Car Buying Advice and Tips. #car #alarms

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Car Buying – Ready for your next car purchase?

Advice on buying new and used cars.

Car Buying Advice

We can help you avoid all of the nasty surprises in the preowned market and find an affordable, reliable ride. Here’s how to pay a fair price and avoid a car or truck that’s been abused, crashed or dunked in a flood.

November 27th 2015

You need the right information and a savvy negotiating strategy to drive away with the lowest price and cheapest loan. Let us show you how to be a smart, confident buyer.

November 20th 2015

Here’s where to get head-turning sports car style and performance in a ride with the comfort and driveability you need to get to work.

Buying a truck that’s 1,425 miles away isn’t easy, with lots of unexpected problems along the way. But here’s how I found and paid for a Jeep in Dallas and got my pride and joy back to, and licensed in, New Jersey.

I’ve wanted a Wrangler ever since I was in high school. A few weeks ago I decided I’d waited long enough. Here’s how I went online to find the used Jeep that had everything i was looking for even if it was 1,425 miles away.

That’s nearly 2 percentage points below the average cost of a 60-month auto loan. PNC Bank also allows buyers to qualify for a loan before picking out a car and taking a blank check with them when they go shopping.

A car can’t generate the kind of excitement and demand that makes it a highly-prized collectible 30 years from now if it’s not cool and desirable today. But the models on this list range from a breathtaking 550-horsepower European sports car priced at nearly $100,000 to a four-door urban runabout that barely costs $20,000.

To move a crowd from here to there you need a big ride with at least three rows of seats. We’ve sifted through scores of sport-utility vehicles, minivans and crossovers to find the ones most capable of carrying at least seven people in comfort and safety.

My 20-year wait for head-up displays to catch on appears to be over. Carmakers are finally embracing this technology, and once you see it, you’re going to love it.

Our 2014 Car Affordability Study found that median-income families in only one major city should be paying the typical price for a new car or truck. Here’s how to spend more wisely and save thousands more for retirement or sending your kids to college.

Car buy #car #storage

#car buy

Car Buying Resources

Information On Buying A Vehicle

Let us put you in the express lane to vehicle ownership. You’re just a click away from the information you’ll need to make decisions about your new vehicle purchase.

Before buying a used vehicle, consider visiting the National Insurance Crime Bureau’s (NICB) VINCheck, a free online database where consumers can search and review previously damaged vehicles. Use this free service to ensure that you aren’t a victim of fraud. Search the NICB Stolen, Flooded and Damaged Vehicle Database .

GEICO Car Buying Service

Buy a new car with knowledge and confidence not stress and anxiety. The GEICO Car Buying Service helps you with information, tools, and price.

  • Research reviews, photos, safety information and more.
  • Check out sticker price, dealer cost, invoice, and average price paid.
  • Select the dealer to contact for your no hassle, no obligation car-buying experience.

The GEICO Car Buying Service can help you with used cars too. Learn More about buying a car the easy way.

Car Buying Tips And Information

It’s like getting the lowdown from industry insiders an entire site dedicated to giving you the scoop on buying or leasing a car. Get the skinny on great deals and incentives at GEICO’s Car Buying Resources website, powered by the experts at TrueCar.

  • Great Car Deals
  • Interesting Articles
  • New Car Incentives
  • Car Buying Leasing Tips

Buying a car is one of the biggest financial decisions you make. Be sure you have the inside story.

When you click on the “GEICO’s Car Buying Resources” link above, you will be taken to a TrueCar website that is not owned by GEICO.

GEICO has no control over TrueCar’s privacy practices and assumes no responsibility in connection with your use of its website. Any information that you provide directly to TrueCar is subject to the privacy policy posted on TrueCar’s website .

Buying A Used Car: Negotiating Tips – Tricks – The Car Connection #car #trailers

#buying a used car

Buying A Used Car: Negotiating Tips & Tricks

Whether you shop a dealer or private party, buying a used car is going to take negotiating. Not everyone relishes the idea, but with a few tips and tricks you can make it through unscathed.

Know the car you want. Wandering aimlessly around a car lot can lead to an imperfect vehicle match. Find specific cars online before you head out to dealers. If it s a considerable distance away, consider calling ahead to verify the car is still in stock. Dealers tend to keep their websites updated, but it doesn t happen in real time.

Consider high-volume cars. If you’re in the market for a vehicle that regularly sells in the thousands, you have far more purchasing power. You’ll be able to find one equipped closer to your specs–and you’ll have the confidence to walk away, knowing there’s another listing on AutoTrader or Craigslist ad with a nearly identical product.

Know what it s worth. When you have a car in mind, research its value online. Several sites give dealer retail and private party numbers alike, adjusted for your region. Try a few to develop a better average price range.

Ask for records. Service records and a vehicle history report may not be ironclad proof of a car s past, but they do shed light on the life it led. Confirmation of important maintenance like a timing belt, clutch or other expensive work can be a bargaining tool and help you anticipate future operating costs.

