Advice To Patients | An Integrative Approach To Healthcare? ) Video

Advice To Patients |  An Integrative Approach To Healthcare, REMMONT.COM


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Advice To Patients | An Integrative Approach To Healthcare


Advice To Patients |  An Integrative Approach To Healthcare, NEF6.COM


Advice To Patients | An Integrative Approach To Healthcare

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That's What You Can Drink Instead of Water, REMMONT.COM


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That's What You Can Drink Instead of Water, NEF6.COM


That’s What You Can Drink Instead of Water

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BSN Course Equivalency Charts – College of Nursing and Health Innovation – The University of Texas at Arlington

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BSN Course Equivalency Charts - College of Nursing and Health Innovation - The University of Texas at Arlington, NEF6.COM

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College of Nursing and Health Innovation | The University of Texas at Arlington

The College of Nursing and Health Innovation

The College of Nursing and Health Innovation is a National League for Nursing Center of Excellence and encompasses one of the nation s largest and most successful nursing schools and a renowned kinesiology program offering degrees in exercise science, kinesiology, athletic training and an undergraduate track in public health. The College is the largest producer of registered nurses in Texas and a leader in the use of online platforms and simulation technology to help more students achieve nursing degrees.

  • About
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  • Undergraduate Academic Programs
  • Graduate Academic Programs
  • Nursing Research Laboratories

  • About
  • Contact
  • Academic Programs
  • Kinesiology Research Laboratories

  • About
  • Hours and Locations

The College of Nursing and Health Innovation offers students of all backgrounds the opportunity to advance their careers through a variety of degree plans offered on campus and online. Our graduates are advancing health care around the world as they conduct insightful research, guide public policy, and provide skilled, compassionate care.

Nursing

UTA provides advanced and comprehensive education that prepares graduates for careers as health care leaders, innovators, and researchers. Our programs are challenging, but our graduates know the value and quality of a UTA education and what it means to be a Maverick nurse.

The BSN program is designed for individuals seeking to become a registered nurse. The RN to BSN program is designed for practicing registered nurses with associate or diploma degrees who are seeking to advance their education and obtain a BSN. These programs are offered in both on-campus and online format. You can choose either format.

Our master s specialty degrees prepare students for advanced practice, management and research endeavors to address a changing health care landscape. Both full-time and part-time study options are available as well as online and classroom-based programs.

The Department of Kinesiology accepts students for two undergraduate degree programs and two master’s level programs, a new Ph.D. in Kinesiology, and a Public Health program scheduled to begin in Fall 2017.

Our faculty mentors and advising staff are dedicated to the success of our students. We also offer peer mentors and a variety of student organizations that enhance the academic experience and build professional skills.

Students are encouraged to apply for the many scholarships available through the University and those established by the College of Nursing and Health Innovation, outside agencies, and individuals. Scholarship services and counseling are available through the Office of Enrollment and Student Services.


Top 10 Universities in India for MBA-Distance Education

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Top 10 Universities in India for MBA-Distance Education, REMMONT.COM

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Top 10 Universities in India for MBA-Distance Education

Updated: Thursday, November 17, 2016, 12:42 [IST]

With increase in number of CAT aspirants every year, popularity of MBA programme gaining significance. MBA, the most promising degree with assured career prospectus has created huge demand in the market. Although there are numerous colleges to offer admission in MBA programmes it has become difficult to obtain admission in B-schools.

Candidates who are dropped out from the enrollement list can make their dream come true by joining distance learning MBA programmes.

Careerindia has listed out Top 10 reputed B-schools that offer distance learning course in MBA programmes.

Symbiosis Centre of Distance Learning. Pune

Symbiosis Centre for Distance Learning (SCDL) is one of the largest autonomous distance learning education institute in India. It offers Post Graduate Diploma, Diploma and Certificate programs across industry sectors including Business Management, International Business, Banking and Finance, Supply Chain Management, Customer Relationship Management and much more. For more information, click SCDL

Indira Gandhi National Open University, New Delhi

Indira Gandhi National Open University is the world’s largest open university in terms of number of students enrolled. It was founded in 1985 & currently serving more than 35 lakhs students worldwide. For further information, click IGNOU

ICFAI Business School, Hyderabad

ICFAI is a group of institutions consisting of recognized universities, a deemed-to-be university and several institutions likely to be recognized as universities. The institutions aim to provide the best quality education in Business Management, Technology and Law. For further information, click icfai business school

Institute of Management Technology Centre for Distance Learning

IMT-CDL offers a wide spectrum of management and information technology programmes. The curriculum is constantly updated to be in touch with the dynamic global and Indian environment. UGC has recognised IMT-CDL to offer various post-graduate management programmes through distance education mode. For further information, click IMT-CDL

Sikkim Manipal University, Sikkim

SMU-DE is ISO 9001: 2000 certified university offers distance education programmes in many disciplines. All programmes offered by Sikkim Manipal University Distance Education are recognised by DEC. Sikkim Manipal University (SMU) is the result of a unique partnership between the Government of Sikkim and Manipal Education. For further information, click SMU-DE

Amity University, UP

Amity Directorate of Distance and Online Education (ADDOE) has been providing world-class Distance Education to thousands of students and working professionals across India.Amity has been ranked the No.1 institute for Distance Learning by the prestigious B-school Ranking Survey. For further information, click Amity University

Annamalai University, Tamilnadu

Annamalai Univeristy offers more than 500 different distrance study programmes. It also offeres dustance education in many postgraduate programmes like Hotel Management and Catering Technology Programmes, Retail Management, Twinning Programme, Programmes on Health Science and much more. All the programmes of study offered by the Directorate of Distance Education have the approval of the Distance Education Council, New Delhi. For further information, visit Annamalai University

Alagappa University, Tamilnadu

The University offers education through Regular, Week-end, Distance and Collaborative modes. The Distance Education Directorate offers variety of programmes to the student community spread across the country and in selected foreign countries. Through all modes of education, the University caters to the needs of the student community of around 1,00,000. For further information, visit alagappauniversity.ac.in/examination/distance_education

Bharathidasan University – Centre for Distance Education

BDU-CDE offers more than 20,000 students on roll, with an annual enrolment of about 8,000 to 9,000 students. The Centre for Distance Education offers as many as 60 programmes including 18 UG, 21 PG, 13 Diploma programmes and 8 Professional programmes in selected disciplines. MCA, MBA, Diploma and B.Sc Degree in Animation programmes are the most sought after Courses. For further information, click Bharathidasan University

Maharshi Dayanand University, Rohtak

MD University is a state level university based at Rohtak, Haryana. It offers distance education courses under Directorate of Distance Education (DDE). Currently it offers 40 courses including 21 Postgraduate degree courses, 14 courses for Bachelors degree and 5 courses in P.G. Diploma. For further information, click Maharshi Dayanand University


Online Education Programs – Schooling, K12, online schools for k.

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Online Education Programs - Schooling, K12, online schools for k., REMMONT.COM

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Copyright © 2017 K12 Inc. All rights reserved. K12 is a registered trademark of K12 Inc. The K12 logo and other marks referenced herein are trademarks of K12 Inc. and its subsidiaries, and other marks are owned by third parties.

Copyright © 2017 K12 Inc. All rights reserved. K12 is a registered trademark of K12 Inc. The K12 logo and other marks referenced herein are trademarks of K12 Inc. and its subsidiaries, and other marks are owned by third parties.

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K12 Corporate

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Copyright © 2017 K12 Inc. All rights reserved. K12 is a registered trademark of K12 Inc. The K12 logo and other marks referenced herein are trademarks of K12 Inc. and its subsidiaries, and other marks are owned by third parties.

Copyright © 2017 K12 Inc. All rights reserved. K12 is a registered trademark of K12 Inc. The K12 logo and other marks referenced herein are trademarks of K12 Inc. and its subsidiaries, and other marks are owned by third parties.

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Automated Business Phone Answering System

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Business Phone Systems

Call Answering Systems from AccessDirect

Our fully featured business phone answering systems offer excellent call management and help you focus on your core business tasks. A state-of-the-art virtual answering system from AccessDirect helps small and medium businesses deliver highly professional call management services and project a big business image. The automated answering system comes with premium call management features to deliver a quality customer interface to every caller.

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Growing organizations face the unique challenge of trying to capitalize on opportunities while staying streamlined and navigating ongoing budgetary concerns. A customized small business answering system from AccessDirect can offer a number of key benefits to organizations undergoing a period of growth. Our services are customizable, easy-to-implement and require no long-term contracts or commitments. Best of all, our small business phone answering systems are backed by our commitment to outstanding customer service. Here’s what makes AccessDirect different:

  • We are an independent organization that can offer the personalized service major telephone companies can t. That means you ll deal exclusively with a single point of contact who can suggest the best products and services for your needs while steering you away from expensive purchases that won t deliver a good return on your investment.
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Yes, you can use your existing number. AccessDirect can tie into any of your phone numbers, be they an office line, toll-free number, or cell phone. You can also port your number to AccessDirect to lower your telephony costs.


Dental Assisting Degrees in Tampa, FL with Course and Program Info, accredited dental assisting programs.

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Dental Assisting Degrees in Tampa, FL with Course and Program Info

There are four schools within 25 miles of Tampa that have dental assisting programs. Read an overview of three of these schools’ programs, requirements and admission info and find out which school is right for you.

Tampa Schools with Dental Assisting Programs

There are no schools that offer dental assisting degree programs in Tampa, but there are a few with diploma and certificate programs. This article looks at three schools that are right in the heart of downtown. Important information is contained in an easy-to-use table, allowing prospective students to compare important aspects, including program costs and school size. There is also a little information about another school, farther from Tampa, that offers a dental assisting program.

  • Students in Tampa interested in a career in dental assisting may earn a dental assisting diploma at Erwin Technical Center, located in the city center. The vocational school’s program also provides management courses.
  • Also located right in downtown Tampa, Remington College – Tampa Campus offers a diploma program in dental assisting. The school strives to provide both one-on-one teacher-to-student and small group learning opportunities.
  • Students can also earn a dental assisting certificate at Hillsborough Community College, another downtown school, which has the lowest tuition rate of the schools profiled here.

Find schools that offer these popular programs

  • Advanced General Dentistry Programs
  • Dental Assisting
  • Dental Clinical Science
  • Dental Hygienist
  • Dental Laboratory Tech
  • Dental Materials
  • Dental Public Health and Education
  • Dentistry – DDS, DMD
  • Endodontics
  • Oral Biology and Oral Pathology
  • Oral Surgery
  • Orthodontics
  • Pediatric Dentistry
  • Periodontics
  • Prosthodontics

Comparison of Schools

Prospective students need to look at many factors when choosing a school. The following table offers a way to compare these three schools and make an informed decision about their training.

50% part-time students*

Source: *NCES College Navigator.

Erwin Technical Center

The Erwin Technical Center is part of Hillsborough County Public Schools in Tampa, FL, which sponsors a 5-campus network of high-tech training centers. The school has career training programs in business, industry, design and medicine, and students have the opportunity to enroll on a full-time or part-time basis.

Dental Assisting Diploma

The 12-month dental assisting diploma program involves 1,230 hours of classroom and clinical work. Students gain practical, on-the-job experience by working for 360 hours at Erwin’s on-site Hillsborough County Dental Research Clinic. Courses include dental terminology, dental anatomy, dental lab equipment and dental radiography. Students also learn about dental chair side assisting and office management. The program is accredited by the American Dental Association and certified by the Council of Dental Education. Graduates receive a diploma in dental assisting, an Expanded Functions Certificate for Dental Assistants and a Dental Radiographer Certificate. Upon passing the Dental Assisting National Board exam, graduates become Certified Dental Assistants.

Remington College – Tampa Campus

Remington College – Tampa Campus is a technical school that provides students with career training opportunities. Programs are available at the diploma, associate’s degree and bachelor’s degree level. Students can pursue vocational programs in medical assisting, dental assisting, dental hygiene and massage therapy.

Dental Assistant Diploma

The dental assistant diploma at Remington College – Tampa Campus features eight modules and combines academic coursework with an externship. Courses in the program include oral anatomy, dental science, dental materials, dental office emergencies, chair side assisting and clinical oral radiology. After completing the first seven modules, students will participate in the externship, which is the eighth module. Students in the program will have an opportunity to earn the Registered Dental Assistant and Certified Dental Assistant credentials.

Hillsborough Community College

With multiple locations throughout the Tampa, FL, area, Hillsborough Community College offers educational and career training programs. In addition to associate’s degrees, students can enroll in technical programs, health science programs, college credit certificates and postsecondary adult vocational programs. Academic opportunities are available in business, education, health sciences, media arts technology, information technology and public service.

Dental Assisting Certificate

This 12-month dental assisting program prepares students to help dentists accomplish a variety of procedures. Students learn procedures for x-ray processing, fabricating temporary crowns, taking impressions, polishing teeth and performing fluoride treatments. After completing the program, graduates can take the Dental Assisting National Board exam. Upon passing, they become Certified Dental Assistants. Graduates of the dental assisting program can work in general dentistry, orthodontic, periodontic or pediatric offices.

More School Options

Traviss Career Center is located in Lakeland, which is about 25 miles from Tampa, and also offers a dental assisting program.


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El Blog del Baño

Decoración del baño. Hablamos de las últimas tendencias en productos para la decoración del baño. Fotos, vídeos, manuales y consejos sobre mamparas, muebles, grifos, hidromasajes accesorios de baño y platos de ducha.

4 de noviembre de 2011

Tipos y calidades en las mamparas

Principalmente hay 3 sistemas o tipos de mamparas:

Modelos de bañeras para baños pequeños

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  • Con bisagras, que son unas piezas pequeñas que actúan como soporte sostenedor de la puerta y de eje para la apertura.
  • Con perfil, que se colocan en los extremos de las hojas de arriba a abajo, son más seguras, permiten una mejor regulación para la estanqueidad y por lo tanto son más económicas.

Modelos de bañeras para baños pequeños

  • Cristal templado: El vidrio templado se obtiene sometiendo vidrio crudo a un proceso de calentamiento y enfriado controlado. De este modo, se logra aumentar las características mecánicas (flexión, compresión, choque) y térmicas del producto. Este cristal es cuatro veces más resistente que el cristal normal, y ante la rotura se parte en pedazitos que sin duda han evitado más de una tragedia.
  • Cristal laminado: Un cristal laminado se fabrica con dos o mas cristales unidos entre si por medio de una película de resina de poliéster a través de la acción de calor y presión. Una vez pegados los cristales, estos forman una placa solida, y que en caso de ruptura los cristales permanecerán pegados al poliester, por lo que no adquieren formas cortantes. Estos cristales se usan como anti-rrobo.

Respecto a la decoración del cristal hay varias formas:

  • Serigrafiado: Es la antigua fórmula y la peor, la serigrafía no es más que una ”pegatina” que decora el cristal, se suelen caer con el paso del tiempo y si no se caen la suciedad se acumula en los bordes, mucho ojo con este punto suelen ser los productos chinos o bricocentros.
  • Cristal decorado Arenado: Es el más usado por las fabricas, decoran el cristal con arena a presión, así logran rayar el cristal, jamás se pierde el dibujo y se limpia con facilidad. Este tipo de decorado va siempre por fuera de la zona de ducha.
  • Impresión digital: Novedoso sistema, es una pasada, estampan en el cristal de tu mampara la foto, dibujo o letras que quieras, totalmente personalizable aunque algo caro. Ya hay muchos fabricantes que cuentan con la impresión Digital Vitrificada como Hidroglass.

Modelos de bañeras para baños pequeños




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#Cucine #con #prezzi


Cucine con prezzi

MERCATINO DI GRAZIANO SI RINNOVA!

visita il nuovo sito

Arredamento, mobili, complementi di arredo, articoli da cucina, arredamento da giardino

articoli a prezzo stock disponibili a magazzino in pronta consegna!

