Automated Malware Analysis – Joe Sandbox Reports, automated malware analysis.

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Malware Analysis Reports

Windows

Cloud 20.0.0

ADWIND Java RAT

Cloud 20.0.0

New Locky Ransomware Diablo6 Variant

Cloud 20.0.0

Petya Ransomware loaded with EternalBlue SMBv1 Exploit

Cloud 19.0.0
Cloud 19.0.0

PPS Lure, using HREF Mouse Over to drop payloads

Cloud 19.0.0

Wanna Cry Ransomware

Cloud 19.0.0

Malicious Word document, CVE-2017-0199, dropping Dridex e-Banking trojan

Cloud 19.0.0
Cloud 19.0.0

Nice powershell analysis of Locky Konvter

Cloud 18.0.0

Office Document Spear Phish target Mongolian Government

Cloud 18.0.0

Digitally signed VBA dropper, nice VBA analysis

Cloud 18.0.0

Malicious document using Macro / Shellcode to drop files (Hancitor dropper)

Cloud 17.0.0

Analyis of malicious document using ENIGMA0X3 UAC Bypass

Cloud 17.0.0
Cloud 17.0.0
Cloud 17.0.0

Macro based downloader, drops ransomware, uses ScriptControl.AddCode obfuscation

Cloud 17.0.0

Macro based downloader, that utilizes bitsadmin feature to download final payload

Cloud 16.0.0

Macro Shellcode execution via EnumResourceTypes, callback

Cloud 16.0.0

e-Banking Trojan Retefe, installing fake root cert TOR

Cloud 14.0.0

Retefe e-Banking Trojan

Cloud 13.0.0

HydraCrypt Ransomware, encryption keys / pws / settings and more

Cloud 13.0.0

Malicious document dropping Dridex

Cloud 13.0.0
Cloud 13.0.0
Cloud 13.0.0

UPS Invoice Spam, malicious doc dropping Dyre

Cloud 13.0.0

Nice behavior graphs

Cloud 13.0.0

Info Stealer, PE file in BAT trick

Cloud 13.0.0

Dyre, e-Banking trojan, ready to go for Microsoft Edge Browser

Cloud 13.0.0

Trojan including many evasion tricks

Cloud 12.5.0

Cidox/Rovnix Bootkit Analysis

Cloud 12.5.0

HackingTeam CVE-2015-0349 Flash 0-day being used by malware

Cloud 12.5.0

Rombertik Analysis, Analysis Detection Based on PE Resource Hash, overwrites MBR

Cloud 12.5.0

Rombertik Analysis with many anti analysis tricks

Cloud 12.5.0

Nice Rootkit Analysis of Win32.Vikim

Ultimate 12.5.0

Malicious Office Document using heavy obfuscation

Ultimate 12.0.0

Evasive sample executing only at specific dates

Ultimate 12.0.0

Evasive sample checking mouse and cursor movement

Ultimate 12.0.0

Evasive sample detecting Joe Sandbox by looking at the installed software

Ultimate 12.0.0

Evasive sample executing only at specific dates

Ultimate 12.0.0

Evasive sample checking mouse and cursor movement

Ultimate 12.0.0

Evasive sample detecting Joe Sandbox by looking at the installed software


Sight Glass Windows

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Sight Glass Windows, REMMONT.COM

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Sight Glass Windows, Lights Level Gauges

The PPC Edge: Our glass sealing technology offers unrivaled temperature and pressure ratings, along with ease of maintenance that translates to increased safety.

The highest stress imposed on any sight glass window is at the edge of the sealing gasket. This stress is needed to cause the gasket to undergo plastic deformation to conform to its mating surfaces. This sealing stress is far in excess of any process pressure that the unit may experience. As this sealing stress is always imposed on the gasket and the glass, it causes the gasket to continue deforming and the glass to continue weakening; eventually, excessive deformation of the gasket will cause the gasket to become too thin, resulting in a leak. Simply compressing an already too-thin gasket will often result in damage to the unit. The unique design of PPC’s sight glass units eliminates such dangers and guarantees high operational safety and sealing performance under the most extreme temperature and pressure conditions.

The PPC Edge: Our sight glass windows are sealed along the side walls of the glass, not on the surfaces.

When the packing materials that seal our sight glass units are compressed to create the necessary plastic deformation, the sealing compression is applied to the packing material, which surrounds the side wall of the sight window. Without a direct compression path to the glass, the possibility of excessive compression of the sealing material imposing damaging stresses on the glass is greatly reduced. Process pressure, which is applied on the surfaces of the window, is decoupled from the sealing pressure, which is applied on the side walls. This decoupling enables softer, higher-temperature glassy materials such as fused quartz to be used in higher-pressure applications. And if a leak develops, further compression of the sealing material can be achieved with far less danger of damaging the glass window, and without always having to replace the sealing material, which would require taking the unit out of service. Higher pressure and temperature ratings, along with ease of maintaining seals in the real world, are the traits of PPC’s sight windows.


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Free Lawyer Referral

Fill out the form below for a Free Lawyer Referral. In a few minutes an Attorney Search Network Legal Analyst will call you. They will help you search for an experience lawyer to help with your case. All information is confidential and there is no obligation to retain the attorney we refer.

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Serte economistas y abogados, abogados fuerza.

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Serte economistas y abogados, abogados fuerza., REMMONT.COM

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SERTE

SERTE

Expertos muy cerca de ti.

Serte economistas y abogados desde 1986. Nuestra compaГ±Г­a compuesta por economistas, abogados y tГ©cnicos de apoyo, presta sus servicios a empresas y profesionales en diversas ГЎreas de gestiГіn empresarial, mercantil, jurГ­dica, contable, fiscal y financiera.

Serte Economistas

Fiscal Procesos de FusiГіn y EscisiГіn Informes Periciales Contabilidad Financiera Laboral y Recursos Humanos AuditorГ­a Interna AuditorГ­a Subvenciones Fiscalidad Internacional GestorГ­a

Serte Abogados

Derecho Mercantil Cobertura jurГ­dica Concurso de Acreedores Ley de Segunda Oportunidad MediaciГіn y Arbitraje Transparencia y Buen Gobierno Responsabilidad Social Corporativa Laboral y Recursos humanos

Serte Consultores

Planes de Viabilidad Due Diligence Protocolo Familiar ConsultorГ­a de GestiГіn Outsourcing. SubcontrataciГіn DirecciГіn Financiera ValoraciГіn y Compra Venta de Empresas. Due Diligence PrevenciГіn en Blanqueo de Capitales InternacionalizaciГіn de empresas ГЃrea Financiera

Areas de trabajo

Fiscal

Asesoramiento integral a sociedades, empresas individuales y particulares confeccionando declaraciones tributarias y desarrollando la planificaciГіn de impuestos anual, para rebajar la carga fiscal. Asistencia y representaciГіn ante la InspecciГіn Tributaria, vГ­a recursos y reclamaciones en vГ­a administrativa, econГіmico-administrativa y contenciosa. PlanificaciГіn fiscal del ejercicio, elaboraciГіn de informes y planes de viabilidad. FusiГіn, escisiГіn y adquisiciГіn de sociedades, planificaciones sucesorias, protocolo familiar.

EconГіmico y contable

Somos un instrumento de apoyo que aporta valor en el anГЎlisis y la gestiГіn de la informaciГіn econГіmica y contable, y por tanto, ayudamos a las empresas a incrementar su productividad, reducir los costes, o profesionalizar ГЎreas de actividad. ElaboraciГіn de contabilidad oficial y costes; confecciГіn de libros oficiales. DepГіsito de cuentas anuales. Asesoramiento permanente en la gestiГіn contable. Revisiones contables con la emisiГіn de informes periГіdicos. PrestaciГіn de servicios contables externos, con desplazamiento de uno de nuestros profesionales. Valoraciones de empresas en general y de ramas de actividad. Peritaciones judiciales de carГЎcter econГіmico-contable. AuditorГ­a de subvenciones.

Mercantil

ConstituciГіn y disoluciГіn de sociedades mercantiles y civiles, modificaciones estatutarias, ampliaciones y reducciones de capital. Fusiones y escisiones de sociedades, reestructuraciones de empresas, transformaciГіn de sociedades. Convocatoria y asistencia a Junta de Socios o Accionistas, interviniendo en calidad de secretarios del Consejo de AdministraciГіn y/o Asesores Letrados. ResoluciГіn de conflictos societarios, transacciones y negociaciones, asistencia ante notario. Protocolo familiar. RedacciГіn y negociaciГіn de contratos mercantiles RedacciГіn y negociaciГіn de contratos mercantiles. Abarcamos la totalidad de los trГЎmites que una sociedad pueda necesitar, desde la redacciГіn del documento, la asistencia ante notario, la presentaciГіn e inscripciГіn del mismo, convocatoria y asistencia a juntas de accionistas, conflictos societarios, transacciones y negociaciones. Protocolo familiar.

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Prestamos asesoramiento en ConsultorГ­a Financiera, trabajando en profundidad las ГЎreas de intervenciГіn que debe observar una empresa preocupada por su salud financiera. PlanificaciГіn EconГіmica. AnГЎlisis de balances. Alarmas financieras. PlanificaciГіn de tesorerГ­a. CreaciГіn y gestiГіn de presupuestos. Control presupuestario. Control de gestiГіn y costes.. Hacer planificaciГіn, gestiГіn y revisiГіn financiera tiene numerosos beneficios, como es el control de gestiГіn en tiempo real, Identificar y anticipar problemas financieros, controlar desviaciones presupuestarias, controlar desviaciones de caja. . Por otra parte y buscando la reconversiГіn de la financiaciГіn de las empresas prestamos un servicio profesional en: ReestructuraciГіn financiera y bancaria; renegociaciГіn de deuda y mejora de la financiaciГіn.

JurГ­dico

Aportamos asesoramiento experto que minimiza los riesgos y contribuye a resolver todos los procesos (legales, administrativos, transacciones o estudios) que implica abordar cualquier mercado exterior. Apoyo estratГ©gico para la ExportaciГі RepresentaciГіn letrada en concurso de acreedores. GestiГіn de impagados. Reclamaciones judiciales y extrajudiciales de cantidades. Procedimientos monitorios y cambiarios. InmatriculaciГіn de fincas, procedimientos ante el Registro de la Propiedad y Catastro.JurГ­dicoJurГ­dico Testamentarias, derecho de sucesiones. Cesiones-traspasos de empresas, o locales de negocio. Contratos de arrendamiento. Recursos contencioso-administrativos ante la JurisdicciГіn Contenciosa. Asesoramos en materia legal para ayudar a resolver y agilizar asuntos societarios, profesionales y particulares. Gestionamos la gran magnitud de disposiciones legales existentes en el marco de las actuales relaciones empresariales. Asesoramos en materia legal para resolver y agilizar asuntos societarios, profesionales y particulares. Gestionamos la gran magnitud de disposiciones legales existentes en el marco de las actuales relaciones empresariales

Laboral y recursos humanos

Desarrollamos un trabajo y gestiГіn integral en todos los aspectos que influyen en el terreno de las relaciones laborales, asistencia personal y directa ante los organismos que rigen este campo. Asesoramiento y gestiГіn integral: confecciГіn de nГіminas, boletines de cotizaciГіn a la Seguridad Social, inscripciГіn de empresas, afiliaciГіn de trabajadores, despidos y formalizaciГіn de contratos de trabajo. GestiГіn de prestaciones por desempleo, capitalizaciГіn de prestaciones, jubilaciГіn, viudedad-orfandad e invalidez. Asistencia profesionalizada ante la inspecciГіn de trabajo, UMAC y Juzgado de lo Social. Auditoria Laboral, dictГЎmenes e informes sobre la materia. EvaluaciГіn del personal, definiciГіn de perfiles, asesorГ­a en la decisiГіn de contrataciГіn. BГєsqueda y selecciГіn de candidatos con perfiles gerenciales, tГ©cnicos, administrativos o profesionales.

Planes y expedientes de regulaciГіn

Este tipo de expedientes requiere de asesorГ­a especializada , como es el caso de Serte, con larga experiencia en estos procesos y siempre con una resoluciГіn satisfactoria para los clientes. Fases de un Expediente de regulaciГіn de empleo. A travГ©s de nuestra firma se analizan y plantean todas las fases de un Expediente de RegulaciГіn de Empleo. ERES. AsГ­ como propuestas de Modificaciones en las condiciones sustanciales de trabajo. TambiГ©n gestionamos Convenios de empresa. Para desarrollar correctamente un Expediente de RegulaciГіn de Empleo se requiere de un estudio previo y de diversa documentaciГіn; memoria tГ©cnica de sus causas, documentaciГіn econГіmica de la empresa. En el caso de fuerza mayor, se informa a los representantes legales de los trabajadores y se espera la resoluciГіn de la Autoridad Laboral.

ConsultorГ­a Internacional

Aportamos asesoramiento experto que minimiza los riesgos y contribuye a resolver todos los procesos (legales, administrativos, transacciones o estudios) que implica abordar cualquier mercado exterior. Apoyo estratГ©gico para la ExportaciГіn. OrganizaciГіn e implicaciГіn de equipos y estructuras. DiagnГіstico del potencial interno de la empresa. AplicaciГіn de la matriz de priorizaciГіn de mercados a travГ©s del anГЎlisis externo de mercados paГ­s. El plan de exportaciГіn / plan de marketing internacional. SelecciГіn de distribuidores. Normativa tГ©cnica. ProtecciГіn industrial. Ayudas a la exportaciГіn. Actuaciones ante la Jefatura Provincial de TrГЎfico: transferencias, bajas, matriculaciones. Apoyo operativo para la ExportaciГіn. Asesoramiento, elaboraciГіn y tramitaciГіn *de ContrataciГіn y documentaciГіn internacional. Propuestas de negociaciГіn con los clientes. Aspectos financieros. Medios de cobro y pago internacionales. Aspectos aduaneros-fiscales. Transporte. Certificados: Certificado de origen, Certificado de CirculaciГіn. Visados consulares, documentos de transporte. GestiГіn de la documentaciГіn de exportaciГіn e ImportaciГіn.

