How to earn in Stock Market Philippines – Trading, Dividends, Investment for beginners 2018. \ Video

How to earn in Stock Market Philippines - Trading, Dividends, Investment for beginners 2018, REMMONT.COM


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How to earn in Stock Market Philippines – Trading, Dividends, Investment for beginners 2018


How to earn in Stock Market Philippines - Trading, Dividends, Investment for beginners 2018, NEF2.COM


How to earn in Stock Market Philippines – Trading, Dividends, Investment for beginners 2018

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Chinese electric car company Nio makes its Wall Street debut? ~ Video

Chinese electric car company Nio makes its Wall Street debut, NEF2.COM


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Auto Insurance Scams Caught on Dash Camera in the U.S and Canada? @ Video

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Whole Life Insurance with No Medical Exam, cheap life insurance without medical exam.

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Getting a Whole Life Policy Without a Medical Exam

Nobody wants to spend too much time thinking about the end of their life. However, leaving loved ones in a financial bind is not a good thought either. While it would be ideal if you could save money throughout your life for these expenses, most people need what they make to live on. It’s not at all uncommon for a couple to hit retirement and have no real plan in place for end-of-life expenses. Luckily, there is still the option of no medical exam whole life insurance. Getting life insurance without a medical exam is ideal for many situations, but you need to shop carefully and understand what these policies offer and, perhaps most importantly, what skipping a medical exam could cost you.

The Benefits of Skipping a Medical Exam

There are several benefits to obtaining a no medical exam whole life insurance policy. One of the main reasons that so many people favor no exam whole life policies is because there is no exclusions when it comes to existing health conditions. Many life insurance carriers will refuse to issue a policy for people who have been diagnosed with cancer, have a history of heart problems or even have been smokers throughout their life. With a whole life insurance no exam policy, you can get coverage no matter what your circumstances or your current medical conditions. If you pass away during the period where the policy is active, your dependents will get a lump-sum payment that can be applied to funeral expenses or helping them maintain their current lifestyle while they make other arrangements. In addition, all whole life policies have a cash value and do not expire, unlike term life plans. In short, if you currently have medical conditions that would normally prevent you from getting a policy, this particular type of screening is ideal for the whole life insurance product.

What a No Exam Policy Will Cost You

Forgoing a medical exam is not without a price. It’s important to realize that most no medical exam whole life insurance policies probably have limitations and exceptions to coverage. It’s very common for this type of coverage to have an exclusion period, often as long as two years, sometimes longer depending on the provider. This means that if any of the policy holders die from natural causes or disease during this time their beneficiaries may be left with a reduced settlement or no payout at all; being involved in an accident may or may not apply to this limitation. In addition, buying a whole life insurance no exam policy can be very expensive – often significantly more than a comparable plan where the insured undergoes an examination. Since costs can be as much as double that of a policy issued without an exam, you should try to exhaust that option first. If you’re absolutely sure that an examination would preclude you from a policy (or you just don’t want to subject yourself to a medical exam) we can help. We work with the nation’s top providers of no medical exam whole life insurance, so use the form at the top of this page to view current rates and select the provider that best-fits your current situation.

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Mutui a Tasso Fisso o Variabile: Scegliere Mutuo a Tasso Variabile o Fisso, mutuo fisso.

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CAPIRE I MUTUI

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Scelta del mutuo

Meglio il mutuo a tasso fisso o il mutuo a tasso variabile?

Il solito dubbio. Tanto piГ№ che qualsiasi ipotesi puГІ essere smentita dai tanti anni di vita del mutuo.

Esamina allora le riflessioni suggerite dall’esperienza pratica!

Indice della pagina:

Criterio discriminante

Pronosticare l’andamento dei tassi nel lontano futuro ГЁ impossibile per chiunque. Tuttavia l’esperienza ci ha insegnato qualche semplice regoletta che quando ГЁ applicabile non delude. Ecco qua.

Proteggersi con il tasso variabile

Tra i contratti di mutuo esistono soluzioni studiate per coniugare la convenienza del tasso variabile con la stabilitГ del tasso o della rata.

E’ possibile acquistare un assicurazione che paghi la spesa in eccedenza qualora i tassi superino una soglia predeterminata.

Scegliendo un contratto a durata variabile si otterrГ il beneficio di una rata fissa indipendentemente dalle variazioni di tasso.

CuriositГ : perchГ© il tasso fisso costa di piГ№

Bisogna considerare che la banca funge da intermediario tra una soggetto che investe i soldi e un altro che li utilizza.

NOTA: occasionalmente possono verificarsi periodi di temporanea tensione dei mercati con conseguenti effetti sui cosiddetti “tassi a breve”.

Tele Mutuo – Risparmiamo i tuoi soldi.

I testi di questa pagina sono protetti dalle leggi sul diritto d’autore e non possono essere riprodotti senza autorizzazione. Deposito affidato a SIAE (SocietГ Italiana Autori ed Editori). Vedi copyright.




Arenas silicas, apartamentos las arenas.

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Arenas silicas

Material cuyo rango granulométrico comprende de 1/16 a 2 mm de diámetro. Su composición química la constituye íntegramente el bióxido de silicio (Si02)

Para fabricar piezas de fundición, para estimular la producción de pozos productores en la industria petrolera, para la fabricación de ferroaleaciones, para elaborar moldes y corazones de diferentes piezas fundidas, para la elaboración del ladrillo refractario, para la fabricación de vidrio, como relleno en plástico, hule, ornamento en pastas de alta resistencia para revocar muros y fabricación de resinas de protección al desgaste.

Es el método analítico para determinar el grado de finura de las partículas de los sólidos granulares o pulverulentos, usando diferentes tamices superpuestos, en orden de diámetro de poro o malla empezando por el de menor diámetro desde abajo.

ARENA VERDE : normalmente está compuesta de arena, arcilla, material carbonoso y agua.

ARENA SECA: la humedad no se debe de presentar en esta arena, sino que se retira antes de efectuar la fundición, el secado de enfurtas es el procedimiento para realizar aquello

ARENAS DE REVESTIMIENTO: también llamada de contacto, es la que queda en las caras del moldeo para que forme la capa interna del molde. Otros tipos de arena desde aquí.

¿Cuándo se dice que una arena es de grano redondo?

Cuando por su forma redonda, al fundirse se tiene el riesgo de formar burbujas en los intersticios de las uniones de los granos en el material, formando fracturas.

¿Cuándo se dice que una arena es de grano angular?

Cuando su forma no es tan redonda sino más bien irregular, ayudando con esto a que de alguna manera los granos encajen al fundirse con menor riesgo de formación de burbuja.

¿Qué es un análisis de PH?

El término pH proviene de la combinación de la letra p de la palabra potencia y la letra H del símbolo del elemento hidrógeno. Juntas, estas letras significan la potencia o exponente del hidrógeno. acidez o alcalinidad de una solución, el agua, el suelo, etc.

La escala abarca del 0 al 14. Se representa en una escala de 0 a 14. El valor 7 corresponde al estado neutro, el valor cero al más ácido y el valor 14 al más alcalino.

¿Qué es una arcilla?

Roca sedimentaria detrítica de grano fino, formada a partir de sedimentos marinos y lacustres de partículas de tamaño muy pequeño. Son partículas muy finas que forman parte del suelo y no se ven a simple vista. Son menores de 0,002 milímetros.

¿Qué es la distribución granulométrica?

Es una distribución para conocer el tamaño de los granos. Su procedimiento se realiza pasando arena seca y lavada por once tamices sucesivos con aberturas de mallas sucesivas y numeradas según la cantidad de mallas por pulgada lineal.

El peso del residuo de cada tamiz y el peso de la arena retenida en el recipiente, se multiplica por un factor cuyo valor depende del tamiz en cuestión.

Se suman todos los productos y finalmente se divide esta suma entre el peso total de la muestra ensayada, obteniéndose el porcentaje retenido en cada tamiz. La medición del peso retenido por los tamices de prueba determina el porcentaje de la muestra.




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Un día en Cascais y Estoril -Diarios de Viajes de Portugal- Mogutu, apartamentos en cascais.

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apartamentos en cascais

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Apartamentos en cascais

Cascais es una antigua localidad marinera reconvertida en tiempos en villa turística y situada a unos 25 kilómetros al oeste de Lisboa. Parece ser que la reconversión de pueblo pesquero a villa turística vino motivada por ser esta localidad elegida por la familia real portuguesa como sede para sus vacaciones hacia finales del siglo XIX. El hecho de que el rey D. Luis I y su familia pasasen aquí sus veranos atrajo a la localidad a otras pudientes familias portuguesas e incluso del resto de Europa.

Durante nuestra corta visita pudimos apreciar que seguramente ya no goza del esplendor de aquellos años y muchas de las grandes villas a orillas del Atlántico se ve que llevan años cerradas. A pesar de ello sí que constatamos que aún hay grandes hoteles, mucho movimiento por sus calles y que sin duda alguna se trata, sobre todo por cercanía geográfica, de la playa favorita de los lisboetas (eran muchos los capitalinos que viajaron con nosotros en el tren pertrechados con todo lo necesario para pasar un buen día de playa).

Apartamentos en cascais

Desde allí nos encaminamos hacia la Plaza del Ayuntamiento , no sin antes detenernos y curiosear en muchas de las tiendas que pueblan las calles de Cascais: tiendas de ropa, cerámicas, souvenirs, de bisutería…

Apartamentos en cascais

Al llegar a la calle Combatentes de Grande Guerra, en vez de ir directos hacia el Ayuntamiento fuimos hacia el norte y en los Jardines Visconde da Luz vimos unos cuantos puestos, una especie de mercadillo que nos recordó por el género expuesto al Mercado da Ladra de Lisboa: mucha antigüedad (antigualla las más de las veces), algo de bisutería, algún libro y cientos de trastos curiosos, caducos o inservibles. El mercadillo era bien pequeño, unos 8 puestos, no más.

En este Jardín se podían coger calesas de caballos para dar un paseo por la localidad.

Apartamentos en cascais

Ya por fin nos dirigimos hasta la Plaza del Ayuntamiento, no sin antes pasar por el Largo Luís de Camoes , una muy coqueta plaza con bastantes restaurantes eminentemente turísticos (como practicamente todos los de Cascais), agradables terrazas y los clásicos camareros pesados “a la caza” del turista incauto.

Apartamentos en cascais

Una vez recuperadas las fuerzas caminamos hasta la Ciudadela que aparecía en el mapa. No teníamos muy claro qué íbamos a ver pero estaba muy cerca y teníamos todo el día por delante. Ciertamente no hay gran cosa que ver: una antigua ciudadela (del s. XVI según nos dijeron en la oficina de turismo de Estoril) que en tiempos ejerció de baluarte defensivo de la bahía y poco más. Las puertas estaban abiertas y nos colamos. En la fecha que estuvimos (abril 2009) todo estaba en obras, no había nadie a quien preguntar nada. Pudimos apreciar que seguramente hasta hace poco ha sido cuartel militar. Había surtidores de gasolina con símbolos militares, placas en la pared homenajeando a tal o cual brigada o compañía, etc. Pero ya os digo, a fecha de hoy, nos pareció que no hay nada más que ver. La vista de las murallas desde fuera nos pareció lo más digno de verse

Apartamentos en cascais

Junto a la Ciudadela hay una gran estatua de un rey portugués (discúlpenme ustedes, olvidé apuntar su nombre) vestido de marino y vigilando la bahía. Bajo esta gran estatua, en la parte baja del puerto se apilan nasas y aperos de los pescadores.

Apartamentos en cascais

Desde la Ciudadela caminamos hasta la explanada junto a la playa donde había dos o tres puestos más, muy cerca de la bonita Villa Albatroz (que hoy en día funciona como hotel). En estos puestos casi todo lo que se vendía estaba hecho con productos extraídos del mar: collares y pulseras hechos con conchas, lámparas hechas con caracolas, peces disecados…..

Bien, para empezar el paseo volvimos hacia la estación del tren, en cuyas cercanías empieza el paseo. Un paseo precioso en el que se entremezclan turistas ocasionales con habituales de la localidad, peatones con ciclistas, surferos con pescadores… Si veis que la temperatura invita a ello, yo me llevaría un bañador en la mochila. Me dieron una envidia tremenda los que disfrutaban del sol tirados en la playa.

Apartamentos en cascais

Sobre el paseo se ven las antiguas y espléndidas villas de la clase pudiente portuguesa (algunas parecen en desuso, aunque bien conservadas) y más arriba hoteles y apartamentos.

Apartamentos en cascais

Todo el paseo se encuentra salpicado por chiringuitos, restaurantes y bares. Bien, pues aquí va la recomendación de restaurante que os prometí unas líneas más arriba. Según empieza el paseo desde Cascais, en el primer restaurante del paseo vimos que ofrecían un menú similar al que habíamos comido y por el mismo precio. Nos llevamos un pequeño chasco. En el Dom Pedro comimos bien, pero el del paseo tenía unas vistas excelentes sobre la playa y el Atlántico y además el día estaba precioso. ¡una pena! Tenedlo en cuenta vosotros. A lo largo del paseo hay más restaurantes, pero únicamente el primero del paseo empezando desde Cascais ofrecía un precio tan asequible.

Para quien vaya por el paseo en busca del Casino, tened en cuenta lo siguiente: Cuando veáis las “Piscinas de Tamariz” ubicadas junto al paseo, en ese punto debéis de atravesar el túnel que parte del paseo y que desemboca junto a la oficina de turismo de Estoril. Allí mismo veréis que comienza una gran avenida flanqueada por palmeras y situada junto a un parque. Al fondo de dicha avenida está el Casino de Estoril, el más grande de Europa. Subimos la pequeña cuesta que supone la avenida y llegamos ante la entrada del Casino, asombrados por sus dimensiones y su apariencia. Yo particularmente y teniendo en cuenta que el casino se inauguró en 1.958 me esperaba un edificio clásico o antiguo y nada más lejos de la realidad.

Apartamentos en cascais

Nos acercamos hasta la puerta y preguntamos al portero si era posible pasar a verlo. Como única condición me expuso que guardase la cámara ya que está prohibido hacer fotografías en el interior. Toda una experiencia la visita, además en nuestro caso no habíamos estado nunca en un casino y éste en concreto es colosal, gigantesco. Y con una apariencia moderna e impoluta. La planta del edificio ya impone, amplios espacios con poquísimas columnas (cuando digo “amplio” me refiero a, por ejemplo, el tamaño de un campo de fútbol). Lo primero que vimos fue la inmensa extensión de máquinas tragaperras. Yo en mi vida he jugado un euro a estas máquinas y es un mundo que no me ha atraído nunca, pero ver aquello es distinto. Según nos dijeron, hay más de 1.000 máquinas tragaperras. Serían en torno a las 17:00 y sin estar a tope, ya había mucha gente jugando y muchos “mirones” esperando que las máquinas se calentasen para tener su oportunidad. Seguimos hacia delante, vimos a la derecha el primer bar y al llegar al fondo, fuimos hacia la derecha y allí vimos la imagen del casino de toda la vida: la ruleta, el black jack, mesas de poker… Dos ruletas y tres mesas de black jack estaban de lo más animado. Allí pasamos unos minutos admirando la habilidad de los croupieres con las fichas, las bolas y las cartas. Realmente digno de verse (al menos para unos profanos en la materia como nosotros). También era llamativa la alegría con la que se ponían fichas sobre el tapete de la ruleta, pfiiuuuuu.

Había mil maneras de apostarse los euros. Me llamó la atención una carrera de galgos virtual (galgos de ordenador) en torno a la cual se hacían apuestas y después los apostantes se quedaban mirando la carrera de los digitalizados galgos en una enorme pantalla. Para mí incomprensible, para ellos, otra manera tan buena como cualquier otra de apostarse los euros.

Subimos a la planta de arriba donde había una galería pictórica, vimos otra sala con más máquinas y decidimos que era el momento de marchar.

Justo antes de salir decidimos jugar en las tragaperras un par de euros (capitalistas que somos!) pero la máquina no aceptaba monedas, había que cambiar las monedas por fichas y optamos por largarnos.

Durante el rato que anduvimos deambulando perdidos nos dio la impresión de que en Estoril no hay mucho más que ver. Sabemos que está el antiguo circuito automovilístico (no lo vimos), hoy en día reciclado en circuito para motocicletas, pero no nos pareció que haya mucho más.

Apartamentos en cascais

Después de repetir el paseo y contentos de haber conocido Cascais y el Casino de Estoril, regresamos en tren a Lisboa.

Es una recomendable excursión la de Cascais-Estoril, una especie de kit-kat, entre tanta callejuela lisboeta, tanto castillo, tanto tranvía, tanta gente y tanta cuesta, está de maravilla intercalar una excursión a estas relativamente tranquilas localidades costeras. Disfrutar de un paseo junto a las playas y junto al mar, cambiando radicalmente de entorno con respecto a Lisboa y a tan sólo media hora en tren. Recordad un consejo que considero fundamental: en la medida de lo posible, elegid un día soleado para disfrutar de la excursión al 100 por 100.




Cheap Auto & Affordable DWI Insurance Seattle, SR 22 & High Risk Insurance in Federal Way, Tacoma, Everett, Lynnwood & Kent, Washington (WA) – SAV-ON Insurance Agencies, cheap auto insurance washington state.

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We deliver the lowest rates possible, regardless of your driving history or situation. From affordable auto insurance for people with great driving records to high risk insurance, DWI insurance, and SR 22 certificates, we work with more than 30 insurance providers to get you the best rates. If you have had a problem in the past, our “Smart Drivers” program can guide you on the path to enjoying preferred rates for your insurance faster than our competitors.

In addition to cheap auto insurance, we can help you with the coverage you need to protect what is most important in your life. We help our clients with customized insurance solutions for life insurance, boat insurance, RVs, homeowners insurance, commercial insurance, and other products. We are proud to be a part of the local communities that we serve, and we get involved through sponsoring local sports teams for kids and other programs for kids and new citizens.

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Venta de Casas en El Salvador, casas en venta df.

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Car Insurance Quotes – Auto Insurance, Progressive, how to get cheap auto insurance.

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Ways you can save on car insurance with Progressive

More than 18 million drivers are insured by Progressive, making us one of the largest and most trusted car insurance companies. ** Why? It’s simple. Our unmatched value. We offer tons of discounts including safe driver, pay-in-full, multi-car, multi-policy, quoting online and more. Take advantage of our savings and get an auto insurance quote now.