VINI DEI COLLI EUGANEI

Az. Giacomo Salmaso

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corso on-line per la sicurezza / coordinatori di sicurezza

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chiamaci 3459212376 – 3495548154

GRAZIANO: 349 55 48 154

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Sfoglia il nostro catalogo di mobili su ordinazione e su misura

Stai visitando il più grande Catalogo e vendita di Mobili online presente in Rete. Nel nostro negozio online troverai mille soluzioni per arredare la tua casa. La nostra azienda si occupa di arredamento in stile classico, arte povera, rustico, dipinti, grezzi. Molti degli articoli presentati possono essere realizzati su misura. Arrediamo ristoranti, agriturismi, alberghi, pub, bar ecc. Nel nostro catalogo troverai vari modelli sempre in aggiornameto di: Armadi, Sedie, Tavoli, Credenze, Librerie, Letti, Comò, Panche, Scrivanie, Cucine.

La nostra azienda ha cambiato maniera di interpretare la vendita online, portando le proprie esperienze direttamente nelle vostre case se necessario, venendo a vedere il lavoro da fare.

Arreda la tua camera da letto. Mille soluzioni per arredare la zona notte.

Arreda il tuo ufficio. Mille soluzioni per arredare la zona studio.

Arreda la tua cucina. Mille soluzioni per la cucina.

Arreda la tua taverna. Mille soluzioni per arredare la taverna.

Arreda il tuo bagno. Mille soluzioni per arredare il tuo bagno.

Arreda la tua sala. Mille soluzioni per arredare la zona sala.

Trasporti in tutta Italia!

Siamo una ditta di professionisti specializzati in arredamenti in stile classico rustico e arte povera, che si avvale della collaborazione di piccoli artigiani, che realizzano mobili in legno massello su misura e manufatti decorati a mano a richiesta del cliente.

La pubblicità dei nostri mobili è il passaparola dei nostri clienti affezionati e soprattutto la costante e sempre aggiornata presenza su internet, questo ci permette di contenere i costi che altrimenti andrebbero ad incidere sul costo finale dei mobili che vendiamo on line.

Siamo specializzati in preventivi di costruzione mobili sia sul posto di realizzazione sia online, previo contatti o appuntamento (al numero 3348197490).

Mercatino di Graziano nasce da unidea di Graziano. E’ un nuovo servizio online per dar modo di ammirare la produzione in anteprima di mobili instile rustico artepovera.

Si pensa a un cliente esigente, preparato e intenzionato ad acquistare dei complementi per la propria casa.

La nuova strategia della nostra ditta è di portare un servizio dove ce ne fosse una reale necessità direttamente a casa vostra, eseguendo misure disegno proposte con preventivo, organizzando costruzione trasporto montaggio dando garanzia totale di un lavoro a doc.

L’esperienza acquisita in tutti questi anni di lavoro come artigiano ci da sicurezza e soddisfazione per seguire e completare personalmente arredamenti anche su misura e portare il più possibile al realizzo di una vostra idea di arredamento.

Lista dei desideri: Utilizzando la Lista dei Desideri infatti non dovrete inserire dati personali, solo la Vostra mail. Con un semplice click potrete memorizzare e successivamente spedire l’elenco completo degli articoli che Vi interessano e sarà nostro piacere inviare entro 24/48 ore la nostra migliore offerta comprensiva di spese di trasporto. NON E’ UN CARRELLO SPESA!




New York Car Insurance Quotes and Discounts – 21st Century Insurance, ny auto insurance.

#Ny #auto #insurance


Get a New York Car Insurance Quote from

21st Century Insurance

The Empire State of New York is more than the bright lights of the “Big Apple,” New York City. There’s the famous Coney Island in South Brooklyn, where you can take in a sideshow act while eating a Nathan’s hot dog or ride the rollercoasters of its new amusement park, Luna Park. And there’s also numerous art, science, and history museums located throughout the five boroughs to satisfy your cultural needs. New York is also home to the Adirondack Mountains and their 6-million acres of woodland, trails, and waterfalls along with the Catskills, with whitewater rafting and panoramic views. Wherever you live in New York you’re likely looking to save money and 21st Century Insurance may be able to help.

When you get a New York car insurance quote from 21st Century, you may find you’re eligible for one of many car insurance discounts that could save you money.

New York Car Insurance Quotes and Discounts from 21st Century

21st Century offers a variety of car insurance discounts that fit all types of age groups and lifestyles.

If you are a New Yorker that has more than one car you may be eligible for 21st’s multi-car discount. Just insure more than one car with 21st Century to qualify for the discount. And if you own your own home, you’re also eligible for a homeowner’s discount from 21st Century. Bill plan discounts are also available.

If you’re a senior New Yorker, you can also save with 21st Century car insurance discounts. Through our mature driver discount, drivers 55 years or older can save on their insurance coverage. In order to qualify, drivers must complete a state-recognized defensive driving course.

21st Century also offers the driver training discount for younger drivers. To qualify, drivers must be under the age of 21 and successfully complete a driver training course. All drivers who complete a state-approved defensive driving course are also eligible for a discount from 21st.

If you have a car equipped with additional safety measures, 21st Century will reward you with various discounts. If your car has any of these features, it may be eligible for a discount.

Automatic seat belts

An anti-theft system

An anti-lock braking system

Daytime running lights

If you’re looking for affordable auto insurance in New York, 21st may be the perfect insurance company for you. 21st offers the same great coverage for less in New York with discounts that may help you save money.

And don’t worry, if you’re already a 21st customer, you may already be saving money with one of these discounts. But if you think you’re missing out check your policy details at 21st.com or speak with a representative.

Get a New York auto insurance quote from 21st and see what car insurance discounts are available for you today.




Dottorati di ricerca, UniTrento, università treviso giurisprudenza.

#Università #treviso #giurisprudenza


Dottorati di ricerca

Il dottorato di ricerca è il più alto grado di istruzione previsto nell’ordinamento accademico italiano.

Fornisce le competenze necessarie per esercitare attività di ricerca di alta qualificazione presso soggetti pubblici e privati, nonché qualificanti anche nell’esercizio delle libere professioni, contribuendo alla realizzazione dello Spazio Europeo dell’Alta Formazione e dello Spazio Europeo della Ricerca.

Possono accedere al dottorato di ricerca coloro che sono in possesso di un titolo di laurea specialistica, laurea magistrale, laurea vecchio ordinamento o analogo titolo accademico conseguito all’estero.

Dottorati di ricerca attivati presso l’Università degli Studi di Trento nell’anno accademico 2018/2019 (34° ciclo):

Area Scientifico-Tecnologica

  • Fisica
  • Informatica e Telecomunicazioni
  • Ingegneria Civile, Ambientale e Meccanica
  • Matematica: Primo bando 2018, scadenza domande: 16 maggio 2018
  • Materiali, Meccatronica e Ingegneria dei Sistemi
  • Scienze Biomolecolari

Area Umanistica

  • Culture d’Europa. Ambiente, Spazi, Storie, Arti, Ideescadenza domande: 17 maggio 2018
  • Development Economics and Local Systems – DELoS (nell’ambito della Scuola in Scienze Sociali) scadenza domande: 22 maggio 2018
  • Economics and Management (nell’ambito della Scuola in Scienze Sociali) scadenza domande: 22 maggio 2018
  • Le Forme del Testoscadenza domande: 17 maggio 2018
  • Sociologia e Ricerca Sociale (nell’ambito della Scuola in Scienze Sociali) scadenza domande: 22 maggio 2018
  • Studi Giuridici Comparati ed Europei
  • Studi Internazionaliscadenza domande: 24 maggio 2018

Area delle Scienze Cognitive

  • Cognitive and Brain Sciencesscadenza domande: 31 maggio 2018
  • Scienze Cognitive

Sono, inoltre, ancora attivi, ma solo fino al completamento della carriera degli studenti già iscritti, i seguenti Dottorati:

Dottorati di ricerca attivati in collaborazione con altre sedi universitarie




Apartamentos en Paris: Homelidays, airbnb, apartamentos por horas madrid.

#Apartamentos #por #horas #madrid


Apartamentos por horas madridApartamentos en Paris: Homelidays, airbnb. Apartamentos por horas madrid

Apartamentos por horas madrid Francia: Foro de viajes por Francia: París, Versalles, Bretaña, Normandía, Provenza, Pirineos, Costa Azul, Valle del Loira y sus Castillos, Alsacia, Sur de Francia.

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Apartamentos por horas madrid

Apartamentos por horas madrid

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Apartamentos por horas madrid

Apartamentos por horas madrid

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Apartamentos por horas madrid

Otros Temas del Foro para Viajar a Paris

Apartamentos por horas madrid

Apartamentos por horas madrid

Apartamentos por horas madrid

Apartamentos por horas madrid

Apartamentos por horas madrid

Apartamentos por horas madrid

Apartamentos por horas madrid

Apartamentos por horas madrid

Apartamentos por horas madrid

Apartamentos por horas madrid

Apartamentos por horas madrid

Apartamentos por horas madrid

Apartamentos por horas madrid

Apartamentos por horas madrid

Apartamentos por horas madrid

Apartamentos por horas madrid

Apartamentos por horas madrid

Apartamentos por horas madrid

Apartamentos por horas madrid

Apartamentos por horas madrid

Apartamentos por horas madrid Apartamentos por horas madrid

Me interesa buscar un apartamento en buena zona y no muy lejos del centro. La página que recomendais algunos (www.homelidays.com) me gusta bastante y tiene buenos precios.

Lo que me gustaria demandar es un post donde cada uno de vosotros que se haya alojado en un apartamento comentara un poco la experiencia y dijera, precio, situación, etc.




Apartamentos El Paseo, apartamentos en mogan.

#Apartamentos #en #mogan


El Paseo

Somos un complejo de 18 apartamentos y ello nos permite mimar al máximo a quien nos visita.

Con una ubicación privilegiada en primera línea de Playa del Inglés y junto a las Dunas de Maspalomas, nuestros apartamentos brindan todas las comodidades para garantizar el máximo confort y un merecido descanso.

Esperamos poder darle pronto la bienvenida y hacerle sentir en el lugar donde siempre deseó pasar sus vacaciones.

El Equipo de El Paseo

Galería

Recorrido por nuestras instalaciones y sus alrededores

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El complejo

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  • Apartamentos en mogan
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  • Apartamentos en mogan
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  • Apartamentos en mogan
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  • Apartamentos en mogan
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Apartamentos

  • Apartamentos en mogan
  • Apartamentos en mogan
  • Apartamentos en mogan
  • Apartamentos en mogan
  • Apartamentos en mogan
  • Apartamentos en mogan
  • Apartamentos en mogan
  • Apartamentos en mogan
  • Apartamentos en mogan
  • Apartamentos en mogan
  • Apartamentos en mogan



Corso ANNUALE di preparazione esame avvocato 2018 – Iscrizione on line, LAF Online, costo orario avvocato.

#Costo #orario #avvocato


Corso ANNUALE di preparazione esame avvocato 2018 Iscrizione on line:

APERTE LE ISCRIZIONI ON LINE.

Per iscriversi compilare i campi richiesti NEL MODULO DI ISCRIZIONE ON LINE nella parte sottostante.

Liscrizione sarà immediata e giungerà e-mail di conferma iscrizione dalla Segreteria\Wordpress.

Per il corso verrà richiesto accreditamento al Consiglio dellOrdine degli Avvocati di Milano.

CORSO ANNUALE DI PREPARAZIONE ESAME AVVOCATO 2018

Dalla pluriennale esperienza di orientamento professionale dei giovani praticanti svolta da LAF Libera Associazione Forense é emersa l’esigenza di un corso formativo finalizzato in particolare alla preparazione per le prove scritte (atti e pareri) dell’esame di abilitazione forense.

L’esperienza degli ultimi anni dimostra che l’esame scritto costituisce statisticamente il principale ostacolo per i praticanti avvocati e non sempre una buona preparazione professionale è di per sé sufficiente ad assicurare un’adeguata capacità espositiva ed argomentativa nelle prove scritte.

Per questi motivi, e nella prospettiva di meglio rispondere alle esigenze di molti giovani praticanti, Libera Associazione Forense propone dal 2002 un Corso finalizzato alla preparazione dell’esame scritto che si avvale della disponibilità di illustri avvocati, e di professori universitari. I docenti sono suddivisi in due staff: quello di civile e quello di penale. Si avrà dunque modo di conoscere numerosi professionisti.

Articolato nei due moduli di diritto civile e diritto penale, il corso è stato dal 2012 ampiamente rinnovato ed aspira a proporre un approccio ed un metodo utili nell’ affrontare i quesiti dell’esame di abilitazione.

dal 15 marzo al 22 novembre 2017 (con pausa estiva dal 6 luglio e ripresa il 6 settembre 2018)

ORARIO DELLE LEZIONI: I Giovedì dalle 18,30 alle 21,30 (e 1\2 sabato\i mattina al mese dalle 9,00 alle 12,15)

LUOGO DELLE LEZIONI: Sala Conferenze Portofranco (ultimo piano Palazzina Emit Feltrinelli) Viale Papiniano 58 (MM Sant’Agostino, Tram 9, bus 47, 74, 94)

SEDE E SEGRETERIA: LAF Libera Associazione Forense presso il Palazzo di Giustizia I piano lato Freguglia 20122 Milano. (Orario 9,00-13,00).

Diritto civile, Diritto processuale civile

Diritto penale, Diritto processuale penale

DOCENTI E RELATORI:

Prof. Avv. Paolo Duvia

Prof. Avv. Arturo Maniaci

Avv. Sofia Sciumé

Avv. Stefano Pellegatta

Avv. Paolo Tosoni

Avv. Alex Ingrassia

Avv. Pier Francesco Poli

Avv. Ercole Conforti

Nota: A richiesta esercitazioni scritte in Diritto amministrativo (facoltative e gratuite) con modalità da concordare con i docenti (Avv. Riccardo Marletta e Avv. Francesca Colombo).

N. 16 Esercitazioni scritte (Atti/Pareri dir. Civile/Penale). Gli elaborati vengono di volta in volta corretti individualmente e poi restituiti nel corso della lezione di correzione collettiva.

Lezioni metodologiche e di approfondimento degli Istituti;

Lezioni di restituzione e commento degli elaborati restituiti corretti.

Questionario qualità: In occasione delle lezioni è gradita la compilazione da parte dei partecipanti (in forma anonima) di una scheda di commento della lezione frequentata.




Who are the biggest private medical insurance companies, uk private medical insurance.

#Uk #private #medical #insurance


Who are the biggest private medical insurance companies?

Find out about the biggest private medical insurance companies, including the big four: Bupa, Prudential, Aviva and AXA PPP

Uk private medical insurance

Four British medical insurance companies hold a 90 per cent market share in the UK: Bupa, Prudential, Aviva and Axa PPP, making them the largest providers.

The big four the top private medical insurance providers

Formed in 1947, BUPA is actually two years older than the NHS. It is a vast company, which runs care homes, health centres, dental services, hospitals (including the Cromwell Hospital, London) as well as providing private medical insurance for UK residents and international patients wanting to come to the UK for treatment. Won Health Care Insurance Provider of the Year award 2013.

Prudential (PruHealth)

First offered private medical insurance to UK customers in 2004 and has expanded recently by acquiring Standard Life Healthcare (2010). The company has a strong financial services background and its current approach is to promote health and vitality with vitality ambassador Jessica Ennis-Hill. Policy holders who get healthier over the term of their policy get some of their premiums back as a cash incentive.

