Ripon Area School District – High School Home, wi tech schools.

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Ripon High School5

Follett Destiny

Infinite Campus

Gmail

Facebook

First Day of School 2017

Wi tech schools

Bus Route Information

Wi tech schools

We want to ensure that all students and families have a smooth start to their school year. Letters confirming bus route information were mailed to families on August 11th. Did you receive your letter? Have you reviewed your child s transportation plan? If you need to make changes or have not received a confirmation letter, or still need to sign up for busing please contact Britnie Meyer at our District office at (920) 748-4600. Thank you!

RMS/Catalyst Open House

Wi tech schools

Rotary International Dinner

Wi tech schools

The Rotary International Dinner for high school and Ripon College students was held at RHS last night. RHS is hosting 8 international students from the countries of Romania, Germany, Sweden, China, and France. #riponwiproud

BPES/Journey Open House

Wi tech schools

Friends of Education Award

Wi tech schools

The 2017 Friends of Education Award was given to the late Doug and Audrey Lyke this morning at the All-Staff Back-to-School Inservice. The Lyke s have given generously of their time, talents, and resources to the District for many years. The dedication and support of our schools are sincerely appreciated. #riponwiproud

District News

Wi tech schools

Our bus drivers are the best! This morning many of our drivers gathered with members of the administration team for a Bus Driver Appreciation Breakfast. It was a delicious way to kick off preparations for the upcoming school year! Please Like this post or leave a supportive message for your bus driver. In good weather and bad, our conscientious drivers take great care that students arrive safely to their destinations. Cheers to our bus drivers! #riponwiproud

District News

Wi tech schools

So many of our students and their families have joined the #RiponWIRocks movement this summer. Our staff thinks that Ripon rocks too! New staff for RASD created rocks to show why they love teaching. They were so excited to hide them around town during their community tour yesterday morning! It was a great way to show our new staff how important our community connection is! #riponwiproud

Online Tickets

Wi tech schools

Tickets for all RHS home games are now also available online, and can be purchased on your mobile device. Simply purchase online, and show the event staff your phone at the gate. Please direct any questions to Ticket Director, Becki Baird at [email protected] Thanks! Go Tigers!

6th-Grade Orientation

Wi tech schools


Bachelor s Degree Programs, Applied Sciences and Arts, SIU, accredited online mortuary science programs.

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Bachelor’s Degree Programs | Applied Sciences and Arts | SIU

Accredited online mortuary science programs

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Accredited online mortuary science programs

Bachelor’s Degrees

With a committed, innovative faculty who emphasize the importance of hands-on learning opportunities, you will excel in a wide-range of fields — including architecture, aviation, automotive, dental hygiene, fashion design, health care, mortuary science, electronic systems technologies, and information systems technologies.

Architectural Studies

The program will challenge you — not only with the curriculum but in also discovering your own boundaries. You learn from licensed architects who encourage creativity and research, and foster serving learning and community involvement. Program graduates can pursue their careers and also working towards a master s degree in the Master of Architecture program.

Automotive Technology

We offer a challenging and comprehensive curriculum that will give you a solid foundation of knowledge, experience and skill. You will have access to more than 90 modern training vehicles, paid internships, direct industry connections, and a faculty committed to student learning. Graduates of the nationally recognized program are highly recruited by major corporations, suppliers and government agencies for positions in technical product support, management, business operations, training and service engineering. The program is among the tops in the nation, achieving master certification by the National Institute for Automotive Service Excellence (ASE).

Aviation Management

The major prepares students for work in managerial roles at airports, airlines, aviation manufacturers, general aviation companies, and within government agencies. For students with previous technical training in fields including aviation maintenance, aviation flight, avionics technology, air traffic control, and aircraft operation support, the program curriculum provides a bridge to career advancement.

Aviation Technologies

The program has the nation s only dedicated helicopter training laboratory, as well as a state-of-the-art test cell that features four separate cells for training on high-powered turbine and reciprocating engines. With specializations that include aircraft maintenance, helicopter maintenance, and avionics, you will be in high demand as an aircraft technician, flight systems specialist, or in engineering or other leadership positions.

Dental Hygiene

With the oldest dental hygiene school in Illinois, we offer the only bachelor s degree program for this major in the state. With hands-on experiences in the on-site clinic and in off-site rotations, you will develop the professional skills to provide care to the community.

Electronic Systems Technologies

The program is always changing to match fast-paced technological advances by offering an excellent application-oriented curriculum. The degree will provide a solid fundamental knowledge of electronic theory capped with a wide variety of advanced technical expertise. You have a range of options, including automation and control, biomedical technology, and networking telecommunications, or you can specialize in electronic systems management.

Fashion Design Merchandising

A career in the fast-paced world of fashion industry awaits you with a four-year degree program that features hands-on instruction from faculty. The program is the only one at a public university in Illinois with specializations in fashion design, fashion merchandising and fashion stylist. You will receive a strong foundation through classes that include textiles, fashion history, fashion motivation, and fashion product analysis.

Public Safety Management –formerly–Fire Service Management

This program at various off-campus locations is for students who have fire service-related work experience and/or technical certification training from military schools, technical institutes, or industry training programs.

Health Care Management

Here you have health care career opportunities in health management or health policy for work in hospitals, physician practices, nursing homes, rural health centers, and pharmaceutical companies. Students enrolled in a BS in Health Care Management can apply for a minor in Health Information Informatics Management and a minor in Long Term Care Administration in the School of Allied Health.

Information Systems Technologies

The curriculum is designed with many hands-on computer activities. When you graduate you will have strong computer applications skills as well as an understanding of the principles of organizations and systems.

Interior Design

You will be part of a highly charged and energetic atmosphere where you follow graduates who are part of top interior design and architecture firms throughout the country. Fully accredited by the Council for Interior Design Accreditation (CIDA), you are prepared for careers in commercial, corporate, public, hospitality, retail, health care, institutional and residential design.

Mortuary Science Funeral Service

With the only accredited bachelor degree program of its kind in Illinois, you will gain the insight and skills to enter the profession, with an emphasis on funeral practice regulations, grief counseling and funeral home management. The curriculum focuses on a funeral director s responsibilities in helping families during their greatest time of need.

Radiologic Sciences

You will receive training for a variety of diagnostic imaging exams in a program that provides the only bachelor s degree in this field in Illinois. The nation s increasing health care needs will put a premium on program specialties in radiation therapy, medical diagnostic sonography (ultrasound) or magnetic resonance imaging/computed tomography (MRI/CT) each with its own accreditation, educational and clinical training requirements.

Technical Resource Management

If you already have a technical skill set, this degree can open the door to leadership opportunities. A customized academic plan will reflect your career goals and includes access to more than 60 minors, as well as a specialization in professional construction management. The program curriculum prepares technically skilled individuals for career expansion and advancement.

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Success Awaits in Applied Sciences and Arts

The College of Applied Sciences and Arts (CASA) offers some of the fastest growing, high demand, degree programs. It s no secret. Our programs have been recognized byFORBES and US News and World Report.


About Us – Garage Door Workshop Ltd, branch garage door.

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About Us

Garage Door Workshop are a family run business, established by Mike, Tom and Christine Reilly in 1992. Over the last 20 years, we have worked hard to build a reputation as the leading providers of garage doors and repairs across the South East, offering the perfect combination of personal, customer-centric service with the competitive rates of a large company.

We have expanded sufficiently to warrant three high quality, well-stocked showrooms that cover the whole of Hertfordshire, Buckinghamshire and Bedfordshire, and are dedicated to providing customers in these areas and beyond with the best possible products and service on all garage doors and repairs.

Get in touch today to speak to a member of our friendly and helpful team about our extensive range, or to request a free, no obligation quote.

CSCS – Construction Skills Certification Scheme

Branch garage door

CSCS was set up in the mid-90’s with the aim of improving site workers competence, to reduce accidents and drive up on-site efficiency. The Scheme keeps a database of construction and allied tradespeople who have attained and demonstrated an agreed level of occupational competence. CSCS issued Skills Cards and online verification are used as proof of accreditation.

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CSCS enables workers to demonstrate important proficiencies and companies to demonstrate a commitment to safe and efficient working

Julia Evans. Chief Exec., National Federation of Builders

FMB recognises CSCS as a vital means by which members can record and provide proof of the skills and competency

Brian Berry, Director, Federation of Master Builders

We stipulate that all people carrying out construction related activities on our sites can show that they have the requisite skills

Mike Abel. General Manager, Construction. ASDA

CSCS cards started as something that was desirable to have but is now a compulsory requirement

Andy Carruthers. Construction Project Manager. Sainsbury’s

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Given the often perceived poor record of the home improvement industry it is now possible to check the credentials of both workers and the companies that employ or sub–contract them..

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All Garage Door Workshop personnel are directly employed, CSCS Registered, and Health and Safety tested. All key senior staff hold full CSCS SKILLED WORKER accreditation – ‘Door System Engineer’

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Garage Door Workshop is a full company member of our industry’s main trade body. The DHF represents the industry at government level, defines codes of best practice, and sets technical standards for products and services. Code of Conduct

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Garage Door Workshop is a long standing member of the UK’s leading general trade association. A recognised symbol of quality and service only awarded after selection process including confidential references.

  • Appointments at a time to suit you, including evenings and weekends
  • Comprehensive range-every possible material, style, colour size
  • Reputable family company – over 20 years’ proven track record

home visits surveys call 0800 998 1061

Garage Doors & Repairs – Call Us On 0800 998 1061

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VA Leads – VA Mortgage Lead Company, loan modification leads.

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VA Leads

Government loan products are dominating the lending world and VA mortgage leads have become a hot commodity. Military loan leads are demand because the licensing is more flexible than FHA. Loan professionals like VA home loan leads because the VA lending offers 100% home financing and military veterans are typically qualified borrowers. VA mortgage leads remain some of the most highly sought marketing niche online for savvy finance companies that have figured out how to originate military home loans.

The Lead Planet is a VA mortgage lead generator that specializes in government financing with exclusive VA leads online.

VA Leads: Choose from VA home buying, VA purchase, VA mortgage refinance, VA streamline and Veterans leads.

Loan Shops Succeeding With VA Mortgage Leads

It was not very long ago that few loan shops looked into the potential of Veterans Administration loans. With service members returning to the United States from Iraq and Afghanistan, things are quickly changing!

As more and more people return from abroad and settle back into civilian lives, they will be interested in using their VA mortgage benefits. Shops like military loan leads because of the favorable terms:

  • VA loans allow 100% financing, so borrowers with limited savings can meet their goals.
  • VA loans require no down payment, so borrowers don’t need to finance these extra costs.
  • VA interest rates are low, typically much lower than what may be available with other loans.
  • There is no mortgage insurance required with VA mortgages, unlike with FHA-backed loans.

Loan modification leads

Brokers And Lenders Are Turning To Home Loan Leads For Military Applicants

During and immediately after the housing bubble collapsed, refinancing was the order of the day for many loan shops. Home refinancing helped to protect many borrowers who suddenly found themselves in dire financial straits.

As time went on, more people were attracted to buying due to low interest rates. As interest rates are starting to climb again, some would-be buyers are already getting scared off – but this isn’t the case with VA mortgage leads. The Lead Planet is a trusted marketing source for VA mortgage leads in all 50 states.

There are many reasons why service members are great clients for brokers and lenders:

  • They are typically highly motivated buyers who want to be part of their local community.
  • Many of them have pensions and other benefits to defray costs around home ownership.
  • Service members often take posts in the federal government that create stable income.
  • After leaving the military, they are typically ready to settle down long-term in a home.

FHA Loans Versus Veterans Administration Loans For Military Home Buyers

There was a time when many of these energetic loan applicants might have looked to FHA loans. Although FHA loans are valuable for first-time buyers, VA loans can be superior in a number of ways.

Specifically, VA loans beat FHA loans because they do not require borrowers to maintain loan insurance. Under an FHA loan plan, the loan insurance is a major part of reducing the risk that the lender takes on for a borrower who might have subprime credit or other issues.

Generally speaking, there are few reasons why a qualified service member would not wish to choose a VA loan – which is why the need for VA loan providers is a golden opportunity in today’s real estate market.

While Other Options Are Slowing, VA Loans Will Be Needed For a Long Time to Come

Now is the best time to get involved in VA loans. Anyone with an appropriate background in real estate or finance can quickly pick up the basics needed to qualify and process these loans.


Top Free Spam Filters for Windows, spam and virus filter.

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Top Free Spam Filters for Windows

Filtering spam is not a nice job. Fortunately, there s smart software that can rid your Inbox of all the junk mail efficiently and easily. Would you be surprised if some of the best anti-spam tools for Windows were free?

POPFile – Free Spam Filter

Spam and virus filter

POPFile is a powerful and flexible email classification POP and NNTP proxy that you can use to filter spam efficiently and categorize good mail automatically. Unfortunately, POPFile can grow a bit heavy on memory and cpu load if you have trained on lots of mail. More

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Spamfence – Free Spam Filter

Spam and virus filter

Spamfence is an effortless but highly effective spam (and virus) filtering service.

Its only real shortcoming is that Spamfence relies on forwarding and requires two different email accounts.

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Spamihilator – Free Spam Filter

Spam and virus filter

Spamihilator is a pretty, easy to use anti-spam tool that works with any email client and, thanks to Bayesian filters, has a good detection rate. You cannot remotely administer or teach Spamihilator, however. More

Spamato – Free Spam Filter

Spam and virus filter

Spamato filters POP and IMAP accounts for spam with the potential for high precision and plug-ins that make it easy to use in Outlook and Mozilla Thunderbird. Unfortunately, Spamato can be a bit overwhelming with its multitude of options and little help. More

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SpamBayes – Free Spam Filter

Spam and virus filter

SpamBayes employs sophisticated analysis using Bayesian statistics to rid your email Inbox of junk mail precisely and in an effortless manner. More

SpamExperts Desktop – Free Spam Filter

Spam and virus filter

SpamExperts Desktop identifies and eliminates spam precisely and, thanks to its plugging right into the email transport, works without configuration with any email program and just about any email account. It s a pity SpamExperts Desktop is slow to process mail (though that can be countered by having it download mail periodically), and the process that lets you correct the filter s errors could be improved. More

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K9 – Free Spam Filter

Spam and virus filter

K9 is a wonderfully precise, easy to use and fast learning Bayesian spam filtering tool. It s a pity this gem only works with POP accounts and lacks remote administration. More

Cactus Spam Filter – Free Spam Filter

Spam and virus filter

Cactus Spam Filter is a really easy to use and pretty precise spam filter. It s a pity it only works with POP accounts and does not leverage its power for further pre-sorting the good mail.

Continue Reading Below

SpamRIP – Free Spam Filter

Spam and virus filter

SpamRIP is a highly precise spam filter for any POP email account. A separate program, it lets you preview and delete junk before it reaches your default inbox. Unfortunately, SpamRIP does not work with IMAP accounts, is a tad clumsy to use and may crash now and then.


How Much You Have To Make To Be Middle Class? $ Video

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How Much You Have To Make To Be Middle Class


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How Much You Have To Make To Be Middle Class

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Engineering liability insurance? & Video

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BMW E39 World – Tips Tricks – Uebersicht: Im E39 verbaute Lautsprecher, auto lautsprecher.

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Ьberblick: Verschiedene Soundsystem im E39

Fьr den E39 sind ab Werk drei verschiedene Sound-Systeme lieferbar:

Seit einiger Zeit ist neu auch noch das Individual Sound System aus dem M5 lieferbar:

HiFi System High Audio Individual (SA 752)

Auto lautsprecher

Standard Sound System im E39. Besteht aus 6 Lautsprechern, vorne in den Tьren jeweils ein Tieftцner (13cm) und im Spiegeldreieck der Hochtцner. Auf der Hutablage resp. im Dachhimmel (Touring) ein Coax 2-Weg System (Hoch/Tieftцner, 13cm).

Das HiFi System besteht aus 10 Lautsprechern,

welche ьber einen Verstдrker im Kofferraum angetrieben werden.

Vorne in den Tьren sitzen unten je ein Tieftцner (13cm), neben dem Lьftunggitter ein Mitteltцner und im Spiegeldreickeck der Hochtцner (25mm).

Hinten sitzen in den Tьren Hoch/Mitteltцner (32mm) und auf der Heckablage resp. im Dachhimmel (Touring) ein Coax 2-Weg System (13cm)

HiFi System Professional DSP

Die DSP Sound Variante hat in der Limosine 10 Lautsprecher + 2 Subwoofer und im Touring 10 Lautsprecher und einen Subwoofer (Doppelspule)

Die 10 Lautsprecher verteilen sich gleich wie beim HiFi Lautsprechersystem.

Die Subwoofer sind bei der Limousine unter der Hutablage in einem eigenen Gehдuse, beim Touring findet man den Subwoofer in der rechten Ablage im Kofferraum.

Angetrieben werden die Lautsprecher alle per eigenem Kanal von einer Philips Mehrkanal Endstufe.

