Installation of Laminate Flooring in the Bathroom. & Video

Installation of Laminate Flooring in the Bathroom, REMMONT.COM

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Installation of Laminate Flooring in the Bathroom

Installation of Laminate Flooring in the Bathroom, NEF6.COM

Installation of Laminate Flooring in the Bathroom

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100 Modern Bathroom Design Ideas. \ Video

100 Modern Bathroom Design Ideas, REMMONT.COM

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100 Modern Bathroom Design Ideas, REMMONT.COM

100 Modern Bathroom Design Ideas

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Term Life Insurance Quotes and Insurance Resources, QuickQuote, term insurance quotes.

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Term insurance quotesQuickQuote

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What is term life insurance?

Term life insurance is the most basic and least expensive form of life insurance you can buy. There are no investment accounts, cash values or policy loan features on term life. Just pure and simple life insurance protection.

You can choose a term length of 10 to 35 years, and a coverage amount of $25,000 to $25M or more.

How much does term life insurance cost?

Term life insurance is inexpensive relative to other types of life insurance such as whole life or universal life. Your cost will depend on factors like age, gender, medical history, current health, tobacco use, driving record, and more.

The life insurance company will assign a rating class to your policy during the underwriting process. This class will determine how much you will pay.

How do I buy term life insurance?

You can buy term life insurance from an independent agent or broker (like us), from a captive agent (think Allstate or Farmer’s), or directly from a life insurance company, although very few sell directly to consumers.

The important thing to keep in mind is the cost is the same to you regardless of who you buy the policy from. Rates are set by the life insurance companies and approved by state insurance departments. Agents and brokers cannot adjust these rates up or down. However, they can help you find the lowest rate based on your unique circumstances.

How do I apply for term life insurance?

The term life application process is simple. We’ll do most of the heavy lifting for you.

    1. Select a company – Pick your favorite and click “Apply.”
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We’re Sorry

An error has occurred, and we are unable to provide you with an online quote at this time.

To get a quote by phone, please call New York Life at 1-800-361-1741.

Monday – Friday 8 a.m. to 5 p.m. (ET), or Saturday 9 a.m. to 5 p.m. (ET).

Designed for shorter term needs, term life provides life insurance protection for a specific period of time.

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A.M. Best, Fitch and Moody’s Investors Service Highest Rating. Standard and Poor’s Second-Highest Rating.

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Includes details on costs, eligibility, renewability, limitations and exclusions.

Life Insurance is underwritten by New York Life Insurance Company (NAIC #66915), New York, NY 10010. Specific products, features, and gifts not available in all states or countries. New York Life Insurance Company is licensed in all 50 states. (Policy forms ICC15-ITL2, ITL2, ITL2-CA, ITL2-CT, ITL2-FL, ITL2-ND, ITL2-NY, IWL1, ICC12-IWL1, IWL1-CA, IWL1-FL, IWL1-MT, IWL1-ND, IWL1-NY, IGAL1 ICC11-IGAL1, IGAL1-AR, IGAL1-CA, IGAL1-FL, IGAL1-ND, IGAL1-NY, IGAL1-SD). Purchasing additional term coverage in the future may be more expensive; consider the coverage amount you select carefully. Federal law requires us to obtain, verify and record information that allow us to identify you. When you apply, we will ask you for your name, address, date of birth, Social Security number and other information. Agent-sold life insurance products are also available which could have lower rates but require more health information, and in some cases a health exam, at the time of application. For more information call New York Life at 1-800-361-1741.

The licensed life insurance agent is Philip Cavan (Arkansas #300260, California #0F23862).

Maine Residents: A buyer’s guide and policy summary are available upon request.

2018 New York Life Insurance Company. All rights reserved.

Car Insurance Quotes, Compare Car Insurance – Liberty Insurance Ireland, cheapest car insurance companies.

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    The advantages of survivorship life insurance policies, second to die term life insurance.

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    The advantages of survivorship life insurance policies

    By | Last updated: Oct. 6, 2010

    Imagine a life insurance policy that doesn’t necessarily pay off when you die. Survivorship life insurance fits that description, and might be a worthwhile purchase for people whose heirs will have to pay hefty estate taxes.

    Second to die term life insuranceA survivorship life insurance policy, or second-to-die life, as it used to be called, insures two lives usually a husband and wife. Unlike traditional life insurance, the death benefit isn’t paid out until the second insured person dies.

    Usually, the death benefit from a survivorship life insurance policy is intended to pay federal estate taxes and other estate-settlement costs owed after both spouses pass away. The product was developed in the early 1980s in response to a law that enables married couples to postpone federal estate taxes until both spouses pass away.

    Under federal tax law, there is a marital deduction permitting you to leave an unlimited amount of assets to your surviving spouse. If you leave all your worldly possessions to your husband or wife, no federal estate taxes are owed at the time of your death. Those assets then become part of the estate of the spouse and might be taxed when the surviving spouse eventually dies, assuming he or she hasn’t remarried. The death benefit from a life insurance policy could help pay those taxes.

    The survivorship life insurance sales pitch

    Agents who sell survivorship life insurance often point out that your beneficiaries can pay estate taxes with the proceeds of your policy, so they won’t be forced to sell your house quickly or liquidate assets to pay an estate tax bill. Furthermore, when you buy the policy, you’ll pay less than the estate taxes will cost.

    Sometimes, a life insurance agent and the policyholders’ lawyers will construct a financial plan reducing the tax burden of wealthy individuals by creating trusts and using survivorship life insurance as part of the estate-planning strategy.

    Advantages of survivorship life insurance policies

    • Less expensive. Survivorship life insurance is usually less expensive per thousand dollars of death benefits than traditional single-insured life insurance. In the case of survivorship policies, the premium is based upon the joint life expectancy of the insureds. Since the insurance company owes nothing until both insureds die, the premium will be significantly cheaper than buying separate policies for both people.

    There may be other reasons to purchase survivorship life insurance. For example, parents with special needs children could consider survivorship life policies to provide for those children after both parents have died.

    Questions to ask before you buy

    With any type of survivorship life insurance, find out how the policy would be affected by a divorce or a change in estate tax laws. Some life insurance companies offer a rider, without extra charge, that permits you to split the policy into two single-insured policies in certain circumstances.

    If you’re considering purchasing a survivorship life insurance policy, consider consulting an attorney who specializes in estate planning.

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    outlet cucine Lago, cucina in offerta a prezzo speciale -V

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    Outlet cucine Lago.

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    A parte sono ordinabili: forno e frigo. Le basi sono sospese su piedi in vetro di grosso spessore che danno allinsieme cucina una sensazione di leggerezza.

    Le dimensioni sono: pensili cm. 294,4 h.62,4; basi cm.319,5; penisola cm. 214,5 x 70

    Particolare dei cestoni estraibili sotto al piano cottura, con portaposate in legno, sottolavello con pattumiere per la raccolta differenziata.

    Il tavolo di Lago modello Air wildwood in legno rustico e le sedie Victoria ghost e Louis ghost di Kartell non fanno parte dellofferta outlet ma servono a completarla. Le sedie trasparenti ben si adattano al tavolo col piano in legno in forte spessore.

    Reato doloso, colposo e preterintenzionale, negligenza imperizia imprudenza.

    #Negligenza #imperizia #imprudenza

    Negligenza imperizia imprudenza

    Quali sono le differenze tra reato doloso, colposo e preterintenzionale?

    L’art. 42 c.p. prevede infatti che nessuno puт essere punito per un’azione od omissione preveduta come reato, se non l’ha commessa con coscienza e volontа, ma fa salvi alcuni casi, espressamente previsti dalla legge, in cui puт aversi reato anche in mancanza di dolo (sono i casi dei reati preterintenzionali e dei reati colposi).

    Si determina uno stato soggettivo di preterintenzione quando si vuole porre in essere un reato, ma le conseguenze della propria azione sono piщ gravi di quanto previsto (ad esempio, si vuole colpire con un pugno per provocare una percossa e invece si determina la morte della persona colpita). Le uniche figure previste nel nostro ordinamento sono l’omicidio preterintenzionale (art. 584 c.p.) e l’aborto preterintenzionale (art. 18, c. 2, L. 194/1978).

    Si ha invece l’elemento soggettivo della colpa quando manca la volontа di determinare un qualsiasi evento costituente reato, ma l’evento si verifica ugualmente per negligenza, imprudenza, imperizia o per inosservanza di leggi, regolamenti, ordini o discipline (art. 43 c.p.). Anche le ipotesi di reati colposi sono tassativamente previste dalla legge (ad esempio: omicidio colposo [art. 589 c.p.] o lesioni colpose [art. 590 c.p.]).

    Le contravvenzioni sono punibili sia se commesse a titolo di dolo che a titolo di colpa.

    Ultima modifica: 25/07/2017

    ATTENZIONE: I contenuti di questa pagina si riferiscono a fattispecie generali e non possono in alcun modo sostituire il contributo di un professionista qualificato. Per ottenere un parere legale in ordine alla questione giuridica che interessa и possibile richiedere una consulenza legale on-line oppure fissare un appuntamento con un avvocato del nostro studio legale presso la sede di Milano o di Roma.

    Gli autori declinano ogni responsabilitа per errori od omissioni, nonchй per un utilizzo improprio o non aggiornato delle presenti informazioni.

    ©2003-2017 / Studio Legale online / Roma / Milano

    Tutti i diritti riservati / All Rights Reserved

    Inmobiliarias CADISA, alquiler piso salamanca.

    #Alquiler #piso #salamanca

    Bienvenidos a Cadisa de Salamanca

    CADISA, les da la bienvenida a su sitio web en el que podrá consultar toda nuestra oferta de inmuebles en Salamanca y provincia y anunciar su inmueble si lo desea. También consultar información sobre nuestra empresa y nuestra forma de trabajar.

    Inmuebles Destacados


    Alquiler piso salamanca


    Alquiler piso salamanca


    Alquiler piso salamanca


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    Alquiler piso salamanca

    Pє ROLLO



    Alquiler piso salamanca


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    Para consultar el resto de nuestra oferta seleccione una de las opciones que le proponemos en el menъ de la izquierda o busque algo mбs concreto a travйs de la opciуn del menъ superior BUSCADOR.

    No publicamos toda nuestra oferta, por ello, le rogamos que si no encuentra lo que busca contacte con nosotros y le enviaremos información puntual sobre todos los inmuebles que pueden encajarle.

    Esperamos serle de utilidad y cumplir con todas sus expectativas.

    Alquiler piso salamanca Alquiler piso salamanca

    Pisos en Sant Carles de la Rapita, Inmobiliarias Sant Carles de la Rapita, FINQUES EBRE MONT, pisos alquiler manresa.

    #Pisos #alquiler #manresa

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    Roquetes – Raval de crist

    Pisos alquiler manresa

    La Senia – Centro

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    L\’ Ampolla – Mataret

    Pisos alquiler manresa

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    El gestor administrativo, Colegio de Gestores Administrativos de Valencia, colegio de abogados de castellon.

    #Colegio #de #abogados #de #castellon

    colegio de abogados de castellon

    Según el Estatuto que regula la actividad de la profesión, los Gestores Administrativos son profesionales titulados, libres e independientes que, de modo habitual y con percepción de honorarios, informan, aconsejan, asesoran y representan a personas físicas o jurídicas, con mandato expreso o tácito, en el estudio, promoción, dirección, gestión y realización de toda clase de trámites y actuaciones que tengan relación con la Administración


    Aunque la actividad de los Gestores Administrativos, tal y como la conocemos hoy, nace en el año 1933, podemos encontrar ya alguna similitud con las funciones de los llamados solicitadores&, de los que se tienen referencias desde el siglo XV.

    Parece ser que el primer documento que se conserva referente a la profesión se trata de una pragmática dada en Toledo en 1480 por los Reyes Católicos, donde figura con el nombre de “solicitadores”. En Valencia, es posible, que la profesión se remonte al ordenamiento foral donde se regulaban numerosos cargos y oficios propios del reino de Valencia, entre otros, el de Baile, Mestre Racional, Jurados, Síndics, Notarios, Procuradores, Abogados, Corredores y Escribanos.

    Por eso no es descabellado pensar que los actuales Gestores Administrativos son descendientes de aquellos corredors, que tenían las competencias de asesorar a los comerciantes extraños del reino, acerca de las obligacines y pagos que debían tributar para comercial libremente dentro de los límites del reino y de la propia ciudad. Eran los verdaderos expertos en asuntos mercantiles.

    Se trata, por tanto, de una profesión que cuenta con una larga tradición en España y con el reconocimiento de la Administración.

    Una experiencia acumulada de la que el primer beneficiario es usted.


    La preparación de los Gestores Administrativos es muy rigurosa. Para empezar, se les exige una titulación. Son licenciados en Derecho, Económicas, Ciencias Empresariales o Ciencias Políticas. Pero, además, han tenido que efectuar estudios complementarios y pasar una prueba de acceso. Y, finalmente, integrarse en una Organización Colegial: el Colegio de Gestores Administrativos.

    Sólo así pueden ejercer su profesión. Por eso, cuando usted decida recurrir a un Gestor Administrativo para obtener información o resolver sus problemas con la Administración, contará con la mejor y más legitima garantía, la Garantía Profesional de un Gestor Administrativo.

    Colegio de abogados de castellon

    Colegio de abogados de castellon

    Colegio de abogados de castellon

    Colegio de abogados de castellon

    Colegio de abogados de castellon

    Colegio de abogados de castellon

    Michigan Auto Insurance, Michigan Car Insurance, auto insurance in michigan.

    #Auto #insurance #in #michigan

    auto insurance in michigan

    Auto insurance in michigan

    Finding the right car insurance in Michigan for you is not always an easy task. Our service is based on helping you find the best auto insurance quotes and more important, the best policy for your needs and budget. We can help you save money on your auto insurance, while ensuring you get the best possible protection for your vehicle.

    Michigan auto insurance is required by law and you must carry at least minimum coverage to legally drive your vehicle. Driving without insurance is dangerous and can end up costing you more money than you can afford. You don t have to spend your life savings for the right insurance and we are here to help. Just use our simple quote tool and get your Michigan car insurance quote today!

    No more wasting hours of your own time trying to find cheap insurance rates or using one of those sites that compare a handful of the larger companies. With a quote from Averson Insurance Agency, you will know you are getting the best possible rate with the protection you need. We feature the lowest car insurance quotes and will also take to time to ask the appropriate questions to make sure everybody we serve gets the policy they need.

    Why You Should Choose Our Agency for Auto Insurance in Michigan

    Shopping for insurance online is a very convenient way to get a quote and find the right policy. However, you don t always get the personal service you want and you can t always find a company located in the same state you live in. Larger companies insure many vehicles in many different states, but don t always give the personal service you need. Always remember that there is more to your car insurance then just price.

    We pride ourselves on providing both personal service and the convenience of receiving an online car insurance quote to meet your specific needs. Our agency makes it easy to get the best auto insurance for your needs from the convenience of your home. We are located in Michigan and we specialize in helping only those that actually live in Michigan. Our entire focus is on you, our customer, and we will make sure you get an affordable policy with the right protection.

    Whether you need a quote for multiple drivers or multiple vehicles, we can help you. Our quote tool won t share your information with anybody, other than us, and we take all the necessary precautions to protect your privacy. In just five quick minutes, you can complete the form and get your online quote for Michigan car insurance.

    The Benefit of Choosing an Independent Michigan Auto Insurance Agency

    As an independent agency, we can shop with more than just one insurance carrier for you. This helps us save you time and ensure you get the best possible rate for your new car insurance policy. Not only can we compare your rate across all the larger, well-known insurance companies, but we also work with local companies for you. In many cases this allows for a reduced deductible, which can help save you money in the end.

    Another benefit you get when you choose an independent agency for car insurance in Michigan, you don t have to deal with the 1-800 number on your policy. Instead, you can call us and we will help you file your claim. This might include things like finding the right repair center, getting you a rental car or anything else necessary with your claim. We strive to provide personal service, so you don t have to sit on hold and wait for someone to take care of you.

    You have a choice when it comes to your auto insurance in Michigan and we understand this. Let our agency search through all the large and small insurance companies and find the policy that fits your needs at the best possible price. If you did this on your own, it could take up a large amount of your valuable time. However, by using our agency, you only need to submit one form and we will take care of the rest.

    The right Payment Plan for Your Michigan Car Insurance

    One of the most important questions you probably have about car insurance in Michigan has to do with how your payments will work. We offer flexible payment schedules to allow you to choose how you prefer to pay. You can choose to pay for the entire policy upfront, which will save you a little extra or you can choose to make payments.

    You can choose how you would like to receive your bill, as well, which can help you qualify for another discount. If you choose to go paperless”, you will get a discount on your monthly bill that can help you save a little extra on your policy. We can even set up automatic payments, so you never miss a payment. This makes it convenient and easy to keep your auto insurance up-to-date, and you won t need to worry about your policy being cancelled or expiring.

    Making your Final Auto Insurance Decision

    Choosing the right auto insurance in Michigan can be tricky. It can require hours of research to find out what the minimum coverage is and what you really need for your specific vehicle and situation. You don t need to spend all your time trying to figure out what s best. We are experienced with Michigan car insurance and can help you find the right policy tailored to your specific needs.