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WHY TRAVEL INSURANCE IS VERY IMPORTANT ? HOW TO TAKE TRAVEL INSURANCE. \ Video

WHY TRAVEL INSURANCE IS VERY IMPORTANT ? HOW TO TAKE TRAVEL INSURANCE, NEF6.COM


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WHY TRAVEL INSURANCE IS VERY IMPORTANT ? HOW TO TAKE TRAVEL INSURANCE


WHY TRAVEL INSURANCE IS VERY IMPORTANT ? HOW TO TAKE TRAVEL INSURANCE, REMMONT.COM


WHY TRAVEL INSURANCE IS VERY IMPORTANT ? HOW TO TAKE TRAVEL INSURANCE

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Living in a Studio Apartment. – Video

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Living in a Studio Apartment, NEF6.COM


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20 Year Term Life Insurance – The Most Popular Term Life Plan, 20 year term life insurance rates.

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20 year term life insurance ratesIt is common for young adults in their early twenties and thirties to put off looking into life insurance. They consider it something that they cannot afford and assume since they are in good health, it is not a priority. However, no matter how healthy someone is, accidents can happen at any time. Without life insurance to help make up missing income, families can quickly find themselves in financial trouble.

The good news is that there is an excellent low cost option for young people just starting out: twenty year term life insurance. Unlike whole life insurance plans, term life covers a preset period of time, which is usually 10, 20 or 30 years. This allows monthly premium payments to be much lower than other life insurance policies, especially if the insured is in good health. The goal of term life insurance is quite simple: it is there to replace lost income.

While this type of life insurance policy is easy to understand and extremely inexpensive, especially compared to other types of insurance, it is not for everyone. As with other kinds of insurance, the cost of monthly premiums is tied to the health of the insured. Therefore, people who are in their 20’s and 30’s are able to benefit from the lowest policy payments. Additionally, term life insurance only offers coverage for a set amount of time, unlike whole life insurance which is permanent and never expires.. The majority of people who chose this type of life insurance intend to be able to self insure after the end of the policy period.

It is important to note that term life insurance is also not a viable option for estate planning or charitable giving, since there is no guarantee of a payout. Further, while it is an excellent option for the majority of families, people who have special needs children may want to consider full life insurance policies. Children with special needs may require funds to ensure that they are taken care of throughout their entire lives, and term life insurance may not be able to provide that.

There are several advantages to choosing term life insurance over other types of insurance. To begin with, it is simple to understand and as mentioned, offers the lowest cost way to provide a high benefit payout to beneficiaries. People are guaranteed the same level premium rate for the duration of the policy, so they do not have to worry about costs increasing over time or due to health issues. Another advantage of using term life insurance is that the payout is income tax free.

Further, while this type of life insurance is set to end when the term has completed, people still have the option of extending their insurance policy on a year by year basis. While people do not have to have another medical exam, their policy premium is based on their age. This is usually a much higher amount than what they were paying for their original policy agreement, but the option is still available. Typically the premiums go up around 50% once the term period expires, however some can be as much as 100% more to convert from 20 year into a permanent policy depending on your age. You can ask your agent to provide you average term life insurance quotes for individuals 20 years older than yourself to get an idea.

When looking into term life insurance, there are two main options that people need to consider: the length of the term and the amount that they are insured for. Most people select term life insurance because they want to be sure that their children will be taken care of financially, should something happen to them. However, after 20 years, children should be able to support themselves, and this type of policy is no longer needed.

The other thing that people should consider when looking at term life insurance is how much they want their payment to their beneficiaries to be. Since the goal is income replacement, choosing a high payout option is not always the best decision, especially since the chosen amount will not be paid out after the term ends. To figure out a realistic payout amount, people should take their yearly income and multiply that number by between 25 or 35. This will take into account for additional income over the years and also ensure that there is more than enough money for a family to live off of without sending monthly premiums through the roof. If you make around $100,000 of annual income per year you would want to purchase a life insurance policy with a face amount of 1 million dollars or more. This will replace your income for about for years.

There are very few people that would not benefit from some form of life insurance, and no one can be sure what will happen to them from one day to the next. While full life insurance policies may be too expensive for many younger people, term life insurance offers people the ability to take care of their families for a low monthly premium. People can easily get a rate quote online to find out how much a term life insurance policy would cost them monthly. These quotes are free, look at pricing from a variety of insurers and only take a few minutes to complete.

About The Author

20 year term life insurance rates




Insurance Leads – Group Health, Life, and Long Term Care Medical Insurance Lead Lists, term life insurance lead.

#Term #life #insurance #lead


Insurance Leads

Term life insurance lead

Caldwell List Company has affordable insurance lead mailing lists, including group health , life insurance

leads, and long term care medical insurance lead lists.

Seasoned insurance professionals, as well as those new to the industry, are always searching for quality, productive . If you are in the insurance business be it health insurance, life insurance, long term care medical insurance, home insurance, or auto insurance you can generate targeted insurance sales leads with mailing lists from Caldwell List Company.

As you search for online health or life , you may begin to notice that all insurance lead companies look alike. So why stop here?

What makes Caldwell any different from all the other insurance lead providers?

We are list brokers with access to data from the nation’s top list compilers. We have tested these mailing lists and utilize only the highest quality data available. And we know how to find medical or life that produce results.

Health Insurance Leads and Life Insurance Leads

Since many insurance agents are personally responsible for their own prospecting programs, you’ll be happy to know that Caldwell’s pricing is very reasonable. If you are looking for affordable , look no further than our mailing lists, where you will find the best selection of health insurance leads, life , group health, and medical .

The financial industry (insurance, investments, mortgage) is one of our largest client groups. We have provided mail lists for thousands of satisfied insurance sales people, from individual agents to large insurance companies. After 35 years in the mailing list industry, we know which work best for specific types of insurance products.

Our List Specialists have an average of 10 years in the list business. They have experience working with insurance agents providing insurance leads that produce sales.

When you call Caldwell, you will be assigned an insurance lead List Specialist who will work with you on each order, ever-refining your marketing program to increase your sales and maximize your profits!

Mailing lists and telemarketing lists are available for your area by zip code, city, county or larger area. And rest assured that our mailing lists have been suppressed against the National Do Not Call list.

Insurance agents know that timing is one of the most influential buying factors. So order from the Major Life Event files: New Births, New Movers and New Homeowners. These consumers are involved in major changes in

their household that affect their sense of responsibility, and insurance matters are at the forefront as these events unfold. Most Life Event lists are available whenever you wish to order them or on an on-going monthly basis. Other selects can be added such as: income, presence of children and many more. (See the Consumer Masterfile for all selections available.)

Age is another important factor for . Reach Baby Boomers in your area for likely prospects for Long Term Care medical insurance. Order Seniors Turning 65 (listed by date of birth so you can contact them at just the right time) to sell Supplemental Health insurance.

Find Seniors with spouses for Second to Die Policies, or market to Seniors Living With Adult Children.

Use the Homeowners list for Property and Casualty . For this and many other types of insurance leads, simply add selections of your choice: families by income, presence of children, age of children and much more.

There are many insurance lead lists available and even more ways to utilize the information on each record to create your most responsive prospects and insurance sales leads.

And of course, all residential lists are updated monthly, checked against the National Change of Address (NCOA) file and CASS certified for address verification.

Let us show you what we can do for your Insurance Lead program.

Term life insurance lead

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Cucine moderne Modena Moglia – con isola angolo piccole bianche arredamento prezzi economiche, cucine classiche economiche.

#Cucine #classiche #economiche


Le cucine moderne ora hanno un look totalmente nuovo

Se ami le cucine moderne e cerchi prodotti di qualità e innovativi, sei nel posto giusto. Sorrentino Arredamenti, a pochi km da Modena e Moglia, è un punto vendita fornito dei migliori modelli per chi desidera stile e affidabilità made in Italy.

Contattaci subito e fissa un appuntamento per scoprire la bellezza della nostra offerta di arredamento: abbiamo cucine con o senza isola, ad angolo, incluse molte soluzioni per cucine piccole. Trovi anche varie cucine bianche, dal fascino senza tempo.

Abbiamo proposte per tutte le tasche, incluse diverse soluzioni economiche. Non esitare a chiedere informazioni sui nostri prezzi e modelli.

Un concept totalmente nuovo per la cucina

Devi arredare una cucina partendo da zero? Stai pensando di rinnovarla e non sai bene da dove partire? Leggi la nostra piccola guida, dove puoi trovare spunti e idee per rendere unico, accogliente e ricco di stile uno degli ambienti più importanti della casa.

Iniziamo mettendo in luce una tendenza molto attuale nel ramo dell’interior design: quella che porta a mischiare o sovrapporre almeno in parte la cucina con la zona living. Una varietà di fattori contribuisce a questa tendenza: da un lato, la necessità di usare al meglio gli spazi di casa; dall’altro, il cambiamento nel concetto stesso di cucina.

Tradizionalmente, infatti, quest’ultima è considerata come una stanza “di servizio”, dove si lavano i piatti e si preparano i piatti che verranno consumati in altre stanze. Ora, invece, la cucina diventa sempre di più come un centro di socialità, di vita in famiglia, di incontro con amici e ospiti. La stessa attività del cucinare è diventata un hobby, un’attività piacevole e con forti connotazioni di creatività, molto più che un semplice compito domestico.

Riempi di significato la tua casa

Le cucine moderne si presentano sempre più frequentemente con piani di lavoro che, all’occorrenza, possono diventare tavole da apparecchiare. Allo stesso tempo, l’arredamento si arricchisce di dettagli tecnici e soluzioni pratiche, come mobili a scomparsa.

Oltre all’evoluzione dal punto di vista della gestione degli spazi e della funzionalità, le moderne cucine si arricchiscono e cambiano anche dal punto di vista estetico. Proprio poiché si tratta di un ambiente molto più ricco di significati rispetto al passato, diventa uno spazio in cui esprimere la propria personalità e trasformare l’atmosfera secondo i propri gusti.

Così, Sorrentino Arredamenti gioca con i colori, le luci, le alternanze di vuoto e pieno, i cambi di texture dovuti all’utilizzo di svariati materiali, da quelli più high-tech a quelli tradizionali, rivisitati in chiave moderna e contemporanea. Puoi averne un’idea guardando le foto di questa pagina, ma le immagini non rendono l’idea della vastità della nostra offerta.

Vieni a visitarci nel nostro outlet, facilmente raggiungibile da tutta la provincia di Modena e Mantova (molti dei nostri clienti abitano nella zona di Gonzaga, Moglia, Novi, Rolo). Abbiamo diverse offerte imperdibili, che puoi conoscere alla pagina delle occasioni oppure contattandoci direttamente.




California s Low Cost Auto Insurance Program, auto insurance brokers california.

#Auto #insurance #brokers #california


California’s Low Cost Auto Insurance Program

Consumers – Please visit www.mylowcostauto.com or call 1-866-602-8861 to see if you qualify and locate a certified agent in your local area.

Insurance Agents and Brokers (Producers) – Please visit www.aipso.com/PlanSites/CaliforniaLowCost.aspx for more information.

About California’s Low Cost Automobile Insurance Program

California Law requires that all drivers of vehicles within the State maintain evidence of financial responsibility. California’s Low Cost Automobile Program (CLCA) was established by the Legislature in 1999 and exists pursuant to California Insurance Code Section 11629.7 as a program designed to provide income eligible persons with liability insurance protection at affordable rates as a way to meet California’s financial responsibility laws.

However, too many income eligible drivers remain uninsured because the costs of standard insurance premiums are beyond their financial reach. Learn about affordable solutions that may help protect you, your friends, family and other drivers on the road.

Effective January 01, 2015 a new law, SB 1273 passed by the Governor on September 19, 2014, provides an exception to the three-year continuously licensed requirement to allow drivers with less than 3 years verifiable driving experience to participate in the program and increased vehicle values from $20,000 to $25,000. For more information on the CLCA program please visit: www.mylowcostauto.com .

CLCA important links:

  • Reports to the Legislature and Consumer Education and Outreach Plans
  • CLCA Tip Card (PDF)
  • Cost of CLCA Insurance Rates Sheet by County 201 7
  • Cost of CLCA Optional Rates Sheet 201 7
  • Good Driver Definition (PDF)
  • Applicant Income Eligibility Requirement (PDF)
  • Request CLCA Tip Cards to be mailed to your organization.
  • Invite CEOB to your outreach event or meeting!
  • If you have a question about the CLCA program, send us an e-mail!

Contact Us:

The Department of Insurance welcomes the opportunity to provide a CLCA expert to speak at your community events. To obtain information cards and materials check out our program materials by viewing our order form. If you have any questions about this program, please do not hesitate to contact us!

Consumer Education and Outreach Bureau

300 S. Spring Street, South Tower

Los Angeles, CA 90013

Toll free (877) 401-9550

The California Low Cost Automobile Insurance Program is brought to you by the California Department of Insurance and is administered by the California Automobile Assigned Risk Plan (CAARP).


Your Ryanair travel search engine · Ryalive, viajes a punta cana baratos.

#Viajes #a #punta #cana #baratos


Viajes a punta cana baratos

From Ryalive we want you to become part of our web. You can send us a photo of your last trip, and it might become the cover image for a week.

Useful links

To find the best moment to book Ryanair flight, we recommend airhint.com

  • Ryalive and Safe-connect better together https://t.co/hjh36nvLnp

What is Ryalive?

Ryalive is a specific Ryanair flight Finder. Search and connect flights at once, you choose origin and destination and Ryalive will find all flights and stopovers available free of costs. Remember that Ryalive is just a search engine, so you will have to book your flights directly on the Ryanair website (Ryalive is an external service to the airline).

Compare flights

Compare flights, timetables and prices instantly and without worry. Ryalive gives you all the information you need at the time. Don’t waste your time by adjusting schedules, calculating stopovers or by checking prices, Ryalive does it for you in a few seconds.

What is Ryalive?

Ryalive is a specific Ryanair flight Finder. Search and connect flights at once, you choose origin and destination and Ryalive will find all flights and stopovers available free of costs. Remember that Ryalive is just a search engine, so you will have to book your flights directly on the Ryanair website (Ryalive is an external service to the airline).