Gesamtleistung 440W (nicht RMS)

Orig. DSP LS 13er: Tiefe 60mm, Magnet: D=71mm, Aufnahme LS 145mm

Maximale Einbautiefe: Ьbersicht

Max. Einbautiefe vorne ca. 65mm!

(Originale Lautsprecher haben ca. 57mm)

Max. Einbautiefe hinten (Limousine) .

Max. Einbautiefe hinten (Touring) ca. 74mm,

Durchmesser des Ausschnittes: 131mm / Aufnahme LS 145mm

Orig. Abdeckung (Kunststoff) lдsst nur Membrane mit D=118mm zu.

Sonst wird evtl. die Sicke beschдdigt.

Auto lautsprecher




Pennsylvania Workers Compensation Attorney – Pennsylvania Personal Injury Lawyer – Michael J, workers compensation lawyers in pa.

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Pennsylvania Workers Compensation Lawyers

At Michael J. O Connor & Associates, we pride ourselves on our strong record of success in helping hard working people get the results they need. We re a firm of working class people fighting for working class people. Since 1989, our Pennsylvania workers compensation attorneys have been representing our clients with integrity, reliability and trustworthiness all over the state. This combination has earned our lawyers a reputation for success in the resolution of serious legal problems including workers compensation, personal injury, auto accidents, nursing home abuse cases and social security disability.

The workers at our firm come from local and humble backgrounds, which gives us the ability to connect with and relate to our clients on very personal levels. We understand the hardships that come with a workplace injury. Growing up as the son and grandson of anthracite coal miners, Michael J. O Connor was often a first-hand witness to the injustices that hard-working families dealt with in order to support their families.

While labor unions and the Occupational Safety and Health Administration (OSHA) have taken major strides in improving working conditions and benefits for workers in every profession over the last few decades, unsafe working conditions and workplace injuries are still present in factories, office and job sites all across the United States and in our home state of Pennsylvania. Michael J. O Connor built his firm with the goal of helping injured workers through every stage of litigation, and beyond.

With 15 offices throughout Pennsylvania, we’re able to represent clients from anywhere in the state. Whether you re an injured worker seeking workers compensation benefits in the Lehigh Valley, a tractor trailer accident victim in Pittsburgh or are seeking Social Security benefits in Schuylkill County, we have the team and tools to take on your case.




Team, Bauunternehmung Schmuck GmbH, zweitberuf.

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Zweitberuf

Unsere Mitarbeiter im Büro und unsere bestens ausgebildeten Facharbeiter betreuen Sie gerne. Der Betrieb hat ständig 2-4 Lehrlinge in Ausbildung, die Belegschaft von 50 Mitarbeitern ist generell Stammpersonal.

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Baukauffrau – zuständig für alle kaufmännischen Belange, Controlling, Marketing

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„Mit dem Mut zum Zweitberuf die berufliche Erfüllung bekommen

„Familie ist eine schöne Aufgabe, der Job bringt dich jeden Tag einen Schritt weiter.

„Ich verzichte lieber auf ein einfaches Bauwerk, denn jeder Tag muss eine Herausforderung bringen.

2009 Polierprüfung mit Auszeichnung

1998 Eintritt als Maurerlehrling

„Karriere mit Lehre darf nie abgeschlossen sein, sie ist auch in der Ausbildungsfirma möglich

„Wir geben die Spur vor, trotzdem kann sich jeder Mitarbeiter entfalten.

„Wenn man Spaß an der Arbeit hat, nimmt man die Genauigkeit automatisch ernst

„Wenn nicht nur cm, sondern auch die mm stimmen das ist die schönste Entschädigung für einen stressigen Tag.

„Ein Leben lang gerade Flächen und Kanten im Putz innen, da ist wohl für mich 1 Euro mehr drinnen

Vorarbeiter im Tiefbau, Baggerfahrer

„Sich alles leicht „zusammenzuschauen ist eine Mitgift von oben, ich danke dafür

„Häuslbauer trauts Euch, der Wastei macht dir aus deinen linken Händen > Rechte

Weitere langjährige firmentreue Mitarbeiter:

Haitzmann Bernhard, Eintritt: 1993

Haitzmann Mario, Eintritt: 1991

Hohenwarter Johann, Eintritt: 1992

Hohenwarter Otto, Eintritt: 1992

Möschl Martin (Hausl), Eintritt: 1987

Hohenwarter Peter, Eintritt: 1996

Möschl Martin (Asn), Eintritt: 1997

Ackerer Rupert, Eintritt: 2002

Schobersteiner Hermann, Eintritt: 2003




Lazora, Pisos de alquiler, venta de pisos, pisos de alquiler baratos en Móstoles, pisos de alquiler baratos en Torrejón, alquiler de pisos.

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Empresa pionera en la promoción y gestión integral de pisos. Nace en 2003 con plena vocación de servicio. Contamos con un gran número de edificios en propiedad, ubicados en zonas consolidadas, en las principales ciudades de España, donde ofrecemos venta de pisos, pisos de alquiler, y venta y alquiler de locales comerciales.




Cómo es el trámite para el GRABADO DE AUTOPARTES? Gestoría Cernuda, desarmaderos de autos.

#Desarmaderos #de #autos


Gestoría Cernuda

Post navigation

Con la sanción de la ley Nº 3708 de la Ciudad de Autónoma de Buenos Aires y la ley 14497 de la Provincia de Buenos Aires, quedo establecido la obligatoriedad de grabado de autopartes de los vehículos que se encuentre radicados en los Registros Seccionales de la Propiedad del Automotor de la Cuidad Autónoma de Buenos Aires y de la Provincia de Buenos Aires.

Contenido del artículo

RESOLUCION SOBRE EL GRABADO DE AUTOPARTES

A través de la Superintendencia de Seguros de la Nación, el Gobierno publicó en el boletín oficial, que a partir del pasado mes de septiembre, las aseguradoras deben incluir un recordatorio en el frente de las pólizas de seguros, la obligatoriedad de tener grabadas las autopartes en las jurisdicciones en donde exigencia es ley.

El recordatorio impuesto en la resolución 40691-E/2017, determina que la leyenda que deben tener las pólizas, diga: El vehículo asegurado deberá contar con el respectivo grabado indeleble del dominio en determinadas partes de la carrocería conforme lo disponga la normativa de aquellas jurisdicciones en las que el mismo es obligatorio&.

El grabado de autopartes es vigente para todos los automotores que se encuentren radicados en las provincias de Buenos Aires, Córdoba y Mendoza, como así también en la Cuidad Autónoma de Buenos Aires.

La impresión del dominio en las autopartes, es parte de estrategia integral de seguridad pública, para combatir los delitos de robo de autos y su posterior venta de sus autopartes de manera ilegal.

Las compañías de seguros solo podrán vender las autopartes provenientes de siniestros totales, que ya hallan sido dados de baja ante el registro seccional del automotor en donde se encuentre el legajo.

Quienes se encuentren inscriptos en el Registro Unico de Desarmaderos de Automotores y Actividades Conexas, o bien en los Registros de Verificación de Autopartes de Caba y Provincia de Buenos Aires; podrá comprar las autopartes a las aseguradoras.

GRABADO DE AUTOPARTES CABA

Ley 3708 de grabado de autopartes.

El artículo 2 de la ley grabado de autopartes instituye la obligatoriedad del grabado de autopartes de todos los vehículos radicados en el territorio de la Ciudad Autónoma de Buenos Aires. Además dice que seis autopartes deben ser grabadas. Deberá gravarse el número del dominio del automotor, en los laterales externos de las puertas, en las partes interior y superior del capot y baúl. En los casos de los autos que posean solo dos puertas, el grabado deberá realizarse sobre los parantes a media altura.

Requisitos para realizar el grabado de autopartes

  • El grabado de autopartes para 0km deben realizarse dentro de los 30ds, desde el momento del patentamiento.
  • Todos los automotores radicados en la Cuidad Autónoma de Buenos Aires.
  • Los propietarios de los vehículos y los autorizados a conducir deben concurrir a la planta de grabado de autopartes, con el titulo automotor, cédula verde o cédula azul y el dni.

¿Cómo sacar turno para el grabado de autopartes?

En la Cuidad de Buenos Aires, el turno online se saca en su sitio web.

GRABADO DE AUTOPARTES PROVINCIA DE BUENOS AIRES

Ley 14497 de grabado de autopartes.

La ley 14497 fue sancionada el 13 de diciembre del 2012.

El artículo 1 de la ley establece la obligatoriedad del grabado de autopartes de todos los vehículos radicados en el territorio de la Provincia de Buenos Aires, según consta en el Registro Nacional de la Propiedad Automotor.

El artículo 3, crea el Registro Provincial de Verificación de Autopartes RPVA, en el que deberán asentarse las personas físicas o jurídicas que efectúen la actividad comercial de compra y venta de autopartes, nuevas y/o usadas, así como las plantas de grabado autorizadas (homologadas).

El artículo 7, dice que en caso de accidentes y/o siniestros debidamente acreditados, que afecten alguna de las partes grabadas, las plantas de grabado deberán volver a grabar, sin cargo.

Según el artículo 12, el grabado de autopartes es necesaria para poder comprar y vender vehículos entre los particulares y/o empresas.

El resto de los automotores alcanzados por la presente Ley, deberán cumplir la obligación según el siguiente esquema:

Los vehículos cuya antigüedad fuera hasta 2 años, disponen de 1 año para hacer el grabado.

Los vehículos cuya antigüedad fuera hasta 3 a 5 años, disponen de 2 años para hacer el grabado.

Los vehículos cuya antigüedad fuera mayor a 5 años disponen de 3 años para hacer el grabado.

Los plazos comienzan a partir de la reglamentación de esta Ley.

Pero además, aclara que también empieza a regir la obligatoriedad del grabado de las autopartes para poder circular y que podrá ser requerido por la autoridad de control, a todos los vehículos radicados en la Provincia.

Requisitos para realizar el grabado de autopartes.

  • Todo los vehículos radicados en la Provincia de Buenos Aires
  • Los titulares y tenedores de vehículos deben concurrir a grabar, presentando el titulo de propiedad o cédula verde o azul y su dni.

¿Dónde grabar autopartes en Provincia de Buenos Aires?

Para conocer el listado de las plantas grabadoras, haga click en el enlace.

¿Cómo sacar turno para el grabado de autopartes?

En la Provincia de Buenos Aires, para poder hacer una verificación policial automotor, primero deben tener cumplimentado con el gradado de autopartes.




Minikredit? 500 Euro Kredit aufnehmen, hausfrauenkredit.

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Minikredit? 500 Euro Kredit aufnehmen

Hausfrauenkredit

Die Frage ist durchaus berechtigt, ob es denn auch Banken gibt, die einen Minikredit von nur 500 Euro mit vernünftigen Kreditzinsen auszahlen, da die Bank ja durchaus auch mit internen Bearbeitungskosten rechnen muss. Wo Kredit aufnehmen bei einer solchen Summe? Da die Hausbank oft solche Kleinbeträge nicht finanzieren will, machen sich manche auf die Suche nach dem Minikredit im Internet. Zunächst stellt sich die Frage: Wie kreditwürdig bin ich? bzw. habe ich einen negativen Schufaeintrag oder nicht oder kann ich diesen Minikredit durchaus mit Schufaabfrage beantragen?

500 Euro Kredit sofort

Für diesen Minikredit ab 500 Euro Kreditsumme, kann derzeit die Creditplus Bank in Anspruch genommen werden. Sie hat am Markt sehr attraktive Zinsen, die keinen Kreditzinsen Vergleich scheuen. Gibt man sein Anliegen in unseren Kreditvergleich ein, so sieht man, dass bei solch einem Kleinkredit nur noch die Creditplus Bank in Frage kommt. Der Creditplus Bank Minikredit ist bekannt für die schnelle Auszahlung, die sofort veranlasst wird nach Eingang der Vertragsunterlagen. Wir haben auch einen ausführlichen Creditplus Bank Testbericht für weitere Infos, in dem man auch die Meinungen und Bewertungen der Leser sieht. Die aktuellen günstigsten Zinsen finden sich auf der Creditplus Bank Homepage oder in unserem Kreditvergleichsrechner.

ACHTUNG: Dieser Kleinkredit ist auch als Minikredit für Selbständige, Freiberufler und Unternehmer möglich!

Minikredite ohne Schufa

Wer an einem Minikredit ohne Schufa aufgrund von Schufa Einträgen nicht umhinkommt, dem sei Creditolo empfohlen! Hier kannst du auch bereits ab 1000 Euro einen Minikredit ohne Schufa aufnehmen und zahlst keine Vorkosten für Kreditanfrage und Kreditangebot. Auch dieser Kleinkredit ist als Minikredit für Selbständige machbar.

TIPP: Stelle eine normale Anfrage für einen Minikredit mit Schufa, denn bei solchen Kleinbeträgen hat Creditolo eine noch höhere Erfolgsquote sogar mit Schufa in Deutschland zu vermitteln. So spart man sich den teureren Schweizerkredit. Und wenn es wirklich nur schufafrei geht, dann informiert sie Creditolo schon vorab.

Wer sich weiter über Creditolo informieren will, kann gerne unseren Creditolo Testbericht mit Leser Meinungen lesen.

Minikredit von Privat an Privat

Bei einer Summe von 500 Euro ist zwar noch kein Minikredit von Privat über eine der Kreditbörsen SMAVA oder AUXMONEY möglich, denn hier ist die niedrigste Kreditsumme jeweils 1.000 Euro. Aber durchaus wäre es anzudenken etwas aufzustocken auf 1000 Euro oder jemand aus Familie oder Freundeskreis um einen 500 Euro Kredit zu fragen, denn das geht sicher am schnellsten.

TIPP: In jedem Fall sollte aber auch in diesem Fall auf einem Zettel das Geschäft (Betrag, Laufzeit, Raten bzw. sonstige Modalitäten) festgehalten und von beiden Vertragsparteien unterschrieben werden, auch wenn es handschriftlich ist. Obwohl hier keine Rechtsberatung gegen wird, kann ein solches Vorgehen alleine schon später die genaue Abbmachung in Erinnerung rufen und Streit und Probleme vermeiden.

Fazit: Für einen Kleinkreditvergleich reicht es nicht, aber es stehen einige Möglichkeiten für Minikredite zur Verfügung! Jetzt handeln, um den Kleinkredit über 500 Euro unter Dach und Fach zu bringen.




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  • February 15, 2014

Cheap term life insurance quotes Cheap term life insurance quotes




BED – BREAKFAST NAPOLIDAY – RESIDENCE NAPOLI – SITO UFFICIALE – BED AND BREAKFAST NAPOLI – B – B NAPOLI, bed and breakfast napoli lungomare caracciolo.

#Bed #and #breakfast #napoli #lungomare #caracciolo


Bed and breakfast napoli lungomare caracciolo

Napoliday è un bed & breakfast situato nel centro della Città di Napoli, nel lussuoso quartiere di Chiaia, il più elegante ed esclusivo, vicino al lungomare, alle boutiques delle grandi marche e ai migliori ristoranti, e a breve distanza a piedi dalle attrazioni artistiche e culturali rinomate in tutto il mondo. Il bed and breakfast è facilmente raggiungibile dalla stazione ferroviaria e dallaeroporto.

Il bed and breakfast è posizionato vicino al porto di Napoli, consente di organizzare le proprie escursioni nelle più belle località di Napoli e della regione campania: Sorrento, Pompei, Capri, Ischia, Positano.

Le camere sono spaziose e arredate con gusto e stile, creando un atmosfera calda e accogliente che ti aspetti di trovare in un b&b e che renderà piacevole il tuo soggiorno a Napoli.

Sono dotate di tutti i confort: bagno privato, tv color, aria condizionata, minibar, riscaldamento e connessione WiFi gratis. Per chi desidera una maggiore autonomia,il b&b Napoliday propone i residence: appartamenti bilocali completamente arredati ed attrezzati con angolo cottura, ideale per trascorrere un soggiorno di affari o una piacevole vacanza a Napoli. I servizi di Napoliday,come nei migliori hotel e alberghi, includono connessione WiFi in tutte le camere, nei residence e nelle aree comuni, parcheggio a tariffa convenzionata, prenotazioni ristoranti, teatro, musei, noleggio auto, moto, biciclette e barche, escursioni e gite nelle città e isole.

prenotazione ristoranti, teatri e musei, noleggio auto, moto biciclette e barche.

Servizi a pagamento:

Parcheggio convenzionato “Gran garage”, aperto 24h;

Organizzazione di visite guidate presso: siti archeologici campani (Pompei, Ercolano, Paestum, Baia, Vesuvio, etc), Napoli sotterranea e San Gregorio Armeno (centro storico, chiese e monumenti, botteghe artigiani del presepio), Capri, Ischia e Costiera Amalfitana (Sorrento, Postano, Amalfi Ravello, etc).