    Don t waste your time comparing all the different companies on your own. With just one simple form, we will find the right policy for you. Not only will you get an affordable rate with a flexible payment plan, but you will also get the personal service of an agency.

    Our goal is to take the worry out of shopping for car insurance in Michigan and make it easy for you. With the best rates and service, you will find in the state of Michigan, you can t go wrong. It only takes 5 minutes to complete our simple quote form and we will do the rest for you.

    Get the Best Car Insurance Rate, best car insurance prices.

    #Best #car #insurance #prices

    Get the best car insurance rate

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    When you compare the price of car insurance, it’s important to explore every option so that you’ll get the coverage you need at a price you can afford.

    Here are nine tips for getting the best car insurance deals.

    1. Shop around

    Get a quote from at least three reputable insurance companies so you can compare prices and coverage. Rates will vary from one company to another, and the lowest priced insurance may not give you all the coverage you need. Look at price, amount of coverage, benefits and claims services before you make your decision.

    2. Adjust your insurance policy

    If a company quotes their best car insurance price and it’s slightly outside your range, you may lower it by making small changes. A higher deductible on your vehicle, for example, may lower your rate. Keep in mind though, that if you were to file a claim, your out-of-pocket expenses could increase.

    While you’re tweaking your policy, also consider your coverage limits. You may be paying for more coverage than your state requires. Make sure you have the coverage you want, based on your needs.

    3. Discount your way to the best auto insurance price

    Car insurance discounts lower prices significantly. Remaining accident-free, having an anti-theft device on your vehicle or your teen driver’s good grades could also cut costs.

    You may also be eligible for an affinity discount if you’re a member of a fraternity, sorority, alumni association, credit union, sports group, or professional organization that has partnered with Nationwide.

    4. Combine insurance policies

    You may save on your auto insurance policy when you insure more than one vehicle. Or by combining your auto insurance policy with other insurance policies, such as homeowners insurance or life insurance you could save by bundling rather than having individual policies.

    5. Maintain a good credit rating

    Most insurers will figure in the strength of your credit rating when determining the price of your policy. A higher credit score could mean lower rates, so take care to maintain a good rating.

    6. Drive carefully

    It’s really that simple. If you have at least five years of driving experience and no accidents over the past five years, you may qualify for a safe-driver discount. And with Accident Forgiveness, we won’t raise your auto insurance rates following the first at-fault car accident.

    7. Consider car safety features and defensive driving class

    You could save money on your car insurance rate if your vehicle is equipped with an anti-theft device, full front-seat airbags or restraint devices that work automatically when your door closes. You may get a defensive driver discount, too, when you successfully complete a motor vehicle accident prevention course approved by your state’s Department of Motor Vehicles.

    8. Go paperless

    Did you know that Nationwide has several easy ways to automatically pay your insurance bill on a recurring basis? That means you’ll save on postage stamps, help eliminate piles of paperwork, be kind to the environment and avoid late fees. Some policyholders can even get discounts just for signing up for paperless documents.

    9. Ask for a regular review of your auto insurance policy

    Make sure your policy keeps pace with your life. And you get the discounts you deserve. We recommend you take advantage of a free On Your Side ® Review every year, or whenever you’ve had a change in your life.

    Ready to get an insurance quote?

    Start your search for the best auto insurance rates by getting an online car insurance quote from Nationwide.

    Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which control coverage determinations. Such terms may vary by state, and exclusions may apply. Discounts may not be applied to all policy coverages.

    Compare Cheap Motorhome Insurance Quotes at, online motor insurance quote.

    #Online #motor #insurance #quote

    Motorhome insurance

    Online motor insurance quote

    Compare motorhome insurance quotes from our panel of motorhome insurers

    • Policies for a wide range of body classes
    • Specialist cover for driving in the UK and abroad
    • Compare quotes online and you could save money

    Look out for your local campsite

    We can help you to get a quote for a motorhome or similar vehicle – such as a camper van, compact, American RV (recreational vehicle), van conversion, low profile, coachbuilt or overcab and micro – with one quick search.

    Need more information?

    In our quotes process the straightforward forms will ask for your basic personal details, the driving history of those seeking cover and the category of use.

    You’ll need to know the make and model of your motorhome, its value, mileage, number of berths and whether it’s a manual or automatic.

    Additional questions relate to where the vehicle is stored, its security arrangements, if it’s a permanent residence, whether it’s professionally serviced, and if the motorhome has been modified or had accessories fitted.

    Being a member of a caravan club or passing driving courses can impact on the price of your premium, and our quote process allows you to include relevant details.

    The forms will ask for details of the level of insurance required, your preferred voluntary excess and of your previous policies/no claims bonus.

    Did you know.

    • One in every 100 British adults is a member of the Camping and Caravanning Club
    • A 2011 study by the club and Liverpool John Moores University suggests camping and caravan holidays make for family cohesion, satisfaction, togetherness, fulfilment, rest, relaxation and improved social interaction

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    If you’re struggling with the policy options, try our motorhome insurance guides, where you’ll also find the answers to frequently asked questions.

    Find out more about how security affects your premium, the types of motorhome covered, specialist add-ons to your insurance, exclusions, overseas use, breakdown cover and how to save money on your policy.

    You can also read more general guides on areas such as good driving, what you need for camping, towing, tyres and what to do if you break down.

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    Best Insurance Companies, best auto insurance company.

    #Best #auto #insurance #company

    Best Insurance Companies 2017: Customers rate today’s top carriers

    Jennifer Shelton – Last updated: Nov. 9, 2016

    It s easy to feel like you got your money s worth from a delicious meal or a much-anticipated vacation, but what about when it comes something you don t necessarily want but need like which are the best insurance companies?

    Fortunately for you, there are people like us who earn that money by combing through information about insurance companies (and actually really enjoy doing it).

    Each year, s Best Insurance Companies Survey reveals the 20 best auto insurance companies and the 15 best insurers for health, home and life insurance.

    So instead of worrying that you re not getting the best that our hard-earned money can buy, you can enjoy that sweet satisfaction that comes with being a savvy consumer.

    Auto, health and home insurers were ranked based on the ratings from surveyed policyholders in the categories of customer service, claims service, value for price, plan to renew, and would recommend. These five weighted categories reflected the priorities customers ranked the highest when considering insurance needs.

    Our survey is a great tool in helping alleviate the anxiety of wondering if there s something better out there that you re missing, says Jennifer Shelton, managing editor of You might ask five or six family members for recommendations or spend hours online or on the phone. We ve asked more than 3,700 people, and in one glance, you can make the best determination for your needs.

    Best auto insurance companies

    Companies rate factors different, so variables — such as road construction, crime rates and accident frequency in your city, which change from year to year — can make a difference in the way a company would quote a policy. One company might rate the area in which you live more favorably than another, so it s always worth comparing quotes at least every couple of years so you can take advantage of best rates available.

    For 2017, USAA reclaimed the top spot for auto insurance. The insurer has established reputation for treating its insurance members very well, but maybe that s because not just any John or Jane Doe can sign up. USAA requires military affiliation in order to have an account.

    Auto Club of Southern California took second place this year, and while it is a state-specific insurer, the AAA affiliate insures more than six million members. Rounding out the top three is another AAA insurer: CSAA Insurance Group. Don t be fooled by the name; CSAA doesn t just service the state of California. The insurer writes coverage in 23 states plus the District of Columbia.

    It shouldn t discourage you that the top three companies are affiliated with organizations. First off, USAA has a number of ways to show military association. And while the Auto Club of Southern California does require a AAA membership, CSAA does not, so anyone can purchase an insurance policy. However, you could also become a member of AAA and reap the additional benefits that come with that, such as road service.

    Residents of the Golden State aren t short of choices, but going with an insurer who is completely focused and familiar with one of the most densely populated areas of the country seems to be a good choice.

    Best health insurance companies

    Health care in the U.S. can be an overwhelming field to navigate, so finding a company with which you can feel satisfied and cared for is like winning the Olympic Gold Medal at Adulting. Whether you have insurance through your employer, the Marketplace, or an individual policy, familiarizing yourself with the players in the game and their plan offerings and can help you make better choices come open enrollment.

    Blue Cross Blue Shield affiliates appeared to have done a good job keeping consumer happy this year. Florida Blue and Blue Cross Blue Shield of Michigan took the number one and number two spots, both earning 4.75 stars for customer service — the highest in the health survey.

    A New York-based provider, EmblemHealth, received the third spot on our health insurance survey.

    Between these three state-specific health insurers, they service over 12 million members of the 289 million Americans with some form of health insurance.

    Best home insurance companies

    Car insurance commercials constantly urge you to switch and chances are — unless you are an undiscovered superhero you re using your health care benefits a couple of times a year. But homeowners insurance is often not thought of much past the requirement to have it with your mortgage loan or in the unfortunate event of a home disaster. Your home insurance protects what is likely your most valuable asset. Understand your needs or your current policy, then compare the options carefully, and rest a little easier.

    After earning the top spot in the auto category, USAA earned its second first-place finish this year with an overall score of 97.5, the highest score of the entire survey.

    The distance between first and second place was the widest in the home category with a seven-point difference. Chubb has a reputation as the go-to company for high-end insurance needs, and it s high and consistent scores would indicate its clients are pleased with the result. Currently, the runner-up writes coverage in 31 states.

    Allstate came in just a sliver behind Chubb with an overall score of 90.3, despite the nationwide insurer earning a perfect five in claims processing,

    Best life insurance companies

    Due to the unique nature of life insurance products, claims processing and likelihood of renewal are omitted from the scoring. The categories of customer service, value for price, and would recommend are the weighted factors measured in ranking the best life insurance companies.

    In the only category where national and non-state or member companies reigned supreme, Voya Financial, formerly ING, came out on top this year in the life insurance category with a stellar overall score of 97.1 and a perfect five stars in customer service. The multi-line insurer, State Farm, came in second, and John Hancock Life Insurance finishes the top three.

    Smaller companies may be keeping customers more satisfied

    The overall trend observed is that smaller, leaner companies specializing in their particular line or region seems to be more successful at keeping their customers happier than those that are large enough to spread to every type of coverage and financial product. That said, there were a couple of successful Goliaths.

    Penny Gusner, consumer analyst for notes, It s remarkable that State Farm and Allstate are able to maintain such high marks in customer service. It s not uncommon to see companies as large and with such diverse products lose the ability to keep customer service at the heart of the company values. commissioned Op4G to survey more than 3,700 insurance customers nationwide in June 2016. The survey collected customer ratings for 20 leading companies in the auto category and 15 leading companies in each of the home, health and life categories. Only current customers of the insurers on our lists were surveyed, and the survey was not open to the general public on the website.

    Auto, home and health insurers were ranked according to a weighted 5-point measurement of the following factors: customer service, claims processing, value for price, would recommend and would renew. Life insurers were rated on a weighted 5-point measurement on customer service, value for price, and would recommend. Weighted measurements were derived from surveyed policyholders rank of prioritization of these factors.

    The A.M. Best ratings, discounts and coverage options noted in the survey do not affect the scores, but are provided as a supplementary resource. makes these ratings freely available via this site. The views and opinions expressed by users do not reflect the views and opinions of expressly disclaims any and all liability in connection with the ratings.

    • Best auto insurance company
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    SEMINTER, Empresa de Seguridad, empresas de seguridad.

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    Generar valor para nuestros clientes y a la sociedad ofreciendo soluciones de seguridad integrales y especializadas contando con la tecnologГ­a mГЎs avanzada, con un equipo humano de los mejores profesionales, comprometidos con la OrganizaciГіn y nuestros distinguidos Clientes.

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    • Proteger los recursos humanos y materiales dentro de nuestro campo de acción ante las amenazas y actividades violentas, con la finalidad de permitir el normal desenvolvimiento de las actividades diarias de nuestros clientes.

    • Superar las expectativas del cliente creando un ambiente de confianza mutua para lograr un crecimiento sostenido.

    • Garantizar excelencia y la más alta calidad en materia de seguridad privada.

    • Superar las expectativas del cliente creando un ambiente de confianza mutua para lograr un crecimiento sostenido.

    SEMINTER CIA. LTDA. es lГ­der en seguridad privada en el Ecuador, manteniГ©ndose en crecimiento progresivo desde que comenzГі a operar en 1993. Permanentemente realiza mejoras tecnolГіgicas, que nos permiten ofrecer diferentes soluciones de acuerdo a las necesidades de nuestros clientes. Frente a la creciente demanda y necesidades del mercado, SEMINTER CIA. LTDA. ampliГі sus operaciones en todo el territorio Nacional. Contando con una amplia infraestructura y con todas las exigencias de tipo legal vigente en el paГ­s.

    Compare Level Term Life Insurance Cover, MoneySuperMarket, level term life insurance policy.

    #Level #term #life #insurance #policy

    Level Term Life Insurance

    By Kevin Pratt on Tuesday 15 November 2016

    In this Article

    Level term life insurance policy

    Level term life insurance is one of the most common types of life insurance available.

    As its name suggests, the amount of cover provided by this kind of policy does not change over time. This means that it won’t increase in line with inflation, or any other measure.

    This type of policy also has a set term, which you choose at the outset, and the premiums won’t change during this period either. If you don’t die during the term of the policy, it simply lapses, and you will need to take out a new policy if you still want life insurance.

    Reasons to take out level term life insurance

    People often buy level term insurance when they take out a mortgage. Having cover in place can provide peace of mind that your mortgage will be paid off when you die, so your loved ones won’t have to struggle to meet monthly payments, or move to a different property.

    It is therefore usual to take out a policy for the same term as the mortgage, typically 25 years, as you may only need the cover while you are still paying off your home loan.

    some people take out this sort of policy because they have other debts they want paid off in the event of their death

    However, you may want to take out level term life insurance for other reasons. For example, some people take out this sort of policy because they have other debts they want paid off in the event of their death.

    Others take out this sort of cover simply because they want to be able to leave a set amount for their family when they die.

    Whatever the reason you want to take out level term life insurance, make sure you only pay for insurance you actually need. Although it might be tempting to take out cover for hundreds of thousands of pounds to provide your family with a nice lump sum when you die, the more cover you have, the more expensive your premiums will be.

    Alternative options

    Level term life insurance is the ideal option if you are looking for a set amount of cover for a certain period. However, if you are thinking of buying a policy specifically to cover a debt that will shrink over time, you might be better off opting for ‘decreasing’ rather than level cover.

    Decreasing life insurance policies pay out an amount which reduces over time, and means your premiums will be cheaper than with a level term life insurance policy.

    Family income benefit policies pay out a monthly income from the point of claim to the end of the policy term and, again, can work out cheaper.

    Always give careful thought as to which kind of policy is likely to suit your needs, and compare a wide range of policies before buying cover. Premiums can vary hugely depending on which provider you go to.

    Review your cover

    You should regularly review your life insurance to ensure it still meets your needs, especially if your circumstances change.

    For example, if you buy a bigger property and extend your mortgage, you are likely to need additional cover, perhaps for a longer term. You might also want greater protection in place if your family expands.

    Remember, however, never to cancel an existing policy until you have a new one in place, as this will leave your loved once without any protection.

    It’s also worth noting that policies become more expensive the older you get, so rather than cancelling any existing cover, it’s worth considering whether or not it might be more cost-effective to take out an additional policy to supplement what you already have.

    Level term life insurance policy

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    Impresa della settimana, impresa italia info.

    #Impresa #italia #info

    Impresa della settimana


    Chi siamo

    Fondata da Rita Paola Petrelli (Presidente e CFO) ed Emanuele Lusenti (Amministratore Delegato) nel 2013, è una PMI Innovativa specializzata nella ricerca e sviluppo e nella vendita sul mercato italiano di prodotti nutraceutici a marchio proprio. I prodotti sono basati su materie prime di origine naturale e hanno la finalità di supportare i trattamenti farmacologici di alcune patologie.

    La società si è quotata sul mercato AIM Italia il 9 marzo del 2018, con un prezzo di IPO pari a 7 euro e una raccolta pari a 3,1 milioni di euro.

    Che cosa facciamo

    Attualmente KOLINPHARMA ha un portafoglio composto da 5 prodotti: 3 per le patologie del campo ortopedico-fisiatrico (Dolatrox, Milesax e Xinepa) e 2 per quelle ginecologiche (Almetax, Ivuxur). L’obiettivo della società è quello di posizionarsi nella fascia alta del mercato nutraceutico.

    I clienti diretti di KOLINPHARMA sono rappresentati dai grossisti farmaceutici, che distribuiscono alle farmacie e alle parafarmacie di tutta Italia e la rete di vendita è composta da 58 informatori medico-scientifici altamente qualificati.

    Per maggiori informazioni sui prodotti è possibile consultare il sito internet

    Il segreto del nostro successo

    La Società, altamente focalizzata sull’innovazione, è attualmente proprietaria di 4 brevetti (Italia), 2 brevetti in attesa di approvazione e 9 certificazioni, di cui due di qualità per l’azienda e ben sette per i suoi prodotti: Kosher, Halal, Associazione Italiana Celiachia, Milk Free, Eccellenza di Casa Savoia and Unione Italiana Ciechi (UIC) e, non per ultima, la certificazione Play Sure Doping Free.

