Comparison Made Easier With Defaqto #car #lots


#car insurance comparison sites
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Our trusted brands

Did you know.


  • Gocompare.com was the first comparison site to focus on showing product features as well as prices
  • It’s the only price comparison site with BIBA membership
  • It’s authorised and regulated by the Financial Conduct Authority

We like to think we do things differently at Gocompare.com – we were the first comparison site to focus on showing you product features as well as prices, and we continue to put your needs at the heart of everything we do.

If you’re looking for an insurance policy for the first time, you want to beat your renewal quote, you’re searching for the right financial product, or you’re after a great travel or utility deal, we’re here to help.

Gocompare.com works with trusted insurance providers, financial services organisations and partners to provide a real breadth of coverage across the marketplace.

We’re the only price comparison site that has British Insurance Brokers’ Association (BIBA) membership, a fact that helps us keep up with the latest in best practice, and we’re authorised and regulated by the Financial Conduct Authority.

What’s more, we don’t charge our customers for using our service and we’re unbiased – we don’t accept advertising or sponsored listings.

You can also rest assured that Gocompare.com won’t sell your data and won’t add fees or commissions to the prices you compare.

Need more information?

Our comparison service makes it easy to look at products and prices and we strive to give you the information to help you decide what’s right for your needs.

Value is crucial, but it’s not all about being the cheapest and – when it comes to the cost of your product – we aim to make the price details as transparent as possible.

What’s more, we’re continually working to improve services across all products to make your life that little bit easier.

When you enter our quotes process you’ll have on-page help to guide you through, but if you prefer to do more in-depth research there’s a wealth of information available in our extensive collection of product guides, articles, videos, interactive tools, infographics and frequently asked questions.

We also make available the latest information from independent financial research and software company Defaqto to ensure you know exactly what you’re getting from your purchase.

To find out more about us, take a look at our latest TV advert. or seek us out on Google+. Facebook and Twitter. †

And remember that we don’t just compare car insurance. Whether you’re looking for home insurance, a new credit card, to arrange a holiday, or just to learn more about your finances, we hope you give us a try… We’re here to help.


Compare Young Drivers Car Insurance at #trade #in #car


#car insurance for young drivers
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Young drivers’ car insurance

Compare cheap young drivers’ car insurance quotes from multiple insurance brands

Key points


  • Young drivers pay more because of inexperience, reputation and risk
  • Driving without insurance is illegal and you risk having your licence revoked
  • Follow our tips for help in getting the right cover and keeping the price affordable

As a young driver, getting car insurance at the right price and with the right level of cover can be frustrating.

Not all insurers will quote for you, and when they do the prices they offer can be really high.

But it’s vital to arrange the right policy – in 2012, DVLA figures revealed that 10,797 drivers with fewer than two years’ experience lost their licences and more than half of those cases were because they were driving without insurance.

With this in mind, we’ve put together some information to try to help you find a better deal.

“There are ways to try to reduce the cost as you build up a safe driver record and no-claims discount,” said Gocompare.com’s Lee Griffin.

Why young drivers pay more for car insurance

There are three main reasons why young drivers have to pay a lot for their car insurance – inexperience, reputation and risk.

Inexperience

Driving experience is a crucial factor – the more time you spend on the road the better your driving is likely to be.

Drivers with more experience have a proven track record so long as they stay conviction and claim free and, as a result, they get a discount on the price of their car insurance (called a no claims bonus ).

Reputation

Young drivers have a reputation for causing more accidents than any other age group and statistics from the Association of British Insurers prove that this is true.

Need more information?

The data reveals that the UK’s 18-year-olds alone cause 50 collisions a day – three times more than drivers in their 50s.

Indeed, male drivers under the age of 21 are 10 times more likely to be involved in a motoring accident than drivers over the age of 30. [1]

This means insurance companies pay out more in claims for young drivers and so charge more for insurance cover.

Car insurance premiums are based on risk (how likely it is that an insurer will have to pay out on a claim).

Insurers will look at your quote details (eg your claims history, the cost or type of the car you drive, where you live, your driving experience) and then decide what to charge.

