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Craigslist Cleveland Ohio Used Cars and Trucks – Deals Online For Sale by Owner! and Video

Craigslist Cleveland Ohio Used Cars and Trucks - Deals Online For Sale by Owner, NEF6.COM


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Craigslist Cleveland Ohio Used Cars and Trucks – Deals Online For Sale by Owner


Craigslist Cleveland Ohio Used Cars and Trucks - Deals Online For Sale by Owner, NEF6.COM


Craigslist Cleveland Ohio Used Cars and Trucks – Deals Online For Sale by Owner

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Schuld und Unschuld (2) – Filmkritik – Film – TV SPIELFILM, schuld zdf kritik.

#Schuld #zdf #kritik


Schuld und Unschuld (2)

TV-Melodram.PR-Frau Johanna hat plötzlich ganz miese Publicity.

Pharmamanager Dirk (Florian Fitz) düst besoffen mit seiner heimlichen Geliebten, der PR-Beraterin Johanna (Tanja Wedhorn), in ein anderes Auto. Die Insassin, eine junge Mutter, stirbt. Als Johanna nach dem Unfall ohne Erinnerung im Krankenhaus erwacht, schiebt Dirk ihr skrupellos alle Schuld in die Schuhe… Eine Seifenoper, die mit geschliffenen Dialogen überrascht.

Mehr zum Film: Schuld und Unschuld (2)

Genre: Melodram Land: DE Jahr: 2007 Länge: 90 Min. Regie: Marcus O. Rosenmüller Drehbuch: Walter Kärger , Kris Karathomas Kamera: Stefan Spreer Musik: Gary Marlowe

  • Tanja Wedhorn Johanna Fischer
  • Matthias Habich Friedrich Fischer
  • Florian Fitz Dirk Dewinter
  • Nina Petri Margot Dewinter
  • Heinz Hoenig Carl Meyerheim
  • Hans Sigl Benediktus Spranger
  • Uwe Friedrichsen Emil Dewinter

Bilder zum Film

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Cheap Car Insurance Companies, cheapest auto insurance company.

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Choosing a cheap car insurance company

There are many reasons you may be seeking the cheapest auto insurance option. Your household finances may be tighter than usual. Or maybe you don’t drive a lot. Whatever the reason, a low-cost policy doesn’t have to mean a no-frills experience with the insurance company. As you compare quotes from cheap car insurance companies, consider more than just price. Policies from leading carriers, such as Nationwide, may be exactly what you need. Here’s what to look for:

Over the past 80 years Nationwide Insurance ® has grown from a small auto insurance company to one of the largest and strongest insurance and financial services companies in the world. You can’t say that about most cheap car insurance companies. The key to our growth has been simple: helping customers protect what’s most important to them while providing outstanding customer service.

Why choose Nationwide auto insurance? As a Nationwide auto insurance policyholder, you’ll enjoy great customer service online or over the phone, as well as through our vast network of Nationwide agents and Nationwide-affiliated independent agents. But don’t take our word for it. We post our customers’ auto insurance reviews online for you to read. Cheap auto insurance companies don’t do that.

Because difficult situations always seem to happen at the worst possible time, Nationwide’s renowned On Your Side ® Claims Service is available around-the-clock 365 days a year to get you back on the road as fast as possible. A cheap car insurance company can’t match that standard.

Look at cheap car insurance companies and see if they can provide free perks like our 24-hour claims service, an 800 number with a real person at the other end, our On Your Side Review (a free consultation to see if you have the insurance you need and the discounts you deserve) and Nationwide ® AutoWatch ® , which lets you monitor your covered auto repair online.

Nationwide offers you a variety of options that allow you to customize your policy. Cheap auto insurance companies can’t offer you great options like Roadside Assistance, Accident Forgiveness or Vanishing Deductible ® .

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which control coverage determinations. Such terms may vary by state, and exclusions may apply. Discounts may not be applied to all policy coverages.


La letra chica de los SEGUROS: SEGURO AUTOMOTOR (Parte 2), seguros automotor.

#Seguros #automotor


La letra chica de los SEGUROS

Brindamos asesoramiento gratuito sobre SEGUROS.

martes, 24 de febrero de 2009

SEGURO AUTOMOTOR (Parte 2)

En esta segunda parte trataremos los aspectos generales de aquellas coberturas que pueden tomarse en forma adicional a la responsabilidad Civil obligatoria, que ya tratamos anteriormente. Estas coberturas son Robo Total, Robo Parcial, Incendio Total, Incendio Parcial, Daño Total y Daño Parcial.

Si el vehículo aparece (es recuperado por la policía o por una empresa de seguimiento satelital) antes de que la Compañía aseguradora haga efectivo el pago, la misma no deberá indemnización alguna y el automotor quedará en poder del titular. Si en cambio se lo recupera luego de efectuado el pago, la unidad será propiedad de la Compañía.

Si el auto es recuperado quedando en poder del asegurado y presenta daños o faltantes producidos a causa del robo de la unidad, éstos sólo estarán cubiertos si existe en la póliza una cobertura específica, es decir cobertura de daños parciales y de robo parcial, respectivamente.

Generalmente la Compañía aseguradora, luego de verificar los faltantes, le entrega al asegurado una orden para que retire el objeto sustraído del proveedor de repuestos con el que trabaja dicha Compañía.

Este tipo de cobertura puede contratarse con o sin franquicia (o deducible):

-Sin franquicia (o deducible):

-Con franquicia (o deducible):

El deducible establece un monto de la reparación que estará a cargo del asegurado. Si el valor del daño supera la franquicia, la Compañía cubre sólo la diferencia entre ésta y el costo de la reparación.

Por ejemplo: Si la póliza se contrata con un deducible de $1000 y el daño de la reparación es de $2500, la Compañía tendrá a su cargo sólo $1500.

Si el daño fuera de $800, por ejemplo, la totalidad de la reparación quedará a cargo del asegurado (por no superar la franquicia).

Anteriormente se dijo que la destrucción total (por accidente o por incendio) quedaba configurada cuando el valor de los restos del vehículo es inferior al 20% del valor del auto. Sin embargo en algunas aseguradoras se puede adicionar una cláusula por la se considera destrucción total cuando el costo de reparación del vehículo supera el 80 o el 90 % (dependiendo de la aseguradora) de su valor en plaza. Esto suele ser bastante conveniente ya que por el precio de los repuestos, es más fácil llegar a dichos porcentajes.

Cuando la Compañía abona una destrucción total (por incendio o accidente) o un robo total, descontará de la indemnización las cuotas que falten de abonar para completar el premio anual y que no estén vencidas al momento del siniestro.


Los Seguros de Ciclomotores son más baratos, seguro ciclomotor mas barato.

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¿Un seguro de moto barato? Mejor si es un ciclomotor

La agilidad y comodidad que ofrecen las motos peque as en los desplazamientos por la ciudad las convierten en un fenomenal medio de transporte de uso casi diario. Hablamos de ciclomotores, motos de menos de 50 c.c. de cilindrada pensadas para ir a trabajar o para realizar trayectos cortos, que en muchas ocasiones son una alternativa mejor a otros medios de transporte por su reducido tama o y menor consumo.

Los ciclomotores tienen otra ventaja m s: su seguro es m s barato. Es cierto que los seguros de moto son comparativamente m s caros que los de los coches -el riesgo que cubren es mayor-, y que dentro de la amplia oferta que puedes encontrar en comparadores como Turboseguros.com , las posibilidades de a adir coberturas son muy variadas. Pero estas motos tienen una cilindrada que no supera los 50 c.c., no est n preparadas para alcanzar altas velocidades, s lo pueden circular por poblado y por carreteras convencionales, y su autonom a las hace poco pr cticas en medias y largas distancias. Y eso las aseguradoras lo saben.

Como todas las motos, hay que contratar el seguro obligatorio tambi n para los ciclomotores. Un Seguro de Responsabilidad Civil que cubre los da os a terceros, siempre que el conductor de la moto fuera el culpable del accidente. Una vez que cumplimos con la normativa, es aconsejable que analicemos detalladamente las ofertas para encontrar el seguro que mejor se adapte a nuestras necesidades.

En este sentido, la mejor recomendaci n que podemos darte es que busques el seguro de moto m s barato en Turboseguros.com y te dejes asesorar por sus profesionales para dar con el seguro que mejor responda a tus intereses. Dependiendo del uso que le das a la moto, los kil metros que realizas, tu experiencia como conductor y las caracter sticas que te rodean como usuario, es posible que haya coberturas muy interesantes que, sin elevar demasiado el precio, pueden ahorrarte un problema en el futuro.

Imagen: Fernando Bueno (CC BY-SA 2.0) via Flickr


Rechtsanwalt Jan Gatermann – Fachanwalt für Erbrecht, Familienrecht und Arbeitsrecht – Schwarz-Schilling und Collegen, rechtsanwalt für scheidung.

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Jan Gatermann

„Den wahren Charakter eines Menschen erkennt man erst dann,

wenn man eine Erbschaft mit ihm geteilt hat.“

Jan Gatermann ist seit 2003 als Rechtsanwalt zugelassen. Bis 2005 war er bei der Kanzlei Stahl Schwarz-Schilling tätig. Im Jahr 2006 gründete er gemeinsam mit Gabriela Schwarz-Schilling die Sozietät Schwarz-Schilling Gatermann.

2017 wurde Rechtsanwalt Jan Gatermann zum Notar mit Amtssitz in Freudenberg bestellt.

Rechtsanwalt Gatermann ist in unserer Kanzlei Ansprechpartner für alle Fragen des Erbrechts, Familienrechts und Arbeitsrechts.

Als Fachanwalt für Erbrecht (seit 2010) vertritt und berät Sie Rechtsanwalt Jan Gatermann beispielsweise bei der Durchsetzung oder Abwehr von Pflichtteilsanprüchen, der Auseinandersetzung von Erbengemeinschaften, Teilungsversteigerung von Grundbesitz, der Anfechtung letztwilliger Verfügungen und bei Fragen der Haftungsbeschränkung, z.B. im Wege des Nachlassinsolvenzverfahrens. Auch bei der Erstellung eines Testaments, gemeinschaftlichen Testaments oder Erbvertrags steht Ihnen Rechtsanwalt Jan Gatermann als kompetenter Berater zur Verfügung. Er hat zudem den DVEV-Testamentsvollstreckerlehrgang erfolgreich abgeschlossen. Rechtsanwalt Gatermann ist Mitglied in der Deutschen Vereinigung für Erbrecht und Vermögensnachfolge e.V. (DVEV). RA Gatermann hat auch bei Focus-online einen Artikel zum Thema Anwalt Erbrecht Siegen veröffentlicht.

Im Familienrecht ist Rechtsanwalt Gatermann als Fachanwalt (seit 2008) mit allen Problemen im Zusammenhang mit Trennung und Scheidung vertraut und vertritt Sie als Scheidungsanwalt bei Gericht. Bei allen Fragen rund um Unterhalt, Zugewinn, Vermögensauseinandersetzung, Sorgerecht und Umgangsrecht ist Jan Gatermann gerne Ihr Ansprechpartner. Weitere Informationen zum Familienrecht finden Sie hier.


Günstige Jagd KFZ Versicherung von Jäger für Jäger, günstiger kfz versicherung.

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Günstiger kfz versicherung

Günstiger kfz versicherung

Wie wir aus der Jagdpraxis alle wissen, wird unseren Fahrzeugen, die wir auch im privaten und beruflichen Bereich fahren, auf der Jagd sehr viel abverlangt – Kratzer durch Äste, unwegsames Gelände (Matsch, Staub, Schnee, Schlaglöcher, Wurzeln, usw.), Hund im Fahrzeug, Jagdutensilien, verschmutzte Schuhe und Kleidung, usw. Auch sollte das KFZ, das über das Wochenende im jagdlichen Einsatz war, am Montag wieder in gebrauchsfähigem Zustand sein.

Aus diesem Grund haben wir eine günstige Jagd-KFZ-Versicherung entwickelt, die Ihnen den Entschluss für ein zweites Fahrzeug/Jagdfahrzeug leichter macht.

Günstiger kfz versicherung

– Günstiger Beitrag (Stückbeitrag ohne Rabatteinstufung)

– Keine Alterszuschläge für Fahrer über 23 bzw. über 70 Jahren

– Im Schadenfall keine Rückstufung

– Jedes Fahrzeug (PKW und LKW bis 3,5 t) kann das Jagd-KFZ sein

– Auch bereits vorhandene Fahrzeuge können in diesen Vertrag wechseln

– Ansammlung von schadenfreien Jahren im Hintergrund, um diese später anderweitig zu verwenden

– Das Zweit-Jagdfahrzeug kann auch dann sein, wenn das Erst-Kfz ein Firmenfahrzeug ist und vom Versicherungsnehmer genutzt wird

– Einfache Handhabung im Schadenfall (telefonische Meldung, per Fax oder per E-Mail)

Welche Voraussetzungen müssen gegeben sein?

1. Sie müssen ein privates oder geschäftlich genutztes Erstfahrzeug besitzen

2. Sie müssen Mitglied in einem Jagdverband sein

Günstiger kfz versicherung

Günstiger kfz versicherung

1. Angebot online erstellen

Erstellen Sie Ihr individuelles Angebot in wenigen Schritten! Unsere Voraussetzungen: Sie müssen ein privates oder geschäftlich genutztes Erstfahrzeug besitzen und Mitglied in einem Jagdverband sein.

Günstiger kfz versicherung

2. Antrag und EVB-Nummer per E-Mail erhalten

Sie erhalten Ihren vorausgefüllten Antrag und die EVB-Nummer für die Zulassung Ihres Jagd-KFZ per E-Mail.

Günstiger kfz versicherung

Ab wann ist mein Fahrzeug versichert?

Sobald Sie von uns Ihre EVB-Nummer erhalten haben, können Sie mit dieser Ihr Fahrzeug zulassen. Das KFZ ist ab dem Zulassungstag versichert!

Günstiger kfz versicherung

3. Unterschriebenen Antrag zurück schicken

Bitte unterschreiben Sie den Antrag, welchen Sie von uns per E-Mail erhalten haben und senden diesen zusammen mit einer Kopie des Fahrzeugscheins (Zulassungsbescheinigung Teil II) und ggf. der Firmenbestätigung an die angegebene Adresse zurück.


Los 10 Mejores Pr – stamos Personales Online en Efectivo, prestamos en aguascalientes.

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Compara los mejores Préstamos Personales de México!

Prestamos en aguascalientes

Te prestamos hasta $2mil pesos. Escoge el plazo de pago entre 1 y 30 días. Sin necesidad de aval. Trámite completamente transparente y en línea.

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Prestamos en aguascalientes

Para solicitar un préstamo, debes

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¡Si eres un cliente nuevo puedes solicitar hasta $4000 pesos con un plazo de 14, 21 ó 30 días!

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Prestamos en aguascalientes

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Prestamos en aguascalientes

– Sin aval ni garantías.

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Cheapest Car Insurance in Delaware, auto insurance delaware.

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Delaware, the nation s First State, led the way in ratifying the United States Constitution in 1787. Only 9 miles wide in some areas, Delaware ranks as the second smallest state in the nation. With farming land in the south and industrial areas in the north, Delaware has variety and appeal for tourists and residents alike. Although it only takes about 2 hours to drive the length of the state, every driver should be certain they are safe, protected and insured. That s why CheapCarInsurance.net has compiled this page of necessary facts for the Delaware driver.

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Because of the Atlantic Ocean bordering much of the state, Delaware s weather can change in a flash. Car insurance laws can change almost as fast. So, to help with the confusion, here is a list of the important information for Delaware drivers.

Minimum Requirements for Car Insurance in Delaware

  • The Delaware Division of Motor Vehicles (DMV) stipulates that liability coverage is required for all vehicles operated in Delaware.
  • Liability Coverage minimums:
    • $15,000 for an individual bodily injury or death.
    • $30,000 for an accident that involves multiple bodily injuries or deaths.
    • $10,000 for property damage.
  • Failure to insure a vehicle will result in a $1,500 fine for the first offense and a $3,000 fine for the second or subsequent offense(s). A 6 month suspension of driving privileges can also be enforced.
  • The state of Delaware also conducts intermittent vehicle insurance audits which can result in the above penalties.

New Driver Licensing Requirements

  • Delaware requires all drivers to obtain a state drivers license within 60 days of arrival. A vision, written and driving test is required for all new drivers; however, an applicant with a current license from another state may be required to only pass the vision test.
  • Applicants between the ages of 16 and 18 may apply for a graduated drivers license which involves obtaining a learner s permit through the following process:
    • Complete a Driver Education course to provide a Delaware Driver Education Certification.
    • The applicant s parent, legal guardian or sponsor must sign the application.
    • The applicant must pass the vision test and provide the $40 license fee.
  • Restrictions for the learner s permit include:
    • Safety belts must be worn by all passengers at all times.
    • All cellphone use including texting is prohibited.
    • During the first 6 months, a supervisor (licensed driver age 25 or older) must accompany the permit holder at all times while driving.
    • The supervisor must document 50 hours of driving time, and this must include 10 hours of night driving.
    • After the first 6 months, the permit holder may drive unsupervised between 6 am and 10 pm.
    • Nighttime driving is permitted only with a supervisor.
    • In addition to the supervisor, only one other passenger is permitted in the vehicle.
    • Once the driver has held the permit for 12 months and is between the ages of 17 and 18, he/she may be eligible for a regular drivers license.
  • New applicants age 18 or over must hold an instruction permit for 6 months prior to taking the road test and obtaining a regular drivers license. Passing the vision and written tests is a requirement to obtain the instruction permit.
  • Vision Screening. Each applicant must be evaluated at a visual acuity of at least 20/40 to pass the Vision Test. A corrective lens restriction is provided for applicants who can pass the test with the lenses. A daylight driving restriction can be placed on a license for applicants with a visual acuity between 20/40 and 20/50. Each applicant will be asked to identify typical traffic signs by shape, color or by the symbols they bear.
  • Written Test. This test evaluates the applicant s knowledge of the Delaware Driver Manual. 24 of the 30 questions on the written test must be answered correctly for the applicant to pass. The Delaware DMV has posted an abbreviated practice test online that can be accessed on the DMV web page
  • Road Test. This test must be taken within 10 days of passing the vision and written tests. The applicant must provide a licensed, registered, insured and safe vehicle for the test. The vehicle must be driven to and from the test center by a licensed driver.The road test requires the applicant to drive for approximately 30 minutes, and it evaluates the applicant s following skills:
    • Parallel parking.
    • Three point turn.
    • Lane changes.
    • Speed control.
    • Traffic merging.
    • Response to traffic signs and signals.
    • Make right and left turns.
    • Back the vehicle 50 feet.
    • Knowledge of vehicle controls.
  • Fees. The drivers license fee is $40, and the license is valid for 8 years.

DUI/DWI Laws

  • BAC limit: .08 According to the Delaware Driver Manual the state has instituted graduated penalties according to the BAC of the driver. Each offense includes a mandatory license revocation, and a license reinstatement fee runs $143.75 in Delaware
  • First Offense:
    • License revocation for the following categories:
      • BAC less than .15, 12 months.
      • BAC between .15 and .19, 18 months.
      • BAC over .20, 24 months.
    • Minimum $500 and maximum $1,500 fine.
    • Imprisonment up to one year.
    • Drivers may opt for a First Offense Election Program; information for which can be accessed on the Delaware DMV website.
  • Second Offense:
    • License revocation for the following categories:
      • BAC less than .15, 18 months.
      • BAC between .15 and .19, 24 months.
      • BAC over .20, 30 months.
    • Minimum $750 and maximum $2,500 fine.
    • Imprisonment from 60 days minimum to 18 months maximum.
  • Third Offense:
    • License revocation for the following categories:
      • BAC less than .15, 24 months.
      • BAC between .15 and .19, 30 months.
      • BAC over .20, 36 months.
    • Maximum $5,000 fine.
    • Imprisonment from 90 days minimum to 24 months maximum.
  • Fourth Offense Felony:
    • License revocation for 60 months regardless of BAC level.
    • Maximum $7,000 fine.
    • Imprisonment from 6 months minimum to 5 years maximum.
  • Additional DUI convictions result in increasing sanctions, fines and lengths of imprisonment. See the Delaware s DMV website for additional information.

Texting Driving Laws

Delaware has banned all handheld devices and all texting from all drivers, according to Distraction.gov. Additionally, all novice drivers and bus drivers are banned from using hands free devices as well.

Unique Laws

Great states make great laws. Well, at least that would make sense, but when a great state like Delaware declares that it is legal to annul a marriage if one claims they were married on a dare, one begins to have doubts! It is also illegal to pretend to sleep on a bench on the boardwalk, and mobile homes (sorry tourists) are illegal in parts of the state!

STATS

Best Cheap Car Insurance Quotes for Delaware

New Castle County Car Insurance

The smallest by area and northernmost of the three Delaware counties, New Castle is the most populated, home to more than half a million residents. Its county seat, Wilmington, is the largest city in the state, built on the site of Fort Christina, the first Swedish settlement in North America.

Wilmington is the site of an annual Italian Festival, Greek Festival, Polish Festival and IndiaFest. The Featuring reggae and world beat music, People s Festival serves as a tribute to musician Bob Marley, who lived in Wilmington while trying to earn funds to establish his music studio in Jamaica. The Wilmington Grand Prix is considered a premier bike race and includes a street festival and leisure ride.