Prendere la tangenziale ed uscire a Fuorigrotta proseguire per Piazzale Tecchio, Via Giulio Cesare. dopo avere attraversato la Galleria Posillipo, proseguire per Via Caracciolo (lungomare), Piazza Vittoria, Riviera di Chiaia , Via Carducci, fino a Piazza dei Martiri, e infine Via S. M. Cappella Vecchia.

Navetta Alibus sino a Piazza Municipio. Da qui, autobus C25 e scendere a Piazza dei Martiri.

Linea 2, direzione Pozzuoli. Fermata Piazza Amedeo. A 500 mt, Piazza dei Martiri e Via S. M. Cappella Vecchia.




Josй Marнa Alonso gana las elecciones al Colegio de Abogados de Madrid, colegio abogados de sevilla.

#Colegio #abogados #de #sevilla


Colegio abogados de sevilla

Gumpert denuncia una agresiуn y amenazas en las elecciones del Colegio de Abogados de Madrid

Colegio abogados de sevilla

Josй Marнa Alonso se impone en las votaciones a decano del Icam por delante de Javier Нscar, con 4.406 votos frente a los 3.880 del diputado en funciones.

Josй Marнa Alonso, ex socio director de Baker McKenzie y actual presidente de la firma en Madrid, se ha hecho con la victoria y serб el prуximo decano del Ilustre Colegio de Abogados de Madrid (Icam). Los resultados oficiales, que llegaron pasadas las 5.00 de la maсana, muestran como Alonso ha obtenido el apoyo de 4.406 colegiados frente a los 3.880 logrados por Нscar -lo que representa una diferencia de 526 votos-, de los 11.459 votos emitidos por los letrados adscritos al Icam.

La votaciуn, que se desarrollу en el Hotel Novotel Madrid Center, ha puesto fin a una intensa campaсa electoral que ha estado salpicada por la polйmica y las acusaciones entre las diferentes candidaturas. A partir de ahora, los marcadores se vuelven a poner a cero dejando margen para que, durante cinco aсos, el nuevo decano del Icam marque el rumbo de la abogacнa madrileсa.

Como ha afirmado a lo largo de toda la campaсa electoral, uno de los grandes objetivos de Alonso pasarб por mejorar la gestiуn del colegio.

Segъn ha explicado a EXPANSIУN, йsta “debe ser mucho mбs eficaz, para que el Icam sea una instituciуn mбs grande y aporte valor aсadido a los colegiados. En pocas palabras, que sea un colegio ъtil”. Para alcanzar esta meta, Alonso pretende aplicar criterios empresariales en la gestiуn del Icam, donde “la eficacia, la calidad y la йtica serбn valores irrenunciables”.

El nuevo decano cree que se ha perdido el respeto por el abogado y que es necesario dignificar la profesiуn. Alonso ha asegurado que la abogacнa madrileсa no estб considerada ni presente de una manera relevante en las instituciones y no participa ni en la polнtica legislativa ni econуmica. Por esa razуn, apunta que, desde la nueva junta de gobierno, serб necesario “conseguir que cuando hable la abogacнa se le escuche y se le respete”.

En cuanto a otros asuntos esenciales para Alonso, segъn ha explicado en campaсa, se encuentran los profesionales noveles. “El Icam tiene que tener una presencia permanente en la universidad para orientar a los jуvenes aspirantes a letrados. Tambiйn quiero crear bolsas de trabajo a travйs de sistemas de headhunting, asн como llegar a acuerdos con entidades financieras e inmobiliarias para ayudarles a iniciar su carrera profesional”.

Otra de las grandes preocupaciones del nuevo decano serб traer al Icam una mayor transparencia. Segъn consta en su programa electoral, quiere crear un portal que publique al detalle todas y cada una de las partidas, gastos, costes e ingresos de todas las actuaciones que desarrolla la instituciуn de los abogados madrileсos. Ademбs, aсade el texto, se informarб a los colegiados de cualquier sanciуn, problema o gasto inesperado que pueda afectar al Ilustre Colegio de Abogados de Madrid.




Online Medical Billing and Coding Schools, Classes, medical billing and coding courses online.

#Medical #billing #and #coding #courses #online


The Cutting Edge of Medicine Medical Billing and Coding!

M edical Billing and Coding was at one time a career that you could launch by purchasing a book, investing in some computer software, and, once you were confident in your skills, starting a home business with which you provided this valuable service to a group of doctors.

Billing and coding continues to be a great career opportunity, with pay being considered generous for an entry level job. read more . .

Featured online schools offering degrees/ certificates:

Browse Schools that offer online Billing/Coding

Browse Schools that offer online Billing/Coding

article continued from above.

However, trying to educate yourself through methods that avoid college courses or classes may not be the best method of insuring that you will have a job once you have the knowledge. The two terms “billing” and “coding,” actually involve two different jobs which are often performed by the same person. Medical billing involves collecting data for all aspects of a claim, helping to make sure the medical facility is performing efficiently. Coding, on the other hand, is the application of the correct code to every medical procedure used in a particular case. Without correct codes, the insurance companies are unable to make correct, speedy payment. Both jobs require knowledge of medical procedures, anatomy and terminology along with an understanding of how the insurance industry operates.

The medical field has evolved dramatically over the past 10 to 15 years alone. The arrival of the Affordable Care Act has resulted in complex levels of medical coding; the new CD-10 has changed to available codes from just over 13,000 to 144,000. If the wrong code is entered on a bill, the doctor stands to lose thousands of dollars, both in the cost of refiling and in fines and reductions in payment from the insurance company. In fact, it is possible for a physician to lose his practice because of coding errors. As for lost revenue, Ruthann Russo, executive director of HP3 Healthcare Concepts, says that a review of one 200 physician multi-specialty group revealed that an estimated $10 million was simply lost because staff involved had not correctly billed the services.

Get Educated

These changes actually mean that billing and coding is as great a career opportunity as ever; in fact one national survey reports that there are 30% more positions than there are people to fill them, and the shortage is expected to increase. But doctors can no longer afford to take a chance on people who claim to know the business but have no formal training. Doctors are urged to hire personnel with AHIMA or APC certification, who have taken courses with AHIMA approved trainers. You may be expected to take courses in Health Information Management, Pharmacology, and Legal compliance as well as the courses in coding. However, don’t feel overwhelmed. Many schools have designed their programs to be completed in as little as four months. Those who complete the course work, a practicum, and pass the test receive certification and are considered billing and coding specialists.

Use our convenient service to research the education programs and get started on your own billing and coding career.

Get Paid

The pay for a billing/coding specialist varies from state to state but according to the BLS, the mean annual wage for Medical Records and Health Information Technicians overall, is about $38,860.




Camere da Letto in arte povera, classiche e moderne, offerte camere da letto matrimoniali.

#Offerte #camere #da #letto #matrimoniali


Camere da letto

Scopri sul nostro sito e-commerce le camere da letto matrimoniali e mobili per arredare le camerette dei ragazzi. Vasta scelta di camere da letto complete, personalizzabili con una vasta scelta di finiture e colori RAL. Oltre le proposte di catalogo, puoi richiedere finiture personalizzate secondo le tue esigenze o, sei un amante del fai da te, acquistare le camere da letto grezze in legno da verniciare per un arredamento low-cost unico e di qualitа con prezzi convenienti.

Camere da letto in arte povera

Le camere da letto in arte povera, conservano la tradizione e lo stile del mobili Made in Italy. Semplicitа e autenticitа del legno sono le caratteristiche dei mobili in arte povera di cui sono composte queste camere da letto, disponibili nelle varie nuance del noce, con lavorazione bassano o in legno grezzo. Se apprezzi lo stile rustico, senza ombra di dubbio questa и la camera da letto ideale per la tua casa.

Camere da letto classiche, shabby-chic e moderne

Le camere da letto classiche realizzate artigianalmente in Italia, costruite in legno massello e finiture realizzate a mano. Se preferisci l’arredamento vintage con un sapore di vissuto, scegli le camere da letto shabby che uniscono tradizione alla nuova tendenza di stile di arredo total white delle camere da letto bianche e anticate in cui colori pastello e tinte tenue predominano.

Soluzioni per i piщ esigenti e attenti al design sono le camere da letto moderne e contemporanee, costituite da mobili pratici e capienti, linee semplici e regolari, e letti contenitori in coordinato.

Acquista online la camera da letto e la cameretta

Scegli e acquista online sul nostro store la cameretta per i bambini o la camera da letto matrimoniale con il colore e lo stile che preferisci: arreda con gusto ed eleganza affidandoti alle nostre proposte.


Medical Billing and Coding Schools in Georgia (GA), medical billing schools in georgia.

#Medical #billing #schools #in #georgia


Georgia Medical Billing and Coding Schools

Medical billing and coding is one of the most vital aspects of the health care industry, and one of the most secure and stable career choices you can make. Medical billing and coding is the backbone of the industry, with out skilled personnel to accurately record changes in patient records, reliable treatment would nearly impossible. Any time a medical service is rendered, the billing and coding specialists are the ones who record it, bill the appropriate parties, and make sure the records are accurate.

What Is Medical Billing and Coding

Medical billing is much the same as other billing positions with major exception of the medical terminology. Medical billing specialists will be responsible for updating records and issuing billing statements, as well as working with patients, insurance providers, and Medicare. Medical coders are responsible for updating patient records with treatment, disease, and diagnosis information through an established set of medical codes.

Education

Medical billing and coding education requirements will vary depending on where you work. There are degrees, diplomas, and certificates of completion for both career fields. While degrees and certifications are not required, there are you best bet for advancement and higher pay. Medical billing careers require very good accounting skills, computer skills, customer service skills, and familiarity with medical and clinical terminology. Medical coders will need a more in depth knowledge of the medical terms and codes. Medical coders will need extensive knowledge of the over ten thousand codes, in addition to treatments, diseases and diagnosis information.

Job Outlook

The Bureau of Labor Statistics has predicted that the need for medical billing and coding personnel will increase dramatically over the next five to six years. An increase of eighteen to twenty percent is expected, meaning that tens of thousands of new jobs in medical billing and coding will become available over the next ten years. The average salary of medical billing specialist in Georgia is $30,270 per year. (Figures courtesy of the U.S. Department of Labor s Occupational Employment Wages database.) As with any salary range, these values will vary widely from location to location.

Georgia Medical Billing and Coding Schools Enrolling Now

Medical billing schools in georgia

Virginia College

The Most Direct Path to Your New Career

Our Associate s, Bachelor s and Master s Degree programs emphasize a fast and focused method without sacrificing the quality education that students and employers demand. We constantly research the job market to make certain we are offering those career programs in which the greatest job growth is expected. We proudly offer the most direct path to your new career! To find out more, complete the Request More Information form or call and talk with an Admissions Representative at the Virginia College campus nearest you.

Career Placement Assistance

Once you have the degree, do you know how to begin your new career? Maybe you re looking for a new profession, or just want to move ahead in the one that you already have. At Virginia College, our Career Development associates stand ready to assist you in obtaining or enhancing your career wherever you are helping you with job placement services well beyond graduation! To find out more, complete the Request for More Information or call and talk with an Admissions Representative at the Virginia College campus nearest you.

Financial Aid Available for Those Who Qualify

One of the first questions many of our prospective students ask is, How will I pay for college? The answer is the right combination of financial aid programs that can help you manage the costs involved in obtaining your degree. The Financial Aid department at Virginia College is prepared to discuss how a combination of scholarships, Pell grants, and student loans are available to those who require assistance and qualify. It can be a complicated process, but we are here, ready to help you make the best decisions. To find out more, complete the Request More Information form or call and talk with an Admissions Representative at the Virginia College campus nearest you.


Viajar para a República Dominicana, Viaje Comigo, viaje a republica dominicana.

#Viaje #a #republica #dominicana


Viajar para a República Dominicana

A República Dominica foi descoberta em 1492, por Cristovão Colombo, e desde então cativa milhões de visitantes graças às praias paradisíacas, clima tropical, história e muita animação.

Alguns dos produtos típicos são bem conhecidos, como os charutos, o rum, chocolates, merengue e e uma pedra semi-preciosa, conhecida como Pectolita-azul.

Apesar de Santo Domingo ser a capital, é Punta Cana o local que mais turistas atrai. Aliás, Punta Cana e Playa Bávaro são as praias mais famosas.

É verdade que é o azul do mar das Caraíbas que nos derrete o coração e nos faz marcar o voo em direção à República Dominicana. Mas, não pense que há só praia para conhecer neste país. Se a maior parte vai à procura de férias em descanso, existem resorts que se experimentar tudo o que oferecem vai precisar de descansar a seguir.

Bandeira da República Dominicana

População: 9.378.819 habitantes (Censo de 2010)

Fronteiras: a norte, Oceano Atlântico, a sul o mar do Caribe

Sistema Político: Democracia Representativa

Clima: tropical, durante todo o ano as temperaturas médias oscilam entre os 19ºC e os 34ºC

Melhor altura para visitar: a época mais fria é entre novembro e abril, e a estação mais quente vai de maio a outubro, sendo agosto o mês mais quente; estação chuvosa começa em maio e termina em outubro.

Visto: Cidadãos brasileiros e portugueses não necessitam de visto, mas sim de um cartão de turista, geralmente vendido na compra do bilhete de avião ou pode ser adquirido no momento de entrada no país. Permite uma estadia até 90 dias

Prove a cerveja dominicana: Presidente

Sublime Samaná, República Dominicana

É o azul transparente das águas do Caribe fica na retina. Na zona de Punta Cana é mais transparente mas, a norte, com o oceano Atlântico já é mais azul escuro.

Se apanhar mau tempo, o mar vai estar mais azul escuro e castanho (de areia remexida) e, claro, não vai estar bonito.

Curiosidade: sabia que as praias e resorts da República Dominicana são o local escolhido por milhões de pares se casarem e para fazerem as suas luas-de-mel?

Horário: -4h em relação a Portugal Continental; -1h em relação a Brasília

Quando me diziam que na República Dominicana começam o dia muito cedo nunca pensei que fosse tão verdade. Fui em outubro e às 10h00, o sol já ia alto e o calor era insuportável. Por isso, quem gostava de caminhar na praia ia às 7h00!

Hotel Bahia Principe Punta Cana © Viaje Comigo

Se tenciona conhecer mais do que o seu resort e olhe que a maior parte dos resorts são tão grandes que acaba por sair de lá sem conhecer tudo pergunte o que há para conhecer à volta.

Quem ver como moram os locais? Peça indicações na receção do seu resort. Eles dizem-lhe onde ir, e reservam um táxi para o levar e o ir buscar a uma hora combinada, por exemplo.

Existem grandes diferenças entre os preços dos resorts. O tamanho do quarto pode influenciar no preço, assim como os mimos oferecidos: o facto de ter fruta e bebidas à chegada ou roupão e chinelos pode tornar o seu quarto mais caro, por exemplo. A vista também se paga, assim como a proximidade à praia.

Existem ainda os hóspedes VIP, que pagam ainda mais. Têm acesso a check in separado (não têm de ficar numa fila quando chegam ao resort) e podem ter sala de internet e de refeições à parte Com sorte, pode conseguir um upgrade ou perguntar qual é o valor do mesmo, pode ser que consiga uma promoção.

Quando falamos em resorts mais baratos não quer dizer que são maus o pior é que quando fica num bom, o mais fraco fica a parecer muito pobre! Quando nos habituámos ao que é bom

Todos os hotéis têm atividades, de manhã à noite: eventos para solteiros, para famílias e, com jeito, até lhe vendem o local onde fazer o seu casamento!

Nos resorts existem, além dos buffets, restaurantes temáticos: japoneses, italianos, franceses, espanhóis, etc. Proporcionam uma experiência diferente, mas a comida dos bufetts costuma ser boa e, em alguns, muito boa. Para conseguir ir àqueles restaurantes temáticos tem de se inscrever antecipadamente.

Leve sempre uma roupa mais formal para os jantares§: polo ou camisa, para homem, e vestido ou blusa para senhora, para ir até aos restaurantes mais chiques do resort. Muitos não permitem o uso de calções para homem. Quase todos proíbem a entrada com chinelos de praia.

Casa de Campo, La Romana, República Dominicana © Viaje Comigo

No primeiro dia no hotel veja como funciona tudo. Pegue num mapa para saber onde está o quarto e saber tudo a que tem direito. Aproveite para por o sono em dia e relaxar na praia e nas piscinas.

Leve um adaptador. Alguns locais não têm fichas europeias. E mesmo quando as têm são poucas as que estão adaptadas.

Quase todos os resorts têm locais para as crianças brincarem alguns melhores do que outros piscinas próprias para os mais pequenos e comida no buffet pensada especialmente para os miúdos.

Em alguns resorts existem alojamentos que são só para Adultos e aí não podem ficar famílias com crianças.