Young drivers have more accidents and experience more car security issues, such as theft and vandalism, as crime rates are higher amongst young people.

They are, therefore, seen as a greater risk, and this is reflected in the high price of premiums.

How young drivers can reduce their car insurance premiums

While higher prices are the norm for younger drivers, there are some things you can do to lower your insurance costs. Read our top tips for cutting the cost of car insurance. but young drivers may want to focus on the following:

Did you know.


Choose a small car

Get a car with a small engine – for example a 1.1 litre rather than a 1.6 litre – which is in a low car insurance group .

You’ll also pay less road tax if your car has a small engine capacity.

Avoid modifications

Modifications (upgrades to styling, audio or performance) may look good, but for the younger driver they mean a big increase in the price of car insurance.

Alloy wheels, body kits and performance upgrades make vehicles more attractive to car thieves. Modified cars also tend to be more expensive to fix than ordinary cars.

Named drivers

Adding another driver with a clean licence and several years’ claim-free driving to your policy could reduce your premium.

Just make sure you get consent from the person(s) who you’d like to add so that they know to declare that they have access to another car when getting their own insurance.

Also, if you’re the main driver make sure you’re noted as such on the policy.

If you say the other person is the main driver because they have a better driving history you’re committing a fraud known as fronting and you could invalidate your insurance.

Limit your mileage

If you only drive at set times of the year (perhaps during term time) then let your insurance company know.

To lower the risk of having an accident, avoid driving in rush hour and limit your annual mileage.

Consider a telematics policy

A telematics car insurance policy works by using a black box or a mobile phone app to monitor your driving and then using the data gathered as the basis for setting your insurance premium.

Such policies are available for drivers of all ages, but are thought to be especially beneficial for safe, young drivers who are struggling to find competitive quotes.

The feedback you receive has also been seen as a valuable form of education to help improve your driving.

The easiest way to reduce your car insurance costs is to improve your reputation and driving record by staying conviction free, avoiding speeding and building up a no-claims discount

Agree a curfew

Some insurance companies may reduce your premium if you agree to limit your driving to certain hours of the day.

Improve security

Consider improving your vehicle’s security. Fit an alarm or immobiliser and – if you have alloy wheels – invest in locking wheel nuts.

Park with care

If you can, park your car in a safe spot overnight. Parking off the road can lower the chance of your car being vandalised or stolen. Read more in our article on overnight parking and car insurance .

Increase your voluntary excess

Choosing a higher voluntary excess when you take out your policy will reduce the price of your insurance.

Remember, though, if you make a claim you may have to pay that excess before the garage will give you your car back.

Get a Pass Plus certificate

Pass Plus is a training scheme for new drivers. Bear in mind that you’ll need to pay for the course and you may not recoup the costs, but your driving should improve.

Read our article on advanced driving courses for more information on Pass Plus and other courses that may prove beneficial.

Other ways to cut costs

The easiest way to reduce your car insurance costs is to improve your reputation and driving record by staying conviction free, avoiding speeding and building up a no-claims discount. Other things you can do are:

Pay annually

Pay for your insurance when you take out the policy rather than by monthly instalments in order to avoid interest charges.

Consider your cover

If you have a car that’s not worth much, consider third party fire and theft rather than comprehensive cover (the car may only be worth a bit more than the excess on your policy).

Pay close attention to the options, though – third party products generally offer much lower levels of cover and are not necessarily cheaper.

Our top tip for cheaper insurance


  • You won’t be surprised to hear this. Shop around and review prices using a comparison site such as Gocompare.com!

Only pay for what you need

Make sure you’re not paying for policy benefits you don’t really require. For example, legal assistance or courtesy car cover may not be essential to you.

Shop around

There will be a vast difference between the lowest and highest quotes from different insurers.

Some insurers will be more competitive than others for different drivers, vehicles and regions so there’s no such thing as a ‘best buy’ car insurance policy for every driver.


Comprehensive Insurance Quotes – Save Big on Auto Insurance #lease #car


#comprehensive car insurance comparison
#

Comprehensive Insurance

Should You Buy Comprehensive Insurance?