Texas Car Insurance – Compare Best Car Insurance Companies, cheap texas car insurance.

#Cheap #texas #car #insurance


Texas Car Insurance

Cheap texas car insurance Cheap texas car insurance Cheap texas car insurance Cheap texas car insurance

Here you will find out everything you need to know to buy car insurance in Texas. We explain Texas car insurance laws and provide average Texas auto insurance rates for your neighborhood. You ll also learn how much car insurance you need for your particular situation. That means you ll know what to expect when shopping for auto insurance in Texas and you won t overpay for it.

The average car insurance rate in Texas is $1,300 a year. Your age, your driving record, the model of car you have, the severity and frequency of claims in your neighborhood and other variables are used by insurance companies to figure out the cost of your policy. That s why the price for the same coverage can vary significantly among insurance companies and why you should compare rates. For example, in Dallas ZIP code 75242, the highest rate among six carriers is ($2,937) is nearly three times as much as the lowest ($1,072). If you want to compare car insurance quotes, use our tool. Enter a ZIP code to see the average premium for the location. You will also see the highest and lowest rates from the six major carriers surveyed. You can get a more customized rate by choosing from among six age groups and three coverage levels. This way you can tell if your quotes are too high and if you should keep shopping for a lower rate.

Cheap car insurance in Texas

Texas car insurance requirements

Texas car insurance laws mandate that drivers carry minimum liability coverage limits of 30/60/25 on their vehicle. Buying the state required limits to drive is definitely the cheapest way to go. But if you opt for the cheapest car insurance in Texas, you are only covered for damage you do to other drivers cars and for others injuries. That means your insurer won t pay for damage to your car or for your injuries if you cause an accident. Still, buying just the minimum coverage required is a good idea if you have an old car or don t drive much.

It does cost more to buy more protection, but as you ll see in the chart below, additional coverage is typically affordable. Increasing your insurance from the state minimum to full coverage with a $500 deductible costs, on average, $835 more, or $70 a month. For higher liability limits, the extra cost is just $23 a year.

$500 Comp/Collision deductible

*The table shows the average annual rate of nearly every ZIP code in Texas from up to six major insurance companies. Rates are for a male driver, age 40, with a clean record and good credit for a 2016 Honda Accord. Data was provided for CarInsurance.com by Quadrant Information Services.

Recommended car insurance coverage

The cheapest car insurance may not provide sufficient protection, so how much insurance should you buy? Bare-bones coverage may be a good choice if you have few assets or have an old car and don t drive much. But if you have a home and investments, consider buying more insurance. If you don t, you re at risk for having your money and house taken to cover the cost of an accident. If you financed your car you will be required to get additional comprehensive and collision coverage.

Liability

We recommend you buy more insurance than is required to legally drive a car in your state, especially if you have savings and assets. The more money you have, the more likely you are to be sued following a car accident should your insurance be insufficient to cover all the expenses. If your net worth is:

  • less than $50,000, choose at least 50/100/50
  • between $50,000 and $100,000, choose at least 100/300/100
  • more than $100,000, choose at least 250/500/100

If you’re leasing or financing your car, you must get coverage of 100/300/100 or higher.

Collision and comprehensive

Collision coverage pays for damage to your car after an accident that you cause. Comprehensive insurance pays to replace stolen cars and for damages from vandalism, flooding, hail, fire and animal strikes. If your car is:

  • less than 10 years old, you should strongly consider buying collision and comprehensive.
  • more than 10 years old, only buy collision and comprehensive if your car is worth $3,000 or more, if you couldn t afford to replace your car if it s wrecked, or if you just want more protection on your policy.

Uninsured/underinsured motorist

These are both optional coverages and should match the liability limits you choose. Uninsured motorist coverage and underinsured motorist coverage pays for damages if you re hit by a driver with no insurance or a driver with coverage that s insufficient to pay for your repairs and medical expenses.

Medical coverage (MedPay)

Medical payments coverage can help pay for the medical or funeral expenses of covered drivers and passengers after an accident, regardless of fault, up to $25,000. In most states, including Texas, it’s an optional addition to your car insurance policy. MedPay does the following:

  • Covers you and your passengers medical expenses
  • Pays for expenses after health insurance limits are exceeded
  • Offers additional protection to insured drivers who are hit by a car while walking or biking

If you and your passengers:

  • Don t have health insurance, or have a plan that doesn t cover car accidents or has low limits, we recommend that you add medical coverage of at least $5,000 to your car insurance policy.
  • Do have health insurance, it s still a good idea to have medical coverage if you want the best protection in your policy, as it can pay out after your health benefits are maxed out.

Gap insurance

If you don t own your car outright and have an accident, gap insurance pays the difference between the cash value of your car and the current outstanding balance on your loan or lease.

  • If you re financing your car, your car is less than one year old and you ve put less than 20 percent down on it, you should buy gap insurance. If not, you don t need gap insurance.
  • If you re leasing your car, it s a good idea to buy gap insurance if you aren t already required to in your lease agreement.
  • If you own your car outright, you don t need gap insurance.

Texas car insurance rates by company

Below you’ll see average annual rates for Texas, ranked cheapest to most expensive, for three coverage levels:

  • State minimum liability requirements
  • Liability limits of $50,000 per person/$100,000 per accident and $50,000 property damage
  • Liability of $100,000 per person/$300,000 per accident and $100,000 property damage, with comprehensive and collision at $500 deductible

Proyecto Minerva – Todo el mundo de los negocios en un mismo lugar, proyecto de negocio ejemplo.

#Proyecto #de #negocio #ejemplo


proyecto de negocio ejemplo

Proyecto de negocio ejemplo

Ayudas para desempleados 2018

12 enero, 2018 Minerva Comentarios 0 comentarios

En este articulo te vamos a traer una lista de ayudas para desempleados. En este listado vamos a darte toda la información que necesitas sobre requisitos y como debes tramitar el papeleo. Prestación contributiva, conocida como El paro Es una ayuda que podemos empezar a cobrar a partir del momento en que nos encontramos en situación de desempleo, siempre y cuando tengamos por lo menos 360 días cotizados. Para tramitar esta ayuda, tenemos que acudir al SEPE, anteriormente llamado INEM,

Proyecto de negocio ejemplo

Para qué sirve y qué es una Factura Proforma

4 enero, 2018 Minerva Comentarios 0 comentarios

Cómo seguramente ya sabes, hay muchos tipos de facturas y en ocasiones se hace complicado saber para qué sirve cada una, en este caso vamos a hablar de la Factura Proforma que tiene ciertas particularidades legales y comerciales, debido a que no tiene validez ni fiscal ni contable. Es muy usada por empresarios de todo tipo y autónomos. Con este documento, lo que pretendemos es indicar una operación de compraventa, pero en ningún caso se puede sustituir por una factura

Proyecto de negocio ejemplo

Negocios con futuro: Ideas que te inspirarán

4 enero, 2018 Minerva Comentarios 0 comentarios

Está claro que si nos anticipamos a las tendencias que se van produciendo en los mercados, podemos crear negocios que vayan a ser punteros en el futuro. En este artículo pretendemos darte algunas ideas de negocios que probablemente estarán pegando fuerte en los próximos años, para que puedas llegar el primero y así, como dice el refrán, pegar dos veces. Negocios en la nube Seguro que lo has oido mucho, ya que la nube es algo que se está extendiendo

Proyecto de negocio ejemplo

Ipyme, el portal del Ministerio de Hacienda para la Pyme

4 enero, 2018 Minerva Comentarios 0 comentarios

Esta página web es conocida ya por mucha gente, pero es bueno que la destaquemos en nuestra web porque seguramente puede serte útil. Ipyme es un portal oficial del Ministerio de Industria para la pyme, en el están todos los datos que pueden ser importantes para pequeñas y medianas empresas de España. Tienes toda la información actualizada por ejemplo de subvenciones o cosas tan importantes como los pasos a seguir para crear una empresa. Si quieres crear una empresa, eres

Proyecto de negocio ejemplo

Cómo se puede disolver una sociedad

4 enero, 2018 Minerva Comentarios 0 comentarios

En ocasiones, a pesar de que hayamos empezado un negocio con todas las buenas intenciones del mundo, las cosas no salen bien. En la sociedad europea, por regla general el fracaso empresarial no está muy bien visto, cosa que no es así en otros sitios del mundo como Estados Unidos donde consideran que este tipo de experiencias enriquecen a las personas y sirven para ser mejores en el futuro. Existen muchos manuales y facilidades para crear una sociedad, pero no

Proyecto de negocio ejemplo

¿Se puede facturar sin ser autónomo?

4 enero, 2018 Minerva Comentarios 0 comentarios

Para muchas personas que se quieren iniciar en el mundo laboral por cuenta ajena, o que ya lo han hecho pero tienen rachas intermitentes de ingresos, uno de los problemas principales es tener que afrontar una cuota fija de autónomos. Es por esto que acabamos de hablar, que muchas personas quieren saber si se puede facturar sin ser autónomo y es la pregunta que vamos a responder en este artículo. En qué momento podemos facturar sin ser autónomos En primer

Proyecto de negocio ejemplo

¿Qué es CIR o CIRBE?

4 enero, 2018 Minerva Comentarios 0 comentarios

En este artículo queremos explicarte algo de lo que no se suele hablar muy amenudo, y es qué es la CIR o CIRBE. Si trabajas en algo que tenga algún tipo de relación con bancos o pólizas es posible que ya te suene, pero en cualquier caso, seguro que te viene bien saber de que se trata y para qué se utiliza. Las siglas de CIR vienen de Central de Información de Riesgos, y cuando nos referimos a CIRBE, queremos

Proyecto de negocio ejemplo

¿Porqué me han pedido el código postal?

4 enero, 2018 Minerva Comentarios 0 comentarios

Una de las cosas que suelen pasar cuando compramos en una gran superficie, es que nos piden nuestro código postal y puede que te hayan surgido dudas de porque lo han hecho. Lo que pretenden es saber donde están sus clientes, para de esta manera, poder realizar campañas de marketing concretas en función de su lugar de residencia. Pero como hemos dicho, es algo que nos suele pasar en grandes superficies u otro tipo de negocios que operan a nivel

Proyecto de negocio ejemplo

Cómo acreditar la búsqueda activa de empleo (BAE)

27 diciembre, 2017 Minerva Comentarios 0 comentarios

La búsqueda activa de empleo es un requisito que se nos solicita para poder percibir muchas ayudas como por ejemplo la Renta Activa de Inserción (RAI) o el Plan Prepara. En este artículo te vamos a contar lo que es y cómo puedes justificarla. ¿Qué es la búsqueda activa de empleo? Para que se considere que se está llevando a cabo una búsqueda activa de empleo o BAE, el trabajador tiene que llevar en paro un periodo de al menos

Proyecto de negocio ejemplo

Nails Factory para el cuidado y diseño de uñas

27 diciembre, 2017 Minerva Comentarios 0 comentarios

Nails Factory es una franquicia que está especializada en las uñas, tanto en su cuidado como en decoración de las mismas. Esta actividad es una de las que tienen una rentabilidad más alta dentro del sector de la belleza y estética. Todo comenzó porque su fundadora, Yolanda Beltrán, pudo observar que en el mercado internacional existía una gran presencia de este tipo de centros que se dedicaban al cuidado y decoración de las uñas de pies y manos y quiso


Gruppo CRC, gruppo di lavoro.

#Gruppo #di #lavoro


Gruppo CRC

Le vostre Tesi

Questa sezione è dedicata alle Tesi di Laurea o di Dottorato che approfondiscono il tema dei diritti dellinfanzia e delladolescenza, con un focus particolare sullimplementazione della Convenzione ONU sui diritti dellinfanzia e delladolescenza in Italia o sullapplicazione dei diritti in essa enunciati a livello nazionale ed internazionale.

Il Gruppo CRC inviata tutti coloro che desiderano condividere la propria Tesi su questo portale a:

Il Coordinamento si riserva la possibilità di selezionare le Tesi che saranno pubblicate sul sito.

Minori stranieri non accompagnati. Profili costituzionali. Maria Ciana, Università degli Studi di Pavia, Facoltà di Giurisprudenza, Anno Accademico 2016-2017

L’impiego dei bambini soldato in Siria alla luce del diritto

internazionale. Federica Olimpieri, Società Italiana per l’Organizzazione Internazionale (SIOI), Master in Relazioni Internazionali e Protezione Internazionale dei Diritti Umani, 2016

Il grooming. Unanalisi della letteratura sulladescamento online. Marta Ferranti, Università degli Studi di Torino, Dipartimento Di Psicologia, Corso di Laurea Magistrale in Psicologia clinica e di comunità, Anno Accademico 2015-2016

La tutela dei minorial di fuori della famiglia d originecriticità e punti di forza dell affido familiare. Rita DallArso, Alma Mater Studiorum, Universita di Bologna, Campus di Ravenna, scuola di Scienze Politiche, Corso di Laurea in Cooperazione internazionale tutela diritti umani e beni etno culturali, Anno Accademico 2014-2015

Il diritto all’istruzione ed il divieto di discriminazione. Un’analisi sull’integrazione scolastica dei minori di origine straniera in Italia. Emilia Granito, Università di Siena, Dipartimento di scienze politiche e internazionali,

Corso di Laurea Magistrale in Scienze Internazionali, Anno Accademico 2013-2014

Detenute madri e l’infanzia negata. I bambini invisibili e la maternità in carcere. Chiara Bonechi, Università Degli Studi di Firenze, Scuola di Studi Umanistici e della Formazione,

Corso di Laurea in Scienze dell’infanzia, Anno Accademico 2013-2014

Minori non accompagnati: legislazioni comparate e modelli di accoglienza in quattro Paesi dell’Unione Europea (Francia, Grecia, Italia e Spagna). Martina Stelzig, Università Degli Studi di Pavia, Dipartimento Di Scienze Politiche e Sociali, Corso di Laurea Magistrale in Economia, Politica e Istituzioni Internazionali. Anno Accademico 2013-2014

Minori non accompagnati richiedenti protezione internazionale: legislazioni comparate e modelli di accoglienza in quattro Paesi dell’Unione Europea (Germania, Italia, Regno Unito e Svezia) , Giulia Fagnoni. Università degli studi di Pavia, Dipartimento di Scienze Politiche e Sociali, Corso di Laurea Magistrale in Economia, Politica e Istituzioni Internazionali. Anno Accademico

Tutela internazionale del minore, meccanismi di controllo. Il rilievo nell’ordinamento italiano e spagnolo, Arianna Landolfi. Universita’ Degli Studi “Roma Tre”, Facolta’ Di Giurisprudenza, Corso Di Laurea In Giurisprudenza. Anno Accademico 2012-2013

PSICOMOTRICITÀ E SCUOLA. Un potenziale non utilizzato, Carmela Palmenta. Facoltà degli Studi di Milano. Corso di Laurea Quadriennale in Scienze Politiche. Anno Accademico 2011-2012.

I diritti dellinfanzia nella Convenzione ONU del 1989: conquiste, prospettive, emergenze, Sara Bozzi. Università degli studi di Firenze. Facoltà di Scienze della Formazione. Corso di Laurea in Scienze dellinfanzia. Anno accademico 2010-2011.

Gli Invisibili. I minori stranieri in Italia, Irene Piccoli. Università degli Studi di Trieste. Facoltà di Scienze Politiche. Corso di Laurea in Scienze Politiche. Anno accademico 2010-2011.

Diritti dellinfanzia e delladolescenza: studio per un rapporto sulla città di Vicenza, Paola Dal Molin. Facoltà degli Studi di Padova. Corso di Laurea in Istituzioni e Politiche dei Diritti Umani e della Pace. Anno accademico 2009-2010.

Il garante dellinfanzia e delladolescenza e la tutela dei diritti dei minori, Roberta Gai. Laurea Specialistica in “Direzione sociale e servizi alla persona”. Disciplina: Diritti di libertà e diritti sociali. Anno accademico 2009-2010.

La Convenzione dell89 e il Rwanda – tra retorica ed effettività, Francesco Galignano. Facoltà degli Studi di Padova. Corso di Laurea Istituzioni Politiche dei Diritti Umani e per la pace. Anno accademico 2008-2009.

IL FENOMENO DEI BAMBINI SOLDATO. Quando leducazione è progettualità di cambiamento, Martina Anselmi. Facoltà degli Studi di Firenze. Interfacoltà Scienze della Formazione e Scienze Politiche. Corso di Laurea in “Operazione di pace, gestione e mediazione dei conflitti. Anno Accademico 2006-2007.

III Rapporto Supplementare alle Nazioni Unite

Presentato il 3° Rapporto Supplementare alle Nazioni Unite sul monitoraggio della Convenzione sui diritti dell’infanzia e dell’adolescenza in Italia, anno 2016-2017.

Il Gruppo CRC presenta il 3° Rapporto Supplementare alle Nazioni Unite sui Diritti dell’Infanzia e dell’Adolescenza in Italia, alla cui redazione hanno contribuito 144 operatori delle 96 associazioni del network.

Il 3° Rapporto Supplementare del Gruppo CRC riflette la visuale delle associazioni e di quanti sono, a vario titolo, impegnati nel promuovere i diritti dell’infanzia e dell’adolescenza e completa il terzo ciclo di monitoraggio avviato nel 2011 a seguito della pubblicazioni delle precedenti Osservazioni del Comitato ONU all’Italia. Durante questo periodo il Gruppo CRC ha elaborato e pubblicato annualmente un Rapporto di aggiornamento al fine di monitorare i progressi e le criticità riscontrate in ordine all’attuazione dei diritti garantiti dalla CRC in Italia, grazie al coinvolgimento attivo nell’elaborazione del testo di tutte le associazioni del network.

La tutela dei minorenni nella comunicazione

Sul sito dell’Autorità Garante per l’infanzia il volume che raccoglie il lavoro di esperti del settore E’ stato pubblicato sul sito dell’Autorità Garante per l’infanzia e (. )

Terzo settore, pubblicata la graduatoria dei progetti

Si tratta del Primo Bando unico del valore di 44, 8 milioni di euro al quale hanno risposto le Associazioni E’ stata pubblicata la graduatoria dei progetti finanziati dal (. )

Via libera al Piano 0-6

Il Consiglio dei Ministri approva il Piano nazionale pluriennale di azione per la promozione del sistema integrato di istruzione da 0 a 6 anni Lo scorso 11 dicembre il (. )


Venta al por mayor significado, venta al por mayor significado.

#Venta #al #por #mayor #significado


AGATA

Venta al por mayor significado

FГіrmula quГ­mica: SiO2

Peso especГ­fico: 2,6

No tiene exfoliaciГіn

Brillo: de cГ©reo a vГ­treo

Su etimología nos indica que proviene del griego “Achates”, que era un pequeño río de Sicilia en donde fue hallado este material en la época de Theophrastus (S. IV a.C.). Actualmente el río se llama Dirillo.

Venta al por mayor significado

Los yacimientos mГЎs importantes estГЎn en Alemania, Brasil, en el estado de Rio Grande do Sul, en la India, en China, en Madagascar y en Escocia.

Las ГЎgatas suelen presentarse rellenando orificios o tapizando cavidades, normalmente redondeadas, en las rocas eruptivas basГЎlticas, separГЎndose luego en forma de nГіdulos al disgregarse de de la matriz. Estos recubrimientos se forman por estratificaciГіn y casi siempre siguen la forma de las cavidades. Como las ГЎgatas suelen tener forma redondeada, tambiГ©n las bandas estГЎn dispuestas en forma de estratos concГ©ntricos de secciГіn curva. Es frecuente que las bandas presenten imperfecciones que rompen la uniformidad de las bandas dando lugar a dibujos que pueden ser muy marcados.

A veces se pueden observar una especie de espacios vacГ­os alargados que van desde la pared de la cavidad a la zona interna. En ocasiones pueden estar llenos de la misma sustancia que forma el nГєcleo del ГЎgata y que es el Гєltimo en formarse.

Las bandas pueden ser de varias dimensiones, bastante estrechas o relativamente grandes, alternГЎndose entre sГ­, tanto en color como en tamaГ±o. La transparencia tambiГ©n es muy variable y hay trozos en los que se alterna con zonas semitransparentes, traslГєcidas o totalmente opacas.

Las ГЎgatas pueden llenar tambiГ©n zonas de rotura en los filones de las citadas rocas y no aparecer en nГіdulos o en forma masiva. En este caso, las bandas son paralelas a las paredes de las grietas y por ello, no son concГ©ntricas y curvas, sino planas.

El color es variable siendo los más abundantes el azul, verde y negro. Existen algunas de color muy desgastado, muy parecido a las calcedonias comunes, con bandas poco visibles, y existen otros ejemplares con bandas muy contrastadas entre sí. Cada banda coloreado se combina con otras de los distintos tipos de calcedonia (calcedonia común…) de forma que en el conjunto tenemos ágatas verdes, azules, grises, etc., con bandas de uno o más colores.

Las bandas blancas son frecuentes y es habitual que sean opacas. TambiГ©n hay otras de color blanco lechoso opaco pero que no aparecen nunca cerca de las de color blanco puro.

En las ГЎgatas el elemento que le da el color acostumbra a ser el hierro en forma de Гіxido o hidrГіxido. El primero de ellos provoca un color rojo, mientras que el segundo provoca colores amarillos. La mezcla de ambas formas del hierro da colores azules y negros.