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Save another 5% or more on your auto insurance when you combine with home, renters or condo.

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Accidents, glass damage, lawsuits, hail, and more we have affordable coverage options to protect against just about anything. Get a car insurance quote, and you can customize your coverages online. Savings with safe coverages.

Keep in mind, coverage offerings can vary by state.

Liability (bodily injury and property damage)

Covers damages you cause to others

If you’re at fault in an accident, liability covers damages you cause. That could mean damage to other vehicles, property (mailbox, street sign, house, etc.), or even other drivers’/passengers’ injuries. Plus, this covers you if someone sues you over an accident.

Example: You rear-end another car, it’s damaged, the other driver is severely injured, and sues you. We’ll pay for the other driver’s car repairs, injuries, and your costs from the lawsuit (up to the amounts you select). There’s no deductible for liability.

Comprehensive and collision

Covers damage to your car

These are two separate coverages: comprehensive covers random acts of nature beyond your control (falling trees, hail, theft, fire, floods, glass damage, etc.) and collision covers car accidents.

Example (Comprehensive): You park your car outside during a major hailstorm, and it’s totaled. Add comprehensive and we’ll pay out for the full value of your car (minus your deductible amount). Example (Collision): You back out of your garage, hit your basketball hoop and cause $2,000 worth of damage to your vehicle. Add collision and we’ll then pay for your repairs (minus your deductible amount).

Uninsured/underinsured motorist

Covers your injuries and damages

These can be two separate coverages: one that covers your injuries (bodily injury) and another that covers your vehicle’s damages (property damage). Both kick in if a driver hits you and doesn’t have insurance or enough to pay for your losses.

Example: Another driver runs a red light and hits you. They’re at fault and don’t have insurance. If they can’t or refuse to pay for your damages, you can instead file a claim with us. We’ll then pay for your repairs.

Medical payments

Covers your injuries

Pays for medical costs if you, your passengers, or your family members are injured in an accident (no matter who is driving). This can be beneficial even if you have health insurance, as there is no deductible you have to meet before we pay out.

Example: Your newly-licensed 16-year-old neighbor is driving your child to school, and they’re in an accident. Your child is injured and has a $1,000 medical bill. Instead of filing a claim with your health insurer, you can file with us and we’ll simply pay the bill (up to your limit). No deductible applies.

Rental car reimbursement

Covers rental car fees

Pays for your rental car fees while your vehicle is being repaired from a covered loss (that just means damages we or another insurance company pays for and not general maintenance).

Example: Your car is severely damaged in an accident, and repairs will take a week, so you need a rental. Add this and we’ll pay for your rental car fees (up to your limits).

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Helps pay off your loan when your car is totaled

Loan/lease payoff is also called gap insurance. If your car is totaled, we’ll help pay off the balance of your loan (up to 125% of your vehicle’s current value).

Example: You finance $30,000 for a new car. The second you drive it off the lot, it could only be worth $25,000. If your car is totaled, you’re still responsible for the $30,000 on the loan. Add this and we’ll pay $25,000 for your car + the $5,000 left on your loan.

Progressive guarantees repairs

Not all insurance companies offer that. We can. If something happens to your car, we’ll guarantee all repairs managed in our Service Centers and trusted network shops (shops we partner with) for as long as you own or lease your car.

Progressive Service Centers offer a simplified claims process. All you have to do is file your claim, drop your car off and that’s it. We’ll have your rental car waiting if you need one and take care of the entire repair process for you.

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We offer insurance by phone, online and through independent agents. Prices vary based on how you buy.

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Auto Magic Oficial – Auto Magic Oficial, todo auto.

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  • Aparthotel Ramon de la Cruz 41, Apartamentos Madrid centro, aparthotel Madrid, apartamentos en madrid.

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    Apartamentos en madrid

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    Aparthotel Ramón de la Cruz 41

    El Aparthotel Ramon de la Cruz 41 Apartamentos en madrid tiene una excelente ubicación en la la mejor zona de negocios y comercial de Madrid, el Barrio de Salamanca, entre las calles Velázquez y Príncipe de Vergara. En este aparthotel podrá disfrutar de una estancia confortable y segura en Madrid con todos los servicios de un hotel, y la amplitud, la independencia y la autonomía de un apartamento. Servicio cordial y personalizado. Ideal para negocios, fines de semana, días de fiesta, las familias y grupos de amigos. Tarifas especiales para largas estancias

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    Videos drehen und speichern: so geht’s mit VLC am PC und unter Android – GIGA, videos um 90 grad drehen.

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    Videos drehen und speichern: so geht’s mit VLC am PC und unter Android

    Nahezu jeder wird die Situation kennen: Da hat man ein schönes Video mit dem Smartphone aufgenommen und dabei das Gerät waagerecht gehalten, um auch möglichst ein weites Bild aufnehmen zu können. Beim Ansehen des Videos stellt man allerdings fest, dass das Video nicht richtig angesehen werden kann, da sich der Smartphone-Bildschirm immer mit dreht, sobald man das Gerät in die richtige Stellung bringen will. In solchen Fällen könnt ihr Videos drehen. z. B. mit dem VLC Media Player oder direkt auf dem Android-Handy bzw. iPhone.

    Video: VLC Player Kurztest des Allrounders

    Während man am Smartphone noch einfach die automatische Bildschirm-Drehung deaktivieren kann, kann das auf dem Kopf stehende oder vertikal geneigte Bild am PC nur schwer angesehen werden. Mit einigen Handgriffen lässt sich das Video drehen und der Inhalt richtig positionieren. Wir zeigen euch, wie das funktioniert.

    Auch mit einer Smartphone-Kamera gefilmte Dateien lassen sich mit dem VLC Media Player wiedergeben. Da diese jedoch häufig aufgrund der Haltung des Geräts in einem falschen Winkel auf dem Monitor landen, müssen die Videos nachbearbeitet werden. Die entsprechende Funktion liefert der Media Player gleich mit.

    Videos um 90 grad drehen

    Videos drehen mit VLC Media Player am PC

    Habt ihr den entsprechenden Film auf der Festplatte, könnt ihr den kostenlosen VLC Media Player zum Drehen des Anzeigewinkels von Videos verwenden. Das Tool bietet eine Drehung um 90°, 180° oder in einem individuelle gewünschten Winkel. Dies funktioniert wie folgt:

    • Verschiebt die Videodatei vom Smartphone auf die Festplatte.
    • Öffnet das Video im VLC Media Player.
    • Steuert in der Menüleiste die Option Werkzeuge – Effekte und Filter an. Alternativ erreicht ihr das entsprechende Menü auch über den Shortcut Strg + E .
    • Wählt nun die Option Videoeffekte .
    • Über die Videoeffekte erreicht man den Abschnitt Geometrie .
    • Den entsprechenden Haken bei Transformieren gesetzt, kann man nun das Video in VLC drehen.
    • Haltet die linke Maustaste gedrückt und stellt den richtigen Winkel für das Video ein. In der Vorschau könnt ihr das Ergebnis einsehen.
    • Wurde ein Video im Querformat mit dem Handy aufgenommen, könnt ihr das Video z. B. um 90° drehen. Wird das Video in der Originalversion auf dem Kopf stehend angezeigt, dreht den Regler auf 180°.
    • Ist der gewünschte Winkel gefunden und das Bild in eine ordnungsgemäße Position gebracht, werden die Einstellungen mit Klick auf Schließen gespeichert.

    Nutzer, die eine ältere Version des VLC Media Players auf der Festplatte besitzen, werden den Abschnitt Geometrie in den Einstellungen für die Videoeffekte nicht wiederfinden. In diesem Falle lässt sich der Darstellungswinkel für das Video über den Abschnitt Basis im VLC Media Player um 90 Grad verändern. Hierzu wird der Haken bei der Option Transformieren gesetzt. Aus dem Drop-Down-Menü wird der entsprechende Wert für den zu verändernden Winkel ausgewählt.

    Videos um 90 grad drehen

    Videos um 90 grad drehen

    Videos um 90 grad drehen




    Best and worst life insurers in SA, the best life insurance company.

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    Best and worst life insurers in SA

    The best life insurance company

    South African consumers’ satisfaction with the life insurance industry, declined for the second year in a row, according to the latest South African Customer Satisfaction Index (SAcsi).

    Local life insurers were given a score of 75.7 out of 100, 2.7 points lower than the score recorded in 2014, which had also declined from the previous year.

    The survey involved a sample of 2,070 randomly selected customers of SA’s top life insurers by market share: Sanlam Life, Old Mutual, Momentum, Liberty Life, Discovery Life and Metropolitan Life and a category called ‘other’ which included smaller insurers.

    Sanlam and Momentum emerged as leaders with scores of 78.4 and 78.2 respectively, SAcsi said, while the scores of Old Mutual (77.5), Liberty Life (76.7), Discovery Life (74.8) and Metropolitan Life (74.0) were statistically on par with the industry average.

    Prof. Adré Schreuder, founder of the SAcsi and CEO of Consulta Research, says that Momentum Life was the only brand which showed an improvement (+1.2) from 2014, while Sanlam and Old Mutual maintained their scores.

    The greatest decline in customer satisfaction was recorded by clients of Discovery Life (-3.3), Metropolitan Life (-2.4) and Liberty Life (-1.8).

    “Interestingly, both Discovery Life and Liberty Life have embarked on intensive communication and marketing campaigns.

    It is not unusual to see drops in satisfaction and customer loyalty following acquisition drives; the downward shift in their scores may be as a result of a lag between the brand promises made since last year, versus actual customer experiences, said Schreuder.

    Customer expectations are higher in 2015 for Momentum, Old Mutual and Sanlam customers. Metropolitan Life clients have the lowest expectations, which Prof. Schreuder says is likely a factor of the lower income segments that form part of its portfolio.

    Although the overall perceived value score declined marginally in 2015, Metropolitan Life customers said they received good value, with a score that is 2.5 points higher than a year ago. Momentum and Old Mutual also had improved value scores.

    Perceived quality was higher for Metropolitan, Momentum and Old Mutual, whereas Discovery Life customers gave the brand a lower score than in 2014.

    SAcsi also tracks the well known Net Promoter Score (NPS), which describes the likelihood of customers recommending a particular life insurer.

    Although the overall score is 8% lower than last year, Old Mutual has the most promoters and the lowest detractors. Old Mutual and Sanlam customers were most likely to recommend these brands, said Prof. Schreuder.

    The international life insurance industry benchmark is set by the USA at 80 (83) out of 100. South Africa is currently at 75.7 and is often compared to countries like South Korea (74) and Singapore (66.1).




    Ufficio Finanza e Mercati, finanza e mercati.

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    Ufficio Finanza e Mercati

    L’Ufficio Finanza Strutturata e Mercati Finanziari dell’ANPIT ha la funzione di promuovere una nuova cultura della finanza aziendale nonché soluzioni adatte alle PMI, sia attraverso i tradizionali canali bancari, sia attraverso le opportunità che offrono i mercati finanziari.

    L’Ufficio è diretto dal Dott. Angelo Paletta, che coordina professionisti del settore del credito e della finanza.

    L’ANPIT per meglio supportare i propri associati, ha siglato un Accordo Quadro di collaborazione con Banca Finnat Euramerica S.P.A. società quotata sul segmento STAR di Borsa Italiana

    I servizi primari che l’Ufficio Finanza Strutturata e Mercati Finanziari offre agli associati dell’ANPIT sono:

    • Assistenza e consulenza per la redazione di Business Plan con focus su specifiche operazioni;
    • Rendiconti finanziari e analisi del cash flow utili all’individuazione di criticità e strategie di intervento;
    • Analisi di bilancio e monitoraggio dei parametri di continuità aziendale;
    • Valutazione dell’azienda ed eventuali partecipazioni;
    • Assistenza per l’ottimizzazione fiscale.

    Per le aziende associate che hanno determinati requisiti può profilarsi l’opportunità di finanziarsi tramite:

    • Credito bancario;
    • Minibond, cambiali finanziarie e titoli similari sull’ExtraMOT-PRO di Borsa Italiana;
    • Quotazione sull’AIM Italia di Borsa Italiana.

    In via promozionale, per tutto l’anno 2018, l’Ufficio Finanza Strutturata e Mercati Finanziari offre gratuitamente alle imprese associate con I’ANPIT uno screening finanziario sintetico indicante il rating aziendale in ambito creditizio.

    Per saperne di più:

    Il Nostro Ufficio sarà a completa disposizione, per informazioni contattare il responsabile:

    Dott. Angelo Paletta

    indirizzo: via Giacomo Trevis 88, 00147 Roma




    Automobile Insurance Plans – High-Risk Drivers, ny automobile insurance plan.

    #Ny #automobile #insurance #plan


    Automobile Insurance Plans and High Risk Drivers

    High-risk drivers may find it difficult to find a company willing to provide them with car insurance coverage. This is because auto insurance companies are allowed to refuse car insurance to drivers they feel are too risky to cover.

    Fortunately for these high-risk drivers, most states have an automobile insurance plan or assigned-risk insurance plan that can help them get the car insurance coverage they need.

    What Is an Automobile Insurance Plan?

    Most states mandate a minimum amount of auto insurance; therefore, there needs to be an option for drivers to get car insurance coverage in the event that they are denied by providers in the standard market.

    Automobile insurance plans were designed for this reason. Through this type of plan, the risk of covering a “high-risk driver” is shared amongst all participating car insurance companies.

    States that have an automobile insurance plan typically require all auto insurance companies that do business in that state to participate in the plan.

    What Is Assigned Risk?

    Like automobile insurance plans, assigned risk plans are state-run plans meant to help high-risk drivers meet their state’s car insurance requirements.

    Typically, car insurance companies that do business in a state with an assigned risk plan must participate in the program.

    Drivers who apply to the assigned risk plan will be assigned to one of the companies within the plan.

    How to Apply?

    Through an Agent

    In most cases, you can apply to your state’s automobile insurance plan or assigned risk plan through your auto insurance agent.

    If you are considering applying for this type of plan, ask your agent to begin the application process for you.

    Through Your State’s Insurance Department

    In some cases, you can apply to an automobile insurance plan or assigned risk plan by directly contacting your state’s Department of Insurance.

    Some states require that you apply to several car insurance companies before you apply for the state’s car insurance plan. If each provider has denied you car insurance coverage, you’ll be accepted into the plan. Typically, your signature on the application is enough to acknowledge that you have fulfilled this requirement.

    Costs of an Automobile Insurance Plan

    Car insurance rates are always difficult to predict, as many factors go into determining what you’ll pay for your car insurance coverage.

    However, because these programs are meant for high-risk drivers, the rates are likely to be much higher in comparison to standard car insurance premiums.

    Shop Around

    Because rates for car insurance through a state plan are considerably higher than standard rates, you should consider a state plan a last resort.

    While one car insurance company may reject you, it does not mean that all car insurance companies will. Some companies even specialize in high-risk car insurance.

    Get multiple car insurance quotes when shopping. This can be simple to do, as several companies offer free car insurance quotes online. If, after contacting several companies, you still can’t find one willing to provide you car insurance coverage, you may need to apply to a state-offered plan.




    Immobilier Paris, Boulogne billancourt, Courbevoie, Levallois Perret, Asnieres, immo agence immobilière.

    #Immo #agence #immobilière


    Impact-Immo rйseau d’agences immobiliиres

    Appartement

    EXCLUSIVITE IMPACT IMMO, Jean Jaurиs /.

    310 000 Ђ dont 3.09% TTC.

    Appartement

    Impact-Immo vous propose а la vente un.

    330 000 Ђ dont 4.76% TTC.

    Appartement

    Gare de Bйcon, situй dans un immeuble .

    Appartement

    En EXCLUSIVITЙ, impact-immo vous.

    Appartement

    EXCLUSIVITЙ IMPACT IMMO. Notre agence.

    Appartement

    En plein Coeur du quartier des.

    280 000 Ђ dont 3.7% TTC.

    Appartement

    A VENDRE – PROCHE GARE – IMPACT IMMO.

    Appartement

    Courbevoie Bйcon, Exclusivitй.

    Appartement

    A vendre dans le centre de.

    Appartement

    A proximitй de la place Jean Zay, de la.

    Appartement

    Dans le quartier prisй des Vallйes.

    240 000 Ђ dont 4.35% TTC.

    Appartement

    EXCLUSIVITE – IMPACT-IMMO vous propose.

    Impact immo : Le réseau dagences immobilières

    Acheter un bien immobilier avec Impact-Immo

    Découvrez notre choix en maisons, appartements et terrains sur notre site. Nos équipes sont formées régulièrement pour vous accompagner à chaque étape de votre acquisition depuis votre premier rendez vous jusquà lacte authentique chez le notaire. Lorsquun bien vous plait suffisament pour lacheter, vous pourrez consulter lensemble du dossier de vente complet en agence pour acquérir sereinement votre bien immobilier.

    Vendre un bien immobilier avec le réseau Impact-Immo

    Nos équipes sont à votre disposition pour réaliser une évaluation de votre bien. Dans un délais de 48h, les collaborateurs du groupe Impact Immo vous remettent en main propre un dossier dévaluation tenant compte de la situation géographique de votre bien, de son état général, de son environnement, et enfin des dernières ventes réalisées dans le quartier. Nous réalisons chaque année plus de 500 transactions, les 4780 acquéreurs inscrits dans nos 18 agences sont réactifs dans la prise de rendez vous. Nous nous assurons aussi de la bonne validation de leur plan de financement afin de sécuriser au mieux la vente de votre bien immobilier. Pour prendre rendez vous avec nos équipes, cliquez ici.

    Vous êtes propriétaire bailleur et souhaitez bénéficier de nos prestations de location ou de gestion locative ? Contactez-nous !

    Découvrez 7EME SENS, le magazine du groupe Impact Immo

    Nous vous offrons chaque mois la possibilité de découvrir des sujets variés qui seront une mine didées et dinformations très utiles, pour vous aider à décorer, aménager, embellir votre appartement ou votre maison. 7EME SENS est disponible dans chacune de nos agences (Boulogne-Billancourt, Puteaux, Courbevoie, Levallois-Perret, Asnières-sur-Seine, Paris 17 ème , Paris 18 ème , Clichy-la-Garenne, Colombes, Rueil-Malmaison). Le magazine 7EME SENS est également disponible en ligne, pour cela cliquez-ici.