In most states, comprehensive insurance is not an option for leased or brand new vehicles, as the lender will require comprehensive insurance coverage as part of the sale or lease contract. Comprehensive insurance on older vehicles requires careful consideration of the pros and cons before buying an auto insurance policy.  Purchasing comprehensive coverage in addition to liability coverage means you will pay a higher monthly premium, but it also has many benefits that are worth considering.

Auto Insurance Basics

Liability insurance  covers injury to you or other injured persons in an accident, and a minimum amount of this type of auto insurance coverage is required in all states. Your state’s Department of Motor Vehicles website will provide details on the necessary requirements. Full coverage insurance covers damage to your vehicle, and is your protection against monetary loss should you be involved in an accident. Full coverage insurance is a combination of two commons types of physical damage coverage: collision and comprehensive.

  • Collision insurance  covers damage to your car when it hits or is hit by another vehicle or object. Coverage pays the costs to repair or replace your vehicle less a deductible you choose. For example, if you choose a deductible of $1,000 and your car sustains damages totaling $2,500, you pay $1,000 and your insurance company pays $1,500.  It is recommended to pay as high a deductible as you can comfortably afford in order to lower your monthly premiums.
  •  Comprehensive insurance covers your vehicle, and in some cases other vehicles you may be driving, for damages due to incidents other than collision. Covered incidences include theft, fire, flood damage or animals (i.e. you hit a deer). Like collision, comprehensive coverage pays the costs to repair or replace your vehicle less a deductible you choose. Paying a higher deductible means lower monthly premiums.

Should you buy collision and comprehensive insurance?

If you have payments on your current leased or financed vehicle and are involved in an accident, you will likely find yourself without a vehicle to drive while owing the full balance on your vehicle if you do not purchase collision and comprehensive insurance. If you are not financing your car, you should take into account the value of the vehicle you drive. If you could easily replace the vehicle after an accident, full coverage insurance may not be necessary. If the car has value, or you would be unable to purchase a new vehicle after an accident, collision and comprehensive insurance could give you the peace of mind you need.

Things to take into consideration when contemplating buying comprehensive insurance:

  • Your car’s condition and value
  • Use of the vehicle
  • Your financial ability to replace or repair damages after an accident
  • If payments are being made, your contractual obligations to the lender

If comprehensive coverage is an option for you, request a free quote with no obligation whatsoever. Within minutes you can review your quotes and decide which auto insurer to work with to determine the best coverage for your needs.


Compare Comprehensive Car Insurance at #car #prices


#comprehensive car insurance comparison
#

Comprehensive car insurance

Compare comprehensive car insurance from multiple brands to get the right deal

Key points


  • A comprehensive policy will cover you for injury to others (including passengers), damage to third party property, liability whilst towing, fire damage, theft and loss or damage to your vehicle
  • While comprehensive car insurance offers more extensive cover than third party options all policies will differ, so compare product features and be aware of ‘stripped back’ policies
  • Choosing a comprehensive policy isn’t always more expensive than buying a third party one
  • Don’t assume you’re covered to drive other cars if you have a comprehensive policy

While all policies vary and you always need to read your terms and conditions, choosing fully comprehensive car insurance should deliver a high level of cover for unfortunate motoring incidents.

It provides third party cover for claims made against you for injuries to other people, including passengers, as well as damage to other cars or property.

A comprehensive policy will also insure your vehicle against theft, fire and accidental damage.

Many fully comprehensive policies have additional benefits, such as providing a courtesy car whilst yours is in the garage, paying for medical treatment following a road accident, covering the theft of extras such as sat-nav systems and/or paying to repair damaged windscreens.

Bear in mind that some so-called comprehensive policies may be ‘stripped back’ policies offering a level of cover that you may consider rather basic.

Even if you’ve requested comprehensive cover, you should always take time to look at the terms of a particular policy.

Gocompare.com was built on the principle of helping you review policy features as well as price and we also use Defaqto star ratings to further distinguish the options you see in our quotes process.

Is fully comprehensive car insurance essential?

It’s a legal requirement in the UK to have car insurance. but it doesn’t have to be fully comprehensive.