El color de las ГЎgatas pude estropearse por la presencia de unos pigmentos que bajo la influencia de la luz del Sol, destiГ±e o cambia los colores del ejemplar. Algunas ГЎgatas pardas se vuelven rojizas bajo el sol, pero recuperan su color original mediante la absorciГіn de los citados Гіxidos e hidrГіxidos de hierro.

Como las ГЎgatas tienen este efecto ante el sol y el calor, en algunas zonas, mayoritariamente en Brasil, pero sobretodo en India, es comГєn cocer las ГЎgatas antes de ponerlas a la venta. El material que sale despuГ©s de una larga exposiciГіn al sol se coloca en un horno excavado en el suelo que se mantiene encendido durante un largo tiempo. DespuГ©s de esto, las zonas claras del ГЎgata toman un color blanco, las oscuras toman un color marrГіn bastante intenso, las amarillas pasan al rosa, las naranjas toman un color rojo, y las que son entre pardas y amarillas se vuelven blancas y rojas. DespuГ©s de esta cocciГіn se obtienen colores estables.

Gracias a la porosidad de la calcedonia se consigue que las zonas claras puedan intensificar el color gracias a sistemas mГЎs efectivos que el simple calentamiento. Las ГЎgatas son sumergidas y cocidas en sustancias viscosas y luego, despuГ©s de haberlo lavado, se colocan en un baГ±o de ГЎcido sulfГєrico que quema la materia orgГЎnica y la transforma en carbГіn.

Este sistema era ya conocido por Plinio que ofreciГі una descripciГіn parecida. Este sistema fue abandonado y luego retomado. Las ГЎgatas tratadas mediante este proceso se llaman ГЎgatas baГ±adas.

Las ГЎgatas pueden tallarse como gemas y tambiГ©n en las formas mГЎs variadas, en forma de grabado o en curvas. Sirve para la fabricaciГіn de collares, brazaletes, etc.

El precio no es muy elevado y depende de la variedad, calidad y peso. Puede llegar a ser bastante elevado en algunas piezas.

TIPOS DE ГЃGATA

  • ГЃgata nube: ГЃgata cuyo fondo es semitransparente y sobre Г©l aparecen unas manchas en forma de nube.
  • ГЃgata concha: Conchas, corales y maderaspetrificadas en la variedad de ГЎgata.
  • ГЃgata ocular: Presenta estratos en forma de uno o mГЎs anillos concГ©ntricos de diversos colores, diseminados en ciertas zonas. Estos centros pueden ser debidos a otras rocas incluidas.
  • ГЃgata tubo: Es una variedad de ГЎgata que a simple vista parece contener tubos transversales largos, originados por minerales filamentosos. En muchas ocasiones, el ГЎgata de este tipo incluye dentritas en forma de tubos.
  • ГЃgata bandeada: Es la variedad de ГЎgata que presenta zonas bandeadas mГЎs o menos rectilГ­neas en lugar de concГ©ntricas.
  • ГЃgata arco iris: Es un ГЎgata procedente de India y Alemania que vista por microscopio se observa colores parecidos al arco iris.
  • ГЃgata sardo: En esta variedad de ГЎgata predominan las zonas pardas de sardo.
  • ГЃgata jaspe: Es una variedad de ГЎgata en la que se alternan bandas de jaspe, normalmente de color verde oscuro, con ГЎgatas.
  • Piedra ГЎrbol: Procede de Mokka, Arabia, de donde se extrae el mineral. La denominaciГіn de piedra ГЎrbol fue escogido por el aspecto caracterГ­stico de este mineral precioso. Se trata de un ГЎgata con formaciones dendrГ­ticas y de color pardo rojizo o negro.

En la antigГјedad, el ГЎgata era muy venerada y se le consideraba como piedra de la ciencia. En la India, existГ­a la creencia que era curativa, sobretodo para enfermedades oculares. En Egipto se pensaba que era eficaz contra mordeduras de insectos venenosos.

Existen unas ágatas que se encuentran en Arabia, exactamente en Aleppo, que se denominaron “ágatas de ojo” por su semejanza a las pupilas y el iris humanos. Eran usadas como ojos en las imágenes de los dioses. También se han encontrado en las cuencas oculares de las momias del viejo Egipto.

En la cultura islГЎmica tambiГ©n son muy apreciada debido a que, segГєn las tradiciones del lugar, quien lo posea es protegido de ciertos percances y le garantiza la longevidad, entre otros cosas.

El ГЎgata normalmente es asociado con el signo del zodiaco Libra. SegГєn se dice la sensualidad y el equilibrio personal. Aleja los miedos


Insolvenzgeld – Arbeitsrecht und Insolvenz – Ratgeber Informationen von Rechtsanwalt Fachanwalt Arbeitsrecht, arbeitsrecht.

#Arbeitsrecht


Insolvenzgeld

Arbeitnehmer erhalten im Falle der Insolvenz (früher: Konkurs) ihres Arbeitgebers Insolvenzgeld (früher: Konkursausfallgeld) zum Ausgleich ihres ausgefallenen Arbeitsentgeltes.

Insolvenzgeld wird von der Bundesagentur für Arbeit gezahlt. Es wird aber nur von den Arbeitgebern finanziert, per Umlage für das Insolvenzgeld über die Beiträge zu den Berufsgenossenschaften.

Das Insolvenzgeld wird in Höhe des ausgefallenen Nettolohns geleistet, aber nur für die letzten drei Monate des Arbeitsverhältnisses vor der Insolvenz.

Voraussetzung ist ein “Insolvenzereignis”, § 183 Abs. 1 SGB III.

Insolvenzereignis

Ein Insolvenzereignis ist

• Eröffnung des Insolvenzverfahrens

• Nichteröffnung des Insolvenzverfahrens mangels Masse

• oder Zahlungsunfähigkeit und vollständige Einstellung der Betriebstätigkeit im Inland.

Höhe und Dauer des Insolvenzgelds

Das Insolvenzgeld wird für einen Zeitraum von maximal drei Monaten gezahlt. Dieser Zeitraum umfasst grundsätzlich die letzten drei Monate vor dem (link) Insolvenzereignis.

Wurde das Arbeitsverhältnis bereits vor diesem Tag beendet, werden die Nettolöhne der letzten drei Monate des Arbeitsverhältnisses ersetzt, auch wenn schon eine längere Zeit verstrichen ist.

Fachanwalt fьr Arbeitsrecht Oliver Derkorn

Oft wird der Arbeitgeber insolvent, ohne dass ein Insolvenzverfahren betrieben wird. Dann gibt es naturgemäß keinen Beschluss über die Eröffnung des Insolvenzverfahrens und es gibt auch keinen Beschluss über die Nichteröffnung des Verfahrens mangels Masse. Der Arbeitnehmer tut sich schwer, einen Insolvenzantrag zu stellen, da er das Kostenrisiko eines Insolvenzantrags fürchtet. Allerdings ist es wahrscheinlich, dass hier die Rechtsschutzversicherung eintreten muss.

Diese Situation, in der es bei einem bereits stillgelegten Betrieb oder einem bereits beendetem Arbeitsverhältnis nur noch um die Durchsetzung des Insolvenzgelds geht, ist einer der wenigen Fälle, in denen es im Interesse der Arbeitnehmer ist, den Antrag auf Eröffnung des Insolvenzverfahrens zu stellen. denn zuweilen stellt sich die Bundesagentur für Arbeit recht unbeholfen an, das Insolvenzereignis der Betriebseinstellung und Zahlungsunfähigkeit zu akzeptieren.

Antrag auf Insolvenzgeld

Das Insolvenzgeld wird nur auf Antrag gezahlt. Dabei ist für den Antrag auf Insolvenzgeld eine Ausschlussfrist von zwei Monaten zu beachten. Sobald der Beschluss über die Eröffnung oder die Abweisung des Verfahrens beim Insolvenzgericht ergeht, haben die Arbeitnehmer also nur zwei Monate Zeit, um einen Antrag zu stellen. Ist diese Frist verstrichen, sind Anträge zwar nicht aussichtslos, aber schwieriger durchzusetzen.

Die besondere Tücke dieser Ausschlussfrist ist, dass sie nicht mehr wie früher bei den Vorschriften über das Insolvenzgeld – § 183ff SGB III im Gesetz steht, sondern geschickt versteckt in § 324 Abs. 2 SGB III.

Gesetzliche Grundlagen des Insolvenzgeldes sind also § 3 Abs. 1 Nr. 10, § 116 Nr. 5, §§ 183 ff., § 323 ff. SGB III.

Antrag auf Insolvenzgeld – Formular der Bundesagnetur fьr Arbeit

Wurde kein Insolvenzantrag gestellt, so hat die Agentur für Arbeit die Voraussetzungen für ein Insolvenzereignis nach § 183 Abs. 1 S. 1 Nr. 3 SGB III zu prüfen. Die Betriebstätigkeit muss vollständig und auf Dauer beendet worden sein, eine Unterbrechung mit dem Ziel, die Betriebstätigkeit in nicht allzu ferner Zukunft wieder aufzunehmen, zählt nicht als vollständige Beendigung der Betriebstätigkeit. In der Regel ist hierfür eine Gewerbeabmeldung ausreichend. Das Datum der vollständigen Beendigung der Betriebstätigkeit kann allerdings auch aus anderen Quellen ermittelt werden, z. B. Angaben der Arbeitnehmer oder der Einzugsstellen. Zudem muss im Zeitpunkt der vollständigen Beendigung der Betriebstätigkeit ein Insolvenzverfahren offensichtlich mangels Masse nicht in Betracht kommen.

Missbrauch des Insolvenzgeldes

Ursprünglich sollte das Insolvenzgeld die Arbeitnehmer schützen, die im Vertrauen auf die Zahlungsfähigkeit ihres Arbeitgebers gearbeitet haben, aber dann leer ausgingen.

In der Praxis wurde jedoch das Insolvenzgeld zu einer vorzüglichen Finanzierungsquelle für die Insolvenzverwalter pervertiert. Statt die gutgläubigen Arbeitnehmer zu schützen, die nichts ahnend gearbeitet haben, aber als Folge der Insolvenz nun auf ihren Lohn verzichten müssten, hat sich das Insolvenzgeld in der Praxis in vielen Fällen zur Anschubfinanzierung für das Insolvenzverfahren gewandelt, wovon aber nicht die Arbeitnehmer profitieren. Nutznießer des Insolvenzgelds ist vielmehr vorrangig der Insolvenzverwalter:

Wenn der Arbeitgeber die Löhne nicht zahlt, werden Arbeitnehmer heute regelmäßig im vorläufigen Insolvenzverfahren zum Weiterarbeiten aufgefordert. Das könnten sie ja wohl tun, so wird ihnen gesagt, weil sie über dass Insolvenzgeld ihre Vergütung erhalten. Und da die Bundesagentur für Arbeit eine bürokratische Organisation ist, die zum Auszahlen des Geldes immer lange Zeit benötigt, geht der Insolvenzverwalter zu einer Bank, die das Insolvenzgeld vorfinanziert: Die Mitarbeiter erhalten also laufend ihre Vergütung, um ihrerseits ihre Verpflichtungen (Miete, Lebensunterhalt . ) erfüllen zu können.

Der Insolvenzverwalter bezahlt also die Mitarbeiter mit fremdem Geld, aber den Ertrag ihrer Arbeit, den Erlös für die produzierten Erzeugnisse, steckt er in die Insolvenzmasse, von der er zuerst vor allem anderen die relativ unbedeutenden Gerichtskosten und dann seine eigene Tätigkeit finanziert. Nur wenn das Insolvenzverfahren halbwegs erfolgreich abläuft, können die Arbeitnehmer am Ende noch aus der Insolvenztabelle mit einer geringen Quote etwas Geld erhalten. Bis dahin sind auf jeden Fall mehrere Jahre ins Land gegangen.

Antrag auf Zustimmung zur Vorfinanzierung des Insolvenzgelds

Mitarbeiter, die der Insolvenzverwalter nicht benötigt, stellt er von der Arbeitspflicht frei. Für sie gibt der Insolvenzverwalter auch kein Angebot zur Zwischenfinanzierung des Insolvenzgelds ab. Die Mitarbeiter sind trotz bestehenden Arbeitsverhältnisses bereits arbeitslos und haben einen Anspruch auf Arbeitslosengeld, § 143 Abs. 3 SGB III, der neben den Anspruch auf Insolvenzgeld tritt.

Auf Antrag kann die Bundesagentur für Arbeit einen Vorschuss auf das Insolvenzgeld gewähren.

Abweichende Meinung? – Gerne!

Sollte irgend jemand einen Fehler auf dieser Homepage finden, sollte jemand der Ansicht sein, unsere Darstellung sei zu tendenziös und zu kritisch eingestellt gegenüber dem Insolvenzverfahren, sollte gar jemand sich beleidigt oder verleumdet fühlen (was niemals unsere Absicht war und ist), so bitten wir ihn, sich umgehend an uns zu wenden und in die Diskussion einzusteigen. Wir freuen uns über jede Resonanz, gerade auch über kritische Reaktionen. Und wir überprüfen unsere Standpunkte ständig und hören gerne andere, hoffentlich neue Argumente.

Wichtiger Hinweis fьr Beitrдge zum Thema Recht im Internet

– angelehnt an die Hinweise der deutschen Wikipedia zu Rechtsthemen.

Unsere Beitrдge im Internet dienen der allgemeinen Information, nicht der Beratung bei individuellen rechtlichen Anliegen. Allein aufgrund der Tatsache, dass das Recht sich stдndig дndert, kцnnen unsere Beitrдge nie zu 100 % richtig sein. Was gestern noch absolut zutreffend war, mag heute durch ein Urteil eines Gerichts oder durch den berьhmten Federstrich des Gesetzgebers abgrundtief falsch geworden sein.

Auch wenn die Autoren stдndig darum bemьht sind, Beitrдge zu verbessern, ist es mцglich, dass Aussagen unrichtig, unvollstдndig, verfдlscht, veraltet oder noch nicht gьltig sind.

Verwenden Sie Informationen aus dem Internet, von dieser oder von anderen Seiten, keinesfalls fьr rechtliche Einschдtzungen und zur Grundlage wichtiger Entscheidungen, ohne zusдtzlich sachkundigen Rat eingeholt zu haben.

Wenden Sie sich wegen Ihres Anliegens an einen Anwalt, einen Interessenverband oder an eine Beratungsstelle. Diese haften fьr Fehler und haben in der Regel auch eine Haftpflichtversicherung, die fьr solche Schдden eintritt. Wer meint, er kцnne sich solchen Rechtsrat aus finanziellen Grьnden nicht erlauben, kann sich zuvor einen Berechtigungsschein fьr Beratungshilfe beim zustдndigen Amtsgericht besorgen.

Beachten Sie, dass in vielen Rechtsangelegenheiten Fristen laufen, deren Versдumen Ihnen zum Nachteil gereichen kann. Diese Fristen kцnnen oft sehr kurz sein. Es gibt MaЯnahmen, die mьssen "unverzьglich" ergriffen werden. "Unverzьglich" heiЯt nach der gesetzlichen Definition: ohne jegliches schuldhaftes Zцgern. Bereits Fahrlдssigkeit genьgt als Schuld.


What Is a Classic Load Balancer? Elastic Load Balancing

#load #balncer


#

What Is a Classic Load Balancer?

Elastic Load Balancing supports two types of load balancers: Application Load Balancers and Classic Load Balancers. This guide discusses Classic Load Balancers. For more information about Application Load Balancers, see the Application Load Balancer Guide.

Classic Load Balancer Overview

A load balancer distributes incoming application traffic across multiple EC2 instances in multiple Availability Zones. This increases the fault tolerance of your applications. Elastic Load Balancing detects unhealthy instances and routes traffic only to healthy instances.

Your load balancer serves as a single point of contact for clients. This increases the availability of your application. You can add and remove instances from your load balancer as your needs change, without disrupting the overall flow of requests to your application. Elastic Load Balancing scales your load balancer as traffic to your application changes over time. Elastic Load Balancing can scale to the vast majority of workloads automatically.

A listener checks for connection requests from clients, using the protocol and port that you configure, and forwards requests to one or more registered instances using the protocol and port number that you configure. You add one or more listeners to your load balancer.

You can configure health checks. which are used to monitor the health of the of the registered instances so that the load balancer can send requests only to the healthy instances.

To ensure that your registered instances are able to handle the request load in each Availability Zone, it is important to keep approximately the same number of instances in each Availability Zone registered with the load balancer. For example, if you have ten instances in Availability Zone us-west-2a and two instances in us-west-2b, the requests are distributed evenly between the two Availability Zones. As a result, the two instances in us-west-2b serve the same amount of traffic as the ten instances in us-west-2a. Instead, you should have six instances in each Availability Zone.

By default, the load balancer distributes traffic evenly across the Availability Zones that you enable for your load balancer. To distribute traffic evenly across all registered instances in all enabled Availability Zones, enable cross-zone load balancing on your load balancer. However, we still recommend that you maintain approximately equivalent numbers of instances in each Availability Zone for better fault tolerance.

For more information, see How Elastic Load Balancing Works in the Elastic Load Balancing User Guide.

Benefits

Using a Classic Load Balancer instead of an Application Load Balancer has the following benefits:

Support for EC2-Classic

Support for TCP and SSL listeners

Support for sticky sessions using application-generated cookies

For more information about the features supported by each load balancer type, see Features of Elastic Load Balancing in the Elastic Load Balancing User Guide.

How to Get Started

To learn how to create a Classic Load Balancer and register EC2 instances with it, see Tutorial: Create a Classic Load Balancer.

To learn how to create an HTTPS load balancer and register EC2 instances with it, see Create a Classic Load Balancer with an HTTPS Listener.

To learn how to use the various features supported by Elastic Load Balancing, see Configure Your Classic Load Balancer.

Pricing


Temecula insurance services

#temecula #insurance #services


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Welcome to R.L. Frame Insurance Services, Inc.!

Safeguarding our neighbors of Southern California.

We are an independent insurance agency with the customer in mind. We are located in Temecula, California and for over 20 years have provided insurance to all of California. We have relationships with dozens of insurance companies, allowing you to get the right price with the right service. Whether you have the ideal driving history that preferred companies desire, or a not so perfect history, we find the right coverage, with the best company, at the best price for you!

At R.L. Frame Insurance Services, Inc. our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. Our experienced staff members can outfit you with tailored solutions for your auto, home, and business insurance requirements and personalize each insurance product to your specific individual needs while providing competitive rates for our valued clients.

The R.L. Frame Insurance Services, Inc. Team is committed to providing clients with the highest quality insurance plans available combined with some of the lowest rates available in all of California. Whether you re shopping for auto insurance, home insurance, boat, motorcycle or business insurance, we can help get you the best coverage available with the lowest rate possible.

We specialize in the following California Insurance Services:

  • Auto Insurance
  • Home Insurance
  • Boat Insurance
  • Business Insurance
  • Motorcycle Insurance
  • And Many More!

Although our primary area of service is located in Temecula, California, we offer unparalleled service and competitive quotes to clients throughout the entire State of California!


Financial Services Business Plan Sample – Executive Summary

#money #market #locations


#

Financial Services Business Plan

Executive Summary

Green Investments (GI) is a financial service company that focuses on stocks of environmentally responsible companies. The Washington-based L.L.C. is lead by Sarah Lewis and Steve Burke. GI uses financial research purchased from Bear Stearns and in-house environmental responsibility analysis to make recommendations to clients.

Services
GI has developed a criteria-based marker system which is easy and effective in evaluating a wide range of different companies on their environmental impact. Only financially prudent/performing companies are evaluated, ensuring that its recommendations make both financial and environmental sense.

Competitive Edge
GI will leverage the proprietory evaluation system to quickly gain market share. The system is convenient and based on extensive research, providing a streamlined overview of the environmental performance of the companies.

Market
GI will concentrate on the unserved niche of environmental investing within the financial services market. GI faces indirect competition from environmentally responsible mutual funds, which do a similar job in assessing a company’s environmental performance but do not allow for investing in individual equity.

Management Team
GI is lead by two experienced managers, Sarah Lewis, and Steve Burke. Sarah has a masters degree in environmental studies and has worked for the Environmental Protection Agency where she was responsible for preparing environmental impact statements. Steve has an MBA and has worked for Salomon Smith Barney where he developed an extensive amount of networking contacts.

GI addresses a previously ignored niche of the financial services market. GI will generate $230,000 and $261,000 in sales in year two and three respectively.

Need actual charts?

We recommend using LivePlan as the easiest way to create graphs for your own business plan.

1.1 Objectives

  • To become the premier environmental investment firm.
  • Attract more people into making investments based on environmental actions of the prospective companies, in effect raising the awareness of and supporting investments in companies that act on environmental concerns.
  • Continue to drive down the costs associated with investment research as it relates to environmental criteria.

1.2 Mission

Green Investments’ mission is to become the premier financial service organization that makes investment in companies with outstanding environmental records and practices. Green Investments, through comprehensive research and well thought out and verifiable marker criteria will be able to identify sound environmental investments. By offering the highest level of services, Green Investments will succeed as a company as well as have a positive impact on our environment.

1.3 Keys to Success

  • Develop a workable, accurate set of environmental markers for a wide range of environmental impacts a company faces.
  • Purchase high-quality financial performance investment research, recognizing that there is no value added for Green Investments doing this research themselves.
  • Price the service so that there is a good profit margin while remaining competitive.

Your business plan can look as polished and professional as this sample plan. It’s fast and easy, with LivePlan.