Now in your PC, tablet and mobile phone

The Ryalive team has wanted to adapt the website to the new standards and formats. We have made a great effort for you to access the web on any of your devices in the most optimal way.

We have resumed the project, so any feedback is a good way to improve the user’s experience. If you have an idea or any suggestion as well as if you detect any errors or have any problem with the website, please do not hesitate to fill out the form below.

You can already download the application of Ryalive for iOS (iPhone and iPpad).


Term life insurance, quote for term life insurance.

#Quote #for #term #life #insurance


Term life insurance: Protection for your big plans. (And for your littlest ones.)

Term life insurance is the simplest way to protect loved ones now—and lock in your lowest available rates for a set period of time. As long as you keep your policy active for a set “term” (like 10, 15, or 20 years), it can replace your lost income, tax-free, in the event of your death. Plus, you can add more coverage or upgrade to a permanent policy later.*

Yearly Convertible Term

If you’re on a tight budget or unsure what protection you need, starting with a term policy can make sense. Later on, you can renew or upgrade.

Level Premium Convertible Term

If consistency appeals, take comfort with a guaranteed rate that won’t go up until your term runs out (or you convert to whole life coverage).

Our wide range of riders, some at additional cost, offer extra benefits to help you meet your short- and long-term goals.

You look out for loved ones every day. Term life insurance helps protect their futures, too.

It goes without saying that you could never be replaced, but with life insurance, your loved ones wouldn’t be burdened with the financial pressure that would come with your loss. Here’s why: the proceeds of life insurance can be used to help preserve your beneficiaries’ standard of living and fulfill future goals, and generally come free from federal income tax.

HOW DOES TERM LIFE INSURANCE WORK?

Term life policies often start you at a lower premium for a set period of time. You choose the length of time you’d like to carry the policy, and at the end of the term, you typically have the option to easily renew or upgrade to a permanent policy.

In this way, purchasing term life when you’re young can lock in your access to affordable life insurance for the term period—even if your health status changes. You can convert your coverage to more rewarding permanent policies, like whole life insurance, possibly at a lower price than if you’d put off purchasing until you’re older.

Could a term policy be right for you?

Term can be the perfect solution for those balancing high expenses with a high need for protection, for example, when you’re starting a family. Ultimately, term life is a cost-conscious solution to get the most protection you can now, while still providing you with an opportunity to convert to a permanent policy later on.

Finally, term insurance is a great option for people who need:

  • Coverage for a well-defined period of time
  • Business protection (in the event you’d lose a key employee or business partner)
  • Extra coverage on top of other, permanent life insurance

READ MORE

Considering term? Consider this.

Buying life insurance is an important decision. Here are a few important factors to keep in mind as you determine what plan is right for you:

It’s About More than Burial Insurance

Learn the ways that life insurance can help you leave a lasting legacy, beyond immediate needs after your death.

It’s a Great Choice for Single Parents

With term life, protecting your children’s security can be more affordable than you think.

You Can Convert to Whole Life Later

You can upgrade all or some of a convertible term policy to a permanent whole life policy and start building cash value.

The Truth Behind the Cost of Life Insurance

Before you buy life insurance, get the facts on why cheaper isn’t always better.


Department of Insurance Illinois, illinois vehicle insurance agency.

#Illinois #vehicle #insurance #agency


Department of Insurance Illinois

Illinois vehicle insurance agencyInsurance is very serious business, especially when it comes to car insurance. It is important for the administration of insurance policies and the companies which issue them to be carefully controlled and monitored. The Department of Insurance in Illinois is the state agency responsible for doing so for Illinois residents. We will explore this department in more detail and discuss how they can be of benefit to all policyholders in the state.

The Illinois department of insurance has locations in both Chicago and Springfield. It employs about 260 people and has an operating budget in excess of $45 million.

As stated on their website, the department’s mission is as follows: “To protect consumers by providing assistance and information, by efficiently regulating the insurance industry’s market behavior and financial solvency, and by fostering a competitive insurance marketplace.”

The department administers, monitors and sets policies for insurance companies which provide a wide range of insurance products including car insurance, health insurance, disability insurance, life insurance and others.

The department does its best to keep information regarding insurance companies and their activities in the public eye through public hearings. Many details on insurance companies and their key activities can also be found through public records made available by this department.

There are a number of important programs sponsored by the Illinois Insurance department designed to benefit the public it serves. An important program concerns health care reform. There is a great deal of interest and public attention focused on this topic.

If you wish to gain access to important documents related to insurance companies and their ongoing activities, many of them can be obtained through the website sponsored by the department. There are also important phone numbers which can be used to contact key personnel to assist in many kinds of situations.

The website for this department provides a great deal of information and details on their activities as well as helpful links and resources. Simply do a Google search on the topic and you can easily find more details and information.

One very helpful resource on this site concerns extensive information on insurance companies and their programs throughout the state. A resident or consumer can find out if there are any complaints or charges against a particular company. This can be very important for those policy holders who wish to investigate particular companies or programs in greater detail.

It is suggested that anyone who wished to understand more about what the department does and how it can be of benefit check out their website further and explore the programs and resources offered.


Acceptance Insurance, Florida, florida auto insurance.

#Florida #auto #insurance


Florida Auto Insurance – Get a Free Quote Online

Florida auto insurance

Acceptance knows what makes a great Florida auto insurance policy: outstanding value for the money and first-rate customer service. We offer value to our customers with a diverse selection of auto insurance products, so you can get the policy that’s right for your needs, including these fundamental types of coverage:

  • Florida requires drivers to carry at least $10,000 of personal injury protection (PIP) and $10,000 of property damage liability coverage.

Basic Liability Coverage

Drivers in this state are legally required to carry Florida auto insurance with at least the basic property damage liability coverage. This type of insurance covers the other driver’s property in the event of a collision for which you are at fault. Most serious collisions are far more expensive than that though, so it’s a good idea to consider additional coverage. However, Florida does not require bodily injury liability coverage. This means that if you are at fault in an accident and the other driver incurs accident-related medical expenses, your insurance would not cover any of it. Bodily injury liability insurance is highly recommended in Florida so you will be covered in case of an at-fault accident.

Personal Injury Protection

In Florida, all drivers are legally required to purchase personal injury protection, or PIP. This covers the majority of medical expenses for you and your passengers, regardless of who is at fault in an accident. This coverage also covers, in part, lost wages, all replacement services such as child car, housekeeping or lawn work. It also provides a death benefit.

Comprehensive and Collision Coverage

Adding comprehensive and collision protection to your policy is a smart move. A comprehensive and collision policy will cover your property repair and replacement costs following an accident – not just the other driver’s – and you can even add rental car coverage. Comprehensive coverage applies to things like fire, theft, vandalism and other types of damage, as well. If you’re worried about the monthly payments, Acceptance has you covered. You can always choose a higher deductible to lower your policy premiums.

Uninsured Motorist Coverage

If you want to know that you’re covered in the event of an accident, regardless of the other driver’s insurance status, you will need to add uninsured motorist coverage to your Florida auto insurance policy. This type of coverage will protect you from the high costs of medical bills and repairs resulting from collisions with drivers who were not carrying insurance, or who had inadequate coverage for the scope of the damage. Acceptance Insurance offers a range of uninsured motorist coverage to suit your needs.


Car Insurance Quotes – Auto Insurance Quotes: Farmers Insurance, full coverage auto insurance quotes.

#Full #coverage #auto #insurance #quotes


Auto Insurance

Get an auto insurance quote

America’s finest agents, quote and buy online, great discounts, and award winning claims service.

Why Farmers Auto Insurance is a Smart Choice

At Farmers, we know that insuring your vehicle is more than just a basic obligation. It’s a vital and legal necessity in your world. and these days, your needs may go well beyond “basic.”

That’s why Farmers has spent 85 years building the Smart Choice in Auto insurance, to bring you more than simple coverage. With Farmers, Auto insurance comes with quality coverage, convenience, and personalized service far beyond basic. Yes, it can cover injuries and damages caused by an accident, if you’re legally responsible. However, Farmers goes further, delivering the accessibility, convenience, and options you want, along with the personal touch of your own neighborhood agent.

Car insurance with Farmers means:

Control over your policy

You’re in the driver’s seat. Register your policy and manage, change, and update it quickly.

Personalized attention

Your personal, dedicated and local Farmers agent is there when you need them, and our helpful Call Center agents are always a phone call away.

Insight and guidance

Farmers has spent a lifetime building a strong, trustworthy, and knowledgeable business. We put all of our products, resources, agents, information, and experience at your disposal.

Convenience

Manage your policy your way, with the Farmers Mobile App, paperless policy documents and billing, and online automatic bill payments.

Smart savings

Our long list of auto insurance discounts saves you money on smarter coverage.

24/7 protection

Our award-winning Farmers Claim Services is open 24 hours a day, 7 days a week to process your claim, guide you through the process, and get you back on the road safely.

Customize your Auto Insurance policy with plenty of coverage options

Farmers understands that in life, as in Car insurance, foresight and awareness are everything. When it comes to protecting what you care about most, “one-size fits all coverage” just doesn’t cut it.

That’s why Farmers Auto insurance gives you beyond-basic coverage options to help you spot coverage gaps and cover other unexpected costs.

Consider additional coverage options* like:

Accident Forgiveness

You’re normally a great driver, but you just had your first claim in years and you’re nervous about your rate changing. Well, if you have this option, don’t worry! Farmers will forgive one accident for every three years you drive without one.**

No Fault, No Foul

Accidents happen (that’s why you have insurance), and Farmers knows that they aren’t always your fault. That’s why, with this option*, your rate remains unchanged when you’re not at fault in any accident while your Farmers policy is in force.**

Small Claim Forgiveness

With this option, your rates will never go up because of a fender bender or other small accident even if it’s your fault.

Incident Forgiveness

Get a speeding ticket? Pretty frustrated? We understand these things happen. With this added option, Farmers won’t increase your rates for a citation, as long as no claim is filed.**

Farmers Rideshare

Insurance coverage for rideshare drivers doesn t have to be confusing. Farmers Rideshare can provide you with seamless personal auto coverage until the full commercial liability coverage provided by your rideshare company begins.

Start today with a quick online Auto insurance quote. You can even conveniently purchase your new Car insurance policy online too.

You can always speak to a local Farmers agent to learn more about coverage options, or talk about your coverage needs.

*Not available in all states.

**Benefits apply to Farmers customers only, and do not include any incidents or violations occurring before the date of insured with Farmers.

This brief summary is not a policy document. Please read the actual policy documents for your state for important details on coverages, exclusions, limits, conditions, and terms. If there is any conflict between this summary and the policy documents, the policy documents will control. Not all products and discounts are available in every state.


Commercial Auto and Truck Insurance from Titan Insurance, california commercial auto insurance.

#California #commercial #auto #insurance


Commercial Auto and Truck Insurance

As a business owner, you want the commercial auto insurance coverage you need at a price you can afford. Titan offers commercial vehicle insurance in 17 states.*

Keep your business rolling with commercial vehicle insurance

You rely on your business vehicles to help keep you in business. Just one driver error that leads to an accident or breakdown could put you on the sidelines. Titan commercial vehicle insurance policies are specially designed for businesses that operate vehicles in a wide range of sizes and functions — from private passenger vehicles to 80,000 pound (Gross Vehicle Weight) commercial trucks. Titan also insures risks that may not qualify with many standard or preferred commercial insurance programs.

Make sure your commercial cars and trucks are covered

Protecting your business fleet is not quite like protecting your personal auto. You likely have more company vehicles you’re responsible for and they spend more time on the road. A Titan commercial vehicle insurance policy can help protect your rolling investment by covering:

A Titan representative can give you more details and determine whether your business qualifies.

Company car insurance coverage options

Titan has the commercial vehicle coverage options you need. Talk to our expert insurance agents today about the best options for your business, including:

  • Body Injury/Property Damage Liability
  • Collision
  • Comprehensive
  • Uninsured/Underinsured Motorist Bodily Injury
  • Hired Auto Liability or Employer’s Non-ownership Liability protection

Discounts on commercial vehicle insurance

Find out if you qualify for discounts on your Titan commercial vehicle insurance policy, including our paid in full, years in business, multi-coverage or Commercial Drivers License (CDL) experience discounts.

Contact Titan for a free commercial auto insurance quote today

Because every business is different, Titan offers customized commercial auto and truck insurance to meet specific needs. To learn more about our commercial vehicle program and how we can help protect your business:

*Titan’s Commercial Vehicle Insurance program is available in the following states: AL, AZ, CA, FL, GA, IN, MD, MO, OH, PA, SC, TN, TX, VA and WA.

Availability of products, product discounts and coverage may vary by state.

Make a Payment

California commercial auto insurance


Barbara d – Urso e Gerard Butler stanno insieme: il regalo d – amore, arredatrice interni.

#Arredatrice #interni


Barbara dUrso e Gerard Butler stanno insieme: il regalo damore

Barbara dUrso, il nuovo fidanzato è Gerard Butler: la conferma e il regalo damore

Barbara dUrso avrebbe trovato un fidanzato. E non uno qualsiasi, bensì il divo di Hollywood Gerard Butler. A confermare il gossip degli ultimi mesi Giovanni Ciacci, lesperto di stile di Detto Fatto nonché amico della conduttrice di Pomeriggio 5 e Domenica Live. Secondo quanto rivelato dalla spalla di Caterina Balivo al settimanale Eva 3000, la presentatrice Mediaset e lattore sarebbero inseparabili da giorni e avrebbero addirittura trascorso il Ferragosto insieme. Non solo, pare che linterprete scozzese abbia donato a Barbarella un prezioso regalo: degli smeraldi meravigliosi comprati in una gioielleria di Capri.