So long as a driver has basic car insurance, he or she should be covered for damage caused to another person, vehicle or property.

However, third party policies will not cover you or your car in the event of an accident and don’t include many of the extras that can make life a lot easier if the worst happens.

What other types of car insurance are there?

Other car insurance options include third party only and third party, fire and theft. Not all car insurers offer third party only options, which are the most basic type of cover.

See also:

Some motorists believe that third party, or third party, fire and theft, are always the cheapest options. While this may often be true, you should be aware that this isn’t always the case.

One of the reasons for this is that third party options tend to attract more high-risk drivers, meaning that insurers see statistics showing them that third party policies are a high risk.

Comprehensive cover can sometimes cost about the same as, or even less than, third party, fire and theft. This means that a driver who opts for third party, fire and theft could be paying just as much as someone with a comprehensive policy, but they’ll have less cover.

If you’re looking to save money on comprehensive car insurance. there could be better ways.

Should you choose to use Gocompare.com’s comparison service, you’ll be presented with the clear option of whether you want to consider comprehensive policies, third party only, or third party fire and theft.

Another option is one of the most innovative products on the market, telematics car insurance. a policy that bases the premium you pay on the way that you drive. Gocompare.com’s quotes service offers the opportunity to compare telematics policies against more traditional products.

Can I drive other vehicles if I have comprehensive car insurance?

Motorists often assume that, if they have their own comprehensive car insurance, they’re covered third party to drive anybody else’s car.

But this isn’t necessarily the case and you should always check your policy or contact your insurer before driving another vehicle – read more in our article on cover to drive other vehicles .


Compare Cars Online Australia #car #buyer


#compare cars
#

Related cars for sale

We at CarsGuide.com.au endeavour to test every new car that hits the market, but the most useful reviews are where we compare new cars against their closest competition.

Shopping for a new car can be a daunting task. Few of us have the time to test drive all the vehicles on our shortlist, and it’s even rarer to get the chance to compare them on the same day, in the same environment.

With more than 60 brands to choose from and several hundred models, Australia is widely regarded as the most competitive new car market in the world.

So buyers have plenty to choose from, but it’s our job to make these choices easier.

Our annual CarsGuide Car of the Year award  selects the best new model to arrive on the market, but we conduct several comparison tests throughout the year to help formulate our COTY shortlist.

We also publish a weekly head to head comparison. which puts two similar models side by side to determine a winner.

These comparisons can help determine the best model in a particular class, the best of a bunch of recent arrivals, or the best way to spend your money within a certain price bracket.

We compare anything from budget hatches to luxury sedans, SUVs of all sizes, utes, commercials and performance cars.

Our team of experts have several decades of experience between them, and follow a scientific process to select the winner of a comparison.

Competing vehicles are tested simultaneously over the same roads, over routes chosen to test the breadth of their capabilities and highlight any shortcomings.

Price, value, fuel consumption, safety, performance, and packaging are common criteria regardless of what models we’re testing, but we also consider a vehicle’s suitability for its intended purpose.

We aim to provide the best online tools for choosing your next car. If there’s anything you think we can do better, please let us know in the comments below. 

Recent multi-car comparos


Classic cars #rent #a #car #for #cheap


#classic cars
#

I’ve been a classic car enthusiast since the Sixties. Here’s a list of some of my all-time favorite classic cars and trucks. Maybe someday I’ll find the time to write a bit about each of them.

  • 1926-1927 Ford Model T roadster, phaeton, Tudor and roadster pickup
  • 1928-1929 Ford Model A roadster, phaeton, Tudor, sedan delivery and roadster pickup

  • 1932 Ford roadster. phaeton, three-window, five-window, Tudor and Victoria

  • 1933 and ’34Ford roadster, phaeton, three-window, five-window, Tudor, Victoria and sedan delivery

  • 1936 Ford roadster, phaeton, three-window coupe, Tudor and sedan delivery

  • 1937 Chevy coupe, two-door sedan, convertible and sedan delivery

  • 1937 Packard (or any Packard from the Thirties or Forties)