Harrisburg Personal Injury Attorneys

#personal #injury #lawyer #pennsylvania


#

Freeburn Hamilton: Your Pennsylvania Accident, Personal Injury and Workers Compensation
Law Firm.

If you or a loved one has been injured in an accident of any type, whether a car accident, truck accident, motorcycle accident, bicycle accident, pedestrian accident, dog bite, slip and fall, OR, if you ve been injured at work, protect your rights call the experienced personal injury and workers compensation attorneys at Freeburn Hamilton NOW! Insurance companies have teams of attorneys and adjusters who will start to work immediately to deny or minimize your claim. Protect your rights – talk to the experienced personal injury and workers compensation attorneys at Freeburn Hamilton. We are available 24/7. Click. or call the 7 s (717) 777-7777 or (570) 777-7777. The call is FREE! and the call is CONFIDENTIAL. An experienced personal injury or workers compensation attorney will take the time to listen and explain your options.

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Recommendations for Purchasing

Personal Automobile Insurance

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Pennsylvania Workers’ Compensation Guide

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  • Aggressive representation to protect your rights
  • Confidential and courteous service
  • In-depth knowledge of personal injury and workers compensation law

Freeburn Hamilton has the experience you need to get you the compensation you deserve. If you need a Pennsylvania personal injury or workers compensation attorney, CLICK. or CALL the 7 s (717) 777-7777 or (570) 777-7777. We have represented many victims who have been seriously injured or killed due to a personal injury. Freeburn Hamilton is committed to providing you with excellent legal service in the pursuit of the maximum compensation permitted by law.

Contact us today for a FREE LEGAL EVALUATION. There is no obligation to use our services. Call 717-777-7777, (570) 777-7777 or fill out the contact form on our website to get started. We are available to help you and your loved ones 24/7. Please contact us at any time to find out if you have a case and to learn your legal rights.

The information on this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. We invite you to get in touch with us and see if we can help you. Keep in mind, contacting us does not create an attorney-client relationship. Do not send any confidential information to us until an attorney-client relationship has been established. And remember, there are time deadlines to file a claim, so don’t wait! Call us right now!

Copyright 2017 PA Injury Lawyer | All Rights Reserved | Disclaimer | Site Map

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At the law firm of Freeburn & Hamilton, we focus on helping injured people get the financial compensation and medical treatment that they deserve. Our firm is capable of representing you in any type of personal injury, wrongful death, product liability and workers’ compensation claim.

717-777-7777 https://www.pa-injurylawyer.com 2040 Linglestown Rd. Suite 300 Harrisburg PA 17110 View Map


Marry4love – Verleih und Verkauf von Brautkleidern, Abendmode und Accessoires in Berlin, hochzeitskleid verleih.

#Hochzeitskleid #verleih


Hochzeitskleid verleih

Verleih und Verkauf von Brautkleidern, Abendmode und Accessoires in Berlin

Philosophie

Marry4love – Verleih, Verkauf und Maßanfertigung von Braut- Abendmode

Marry4love bietet Ihnen Hochzeitskleider zum Mieten, Kaufen oder auf Maßanfertigung. In unserem gemütlichen Laden in Berlin-Charlottenburg findet jede Frau das passende Braut- oder Abendkleid – und das zu erschwinglichen Preisen.

Marry4love verleiht exklusive Brautkleider bereits ab 250 €. Ebenso verkaufen wir Modelle aus unserer Kollektion . Oder aber Sie gönnen sich Ihr ganz eigenes, maßgeschneidertes Traumkleid . Bereits ab 750 € fertigen wir Ihr individuelles, allein auf Sie zugeschnittenes Brautkleid an.

Besuchen Sie unser Laden in der Cauerstraße 18, in 10587 Berlin-Charlottenburg. Bitte vereinbaren Sie unter Tel. 030 54487659 einen persönlichen Termin.

Bereits ab 750 € fertigen wir Ihr individuelles, allein auf Sie zugeschnittenes Brautkleid an.

Hochzeitskleid verleih

Marry4love Ihr Spezialist für Hochzeitsmode, Brautkleider, Accessoires, Abendmode, Abiballkleider und Ballkleider! Verleih und Verkauf!

Wir kaufen keine Brautkleider an!

Wir werden immer wieder gefragt, ob wir auch Brautkleider ankaufen, da wir diese ja verleihen könnten. Leider es ist nicht möglich, weil Marry4love ausschließlich exklusive Designer-Kleider bei ausgewählten Herstellern und Lieferanten bezieht.

Hochzeitskleid verleih

Marry4love Ihr Spezialist für: Brautkleid, Hochzeitskleid, Brautkleid Verleih Berlin, Brautkleid mieten, Brautkleid ausleihen,

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Kontakt

Telefon: 030 544 87659

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Appartamenti Mergellina, Napoli – Prezzi aggiornati per il 2018, appartamenti napoli.

#Appartamenti #napoli


Appartamenti Mergellina

Link rapidi

Struttura fronte spiaggia

Questa struttura è proprio accanto alla spiaggia.

Appartamenti Mergellina ha disponibilità nelle tue date, con prezzi a partire da UAH 2.374.

Inserisci le date per assicurarti questo ottimo prezzo.

Punteggio totale

Rapporto qualità-prezzo 8,4

WiFi gratuito 8,5

Rapporto qualità-prezzo 8,2

WiFi gratuito 8,3

Rapporto qualità-prezzo 8,4

WiFi gratuito 9,3

Rapporto qualità-prezzo 8,6

WiFi gratuito 8

Rapporto qualità-prezzo 8,7

WiFi gratuito 7,9

Rapporto qualità-prezzo 8,2

WiFi gratuito 7,7

Punteggio alto per la camera, il ristorante sul posto e lo staff

Punteggio alto per la camera, il ristorante sul posto e lo staff

Il Residence Appartamenti Mergellina propone sistemazioni climatizzate con angolo cottura e connessione WiFi gratuita. L'edificio principale si trova a 2 km da Piazza Plebiscito e a 200 metri dal lungomare di Napoli.

Punteggio alto per lo staff

Il personale qui è molto ospitale

Servizi di ristorazione

Internet

Parcheggio

Animali

Varie

campanello di emergenza nel bagno

disponibilità di camere familiari

camere/strutture per ospiti disabili

camere non fumatori

Aree comuni

Spazi all’aperto

Servizi di ristorazione

possibilità di colazione in camera

Trasporti

navetta aeroportuale (a pagamento)

servizio navetta (a pagamento)

noleggio biciclette gratuito

Altri servizi

connessione WiFi gratuita

Intrattenimento e servizi per le famiglie

libri, DVD, musica per bambini

giochi da tavolo/puzzle

Servizi di pulizia

servizio pulizie giornaliero

servizio lavanderia (a pagamento)

Servizi generali

WiFi disponibile ovunque

Guida di viaggio gratuita per la tua prenotazione a Napoli!

Ti invieremo una guida di viaggio personalizzata con dritte e info sui trasporti e sulle attrazioni. Ti sentirai come se fossi del posto!

Come hanno valutato gli ospiti questa struttura rispetto alla media a Napoli?

Con punteggi più bassi

Ospiti veri, giudizi veri

Più di 150 milioni di recensioni lasciate dagli ospiti dopo il soggiorno

Condizioni dell’appartamento

Arrivo

Partenza

Cancellazione / Pagamento anticipato

Le condizioni relative alla cancellazione e al pagamento anticipato variano a seconda della tipologia di alloggio. Inserisci le date del soggiorno e verifica le condizioni della camera scelta.

Animali

Carte di credito accettate

Visa, Euro/Mastercard, Maestro

La struttura si riserva il diritto di pre-autorizzare la carta di credito prima dell’arrivo.

Bambini e letti supplementari

Qualsiasi tipo di letto supplementare è disponibile su richiesta e previa conferma da parte della struttura.

I supplementi non sono inclusi nell’importo totale e devono essere pagati separatamente durante il soggiorno.

La reception è aperta tutti i giorni fino alle 23:00 tranne la domenica e il martedì, quando chiude alle 17:00. Tutte le richieste di arrivo tardivo sono soggette a conferma da parte della struttura.

Siete pregati di comunicare in anticipo a Appartamenti Mergellina l’orario in cui prevedete di arrivare. Potrete inserire questa informazione nella sezione Richieste Speciali al momento della prenotazione, o contattare la struttura utilizzando i recapiti riportati nella conferma della prenotazione.

Vicino alla struttura

  • Ristorante Pizzeria Michele (100 m) , Da Dora (20 m)
  • Caffetteria/bar Bar Riviera (100 m)
  • Supermercato Carrefour (150 m)

Info sui trasporti

  • 20 minuti Navetta privata
  • Parcheggio disponibile
  • 500 m Stazione ferroviaria

Luoghi di interesse in zona

Contatta la struttura

Se hai una richiesta specifica, puoi inviarla dopo aver scelto la tariffa.

A prenotazione confermata ti daremo i recapiti della struttura, così potrai contattarla direttamente.

Raffina la ricerca della struttura

Condividi questa struttura

Aggiungi alla Lista Desideri

Il tuo parere ci aiuterà a migliorare questa funzionalità per tutti i nostri clienti.

Sembra che qualcosa sia andato storto. Puoi provare a inviare di nuovo il tuo messaggio?

I commenti esprimono le opinioni personali dei clienti di Booking.com che hanno compilato il questionario dopo aver soggiornato in hotel. Queste opinioni non coincidono necessariamente con quelle di Booking.com. Vedi le nostre Linee guida sulle recensioni

Linee guida per lasciare una recensione su Booking.com

Per fornirti recensioni sempre aggiornate e punteggi giudizi accurati, non mostriamo le recensioni più vecchie di 24 mesi.

Possono lasciare una recensione solo i clienti che hanno prenotato su Booking.com e che hanno soggiornato nella struttura specifica. In questo modo siamo sicuri che i giudizi siano stati lasciati da veri ospiti, proprio come te. Chi meglio di un ospite di una struttura può dirci com’è la colazione gratuita, se lo staff è cordiale e se la camera è davvero silenziosa?

Vogliamo condividere la tua esperienza, sia i lati positivi, sia quelli negativi. Ti chiediamo soltanto di seguire alcune semplici linee guida.

Visione sulle recensioni

Crediamo che le recensioni dei clienti e le risposte delle strutture mettano in risalto una vasta gamma di opinioni ed esperienze fondamentali per aiutare i viaggiatori a scegliere in modo consapevole dove soggiornare.

Principi delle recensioni

I contributi per Booking.com riflettono la dedizione dei nostri ospiti e delle strutture, e sono trattati con il massimo rispetto.

Che sia positivo o negativo, metteremo online integralmente ogni commento il prima possibile, dopo averlo sottoposto a moderazione per assicurarci che rispetti le linee guida di Booking.com. Ti informeremo inoltre sullo status della recensione che hai inviato.

Per modificare una recensione che è già stata inviata, contatta l’assistenza clienti di Booking.com.

Utilizziamo le stesse linee guida e gli stessi standard sia per il contenuto generato dagli utenti che per le risposte fornite dalle strutture a tale contenuto.

Lasciamo che i contributi parlino da soli, e non interferiamo in alcun modo. Booking.com ha il ruolo di distribuire le opinioni dei clienti e delle strutture.

Linee guida e standard per le recensioni

Lo scopo di questi standard e delle linee guida è di mantenere il contenuto su Booking.com rilevante e adatto anche alle famiglie, senza limitare l’espressione di opinioni più forti. Essi sono altresì applicabili a prescindere dall’opinione del commento.

I contributi devono essere attinenti all’ambito dei viaggi. Quelli più utili sono dettagliati e aiutano gli altri viaggiatori a prendere una decisione. Invitiamo quindi a non includere commenti personali o di carattere politico, religioso o etico. Eventuale materiale promozionale sarà rimosso e le problematiche riguardanti i servizi di Booking.com saranno inoltrate all’Assistenza Clienti o ai team di supporto per le strutture.

I contributi devono essere adatti a un pubblico globale. Invitiamo a evitare contenuti osceni o tentativi di accennare a tali contenuti con parole creative in qualsiasi lingua. Non sono ammessi commenti e media che includano incitamento all’odio, osservazioni discriminatorie, minacce, commenti espliciti a sfondo sessuale, violenza e la promozione di attività illegali.

Tutti i contenuti dovrebbero essere autentici e unici per il cliente. Le recensioni hanno più valore quando sono originali e imparziali. Il tuo contributo dovrebbe appartenere soltanto a te. Le strutture partner di Booking.com non possono inserire giudizi al posto del clienti né tantomeno offrire incentivi in cambio di recensioni. Non saranno tollerati neanche eventuali tentativi di inviare recensioni negative per abbassare il punteggio di strutture concorrenti.

Rispetto della privacy altrui. Booking.com farà il possibile per oscurare gli indirizzi e-mail, numeri di telefono, siti internet, account di social media e simili.

Le opinioni espresse nei contributi sono quelle dei clienti e dei partner di Booking.com, e non coincidono necessariamente con quelle di Booking.com. Booking.com non si assume la responsabilità di alcuna recensione o risposta; Booking.com è distributore (senza obbligo alcuno di verifica) e non editore di questi commenti o di queste risposte.

Per default, le recensioni sono ordinate in base alla data in cui sono state lasciate e secondo altri criteri, in modo tale da mostrare quelle più rilevanti, come per esempio se la recensione è nella tua stessa lingua, se contiene commenti testuali, se non è anonima, ecc. Possono essere disponibili ulteriori opzioni per ordinare le recensioni (per es. per tipologia di viaggiatore, punteggio, ecc.).


Modelleisenbahn Modellbahn Ausstellungen Schauanlagen und Modelleisenbahnanlage von M – rklin Fleischmann Trix Minitrix LGB, videofilme.

#Videofilme


Pennula Modellbahn und Modelleisenbahn Videofilme

Doch irgendwann findet jede Fliegersaison eine traurige Unterbrechung, n mlich im Herbst und im Winter, wenn es drau en einfach zu dunkel, zu regnerisch und zu st rmisch zum Fliegen ist. Freilich gibt es auch im Winter sonnige Tage und selbstverst ndlich gibt es im Cockpit auch eine Heizung. Aber Luftbilder lassen sich nun einmal am besten bei sommerlichem Sonnenschein erstellen. In dieser fliegerischen Zwangspause fing Pennula damit an, kleine Modellautos im Makrobereich zu fotografieren und zu filmen. Doch leider bewegten sich die kleinen Autos von Siku und Matchbox nicht, so dass Pennula nach neuen Herausforderungen suchte. Pennula fand diese Herausforderung schlie lich bei Modelleisenbahnen und Modellbahnausstellungen. Bewegte Motive, kleine Details und sch ne Landschaften, die immer wieder nach neuen Kameraeinstellungen verlangen. So entstand schlie lich die Leidenschaft f r die Filmerei von Modellbahnen. Pennula selbst hat gar keine eigene Modelleisenbahnanlage, aber er ist immer wieder fasziniert von den unendlich vielen Z gen, die es damals wie heute gibt, von Gleispl nen und von herrlich gestalteten Anlagen, die von Modellbahnfreunden in aller Welt konstruiert werden. Und weil die Malerei oder die Fotografie urspr nglich deshalb entstanden ist, um Sch nes in Erinnerung zu halten, sollte dies auch f r Modelleisenbahnanlagen gelten.

Nicht erst mit der ber hmten Modellbahnaustellung “Miniatur Wunderland” in Hamburg, sondern schon viel fr her begann f r fast jeden von uns die Faszination f r Modelleisenbahnen, Dampfloks und Dieselloks. Entweder war es die ber hmte Eisenbahn, die um den Weihnachtsbaum herumgefahren ist, oder es war die erste Startpackung von M rklin, Fleischmann, Trix, Minitrix, etc., die im Laufe der Jahre um Gleise und Weichen erweitert sowie mit Personenwagen, Loks und Dampfloks vergr ert wurde. Doch letztlich kann einen nicht nur die eigene Modelleisenbahn gl cklich und zufrieden machen, sondern auch andere Modelleisenbahnanlagen, um sich sowohl Ideen als auch Anregungen f r die eigene Anlage zu holen. Und manchmal gilt es aber auch, eben nur die Sch nheit und Originalit t einer Modellbahnanlage in Bild und Ton festzuhalten. Daher filmt Pennula von Zeit zu Zeit diverse Modelleisenbahnanlagen und Schauanlagen.

Mittlerweile stehen weit ber 180 Modelleisenbahnfilme und mehr als 8.000 Fotos zur Verf gung. Und dennoch ist alles nur ein Hobby, vielleicht eine seltsame Leidenschaft, die aber immer wieder Spa und Freude bereitet, insbesondere dann, wenn mit der kleinen JVC-Kamera echte F hrerstandsmitfahrten im Ma stab 1:87 realisiert werden. Damit Ihr Euch besser orientieren k nnt, wo Ihr die Filme findet und wo Ihr Euch die Fotos der jeweiligen Modellanlagen anschauen k nnt, ist diese Film- und Foto bersicht entstanden, die Ihr permanent ber die Internetseite www.pennula.de/modellbahn.htm oder www.pennula.de/modelleisenbahn.htm erreichen k nnt. Diese bersicht gliedert sich auf mehrere Unterseiten, die Ihr via Mausklick anw hlen k nnt. Beachtet bitte auch die 60 kostenlosen Hintergrundbilder und Screensaver-Fotos mit Modellbahn-Motiven, die Ihr bei Pennula herunterladen k nnt.

Videofilme

Videofilme

Videofilme


BLU-RAY FILME – Infos aller Blu-ray Filme, blu ray neuheiten.

#Blu #ray #neuheiten


Blu-ray Filme – High Definition Entertainment der nächsten Generation BLU-RAY FILME – Infos aller Blu-ray Filme / HD Filme auf bluray-disc.de, dem Blu-ray Film / HD Film Portal

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Neueste Blu-ray Reviews

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Neuerscheinungen auf Blu-ray

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Aktuelle und popul re Blu-ray Filme

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Ballon Ballon Hannover – Ballons, Geschenkverpackungen, Dekoration, Hochzeits- & Festartikel, hochzeitsdeko verleih.

#Hochzeitsdeko #verleih


Geschenkballons, Geschenkverpackungen, Ballongirlanden, Hochzeits- und Festartikel aus Hannover

Tel: 0511 / 32 02 13

Herzlich willkommen bei Ballon Ballon – Ihre Profis für individuelle Geschenkideen!

Immer wieder verschenken wir Geschenke an Familienmitglieder, gute Freunde und Bekannte oder an frisch verheiratete Brautpaare, mal einfallsreich mal ausgefallen. Doch immer öfter stehen Gutscheine oder Geldgeschenke auf den Wunschlisten, egal ob zu Geburtstagen, Hochzeiten, Weihnachten, Konfirmation/Kommunion oder Valentinstag usw.

Doch wie soll man mit so einem Präsent einen bleibenden Eindruck hinterlassen? Ein Umschlag ist einfallslos, etwas kreatives zu basteln ist zu aufwändig. Ballon Ballon aus Hannover verhilft Ihnen zu einer Geschenkverpackung die alle Blicke auf sich zieht!

Unser kreativer Verpackungsservice und unsere Ballongeschenke machen genau Ihr Geschenk zu etwas Einzigartigem. Ballon-Geschenke werfen immer staunende Blicke auf sich und bleiben lange in Erinnerung. Viele nutzen Ihren Geschenkballon auch als Dekoration in Wohnräumen, um sich länger daran zu erfreuen.

Zeigen Sie dass Sie sich mit der Auswahl der Verpackung sehr viel Mühe gegeben haben! Zum Beispiel auch mit einer persönlichen Botschaft auf Ihrem Geburtstags- oder Hochzeitsgeschenk. Besonders bunt gefüllte Geschenkballons erhalten durch eine individuelle Ballonbeschriftung den richten Pfiff.

Unser Service und unsere Möglichkeiten der Dekoration und Planung sind sehr umfangreich und können vom einfachen Geburtstagspräsent über die Tischdekoration zur Hochzeit bis hin zu einem ganzen Firmenevent reichen.

Weitere Geschenkideen und Dekoartikel finden Sie in unserem Geschäft und gern beraten wir Sie zu unseren Ballongeschenken, auch telefonisch unter der 0511 / 32 02 13.

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Gefüllte Luftballons & Geschenkideen

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Hochzeits- geschenke & Hochzeitsdeko

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Verleih von Heliumflaschen

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Hinweis: Aus technischen Gründen ist bei Abholung der Geschenke NUR BARZAHLUNG möglich.

Hochzeitsdeko verleih


Musterkaufvertr – ge – Musterformulare, ADAC Rechtsberatung, verkauf auto privat.

#Verkauf #auto #privat


Kaufverträge & Musterschreiben & Broschüren

Laden Sie sich kostenlos Musterkaufverträge für Pkws, Wohnmobile und Wohnanhänger, Motorräder, Oldtimer, Kfz-Anhänger oder Mustermietverträge für Garagen und Stellplätze, Mustervereinbarungen für die Probefahrt, Musterleihverträge, Musterschreiben zur Anmeldung von Ansprüche wegen Reisemängeln oder der Geltendmachung von Fahrzeugmängeln herunter. Diese und viele andere Muster stellen Ihnen die ADAC Clubjuristen zur Verfügung.

Wir unterstützen Sie mit einer Vielzahl von Musterverträgen und Formularen, um juristische Hürden im Alltag besser zu meistern.