Levem, ou comprem lá, protetor máximo para a pele. Mesmo na água ou dentro da piscina, tenham cuidados. Levem chapéu e, principalmente para crianças, roupa que filtre os raios ultravioleta. Como já disse, a partir das 10h00 o sol já queima muito e mesmo na piscina, dentro de água. Vi muitas crianças com escaldões (e adultos também, claro)!

Os medicamentos podem ser vendidos à unidade. Nos hotéis são mais caros do que em farmácias. Estive constipada e comprei metade de uma caixa de descongestionante por 10 dólares! Um roubo!

Leve o que puder para uma emergência: pastilhas para a garganta, paracetamol, aspirina, etc.

Breathless Punta Cana Resort Spa © Viaje Comigo

Aqui estão vários resorts que fomos visitar na República Dominicana a maior parte tinha jacuzzis nos quartos e alguns nas varandas.


Giudice di Pace di Roma – Portale informativo sul Giudice di Pace di Roma, giudice di pace.

#Giudice #di #pace


Giudice di Pace – Roma

MANIFESTAZIONE DELLA MAGISTRATURA ONORARIA UNITA DOMANI, A PARTIRE DALLE 15, IN PROSSIMITA’ DEL MINISTERO DELLA GIUSTIZIA

In coincidenza alla convocazione in audizione a Via Arenula presso il Ministro Orlando dei delegati delle associazioni dei Magistrati Onorari è stata organizzata una manifestazione di protesta dalle 15 alle 18 nella vicina piazza B. Cairoli contro i contenuti del progetto governativo di riforma, ossia il ddl Orlando prossimo al passaggio nelle aule parlamentari che [. ]

DA OGGI LO SCIOPERO DEI GDP FINO AL 30 NOVEMBRE

SLITTANO DI UN ANNO 150.000 PROCESSI LA COMMISSIONE EUROPEA HA AVVIATO UNA PROCEDURA DINFRAZIONE CONTRO IL GOVERNO ITALIANO PER VIOLAZIONE DEL DIRITTO COMUNITARIO A partire da oggi 23 novembre e sino al 30 novembre i giudici di pace sono in sciopero. Lo sciopero è stato proclamato dalle due organizzazioni rappresentative della categoria (Unione Nazionale Giudici [. ]

DDL STABILITA E GIUDICI DI PACE

GIUDICI DI PACE: OFFENSIVA LA PROROGA DI 5 MESI, RESTA LINCOSTITUZIONALE TAGLIO DELLE INDENNITA. CONFERMATO LO SCIOPERO DAL 23 AL 30 NOVEMBRE Lunione Nazionale dei Giudici di Pace manifesta il proprio totale disappunto sulloperato del Governo in sede emendativa al ddl stabilità. La previsione di una proroga di appena 5 mesi dei giudici di pace [. ]

Sedi disagiate del Giudice di Pace: il Ministro intervenga

LUnione Nazionale dei Giudici di Pace chiede al Ministro della Giustizia Orlando di intervenire senza ulteriori esitazioni per evitare che la situazione delle numerose sedi disagiate del Giudice di Pace, in conseguenza della revisione della geografia giudiziaria degli Uffici, con la soppressione di circa due terzi delle sedi del Giudice di Pace ed il loro [. ]

Esposto alla Commissione Europea contro il Governo Italiano

Lunione Nazionale dei Giudici di Pace ha presentato un esposto alla Commissione Europea ed all Corte di Giustizia Europea ai sensi degli articoli 258 e 260 del Trattato di funzionamento dellUnione Europea per grave violazione, da parte dellItalia, del diritto comunitario. Con la sentenza OBrien del 2012 la Corte di Giustizia ha sancito il diritto [. ]

Sciopero GDP 23-30 Novembre 2015

UNIONE NAZIONALE GIUDICI DI PACE Al Presidente del Consiglio dei Ministri Dott. Matteo Renzi Al Ministro della Giustizia On. Andrea Orlando Alla Commissione per la Garanzia dello sciopero nei servizi pubblici Al Consiglio Superiore della Magistratura Vice Presidente Avv. Giovanni Legnini A tutti i Presidenti delle Corti di Appello Oggetto: Proclamazione dell’astensione nazionale dalle udienze [. ]


Qu – es una vivienda tur – stica y c – mo registrarla, como escribir una hoja de reclamacion.

#Como #escribir #una #hoja #de #reclamacion


Qué es una vivienda turística y cómo registrarla

Pilar Martínez MÁLAGA 07/02/2016 11:49 | 0

Decálogo de interrogantes que ha abierto la primera normativa que regula esta actividad

El primer decreto que regulará las viviendas que se alquilan a turistas obliga a quienes operan en este negocio a inscribirlas en el Registro de Turismo y abre una vía de negocio a quienes cuentan con un inmueble y ven en el viajero a un inquilino más rentable. Las dudas que les acechan se resumen en este decálogo de interrogantes.

¿Qué se considera una vivienda turística?

1Todo aquel inmueble ubicado en Andalucía que ofrece de forma habitual el servicio de alojamiento a un precio que el propietario fija y que lo comercializa en canales de oferta turística, como agencias de viajes o plataformas ‘on line’. Según la Delegación de Turismo de la Junta en Málaga, todos los que se publicitan en estos portales que conectan al propietario con el viajero tienen que registrarse como piso turístico. Esta norma no afecta a las viviendas de alquiler turístico ubicadas en el medio rural, que se rigen por un decreto ya establecido. Tampoco afecta a quienes cuenten con tres o más viviendas destinadas a estos fines en un radio de un kilómetro. En este caso se regulan por el decreto de Apartamentos Turísticos, también modificado, en la modalidad de conjuntos.

¿Y si sólo se alquila el piso los tres meses de verano por quincenas o semanas?

2También hay que inscribirlo en el Registro de Turismo. La normativa solo deja fuera a las viviendas que se alquilan por tiempo superior a dos meses continuados por una misma persona. Incluso, si el alquiler en la temporada alta se gestiona sin mediación de los portales ‘on line’.

¿Qué requisitos tiene que cumplir la vivienda?

3Tiene que disponer de licencia de ocupación. Tener las habitaciones con ventilación al exterior y con sistemas de oscurecimiento. Además tienen que contar con un sistema de climatización, de frío y calor, en el salón y dormitorios. La norma exige un botiquín de primeros auxilios, disponer de información turística de la zona, de hojas y quejas de reclamación y de un servicio de limpieza a la entrada y salida de nuevos clientes. Además de lencería de casa, con un juego adicional, y de enseres y electrodomésticos. También el turista debe tener un teléfono de contacto para comunicar cualquier incidencia y debe de conocer las normas que rigen en la comunidad de vecinos. La capacidad máxima por inmueble completo no puede exceder de 15 personas.

¿Cuándo se puede inscribir la vivienda en el Registro de Turismo?

4El decreto establece que la fecha que marcará el comienzo de la inscripción en el Registro de Turismo es de tres meses desde la publicación del decreto en el Boletín Oficial de la Junta de Andalucía (Boja), algo que aún no ha sucedido. La Consejería de Turismo estima que será a partir del próximo mes de mayo cuando esté operativo este registro, por lo que insta a aprovechar este periodo trasitorio para preparar la documentación. El objetivo es que para el verano los inmuebles destinados al alquiler turístico puedan desarrollar con normalidad su actividad. La sanción por operar en clandestinidad llega a 150.000 euros.

¿Qué documentación es necesario presentar?

5Es un trámite muy sencillo, pese a que es una de las dudas que siempre plantean los propietarios. Tan fácil como entrar en la página web de la Consejería de Turismo de la Junta de Andalucía y pinchar en Registro de Turismo para sacar por impresora la Declaración Responsable. Este documento debe rellenarse y firmarlo para entregarlo en la Delegación de Turismo de Málaga. Con ello se activa el registro que le permite iniciar la actividad, para lo que asignarán un código que identifica la vivienda en alquiler turístico y que debe consignar en los anuncios que haga en las plataformas ‘on line’.

¿Cómo hay que tributar por una vivienda con fines turísticos?

6 Se tributa como un arrendamiento urbano, es decir, incluyendo los ingresos obtenidos por el desarrollo de la actividad como ganancias en la declaración de la renta anual. No precisa ni darse de alta como autónomo, no conlleva el pago de tasas alguna, así como tampoco implica tributación por IVA si el que lo explota es el propietario. El alquiler turístico es un servicio de alojamiento, no un establecimiento.

¿Se puede alquilar sólo alguna habitación de la casa?

7Es posible hacerlo porque este decreto lo contempla, con la salvedad de que pone como condición que el propietario del inmueble habite el piso en el que quiere arrendar habitaciones a turistas. De hecho es la primera normativa de España que contempla esta posibilidad. Los trámites y la documentación a seguir son los mismos que si se alquila la vivienda al completo. En este caso recibirán igualmente un número de registro con el que publicitar este servicio en las plataformas ‘on line’ especializadas en el alquiler vacacional.

¿Hay que hacer un contrato a cada turista, una factura o pedir el DNI para el registro de la Policía?

8La normativa obliga a hacer un contrato a cada inquilino, aunque éste permanezca una noche. Además, este acuerdo escrito deberá ser guardado durante un año por si es requerido por los inspectores de Turismo. En este documento deberá constar el nombre de la persona o entidad explotadora de la vivienda, el código alfanumérico de inscripción en el Registro de Turismo de Andalucía, el número de personas que van a ocupar el piso, las fechas de entrada y salida, el precio total de la estancia y el número de teléfono que se le proporciona al cliente para comunicar incidencias. En cuanto a la factura, el propietario sólo podrá emitir un recibo del pago de la estancia, cuyo precio es libre y deberá ser determinado por el propietario de la vivienda. Y por seguridad, los usuarios del piso deberán presentar su documento de identificación a los efectos de cumplimentar el correspondiente parte de entrada, que aún está por señalar la vía de comunicación al registro policial. En el caso de los hoteles y apartamentos se hace por vía telemática. Esta competencia no es de Turismo.

¿Hay una hora de entrega del inmueble tanto para la entrada como para la salida?

9Sí. La normativa señala que si no se pacta una hora concreta, la entrada al domicilio se realizará a las cuatro de la tarde y la salida del inmueble a las doce de la mañana.

¿Qué pasa si un propietario quiere alquilar tres o más viviendas ubicadas en un radio de mil metros?

10Este es el punto polémico de la nueva normativa, que ha considerado que quienes alquilen tres o más inmuebles en un mismo edificio o en bloques que estén en un radio de un kilómetro deben regularse por el decreto de Apartamentos Turísticos. Esta norma, modificada para acoger este supuesto, es más exigente en cuanto a que obliga a tramitar una licencia de apertura y a cumplir con requisitos que incluyen unas medidas mínimas en las distintas estancias de la casa. Asimismo, al ser considerado ya un establecimiento turístico la tributación es diferente a la de un servicio turístico como es el alquiler de un inmueble. Por tanto, según la Junta, el propietario de tres viviendas o más deberá darse de alta como autónomo para explotar esta actividad y regirse a nivel fiscal por los requerimientos propios de quien realiza una actividad empresarial. Concretamente, especificada en Hacienda como apartamentos turísticos.


Créditos Sin Nómina De Hasta Euros En 1 Hora En Solcredito, prestamo de 3000 euros.

#Prestamo #de #3000 #euros


Créditos Sin Nómina De Hasta 3.000 Euros En 1 Hora En Solcredito

Prestamo de 3000 eurosSi necesitas dinero rápido Solcredito te ofrece la solución con créditos sin nómina ni aval de hasta 3.000 Euros en 1 hora. Podrás solicitarlos y obtener información sobre ellos de forma online y simplemente rellenando un formulario y no tendrás que realizar papeleos para obtener el dinero. En la primera solicitud podrás obtener hasta 500 Euros, pero según utilizas los créditos de Solcredito podrás obtener mayor cantidad, hasta créditos sin nómina de 3.000 euros.

Los créditos sin nómina de Solcredito puedes obtenerlos en 1 hora y no tendrás que realizar ningún papeleo para obtener el dinero, ya que se solicitan a través de un formulario online en su página web. Veamos las características, requisitos y ventajas de los créditos rápidos de Solcredito:

Prestamo de 3000 euros

¿Cómo solicitar créditos sin nómina en Solcredito?

Para solicitar créditos sin nómina en Solcredito tan solo tienes que acceder aquí a la página web de solicitudes de créditos de Solcredito e indicar la cantidad a solicitar y el plazo máximo de devolución. En la primera solicitud podrás obtener desde 50 € hasta 500 € en 1 hora, a devolver en un plazo máximo de 30 días.

En unos minutos se pondrán en contacto contigo para solicitarte tus datos bancarios e iniciar el estudio del crédito, que se basa en un estudio de riesgos donde comprobarán tus datos personales y un estudio de solvencia. Si el análisis de riesgos resulta satisfactorio te entregarán el dinero de forma inmediata a tu número de cuenta a través de una transferencia bancaria.

Ten en cuenta que dependiendo de la entidad bancaria, las transferencia pueden ser inmediatas o pueden hacerse efectivas el siguiente día laboral.

¿Cómo obtener créditos sin nómina hasta 3.000 Euros en 1 hora?

En un primer lugar podrás obtener hasta 500 Euros en 1 hora, pero según vas pidiendo créditos y devolviéndolos de forma correcta, el sistema automatizado de Solcredito aumentará el nivel de confianza que tiene sobre ti, ampliando la cantidad máxima a solicitar hasta 3.000 Euros.

El nivel de confianza es un valor que Solcredito da a sus clientes en función del buen uso que esté realizando de sus créditos, de tal forma que según vas obteniendo créditos y devolviéndolos en el plazo establecido, dicho sistema va aumentando dicha confianza en ti. A mayor confianza mayor cantidad podrás obtener.

La cantidad máxima que puedes conseguir en esta entidad financiera dependerá de este nivel de confianza. Si es la primera vez que solicitas dinero rápido en Solcredito, podrás obtener hasta 500 Euros a devolver en 30 días, teniendo un nivel básico. A medida que utilizas el sistema de forma responsable podrás obtener mayor cantidad, hasta los 3.000 Euros de máximo. Esta cantidad máxima a conseguir la podrás ver en tu área de cliente de Solcredito.

Devolución del préstamo

Una vez confirmes el préstamo, Solcrédito te enviará el dinero de forma inmediata a través de una transferencia bancaria y además, te enviará a través de correo electrónico las instrucciones para devolverlo de forma correcta, donde se detallan la cantidad a devolver, la fecha límite y dónde lo tienes que devolver.

Hasta que no hayas devuelto un crédito no podrás obtener otro y es posible devolver el dinero con antelación al plazo máximo de devolución. Si no puedes devolver el crédito a tiempo lo más recomendable es que te pongas en contacto con ellos a través de su servicio de atención al cliente para explicarles la situación e intentar llegar a un acuerdo que beneficie a ambas partes. Te realizarán un recargo del 20 % y tu nivel de confianza se verá agravado por ello.

¿Cuales son los requisitos para obtener créditos rápidos en Solcredito?

Los requisitos para obtener créditos sin nómina ni aval en Solcredito son los siguientes:

  • Tener un documento de identidad como DNI o NIE en vigor y una edad comprendida entre 21 y 80 años.
  • Una dirección de correo electrónico, utilizada para enviarte la documentación y ponerse en contacto contigo.
  • Un número de teléfono móvil, que será utilizado como método de contacto.
  • Una cuenta bancaria a tu nombre, que será donde te transfieran el dinero.

Solcredito te ofrece créditos sin nómina ni aval y, al igual que la mayoría de entidades que listamos en Creditosrapidos10min, no tendrás que dar explicaciones de lo que vas a realizar con tu dinero, pero te recomienda que solicites el dinero de forma prudente, estando seguro que vas a poder devolver el dinero a tiempo, ya que de otra forma conseguirás tener problemas y deber más dinero, ya que si no devuelves el dinero a tiempo tendrías recargos.

Una vez hayas realizado la solicitud online, Solcredito realizará un estudio de riesgos donde comprobará las obligaciones y el historial crediticio que tienes. El resultado de este estudio dará la aceptación o denegación del préstamo.

Prestamo de 3000 euros

Ventajas de los créditos sin nómina de Solcredito

Entre las ventajas de los créditos sin nómina ni aval de Solcredito nos encontramos su facilidad y rapidez en la gestión, pudiendo conseguir dinero rápido a través de un simple formulario online y en 1 hora. Además, no vas a tener que realizar ningún tipo de papeleo para conseguir el dinero, ya que Solcredito es una entidad financiera online, destinada a prestar dinero de forma sencilla.

Solcredito destaca sobre otras entidades financieras de creditos rápidos online en que podrás obtener hasta 3.000 Euros en 1 hora si aumentas tu nivel de confianza. En un primer momento podrás obtener hasta 500 Euros, pero si utilizas el sistema de forma correcta, devolviendo el dinero en el plazo establecido, podrás obtener cada vez mayor cantidad, hasta un préstamo de 3000 Euros de máximo.