Aviva

Formerly Norwich Union, Aviva is the largest overall insurer in the UK, providing all manner of cover including private medical insurance. It has a 300-year-history and claims to have 34 million customers all over the world. The company offers a wide range of policies including international health insurance, diagnostics insurance, income protection as well as private medical insurance. These policies feature a hefty no claims discount (66% off your next premium if you don’t claim in year 1).

AXA PPP

Formed in 1940 to provide health insurance to well-off works in central London, AXA PPP has now become one of the largest providers of private medical insurance to UK customers. Named Best Healthcare Provider in 2013 by Your Money. Offers extras such as a massive online information resource, a fast track appointment service, a second opinion option and a 24-hour health support phone service.

Other major players

Other major players in the sector include the Simply Health Group, General and Medical, WPA and Saga.

Simply Health

The company has been running its ‘we can be bothered’ campaign successfully for several years now and offers a wide range of products for medical insurance, including cash plans, dental plans and full private health insurance. Offers a no claims discount and different levels of excess.

General Medical

Probably the largest independent medical insurer in the UK General Medical focuses entirely on private medical insurance. Offers family cover for all children in the family but charges for only one. Over 500 hospitals and runs UK based call centres.

Does not participate in capped payout or fee assured schemes as the company stresses that the choice of doctor should be a clinical not a commercial one. Flexible policies incorporating shared responsibility.

Better known for providing holidays to older people, Saga Health Insurance specialises in private medical insurance aimed at customers who’ve celebrated their 50th birthday. Provides cover to people of any age (no upper age limit) and does not require a medical.


How To Get Affordable Car Insurance, cheapest auto liability insurance.

#Cheapest #auto #liability #insurance


How To Get Affordable Car Insurance

Do Some Homework and Don’t Settle for the First Deal

10/20/2011 – By Michelle V. Rafter, Contributor

Cheapest auto liability insurance

Cheapest auto liability insurance

Cheapest auto liability insurance

If you lose your job, take a pay cut or encounter another kind of financial hardship, affordable auto insurance quickly turns from nice to necessity. While it’s easy enough to find companies offering cut-rate car insurance, is that the best way to go?

Not really, according to consumer watchdogs and insurance experts. To find the lowest possible rates from an insurer that’ll be there when you need it, learn what type of coverage you must carry, research the reputations of insurance companies and take advantage of every possible discount for which you’re eligible, experts say. They also recommend checking out pay-as-you-drive policies that peg premiums to how many miles you put on your car each year. Finally, if you’re eligible, look into low-cost auto insurance programs that such states as California, Hawaii and New Jersey offer to people with very low incomes.

When it comes to buying affordable car insurance, you’re your own best advocate. At the same time, it’s not always easy to take on that role, says J. Robert Hunter, a former Texas insurance commissioner and insurance director at the nonprofit Consumer Federation of America in Washington. Don’t settle for the first insurance company or agent you find, Hunter says. Shop around. “That’s how big buyers of insurance do it,” he says. “They put it out for competitive bids. That’s what you should do, too.”

Here’s a step-by-step guide to finding the lowest rates without getting ripped off:

1. Start with the car. What you pay for comprehensive and collision coverage depends on the year, make and model of the car you drive. Generally speaking, the newer, more expensive the vehicle, the higher the premium. Rates for comprehensive and collision coverage don’t vary much, so if you can’t afford to pay a lot for insurance and you’re in the market for a car, buy one that’s inexpensive.

2. Know your limits. Most states have set minimums for liability insurance coverage, both for bodily injury and property damage. Look up coverage minimums here or on your state insurance commission’s Web site. The National Association of Insurance Commissioners lists insurance commissions in all 50 states and U.S. territories. If you’re taking out a loan to purchase a new or used car, the lender will likely require you to carry a certain level of comprehensive and collision coverage, according to the NAIC.

3. Take the highest possible deductible. Want an easy way to lower your premium? Take a high deductible. By opting for an annual deductible of $1,000 instead of $250, you’ll pay less up front, but should you be responsible for an accident, you’ll foot more of the bill before insurance payments kick in.

4. Check your credit score. Some states allow insurers to take your credit history into account when compiling what’s called an insurance credit score, which they use to calculate your premium. Bad credit because of overdue bills or a personal bankruptcy means you could end up paying more for auto coverage. To improve your insurance credit score, pay your bills on time, monitor your credit report and do anything you can to fix problems that could be lowering your score.

5. Narrow the field. Use the process of elimination to come up with three or four reputable insurance companies or agents to approach for quotes. Start at your state insurance commission’s Web site, which usually lists several dozen of the area’s top insurers. Choose the half dozen or so companies with the lowest prices for coverage that’s closest to what you need. Next, check the reputations of insurers by going to the NAIC’s Consumer Information Source Web site to find the “complaint ratios” for each. Complaint ratios show the number of complaints that consumers filed against a company in a given year and then compare this to the company’s share of all premiums for a specific type of auto policy during that period. The national median is 1.0, and highly rated companies can score well below that.

Here’s exactly how to see where your candidate companies stand. In the search box on the right side of the Consumer Information Source page, type in the name of the insurance company you want to research, your state and “Property/Casualty” for the statement type. From the results page, click on “Closed Complaints.” To see complaint ratios for the company’s auto insurance policies, choose “Closed Complaint Ratio Report” and “Private Passenger.”

If a company’s ratio is substantially higher than the median, go back to your state insurance commission’s Web site to see if regulators have taken action against them. With that information, whittle your list down to the three or four insurers with the lowest complaints. Then contact them directly. Consumers who are really financially strapped to the extent of not having Web access at home for this research can ask a friend or relative with Internet access for help, or use free Internet service at a public library.

6. Find an agent. If the insurance companies you’ve identified as possibilities sell directly to customers, you can plug information into a form on their Web sites, get a quote and have someone contact you. If the companies sell through an agent network, ask friends or family who they use, or go back to your state insurance commissioner’s Web site to look up agents in your area. Give anyone you contact specific details about the coverage you want and let them know you’re comparison shopping. “Say, ‘I’ve talked to this company and got a quote for $480. Can you beat it?'” says Hunter, with the Consumer Federation of America. “Then you’ve put them to the test.”

7. Grab those discounts. Insurers offer a multitude of discounts, including lower rates for drivers with short commutes, retirees, students with good grades or vehicles with safety devices such as car alarms or motorized seatbelts. If you’re over 55, you could lower your premium by 10 percent by passing a defensive driving course, according to the Insurance Information Institute. When you’re talking to agents, don’t forget to inquire about the group discounts that some insurers offer to members of professional organizations or other groups. Companies including State Farm, Auto Club of Southern California and Progressive have begun offering pay-as-you drive discounts, with premiums tied to your annual mileage, with a cap at approximately 19,000 miles. In many of these programs, you report your mileage online or to your agent when your policy’s up for renewal.

8. Consider opting out of some but not all coverage. If you drive an older car and own it outright, consider dropping comprehensive and collision coverage. If the vehicle is really old, you could be paying more in insurance than what it’s worth. But hold onto that liability insurance. It’s illegal in most states to drive without it, and insurers in some states charge significantly higher premiums if you let coverage lapse, even if you haven’t been driving.

9. Investigate state-run low-cost insurance programs. If you live in California, Hawaii or New Jersey, and if your household income is close to or less than the poverty level, you may qualify for state-run low-cost or no-cost insurance programs. Policies under the California Low Cost Automobile Insurance Program, for example, cost less than $400 a year and cover about 12,000 low-income drivers at any given time, according to Doug Heller, executive director of Consumer Watchdog, an advocacy group in Santa Monica, California. He expects more people to sign up as a new state law takes effect that lets agents sell the program online for the first time. “That’s important not just for people who can get online from their homes, but for agencies that provide resources for low-income families,” Heller says. Lawmakers in Nevada and Michigan recently proposed or approved pilots for similar programs.

10. Assess insurance needs and premium costs annually. Life isn’t static, and your auto insurance premiums shouldn’t be either. Review your policy once a year, especially if you’ve moved or switched to a job that has you driving more or less. A review is also a good time to check on whether you’re eligible for additional discounts.


Cheap Car Insurance from Titan Insurance Company, cheap liability auto insurance.

#Cheap #liability #auto #insurance


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Cheap liability auto insurance

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Rendez-vous Mensuel Club Mini Moving Avignon, auto scot 24.

#Auto #scot #24


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Auto scot 24

Manifestation prйvue de 4h а 14h

Autos anciennes, rйtros, piиces, accessoires, outillage, fond de garage, miniatures autos & motos, jouets se rapportant au monde automobile, etc.

Aucune rйservation nйcessaire

Particuliers et Professionnels de l’automobile ancienne

Emplacement vйhicule compris 6X5m minimum 15Ђ

Se renseigner avant de se dйplacer

Attestation а tйlйcharger pour les particuliers + photocopie recto verso de la carte d’identitй ou RC

Entrйe visiteurs gratuite

Auto scot 24

Auto scot 24

Timing : Samedi 03 Mars Dйpart 1иre йtape : 13 h 30 VAISON – Arrivйe VAISON 16 h 49

ES 1 Mйrindol / Propiac 14h13 (6,06 km) Rapide, bosselйe, sinueuse avec nombreuses йpingles.

ES 2 Brantes / Savoillans 15 h01 (6,0 km) Epingles serrйes dans le village.

ES 3 Combe de Veaux 15h44 (5,15 km) Contrefort du Gйant de Provence, large et vallonnйe.

Dimanche 04 Mars Dйpart 2иme йtape : 07 h 45 VAISON – Arrivйe 1иre voiture

ES 4 Mйrindol / Propiac 08 h33 (6,06 km)

ES 5 Brantes / Savoillans 09 h 21 (6,0 km)

ES 6 Combe de Veaux 10h04 (5,15 km)

ES 7 Mйrindol / Propiac 12 h 27 (6,06km)

Auto scot 24

AVIGNON MOTOR FESTIVAL est LE Festival de toutes les locomotions et de toutes les йpoques.

Rendez-vous au Parc des Expositions d’Avignon (а cфtй de l’Aйroport).

Composй d’une multitude de pфles d’attractions : automobiles et motos de collection, clubs, bourse piиces dйtachйes et accessoires, espace vente collection, galerie artistes, vente aux enchиres Leclиre Motorcars, vйhicules utilitaires, bourse miniatures, musйes, espace sport prestige, vйhicules militaires, Hall motos loisirs, dйfilй de mode, espace compйtition, bateaux, dйmonstrations stunt, drift, soirйe de gala, dragsters, hйlicoptиres…

Thиmes d’exposition 2018 : Anniversaire de Porsche, Hommage а Hispano-Suiza et les Motos Championnes du Monde…

3 jours / 12 Halls / 50 000mІ / Plus de 2 600 vйhicules / 50 000 visiteurs / 450 exposants / 150 Clubs

GRATUIT en dessous de 12 ans !

vendredi et samedi de 9h а 19h, et dimanche de 9h а 18h


Hotel Riccione 3 Stelle sul Mare All Inclusive, Hotel Corona, albergo cani ammessi.

#Albergo #cani #ammessi


Hotel Corona Riccione vista mare

L'Hotel Corona 3 stelle a Riccione è la scelta vincente per una vacanza da ricordare.

Un fresco mix di ingredienti lo rende ideale per le coppie, le famiglie e gli ospiti a 4 zampe.

L’hotel 3 stelle a Riccione vicino alla spiaggia e. al tuo cuore

20 metri dalla spiaggia

Ci troviamo sul Lungomare D'Annunzio, a 20 metri dalla spiaggia e a due passi da Viale Dante, rinomato per lo shopping insieme a Viale Ceccarini.

La vostra fuga romantica

Eleganza, discrezione e libertà nella vacanza di coppia sul mare.

Tanti servizi al giusto prezzo

Se cerchi il migliore rapporto qualità prezzo lo trovi all'Hotel Corona.

Più di un hotel, una famiglia

Da noi respiri aria di cordialità e simpatia che ti faranno sentire come a casa.

Cucina di qualità, per tutti

Cucina curata, con ingredienti freschissimi, dove ritrovare il piacere di essere in Romagna.

I sapori e i saperi di una volta aperti a tutti, anche a chi ha intolleranze alimentari.

La vacanza a 4 zampe

Stai cercando hotel con animali ammessi a Riccione?

Noi abbiamo la soluzione giusta per te:

porta in vacanza il tuo amico a 4 zampe al Dog Hotel Corona.

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Kereen Karst, Personal- und Organisationsentwicklung Münster, veränderungsprozesse in unternehmen.

#Veränderungsprozesse #in #unternehmen


veränderungsprozesse in unternehmen

Veränderungsprozesse in unternehmen

Emotional kompetentes Handeln: Saboteure im Kopf ausschalten In der Psychologie spricht man von fünf inneren Antreibern, die als typische Quälgeister in unserem Kopf ihr Unwesen treiben – und, die uns oft zu Verhaltensmustern bringen, die uns nicht gut tun. Man kann daher auch von Saboteuren sprechen.

Die neue Working Culture: eine historische Zäsur In den ersten Monaten dieses Jahres habe ich mehrere Team-Konflikt-Workshops begleitet, mit sicherlich unterschiedlichen und vielfältigen Ursachen und differenzierten Lösungen für die Teams. Bei allen konnten wir den Knoten lösen, der zu Missstimmung geführt hat.

Emotional kompetentes Handeln: Bedürfnisse erkennen – Konflikte lösen Konflikte zu lösen ist harte Arbeit. Aber es ist auch ein Handwerk, das man erlernen kann. Dabei geht es vor allem um zwei Aspekte: das Kämpfen für die Beziehung und das Erkennen gegenseitiger Bedürfnisse.

Hörst Du mich? Von der Kunst des Zuhörens – von der alle sich wünschen, dass der andere sie beherrsche. Der größte Irrtum liegt vielleicht darin, zu glauben, Zuhören sei etwas Passives, nur weil wir uns dabei ruhig verhalten.

Business Coaching – Selbstkompetenz steigern Im Business Alltag haben Sie jeden Tag mit Veränderungen zu tun. Die Frage ist dabei weniger, was uns passiert, als viel mehr, wie wir fähig sind, mit diesen Dinge umzugehen. In meinem Business Coaching bekommen die Themen Widerstandskraft, Reflexionskompetenz, Ich-Kompetenz und innere Klarheit eine große Bedeutung.

Moderne Trainingskonzepte, um Menschen zu bewegen. Trainings und Workshops entwickele ich in Zusammenarbeit mit Ihnen maßgeschneidert. Basis ist stets eine intensive Analyse Ihrer Ausgangssituation. Die Mitarbeiteraktivierung steht methodisch wie konzeptionell für mich im Fokus aller modernen Trainings- und Entwicklungskonzepte, die ich Ihnen anbiete.

Teamentwicklung und Team-Konflikt-Coaching Typische Anlässe für Teamentwicklungsprozesse sind das Coaching bei Teamkonflikten, und der jährliche ‘Boxenstopp’ mit dem auch erfolgreiche Teams sich die Zeit nehmen, um miteinander zielgerichtet zu sprechen, auch um Konflikte vorzubeugen.

Coaching Retreat Dieses neue Coachingformat ist eine moderne und nachhaltige Entwicklung, die speziell für Führungskräfte, Projektverantwortliche, Unternehmer wie auch Selbständige gedacht und konzipiert ist. Nächster Termin: 19. bis 24. April 2015

Überzeugend Führen Führung funktioniert nicht mehr automatisch über Hierarchie. Erfolgreiche Teams und hochmotivierte Mitarbeiter suchen eine werte-basierte Führung, der sie Glauben schenken können.

Besser verkaufen Schon lange ist es mir eine Herzensangelegenheit, mit dem Mythos bzw. Fehlglauben aufzuräumen, dass man Verkäufern nur Techniken fürs Verkaufen beibringen sollte, damit sie gut verkaufen. Die besten Verkäufer sind nicht durch Methoden und Techniken groß geworden.