Barbara dUrso e Gerard Butler stanno insieme: parla Giovanni Ciacci

Ormai sono inseparabili, è chiaro che ci sia del feeling. Lui è stato avvistato in Toscana da lei, poi, dopo essere rientrato in Inghilterra, è subito volato nuovamente da Barbara& ha fatto sapere Ciacci alla popolare rivista. Ma allora perché la dUrso non ha ancora ufficializzato il presunto legame? Barbara è una donna allantica: è evidente che ancora non cè stata una proposta ufficiale e lei, da brava donna del Sud, non si concede facilmente, è molto rigida sulla sua vita& ha replicato Giovanni. Il costumista ha poi spiegato: Persone vicine alla coppia mi hanno fatto sapere che molto probabilmente Barbara e Gerard hanno passato Ferragosto insieme&. Ma comè riuscita Barbara dUrso a conoscere un attore apprezzato in tutto il mondo? Semplice: i due si sono incontrati a Ischia, al Global Festival, dove entrambi erano ospiti.

Barbara dUrso nuovo fidanzato per la conduttrice: chi è Gerard Butler

Gerard Butler ha 47 anni (mentre la dUrso 60) ed è un attore scozzese. Ha preso parte a numerosi film, così come è stato protagonista di innumerevoli gossip per via delle sue relazioni amorose. Dopo essere stato legato a Madalina Ghenea, Jennifer Aniston, Cameron Diaz e Naomi Campbell, nel 2014 si è fidanzato con larredatrice dinterni Morgan Brown. Da tempo la loro storia è finita e luomo si dichiara single. Uscirà mai allo scoperto con Barbara dUrso?


Auto, KFZ, PKW, Motorrad kostenlos inserieren Jahreswagen ?>


Toyota

DE-79713 Bad Säckingen – Kombi, Schwarz metallic, ABS, Elektr. Stabilitätsprog. (ESP), Nebelscheinwerfer, Wegfahrsperre, Zentralverriegelung, Klimaautomatik, Servolenkung, Tempomat. mehr

DE-83308 Trostberg – Limousine, Blau metallic, ABS, Nebelscheinwerfer, Wegfahrsperre, Zentralverriegelung. mehr

Volkswagen

DE-38110 Braunschweig – Kombi, Silber metallic, ABS, Elektr. Stabilitätsprog. (ESP), Nebelscheinwerfer, Wegfahrsperre, Zentralverriegelung, Klimaautomatik, Servolenkung, Tempomat, Navigationssystem. mehr

Pkw kaufen

DE-54492 Erden – Limousine, ABS, Wegfahrsperre, Zentralverriegelung, Klimaautomatik, Servolenkung. mehr


Enercon Service Austria in Neusiedl am See baut rund 200 Jobs ab – Unternehmen – › Wirtschaft, enercon aktien.

#Enercon #aktien


Enercon Service Austria in Neusiedl am See baut rund 200 Jobs ab

Neusiedl am See – Die im Bereich Windkraftanlagen tätige Enercon Service Austria GmbH in Neusiedl am See will rund 200 Jobs abbauen. Geschäftsführer Carsten Dirks bestätigte am Dienstag einen Onlinebericht der Burgenländischen Volkszeitung. Grund dafür sei die schlechte Auftragslage. Ungefähr 80 Mitarbeiter wären beim Frühwarnsystem des AMS gemeldet worden, zusätzlich seien etwa 100 Leiharbeiter betroffen.

Die Betroffenen sind laut Dirks derzeit noch beim Unternehmen beschäftigt, der Stellenabbau soll in den nächsten Monaten erfolgen. Von den rund 80 Mitarbeitern würden voraussichtlich nur etwa 50 ihren Arbeitsplatz verlieren, beim Rest werde versucht, andere Jobmöglichkeiten im Betrieb zu lukrieren. Die Mitarbeiter wären bereits informiert worden, auch ein Sozialplan sei bereits mit dem Betriebsrat ausgearbeitet worden.

Keine Aufträge in Sicht

Vom Stellenabbau sei der Bereich Installation und Aufbau betroffen, der komplett wegfalle, so Dirks. Man habe bereits in den letzten eineinhalb Jahren einen Auftragsrückgang zu verbuchen gehabt. Für die kommenden Monate wären überhaupt keine Aufträge in Aussicht.

Kerngebiet der Firma seien Wartungs- und Störungsdienstarbeiten bei Windkraftanlagen, so Dirks. Aktuell gebe es bei Enercon Service Austria GmbH rund 420 Mitarbeiter. Der Servicebereich sei vom Stellenabbau nicht betroffen.

Laut Arbeitsmarktservice Burgenland wurden 78 Personen beim Frühwarnsystem gemeldet, dabei handle es sich um 60 Arbeiter und 18 Angestellte. Enercon Service Austria ist eine Tochter des deutschen Windkraftanlagenbauers Enercon.

Der ÖGB Burgenland kritisierte, dass der Sozialplan nur für die Arbeiter und Angestellten, nicht jedoch für die Leiharbeiter gelte. “Wir hätten uns gefreut, wenn die Firmenleitung von Enercon über den Sozialplan hinaus Verantwortung gezeigt hätte”, erklärte ÖGB-Landesvorsitzende Erich Mauersics per Aussendung. (APA, 19.9.2017)


Haushaltsauflцsung – Wohnungsauflцsung, teller verleih.

#Teller #verleih


Haushaltsauflцsung – Wohnungsrдumung

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es wird alles abverkauft:

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Günstige Lkw Versicherung durch Lkw Versicherungsrechner checken, lkw versicherungsrechner.

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Günstige Lkw Versicherung durch Lkw Versicherungsvergleich

Lkw versicherungsrechnerSie suchen eine günstige Lkw Versicherung? Dann haben Sie mit uns den richtigen Versicherungsmakler als Partner gefunden. Wir bieten Ihnen über unseren online Lkw Versicherungsrechner einen kostenlosen und unverbindlichen Lkw Versicherungsvergleich, der Ihnen nicht nur eine billige Lkw Versicherung heraussucht. Besonderen Wert legen wir darauf, dass die Lkw-Versicherungen auch über die Leistungsmerkmale verglichen werden. Hierbei bietet Ihnen unser Lkw Versicherungsvergleichsrechner für Lastkraftwagen die Möglichkeit, Ihre gewünschten Leistungsmerkmale selbst zu definieren. So erhalten Sie nähere Auskünfte, welche LkwVersicherung Ihre gewünschten Leistungen am besten erfüllt.

Bei bei privat genutzten Lkw´s, Lieferwagen, Pickups oder Transportern bitten wir Sie zu beachten, dass diese immer im Werkverkehr eingestuft werden. Der Güterverkehr gilt als Einstufung nur für Fahrzeuge die zum Transport fremder Ware genutzt werden. Bei Fragen oder Problemen helfen wir Ihnen auch gerne telephonisch. Rufen Sie uns einfach unter 0 39 01/8 29 53 an.

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Hier können Sie online vergleichen ohne Angaben von persönlichen Daten oder e-Mail Adressen!

Vorteile Lkw Versicherungsvergleich

Die richtige Lkw Versicherung zu finden ist finanziell oftmals noch lohnenswerter als bei einem privaten oder geschäftlich genutzten Pkw. Bauart und Größe werden im Bereich Lastkraftwagen von den Versicherern meist noch unterschiedlicher als bei anderen Fahrzeugarten eingeschätzt, so dass sich hier bei einem Lkw Versicherungsvergleich sowohl im Bereich Haftpflicht wie auch beim Kaskoschutz große Unterschiede ergeben. Wenn Sie kein Geld verschwenden möchten, dann werden Sie von unserem Lkw Versicherungsvergleich im Internet erheblich profitieren. Durch den Lkw Versicherungsrechner ermöglichen wir Ihnen eine umfassende und individuelle Absicherung Ihres Transporters.

Ein Lkw Versicherungsvergleich können Sie normaler Weise relativ schnell im Internet finden. Allerdings sind diese nicht immer neutral und unabhängig. Auch einzelne Versicherungen bieten für einen schnelleren Überblick über ihre Tarife unternehmensbezogene Versicherungsrechner an. Diese helfen aber natürlich nicht weiter, um im gesamten Versicherungsbereich auf die wirklich günstigsten Tarife zu stoßen. In einem neutralen Vergleichsrechner sind vielmehr sämtliche, aktuelle Tarife der unterschiedlichen Versicherer eingespeist. Somit erhalten Sie nach nur wenigen Eingaben die besten Angebote im Bereich Lkw Versicherung auf den Bildschirm bringen.

Nach monatlichen Beiträgen geordnet, erhält jeder Suchende mit nur wenigen Mausklicks eine aussagekräftige und sortierte Aufstellung aller Versicherungen. Auf diese Weise lernen Sie Versicherer kennen, auf deren günstige Angebote Sie ohne den Lkw Versicherungsrechner nicht gekommen wären. Der nächste Schritt ist dann lediglich noch der Wechsel zum ermittelten, günstigsten Versicherer.

Die Lkw Versicherung

Die Lkw Versicherung ist der Sammelbegriff für eine Vielzahl von gewerblichen oder privat genutzten Fahrzeugen. Enthalten sind zum Beispiel die Lieferwagen (Lkw bis 3,5 t Gesamtgewicht), die häufig auch privat genutzt werden. Diese werden in der Nutzung nach Werkverkehr und gewerblicher Güterverkehr eingestuft. Lkw ´s mit einem Gesamtgewicht über 3,5 t werden dagegen meist nur gewerblich von Unternehmen genutzt. Die Hauptbeitragstarifierungsgrundlage ist ebenfalls das Einsatzgebiet im Werkverkehr bzw. im gewerblichen Güterverkehr. Lkw´s im Werkverkehr transportieren eigene Sachen. Während der Unternehmer im gewerblichen Güterverkehr gegen Entgelt fremde Waren transportiert. Weiterhin können Lastkraftwagen als Zugmaschine oder Sattelschlepper eingesetzt werden. Bei diesen Fahrzeugen kann der Lkw keine eigene Last transportieren. Er zieht lediglich den Auflieger oder Anhänger. Unser Vergleichsrechner führt Sie in einfachen Schritten und selbsterklärend durch den Lkw Versicherungsvergleich, so dass Sie in nur wenigen Minuten eine Auflistung der preiswertesten Lkw Versicherungen erhalten.

Was sollte man bei einer Lkw Versicherung beachten?
  • Die Kfz Haftpflichtversicherung ist eine Pflichtversicherung, ohne diese darf Ihr Lkw nicht am Straßenverkehr teilnehmen und Sie erhalten vom Straßenverkehrsamt keine Zulassung.
  • Die Kaskoversicherung versichert gegen Schäden durch Brand oder Explosion, Entwendung, Sturm, Hagel, Blitzschlag oder Überschwemmung, Zusammenstoß mit Wild und Marderbiss. Soll die Vollkaskoversicherung mitversichert werden, wird der Versicherungsschutz noch auf Schäden durch Unfall und Mut- oder böswillige Handlungen betriebsfremder Personen erweitert.
  • Brems-, Betriebs- und Bruchschäden sind gerade für große Lkw ´s ein sinnvoller Einschluss in der Vollkaskoversicherung, da diese häufige Ursache für einen großen Schaden sind. Ein Betriebsschaden liegt zum Beispiel vor, wenn Ihr Lkw beim Verladen das Gleichgewicht verliert und umkippt oder beim Bremsen bzw. durch Schleudern kippt der Auflieger um, und durch die große Kraftanstrengung verzieht sich der Rahmen des Anhängers. Die Kaskoversicherung zahlt den Aufprallschaden aber nicht den Verwindungsschaden!
  • Die Verkehrsrechtsschutzversicherung bietet Ihnen finanzielle Sicherheit, wenn Sie einen Rechtsstreit führen müssen um den Ihnen zugefügten Schadensvergütung zu erstreiten.

Als Versicherungsmakler haben wir uns gerade auf die Vermittlung von schweren Kfz Risiken spezialisiert. Scheuen Sie sich deshalb nicht, einen online Vergleich Ihre Lkw Versicherung über unseren Lkw Versicherungsrechner durchzuführen. Sie werden erstaunt sein, wie groß die Beitragsunterschiede beim Vergleichen von Lkw-Versicherungen, selbst bei gleichen Leistungsmerkmalen, sind.


Come arrivare dall – aeroporto al centro di Praga, Viaggio a Praga, contrario di arrivare.

#Contrario #di #arrivare


Come arrivare dallaeroporto al centro di Praga.

Domandona: ma quando arrivo allaeroporto, poi come faccio ad arrivare allhotel che è in centro a Praga? Ecco la risposta!

I voli europei arrivano tutti al terminal 2 dellaeroporto Havel di Praga, quindi tutte le informazioni che troverete in questo post contengono informazioni e prezzi partendo dal terminal 2 e sono aggiornate a Marzo 2016. Ho tratto le informazioni dai siti internet delle compagnie citate di volta in volta.

La metro di Praga non arriva allaeroporto.

Soluzione economica per raggiungere Praga: il trasporto pubblico.

AIRPORT EXPRESS (AE) il trasporto più veloce dallaeroporto di Praga alla stazione ferroviaria e viceversa. Le corse partono ogni 30 minuti dalle 5.45 alle 22.30.

AE è una speciale linea bus che va da

Letiště Praha Ruzyně (laeroporto) fino a: Metro A Dejvickà (linea Verde)- Metro B Náměstí Republiky (Linea Gialla) Metro C Hlavní nádraží (Linea Rossa)

I biglietti si acquistano a bordo e costano 60 Kc (40 kc la tratta aeroporto- metro A Dejvickà, la più vicina). Il costo del biglietto include il bagaglio.

Il costo per bambini /ragazzi da 6 a 15 anni è di 30 Kc (15 Kc per la tratta aeroporto metro A)

contatti: www.dpp.cz che funziona molto bene per orari, tragitti e prezzi.

Lorario dettagliato si trova anche alle fermate dei pullman e nei pannelli con il simbolo Dpp che si trovano nei paraggi delle fermate.

Soluzione di prezzo medio per raggiungere Praga: taxi e airport cars.

Ecco alcune compagnie di taxi affidabili e testate che offrono servizi di trasporto dallaeroporto al centro di Praga.

UBER: se siete utenti di Uber ve lo consigliamo caldamente. Non cè bisogno di prenotare, parlare e nemmeno pagare. Utilizzate il codice ELISAS10 per avere sconti e per farli avere a me!

Leggi il post dedicato ai taxi a Praga e scopri perchè consigliamo Uber!