Bei Fragen informieren Sie sich bitte vor Ihrer Unterschrift bei Ihren Clubjuristen.

Vermeiden Sie beim (Ver-)Kauf gebrauchter Fahrzeuge Rechtsstreitigkeiten, indem Sie klare Absprachen mit dem (Ver-)Käufer treffen. Sollte es dennoch zu einem Rechtsstreit kommen, erleichtert ein schriftlicher Vertrag die Beweislage erheblich. Verwenden Sie daher möglichst einen der ADAC-Musterverträge.

Als Unternehmer gilt bereits, wer beim Verkauf seines Fahrzeuges in Ausübung seiner gewerblichen oder selbständigen Tätigkeit handelt, z. B. ein selbständiger Handwerker, Arzt, Rechtsanwalt oder Architekt, der sein gebrauchtes Geschäftsfahrzeug verkauft.

Achten Sie darauf, dass beide Vertragsformulare übereinstimmend und vollständig ausgefüllt und jeweils von beiden Vertragspartnern unterschrieben werden! Sie können die Musterverträge entweder gleich online ausfüllen oder ausdrucken und handschriftliche Einträge vornehmen.

Die englische Version dient nur als Übersetzungshilfe! Da die juristischen Fachbegriffe im Kaufvertrag nicht exakt auf das englische Recht übertragen werden können, darf für den Vertragsabschluss nur das deutsche Kaufvertragsformular verwendet werden.

Sie brauchen nicht ständig ein Fahrzeug, möchten aber von Zeit zu Zeit aber doch auf eines zurückgreifen, ohne sich an Freunde und Verwandte oder Mietwagenfirmen wenden zu müssen? Und Sie kennen Leute denen es ähnlich geht? Dann kann das private Car-Sharing eine gute Lösung für Sie sein. Mehr zum Thema CarSharing.

Oft praktiziert, rechtlich aber unterschätzt: die Gebrauchsüberlassung eines Fahrzeuges an Freunde, Kollegen oder sonstige Personen. Ohne klare vertragliche Regelung kann es zu erheblichen rechtlichen Schwierigkeiten kommen, z. B. bei einem Unfall oder einer Panne. Mit einer vertraglich abgesicherten Leihe können schon im Vorfeld Streitigkeiten ausgeschlossen werden.


Histoire – rotique – Ma belle fille – Le centre commercial (4), troquer sa voiture.

#Troquer #sa #voiture


Ma belle fille – Le centre commercial

Chapitre 4

Une histoire érotique écrite par Graoully

Il nous fallut peu de temps pour rejoindre le centre commercial. Elle savait ce que jattendais delle.

Nous fîmes un premier magasin, son rôle consistait à essayer des chaussures en prenant soin de sexhiber avec de la retenue, le but nétant pas de la transformer en putain.

Le succès ne fut pas à la hauteur de ce que jen attendais, aussi nous ressortions et je modifiais le scénario.

Dabord il fallait quelle soit seule dans le commerce et les collants nétaient pas la solution idyllique. Petit tour par Auchan, rayon des bas.Je lui demandais de faire lachat de quatre paires autofixant. Détour par la voiture sur le parking aérien pour troquer les collants par une paire noire très fin, à présent sa toison serait encore plus visible.

Nous sommes retournés dans le centre et je la laissais entrer dans un second magasin, surveillant à distance la scène qui allait sy dérouler.

Jenny sassit sur un pouf, le vendeur lui apporta plusieurs paires de chaussures et lessayage put commencer.

Elle sarrangea pour obliger ce dernier à lui porter assistance, ce quil fit avec beaucoup de professionnalisme.

Dès quil fut à ses pieds elle commença son show!

Le visage du vendeur disparut aussitôt sous la jupe de Jenny qui avait bien du mal à entrer son pied dans la chaussure, lobligeant à ouvrir le compas de ses cuisses et permettant aux yeux indiscrets de glisser au plus loin sous la jupe de la belle. Jimagine quil aurait voulu glisser ses mains sur le soyeux des bas et venir au contact de cette toison, malheureusement il nen fit rien, ne sachant si cétait volontaire ou pas. Les essais prirent une bonne demi-heure durant laquelle il passa par toutes les couleurs.

Jenny finit par sexcuser de ne trouver chaussure à son pied et lui glissa à loreille : je pense que vous navez pas perdu totalement votre temps?

Le second scénario consistait à essayer des robes et des jupes en prenant soin de ne pas fermer le rideau en totalité.

Cest un homme accompagnant son épouse qui fut le témoin de leffeuillage de Jenny.

Je faisais le vieux beau qui suit sa maitresse et qui sennuie.

Positionné légèrement sur le coté il mit quelques secondes à oser détourner le regard sur la cabine qui nétait pas celle de sa femme et comme lécart dâge était important il ne sen priva pas.

Jenny se mit entièrement nue et se tourna de nombreuses fois ce qui lui permis de la voir sous tous les angles, les bras relevés rehaussant ses seins, les jambes en Y, il pouvait y voir ses lèvres intimes. Elle le regarda droit dans les yeux et sapprocha près du rideau, il porta un rapide coup doil à la fois vers moi et sur la cabine de sa femme .Voyant que personne ne sintéressait à lui il porta sa main vers le sexe de Jenny qui se cambra pour lui permettre de toucher son minou.Il glissa sa main à lintérieur des cuisses, la remonta très rapidement et son majeur put frôler cette chatte, se permettant denfoncer un doigt dans son antre juteux. Il ne put malheureusement pour lui, faire durer le plaisir de sapproprier cette jeunette sa femme sortant de la cabine soucieuse du fait que son mari ne répondait pas à sa demande et donner son avis sur une robe quelle passait.

Jenny eut tout juste le temps de fermer son rideau afin déviter le scandale.

Elle mappela,jai jeté un coup doil circulaire autour de moi, elle sapprocha et me demanda doucement de la toucher, ce que je fis.Elle ne fut pas longue à pousser un gémissement étouffé, serrant ses cuisses lune sur lautre, mon doigt écrasé, enfuis dans son nid damour, elle jouissait.

Il nous restait les sous-vêtements à acheter.

Nous fimes trois boutiques spécialisées, une des trois nous donna loccasion de recommencer le sketch des robes.

La victime fut un homme de quarante ans. Il porta plus dattention à ce quessayait Jenny que sa femme.

Par contre, je pus également faire le voyeur, sa femme bien que différente physiquement avait une paire de fesses que jaurai aimé caresser et des seins que jaurai volontier tété. Avait elle vu que son mari semblait occupé ailleurs, toujours est il quelle souvrit un peu plus à mon regard et je pus voir son minou entièrement rasé.

Je me suis posé la question de savoir si tout cela nétait pas une invitation.

Jen fis part à Jenny qui madressa un regard sombre.

Nous avons regagné la voiture les bras chargés.

Elle sassit et passa une jupe courte plissée que nous avions acheté en remplacement de celle quelle portait à notre arrivée.

Il était plus de douze heures et nous avons pris le chemin dun restaurant dans la zone de La Pilaterie.

Beaucoup dhommes se retournèrent sur Jenny, ses talons haut, ses jambes gainées,sa jupe plissée qui virevoltait en marchant laissant entrevoir la démarcation des bas et sa poitrine qui balançait au même rythme sous le frêle tissu qui la cachait si peu ne les laissant pas indifférents.

Durant tout le repas nous avons parlé de notre matinée et de notre relation.

Elle me dit : depuis que tu es avec maman je fantasme sur toi.

Nous avons parlé dAlain avec qui elle avait rendez vous ce soir.

La encore elle me dit : si tu le souhaites je me décommande. Nen fais rien que je lui ai répondu.

Nous nous sommes séparés vers quinze heures.

Elle a passé la nuit avec lui et ils se sont quittés.

Depuis, je suis devenu son amant unique, nous nous voyons presque tous les jours. De temps en temps nous trainons dans les magasins avec des aventures diverses.

Jenvisage avec son accord de vivre de nouvelles choses, jaimerai quelle fasse lamour devant moi avec dautres partenaires.


DEUTSCHE NETZZEITUNG fьr Mьnchen und Bayern – in Mьnchen, privat spenden sammeln.

#Privat #spenden #sammeln


privat spenden sammeln

Frauenpower und Schцnheits-Tipps zum Jahresbeginn

Ladies New Year Dinner in der Bar Lehel in Mьnchen

Von Andrea Vodermayr

Spieglein, Spieglein . Bei dieser Neujahrsparty drehte sich alles ums Thema Schцnheit! 60 Powerfrauen aus Wirtschaft, Showgeschдft und Society trafen sich im Restaurant Bar Lehel in Mьnchen. Dort hatten die PR-Expertin Michaela Rosien, die Apothekerin und Anti-Aging-Expertin Dr. Cordula Niedermaier-May (Dr. Niedermaier Pharma) und Hausherr Malte Wiedemeyer auch in diesem Jahr wieder zum „Ladies New Year Dinner geladen.

Trends aufgetischt. In diesem Jahr der neue Beauty-Drink „Regulatpro Hyaluron : ein natьrlicher Schцnmacher mit Hyaluron zum Trinken, mit dem gleich zu Beginn schon einmal aufs neue Jahr angestoЯen wurde. Ein Prosit auf die Schцnheit!

ins Staunen gebracht.

Regulatpro Hyaluron geprostet.

Dr. Cordula Niedermaier-May).

Privat spenden sammeln

Privat spenden sammeln

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Nicola Tiggeler, Cordula Niedermaier May.

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Cordula Niedermaier May, Malte Wiedemeyer, Michaela Rosien.

Constanze Hausmann, Simone Ballack, Veronica Sass.

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Malte Wiedemeyer, Jutta Speidel.

Nina Meise, Julia Meise.

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Oscar Lauterbach mit Isabella Ahrens und Enya Elstner mit Milana Grдfin Bruges von Pfuel und Lucia Strunz und Tyger Lobinger. Fotos: G. Nitschke/Brauer Photos

Privat spenden sammeln

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Promi-Kids haben den Durchblick

Bьhne frei fьr den Star-Nachwuchs! Bei der „Rodenstock Eyewear Show in Mьnchen, die im Rahmen der Brillenmesse „opti stattfand, standen die begabten Kinder zahlreicher Prominenter im Rampenlicht: Enya Elstner, die Tochter von Entertainer-

Urgestein Frank Elstner, Heiner Lauterbach-Sohn Oscar Lauterbach, Claudia

Effenberg-Tochter Lucia Strunz, Isabella Ahrens (Tochter von Mariella Ahrens), Milana Grдfin von Pfuel (Tochter von Stephanie Grдfin von Pfuel) und Tyger Lobinger, der Sohn von Ex-Hochspringer Tim Lobinger, fьhrten im „Haus der Kunst die neuesten Brillentrends vor.

gerade Bart trage.

Ahrens (18). Sie hatte ihre Mutter, Schauspielerin Mariella Ahrens, zur Show mitgebracht: „Das ist erst mein zweiter Auftritt als Model und deshalb war ich natьrlich auch etwas aufgeregt. Es war mein Wunsch, dass meine Mutter mich nach Mьnchen begleitet. Wenn sie mit dabei ist fьhle ich mich gleich viel sicherer. Fьr sie ist der Ausflug ins Showbiz eine Ausnahme: „Ich gehe noch zur Schule und mache im Frьhjahr mein Abi. Danach ьberlege ich, BWL zu studieren. Das Showgeschдft wьrde mich zwar durchaus interessieren, aber ich mцchte erst einmal studieren, das ist mir wichtig.

Ex-Hochspringer Tim Lobinger: „Ich modle zum ersten Mal in meinem Leben. Ich gehe noch zur Schule und mache in Bonn gerade Wirtschaftsfachabitur. Style ist ihm wichtig: „Ich achte darauf, auch beim Sport gut auszusehen. Ich mache Fitness und spiele FuЯball. Eine Brille trage ich nicht, dafьr aber bin ich ein groЯer Fan von Sonnenbrillen.

Ass Stefan Blцcher mit Partnerin Anna, Moderatorin Jessica Kastrop, Designerin Sonja Kiefer, Produzent Norbert Dobeleit, Stefan Schaffelhuber, Model Alessandra Geissel, uvm.

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Unternehmen – Rent Event Tec GmbH Mannheim – Vermietung – Vertrieb von professioneller Eventtechnik, unternehmen in mannheim.

#Unternehmen #in #mannheim


Vermietung Vertrieb von professioneller Eventtechnik

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Unternehmen

Historie der Rent Event Tec GmbH

Im Juli 2005 gründete Thilo Strack die Firma „Renttec“. Das war die konsequente Weiterentwicklung seiner bis dato 13-jährigen Berufserfahrung im Event – und Messebereich

November 2008 – Investition in 36qm Indoor-LED Module mit 6mm Pixelabstand von Barco

Januar 2011 – Investition in neue HD-Projektoren – mehrere Barco HD-20 und Sanyo HF-15000 ab sofort im Vermietpark

Juli 2011 weiterer Invest in die neue Serie von steglosen LCD-Displays. Mit der Investition in die neuen Generation von 55´´ Displays verstärkt Rent Event Tec seine Position als einer der größter Vermieter von Displaylösungen.

November 2011 verschiedende Großprojekte werden von Rent Event Tec ausgestattet. Beispielsweise 350qm LED-Wand Outdoor beim Autosymphonic in Mannheim

Juni 2012 36 Events anläßlich der Fußball EM 2012 und der Olympiade in London werden mit Medientechnik ausgestattet

März 2013 Zahlreiche Neuinvestitionen im Bereich von hochauflösenden Indoor-LED-Wänden erweitern das Produktportfolio. Rent Event Tec GmbH wächst damit zu einem der größten Anbieter von LED-Produkten für den In- und Outdoorbereich.

Mai 2013 Die Flotte an mobilen LED-Trailern und LED-Trucks steigt auf 6 Fahrzeuge

August 2013 Erweiterung der Lagerkapazität um 1.500qm

Juni 2014 Dank Zahlreicher Investitionen im LED-Bereich können auch Großprojekte erfolgreich beliefert werden.

Juli 2014 erfolgreiche Fußball WM 2014 mit über 38 Projekten. Erste Einsätze unserer 31qm großen LED-Screencontainer

November 2014 Die Mitarbeiterzahl der Festangestellten wächst auf 25 Personen. Die Anzahl der freien Techniker die temporär im Jahre 2014 für Rent Event Tec gearbeitet haben steigt auf über 50 Personen


Best Accredited Online Early Childhood Education Degrees of 2017

#online #masters #early #childhood #education


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Online Early Childhood Education Degree Programs Resource

Earning an early childhood education degree will prepare you for a rewarding career teaching young children, ranging in age from birth to eight or nine years old, which is traditionally about 3rd grade. Early childhood educators play a critical role in their students’ lives; they lay the foundation for a lifetime love of learning. They may also be expected to identify and instruct children with special needs, learning disabilities, or developmental delays. The ideal candidate for an early childhood education job will be service oriented, with good communication and active listening skills. The job requires dependability, integrity, and adaptability. Many schools offer an early childhood education degree online, which can allow a student to study on their own time and at their own pace, often while maintaining regular employment.

How to Become an Early Childhood Teacher

Each state requires early childhood educators to have a bachelor’s degree and certification from a traditional or alternative teacher preparation program, and certification requirements vary from state to state. Many new teachers receive support from mentoring programs during their first years on the job.

Teacher Quote: You should only choose education as your career if you are willing to put your whole self into it; don’t do it if you are just halfway in. You will have a classroom full of children depending on you to teach and care for them. For some, you will be all they have. You must be willing to go the extra mile for them and you must love what you do in order to make that happen. -April Larremore, Texas Kindergarten Teacher

Early Childhood Education Degree Requirements and Coursework

Coursework for a bachelor’s degree in early childhood education typically includes classes in language and literacy, child growth and development, equity and cultural diversity, curriculum design, and theories in instruction. Most early childhood education programs will also require student teaching.

Early childhood education degree programs are formatted to give pre-service teachers a specialist education in working with Pre-K to grade 3. This degree is a good fit for students who wish to teach at these grade levels and achieve state-level certification. Many programs offer coursework leading to specialist endorsements in such areas as reading, English as a second language, and special education.

Typical classes in an early education degree program may include:

  • Introduction to Early Childhood Education
  • Language Development in Early Childhood
  • Beginning Literacy
  • Assessment and Evaluation in Early Childhood Education
  • Language Arts and Reading for Early Childhood
  • Science for Young Children
  • Child Health and Safety
  • Student Teaching and Professional Practicum

Early Childhood Education Degrees and Certification

Completing an early childhood education degree program will qualify you to seek positions in both public and private schools. Daycare centers, preschools, kindergartens, and elementary schools are the most common places of employment for those with a degree in early childhood education. Salary ranges widely, depending upon what kind of setting an educator works in. The median annual wage for preschool teachers is $28,570 per year, while daycare workers earn a median salary of $26,210. 1 The median annual salary for kindergarten and elementary school teachers is $54,550. 2 The Bureau of Labor Statistics estimates job growth between 6 and 7% for these teacher groups through 2024. 1,2

Bachelor s Degree in Early Childhood Education

A bachelor s degree in early childhood education prepares an instructor to teach small children, including infants and small children up to the third grade. They help children develop social, personal, and academic skills to properly prepare them for higher levels of education. These educators must align their teaching to education standards which are constantly changing and improving while also acting as caregivers who care for small children in their parents absence. Early childhood teachers must have skill and passion for working with children. Self-motivation, creativity, patience, a love of teaching, and the ability to demonstrate cooperation are attributes that complement this career. Teachers at this level must be able to create a safe, educational, and caring environment where children are able to maximize their potential and achieve or surpass learning milestones.

Master s Degree in Early Childhood Education

Students graduating with a master s degree in early childhood education are prepared to work as senior teachers in elementary school settings. Many universities only offer early childhood education master s degree programs to students who are already certified to teach in elementary settings, so earning a bachelor s degree and state certification is the first step. Many online degree programs offer master s degrees in early childhood education. Teachers who have earned a master s degree often have higher earning potential than those with only a bachelor s degree and can be more competitive candidates for administrative positions.

Early Childhood Education Degree Online

Prospective Pre-K to 3 educators can also pursue an online bachelor s degree in early childhood education. An online early childhood education degree program can offer additional flexibility compared to on-campus study for individuals who prefer this option. Online education continues to improve with innovations like live streaming virtual classrooms with video conferencing and use of interactive social technologies that allow collaboration and discussion with classmates.

Profiles of Early Childhood Education Programs

Texas A M University
Texas A M University offers an Early Childhood generalist certification program for teacher certification in elementary school to Grade 6. An intensive series of field placements that give students an active role in actual classrooms are built around blocks of methods-based learning for classroom and learning management. Students admitted to the program receive personalized advising throughout their studies, with one-on-one advising sessions scheduled at least once per semester. All College of Education students have access to financial assistance packages, global education experiences, and personalized learning communities, including an undergraduate peer mentor program for academically talented pre-service teachers. An Education Career Fair is held once per semester to give students the opportunity to network with potential employers. As the largest producer of teachers in high-demand fields in the state of Texas, Texas A M University can give Aggie graduates a competitive edge in the career marketplace.

University of Central Florida
The College of Education and Human Performance at the University of Central Florida offers a Bachelor of Science in Early Childhood Development and Education that leads to teacher certification for Pre-Kindergarten through Grade 3. The program track includes the ESOL and Reading Endorsements in line with Florida Educator Accomplished Practices (FEAP). Field experiences begin early in the course sequencing, integrating theory and practice learned in the classroom in real school settings. Student reflection is encouraged through a continuously faculty-reviewed personal professional portfolio. The program curriculum emphasizes the creation of safe and nurturing environments for all young children in education partnerships with family and the community. Although this degree is not a fully online degree, many classes are offered in hybrid classroom/online formats, and select courses are delivered through online instruction. In addition to school-wide scholarships, the College of Education and Human Performance offers several scholarships that are only available to Early Childhood Development and Education students.

Kent State University
Kent State University’s Early Childhood Education program leads to the award of a Bachelor of Science in Early Childhood Education (ECED). Field experience is heavily emphasized in the curriculum, with field placements and teaching experiences occurring in classroom settings at the Pre-K and K-3 levels. The ECED program holds accreditation from the National Council for Accreditation of Teacher Education (NCATE) and the Ohio State Department of Education. The College of Education, Health, and Human Services at Kent State is also a member of the Consortium for Overseas Student Teaching, which offers overseas student teaching placements to qualified students. Program graduates may be interested in earning a second license or endorsement through one of Kent State University’s numerous other education programs. An Early Childhood Generalist Endorsement for Grades 4-5 may be added to the P-3 Teaching License after Block IV of the ECED program is completed; the Grades 4-5 endorsement is an online program.

Top Early Childhood Education Blogs

See our list with reviews of top early childhood education blogs that provide an inside look into the classrooms and practices of current early childhood education teachers.

Interviews with Early Childhood Education Teachers

See our teacher interview series to read career interviews with current teachers who share their experiences, insights, and advice for early childhood education teachers.

Teaching and Education Programs


The Purpose of the Project Schedule

#purpose #of #a #project #plan


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The Purpose of the Project Schedule

Posted Tue, 2009-02-10 13:29 by Technical Develop.