Business Coaching – Selbstkompetenz steigern Im Business Alltag haben Sie jeden Tag mit Veränderungen zu tun. Die Frage ist dabei weniger, was uns passiert, als viel mehr, wie wir fähig sind, mit diesen Dinge umzugehen. In meinem Business Coaching bekommen die Themen Widerstandskraft, Reflexionskompetenz, Ich-Kompetenz und innere Klarheit eine große Bedeutung.

Unternehmen verändern Change Prozesse werden erforderlich, wenn sich von außen oder von innen ein Veränderungsdruck anzeigt. Mit innovativen und bewährten Methoden begleite ich kleine und mittelständische Unternehmen in der Umsetzung von solchen Veränderungsphasen.

Verkäufer trainieren heißt, ihre Persönlichkeit zu entwickeln! Arbeitgeber fragen bei uns Trainern und Coaches an, dass wir ihre Verkäufer weiter entwickeln mögen, indem wir ihnen Abschlusstechniken und den Umgang mit Einwänden beibringen , oder einen Gesprächsleitfaden erarbeiten. Aber das ist gar nicht das, worin gutes Verkaufen besteht!

Work-Life-Balance? Dehnungsfugen! Der Begriff Work-Life-Balance ist für mich überholt. Die Idee dahinter bleibt jedoch aktuell, wichtig und gut, nur braucht ihre Umsetzung in die Tat einen anderen Fokus.

Führen heißt: Beziehungen emotional gestalten Wer heute eine Führungskraft ist, hat es nicht leicht. Denn diese Position und Funktion bringt es zwangsläufig mit sich, dass wir mit dem Thema „Macht“ konfrontiert werden und lernen müssen, diese Macht für uns zu definieren und entsprechend auszufüllen.

Verkäuferausbildung Downloads zur Verkäuferausbildung

Termine Die Zukunft der Verkäufer-Ausbildung: Neue Seminare zur Persönlichkeitsentwicklung von Oliver Theisen und Kereen Karst. Termine 2014 in Köln und Berlin.

Die Zukunft der Verkäufer-Ausbildung Verkaufstechniken kann man lernen. Doch wirklich erfolgreiche Verkäufer überzeugen durch ihre Einstellung, ihre Authentizität und Persönlichkeit. Zusammen mit meinem Kollegen Oliver Theisen habe ich ein Trainingskonzept entwickelt, das genau hier ansetzt. Wir wissen aus Erfahrung: in der Entwicklung der eigenen Persönlichkeit steckt das größte Potenzial auf dem Weg zum herausragenden Verkäufer.

Alles easy – wie Sie schnell und einfach zu mehr Gelassenheit finden Viele Menschen wünschen sich mehr Gelassenheit. Aber sie geraten immer wieder in die gleichen Fallen von Stress und Atemlosigkeit, Gehetztheit, Unentspanntheit. Warum das so ist, erklärt und die Wissenschaft plausibel und einfach.

Veränderungsprozesse in unternehmen


Insurance Quotes – Compare Rates for Auto, Home, More, online free insurance quotes.

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The cost of insurance is on the rise: the price for auto insurance rose 3.6% between 2011 and 2012, and 3.1% for homeowners and renter s insurance, according to the Insurance Information Institute. In fact, auto liability insurance premiums alone have been increasing by 2.8% annually for the past three years. This makes choosing the right coverage and provider all the more crucial to save money without sacrificing important aspects of coverage.

At InsuranceQuotes, we want to make buying and using insurance a more straightforward experience. Get started with our free quote finder to instantly find and compare the latest quotes for auto, home, renters, life, health, or business coverage in your area. If you re unsure about the finer details of policies, coverage limitations or claims, check out the IQ Insurance Library s comprehensive insurance guides and subject-specific articles written by our team of independent insurance experts.

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The Hidden Cost Video Series

Hidden Costs Video Series

The purpose of insurance is risk management. What about the risks we confront everyday the risks inherent in the food we eat and the brands we obsess over?

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Kfz Versicherungsrechner: kostenlos Kfz Versicherung berechnen, günstige kfz versicherung vergleich.

#Günstige #kfz #versicherung #vergleich


günstige kfz versicherung vergleich

Günstige kfz versicherung vergleichSie möchten Ihr Auto neu anmelden und suchen eine günstige Kfz Versicherung? Sie wollen Ihre Kfz Versicherung wechseln? Vergleichen Sie mit unserem Kfz Versicherungsrechner kostenlos in wenigen Minuten über 300 Kfz Versicherung Tarife und schließen Sie die für Sie günstige Kfz Versicherung direkt online ab.

Jetzt wechseln und bis zu 850 Euro sparen. Ihre Vorteile auf einen Blick:

Günstige kfz versicherung vergleichTiefpreisgarantie: Die hier verglichenen Tarife erhalten Sie nirgendwo günstiger, auch nicht auf den Webseiten der Kfz Versicherer selbst

Günstige kfz versicherung vergleichMarkttransparenz: Alle Tarifmerkmale und Rabatteinschlüsse der verglichenen Kfz Versicherungen werden mitberücksichtigt

Günstige kfz versicherung vergleichTÜV Service Tested: Datenschutz, Funktionalität und Usability und Note Sehr Gut für Kundenservice

Günstige kfz versicherung vergleich

Sicherheit und Servicequalität des Vergleichsrechners

Günstige kfz versicherung vergleichDer Kfz Versicherungsvergleich in Zusammenarbeit mit unserem Partner Check24 ist TÜV Service testet für Datenschutz, Usability und Funktionalität und erhielt dabei die Note Sehr gut (1,35) für Kundenservice.

Die von Ihnen eingegebenen Daten werden hierbei verschlüsselt über eine sichere SSL Verbindung übertragen. Haben Sie Ihre günstige Autoversicherung gefunden, ist ein Versicherungsabschluss nach durchgeführtem Vergleich direkt auf der Webseite des Kfz Versicherers möglich. Es entstehen hierbei für Sie keinerlei Nachteile oder Vermittlungsgebühren, Sie erhalten die hier verglichenen Tarife nirgendwo günstiger.

Kfz Versicherungswechsel leicht gemacht

Günstige kfz versicherung vergleichBeitrag berechnen leicht gemacht: Durch Nutzung unseres Kfz Versicherung Rechner verschaffen Sie sich in wenigen Minuten eine erhöhte Markttransparenz und finden die für Sie günstige Kfz Versicherung online. Nach dem Vergleich erhalten Sie eine nach Preis sortierte Auflistung günstiger Tarife inkl. Deckungskarte Online Option und Angaben zur Zuteilungsdauer (1h-24h).

Nach Eingabe Ihrer Daten durchsucht der Kfz Vergleichsrechner in Echtzeit die Datenbanken der angeschlossenen Kfz-Versicherungen und listet aufgrund Ihrer individuellen Konfiguration, die für Sie passenden Versicherungstarife nach Preis sortiert auf. Somit ist sichergestellt das stets die aktuellsten Tarife verglichen werden. Die Kfz Versicherung Berechnung dauert nur wenige Minuten, kann Ihnen aber bis zu 850 Euro sparen.

Günstige kfz versicherung vergleich

U.a. mit dabei im Vergleich: die DEVK Versicherung, die Cosmos Direkt, die AXA Autoversicherung, Sparkasse Direkt, Hannoversche Direkt, Admiral Direkt, die Direct Line Kfz Versicherung, R+V 24, Allsecur Autoversicherung, Europa Versicherung uvm.

Autoversicherung berechnen und Sparpotential nutzen

Günstige kfz versicherung vergleichEs ist wohl allgemein bekannt, dass die Kfz Versicherung in Deutschland nicht gerade zu den billigsten Versicherungen gehört. Egal ob Sie eine Kfz Haftpflicht, Teilkasko- oder Vollkaskoversicherung suchen, der Preis steigt mit den in der Versicherung enthaltenen Leistungen an. Jedoch lohnt gerade im Bereich der Kfz Haftpflichtversicherung, bei der es oftmals ähnliche Leistungen gibt, ein kostenloser Vergleich.

Die Kosten der Kfz-Versicherung

Die Ermittlung der Beitragsprämie eines Kunden machen die Kfz-Versicherungen von verschiedenen Faktoren abhängig. Der Fahrzeugtyp, die Regionalklasse sowie die entsprechende Schadenfreiheitsklasse spielen hier eine entscheidende Rolle und haben maßgeblich Einfluss auf die Höhe der Prämie. Daneben wird auch berücksichtigt, ob der Versicherte viel mit dem Auto unterwegs ist, sein Auto in der Garage parkt oder erst vor kurzer Zeit einen Unfall hatte. Durch die richtige Wahl des Anbieters kann man am meisten Geld sparen und die Beiträge möglichst gering halten. Aus diesem Grund ist es ratsam immer einen KFZ-Versicherungsrechner zu nutzen, um attraktive Tarife mit Top Leistungen zu ermitteln.

Kfz Versicherung berechnen und bis zu 850 Euro sparen

Durch Nutzung unseres Kfz Versicherungsvergleichs können Sie bis zu 850€ Versicherungsprämie sparen.

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Finanza-Quotazioni-Azioni-Etf-Obbligazioni-Fondi-Notizie – Borsa Italiana, borsa domani.

#Borsa #domani


Finanza-Quotazioni-Azioni-Etf-Obbligazioni-Fondi-Notizie

Nessuna azione in rialzo

Nessuna azione in ribasso

Notizie dalle agenzie

Il carrello della spesa degli italiani

Parte la Milano Food Week, lappuntamento annuale per riflettere sui nuovi trend dellalimentazione e unoccasione per fare il punto su un settore trainante della nostra economia

CAFFÈ: Vige la cautela in attesa di segnali dal mercato

Il future del caffè si trova in una fase di rallentamento del down trend in atto ormai dal novembre del 2016. Una fase dunque di lenta accumulazione verso i minimi che però tarda a dare veri e propri segnali dinversione. La ragione di ciò è da ricercare sui fondamentali della materia prima.

Miglior rating ESG, migliore performance dellimpresa

Nuova conferma da uno studio di Banor SIM e del Politecnico di Milano

Per investitori che vogliono essere sereni in pensione

Scarica senza spese Il tuo piano pensionistico in 15 minuti, la guida redatta dalla società di Ken Fisher, famoso gestore finanziario.


El comparador de seguros, préstamos y pensiones, comparador seguros coche.

#Comparador #seguros #coche


Comparador seguros coche

¡Tus gastos médicos mejor reembolsados!

Seguro de Salud

¡Reduce tus pagos mensuales hasta 60%!

Reunificación de Deudas

Protege tu hogar con las mejores condiciones

Seguro de Hogar

EMPRESAS Y AUTÓNOMOS

En los últimos años, la sanidad privada está ganando terreno en España: los seguros médicos privados representan una opción cada vez más interesantes para muchos españoles. Desde 2014, el número de personas que han elegido un seguro de salud ha aumentado en más de 600.000 asegurados y los datos disponibles demuestran un nivel de penetración de estos seguros entre la población del 24%. Según un reciente estudio, diversas aventajas justifican la suscripción de una mutua privada: tener un complemento a la seguridad social publica, elegir a los mejores especialistas, evitar listas de espera demasiado largas. De hecho, para el 70% de los españoles, es fundamental poder elegir los profesionales sanitarios que le van a tratar. Además, a nivel nacional, el 35% de los participantes a este estudio afirma que la razón principal por contratar un seg. Leer más

La salud es un bien preciado que no solemos reconocer sino hasta cuando la perdemos. En nuestra información genética, en los malos hábitos alimenticios, en la falta de prevención, en los agentes químicos, en los accidentes, en los virus y en las bacterias, y hasta en los fenómenos naturales están sus causas. Científicos de todos los tiempos han querido encontrar las mejores respuestas para tratar las enfermedades de la forma más acertada, pero a pesar de las investigaciones y de los avances en el diagnóstico, en las técnicas quirúrgicas, en los medicamentos, en las campañas de prevención y en las nuevas tecnologías médicas, la enfermedad se manifiesta y nos recuerda que somos finitos y que a pesar de nuestro empeño por vivir, hay situaciones que no podemos evitar ni controlar. Es una constante en las distintas sociedades humanas, intentar evitar la enfer. Leer más

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EL Comparador te permitirá obtener las mejores ofertas del mercado, los precios más competitivos de las mejores compañías y de los mejores profesionales. Nuestro comparador realizará una comparativa entre nuestros 2500 socios presentes en toda Europa.

Comparar es sencillo:

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EL Comparador es una solución gratuita, eficaz e independiente para encontrar seguros, créditos, abogados, reformas y servicios. Recibirás presupuestos personalizados de empresas líderes en el sector. Podrás elegir entre los mejores precios y las tarifas que más te convengan.

¿Cómo funciona?

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Franquicias y Oportunidades de Negocio en Estados Unidos, negocio rentables.

#Negocio #rentables


¡Franquicias y Oportunidades de Negocio en Estados Unidos!

Bienvenido, BuscaTuFranquicia.com es su directorio para encontrar las mejores franquicias y todas las oportunidades de negocios disponibles. Cuando usted compra o comienza un negocio de franquicia, usted estará en un negocio propio pero no solo. Y cuando usted usa BuscaTuFranquicia.com, estará buscando en el mejor directorio de oportunidades de franquicias para hispanos y latinos. Encuentre su franquicia o la oportunidad de negocio que está buscando ahora mismo.

Encuentra la franquicia u oportunidad de negocio que estas buscando!

Simplemente selecciona una Categoría y Nivel de Inversión y dale “Buscar”

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OMIC Elche, que es una reclamacion.

#Que #es #una #reclamacion


Oficina Municipal de Informaciуn al Consumidor de Elche

Replaceta de l’Espart, 5

03203 Elche (Alicante)

La Hoja de Reclamaciones

Las hojas de reclamaciones se facilitan a las personas consumidoras y usuarias la expresión de su disconformidad por la adquisición de un producto o la prestación de un servicio.

En la Comunidad Valenciana, se encuentran reguladas por el DECRETO 77/1994, de 12 de abril.

Que es una reclamacion

Un juego de 4 impresos autocopiativos, compuesto por un original de color blanco (para la Administración), una copia verde (para el consumidor/consumidora) y otras dos copias amarilla y rosa (para el establecimiento) o prestador del servicio y para el control de la inspección.

Modelo oficial de Hoja de Reclamaciones de la Generalitat Valenciana.

Que es una reclamacion

Estбn obligados a disponer de hojas de reclamaciones:

Todas las personas físicas o jurídicas titulares de establecimientos o centros que comercialicen bienes o presten servicios en la Comunidad Valenciana, incluidos quienes prestan servicios a domicilio y los espectáculos públicos y actividades recreativas, tendrán a disposición de las personas consumidoras y usuarias hojas de reclamaciones.

Que es una reclamacion

Es obligatoria y gratuita la entrega de las hojas de reclamaciones a los consumidores y usuarios que las soliciten:

Si el consumidor/la consumidora solicita la Hoja de Reclamaciones y el establecimiento se niega a facilitársela, podría solicitar la presencia de la Policía Local para que acreditase tal circunstancia.

їCуmo se cumplimentan?

La persona consumidora solicitará la hoja de reclamaciones en el lugar de compra o prestación del servicio y la rellenará en ese lugar, excepto si el responsable del establecimiento admite que se cumplimente fuera del mismo.

* Domicilio, teléfono, lugar de los hechos y fecha.

* Resumen claro y preciso de los hechos que motivan su reclamación o denuncia.

* Petición concreta cuando se trata de una reclamación.

* Documentos que se adjuntan.

їDуnde se tramitan?

El consumidor/la consumidora presentará el original de color blanco y la copia verde junto con la documentación en la OMIC de su domicilio o del lugar dónde han ocurrido los hechos. O si lo prefiere puede dirigirse al Servicio Territorial de Consumo de la Provincia donde se ubica el establecimiento.