    INMOBILIARIA LEX, casa de alquiler.

    #Casa #de #alquiler


    Casa de alquiler

    Casa de alquiler

    Reserve ya sus vacaciones en Dénia

    Casa de alquiler

    Inmobiliaria Lex, más de 45 años de experiencia nos avalan

    Casa de alquiler

    Viviendas en venta o alquiler. En playa, montaña o casco urbano de Dénia.

    Casa de alquiler

    ¿Quiere vender o alquilar su inmueble?

    Casa de alquiler

    Chalet en zona residencial, ideal para vivir todo el año.

    Casa de alquiler

    Casa de Pueblo en Dénia con bonito patio

    Casa de alquiler

    CHALET EN LAS ROTAS

    Casa de alquiler

    CHALET EN LAS ROTAS

    Casa de alquiler

    Casa de alquiler

    Felices fiestas Inmobiliaria Lex Dénia

    Casa de alquiler

    Oferta turística vacaciones 2017

    Casa de alquiler

    11ª Ruta de Tapas Dénia. Degusta la gastronomía de Dénia.

    El tiempo por horas

    Casa de alquiler

    Agente Colegiado

    Más de 45 años

    Compra-Venta-Alquiler

    Agente de seguros

    Dénia, ciudad mediterránea.

    Casa de alquiler

    Conoce Dénia

    Casa de alquiler

    Playa Las Marinas

    Casa de alquiler

    Playa Las Rotas

    Casa de alquiler

    El Montgó

    Casa de alquiler

    Casco urbano

    Casa de alquiler

    Ocio y tiempo libre

    Casa de alquiler

    Naturaleza en Dénia

    Casa de alquiler

    Conoce Dénia

    ¿Por qué escoger a Inmobiliaria Lex?

    Garantía del Agente de la Propidad Inmobiliaria

    Más de 45 años de experiencia

    Compra-venta-alquiler de todo tipo de Inmuebles

    Asistencia personalizada y especializada

    Agencia Inmobiliaria Lex

    Agencia Inmobiliaria Lex le garantiza una gestión integral y personalizada en todas sus operaciones de compra, venta y alquiler de todo tipo de propiedades inmobiliarias.

    Casa de alquiler

    Casa de alquiler

    Casa de alquiler

    Casa de alquiler




    Seguro Medico y Seguro de Salud en la Florida, seguro medico privado.

    #Seguro #medico #privado


    Seguro Medico en la Florida

    Los precios, tasas, primas del Seguro Medico en la Florida son regulados pro leyes federales y estatales. El segur le va costar lo mismo. no importa donde lo compres. Para encontrar el mejor plan de seguro de salud en Florida les recomiendo que se buscen un agente independiente. Hay muchos agentes que le van a tratar de “vender” un seguro medico. Es mejor que se encuentre un agente bueno que le pueda explicar bien los seguros y que le ayude usar el seguro medico tambiГ©n.

  • “Ofrecemos los Mejores Precios de Seguro Medico en Florida.”

    El Departamento de Seguro de la Florida – Florida Department of Financial Services regula las primas. Esto se significa quoe TODOS agentes de seguro medico tienen el mejor precio!

  • Somos Agentes autorizados de los aseguradores (solo representamos a las mejores empresas). En mi opiniГіn los mejores precios y seguros de salud y son ofrecidas por estos aseguradores:
    • Humana – HumanaOne
    • Blue Cross Blue Shield of Florida
    • Cigna
    • Aetna
    • United Healthcare – UnitedHealthOne
  • Seguro Medico en la Florida – Cual es la mejor?

    El mejor seguro va depender de varios factores:

    • Donde vive tiene un impacto grande en el precio. Si esta buscando seguro medico en Miami o Ft. Lauderdale (Dade o Broward) entonces vana pagar las primas mas altas. El seguro medico cuesta mucho menos en ptras partes de Florida. Por ejemplo: el seguro medico West Palm Beach, Tampa, o Orlando cuesta de 15% a 40% menos!!
  • Perfil de las CompaГ± as de Seguro Medico

    Perfil de las compaГ± as, tasaci n financiera, redes de proveedores y detalles del plan.

  • Un agente independiente, bueno le ayudara a encontrar el mejor plan de seguro para la salud al mejor precio posible

    Nuestros servicios son gratuitos para usted. As que si ntase libre de llamarnos o comun quese a trav s del correo electr nico. Estamos aqu para ayudarlo.

    Encontar un seguro medico bueno no tiene que ser difГ­cil. El tema no es muy interesante, es complicado, y puede salir muy caro. Lo mejor es encontrar a alguien que le pueda ayudar, explicar como funciona, y contestar preguntas. Los precios son regulados. Muchos servicios medico ahora son requiridos por ley. Pero hay una variedad grande en los precios de los seguros y tambiГ©n en la cobertura. Es importante saber que cubre el plan, cuanto le va costar a usted en un caso extremo, y cuanto van a costar los servicios bГЎsicos y preventivos.

    El cuidado medico es caro, punto. Y va seguir costando lo que cuesta si los doctores, hospitales, y los otros proveedores mГ©dicos siguen subiendo sus precios. La mejor cosa que usted puede hacer es aprender como funcional el sistema y encontrar un plan que le de la protecciГіn que busca a un precio econГіmico.

    Seguro Medico Individual y Familiar

    El mercado de seguro medico familiar e individual le da muchas opciones de compaГ±ias y tipos de seguro de salud. Obviamente, van a ver diferencias en los contratos de cada compaГ±ia pero todos estГЎn haciendo bГЎsicamente lo mismo. You prefiero aseguarme con una compaГ±ia grande, publica, y conocida. si tambiГ©n tienen los mejores precios la decisiГіn es fГЎcil.

    El mejor plan de seguro de salud va depender mucho en usted. A que nivel se va sentir cГіmodo? Las cotizaciones instantГЎneas so una herramienta buenisima, y el mejor lugar para empezar. Un agente les puede ayudar bastante, y ahorrar le dinero y tiempo.




    Vuelos – Ofertas de Vuelos Baratos, buelos baratos.

    #Buelos #baratos


    Vuelos

    Oferta de Vuelos

    Trenes

    • Salou

    España

    • Barcelona

    Europa

    • Oporto

    Larga Distancia

    • Miami

    El rincón de.

    Península Precio por trayecto, comprado ida y vuelta

    Europa Precio por trayecto, comprado ida y vuelta

    América Precio por trayecto, comprado ida y vuelta

    Destinos TOP

    Frankfurt Precio Ida y Vuelta

    Fuerteventura Precio Ida y Vuelta

    Dublín Precio Ida y Vuelta

    ¿Te gustaría ser un ave? ¿Quieres tener alas para viajar a cualquier lugar del mundo? En Nautalia hemos comprobado que no hace falta ser un pájaro para volar. Con nuestra amplia oferta de vuelos haremos que sientas la libertad en estado puro. Porque sabemos que poder estar en la otra punta del mundo con un solo click es una de las mejores sensaciones que uno puede experimentar.

    Podrás elegir los destinos con los que siempre has soñado entre nuestra gran variedad de opciones. Desde el mar Mediterráneo a las grandes islas de Oceanía pasando por el norte de África, las ciudades Europeas con más encanto, el mar Caribe y sus espectaculares playas. Descubrirás todo el legado histórico de los lugares más antiguos, los monumentos más increíbles y de importante relevancia, paisajes para el recuerdo, las personas más diversas e interesantes, culturas distintas y muy enriquecedoras, los sitios más exóticos, las playas más impresionantes y. ¡mucho más!

    ¿Vas a perderte todo lo que te estamos poniendo en las manos? Además, en Nautalia siempre estamos pensando en ti para surtirte de posibilidades, en este caso, en forma de vuelos con ¡los mejores precios! ¿A qué estás esperando? ¡Aprovecha todas las ofertas que estamos consiguiendo para ti! Te lo ponemos muy fácil para que desde cualquier sitio, en el momento que quieras, de forma cómoda y sencilla, puedas reservar tus vuelos en nuestra web. En un solo click podrás volar a cualquier parte como si fueras tan ligero como un pájaro. Por supuesto, podrás elegir viajar con las compañías aéreas más prestigiosas del mundo, que aportarán el servicio, el confort y la comodidad de primer nivel que exiges para todos tus vuelos. Además, nuestros empleados siempre te ofrecerán los mejores destinos y al mejor precio. Sólo tienes que desear cada destino, pulsar el ratón de tu ordenador o visitar una de nuestras 200 oficinas y volar a cualquier parte para disfrutar de los lugares con los que siempre has soñado. En el mundo existen maravillas que resultan difíciles de imaginar, así que no dejes que te las cuenten y. ¡Empieza ya a volar!




    CASTELLO IN VENDITA – Residenze d Epoca – Castelli in location da sogno – Dimore storiche, letto a castello.

    #Letto #a #castello


    CASTELLO IN VENDITA

    CASTELLO IN VENDITA, RESIDENZE D’EPOCA, CASTELLI DA SOGNO, DIMORE STORICHE

    Cerca il tuo castello

    “VILLA STORICA IN VENDITA NEL CHIANTI FIORENTINO, TOSCANA”

    Sulle colline del Chianti, non lontano dalla splendida Firenze, questa tenuta offre 2.546 mq di superficie abitabile più 16 ettari di terreno, inclusi 4,6 ettari di vigneto. Gli edifici comprendono una villa storica del XV secolo, una cappella settecentesca, due casali e un capanno per i mezzi agricoli. Le dimensioni e la presenza di vigneti permettono di avviare unottima attività ricettiva affiancata dalla produzione del rinomato Chianti.

    FIRENZE – FIRENZE – TOSCANA

    Posizione: collinare, panoramica

    Condizioni: parzialmente ristrutturata

    “TENUTA IN VENDITA A PERUGIA UMBRIA.”

    Prestigiosa tenuta in vendita nelle vicinanze del centro di Peugia in Umbria. La tenuta e composta da una villa padronale monumentale, una grande dependance, casa colonica e vari avvessi agricoli tra cui le antiche cantine e le scuderie.35 ettari di terreno tra cui il parco all’ italiana di circa 5 ettari, 2ha di vigneto, 1 ettaro di oliveto e tartufaia, 28 ha di terreno seminativo.

    PERUGIA – PERUGIA – UMBRIA

    Condizioni: parzialmente ristrutturata

    “CASTELLO IN VENDITA IN CHIANTI “

    Nel cuore del Chianti Classico, castello con piscina 6 x 12 m, oliveto con 80 olivi, vigneto, giardino allitaliana e campo da tennis. Complessivamente, la proprietà dispone di 15-16 camere da letto e 15 bagni ed include una pool house ed unex limonaia, attualmente utilizzata come palestra. Esiste la possibilità di acquistare 2 ulteriori ettari di terreno con vigneto e cantina interrata regolarmente autorizzata.

    GREVE IN CHIANTI – FIRENZE – TOSCANA

    Posizione: collinare, panoramica

    “CASTELLO CON VIGNETI BARBERA E GRIGNOLINO IN VENDITA IN PIEMONTE”

    In Piemonte, in provincia di Alessandria, castello con torre merlata, annessi, splendidi giardini e vigneti Barbera e Grignolino. Il castello risale al XIX secolo, ha una superficie di 2471,2 metri quadrati lordi e si sviluppa su cinque livelli. La proprietà è circondata da 9 ettari di terreno, di cui 3,5 ha di vigneto e 4 ha di parco.

    CASALE MONFERRATO – ALESSANDRIA – PIEMONTE

    Condizioni: buone condizioni strutturali

    “CASTELLO MEDIEVALE IN VENDITA IN UMBRIA, ITALIA”

    Il castello, dichiarato monumento nazionale, è un complesso edilizio di eccezionale bellezza. Costruito dai Normanni nellXI secolo su una rocca bizantina, dopo unaccurata ristrutturazione (quasi completata), questo castello (1.500 mq) con le case del borgo (1.100 mq) si presta come residenza privata per chi ama la storia e il silenzio. Con gli spazi disponibili è ideale anche per avviare unattività ricettiva di alto livello.

    TERNI – TERNI – UMBRIA

    Posizione: collinare, panoramica

    “VILLA DI LUSSO IN VENDITA A FIRENZE, APPARTAMENTI IN TOSCANA”

    Non lontano dallimpareggiabile Firenze, nella campagna toscana, questa splendida villa storica (un ex-convento) di 2.400 mq offre 12 appartamenti (per un totale di 32 camere). La villa è dotata di un giardino con siepi e fontana sul retro, una corte al centro delledificio e una zona relax posta al livello seminterrato, dove è possibile trovare una palestra e una sauna.

    FIRENZE – FIRENZE – TOSCANA

    “CASTELLO MEDIEVALE IN VENDITA A FIRENZE”

    Un passo da Firenze, in posizione collinare epanoramica Prestigioso castello in vendita. Il castello risale ad epoca medievale con una cappella privata, la casa del custode e 8 ettari di terreno

    FIRENZE – FIRENZE – TOSCANA

    Condizioni: parzialmente ristrutturato

    “CASTELLO IN VENDITA IN CHIANTI”

    Castello in vendita in Chianti attualmente adibito a struttura ricettiva (Bed & Breakfast) tra Firenze e Siena, in Toscana. Questo Castello in vendita si sviluppa attorno ad una corte interna e dispone di 25 camere da letto e 33 bagni (19 camere da letto sono attualmente dedicate all’attività ricettiva). Il terreno si estende per circa 90 ettari, di cui 12 ha di vigento (10 ha di Chianti D.O.C.G. e 2 ha di IGT), 30 ha di uliveto e 30 ha di terreno seminativo.

    FIRENZE – FIRENZE – TOSCANA

    Posizione: collinare, panoramica

    “VILLA STORICA IN VENDITA NEL CHIANTI, FIRENZE”

    Sulle colline del Chianti nella provincia di Firenze, questa prestigiosa tenuta storica di 115 ettari include una splendida villa cinquecentesca (1.125 mq), una cantina (760 mq) e un vigneto Chianti DOCG (7,7 ha). La proprietà, grazie alla sua posizione nel cuore della Toscana e alle ampie dimensioni degli edifici, è ottima per chi vuole avviare unattività ricettiva. La cantina e i vigneti permettono una produzione teorica fino a 70.000 bottiglie di vino lanno. È anche presente una riserva di caccia e cè possibilità di creare una riserva per tartufo.

    CASTELFIORENTINO – FIRENZE – TOSCANA

    Condizioni: parzialmente ristrutturato

    “CASTELLO MEDIEVALE IN VENDITA, LAGO TRASIMENO”

    Tra Umbria e Toscana, a soli 15 minuti dal Lago Trasimeno, in uno dei borghi medievali tra i più belli dItalia, antico castello di 945 mq con torri di avvistamento in vendita. Ristrutturato nel 2006, il castello risale al XV secolo e presenta soffitti a volta, pavimenti in terracotta e camini in marmo.

    PANICALE – PERUGIA – UMBRIA

    ULTIMI ARRIVI

    Il termine castello deriva da castellum il quale, a sua volta, trae origine da castrum , termine latino che si riferisce ad un insediamento militare.

    Di fatto, è proprio in epoca romana che troviamo i primi abbozzi di castelli, strutture architettoniche che si delineano in modo sempre più importante con l’avvento dei Barbari.

    Questi popoli, nomadi e dediti principalmente alla caccia e alla guerra, si presentano altresì particolarmente feroci imponendo, pertanto, di fortificare le strutture militari già esistenti. E’ però con la caduta dell’Impero romano d’occidente e quindi con l’avvento del Medioevo che la decentralizzazione del potere impose la creazione di diverse forme di fortificazione.

    In un primo tempo a dominare la scena furono le torri d’avvistamento il cui scopo fu principalmente militare.

    La diversa struttura economico-societaria, tipica del Medioevo impose poi la creazione di centri fortificati all’interno dei quali viveva il signore.

    In età moderna, con l’avvento di diverse forme di fortificazione, il castello perse la sua funzione difensiva. I vari castelli cominciarono, dunque, ad essere trasformati in residenze signorili per famiglie nobili.

    Molti dei castelli presenti attualmente in Italia ed Europa richiedono un intervento di recupero più o meno importante, ma che rappresenta comunque un’opportunità unica di ridare vita ad un pezzo di Storia.

    Possedere un castello, vivere in un castello e, ancor piГ№, ridare vita ad un castello ГЁ sicuramente un’esperienza unica e piena di fascino.




    CCIAA TS, iscrizione cciaa.

    #Iscrizione #cciaa


    Iscrizione cciaa

    Iscrizioni al Registro Imprese e al R.E.A.

    Le Camere di Commercio gestiscono a livello provinciale il Registro Imprese che è un registro informatico e pubblico contenente le informazioni giuridiche ed economiche di tutte le imprese italiane che operano sul territorio nazionale.

    L’iscrizione nel Registro Imprese svolge un’importante funzione di pubblicità legale dei fatti dell’impresa.

    Ogni impresa che si iscrive al Registro Imprese è iscritta automaticamente anche al R.E.A. (Repertorio Economico Amministrativo) , che contiene le notizie relative alle attività economiche (industriali, commerciali, agricole) che si esercitano nella provincia.

    Al R.E.A. si devono iscrivere anche i soggetti collettivi, come associazioni, fondazioni, comitati che esercitano comunque un’attività economica, anche se non in forma principale, e le unità locali di imprese con sede principale all’estero.

    Il Registro Imprese è articolato in due sezioni, una ordinaria e una speciale.

    Si devono iscrivere nella sezione ordinaria:

    • imprenditori commerciali
    • società (di persone, di capitali, cooperative)
    • Gruppi Europei di Interesse Economico (GEIE)
    • Enti Pubblici che hanno per oggetto esclusivo o principale un’attività commerciale

    Si devono iscrivere nella sezione speciale:

    • imprese artigiane
    • imprenditori agricoli
    • piccoli imprenditori commerciali
    • coltivatori diretti
    • società semplici

    Iscrizioni all’Albo Artigiani

    L’iscrizione all’Albo Imprese Artigiane è obbligatoria per le imprese in possesso dei requisiti di cui agli articoli 8,9 e 10 della L.R. 12/2002.