AAA RADIOTAXI è la più grande compagnia di taxi di Praga. Non è la più economica, ma non è neppure carissima. Le auto sono sempre pulite e dotate di Gps, per cui è improbabile cadere vittima di truffe o girare unora in più per fare tragitti lunghissimi.

prezzo massimo di 28 Czk/km

quota fissa alla partenza di 40 Czk

attesa 6 Czk/minuto

Posto di partenza: Terminale 2, uscita D, E

+ 420 223 333 222

+ 420 729 331 133

Alluscita del terminal 2, cè uno stand di questa compagnia: potete parlare con loro per un preventivo o per prenotare la vettura.

AIRPORT CARS fa solo servizio tra laeroporto e Praga e non offre servizio taxi urbano. E meno caro di AAA, ma è egualmente affidabile e veloce.

150-980 Czk in base alle zone prestabilite (valido per 1-4 persone)

il centro città a partire da 500 Czk

fuori Praga sul territorio della Rep. Ceca prezzo massimo di 25 Czk/km

fuori dal territorio della Rep. Ceca prezzo concordato

20% di sconto per il viaggio di ritorno al Prague Airport o dai luoghi allinterno delle zone servite dall Airport Cars.

Posto di Partenza; Terminale 2, Uscita A, B e C

Tel: +420 220 113 893

+ 420 220 117 078

Vi suggeriamo questo servizio sopratutto se avete tanti tanti bagagli: i mezzi di Airport Cars vanno dalle auto ai minivan, quindi è perfetto per famiglie numerose, passeggini e disabili (avveriteli prima, ovviamente).

Soluzione VIP: raggiungere Praga con altri mezzi.

Il tragitto dal vostro jet privato al controllo passaporti vi sembra una distanza insuperabile? No problem, A Praga ci sono diverse compagnie che forniscono servizi di trasporto con mezzi di lusso.

Per esempio www.prague-airport-transfers.co.uk vi attende alluscita del terminal con stretch Limousine bianche o nere, dotate di luci colorate, musica e drink (o qualsiasi altra cosa desideriate trovare dentro la limo). Ovviamente i prezzi superano le 2000 corone per il tragitto dallaeroporto al vostro Hotel a Praga (circa 4 volte il prezzo di un taxi) ma cè chi farebbe di tutto per cominciare un viaggio a Praga col piede giusto!

Leggi il post Survival Kit in Prague e scopri come evitare tariffe maggiorate e trappole per turisti!


Departamento Administrativo de Planeaci – n, departamento de quejas.

#Departamento #de #quejas


Gobernaciуn del Valle del Cauca

Dependencias de apoyo al despacho

Secretarнas Sector Competitividad y Desarrollo Sustentable

Dependencias de Gestiуn y Apoyo Transversal

Informaciуn General

Cultura y turismo

Multimedia

Contrataciуn

Participaciуn

Departamento de quejas

Departamento de quejas

Valle del Cauca

Departamento Administrativo de Planeación

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7:30 AM a 12:30 PM – 1:30 PM a 5:30 PM

7:30 AM a 12:30 PM – 1:30 PM a 4:30 PM

Carrera 6 Calle 9 y 10 Pisos 12 Edificio Palacio de San Francisco

Conmutador 6200000 Ext. 1299

Eventos

Última fecha de actualización: Martes 2 de enero de 2018 11:03 am

Jueves 25 de enero de 2018 11:33 am

Informaciуn en lнnea

Temas destacados

Sitios de interйs

Gobernación del Valle del Cauca, Santiago de Cali – Colombia

Horario de Atención:

Lunes a Jueves Mañana 7:30 AM a 12:30 PM – Tarde 1:30 PM a 5:30 PM

Viernes Mañana 7:30 AM a 12:30 PM – Tarde 1:30 PM a 4:30 PM.

Dirección: Carrera 6 entre calles 9 y 10 Edificio Palacio de San Francisco | Codigo Postal: 760045

Conmutador: (57-2) 620 00 00 – 886 00 00 – Fax: 886 0150 Línea Gratuita: 01-8000972033


Real e Ilustre Colegio de Abogados de Zaragoza, colegio de abogados de zaragoza.

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Real e Ilustre Colegio de Abogados de Zaragoza

Tel fono: 976 204 220 (Centralita). Fax: 976 396 155

Don Jaime I, 18. 50001 Zaragoza (Espa a)


Income Protection Insurance, Income Protection, iSelect, income protection insurance quotes.

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Income Protection Insurance can give you up to 75% of your regular income if you are unable to work due to an illness or injury. Often paid in monthly installments, Income Protection Insurance can help you manage your financial obligations, protect your family, and maintain your lifestyle while you are out of work. Call 13 19 20.

Get the facts on Income Protection Insurance

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Get the facts on Income Protection Insurance

Income Protection Insurance Basics

Learn about the basics of Income Protection including information on waiting periods, benefit periods and contracts. Read more

The benefits of Income Protection Insurance

If you were unable to work due to illness or injury, income protection can help you manage your expenses until you get back on your feet. Read more

Comparing Income Protection Insurance

Anyone who is earning an income can apply for Income Protection Insurance. Choosing the right product can be quite complex and we can help simplify the process. We work with a range of Australia’s leading life insurers to help find a policy tailored to your needs and budget. The key factors that will determine your cover include your age, occupation, income and health status (including any pre-existing conditions).

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Any advice provided on this website is of a general nature and does not take into account your objectives, financial situation or needs. You need to consider the appropriateness of any information or general advice we give you, having regard to your personal situation, before acting on our advice or purchasing any product.



Abogados de Talca, Estudio de Abogados del Maule, abogados derecho de familia.

#Abogados #derecho #de #familia


Abogados Talca

Abogados derecho de familiaAbogados derecho de familiaAbogados derecho de familia Abogados derecho de familia

Abogados derecho de familiaEstudio JurГ­dico Abogados del Maule

Somos un Estudio JurГ­dico de Abogados ubicado en 2 Oriente, entre 2 y 3 Norte NВє 1370 de la ciudad de Talca, que presta servicios de asesorГ­a jurГ­dica a la comunidad en general en las diferentes ГЎreas del derecho. A pesar de esto actualmente contamos tambiГ©n con oficina en la ciudad de CuricГі y nuestros servicios son prestados en toda la RegiГіn del Maule.

Abogados del Maule cuenta con un equipo de alto nivel a cargo de la Abogado Belgica MГЎrquez AvendaГ±o, la abogada Susana Ruiz y un staff de procuradores, quienes estarГЎn todos a su servicio de forma de distinguirnos de lo ofrecido comГєnmente por otros Estudios o abogados. Esta diferencia estarГЎ basada en la excelencia profesional y en el estrecho vГ­nculo que se crea entre nuestros abogados y sus clientes. Estamos convencidos que unaВ plena confianza es la base para manejar exitosamente todo problema legal.

En un mundo altamente competitivo y donde las exigencias son crecientes en materia civil, comercial, penal y tributaria, Abogados del Maule asume con sus clientes el compromiso de hacerse cargo de sus necesidades en lo que a servicios jurГ­dicos se refiera, todo con un alto compromiso, excelente nivel profesional y a su relevante experiencia en la materia.

Estamos dedicados a la tramitaciГіn de juicios civiles, tributarios, de familia y laborales, y atendemos en nuestra oficina a todo el que lo desee:

– La primera consulta es gratuita para todos.

– En materia laboral cuando defendemos al trabajador Гєnicamente cobramos un porcentaje de lo obtenido, por lo que si nada obtenemos nada le cobraremos, lo que asegura compromiso por nuestra parte en tramitar su caso.

– Para comunicarse con nosotros puede hacerlo a nuestra oficina Talca o CuricГі.

DirecciГіn: Edificio Manuel Montt, ubicado en Calle Manuel Montt nВє 357, 5Вє piso, В oficina nВє 502, CuricГі.

TelГ©fono: (75) 2 315890 – Celulares: 94198584 – 91835649

DirecciГіn: 2 Oriente, entre calles 2 y 3 Norte NВє 1370, Ciudad de Talca.

TelГ©fono: (71)В 2225259 – Celulares: 94198584 – 91835649

Abogados derecho de familia


Tennessee Car Insurance – Quotes, Coverage – Requirements, tennessee automobile insurance plan.

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Car Insurance in Tennessee

In Tennessee, you’re legally required to hold liability insurance in case you get into an accident. Note, however, that there are plenty of other options for insurance coverage you may consider for additional protection.

Read below to learn more about Tennessee’s auto insurance requirements, options, rates, and discounts.

Insurance Requirements

In Tennessee, you are required to carry liability insurance to cover injuries or damages you may cause to someone after a car accident.

The required minimum limits of your liability car insurance are:

  • $25,000 for each injury or death per accident.
  • $50,000 for total injuries or deaths per accident.
  • $15,000 for property damage per accident.

Optional Car Insurance

If you wish to protect yourself beyond the required auto insurance minimums, you might want to consider purchasing optional types of car insurance.

Most Tennessee car insurance companies offer the following coverage options:

  • Collision – Covers accident-related damages to your car.
  • Comprehensive – Covers non-accident related damages to your car, such as those caused by weather or vandalism.
  • Uninsured motorists – Helps cover costs associated with accidents with uninsured drivers or those with too little insurance.
  • Medical payments – Helps pay for your medical bills after an accident.
  • Rental car.

NOTE: If you have a car loan or lease, your lender may require you to have collision and comprehensive coverage.

Proof of Insurance

In Tennessee, you must provide proof of insurance when you are:

  • Pulled over by a police officer.
  • Involved in a car accident you are required to report. You must report accidents that involve:
    • Any injuries.
    • Death.
    • Over $400 in property damages.

You can report a car accident by completing the Owner/Driver Report (Form SF-0395) form and mailing it in to the Tennessee Department of Safety.

Legal proof of insurance includes:

  • Your insurance ID card.
  • Insurance binder.
  • Policy declaration page.

You can obtain any of the above from your Tennessee car insurance provider. Remember to ask for new documents each time you renew your policy.

You do not need proof of insurance to register your car or to obtain your driver’s license.

Insurance Violation Penalties and Fines

If you are caught driving without car insurance or evidence of financial responsibility, you face a Class C misdemeanor, which could include:

  • Fines.
  • Suspension of your driver’s license.
  • A STOP on your car, keeping you from renewing your registration.

To have a STOP removed from your vehicle registration, you must:

  • Have your driver’s license reinstated.
  • If you have had your case dismissed by showing your proof of insurance before your court date, you must also send your proof of insurance to the DOS through one of the methods listed below.

Financial Responsibility Division

Tennessee Department of Safety

Nashville, TN 37202

After any conviction leading to a suspension of your driver’s license, you are required to file an SR-22 proof on insurance with the TN Department of Safety.

Your car insurance carrier must file this on your behalf.

Your SR-22 can be filed for a total of 5 years; however, it may be canceled after 3 years IF you had no other suspensions requiring SR-22s.

Tennessee Automobile Insurance Plan

Drivers who have a poor driving record may be considered high-risk drivers and can be denied access to standard car insurance. Since all drivers must have liability car insurance, Tennessee laws provide an avenue that guarantees access to liability insurance.

If you’ve been denied by one or more insurance carriers, you can apply for an insurance policy through the Tennessee Automobile Insurance Plan (TAIP).

Every TN auto insurance carrier must participate in TAIP. The program allows all providers to share the risk associated with a high-risk driver’s policy.

Understand that buying your insurance through TAIP will be costly. Continue to shop around in the standard market for cheaper car insurance rates.

You can apply to TAIP through any TN car insurance company or agent.

Car Insurance Fraud in Tennessee

Car insurance companies lose significant amounts of money when dealing with insurance fraud. Those losses get passed down to you through higher insurance rates.

You can help keep car insurance premiums low by being vigilant and reporting fraud.

Examples of auto insurance fraud include:

  • Staging car accidents.
  • Falsifying injuries or severity of injuries.
  • Falsifying needed car repairs.

If you suspect car insurance fraud, contact the Tennessee Insurance Division’s Fraud and Investigation department by calling (800) 792-7573.

Determining Your TN Insurance Rates

Several factors go into determining your auto insurance rates. These include:

Tennessee Car Insurance Discounts

When comparing car insurance quotes, don’t forget to ask about any auto insurance discounts you may be able to apply to your policy. Most Tennessee car insurance companies offer the following discounts:

Discounts are a great way to lower your car insurance rates.

Combine discounts with a clean driving record that reflects safe driving practices, and you are well on your way to affordable car insurance rates.

Most Stolen Cars in Tennessee

If your car is highly targeted for theft you may face high car insurance rates.

The following is a list of Tennessee’s most stolen cars in 2013, according to www.nicb.org:

  1. Chevrolet Pickup (Full Size).
  2. Ford Pickup (Full Size).
  3. Honda Accord.
  4. Honda Civic.
  5. Dodge Pickup (Full Size).
  6. Chevrolet Pickup (Small Size).
  7. Chevrolet Impala.
  8. Toyota Camry.
  9. GMC Pickup (Full Size).
  10. Jeep Cherokee/Grand Cherokee.



How Much Car Insurance Do You Need? Personal Finance, average auto insurance.

#Average #auto #insurance


How Much Car Insurance Do You Need?

  • Check out your state’s minimum insurance requirements. It’s possible that the minimum coverage required might not be that different than what you really need.
  • When deciding how much coverage you need, make sure you’re covered for an amount equal to the total value of your assets.
  • To keep premiums low, choose collision coverage with a high deductible, and plan to pay routine repair costs with your own money.
  • Feedback

    Your auto insurance is a collection of different policies that cover you in different ways. Here’s how they break down:

    Liability coverage – These policies help cover liability and expenses when you’re at fault in and accident. The money will go to the people you hit, but it won’t cover the people in your car.

    Bodily Injury Liability (BIL) – This policy pays for the medical expenses of people injured in a crash in which you re at fault. You’ll often see BIL policies described as a “20/50” policy or a “100/300” policy. These numbers describe the maximum dollar amount the policy will pay for a single person’s injuries and the maximum for all the injuries sustained by all the occupants of the other car. For example, a 20/50 policy will pay a maximum of $20,000 for a single person’s injuries, and up to $50,000 total for the injuries of everyone in the car you hit.