  • 1939 Ford Deluxe coupe, Tudor, convertible, convertible sedan and sedan delivery

  • 1940 Ford Deluxe coupe, Tudor, convertible and sedan delivery

  • 1941 Chevy coupe, two-door sedan, convertible and sedan delivery

  • 1946-1948 Ford convertibles, coupes, Tudors, woodies and sedan deliveries

  • 1949-1951 Ford convertibles, coupes, Tudors, woodies and sedan deliveries

  • 1949-1951 Mercury coupes, convertibles and woodies

  • 1953 Buick Skylark convertible

  • 1953 Studebaker coupe

  • 1955 Chevy Nomad, two-door sedan, two-door hardtop and sedan delivery


  • Classic Cars For Sale #car #spray #paint


    #import cars
    #

    Page Views Yesterday – Internet’s Most Popular

    Cars On Line.com is America’s Most Popular Collector Car website featuring Classic Cars,

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    Collectible Auto Insurance #free #cars


    #antique cars
    #

    Collectible Car Coverage

    Collectible Cars Get Great Benefits

    If you have a collectible vehicle, The Hartford has partnered with American Modern Insurance Group to offer collectible car insurance specifically geared to the needs of auto owners like you.

    One of the questions we field most often for this category is, How do you define a collectible auto? This distinction includes many types of vehicles such as classic cars, antiques, exotics, custom cars, muscle cars, and even vehicles currently under restoration.

    Save on Collectible Car Insurance

    Collectible vehicles are eligible for many of the same discounts as everyday vehicles. For example, you may be eligible for discounts if you have an anti-theft device in your car, if you take an approved Defensive Driver Course, or if you are a member of a car club.

    Availability of discounts and credits may vary by state.

    Insurance Coverage

    In most states, the amount of coverage provided for a collectible auto is determined using agreed value – the amount of coverage that you and The Hartford agree on as the value for the car, based on a recent, certified appraisal or photos of the vehicle.

    The following coverages are available (varies by state):

    • Bodily Injury Liability
    • Property Damage Liability
    • Physical Damage to your auto (mandatory for collectible autos)

    For an additional premium, you may be able to add the following optional coverages (varies by state):

    • Towing
    • Trip Interruption
    • Full Glass
    • Spare Parts

    24/7 Roadside Assistance

    When you re stranded, you want to call someone you can trust. Now you can add emergency roadside service. Whether it s to add gas to your tank, fix your flat tire or unlock a door, we will immediately send qualified service to assist you whenever and wherever you need it.

    Hassle Free Claim Service

    When you have a claim, it s good to know that your insurance company has the collectible vehicle experience and know-how to make the claims process as smooth as possible.

    Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors and are subject to change.

    This Program is underwritten by one of the licensed insurers of American Modern Insurance Group, Inc. including American Southern Home Insurance Company in FL and LA, Consumer County Mutual Insurance Company in TX, American Family Home Insurance Company d/b/a AFH Insurance Company (Lic. No 2961-1) in CA, and American Modern Home Insurance Company in all other states, through Nutmeg Insurance Agency Inc. Nutmeg Insurance Agency Inc. is an affiliate of Hartford Fire Insurance Company, One Hartford Plaza, Hartford, CT 06155. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by the insurance companies of American Modern Insurance Group, Inc.


    Collector Car Insurance for Classics, Exotics and Race Cars #rental #cars


    #classic car insurance online quote
    #

    Heacock Classic Car Insurance

    Speak with your own Licensed Agent

    Don’t be fooled – speaking with an Agent at Heacock Classic gives you a big advantage over those online insurance companies. Our experience helps you fine tune the coverages on all your cars individually, assuring you of the best protection and the best price!

    A Legacy of Protection

    Our passion and first-hand knowledge of classic cars came directly from Sebring in the 70’s, where Ford Heacock raced his Austin-Healey and founded the SVRA. His family has provided quality insurance protection since 1922, and perfected Agreed Value insurance for collector cars in the 80’s. Today, each car in your collection gets individual attention from your own licensed agent at Heacock Classic.