    E’ inoltre artigiana, e si può pertanto iscrivere all’Albo Imprese Artigiane, la societa’ avente i requisiti indicati agli articoli 9 e 11 della medesima legge costituita:

    • in forma di societa’ cooperativa, di piccola societa’ cooperativa, di societa’ in nome collettivo, a condizione che la maggioranza dei soci, ovvero uno nel caso di due soci, possieda i requisiti indicati all’articolo 8;
    • in forma di societa’ in accomandita semplice, a condizione che la maggioranza dei soci accomandatari, ovvero uno nel caso di due soci, possieda i requisiti indicati all’articolo 8 e che i soci accomandatari siano in maggioranza;
    • in forma di societa’ a responsabilita’ limitata con un unico socio, a condizione che il socio unico sia in possesso dei requisiti indicati all’articolo 8.
    • ha inoltre diritto al riconoscimento della qualifica artigiana l’impresa avente i requisiti indicati agli articoli 9 e 11 e costituita in forma di societa’ a responsabilita’ limitata con pluralita’ di soci a condizione che la maggioranza dei soci, ovvero uno nel caso di due soci, possieda i requisiti indicati all’articolo 8, che i soci artigiani detengano la maggioranza negli organi deliberanti e che le quote possedute da detti soci costituiscano la maggioranza del capitale sociale. 3. In caso di trasferimento per atto tra vivi delle societa’ di cui ai commi 1 e 2, le medesime mantengono la qualifica artigiana purche’ i soggetti subentranti siano in possesso dei requisiti di cui ai commi 1 e 2.

    Sono escluse dalla possibilità di iscrizione all’Albo Imprese Artigiane le Spa e le Sapa.

    Iscrizioni in altri Albi, Ruoli, Registri ed Elenchi




    Seguro de Coche a Terceros Básico Más Barato, comparativa seguros de coche.

    #Comparativa #seguros #de #coche


    Seguro de Coche a Terceros Básico Más Barato. Por Aseguradora y Comparador. COMPARATIVA.

    COMPAÑÍA ASEGURADORA: COMPARADORES DE SEGURO DE COCHE A TERCEROS CON MEJOR OFERTA (*)

    Precio del seguro entre corchetes .

    COMPARADOR: MEJORES OFERTAS DE SEGURO DE COCHES A TERCEROS POR ASEGURADORA (*)

    Fénix Directo

  • Proyectos y Seguros:

    Ver Comparativa de Comparadores de Seguros de Coche:

    (*) Ofertas de cada Comparador, 21 días, 13 días, y 6 días, antes de la fecha de contratación de la póliza, y sólo para el siguiente caso: Modelo de Coche: Renault Megane TOMTOM ED. 1.5 DCI 110 CV 5 puertas Antigüedad: 10/2010. Uso: Particular, entre diario, fines de semana y vacaciones. Aparcamiento: En la calle. Kilómetros/año: 16.000-18000 km. Remolque: No. Conductor: No conduce otro coche. Tomador: Conductor. Conductor adicional: No. Coches en la familia: Uno. Edad: 47 años. Nacionalidad: España. Fecha carnet: 03/1990. Lugar obtención carnet: España. Sexo: Hombre. Estado civil: Casado. Hijos: Uno menor de 16 años. Profesión: Administrativo. Años viviendo en su vivienda habitual: Entre 5 y 10 años. Ha tenido algún seguro en los últimos 60 días: Sí, en Mutua Madrileña. Años como titular en Mutua Madrileña: Más de 10 años. Partes en los últimos dos años: Dos, sin terceros. Multas en los últimos 3 años: Una, de aparcamiento.

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  • Seguro de Coche Más Barato. Por Comparador y Aseguradora

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    CAMBIO DE TITULARIDAD

    Impuestos y tasa DGT no incluidos.


  • Vuelos – Ofertas de Vuelos Baratos, viajes a lanzarote baratos.

    #Viajes #a #lanzarote #baratos


    Vuelos

    Oferta de Vuelos

    Trenes

    • Salou

    España

    • Barcelona

    Europa

    • Oporto

    Larga Distancia

    • Miami

    El rincón de.

    Península Precio por trayecto, comprado ida y vuelta

    Europa Precio por trayecto, comprado ida y vuelta

    América Precio por trayecto, comprado ida y vuelta

    Destinos TOP

    Frankfurt Precio Ida y Vuelta

    Fuerteventura Precio Ida y Vuelta

    Dublín Precio Ida y Vuelta

    ¿Te gustaría ser un ave? ¿Quieres tener alas para viajar a cualquier lugar del mundo? En Nautalia hemos comprobado que no hace falta ser un pájaro para volar. Con nuestra amplia oferta de vuelos haremos que sientas la libertad en estado puro. Porque sabemos que poder estar en la otra punta del mundo con un solo click es una de las mejores sensaciones que uno puede experimentar.

    Podrás elegir los destinos con los que siempre has soñado entre nuestra gran variedad de opciones. Desde el mar Mediterráneo a las grandes islas de Oceanía pasando por el norte de África, las ciudades Europeas con más encanto, el mar Caribe y sus espectaculares playas. Descubrirás todo el legado histórico de los lugares más antiguos, los monumentos más increíbles y de importante relevancia, paisajes para el recuerdo, las personas más diversas e interesantes, culturas distintas y muy enriquecedoras, los sitios más exóticos, las playas más impresionantes y. ¡mucho más!

    ¿Vas a perderte todo lo que te estamos poniendo en las manos? Además, en Nautalia siempre estamos pensando en ti para surtirte de posibilidades, en este caso, en forma de vuelos con ¡los mejores precios! ¿A qué estás esperando? ¡Aprovecha todas las ofertas que estamos consiguiendo para ti! Te lo ponemos muy fácil para que desde cualquier sitio, en el momento que quieras, de forma cómoda y sencilla, puedas reservar tus vuelos en nuestra web. En un solo click podrás volar a cualquier parte como si fueras tan ligero como un pájaro. Por supuesto, podrás elegir viajar con las compañías aéreas más prestigiosas del mundo, que aportarán el servicio, el confort y la comodidad de primer nivel que exiges para todos tus vuelos. Además, nuestros empleados siempre te ofrecerán los mejores destinos y al mejor precio. Sólo tienes que desear cada destino, pulsar el ratón de tu ordenador o visitar una de nuestras 200 oficinas y volar a cualquier parte para disfrutar de los lugares con los que siempre has soñado. En el mundo existen maravillas que resultan difíciles de imaginar, así que no dejes que te las cuenten y. ¡Empieza ya a volar!


    Cicles formatius de grau mitjà, full oficial de reclamacions.

    #Full #oficial #de #reclamacions


    PREINSCRIPCIÓ CICLES FORMATIUS DE GRAU MITJÀ

    Vies daccés

    Barems dadmissió

    Accés a la preinscripció telemàtica

    Cicles formatius del centre

    Què és la preinscripció i la matrícula?

    Calendari

    Publicaci de l oferta inicial de places, al tauler d anuncis del centre: 12 de maig de 2017

    • Presentaci de sol.licituds: del 16 al 24 de maig Termini finalitzat
      • En el nostre centre cal fer la preinscripci telem tica. Es pot fer a casa, o si es vol fer al centre, al vest bul hi haur ordinadors per a qui ho vulgui. El resguard de la preinscripci , que es genera una vegada enviada la preinscripci , cal imprimir-lo i portar-lo a la secretaria juntament amb la documentaci , dins el termini de preinscripci .
    • Termini per a presentar la documentaci : fins el 26 de maig . Termini finalitzat
    • Publicaci de llistes de sol.licitants amb puntuaci provisional ( no son llistats d admesos) : 6 de juny de 2017: Acc s a la consulta
    • Reclamacions a les puntuacions de les llistes provisionals : del 7 al 9 de juny de 2017
    • Sorteig del n mero de desempat: 15 de juny de 2017, a les 11 h (serveis centrals del Departament d Ensenyament: Via Augusta, 202, Barcelona).
    • Publicaci de llistes amb puntuaci definitiva ( no son llistats d admesos): 19 de juny de 2017
    • Publicaci de l oferta final de places: 30 de juny de 2017
    • Llistat dadmesos/esi llista d espera: 3 de juliol de 2017. Finalitzat

      les persones que van participar en el primer per ode i no van obtenir pla a i

      les persones que van obtenir pla a per no es van poder matricular perqu no van superar l ESO al juny.

      Els participants han d acreditar amb els certificats corresponents que compleixen els requisits d acc s i la qualificaci dels estudis o de la prova que els d na acc s als cicles. L acreditaci d haver pres part en el proc s de preinscripci ordinari es pot fer amb la c pia de la sol licitud corresponent.

      • Termini per presentar la sol licitud i la documentaci : 6 i 7 de setembre de 2017
      • Llista d admesos al centre: abans de la data d inici del curs 2017-2018
      • M s informaci : Departament d Ensenyament

      Calendari per a matr cula parcial ( mat ries soltes ):

      • Preinscripci per a cr dits, m duls o unitats formatives soltes: del 6 al 8 de setembre. M s informaci (pdf)

      Documentació

      • Full de sol·licitud. En la sol.licitud, que serà única per a tota Catalunya, es poden demanar diversos centres, especialitats i torns, en ordre de preferència.
      • Original i fotocòpia del DNI/NIE o passaportde l’alumne o alumna.
      • Original i fotocòpia del DNI/NIE o passaport dels pare/mare o tutor/a legals, si l alumne/a és menor d edat.
      • Original i fotocòpia de la TSI (targeta sanitària individual) de l alumne/a.
      • Original i fotocòpia delllibre de família, per l alumnat menor d edat ( pàgines on surten els pares i l alumne/a).
      • Per a l alumnat procedent d ESO, original i fotocòpia de la certificació oficial on consti la qualificació mitjana d ESO ( no serveix el butlletí de notes). Si encara està cursant4rt d ESO, cal la certificació de la mitjana dels 3 primers cursos d ESO.
      • Per a altres formes d accés, original i fotocòpia de la certificació oficial del centre d origen on consti la qualificació mitjana de la titulació amb què s accedeix ( no serveix el butlletí de notes).
      • Per alumnat procedent de la prova d accés , si la prova d accés s ha superat en convocatòries de la Generalitat de Catalunyaa partir de l any 2011 no cal presentar-ne el certificat perquè la qualificació s obté de l aplicació de gestió de proves del Departament d Ensenyament i es mostra en la llista de sol·licituds de preinscripció al centre amb el barem provisional; si no s ha pogut obtenir,es pot acreditar la superació de la prova documentalment fins al final del període de reclamació a la llista de sol·licituds de preinscripció al centre amb el barem provisional.
      • Els alumnes procedents d’estudis estrangers han de presentar l original i fotocòpia de la credencial d’homologació amb la qualificació; si no hi consta o bé no s’ha resolt encara l’homologació, poden demanar el càlcul de la qualificació mitjana al Departament d Ensenyament; si no es demana o no es pot calcular dins el termini, es considera que és un 5. Trobareu informació sobre homologacions al Departament d Ensenyament.
      • Les persones que han superat la prova d accés a la universitat per a majors de 25 anys l any actual han de presentar una còpia impresa de la consulta dels resultats a través del web corresponent o el certificat de superació de la prova (en tot cas, en el moment de la matrícula cal presentar al centre el certificat de superació de la prova, si no s ha presentat abans).

      Vies d’accés i criteri de prioritat

      Vies d accés i criteris de prioritat

      En primer lloc es reserven 2 de les plaçes vacants per cada grup a alumnat amb NEE. La resta es divideix entre 3 vies d accés.

      Les sol·licituds s ordenen segons les diferents vies d accés i, dins de cada via, segons la qualificació mitjana dels estudis o el curs o de la prova d accés.

      Via d accés de graduat en educació secundària obligatòria: reserva del 60% de les places.

      Via d accés del PQPI (programa de qualificació professional inicial): reserva del 20%; també hi accedeixen els alumnes procedents de la formació professional bàsica.

      Via de la prova d accés (o exempció) o del curs específic d accés (CAM) o per altres titulacions ( FP, BUP, COU, etc..) que permeten l accés; reserva del 20%. Els alumnes dels Programes de formació i inserció (PFI) que han superat les proves d accés o n han quedat exempts accedeixen per aquesta via i participen en el procés amb la qualificació obtinguda a la prova.


    New Orleans Office, SCU, insurance underwriters metairie la.

    #Insurance #underwriters #metairie #la


    insurance underwriters metairie la

    Insurance underwriters metairie la

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    SCU New Orleans

    SCU is a leading Wholesale Broker/MGA in the Southeast.

    With access to over 300 markets (Brokerage and Binding combined), our extensive experience and depth allows us to draw a wide range of resources. This enables us to create better, smarter, faster insurance solutions for essentially any risk imaginable.

    Thank you for visiting our site and for your continued business. You, our valued agent are the reason we are here. Take full advantage of our experience, relationships and expertise by coming to us for your excess and surplus lines business.

    Our talented Brokers/Underwriting Staff will be glad to answer any questions you might have.

    SCU New Orleans

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    Insurance underwriters metairie laM.I.C.K. Account Login

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    Concilia srl, giurista.

    #Giurista


    Giurista

    L’ evento si e’ tenuto a Firenze il venerdi’ 9 giugno 2017.

    CONCILIA e’ stata scelta dagli oerganizzatori come uno dei Supporting Partners ufficiali della prestigiosa iniziativa insieme a: Arbit, Camera Arbitrale di Milano e AIA.

    In libreria un Libro teorico-pratico, primo ed unico nel suo genere, con la trattazione e spiegazione di 30 casi di mediazione civile e commerciale risolti positivamente dagli autori: Alessandro Bruni e Michela Sitzia, esperti di ADR in CONCILIA!

    230 pagine di teoria, tecniche ed esempi pratici di mediazioni gestite!

    (clicca sull’immagine per l’anteprima)

    In libreria la seconda edizione del Libro dell’Avv. Alessandro BRUNI “La mediazione Conviene”, aggiornato alle ultimissime disposizioni normative e del Ministero della Giustizia!

    Oltre 500 pagine di tecniche, esempi pratici, modelli operativi, modalita’ di gestione delle mediazioni!

    (clicca sull’immagine per l’anteprima)

    In libreria il Codice Pratico della Mediazione in Italia ed all’estero, aggiornato alle ultime normative sulla mediazione!

    (clicca sull’immagine per l’anteprima)

    In libreria il Manuale degli Esperti di CONCILIA “La nuova mediazione civile e commerciale. Istruzioni per l’uso”, aggiornato alle ultime normative!

    (clicca sull’immagine per l’anteprima)

    CONCILIA – ENGLISH WEBSITE

    Presso la Sede Nazionale si riceve solo previo appuntamento.

    Programma di valutazione di qualificazione dei mediatori per l’IMI certification: i parametri di riferimento rispetto ai quali vengono valutati i mediatori-esperti che si candidano per la Certificazione IMI possono essere letti qui:


    Car Insurance Rates Mobile Form, insurance rates by zip code.

    #Insurance #rates #by #zip #code


    Car Insurance On-The-Go

    Comparing car insurance rates online is easier than ever with our handy new mobile app. You can still get the same benefit you get from the normal version of our site by entering your ZIP code above, which will allow you to compare specialized offers from major national insurance providers and local agents in your area. Gone are the days when you had to call one carrier after another – CarInsuranceRates.com has done all the heavy lifting for you! Just enter your ZIP code in the box above to see what our participating providers have in store for you.

    Expert Insurance Guides

    Need help picking the right options? Not sure what the various industry terms mean? We’ve got your back! CarInsuranceRates.com is chalk-full of helpful guides, useful tips, and article after article of informative information, complete with charts, checklists, and case study to help you make the best decision when selecting your policy type or end-provider.

    State-by-State Requirements

    Locality is one of the top factors that will influence what you can or can’t do with your car insurance policy. Laws, rules, and regulations changes all the time, and it’s our mission to try and keep you as up-to-date with pertinent information so you can make the right choice when selecting you coverage levels or provider.

    Ask a Question, Get an Answer

    Still need help getting to the bottom of your insurance situation? We have an easy-to-use library of questions-and-answers from current clients, with a wide range of solutions that even shocks us on occasion. No matter how obscure your query seems to be, don’t fret – we can help point you in the right direction of the information you need.

    Visit the Full Site

    Is our mobile display just not doing it for you? We have the fully-loaded, live version of our site standing by. Just click the link below to view the site as though you were on a desktop machine.

    800 Fifth Avenue, Suite 4100, Seattle, WA 98104


    Flottenversicherung 2017- Die Besten Folttenversicherer im Test, gothar versicherung.

    #Gothar #versicherung


    Flottenversicherung Test Vergleich 2018

    Die Flottenversicherung ist eine umfassende Versicherung, die PKW Fahrzeuge in einem Unternehmen absichern. Die Kfz-Flottenversicherung wird von vielen Versicherungsanbietern vertrieben, wobei es immer ausschlaggebend ist, ab wie vielen Fahrzeugen sie überhaupt versichert. Die AXA und Barmenia stellt die Versicherung beispielsweise zur Verfügung, sofern mehr als sechs Fahrzeuge betrieben werden. Andere Anbieter haben Tarife, in denen bereits der Besitz ab 3 Fahrzeugen als Flottenversicherung abgesichert werden kann. Ein Vergleich der Tarife kann hier sehr weiterhelfen. Machen auch Sie hier den Vergleich.

    Profitieren Sie von den günstigen Online-Konditionen und erhalten eine bedarfsgerechte Absicherung, die individuell auf Ihre Bedürfnisse zugeschnitten ist. Auch die aktuellen Testsieger stehen im Vergleich.

    Flottenversicherung 2018- Was bedeutet das

    Gothar versicherung

    Die Flottenversicherung ist sowohl für Privatleute als auch für Gewerbetreibende nützlich. Denn wer mehrere Fahrzeuge besitzt, verfügt über einen sogenannten Fuhrpark. Wie viel Fahrzeuge nötig sind, hängt von der Versicherung ab, die ab 3, andere ab 5 Fahrzeuge aufwärts versichern. Daher lässt sich auch kein pauschaler Preis für die Versicherung nennen. Ein Preisvergleich lässt sich jedoch bereits online vornehmen, wo man eine Berechnung der aktuellen Tarife vornehmen kann. Hier können Privatpersonen und Unternehmen eine Lösung finden.