    KOLINPHARMA lavora a stretto contatto con i dipartimenti di ricerca delle Università di Pavia e della Calabria. Grazie a quest’ultima collaborazione, la società ha avviato la coltivazione sperimentale di piante per uso nutraceutico e ottiene l’accesso a innumerevoli specie botaniche endemiche conservate all’interno del Giardino Botanico dell’Università.

    Forse non tutti sanno che…

    Per il packaging dei propri prodotti, nel 2015 KOLINPHARMA ha introdotto nel mercato salutistico, la chiusura “Tamper Evident”, un sistema internazionale brevettato che permette di verificare se la confezione esterna è stata manomessa, nonché l’indicazione della data di scadenza, oltre ad altre informazioni, con l’utilizzo del linguaggio Braille (certificato dall’UIC), e il QR , sempre con Braille, ad indicare la sua posizione sull’astuccio, per le informazioni utili ad un corretto impiego del prodotto. Inoltre, tutti i prodotti sono conservati e trasportati, al cliente finale, a temperatura controllata 8°-25°.

    Nel 2017 KOLINPHARMA ha, inoltre, ricevuto un Certificato di Eccellenza dalla Commissione Europea per un prodotto, molto innovativo, nel progetto Horizon 2020.

    Noi e l’associazione

    Siamo associati dal 2013 e facciamo parte del Gruppo Chimici.

    Cheap Car Insurance, cheap insurance rates.

    #Cheap #insurance #rates

    Getting cheap rates on auto insurance

    Some insurance companies focus on the bare necessities for you to drive legally—bodily injury and property damage liability with the minimum limits—along with a claims process that’s spotty at best. Rather than take a chance on that cheap car insurance company, you can get quality coverage that won’t break the bank with Nationwide.

    Nationwide’s insurance professionals can quickly design a car insurance quote that meets your precise needs, even for those on a budget. Rather than going with the cheapest car insurance quote, make sure the company you choose provides flexible coverage and billing options. For instance, Nationwide allows members to pay monthly, quarterly or semi-annually online, through the mail or over the phone. It’s important to keep long-term flexibility in mind when deciding on an insurance carrier, not just go with the cheapest car insurance option.

    How do I get cheap car insurance?

    Everybody wants the best value for their car insurance premium. That’s why Nationwide offers many ways to get low rates, including our car insurance discounts. But what really makes us unique is the quality we offer our members. Here are a few benefits Nationwide members get:

    • Dependable, customizable car insurance – you can choose the auto insurance policies that suit your lifestyle and budget.
    • Top-notch claims service – Nationwide Claims Service is there when you need it, 24/7. You can file a claim online or by phone.
    • An annual On Your Side ® Review to ensure your coverage is meeting your needs.
    • Accident Forgiveness helps you avoid increased rates in the event of your first at-fault accident.

    How can I lower my car insurance rates?

    Certain factors influence your auto insurance rates, including some things you can control:

    • The kind of car you drive – The price and style of your vehicle will impact how much your rates will be. The age of your car also matters; older cars tend to be cheaper to insure.
    • The kind of coverage you choose – If you drive an older car with high mileage, you might consider dropping collision or comprehensive coverage if you need to keep your premiums low.
    • The amount of your deductible – Higher deductibles can significantly lower car insurance premiums. While it could mean more out-of-pocket expenses in the event of an accident, it could also mean paying less over time.
    • Where you keep your car – Rates are determined to some degree by the area in which you live and park your car.
    • The number of drivers on your policy – If you add someone to your policy, your rate will increase, particularly if that “someone” is a new teen driver. Statistically teenagers have more accidents so they’re more expensive to insure.
    • Your driving record – Insurance rates can sometimes increase after an accident or moving violation. The good news? You may qualify for a discount after a certain period of driving accident-free.

    You can learn more about the factors that impact the cost of car insurance – and be sure to take them into account as you shop for coverage.

    What about those discounts?

    You can get more affordable rates on Nationwide coverage with our car insurance discounts, such as:

    • Multiple policies discount – When you carry multiple types of insurance policies from Nationwide (car insurance, home insurance, life insurance, motorcycle insurance and so on), you could qualify for lower premiums on each policy than if you had separate policies from different insurers. Think of it as a discount for bundling.
    • Affinity discount – We have established relationships with several organizations to offer discounts to their members. If you belong to such a group, you may be eligible for a discount on insurance from Nationwide.
    • Good student discount – Cheap car insurance for students is possible with Nationwide.
    • SmartRide ® discount – SmartRide is a tracking tool we offer to reward safe driving. Here’s where rubber truly meets the road – plug the device into your car and it will track your driving habits, such as hard braking, speed and so forth. With a steady hand at the wheel, your low-risk driving can earn you lower insurance premiums.
    • Paperless discount – You’ll save money on stamps and avoid late fees if you sign up to have your Nationwide bill paid automatically at regular intervals from your checking or savings account. Some policyholders may even earn a recurring discount when they agree to receive documents electronically.

    Start saving money today

    Yes, you can have cheap car insurance and unparalleled protection. Get a quote in minutes from Nationwide.

    Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which control coverage determinations. Such terms may vary by state, and exclusions may apply. Discounts may not be applied to all policy coverages.

    Outlet Arredamento: Cucine, Divani, Mobili, Camere e Bagno, arredo bagno verona.

    #Arredo #bagno #verona

    L’outlet più grande d’Italia

    Outletarredamento, per arredare casa online

    Outletarredamento è il negozio di mobili online con la più ampia scelta di arredi per la casa. Oltre 20.000 articoli delle migliori marche, per comprare mobili, complementi di arredo, lampade e oggettistica con sconti imperdibili. I negozi di arredo espongono sul nostro outlet mobili nuovi e scontati e vendono cucine, letti e comodini, tavoli e sedie, mobili bagno e illuminazione, per arredare la casa assicurandoci qualità e design a un prezzo conveniente. Mobili moderni, made in Italy, marche conosciute, novità esclusive. Dal soggiorno alla zona notte, dalla cucina, al bagno all’arredo giardino. Ma anche divani, elettrodomestici, porte, stufe, caminetti, termoarredi, lampade, quadri e tappeti. Sul nostro outlet di mobili online troverete tutto ciò che cercate per arredare casa con stile e qualità!

    Cerca i tuoi mobili quando vuoi, Trovarli è facile!

    Sul nostro outlet di mobili e arredo trovare ciò che cerchi è facile! Puoi navigare sul sito quando vuoi, 24 ore su 24, da pc o mobile. Puoi fare ricerche mirate, per marca, tipologia di arredo, luogo in cui trovare il negozio di mobili più vicino a te. Individuato il prodotto che cerchi, una scheda dedicata te ne illustrerà caratteristiche, dimensioni, finiture, colori disponibili, prezzo e sconto applicato. Tramite un apposito form puoi contattare il rivenditore per avere maggiori informazioni, per prendere appuntamento in negozio o per accordarti sull’acquisto e la spedizione. Ti offriamo uno show-room virtuale in cui trovare ciò che cerchi senza difficoltà e in totale sicurezza.

    I migliori prezzi e sconti su Outletarredamento

    Vuoi arredare casa senza spendere troppo ma non vuoi rinunciare a design e qualità? Sei nel posto giusto! Su Outletarredamento troverai le migliori offerte di mobili che i negozi di arredo propongono. Scegliere mobili online e avere la garanzia di prodotti belli e durevoli ora è possibile. Scavolini, Snaidero, Stosa, Lube, Calligaris, Ditre Italia, Poliform, Tonin, Novamobili, Natisa, Tomasella, Napol, Giessegi, Doimo Cityline, Cerasa sono alcuni dei brand che troverai sul nostro outlet. Ogni arredo, nuovo e proposto in vendita dai migliori negozi di mobili in Italia, è proposto con sconti vantaggiosi. Non lasciarti sfuggire le offerte sempre aggiornate per arredare casa come sogni, con qualità e convenienza.

    Préstamo Urgente, Préstamos Rápidos, prestamo movil.

    #Prestamo #movil

    Préstamo Urgente

    ¿Necesitas un préstamo urgente? ¿El banco tarda demasiado en tramitar tu solicitud o directamente te la deniega? ¿Te piden demasiadas explicaciones? ¿Te exigen nomina? ¿Buscas una solución discreta y al mismo tiempo eficaz?

    Mientras que la mayoría de los bancos te deniegan la operación una y otra vez cerrando el grifo del crédito nosotros avanzamos.

    No importa si estas en asnef,rai,si no tienes nómina, con nosotros no será necesario dar explicaciones. Ajusta tu préstamo según tus necesidades, decide que cuota puedes pagar y el plazo que mejor se adapta a tu situación.

    Tú eres quien decide. Nosotros nos adaptamos a ti.

    Tenemos un préstamo adaptado para cada tipo de situación. A diferencia del resto de empresas de capital privado e intermediarias financieras del sector las cuales solo tienen un producto para tramitar todas las operaciones de crédito, nosotros en cambio tenemos uno especifico que sirve como solución a cada problema en concreto.

    No solo eso, aparte de querer ser una solución también queremos que cada uno de nuestros créditos se adapte al cliente.

    Por ejemplo, uno de nuestros productos es el de Liquidez hasta venta&. Con este producto financiero el cliente no paga nada mes a mes(no hay cuotas) sino que devuelve todo el capital a vencimiento. Como su propio nombre indica este préstamo está hecho para cuando el cliente necesita dinero y está en proceso de vender un inmueble.

    Mientras que en el resto de nuestros préstamos se suele pagar mediante cuotas la devolución del préstamo, en este nos hemos adaptado al cliente dándole lo que busca, conseguir dinero rápido y que al mismo tiempo no le suponga ningún quebradero de cabeza el tener que pagarlo.

    Luego tenemos otros préstamos que son los ya archiconocidos como microprestamos o microcréditos online en los cuales el cliente puede conseguir de manera rápida hasta 600€ en un par de minutos.

    Desde esta web, ,hemos hablado muchas veces sobre las ventajas e inconveniente de ese tipo de crédito, recomendamos a los clientes seguir nuestros consejos en su uso para evitar luego futuros problemas. Usar los microprestamos solo en momentos puntuales olvidándonos de ellos si queremos utilizarlos como medios habituales de financiación es la mejor opción.

    Estos préstamos de dinero rápido solemos comercializarlos a través de financieras externas las cuales tiene acuerdos de colaboración especiales con nuestra empresa y en donde al solicitar el crédito a través de nuestra web se obtienen mejores condiciones para el cliente.

    Son dos los préstamos que tramitamos de esta manera, por un lado están los microcréditos online y por el otro están los préstamos de hasta 1500€ los cuales también llevamos por esta vía (si bien es cierto que también tenemos otros préstamos dentro de este baremo)

    Por el otro lado estarían los préstamos tramitados mediante financiación privada, créditos en los que somos nosotros los que financiamos al cliente de manera rápida y cómoda.

    La diferencia entre los préstamos bancarios y los privados como ya hemos dicho más de una vez esta en quien realiza la financiación. Mientras que en los bancarios quien hace el crédito es un banco, en los privados el acreedor puede ser cualquiera, desde una persona física, una empresa, una financiera…Esto no tiene porque asustarnos ni extrañarnos, hoy día están surgiendo muchas alternativas de financiación las cuales funcionan como préstamos entre personas& también llamados préstamos entre particulares.

    Pensar que todo lo que no se tramite vía banco o financiera es un error es no conocer el mercado ni aceptar el rumbo por el que nos está llevado el sector financiero, mercado que cada vez busca más alternativas de financiación mediante financiación privada.

    Solicita tu préstamo en Madrid, Barcelona, Valencia, Bilbao, Zaragoza, Sevilla, Málaga, Cádiz, Jerez, Alicante, Castellón, Murcia, Girona, Lleida, Pamplona, Toledo, Lugo, Albacete, Marbella.

    Trabajamos toda España excepto Islas Canarias, especialmente grandes comunidades como Madrid, Cataluña, Comunidad Valenciana y Andalucía.

    Préstamos en Madrid, Préstamos en Barcelona, Préstamos en Valencia, Préstamos en Sevilla, Préstamos en Málaga, Préstamos en Alicante, Préstamos en Cadiz, Préstamos en Jerez, Préstamos en Ronda, Préstamos en Huelva,Préstamos en Sevilla, Préstamos en Cordoba, Préstamos en Granada,Préstamos en Almeria,Préstamos en Cartagena, Préstamos en Toledo, Préstamos en Salamanca, Préstamos en Santiago de Compostela, Préstamos en Oviedo,Préstamos en Gijón,Préstamos en Santander,Préstamos en San Sebastián,Préstamos en Pamplona,Préstamos en Tarragona,Préstamos en Gerona,Girona,Préstamos en Islas Baleares,Préstamos en Ibiza, Préstamos en Mallorca,Préstamos en Albacete, Préstamos en Castilla la Mancha,Préstamos en Alcobendas,Préstamos en Alcala de Henares,Préstamos en Alcorcón,Préstamos en Alcoy,Préstamos en Ávila,Préstamos en Badajoz, Préstamos en Badalona, Préstamos en Benidorm, Préstamos en Burgos,Préstamos en Cáceres, Préstamos en Cádiz, Préstamos en Cartagena, Préstamos en Castellón, Préstamos en Cerdanyola del Valles, Préstamos en Chiclana, Préstamos en Ciudad Real, Préstamos en Coslada, Préstamos en Donsotia, Préstamos en Elche, Préstamos en El Ejido, Préstamos en Ferrol, Préstamos en Fuenlabrada, Préstamos en Gandía, Préstamos en Getafe,Préstamos en Guecho, Préstamos en Granollers, Préstamos en Irun, Préstamos en Las rozas, Préstamos en León, Préstamos en Leganes, Préstamos en Lérida, Préstamos en Logroño,Préstamos en Lorca, Préstamos en Lugo, Préstamos en Majadahonda, Préstamos en Manresa, Préstamos en Marbella, Préstamos en Mataró, Préstamos en Mérida, Préstamos en Móstoles, Préstamos en Motril, Préstamos en Orihuela, Préstamos en Orense, Préstamos en Palencia, Préstamos en Parla, Préstamos en Ponferrada, Préstamos en Pontevedra, Préstamos en Pozuelo de Alarcón, Préstamos en Reus, Préstamos en Roquetas de mar, Préstamos en Rubí, Préstamos en Sabadell, Préstamos en Sagunto, Préstamos en San Fernando, Préstamos en Santa Coloma de gramanet, Préstamos en Sant boi de Llobregat, Préstamos en San Cugat del Valles, Préstamos en Segovia, Préstamos en Tarrasa, Préstamos en Teruel, Préstamos en Torrente, Préstamos en la cañada, Préstamos en Valladolid, Préstamos en Vigo, Préstamos en Vitoria, Préstamos en Zamora.

    L’avvocato Cristiano Felisio è avvocato rotale BRAStudio Legale Felisio – Avvocato matrimonialista, avvocato rotale, avvocato civilista, avvocato divorzista roma.

    #Avvocato #divorzista #roma

    Avvocato matrimonialista, Avvocato rotale, Avvocato civilista


    Studio Legale Avv. Cristiano Felisio

    Avvocato rotale BRA

    • 19 marzo 2018
    • Studio Legale Felisio

    L’avvocato Cristiano Felisio è avvocato rotale BRA e si occupa di annullamento del matrimonio; si tratta di nullità del matrimonio ed è l’alternativa al divorzio.

    L’annullamento del matrimonio comporta tempi e costi analoghi a un divorzio ma con maggiori vantaggi e cioè il matrimonio si considera come mai avvenuto, il matrimonio si considera nullo a tutti gli effetti (eccetto che per i figli, che mantengono intatti status e diritti)

    L’Avv. Cristiano Felisio, è avvocato rotale BRA e si occupa di annullamento del matrimonio davanti alla Sacra Rota romana e ai Tribunali Ecclesiastici di grado inferiore.

    L’Avvocato Cristiano Felisio ha lo studio a Torino ma come avvocato rotale per le cause di nullità matrimoniale opera in tutta Italia, comunicando tramite i mezzi di comunicazione che oggi ci mettono a disposizione gli strumenti informatici e spostandosi al momento opportuno presso la sede del cliente come avvocato rotale Torino per la causa di nullità matrimoniale.

    L’avvocato Cristiano Felisio è specializzato come avvocato rotale BRA.

    Per diventare avvocato rotale BRA è necessario anzitutto conseguire una laurea quinquennale in diritto canonico.

    Le facoltà che prevedono questo corso di studi si trovano quasi tutte a Roma. Dopo è necessario frequentare una scuola triennale post-universitaria interna alla Rota (lo “Studio Rotale”).

    L’avvocato Cristiano Felisio opera da anni come avvocato rotale esperto in annullamento del matrimonio.

    L’avvocato rotale Cristiano Felisio è anche Avvocato Divorzista, Avvocato Separazioni, Avvocato Matrimonialista, Avvocato Civilista, come avvocato rotale opera a BRA e in tutta Italia.