También puede remitir el original y copia de la documentación por correo a la OMIC de Elche o a las direcciones que mostramos a continuación.

Oficina Municipal de Información al Consumidor

Replaceta de l'Espart nº 5

03203 Elche (Alicante)

Servicio Territorial de Comercio y Consumo de Alicante

Informaciуn al pъblico sobre la existencia de hojas de reclamaciones:

Los establecimientos tienen la obligación de exhibir un cartel anunciador que estará situado en un lugar que resulte visible y legible.

Que es una reclamacion

Cuando se solicite una hoja de reclamaciones se deberá suministrar en el mismo lugar en que la demande o en el lugar identificado como de información o atención a la clientela, sin remitirle a otras dependencias o a oficinas distantes del lugar en que se han producido los hechos.

Cada Comunidad Autónoma tiene su modelo de Hoja de Reclamaciones, aunque existen similitudes entre todas.

їDуnde se pueden conseguir las hojas de reclamaciones?

Los/las titulares de establecimientos, empresas y/o profesionales pueden adquirir, previo abono de las tasas las hojas de reclamaciones en:

ALICANTE en el Servicio Territorial de Comercio y Consumo,Churruca, 29

Podrán obtener la carta de pago en la siguiente dirección:

Si necesita la preceptiva leyenda indicativa de la existencia de las hojas de reclamaciones puede obtenerla en:


Life Insurance Rates: Compare Life Insurance Quotes, permanent life insurance quotes.

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Sin certeza el pr – stamo de FEMA al gobierno, El Nuevo Día, el mejor prestamo.

#El #mejor #prestamo


Sin certeza el préstamo de FEMA al gobierno

viernes, 22 de diciembre de 2017 – 6:00 AM

Por Joanisabel González

Mientras miles de puertorriqueños no han recuperado la normalidad en sus vidas, trastocadas por el huracán María, la Agencia Federal de Manejo de Emergencias (FEMA) no pudo precisar ayer cuándo Puerto Rico recibirá el préstamo que ayudará en los problemas de liquidez del gobierno.

En tanto, el paquete de $81,000 millones que podría representar otro alivio para Puerto Rico -que de paso, otorga poderes adicionales a la Junta de Supervisión Fiscal (JSF)- no se discutirá hasta entrado el 2018.

FEMA dijo a El Nuevo Día que todavía analiza con el Departamento del Tesoro federal el financiamiento que se concedería a través del programa de préstamos a comunidades afectadas por desastres (CDL, en inglés) y que se ha estimado que podría rondar los $4,700 millones.

“Los CDLs son un proceso deliberativo ajustado para cada recipiente. FEMA, en consulta con el Departamento del Tesoro, está analizando la estrategia para desarrollar y completar el tamaño, los términos y condiciones para los CDLs en los territorios”, indicó la agencia federal a El Nuevo Día a través de su secretaria de prensa interina, Jenny Burke. La agencia federal explicó que no podía precisar una fecha para completar la transacción hasta recibir comentarios de sus colaboradores en el tema.

“Una vez completemos los términos para los CDLs, estaremos en posición de ofrecer información adicional”, añadió.

Este diario supo que ayer oficiales de la administración de Ricardo Rosselló Nevares mantenían conversaciones con representantes del Tesoro federal en un intento por avanzar el trámite del préstamo para la isla y que prácticamente ya marca unos dos meses desde que el Congreso aprobó fondos adicionales para el CDL.

Ayer, El Nuevo Día solicitó nuevamente información al Tesoro federal sin obtener respuesta.

El miércoles, este diario reveló que la dilación del Tesoro contribuyó a que Rosselló Nevares pidiera más tiempo a la Junta de Supervisión Fiscal (JSF) para presentar el plan fiscal revisado del gobierno porque, aparte del impacto de la reforma contributiva federal en el fisco, la JSF pidió a la Autoridad de Asesoría Financiera y Agencia Fiscal (Aafaf) incluir en sus proyecciones revisadas la ayuda federal asociada a la respuesta por el huracán María.

Mientras, el gobierno aguarda por el préstamo que se alega es crítico para evitar que la Autoridad de Energía Eléctrica (AEE) quede sin dinero la semana próxima, ayer, el Congreso reafirmó que Puerto Rico está sujeto a su poder.

El proyecto H.R. 4667, que otorgaría unos $81,000 millones a estados y territorios afectados por desastres, establece en su sección 1208 que Puerto Rico tendrá que presentar al gobierno federal un plan para establecer el uso de los fondos de recuperación que reciba. Dicho plan, sin embargo, tendrá que prepararse “en coordinación con la JSF” y tendrá que ser “certificado” por el controversial ente federal.

Ayer, la comisionada residente, Jenniffer González, reconoció que en el proyecto “se mantuvo (el nuevo poder que se le quiere dar a la JSF)”, pero dijo que “todo eso va a cambiar en el Senado”.

“Ellos (el Senado federal) no van a acordar en eso. Estamos trabajando un paquete de 10 enmiendas y allá ellos quieren aumentar el supplemental”, dijo González.

El Nuevo Día supo que el lenguaje incluido en el H.R. 4667 es resultado directo de la fuerte lucha de poder que libran el gobierno de Rosselló Nevares y la JSF por los fondos de recuperación, y que ha ha contribuido al retraso en los trabajos del Tesoro.

“El gobierno ha provisto al Tesoro toda la documentación y la Junta ha estado al tanto de todo lo que ha hecho la administración para asegurar que el Tesoro proceda con el desembolso del CDL”, dijo el titular de la Administración de Asuntos Federales de Puerto Rico (PRFAA, en inglés), Carlos Mercader, cuando se le cuestionó por el estatus de las conversaciones con el gobierno federal.

Mercader explicó que, hace varias semanas, su oficina estableció “el puente para las conversaciones” entre la Aafaf y el Tesoro.

Dijo que no participa directamente de las conversaciones entre la Aafaf y el Tesoro, pero insistió en que la administración ha adoptado una postura de transparencia, lo que, a su juicio, quedó evidenciado con el informe reciente acerca de la liquidez del gobierno y que ronda los $7,000 millones.

“Hay un ente en el proceso que está impidiendo que este trámite se culmine”, dijo Mercader.

Por meses, cabilderos de grupos de acreedores y aseguradores municipales han buscado influenciar la discusión congresional sobre Puerto Rico, particularmente, luego del colapso de la red eléctrica y el escándalo de Whitefish Energy Holdings.

Los acreedores han buscado desbancar a la JSF, alegando que el organismo no cumple con lo dispuesto en Promesa.

Para hacer contrapeso, la JSF contrató dos firmas de cabildeo en Washington, que, ahora, según las fuentes, se centran en asegurar que la JSF tenga peso en las decisiones vinculadas con los fondos de recuperación de la isla, un terreno que Rosselló Nevares reclama como suyo.

Mercader declinó revelar qué o quién ha dilatado los procesos para que llegue ayuda a Puerto Rico.

Para el economista Joaquín Villamil, el atraso por parte del Tesoro en el préstamo CDL puede estar relacionado a la reforma contributiva federal.

“La atención del Tesoro estaba dirigida a la reforma contributiva y todo lo demás se puso en la hornilla de atrás”, dijo Villamil al recordar que estados como California y Texas también tienen pedidos de asistencia por desastres.

“Islas Vírgenes ha sido muy efectivo en su cabildeo en Washington”, contrastó Villamil.

Villamil explicó que el impacto de la reforma contributiva federal en la isla va más allá del efectoen los recaudos o las empresas que aquí operan. A su juicio, el nuevo código tributario afectará “grandemente” la relación entre el gobierno federal y los estados.

Según el economista, los gobiernos estatales tendrán que financiar programas que antes se pagaban con fondos federales como los de vivienda, salud o beneficencia, y eso afectará a Puerto Rico y, a su vez, al plan fiscal que finalmente presente el gobierno.

De acuerdo con el analista Matt Fabian, de Municipal Market Analytics, las condiciones de financiación que FEMA ha establecido para los territorios distan de aquellas establecidas para estados como Texas y Florida, afectados por los mismos eventos atmosféricos.

En el caso de las Islas Vírgenes (USVI), FEMA indicó que otorgó un financiamiento por $202 millones para los sistemas de agua y electricidad del territorio, su gobierno central y para dos hospitales.

El gobernador Kenneth Mapp, según medios noticiosos en USVI, ha planteado que los financiamientos ya aprobados por FEMA alcanzan unos $500 millones.

De acuerdo con Fabian, en el caso del CDL de USVI, el Tesoro federal solicitó una prioridad de repago sobre los bonos del territorio, pero ello no prosperó.

USVI, según Fabian, tuvo que ofrecer como garantías al financiamiento los recaudos del “impuesto de renta bruta”, lo que sería equivalente al IVU de Puerto Rico y los recaudos para pareo que recibe mediate el reembolso del arbitrio del ron.

Además, los CDL de USVI tienen igual prioridad de pago que la deuda por bonos que poseen los acreedores del territorio.

En el caso de Puerto Rico, fuentes de este diario aseguran que se pondera que la isla ofrezca como colateral para el préstamo CDL, la porción porcentual del Impuesto sobre las Ventas y Uso (IVU) que no está comprometida para el pago de los bonos de la Corporación del Fondo de Interés Apremiante (Cofina) y los recaudos que obtiene el gobierno a través del arbitrio de 4% a ciertas corporaciones foráneas que operan en la isla.

Según Fabian, la dilación en el análisis que efectúa el Tesoro también está influenciado por la ley federal Promesa.

“El problema con Puerto Rico es que se encuentra en impago”, recordó Fabian al señalar que la isla no podría cumplir con algunos criterios que se exigen en estas transacciones como sería tener capacidad de pago o cortapisas para determinar si el deudor puede emitir deuda adicional.

Fabian no se atrevió a concluir si el Tesoro ha establecido criterios más estrictos para los territorios por los eventos vinculados a Whitefish Energy Holdings, por dudar del uso que recibirán los fondos que se otorguen o por discrimen.

Subrayó, sin embargo, que, en el caso de Puerto Rico, es posible que otorgar un préstamo a la isla por parte del Tesoro podría incidir en el proceso de ajuste de deudas que persigue la JSF a través del Título III de Promesa.

“Los bonistas están muy preocupados por lo que haga FEMA con Puerto Rico”, dijo Fabian.

Por un lado, el analista explicó que, si el gobierno federal exige una prioridad superior que los bonistas, a futuro, Puerto Rico no tendría capacidad para conseguir capital en los mercados privados. Ello, porque los bonistas sabrán que el gobierno federal tiene una prioridad superior.

Del otro lado, dijo Fabian, si el Tesoro solicita los recaudos del IVU, de la ley 154 o cualquier otra fuente, ello podría interpretarse como una confiscación de parte del gobierno federal. Especialmente, porque esas partidas, según el estado de derecho, constituyen la fuente de repago de la deuda constitucional.

Ricardo Cortés Chico colaboró con este reportaje.


Junta de Andalucía, la hoja de reclamaciones.

#La #hoja #de #reclamaciones


La hoja de reclamaciones Junta de Andalucía

La hoja de reclamaciones

Consulta la información que la Junta de Andalucía difunde a iniciativa propia para facilitar el conocimiento de su actividad.

Utiliza este buscador para localizar los trámites y servicios ofrecidos por la administración andaluza.

Número 18 de 25 de enero de 2018

Enclavada entre dos mares y dos continentes, la singularidad geográfica de Andalucía le otorga una identidad abierta y multicultural

Andalucía ofrece una gran diversidad geográfica y una contrastada riqueza de paisajes.

Amplia variedad climática: sierras de abundantes lluvias, comarcas áridas, montañas nevadas, costas soleadas.

Andalucía ha sido foco de civilización y escenario de una historia milenaria de convivencia entre culturas.

En las tres últimas décadas, Andalucía ha logrado una profunda transformación económica y social.

Andalucía cuenta con una milenaria y rica herencia cultural.

Andalucía cuenta con amplios poderes legislativos, ejecutivos y judiciales, similares a los del resto de comunidades históricas de España.

La bandera, el escudo y el himno de Andalucía.

Reclamaciones

De acuerdo con la Orden de 9 de febrero de 2015, por la que se regula la edición, distribución, comercialización e impresión de los ejemplares de Hojas de Quejas y Reclamaciones, estas serán libres (pero siempre sujeto al modelo de formulario de hojas de quejas y reclamaciones establecido en el Anexo I del Decreto 72/2008).

Esto supone que las empresas o profesionales que deseen adquirir las hojas de quejas y reclamaciones para sus establecimientos o centros, podrán encargarlas a cualquier imprenta o comprarlas en aquellos establecimientos que las comercialicen.

Existen hojas de reclamaciones en formato papel y electrónico. Las hojas en papel deben estar a disposición de quien las solicite en todos los establecimientos de Andalucía:

Presentar una reclamación a través de internet

Si dispones de certificado digital el proceso es enteramente telemático. En caso contrario deberás imprimir la reclamación rellena y presentarla en los registros existentes en todas las dependencias de la Junta de Andalucía.

La hoja de reclamaciones

Ten en cuenta que si como usuario te excedes en el límite de caracteres en el campo “Descripción del hecho” o, como empresa, en el campo “Observaciones”, puedes usar el comando “Documentos adjuntos” en la parte inferior del formulario.

Para ayudarte en la tramitación puedes consultar los siguientes manuales:

Tienes a tu disposición un modelo telemático de denuncia con el que puedes informar a la Administración sobre la práctica de conductas prohibidas como la fijación de precios, el abuso de posición de dominio de un operador en el mercado y el falseamiento de la libre competencia por actos desleales.

Más información

¿Aún tienes dudas?

Si tienes cualquier duda o necesitas más información puedes llamar al teléfono 955 062 627 o escribir al correo [email protected]

¿Te ha sido útil esta información?

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La responsabilitа per colpa nel diritto penale, preveduto.

#Preveduto


Preveduto

Gli elementi essenziali della colpa sono:

1) l’assenza di volontà di alcuni o di tutti gli elelementi del fatto tipico e, in ogni caso, dell’evento offensivo ove esistente;

2) la realizzazione di una condotta che sia oggettivamente contraria a regole cautelari derivanti da massime di esperienza (prudenza, diligenza e perizia) o da fonti normative generali (leggi e regolamenti) o individuali (ordini).

3) l’attribuibilità psihica della condotta contraria alle regole cautelari.

un comportamento imprudente, un’azione, cioè, che, secondo le massime d’esperienza, non doveva essere compiuta o doveva esserlo in guisa differente;

L’individuazione di una norma cautelare violata (derivante da massime d’esperienza o da fonte di legge) e la realizzazione del fatto tipico non sono, di per sè, sufficienti ad integrare la responsabilità penale per colpa in quanto è necessaria l‘attribuibilità dell’inosservanza è, cioè, necessario che l’azione od omissione contraria alle norme cautelari possa formare oggetto di rimprovero per l’agente (si tratta della c.d. misura soggettiva della colpa).

Con riferimento alla colpa generica, una volta individuata la norma cautelare secondo la migliore scienza ed esperienza del momento, occorrerà verificare se la conseguente condotta sia esigibile dall’agente concreto. Questa seconda valutazione andrà effettuata sulla base delle conoscenze di un agente modello della medesima condizione e professione.

La responsabilità colposa per il fatto illecito altrui pone delicati problemi nell’ambito del lavoro di equipe, dove un particolare obbligo di vigilanza spetta al soggetto in posizione di vertice. La giurisprudenza di legittimità ha, peraltro, osservato che, nell’attività medica in equipe, ciscun medico ha l’obbligo di verificare la corretta esecuzione della prestazione da parte dei colleghi prima di effettuare il proprio intervento (o la propria quota di intervento).