    Es müssen keine Transporter sein

    Um eine Flottenversicherung abzuschließen, muss der Fuhrpark nicht zwingend aus mehreren Transportern oder LKW bestehen. Ebenso sind normale PKW in der Versicherung abgesichert. Dazu kann auch ein Moped Oldtimer gehören, ebenso wie ein Mofa. Es muss nur ein Motorfahrzeug sein. Die Kosten sind sehr unterschiedlich, die Berechnung erfolgt entweder über das Internet, oder einen Makler. Die Versicherung bring in jedem Fall Vorteile mit sich, da sie oftmals günstiger ausfällt, als wenn man für das Gewerbe bei jedem Fahrzeug eine separate Versicherung abschließt.

    Flottenabsicherung der Gothar im Test

    Die Gothaer Folttenversicherungen stehen in zwei grundsätzlichen Formen zur Verfügung. Zum einen gibt es den Rahmenvertrag ab 16 PKWs und zum anderen steht der individuelle Vertrag als Lösung parat. Grundsätzliche Vorteile sind:

    • Hol- und Bringservice, Reinigungsservice
    • Reduzierung einer vereinbarten Selbstbeteiligung
    • Kostenloser Ersatzwagen während der Dauer der Reparatur
    • 3-jährige Garantie auf sämtliche ausgeführten Arbeiten sowie Eintritt in die Herstellergarantie

    Wenn man eine große Familie hat: HUK und HDI helfen weiter

    Innerhalb von Deutschland gibt es immer mehr Großfamilien. Je mehr Kinder man hat, desto eher gerät man in Schwierigkeiten, wenn es den Transport der ganzen Familie angeht. Je nachdem lohnt es sich, bei drei Fahrzeugen bereits eine Flottenversicherung auf privater Basis abzuschließen. Wenn das Kfz-Privat versichert ist, kostet es die Familie auch weniger, als wenn für jedes Fahrzeug eine Versicherung besteht. Daher ist es eine Überlegung wert, das Kfz entsprechend abzusichern. Auch, weil ein Fahrzeug bei einer Großfamilie immer einsatzbereit sein sollte.

    Pflegedienste und Spedition profitieren bei der Devk laut Praxistest

    Besonders bei Pflegediensten und Speditionen ist es die Regel, dass mehr als fünf, oder sogar zehn Autos über den Betrieb versichert werden. In einem solchen Fall ist es sinnvoll, eine Flottenversicherung einzusetzen. Denn gerade bei solchen Services setzt man eine konsequente Funktion der Fahrzeuge voraus. Fällt mal eines aus, kann dies in einer Katastrophe enden. Daher besitzen die meisten Services auch mehrere Autos, die sie im Notfall einsetzen können. Ein weiterer gewerblicher Bereich ist die Landwirtschaft, wo ein ganzer Fuhrpark nötig ist, um die Arbeiten auszuüben. Weitere interessante Versicherungen sind:

    Etwas zum Schadensfreiheitsrabatt bei AXA und Allianz in 2017

    Für gewöhnlich ist es so, dass bei einer Versicherung des privaten Fahrzeuges mit den Jahren die Versicherung günstiger wird, sofern man keinen Unfall gebaut hat. Diese Vorgehensweise ist bei vielen Versicherern auch über die Flottenversicherung möglich. Wer bereits einen solchen Rabatt mit in die Versicherung bringt, kann ihn dort auch weiterhin behalten, oder sich auf Wunsch hochstufen lassen. Auf diese Weise garantiert man, dass auf lange Sicht gesehen, auch weiterhin ein Rabatt möglich ist. Ein Anbieter, der diese Vorgehensweise unterstützt, ist die Kravag.

    Basler, Generali und Co. Wer die Versicherung anbietet

    Zu den Anbietern, die eine Fuhrpark- oder Flottenversicherung im Angebot haben, gehören die Generali, Huk-Coburg, Basler, VHV, VGH, R+V, Württembergische Versicherungen, Zurich, LVM, Gothaer, HDI-Gerling, DEVK, DA Direkt, Ergo, Provinzial, Signal Iduna, Helvetia, Allianz und der ADAC. Des Weiteren bieten Autohersteller eine geeignete Versicherung an, sofern die Fahrzeuge von ihm gekauft wurden. Darunter BMW, Mercedes und Toyota. Einen aktuellen Test zu den Versicherungen gibt es nicht. Informationen und ein Vergleich sind jedoch hilfreich bei der Auswahl. Was noch wissenswert sein könnte:

    Das Handling bei Mietwagen mit der Ergo

    Der Mietwagen gehört zwar prinzipiell auch zum Fuhrpark und ist auch als solcher versichert. Wird er jedoch von jemand anderem gemietet, schließt dieser eine zusätzliche Kfz-Versicherung ab. Für gewöhnlich sind innerhalb der Fuhrparkversicherungen die Mitarbeiter und der Unternehmer abgesichert, sofern er die Fahrzeuge steuert. Handelt es sich aber um einen Mietwagen, der an andere Personen versichert wird, ist eine separate Kfz-Versicherung notwendig. In der Regel sind diese sehr günstig, da es sich hierbei um eine kurzfristige Leihgabe handelt.

    Die günstigste Versicherung

    In punkto günstigste oder beste Versicherung lässt sich kaum eine pauschale Aussage treffen. Denn nicht nur die Mindestanzahl der Autos schwankt von Anbieter zu Anbieter. Ebenso sieht es mit den Leistungen aus. Hierbei gilt, dass jeder, der eine bestimmte Vorstellung von der Versicherung hat, diese auch bestmöglich anhand der vorgegebenen Tarife auswählen sollte. Eine Pauschalaussage hilft daher nicht sehr viel weiter. Empfehlenswert ist es allerdings, die Versicherungen online miteinander zu vergleichen und dann eine Entscheidung zu treffen.

    Die Situation in Deutschland und der Schweiz

    Innerhalb von Deutschland gibt es laut Wiki 1,6 Millionen Firmenfuhrparks, die etwa vier Millionen Fahrzeuge Flottenversicherung verlangt diesen Fuhrparks einiges ab und nimmt eigene Stellenbesetzungen ein. Allerdings gibt es innerhalb Deutschlands auch eine Kontrollstelle, die regelmäßig die nötige Einhaltung der Regelungen kontrolliert. Dazu gehören die Dekra Akademie und der TÜV Rheinland. Innerhalb der Schweiz sieht es übrigens ähnlich aus. Auch hier wird auf eine strenge Kontrolle geachtet.

    Berlin und Hamburg Unterschiedliche Tarife

    Wer sich die einzelnen Anbieter ansieht, wird schnell feststellen, dass eine Versicherung in Berlin einen anderen Betrag pro Jahr kostet, als beispielsweise in Hamburg. Außerdem hängt die Höhe auch vom Versicherungsunternehmen ab. Versichert man sich bei einer Versicherung, kann diese günstiger ausfallen, als beispielsweise bei der Sparkasse oder einem Autohersteller wie Daimler. Daher ist nicht nur die Anzahl der Autos ausschlaggebend, sondern ebenfalls der Wohnort, in dem die Autos angemeldet sind.

    Flottenversicherung 2017

    Die meisten fragen sich bei dem Wort Flottenversicherung zunächst einmal Was ist das? , doch der Begriff ist schnell erklärt. Die Kfz-Flottenversicherung ist für Unternehmen als auch den privaten Bereich sinnvoll, sofern man mehrere Fahrzeuge (per Definition einen Fuhrpark) unterhält. Anbieter wie die AXA und Barmenia fordern eine Mindestanzahl von sechs Autos, doch gibt es auch Anbieter, die eine Flottenversicherung bereits für weniger Autos als sinnvoll erachten. Ein Vergleich im Vorfeld lohnt sich, vor allem, weil die sie günstiger ausfällt, als die separate Einzelversicherung der Fahrzeuge.

    Über den Autor

    anja.lange

    Wir helfen Ihnen aus der Vielzahl an Anbietern, den passenden Tarif zu finden. Im Test erfahren Sie, welche Anbieter im Preis-Leistungs-Vergleich den Testsieg erreicht haben. Darüber hinaus informieren wir Sie regelmäßig über aktuelle Neuigkeiten zum Thema Versicherungs- und Produkt Tests.

    Passendes Thema finden

    Unsere Kreditempfehlung

    Gothar versicherung

    Aktuelle Beitrage

    Gothar versicherung


    Life Insurance Over 50 years old (fifty) – Best level term rates at age 50, over 50 life insurance companies.

    #Over #50 #life #insurance #companies


    Term Life Insurance Over 50

    Over 50 life insurance companiesYears back if you were over 50 years of age, getting life insurance was difficult and expensive.

    This is no longer the case. There are a number of companies offering very affordable rates on term life insurance for men and women over fifty.

    Life insurance rates for people over 50 are set for every five-year span. Cheapest rates are offered to those who are between the ages of 50 and 55. The next rate levels cover those 55 to 60 and so on.

    Term life insurance for people over 50+ (fifty) rarely covers suicide in the first two years that the policy is owned. Some policies will not cover suicide ever. You cannot be denied a life insurance policy in most cases.

    While the rates may be higher if you have had cancer, heart disease or other concerning health issues, most states require insurance companies to offer everyone some form of coverage, so if you are looking for a life ins. policy, you should be able to get some kind of coverage.

    Get a customized life insurance quote here!

    You will find that typical premiums for people after 50 range from $20 a month for a $15,000 policy, to $70 for a $50,000 policy. See more price examples here.

    Term life insurance rates are generally cheaper than other permanent types like, universal and whole life.

    The last thing you will want to do is leave your spouse, significant other, or children with no money to pay for your funeral. This is why some sort of life insurance coverage is a must-have.

    AARP is perhaps the largest of these companies. AARP offers memberships for $16.00 per year. The membership is for both the person who is 50 and his or her spouse or partner.

    Membership with AARP offers many benefits including discounted policies for term life insurance for people over 50, automobile insurance, homeowner’s insurance, and even travel discounts. AARP also offers masses of information on common problems and situations that middle-aged people experience.

    CLICK HERE for Instant Term Life Insurance Quote

    Example Life Insurance Policies People Over 50

    Here are some examples of term life insurance policies for those 50 years old and over. These rate examples are just a guide and most likely are not the rates you’ll get. As you can see, they are very affordable. To get your own rates, please go here.

    Shown: Average monthly costs for a 10 year level term policy for a non smoker woman in good health.


    No Medical Exam Life Insurance – Life Insurance Inc, over 50 life insurance no medical.

    #Over #50 #life #insurance #no #medical


    No Medical Exam Life Insurance

    Over 50 life insurance no medical

    Shop online from almost 50 no medical exam life insurance policies from over 15 Canadian life insurance companies. Compare prices and qualifying questions online.

    With this calculator the following terms are assumed:

    • Fully underwritten policies : These policies require a fully application that is reviewed by an insurance company underwriter prior to a policy being issued. Note that for smaller face amounts (e.g. less than $250,000) some companies have polices that do not require a physical medical test. Our no-med quoting system on this page does not quote these types of policies, instead you can quote these from our home page with other fully underwritten policies.
    • Simplified Issue policies : These polices require no physical evidence and a limited number of broad medical questions. Typically you must be able to answer all of the questions no in order to qualify. These policies have higher premiums than a fully underwritten policy and may have reduced benefits, but their ease of application and broad medical questions make them appropriate for those who may have medical conditions that prevent them from getting a fully underwritten policy, or for those who simply are looking for an easy application process. Our no-medical exam life insurance quoting system includes these products.
    • Guaranteed Issue policies : These policies require no medical exam and no medical questions. Your cheque and a signature gets you coverage. These policies will have reduced benefits and increased premiums compared to other products. They re appropriate for those who are unable to qualify for simplified issue policies. Our no-medical exam life insurance quoting system includes these products.
    • Deferred: All of the guaranteed issue policies and many of the simplified issue policies have a two year deferral period. During this period, you are covered for death to due accidental reasons only. Death due to medical reasons is specifically not covered.
    • Indexing : Some no medical exam policies have death benefits that increase by small amounts over time.

    We currently quote the following companies:

    • Manulife
      • CoverMe Life
    • BMO Life
      • EasyOne Life
    • Equitable Life
      • Final Protection
    • RBC
      • Guaranteed Acceptance Life
    • Family Compass
      • Family Compass Level
      • Family Compass Graded
    • CAA
      • Guaranteed Acceptance Life
    • Canada Protection Plan
      • Deferred Life
      • Simplified Life
      • Simplified Plus Life
      • Deferred Life 20 Pay
      • Simplified Life 20 Pay
      • Simplified Plus Life 20 Pay
      • Acceptance Life
      • Deferred 10 year term
      • Simplified 10 year term
      • Simplified Plus 10 year term
      • Deferred 20 year term
      • Simplified 20 year term
      • Simplified Plus 20 year term
      • Deferred Term to 100
      • Simplified Term to 100
      • Simplified Plus Term to 100
    • Industrial Alliance
      • Access Life L100 Permanent
      • Access Life T20 Term
    • Assumption Life
      • Golden Protection Deferred
      • Golden Protection
      • Golden Protection Plus
      • Total Protection
    • Edge Benefits
      • Final Expense Coverage
    • Foresters
      • Guaranteed Issue Whole Life
    • Wawanesa Life
      • Instant Issue Life Insurance
    • Gerber Life
      • Burial Expense Plan
    • Desjardins
      • 50+ Life Insurance
    • PlanDirect
      • Guaranteed Issue Life insurance
    • Hunter McCorquodale
      • SecureLife
    • La Capitale
      • Affirmative
      • Simplified Advantage
    • Order of United Commercial Travellers (UCT)
      • Final Expense Whole Life
      • 10 year term
      • 15 year term
      • 20 year term
      • 30 year term

    Request a call back on No Medical Exam Life Insurance

    If you would like a No Medical Exam expert to contact you to answer questions, please complete the following form or call our offices at 866.662.5433.


    Prestamos personales, crйditos y capital privado, DINERO URGENTE, prestamos personales rapidos.

    #Prestamos #personales #rapidos


    :: PRESTAMOS PERSONALES Y CREDITOS

    Acceda en tan solo 2 clicks a todas las entidades financieras clasificadas por categorias y solicite el crédito que necesita. Haga sus comparativas y decida. Dinero online.

    Prestamos personales rapidos

    PRÉSTAMOS PERSONALES

    Prestamos personales: Dinero en efectivo para cubrir sus necesidades sean cuales sean. Créditos personales para cualquier uso. La mejor fórmula financiera para disponer de liquidez inmediata.

    Prestamos personales rapidos

    TARJETAS DE CRÉDITO

    Hoy dia, disponer de una tarjeta de crédito es un trámite que incluso se puede realizar online. Encuentre los bancos que tramitan la solicitud de su tarjeta de crédito incluso de forma online.

    Prestamos personales rapidos

    CRÉDITOS CONSUMO

    Necesita un préstamo para comprar un coche, credito moto, hacer un viaje, una reforma del hogar o incluso los estudios de sus hijos? Consulte todos los créditos para consumo aquí.

    Prestamos personales rapidos

    PRÉSTAMOS ONLINE

    ¿Necesitas dinero? ¿Quieres solicitar un préstamo personal de dinero y por algún motivo no puedes desplazarte a las oficinas del banco? ¿Quieres realizar el trámite de toda la operación online? También tramites urgentes.

    :: PRESTAMOS RÁPIDOS Y URGENTES

    Conseguir un préstamo de dinero urgente para situaciones dificiles no es imposible. Acuda a entidades financieras especializadas en casos de financiación difíciles y urgentes.

    Prestamos personales rapidos

    PRÉSTAMOS RÁPIDOS

    ¿Necesita dinero urgente? Encuentre aquí todas las entidades que dan préstamos de dinero en menos de 24hs. Valore todas las opciones y escoja la que mejor se adapta a su capacidad de devolución.

    Prestamos personales rapidos

    PRÉSTAMOS CON ASNEF

    Si los bancos no le dan crédito por estar en listas como ASNEF, o por que tiene problemas de embargos, judiciales, etc. tendrá que acudir al Capital Privado. Son especialistas en financiaciones difíciles.

    Prestamos personales rapidos

    REUNIFICACIÓN DE DEUDAS

    La reunificación de deudas, es la solución a quienes tienen muchos pagos de diferentes créditos o préstamos personales y desean unificarlos en un solo pago.

    Prestamos personales rapidos

    MICROCREDITOS

    Prestamos o créditos de menos de 1000 euros para solucionar necesidades puntuales de dinero: pago de recibos, llegar a fin de mes, etc. Tramitación rápida (24hs.)

    SIMULADORES | CALCULADORAS

    Prestamos personales rapidos

    Simulador de préstamos

    Realice el cálculo del préstamo que quiere solicitar simulando las diferentes opciones que le ofrece cada entidad: (capital, intereses, cuotas) y podrá saber el importe total a devolver (capital + intereses)

    Prestamos personales rapidos

    Simulador Precio Venta Empresas

    Averigue el precio al que puede vender su empresa en función de la rentabilidad (PER).


    Las Brigadas Internacionales, negociaciones internacionales.

    #Negociaciones #internacionales


    Las Brigadas Internacionales

    por Lorenzo Peña Copyright © 2000 Lorenzo Peña Negociaciones internacionales

    El gobierno constitucional de la República Española autorizó oficialmente la formación del cuerpo militar de las Brigadas Internacionales el 22 de octubre de 1936. En realidad los primeros voluntarios antifascistas habían llegado a la España republicana poco después de la sublevación del 18 de julio de 1936 y el comienzo de la resistencia popular.

    Un decreto aparecido en la Gaceta de Madrid del 27 de septiembre de 1937, firmado por el Ministro de la Guerra Indalecio Prieto, establecía el Estatuto Legal de las Brigadas Internacionales.

    Las Brigadas Internacionales llegaron a agrupar unos 35.000 hombres (pero no más de 15.000 al mismo tiempo) de diversas nacionalidades e ideologías, aunque en su gran mayoría venían movidos por ideologías antifascistas. El enrolamiento por otros motivos también se dio, pero marginalmente. De los voluntarios extranjeros más de la cuarta parte fueron franceses, pero hubo más de 3.000 italianos y más de 5.000 austro-alemanes.

    Las Brigadas Internacionales participaron decisivamente en varias de las principales batallas de la guerra civil: las de la Ciudad Universitaria madrileña del otoño de 1936, Boadilla del Monte, Teruel, el Jarama, Guadalajara, Majadahonda, Brunete, Belchite, y la larguísima batalla del Ebro.