    Lo studio Felisio dellAvvocato Rotale BRA è sempre aggiornato sulle novità relative alle cause di nullità matrimoniale.


    Avvocato matrimonialista, Avvocato rotale BRA, Avvocato civilista

    Di seguito riportiamo alcuni articoli interessanti inerenti la materia di avvocato rotale BRA.

    Nella sezione coltiviamo il sapere puoi trovare alcuni articoli interessanti su sentenze ecclesiastiche:

    Kleidung spenden, kleidung spenden.

    #Kleidung #spenden

    Deutsche Kleiderstiftung Kleidung sammeln und fairteilen

    Kleidung spenden

    Ihre Kleiderspende ganz einfach kostenlos als Paket versenden:

    Kleidung spenden

    Unsere Sammlungen über Kirchengemeinden

    Wir sind täglich unterwegs und sammeln bundesweit in Kooperation mit Kirchengemeinden Kleidung. Gern geben wir Ihnen Auskunft, wann die nächste Spangenberg-Sammlung in Ihrer Nähe stattfindet.

    Ihre Ansprechpartner:

    Susanne Meier, Tel. 05351/52354-18

    Andrea Wiechers-Isensee, Tel. 05351/52354-17

    Melanie Bode, Tel. 05351/52354-13

    Kostenlose Paketsendungen

    Sofern bei Ihnen in naher Zukunft keine Sammlung der Deutschen Kleiderstiftung durchgeführt wird, können Sie uns Ihre guterhaltene Bekleidung und Schuhe auch kostenlos als Paket zusenden.


    In einigen Städten haben wir Container aufgestellt. Hier können Sie bequem und jederzeit Kleidung spenden. Wählen aus Ihrer Region:

    Großenhain (in Kooperation mit dem Kirchenkreis Meißen-Großenhain)

    Information zur Kleidersammlung im Container

    Wir sind für Sie da

    Wenn Sie aus Helmstedt oder der Umgebung kommen, können Sie uns gern Ihre Kleiderspenden vorbeibringen. Von Montag bis Freitag, jeweils von 7:00 bis 17:30 Uhr besteht die Möglichkeit, auf unserem Gelände, Magdeburger Tor 15, Helmstedt, Kleidung anzuliefern. Gern sind wir bereit, beim Entladen behilflich zu sein.

    Magdeburger Tor 15

    Telefon 05351 / 52354-0

    Fax 05351 / 52354-29

    Kleidung spenden

    Kleidung spenden

    Kleidung spenden

    Kleidung spenden

    Kleidung spenden

    Auto Repair, Washington State, auto insurance in washington state.

    #Auto #insurance #in #washington #state

    Attorney General

    Auto Repair

    Estimate: You are entitled to a written price estimate for the repairs you have authorized before the work is performed, only if you deal face-to-face with the facility and the work is expected to cost more than $100. Once you receive an estimate, the facility may not charge you more than 10% above the estimated costs without your prior approval.

    The estimate includes, among other things: the odometer reading; a description of the problem or the specific repair requested; choice of alternatives for the customer; the estimated cost; labor and parts necessary for the specific diagnosis/repair requested.

    Possessory Liens: In most cases, the repair facility has the right to keep a vehicle until the customer pays the bill if the customer was given an authorized estimate and the amount charged is within 110 percent of the written estimate (plus tax). However, a repair facility cannot hold your car if:

    • The repair facility did not return a part the customer requested before work began;
    • There was face-to-face contact and the repair facility did not provide a customer with a written estimate or a choice of a written estimate;
    • There was no face-to-face contact and the repair facility did not obtain authorization;
    • The charges were more than 110 percent of the written estimate and did not obtain authorization to exceed that estimate; or
    • The repair facility did not post the “YOUR CUSTOMER RIGHTS” sign.

    Invoice: Must include a description of the services performed. A list and description of all parts supplied and an indication of whether the parts were rebuilt, used, or (where collision damage is involved) after-market body parts or non-original equipment manufactured body parts. The price per part, the total amount charged for all parts, the total amount charged for all labor, and the total charge should all be included on the invoice.

    Repair facility: Any person, firm, association, or corporation who for compensation engages in the business of automotive repair or diagnosis or both. Repairs include work involving body collision repair, refinishing, brake, electrical, exhaust repair or installation, frame, unibody, front-end, radiators, tires, transmission, tune-up, and windshield.

    Violations of the Law

    A violation of the auto repair law is also a violation of the Consumer Protection Act. This means the consumer can recover up to three times the amount of damages (up to $10,000) in a successful court action.

    Under the law (RCW 46.71) the following specific actions are unfair and misleading:

    • Advertising that is false, deceptive, or misleading;
    • Materially misstating the estimated price for a specific repair procedure (low balling);
    • Retaining payment from a customer for parts not delivered or installed, or a repair procedure not performed;
    • Unauthorized operation of a customer’s vehicle for purposes not related to repair or diagnosis;
    • Failing or refusing to provide a customer, upon request, a free copy of any document signed by the customer;
    • Retaining payment from both the customer and the warranty or extended service provider for the same covered part or labor;
    • Charging the customer for repairs for which there is no reasonable basis;
    • Failing to post required notice of rights sign;
    • Failing to comply with estimate/invoice provisions in material respects;
    • Failing to retain invoice/estimates for one year;
    • However, in a lawsuit involving unauthorized repairs the court can rule that the law was not violated if the facility proves by “a preponderance of evidence” that making the unauthorized repairs was reasonable, necessary and justified under the circumstances.

    Dealing With An Auto Repair Facility

    The best time to look for an auto repair facility is before you need one, when you have the time to shop around.

    In looking for an auto repair facility, ask for recommendations. The best referrals are from family and friends who have had positive experiences with a repair facility. Ask the facility for references, too, and check them out. You can also check with the Better Business Bureau and AAA to see what kind of consumer record the facility has.

    Once you’ve found a facility you like, which is technically competent to do the work, there are a two key rules to remember: Only work that you authorized can be performed and you should keep written records.

    The first step in dealing with a repair problem is to check if the parts or service you need are covered by an existing warranty. If so, ask if the repair facility will honor the parts warranty and whether it provides in writing a warranty for its own work. Then go to the facility to get an estimate including condition to be repaired, parts needed, and anticipated labor charge. Be sure to determine in advance if there is a diagnostic charge. If the estimate seems too high, ask for an explanation and get a second opinion before authorizing any work.

    In dealing with the facility, there are four things to watch out for:

    1. You must ask for the damaged parts to be shown or returned to you, if you would like them, before the work is done.
    2. If the repairs cost more than $100, you’re entitled to a written estimate. You must authorize the work to be done. The repair facility must also provide you with a written invoice after all work is performed. Compare it to the original authorized estimate.
    3. The facility owner/manager can hold the car until the bill is paid, if the customer refuses to pay charges which are within 110 percent of the original, authorized estimate (including any subsequent authorizations).
    4. The facility must notify you and receive either your written or oral approval to do any extra work that will increase the cost more than 10 percent above the original, authorized estimate. For example, the facility may hold your car until you pay the bill if you approved a $200 estimate and the final bill was less than $220 before taxes. You must pay the approved estimate cost, and up to 10 percent more, to get a vehicle back from a facility.

    Make sure you have a copy of the warranty if one is provided. Get all promises in writing.

    Your Customer Rights

    You are entitled by law to:

    • A written estimate for repairs which will cost more than $100, unless waived or absent face-to-face contact;
    • Return or inspection of all replaced parts, if requested at time of repair authorization;
    • Authorize orally or in writing any repairs which exceed the estimated total presales tax cost by more than ten percent; and
    • Authorize any repairs orally or in writing if your vehicle is left with the repair facility personnel.

    If you have authorized a repair in accordance with the above information, you are required to pay for the costs of the repair prior to taking the vehicle from the premises.

    The hints we’ve offered above will help in getting through the typical experience at an auto repair facility. However, some problems inevitably arise:

    Once you’ve identified the problem, address it. Don’t become the problem. Get organized and be prepared to negotiate.

    Try to work it out in a reasonable manner with the facility owner/manager. Show copies of the estimate or other documentation which support your position. Listen carefully to the facility’s position and be prepared to compromise to a fair solution.

    No luck with the facility owner?

    Four options include:

    1. The Consumer Resource Center, Office of the Attorney General, offers mediation services;
    2. Ask the owner/manager to resolve the dispute through arbitration/mediation (for example, AAA, the Better Business Bureau, or a Dispute Resolution Center);
    3. Pursue the case through small claims court; however, you should note that you can only sue for money in Small Claims Court. The Court cannot order your car fixed; or
    4. Consult an attorney for further options.

    Disch Gebäudereinigung in Karlsruhe, unternehmen in karlsruhe.

    #Unternehmen #in #karlsruhe

    Willkommen bei Disch Gebäudereiniung

    Ihr professioneller Ansprechpartner zum Thema „Reinigung“.

    Wir garantieren unseren Kunden jederzeit qualitativ hochwertige Dienstleistungen mit bestens geschultem Personal.

    Durch Zukäufe und durch Wachstum aus dem Inneren heraus, hat sich unser Betrieb im Laufe der Jahre immer weiter vergrößert. Inzwischen gehören wir zu den 100 größten Gebäudereinigungsfirmen der Bundesrepublik. Unser breitgefächertes Service-Portfolio umfasst neben Fassaden-, Glas- und Treppenhausreinigung unter anderem auch Winterdienst sowie Schädlingsbekämpfung.

    Unser Kerngeschäft ist aber nach wie vor die sogenannte Unterhaltsreinigung.

    Bei Fragen stehen wir Ihnen jederzeit gerne zur Verfügung.

    Gleich Kontakt aufnehmen unter [email protected] oder einfach anrufen 07243 33095-0

    Unternehmen in karlsruhe


    Alles für eine glänzende Verbindung!

    Wir haben Ihnen auf diesen Seiten Informationen über unser Unternehmen, unsere Leistungen sowie eine Auswahl an Referenzen zur Verfügung gestellt.

    Selbstverständlich stehen wir Ihnen bei Fragen jederzeit gerne zur Verfügung.


    Verunreinigte Solarpanelflächen können den Leistungsertrag Ihrer Photovoltaikanlage schmälern.

    • Setzen Sie bei der Reinigung Ihrer Photovoltaikanlage auf unser profesionelles Know-how
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    Die kompetente Lösung zur Instandsetzung von eingebauten Glasoberfächen vor Ort hat nur Vorteile:

    • geringere Kosten
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    • Reparatur direkt vor Ort
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    • flächendeckend erprobt

    Über Disch

    Gemeinsame Interessen verbinden Sauberkeit und Dienstleistung. Die Firmen Disch Gebäude Reinigungsservice GmbH und BZB Gebäude Reinigung GmbH, verbunden seit August 2004, haben Ihnen dafür eine ganze Menge zu bieten.

    Seattle car insurance rates by ZIP code, cheapest car insurance in washington state.

    #Cheapest #car #insurance #in #washington #state

    Seattle Car Insurance

    Cheapest car insurance in washington state Cheapest car insurance in washington state Cheapest car insurance in washington state Cheapest car insurance in washington state

    Seattle car insurance rates

    Seattle is not the friendliest of cities for cars. Large bodies of water lie between you and wherever it is you would like to drive, forcing traffic onto two crowded bridges or north or south around Lake Washington. When you get there, parking is tight, if available at all.

    Yet you don’t get a break on your car insurance bill for all the aggravation you put up with. Seattle and its sister city Tacoma have Washington’s costliest car insurance rates. The same driver in the same car will pay 40 percent more in the rougher parts of Tacoma than in the suburbs of Redmond for Washington car insurance. (The map below shows how ZIP codes in Seattle and surrounding cities stack up.)

    Maybe you are a University Ave. hipster looking for just enough coverage to drive legally — or a Microsoft millionaire trying to protect some meaty stock options. Either way, you will get wildly different car insurance quotes depending on the companies you contact. But hey, that’s why they call it shopping. Drivers in Seattle ZIP code 98144 pay the highest average car insurance rate in the city, $1,407 a year, according to a survey of rates from six major carriers. But the difference between the highest rate ($1,746) for that ZIP and the lowest ($1,196) is $550. You can still save a lot on car insurance even if you live in an area with high rates. You just need to compare car insurance quotes to find the best price.

    Why shopping your policy saves you money

    Many factors go into setting car insurance rates, and your location is chief among them. Car insurance companies look at how many claims there are in your area and what the cost is when deciding what you pay. In addition, each insurer calculates rates in its own way, so that s why the same policy can have many different price tags. If you don’t shop around to compare prices, you can’t save. To see how other Seattle car insurance rates compare, use our average rates tool above. Enter a ZIP code and it will show the average rate, as well as the highest and lowest, for your location.

    Here’s how Seattle s highest average rate ($1,407) compares to others:

    • $492 more than the least expensive average rate ($915) in Washington, Endicott ZIP code 99125
    • $322 more than the state average ($1,085)
    • $176 more than the national average rate ($1,231)

    You ll see in the chart below the top 10 most expensive ZIP codes in the Seattle.

    Seattle car insurance rates

    *Methodology for rates by ZIP code: commissioned Quadrant Information Services to run auto insurance rates for a 2014 Honda Accord for more than 30,000 ZIP codes in the United States using six large carriers — Allstate, Farmers, GEICO, Nationwide, Progressive and State Farm. (In cases where an insurer s rate wasn t available, another major carrier’s rate was substituted.) Averages are based on insurance for a single 40-year-old male who commutes 12 miles to work each day, with policy limits of 100/300/50 ($100,000 for injury liability for one person, $300,000 for all injuries and $50,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage. This hypothetical driver has a clean record and good credit. The rate includes uninsured motorist coverage. Average rates are for comparative purposes. Your own rate will depend on your personal factors and vehicle.

    Seattle car insurance requirements

    Cheapest car insurance in Seattle

    The lowest liability car insurance limits your insurer offers is the cheapest policy you can buy. This will be the state minimum required to drive legally. In Washington (written as 25/15/10), that means your liability car insurance would pay up to:

    • $25,000 for injuries you cause to others
    • $15,000 per accident
    • $10,000 for damage you cause to others’ cars and property

    To give you an idea of what to expect, here is how much the cheapest policy would cost, on average, per year, for Seattle ZIP code 98101 for the following drivers:

    *Average rate of six insurance carriers for a 2015 Honda Accord LX, from the following carriers, in no particular order: Progressive, Allstate, State Farm, Nationwide, GEICO and Farmers. Data was provided for by Quadrant Information Services.

    The state average rate for a year of minimum coverage is $671, according to our rate analysis. If you bumped up your liability coverage to 50/100/50, the average rate would increase by just $42 to $713.

    Best car insurance in Seattle

    The best car insurance coverage usually isn t the cheapest. You may be sued if you re in an accident and your insurance doesn t cover all of the damages. That means your home or savings could be in jeopardy. To protect your assets, you should buy liability insurance in the following amounts:

    • $100,000 to pay for others medical bills
    • $300,000 to pay for injuries to others in an accident you cause
    • $100,000 to pay for damage to others property

    You should also consider buying these optional coverages:

    • Comprehensive, which replaces stolen cars and covers damage to your car from floods, fire, hail, vandalism.
    • Collision, which pays for damage to your car from accidents.

    Comprehensive insurance and collision coverage typically won t add a lot to your car insurance bill. Comprehensive costs $101 and collision costs $244, on average per year, for drivers in Washington, according to the Insurance Information Institute. These two coverages, unlike liability insurance, come with a deductible. That s the amount you pay before your insurance kicks in. Insurers usually offer deductibles of $1,000, $500 and $250. The higher the deductible is, the lower your rate will be.

    Seattle ZIP 98101 car insurance rates for coverage recommendations

    *Average rate of six insurance carriers for a 2015 Honda Accord LX, from the following carriers, in no particular order: Progressive, Allstate, State Farm, Nationwide, GEICO and Farmers. Data was provided for by Quadrant Information Services.

    Driving in Seattle

    Traffic in Seattle: The city and nearby areas came in seventh for the worst traffic in the nation in a recent report by USA Today, which noted that drivers spend about 63 hours a year stuck in traffic.

    Car crashes: Major accidents have resulted in an average of nearly 30 deaths a year in recent years (2012-2014).

    Commuting: The average commute in Seattle is 27.6 minutes.

    High Occupancy Vehicle rules: The HOV lane, also known as the carpool or diamond lane, is designed to reduce traffic congestion and promote ride-sharing on freeways. In the Seattle area, only vehicles with at least two people, mass transit vehicles like buses and motorcycles are allowed to use the lanes. Use may be restricted during specified hours.

    Public transportation: The U.S. Census Bureau says that the majority of riders in Seattle who commute to work by public transportation are white (about 64 percent), Hispanic (about 7 percent) and black (about 6 percent). The bureau notes that commuting is the main reason people turn to mass transit.

    Smog rules: In Seattle you must have a vehicle tested for emissions before registering and every two years after that. After moving to Washington, you have 30 days to have a vehicle tested. Vehicles models from 2009 and newer and those 20 years old or older are exempt.