Nessuno può essere punito per un fatto preveduto dalla legge come delitto, se non l’ha commesso con dolo, salvi i casi di delitto preterintenzionale [5712, 5722, 584, 586] o colposo [259, 3262, 335, 350, 3553, 387, 3912, 449, 450, 451, 452, 5002, 5272, 589, 590] espressamente preveduti dalla legge [43].

La legge determina i casi nei quali l’evento è posto altrimenti a carico dell’agente, come conseguenza della sua azione od omissione.

Nelle contravvenzioni ciascuno risponde della propria azione od omissione cosciente e volontaria, sia essa dolosa o colposa [432].

è preterintenzionale, o oltre l’intenzione, quando dall’azione od omissione deriva un evento dannoso o pericoloso più grave di quello voluto dall’agente;

è colposo, o contro l’intenzione, quando l’evento, anche se preveduto [61n. 3], non è voluto dall’agente e si verifica a causa di negligenza o imprudenza o imperizia, ovvero per inosservanza di leggi, regolamenti, ordini o discipline.

la distinzione tra reato doloso e reato colposo, stabilita da questo articolo per i delitti, si applica altresì alle contravvenzioni, ogni qualvolta per queste la legge penale faccia dipendere da tale distinzione un qualsiasi effetto giuridico.


Mayor de Vehículos, mayor de vehiculos.

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ZAPATOS POR MAYOREO – Catalogos para Descargar, venta de zapatos por mayor.

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Por favor descargue o vea los catalogos y pida que le enviemos las listas de precios actualizadas Contactenos aqui escriba a [email protected] o llame a los telefonos 562-656-7453 * 562-639-4674 de Lunes a Viernes de 8:00am a 6:00pm (PST).

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Sandalias de piel – Mayoreo

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JEANS, CHAMARRAS, ABRIGOS, FALDAS, ETC. – MAYOREO

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WESTERN HATS – WHOLESALE / SOMBREROS Y TEXANAS – MAYOREO EN USA

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Cinturones de piel – Mayoreo

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Solamente dentro de Estados Unidos / Wholesale Only within U.S.

Amor Sales® – Vistenos en las redes sociales y en nuestra tienda online


BREMN e, bündnis deutschland hilft.

#Bündnis #deutschland #hilft


BREMN e. V.

Bündnis deutschland hilft

Aktuelles

der VDI ist der Verein deuscher Ingenieure mit immerhin 155 000 Mitgliedern des Ingenieurwesens aller Sparten.

Bündnis deutschland hilft

Das Potsdamer Institut für Klimaforschung besteht seit 25 Jahren. Das war der Anlass, um am Donnerstag, dem 11. Oktober 2017, ein Jubiläumsfest zu feiern. Durch seine Aktivitäten ist dieses Institut weit über die Grenzen Brandenburgs bekannt geworden. Als Arbeits­kreis der Fachgruppe Umwelt des Bezirks Frankfurt-Darmstadt im Verband Deutscher Ingenieure senden wir ebenfalls respektvolle Gratulationsgrüße.

Mit großer Aufmerksamkeit lesen wir die zahlreichen publizierten Berichte über Klimawandel und deren mögliche Ursachen. Wenn Ingenieure Wolkenkratzer planen, untersuchen sie zu allererst den Untergrund und seine Tragfähigkeit. Doch wie kann man über das Klima und die Folgen des Klimas forschen, wenn nicht zuerst die Frage geklärt wird, welchen Einfluss die „Treibhausgasemissionen“ auf die weltweite Wettervielfalt und deren Temperaturverläufe haben.

Glückwünsche beinhalten auch Wünsche für die Zukunft für eine fruchtbare kontroverse wissenschaftliche Diskussion. Als VDI-Arbeitsgruppe wünschen wir uns Denkgremien, die frei von polit-ideologischen Vorgaben sind, um die Ursachen des Wetterwech­sels und des „Klimawandels“ auf unserer Erdoberfläche objektiv zu ergründen.

Das beginnt schon mit der Wortwahl zur Beschreibung von Fakten; z. B. einen Klimawandel kann man nicht ver­hindern, denn den gab es in allen geologischen Phasen und den wird es auch in Zukunft geben, als Folge des Wetterwandels. Ob Kohlenstoffdioxid dabei eine Rolle spielt, das muss erst wissenschaftlich belegt und nicht nur behauptet werden.

Eine Kohlenstoffdioxidpräsenz in der erdnahen Atmosphäre und in den oberen Ozeanschichten ist die Voraussetzung für das „Leben“ auf unserer Erde schlechthin. Zusammen mit Wasser und der Sonnenergie bildet die Fotosynthese die Basis für das Leben aller biologischen Systeme.

Ein weiterer unwissenschaftlicher Begriff ist der Ausdruck „Erneuerbare Energien“. Aufgrund der „Thermodynamischen Hauptsätze“ gibt es keine „Erneuerbare Energie“, deshalb wird es auch nicht möglich sein, die fossilen Energieträger (Kohle, Erdöl, Erdgas), in denen die Sonnenenergie als chemische Energie gespeichert ist, durch „Erneuerbare Energien“ zu ersetzen. Der Begriff „Erneuerbare Energie“ ist wissen­schaftlich irreführend, denn Strom durch Sonne und Wind kann man nur erzeugen, wenn der Wind weht und die Sonne scheint. Auch der Ausdruck „Klimaerwärmung“ ist widersprüchlich, denn das „Klima ist ein statistisch errechnetes Konstrukt, eine nackte Zahl wie die „Globaltemperatur“. Weitere Einzelheiten inner­halb eines Leserbriefes anzusprechen, würde zu weit führen. Verwiesen sei auf die VDI-Schrift, „Atmosphäre, Wasser, Sonne, Kohlenstoffdioxid, Wetter, Klima, Leben – einige Grund­begriffe“. Darin werden die Zusammenhänge zwischen Wetter, Klima, Atmosphäre und Kohlenstoff­dioxid ausführlich erklärt.

Prof. Dr.-Ing. Vollrath Hopp, Chemiker; Dr. rer. nat. Gerhard Stehlik, Physikochemiker; Dr. phil. Wolfgang Thüne, Meteorologe (v.i.S.d.P.); Dr.-Ing. Edmund Wagner, Physikochemiker

NEUES AUS BAD WALDSEE
Kaum zu glauben! Zum ersten Mal wurde die Windhöffigkeit von 6 m/s (auch kaum zu glauben) veröffentlicht und die immensen Planungskosten.
Anteilig trägt die Stadt Bad Waldsee alleine € 200.000. Von Gewissensbissen oder dergleichen nicht ein Wort, dass man vielleicht etwas falsch gemacht hat. Im Gegenteil wird die dortige ins Leben gerufene BI wieder als „böser Bube“ hingestellt und hart diskriminiert. Dazu noch zum Schluss ein „Halleluja“ eines unverbesserlichen Windkraftbekenners. So wird die Öffentlichkeit leider über die Presse getäuscht und die Verursacher stehen dazu weiter mit weißer Weste da. Das Windkraftprojekt Bad Waldsee ist wieder einmal ein deutliches Beispiel für eine Verschwendung von Steuergeldern und sollte deshalb beim Bund der Steuerzahler angezeigt werden.

Kommentar BREMN e.V.

Bündnis deutschland hilft

Windpark: 200 000 Euro für Gutachten ausgegeben

Windpark: Details zum Projektstopp bekanntgegeben – Windhöffigkeit: rund sechs Meter pro Sekunde

Beim Pressegespräch gaben Regine Rist und Roland Weinschenk Auskunft zum vorerst gescheiterten Windkraftprojekt.

Bad Waldsee sz Zu den Hintergründen des auf Eis gelegten Windkraftprojekts haben die Stadtwerke Bad Waldsee am Montag ein Pressegespräch einberufen. Dabei bezogen Roland Weinschenk, Bürgermeister und Vorsitzender des Aufsichtsrats der Stadtwerke, und Geschäftsführerin Regine Rist Stellung zu Kosten, Windmessungen und die Enttäuschung über den vorerst gescheiterten Windpark.

Bad Waldseer Windpark wird auf Eis gelegt

Rotmilanstandorte hätten nur ein Windrad ermöglicht – Feierlaune bei BI Lebenswerter Haistergau und bei BREMN.info

Bündnis deutschland hilft

Die geplanten Windkrafträder haben in Bad Waldsee für viel Gesprächsstoff gesorgt, diese Diskussionen dürften nun schon bald ein Schattendasein fristen und in Vergessenheit geraten: Denn aktuell werden die Windpark-Pläne nicht weiter verfolgt.

Es ist ein Paukenschlag: Am Dienstagabend haben die Stadtwerke Bad Waldsee bekannt gegeben, dass der geplante Windpark mit vier Windkrafträdern im Tannenbühl aktuell nicht weiter verfolgt wird.

Wie Stadtwerke-Geschäftsführerin Regine Rist mitteilt, hat der Aufsichtsrat in seiner jüngsten Sitzung entschieden, das Windkraftprojekt aus wirtschaftlichen Gründen aktuell nicht weiter zu verfolgen. „Die Projektpartner Thüga, EnBW und AÜW stehen hinter dieser Entscheidung. Der Gemeinderat der Stadt Bad Waldsee wurde über den Stand des Projektes sowie die Entscheidung des Aufsichtsrats informiert“, heißt es in der Mitteilung weiter.

Dabei hätten die Ergebnisse der abgeschlossenen Windmessungen die Annahmen des Regionalverbands Bodensee-Oberschwaben bestätigt und den Tannenbühl „als regional bedeutsamen Standort für Windenergieanlagen“ ausgewiesen. Demnach würden sich auch in Oberschwaben Windkraftanlagen umsetzen lassen, so die Stadtwerke. Gleichwohl mussten im Rahmen der naturschutzrechtlichen Untersuchungen bereits zu einem frühen Zeitpunkt die Planungen auf vier Windkraftanlagen zurückgenommen werden. Im Frühjahr 2017 wurden nochmals ergänzende Untersuchungen zur Rotmilanpopulation von den Stadtwerken beauftragt. Und jetzt kommt der Knackpunkt: „Als Ergebnis dieser Untersuchungen kann aktuell nur eine einzige Windkraftanlage weiter verfolgt werden, da alle weiteren Anlagen innerhalb eines 1000 Meter Radius um einen Rotmilanstandort liegen und daher aus naturschutzrechtlichen Gründen auszuschließen sind.“ Die Überprüfung bei nur einem verbliebenen Standort habe ergeben, dass „kein wirtschaftlich befriedigendes Ergebnis für alle Beteiligten“ erzielt werden könne – insbesondere nach der deutlich reduzierten Einspeisevergütung zum Herbst diesen Jahres.

Eine logische Konsequenz

Die Mitteilung löst bei Andrea Hagenlocher, Vorsitzende der Bürgerinitiative (BI) Lebenswerter Haistergau, große Freude auf. „Wir sind sehr froh, dass das jetzt vom Tisch ist. Aber es war ja längst absehbar.“ Als Gebietskennerin hätte sie immer auf die Rotmilane hingewiesen. Und auch die Landwirte seien „nicht umgefallen und haben ihr Land nicht hergegeben“. Daher stellt der Abbruch des Projekt für Hagenlocher nur eine lange absehbare, logische Konsequenz dar. „Es war höchste Zeit“, fasst sie ihre Freude in Worte. Und so herrscht bei der Bürgerinitiative Feierlaune vor. Einerseits wollte weiterhin Einsicht in die artenschutzrechtlichen Gutachten, die die Stadtwerke in Auftrag gegeben haben und abschließend wissen, „was das Experiment nun gekostet hat“.

Für den Fraktionssprecher der Freien Wähler und Aufsichtsratsmitglied Bernhard Schultes ist das vorläufige Ende des Projektes bedauerlich, wie er sagt: „Es ist schade, dass es sich so entwickelt hat. Aber wenn die Wirtschaftlichkeit nicht gegeben ist, muss man das jetzt so hinnehmen.“ Die Gesetze, Vorgaben und Genehmigungsrichtlinien seien so, wie sie sind. Den Jubelrufen der Windkraftgegner könne er sich allerdings nicht anschließen.

VON WEGEN VORREITERROLLE DEUTSCHLANDS IN SACHEN ENERGIEWENDE!


Enforcement Branch Overview

#auto #insurance #riverside #ca


#

Enforcement Branch Overview

The Enforcement Branch of the Department of Insurance is the investigative body for the department. This branch consists of the Fraud Division and the Investigation Division.

“To protect the public from economic loss and distress by actively investigating, arresting, and referring, for prosecution or other adjudication, those who commit insurance fraud and other violations of law; to reduce the overall incidence of insurance fraud and consumer abuse through anti-fraud outreach and training to the public, private, and governmental sectors.”

To accomplish this mission, the Enforcement Branch investigates criminal and regulatory violations relating to insurance transactions from point-of-sale through the claims process. In addition, the Enforcement Branch administers five grant programs that provide funding to county district attorney offices to assist with their efforts to investigate and prosecute insurance fraud. Fraud Division administers four of the five grant programs: Automobile Insurance Fraud, Urban Automobile Fraud Activity Interdiction; Disability and Healthcare Fraud, and Workers’ Compensation Insurance Fraud. Investigation Division administers the Life and Annuity Consumer Protection Program.

The Enforcement Branch also provides a wide array of public awareness through liaison and educational materials. The Department’s overall goal is to advance communications that will help consumers understand insurance fraud and create stronger deterrence through public awareness.

The following are examples of the outreach activities:

  • Public Web Site
  • Community Forums
  • Press Releases
  • Multimedia: On Demand Videos includes
    • Public Service Announcements
    • Press Conferences
    • Public Meetings, Hearings, and Forums
  • Industry Liaison
  • Governmental Liaison
  • Grant Workshops for County District Attorney’s Offices

Google™ Translation Disclaimer

This Google™ translation feature is provided for informational purposes only.

The Department of Insurance is unable to guarantee the accuracy of this translation and is therefore not liable for any inaccurate information resulting from the translation application tool.

The Departmenf of Insurance is also unable to guarantee the same page layout for all the languages. Depending on the languages, the page layout may look strange from the original.

Please consult with a translator for accuracy if you are relying on the translation or are using this site for official business.

A copy of this disclaimer can also be found on our Disclaimer page.

Select a Language Below / Seleccione el Idioma Abajo


Search Engine Optimiser

#search #engine #marketing #courses #online


#

Search Engine Optimiser

It is a complete SEO tool that enables you to optimise your website for your online marketing to make it friendlier for search engines and to increase your organic rankings.

You don’t need to be an expert and you don’t need to hire an expensive consultant our package is easy to set up and navigate. You’ll be taught all about SEO and will be guided, step-by-step, through the optimisation process.

Search Engine Optimiser is kept up-to-date with Google’s latest algorithm updates, ensuring that it is compliant with all guidelines laid out – meaning that you can get on with the important task of improving your ranking.

You will be able to earn trust and authority with search engines by improving your website activities to help increase your traffic so you can gain more customers. You’ll also see reports on your social media activities and mobile device compatibility to give you a complete picture of how you can develop.

Search Engine Optimiser will make sure your business is indexed on Google, Yahoo and Bing. It will also scan your website and suggests changes that can be made to improve the SEO of your site and make it more search engine friendly. This includes both on-page and off-page suggestions on aspects such as backlinks, the types of content you have on your website and how often you make updates, as well as checking for common issues such as duplicate or thin content.

A little technical knowledge is required but our tool will guide you through exactly what you need to do to improve. If you are not the one who deals with editing the website you can even select to send that person the updates so they can do this for you.

No, you can use another provider for these services as our tool works independently of your provider. Wherever your web hosting service or domain is registered Search Engine Optimiser will function without any issues.