No tendrás que dar explicaciones a nadie sobre lo que vas a realizar con el dinero que solicites, además de que los requisitos necesarios para obtener el dinero son escasos, siendo ideal para personas que no pueden obtener dinero a través de otro tipo de préstamos.

No necesitarás una nómina para obtener créditos rápidos en Solcredito, pero en la realización del estudio de riesgos ayudará que tengas una nómina, pensión o justificante de ingresos. Además, los créditos que te ofrecen son préstamos sin garantía, es decir, no necesitarás un aval para solicitarlos. Esto es de gran importancia en el caso de impago, ya que de otra manera la entidad financiera podría ejecutar el aval y realizar un embargo del mismo.

Por último, podrás solicitar créditos sin nómina en Solcredito las 24 horas del día y los 7 días de la semana, ya que utilizan un servicio automatizado de solicitudes de créditos rápidos. Si la solicitud resulta aceptada te enviarán el dinero de inmediato, pero ten en cuenta que si es fin de semana y dependiendo de la entidad bancaria que tengas, dicha transferencia puede tardar en hacerse efectiva hasta el siguiente día laboral. En todo caso, Solcredito te ofrece un servicio de atención al cliente a través de email o Skype.


Inicia tu propio negocio, negocios para niños.

#Negocios #para #niños


Inicia tu propio negocio

Negocios para niños

En los tiempos de crisis se fomenta el autoempleo, el emprendimiento. Te presentamos 10 ideas de negocio mбs interesantes.

Bambъ, la planta de mil usos

Negocios para niños

Ligero, resistente y con capacidad de crecer a una velocidad alta, son algunas caracterнsticas del bambъ, la planta que se puede emplear en la alimentaciуn, medicina, construcciуn y en mil cosas mбs, por lo que se considera que puede ser un detonante de la economнa nacional.

Idea de Negocio: Plaza Similares

Negocios para niños

La presencia de giros que venden productos mбs baratos y de calidad fortalece las ventas de los demбs y ayuda a colocar en la mente de los consumidores que los productos genйricos si pueden ser de calidad.

Trabajos para estudiantes, 9 opciones

Negocios para niños

Trabajar cuando eres estudiante no es una idea imposible y mucho menos, estб peleada con tu desempeсo acadйmico. Si bien requiere de esfuerzo, no hay nada mбs gratificante que ser autosuficiente.

Negocio – Todo para tus fiestas

Negocios para niños

En Mйxico, un paнs donde el ambiente festivo parece ser parte de nuestra identidad cultural, una tienda de artнculos para todo tipo de fiestas siempre serб bien recibida por quienes tienen algo que celebrar.

Negocio – Bar sin alcohol

Negocios para niños

Existen bares y tragos por cantidades, pero las bebidas sin alcohol son la opciуn ideal para ofrecer algo diferente y atraer a un pъblico mбs joven o con necesidades especiales.

Coaching de Negocios

Negocios para niños

La necesidad de contar con la ayuda de un Coach de Negocios es cada dнa mбs fuerte, por lo menos para aquellos que se toman el йxito con seriedad.

Centros Geriбtricos

Negocios para niños

Los adultos mayores requieren de un lugar especial: un Centro Geriбtrico, que no es un asilo, sino una instituciуn especializada en brindarles cuidados especiales, servicios de enfermerнa y atenciуn mйdico-geriбtrica que requieren debido a las enfermedades o complicaciones que padecen.

Domainers

Negocios para niños

Los domainers son inversores que comercian con los nombres de dominio de Internet. Ellos se dedican a la compra, desarrollo y venta de de nombres de dominio de manera similar a como trabajan los inversores inmobiliarios.

Inicia tu negocio con un prйstamo sin intereses

Negocios para niños

La Secretarнa de Economнa te ayuda a que inicies tu propio negocio, y te presta sin cobrarte intereses con el Programa Nacional de Franquicias.

Ideas en Madera

Negocios para niños

El corazуn de este negocio estб en una sierra caladora y mucha creatividad.

Raspados de hielo para el calor

Negocios para niños

En йpocas de calor, aumenta el consumo de estos productos de hielo para refrescarse. Invierte, aprende y crea tu negocio de raspados

Calentadores de agua, negocio ecolуgico

Negocios para niños

Una oportunidad de negocio es la venta e instalaciуn de calentadores de agua solares, ya que se conjugan varios factores.

Ideas de negocios mбgicas para Pueblos Mбgicos.

Negocios para niños

Hemos estado recorriendo algunos pueblos mбgicos de nuestro paнs, asi como algunos patrimonios culturales del mismo. Y en base a esas experiencias podemos dar la siguiente lista de oportunidades turнsticas en los pueblos mбgicos.

Emprende en la industria de la mъsica y el baile.

Negocios para niños

Una idea clara, aunque se cuente con poco capital, puede dar grandes frutos, inlcuso para jovenes emprendedores.

200 ideas de negocios

Negocios para niños

De este listado de Forbes de las mejores 200 empresas en Estados Unidos, puede surgir una idea para tu negocio,

Venta e instalaciуn de sistemas de alarmas

Negocios para niños

Desafortunadamente los niveles de inseguridad en el paнs han llegado a niveles nunca antes vistos. Secuestros y asaltos son el pan de cada dнa. Ante este panorama, surge una oportunidad de negocio: Instalaciуn de alarmas y sistemas de seguridad.

Servicio de Mantenimiento a Casas Habitaciуn

Negocios para niños

La misiуn del negocio serб hacer sentir a sus clientes que cuentan con tu empresa en todo momento para dar mantenimiento a sus viviendas, ya sea en cuestiones de plomeria, electricidad, gas, jardines, pintura, herrerнa, limpieza especializada.

Cursos de verano para niсos

Negocios para niños

En el verano los niсos disfrutan de las vacaciones mбs largas del aсo; para los chicos esto es una maravilla pero para los padres es un dolor de cabeza porque no saben donde dejarlos mientras trabajan o temen que les pase algo estando en casa sin supervisiуn. Los cursos de verano que ofrecen tanto instituciones pъblicas como privadas han venido a ser la soluciуn perfecta; їpor que no te agregasa esta lista?. En las prуximas vacaciones ofrece cursos de verano.

10 ideas de negocio por jуvenes emprendedores

Negocios para niños

En este espacio encontrarб informaciуn sobre algunas empresas de reciente creaciуn que participaron en el encuentro de negocios llevado a cabo en Lйon Gto., y las cuales han sido respaldadas por incubadoras de negocios de la entidad.

Negocios para niños Negocios para niñosNegocios para niñosNegocios para niñosNegocios para niños


What is 20 year term life insurance, 20 year term insurance.

#20 #year #term #insurance


20 year term insurance

20 year term insurance

Call for a life insurance quote:

20 year term insurance

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What is 20 Year Term Life Insurance?

20 year term insurance20 Year Term Life Insurance – Common Questions Answered

One of the most popular insurance policies that I sell is 20 year term life insurance. Why? Most likely it’s the balance between the reasonable length of the term and the very affordable cost. It just seems to often hit the mark for many of my clients. Let’s look into this further:

What is Term Life Insurance?

As discussed in my previous blog articles Term Life insurance is a lower-priced premium product. Coverage is for a specific number of years. The shorter the term means the lower the premium. When the initial term ends, the insurance company determines your annual renewable rate. Often, my clients will keep the policy just for the first term.

How is a 20 Year Term Life Insurance Rate Determined?

You can assume that the longer the term (number of years) for a term life insurance policy, the higher the premiums will cost. Since the probability of your death increases over a 20 year period (as opposed to just 5 or 10 years), the insurance company’s risk also rises as you continue to pay your low (and unchanging) premium for these 20 years. The 10 year term is lowest priced, the 30 year term costs the most, with the 20 year comfortably priced in between the two.

My clients often will purchase a 20 year term life insurance policy to protect a mortgage, or in this economy, to provide themselves with protection in the event of a job loss. If the balance of your mortgage is $125,000, in the event of your death, this policy will enable your spouse to handle the remainder of the mortgage.

Are Medical Exams necessary to buy a 20 Year Term Life Insurance Policy?

This depends on your current health, your age, if you re a tobacco user, and how much you want to pay for the policy. Life insurance no medical exam may be necessary, but without one, the insurance company takes on more risk and will charge accordingly. If you know you’re healthy, it may make sense to have that exam when you apply in order to keep your cost down.

What should I do when the 20 Year Term Life Insurance Policy ends?

After twenty years, you’ll have a few decisions facing you. Some policies will let you convert to either a whole life or universal life. Insurance companies don’t require medical exams within your conversion period. You can pay for an annual renewable policy, but the price may be cost prohibitive. Or, consider a permanent final expense type of policy for end of life planning. Ultimately working with an independent broker to help you understand your right is the best move.


Get Cheap Liability Car Insurance in Texas – Online Auto Insurance, cheap car insurance in dallas.

#Cheap #car #insurance #in #dallas


Online Auto Insurance

Cheap car insurance in dallas

Obtaining the cheapest policies for automobile coverage comes down to comparing quotes from multiple companies and making an effective comparison. Rates are based on multiple factors pertaining to the drivers and vehicles to be insured. Therefore, each driver a will be quoted a different rate with each insurer that they obtain a quote from.

Tips on Finding Cheap Texas Liability Car Insurance

Questions on Cheap Liability Car Insurance in Texas

Cheap car insurance in dallasIn order for tornado-related vehicle damage to be covered, the insured must have carried comprehensive coverage at the time of the loss. Motorists who do have this included in a policy and have had their vehicles damaged in the Dallas-Fort Worth area should.

Cheap car insurance in dallasTexas residents who own a registered vehicle in the state are required to purchase car insurance before they can apply for a driver’s license. When it comes time to apply for a license, the applicant will need to show proof of an automobile policy. Proof must also be.

Cheap car insurance in dallasTo determine a resident’s risk of being involved in an accident or filing a claim, coverage providers often take into consideration many different details. Often this information can range from personal information about a specific motorist, to the type of vehicle they drive and their.

News related to TX Coverage

December 31, 2013 – The New Year that begins tomorrow will mean a few changes to car insurance-related laws in several states across the U.S. Beginning Wednesday, drivers in California, Texas, Oklahoma and Nevada will be subject to new laws taking effect. California auto policies can be renewed electronically under a law that goes into effect on Jan. 1 .

December 18, 2013 – Personal auto insurance was the line of coverage that generated the most questionable claims (QCs) in Texas, New York and New Jersey between 2010 and 2012, according to three more state-specific reports on QCs that the National Insurance Crime Bureau (NICB) released Wednesday. According to the NICB, which receives QCs from .

November 19, 2013 – In Texas, motorists looking for inexpensive auto insurance coverage can buy a policy that lasts only 30 days. Drivers can also get liability coverage through what’s commonly called a “named-driver” policy, which have limited coverage that only covers the person who purchased the policy and nobody else. The consumer .

Articles about Cheap Liability Insurance in Texas

Jul 05, 2012 – State data are showing that the number of uninsured drivers in Texas has dropped significantly in 2012. But how much of that trend can be attributed to greater compliance with mandatory car insurance laws, and.

May 22, 2012 – It has always been a good idea to drive safely and avoid accidents in Texas, but now vehicle owners have a little extra incentive. In April 2012, the state commissioner of insurance issued an order saying that rates for.

Apr 20, 2012 – In the Lone Star State, all motorists are obligated to pay for damages that they cause while behind the wheel. To help ensure that residents are able to do so, state legislators passed financial responsibility laws that.


Obtener Prestamos Personales en, prestamos para casa.

#Prestamos #para #casa


Prosper

Prestamos para casa

Prestamos para casa

Llegó Prosper a nuestra lista como una de las mejores opciones para préstamos personales e incluso la mejor . Prosper ofrece préstamos sin garantía de tasa fija, completamente amortizados desde $2,000 a $35,000 con términos disponibles del préstamo de 3 a 5 años dependiendo de la Clasificación del prestatario y la cantidad del préstamo. Junto una de las tasas más atractivas del mercado (APR desde 5.99%), estos préstamos son ofrecidos sin penalidades en caso usted quiera pagar de su préstamo antes de tiempo o haga pagos anticipados parciales. Prosper quita a los intermediarios del camino para conectar directamente a personas que necesitan dinero con aquellos que tienen dinero para invertir (no necesariamente prestamistas), así que todo el mundo prospera.

Prosper.com ofrece sus servicios en todo Estados Unidos. Sin lugar a dudas, una buena noticia. Para mayor información y/u opciones por estado, llámenos al (800)889-0004.

Si usted está buscando un préstamo con una tasa baja de interés y su puntaje de crédito es al menos 640, definitivamente Prosper es su mejor opción para conseguir un préstamo personal con interés bajo y es nuestro más recomendado en esos casos. Para que entienda mejor el concepto Prosper es una plataforma de préstamos Peer-to-Peer, P2P o persona-a-persona. Si usted aplica a un préstamo con ellos, básicamente crea un anuncio en su plataforma con su información crediticia, la cantidad que necesita y para qué lo necesita. La plataforma le da una calificación de AA hasta E basado en su información y crédito.

Las posibilidades de ser aprobado para un préstamo son más altas que con un prestamista regular, ya que su solicitud de préstamo en Prosper.com es vista por miles de personas normales como usted o como yo que invierten (desde $25 hasta miles) en Prosper.com y que ganan dinero de los intereses. Usted puede recibir los fondos no sólo de una persona, sino cientos de personas que pueden considerar que usted pagará el préstamo sin falta no solamente porque su calificación como prestatario así lo indica, sino que se pueden sentir relaciones o interesados en la razón de su solicitud de préstamo. Prosper.com ha traído el lado humano a la industria de los préstamos en línea.

Servicios ofrecidos por Prosper

Prosper.com es un marketplace que permite a la gente a invertir uno en el otro de una manera que es gratificante económica y socialmente. En Prosper, los prestatarios listan sus solicitudes de préstamos entre $2,000 a $35,000; y los prestamistas individuales pueden invertir tan poco como $25 en cada préstamo listado que seleccionen. Además de las puntuaciones de crédito, calificaciones e historias, los inversores pueden considerar las descripciones de los préstamos personales de los prestatarios, el respaldo de los amigos, y sus afiliaciones en la comunidad. Prosper maneja el servicio del préstamo en nombre de los prestatarios e inversores emparejados.

  • Préstamos peer to peer
  • Cantidades de $2,000 a $35,000
  • APR desde 5.99%
  • Términos hasta 3 y 5 años

Recupero crediti: servizi per aziende e privati, informa aziende.

#Informa #aziende


Informa aziende

Fai “tana” al debitore che nasconde se stesso e i suoi beni.

Tra tante società di recupero crediti, chi scegliere?

Non basta un sito accattivante per garantire un servizio di qualità.

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Características de las ventas al por mayor, que es comercio al por mayor y al por menor.

#Que #es #comercio #al #por #mayor #y #al #por #menor


Características de las ventas al por mayor

Que es comercio al por mayor y al por menor

Componentes, justificación y clasificación.

Definición:

Todas las actividades de venta, representación y promoción de productos y servicios para ser “revendidos”, componen el comercio mayorista. Incluye cualquier venta de cualquier naturaleza excluyendo la venta a consumidores finales.

  • Las pequeñas empresas no siempre tienen presupuestos suficientes para llegar a los consumidores finales.
  • La rentabilidad de muchas operaciones de distribución superan la venta al detal de los productos. (cantidades pequeñas no rentables).
  • La producción no justifica esfuerzos de venta enfocados en consumidores finales.
  • Las empresas no cuentan con la información de los consumidores y no pueden acceder a ellos directamente.

Dadas estas condiciones, muchas empresas productoras de bienes y servicios deciden llevar sus productos a intermediarios o vendedores mayoristas que realicen la venta a consumidores finales.

Los productos que encontramos en supermercados, tiendas o almacenes, siguen generalmente un esquema de venta mayorista. Una empresa que vende crema dental no utiliza su fuerza de venta para llegar a los hogares directamente, simplemente utiliza sus medios de distribución para ubicar sus productos en los estantes de almacenes en todos sus mercados.

Los intermediarios mayoristas se clasifican en tres categorías:

  1. Mayoristas comerciantes: Es la empresa de propiedad independiente que se dedica exclusivamente a vender al mayoreo y que recibe la propiedad de los productos que le son ofrecidos.
  2. Los agentes intermediarios mayoristas: Es la empresa independiente que se dedica a la venta al mayoreo sin recibir la propiedad de los productos que distribuye.

Entre esta categoría se encuentran los corredores y los comerciantes a comisión, que buscan un incentivo por colocar productos en los diferentes mercados.

Instalaciones de venta de los fabricantes: Es la facilidad que se dedica a la venta al mayoreo de productos y que es propiedad de un fabricante que opera dicha facilidad.

Mayoristas: El mercadeo mayorista generalmente excede al comercio en detalle debido a las facilidades de comercialización que implica, esto a pesar de que generalmente cuando se vende al detalle el precio es mayor.