    El Comité de Londres para la No-Intervención en la guerra española, tras largas negociaciones, llegó el 5 de julio de 1938 a un acuerdo de principio para la retirada de las fuerzas extranjeras. Evidentemente, de haberse aplicado de veras, sería el bando de Franco el que hubiera sido seriamente afectado y habría perdido más. Los voluntarios internacionalistas constituían una parte pequeñísima (aunque cualitativamente de enorme relieve y valor militar) en el ejército gubernamental republicano, en tanto que el bando sublevado tenía como un componente importantísimo en todos los órdenes los aportes foráneos (legión Cóndor enviada por Hitler; cientos de miles de mercenarios marroquíes; cientos de miles de soldados enviados por Mussolini –simultáneamente unos 50.000–; unos 10.000 soldados enviados por Salazar). Pero era obvio que los sublevados no cumplirían.

    En septiembre de 1938 Hitler amenaza a Checoslovaquia para que le ceda la región de los Sudetes, de mayoría étnica germánica. Francia e Inglaterra acceden, rompiendo los tratados vigentes y sin consultar a Checoslovaquia ni a la URSS: en el contubernio de Munich, los primeros ministros Chamberlain y Daladier, junto con Mussolini y Hitler, rehacen el mapa y lo impone como dictado al gobierno checoslovaco.

    El contubernio de Munich tiene una clara significación; es una alianza de Francia, Inglaterra, Italia y Alemania contra Rusia y, desde luego, también contra España. Ante esa hostilidad, y en un postrer esfuerzo para lograr la neutralidad anglo-francesa desligándose de toda vinculación internacional que no fuera de las potencias occidentales, el gobierno de la República Española opta por poner fin a la presencia de las Brigadas Internacionales.

    El 28 de octubre de 1938 Barcelona da el adiós del pueblo español a las Brigadas Internacionales, las cuales –según lo dice la Pasionaria en su discurso de despedida– salen de nuestro suelo por «razones de estado» –alusión nada amable, sino más bien irónica (y hasta cargada de una connotación fuerte que tal vez no le fuera desconocida, a saber: el significado de razones maquiavélicas, de la alta política opaca y a menudo inconfesable).

    No les fue fácil regresar a sus países, o a otros. El reaccionario gobierno francés les prohibió a muchos el cruce de la frontera (a los refugiados antifascistas alemanes, italianos, polacos, húngaros, austríacos, a menos que justificaran un domicilio en Francia).

    Tres meses después las fuerzas sublevadas asaltan Barcelona. La guerra se prolongaría hasta el 31 de marzo de 1939.

    (Entre los muchos libros sobre las Brigadas Internacionales vale la pena leer: Jacques Delperrie de Bayac, Las Brigadas Internacionales, trad. Martín Lendírez, Madrid: Júcar, 1978 –bastante imparcial y objetivo.)


    Confronta i mutui on line e risparmia – Calcolo mutuo, Il Sole 24 Ore Mutui Online, mutui convenienti.

    #Mutui #convenienti


    CONFRONTA ON LINE I MIGLIORI MUTUI CASA

    Dalla tua parte per la scelta del miglior mutuo

    Servizio gratuito, attivo dal 2000

    capire come funziona il

    servizio di consulenza e

    comparazione on line e

    scegli il mutuo migliore

    CALCOLO MUTUO: TROVA IL TUO

    MUTUI CASA IN EVIDENZA

    Calcolare la rata del mutuo, comparare le rate tra loro, trovare il mutuo bancario che meglio risponde alle tue esigenze di spesa: tutte operazioni semplici e veloci su Il Sole 24 Ore Mutui Online, la sezione di Casa24 – il canale dedicato al mondo della casa del Sole 24 Ore – dove puoi ricercare il tuo mutuo.

    Infatti grazie alla collaborazione del Gruppo 24 Ore con MutuiOnline.it, primo sito in Italia per la comparazione on line di mutui, puoi confrontare direttamente sul Sole 24 Ore le offerte di mutuo delle numerose banche convenzionate al servizio (tutte le principali banche italiane) e accedere cosм alle condizioni vantaggiose che spesso vengono riservate ai clienti MutuiOnline.

    In particolare, su www.prestitionline.it puoi trovare il prestito su misura per te confrontando in pochi passi i finanziamenti dei maggiori istituti; mentre su www.confrontaconti.it puoi scegliere il conto che rende di piщ, sia che si tratti di un conto corrente che che si tratti di un conto deposito.

    Nella lista dei siti da consigliare a chi vuole risparmiare, non dobbiamo dimenticare di segnalare il nostro preferito, 24 Ore Prestiti Online, in cui trovare prestiti online alle migliori condizioni con un servizio di confronto semplice, veloce, e gratuito.

    Affidati al primo broker italiano di mutui online e un servizio di confronto veloce e intuitivo renderа la tua scelta del mutuo migliore estremamente semplice. MutuiOnline.it, partner del Gruppo 24 Ore per la gestione della sezione dedicata alla comparazione e all’offerta di mutui casa, consente di trovare:

    • Mutui Banco di Napoli
    • Mutui Intesa San Paolo
    • Mutui Webank
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    e tanti altri mutui delle piщ importanti banche.

    Fai subito un preventivo, calcola la rata mensile dei diversi mutui confrontati, e scopri in tre minuti qual и la soluzione piщ economica.


    Buenos negocios, buenos negocios.

    #Buenos #negocios


    Buenos negocios

    Iniciar sesi n

    • La Instituci n
      • Autoridades
      • Buenos negocios
      • Misi n
      • Buenos negocios
      • Localizaciones
      • Buenos negocios
      • Admisi n
      • Buenos negocios
      • Reglamento Interno
      • Buenos negocios
      • Perfil del Profesor EAN
      • Buenos negocios
      • Autoevaluaci n
      • Buenos negocios
      • Comunicaciones Institucionales
      • Buenos negocios
      • RSU
      • Buenos negocios
      • Preguntas Frecuentes
    • Carreras
      • Lic. en Administraci n de Negocios en Internet
      • Buenos negocios
      • Lic. en Administraci n de Empresas Agropecuarias
      • Buenos negocios
      • Lic. en Administraci n de Empresas
      • Buenos negocios
      • Contador P blico
      • Buenos negocios
      • Lic. en Administraci n Hotelera
      • Buenos negocios
      • Lic. en Direcci n del Factor Humano
      • Buenos negocios
      • Lic. en Comercializaci n
      • Buenos negocios
      • Lic. en Tecnolog a Inform tica
      • Buenos negocios
      • Lic. en Administraci n de Negocios Internacionales
      • Buenos negocios
      • Inscripci n Online
    • Cursos y Eventos de Extensi n
      • Calendario de Eventos
      • Buenos negocios
      • Diplomaturas
      • Buenos negocios
      • Divulgaci n Cultural y Acad mica
      • Buenos negocios
      • Actividad Corporativa
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      • Servicios a Terceros
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    • EAN ONLINE
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    • Investigaci n
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      • Convocatoria a Proyectos de Investigaci n 2016-2018
    • Internacionalizaci n
      • Pol tica de internacionalizaci n
      • Buenos negocios
      • Internationalization Policy

    Buenos negocios

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    • Buenos negociosMir el calendario acad mico 2018 ver mas ” />

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    Lic. en Administraci n de Negocios en Internet

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    Buenos negocios


    Populetic – Start your flight s claim for free, resolucion de reclamaciones.

    #Resolucion #de #reclamaciones


    We claim the cancellation, delay, overbooking or loss of your flight’s luggages

    Up to 1,500€ per passenger

    Take your money back with Populetic

    ✔ Clear and transparent management

    ✔ We advance expenses, if there are

    ✔ In good hands, 98% of success

    YOUR FLIGHT’S DATA

    How do we work?

    1. Fill the form

    2. Extrajudicial agreement

    3. Lawsuit

    4. We won your claim

    How much will the claim cost you?

    Our services don’t have any initial costs for you

    Our fees are 25% (VAT not included) of your compensation only if we win

    Resolucion de reclamaciones

    Compensation

    Compensations from 250€ to 1.500€ per passenger no initial costs for you

    Benefits

    You don’t have to anticipate money. Our fees are deducted directly from the compensation received

    Documentation

    Our lawyers take care of all the procedures of your claim

    In good hands

    98% of success . All airlines. Clear and transparent management

    About us?

    Populetic aims to help the consumers to solve the problems they had with their flights, and get a compensation from the airline.

    At Populetic we claim for the passengers’ rights. We give voice to the affected person, and we put pressure on the airlines to obtain the compensations that correspond to them and to avoid that other people suffer the same thing.

    Resolucion de reclamaciones

    Satisfied customers

    Resolucion de reclamaciones

    “Populetic managed the claim with Iberia for the loss of my luggage and I didn’t have to worry about anything.

    Thanks to them I recovered the compensation of 1,300 euros that Iberia refused to give me when I

    Resolucion de reclamaciones

    “They complained about my flight’s delay from Madrid to Palma with Vueling and I got a compensation of 250€.

    Populetic fights for passenger’s rights until the end”

    Resolucion de reclamaciones

    “Thanks to Populetic we recovered the money from the hotel and the alternative flight we had to buy when Norwegian canceled our flight from New York to Barcelona.

    They also help us to receive a compensation of 600€ per person”

    Resolucion de reclamaciones

    “Populetic has made all the formalities of the claim for delay of a flight between Lyon and Egypt. Thanks to them, I received a compensation of 600€”

    Resolucion de reclamaciones

    “The airline didn’t provide my luggage when I arrived at Dijon airport and I had to wait for it more than 12 days. So I contacted Populetic to claim the delay and I got a total amount of 800€”

    Resolucion de reclamaciones

    “As soon as I’ve arrived at the airport, the company told me that my flight was canceled du to overbooking, I didn’t know what to do and I finally decide to start a claim with Populetic and I obtained 300€!”

    Resolucion de reclamaciones

    “My flight from Milan to Palermo has been canceled and I lost a day off, so I started a claim with Populetic and I got 250€ as compensation”

    Problems with your flight?

    Often airlines, think they can get away by not paying the compensation the cutomer deserves. That’s when our lawyers take legal action in your name.

    What do they say about us?

    Resolucion de reclamaciones Resolucion de reclamaciones Resolucion de reclamaciones Resolucion de reclamaciones Resolucion de reclamaciones


    Cheapest cars to insure for 17-year-olds, cheapest car insurance for teens.

    #Cheapest #car #insurance #for #teens


    cheapest car insurance for teens

    Passing the driving test and buying a first car should be one of the happiest times for a young person. Instead, the cards are stacked up against drivers aged 17-25.

    The costs of running a car are more likely to exceed the initial purchase price, especially if you’re buying used. Fuel, servicing and repairs, and road tax are bad enough, but it’s insurance that’s likely to be the hardest blow.

    Young drivers pay the highest price for their insurance, and according to the latest AA British Insurance Premium Index, they also suffered the largest average increase of any age range during the first quarter of 2016.

    While 40-49s saw a fall of 0.6% (down to £443.92), average shop-around premiums for drivers aged 17-22 went up 2.1% to £1,270.89.

    The cruelty doesn’t stop there because the cheapest cars for teenage motorists aren’t necessarily the ones they want to drive.

    There are 50 insurance groups and young drivers have little option but to start with vehicles in the lowest three groups which tend to be city cars and super-minis with small engines.

    The good news is that these days new small cars are not all frumpy and gutless – many look smart, most gained a maximum five stars n Euro NCAP crash safety tests, while their engines may be small, but they’re pretty punchy too.

    We’ve created two Top 10s to help you choose the cheapest car to insure. If you’re in the market for a new car, here are 10 of the best from Insurance Groups 1-3.

    There’s also a selection of 10 good used cars with low insurance groups, good examples of which are available for as little as £2,500 in some cases.

    Second-hand cars in this sector can represent great value for money, while a 2015 report by Warranty Direct revealed that the 2005-2014 Peugeot 107 is the most reliable “student car”, taking into account frequency of problems and average costs to fix them.

    The 107 and its near identical sister car, the Citroen C1, were placed highly after recording not a single engine failure in any of the cars covered by Warranty Direct.

    Provided by Fresh Press Media Ford KA

    10 of the cheapest new cars to insure for new drivers

    • Seat Mii S 1.0 – £8,440
    • Skoda Citigo S 1.0 MPI – £8,275
    • Hyundai i10 1.0 S – £8,995
    • Volkswagen Up 1.0 – £8,945
    • Dacia Sandero Access 1.2 16v – £5,995
    • Renault Twingo 1.0 Expression Sce – £9,495
    • Vauxhall Corsa Expression 1.0i 12v ecoFLEX – £9,595
    • Kia Picanto 1 1.0 – £8,345
    • Peugeot 108 Access 1.0 – £8,495
    • Skoda Fabia S 1.0 – £10,750

    Provided by Fresh Press Media Peugeot

    10 of the cheapest used cars to insure for new drivers

    • Peugeot 107/Citroen C1 (2005-14)
    • Ford KA (1996-2008 & 2009 onwards)
    • Vauxhall Corsa (2006-09)
    • Toyota Yaris (2006-11)
    • Suzuki Swift (2005-11)
    • Ford Fiesta (2002-2008 & 2008 onwards)
    • SEAT Ibiza (2008 onwards)
    • Fiat 500 (2008 onwards)
    • Mazda2 (2007-15)
    • VW Polo (2002-9 & 2009 onwards)

    How to reduce your car insurance

    Before you even buy your first car, it’s also worth noting a few tips to keep your motor insurance premium down.

    1. Choose your level of cover carefully

    If you couldn’t afford to replace your car in the event of a loss, then go for the highest level of cover which is comprehensive insurance. However, if you have a high compulsory excess (the amount you have to pay in the event of a claim) and your car isn’t worth much, you might be better off with third party insurance.

    2. Lower your insurance risk

    Drive safely – prove to an insurer that you are not a high risk by staying accident-free, making no claims and avoiding points your licence. You should find that when you come to renew, you premiums will start to fall. As we’ve already said, drive a car in a low insurance group without any customisation such as a tuned engine or bigger wheels and drive less. Yes, opt for a lower annual mileage (eg 6,000 miles per year) and you premium will go down.

    Provided by Fresh Press Media Seat Mii

    There are a few things to try in order to lower your premium. For instance, get your name put on the policy of somebody else (a parent or sibling) as their second driver to benefit from named driver no claims discount. Just make sure they are aged over 25 with a good driving record. Also raise your voluntary excess. However,

    this means you have to pay more in the event of a claim. Finally, consider have a so-called ‘black box’ fitted to your car. It will record your driving habits and give the insurance company an indication of whether you are a good driver or not.

    Go online and get some quotes to compare. The more time you put in, the more likely you are to get better cover and a cheaper price.


    Mobilificio Fattorini, Produzione Sedie e Tavoli, Gazzaniga (Bergamo), Mobilificio FattoriniProgettazione e produzione di Sedie e tavoli, fattorini.

    #Fattorini


    Mobilificio Fattorini

    Progettazione e produzione di Sedie e tavoli

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    Fattorini 1961

    Alcuni prodotti di sempre ormai diventati icone, ma anche nuovi pezzi nati dalle collaborazioni con architetti e designer. Sedie, sgabelli e.

    Fattorini LAB

    Casa, contract, ufficio e comunità, FattoriniLab progetta e costruisce lo spazio. Sempre a misura, tenendo conto delle esigenze, con cura.

    I nostri servizi

    Progettazione

    Il Mobilificio Fattorini crede nella progettazione come qualità distintiva della propria azienda.

    L’ufficio progettazione è quindi il centro nevralgico dal quale partono tutti i lavori, dalla realizzazione di ambienti completi alla messa.

    Produzione

    Da oltre cinquant’anni il Mobilificio Fattorini si contraddistingue per la produzione di sedie, tavoli e sgabelli in legno e metallo, vantando oggi un migliaio di modelli a catalogo, tutti personalizzabili.

    L’offerta è completata dalla.

    Assistenza

    La corretta messa in opera di tutti i progetti è affidata ad un gruppo di tecnici specializzati e montatori, i quali con la propria esperienza si occupano sia della fornitura dei singoli complementi d’arredo, sia dei cantieri più articolati che.


    Camera di Commercio di Napoli, portale camera.

    #Portale #camera


    52° edizione di Vinitaly

    La Camera di Commercio di Napoli sta partecipando, con oltre 30 aziende, alla 52° Edizione di Vinitaly, in programma a Verona dal 15 aprile u.s.

    ASEAN Member Countries

    Presso la CCIAA di Napoli, alla presenza del Commissario Straordinario Avv. Girolamo Pettrone sono intervenuti gli Ambasciatori di Indonesia, Malaysia, Myanmar, Philippines, Thailand, Vietnam in rappresentanza dell’ASEAN Member Countries. Si sono avviati i primi rapporti interlocutori a seguito dei workshop con le aziende napoletane interessate ad investire o ad esportare in questi paesi.

    La Riforma del Codice Antimafia: Cosa cambia adesso?

    avvisi

    Campagna Bilanci 2018

    Nuovo Servizio Sollecito Pratiche OnLine

    CAMPAGNA MUD 2018

    SCADENZA PRESENTAZIONE DICHIARAZIONE: 30 APRILE 2018

    Progetto nazionale “Ultranet. Banda Ultra Larga, Italia ultra moderna”

    la Camera Commercio di Napoli, tramite la propria Azienda Speciale S.I. Impresa (Servizi Integrati Impresa), aderisce al Progetto nazionale “Ultranet. Banda Ultra Larga, Italia ultra moderna” – presentato da Unioncamere al Ministero dello Sviluppo Economico e approvato dal Ministero stesso – con l’obiettivo di fornire un contributo concreto al processo di digitalizzazione e di modernizzazione del nostro Paese

    Bando “Voucher per realizzazione o potenziamento sistemi di conservazione alimentare” 2017

    Pubblicato l’elenco delle domande ammesse al contributo

    Verbale di estrazione

    Estrazione lettera alfabetica per la individuazione a seguire della terna dei professionisti esterni dalla quale, di volta in volta, determinare il legale a cui conferire la rappresentanza e difesa dell’Ente camerale.