    Bad intersection: The intersection at Denny Way and Terry Avenue was recently named Seattle’s worst intersection in a survey of both motorists and pedestrians.

    Willkommen – Tierschutzverein Nürnberg-Fürth und Umgebung e, gutes geld verdienen.

    #Gutes #geld #verdienen

    Gutes geld verdienen

    Willkommen auf der offiziellen Webseite des ältesten Tierschutzvereins Deutschlands, dem heutigen Tierschutzverein Nürnberg-Fürth und Umgebung e.V.. Wir freuen uns über Ihren Besuch!

    Stöbern Sie online durch unser Tierheim oder kommen Sie persönlich bei uns vorbei.

    Einführungskurs für Gassigeher

    Der nächste Einführungskurs für Gassigeher findet statt am Montag, den 28.05.2018 um 10 Uhr bei uns im Tierheim.

    Wir suchen verantwortungsbewusste, bevorzugt hundeerfahrene, spazierfreudige und flexible Menschen ab 18 Jahren, die regelmäßig Zeit haben, mit unseren Hunden Gassi zu gehen! Eine weitere Voraussetzung ist, aus versicherungstechnischen Gründen, die Mitgliedschaft im Tierschutzverein. Leider ist es nicht möglich, wie bei einer Patenschaft, immer mit dem selben Hund Gassi zu gehen. In Absprache mit den Pflegern wird Ihnen ein Hund zum Spazieren gehen zugeteilt. Die festen Gassigehzeiten, zu denen Sie kommen können sind Di, Do, Sa und So von 10-12 Uhr und Mi, Fr von 14-16 Uhr.

    Die Teilnahme ist nur nach vorheriger Anmeldung möglich. Anmeldungen sind ab heute möglich telefonisch unter 0911/919890 oder per Mail an Diese E-Mail-Adresse ist vor Spambots geschützt! Zur Anzeige muss JavaScript eingeschaltet sein! möglich. Wir bitten um zeitnahe Anmeldung, da die Teilnehmerzahl begrenzt ist!

    Welpe Flo – blind und taub entsorgt wie Müll

    Er ist geschätzt gerade mal neun Wochen alt und musste schon erleben wie grausam Menschen sein können. In einem zugeklebten Karton wurde Welpe Flo am Sonntag neben Müllcontainern in der Juvenellstraße in Nürnberg aufgefunden.

    Interessenten dürfen gerne jetzt schon den Bogen ausfüllen und an uns senden.

    Pflegestellen für Vogelbabys gesucht!

    Jetzt geht wieder die Zeit los, in der wir fast täglich Vogelbabys gebracht bekommen. Da das die Pfleger alleine fast nicht mehr stemmen, sind wir auf der Suche nach erfahrenen oder lernwilligen Menschen, die viel Zeit und Lust haben, immer mal wieder Singvogelbabys oder auch Tauben aufzuziehen.

    Je nach Bedarf würden wir Sie dann kontaktieren. Wer Interesse hat, darf sich gerne bei den Pflegern direkt unter 09119198925 melden.

    Vielen herzlichen Dank für Hilfe in jeglicher Form!

    Vier Hamster in Kochtopf ausgesetzt

    Das sind doch keine Menschen mehr.

    Heute früh erhielten wir von einer aufmerksamen Frau einen Anruf, dass vor einem Kinderhaus in der Elbinger Straße in Nürnberg vier Hamster in einem Kochtopf ausgesetzt wurden. Der Anblick treibt einem die Tränen ins Auge. Gerade noch rechtzeitig wurde ihnen geholfen, da durch den Topfdeckel keine Luft rein kam und die Hamster schon klitschnass waren. Mit einem Zettel “zu verschenken” standen sie dort am Boden.

    Die Abgabe von Kleintieren bei uns kostet gar nichts, warum kann man nicht den Weg aufsich nehmen und sie zu uns bringen? Warum sind Menschen solche Monster? Die Kleinen werden jetzt dem Tierarzt vorgestellt und suchen dann ein neues Zuhause.

    5€ pro Anruf für das Tierheim, nur aus dem deutschen Festnetz.

    Erfahren Sie mehr über unsere Arbeit und machen Sie mit.

    FUJITSU Notebook LIFEBOOK U757 – Fujitsu Deutschland, hosting vergleich deutschland.

    #Hosting #vergleich #deutschland

    FUJITSU Notebook LIFEBOOK U757

    Merkmale & Vorteile

    • Windows 10 Home
    • Windows 10 Pro. Fujitsu empfiehlt Windows 10 Pro.
    • Windows 7 Professional (available through downgrade rights from Windows 10 Pro)
    • Einfache Integration in die vorhandene Kundeninfrastruktur
    • Komplette Schnittstellenausstattung mit vollformatigem LAN-Anschluss, vollformatigem VGA-Anschluss und USB Type-C
    • Integriertes 4G/LTE, WLAN und Bluetooth
    • Bleiben Sie auch in einer modernen Arbeitsumgebung flexibel und produktiv
    • Integrierter PalmVein- oder Fingerprint-Sensor, Trusted Platform Module 2.0, integrierter SmartCard-Leser
    • Steigern Sie Ihre Sicherheit mit beeindruckenden Merkmalen, um den maximalen Schutz Ihres Notebooks und Ihrer Unternehmensdaten vor unbefugtem Zugriff sicherzustellen
    • Mit 19,2 mm bemerkenswert schlankes, ultramobiles Notebook ab einem Gewicht von 1,72 kg mit HD- oder FHD-Display, Anti-Glare, optionalem FHD-Touch-Panel, Aluminium-/Magnesiumgehäuse, optional beleuchteter Tastatur und Ziffernblock
    • Meistern Sie Ihren Arbeitstag mit Premium-Notebooks, die ultimativen Komfort bieten, um Ihre Produktivität zu maximieren
    • Gemeinsame Komponenten wie klassischem oder USB Typ-C Port-Replikator, gleiches Netzteil, Tastaturlayout, BIOS und Bit-Image über die komplette ultramobile LIFEBOOK U-Familie
    • Verringern Sie Ihre Anschaffungskosten und die Komplexität Ihrer IT-Ausrüstung.
    • Akku, Arbeitsspeicher und interner Storage können problemlos ausgetauscht werden
    • Der direkte Zugang zu Schlüsselkomponenten verringert die Zeit und Kosten für Aufrüstungen

    Búsqueda por empresa de Venta al por mayor en Guatemala en Guatemala Ciudad, venta de articulos de oficina al mayor.

    #Venta #de #articulos #de #oficina #al #mayor

    empresas de Venta al por mayor en Guatemala Ciudad

    Tus filtros

    Ofertas en activo

    Venta al por mayor

    GRUPO EMPRESARIAL CORPODESA Aspiración a Ganar: “Ser la empresa de materiales y acabados para la construcción más.

    Sinoceras, S.A.

    Venta al por mayor

    Somos una empresa 100% Guatemalteca con mas de 45 años en el mercado nacional, nos dedicamos a la comercialización de.

    Patrimonios Rentables del Caribe, S.A.

    Venta al por mayor

    Empresa multinacional dedicada a la comercialización y venta de productos a usuarios comerciales, industriales, o a.


    Venta al por mayor

    Empresa dedicada a la venta y distribución de productos de belleza

    Agroindustrias Albay, S.A.

    Venta al por mayor

    Importante empresa agroindustrial, comercializadora de granos básicos, localizada en la ciudad de Guatemala, De 1 a.

    Mulkana, S. A.

    Venta al por mayor

    Empresa Guatemalteca, dedicada a la Importación, Exportación, Compra y Venta de productos varios, tales como: insumos.


    Venta al por mayor

    Empresa dedicada a la comercialización de preformas y envases. Planta de producción se encuentra radicada en El.


    Venta al por mayor

    Nos dedicamos a la importación de frutas y verduras de orígenes tanto de hemisferio norte como de hemisferio sur.


    Venta al por mayor


    Corporación Charlie

    Venta al por mayor

    Somos una importadora que ofrece productos al más bajo costo para aquellos que quieran competir en el mercado.


    Venta al por mayor

    Empresa dedicada a la importación, exportación, distribución y venta de calzado; en canales especiales y mayoristas.

    Distribuidora del Caribe de Guatemala, S. A.

    Venta al por mayor

    Nos dedicamos desde hace 37 años a la comercialización de materias primas para la industria alimenticia, cosmética.

    OLIVERO Interiorismo & Mobiliario / The Mayan Store

    Venta al por mayor

    MESO Goods es una empresa de impacto social, enfocada en el diseño, producción y comercialización de objetos.


    Venta al por mayor


    Distribuidora D’CASA, S.A.

    Venta al por mayor

    Distribución de productos de consumo masivo a nivel país, posicionamiento de marca nacionales e internacionales a.

    REMOR, S.A.

    Venta al por mayor

    Empresa dedicada a la comercializacion de productos para la industria y construccion


    Venta al por mayor

    Pani-Fresh, S.A. es una empresa guatemalteca, tiene como principal actividad la producción y comercialización de.

    Corporacion Papelera Internacional

    Venta al por mayor

    Empresa dedicada a la importacion y comercializacion de papeles para oficina Litografia e imprenta.


    Venta al por mayor

    Importadora, respresentantes y distribuidora al por mayor de productos de consumo a supermercados, farmacias y otros.

    Harris Co

    #tony #buzbee,dwi,devon #anderson,district #attorney,local,houston,,harris #county, #texas,local,facebook-instant,news


    Harris Co. DA questioned after attorney’s DWI charge dismissed

    There are questions for outgoing Harris County District Attorney Devon Anderson after KHOU 11 News learned she dismissed a DWI charge against prominent Houston attorney Tony Buzbee.

    There are questions for outgoing Harris County District Attorney Devon Anderson after KHOU 11 News learned she dismissed a DWI charge against prominent Houston attorney Tony Buzbee. less

    HOUSTON – There are questions for outgoing Harris County District Attorney Devon Anderson after KHOU 11 News learned she dismissed a DWI charge against prominent Houston attorney Tony Buzbee.

    Some are wondering if it s a case of the rich and connected getting special treatment.

    At the end of March, Houston Police spotted Buzbee s Mercedes SUV weaving through traffic in the 3100 block of Westheimer Road. An officer pulled him over near River Oaks Boulevard and took him to jail on suspicion of driving drunk.

    According to court documents and the district attorney s office, Buzbee entered a pre-trial intervention program for first-time offenders — a program that s supposed to take a year to complete. But outgoing DA Devon Anderson signed off, stating that Buzbee completed the program more than eight months after he was pulled over.

    From the outside looking in it does not look like he was treated like the average DWI person that s treated in Harris County, said Herman Martinez of the Martinez Law Firm, who handles more than 100 DWI cases per year. The fact that he was arrested in late March and finished a pre-trial intervention by the end of the year is uncommon in Harris County.

    District Attorney Devon Anderson told KHOU 11 News in a statement that dismissing Buzbee s case was the right thing to do.

    The statement continued, He qualified for pre-trial intervention and completed all the requirements typically mandated for a first offender DWI defendant.

    Experts agree though something about this case does not add up.

    I don t want a client saying, Well, Mr. Buzbee got treated this way why can t I be treated this way? Martinez said.

    Buzbee is one of the top trial lawyers in the country. He s represented former Governor Rick Perry in an abuse of power case. He s won hundreds of millions for families after the Deepwater Horizon Spill in the Gulf of Mexico and has hosted then presidential candidate Donald Trump for a fundraiser at his River Oaks home.

    Buzbee has yet to return our emails seeking comment. His lawyers said they don t comment on cases.

    Why Use Server Virtualization – How Server Virtualization Works

    #virtualized #server


    How Server Virtualization Works

    Why Use Server Virtualization

    There are many reasons companies and organizations are investing in server virtualization. Some of the reasons are financially motivated, while others address technical concerns:

    • Server virtualization conserves space through consolidation. It’s common practice to dedicate each server to a single application. If several applications only use a small amount of processing power, the network administrator can consolidate several machines into one server running multiple virtual environments. For companies that have hundreds or thousands of servers, the need for physical space can decrease significantly.
    • Server virtualization provides a way for companies to practice redundancy without purchasing additional hardware. Redundancy refers to running the same application on multiple servers. It’s a safety measure — if a server fails for any reason, another server running the same application can take its place. This minimizes any interruption in service. It wouldn’t make sense to build two virtual servers performing the same application on the same physical server. If the physical server were to crash, both virtual servers would also fail. In most cases, network administrators will create redundant virtual servers on different physical machines.
    • Virtual servers offer programmers isolated, independent systems in which they can test new applications or operating systems. Rather than buying a dedicated physical machine, the network administrator can create a virtual server on an existing machine. Because each virtual server is independent in relation to all the other servers, programmers can run software without worrying about affecting other applications.
    • Server hardware will eventually become obsolete, and switching from one system to another can be difficult. In order to continue offering the services provided by these outdated systems — sometimes called legacy systems — a network administrator could create a virtual version of the hardware on modern servers. From an application perspective, nothing has changed. The programs perform as if they were still running on the old hardware. This can give the company time to transition to new processes without worrying about hardware failures, particularly if the company that produced the legacy hardware no longer exists and can’t fix broken equipment.

    This content is not compatible on this device.

    • An emerging trend in server virtualization is called migration. Migration refers to moving a server environment from one place to another. With the right hardware and software, it’s possible to move a virtual server from one physical machine in a network to another. Originally, this was possible only if both physical machines ran on the same hardware, operating system and processor. It’s possible now to migrate virtual servers from one physical machine to another even if both machines have different processors, but only if the processors come from the same manufacturer.

    What are the different ways to create virtual servers, and how do they work? Find out in the next section.

    SKN Marquette Services

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    Smooth skin is sexy skin. Laser hair
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    UltraShape Power and it’s available
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    Laser Hair Removal
    Chemical Peels
    PDO Thread Lift
    Tattoo Removal
    Professional Teeth Whitening
    Bikini Line Hair Removal
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    SKN Marquette provides non-invasive
    cosmetic laser and skin rejuvenation
    treatments, professional laser teeth
    whitening, Ultherapy, and tattoo removal in
    a chic, modern comfortable setting.

    Award-winning, long-lasting,
    pharmaceutical grade adhesives have
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    with an intricate finish. Learn More

    Permanent, professional tattoo removals
    are now available in the Upper Peninsula.
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    What is virtual private server (VPS) or virtual dedicated server (VDS)? Definition from, virtual dedicated server.

    #Virtual #dedicated #server

    virtual private server (VPS) or virtual dedicated server (VDS)

    Virtual dedicated server

    • Share this item with your network:

    A virtual private server (VPS), also called a virtual dedicated server (VDS), is a virtual server that appears to the user as a dedicated server, but that is actually installed on a computer serving multiple websites. A single computer can have several VPSs, each one with its own operating system (OS) that runs the hosting software for a particular user.

    Virtual dedicated server

    Virtual dedicated server

    PDF: Experts examine VMware Cloud on AWS partnership

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    How a VPS works

    A VPS hosting provider relies on virtualization software, called a hypervisor, to abstract resources on a physical server and provide customers with access to an emulated server, called a virtual machine (VM). Each virtual machine runs a complete operating system, and has restricted access to a portion of the physical server’s compute, memory and storage resources. Customers have access to the VM’s OS, but not to the physical server.

    While multiple tenants can share VMs that reside on the same physical server, those VMs are restricted from interacting with VMs owned by other tenants, hence creating a server that is logically private, but not physically separate.

    Advantages of VPS hosting

    One of the primary advantages to using a VPS, as opposed to a traditional web hosting service, is that the subscriber has full access to the VPS’s OS, with unrestricted root or administrator permissions. This level of access allows subscribers to configure the VPS to meet their own unique requirements.

    The subscriber may also opt to host additional services on the server, such as a File Transfer Protocol site, a mail server, or specialized applications and dependency databases for activities such as e-commerce and blogging.

    Another advantage to using a VPS is that it allows the subscriber to host multiple websites. An organization might, for instance, host its production website and a development site on the same VPS. Similarly, a web development company may lease a VPS and use it to host websites for multiple customers.

    Disadvantages of VPS hosting

    VPSs are commonly used by smaller organizations that want the flexibility of a dedicated server, but without the cost. Although a VPS can meet this requirement, it does have its disadvantages.

    The primary disadvantage to using a VPS is its lack of performance. The organization that provides the VPS will typically throttle the server’s performance in an effort to maximize the number of VPSs that the physical server is able to accommodate. In the unlikely event that the VPS’s performance is not throttled, it then becomes possible for an adjacent VPS to consume excessive resources, to the point of impacting the VPS’s performance.

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    Those who are considering using a VPS should consider a number of different factors when evaluating providers. Among the most important considerations are price, OS, data transfer limits and the amount of memory and storage that is provided.

    Continue Reading About virtual private server (VPS) or virtual dedicated server (VDS)

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    Sito ufficiale della Regione Piemonte, invio domande di prestazioni a sostegno del reddito.