Otros tipos de intermediarios mayoristas son:

Compañías subastadoras: Es el caso de compañías que simplemente ayudan a compradores y vendedores a completar operaciones comerciales. Generalmente aplica a bienes de lujo.

Agentes de ventas: Es el intermediario independiente que toma el lugar del departamento de mercadeo de una empresa para vender directamente los productos de una compañía.

Agentes importadores -exportadores: Son las empresas especializadas en mercados internacionales.

Algunas tendencias y problemas de los mayoristas:

Utilización del mercadeo directo: Hoy muchas empresas buscan mayor eficiencia en sus ventas utilizando canales directos de distribución evitando las ventas por medio de mayoristas, el caso más claro en la actualidad de esta tendencia es Dell computer, empresa que basa su modelo de negocio en la entrega directa y personalizada de computadoras evitando utilizar intermediarios en la venta y ofreciendo precios bajos.

Los sistemas verticales de mercadeo: Muchas empresas en la actualidad coordinan sus estrategias de mercadeo con otras empresas desplazando a mayoristas.

Desarrollo de personalización en el sector mayorista: Una tendencia en la actualidad es utilizar al máximo la personalización de los productos en los negocios mayoristas

El mayorista utiliza sus redes de distribución para llegar fácilmente a consumidores finales.

Las redes de distribución de empresas mayoristas, generan ventajas competitivas cuando hay gran conocimiento del mercado y gran aceptación de marca, poner los productos en los mercados indicados será una ventaja de empresas que pueden comprar para“revender”.

Las empresas deben aprender a establecer alianzas con empresas que se dediquen al mercadeo mayorista para hacer conocer sus productos y generar ventas y flujos de caja efectivos. Vender a otros para revender, implica una decisión de mercadeo que si es bien aplicada puede disminuir los problemas de distribución propios y ampliar mercados.


Calcolo parcella penale, elenco avvocati milano.

#Elenco #avvocati #milano


avvocati.it

Calcolo parcella penale

DISCLAIMER: Questo strumento è attualmente in fase di aggiornamento. La versione aggiornata sarà online appena possibile.

Tariffa utilizzata D.M. 08/04/2004 n. 127 – Attenzione!! Usare il punto(.) per separare le cifre decimali

  • selezionare la curia da utilizzare per il calcolo;
  • selezionare il grado di difficoltà (minimo, medio, massimo, a scelta);
  • inserire il numero delle parti oltre la prima se presenti;
  • spuntare nella colonna Si/No le voci da inserire nel calcolo indicando la quantità, le eventuali spese imponibili e non imponibili sostenute;
  • se si vuole intestare il documento con i propri dati, compilare i campi presenti nella sezione Dati intestazione;
  • premere il pulsante Calcola Parcella.

Parole chiave

Tutti i diritti riservati | © Copyright 2018 – Giuffrè Informatica s.r.l. | Via Busto Arsizio, 40 – 20151 Milano – P.iva 06409110969 – Credits

Avvocati.it si rinnova!

Avvocati.it è stato il primo portale italiano sul web, interamente dedicato ai servizi per gli studi legali.

Nato nel 2000, per rispondere alle esigenze in costante evoluzione del mondo giuridico e della professione forense, in pochi anni il sito è riuscito a focalizzare l’interesse di oltre 15 milioni di visitatori che hanno contribuito, in modo del tutto spontaneo, a farlo diventare uno dei siti giuridici più importanti del panorama italiano, perchè ricco di strumenti di facile utilizzo e di materiali da consultare, sempre nel pieno rispetto della deontologia forense.

Dieci anni di costante crescita – sia come numero di visitatori che come pagine visitate – sempre ai vertici di molti motori di ricerca.

Era giunto il momento di andare oltre e di raggiungere insieme un nuovo importante obiettivo: trasformare Avvocati.it da sito di utilità quotidiana a luogo d’incontro per tutti coloro che vogliono formarsi e informarsi sul “pianeta avvocati”.

Siamo partiti dalla ricostruzione grafica e non è stato semplice ripensare la struttura di un sito che per tutto questo tempo è rimasto praticamente immutato.

Abbiamo cercato di conservare quel senso di ambiente familiare, quasi privato, trasformando il portale in uno spazio più ampio, in cui incontrarsi, partecipare e dove condividere con gli altri utenti nuovi contenuti.


La evolución del comercio, ConnectAmericas, evolucion del comercio.

#Evolucion #del #comercio


evolucion del comercio

En los tiempos antiguos, el comercio se inició como un sistema de trueque, en el que se intercambiaba una cosa por otra. Los seres humanos prehistóricos hacían trueque de pieles de animales o servicios por alimentos, por ejemplo. Gradualmente, se estableció el concepto de las monedas. Las sociedades primitivas utilizaban conchas o perlas como monedas, y en la Mesopotamia y Egipto las barras de oro servían de monedas, pero había que pesarlas cada vez que se producía un intercambio.

Evolucion del comercio

El desarrollo de las monedas de metales, hecho que según estimaciones probablemente se produjo entre los años 700 y 500 A.C., estandarizó el concepto del valor y simplificó mucho el comercio. Ya fue posible contar las monedas en lugar de pesarlas, lo cual facilitó las transacciones.

A medida que se comenzaron a fabricar las monedas de oro y plata alrededor del año 500 A.C., el comercio entre los países se hizo posible, ya que estos metales preciosos tenían un valor estandarizado en todos lados. Esto permitió que los países con un superávit de ciertos bienes vendieran éstos a otras naciones que los necesitaban.

Mientras los fundamentos del comercio no han cambiado desde los tiempos prehistóricos, durante el último siglo se ha producido una gran transformación. En un momento, todo negocio era una pequeña empresa, en la que los comerciantes vendían artículos a los residentes locales o a otros negocios (imagínate la tienda general de un pueblo pequeño en los primeros años del siglo 1900). Pero el surgimiento de las grandes corporaciones llevó al establecimiento de las cadenas de tiendas y los grandes almacenes.

En 1980 nacieron las “supertiendas” – tales como Barnes & Noble o la siempre temida Wal-Mart- Las tiendas minoristas más pequeñas temblaban con la noticia de que una de estas supertiendas se instalaba en el pueblo. Con sus masivas economías de escala y precios bajos, las supertiendas o hipermercados obligaron a muchas tiendas más pequeñas a cerrar sus puertas.

Pero durante 1990, el péndulo comenzó a oscilar de vuelta a favor de las pequeñas minoristas, a medida que el surgimiento del comercio en línea empezaba a nivelar el campo de juego. Los fundamentos del comercio en línea se establecieron en 1960 con el desarrollo del protocolo “Intercambio de Datos Electrónicos” (“EDI” de su sigla en inglés), lo cual posibilitó la transferencia de datos de forma digital desde una computadora a otra. Pero preocupaciones de seguridad impidieron la adopción de esta herramienta para uso general en las empresas hasta 1994, cuando Netscape desarrolló la encriptación “Capas de Enchufes Seguras”, llamada “SSL” por su sigla en inglés. Al mismo tiempo, surgieron los primeros servicios de terceros para el procesamiento en línea de las tarjetas de crédito, y VeriSign desarrolló los primeros certificados de identidad digitales para verificar una empresa en la red.

A mediados de 1990, Amazon y eBay cambiaron la cara del comercio electrónico en los Estados Unidos. La capacidad de buscar libros a base a distintos criterios, de recibir recomendaciones personalizadas y de dejar críticas de las compras ayudó a la popularización de Amazon entre los consumidores. Mientras tanto, eBay dio a las personas la posibilidad de abrir sus propias tiendas en línea de manera sencilla y segura.

El colapso de la burbuja digital o de las “punto com” en el 2000 disminuyó el entusiasmo por el comercio en línea durante un tiempo. Sitios como Pets.com habían apostado demasiado al deseo de los estadounidenses de comprar todo en línea. Pero el mundo del comercio nunca volvería a ser lo que era antes. En 2004, se formó el Consejo de Normas de Seguridad para las Tarjetas de Pago (“PCI” por su sigla en inglés) para asegurar que los negocios en línea cumplieran con los requerimientos de seguridad para las transacciones financieras. Esta seguridad adicional ayudó a hacer más atractivo comprar en línea incluso para los que anteriormente le temían.

Según datos de BI Intelligence, un 40% de los hombres entre 18 y 34 años de edad dicen que idealmente les gustaría comprar todo en línea! Mientras los hombres jóvenes se cuentan entre los compradores en línea más activos, hoy en día las mujeres, los llamados “Baby Boomers” e incluso las personas de la tercera edad son activos compradores en línea. La nueva generación de “millennials”, nacida entre los años ’80 y ’90, es la que gasta la mayor cantidad en línea, tanto en dólares (un promedio de US$ 2.000 al año) como en términos del porcentaje de sus ingresos (9%). A medida que esta generación joven envejezca, su familiaridad con el comercio en línea (porque claro, nunca han conocido el tiempo en que no existía) le dará forma al futuro del comercio.

En 2011, las ventas de los comerciantes que operan exclusivamente en línea, o “e- retailers”, superaron por primera vez las ventas de las cadenas tradicionales con tiendas físicas, según un reporte de comScore. Esta brecha siguió profundizándose con las ventas de los e-retailers aumentando mucho más rápidamente que los sitios web de las tiendas tradicionales. Se espera que las ventas del comercio en línea alcancen más de $ 400 mil millones durante los próximos años: Forrester Research proyecta ventas de US$ 414 mil millones y eMarketer estima ventas de unos US$ 491,5 mil millones.

Sin embargo, una nueva contra-tendencia ya empieza a ocurrir en la que los vendedores web comienzan a lanzar tiendas físicas para satisfacer el deseo de los consumidores de ver, probar y tocar los artículos antes de comprarlos. NastyGal, Warby Parker y Bonobos se cuentan entre los vendedores online que han logrado la incorporación del comercio físico a su modelo de negocio. De hecho, un estudio de Accenture en 2013 indicaba que un 65% de los compradores en línea planificaban primero investigar los productos en línea y luego ir a una tienda física para comprarlos. El deseo de evitar los costos del envío (47%) y de poder tocar los productos (46%) son las razones más comunes de los consumidores para comprar en una tienda física. Por supuesto, existe también la tendencia contraria. Muchos consumidores visitan las tiendas físicas para tocar y examinar los productos, y luego buscan los mejores precios en línea.

El mayor cambio que está transformando el comercio en la actualidad es el comercio on line móvil. Según comScore, en 2014 se produjo un punto de inflexión, y la mayoría de las interacciones con los sitios web del comercio minorista ahora ocurre en los equipos móviles. Esto no significa que la mayoría de tus clientes ya están comprando a través de los equipos móviles – todavía – pero sí indica que están investigando, buscando y comparando precios desde el móvil.

Para llevar tu tienda o sitio web al futuro, es importante optimizar tu sitio web para el uso móvil. Piensa en los “millennials”: son los consumidores del mañana, pero sus hábitos de hoy influirán en cómo tu sitio web debe prepararse para el futuro.

  • Evolucion del comercio
  • Evolucion del comercio
  • Evolucion del comercio
  • Evolucion del comercio
  • Evolucion del comercio

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Business and administration apprenticeships

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Business and administration apprenticeships

This apprenticeship trains you to play an important support role within a business or organisation.

Training opportunities

Administrators handle the day-to-day tasks in an office and make sure things run smoothly. This sort of work requires a strong sense of responsibility, accuracy and attention to detail.

This covers roles that involve organising people and resources such as:

  • executive assistants
  • secretaries
  • administration assistants
  • data entry clerks
  • office juniors

As a business and administration apprentice, your exact duties will depend on your employer but could include:

  • typing up board meeting documents
  • putting financial information together in spreadsheets
  • sending the daily post
  • faxing and photocopying confidential documents

Types of apprenticeships

There are 3 types of business and administration apprenticeships.

Intermediate level apprenticeship

You could train in roles like:

  • administrator / business support officer
  • office junior
  • receptionist
  • junior legal secretary
  • junior medical secretary
  • medical receptionist

Advanced level apprenticeship

You could train in roles like:

  • administration officer / executive
  • administration team leader / office supervisor
  • personal assistant
  • secretary
  • legal secretary
  • medical secretary

Higher apprenticeship

You could train in roles like:

  • office manager
  • administration team leader
  • personal assistant
  • business development executive

Apply for a business and administration apprenticeship

You can become an apprentice in England if you’re:

  • 16 or over
  • eligible to work in England
  • not in full-time education

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Interior Designer Training Requirements, interior design training.

#Interior #design #training


Interior Designer Training and Qualifications

An associate or bachelor’s degree is needed for entry-level positions in interior design. Some States license interior designers.

Education and training. Postsecondary education is necessary for entry-level positions in interior design. Training programs are available from professional design schools or from colleges and universities and usually take 2 to 4 years to complete. Graduates of 2-year or 3-year programs are awarded certificates or associate degrees in interior design and normally qualify as assistants to interior designers upon graduation. Graduates with a bachelor's degree usually qualify for a formal design apprenticeship program.

The National Association of Schools of Art and Design accredits approximately 300 postsecondary institutions with programs in art and design. Most of these schools award a degree in interior design. Applicants may be required to submit sketches and other examples of their artistic ability. Basic coursework includes CAD, drawing, perspective, spatial planning, color and fabrics, furniture design, architecture, ergonomics, ethics, and psychology.

The Council for Interior Design Accreditation also accredits interior design programs that lead to a bachelor's or master’s degree. In 2008, there were over 150 accredited programs in interior design in the United States; most are part of schools or departments of art, architecture, and home economics.

After the completion of formal training, interior designers can enter a 1-year to 3-year apprenticeship to gain experience before working on their own. Most apprentices work in design or architecture firms under the supervision of an experienced designer. Apprentices also may choose to gain experience working as an in-store designer in furniture stores. The National Council for Interior Design Qualification offers the Interior Design Experience Program, which helps entry-level interior designers gain valuable work experience by supervising their work and offering mentoring services to new designers.

Licensure. A number of States register or license interior designers. The National Council for Interior Design Qualification administers the licensing exam for interior design qualification. To be eligible to take the exam, applicants must have at least 6 years of combined education and experience in interior design, of which at least 2 years must be postsecondary education.

Once candidates have passed the qualifying exam, they are granted the title of Certified, Registered, or Licensed Interior Designer, depending on the State. Continuing education is often required to maintain licensure.

Other qualifications. Employers increasingly prefer interior designers who are familiar with computer-aided design software and the basics of architecture and engineering to ensure that their designs meet building safety codes.

In addition to possessing technical knowledge, interior designers must be creative, imaginative, and persistent and must be able to communicate their ideas visually, verbally, and in writing. Because tastes in style can change fairly quickly, designers need to be well read, open to new ideas and influences, and quick to react to changing trends. Problem-solving skills and the ability to work independently and under pressure are additional important traits. People in this field need self-discipline to start projects on their own, to budget their time, and to meet deadlines and production schedules. Good business sense and sales ability also are important, especially for those who freelance or run their own business.

Certification and advancement. Optional certifications in residential kitchen and bath design are available from the National Kitchen and Bath Association. The association offers several different levels of certification for kitchen and bath designers, each achieved through training seminars and certification exams.

Beginning interior designers receive on-the-job training and normally need 1 to 3 years of training before they can advance to higher level positions. Experienced designers in large firms may advance to chief designer, design department head, or some other supervisory position. Some experienced designers open their own firms or decide to specialize in one aspect of interior design. Other designers leave the occupation to become teachers in schools of design or in colleges and universities. Many faculty members continue to consult privately or operate small design studios to complement their classroom activities.


Home Decorating Photos, Interior Design Photos, Home Decorating Pictures, House Interior – Exterior Design Pictures, Home Decor – Improvement Ideas, house room design.

#House #room #design


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    The photos on Getdecorating.com® cannot be used in any commercial application whatsoever, such as a web site or in print, without a specific usage license. Licenses can be acquired through contacting us at [email protected]

    © Copyright – All photographs are the intellectual property of Visual Solutions Company, Inc. and are protected under the copyright laws of the United States and International Copyright laws.

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  • Houston Interior Designer – Interior Decorator, Paloma Contreras Design – Houston, TX, design interior.

    #Design #interior


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    “While many try, there are few who can master effortless sophistication like Paloma Contreras.”

    Paloma Contreras Design is a full service, boutique interior design firm in Houston, Texas. We specialize in residential interiors, offering comprehensive design services that result in comfortable, luxurious spaces reflective of our clients tastes and lifestyles. We have worked with clients throughout Houston including River Oaks, West University, Southampton, Memorial, Tanglewood/Galleria, Museum District, and Katy. We also offer long-distance and customized Design Concierge services for clients outside of Houston.

    More about Paloma Contreras

    In addition to interior decorating in Houston, Paloma is a recognized tastemaker and award-winning design blogger. Paloma launched her widely read blog, La Dolce Vita in 2007 and her interior design business followed as her readers’ interest in her style grew.