The project schedule is one of the most important tools in creating a successful project (usually after building a good team). However, the true value of the schedule is only achieved if several other tools are implemented and integrated. To develop a schedule, the team must establish a Work Breakdown Strcuture (WBS) and an Execution Plan for the work. This is usually an iterative process: the development of each element influences the others. Stated simply, the schedule places detailed activities from the WBS dictionary into their proper sequence, with appropriate relationships defined, consistent with the execution plan.

The schedule is an integral part of the project management system required on move projects. It is integrated with budget, resources, WBS, scope, and quality requirements to produce a virtual model of the project execution plan to guide the work and reflect progress and performance through the life of the project. Initial development of the execution plan, WBS, and detailed activities of the WBS dictionary usually precede initial development of the project schedule and budget. However, the integrated nature of these components makes the development of each piece an iterative and interdependent process, except on very simple projects.

The schedule serves as a management reporting tool as well as an implementation tool to help get the work done on time. The schedule contains activity durations, interdependencies. and constraints that help to identify conflicts and bottlenecks. When completed, the schedule produces a realistic and achievable timetable for executing the work, given the real-world constraints and limitations. T

he schedule is also one of the most important tools in managing changes on the project. Because the activities in the schedule are tied together with logical relationships, the schedule allows the project team to accurately evaluate changes from the plan and identify the resulting impacts to time and resources throughout the entire project lifecycle. The schedule also provides the project team with a tool to evaluate alternative execution strategies to meet business objectives (e.g. reduce duration or costs) by adjusting resources and logic.

The schedule can also be a cost control tool for the project team. On nearly all projects, time is money. The schedule allows the project team to optimize resources to produce cost savings and is essential for determining productivity factors using earned value, allowing the project team to make better cost forecasts early in the project.

A resource loaded schedule also allows for accurate forecasting of cash flow requirements on complex projects.

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101 Frugal Summer Fun Ideas for Kids! Boredom Busters – The Frugal Girls

#summer #vacation #ideas #with #teenagers


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101 Frugal Summer Fun Ideas for Kids!

More Boredum Busters

You could even make a jar full of ideas and pull one out each day!

  • Fly a kite
  • Paint the Fence, Rocks, Tree Trunks, etc. with paintbrushes from the $1.00 store and use Water !
  • Go for a Bike Ride
  • Play in a Big Box!

  • Blow bubbles
  • Walk to the park
  • Take a scooter ride around the block
  • Look for fun shapes in the clouds
  • Have fun with sidewalk chalk
  • Play with a friend
  • Go to the beach
  • Go to the lake
  • Take a dip in the community pool
  • Relax in the backyard inflatable pool
  • Paint with Water!

  • Sign up for a fun, inexpensive class through your city
  • Pick some flowers make a bouquet
  • Pack a Shoebox for Kids in Need

  • Have a picnic outside for lunch!
  • Go fishing
  • Go on a scavenger hunt
  • Make an outdoor obstacle course
  • Hoola Hoop!
  • Hopscotch
  • Make a fort using chairs, blankets, sheets, etc!

Not every summer day is sunny! Be sure to check out these 15 Rainy Day Activities for Kids !

Don t miss out! Get all the latest fun new Frugal Tips, Crafts, Recipes + more right here

What are some Frugal Summer Fun Ideas for Kids you enjoy with the kiddos??

This is by far the most comprehensive and helpful list I ve found about this as I head into summer planning mode I will definitely use some of these ideas! Thanks!

I found great ideas on this list. My daughter is out for the summer in 3 days and I m helping another mom out by having her son hang out with us 2 days a week for a couple of weeks. Now I have plenty to keep these two 7 years old occupied! Well, at least I hope so

Jennifer Vicente says

For my kiddos birthdays (they are two years and two days apart), I decided to combine their summer parties by having a Mess Fest in our back yard! I set up different stations, a pool with dirt and worms (yes, they like to dig them up), a water slide with chocolate syrup, whip cream sprinkles, a tarp with two bags of flour covering it and of course a sprinkler for clean up! All the kids had a blast, we have great pics and it was very inexpensive! Just today we did pudding painting in the backyard. Kids love to make messes, I don t love cleaning them but it s so worth seeing them have fun.

Jacki Scott says

These are some great ideas, I plan on adding them to our list! I always sign the kids up for swimming lessons, that last two weeks. Our local Nature Center here lets the kids cut up worms to feed their large aquariums of fish on Fridays. We also do the free bowling. Our library offers summer reading program that often has neat guests that come to visit such as exotic animal exhibit. Our movie theater offers movies that were out the previous year every Tues. if you bring 1 canned food item for the local food bank you get in free. In the evenings we can walk and ride bikes on the track. These are some of our inexpensive ways to stay busy in the summer.

Camie Ricks says

I found a great way to remember these things for when I need them is to write them on index cards and keep them in a file box. Then when your kids say I m bored, go thru the box or if they are older let them look and pick an activity.

Take your kids with you and go and volunteer somewhere a shelter, a nursing home, the park gardens, food bank, a church there are a lot of things kids can do to help others and they learn something too! They can sing songs, read a story, play board and card games, help someone do crafts, clean up an elderly persons yard, make cookies or other goodies to share or to sell to raise money for someone who needs some help or to raise money to go to summer camp themselves.

Kids can make Ice Cream in a bag! It s easy and can be mostly done outside and is a big hit with the kids! (Just Google Ice Cream in a bag for a recipe/directions)


Nursing Schools – Programs – Get Your Nursing Degree Online – RN – LPN – BSN – MSN

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Nursing Schools & Programs – Get Your Nursing Degree Online – RN – LPN – BSN – MSN

You have determined that you want to be a nurse and are ready to consider nursing school, but how to begin? NursingPrograms.com is here to provide you with the information you need to get started on your nursing school search.

As the number one largest growing occupation in the US, the Bureau of Labor Statistics anticipates that there will be 711,900 new registered nurses positions by 2020, making nursing an in demand healthcare profession. At NursingPrograms.com, you will find information about each level of nursing—from LPN (Licensed Practical Nursing) to RN (Registered Nursing) all the way to the Nursing PhD.

You will learn about new trends in nursing care like consumerism and alternative medicine. You can read inspirational profiles of nurses from many nursing specialties. You can take a peek at your prospective salary range as a nurse and discover unique nursing careers, such as being a traveling nurse, a nurse educator or a legal nurse consultant. You will also learn about how to apply to nursing school, choosing the ideal nursing program for you, earning a nursing degree online, and nursing school test preparation. Start exploring our site to get started on your nursing education today!

Smart Degree is a free service that helps you prepare for and find the right school to earn the degree you’ve always wanted.

Latest Articles

Last Updated. July 1, 2014

Summer is an enjoyable time for the whole family, because the kids are off from school and the warm weather allows you to participate in fun activities outdoors. From swimming and camping to fireworks and cookouts, there is something for everyone. Although summer is a special time of year, there are many potential hazards that [ ]

Last Updated. June 30, 2014

The merits of maintaining a consistent sleep schedule Check out our featured meme for the month of Jun. Nursing can sometimes be tough, and we hope we can bring a smile to your day.

Last Updated. June 16, 2014

Although the duties and responsibilities associated with night shift nursing are similar to those during the day shift, working the night shift poses unique challenges that can affect your physical and emotional health. If you are looking for tips for night shift nursing that will help you to survive the perils of working the third [ ]

Last Updated. June 2, 2014

An associate’s degree in nursing is the first step towards pursuing a satisfying career as a registered nurse (RN). Nursing associate’s degrees can be obtained in only two years and are the most common method of becoming a registered nurse in the United States, accounting for over 45% of nurses practicing in the US (US [ ]

Last Updated. May 26, 2014

A reminder that age is just a number. Check out our featured meme for the month of May. Nursing can sometimes be tough, and we hope we can bring a smile to your day.


Chief Executive Officer (CEO), Non-Profit Organization Salary

#seo #nonprofit


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Chief Executive Officer (CEO), Non-Profit Organization Salary

This chart shows the most popular skills for this job and what effect each skill has on pay.

Non-Profit CEOs seem to exploit a large range of skills on the job. Most notably, facility with People Management, Strategic Planning, and Team Leadership are correlated to pay that is significantly above average, leading to increases of 22 percent, 7 percent, and 6 percent, respectively. Those listing Financial Analysis as a skill should be prepared for drastically lower pay. Event Planning and Project Management also typically command lower compensation. Those familiar with Leadership also tend to know Operations Management, Budget Management, and Fundraising.

Pay by Experience Level for Chief Executive Officer (CEO), Non-Profit Organization

Pay by Experience for a Chief Executive Officer (CEO), Non-Profit Organization has a positive trend. An entry-level Chief Executive Officer (CEO), Non-Profit Organization with less than 5 years of experience can expect to earn an average total compensation of $77,000 based on 240 salaries provided by anonymous users. Average total compensation includes tips, bonus, and overtime pay. A Chief Executive Officer (CEO), Non-Profit Organization with mid-career experience which includes employees with 5 to 10 years of experience can expect to earn an average total compensation of $97,000 based on 280 salaries. An experienced Chief Executive Officer (CEO), Non-Profit Organization which includes employees with 10 to 20 years of experience can expect to earn an average total compensation of $113,000 based on 537 salaries. A Chief Executive Officer (CEO), Non-Profit Organization with late-career experience which includes employees with greater than 20 years of experience can expect to earn an average total compensation of $130,000 based on 513 salaries.

Pay Difference by Location

For those looking to make money, Non-Profit CEOs in New York enjoy an exceptional pay rate, 59 percent above the national average. Non-Profit CEOs can also look forward to large paychecks in cities like Washington (+42 percent), Los Angeles (+39 percent), Boston (+38 percent), and Cleveland (+32 percent). Compared to the national average, Spokane Non-Profit CEOs have considerably lower salaries, 29 percent below the national average to be exact. Location appears to be a major driving force in pay for those in this profession. A couple other locations with smaller-than-average paychecks include Atlanta (23 percent lower) and Dallas (7 percent lower).

Chief Executive Officer (CEO), Non-Profit Organization Reviews

Q: What is it like working as a Chief Executive Officer (CEO), Non-Profit Organization?

Chief Executive Officer (CEO), Non-Profit Organization in Cadillac:

Work Conditions, Stress Level, Office Conditions.

Pros: Caring for horses while working with troubled youth.

Cons: Turning away horses or children.


Cursos financieros, cursos financieros.

#Cursos #financieros


Cursos financieros

Cursos financieros

Fundado en 1923 y conformado actualmente de 60 colegios de Contadores

SÍGUENOS

Cursos financieros Cursos financieros

  • IMCP > Certificación > Diplomados / Cursos

Cursos financieros

Diplomados / Cursos

Cursos financieros

Todo lo que debe saber sobre CFDI .3

Objetivo: Conocer los nuevos elementos del CFDI Versión 3.3, con la finalidad de actualizar los requerimientos establecidos por el SAT.

Cursos financieros

Curso vía Internet para la Formación de Formadores

Objetivo: Es un curso compuesto de cinco módulos que tienen como objetivo transmitir estrategias y técnicas de aprendizaje que faciliten.

Cursos financieros

Precios de transferencia

Objetivo: El presente curso se caracteriza por ser el ABC de los precios de transferencia, debido a su estructura didáctica.

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Norma de Control de Calidad

Objetivo: Ayudar al usuario a identificar el marco de actuación al que el contador público o firma debe apegarse al.

Cursos financieros

Código de Ética Profesional

Objetivo: Como resultado de la adopción de las Normas Internacionales de Auditoría, el Instituto Mexicano de Contadores Públicos tomó la.

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Módulo DiCC – Normas Internacionales de Auditoría

Objetivo: Como resultado la entrada en vigor de la Normas Internacionales de Auditoría (NIA) emitidas por el IFAC, se vuelve.

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Contabilidad electrónica

Objetivo: Que el participante conozca los aspectos generales aplicables a la contabilidad financiera y las nuevas disposiciones de la contabilidad.

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Tratamiento integral del ISR de personas físicas que.

Objetivo: En este curso el usuario estudiará de manera teórica y práctica el tratamiento fiscal de personas físicas que tengan.

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Normas de Información Financiera

Objetivo: En este curso, el usuario obtendrá el conocimiento de la estructura normativa contable actual para identificar los elementos de.

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Finanzas para no financieros

Objetivo: Aprender los conceptos elementales en materia de finanzas, que permitirán fortalecer la situación financiera de cualquier negocio o de.

Cursos financieros

Reformas fiscales

Objetivo: En este curso, el usuario podrá conocer los aspectos más relevantes que se encuentran incluidos en la Reforma Fiscal.

Cursos financieros

Prevención de Lavado de Dinero

Objetivo: Conocer las obligaciones derivadas de la Ley Federal de Prevención e Identificación de Recursos de Procedencia Ilícita (LFPIORPI), publicada.


Car Insurance Quotes – Auto Insurance, Progressive, buy vehicle insurance.

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Accidents, glass damage, lawsuits, hail, and more we have affordable coverage options to protect against just about anything. Get a car insurance quote, and you can customize your coverages online. Savings with safe coverages.

Keep in mind, coverage offerings can vary by state.

Liability (bodily injury and property damage)

Covers damages you cause to others

If you’re at fault in an accident, liability covers damages you cause. That could mean damage to other vehicles, property (mailbox, street sign, house, etc.), or even other drivers’/passengers’ injuries. Plus, this covers you if someone sues you over an accident.

Example: You rear-end another car, it’s damaged, the other driver is severely injured, and sues you. We’ll pay for the other driver’s car repairs, injuries, and your costs from the lawsuit (up to the amounts you select). There’s no deductible for liability.

Comprehensive and collision

Covers damage to your car

These are two separate coverages: comprehensive covers random acts of nature beyond your control (falling trees, hail, theft, fire, floods, glass damage, etc.) and collision covers car accidents.

Example (Comprehensive): You park your car outside during a major hailstorm, and it’s totaled. Add comprehensive and we’ll pay out for the full value of your car (minus your deductible amount). Example (Collision): You back out of your garage, hit your basketball hoop and cause $2,000 worth of damage to your vehicle. Add collision and we’ll then pay for your repairs (minus your deductible amount).

Uninsured/underinsured motorist

Covers your injuries and damages

These can be two separate coverages: one that covers your injuries (bodily injury) and another that covers your vehicle’s damages (property damage). Both kick in if a driver hits you and doesn’t have insurance or enough to pay for your losses.

Example: Another driver runs a red light and hits you. They’re at fault and don’t have insurance. If they can’t or refuse to pay for your damages, you can instead file a claim with us. We’ll then pay for your repairs.

Medical payments

Covers your injuries

Pays for medical costs if you, your passengers, or your family members are injured in an accident (no matter who is driving). This can be beneficial even if you have health insurance, as there is no deductible you have to meet before we pay out.

Example: Your newly-licensed 16-year-old neighbor is driving your child to school, and they’re in an accident. Your child is injured and has a $1,000 medical bill. Instead of filing a claim with your health insurer, you can file with us and we’ll simply pay the bill (up to your limit). No deductible applies.

Rental car reimbursement

Covers rental car fees

Pays for your rental car fees while your vehicle is being repaired from a covered loss (that just means damages we or another insurance company pays for and not general maintenance).

Example: Your car is severely damaged in an accident, and repairs will take a week, so you need a rental. Add this and we’ll pay for your rental car fees (up to your limits).

Loan/lease payoff

Helps pay off your loan when your car is totaled

Loan/lease payoff is also called gap insurance. If your car is totaled, we’ll help pay off the balance of your loan (up to 125% of your vehicle’s current value).

Example: You finance $30,000 for a new car. The second you drive it off the lot, it could only be worth $25,000. If your car is totaled, you’re still responsible for the $30,000 on the loan. Add this and we’ll pay $25,000 for your car + the $5,000 left on your loan.

Progressive guarantees repairs

Not all insurance companies offer that. We can. If something happens to your car, we’ll guarantee all repairs managed in our Service Centers and trusted network shops (shops we partner with) for as long as you own or lease your car.

Progressive Service Centers offer a simplified claims process. All you have to do is file your claim, drop your car off and that’s it. We’ll have your rental car waiting if you need one and take care of the entire repair process for you.

Most love us! And we think you will too.

4 out of 5 recommend Progressive car insurance

It’s not just because of the savings when you start your policy. It’s also because we’re always working to find more discounts (even after you start your policy) and provide 24/7/365 customer support.

Get an auto insurance quote online or call for advice

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We offer insurance by phone, online and through independent agents. Prices vary based on how you buy.

Mobile rates are for policies purchased directly from Progressive.

*National average annual car insurance savings by new customers surveyed who saved with Progressive in 2016.

Discount varies and is not available in all states or situations

The Progressive Group of Insurance Companies, comprised of Progressive Casualty Insurance Company and its affiliates, is the country’s fourth largest auto insurer.

Discounts not available in all states and situations

You’ll get more information when you quote. All coverages subject to policy terms and conditions.

National survey of new Progressive auto customers in 2015.

Progressive Home Advantage policies are placed through Progressive Specialty Insurance Agency, Inc. with affiliated and third-party insurers who are solely responsible for claims, and pay PSIA commission for policies sold. Prices, coverages, privacy policies, and PSIA’s commission vary among these insurers. How you buy (phone, online, mobile, or independent agent/broker) determines which insurers are available to you. A quote from one of the insurers can be provided through this site. Click here for a quote from other insurers or here for more information about PSIA s commission. Discounts not available in all states and situations.

Learn more about comparison rates, which are available through Progressive Direct in most states and situations. Rate comparisons provided here are based on our Progressive Direct auto insurance price and product, and do not include prices and products available from Progressive agents.

Name Your Price is available in most states for new policies. Price and coverage match limited by state law. Amounts entered outside of our range of coverage prices will be shown the closest available coverage package.


Hipotecas para jóvenes ¿Cuál elegir? Urbanal, hipotecas para jovenes.

#Hipotecas #para #jovenes


Hipotecas para jóvenes ¿Cuál elegir?

En los últimos meses los bancos han creado un mayor número de ofertas en hipotecas dirigidas exclusivamente a los jóvenes menores de 35 años. Condiciones muy favorables para los jóvenes, señal que lo bancos empiezan a confiar y prestar dinero a todas las personas que desean comprar una vivienda en estos momentos. Si es tu caso, tienes menos de 35 años y estás buscando una vivienda en Albacete, en Urbanal te damos toda la información sobre las mejores condiciones de préstamos hipotecarios que podrás encontrar en estos momentos.

Características de las hipotecas para jóvenes:

Son mucha las entidades bancarias que han creado préstamos hipotecarios con mejores condiciones para jóvenes menores de 35 años que adquieren una vivienda y necesitan financiación. Las condiciones más ventajosas de una hipoteca joven son:

  • Tener entre 18 y 35 años de edad.
  • Algunas entidades ofrecen facilidades en la forma de escoger el pago de las cuotas, eligiendo entre cuotas constantes o crecientes, lo que significa pagar menos en los primeros años.
  • Ofrecen una mayor financiación.
  • Dependiendo de la edad del solicitante, los plazos de amortización pueden llegar hasta los 40 años.

Condiciones en hipotecas para jóvenes:

Hipoteca Selecta Liberbank

  • Tipo de interés inicial 1,75% durante los primeros 24 meses.
  • Tipo de interés resto del periodo Euríbor 12 meses +0,80%. TAE Variable 2,15%
  • Sin comisiones de apertura ni estudio.
  • Cancelación parcial 0%
  • Cancelación total o subrogación a otra entidad 0,50% los cinco primeros años y 0,25% los siguientes.
  • Importe hasta 80% de LTV
  • Plazo 30 años.

Hipoteca Oasis Globalcaja:

  • Tipo de interés inicial 1,50%
  • Euribor+1,00% a partir del segundo año.
  • Euribor+1,49% a partir del quinto año. TAE Variable 2,28%
  • 0% comisión de apertura
  • Sin suelo
  • Oferta para menores de 31 años

Estas son algunas de las condiciones que podrás encontrar en estos momentos en ciertas entidades bancarias pero existen muchas más. No dudes en visitar Urbanal si estás buscando vivienda en Albacete. ¡Te esperamos!


Grado SR60i review, TechRadar, grado gs1000.

#Grado #gs1000


TechRadar

Some new features are incorporated into an old favourite

Grado gs1000

Our Verdict

Tonality is admirable in the bass and lower midrange, while detail and definition are very impressive for the price. Comfort is much improved over the older Grado models. Upper midrange and treble still show some coloration, though one soon becomes accustomed to it. Above all, highly recommended.

  • Very comfortable
  • Impressive definition for the price
  • Highly recommended

Against

  • Treble and midrange have some signs of coloration

Grado has been making headphones for a long time now and some of the models in the catalogue have been there for a significant portion of the company’s history. Just occasionally something gets changed, however, and recently the company introduced a ‘improved’ version of the classic SR60 model – hence the ‘i’ suffix.

Thus the company’s long-standing starter model now sports a new driver diaphragm and slightly revised housing, which is claimed to reduce transient distortions. It also has a new design of foam earpad, which we voted an improvement in comfort immediately.

Like all Grado headphones, this is an openback model which relies on rear-venting of the diaphragm to reduce both the frequency of bass resonance and its severity, the aim being to give extended and clear bass.

At the top end of the spectrum, controlling distortion and resonance is down to the design of the diaphragm itself and to this end Grado makes a point of ‘de-stressing’ the diaphragm.

The motor driving the diaphragm uses high-purity copper wire and neodymium magnets and the impedance of 32 ohms makes this model suitable for both home and mobile use – it won’t go quite as loud as most in-ear types with a portable player, but satisfying levels can still be achieved.

