoid making rash decisions that you may later regret.

Be Firm with Your Offer

Never feel pressured to improve your offer over what you feel is a fair price for a car. Once you know the true market value of a car, you should not have to spend more than you originally planned to spend on a car. Offers that sound too good to be true may come with strings attached, so be careful.

Don’t Mention Your Trade-in until after Price Negotiations

According to the National Motorists Association, some dealers will give you a great deal on your trade-in only to make up the difference on the price of a new car. If you settle the price of the car before you trade-in your old vehicle, you may be more likely to get a great deal on both.


Affordable Car Insurance for Students – Allstate #europe #car


#student car insurance
#

Affordable Car Insurance Options for College Students

Updated: October 2015

It is possible to get a good auto insurance plan if you’re a college student. You just have to know how to look and what to look for. Far beyond simply signing up for the plan that is the cheapest, you may find and make the most out of specific discounts that you may not have even known about until now. Not only is it important to get car insurance at the right price, but it’s also a good idea to find the right plan to meet your needs. Here are some tips for college students shopping for auto insurance:

How Much Driving Will You be Doing?

Whether you’re going away to college or commuting, you may want to either increase your coverage or decrease it. If you’re leaving your car parked at Mom and Dad’s while you live on campus, you may be able to save them a few extra dollars. According to the Insurance Information Institute. if your college is at least 100 miles away from home, your parents may qualify for the resident student discount. This discount could lower their car insurance bill by as much as 30 percent per month.

On the other hand, going to college may cause you to reconsider your coverage choices. If your daily commute is going to get longer, now may be the best time to revisit your coverage limits to make sure that you’re well-insured in case of an accident.

Check Out Campus Security Ahead of Time

It’s always a good idea to research local crime statistics before taking up temporary residence. This gives you a good idea of what to expect, as well as how to prepare for life in your new surroundings. If you’re going away to college and bringing your car to a location with a higher crime rate, talk to an auto insurance agent about protection that covers you in the event of theft. It may also be a good time to purchase an anti-theft device for your car. Doing so may not only cut back on the likelihood of your stuff being stolen, but it might also land you a discount.

Nevertheless, you don’t have to attend college far away to revisit your need for better safety and increased insurance coverage. Always research the area where your car will spend most of its time and adjust your coverage accordingly.


10 Tips for Buying a New Car – The Allstate Blog #car #stickers


#car buying
#

10 Tips for Buying a New Car

Car shopping can be absolutely dreadful.

The first time I stepped onto a car dealership, I was approached by three sales people all trying to sell me their latest sports car. By the time I was done processing their sales pitches, I was exhausted. And if you’ve ever been car shopping, you probably know exactly what I’m talking about.

Because of this pressure, I try to avoid the dreaded task of shopping for a new car as much as possible. Unfortunately, I may not be able to hold off much longer as my current car is slowly nearing its end.

As I researched different cars that fit into my budget, I found a lot of great tips on shopping for cars that gave me a lot more confidence in my car shopping and negotiating ability. It no longer seems as intimidating as before!

So whether you’re upgrading to a new car or just in the market for a used car, look over these tips and hopefully you’ll be able to save some money and avoid being overcharged for a used car.

Do Your Research!

While you have probably heard this more than enough times, doing your research is the most important thing you can do. Before you enter the dealership, go to sites like Kelley Blue Book or Edmunds and research appropriate price ranges for the cars you are interested in. Check out competitor models, possible weak points or recalls and what equipment is standard v. optional. Research is especially important if you are looking for a used car.

Don’t Wait Until the Last Minute

If you know that you’ll need a new vehicle in the near future, it is better to get started early. The earlier you begin your search the more likely you will find better deals.

Never Reveal How Much You Can Afford to Spend

If you are on a fixed budget, it is best to keep the most you’re willing to spend a secret. This way, you will be able to see options at the lower end of your price range first.

Be Specific

Once you get to the lot, tell the dealer exactly what you would like to see. This way, you don’t spend all day looking at cars that you’re not interested in. Don’t be afraid to be firm and tell the dealer that you’re not interested in the cars he/she is showing you.

Ask About Rebates and Warranties

When buying a new car. it’s important to know about any factory rebates or warranties that come with the car. When buying a used car, you should ask if the car is sold as is or if it comes with an additional warranty. This way you know exactly what you are paying for and what to expect if the car malfunctions.