    #Invio #domande #di #prestazioni #a #sostegno #del #reddito

    Regione Piemonte – Lavoro

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    Interventi per la nascita e lo sviluppo di creazione dimpresa

    Il Bando riapre, con modalità rinnovate, il 3 luglio 2017, come previsto dalla deliberazione della Giunta regionale n. 11 – 4552 del 09.01.2017

    Le domande devono essere inviate dalla pec dell’impresa/società e non dalla pec dei soggetti delegati; i soggetti delegati non devono essere identificati come sportelli autorizzati all’invio delle domande.

    Le informazioni sulla gestione della nuova misura, le modalità di presentazione delle domande, le procedure di concessione e le definizioni dei soggetti destinatari delle medesime sono contenute nella Determinazione 523 del 15.06.2017, allegato “A”.

    Deroga sui termini di presentazione delle domande Le imprese/società, i cui termini di presentazione della domanda scadono nel periodo intercorrente tra il 09.02.2017 ed il 29.06.2017, date di pubblicazione dei predetti atti amministrativi sul Bollettino Ufficiale della Regione Piemonte, hanno la possibilità di presentare domanda in deroga entro il 30.09.2017.


    Si riaprono i termini per la presentazione delle domande di finanziamento a tasso agevolato per la realizzazione di investimenti, di spese per attivazione e adeguamento dei locali e degli impianti e delle domande di garanzie per laccesso al credito a favore delle nuove imprese, incentivi previsti dallart. 42, commi 1, 5 e 6 della L.R. n. 34/2008 “Norme per la promozione delloccupazione, della qualità, della sicurezza e regolarità del lavoro”.

    Si tratta di misure di politica attiva del lavoro, miranti a creare occupazione stabile per soggetti appartenenti a categorie definite dalla legge, misure di autoimpiego tramite la realizzazione di iniziative imprenditoriali.


    Concessione di finanziamenti agevolati con il concorso bancario per l’acquisizione di investimenti, realizzazione impianti e adeguamento locali, spese per la realizzazione del logo e del sito. Garanzia accessoria al finanziamento.


    Imprese individuali, società di persone, società di capitali e società a responsabilità limitata semplificata (con sede legale, amministrativa ed una sede operativa in Piemonte).

    Le imprese richiedenti devono essere a conduzione o a prevalente partecipazione da parte dei seguenti soggetti:

    a) soggetti inoccupati e disoccupati in cerca di occupazione;

    b) soggetti sottoposti a misure restrittive della libertà personale;

    c) soggetti occupati con contratti di lavoro che prevedono prestazioni discontinue, con orario e reddito ridotto;

    d) soggetti occupati a rischio di disoccupazione;

    e) soggetti che intendono intraprendere unattività di auto impiego.

    I soggetti di categoria devono essere residenti o domiciliati in Piemonte alla data di presentazione della domanda.


    Finanziamento a tasso agevolato pari al 100% della spesa ammissibile, di cui 50% della spesa con fondi regionali e 50% con fondi bancari. Tetto minimo di finanziamento Euro 10.000,00 tetto massimo di finanziamento Euro 120.000,00.

    Vengono considerati prioritari gli interventi a sostegno degli investimenti di domande presentate da beneficiari a conduzione o a prevalente partecipazione femminile.

    Il riconoscimento dellambito prioritario consente di innalzare al 60% del totale la quota di finanziamento regionale a tasso zero (per le domande non prioritarie tale quota è del 50%).

    Si può richiedere anche una garanzia a copertura dell80% della quota di finanziamento erogata con fondi bancari; la garanzia è a costo zero ed il Fondo opera come garanzia sostitutiva. Il limite di intervento è pari ad Euro 48.000,00 per le imprese.


    Il finanziamento deve essere rimborsato, a rate trimestrali posticipate con scadenza ultimo giorno del trimestre solare (marzo, giugno, settembre e dicembre), alla Banca prescelta e convenzionata con Finpiemonte S.p.A., nel termine massimo di 72 mesi. Non и previsto il preammortamento.


    Le domande devono essere presentate entro 24 mesi dalla data di costituzione (per le imprese individuali dalla data di iscrizione al Registro imprese) alla Direzione Coesione sociale – Settore Politiche del Lavoro utilizzando apposita modulistica per la domanda reperibile sul sito

    debitamente compilata, firmata in originale, corredata da copia fotostatica non autenticata di un documento di identità del sottoscrittore ai sensi dellart. 38 del D.P.R. 28 dicembre 2000, n. 445 e s.m.i. e dagli allegati obbligatori, secondo una delle seguenti modalità:

    * Per informazioni sull’uso della PEC nella Regione Piemonte consultare il sito: http://www.regione.

    Si presenta domanda a sportello (tutti i giorni) da lunedì 3 luglio 2017.

    Per il procedimento “Concessione dei finanziamenti a tasso agevolato, di cui allart. 42 della L.R. n. 34/2008 e s.m.i.”, il termine di conclusione è individuato in 90 giorni dal ricevimento della domanda.


    a) predisposizione della modulistica relativa alle domande per laccesso ai benefici del Fondo;

    b) ladozione degli atti su cui si basano la gestione degli interventi di finanziamento a tasso agevolato (modifiche di legge, definizione dei contenuti degli atti di indirizzo, atti di programmazione delle risorse, predisposizione di schede tecniche ecc.);

    c) la gestione del procedimento di accesso al finanziamento a tasso agevolato, articolato nelle attività di:

    – ricezione (in via telematica) della domanda ed istruttoria di legittimità e di merito del progetto allegato alle domande di finanziamento;

    – gestione del Comitato tecnico, istituito presso la Regione Piemonte, per valutare la finanziabilità delle domande e lammissibilità delle spese a conclusione dellistruttoria di legittimità a cura del personale interno del Settore sopra citato;

    – adozione del provvedimento finale (di concessione o diniego dei benefici), nonché dei provvedimenti e degli atti connessi, su parere vincolante del Comitato tecnico;

    – notificazione degli atti e dei provvedimenti sopra indicati ai beneficiari delle agevolazioni;

    d) i controlli documentali sulle dichiarazioni sostitutive di certificazione e sugli atti di notorietà previsti dal D.P.R. del 28 dicembre 2000, n. 445 e s.m.i;

    e) controlli a campione, anche presso i beneficiari, allo scopo di verificare lo stato di attuazione degli interventi;

    f) ogni altra attività connessa e funzionale alla gestione dei procedimenti amministrativi.

    a) erogazione dei finanziamenti a tasso agevolato ai beneficiari ammessi a seguito di acquisizione delle delibere bancarie emesse da istituti di credito convenzionati con Finpiemonte S.p.A.

    b) ricezione e verifica della documentazione tecnico-contabile prodotta dal beneficiario (integrazioni e rendicontazioni finali) esclusivamente per lincentivo di finanziamento a tasso agevolato

    c) gestione dei rientri del fondo rotativo e dei piani di ammortamento dei finanziamenti concessi

    d) istruttoria delle richieste relative alla modifica di tempi e modalità di restituzione dei finanziamenti

    e) recuperi degli indebiti, anche mediante linsinuazione, anche tardiva, nelle procedure concorsuali e fallimentari

    f) altre attività strumentali e connesse alla gestione finanziaria del Fondo.

    El divorcio notarial en el Perú – La ley y los requisitos, abogado para divorcio.

    #Abogado #para #divorcio

    El divorcio notarial

    ¿Que es el divorcio notarial?

    Abogado para divorcioEl divorcio notarial es uno de los procedimientos actualmente existentes para tramitar el divorcio ante Notario pero solo en los casos de divorcio por mutuo acuerdo y se cumplan los requisitos establecidos por la Ley.

    Mediante la Ley N° 29227 que regula el Procedimiento No Contencioso de la Separación Convencional y Divorcio Ulterior en las Municipalidades y Notarial, se estableció que los Notarios también se encontraban autorizados para poder declarar el divorcio en aquellos casos de divorcio con acuerdo. Esta ley es conocida como la “Ley del Divorcio Rápido”, pues permite obtener el divorcio en tres (03) meses aproximadamente.

    En este tipo de proceso no hay litigio pues ambas partes están de acuerdo, tampoco es necesario expresar ni probar las razones del divorcio quedará dentro del ámbito de lo privado, siendo suficiente la decisión de ambos cónyuges de querer poner fin al matrimonio, no existe pues cónyuge culpable ni inocente.

    Divorcio notarial: Los requisitos

    Para aplicar a esta ley los requisitos por el divorcio notarial son los siguientes:

    La voluntad de ambas partes de divorciarse.

    Debe haber transcurrido dos años como mínimo desde la celebración del matrimonio.

    No tener hijos menores de edad o mayores con incapacidad, o de tenerlos, contar con sentencia judicial firme o acta de conciliación emitida conforme a ley, respecto de los regímenes del ejercicio de la patria potestad, alimentos, tenencia y de visitas de los hijos menores de edad y/o hijos mayores con incapacidad.

    No tener bienes sujetos al régimen de sociedad de gananciales, o si los hubiera, contar con la Escritura Pública inscrita en los Registros Públicos, de sustitución o liquidación del régimen patrimonial.

    El Notario competente para llevar a cabo este procedimiento es el notarios de la jurisdicción del último domicilio conyugal o de donde se celebró el matrimonio. El último domicilio conyugal será aquél el último domicilio que compartieron los cónyuges, esto debe constar en la declaración jurada que deben de suscribir ambos cónyuges.

    La solicitud de divorcio notarial

    La solicitud de separación convencional y divorcio ulterior se presenta por escrito, dirigida al Notario, señalando los nombres, documentos de identidad y el último domicilio conyugal, con la firma y huella digital de cada uno de los cónyuges.

    A esta solicitud se le debe de adjuntar una serie de documentos esenciales a efectos de que se dé trámite a este procedimiento y la solicitud de separación convencional y divorcio ulterior debe de llevar la firma de abogado. El contenido de la solicitud de separación convencional y divorcio ulterior deberá expresar de modo indubitable la decisión de separarse.

    Se recomienda contar con el asesoramiento profesional del un abogado para la preparación y confección de toda la documentación necesaria para dar inicio al trámite, más aún cuando existen hijos menores de edad y/o bienes adquiridos dentro del matrimonio pues como podrá advertirse de la ley, en estos casos se requiere de documentación adicional.

    ¿ Qué dice la ley sobre el divorcio notarial?

    Abogado para divorcioLuego de presentada la solicitud de divorcio notarial, el Notario que recibe la solicitud, verificará el cumplimiento de los requisitos antes señalados, luego de lo cual, en un plazo de quince días, convoca a audiencia única.

    En dicha audiencia los cónyuges manifiestan o no su voluntad de ratificarse en su intención de divorciarse. De ratificarse, el notario declarará la separación convencional por acta notarial. Si uno o ambos cónyuges no asisten a esta audiencia, solo por causas debidamente justificadas, el notario convoca a nueva audiencia en un plazo no mayor de quince días.

    En esta segunda convocatoria, de no concurrir uno o ambos cónyuges, se declara concluido el procedimiento y se archivará el trámite. Es necesario precisar que la Ley permite a las partes poder concurrir a dicha audiencia a través de sus representantes con poder debidamente inscrito ante los Registros Públicos

    Luego de dos meses de emitida el acta notarial, cualquiera de los cónyuges puede solicitar ante el notario la disolución del vínculo matrimonial. Dicha solicitud debe ser resuelta en un plazo no mayor de quince días.

    Declarada la disolución, el notario dispondrá su inscripción en el registro correspondiente, con lo que llega a conclusión este procedimiento y los ex cónyuges pueden rehacer sus vidas.

    Modelo de solicitud de divorcio notarial











    3.6 DECRETO LEGISLATIVO N° 1049: NUEVA LEY DEL NOTARIADO. ===================




    4.4 ACTA DE CONCILIACION CON ACUERDO 13-2012 EXPEDIDO POR EL CENTRO DE CONCILIACION. =========================================================

    4.5 DECLARACION JURADA DE NO TENER BIENES EN COMUN. =======================


    Abogado para divorcio

    Abogado para divorcio

    Abogado para divorcio

    Abogado para divorcio

    Abogado para divorcio

    Abogado para divorcio

    Studio Legale Romano – Benevento, Roma, Strasburgo – Avvocati Romano e Genito- tutela dei diritti garantiti dalla Convenzione Europea per la salvaguardia dei diritti dell Uomo e delle libertГ fondamentali, studio legale italia.

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    Studio Legale Roma Benevento Strasburgo Avvocato Romano

    Lo Studio legale dell’avv. Giovanni Romano ha sede in Benevento, Roma e Strasburgo.

    Libro Bianco sulla Giustizia

    Spazio libero per il cittadino

    • Medici Specializzandi, Corte di Giustizia UE e giurisprudenza interna 19.02.2018
    • Esclusione diplomati magistrali dall’inserimento nelle graduatorie ad esaurimento: possibilitа di ricorrere a Strasburgo 12.01.2018
    • Giudici di Pace e Magistratura onoraria: a decidere il contenzioso devono essere i TAR territoriali (Cass. SS.UU. n. 27198/17). 21.11.2017

    Novità CEDU

    • 15.05.2017
    • Valutazione dei sistemi giudiziari europei: il rapporto CEPEJ 2016 26.10.2016
    • Immigrazione, centri di accoglienza, ed espulsioni collettive: l’udienza di Grande Camera sul caso Khlaifia ed altri c. Italia 23.06.2016

    Interventi e pubblicazioni

    • SCUOLA SUPERIORE DELLA MAGISTRATURA: LA RIFORMA DELLA MAGISTRATURA ONORARIA – (Giovanni Romano) – Intervento come relatore in data 9 giugno 2017, a Pescara, al momento di formazione decentrata organizzato dalla Scuola Superiore della Magistratura, sulla Riforma della Magistratura Onoraria tra novità legislative e prospettive future. 04.10.2017
    • INTERVENTO AL CORSO DEL C.O.A. DI NAPOLI: IL DIRITTO ALL’ACCESSO ALLA GIUSTIZIA QUALE DIRITTO FONDAMENTALE – (Giovanni Romano) – Corso di formazione: "Tutela dei diritti fondamentali della persona" 24 novembre 2016 tenuto presso la Biblioteca A. De Marsico in Castel Capuano, a Napoli.

      Intervento come relatore. 04.10.2017

    • 2016/2017 Revisore effettivo dei conti della Societа Geografica Italiana Villa Celimontana Roma – (Giovanni Romano) – L’avvocato Giovanni Romano и dal 2016 componente del Collegio dei revisori effettivi dei conti della Societа Geografica Italiana fondata il 12 maggio 1867, con sede in Roma presso la Villa Celimontana alla Via della Navicella 12.. 22.01.2017

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    0351 – 810 789 29

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    III. Datenschutz und Datensicherheit, Kommunikation per E-Mail Ihre personenbezogenen Daten werden durch Ergreifung aller technischen und organisatorischen Möglichkeiten so gespeichert, dass sie für Dritte nicht zugänglich sind. Wir weisen allerdings darauf hin, dass die Datenübertragung im Internet (z.B. bei der Kommunikation per E-Mail) Sicherheitslücken aufweisen kann. Ein lückenloser Schutz der Daten vor dem Zugriff durch Dritte ist nicht möglich. Wir empfehlen Ihnen daher bei Informationen mit hohem Geheimhaltungsbedürfnis den Postweg.

    IV. Auskunft, LГ¶schung, Sperrung, Berichtigung, Widerruf Nach dem Bundesdatenschutzgesetz haben Sie ein Recht auf unentgeltliche Auskunft Гјber Ihre gespeicherten Daten sowie ggf. ein Recht auf Berichtigung, Sperrung oder LГ¶schung dieser Daten. Sie kГ¶nnen eine uns erteilte Erlaubnis, Ihre persГ¶nlichen Daten zu nutzen, jederzeit widerrufen. Auskunfts-, LГ¶schungs- und BerichtigungswГјnsche zu Ihren Daten und gerne auch Anregungen kГ¶nnen Sie jederzeit an folgende Adresse senden: RechtsanwГ¤ltin Marlen Kestner KГ¶nigsbrГјcker StraГџe 67, 01099 Dresden Telefon: 0351/8107890, Fax: 0351/81078929 E-Mail: [email protected]

    information nach В§ 36 vsbg

    Wir sind nicht verpflichtet oder bereit, an Streitbeilegungsverfahren vor einer Verbraucherschlichtungsstelle teilzunehmen.