If your site is not optimised for search engines you could be missing out as potential customers may struggle to find you. Optimising your site is an ongoing project. Every time you make a change, you make your site easier to find and better for customers to use – it is a process that can provide long term benefits for your business.

Our tool gives you recommendations on how you can change your website to help make it easier to find so you can rank higher, give your site greater visibility and get the best possible chance of getting those clicks.

When you scan your website using our tool or free SEO report, it will give your site a rating which will show you how well you’re doing so far. It will also show any issues your site may have and give personalised tasks that will show you how you can implement both on-page and off-page optimisation to help give it the boost it needs.

You can pay for your Search Engine Optimiser on either a monthly or annual basis.

If you decide the Search Engine Optimiser package you ve bought isn t right for you, give us a call within the first 14 days. We ll refund what you paid excluding the cost of registering any domain names you have, because domains can t be unregistered once you ve chosen them.


Private Cloud Security

#data #center #security, #cloud #security, #private #cloud #security, #software-defined #data #center #(sddc) #security, #software-defined #infrastructure #(sdi) #security


#

Private Cloud Security

The march toward the cloud continues at a rapid pace is your security keeping up? Built to run and scale dynamic workloads on highly virtualized infrastructure, private cloud deployments create security challenges that traditional static security solutions were never designed to address.

In the face of growing your cloud footprint, new challenges emerge. While the cloud can help your business do more and at a faster pace, it can also mean you have less visibility and control over your sensitive data and advanced malware as network traffic flows in an east-west direction between virtual machines. McAfee solutions help you integrate critical security controls into your private cloud environment, ensuring that you have the network visibility, security management, and agility to securely move to a cloud-based infrastructure.

Achieving Your Protection and Compliance Goals for the Private Cloud

Extend visibility to all private cloud workloads

Discover all workloads in private cloud deployments. Our Cloud Workload Discovery helps you understand where to look, providing clear visibility into all private cloud workloads and activity.

Maintain agility

The flexibility of an elastic compute environment means you can scale data center capacity up or down as needed. Ensure your security adapts just as fast without slowing down applications, compute time, or cloud-based services.

Manage security policies efficiently

Tap advanced policy management and automation to quickly extend your security controls to the private cloud. Comprehensive and unified management tools with integration to third-party products ensure effective orchestration of policies.

Prove compliance

Demonstrate that you have effective security in place, meeting regulations such as PCI, HIPAA, and various country and industry requirements for protecting data. Architecting security into your deployment helps achieve this outcome.

Assess Your Cloud Security

Get a baseline on your private cloud security. Our Professional Services team can evaluate the current status of your data center security across physical, virtual, and cloud environments, identify potential vulnerabilities as you roll out new cloud deployments, and help design a security deployment that evolves with your business.

Private Cloud Security Products

Virtual Network IPS

Recognized as a Gartner Magic Quadrant leader. our IPS uses layered, signature-less technologies to find and block malware and advanced targeted attacks on the network. The Virtual Network Security Platform discovers and blocks sophisticated threats in virtual networks.
McAfee Virtual Network Security Platform

Security for Virtualized Environments

Optimize antivirus scanning for virtual machines. McAfee MOVE AntiVirus eliminates scanning bottlenecks and delays, and can adapt unique policies for individual or groups of virtual machines.
McAfee MOVE AntiVirus

Threat Detection Response

Combine local threat intelligence with global threat intelligence to deliver superior visibility to thwart advanced threats.
McAfee Advanced Threat Defense
McAfee Threat Intelligence Exchange

Security Management

Get integrated security and central policy management across all your cloud deployments. McAfee ePolicy Orchestrator provides visibility into all virtual machines (VM) so administrators can monitor hypervisor-to-VM relationships, security status, and power status in near real time.
McAfee ePolicy Orchestrator

Securing the Software-Defined Data Center with VMware


Ambiance et dГ©coration: dГ©coratrice d intГ©rieur, home staging, atelier dГ©co, location Nancy, decoratrice interieure.

#Decoratrice #interieure


Г‰vГ©nementiel

DГ©coration intГ©rieure

DГ©coration &

Envie de changement ou tout simplement d’une dГ©coration qui vous resemble ?

Je vous propose d’imaginer avec vous l’organisation et l’agencement de votre lieu d’habitation. La dГ©coration permettra de crГ©er un nouvel espace de vie adaptГ© Г vos envies et vos besoins.

Je vous conseille et vous oriente sur des choix d’agencement, de couleurs, de matГ©riaux et de mobiliers afin de rГ©aliser une ambiance agrГ©able qui correspond Г vos attentes.

Colorez, amГ©nager, dГ©corer, agencer, relooker.

Votre imagination n’a plus de limite !

Envie de :

  • Conseils shopping ou dГ©co
  • DГ©coration intГ©rieur qui vous resemble
  • Relooker votre maison pour mieux la vendre (home staging)
  • Trouver une dГ©coration pour votre mariage, par exemple

Je suis une crГ©atrice d’ambiance et je me dГ©place sur toute la Lorraine pour vous aider dans votre dГ©co . Que vous soyez un particulier ou une entreprise , je vous conseille pour trouver une ambiance dГ©co suivant l’univers que vous rГЄvez et le budget imposГ© .

Nouvelle dГ©coration Restaurant Le Petit Cochon Essey-les-nancy

Nouvelle décoration Restaurant Le Petit Cochon Essey-les-nancy

Architecte d’intГ©rieure

Cahier de tendance

Conseils et agencement

Optimisation de l’espace

Recyclage de vos meubles

Home staging pas cher

DГ©coration pour professionnels

Conseils et agencement de vitrines, showroom, dГ©co d’exposition .

DГ©coration d’Г©venement

Mariage, anniversaire, st-valentin, communion, sГ©minaires, noГ«l .


IFM Heidelberg, unternehmen in heidelberg.

#Unternehmen #in #heidelberg


reflect and act

und sorgen für Bodenhaftung

pragmatisch im Vorgehen

Unternehmen in heidelberg

Consulting. Coaching. Training. Facilitation.

  • Führungskräfteentwicklung
  • Training/Coaching
  • 360° Feedback
  • Boxenstop-Kompaktworkshops
  • Performance Management
  • Führungsinitiativen/-kultur
  • Strategieumsetzung
  • Change Architektur
  • Prozesse, Rollen/Verantwortlichkeiten
  • Change Kommunikation
  • Managementklausur
  • Teamentwicklung
  • Schnittstellenoptimierung
  • Konfliktmanagement
  • Kommunikation
  • Teamfeedback
  • Assessment Center
  • Einzelassement
  • Development Center
  • Audit
  • Potenzialprogramme
  • Sales Training/-Coaching
  • Kundenorientierung
  • Innovationsmanagement
  • Sicherheitskultur
  • Verhaltensbasierte Arbeitssicherheit
  • Gesunde Führung

Reflect and act. In einer zunehmend dynamischen und komplexen Arbeitswelt gewinnt dies immer mehr an Bedeutung. Nennen Sie es VUCA (Volatility, Uncertainty, Complexity, Ambiguity), Agilität oder Transformational Leadership. Es geht um Orientierung und Handlungsfähigkeit. Diese zu stärken ist unser Antrieb. Bei Mensch, Team und Organisation.

I F M – Inspiration. Führung. Management.

Wir beraten und unterstützen Mittelstand und Großkonzern in vielfältigen HR-, Change-, Personalentwicklungs- und Qualifizierungsprojekten. Als Berater, Coach, Trainer oder Moderator. In Deutschland und international. Auf Deutsch und Englisch.

  • Arbeitgeberverbände Chemie BW
  • BASF Gruppe
  • EKW Refractories
  • Eurochem Agro
  • Evonik
  • Geholit + Wiemer GmbH
  • INEOS Olefins Polymers
  • LyondellBasell
  • Merck KGaA
  • Alstom/GE
  • Evobus (Daimler)
  • Freudenberg Gruppe
  • Kraftanlagen Gruppe
  • Prominent Dosiertechnik
  • Technische Werke Ludwigshafen AG
  • Daimler AG (Bereich IT)
  • Ericsson
  • valantic CEC Deutschland GmbH
  • Realtech
  • T-Systems
  • Vivento Customer Service (Deutsche Telekom)
  • Frankenbrunnen Gruppe
  • Mineralbrunnen Überkingen-Teinach
  • Paulaner Brauereien Gruppe
  • Ruby Hotels Resorts
  • Tank Rast
  • Curagita Gruppe
  • Medela Gruppe
  • Radiologische Großpraxen/MVZ in ganz Deutschland
  • St. Marien- und Annastiftskrankenhauses Ludwigshafen
  • ViDia-Kliniken Karlsruhe
  • ARAG Konzern
  • Generali Gruppe
  • Signal Iduna Versicherungen
  • BASF Wohnen und Bauen
  • Freudenberg Immobilien Management
  • GBW Gruppe, München
  • GGH Heidelberg
  • Forschungszentrum Jülich
  • Heinrich-Pesch-Haus Ludwigshafen
  • IFEU Heidelberg
  • Zentrum für Ignatianische Pädagogik

Als Psychologen kennen wir uns aus mit der Gestaltung professioneller Beziehungen in Organisationen – zu Mitarbeitern, zu Kunden, zu Schnittstellen oder im Team. In systemischer Haltung arbeiten wir unterschiedliche Perspektiven heraus und führen Sie zusammen. Mit Neutralität, Außenperspektive und wertschätzender Respektlosigkeit.

I F M – Integer. Fokussiert. Menschlich.

Mit zusammen mehr als 140 Jahren operativer Erfahrung in Industrie und Wirtschaft sowie 70 Jahren eigener Führungserfahrung wissen wir, wovon Sie und wovon wir reden. Das schärft den Blick für das Machbare. Mit Fokus auf Ergebnisse und konsequente Umsetzung.


House Design, Floor Plan, House Map, Home Plan, 3D Front Elevation, Interior Design, house interior design.

#House #interior #design


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40 ‘ X 25 ‘ South facing House Plan

Good things come in small packages. This compact yet charming design packs a lot of personality into an efficient plan that is perfect for a t . Read more

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50 ‘ X 20 ‘ East facing House Plan

This inviting home displays styling with upscale features. The front and rear covered porches add plenty of usable outdoor living space. In th . Read more

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Triple Storey house Design

80 ‘ X 40 ‘ West facing House Plan

Inside this charming home you’ll find a spacious, open floor plan that is perfect for entertaining. The practical design is ideal for family inte . Read more

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Two Storey House Design

60 ‘ X 30 ‘ East facing House Plan

Here's a gorgeous, sleek home that's full of light. On the outside, irregular massing and a variety of window shapes create a modern l . Read more

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Pooja Room

As we plan and get our homes designed it's important to dedicate some space or if you have a spacious home – it's best to dedicate a full room for prayers and mediation.

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Bathroom

Master Bathrooms or bathrooms with lavish fittings and interiors have been a state of the art trend these days. As much as these plush bathrooms are fancied, one cannot deny the fact that it ' s an unnerving task to get these designed.

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Bedroom

After a long tiring day, we all crave for a snuggy and hearty bedroom to rest, but how many of us look for a conducive interior?

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Kitchen is where our heart is. They say "Kitchens are made for bringing families together." It ' s the place where we mingle with our family, chit-chat while cooking or simply binge on snacks while sipping on our tea etc.

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Living room

We all spend a considerate amount of time in our living rooms. It seems to be everyone 's favorite space at home to chill or relax because of it's cozy and vibrant touch.

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3D front Elevations

Give wings to your imaginations as we design a 3D perspective view for your dream house. What’s better than a 3D view of how it would look before you invest a fortune in your house project?

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Renovation & Remodling

Bored with your prevalent house structure? Or have you noticed some construction defaults that need fixing? Well our Renovation and Remodeling services is exactly the answer to all such needs.

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Interior Designing

A pleasing, decent and functional interior of a house is what makes it a place called Home. We at Make My House believe and understand the importance of an ace yet befitting interior design, hence we are committed to delivering distinctive interior designing services that we vouch can give your house a homely touch.

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Customized House Designs

While we have over 500+ predefined house designs to offer to our clients, we are happy to provide customised house designs. Now tell us what you need and we’ll design a technically sound plan to fit your requirements.

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3D Floor Plans

Get spectacular 3D floor plan, illustrated from a bird eye view to deliver architectural plans in a better way. These plans will demonstrate your enhanced orientation view.

House interior design

Vastu Consultancy

Vastu consultancy is a commonly adapted practice these days. It’s not a religion but science that analysis the impact of Earth, water, wind, fire and space on our lives. It is believed to be the basis for sustaining life on earth.

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Architectural Services

Planning on building your dream house or commercial space? Looking for professional architectural services? Then look no more as our team of adroit architects, quick on trigger designers and affable support team makes us a competent,

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Walkthrough

Exibit or review your imagination for your house, complex, apartment or a colony on our virtual walkthrough. Our phenomenal animators create a bonafide animated walkthrough that feels real and demonstrates your construction design ideas,


SVIT Schweiz, schweiz immobilien.

#Schweiz #immobilien


SVIT Schweiz Schweiz immobilien

MITGLIEDER-

MITGLIEDERSUCHE

Schweiz immobilien

Geschätzte SVIT Interessierte und Mitglieder. Die IP-Festnetz Telefonie des SVIT Schweiz.

OWI Herbst 2017: Anhaltende Überproduktion am Schweizer Mietwohnungsmarkt

Schweiz immobilien

Der Mietwohnungsmarkt der Schweiz entspannt sich weiter. Die Insertionszeiten auf.

MietRecht Aktuell

Die Publikation für Profis – jetzt hier abonnieren

SwissCaution: Ihr Partner für die Mietkaution ohne Bankdepot

Einfach, praktisch und schnell!

Jedes Jahr vertrauen uns mehr als 40’000 neue Mieter und 2’000 Hausverwaltungen!

SVIT-Channel

Schweiz immobilien

XING-Gruppe

Werden Sie Mitglied in der XING-Gruppe des SVIT Schweiz.

09.01.18 Telefonstörung SVIT Schweiz

Schweiz immobilien

Geschätzte SVIT Interessierte und Mitglieder. Die IP-Festnetz Telefonie des SVIT Schweiz funktioniert wieder ohne Einschränkungen. Ein fehlerhafter Software-Prozess beim Netzbetreiber hat dazu geführt, dass ankommende und.

07.12.17 OWI Herbst 2017: Anhaltende Überproduktion am Schweizer Mietwohnungsmarkt

Schweiz immobilien

Der Mietwohnungsmarkt der Schweiz entspannt sich weiter. Die Insertionszeiten auf Internetplattformen haben sich im Vergleich zum Vorjahr deutlich verlängert. Selbst in «Hot Spots» wie Zürich, Bern und Lausanne müssen Wohnungen.

14.11.17 Das SVIT Forum 2018 in Interlaken – neue Perspektiven

Schweiz immobilien

Ein herzliches Willkommen zum Gipfeltreffen der Schweizer Immobilienwirtschaft! Es freut mich sehr, Sie in Interlaken begrüssen zu dürfen. Das SVIT Forum zählt gemäss der Bilanz zu den fünf wichtigsten Wirtschafts-Events in.

27.10.17 Wir danken allen Teilnehmern des SVIT Campus 2017 – zum Jahresende: der Rückblick

Wir danken allen Teilnehmern und präsentieren Ihnen stolz die Impressionen vom Infotainment-Event für alle Immobilien-Bewirtschafter. Viel Spass beim geniessen, teilen und weiter sagen – und bis nächstes Jahr! Klicken Sie hier.

27.10.17 Bundesrat sieht von Änderung des Auftragsrechts ab

Schweiz immobilien

Der SVIT Schweiz hat in der Vernehmlassung gegen die Änderung des Obligationenrechts Stellung bezogen, die dauerhafte Auftragsverhältnisse ermöglicht hätte. Bekanntlich sind Auftragsverhältnisse jederzeit einseitig kündbar. Eine.