The usual combination of 3.5mm jack-plug and 6.3mm adaptor is provided, both gold-plated, of course. Grado’s usual simple headband is still used, though it seemed slightly more comfortable to us than of old.

The cable is very soft and flexible and we are pleased to report that it gives practically no friction noise as it rubs against skin or clothing.

In many respects, this is a highly capable headphone. It is very revealing and has one of the most satisfying tonal balances we’ve heard in this price range. Headphone tonality can often take a bit of getting used to and does vary to some extent, depending on each listener’s ears, but in general terms, this model has a largely neutral midrange and a very good bass; extended but not over-emphasised.

Treble is a little coloured, with some exaggeration of the range in which vocal sibilants lie. This also makes background noise stand out rather more, but it’s worth mentioning that competing models show this effect in far greater measure. Grado’s own GS1000 avoids it, but at ten times the price!

That’s all specifics, though. In musical terms this is a highly successful model which is equally at home in rock, unaccompanied voice, piano and full orchestra. It has a happy knack of getting the musical message across in such a way as to make one forget about any specific strengths or weaknesses.

Just about the only recording we tried that made us wish for a little more insight was a very tricky one of violin and piano, where the instruments seemed slightly homogenised. However, known tricky tracks such as Dance the Night Away by The Mavericks were revealed in considerable detail and with excellent drive and pace.

Most successful of all was choral music, as many headphones trip up here, merging the voices together and losing focus. Not the SR60i, though, which positively revelled in the demands and gave us some of the best image depth we’ve heard short of very high-end models.

We’re delighted with the changes Grado has made. It gives a very respectable model a significant leg-up, making it a strong recommendation in its category.

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Future iPhone update will let you disable performance throttling

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Dolby Vision finally arrives on Sony TVs . but there’s no HDMI support

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Google Project Fi now has an unlimited plan – with strings attached

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Grado gs1000


Badante Padova Vicenza – Cercasi Badante – La Mia Badante cooperativa, cercasi.

#Cercasi


La Mia Badante: cooperativa sociale a Padova e Vicenza

La cooperativa, nata nel 2014 a Padova, fornisce servizi di assistenza e cura alle persone permettendo loro di restare nellambiente familiare del proprio domicilio.

Badante convivente

Badanti con esperienza nell’assistenza quotidiana di persone autosufficienti e non

Assistenza domiciliare

Assistenza domiciliare alle persone che si trovano in condizione di parziale o totale non autosufficienza fisica e/o psichica

Assistenza ospedaliera

Durante il periodo di degenza La Mia Badante dà assistenza al paziente ricoverato in una struttura residenziale e/o ospedaliera

La cooperativa La Mia Badante mette a disposizione collaboratrici domestiche selezionate e di fiducia

Pulizie domestiche

Cooperativa La Mia Badante offre anche il servizio di pulizie domestiche

Baby sitter

Se cerchi una baby sitter di fiducia a cui affidare i tuoi bambini, scopri il servizio della cooperativa

Vuoi maggiori informazioni sui nostri servizi o raccontarci il tuo bisogno?

Vuoi lavorare con noi e diventare socio della cooperativa La Mia Badante?

Condividi! Potremmo essere utili a qualcuno dei tuoi conoscenti.

La Mia Badante

La Cooperativa Sociale LA MIA BADANTE è una giovane organizzazione non profit di Padova, che si occupa di assistenza alle persone bisognose di cure permettendo loro di restare nell’ambiente famigliare del proprio domicilio. Sono previste nuove e prossime aperture in Emilia Romagna e Lombardia.


Best Dental Insurance 2018 – Dental Plans for Families, Individuals, best life insurance companies in california.

#Best #life #insurance #companies #in #california


The Best Dental Insurance

Average Monthly Premium Ranges

Sample Terms Conditions – Plans Vary

Customer Service

Is Full-Coverage Dental Insurance Worth It?

The top performers in our review are Delta Dental, the Gold Award winner; Guardian, the Silver Award winner; and Humana, the Bronze Award winner. Here s more on choosing insurance to meet your needs, along with detail on how we arrived at our ranking of 10 dental insurance companies.

Many people ask themselves if dental insurance is worth it. Through our research for these dental insurance reviews we learned that if you attend preventive exams every six months, it is usually financially beneficial. If you need additional procedures such as root canals, crowns or fillings, then you will realize even more cost saving by having a good dental insurance plan.

What Does Dental Insurance Cover?

Most full coverage dental insurance plans will cover two preventive maintenance visits per year without requiring a deductible payment. Most require a $50 deductible per person, per year to help cover costs beyond your preventive exams. If you need work done, most plans will cover a part of the costs. We looked at root canals specifically and found that the majority of dental plans will cover about half the cost, which may not seem like a lot, but paying half is better than paying upfront for an $800 root canal. However, keep in mind that most insurance policies, depending on your plan, top out at about $1000 to $1500 per year. Using conservative estimates that might be one or two root canals. If you need extensive work done you might have to pay the remaining amount out of pocket.

There are few procedures that most insurance companies will not cover or only provide a discount for. Most individual dental insurance plans do not cover what might be considered cosmetic procedures such as tooth-colored fillings on molar or bicuspid teeth, dental implants or adult cosmetic orthodontics. The majority of dental companies will also limit how often certain appliances can be replaced and, in most cases, will not replace lost items. The limitations are published in the disclosures and contracts for the plan, many of which you can peruse online. Keep in mind that a new dental insurance plan is not going to cover an emergency you are experiencing right now; most have a waiting period of six to 12 months for major work. (However, some will waive the waiting period if you recently had dental insurance.) Dental groups that offer dental discount plans will let you use your benefits right away, but they only provide a discount and not full coverage. Full coverage plans will however cover your initial evaluation so you can start planning your dental procedures.

About Our Dental Insurance Reviews

While we conducted extensive research, we cannot tell you exactly what your new dental plan premium will be or what it will cover. Premiums vary by zip code, age, plan type and other factors. Our reviews can tell you generally what to expect from the dental insurance companies we reviewed, but we cannot predict your exact situation. To calculate average premiums we gathered quotes from numerous areas across the nation; we chose zip codes from large metropolitan areas and from smaller cities of around 150K. We looked for premium rates for one, two and three persons. We made note of the lowest and highest premiums quoted and excluded dental discount plans and preventive-only plans. The sample terms and conditions are common scenarios, but again, these vary depending on the plans available in your area.

In general the dental insurance companies at the top of our review list provide a range of plan options to numerous areas of the country. We also considered average yearly preventive care costs across numerous zip codes and compared that number to possible yearly premium costs. This helps predict whether the premium costs would, on average, be less than the cost of preventive care paid out of pocket. Keep in mind that co-pays and other small fees might also determine whether you will break even by paying for dental insurance, but our numbers can give you a general idea of what you can expect. It was not surprising to learn that those who charge a higher premium may cover more and those with a lower premium might cover less. This means that if you pay more monthly you might receive more complete coverage, and if you pay less per month you might be expected to pay a bit more during the time of treatment. So you ll need to decide whether you want to pay more per month or make up a bit of the difference when you visit your dentist.

What Kind of Dental Plans Are Available?

Most dental insurance companies will offer a variety of plans in your area. You can find plans ranging from affordable discount plans to what might be considered gold-level plans. Here are a few types of plans you may choose from:

These are not full-coverage plans but do provide discounts to most common procedures. Discount plans usually only cost about $10 per month per person, and benefits can be used immediately.

These low-premium plans may be suitable for those who do not usually need dental work done. These plans will help you cover preventive exams and cleanings. To learn more about why preventive care is important, see What Is Plaque?

Standard Individual Plans

This is likely the most popular plan type for individuals since it will cover most of the costs of preventive exams. Most will cover two exams, cleanings and X-rays per year and will partially cover additional work. There may or may not be a small exam copay.

These plans are similar to standard individual plans. However, many insurance companies will offer the benefit of a family deductible. While most dental plans require a $50 deductible per person, many will have a maximum family deductible of $150, which could be beneficial to those who need to insure more than three persons.

Premiums for these plans will cost more but often may include a higher yearly payout rate, such as $1500 rather than $1200. The plans may also allow more cleanings per year, such as one every four months rather than one per six months.

Other options to ask about include add-on plans for things like assisting with children orthodontics or adult implants. We ve put together more information about finding the best dental insurance and how to obtain a quote in the article Tips for Finding Affordable Dental Insurance.

No matter which type of plan you choose, we recommend that you carefully review your contract so you know exactly what your insurance will cover. Additionally, in most cases your dentist s office will be familiar with what your insurance may or may not cover. Since many dental offices will require you to pay the estimated uncovered balance upfront, you will need to make sure you know what that is in advance so you can plan your budget. If you cannot cover the remaining balance you may want to ask if your dentist provides financing.

If you are changing insurance and want to continue with your current dentist, you can visit the websites of insurance companies you are thinking about signing up with and search to see if your dentist accepts the new type of insurance. However, sometimes these search results aren t updated or only show offices seeking new patients, so you ll want to verify by calling your dental office.

How to Estimate Dental Expenses

Estimating your possible dental costs may help you decide whether dental insurance would be financially beneficial. Dental insurance companies will show you a quote online so you can easily see what your premiums might be. You may want to compare your estimated yearly premiums to the cost of a year of procedures you want to have done. You can estimate how much your dental expenses might be either by talking with your dentist, or by researching costs online. You can use the estimates to help you decide whether you should pay out of pocket or plan your dental expenses based on your insurance coverage. Two resources for looking up procedure costs are The Fair Health Consumer Organization and the Guardian Insurance website. Estimated costs are sorted by zip code and will show a low and high rate so you can see a range of what a procedure may cost in your area.

Other factors can affect your yearly dental expenses as well. Unfortunately, senior premiums are usually more and youth orthodontics may also cost more. Smokers are usually quoted higher premiums as well. Monthly premium rates vary greatly by region and area. We found that within the same insurance company rates may vary by as much as 30 percent depending on the zip code.

While some financial planners suggest dental insurance may not be worth paying for, we did the math to discover that it is usually worth it, provided you attend all of your allowable preventive exams and cleanings. We also learned that if you need any type of work such as a root canal or filling, you will definitely notice a cost savings. However, premiums vary greatly, not only by the type of plan, but by location and age. So you ll want to obtain a few quotes for insurance companies that provide coverage in your area. You ll also want to verify that your dentist accepts your chosen insurance before you sign up with a new provider.


Guia para liquidar el impuesto de vehнculos, departamento de finanzas funciones.

#Departamento #de #finanzas #funciones


Gobernaciуn del Valle del Cauca

Dependencias de apoyo al despacho

Secretarнas Sector Competitividad y Desarrollo Sustentable

Dependencias de Gestiуn y Apoyo Transversal

Informaciуn General

Cultura y turismo

Multimedia

Contrataciуn

Participaciуn

  • Inicio
  • Guia para liquidar el impuesto de vehнculos

Documentos asociados

Utilidades

7:30 AM a 12:30 PM – 1:30 PM a 5:30 PM

7:30 AM a 12:30 PM – 1:30 PM a 4:30 PM

Carrera 6 Calle 9 y 10 Pisos 10 y 11 Edificio Palacio de San Francisco

Conmutador 6200000 Fax Ext 2691

  • Departamento de finanzas funciones
  • Departamento de finanzas funciones
  • Departamento de finanzas funciones
  • Departamento de finanzas funciones
  • Departamento de finanzas funciones
  • Departamento de finanzas funciones
  • Departamento de finanzas funciones

Última fecha de actualización: Viernes 5 de enero de 2018 10:30 am

Viernes 19 de enero de 2018 08:05 am

Informaciуn en lнnea

Temas destacados

Sitios de interйs

Gobernación del Valle del Cauca, Santiago de Cali – Colombia

Horario de Atención:

Lunes a Jueves Mañana 7:30 AM a 12:30 PM – Tarde 1:30 PM a 5:30 PM

Viernes Mañana 7:30 AM a 12:30 PM – Tarde 1:30 PM a 4:30 PM.

Dirección: Carrera 6 entre calles 9 y 10 Edificio Palacio de San Francisco | Codigo Postal: 760045

Conmutador: (57-2) 620 00 00 – 886 00 00 – Fax: 886 0150 Línea Gratuita: 01-8000972033


Ultimas noticias economicas, ultimas noticias economicas.

#Ultimas #noticias #economicas


Hispano Británico

Ultimas noticias economicas

Ultimas noticias economicas Ultimas noticias economicas

Noticias

II Concierto de Navidad para Escolares

Ultimas noticias economicas

El puerto de Santa Cruz de Tenerife recibió el día 22 de diciembre a nuestros alumnos de 5º de Primaria, donde asistieron, junto a ocho mil escolares más, al II Concierto de Navidad para Escolares titulado ‘Llegando a Buen Puerto interpretado por la Orquesta Filarmónica Juvenil de Tenerife ‘Miguel Jaubert. Leer

X Carrera Solidaria de la Mujer

Ultimas noticias economicas

El próximo domingo 28 de enero a las 11:00 de la mañana tendrá lugar la décima edición de la Carrera Solidaria de la Mujer, a beneficio de la investigación contra el cáncer, en la Plaza del Santísimo Cristo de La Laguna. Leer

XI Torneo de Fútbol Sala Colegio Hispano Británico

Ultimas noticias economicas

Un año más, hemos celebrado en el Colegio el tradicional Torneo de Fútbol Sala, momento de encuentro de alumnos, exalumnos, profesores, padres y amigos del Colegio. Leer

Cambridge Language Assessment representatives visit our School

Ultimas noticias economicas

Cambridge Language Assessment representatives in the Canary Islands, Sheila Merritt and Gerard Hally paid a visit to our school last Friday to hand us our yearly certificate as an Official Cambridge Preparation Centre. Leer

Fútbol Sala: Resultados sábado 13 de enero

Ultimas noticias economicas

Nuestros equipos de fútbol sala de categoría alevín y cadete retomaron la competición en este nuevo año enfrentándose ambos al equipo de Las Cuevecitas. Leer

Montescos y Capuletos: música y literatura de la mano

Ultimas noticias economicas

La trágica historia de amor entre dos jóvenes, cuyas familias llevan años enfrentados, inmortalizada por William Shakespeare en su Romeo y Julieta, sirve de inspiración a Bellini para su ópera Montescos y Capuletos Leer

Concierto de Navidad 2017

Ultimas noticias economicas

La Orquesta del Colegio Hispano Británico participó en los actos navideños del Colegio realizando un impresionante concierto. En esta ocasión colaboraron con nosotros varios exalumnos Leer

Carrera de Orientación: domingo 14 de enero

Ultimas noticias economicas

El próximo domingo 14 de enero tendremos la oportunidad de volver a disfrutar de las carreras de Orientación, una actividad que se realiza en el medio natural, en un entorno privilegiado. Leer

Colocación del Nacimiento Submarino

Ultimas noticias economicas

Un año más, el grupo Poseidón del Colegio Hispano Británico, ha cumplido con la tradición de colocar el Nacimiento Submarino y brindar con todos los padres, alumnos, exalumnos y amigos que participaron con nosotros en esta actividad en Radazul. Leer

Campaña de Navidad 2018. ¡¡¡Gracias.

Ultimas noticias economicas

Este año la Campaña de Navidad ha tenido una fabulosa respuesta por parte de las familias del Colegio. Creemos que ha sido un acierto enfocarla a la recogida de juguetes nuevos porque ha creado un vínculo especial entre nuestros niños y los niños que los disfrutarán. Leer


Como aprender finanzas, como aprender finanzas.

#Como #aprender #finanzas


Finanzas.com

Petrуleo Brent Petrуleo Brent

Noticias

Como aprender finanzas

La CNMV multу a bancos y cajas con mбs de 45 millones durante la crisis por malas prбcticas

Las malas prбcticas bancarias en la comercializaciуn de productos financieros no pasaron desapercibidos para el supervisor de mercados. La Comisiуn Nacional del Mercado de Valores (CNMV) abriу.

Como aprender finanzas

Fomento sacarб un mбximo de 1.000 millones por las autopistas de peaje

Al menos 1.000 millones de euros costarб a las arcas pъblicas el polйmico rescate de las nueve autopistas de peaje en riesgo de quiebra, que comenzarб en febrero con la asunciуn de una de las vнas.

Bruselas propone una revoluciуn del IVA con cuatro tipos reducidos, incluso 0%

La Comisiуn liderada por Jean-Claude Juncker siempre ha tenido el IVA entre ceja y ceja. Por lo «anticuado» de su regulaciуn, que data de principios de la dйcada de los noventa, porque supone un.

BBVA sigue atascado desde el inicio del aсo

Desde agosto sigue el BBVA dentro del lateral estrecho comprendido entre los 7,00 euros de base y los 7,50 euros de techo, con alguna salida puntual sobre el mismo. Sуlo la salida por encima o por.

“Hay pocas razones para esperar una correcciуn estructural del mercado”

Venimos de cerrar un aсo muy bueno en crecimiento econуmico pero 2018 no le irб a la zaga y serб un ejercicio en el que la economнa global se seguirб fortaleciendo. “El aсo serб muy.

Mбs noticias de Bolsas

  • RUSIA RUBLO

El rublo sube un 0,30 % ante el dуlar y baja un 0,20 % frente al.

La ‘hora bruja’ se deja sentir: El Ibex sube un 0,3% y.

Tono mixto entre los pesos pesados en un Ibex que cede un 0,11 %

Seъl avanza animada por los inversores institucionales

El IBEX se juega los 10.400 puntos al retroceder un 0,23 % tras la.

El DAX 30 de la Bolsa de Frбncfort sube un 0,12 % en la apertura

El нndice Hang Seng sube un 0,41 % al cierre

La Bolsa de Londres baja un 0,06 % en la apertura

El DAX 30 de Frбncfort sube un 0,12 % en la apertura

Mбs noticias de empresas

  • AIE PETRУLEO

EEUU batirб rйcord de producciуn de petrуleo en 2018 y superarб .

Adif concluye las obras de la estaciуn de Palencia tras inversiуn.

Portabilidad bate rйcords en noviembre con mбs de 900.000 cambios.

La Uniу denuncia que los jubilados agrarios cobran un 59% menos.

Valdesquн abre este fin de semana mбs de una veintena de pistas

Ceuta valora reforma integral del Parador Nacional la Muralla

Mini invierte 100.000 dуlares cada 6 meses en empresas emergentes

Madrid rendirб un homenaje al ciclomotor Vespino en su 50.

Audi inicia proyecto piloto para crear red inteligente de eco.

Mбs noticias de Fiscalidad

  • impuestos

Las bases del PSOE temen que el impuesto a la banca repercuta en.

‘Catastrazo’ para 1.300 municipios con el nuevo aсo

La prуrroga presupuestaria deja a los funcionarios sin alza.

Badajoz, Cбdiz y Teruel, las capitales en las que mбs subirб el.

Asн tributa la Navidad

La ‘caza fiscal’ de Bruselas seсala ahora a Ikea por.

Jaime Botнn rompe el pacto con la Fiscalнa y serб juzgado por un.

Impuestos navideсos: desde el “Gordo” de la Loterнa a.

Facebook pagarб los impuestos por publicidad en cada uno de los.

Como aprender finanzas

Opiniуn

Como aprender finanzas

Como aprender finanzas

Como aprender finanzas

Como aprender finanzas

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Consultorio de Anбlisis Tйcnico

Ъltimas consultas respondidas:

Solaria: їQuй perspectivas tiene?

09/01/2018 Enviado porManuel Escudero Lozano

Siemens Gamesa: їQuй hacer si me he comido toda la caнda?

30/08/2017 Enviado porErnesto68

Buenas tardes. Estoy comprado en Gamesa. En relaciуn a las ъltimas caнdas del valor, me gustarнa saber su opiniуn en cuanto al comportamiento que ha presentado en las ъltimas semanas. Gracias. Un saludo

22/07/2017 Enviado porDaniel

їSantander o BBVA?: En quй banco entrarнa tras las recientes caнdas

21/01/2016 Enviado porDavid de Pedro

Estimado Sr. Codina, deseo invertir en el Global X Uranium ETF, y no sй si hacerlo ya o esperar, por lo que me gustarнa saber su opiniуn y si pierde los 12.72 USD, mнnimo histуrico, hasta donde puede ser la caнda. Gracias y Feliz 2.016.

02/01/2016 Enviado porFrederic Maison


Juegos de aprender, aprender a invertir.

#Aprender #a #invertir


Ninja Cannon

Aprender a invertir

Ninja Cannon, es un juego de disparos, utiliza el movimiento parabólico de los antiguos cañones de pólvora negra para impulsar un selecto grupo de ninjas con el objeto de conquistar […]

Matt h mundo matematico

Aprender a invertir

Se un pequeño explorador en el mundo de las matemáticas, descubre los símbolos que se esconden en la oscuridad, evita los riscos y abre caminos respondiendo pequeños acertijos.

juego Letter Catcher

Aprender a invertir

Presiona la teclas tan rápido como puedas ya que no pueden caer, desplazate por el teclado y completa la ronda, utiliza las tres dificultades y consigue los mejores puntajes. Aprender […]

Bonbardius |Juegos de logica

Aprender a invertir

Bonbardius es un juego de lógica, en cual tienes que detener una pequeña bola que cae sobre tu embarcación, debes utilizar barriles, cajas, sogas o maderos con el fin de […]

Conflicto inmunológico

Aprender a invertir

Dirige y controla tu ejército de glóbulos blancos para combatir los virus y las bacterias que llegan constantemente al cuerpo. Crea anticuerpos y destruye los organismos antes de que destruyan […]

Zombies y mecanografia

Aprender a invertir

Practica tu velocidad al escribir en el teclado mientras evitas ser atrapado por los zombies, elimínalos mientras se acercan a ti escribiendo las palabras que aparecen en sus cabezas. Diviértete.