    Pflichtangaben nach dem Telemediengesetz (TMG) Pflichtangaben nach der Dienstleistungs-Informationspflichtenverordnung (DL-Info)

    K nigsbr cker Stra e 67, 01099 Dresden

    Telefon: +49 351 / 810 789 0, Fax: +49 351 / 810 789 29

    Umsatzsteuer-Identifikationsnummer gemäß § 27 a Umsatzsteuergesetz

    Rechtsanwaltskammer Sachsen, GlacisstraГџe 6, 01099 Dresden

    Telefon: +49 (351) / 318 59 0, Fax: +49 (351) / 336 08 99

    Die berufsrechtlichen Regelungen f r die Mitglieder der Berufsbezeichnung „Rechtsanw ltin“ bzw. „Rechtsanwalt“ sind folgende:

    • Bundesrechtsanwaltsordnung (BRAO)

    • Berufsordnung f r Rechtsanw lte (BORA)

    • Fachanwaltsordnung (FAO)

    • Rechtsanwaltsverg tungsgesetz (RVG)

    • Standesregelung der Rechtsanw lte in der Europ ischen Gemeinschaft (CCBE-Berufsregeln)

    • Gesetz ber die T tigkeit europ ischer Rechtsanw lte in Deutschland (EuRAG)

    Die Gesetze und Verordnungen finden sich auf der Homepage der Bundesrechtsanwaltskammer (BRAK) unter

    Berufsrechtliche Vorgaben zur Berufshaftpflichtversicherung:

    Rechtsanwältinnen und Rechtsanwälte sind aufgrund der Bundesrechtsanwaltsordnung verpflichtet, eine Berufshaftpflichtversicherung mit einer Mindestsumme von 250.000€ zu unterhalten. Die Einzelheiten ergeben sich aus § 51 BRAO.

    Frau Rechtsanwältin Marlen Kestner ist versichert

    bei der ERGO Versicherungsgruppe AG, Victoriaplatz 2, 40477 DГјsseldorf

    Telefon: +49 (211) 477 71 00

    Telefax: +49 (211) 477 15 00

    Frau Rechtsanwältin Anne Schwarz (angestellte Anwältin) ist versichert

    bei der ERGO Versicherungsgruppe AG, Victoriaplatz 2, 40477 DГјsseldorf

    Telefon: +49 (211) 477 71 00

    Telefax: +49 (211) 477 15 00

    Frau Rechtsanwältin Sandra Zetsche (angestellte Anwältin) ist versichert

    bei der Allianz Versicherungs-AG, Königinstraße 28, 80802 München

    Telefon: +49 (89) 3800 0

    Fax: (0800) 44001 02

    Frau Rechtsanwältin Denise Wolf (angestellte Anwältin) ist versichert

    bei der Allianz Versicherungs-AG, Königinstraße 28, 80802 München

    Telefon: +49 (89) 3800 0

    Fax: (0800) 44001 02

    Frau Rechtsanwältin Anja Sanders (angestellte Anwältin) ist versichert

    bei der ERGO Versicherungsgruppe AG, Victoriaplatz 2, 40477 DГјsseldorf

    Telefon: +49(211)/477 71 00

    Fax: +49(211)/477 15 00

    Der räumliche Geltungsbereich des Versicherungsschutzes umfasst die Tätigkeiten in den Mitgliedsländern der europäischen Union.

    Die inhaltliche und gestaltende Verantwortung für diese Internetseite trägt gemäß § 5 TMG, DL-InfoV:

    Rechtsanwältin Marlen Kestner

    Königsbrücker Str. 67

    Telefon: +49 (351) / 810 789 0

    Fax: +49 (351) / 810 789 29

    Der Dienstanbieter übernimmt keine Gewähr für die Vollständigkeit, Aktualität, Korrektheit und Qualität der angebotenen Informationen. Er ist nicht für den Inhalt der verknüpften Seiten verantwortlich und macht sich deren Inhalt nicht zu eigen. Für illegale, fehlerhafte oder unvollständige Inhalte sowie für Schäden, welche durch die Nutzung oder Nichtnutzung der Informationen entstehen, haftet allein der Anbieter der Web-Site, auf die verwiesen wurde. Die Haftung desjenigen, der lediglich auf die Veröffentlichung durch einen Link hinweist, ist ausgeschlossen. Es wird darauf hingewiesen, dass die Information im Internet keine konkrete Beratung darstellt und für eventuelle Irrtümer diesseits nicht gehaftet wird. Wir behalten uns vor, ausdrücklich nur Mandanten zu beraten, von deren Identität wir uns überzeugt haben.

    Assicurazione Autocarro Online » RC per Autocarri On Line, calcolo assicurazione on line.

    #Calcolo #assicurazione #on #line

    Assicurazione autocarro online: perché sceglierla?

    Indice dei Contenuti

    Come succede da tempo per le assicurazioni auto, anche le assicurazioni autocarro possono essere scelte ed acquistate online. Vediamo quali sono i motivi che rendono questa scelta la più conveniente per ogni tipo di attività.

    Rc autocarro online: il risparmio

    Il primo vantaggio delle assicurazioni online per autocarri è sicuramente il risparmio. Infatti a fronte delle stesse coperture e della stessa garanzia di qualità offerta dalle assicurazioni tradizionali, assicurare un autocarro online può essere di gran lunga più vantaggioso dal punto di vista economico. Sappiamo come laspetto finanziario non sia mai trascurabile, e soprattutto non lo sia quando si tratta di prodotti assicurativi costosi come le assicurazioni autocarro. Inoltre spesso è necessario assicurare più veicoli contemporaneamente o ancora scegliere coperture opzionali ma necessarie per il tipo di attività svolta.

    Calcolo Preventivi Gratuito

    Assicurazione per autocarro online: minor prezzo ed uguale qualità

    Di fronte ad un risparmio tangibile, in molti si chiedono però se le rc autocarro online non offrano un servizio di qualità inferiore rispetto a quelle stipulate presso unagenzia. È vero il contrario: il servizio è assolutamente paragonabile, ed anzi, le assicurazioni online garantiscono lassistenza 24 ore al giorno per tutti i giorni dellanno, cosa che talvolta non avviene nelle assicurazioni tradizionali. Il risparmio per il cliente deriva dalleffettivo taglio dei costi che lassicurazione riesce ad ottenere impiegando meno personale e non avendo i costi di una struttura fisica diffusa su tutto il territorio nazionale. Meno costi da sostenere per lassicurazione si traducono quindi in meno costi per la stipula della polizza autocarro.

    Preventivi online più veloci

    Un altro vantaggio dato dalla scelta di unassicurazione autocarro online, è dato dalla possibilità di confrontare più preventivi contemporaneamente, senza dover muovere un solo passo dalla propria scrivania, da casa (o da dove si preferisce). Se una volta ottenere il miglior preventivo significava dover perdere tempo visitando o ricevendo preventivi molte compagnie di assicurazione, il mercato delle polizze online ha permesso di ridurre al minimo questo dispendio di tempo. Il confronto può essere effettuato in due modi diversi; vediamoli.

    I siti delle compagnie assicurative

    Il primo metodo per confrontare tra loro diversi preventivi consiste nel visitare il maggior numero di siti possibile di compagnie assicurative. Per fare ciò consigliamo di individuare le compagnie più note che si occupano di assicurazioni online autocarri, ed una volta ottenuto un numero di preventivi che si riterrà adeguato, confrontarli tra loro per individuare quello che fa maggiormente al caso proprio. Questo metodo, anche se efficace, richiede un po di tempo perché è necessario inserire più e più volte gli stessi dati.

    I comparatori di polizze online

    Il secondo metodo che vi consigliamo è certamente più veloce del precedente e consiste nellutilizzare un sito per la comparazione delle assicurazioni, che in pochi minuti fornisce un numero più o meno elevato di preventivi, con polizze altamente personalizzabili in base alle esigenze del singolo assicurato. In questo modo lutente non deve fare altro che inserire una sola volta i dati dellautocarro. Il vantaggio di questo tipo di siti è che per il confronto vengono utilizzate anche compagnie spesso poco note, che potrebbero sfuggire alla ricerca nel metodo precedente.

    Acquistare unassicurazione autocarro online è sicuro?

    Una delle domande che viene spesso sollevata quando si tratta di rc autocarri online è la sicurezza e laffidabilità della compagnia assicuratrice. Prima di effettuare lacquisto della polizza, è bene controllare che la compagnia assicuratrice sia autorizzata dallIVASS (Istituto per la Vigilanza sulle Assicurazioni) per operare in Italia. Di norma tutte le assicurazioni proposte dai comparatori nel nostro paese hanno questa autorizzazione, il che le rende assolutamente affidabili e garantite. Nel caso in cui la scelta della compagnia avvenga invece in autonomia, è bene controllare la presenza di questa autorizzazione sul sito, che può essere facilmente verificata comunque dal sito dellIVASS stessa. Anche per lassicurazione autocarro online rimane valido il consiglio adatto a tutti gli acquisti in rete: diffidare dei prodotti a prezzi troppo scontati rispetto alla media del mercato, soprattutto se offerti da siti o da marchi sconosciuti.

    Un altro aspetto che riguarda la sicurezza e che viene spesso sollevato soprattutto da chi effettua per la prima volta lacquisto di unassicurazione in rete è quello dei pagamenti online. I siti assicurativi adottano le più alte misure di sicurezza che rendono sicure le transazioni con carte di credito o altre forme di pagamento in moneta virtuale (come ad esempio PayPal). Chi comunque preferisce utilizzare altre modalità di pagamento, di norma può scegliere anche un bonifico bancario, sconsigliato solo nel caso in cui si abbia la necessità di avere la copertura assicurativa in tempi brevissimi, in quanto il pagamento necessita di alcuni giorni (a seconda degli istituti bancari coinvolti) per essere ricevuto dalla compagnia di assicurazione. Le altre modalità di pagamento invece permettono la stipula dellassicurazione in pochissimo tempo, variabile a seconda della compagnia scelta.

    Autoversicherung Rechner, Kfz Versicherung Rechner kostenlos nutzen, online Autoversicherungen berechnen, versicherungsvergleich kfz versicherung.

    #Versicherungsvergleich #kfz #versicherung

    Autoversicherung Rechner: kostenlos mit unserem Versicherungsrechner Auto Versicherungen berechnen

    Jeder weiß um seine Existenz, alle kennen ihn: Den Autoversicherung Rechner wollte wohl jeder schonmal nutzen. Doch Bequemlichkeit siegt häufig, scheint stärker zu sein als der Wunsch nach einer günstigeren Kfz-Versicherung. Tarife berechnen, online mittels dem Versicherungsrechner Auto Versicherungen vergleichen, kluge Entscheidungen treffen, bisherige Autoversicherung kündigen. Wer nicht weiß wo anfangen ist hier genau richtig. führt schrittweise durch diesen Prozess: Autoversicherung berechnen, vergleichen, wechseln.

    Versicherungsvergleich kfz versicherungHand aufs Herz: Ein Kfz Versicherungsrechner nimmt im direkten Vergleich zu anderen Tätigkeiten nur wenig Zeit in Anspruch. Die meisten Menschen benötigen morgens mehr Zeit im Bad als für eine Berechnung mittels unserem Rechner investiert werden muss. Selbst, wenn einige Punkte unklar sind dauert das Vergleichen kaum mehr als 10 Minuten. Machen Sie selbst den Test, unser Kfz Versicherungsvergleich wartet auf Sie!

    Kfz Zulassungsbescheinigung I oder II (bzw. Fahrzeugbrief bzw. Fahrzeugschein) raussuchen, dazu den Führerschein sowie die letzte jährliche Versicherungsbestätigung. Sofern jene Dokumente vorliegen geht es am Schnellsten voran im Autoversicherungrechner. Beim reinen Versicherungswechsel kein Problem, doch wie verhält es sich bei einem Autokauf? Hier ersetzen Angaben zu Marke / Modell die Fahrzeugpapiere, ein Assistent ermittelt das korrekte, zu versichernde Fahrzeug. Er führt nun auch schrittweise durch den Rechner. Fragt alle relevanten Informationen ab.

    Es geht um Risikobewertung. Tarifberechnung für Pkw Versicherungen, an sich eine recht komplexe Angelegenheit. Viele Faktoren haben Relevanz: Fahrzeug, Versicherungsnehmer, Leistungen, Sparoptionen. Letztendlich geht es einfach nur darum, wie hoch Versicherer das Schadensrisiko im individuellen Fall kalkuliert. Daraus ergibt sich am Ende die mehr oder weniger hohe Versicherungsprämie. Für das ältere Auto eines erfahrenen Autofahrers, welcher nur wenige Kilometer im Jahr fährt, sein Fahrzeug vielleicht nur als Zweitwagen nutzt kann somit eine verhältnismäßig günstige Versicherung im Autoversicherungsrechner ermittelt werden. Nicht zuletzt auch, weil Leistungen wie ein Vollkaskoschutz unnötig sind. Im Gegenzug: umso hochwertiger ein Fahrzeug und unerfahrener sein Halter, desto umfangreicher benötigter Versicherungsschutz, desto höher Ihre Prämie.

    Versicherungsvergleich kfz versicherungNun geht es im Kfz Versicherung Rechner nicht alleine darum einen möglichst günstigen Preis herauszuschlagen. Am falschen Ende sparen, dies kann sich bei einer so wichtigen Versicherungsart wie der Kfz-Versicherung rächen, nämlich im Schadensfall. Wer sein Fahrzeug unterversichert zahlt am Ende drauf, verzweifelt vielleicht, weil er erst sein Auto in den Graben, dann sich selbst in finanzielle Bedrängnis manövriert hat. Viel Leistung kostet aber auch viel. Daher sollte jeder Auto Versicherungsvergleich stets mit gesundem Menschenverstand sowie Augenmaß durchgeführt werden.

    Viele nehmen mittels unserem Autoversicherung Rechner zwar eine Berechnung vor, finden auch heraus dass sie durch einen Wechsel sparen könnten. Zögern diesen Schritt jedoch so lange hinaus, bis die Sache irgendwann in Vergessenheit gerät – bis zur nächsten Beitragsrechnung. Bequemlichkeit, Unsicherheit, man weiß nicht wirklich was dahinter steckt. Tatsächlich ist der Versicherungswechsel denkbar einfach: Online Kfz Versicherung berechnen, sich im Sinne eines Angebotes entscheiden, Antragsunterlagen ausfüllen. Vorher schauen, wie es mit den Kündigungsfristen für Ihre aktuelle Kfz-Versicherung aussieht. Diesen Vertrag schriftlich kündigen, fertig. Wer sich unsicher bzgl. Fristen Form ist findet in unserem Ratgeber alle relevanten Informationen sowie einen Vordruck.

    Versicherungsvergleich kfz versicherungNun sind Autos ja nicht die einzigen Fahrzeuge, für welche eine Versicherung abgeschlossen werden muss. Alle zulassungspflichtigen Kfz benötigen mindestens eine Haftpflichtversicherung. Motorrad, Wohnmobil, Anhänger oder Motorroller bedürfen jeweils einem eigenen Versicherungsschutz. Solche Tarife können jedoch nicht im „normalen“ Kfz Versicherung Rechner miteinander verglichen werden. Daher stellen wir hierfür einen separaten Versicherungsvergleich zur Verfügung (siehe oben). Im Prinzip funktioniert dieser wie auch unser regulärer Autoversicherungs Rechner: Unterlagen bereithalten, sich vom Assistenten leiten lassen. Im Ergebnis zeigen Kfz Versicherungsrechner ohne Anmeldung direkt verfügbare Tarife auf.

    Welcher Autoversicherungsrechner ist der Beste? Das Team von stellt sich diese Frage ebenfalls, in regelmäßigen Abständen. Wir testen und vergleichen, Handhabung wie Ergebnisse verschiedener Rechner für Autoversicherungen. Legen dabei besonders großen Wert darauf, dass möglichst viele Versicherer im Autoversicherungsvergleich hinterlegt sind. Denn dieser wichtige Punkt erhöht Ihre Chance, am Ende zu einer günstigen Kfz-Versicherung zu gelangen. Nun ist es so, dass in KEINEM Autoversicherung Rechner ALLE möglichen Versicherungen auf dem Markt zu finden sind. Damit ein Versicherer im Versicherungsrechner mit seinem Kfz Tarif präsent ist, hierzu bedarf es einer Zusammenarbeit zwischen Versicherungsgesellschaft und Rechnerbetreiber. Die gute Nachricht: gerade günstige Autoversicherungen sind in aller Regel im Kfz Rechner zu finden. Darunter insbesondere die Direktversicherer, welche sich ganz dem Prinzip „billig“ verschrieben haben. Gute Aussichten also.

    Versicherungsvergleich kfz versicherungNun bietet Kfzrechner-24 den Kfz Versicherung Rechner kostenlos an. Transparenz von Anfang an: Der Lohn unserer Mühen diese Seiten mit wertvollen Informationen zu befüllen, Ihnen Versicherungsvergleiche anzubieten stellt eine Vergütung dar, welche an uns geht wenn Sie Ihre Kfz-Versicherung wechseln. Wer es noch nicht wusste, so funktioniert das mit allen kostenlosen Vergleichen im Internet. Kommen wir also direkt zur kostenpflichtigen Variante. Stiftung Warentest bietet ebenfalls einen Autoversicherungsvergleich an. Da dieses Institut jedoch unabhängig bleiben möchte (muss) erhält es für seine Dienste keine Provision bei erfolgreicher Vermittlung, sondern verlangt 16 Euro pro Vergleich. Doch macht dies deren Vergleichsergebnis deshalb besser? Daran darf gezweifelt werden. Denn bei Stiftung Warentest fehlen einige wichtige Autoversicherungen. Allianz, Direct Line, Ergo, Sparkassen Versicherung oder Generali beispielsweise nehmen im Autoversicherung Test durch Stiftung Warentest teil. Wir selbst haben uns diesen Test gespart, sprechen unzufriedene Leserkommentare doch eine recht eindeutige Sprache. Wie bereits erwähnt: fehlen viele Versicherungen, stimmt dieser Vergleich nicht mehr.