    Ufficio Marchi e Brevetti – Avviso del Ministero dello Sviluppo Economico

    Si avvisa la gentile utenza che, in seguito a programmata e prolungata interruzione di erogazione di energia elettrica per interventi da effettuare sulla rete da parte dell’ente gestore, il giorno lunedì 12 febbraio 2018 il servizio di deposito telematico potrebbe non essere attivo per tutta o buona parte della giornata. Nel comunicare che il termine per depositare tutte le domande aventi scadenza in tale giorno è prorogato al giorno successivo, si invita in ogni caso la gentile utenza ad effettuare i depositi più urgenti entro la giornata di venerdì 9 febbraio 2018.

    Rinnovo Organi 2015 e Consulta provinciale delle professioni della CCIAA di Napoli

    La Camera di Commercio Industria Artigianato Agricoltura di Napoli ha avviato le procedure per la ricostituzione del consiglio della CCIAA di Napoli per il quinquennio 2015 – 2020.

    Approvazione e pubblicazione elenchi per il conferimento di incarichi legali per la rappresentanza e difesa dell'Ente camerale nelle competenti sedi giudiziarie

    Con Determinazione Segretariale n.26 del 18 gennaio 2018 è sato approvato l’elenco dei professionisti di cui al Bando pubblicato dalla CCIAA in data 11/04/2016


    North Carolina Auto Insurance from Nationwide, cheap car insurance in nc.

    #Cheap #car #insurance #in #nc


    North Carolina Auto Insurance

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    From Asheville to the Outer Banks, you can explore the Old North State in just a day’s worth of driving. Whether you’re cruising along scenic byways on the weekends or commuting to work on interstate highways, rest assured with coverage from Nationwide.

    Before you get a quote, make sure to visit our North Carolina Auto Coverage page to learn your state’s minimum coverage requirements.

    Take advantage of Nationwide’s features

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    Insurance terms, definition and explanations are intended for informational purposes only and do not in any way replace of modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which control coverage determinations. Such terms may vary by State, and exclusions may apply.

    [1] Guarantee is limited to alternative parts identified on appraisal and used in repair. Also, work performed at an On Your Side Auto Repair Center includes workmanship guarantee. For informational purposes only. Program terms and conditions are controlling.

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    AFFITTO CASE VACANZA PUGLIA: appartamenti, case, ville, agriturismo, bed and breakfast, monolocali, mare, bilocali, affitto casa per b&b.

    #Affitto #casa #per #b&b


    Affitto case vacanza Puglia

    Per risparmiare con l’affitto tra privati.

    Ricerca e verifica la disponibilitГ delle case vacanza

    ( I soggiorni sono settimanali e vanno da sabato a sabato)

    Nessuna commissione di agenzia con le case vacanza e in piГ№ i migliori servizi! Contatti telefonici: – 3274292166 .

    Direttamente con i proprietari.

    Le Villette dispongono di 3 trilocali a schiera così composti: soggiorno angolo cottura, una camera da letto matrimoniale, una camera da letto con 2 letti singoli unibili ed il bagno completo di tutti i servizi con box-doccia e ampia veranda attrezzata con tavolo e sedie. A disposizione degli ospiti barbecue in comune, lavatrice in comune a gettone e posto auto protetto da cancello. La struttura è convenzionata con il vicino Lido attrezzato.

    Caratteristiche: Posti letto 4 – presenza di animali: No – Distanza dal mare: 30 metri Distanza dal centro 3000 metri

    Direttamente con i proprietari.

    Bilocale situato in localitГ Molinella, una delle piГ№ belle baie di Vieste che costeggiano la scogliera Garganica. Per gli amanti dello snorkelling a soli 20 metri si raggiungono gli scogli che portano al mare.

    Caratteristiche: Posti letto 4 – presenza di animali: SI – Distanza dal mare: 20 metri Distanza dal centro 3500 metri

    Direttamente con i proprietari.

    Il B&B di nuovissima costruzione dispone di unità abitative nei tipi bilocale e trilocali, arredati con cura e gusto, situati a piano terra o piano rialzato. Fanno parte integrante della residenza la cortesia e l’ospitalità dei proprietari, che producono ottimo vino e olio extra vergine d’oliva.

    Caratteristiche: Camere da 2 a 7 posti – presenza di animali: SI – Distanza dal mare: 4000 metri Distanza dal centro 10000 metri

    Direttamente con i proprietari.

    L’ agriturismo ГЁ situato a circa 7 km dal centro abitato di Vieste in direzione nord ed a 1,5 km dalla linea costiera. Durante il periodo estivo gode della fresca brezza regalata dalla vicina Foresta Umbra,

    Caratteristiche: Posti letto 4 – presenza di animali: SI – Distanza dal mare: 200 metri Distanza dal centro 0 metri

    Direttamente con i proprietari.

    Gli appartamentini con dei monolocali e bilocali di nuovissima costruzione, arredati in maniera moderna e funzionale, sono nel centro di Vieste di fronte al porto turistico e distano dalla spiaggia di San Lorenzo (Lungomare Europa) circa 400 metri.

    Caratteristiche: Posti letto 2 – presenza di animali: No – Distanza dal mare: 400 metri Distanza dal centro 0 metri

    Direttamente con i proprietari.

    Gli appartamenti sono situati in una palazzina di nuovissima costruzione in Via Boccaccio, poco distanti dal centro di Vieste (ca. 200 mt.) e a circa 700 mt. dalla spiaggia della Scialara. La struttura dispone di appartamenti Bilocali al 1В°e al 2В° piano, arredati in maniera moderna e funzionale e dispongolo di Tv a schermo piatto e box-auto protetto da cancello.

    Caratteristiche: Posti letto da 4 – presenza di animali: Si – Distanza dal mare: 700 metri Distanza dal centro 200 metri

    Direttamente con i proprietari.

    Gli appartamenti sono ubicati in zona residenziale, di fronte alla spiaggia di San Lorenzo (a 300 metri) e a pochi passo dal centro del paese. Dispongono di un’ampia veranda, attrezzata con tavolo e sedie.

    Caratteristiche: Posti letto da 4 a 6 – presenza di animali: No – Distanza dal mare: 300 metri Distanza dal centro 200 metri

    ORGANIZZA I TUOI VIAGGI IN PUGLIA CON Costa Sud Est

    Non hai ancora trovato l’alloggio ideale per le tue vacanze?

    Adesso ГЁ arrivato il momento di organizzare il tuo viaggio e conoscere le tante informazioni utili relative alla destinazione scelta per la tua vacanza! Puoi farlo con gli strumenti di viaggio che Costa sud est ha scelto per te! Costa sud est ti aiuta a cercare le case vacanze, le ville e gli appartamenti in affitto, l’agriturismo, e il bed and breakfast piГ№ adatti alle tue esigenze nelle piГ№ amate localitГ marittime: Vieste, Peschici, Mattinata e in altri paesi del Gargano e del Salento. Porta il tuo cane in vacanza con te, la Puglia offre case private pronte ad ospitarli.

    Le coste ricche di scogli a picco sul mare, le piccole grotte, il mare cristallino dai fondali trasparenti ГЁ lo scenario indimenticabile che vi aspetta attraversando il territorio pugliese.


    Personal Injuries

    #personal #injury #lawyers #in #michigan


    #

    In an accident? Our Personal Injury Resources Can Help

    We understand that recovering from a serious personal injury can be a confusing and traumatic time. That s why we ve put together this resource center — to help you better understand your injuries and your legal rights.

    For help from a personal injury attorney now, call Michigan Auto Law at (800) 777-0028. The call and the advice are absolutely free. For more information about our law firm, take a look at our client success stories and our 100 percent satisfaction guarantee .

    The links below will lead you to more information about different personal injuries and related legal issues:

    Advice on how a personal injury attorney can help you, how they get paid, and which ones really have your best interest in mind.

    Everything you need to know about TBI from auto accidents, and how it affects your health and legal rights.

    Advice from our brain injury lawyers on symptoms and types of closed head injuries, such as concussions, contusions, hematomas and hemorrhages.

    Our personal injury lawyers discuss headache treatment, types of post-traumatic headaches and FAQs.

    Learn about various back injuries that must be treated very carefully, such as spinal cord injuries, back strains/sprains, herniated discs and bulging discs.

    Learn about various neck injuries, which must be diagnosed and treated quickly, such as spinal cord injury, whiplash, neck sprains/strains, herniated disc and bulging disc in the neck.

    Read here for information on various common injuries arising from car accidents, including leg injuries, shoulder injuries, fractures, TMJ and chronic pain.=

    Personal injury lawyer advice on how auto accidents can affect your emotional well-being, and the negligent infliction of emotional distress lawsuit for emotional injuries

    Read about the effects of post-traumatic stress disorder (PTSD), acute stress disorder and adjustment disorder following a serious car accident, and discover available treatment options.

    Your questions about depression, depression diagnosis, and treatment are answered here.

    Our injury lawyers explain the legal claim for loss of consortium, or in other words, when a car accident victim s marriage suffers from personal injuries.

    How our wrongful death attorneys can protect your rights — and ensure your loved ones are provided for — when a relative or friend is lost in a tragic auto accident.

    Call Michigan Auto Law today. Our injury attorneys are here for you.

    Call us at (800) 777-0028. Our lawyers can answer all of your questions. You can also fill out our consultation form .

    Michigan Auto Law is the largest auto law firm in the state, and we ve been helping personal injury victims like you for more than 50 years. Here are some quick facts about us, and information about our record-breaking verdicts and settlements .

    We also have a 100 percent client satisfaction guarantee. to ensure you re completely happy with our services.

    Toll-free: (800) 777-0028 ​
    Serving Michigan with office locations in:

    • Ann Arbor
      122 S. Main Street, Suite 220
      Ann Arbor, MI 48104
      (734) 230-2176
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      615 Griswold St, Suite 402
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      (313) 437-7877
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      30101 Northwestern Hwy
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      146 Monroe Center St NW, Suite 1230
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    • Sterling Heights | Warren
      44444 Mound Road, Suite 100
      Sterling Heights, MI 48314
      (586) 217-2180

    Copyright 2007-2017 Michigan Auto Law. All rights reserved.

    Disclaimer: This information is for general informational purposes only and should not be relied upon as legal advice without consulting with a licensed attorney. This is not intended to substitute for the advice of an attorney. The law is subject to frequent changes and varies from one jurisdiction to another. Some of the information on this site may be deemed attorney advertising in some states. No attorney-client relationship is formed nor should any such relationship be implied. Past results are no guarantee of future results. A licensed attorney responsible for the content of this site can be reached at (800) 777-0028 .


    Structured settlement payments (855) 255-2671

    #jg #wentworth #percentage


    #

    Need Cash Now and Have a Structured Settlement?

    Sell Structured Settlement Annuity Payments

    At Liberty Settlement Funding, we understand that life changes can cause your financial needs to change. When you sell your structured settlement payment rights or your annuity payments to Liberty, you can get the cash you need in one large lump sum. You can gain access to your money that otherwise could take years for you to receive. Many customers tell us there are no words for the peace of mind and the financial freedom they enjoy once they receive their money. Call (855) 255-2671 to learn more.

    Why should I sell my structured settlement or annuity payments?

    You may want to sell your future settlement payments for any number of reasons. Sometimes, you simply need a larger sum of money than your monthly structured settlements or annuity payments provide. Perhaps your child is going off to college or you experience an unexpected illness. Maybe you want to buy a home, pay your taxes or start a new business. Regardless of why you want to sell your annuity payments or structured settlement payment rights, we will work with you to build a solid financial plan.

    Our customers use their money for a variety of reasons: to buy houses, make home improvements, pay high interest debts, make smart investments and build new lives for themselves. We take great pride in helping our customers turn their dreams into a reality. Contact us today so we can help you determine if selling your annuity payments or structured settlement is the right decision.


    Online for International

    #international #online #colleges


    #

    About Berkeley

    Berkeley College has been preparing students for successful careers since 1931. Times have changed, but our “students first” commitment hasn’t. Everything we do is designed to help students achieve professional and personal success. Berkeley College offers career-focused programs, supportive professors with real-world industry knowledge, hands-on learning through our internship program, and a variety of supplemental programs and activities.

    Academics

    Berkeley offers a range of degree and certificate programs to help prepare students for some of today’s most in-demand careers. Programs are developed with input from industry experts to prepare students for the professional world. Updates give students the current skills that employers require, and programs are added to reflect the professional marketplace. Programs are offered through the Larry L. Luing School of Business, the School of Professional Studies, the School of Health Studies, and the School of Graduate Studies. Undergraduate curricula are supported by the School of Liberal Arts to ensure a well-rounded education.

    Admissions

    Berkeley College has a rolling admissions process that is fast and easy, and help is available every step of the way. Acceptance decisions are based on more than just past performance in school—we consider potential for success as well. An Admissions advisor will help you choose a program of study, arrange a tour of the Berkeley facilities, and answer all of your questions.

    Campuses

    Berkeley College has campuses in New York, New Jersey, and online. While each Berkeley location has the facilities and resources to provide you with an outstanding career-focused education, each has its own “personality.” Whether you choose to study in the city, the suburbs, or online, you’ll have access to everything you’ll need. Many students choose to take classes at more than one campus or combine on-site and online classes to complete their degree.

    Student and Career Services

    Students come first at Berkeley College, and a variety of support is provided. Students may also participate in a range of activities that promote personal growth and development. And, a dedicated team of Career Services specialists works closely with students throughout their time at Berkeley—and beyond.

    Berkeley College Online is tailored to meet the needs of international students around the world.

    Supportive

    Find support every step of the way as you work independently. Your instructor, classmates, and academic advisor are all just an email or phone call away. You can also access online clubs, tutoring, and career services – many of the same services offered to on-campus students.

    Professional

    Learn from Berkeley’s accomplished faculty members whose real-world experience brings expert knowledge to the subjects they teach.

    Economical

    Save significantly on room, board, transportation, and other expenses by staying in your own country. International scholarships are also available for online programs.

    Exciting!

    International online students who want to experience college life in the United States are welcome to join us on campus any time.

    Flexible

    Log onto courses with a PC, Mac, tablet, or smartphone 24 hours a day, seven days a week, from any location where internet access is available and permitted by law.

    Convenient

    Balance work, family, and social responsibilities with your coursework. There is no set time for class. Work at your own pace within a weekly schedule of discussion topics, readings, and assignments.

    Transferring Credits

    Students with prior college experience can transfer credits and graduate faster. Berkeley will accept transfer credits for courses that are applicable to the student’s program. A minimum grade of C or better is required.

    CONTACT US

    Berkeley College
    International Department

    12 East 41st Street, 14th Floor
    New York, NY 10017 USA

    Berkeley College Online Frequently Asked Questions

    Your diploma will reflect that you are a graduate of Berkeley College. Specific campuses are not printed on a diploma.

    Berkeley College Online is designed to suit your needs. You may be eligible for transfer credits and credits due to prior learning which may shorten the length of time needed to complete your degree. You will work closely with your academic advisor to select the courses appropriate to your program. Length of the program is also dependent upon the number of courses you take each semester.

    You are able to complete your degree entirely online! You can even purchase books and other merchandise through the Berkeley Store .

    Click here to review requirements.

    Yes you can! If you are unable to attend graduation you can watch it streaming live on the web or view it archived at your convenience.

    There are many components to coursework including reading, writing, discussion boards, and in some cases group projects. Faculty members define the parameters for their individual courses.

    Your academic advisor will work with you to keep you on target to complete your degree. While you choose your schedule, your advisor will guide you through your choices and continue to provide guidance and support throughout your program.


    Ryanair, la fuga dei piloti «a partita Iva» con ferie e malattie non pagate – Il Sole 24 Ore, partita iva da nome.

    #Partita #iva #da #nome


    Partita iva da nome

    «Le mie ferie? Un mese all’anno. Senza ricevere alcuna retribuzione. La malattia? Per un giorno basta l’autocertificazione. Oltre serve un certificato in lingua inglese. La malattia è retribuita? Si capisce bene dalla busta paga che è un rimborso spese per ore volate». .

    «Le mie ferie? Un mese all’anno. Senza ricevere alcuna retribuzione. La malattia? Per un giorno basta l’autocertificazione. Oltre serve un certificato in lingua inglese. La malattia è retribuita? Si capisce bene dalla busta paga che è un rimborso spese per ore volate». È, questo, il racconto della rivoluzione del lavoro per i piloti di Ryanair, quella di cui nessuno deve, a volte forse vuole, sapere nulla. L’unica dichiarazione di Ryanair è che «rispetta pienamente tutte le normative europee». La priorità, allo stato attuale, sono i voli cancellati alla cui origine sembrerebbe esserci una fuga di piloti. Il ceo Michael O’Leary smentisce la notizia dicendo che «Ryanair non è a corto di piloti». La Norwegian, che la scorsa settimana ha siglato il contratto del trasporto aereo italiano, dice però che quest’anno ha assunto 140 piloti provenienti da Ryanair: O’Leary dice che solo 100 dei 4.200 piloti hanno lasciato la compagnia e che sono stati sostituiti.

    I piloti in uscita

    «Appena può uno se ne va. Fino a poco tempo fa il mercato era fermo, adesso si è riaperto». E apriti cielo. Chi parla è un ex pilota Ryanair che ci ha raccontato i suoi anni nella compagnia. Il contratto collettivo nazionale di lavoro italiano non c’è e i sindacati neppure. Ma sotto quale cielo inizia il rapporto di lavoro con Ryanair? Nessuno vuole parlare. Chi lo fa, deve poi rassegnarsi a fare un passo indietro rispetto al suo incarico, chi invece se ne va perché ha trovato un altro lavoro deve firmare una lettera di dimissioni in cui dichiara che non fornirà alcuna informazione sul suo lavoro. «Prendere o lasciare, in Ryanair è così e questo lo sai dal primo giorno in cui sali a bordo». Le regole sono chiare ma sono diverse da quelle del mercato del lavoro italiano dove innanzitutto un addetto che lavora regolarmente e continuativamente su turni deve avere un contratto di lavoro, contributi e assicurazione.

    Cerchiamo di capire di più. Torniamo dal nostro pilota. Una volta superata la selezione, «se non si strappa un contratto di lavoro dipendente, direct, come accade alla maggior parte dei piloti, si deve aprire una Limited, in Irlanda. Si può essere in più persone. Poi si viene assunti attraverso un’agenzia interinale». Ma il contratto di lavoro cosa prevede? «In realtà si tratta di una partita Iva, in cui si percepisce un rimborso spese per ora di servizio schedulata e volata». Ma può un pilota essere un lavoratore autonomo? «I turni di lavoro sono pubblicati con un mese di anticipo e c’è visibilità per i mesi successivi, secondo lo schema 5 giorni di lavoro e 4 di riposo».