    Paloma has been named a Next Wave& interior designer by House Beautiful, is one of LUXE Magazines New Guard& list of 10 Designers to Know, and was recently featured as one of 10 New Talent& designers in ELLE DECOR. Paloma and her work have been featured in multiple publications and websites including House Beautiful, Architectural Digest, Vogue.com, Domino, LUXE, ELLE DECOR, Veranda, Traditional Home, Southern Living, New York Times, New York Magazine, The Washington Post, Wall Street Journal, and Better Homes & Gardens.

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    Assicurazione Auto Online – Confronta ora, assicurazione impresa online.

    #Assicurazione #impresa #online


    Assicurazione auto online!

    Il comparatore gratuito ti guida nella scelta della migliore assicurazione auto online presentando solo gli assicuratori che offrono un servizio affidabile e trasparente.Scegli una copertura su misura per te, abbiamo individuato tra le offerte presenti sui siti delle compagnie la soluzione migliore per ogni tipo di cliente: per chi punta al risparmio, per chi si concentra più sulle garanzie o sull’assistenza. Il vantaggio? Rendiamo la tua scelta più veloce ma più consapevole perchè confrontando potrai individuare la polizza migliore e con un click accedere al sito della compagnia per ottenere il preventivo.

    Risparmio fino al 40%

    Facile e veloce

    Risparmio fino al 50%

    Il comparatore Assicurazioneauto.it mi ha aiutato a riconoscere la migliore assicurazione auto, in pochi minuti e con la massima affidabilità.

    Perché scegliere Assicurazioneauto.it:

    • Offre le migliori assicurazioni auto
    • Ti permette di confrontarle in pochi minuti
    • Risparmi assicurandoti online
    • Massima riservatezza dei tuoi dati

    Confronto assicurazioni auto

    • Assicurazione auto
    • Info
    • Voto
    • Prezzo a partire da
    • Preventivo assicurazione auto

    Notizie

    In Italia il caro-assicurazione auto non si ferma, i dati parlano chiaro. Le assicurazioni auto hanno raggiunto i livelli più alti d’Europa, facciamo un esempio: secondo le statistiche condotte da Istituti specializzati nella comparazione di prodotti assicurativi, una polizza di base, che non include le garanzie opzionali, può oscillare tra i 580 euro a Milano e i 1400 euro in Campania, è un dato eloquente se confrontato con i 240 euro che un automobilista paga per la stessa polizza in Germania.

    Tuttavia, assicurare la propria auto è una necessità dalla quale non si può prescindere, come fare per aggirare l’ostacolo?

    Rivolgersi a compagnie assicurative dirette che operano online, le uniche in grado di offrire le soluzioni più economiche in virtù del fatto che non sono gravate dai costi di gestione e manutenzione degli uffici che pesano, invece, sulle compagnie tradizionali.

    Le compagnie assicurative online, quindi, possono permettersi di vendere polizze auto a prezzi più convenienti.

    E’ qui che entra in gioco il servizio pensato da Assicurazioneauto.it: l’imperativo è mettere i propri clienti in diretto contatto con una vasta gamma di compagnie assicurative appartenenti alla tipologia ‘operatori online’ e premiate per la qualità della loro offerta.

    Il nostro servizio è completamente gratuito e non richiede il pagamento di commissioni aggiuntive in quanto ti rimanda direttamente al link dell’impresa assicurativa che hai scelto per richiedere il preventivo personalizzato.

    Usufruire di un servizio conveniente non significa rinunciare all’efficacia e alla personalizzazione delle garanzie: ti aiutiamo a risparmiare scegliendo solo il meglio sul mercato assicurativo.

    Ci siamo preoccupati di selezionare per te le compagnie più accreditate secondo le classifiche europee condotte da istituti specializzati nella valutazione della soddisfazione degli assicurati.

    Stai per fare un acquisto che comporta un esborso consistente di denaro? Il primo passo è reperire il maggior numero possibile di informazioni sulle offerte presenti sul mercato per effettuare un confronto, lo si fa per comprare un elettrodomestico, un’auto e, perché no, per una polizza assicurativa.

    Ti chiediamo, perchè pagare di più se puoi avere a portata di click un prospetto chiaro che mostra quali sono le compagnie che offrono le assicurazioni auto più vantaggiose? Lavoriamo per aiutarti a scegliere!

    Abbiamo deciso di farti risparmiare tempo, come?

    Svolgendo per te la fase di ricerca delle migliori compagnie assicurative operanti sul mercato, sul nostro sito web troverai il risultato di quest’attività che include solo le imprese leader nel settore, basti pensare a Zurich e Direct Line.

    Ti ricordiamo che prima di scegliere con chi assicurare la tua auto è utile comparare diverse alternative, il motivo è semplice, il costo del premio della polizza assicurativa può subire variazioni anche importanti tra una compagnia e l’altra. La parola d’ordine per risparmiare è confrontare.

    E’ semplice e veloce: scegli in questa pagina le compagnie assicurative che ti interessano, clicca su PREVENTIVO e avrai immediato accesso al loro sito web, in pochi istanti potrai richiedere e ricevere il tuo preventivo personalizzato.

    Una volta ottenuti i preventivi sarai libero di confrontare le diverse offerte, comodamente da casa e senza impegno, e potrai avviare la procedura per stipulare lassicurazione auto più adatta alle tue abitudini di guida.


    VEXCASH – Schneller Kredit für 30 Tage in 60 Minuten, kredit für unternehmen.

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    Der Kredit, der zu Ihnen passt.

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    30 Tage Geld leihen – Sofortauszahlung in nur 60 Minuten. Kredite von 100 bis 3000 EUR. Nur mit VEXCASH!

    * Ihre Anfrage hat keinen Einfluss auf Ihren Schufa-Score!

    Deutschlands schnellster Kredit mit Sofortzusage

    Mit der Expressoption Auszahlung

    innerhalb von 60 Minuten *

    Vollständige Onlineabwicklung mit Videoident. Kein Papierkram.

    Exklusiv über die VexFlex-Option.

    Dann besuchen Sie doch einfach unseren Blog.

    Was ist Vexcash?

    Vexcash nutzt innovative Technik sowie neue Bonitätskriterien und ermöglicht so auch Kunden mit mittleren Bonitäten eine schnelle und zuverlässige Auszahlung.

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    Online Kredit aufnehmen in 3 Schritten

    • Füllen Sie Ihren Antrag aus

    Bequem und in wenigen Schritten zu Ihrem Ziel.

    Kein lästiger Papierkram mehr. Vollständige Online-Abwicklung dank Videoident.

    Ihr Kredit innerhalb 60 Minuten auf Ihrem Konto.

    Attraktive Zusatzoptionen für Onlinekredit

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    Boni+ Paket – das Bonitätszertifikat

    Das Vexcash Bonitätszertifikat® ermöglicht es Kunden, die aufgrund ihres mittleren Scorings bei klassischen Banken keinen Kurzzeitkredit erhalten, dennoch Geld zu leihen. Erhöhen Sie jetzt den Kreditrahmen für Ihren Kleinkredit. Es entstehen Ihnen keine Vorkosten. Kein Risiko!

    Die Gebühren fallen nur bei einer erfolgreichen Auszahlung des Kredits an.

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    Express-Option

    Wenn Sie die Express-Option buchen, erhalten Sie Ihren genehmigten Kredit innerhalb desselben Werktages auf Ihrem deutschen Konto gutgeschrieben. In der Regel erfolgt die Gutschrift in 30 Minuten.*

    * Auf ein deutsches Girokonto. Voraussetzung: Sie haben die Videoidentifikation und Onlineunterschrift direkt nach der Antragsstellung vollzogen. Montag bis Freitag bis 15 Uhr.

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    Raten-Option

    Mit der 2-Raten-Option können Sie sich länger Geld leihen. Abweichend von unserer Standardlaufzeit haben Sie die Möglichkeit, in 2 gleichen Teilbeträgen über 60 Tage Ihren Kurzzeitkredit bequem und flexibel zurückzuzahlen.

    Jetzt neu! – Direkt vor Ort Kredit beantragen

    „Wenn es bei mir am Monatsende knapp wird, kann ich mich auf Vexcash verlassen.“

    „Vexcash hilft mir dabei unerwartete Kosten zu bewältigen.“

    „Bei Vexcash konnte ich schnell von Zuhause aus, einen Kredit beantragen, der noch am selben Tag ausgezahlt wurde“

    Deutschlands erster Kredit für 30 Tage bekannt aus …

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    Kredite mit Verantwortung und Fair-Play

    Bitte beachten Sie: Wer sich Geld leiht, der muss es auch zum vereinbarten Termin zurückzahlen können! Leihen Sie sich bitte nur so viel Geld, wie Sie nach Ablauf der kurzen Laufzeit auch tatsächlich zurückzahlen können.

    Wir möchten hiermit ausdrücklich darauf hinweisen, dass eine unpünktliche Rückzahlung u. a. mit weiteren finanziellen Belastungen, sowie Negativeinträgen bei Auskunfteien verbunden ist.

    Unsere freiwilligen, optionalen zubuchbaren Dienstleistungen sind kostenpflichtig! Bitte buchen Sie diese nur, nachdem Sie genau abgewogen und sorgfältig geprüft haben, ob Sie eine oder mehrere Optionen tatsächlich in Anspruch nehmen möchten.

    Vexcash empfiehlt Personen, die bereits Probleme mit Krediten haben, sich an einen öffentlichen Schuldnerberatungsdienst zu wenden und von der Beantragung weiterer Krediten Abstand zu nehmen.

    Unsere Hotline ist von Montag bis Freitag von 9:00 – 16:00 Uhr für Sie da.

    Ihre E-Mail-Anfragen werden werktags im Regelfall binnen 24 Stunden beantwortet

    Kredit für unternehmen


    Verifica Partita Iva, VisureInRete, ragione sociale da partita iva.

    #Ragione #sociale #da #partita #iva


    verifica partita Iva gratuita

    Dal numero di Partita Iva

    si rileva il nome dell’impresa!

    • Rileva i dati anagrafici camerali di un’impresa dal numero di Partita Iva.
    • Il risultato della Verifica Partita Iva и immediato.

    E’ sufficiente inserire un numero di partita iva per verificare in tempo reale i dati dellimpresa a cui corrisponde.

    Solitamente il numero di partita iva и uguale a quello del Codice Fiscale. Cambia soltanto nei casi in cui limpresa trasferisca la sede legale in altra provincia.

    Dalla Partita Iva si rileva: denominazione impresa, indirizzo sede legale, attivitа dichiarata, stato impresa, iscrizione Camera di Commercio.

    Il servizio Verifica Partita Iva fornisce dati aggiornati e reali in quanto estratti dagli archivi ufficiali della Camera di Commercio.

    Il servizio viene solitamente richiesto per identificare il soggetto giuridico a cui corrisponde un numero di partita iva.

    I dati forniti vengono estratti presso il Registro della Camera di Commercio.

    Lesito della verifica partite iva si ottiene on-line nel giro di pochi istanti, non appena eseguita la semplice procedura di acquisto.

    I dati vengono aggiornati direttamente dalle fonti presso le quali vengono prelevati.

    La verifica della partita iva allAgenzia delle Entrate

    La verifica delle partite iva presso l’Agenzia delle Entrate и eseguibile unicamente per il prelievo dei documenti di certificazione di attribuzione del codice fiscale ma tali richieste possono essere effettuate unicamente dietro delega da parte dell’intestatario della partita iva.

    La verifica di una partita iva attiva

    La verifica della partita iva attiva и possibile attraverso molti canali, che siano gli sportelli della Camera di commercio e altri siti internet, fra i quali visureinrete.it dove и possibile verificare in pochi secondi la corrispondenza della partita iva. L’unica limitazione nelle verifiche и data dai liberi professionisti, non sottoposti ad obbligo di iscrizione alla camera di commercio e per i quali и necessario rivolgersi all’Agenzia delle Entrate.

    La verifica della partita iva gratis

    Sul nostro postale и possibile verificare gratuitamente quale azienda corrisponde ad un numero di partita iva. Loperazione inversa, cioи quella di ottenere il numero di partita iva dalla ragione sociale di unazienda, non и gratuita, cosм come non lo и sul sito dellAgenzia delle Entrate.


    Conozca sus derechos ante de un ejecuciГіn hipoteca en Puerto Rico, ejecucion de hipoteca.

    #Ejecucion #de #hipoteca


    ejecucion de hipoteca

    Ejecucion de hipoteca

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    Conozca sus derechos

    Nuestra firma estГЎ comprometida con facilitar una soluciГіn costo efectiva de las reclamaciones judiciales y/o extrajudiciales, mientras mantenemos una defensa agresiva de los derechos de nuestros clientes.

    Ante una demanda de cobro de dinero y ejecuciГіn de hipoteca

    Ante una demanda de cobro de dinero y ejecuciГіn de hipoteca en Puerto Rico usted debe consultar inmediatamente con un(a) abogado(a) que conozca sus derechos legales antes de presentar cualquier defensa y/o causa de acciГіn ante los tribunales. Cada caso depende de circunstancias especГ­ficas que pueden determinar las acciones o remedios correspondientes. Por ejemplo, una caГ­da en el precio del inmueble hipotecado, pГ©rdida temporal de ingresos, etc. Es recomendable que busque orientaciГіn legal con un(a) abogado(a) de su preferencia y su confianza que le pueda ayudar a defender sus derechos.

    Debido proceso de ley en un caso de cobro de dinero y ejecuciГіn de hipoteca:

    En Puerto Rico en un procedimiento de cobro de dinero y ejecuciГіn de hipoteca ante los tribunales:

    1. Es indispensable brindar a las partes demandadas una Гіptima garantГ­a de su derecho a ser oГ­do y a presentar cualquier defensa y/o causa de acciГіn ante los tribunales. Por consiguiente, el emplazamiento es el paso inaugural del debido proceso de ley que permite el ejercicio de jurisdicciГіn por el tribunal para adjudicar derechos del demandado.
    2. De verse afectado algГєn derecho de propiedad de las partes demandadas, estas tendrГЎn acceso a un proceso judicial que se adherirГЎ a los principios de justicia e imparcialidad
    3. Es indispensable la correcta y oportuna notificaciГіn de las Гіrdenes y sentencias emitidas en el procedimiento judicial.
    4. Es indispensable la correcta y oportuna notificaciГіn de cualquier subasta que se celebre en el procedimiento judicial con relaciГіn al inmueble hipotecado.

    Nuestra Firma

    Negociar con casas hipotecarias puede llegar a ser muy difГ­cil. Nuestra firma acepta Г©ste reto diariamente, y damos uso a nuestros muchos aГ±os de experiencia para defender los asuntos relacionados con los intereses de nuestros clientes, desplegando en cada caso nuestro mГЎs profundo saber y habilidad y actuando en aquella forma que la profesiГіn jurГ­dica en general estima adecuada y responsable. Todo de una manera profesional y organizada.

    Primera Consulta Gratis

    Presione el botón “Contáctenos” que se encuentra abajo y complete el formulario para programar una primera cita libre de costo. Le contestaremos tan pronto sea posible. Por favor, provea la mayor cantidad de información posible de manera que podamos asistirle mejor.

    Ejecucion de hipoteca


    Long Beach CA Plumbers – 24 Hour Emergency Services

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    Long Beach Plumbing Repair Company

    One of the biggest complaints that most Long Beach, CA property owners have is that they struggle to find reliable plumbers when they are needed. Call us 24 hours a day, 7 days a week at (323) 745-2839 for all of your plumbing needs whether emergency or not. We have a team of plumbing experts on hand in our company who will not only arrive at your property on time; they also have the necessary knowledge and experience to ensure that any repairs or installations of new products are performed correctly.

    Water Heater Repairs and Replacements

    Properties that are more than 10 to 15 years old will usually require plumbing repairs in the form of replacement water heaters. These devices are expensive and can cause a substantial amount of damage if they are not installed properly. In many cases, home insurance companies will not pay out claims for water damage caused by water heaters if they have not been installed by an experienced and registered Long Beach plumbing company either. Each plumber who works for us is able to perform this task correctly.

    Emergency Plumber Long Beach – (323) 745-2839

    Water leaks that go undetected can cost property owners thousands of dollars over the course of a few months. When a Long Beach plumber from our company is called out to perform leak detection services, the job is done as efficiently as possible. Unlike many other plumbing companies, we also have the correct type of equipment to detect a slab leak – regardless of how small it may be at the time. Our plumbing contractors are able to perform extensive drain cleaning and repair services as well, ensuring that the water supply on your property remains as sanitary and safe as possible.

    As most property owners know, a plumbing emergency will usually not happen at the most convenient time of day. This is why we are proud to be able to offer emergency plumbing Long Beach customers can trust for quality service at a fair price. Regardless of whether you may have a blocked drain, clogged toilet or a burst water pipe causing damage to your property, we will be able to get issues like these sorted at virtually any time of the day or night – even over weekends and during holiday periods.