    Property Damage Liability – This policy pays for damage done to the other car if you re at fault in an accident. Property liability is sometimes referred to alongside BIL as a third number, so a 20/50/10 liability package will cover up to $10,000 for damages to the other car.

    The following policies cover you and your card in an accident:

    Personal Injury Protection (PIP) – This covers your and your passengers’ medical expenses after an accident. If you lose time at work because of your injuries, this policy may also cover lost wages.

    Uninsured/Underinsured Motorist Coverage – This helps cover costs if you are hit by someone without insurance, or minimal coverage.

    Collision – This policy covers repairs to your car after an accident.

    Comprehensive – This policy covers costs if your car is stolen or damaged outside of an accident.

    Nearly every state requires car owners to carry auto insurance, and most states have required minimum values for different policies. If you don t carry insurance, the state can impound your vehicle. To find out what your state’s minimums are, check out this Web site.

    Minimum coverage isn’t necessarily all you should have. New Jersey, for example, requires car owners to carry a 15/30/5 liability package. If you re involved in a serious accident, it’s possible that an individual’s medical expenses could exceed $15,000, or a group s expenses could total more than $30,000. In addition, $5,000 for car repairs isn’t a lot, considering that the average car now costs a little more than $20,000.

    You re on the hook when costs exceed your coverage limits. That’s why many people opt for policies that cover more than required minimums, particularly if they have assets that can be seized to pay for repairs and medical care.

    A good rule of thumb: Make sure you re covered for an amount equal to the total value of your assets (Add up the dollar values of your house, your car, savings and investments).

    How much insurance do you need for yourself?

    You probably don’t need to spend a lot of money on a Personal Injury Protection policy. You should be covered if you have health insurance and disability insurance through your employer. Just buy the required minimum.

    You do need to make sure you have adequate coverage against uninsured and under-insured drivers. It’s relatively inexpensive in most states (something like $40 a year for $100,000 worth of coverage) and if you are in a collision with an uninsured driver, will help cover costs your health insurance won’t. If you ve decided to carry BIL for $100,000/$300,000, do the same for yourself.

    Collision and comprehensive coverage is worth having if you would want to repair or replace your car after an accident. These policies have a deductible (the amount you have to pay out-of-pocket before coverage kicks in), and they pay out based on the current value of your car, not what you paid for it.

    Choose the highest deductible you can afford, because a higher deductible will significantly lower your premium. You re seeking coverage for major damages to your car, not for every little thing that can go wrong. It’s better to spend $500 of your own money on minor repairs every so often than pay an extra $50 a month whether you need repairs or not. Save collision insurance for when you have car repairs that cost thousands, not hundreds. Remember, if you submit a claim for every little thing, your premium will increase.

    A handful of states require car owners to carry no-fault insurance, policies that pay out no matter which driver is at fault in an accident and limit your ability to sue other drivers.

    Florida, Hawaii, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Pennsylvania, Utah and Puerto Rico requires car owners to carry this protection, though the rules around how these policies work vary by state. These policies tend to be expensive, so be sure to shop around for the best deal if you live in a no-fault state.

    How to Shop for Car Insurance

    Once you ve decided how much car insurance you need, it s time to begin shopping. Auto insurance policies vary widely depending on your car, your driving record and your credit, so it s wise to do some research.

    Go to insweb.com and Insurance.com and fill out the application form. After a short time, you’ll receive comparable quotes from several insurers. There are three kinds of insurers:

    Direct sellers – You re likely familiar with these brand names, such as GEICOs and Progressive. These companies sell coverage directly to you, bypassing traditional insurance agents. Since there’s no agent, there’s no commission; theoretically the savings are passed on to you. But these insurers accept only the best drivers, so you may have trouble qualifying for coverage if you have a history of accidents or moving violations.

    Large national brands – Allstate and State Farm are better equipped for drivers with a bit of a blotchy past, and their rates are usually pretty good (they may even be able to match some of the offers from the direct sellers). These companies sell through local agents, but their agents are exclusive—a State Farm agent sells State Farm coverage and nothing else, so you ll have to do your own comparison shopping.

    Independent insurance agents – These sellers offer all kinds of insurance from many different companies. If you have any issues affecting your ability to get coverage (such as a patchy driving record or a teenage driver in your house) independent agents can usually find you better coverage at better prices than what you’d find on your own. Ask friends and family whether they have an insurance agent they would recommend.

    A few tips for negotiating with an insurer:

    Ask about all available discounts – There is almost always a way to save money. You may get a discount if your car has anti-lock brakes, if you don’t drive your car that often or that far, and so on. Request a list of all possible discounts to see if you qualify.

    Skip towing insurance – It’s better to take that extra money and join an auto club (such as AAA) instead. In addition to towing, you ll have roadside assistance when you need it.

    Consider glass insurance – You can chip a windshield at any time, and auto glass is expensive to replace. Just make sure that glass is part of your comprehensive coverage, and not as a separate policy, which can be costly.



Nuova legge regionale sul commercio: critiche del PD dopo modifiche della Presidenza, Tigullio News, nuova legge sul commercio.

#Nuova #legge #sul #commercio


Nuova legge regionale sul commercio: critiche del PD dopo modifiche della Presidenza

Pubblichiamo il seguente comunicato stampa del PD -Regione Liguria- sulla legge regionale del Commercio.

Colpo di scena: Toti-Rixi uno a zero. Il presidente scavalca il suo assessore, gli stravolge la Legge sul Commercio e lo obbliga a venire in Commissione con sette articoli su sette cambiati. E Rixi cosa fa? Invece di dimettersi li presenta pure. Chapeau, premio al muro di gomma. Perché non ci sono altre parole per definirlo.

D’altra parte che la Legge sul Commercio della Giunta Toti fosse un pasticcio, come Gruppo Pd, l’avevano detto già nei mesi scorsi. Ma adesso sembrano essersene finalmente accorti anche gli stessi promotori. Come detto, infatti, questa mattina, in Commissione III, l’assessore Rixi ha presentato sette emendamenti ai sette articoli della sua legge, che stravolgono completamente il testo e il senso di quella norma che lui stesso aveva promosso e difeso a spada tratta.

In poche parole la Giunta ha presentato un altro testo, sconfessando se stessa e facendo retromarcia. A questo punto il Partito Democratico ha chiesto che ripartisse l’intera discussione sulla nuova norma – perché di questo si tratta quando si modificano sette articoli su sette – e si spostasse al 30 settembre la proroga fissata al 31 luglio che blocca l’iter per la realizzazione di nuovi centri commerciali. La maggioranza di centrodestra però ha deciso di andare avanti senza ulteriori proroghe e dibattiti, operando l’ennesima forzatura nei confronti della Legge sul Commercio. Una legge che era nata con l’unico scopo di portare Esselunga a Genova – senza alcun riguardo per gli effetti che questa forzatura avrebbe avuto sul resto del territorio ligure e che oggi viene modificata radicalmente, senza alcuna possibilità di discussione, visto che fra dieci giorni scade la proroga.

Di fronte a quest’ennesimo atto di indisponibilità, oggi i consiglieri del Pd e cioè Juri Michelucci, Giovanni Lunardon, Luca Garibaldi, Valter Ferrando e Giovanni Barbagallo – che fino a questo momento avevano cercato di affrontare con spirito costruttivo la discussione intorno a questa norma – hanno deciso di abbandonare l’aula e di non votare. “Il Testo unico sul Commercio varato nella legislatura precedente – ha ricordato la capogruppo del Pd Raffaella Paita aveva ottenuto l’unanimità dei voti del Consiglio, dopo una lunga discussione fra le diverse forze politiche. L’attuale maggioranza di centrodestra, invece, preferisce evitare il confronto, con i consiglieri ma anche con gli enti locali e le associazioni di categoria.

E così fra dieci giorni ci troveremo tra le mani una legge caos e frutto di una forzatura di parte, nata senza il coinvolgimento di tutti i soggetti interessati”.

Vedremo i contenuti di queste innovazioni alla norma. Non è escluso che siano state accolte anche alcune nostre richieste, ma visto che è stata stravolta interamente una legge, servono una pausa e una nuova discussione. Sulla crescita e lo sviluppo del nostro territorio i pasticci non sono accettabili&.


Miami Tiendas de Alimento al Por Mayor – Páginas Amarillas de USDirectory, compra de alimentos al por mayor.

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Compra de alimentos al por mayor

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    • Tiendas de Alimento al Por Mayor

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Come Funzionano le Agenzie Interinali? Quali Sono le Più Convenienti, agenzie interinali.

#Agenzie #interinali


PreventiviHR.it

il punto dincontro tra Domanda e Offerta di tutti i Servizi dedicati alla Gestione delle Risorse Umane

Home » Le Agenzie Interinali

Le Agenzie Interinali

Hai bisogno di lavoratori interinali? Vorresti conoscerne il costo? Non sai a chi rivolgerti oppure cerchi le agenzie più convenienti?

Le Agenzie Interinali

In base all’articolo 4 del D.lgs n. 276 del 10 settembre 2003, possono definirsi Agenzie per i Lavoro, i soggetti che, dopo aver comprovato di avere i requisiti giuridici e finanziari previsti dall’articolo 5 del suddetto D.lgs. sono stati autorizzati dal Ministero del Lavoro a svolgere determinate attività di intermediazione di manodopera

Molte di esse infatti, possono offrire servizi di ricerca e selezione del personale, di intermediazione, di ricollocazione, ma quelle sicuramente più conosciute sono le Agenzie Interinali che possono offrire il servizio di somministrazione di lavoro (lavoro interinale).

L’azienda che volesse valutare l’utilizzo di lavoratori in regime di somministrazione, può rivolgersi direttamente contattando una o più delle 72 agenzie interinali oggi presenti in Italia, oppure utilizzare il servizio offerto dal questo portale per richiedere comodamente 5 preventivi e valutare senza impegno le proposte ricevute.

72 Società Interinali in Italia: la tua è differente?

Quanto costa il servizio delle Agenzie Interinali

Per farci una idea, utilizzando gli elementi della retribuzione di un proprio dipendente di pari livello e mansione a quello che si dovrà inserire con un contratto di lavoro interinale, possiamo stimare quanto può costare rivolgersi ad una agenzia interinale per avvalersi del loro servizio.

La premessa è quella di considerare questo articolo puramente come guida informativa finalizzata a far meglio comprendere la costruzione del costo del lavoro interinale.

Le Agenzie Interinali applicano di fatto una percentuale sul costo orario globale dal lavoratore interinale.

L’azienda committente paga all’ agenzia interinale quanto dovuto al lavoratore più la commissione all’agenzia per il servizio svolto (margine d’agenzia).

Nel costo orario del lavoratore interinale rientreranno quindi tutti gli oneri di retribuzione diretta ed indiretta di un dipendente dell’azienda ( gli oneri retributivi, ratei di 13^ -14^ , ferie, permessi, TFR, INAIL, INPS ecc).

Al costo orario globale bisogna inoltre considerare un ulteriore 4% destinato al Fondo di Formazione dei lavoratori interinali (Formatemp) più lo 0,2% per l’Ente Bilaterale (Ebitemp)

L’Agenzia Interinale applica solitamente il suo margine sull’intero costo che dovrà tenere conto, oltre che dell’auspicato guadagno, di coprire le spese dovute all’attività ricerca e selezione del candidato e l’attività amministrativa (assunzione, proroghe del contratto, rilevazione presenze, cedolino, eventuali pratiche per la malattia / infortunio, le pratiche di cessazione del rapporto ecc.)

“il margine delle Agenzie Interinali può variare anche del 60%”

L’azienda committente può pattuire con l’ agenzia interinale, un costo fisso mensile che tiene in considerazione il numero di ore teoricamente lavorabili più, ovviamente, il margine per l’ agenzia interinale.

In genere, ma non è una regola precisa, secondo le informazioni che si possono reperire, i corrispettivi delle agenzie interinali oscillano tra il 5% ed il 18% sul costo orario del lavoro.

Questi corrispettivi possono variare, non solo in funzione della politica di pricing adottata dall’agenzia interinale ma anche al numero dei lavoratori interinali forniti e/o alla durata dei contratti che vengono instaurati con l’azienda committente.

Ma poiché (anche) in questo settore la concorrenza è “agguerrita”, alle aziende conviene compiere sempre delle indagini preventive per valutare, sia in fase di individuazione di un’agenzia interinale alla quale affidarsi, sia nel caso di voler verificare che le tariffe applicate dall’abituale agenzia interinale fornitrice siano in linea con quelle di mercato.


Aste Auto d – Epoca – Agenzie, Eventi e Siti Web, siti di auto.

#Siti #di #auto


Aste Auto depoca Dove trovarle…

Aste auto d’epoca In questo articolo scoprirete quali sono le organizzazioni principali e i siti dedicati al mondo delle aste per le auto ed i veicoli storici.

Le manifestazioni più conosciute si svolgono principalmente allestero, dove è possibile trovare automobili provenienti da ogni parte del mondo.

Di seguito vengono elencate le principali case d’aste che propongono eventi aperti al pubblico. Qui è possibile trovare i marchi più presitgiosi come ad esempio Ferrari, Maserati, Bugatti, Porsche, BMW, e altre case automobilistiche internazionali come Citroen, Mercedes.

Case e Aziende di aste di auto depoca

  • RM Sotheby’s è un’azienda che lavora nel settore delle classic cars, con sede in Canada. Ha uffici dislocati anche negli Stati Uniti ed Europa. Questa compagnia si occupa di organizzare eventi sulle auto depoca di altissimo livello. Tra questi possiamo nominare ad esempio l’asta di Monterey, la quale è attiva da oltre 25 anni. Di solito si svolge in contemporanea con il concorso di eleganza di Pebble Beach. A partire da settembre 2007 viene organizzata anche un Asta a Londra. Un appuntamento che tocca i cuori degli appassionati di auto depoca doltremanica e nord europei.

  • Artcurial è unaltra importantissima casa dasta di fama internazionale. Tra gli eventi di maggiore importanza organizzati da questa compagnia troviamo l’asta del Salone di auto d’Epoca Retromobile, che si tiene in inverno a Parigi ed a Le Mans Classic, in estate.