    The Agreed Value Difference

    Make sure your classics are protected for every cent of their value with Heacock Classic. You can rest assured there will never be any surprises if your car suffers a covered total loss. We’ll even help you find the very best shop for repairs.

    The 2016 SVRA Schedule is Awesome!


    Classic Cars for Sale on Car And Classic #usave #car #rental


    #car for sell
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    Latest Classic Cars and Bikes

    Fully restored by Momo Corse in 1996, this superb Healey is powered by a 3 liter straight 6 engine which produce around 185 BHP. It has 3 Weber carburettors, electronic ignition, oil cooler, electric

    •Used by General Montgomery •Reassigned to the Chief of Staff of the United States Air Force •Smooth running 7338cc V12 engine •Complete with extensive historical documentation This Freestone

    90k,fsh,creamleather,electric hood,a/c,alloys,heated seats,mot april 2016

    Triumph Spitfire MK3 1968 overdrive in very good condition 1968 Triumph Spitfire, of the third series Spitfire, known as Mark III, built between 1967 and 1970. Both the body and interior are in a

    zaz 968 for sale, 40ps 1.2L runs great. can arrange transportation to UK or EU. only 450GBP

    zaz 966 ,1971j 0.9l 30PS engine runs good, can arrange transportation to UK or EU. priece negotiable of 350GBP

    This car is totally rust free, and is in beautiful original condition. Whilst the car was originally delivered in the U.K. it has lived for most of it s years in a totally dry and moisture free climate,

    Very early flat front wing mk1 Wolseley Hornet built Feb 1962 very low body number FW12*. This car was one of the first 50 cars of the production line. This can be reinforced by its low FE number 0016*,

    Mileage: 8765, Fuel: Petrol, Trans: Automatic Specification: Chill Red Dynamic Leather Carbon Black Sport Seat Chili Pack Media XL Pack Panoramic Glass Sunroof Variable Damper Control Harman

    Are you looking for a real barnfind. Take a closer look at this 61 Mercury Comet. The 2.8L engine runs very well and the 3-speed manual transmission shifts great. The car has a straight and original

    Here we have a fantastic Hawk AC Cobra 289, powered by a 3.9 Rover V8 engine, with a Rover Vitesse 5 Speed gearbox which has just been completely rebuilt by a company that specializes in Rover gearboxes

    Rosso with Champagne Hide, Brown Dash and Carpets. Just 3031 miles from new Supplied new by Portman Lamborghini in October 1983 to its first owner who shipped the car to his home in Johannesburg

    This is a very nice high spec mk1 mx5. The 1.8iS has power steering..ABS brakes. electric windows. electric mirrors. momo steering wheel.. clarion radio/6disc auto changer and a number of other

    December Classic Car Motorcycle Auction with over 100 entries. Please join us for free drinks nibbles at our Christmas Classic Car Auction. Welcome to Mathewson’s Ninth and final Auction of 2015. The

    December Classic Car Motorcycle Auction with over 100 entries. Please join us for free drinks nibbles at our Christmas Classic Car Auction. Welcome to Mathewson’s Ninth and final Auction of 2015. The

    December Classic Car Motorcycle Auction with over 100 entries. Please join us for free drinks nibbles at our Christmas Classic Car Auction. Welcome to Mathewson’s Ninth and final Auction of 2015. The

    Prindille are delighted to offer this Porsche Carrera GT finished in Metallic silver on Tarrakotta leather, This vehicle is ready for immediate delivery, Xenon lights, Alloy Wheels, Sport Seats, Aircondition,

    2009 Land Rover Freelander 2 HSE TD4 This 2009 Freelander 2 4×4 is in lovely condition having covered only 74k miles from new by its one only owner. It comes to us with a full main dealer service history

    Mileage: 39980, Fuel: Diesel, Trans: Automatic Specification: Alpine White Black Boston Leather with White Stitching Electric Heated Seats Heated Seats USB Audio Interface Bluetooth Telephone

    Mercedes 220 SE Coupe.RHD.1962. This car is finished in the very desirable colour combination of mid blue metallic coachwork with recently renewed magnolia leather interior and recently renewed roof headlining.Automatic