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Get homeowners insurance to protect your investment.
Get an affordable homeowners insurance quote online.
Home is where your heart is—along with a healthy chunk of your net worth. The GEICO Insurance Agency can help you get the affordable home insurance coverage you need and the peace of mind you desire. You could also save when you combine your home and auto insurance policies. If you currently carry homeowners insurance, shopping early may qualify you for even more savings. Get a homeowners insurance quote.
Why do I need homeowners insurance?
- Help protect one of your most important investments
- Most mortgage lenders require homeowners insurance
Who should carry homeowners insurance?
- First time home buyers
- Current homeowners
What does a homeowners insurance policy cover?
Your policy is the best place to review your coverages, but a few common items covered by homeowners insurance are:
Most policies provide coverage for damage to your house and any permanent structures on your property for:
- Water damage (unless excluded by your policy)
Coverage for damage to or theft of your stuff, like:
- Even dishes (in some cases)
Limited coverage, (usually $500 – $2,000), for jewelry stolen from your home. If your collection is worth more, let us help you with a jewelry policy to cover your valuables.
What else may be covered by homeowners insurance?
Examples: A visitor trips on loose carpet in your home, falls and is injured; or your child accidentally throws a ball through a neighbor’s window, breaking an expensive vase.
Medical payments coverage for minor injuries to people who don’t live with you but are injured on your property.
Example: A visitor slips down your steps on a rainy day and is injured.
Coverage for extra costs you might have to pay when experiencing a covered loss.
Example: A fire makes your home uninhabitable and you need to temporarily live elsewhere.
Save even more with homeowners insurance discounts.
Home Security Systems
If you’ve installed a burglar alarm in your home, your wallet can feel more secure with another discount.
Smoke Alarms or Fire Extinguishers
We’ll make setting up and servicing your homeowners policy easy.
Policy Service and Claims
Coverage for Landlords Too
If you own a home and rent it to others, you need a specific type of homeowners insurance, known as a “dwelling fire” or landlord insurance policy. Contact a licensed agent to get a quote on this type of policy.
Need to speak with us?
You can reach a homeowners insurance sales agent at (800) 841-2964.
Homeowners Insurance: Get the answers you’re looking for
Are there ways I can help protect my home?
How much coverage do I need?
Should I get an umbrella policy too?
Do I need flood insurance?
Is there a GEICO Local Agent near me?
The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.
Homeowners coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, Inc.
The information you provide will be shared with our business partners so that they can return a quote.