  • Silverstone Auctions, si occupa invece dellorganizzazione di eventi esclusivamente estivi. Di norma si tengono a fine luglio, il più importante è il Silverstone Classic Sale. A settembre, invece, troviamo il Salone Privé.

  • Bonhams, altro importantissimo marchio che identifica il mondo delle auto depoca. Questa agenzia si occupa di organizzare importanti manifestazioni in giro per il mondo durante tutto il corso dellanno. Tra questi ricordiamo il Goodwood Revival, che si tiene solitamente tra agosto e settembre.

  • Gooding. Ultima non certo per importanza, questa agenzia d’aste organizza eventi che godono di grande rilevanza sia sulle riviste di automobilismo che sui media che trattano argomenti di carattere generale.
  • Siti per aste di auto depoca

    • ebay è tra i primi portali web per la gestione delle aste online ed anche quello che ha ottenuto il maggiore successo. Qui è possibile partecipare a delle aste per aggiudicarsi tutti i prodotti presenti, tra cui veicoli depoca, pezzi di ricambio, ecc.
    • Catawiki è tra i siti di maggiore rilevanza nel settore delle aste online e sicuramente una delle piattaforme più conosciute. Il sito web è strutturato in categorie e sottocategorie che rendono molto fluida la gestione delle aste.
    • Di siti di aste online ce ne sono davvero molti altri. Tra questi ricordiamo: Bidoo, Asta Vip, bib ed Astere. Per un elenco più esaustivo vi rimandiamo a questo articolo.

    Se avete consigli o suggerimenti per arricchire e migliorare questo articolo vi invitiamo a scrivere un commento o contattarci tramite email. A presto!


    How can I get cheap car insurance in NYC? (New York: renters, home owners insurance) – New York City – City-Data Forum

    #how,can,i,get,cheap,car,insurance,nyc,new,york,renters,home,owners,insurance, #how #can #i #get #cheap #car #insurance #in #nyc?, #cities,forum


    #

    Originally Posted by bmwguydc

    And, that’s insurance fraud, which is one reason why insurance rates are so high for those who play by the rules. Fewer cars registered leads to higher rates of loss by zip code, among the pool of registered cars. A car can legitimately be registered at a second home, provided that’s where the car is garaged, not as a means to dodge insurance premiums, and the car is actually garaged at that location.

    The address where it is registered not necessarily garaged, is what matters, at least according to a State Farm rep I spoke with.

    My mother owned the first car that I had, and its the car I took with with me when I moved to New York from Georgia. We both called State Farm and explained to them that while the car is registered in Georgia, it spends 100% of the time out of the state.

    Both reps said that didn’t matter, the only thing that mattered was the address where it is legally registered, which is the address of the legal owner.

    I even made a couple of claims on the policy and they were processed just fine. No one ever cared that the mailing address on file was New York City, while the address on the registration was Georgia.

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    San Diego Asbestos Mesothelioma Lawyers – Local Attorneys ?>


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    Mietwagen Selbstbehalt Versicherung, Leihwagenversicherung, billiger auto versicherung.

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    Was ist Selbstbeteiligungs-Ausschluss Versicherung

    Die Leihwagenversicherung mit Selbstbeteiligungsausschluss ist eine optionale Versicherungspolice, die Sie vor einer Selbstbeteiligung schützt, die Ihnen die Autovermietung im Falle von Schaden, Diebstahl, Brand und Vandalismus in Rechnung stellt.

    Wird Ihr Leihwagen beschädigt oder gestohlen, erheben viele Autovermietungen eine Selbstbeteiligung, deren Höhe sich am Umfang des Schadens oder Verlustes bemisst. Die maximale Selbstbeteiligung, die Sie tragen müssen, wird in Ihrem Mietvertrag genannt.

    Mit einer Police von iCarhireinsurance wird Ihnen die komplette Selbstbeteiligung bis zu 3.500 Euro erstattet, sollten Ihnen von Ihrer Autovermietung eine Selbstbeteiligung in Rechnung gestellt werden.

    Darüber hinaus decken unsere Policen anfällige Fahrzeugteile wie Karosserie, Reifen, Dach, Windschutzscheibe und Unterboden ab, also die Teile, die oftmals von gleichwertigen Versicherungen der Automvermietungen ausgeschlossen werden.

    Wenn Sie genau wissen möchten, welchen Versicherungsschutz Sie mit unseren Policen erhalten, wählen Sie basierend auf Ihrem Reiseziel eine der Optionen oben.

    Was ist CDW/LDW?

    CDW (Collision Damage Waiver) und LDW (Loss Damage Waiver) sind gängige Ausdrücke in der Leihwagenversicherung. Sie beziehen sich entweder auf einen Schaden oder den Verlust Ihres Fahrzeugs (entspricht Vollkaskoschutz).

    Diese Versicherung bietet Schutz bei einem Unfall oder Schaden.

    Diese Versicherung bietet Schutz bei Diebstahl oder Verlust des Fahrzeugs.

    Diese Policen bieten je nach Land und Unternehmen, wo Sie das Fahrzeug mieten, einen unterschiedlichen Schutz vor Schaden, Diebstahl und Verlust. Deshalb ist es wichtig, dass Sie vor der Abholung Ihres Leihwagens prüfen, welche Abdeckung Sie haben.

    Bitte beachten Sie, dass in unseren Policen KEIN CDW/LDW-Schutz inbegriffen ist.


    Hotel 100 Torri – Hotel di charme ad Ascoli Piceno, hotel interior design.

    #Hotel #interior #design


    Hotel & Residenza 100 Torri

    Hotel & Residenza 100 Torri

    Hotel & Residenza 100 Torri

    Hotel interior design

    Hotel interior design

    Hotel interior design

    Hotel interior design

    Hotel interior design

    Lospitalità ad Ascoli Piceno nasce in pieno centro storico con lHotel & Residenza 100Torri. Lalbergo 100Torri, frutto di una sapiente opera di restyling, accosta armoniosamente materiali naturali con arredi di design e preziosi mobili dantiquariato. Un effetto di grande luminosità che si ritrova in tutti gli spazi dominati dal travertino, la pietra bianca locale con cui è costruita tutta la città.

    Offerte / Pacchetti

    Hotel interior design

    Giornate da “Mastro Cartaio”

    Hotel interior design

    Business “For Women”

    Hotel interior design

    Business “For Men”

    Hotel interior design

    Torna a casa con le “tue” olive all’ascolana

    Hotel interior design

    Comfort e servizi dedicati a chi viaggia in moto!

    Hotel interior design

    Laccoglienza

    Sono Maria Enrica Tassi, proprietaria e general manager del 100 Torri. Nel 2007, dopo aver seguito con la mia famiglia i lavori di ristrutturazione della Residenza, mi sono catapultata nel mondo del turismo.

    Nel nuovo abito di albergatrice ho semplicemente portato la mia educazione di famiglia come "padrona di casa" nell’universo dell’innovazione e dell’accoglienza.

    Un percorso intenso a volte molto difficile ha generato in me la necessità di scoprire l’anima dei nostri ospiti.

    Hotel interior design

    D’ANNUNZIO SEGRETO (fuori abbonamento)

    Hotel interior design

    FATHER AND SON

    Hotel interior design

    ARTE DEL RIDERE – CATTIVISSIMO MAX

    Hotel interior design

    COTTON JAZZ CLUB – NUOVA STAGIONE 2017/2018

    Hotel interior design

    Ascoli città delle 100 torri

    Dicono di noi

    Hotel interior design

    “Davvero un angolo di paradiso! Ci siamo sentiti molto accolti. Con amore” Michelle Hunziker

    Hotel interior design

    Cortesia e comfort alle 100 torri

    Hotel luminoso, elegante, confortevole, molto cortese e piacevole l’accoglienza, comodo posto auto.Cristina

    Hotel interior design

    DCE Piceno

    Gestisce la dimora storica “Hotel 100 Torri”, esclusivo charme luxury hotel, considerato il fiore all’occhiello dell’ospitalità ascolana

    Hotel interior design

    Fantastico

    Hotel veramente a due passi dal centro. La camera, per 4 persone, era veramente immensa: 1 stanza con camera matrimoniale, una stanza con letto singolo ed un soggiorno salone con un letto ad 1 piazza e mezzo.Giovanni

    Hotel interior design

    Un gioiello nel cuore di Ascoli Piceno

    Abbiamo soggiornato una notte, l’hotel è in un palazzo storico ristrutturato con cura ed eleganza, nel centro storico di Ascoli, con possibilità di parcheggiare in un giardino chiuso o in garage.Nicola

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    Come raggiungerci

    AEROPORTO DI ANCONA è connesso direttamente con la stazione ferroviaria di Castelferretti che vi condurrà alla stazione di Ancona dove potete prendere il treno per Ascoli Piceno. (orari su www.trenitalia.it)

    AEROPORTO DI FIUMICINO puoi arrivare direttamente ad Ascoli Piceno prendendo un autobus della linea Start. (orari su www.startspa.it)

    Se invece utilizzate la vostra auto, seguite le indicazioni riportate qui sotto aiutandovi con la mappa che abbiamo preparato per Voi:

    • Se arrivate da Autostrada A14 uscire al casello di San Benedetto del Tronto
    • Prendere Autostrada RA11 – Ascoli Mare (28 Km)
    • Uscire ad Ascoli Piceno Centro – Porta Cartara (stessa uscita se provenite da Roma, percorrendo la SS n°4 Via Salaria)
    • Seguire le indicazioni del tracciato in BLU sulla cartina

    Hotel interior design

    Hotel & Residenza 100 Torri

    Via Costanzo Mazzoni, 4

    63100 Ascoli Piceno (AP)

    P. IVA 01807960446

    Telefono: (+39) 0736.255123

    Fax: (+39) 0736.251646

    Parcheggio all’interno della struttura

    Wi-Fi ad alta velocità

    Hotel interior design web development & web design agency

    Photo credits: Gianluca Antonietti , Gabriele Viviani

    Hotel interior design

    Hotel interior design

    Hotel interior design

    Hotel interior design

    Hotel interior design

    Hotel interior design


    Villas in Trivandrum, Flats in Trivandrum, Apartments in Trivandrum, homes and interiors.

    #Homes #and #interiors


    homes and interiors

    Homes and interiors

    +91 98460 44000, +91 98466 44000

    Homes and interiors

    Homes and interiors

    Homes and interiors

    THE PARK

    2/3 BHK Luxury Apartments, Nalanchira, Trivandrum

    Homes and interiors

    Homes and interiors

    The VIOLET

    2 & 3 BHK Luxury Villaments, Pothencode, Trivandrum

    Homes and interiors

    Homes and interiors

    THE TOWN SQUARE

    2/3 BHK Luxury Apartments, Ambalamukku, Kowdiar, Trivandrum

    Homes and interiors

    Homes and interiors

    THE PETALS

    3 BHK Luxury Villas, Pothencode, Trivandrum

    Homes and interiors

    Homes and interiors

    The VIOLET

    2 & 3 BHK Luxury Villaments, Pothencode, Trivandrum

    Homes and interiors

    Homes and interiors

    THE BELLEVUE

    2/3 BHK Luxury Apartments, Mukkola, Trivandrum

    WELCOME TO

    Established in 2001, Favourite Homes is one of the leading builders in Kerala, known for it’s exquisite Luxury Villas & 2/3 BHK Luxury Apartments, Unique Architecture and World-Class Amenities. All Favourite Homes projects are situated in prime locations in Trivandrum. Whether it’s Luxury Villas, Apartments or Flats in Trivandrum; All Favourite Homes residences come with the stamp of Unmatched Luxury and Elegance. The company believes in building long lasting relationships with its valued customers, a reason why it’s one of the Best Builders in Trivandrum. Read More

    A quote and bio of the Chairman

    “We don’t just build structures, we build relationships. We ensure customer delight at every stage of construction and even after handing over.”

    Chairman and Managing Director, Favourite Homes

    Homes and interiors


    Quali sono i costi della donazione immobiliare? Smart Focus, tipi di donazione immobili.

    #Tipi #di #donazione #immobili


    Quali sono i costi della donazione immobiliare?

    La donazione di un immobile a un familiare è abbastanza frequente. Un atto di generosità nei confronti di un figlio o un parente stretto. Pur essendo un trasferimento a titolo gratuito, comporta delle spese per la parte donataria. Quali sono i costi di una donazione immobiliare?

    Quali sono i costi di una donazione immobiliare

    La donazione è un contratto in forza del quale un soggetto arricchisce un altro gratuitamente. Può avere ad oggetto tutti i tipi di beni (anche diritti), a eccezione dei beni futuri e altrui. Nel caso degli immobili, è possibile donare la proprietà e altri diritti reali come l’usufrutto, l’uso o il diritto di abitazione.

    • diretta, quando prevede che si doni, in vita, un bene a favore di un soggetto;
    • indiretta, se latto produce un effetto donativo e di beneficio a favore di chi lo riceve.

    La donazione che ha ad oggetto immobili o diritti reali immobiliari deve essere trascritta nei pubblici registri immobiliari e volturata in catasto. La voltura catastale è un documento che certifica l’avvenuta modifica dei dati anagrafici dell’intestatario di un immobile registrato presso gli Uffici del Catasto. È possibile ottenere una voltura catastale online , il servizio prevede la presentazione della domanda di voltura presso l’Agenzia del Territorio (Servizi Catastali) della provincia di ubicazione dell’immobile o di registrazione della denuncia di successione.

    Donazione immobiliare: i costi

    Donare un immobile non è gratis. I costi di una donazione sono completamente a carico della parte donataria. Questi dipendono dal grado di parentela che intercorre tra donante e beneficiario e dalle eventuali agevolazioni per la prima casa.

    La base imponibile corrisponde al valore catastale dell’immobile. Questo va calcolato rivalutando la rendita catastale del 5% e moltiplicandola per un coefficiente che varia a seconda della categoria dell’immobile.