    Wir bieten seit 2013 einige Kfz Versicherung Rechner ohne Anmeldung an, beispielsweise jener für Motorradversicherungen. Beim Autoversicherungsrechner hingegen wird eine Adressangabe notwendig. Kfzrechner – 24 wählt den hier zur Verfügung gestellten Vergleichsrechner nach der Qualität des Ergebnisses aus. Gleichzeitig soll der Autoversicherung Rechner kostenlos sein. Bitte haben Sie Verständnis dafür, dass dem so ist, seien Sie versichert, dass Ihre Angaben nach strengen Kriterien für Datenschutz behandelt werden, ausschließlich via SSL-Verschlüsselung übertragen werden.

    Avvocato Moschetti, Studio Legale Moschetti Bologna, studio legale diritto penale.

    #Studio #legale #diritto #penale

    Lo Studio Legale

    Lo Studio Legale Moschetti ha la propria sede principale a Bologna, in Via Ugo Bassi n. 7, ed opera attraverso un team specializzato di professionisti, sotto il coordinamento e la responsabilità dell’Avv. Andrea Moschetti.

    I nostri Settori di AttivitГ

    Lo Studio opera secondo il principio di indipendenza della libera professione nel rispetto della deontologia e delle istituzioni che sovrintendono la professione.

    Diritto Civile

    Lo Studio è in grado di fornire assistenza legale in molteplici settori del diritto civile. Assistenza all’impresa, contratti, diritto societario, gestione della crisi e ristrutturazione, patrimoni e trust, pianificazioni patrimoniali, successioni.

    Diritto Commerciale

    Lo Studio offre alle imprese servizi di consulenza contrattuale dalle fasi di negoziazione, alla redazione e stipula di accordi di varia natura, affiancando l’impresa giГ nella delicata fase delle trattative, individuando la tipologia negoziale, la legge applicabile, la competenza giurisdizionale piГ№ adeguata.

    Diritto Fallimentare

    Lo Studio ha maturato una significativa esperienza nel diritto fallimentare e delle procedure concorsuali per assistere sia imprese in difficoltГ , sia soggetti che si trovino a subire azioni intentate nei loro confronti da procedure concorsuali (azioni di responsabilitГ , azioni revocatorie, ecc.).

    Diritto Penale

    Lo Studio ГЁ in grado di fornire una specialistica tutela in materia penale. Presta assistenza e difesa in materia penale a privati o aziende che si trovino a rivestire la qualitГ di persona offesa – per reati commessi in loro danno – o che rivestano la posizione di indagati e/o imputati in un procedimento penale.

    AttivitГ Complementari

    DIRITTO DI FAMIGLIA E DELLE SUCCESSIONI – Lo Studio Legale Moschetti offre consulenza e assistenza giudiziale nelle controversie relative alle separazioni personali dei coniugi, divorzi, affidamento dei minori, interdizione, inabilitazione e amministrazione di sostegno. Lo Studio garantisce, altresГ¬, una consulenza qualificata in materia di successioni e divisioni ereditarie.

    CONTENZIOSO E ARBITRATI – Lo Studio Legale Moschetti gestisce controversie nell’ambito del contenzioso civile, commerciale e amministrativo. Grazie a un Team esperto di professionisti con competenze specifiche e multidisciplinari, lo Studio garantisce ai propri clienti un’assistenza diligente e qualificata nei procedimenti giudiziali, arbitrali e nella risoluzione delle controversie.

    CONTRATTUALISTICA – Lo Studio Legale Moschetti presta la propria consulenza nell’ambito della contrattualistica civile, commerciale e amministrativa a privati, SocietГ e Enti pubblici. La formazione specialistica nelle diverse branche del diritto del proprio Team di professionisti, permette di soddisfare qualunque necessitГ del cliente nell’ambito della contrattualistica nazionale e internazionale.

    Healthcare Analytics

    #business #intelligence #in #healthcare, #advizor #solutions



    MedAdvizor Delivers Clear Results and Rapid Payback for Healthcare Providers

    With the rapidly changing and competitive payment landscape and the pervasive growth of electronic medical records, healthcare organizations are now amassing unprecedented amounts of data about both their patients and business processes. While this seems productive at first glance, without effective analytics the end result can be people drowing in data-rich, but information poor environments.

    We call this the “cycle of pain.” The data is there. somewhere. But to get at it requires a seemingly never ending back and forth to query it, cut it, and slice and dice it. When you finally have something workable, you may realize that you actually needed something entirely different than what you first thought. The other alternative? Downloading subsets into Excel and then giving it your best shot. Equally painful.

    As a result of this pain, healthcare professionals are increasingly turning to new technologies like MedAdvizor. MedAdvizor lends vital insight to improve financial and clinical outcomes in several areas:

    • Patient Care – to understand diagnosis/treatment/physician outcomes
    • Financial Results – to understand direct and referral sources of revenue and direct and indirect costs
    • Marketing/Patient Acquisition – to determine which activities are most effective at attracting patients
    • Reimbursement – to ask questions like, “which groups/payers are most profitable?” or “which result in high levels of claim rejections,” etc
    • Drug Costs – to understand practice prescription habits

    See how the Radiation Oncology Associates of Georgia use MedADVIZOR to manage their practice and come out on top of their mountain of data.



    North Carolina Criminal Tax Defense Attorneys

    #criminal #tax #investigation #lawyer, #tax #fraud #lawyer, #tax #evasion #lawyer, #criminal #defense #lawyer


    NC Tax Evasion Attorneys

    NC Tax Fraud Defense We can provide the legal guidance that you need

    We can provide the legal guidance that you need. If you have been served with a Federal Grand Jury Subpoena, an IRS administrative summons for documents, or if you have been visited by the Special Agents of the IRS-CI or NCDOR-CI, we can provide the legal guidance that you need. The IRS may encourage you to make a voluntary disclosure. However, we encourage you to seek the advice of a North Carolina criminal tax lawyer before making any statements to the IRS.

    Self Employed? Own A Business?

    Whether you own a business or are self-employed, or whether you are a tax preparer or advisor, a CPA or an accountant, if you have been contacted by Special Agents of the Internal Revenue Service or the North Carolina Department of Revenue, you need an experienced criminal tax attorney on your side. Don’t try to handle an IRS criminal tax investigation or North Carolina Department of Revenue criminal tax investigation on your own.

    NC Dept of Revenue Criminal Investigation Division

    Like their IRS counterparts, the North Carolina Department of Revenue Criminal Investigation Division typically investigates tax evasion, false tax returns, and failure to file and pay employee withholding taxes. Additionally, the NCDOR-CI investigates failure to file and pay sales and use taxes, employee pay withholding and settles North Carolina residency disputes.

    Our Defense Network

    We work with forensic accountants, former IRS and Department of Revenue agents and other professionals to develop your best defense to a criminal tax charge. Whether you are the subject of a criminal tax investigation, or are concerned that you might be in the future, you should consult with an experienced North Carolina criminal attorney immediately.

    We serve clients in Raleigh, Durham, Chapel Hill, and throughout the entire state of North Carolina/NC with both IRS criminal investigations and North Carolina Department of Revenue criminal investigations. In addition, we assist and represent businesses and taxpayers across the country in IRS criminal investigations.

    Doug Kingsbery is a North Carolina Board Certified Specialist in both State and Federal Criminal Defense. He focuses a significant portion of his practice on the defense of criminal tax accusations brought by the North Carolina Department of Revenue and the Internal Revenue Service.

    Van Singel Fine Arts Center

    #singel #sign #on


    Willy Wonka the Musical

    Four performances November 30-December 2

    Thursday-Friday, November 30- December 1, 2017 7:30 pm
    Saturday, December 2, 2017 2 pm and 7:30 pm
    It s the beginning of a sweet partnership when Master Arts Theatre and the Van Singel Fine Arts Center team up to co-produce Roald Dahl s musical comedy, Willy Wonka: The Musical. Based on the original film starring Gene Wilder, the four performances, underwritten by The Van Singel Family Foundation, will be presented at the Van Singel Fine Arts Center November 30th through December 2nd.

    Auditions are scheduled for Saturday, June 24, 10 am to 1 pm and on Monday, June 26, 6:30 to 8:30 pm. Auditions will be held at the Van Singel Fine Arts Center.

    2016-2017 Van Singel Season Mallory Skilling in Concert 2017-2018 CHEMICAL BANK Series Willy Wonka the Musical

    Willy Wonka the Musical

    Four performances November 30-December 2

    Sounds of Summer: A Beach Boys Tribute

    Saturday, March 24, 7:30 pm

    Million Dollar Quartet

    Monday, March 5, 7:30 pm

    What s New

    Willy Wonka Auditions

    Auditions set for June 24 & 26 at the Van Singel!

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    Charles Dickens’ A Christmas Carol A powerful story of redemption, Charles Dickens’ A Christmas Carol, has enchanted audiences the world over with its simple message of Holiday joy. Ebenezer Scrooge, that most unrepentant and miserly of fellows, is made to see the light as he survives a merciless battery of revelations by the ghosts of his own life: Jacob Marley and the Christmas Spirits of Past, Present, and Future. Please Note: Charles Dickens’ A Christmas Carol is not part of the Van Singel’s CHEMICAL BANK Series and is presented by a independent promoter. More.

    Cool Jazz Get ready, set and go once again for a hot night of Cool Jazz featuring the nationally recognized Byron Center Jazz Ensembles along with an international jazz musician, Alphonse Horne. Cool Jazz is sponsored in part by TowerPinkster Architects and Owen-Ames-Kimball, Inc. More.

    God’s Music An Inspirational evening featuring national recording artists & Grammy Award contenders Deborah and David Johnson along with local choirs. Underwritten by the Van Singel Family Foundation. More.

    Million Dollar Quartet Million Dollar Quartet is the smash-hit musical inspired by the famed recording session that brought together rock ‘n’ roll icons Elvis Presley, Johnny Cash, Jerry Lee Lewis and Carl Perkins for the first and only time. The show is underwritten by Dan Pfeiffer Automotive Group. More.

    Sounds of Summer: A Beach Boys Tribute Sounds of Summer: A Beach Boys Tribute is a brand new tribute based in Southern Indiana that includes over 30 familiar hits and tells the story of America’s band – the Beach Boys. Sounds of Summer is sponsored in part by Dan Hibma & Terri Lynn Land and Jon & Joyce Bower. More.

    Glenn Bulthuis & The Tonedeafs Celebrating the 50th Anniversary of the Sgt. Peppers Lonely Hearts Club Band Album plus 16 more Beatles tunes! More.

    WILLY WONKA The Musical Underwritten by Van Singel Family Foundation. Auditions are June 24 & 26 at the Van Singel Fine Arts Center. More.

    Loan Products

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    Loan Products

    With a loan from Loan eXpress you can pay off all your existing credit cards, bad credit, overdrafts unsecured loans and replace them with just one manageable monthly payment. Alternatively you could splash out on a dream holiday, a new car or improvements for your home.


    Or if you are buying a home or investment property for the first time, we can make the process as painless as possible with our great deals and bonds.

    Arranging your loan couldn’t be easier. There are no interviews and everything can be completed professionally and without delay. Loan eXpress and its partners have gained respect throughout the finance industry for our honesty, professionalism and service. Our loans are made available through bond originators and trustworthy financial institutions.

    Personal Loans

    For loans below R20,000, we can possibly provide you with an unsecured personal loan, depending on your income and current financial situation. Personal loans above R50,000 are typically handled as a second bond on property. Because the amount is so much higher, we’ll require that you own your own home to be used as security.

    If you have a clean credit record you can apply for motor financing to be utilized at the motor dealer of your choice. If you have bad credit you can still apply for motor financing and one of our partners will probably be able to assist you – finding a car and financing it.

    Bad Credit

    You can be sure that you are borrowing not only at very competitive interest rates but also with the greatest of confidence. Loan eXpress work at helping you, the customer, whatever your requirements. The financial institutions offer rebates on early settlements and they will under certain conditions consider all circumstances including bad credit, debt court judgments, defaults or poor credit ratings.

    Facilities are available for retired applicants and for people in receipt of pensions/benefit income on different terms.

    All enquiries are treated on a No Obligation basis so why not apply for a loan on-line NOW?

    IMPORTANT: We do not give out financial advice. We operate an online referral service and we forward on all your requests and applications to qualified licensed third parties with whom we have pre-arranged agreements. You will deal directly with these advisors. We may also receive remuneration or commissions from these third parties for referring you to them. Remember to seek independent financial and legal advice from a qualified person before entering into any binding financial transactions.

    Copyright 2007 Insurgency Finance (Pty) Ltd REG. NO. 2005/024814/07 – all rights reserved. Login. Affiliate Program. Electrician Express

    San Antonio Roman Catholic Church Diocese of Orange

    #donate #car #san #antonio




    Send your kids on an imaginative, impacting adventure!

    At Maker Fun Factory VBS, kids discover not only that God made them the way they are, but for a purpose too. Maker Fun Factory is filled with incredible Bible-learning experiences kids see, hear, touch, and even taste! Sciency-Fun Gizmos™, team-building games, cool Bible songs, and tasty treats are just a few of the standout activities that help faith flow into real life. (Since everything is hands-on, kids might get a little messy. Be sure to send them in play clothes and safe shoes.) Plus, we’ll help kids discover how to see evidence of God in everyday life—something we call God Sightings. Get ready to hear that phrase a lot!

    About San Antonio de Padua

    FEAST DAY: JUNE 13 b.1195 d.1231


    O Holy St. Anthony, gentlest of Saints, your love for God and Charity for His creatures, made you worthy, when on earth, to possess miraculous powers. Encouraged by this thought, I implore you to obtain for me [your request here]. 0 gentle and loving St. Anthony, whose heart was ever full of human sympathy, whisper my petition into the ears of the sweet Infant Jesus, who loved to be folded in your arms; and the gratitude of my heart will ever be yours. Amen.


    Online donations. it’s fast. it’s easy. it’s convenient and secure!


    KNOW · LOVE · SERVE The Pastoral Services Appeal (PSA) is an annual fundraising appeal of the Orange Catholic Foundation that raises funds on behalf of the Roman Catholic Bishop of Orange that are granted to the Diocese of Orange for financial support of selected diocesan pastoral ministries and services Read more about 2017 Pastoral Service Appeal PSA [ ]

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    Catholics Care. Catholics Vote. We need to participate for the common good. Sometimes we hear: a good Catholic is not interested in politics. This is not true: good Catholics immerse themselves in politics by offering the best of themselves so that the leader can govern. Pope Francis, 9/16/13 The Catholic bishops of the United Read more about Forming Consciences for Faithful Citizenship [ ]

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    Do you have an old cell phone that you are not using? Did you know that by donating your old cell phone you could give a soldier valuable minutes to phone home to his/her family while being deployed? “Cell Phones for Soldiers” hopes to turn old cell phones into more than 12 million minutes for Read more about Cell Phones for Soldiers [ ]

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    Coordonn – es de PACIFICA, pacifica assurance.

    #Pacifica #assurance

    Toute l'actualité sur l'assurance

    Pacifica gère les contrats d'assurance auto, habitation, mutuelle santé distribués par le Crédit Agricole et LCL (ex-Crédit Lyonnais). Pour contacter cet assureur, consulter ses coordonnées ci-dessous :

    Adresse de Pacifica (siège social)

    8-10 Boulevard de Vaugirard – 75724 Paris Cedex 15

    Téléphone :

    Fax : 01 53 74 34 34

    Pour accГ©der Г un service clients, il ne faut pas hГ©siter Г contacter son conseiller bancaire en agence par tГ©lГ©phone, e-mail ou via la messagerie de l’application mobile bancaire

    Assurance Pacifica : numГ©ro de tГ©lГ©phone

    Contact pour déclarer un sinistre

    Pour les contrats d'assurance Auto, Habitation (propriétaire et locataire), garantie des accidents de la vie :

    Appel depuis l'étranger : 00 33 1 40 25 58 48

    Assistance ou conseils pour un litige (contrat Protection juridique)

    Téléphone : 0 800 813 810 (numéro Vert) du lundi au vendredi de 8h30 à 19h, le samedi de 9h à 16h.

    Appel depuis l'étranger : 00 33 2 35 59 42 78

    Contact d’urgence pour les contrats de complémentaire santé

    Pacifica, filiale d’assurance auto, habitation, mutuelle santé de Crédit Agricole Assurance

    Pacifica est l’une des principales filiales de Crédit Agricole Assurance. Elle est spГ©cialisée dans deux métiers dans le domaine de l’assurance des biens et des personnes pour les particuliers et les pros :

    Assurance dommages : assurance auto/moto, garantie des accidents de la vie (Gav), protection juridique, assurance mobiles, assurance des moyens de paiement

    Prévoyance / Assurances collectives : complГ©mentaire santé, assurances décès, assurances du dirigeant et de l’entreprise