    24 Hour Long Beach Plumbers | Schedule an Appointment Today!

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    If you have been struggling to find plumbing contractors that are experienced, reliable and reputable, you need look no further. We are ready to take your call at any time of the day or night and will ensure that any plumbing problems you have are sorted out as quickly and professionally as possible. Call us today to schedule an appointment with us.

    LA Plumbing Experts
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    What are the Different Types of Theology Degrees: Online Seminary Schools

    #different #types #of #psychology #degrees


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    What are the Different Types of Theology Degrees?

    Theology is a rewarding and demanding academic pursuit. There are many different degrees that fall under the “theology” category, and there are certainly some undergraduate theology degrees offered in broad categories such as Bible or Christian leadership; however most of them are advanced degrees, specializing in one part of theological training or another. Through various online seminary schools, you can even attain this. This is a great way for finding a job as a senior pastor or other kind of church leadership where advanced training is required. They are all, also, usually challenging and thought provoking degree tracks where students are not only mentally and intellectually stimulated, but also engage in a lot of soul searching.

    Because the field of theology has grown substantially over the past few decades, it can be overwhelming for students to decide which degree is ultimately best for them to begin. One of the best ways to find the theology degree program that fits you is to think about your personality and think about the type of career you want to have in the future. Do you like working with kids? Do you want to lead a team of ministers? Are you looking to work in music ministry or teach missionaries how to engage with different cultures? There are theology degrees that cover every spiritual concentration to fill every ministry, service, or teaching role.

    Masters in Theology

    A masters degree in theology is a fairly broad theological degree for someone looking for a solid foundation in theological principles. It’s a degree that can be useful in going on to teach humanities or religion classes at a two or four year college. A degree like this might also be helpful working for a Christian social organization focused on the environment or social justice.

    Masters in Theological Studies

    This advanced, scholarly degree is for students who already have a religion or theology related undergraduate related degree, and for those looking to go on to get their doctorate. It is a degree that prepares students to research and publish in the field of religious studies more than it helps teach them to engage in active ministry, and is therefore very useful for anyone looking to teach, write, or continue in their training.

    Masters in Divinity

    The M.Div. degree is the degree that is typically pursued when someone is actively looking to become ordained and lead within a church. They are often denomination specific, and try to prepare students for service and leadership in a specific denomination. They are also appropriate degrees for students looking to work in youth and children’s ministry, counseling, and other positions on a church stuff.

    Non-Evangelical Options

    There are, of course, also degrees available for those who belong to other religious groups and wish to study theology. People belonging to the Islamic or Jewish religion can study to become rabbis or imams, or simply study the history of their religion, to go on and teach. There are also a number of non-religious colleges that offers students the option of earning a theology degree by learning about a number of major religions, including Judaism, Islam, Christianity, and Buddhism. This kind of degree is also useful for teaching world religions, sociology, or humanities courses.

    Job Prospects

    Once a student has gone through the work of choosing a track and earning a degree, it’s reasonable to wonder about the next step: getting a job and earning a salary. As noted, many of the degrees are flexible between leadership, ministry, and teaching, to name a few. According to the Bureau of Labor, the teaching of religion at the post-secondary level, including a combination of classroom time and research, is a currently stable job field with a median income of over $60,000. Showing an enthusiasm for theology and divinity work is the easiest way to increase your job prospects. It s one of the most recognizable features you can present to employers and often conveys over to your skills on the job as well.

    Online Seminary Schools and Related Programs

    Finding an online seminary school or even an online program from a seminary school can be challenging if you don t know where to look. If your end-goal is to enter some form of ministry though, several online schools do offer programs in religion and ministry. The colleges below are accredited schools that are also Christian universities offering such programs. By enrolling in an accredited degree program, you ll learn the skills necessary to work for a religious organization, lead a congregation, teach others about a specific faith, and much more.

    Religion: Pastoral Counseling (MA) Master of Theology Doctor of Ministry

    Liberty University is not only one of the largest Christian schools, with over 70,000 students currently enrolled, it is among the biggest schools in the US overall. Liberty offers a diverse range of theological programs including the Master of Theology and Doctor of Ministry programs. These programs prepare you for Christian ministry in church and organization settings.

    Seminary Cert – Leadership Seminary Cert – Worship Arts Seminary Cert – Church Health and Revitalization Seminary Cert – Children, Youth and Family

    Indiana Wesleyan University is based in Marion, Indiana. The school has a rich history and has been in operation since 1920. IWU offers several certificates in Seminary Studies like Leadership that cover which is designed for students interested in religion, church ministry, Bible studies, or they are pursuing their master’s degree.

    Divinity (MDiv) Christian Studies (BA) Christian Studies: Biblical Studies (BA)

    If you are interested in Christian ministry, Grand Canyon University has several paths you can choose from to get there. If you are continuing your education, the school offers a master’s degree in divinity. a BA in Christian Studies. or a BA in Biblical Studies.

    Theological Studies (MA)

    While Colorado Christian University is a smaller school with just over 3,500 students currently enrolled, its programs are ideal for anyone wanting to expand their knowledge of theological issues. The MA in Theological Studies immerses students in scripture and helps ready them to take their studies in the Christian faith further.

    Looking for a school offering a Seminary program?

    Use the degree finder form below, and we’ll match you with degrees that are right for you.


    Sample Letter of Recommendation for Teacher – 18 Documents in Word

    #teacher #letter #of #recommendation #for #college


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    18+ Letter of Recommendation for Teacher Samples

    You dream of becoming a teacher since your childhood days, for that you have worked hard and got your degree completed. But for getting a chance to teach in a good institute is not so simple or easy. If you get some sort of recommendation from any influential people who are aware of your abilities, then half of your job is done. Here you can find print ready templates in doc format designed as Employment Recommendation Letters position. There are plenty of options to choose from that will cater to every individual. Simply get it signed and use.

    Letter of Recommendation for Senior Teacher

    collegemapper.com

    A letter of recommendation for senior teacher should come from a senior member of the faculty, possibly from the principal/dean of the previous institution he/she was associated to. The recommendation highlights the special achievements of the faculty.

    Letter of Recommendation for Teacher from Professor

    gsi.berkeley.edu

    Uses and Purpose of Letters of Recommendation for Teacher in Doc Templates

    If you have served yourself as a good teacher in an institute for over a long period of time, then you must have a good fan following amongst your students, your fellow colleagues, the principal and every person who belongs to the school authority. But if for upgradation of your teaching career you want to be associated with some better institute, then a Letters of Recommendation from anyone attached with your current school or any influential person can be of help for starting afresh. These doc file templates in various types under this category can be downloaded for every teacher’s use.

    Target Audience for Letters of Recommendation for Teacher in Doc Templates

    If you are about to start your career in teaching profession, or you have already served yourself as an assistant teacher for the past few years. And now would like to start your career as a full fledged teacher in any esteemed schools or colleges, then this template can be your ticket for reaching to your goal. The templates are designed in Word format as doc file for teachers by keeping in mind all requirements. The types include examples of Letters of Recommendation for teachers and even College Example of Recommendation Letter template from teacher colleagues. Download and print them for use.

    Benefits of Letters of Recommendation for Teacher in Doc Templates

    This template is beneficial to every individual who dreamt of becoming a successful teacher, for spreading their knowledge amongst students and to train each one of them in the subject he/she specializes in teaching. When you as a teacher want to relocate to some other place or school due to some personal requirement or to rise on the career graph. By downloading these templates from our collection, you just have to choose what suits your requirement, and then print the Word format doc file and get it signed from the person who is addressing the recommendation letter for you.

    Expand your career as a teacher in a new city and try to get maximum assurance in getting your desired teaching job by collecting recommendation letters from any influential person who can certify your abilities. Hence, choose and download the required Teacher Recommendation Letter in doc file for your use.

    If you have any DMCA issues on this post, please contact us !

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    What is a Due Diligence Data Room

    #due #diligence, #data #room, #legal, #documents, #virtual #data #room, #diligence, #buyers, #seller, #overview


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    What is in a Due Diligence Data Room ?

    A Due Diligence Data Room is the place where the selling company places copies of the financial, legal and business documents that define the history and future of the company.


    The due diligence data room is accessed by potential buyers or investors after being approved by the seller and after having signed a Non-Disclosure Agreement . The investment banker representing the seller is responsible for identifying viable buyers/investor, securing signed NDA�s and scheduling access to the due diligence data room information.

    There are two types of Due Diligence Data Rooms: Traditional Due Diligence Data Rooms and Virtual Due Diligence Data Rooms.

    Pro�s and Con�s of both of these types of data rooms can be found on the Traditional Due Diligence Data Rooms vs. Virtual Data Rooms page.

    The Greatest Risk for the Seller

    The most important decision a Seller can make is selecting a good investment banker to assist in navigating thru the process. The worst thing a seller can do is focus too much time and energy on the construction of a due diligence data room and the selling process and by doing so, neglect the business resulting in poor sales and earnings during the process. The performance of your company during the sales process if the MOST IMPORTANT OBJECTIVE. The creation of the due diligence data room should be done with your general oversight but conducted by individuals not need to manage the day to day business. For this reason many have turned to a service provider to create the due diligence data room or an �easy to use� software solution that allows you to create a virtual due diligence data room with very little effort.

    If your company is small or just getting started with very little history of sales, then you might be able to construct a due diligence data room on your own without impacting day to day sales performance. If you are hoping to sell your company or secure additional investment in excess of $1,000,000 you should definitely not risk constructing a due diligence data room by yourself. The small amount you pay to have your investment banker or a third party due diligence data room service provider create a professional due diligence data room for you will be more than be recovered at the end of the transaction.

    Seller�s Key Objective of the Due Diligence Data Room

    The main objective of the due diligence data room for the seller is to:

    Remove any concern the potential buyer or investor has in the viability and profitability of the company

  • Disclose all data required or requested by the buyer/investor to close the sale quickly
  • Present business records with emphasis on growth and future value to maximize the offer amount
  • Expose any �skeletons� up front in the most positive way possible before final valuation offers to minimize any potential downward trend in the offers

  • A Seller uses the due diligence data room to draw attention to the best attributes of the business to try to INCREASE the buyer�s/investor�s valuation of the business. A well constructed due diligence data room can increase the final valuation offer by several percentage points.

    Buyer�s/Investor�s Key Objective of the Due Diligence Data Room

    The main objective of the due diligence data room for the potential buyer/investor is to:

    Use financial data to arrive at Valuation Model

  • Determine any operational costs when can be reduced or eliminated
  • Identify and business data or trends that could be used to justify a lowering of the valuation offer
  • Identify any skeletons that will risk achieving future revenue or earnings projections

  • A Buyer/Investor uses the data in the due diligence data room to validate their valuation model and to identify anything that could risk future earnings thus providing a reason to LOWER his valuation offer.

    In summary, the proper creation of a due diligence data room can be time consuming and potentially risk the day to day operation of the business if created by existing management. To maximize the benefit of a due diligence data room the owner should research and secure a software solution to utilize a virtual due diligence data room and hire an affordable third party to construct this due diligence data room.


    Stemme S10-VT, S-6

    #stemme, #s10, #s #10, #s10-v, #s10v, #s10 #v, #s10-vt, #s10vt, #s10 #vt, #s #10vt, #segelflug, #segelfliegen, #flug, #fliegen, #motorsegler, #touring #motor #glider, #flugausbildung, #ausbildungsflug, #passagierflug, #stemme-powergliders


    #

    Mit dem Motorsegler STEMME S 10-VT erleben Sie eine neue Dimension im Segelflug!
    Die S-6 und S-6 RT sind modernste TMG!

    Der Hochleistungs-Motorsegler S10-VT mit einer Spannweite von 23 Meter und einer Gleitzahl von 1:50 l sst keine W nsche offen.

    Dr. Reiner Stemme ist der Konstrukteur dieses Flugzeuges, das schon auf eine mehr als 25-j hrige Geschichte zur ckblickt.

    Sie sitzen nebeneinander und haben zusammen mit einem erfahrenen Linien- und Segelflugpilot alles im Blick.

    Sie fliegen nicht nur passiv mit, sondern werden viele fliegerische M glichkeiten kennen lernen.

    STEMME AG
    Flugplatzstrasse F2, Nr. 7
    15344 Strausberg
    Germany

    Telephon: +49 (0) 3341 3612-0
    Verkauf: +49 (0) 3341 3612-15
    Marketing: +49 (0) 3341 3612-35
    Service: +49 (0) 3341 3612-25

    Fax: +49 (0) 3341 3612-30

    Vorstand: Dr. Reiner Stemme, Paul Leen

    Aufsichtsratsvorsitzender: Prof. Dr. Michael Gro

    Registergericht: Amtsgericht Frankfurt (Oder)
    Registernummer: HRB 8698 FF

    Umsatzsteuer-Identifikationsnummer gem 27a
    Umsatzsteuergesetz: DE 813288804

    English Pages


    Reform – Great kitchen design, ida interior design.

    #Ida #interior #design


    Design

    Basis

    Inspired by the 1960s architect kitchens, Basis is our best bet for a timeless kitchen design with its simple and stylish handle.

    Check out our Basis design

    Chelsea by Christina Meyer Bengtsson

    The laminate colors, the warm golden brass, and the black countertop give the kitchen a luxurious and sophisticated look.

    Check out Chelsea by Meyer Bengtsson

    Degree by Cecilie Manz

    Classic aesthetics and subtly graphic details create a comfortably modern look.

    Check out Degree by Cecilie Manz

    Fold by Sigurd Larsen

    The characteristic folds and powder coating give the design a pure expression that is pleasant to touch.

    Check out Fold by Sigurd Larsen

    GRID by Chris L. Halstrøm

    The handle has become a part of the entire door – a frame for the door itself.

    Check out GRID by Chris L. Halstrøm

    Lines by Afteroom

    New interpretation of a classic design that is here to stay.

    Check out Lines by Afteroom

    STRAP by Bjarke Ingels Group

    Characterized by its elegant handles made of something as unconventional as seat-belt fabric, you get a hyper-modern kitchen.

    Check out STRAP by BIG

    Surface by Norm Architects

    Exclusive in its choice of material and design, this kitchen comes with no handles and has a countertop that bends around the entire surface to produce an exquisite finish.

    Check out Surface by Norm Architects

    TWO/FOUR by Note Design Studio

    Contemporary style meets traditional elegance. A decadent look with a simple appearance.

    Check out TWO/FOUR by Note Design Studio

    Recognitions

    Houzz — Best of Houzz 2018 — Design Award

    Interior Design — Interior Design’s Best of Year (BoY) — Furniture: residential/storage

    The IDA International Design Awards 2017 — Home Interior Products — Kitchen Furniture

    Dansk Design Center & Design Denmark (DK) — Danish Design Award — Daily Life

    European Product Design Award — The Product Design of the Year Award — Home Interior Product / Kitchen Furniture

    IVÆKST (DK) — Ivækstprisen — Årets Væksteventyrer

    BoBedre, BoligMagasinet, Costume Living and Nordic Living (DK) — Design Awards — Årets Innovative

    Fast Company — Fast Company’s Innovation by Design Awards (US) — Product design


    Come funziona il noleggio a lungo termine, Nolosubito, noleggio auto lungo termine senza anticipo.

    #Noleggio #auto #lungo #termine #senza #anticipo


    Il Noleggio a Lungo Termine

    Di cosa si tratta

    Ti spieghiamo cosè il noleggio a lungo termine.

    A chi si rivolge

    Chi è il cliente perfetto per il noleggio a lungo termine.

    Perché conviene

    Zero oneri burocratici, vantaggi fiscali, servizi inclusi e molto altro.

    Perché sceglierci

    Perché dovresti scegliere il servizio offerto da Nolosubito.

    COSÈ IL NOLEGGIO A LUNGO TERMINE?

    Il noleggio a lungo termine è una soluzione alternativa allacquisto di un veicolo, che trasforma lauto in un servizio di cui si paga solo lutilizzo e non il possesso.

    Il noleggio a lungo termine è una formula alternativa alla proprietà, allacquisto e al leasing di unautomobile. Una modalità innovativa e conveniente di possedere unauto perché consente di scegliere il veicolo che si desidera attraverso un pagamento mensile a canone fisso il cui importo è determinato in base alla durata del contratto, al chilometraggio e ai servizi richiesti.

    A CHI SI RIVOLGE?

    Aziende di qualsiasi dimensione, ma anche tanti professionisti e privati scelgono il noleggio a lungo termine per i suoi numerosi vantaggi economici e gestionali.

    Il noleggio a lungo termine è la soluzione di acquisto e possesso di unautomobile ideale per:

    • privati e professionisti che sono in continua mobilità per motivi di lavoro e che hanno quindi bisogno di un veicolo sempre operativo con assistenza costante dedicata.
    • aziende e imprese di qualsiasi dimensione che desiderano la sicurezza di un parco auto sempre disponibile e dalla gestione semplificata, senza dover necessariamente acquistare le vetture per i propri dipendenti.