27.10.17 Keine Bargeldtransaktionen im professionellen Immobilienhandel

Schweiz immobilien

Transaprency International Schweiz hat eine Studie mit dem Titel «Offene Türen für illegale Gelder – Schlupflöcher für Geldwäscherei im Schweizer Immobiliensektor» veröffentlicht. Sie liefert jedoch keine Fakten über das.

05.10.17 Das war der Swiss Real Estate Campus 2017

Schweiz immobilien

Wir blicken auf einen sonnenverwöhnten, erfolgreichen Swiss Realestate Campus zurück und bedanken uns bei allen Teilnehmern. Zwei zentrale Themen der Immobilienwirtschaft – Mietrecht und Stockwerkeigentum – standen im.


Voli low cost, i siti per spendere il meno possibile – Non Sprecare, siti di viaggi low cost.

#Siti #di #viaggi #low #cost


Vacanze e voli low cost: ecco i siti da consultare per spendere il meno possibile

Sapendo quali sono i siti giusti da consultare nella Rete potrete pianificare al meglio il vostro viaggio, anche il più complicato e disparato, pescando i voli più economici che permettono di risparmiare somme notevoli. Evitando anche possibili truffe

Per cercare voli low cost basta sapere quali sono i siti giusti: edreams monitora 750 compagnie aeree, con oltre 60mila tratte

VOLI LOW COST

Il volo low cost fa parte integrante, ormai, dei nostri stili di vita. Li prendiamo in modo abituale, nel tentativo di evitare sprechi, con biglietti troppo cari, e di fare viaggi allinsegna del risparmio ma senza rinunciare a sicurezza e qualità dei voli (a partire dalle garanzie sulla puntualità). Ma non tutte le compagnie low cost sono uguali. E il rischio di una truffa, piccola o grande che sia, è sempre dietro langolo. Da qui l importanza di essere preparati per scegliere il migliore volo e la migliore compagnia low cost , per esempio attraverso la selezione di siti affidabili che vi proponiamo.

LEGGI ANCHE: Donne in vacanza da sole: le app indispensabili per organizzare al meglio il viaggio

I MIGLIORI SITI LOW COST

Di questi tempi pianificare le vacanze è davvero impegnativo: bisogna confrontare le varie proposte e consultare i siti più convenienti , sommare le spese per lalloggio e i trasporti. Se il passaparola ha certamente il suo valore, niente batte un uso attento di internet. Limportante è non vagare senza una meta e sapere dove cercare. Ecco di seguito una lista di siti nei quali, a parer nostro, si trovano le offerte più vantaggiose. Prima di aprire le danze, però, sappiate che prenotando di notte è più facile risparmiare. La maggior parte degli acquisti di voli viene effettuato durante la settimana, nell’orario di lavoro. Il numero elevato di ricerche fa lievitare i prezzi, quindi la notte del fine settimane è il momento ideale perché: meno richieste, prezzi più bassi .

SITI PER VOLI LOW COST

  • Momondo

Questo sito è disponibile in italiano e cerca e confronta gratuitamente più di 700 siti specializzati. Oltre alla comparazione tra prezzi, Momondo offre anche guide delle città scritte dagli utenti del sito e blogger. Allinterno del sito, tra laltro molto colorato, si possono trovare anche offerte per hotel.

Questo motore di ricerca confronta centinaia di siti di viaggio online. Una volta scelto la città Kayak ti permette di vedere cosa ti offrono centinaia di siti specializzati di 40 Paesi internazionali. Anche qui non solo voli ma anche hotel.

Vola Gratis permette di navigare tra le migliori offerte dei voli low cost. Compara e prenota voli di circa 400 compagnie low cost e tradizionali. Disponibile anche per tutti i dispositivi mobile, permette di salvare i dati dei passeggeri per i futuri acquisti.

Confrontare oltre 750 compagnie aeree, con oltre 60mila tratte.Come in molti altri motori la ricerca può essere filtrata per compagnia aerea, aeroporto, durata e numero di scali. Da qualche anno è possibile prenotare senza brutte sorprese perché, prima dell’acquisto, il sito comunica quanto ci costerà il volo in commissioni pagando con la nostra carta.

Molto facile da usare ompara tutti i voli presenti sul mercato. Una volta scelta la rotta e lofferta desiderata l’utente viene re-indirizzato automaticamente sul sito delle compagnie aeree o delle agenzie di viaggio per effettuare la prenotazione.

Fondato nel 1996 da Microsoft, Expedia permette di prenotare biglietti d’aereo ma anche hotel, automobili a noleggio per pianificare praticamente lintera vacanza. Il sito, un po come TripAdvisor, si fida su un sistema di recensioni che gli utenti forniscono e che fungono da consiglio per i successivi.

Questo portale è un punto virtuale dove poter cercare il volo low cost più conveniente per la propria vacanza, viaggio di lavoro o per qualsiasi altro motivo ed esigenza. È un comparatore gratuito dei prezzi dei voli aerei ed è costantemente aggiornato per raccogliere le migliori offerte di voli delle più famose compagnie aeree ed anche quelle delle compagnie meno conosciute ma comunque sicure, affidabili e precise, in conformità coi criteri di sicurezza imposti dall’Enac, ossia l’Ente Nazionale per l’Aviazione Civile.


The simple guide to deploy Laravel 5 application on shared hosting, application hosting.

#Application #hosting


The simple guide to deploy Laravel 5 application on shared hosting

For more about deploying a Laravel/Lumen application on shared hosting, check out my complete guide, https://github.com/petehouston/laravel-deploy-on-shared-hosting

Changelog

  • 12/Jun/2015: Adding symlink as response from @rverrips, add optimization command for production environment pointed out by @constb.

In this tutorial, I’d like to show you a very simple method to deploy Laravel 5 applications, safe & secure.

First, let say in your hosting server (VPS, or shared hosting…whatever), you have current www/ directory, which is accessible publicly via web domain, for example:

Now, create a new directory, which contains all your application source code, at the same level as www/, for example:

You can use git, svn, mecurial or whatever method you like to transfer your code to this directory.

At this point, you can see that the project code is apparently not accessible to the web, right?

Next step is to copy all contents inside the /project/public directory to www/ directory. The easy example is that, with the fresh Laravel 5 installation application, the project/public/index.php should be copied to the www/index.php , have you got the point?

Remember to copy the public/.htaccess to the www/ also. Don’t forget this, it is very important for your app routes. Without it, your routes won’t be working and there will be a blank or empty page in every route.

Now let’s modify the www/index.php to reflect the new structure. Don’t modify the project/public/index.php, okay? Only modify www/index.php, remember this.

Find the following line

And update them to the correct paths as following

It worths to mention that some shared hosting service providers allow symlink to the public_html directory of the main domain, we can simplify the process, instead of copying the whole project/public/ to /www, we create symbolic linking,

Almost done, it is time to set permissions for the project/storage directory, it should be writable.

The final step is here, config your application variables in the project/.env .

All righty right! Everything should work now.

If you don’t have composer installed already on your server, you can easily grab it to the project directory then.

Now you can execute composer to manage dependencies.


Prestiti Veloci Online: Finanziamenti Personali Rapidi e Velocissimi 2018, prestiti velocissimi.

#Prestiti #velocissimi


Prestiti veloci

Scritto da Marco Germanò , aggiornato il 4 febbraio 2018 alle 7:10 pm – 4197

Cerchi prestiti veloci online? In questo articolo ti mostro come poter ricevere finanziamenti in brevissimo tempo.

Richiedi preventivo senza impegno in 1 minuto

Ma comè possibile ottenere rapidamente prestiti online veloci?

Se qualcosa non ti è chiaro alla fine chiedi con un commento e ti rispondo in giornata.

Che cosa sono i prestiti veloci

Confronta gratis i migliori prestiti di oggi

Ti serve liquidità? Indipendentemente che sia un micro finanziamento o meno, il prestito veloce ti aiuterà ad ottenerla in modo vantaggioso e in tempi molto rapidi.

Chi può usare i prestiti personali veloci

I prestiti personali online veloci si rivolgono a chi si trova con la necessità improvvisa di ottenere liquidità immediata.

Tra questi non è difficile trovare anche persone senza busta paga, senza reddito documentabile, lavoratori in difficoltà economica, o che hanno perso il lavoro.

Come richiedere un finanziamento veloce online

Fare domanda per prestiti velocissimi on line è una modalità ormai prevista da quasi tutte le finanziarie e dalle banche per la sua immediatezza.

Inoltre offre un grande risparmio in termini di spese e di tempo, oltre ad altri vantaggi come la comodità, la praticità e la possibilità di richiedere un prestito di denaro in sicurezza.

Senza dimenticare che utilizzare una piattaforma online permette di confrontare preventivi di diverse banche o finanziarie prima di scegliere a quale affidarsi quando si ha necessità, anche alle 2 di notte.

Come si possono richiedere i prestiti veloci online

La procedura per richiedere un prestito veloce online è solitamente molto semplice:

  • si effettua la registrazione sul portale dellistituto di credito scelto, per ottenere lusername e la password
  • si accede allarea del sito dedicata ai servizi finanziari
  • si compila il modulo per la domanda a cui si allega la documentazione richiesta, che è bene aver preparato in anticipo

E necessario conoscere in anticipo quale documentazione è necessaria per richiedere un prestito veloce. Ecco quella essenziale:

  • la copia del documento didentità in corso di validità, come la carta di identità o la patente di guida
  • la copia del tesserino di codice fiscale
  • le ultime due buste paga o i cedolini della pensione, per i lavoratori dipendenti
  • la copia del modello Unico relativo allultima dichiarazione dei redditi, per i lavoratori autonomi

Al termine della procedura in breve tempo si riceverà la risposta alla propria domanda e nel caso essa sia positiva, si potrà ottenere un prestito di denaro in 24 ore per far fronte alla necessità improvvisa che ti è capitata.

Le tipologie dei prestiti veloci

Possono accedere ai prestiti personali veloci sia i soggetti che offrono garanzie che i “cattivi pagatori” o “protestati”.

Questo è possibile perché le banche si tutelano facendo in modo che il tempo di erogazione dei prestiti veloci online sia proporzionale allaffidabilità del debitore.

In altre parole, tanto più affidabile si dimostra il debitore, tanto più velocemente potrà vedersi erogare il credito dalla finanziaria o dallistituto di credito scelto.

Prestiti veloci a soggetti affidabili

Per poter ricevere del denaro in maniera molto sbrigativa, devi essere:

  • Un lavoratore dipendente: in questo caso basta presentare lattestazione di reddito e non essere inseriti nella dei cattivi pagatori. Verificata la sicurezza del reddito e la tua affidabilità, il prestito personale che hai richiesto ti verrà erogato in poche ore.
  • Un pensionato con reddito dimostrabile: anche in questo caso vale il discorso fatto per i lavoratori dipendenti.

Prestiti veloci a protestati senza busta paga

Naturalmente le banche o le società finanziarie richiedono massima affidabilità creditizia. Infatti sono solo tre i casi in cui vengono erogati prestiti a protestati:

  • Pagamenti dei debiti: per accettarla in questo caso devi indicare come modalità di rimborso la cessione del quinto o il prestito delega. Naturalmente il CRIFeffettuerà diversi controlli, impiegando più tempo.
  • Lavoratore autonomo senza busta paga: lalternativa è richiedere il prestito cambializzato a scadenza. Ciò non toglie che devi pur sempre dimostrare il tuo reddito mediante un apposito documento.
  • Persona fisica senza busta paga: con la presenza di un garante puoi acquisire fiducia da parte della banca, che si accerterà ulteriormente della situazione creditizia.

Le garanzie richieste per i prestiti veloci

Per evitare la sofferenza delle banche, esse si tutelano richiedendo ognuna differenti garanzie.

Le più comuni forme di tutela che ti possono chiedere sono tuttavia il certificato di stipendio o qualsiasi altra forma di documento che attesti lentrata monetaria.

In assenza di questultimo fattore, puoi tentare con il credito a consumo mediante un garante (che sia un parente, un amico o una persona di fiducia). Naturalmente essa sarà responsabile di una eventuale insolvenza.

Conclusione: i Miti e leggende sui Prestiti Veloci Online

Nonostante capisca la tua esigenza nel ricevere denaro immediatamente, fai attenzione agli annunci ingannevoli che promettono cifre da capogiro nel giro di 2 ore senza dover presentare nessuna documentazione e garanzie.

Valuta sempre e leggi se il contratto in piena trasparenza, trascrive tutti i punti essenziali per la valutazione finale.


Curso: Sacar partido de los Baños Pequeños, cuartos de baño con ducha.

#Cuartos #de #baño #con #ducha


Organizar baños pequeños

Exprimir todas las posibilidades de un cuarto de baño pequeño para que sea un lugar cómodo.

Existen cuartos de baños que son la habitación más pequeña de la casa, sobre todo en muchos pisos de nueva construcción. Para sacarle el máximo partido , basta con saber planificarlo de manera que no resulte angosto y colocarle muebles que exploten todas sus posibilidades de almacenaje.

Cuartos de baño con ducha

Cuartos de baño con ducha

Cómo organizar un cuarto de baño pequeño

Un cuarto de baño es más que una ducha

Tu cuarto de baño es mucho más que el lugar donde te lavas los dientes cuando aún no has podido abrir los ojos por la mañana. Es el sitio donde empezar el día, donde desperezarse bajo el grifo, donde arreglarse para una cita, donde compartir espejo o donde hacer la colada.

Es una habitación polivalente que necesita no tanto de un espacio infinito sino de muchos recovecos donde guardar utensilios, potingues, peines, rollos y rollos de papel higiénico y puede que toallas limpias. Y justamente por esta función de “almacén de las cosas limpias”, tu baño debe ser un sitio ordenado.

Ahora bien, ¿tu baño es un cuarto pequeño? No te preocupes, tenemos todas las claves para que le saques el máximo partido.

Cuartos de baño con ducha

Cuartos de baño con ducha

Mobiliario y accesorios para el baño

Cuartos de baño con ducha

Cómo decorar un cuarto de baño para que esté ordenado

Organizar el baño: Las buenas esencias se guardan en frascos pequeños

Esta frase parece un tópico inventado por alguien bajito que no veía el escenario en los conciertos, sin embargo, es muy cierta . ¿Tu cuarto de baño es la estancia más pequeña de la casa? No te preocupes, podrás sacarle todo el partido posible colocando los muebles adecuados.

Aumentarás la sensación de amplitud colocando espejos, te ayudarán a agrandar la estancia y a darle luminosidad.

Y para las cosas que ocupan mucho o esas otras que no usas demasiado, ¡no te olvides del almacenaje alto! Instala estanterías cerca del techo y te quedará más espacio en el suelo para ti y tus utensilios.

Cuartos de baño con ducha

Ideas de decoración: Accesorios para el orden

Compacto no quiere decir caótico

En una estancia pequeña, la clave es tenerlo todo ordenado: podrás tener todas tus cosas a mano y encontrar los cepillos a la primera sin chocar con la pasta de dientes.

Para que tus toallas no te estorben mientras estás en el baño, cuélgalas con ganchos detrás de la puerta o en un toallero plegable que no ocupe cuando no lo tenga que hacer. Además, también puedes utilizar la ducha como tendal de la ropa improvisado, podrás plegarlo cuando no lo necesites o dejar que tus toallas se sequen allí.

Es importante aprovechar cada milímetro: si t ú u lavadora comparte baño contigo, utiliza el espacio que queda sobre ella para colocar una estantería para la colada.

Y el resto de las paredes… ¡como lugares de almacenaje extra! Estanterías de poco fondo o almacenaje oculto detrás del espejo pueden ayudarte a organizar todos tus utensilios.

Cuartos de baño con ducha