    Dopo un addestramento «di un paio di settimane insieme al comandante istruttore, in cui non si viene pagati, parte la busta paga con 20 euro all’ora volata. In poco tempo si passa a 50. Se si fa carriera si arriva ai 90 del comandante. Ci sono però anche contratti che prevedono oltre 120 euro». Considerato che un pilota vola in media 80 ore al mese la forchetta varia tra 1.600 euro e 10mila euro. Netti? Lordi? «Netti, lordi, per alcuni è un po’ la stessa cosa. Se uno apre un conto corrente in Irlanda e fa arrivare lì le buste paga, in Italia risulta nullatenente. Altrimenti si può compilare il modello Unico». Dove si pagano le tasse? E i contributi? E l’assicurazione? In Irlanda? La compagnia lì ha la sede e lì paga le tasse sul lavoro, ma i lavoratori che hanno la base di servizio in un aeroporto italiano, come per tutte le compagnie, devono risiedere nei pressi della loro base. Quindi in Italia. Non è un caso che una sentenza della Corte di giustizia della Ue ha stabilito che Ryanair non può imporre la legislazione irlandese agli equipaggi che sono basati in altri Stati membri.

    Le critiche dei sindacati

    Anche se sono tagliati fuori dall’azienda, i sindacati non stanno zitti. «Chi lavora in questo mondo dovrebbe sapere che arrivare al punto di cancellare i voli per cause organizzative è sempre una sconfitta, quindi il rimborso economico è sacrosanto e va dato ai passeggeri», dice Emiliano Fiorentino della Fit-Cisl. «Il problema sta nel management, che ha gestito e pianificato l’attività di volo, incurante delle giornate di ferie e riposo necessarie per il personale navigante», continua. Nino Cortorillo della Filt Cgil, che ha più volte sollecitato un incontro con il vertice della compagnia, dice: «Ryanair ha scoperto che i dipendenti hanno diritto alle ferie» e «si accorge inoltre che i propri piloti possono andarsene dove le condizioni sono più vantaggiose e dove magari le ferie non sono una variabile di cui ci si può dimenticare».


    Los mejores libros de trading – Blog de finanzas Pullback, los mejores negocios en internet.

    #Los #mejores #negocios #en #internet


    Los mejores libros de trading

    Conoce los mejores libros de trading que pueden ayudarte a tu operativa, si quieres mejorar tus resultados, te recomendamos que no quites ojo a los consejos que os vamos a dar.

    Sin duda una de las vías complementarias o incluso independientes de un aprendizaje correcto en el trading es mediante el estudio de los grandes traders a través de sus libros de trading que han aportado cosas a la comunidad de inversores y traders independientes que andamos dispersados por el mundo.

    Muchos de nosotros, ha iniciado sus primeros pasos de forma independiente y sin duda el que haya seguido este camino tortuoso en solitario no sabéis cuanto lo siento, porque es quizás uno de los caminos más complicados de aprender contando además que estamos en un campo de batalla como es el mundo del trading y la especulación en bolsa.

    No hay experiencia más agria que el aprendizaje a base de golpes o mediante el ensayo/error y en la literatura (el aprendizaje a través del estudio de los libros de trading), sucede exactamente igual, porque una estrategia de aprendizaje con un mal asesoramiento o improvisando sobre la marcha, puede hacer auténticas barbaridades en nuestro futuro como traders.

    Es por todo esto por lo que me decidí a escribir este post acerca de lo que he considerado a nivel personal cuales son los mejores libros de trading y más me han ayudado a lograr mis conocimientos como trader.

    El problema endémico de los libros de trading

    Cualquier mente inquieta seguro que ha sentido como cuando vas un mercadillo y te ponen en un gran canasto “todo a 1 euro” y tienes que buscar entre los miles de artículos y no siempre uno se lleva a casa lo que realmente necesitaba, es más seguro que para lo que se llevó fue un artículo espantoso que acaba a los pocos días en el cubo de la basura.

    Hay que evitar a toda costa a entrar en un plan caótico de lectura o de compra sin control.

    Os traslado este símil anterior, precisamente porque en la literatura sobre el trading, sucede exactamente lo mismo, primero por una serie de motivos que os voy a enumerar:

    • Se trata de un tipo de prensa muy especializada. En esto estareis de acuerdo conmigo que ni los libreros saben catalogar “trading” en la sección correspondiente.
    • Es casi imposible encontrarlos en grandes editoriales. (Si ves un libro de trading o bolsa en una gran superficie como centros comerciales, escapa de él)
    • El idioma madre es el inglés. Al ser un sector minoritario pocos se aventuran a realizar una traducción al castellano.
    • Hay un sin fin de pseudo-autores que han escrito miles de libros de trading. Esto se ha convertido en un nuevo caldo de cultivo de vende-humos que van de hotel en hotel vendiendo su curso y libro.

    Si no seguimos una guía de lectura correcta, nos pueden hacer más mal que bien

    Esto es como todo, debemos seguir una linea de lectura acorde a nuestras propias necesidades, por eso muchos traders no quieren pronunciarse sobre que libros de trading recomiendan. Muchos lo asimilamos a auto-medicarse sin tener ni idea de medicina, en el mundo de los libros de trading sucede lo mismo. Debes seguir unas pautas de aprendizaje para que esos libros de trading que estás leyendo con avidez y entusiasmo estructuren tu base del conocimiento y lo que será tus cimientos como trader.

    Los mejores negocios en internetLa disciplina y la metodología de aprendizaje también hay que establecerla en el mundo de los libros.

    A cada persona le corresponde un tipo de lectura, no se puede recomendar a todos lo mismo porque a unos, un libro les parecerá soberanamente aburrido, y a Chili otros extremadamente complicado, el libro es un medicamento que debe hacer de nosotros mejores traders, pues sólo nos queda dos cosas para saber que tipo de lectura nos viene mejor:

    • Automedicarse: Es decir elegir el libro bajo nuestro instinto o porque lo hemos leído en Internet que tiene buenas críticas
    • Pedir referencias a alguien que tenga experiencia y nos conozca: Es decir no sirve con que sea el mejor trader del mundo, sino que además debe saber como somos y que conocimientos tenemos, sólo así te recomendará tu mejor libro.

    Con los puntos que os he enumerado antes creo que ya podemos hacernos Miami Dolphins Jerseys una idea de lo importante que resulta el recomendar un libro u otro y también podéis establecer vuestras propias pautas a la hora de seleccionar un libro u otro (дома)? siguiendo los pequeños consejos que os he dado anteriormente.

    Mi lista particular de lectura sobre libros de trading

    A lo largo de estos años, he ido diseñando lo que yo considero la mejor lista de libros de trading fundamentados en diferentes criterios de análisis técnico u otros tipos de técnicas y que más me han influenciado a la hora de aprender sobre los mercados financieros y sus técnicas. Obviamente es una lista personal con lo que seguro que unos estarán de acuerdo acerca de la calidad de estos libros de trading y otros no tanto …

    Si consideráis que falta más libros de trading en esta lista ¡estáis invitados a compartirlo a través de vuestros comentarios!

    Los mejores negocios en internetEl diccionario del trader

    Libros que he clasificado como “de la vieja escuela”

    Aquí he puesto la lista de los libros que ya tienen sus años pero que todos debemos tener presentes por lo que nos pueden aportar.

    Libros sobre la educación de trading,

    También podemos tomar algunos libros de trading como ayuda en nuestro aprendizaje como inversores o traders:

    • The Stock Twits Edge – Howard Lindzon
    • The with Trading Book – Anne-Marie Baiynd
    • Japanese Candlestick Charting Techniques – Steve Nisson
    • Trade Your Way to Financial Freedom – Van Tharp

    Libros sobre psicología en el trading,

    El trading y el mundo real,

    • Pit Bull – Buzz “Buzzy” Schwartz
    • One Good Trade – Mike Bellafiore

    Mi recomendación personal – Son los que más me han ayudado a mejorar.

    Sin duda y como dije antes hay un libro para cada tipo de trader dependiendo de su experiencia y conocimientos pero independientemente de eso podemos establecer diferentes estanterías en base a nuestro “auto-diagnóstico” o bajo recomendación de algún compañero más experimentado nos haya hecho:

    • Getting Started in Technical Analysis Jack D. Schwager

    Encyclopedia of Chart Patterns (Wiley Trading) Hardcover by Thomas N. Bulkowski (Thomas N. Bulkowski es extremadamente técnico os aviso)

    De interés general

    • The 50 Best (and Worst) Business Deals of All Time – Michael Craig
    • Backstage Wall Street: An Insider’s Guide to Knowing Who to Trust, Who to Run From, and How to Maximize Your Investments – Joshua Brown
    • Mean Business – Al Dunlap
    • The New Financial Capitalists: KKR and the Creation of Corporate Value – George P. Baker

    Libros a evitar a toda costa. ¡Ni los acerqueis!

    • Trading For A Living – Alexander Elder
    • The Education of a Speculator – Victor Neiderhoffer

    Resumen sobre la guía de lectura de trading hecha por Pullback Trading

    Disculpad si me he dejado algunos de los libros de trading más importantes por el camino, pero como os avisé hay miles de libros de trading dispuestos a ser leídos por cada uno de vosotros. No obstante creo que ni en tres vidas podremos leerlos con lo que debemos establecer filtros y saber seleccionar bien antes de aventurarnos a destinar un pedazo de nuestro precioso tiempo a la lectura o estudio de cada uno de estos trocitos de conocimiento.

    También me he ahorrado a crear una lista de libros de trading escritos en español porque creo que lo haré más adelante donde estableceré una lista (bastante crítica por cierto) de qué libros de trading debéis leer y cuales debéis salir corriendo en cuanto os los presenten o recomienden leer.

    Como podéis suponer, hay infinidad de métodos que ponemos a vuestra disposición en nuestra escuela de trading, vosotros debéis encontrar cual es el mejor que se adapta a cada uno.

    Los mejores negocios en internetApuntes de trading


    Schnelles Internet in Bayern, bayern versicherung.

    #Bayern #versicherung


    bayern versicherung

    Bayern versicherung

    Der Ausbau der digitalen Infrastruktur in Bayern läuft auf Hochtouren. 1.990 bayerische Kommunen nutzen das Breitbandförderprogramm, über 671 Millionen Euro wurden den Kommunen bereits als Förderung zugesagt. Nach Abschluss aller geplanten und aktuell laufenden Baumaßnahmen werden voraussichtlich 96 % der bayerischen Haushalte mit schnellem Internet versorgt sein.

    Das Bayerische Breitbandzentrum – Wir verbinden

    Beratung, Information, Analyse – das sind die drei wesentlichen Aufgaben des Bayerischen Breitbandzentrums. Die Breitbandmanager informieren Kommunen, Netzbetreiber, Unternehmen und Bürger rund um das Thema Breitbandausbau in Bayern und unterstützen insbesondere die Kommunen beim Ausbau von Hochgeschwindigkeits-Internetverbindungen. Denn eine hochleistungsfähige Breitbandversorgung spielt nicht nur in Ballungszentren und Städten eine zentrale Rolle, sondern ist insbesondere im ländlichen Raum eines der großen Zukunftsthemen. Ziel des Freistaats ist, bis 2018 flächendeckend Hochgeschwindigkeitsnetze zu schaffen und das modernste Breitband für Bürger und Unternehmen zum Standard zu machen.

    SÖDER: 178.423 EURO FÜR SCHNELLES INTERNET IN BAD KOHLGRUB Heimatminister übergibt Förderbescheid mehr

    SÖDER: 199.304 EURO FÜR SCHNELLES INTERNET IN FÜRSTENSTEIN Heimatminister übergibt Förderbescheid mehr

    SÖDER ÜBERGIBT 33 FÖRDERBESCHEIDE FÜR SCHNELLES INTERNET IN SCHWABEN 11,1 Millionen Euro Fördermittel mehr

    Bayern versicherung

    Sie haben Fragen zum Breitbandausbau in Bayern oder dem bayerischen Förderprogramm? Hier finden Sie häufig gestellte Fragen und weitere Hinweise.

    Kontaktieren Sie uns!

    Bayern versicherung

    Das Bayerische Breitbandzentrum Amberg steht Ihnen für alle Fragen rund um den Breitbandausbau in Bayern zur Verfügung. Sie erreichen uns von Montag bis Donnerstag von 8 bis 17 Uhr sowie am Freitag von 8 bis 14 Uhr unter der Telefonnummer 09621/96543-90.

    Für Fragen zum Breitbandausbau in Ihrer Region finden Sie hier die Kontaktdaten des zuständigen Breitbandmanagers:


    Studentenwohnungen – Apartments Dresden Südvorstadt, studentenwohnungen.

    #Studentenwohnungen


    Studentenwohnungen Apartments in Dresden Südvorstadt

    Apartments in Dresden

    Wohnen im Universitätsviertel der TU Dresden 144 Studentenwohnungen unmittelbar am Campus gelegen.

    Modernes Wohnheim

    Apartments ab monatlich 350€ Warmmiete verfügbar, ausgestattet mit einer Pantryküche und eigenem Bad

    Anbindung

    Stationen des ÖPNV (Bus, Tram, S-Bahn) befinden sich fußläufig entfernt, zum Hauptbahnhof und ins Stadtzentrum benötigen Sie nur 10 Minuten (oder 25 zu Fuß).

    Studentenwohnungen

    Studentenwohnungen

    Studentenwohnungen

    Studentenwohnungen

    Studentenwohnungen

    Studentenwohnungen

    Studentenwohnungen

    Studentenwohnungen

    Studentenwohnungen

    Objektdetails

    Ruhig und zentral gelegen

    • ÖPNV (S-Bahn, Bus, Tram) in wenigen Minuten erreichbar
    • Direkte Lage direkt auf dem Campus der Technischen Universität
    • Nur 15 Minuten zur HTW Hochschule für Technik und Wirtschaft
    • Einkaufsmöglichkeiten direkt vor Ort
    • Kurze Wege ins Stadtzentrum
    • Wohnen im Universitätsviertel der TU Dresden

    Apartments

    Studentenwohnungen Apartments in Dresden warten auf dich.

    • 1-3 Zimmer-Apartments (20 – 65 m²) tlw. Balkon oder Terrasse
    • Eigenes Duschbad mit bodengleichen Duschen, Handtuchheizkörper
    • 16 Mbit/s schneller Highspeed-Internetzugang
    • Pantryküche mit Kühlschrank und Doppelkochplatte
    • Waschlounge mit Waschmaschinen und Trockner im UG
    • 47 Tiefgaragenstellplätze mit Ladestellen für Elektrofahrzeuge
    • Abstellraum zu jeder Wohnung im Kellergeschoß
    • Fahrradbox auf dem Gelände

    Studentenwohnungen

    Studentenwohnungen

    Studentenwohnungen

    Studentenwohnungen

    Studentenwohnungen

    Studentenwohnungen

    Studentenwohnungen

    Studentenwohnungen

    Studentenwohnungen


    Seguros de Vida hipotecarios, contratar hipoteca.

    #Contratar #hipoteca


    Seguros de vida hipotecarios

    Contratar hipotecaContratar un seguro de Vida asociado a la hipoteca es tan aconsejable como asegurar la casa en la que se reside o el coche que se conduce. Pese a que suscribir una póliza de Vida no es obligatorio, como sí lo es en el caso de los vehículos, y mucho menos vincularla al préstamo hipotecario contar con ella puede convertirse a futuros, en un salvavidas en caso de fallecimiento de alguno de los cónyuges o del suscriptor directo de la hipoteca. De producirse una situación de este tipo, un seguro de Vida hipotecario garantizaría una prima con la que poder cancelar la hipoteca y asegurarse la estabilidad financiera del hogar.

    De hecho, según datos de la patronal del seguro Unespa, los seguros de Vida saldan al año la deuda pendiente de unas 2.400 hipotecas tras un fallecimiento, llegando a pagar 60.000 euros cuando el fallecido tiene menos de 40 años.

    Seguros de Vida hipotecarios: protección familiar

    Uno de los motivos para contratar un seguro de Vida es proteger a la familia de las posibles eventualidades futuras que puedan ocurrir, sobre todo, cuando se tiene contratada una hipoteca para la vivienda familiar.

    En el caso concreto de los seguros de Vida hipotecarios, su ámbito de actuación está estrechamente ligado a la vigencia de la hipoteca.

    La gran mayoría de seguros de Vida hipotecarios cubren, principalmente, 2 situaciones: el fallecimiento y la invalidez absoluta o permanente del tomador de la póliza. Y es que, la actuación de estas pólizas de vida se encuentra estrechamente ligada a la vigencia del préstamo.

    Gracias a este producto, en el caso de que al tomador de la póliza le suceda alguna de las situaciones contempladas en el contrato, el resto de miembros de la unidad familiar quedará liberado de cargas económicas derivadas del pago de las cuotas.

    Comparar seguros de Vida

    Contratar un seguro de Vida hipotecario al suscribir una hipoteca es una decisión a la que se enfrentan muchos usuarios, empujados por el miedo a un futuro incierto. La compra de una vivienda es uno de los gastos más importantes a los que hace frente una persona y la preocupación de dejar la deuda a la familia influye en la decisión final de blindar el préstamo.

    Ahora bien, contratar un seguro para proteger un préstamo no significa que deba hacerse con la entidad que lo concede. De hecho, una Directiva Europea de Hipotecas aprobada por el Parlamento Europeo hace unos años prohíbe a bancos vincular una hipoteca a la contratación de un seguro.

    Esta legislación da libertad a los usuarios para comparar los distintos seguros de Vida que existen en el mercado y elegir el que le ofrezca el precio y las condiciones más ventajosas para los usuarios. Para ahorrar tiempo y dinero en la búsqueda de un seguro Rastreator.com pone a disposición de los usuarios un comparador de seguros de Vida.

    En caso de que estés buscando una hipoteca o quieras cambiarla de entidad, Rastreator.com te ayuda con su comparador de Hipotecas. ¡Contrata la que te ofrezca las condiciones que más se adapten a tus necesidades!

    Contratar hipoteca