Don’t Get Emotional

Even if you’ve found the perfect car, you should always be willing to walk away if you don’t get the price you are willing to pay. You should never pay more than the budget you have allocated yourself.

Get an Independent Inspection before Purchasing a Used Car

While a car may look and drive like it’s brand new, you won’t know about its actual mechanical condition until you have an auto mechanic take a look at it. An inspection from a shop may be able to detect pricey problems that may arise in the future. Before you buy a used car. you should always get a Vehicle History Report, even if you’re buying from a reputable dealer.

Don’t Buy Immediately

Often dealers will tell you that certain prices are only good for that day or will only last a few hours. These sales techniques could make the deal seem too good to pass up, but it’s always a good idea to go home and do a little more research and follow up with the information that a dealer has told you. Time will also help you avoid making rash decisions that you may later regret.

Be Firm with Your Offer

Never feel pressured to improve your offer over what you feel is a fair price for a car. Once you know the true market value of a car, you should not have to spend more than you originally planned to spend on a car. Offers that sound too good to be true may come with strings attached, so be careful.

Don’t Mention Your Trade-in until after Price Negotiations

According to the National Motorists Association, some dealers will give you a great deal on your trade-in only to make up the difference on the price of a new car. If you settle the price of the car before you trade-in your old vehicle, you may be more likely to get a great deal on both.


Should I Buy a New or Used Car, Or Should I Lease? Allstate #used #cars #san #antonio


#buy a used car
#

Picking a Car: Should I Buy a New or Used Car

Car shopping can be confusing, to say the least. Should you buy a new car, a used car, or does a lease make the most sense for your situation? We’ll look at the pros and cons of each option to help you make an informed decision.

No matter what you end up buying, you’ll need insurance it’s mandatory in most states and a smart idea, period. At Allstate, we have 15 auto insurance discounts to help you save.

New Cars

The Benefits of Buying a New Car

In addition to that new car smell, buying a new vehicle lets you choose exactly the car you want. You’re also getting the latest automotive and technological advancements. That’s great when you’re just talking about something optional, like an in-dash GPS unit with the latest bells and whistles. But it’s even more important when it comes to safety features, like airbags or electronic stability systems.

And while new cars can be more expensive, the Internet has made it easier than ever to track manufacturer and dealer incentives like rebates and low-interest financing.

New cars are less likely to need mechanic visits, which may offer additional peace of mind, especially since many car companies cover repair costs as part of the new car’s warranty. Find out more about auto warranty features and limitations in our What’s In a New Car Warranty article .

Check out our Bumper-to-Bumper Basics tool for information about factors in your lifestyle that can influence your auto insurance decision.

And for tips on squeezing every last mile from your gas tank, read our tips for increasing your gas mileage .


Affordable Car Insurance for Students – Allstate #car #insurance #comparison


#student car insurance
#

Affordable Car Insurance Options for College Students

Updated: October 2015

It is possible to get a good auto insurance plan if you’re a college student. You just have to know how to look and what to look for. Far beyond simply signing up for the plan that is the cheapest, you may find and make the most out of specific discounts that you may not have even known about until now. Not only is it important to get car insurance at the right price, but it’s also a good idea to find the right plan to meet your needs. Here are some tips for college students shopping for auto insurance:

How Much Driving Will You be Doing?

Whether you’re going away to college or commuting, you may want to either increase your coverage or decrease it. If you’re leaving your car parked at Mom and Dad’s while you live on campus, you may be able to save them a few extra dollars. According to the Insurance Information Institute. if your college is at least 100 miles away from home, your parents may qualify for the resident student discount. This discount could lower their car insurance bill by as much as 30 percent per month.

On the other hand, going to college may cause you to reconsider your coverage choices. If your daily commute is going to get longer, now may be the best time to revisit your coverage limits to make sure that you’re well-insured in case of an accident.

Check Out Campus Security Ahead of Time

It’s always a good idea to research local crime statistics before taking up temporary residence. This gives you a good idea of what to expect, as well as how to prepare for life in your new surroundings. If you’re going away to college and bringing your car to a location with a higher crime rate, talk to an auto insurance agent about protection that covers you in the event of theft. It may also be a good time to purchase an anti-theft device for your car. Doing so may not only cut back on the likelihood of your stuff being stolen, but it might also land you a discount.

Nevertheless, you don’t have to attend college far away to revisit your need for better safety and increased insurance coverage. Always research the area where your car will spend most of its time and adjust your coverage accordingly.