JUEGOS DE INGLES

Aprender a invertir

JUEGOS DE LECTURA

Aprender a invertir

JUEGOS MATEMATICOS

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JUEGOS DE LOGICA

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Top 10 Differences between graphic design of Web and Print Media, difference between print and web design.

#Difference #between #print #and #web #design


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Difference between print and web design

  • Difference between print and web design
  • Difference between print and web design
  • Difference between print and web design
  • Difference between print and web design
  • Difference between print and web design

Difference between print and web design

READ, LEARN, SHARE & GROW

Top 10 Differences between graphic design of Web and Print Media

  • July 22, 2013
  • by Simayaa
  • 4 comments

Difference between print and web design

On several occasions it has been found that graphic web designers have the same approach and mindset as that of print media designing, even when they are designing for web. There are many differences between the two – quite crucial to know for success of web designers. Here are some of such important differences which you need to know.

Fonts:

When designing for prints you do not have to worry about fonts displaying properly in a browser. A reader will see the font which you have specified in the designing process. In web designing a number of font replacing techniques are used such as @font-face and Cufón which help in incorporating non standard fonts in designing for user convenience.

Resolution:

This implies the image quality and measures in pixels Web images should not be more than 72 ppi since the image will load very slow on the screen. Designing for prints does not have such restrictions.

Monitor size:

When you are designing for print media you have a specific print size in mind and will be designing as per that specific page size. This is not the case in web designing since you will have to take into account different monitor sizes and screen resolutions too.

Color Differences:

In print projects CMYK color model is mainly used since printing jobs are mainly done using yellow, black, magenta and cyan inks. Websites are always viewed on a screen and hence a RGB color model.

File sizes:

File size is never an issue for prints. The more details you have in your print the better it is – these are normally of 10 or 20 MB and sometimes even of 100 MB. However, you cannot have such big files in a website. These would take hours of loading time.

Layout Control:

The controlling ability of layouts on a webpage is quite different from different designing tools like Illustrator and Photoshop. These programs shall help you to move graphics and texts precisely and just where you desire them. However, tables and HTML do not allow such kind of flexibility.

Web Graphic Designing Is Continuous Process:

If designer for a printed piece it gets over once the design is sent to print. The job is over. Web graphic designing is different. It is all about continuous improvement, regular tweaking and continuous improvement. It is continuous.

Measuring Effectiveness:

It is difficult to measure the effectiveness of any print design, since once it is out, you will never get an idea on how people are reacting to it and how people are seeing it. However, a graphic designer for web can be easily measured through Google analytics.

Dimensionality:

Print design is 2 dimensional and lots of attention is given to layout. Every view is meant for a fixed canvas size which is not the case for web graphic designing, where it is all about scrolling the page and is just opposite the experience of canvas.

Experience:

Print designing allows you to walk through the information, select the information, enhance and explain all the page elements. Web designing is a great transient experience which is completely based on users movements.

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Lakeview Health Services, lakeview health.

#Lakeview #health


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Achieving goals. Advancing lives.

We are dedicated to helping individuals identify and achieve personally meaningful and measurable life goals, and to realize their full potential.

Ready to Help? Start here »

Care Management

The network includes not only the healthcare providers but other social and community supports that are essential to a person’s overall health, such as housing and vocational services.

Lakeview health

Children Youth

Lakeview Health offers Children and Youth services in Ontario County. Case managers utilize strength-based and person centered practices to assist the youth in achieving his/her goals toward mental health symptom management and recovery.

Lakeview health

Supported Housing

Lakeview’s Supported Housing program is designed to assist individuals to live as independently as possible in the community of their choice.

Lakeview health

Residential

Lakeview’s Residential Program provides a variety of housing options for individuals recovering from the impact of mental illness in their life.

Lakeview health

Community Support Services

Lakeview health

Club and Drop-in

Lakeview Health Services prides itself in enriching the lives and spirits of those recovering from mental illness. Our club program promotes opportunities for individuals to experience hope and to overcome the challenges and stigmas of having a disability.

Lakeview health

News Events

Thursday, October 6, 2016 Woodland Commons Opening Macedon, NY

Located near the heart of Macedon, Woodland Commons is convenient to public transportation and neighborhood services such as shopping, restaurants, medical care and entertainment. The apartment units, averaging 715 square feet of living space, offer a. Read More


Folder HelpDesk for Outlook – latest revision history and current file version

#incident #management, #issue #trackning, #issue #handling, #information #sharing, #support, #call #center, #service #desk, #itil, #itil, #helpdesk, #help #desk, #customer #support, #s #technology, #help #desk #support #software, #helpdesk #system, #help #desk #system, #itil #help #desk, #itil #service #support


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Folder HelpDesk for Microsoft Outlook

Issue tracking and user support
based on Microsoft Outlook and Exchange

With Folder HelpDesk a workgroup can collaborate on tickets inside Outlook.

The application is installed in a shared mailbox or public folder, where you see rows of open tickets.
If you want to work with one of them, just click it and a ticket form will open.

The ticket form HTML part has various dropdown fields to categorize the ticket, and it can be customized. The ticket also has a free text field for a description of the incident and its solution.

There are several benefits of having the ticket system inside Outlook:

  • It is very easy to convert e-mails into tickets. Do it manually, by clicking a button, or let all e-mails in a folder be automatically converted.
    All formatting from the e-mail is kept, and attachments and images are transferred to the ticket.
    Information about the sender of the e-mail is also entered into the ticket, like e-mail address, name and telephone number.
  • The ticket is a standard Outlook post item, so you can use all the Outlook features for example spell checki the ticket text, insert attachments and images in the ticket and use a reading pane in the ticket list.
  • You may send e-mails from Folder HelpDesk. We supply templates for several kinds of automatic e-mails, for example when a ticket is created or a case is closed, and you can also send e-mail answers and messages manually from inside the ticket.

In short, Folder HelpDesk gives you a user friendly and efficient Outlook-based solution for helpdesk, customer support and issue tracking. With Folder HelpDesk you will never more be overwhelmed by requests!

Closed tickets are stored in a database, so the number of tickets in Outlook is normally small. The open tickets are stored both in the database and in Outlook, and that way all tickets can be analyzed in the Folder HelpDesk statistics.

Features:

  • May be installed in any Outlook folder ‒ public, shared or private.
  • Mailbox monitoring – manual or automatic conversion of incoming e-mails into helpdesk tickets, complete with rich text, screenshots and attached files. FAQ
  • FAQ answers are easily created and added.
  • Ticket retrieval from an online form. manually or automatically.
  • Ticket history ‒ e-mail threading for both manual and automatic conversion. FAQ
  • Use Folder HelpDesk with KBase tickets are easily converted into articles for sharing in Outlook or on a website or intranet. KBase is free for Folder HelpDesk Medium and Premium subscribers.
  • Ticket list with different views. group by one of the ticket parameters or have colorful overviews in the kanban board, month or pie chart views.
  • Automatic e-mail notifications. Blog post
  • Create Tickets also from Outlook Tasks and Appointments.
  • Call directly from the ticket via a desktop calling application like Skype.
  • Follow up performance with Excel reports. Blog post

Security Products – Home Window Security for Burglary Prevention, crime prevention security systems.

#Crime #prevention #security #systems


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Security Products:

Home Window Security

Crime prevention security systems

Here’s how to fortify your windows with security products from simple to high-tech. And remember that overlapping layers of protection provide superior burglary prevention. See why that’s important:

Dennis Earl Bradford crept into a Dickinson TX apartment’s window, kidnapped a sleeping eight-year-old Jennifer Schuett, drove her to a secluded field, raped her, slit her throat, covered her with leaves, and left her for dead.

Jennifer regained consciousness and called for help but couldn’t hear her voice – her voice box had been cut. 12 hours later, one child within a group of children stumbled over her foot and they got her to a hospital in time to save her.

Bradford had already served only 4 years in prison (of a slap-on-the-wrist 12-year sentence) for an almost identical crime in Arkansas. This time, he hung himself in his jail cell. Though it’s good riddance to that monster, there are countless more out there.

With more than 7,000 home intrusions daily in the U.S. alone (2.6 million annually – per the DOJ), you can see why you need to fortify your windows and doors.

Window Peepers = Burglars and Rapists

Crime prevention security systems

Burglars and rapists often peep in the windows of targets to help make their plans. Be very aware of that – especially at night when you have indoor lights on. Cover and lock them always.

An intruder entered a Grand Rapids MI apartment’s window left open on a hot summer night and raped a woman he found sleeping there.

An intruder crawled through an unlocked bathroom window of a family’s Alameda CA home and carried a 7-year-old girl out of the home through her bedroom window. When he lifted the groggy child over a gate, she awakened and started screaming. The screams woke the girl’s parents and they ran to her rescue.

SECURITY PRODUCTS for WINDOWS

Crime prevention security systems

• Storm windows can be quickly removed by a burglar with a screwdriver. And those with vinyl frames can easily be cut with a razor and removed.

• Butterfly locks on the common (double-hung) windows. Older models can be opened from outdoors with a knife-blade slipped between the panels. Replace them with modern window security locks.

• Pins: close a double-hung window, drill a hole through the inner panel (on both the right- and left-hand sides where the panels overlap) and halfway into the outer panel, then slip a bolt or nail into the holes. Slant the holes downward so the bolts won’t fall out if jostled. Drill more holes three inches higher to allow partial opening for ventilation.

The invaders entered through a rear window of an Asbury Park NJ home and held guns to the heads of Albert Rojas and his family, threatening to blow their brains out, as they ransacked their home. Bill VanMater, neighbor of 17 years, said nothing like this has ever happened here before. Ethel Hugie, living nearby for 35 years, said the neighborhood had always been quiet.

GLASS TYPES

Crime prevention security systems

Glass windows: Burglars can use a glasscutter to quietly remove the ordinary sheet (annealed) glass. Other poor choices are standard plate glass and float glasses. Supplement them with an alarm system. Or choose a stronger material (but make sure you can always open the window from the inside to escape a fire):

1. Wired glass has a wire mesh sandwiched between two layers of ordinary sheet glass. Though little more impact resistant than sheet glass, it is used in fire doors to resist intense heat.

2. Tempered glass – such as that used in patio-doors. Different grades are 3-7 times stronger than ordinary sheet glass and resist impact or a glasscutter.

3. Laminated glass has a layer of PVB plastic sandwiched between two layers of ordinary sheet glass. Some grades are impact and bullet resistant.

4. Acrylic (Plexiglas) is 17 times stronger than sheet glass. Some grades are bullet resistant.

5. Polyester window film (or armorcoating) available at hardware stores. The best grades, able to withstand attacks from baseball bats, iron bars, axes, and some bullets, are very expensive.

6. Polycarbonate is approximately 30 times stronger than acrylics and offers superior impact and bullet resistance – some grades can withstand armor-piercing bullets. (Polycarbonate tends to yellow over time.)

7. Security Window Guards: Chain-link screens, iron bars, aluminum curtains, window shutters (the “rolling shutters” used on some storefronts), and folding window grills offer fortress-like protection. But the first four can trap you inside thus are banned by fire departments for homes. However, key-operated (from the inside) decorative folding security window grills allow escape IF the key is readily available. Make sure all family members and guests know how to escape through them.

BASEMENT WINDOW SECURITY PRODUCTS

Tony L. Putman broke into a Kansas City home through a basement window. He beat and bound a 93-year-old man, raped the 84-year-old woman, robbed them of cash, and escaped in their car. Their son-in-law was shocked that what happens in the news could happen to his family.

OTHER OPENINGS

Houses often have other openings that allow a skinny burglar (or child accomplice) to squeeze through. Secure vents with a heavy metal mesh and tamper-resistant round head carriage bolts. Secure cellar doors as described in Door Reinforcement. Window air-conditioners can be removed by a burglar from outdoors to gain access. Alarm them with Simple Home Electronics.

NO security products are guaranteed to prevent any crime – but will likely serve you well if combined with the guidance in Home Security Overview and Outdoor Safety Overview.


Cámara de Comercio y Producción de Piura, presidente de la camara de comercio.

#Presidente #de #la #camara #de #comercio


FACHADA CÁMARA DE COMERCIO DE PIURA

Presidente de la camara de comercio

CENTRO EMPRESARIAL

Presidente de la camara de comercio

OFICINAS DEL CENTRO EMPRESARIAL

Presidente de la camara de comercio

AUDITORIO OSCAR ITURRINO CASO

Presidente de la camara de comercio

Accesos Directos

Presidente de la camara de comercio

Presidente de la camara de comercio

Presidente de la camara de comercio

Presidente de la camara de comercio

Presidente de la camara de comercio

Presidente de la camara de comercio

Presidente de la camara de comercio

Presidente de la camara de comercio

Presidente de la camara de comercio

Presidente de la camara de comercio

Presidente de la camara de comercio

Presidente de la camara de comercio

Presidente de la camara de comercio

Presidente de la camara de comercio

Presidente de la camara de comercio

Aprovecha las promociones que ofrecen nuestros socios.

Presidente de la camara de comercio

Presidente de la camara de comercio

Presidente de la camara de comercio

Presidente de la camara de comercio

Presidente de la camara de comercio

Presidente de la camara de comercio

Presidente de la camara de comercio

Presidente de la camara de comercio

Presidente de la camara de comercio

Presidente de la camara de comercio

Presidente de la camara de comercio

Presidente de la camara de comercio

Presidente de la camara de comercio

¡EVENTOS!

Ven, aprende y crece con nuestros eventos.

¡DE INTERÉS!

Presidente de la camara de comercio

Presidente de la camara de comercio

¿Por qué soy parte de la Cámara de Comercio de Piura?

Presidente de la camara de comercio

Somos parte de la Cámara de Comercio de Piura por los beneficios que nos brinda, nos permite contactar nuevos clientes y nos beneficia gracias a las capacitaciones constantes que ofrece a sus asociados.

Anita Olaya Saldarriaga

Asesora en Comercio Exterior

Deymi SAC Operador Logístico

Presidente de la camara de comercio

¿Por qué soy parte de la Cámara de Comercio de Piura?

Presidente de la camara de comercio

Como operadores logísticos nos facilita los trámites y la relación con los exportadores de toda la Región.

Ricardo Manuel Olavarría León

Administrador Sucursal Paita

Presidente de la camara de comercio

¿Por qué soy parte de la Cámara de Comercio de Piura?

Presidente de la camara de comercio

Porque la Cámara de Comercio de Piura es un ente regulador y difusor de las actividades que realizamos como empresarios piuranos, contribuyendo al desarrollo de nuestra institución y de la Región.

Lic. Ada Lucero Acha Cabanillas.

Directora General Filial Piura

Universidad San Pedro

Presidente de la camara de comercio

¿Por qué soy parte de la Cámara de Comercio de Piura?

Presidente de la camara de comercio

Porque nos mantiene actualizados sobre la actividad comercial, productiva y legal, tanto de la Región Piura como de todos los ámbitos del territorio nacional y del extranjero. Lo que nos permite mejorar, complementar y ejecutar estrategias comerciales para poder crecer empresarialmente, brindando eso sí, cada día, un servicio profesional óptimo, acorde con el desarrollo socioeconómico de la Región.

Dr. Marco Antonio Huamán Ángeles

Clínica Más DENT Center

Presidente de la camara de comercio

¿Por qué soy parte de la Cámara de Comercio de Piura?

Presidente de la camara de comercio

Porque la Camco Piura, como agente de unión entre empresarios y clientes, nos permite estar en contacto con ambos y podamos así brindarles un servicio acorde a sus necesidades de valuación de propiedades y activos.

Juan Gago Ho – Gerente de Operaciones

César Arroyo Burga SRL

Presidente de la camara de comercio

¿Por qué soy parte de la Cámara de Comercio de Piura?

La cámara de comercio es un espacio empresarial importante en la región y Luna Consultores quiere ser parte de ella con el objetivo de intercambiar experiencias y establecer alianzas de apoyo mutuo con todos los agremiados.

MBA. Gabriela Del Cisne Guanilo Castillo

Luna Consultores & Asociados

Directorio 2016 – 2018

Presidente de la camara de comercio

Sr. Ricardo Álvarez Elías

Presidente

Presidente de la camara de comercio

MBA. José Luis Cotrina Viacava

Primer Vicepresidente

Presidente de la camara de comercio

Dr. Edmundo Rodríguez – Frías

Segundo Vicepresidente

Presidente de la camara de comercio

MBA. Javier Bereche Álvarez

Director Tesorero

Presidente de la camara de comercio

Lic. José Luis Puig Raygada

Director Pro Tesorero

Presidente de la camara de comercio

Ing. Eduardo Gerardo Espinosa Burneo

Director

Presidente de la camara de comercio

Lic. Julio Guillermo Castagnino Lema

Director

Presidente de la camara de comercio

Sr. Guillermo Alejandro León Arámbulo

Director

Presidente de la camara de comercio

Lic. Salustio García Espinosa

Director

Presidente de la camara de comercio

Ing. Emiliano Flores Palacios

Director

Presidente de la camara de comercio

Dr. Rufino Francisco Arribas Otoya

Director

Presidente de la camara de comercio

Dr. Daniel Andrés Montes Delgado

Director

Presidente de la camara de comercio

Carlos Sánchez D.

Gerente General

Videoteca


Aniversario de la Cámara de Comercio de Piura.

125 años de Cámara de Comercio de Piura.


Netflix: tous les articles, aménagement cuisine américaine.

#Aménagement #cuisine #américaine


Netflix

L’Actu

13 Reasons Why : date de sortie saison 2, streaming. Les infos

A Cannes, le jury arrive et la tension monte à la veille du 71e Festival

La Casa de Papel : les détails sur la saison 3 et la date de diffusion

Le 71e festival de Cannes dans les starting blocks

Stranger Things saison 3 : des hausses de salaires pour tout le casting

Riverdale : où voir la suite de la saison 2 en streaming ?

Aujourd’hui

Qui est Dylan Minnette, star de 13 Reasons Why ?

Propulsé au rang de star depuis le succès impressionnant de la série 13 Reasons Why sur Netflix, Dylan Minnette a vraiment gagné en popularité. Portrait.

Aziz Ansari : accusé d’agression sexuelle, l’acteur réagit

Le comédien américain Aziz Ansari, vu dans la série Master of None sur Netflix, répond aux accusations d’agression sexuelle par une jeune femme rencontrée en septembre 2017.

Film en streaming : sites, plateformes légales, risques encourus.

Le streaming, qui permet la lecture d’une vidéo en continu sans avoir besoin de la télécharger, est très répandu sur internet. C’est l’un des moyens les plus sûrs pour regarder des films, des séries ou écouter de la musique gratuitement, du moins en apparence. Mode d’emploi.

Sense8 : des parisiens ont cru à un attentat après un feu d’artifice surprise

Dans la nuit de dimanche à lundi, l’équipe de tournage de la série Netflix a tiré un feu d’artifice depuis le Champ-de-Mars. De quoi inquiéter de nombreux riverains qui n’étaient pas au courant d’un tel dispositif.

Avez-vous reconnu les clins d’œil des affiches de Stranger Things ?

Au petit jeu de la référence, difficile de faire mieux que la série Stranger Things. En prévision de la sortie de la saison 2, de belles affiches ont été créées en hommage à des classiques des années 80. Saurez-vous les reconnaître ?

The Defenders saison 1 : streaming, trailer, date de sortie.

THE DEFENDERS NETFLIX – Les super-héros Daredevil, Jessica Jones, Luke Cage et Iron Fist se retrouvent enfin dans une série commune : The Defenders. La saison 1 est disponible sur Netflix.

36 Quai des Orfèvres adapté en série par le réalisateur de Mission Impossible 6

Après Mission Impossible 6 et Jack Reacher, le réalisateur Christopher McQuarrie se lance dans un nouveau projet. L’adaptation en série du polar français écrit et réalisé par Olivier Marchal : 36 Quai des Orfèvres.

La créatrice de Grey’s Anatomy va chez Netflix, la fin de la série sur TF1 ?

Shonda Rhimes a annoncé dans un communiqué qu’elle quittait la chaîne ABC, une filiale du groupe Disney pour rejoindre Netflix. La productrice du moment, celle qui a créé les séries les plus populaires de la décennie, met donc fin à 15 ans de collaboration.

Les films Disney ne seront plus sur Netflix à partir de 2019

Disney a annoncé officiellement la fin de sa collaboration avec Netflix à partir de 2019. L’objectif pour le groupe qui connaît de mauvais résultats sur ses chaînes est de créer son propre service de streaming.

The Defenders (Netflix) : tout savoir avant la sortie de la série

Le 18 août prochain, les fans de Daredevil, Luke Cage, Iron Fist et Jessica Jones vont pouvoir retrouver les super-héros dans une seule et même série. Mais de quoi va-t-elle parler ?

La Corée du Sud boycotte Okja et fait pression sur Netflix

Le nouveau film de Bong-Joon-Ho produit par la plateforme Netflix fait débat en Corée du Sud. Le respect des règles de diffusion serait la cause d’un boycott national.