Car & Auto

May 17 2019

Monitor your credit / Video

#Enhanced #Identity #Theft #Protection, #Fifth #Third #Bank

Monitor your credit / Video, REMMONT.COM

Monitor your credit

Fifth Third Identity Alert Premium ®

Two easy ways to get enhanced ID theft protection:

Already an Identity Alert Member? For questions or to check your Status, log in or call 1-800-972-3030

We’re always on guard.

Protecting your financial accounts and personal information is becoming as important as ever. Fifth Third’s Identity Alert Premium ® is designed to provide expanded coverage and additional protection for you and your children.

With Fifth Third Identity Alert Premium ® you can relax knowing you have our most comprehensive enhanced ID theft protection coverage protecting you and your family. Enroll now and let Fifth Third help protect you from ID theft.

Key Benefits of Identity Alert

Two easy ways to get enhanced identity theft protection:

* Your credit monitoring and alerts, Identity Theft Insurance and Fraud Assistance begin automatically upon enrollment.

** Your other optional benefits will not be available or released to you unless you visit and use the member account number to create log in credentials and then access these benefits. Or you may call us at 1-800-972-3030 to request activation materials to be sent to you through the mail.

1. Daily monitoring will notify you of any new inquiries, certain derogatory information, accounts, public records, or change of address that have been added to your credit reports as reported by any of the three major credit reporting agencies. If no information has been added or changed, then you will receive a quarterly notification stating that no information has changed within your credit file.

2. IMPORTANT NOTICE: YOUR LIABILITY FOR UNAUTHORIZED USE UNDER FEDERAL LAW: For credit cards: If the card issuer has notified you of your maximum potential liability, has provided a means for you to notify the card issuer of credit card loss, and if the credit card contains a means of identifying the cardholder or authorized user, then your liability for unauthorized use of your card before the card issuer is notified is no more than $50.00 on each card. For debit and cash-machine (ATM) cards: Your liability for unauthorized use of your card is no more than $50.00 if you notify the card issuer of card loss within two business days after you learn of the loss of the card. After that, your liability is up to $500.00, provided that the card issuer establishes that the unauthorized charges would not have occurred if you had notified the card issuer within the two business day period. In addition, if you do not notify the card issuer within 60 days after a periodic statement showing unauthorized transfers is sent to you, then you will also be liable for the amount of unauthorized transfers that occurred after the 60-day period and before notice to the card issuer, provided that the card issuer establishes that the unauthorized charges would not have occurred if you had notified the card issuer within the 60-day period. Your card issuer’s liability policy may provide for lesser liability amounts than indicated above. Consult your card issuer’s terms and conditions for specific details. The policy of many card issuers is not to hold cardholders liable. Nothing set forth in your membership materials alters any rights you may have under federal or state law with respect to unauthorized or erroneous transactions on your card accounts. You are not required to have this service to maintain your credit, debit, or ATM cards.

The Identity Theft Insurance benefits are provided to all members, along with all other benefits afforded as part of the program, through Financial Services Association (FSA or the “Association”). Upon enrollment in the program, you will automatically be admitted as a member of the Association.

The Identity Theft Insurance is underwritten by insurance company subsidiaries or affiliates of American International Group, Inc., under group policy # 7077733 for non-New York State Insureds and # 1423212 for New York State Insureds. All exclusions and limitations of the master policy apply. See the Benefits Summary for details regarding such exclusions and limitations. Availability of coverage is subject to underwriting qualifications and state laws and regulations. Coverage is subject to actual policy language.

3. Fifth Third Identity Alert ® monitors the Social Security number for up to ten of your children who are under the age of 18 in credit headers and pre-credit data sources; however, it is impossible to ensure that all pre-credit data sources have been searched. Accordingly, your child monitoring alert notifications may not contain or apprise you of all instances in which your child’s Social Security number may have been compromised. Once your child turns 18, he/she will be removed from the monitoring.

The benefits in Fifth Third Identity Alert ® are provided by Fifth Third’s vendor, Affinion Benefits Group, LLC.

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