    Gli altri costi riguardano:

    • Imposta di registro. La donazione è esente dallimposta solo se il valore non supera la franchigia prevista dalla legge.
    • Imposta ipotecaria. Corrisponde al 2% del valore catastale dell’immobile; se si tratta di donazione prima casa limposta è dovuta nella misura fissa di 200,00 euro;
    • Imposta catastale. Corrisponde all1% del valore catastale dell’immobile; alternativamente un imposta fissa di € 200,00 per chi può richiedere le agevolazioni per lacquisto della prima casa;
    • Imposta di bollo forfettaria di € 230,00;
    • Visure ipotecarie e catastali e camerali (variabili in base al tipo di pratica);
    • Diritti per la trascrizione ipotecaria: € 90,00;
    • Tassa per larchivio notarile (variabile in base al valore dichiarato);
    • Onorario notarile.

    Controlli prima della donazione

    Prima di decidere le modalità di donazione di un immobile ad un familiare, occorre verificare lo stato giuridico dellimmobile e la presenza di eventuali gravami, ipoteche o pregiudizievoli. Le ipoteche, infatti, sono una forma di diritto reale di garanzia.

    Nel caso di inadempimento del debitore, attribuisce al creditore la facoltà di richiedere la vendita forzata del bene ipotecato, allo scopo di soddisfarsi sul ricavato. Il carattere reale dell’ipoteca comporta che il creditore possa agire anche nei confronti del terzo acquirente.

    Ma come fare per sapere se un bene immobile è ipotecato o meno? È possibile richiedere una relazione ipotecaria completa , la quale prevede lo sviluppo di 5 formalità (trascrizioni e iscrizioni). Viene eseguita su una singola Conservatoria RR.II. e un solo bene immobile indicato nel modulo di richiesta. Si questultimo devono essere noti i dati catastali identificativi (catasto terreni o fabbricati, foglio, mappale e subalterno) o, in alternativa, i dati anagrafici completi del proprietario (persona o società).

    La relazione ipotecaria completa comprende una relazione patrimoniale e include anche:

    • lelenco delle formalità
    • lo sviluppo di n. 5 atti notarili
    • la visura storica catastale per immobile
    • la planimetria catastale

    Webhosting, Domeinnaam registratie en VPS, SoHosted, webhosting reseller.

    #Webhosting #reseller


    Hosting met enthousiaste service

    . zo voelt iedereen zich bij ons als een vis in het water

    Webhosting

    Webhosting reseller

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    Domeinnaam registreren

    Webhosting reseller

    Direct een nieuwe domeinnaam registreren of een bestaande domeinnaam verhuizen naar SoHosted.

    • Gratis doorstuurservice
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    Virtual Private Server

    Webhosting reseller

    Betrouwbare en snelle VMware VPS’en vanaf € 14,95. Nu besteld en binnen een paar minuten online.

    • Supersnel
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    • 30 dagen proberen

    Vanaf € 14,95 p/mnd

    Onze klanten zijn erg blij

    EN WIJ OOK! IN 2810 RECENSIES GEVEN JULLIE ONS NAMELIJK EEN 9.4 !

    Weer een top service van Sohosted! Ga zo door!

    Bron: hostingwijzer 06-12-2017, Rick van der Wal

    Duidelijke website. Goed uitgelegd per pakket, duidelijke instructie hoe te gebruiken en dingen te installeren. En hele goede klantenservice. Snel geholpen.

    Bron: hostingwijzer 01-12-2017, M. van Lierop

    Sohosted verzorgt voor ons het VPS, en dat is in bijzonder kundige handen. Ook word je goed en snel (en op persoonlijke wijze) geholpen als er een vraag is. Zelfs als de vraag over andere kwesties gaat dan over het beheer. Daarnaast is het buitengewoon prettig dat het inloggedeelte heel gebruiksvriendelijk is.

    Bron: hostingwijzer 20-11-2017, Karen Nijst

    Snelle host met krachtige servers. Customer support reageert spoedig en behulpzaam. Wel beperkt in configuratie opties. Meer geavanceerde instellingen zijn niet aan te passen bij standaard hosting. Aan te raden voor alle ‘gewone’ websites.

    Bron: webhosters 05-11-2017, Tom Cloos

    Ik ben zeer tevreden, goed bereikbaar per telefoon en chat, ik ben vooral blij met de snelle antwoorden op vragen, duidelijke informatie, goede communicatie. Eigenlijk nooit storingen.

    Bron: webhosters 30-10-2017, Jeanettes Seesing

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    Bron: webhosters 26-10-2017, Ruben Tibben

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    Bron: webhosters 12-10-2017, Jack Staller

    Geen problemen gehad met SoHosted tot nu toe, de producten werken allemaal goed en geen storingen gehad.

    Bron: hostingwijzer 07-10-2017, Angelo van Huut

    Nooit problemen met het bereikbaar zijn van mijn website. Snelle reactie op vragen, veel service, gebruiksvriendelijke interface, ik kan geen negatief punt bedenken!

    Bron: hostingwijzer 25-09-2017, Liesbeth van der Waaij

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    Bron: hostingwijzer 22-09-2017, Martijn Meulendijks

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    Bron: webhosters 07-09-2017, Gilles

    Zeer krachtige hosting door gebruik van SDD.

    Bron: webhosters 27-08-2017, An Lemmens

    Beste Twijfelaars. Sohosted staat voor service. Zo hoort het. Ik ben op het gebied van websites maken niet de meest deskundige en heb door een fout van mijzelf in wordpress de hele site aan gort geholpen. Gelukkig is door een backup alles weer snel in orde gemaakt. Hulde!!

    Bron: hostingwijzer 16-08-2017, Frank Wildeboer

    Zeer goede ervaring met deze webhost. supersnel antwoord als men een probleem heeft.

    Bron: webhosters 07-08-2017, Geert Martens

    Fijne provider, snelle reacties en website is goed te maken met de websitebuilder. Kortom tevreden 🙂

    Bron: webhosters 07-08-2017, Femia

    SOHOSTED levert meer dan ze zouden hoeven doen. In geval van vragen is het probleem vaak al voor me opgelost voordat hun antwoord bij me binnenkomt. Ook buiten service uren kijken ze mee. Een zeer betrouwbare, professionele en vakkundige partij om zaken mee te doen.

    Bron: webhosters 05-08-2017, Johan Groen

    Degelijk en dichtbij. Zeer behulpzaam voor startende ZZP’er. Efficiënt en eenvoudig zelf je website maken en online te krijgen.

    Bron: hostingwijzer 03-08-2017, Gijsbert de Vries

    Service gerichtheid is super ten opzichte van andere webhosting partij.

    Bron: webhosters 02-08-2017, Yodi Vellinga

    Op aanbeveling van een vriendin die al jaaaarenlang klant is van Sohosted ook overgestapt. En idd, contract en technische zaken worden snel be- en afgehandeld. Bij vragen krijg je vlot een reactie en antwoord.

    Bron: webhosters 31-07-2017, Inge Jager

    Al ruim wat jaren vertrouwde klant bij Sohosted, vele partners mogen overtuigen van de snelle en duidelijke services. Zeer ruim in configuratie mogelijkheden tegenover een stabiele prijs. 


    Bron: hostingwijzer 21-07-2017, Joris Hoevenberg

    Al ruim wat jaren vertrouwde klant bij Sohosted, vele partners mogen overtuigen van de snelle en duidelijke services. Zeer ruim in configuratie mogelijkheden tegenover een stabiele prijs.

    Bron: webhosters 21-07-2017, Joris Hoevenberg

    SoHosted bv is voor ons het bedrijf die je met vragen helpt daar waar mogelijk is om jou website optimaal te laten functioneren. Een dikke duim!

    Bron: webhosters 28-06-2017, Jacob Wagenaar

    Na heel veel problemen met de snelheid te hebben gehad bij een andere webhosting, ben ik overgestapt naar SoHosted. De prijs ligt misschien iets hoger. Maar de snelheid is nu super!

    Bron: hostingwijzer 22-06-2017, Arjande Vries

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    Bron: webhosters 18-11-2016, Jasper

    SoHosted is accuraat, punctueel en betrouwbaar. Dienstverlening en klantgerichtheid zijn optimaal. Elke vraag wordt binnen enkele uren beantwoord. Nog nooit problemen ondervonden met de verbindingen of opslag.

    Bron: webhosters 19-07-2016, Evert Onink

    Prima club met mensen die veel verstand van zaken hebben. Na jaren mindere ervaringen bij budget-hosters is het een verademing om met een partij te werken die er alles aan doet om de zaken goed te regelen.

    Bron: webhosters 04-01-2016, Sander

    Draait zoals het hoort, in de drie jaar slechts 1x een storing gehad die niet langer duurde dan 5 min. Ooit door fout van mijn klant enorme traffic op mijn vps. Sohosted heeft dit meteen opgelost door mijn server te upgraden. Kortom erg blij mee en doen wat ze beloven!

    Bron: hostingwijzer 10-12-2015, Barry Roosloot

    Ben zeer tevreden over hoe ik word behandeld als ik een vraag heb. Had problemen met bepaalde updates, maar is me toen duidelijk uitgelegd hoe te handelen. Fijne, efficiënte afhandeling dus.

    Bron: webhosters 26-08-2015, Mark

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    Bron: webhosters 08-08-2015, Roeland

    Ik ben al een paar jaar een erg tevreden klant bij Sohosted. Je krijgt waar voor je geld omdat de hosting (en de VPS die ik er heb) erg stabiel is. En de support is echt super goed.

    Bron: hostingwijzer 29-07-2015, StephanDisberg

    Al sinds 2007 een klant van SoHosted. Sinds de uitbreiding met de Managed en Unmanaged Virtual Server oplossingen wat mij betreft de beste optie in Nederland op dit moment.

    Bron: hostingwijzer 22-06-2015, Frits Bakker

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    Bron: webhosters 04-04-2015, WEPPIES..

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    Bron: hostingwijzer 17-02-2015, patricia bosveld

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    Bron: webhosters 11-02-2015, Peter

    Stabiele en snelle servers en een super klantenservice. Staan altijd snel voor je klaar

    Bron: hostingwijzer 31-01-2015, Michel Schonhage

    Vanwege de SSD VPS overstapt naar SoHosted. Soepele overgang en sterke verbetering in preformance. Kortom ik ben tevreden.


    Cómo calcular un préstamo en Excel, calculo prestamo.

    #Calculo #prestamo


    Cómo calcular un préstamo en Excel

    Cuando acudimos a una entidad financiera a pedir información sobre un préstamo, lo normal es no saber cuál va a ser la cuota que pagaremos porque no sabemos cómo se calcula cada término de un préstamo o no sabemos hacer su cuadro de amortización. Aunque pueda parecer complicado esto no es así.

    Los cálculos realmente son sencillos y si los hacemos podremos comparar rápidamente entre diferentes préstamos o tener una idea en la cabeza de lo que vamos a tener que pagar en cada período de cuota.

    En esta entrada intentaremos explicar fácilmente cómo calcular un préstamo en Excel de manera sencilla. El método de amortización del préstamo que usaremos será el francés. Usaremos este ya que las entidades financieras es el que más usan. La principal característica de este método es que siempre pagaremos lo mismo en cada período (mensualidad). Si quieres calcular un préstamo a través de diferentes sistemas de amortización aquí te ofrecemos un simulador de préstamos que hemos hecho y que admite más variables.

    Para realizar el cuadro solo tendremos que crear una columna con los períodos que dure el préstamo y luego crear otras 5 columnas que son las que vamos a calcular y que explicaremos a continuación.

    Cálculo de los intereses efectivos

    Antes de nada tendremos que saber cómo calcular tipos de interés efectivos ya que las entidades suelen darnos tipos de interés nominales anuales. Estos tipos anuales tendremos que pasarlos a mensuales, trimestrales, cuatrimestrales, semestrales, etc. en función de la frecuencia de pago de nuestra cuota, es decir, si nosotros vamos a pagar la cuota mensualmente, tendremos que pasar a tipos de interés efectivos mensuales. Si vamos a pagar cada semestre, pasaremos a tipos de interés efectivos semestrales. Para cada período es lo mismo.

    Para convertir el tipo de interés nominal a efectivo tendremos que usar la siguiente fórmula:

    • m la frecuencia de pago.
    • El tipo de interés efectivo, im
    • El tipo de interés nominal anual, I

    Dipartimento di Economia e Finanza, economia e mercati.

    #Economia #e #mercati


    Dipartimento di Economia e Finanza

    Largo Abbazia S. Scolastica

    (già via C. Rosalba, 53) 70124 – Bari

    tel. +39 080 504 9240 – fax +39 080 504 9276

    prof. Ernesto Toma

    dott. Michele Ventrelli

    Azioni sul documento

    Per tutte le informazioni relative alla didattica (per esempio: piani di studio, orario lezioni, prove di verifica delle conoscenze) per i corsi di studio riferibili al Dipartimento di Economia e Finanza è possibile rivolgersi al servizio di tutoring. Il servizio è raggiungibile anche telefonicamente al recapito 080 5049147.

    Orientamento consapevole *ECONOMIA E FINANZA: UNA SCELTA DI SUCCESSO PER IL TUO FUTURO * (elenco ammessi)

    Orientamento consapevole *IMPARARE DAI DATI: LA STATISTICA COME STRUMENTO DELLA CONOSCENZA* (elenco ammessi).

    “Economia, istituzioni, etica e territorio. Casi di studio ed esperienze a confronto”. Call for papers

    Vorrebbe fare o ha già fatto qualcosa di speciale? Allora la borsa di studio per studenti per precursori fa sicuramente per lei! Sono particolarmente apprezzati talenti speciali, risultati di prim’ordine e impegno sociale. I precursori vengono finanziati con un totale di 90.000 euro. Eccola qui!

    INPS – Corsi VALORE PA 2017

    INPS – Corsi VALORE PA 2016 Per saperne di più

    Nuovo Internship Programme

    Nella sezione Modulistica interna il modello per l’autocertificazione per l’attribuzione della retribuzione aggiuntiva (D.R. 2267 del 17.06.2015): art. 3 – Obblighi del titolare delll’affidamento.

    Convenzione con Bosch TEC

    Disposizioni transitorie per l’immatricolazione ai corsi di studio magistrali per i laureati ex 509/99


    Bancos y Cajas en Mejores Bancos, bancos.

    #Bancos


    Mejores Bancos

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