Be prepared to walk. Or, at least take time to let your offer simmer. You don t have to get intense with negotiating, but stick within the range you re willing to spend. If that s not going to your satisfaction, stay cool and acknowledge the impasse. Make sure the seller has your contact information and thank him or her for their time. If they don t call your bluff and open negotiations again, so be it. At least you won t have been pressured into accepting a disagreeable offer.

Shop at the right time. There s some truth to better deals at the end of the month, but there are other times when dealers can be more flexible. The holidays are generally slower times as consumers are preoccupied with other shopping. For dealers in cold and snowy regions, slowness continues through the winter months.

Get more for your money. If price is a sticky point and you d rather not walk away from the deal altogether, try negotiating the seller to include more for the price. With a private party, that could be a full tank of gas, oil change and professional detailing. A dealer can do the same and more. All you have to do is ask, and the worst they can say is no.

Car Buy UK – What We Do – Get a valuation and sell your car quickly online #proton #cars

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Car Buy Uk – 0115 952 7493 – 07966 846195

4×4 Prestige Vehicle Specialists

Welcome to Car Buy UK

Leading UK car buyer, Car Buy UK, wants to buy your car!

Would you like to sell your car quickly and conveniently with absolutely no hassle? We will collect it free of charge from any location in the United Kingdom and securely transfer the money to your bank.

How does it work?

    sell your car today cash waiting quick and easy hassle-free professional service get a quote.

What our customers say

Have just sold my vehicle to carbuyuk and wanted to put on record how professionally the sale was handled. I was contacted by Jeff who asked me various questions about the vehicle and a purchase price was agreed. He said he would send his driver Terry to collect the vehicle which he duly did. Terry phoned me half an hour before arriving, he checked the vehicle over, documents were signed and the money was transferred in to my account within 5 minutes. There was no trying to reduce the price down and everything went very smoothly. When dealing with CarBuyUK there are no additional charges. I would certainly recommend CarBuyUK. Both Jeff and Terry came over as honest and trustworthy people and provide an excellent service. It was a pleasure doing business with them and it makes such a difference dealing with professional people rather than time wasters who fail to turn up and those who make ridiculous low offers.

Very fast and friendly service, special thanks to Jeff who made the whole sale process easy. Would recommend to anyone. Many thanks, Paul.

Trade In Value Used Cars Phoenix Toyota Dealer #webuy #any #car

#car trade in

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What’s the difference between Prequalifying and Applying for Credit?

If you have credit concerns, we can help! Prequalify first to determine if there are financing options that work for you.

Get An Edmunds Quote | Trade In Value

In just a few minutes, you can receive an online appraisal of your vehicle! Using Value Your Trade Appraisal Tool, Camelback Toyota is making it easy for you to find the true trade in value of your car right from the comfort of your own home or office. Once you fill out this simple online form, you will be contacted shortly with a great trade in price on your vehicle!

Complete a tradein value form now – we know you’re dying to see what we can offer! The process is simple: accurately fill out the online form, receive your tradein price and bring your vehicle into Camelback Toyota to have one of our specialists verify your vehicle’s condition. Then, trade it in for cold hard cash or a new or used car!

Not happy with the tradein price that other dealers have quoted you? Use Camelback Toyota’s online trade in form to get a used car value assessment that may offer you hundreds or even thousands more!

Veritas Backup Exec users are switching to Veeam #backup #exec #exchange #backup


Switch to Veeam from Veritas Backup Exec

Why switch?

More Veritas Backup Exec users are switching to Veeam than ever before. Looking for better alternatives to Backup Exec, organizations are switching because unlike Veritas legacy solution, Veeam is built for virtualization. That means a scalable architecture with unmatched reliability. Come see what thousands of former Veritas Backup Exec users are raving about.

Backup Exec vs Veeam:

Five reasons to switch to Veeam Availability Suite

1. Availability beats legacy backup

Backup Exec was built in the 1980 s for the legacy applications of long ago and retrofitted for virtualization. Veritas roots are in the physical world which constrains innovation in the Modern Data Center. Switch to an Availability solution that was built for virtualization from day one and provides completely agentless backup and recovery, native VM replication, multi-hypervisor support and more.

2. Award winning support

Veeam s global support team is unparalleled in their technical knowledge, communication, and customer-first mentality. Our customers recently expressed their elation with Veeam support by giving our US-based North American support team a 98.9% customer satisfaction rating and our EMEA team a 97.3% rating.

3. High-speed recovery

AgLegacy tools like Backup Exec can suffer from slow recovery times and typically require cumbersome agents. Veeam s 50+ restore scenarios from one agentless, image-level backup is unrivaled.

4. Data loss avoidance

Veeam has offered 2-in-1 backup and replication since v1 while Backup Exec simply doesn t offer the advanced tools needed to complete a business continuity and disaster recovery plan.

5. Confidence in your future

Symantec has sold off its Veritas product line to a private equity firm creating grave uncertainty in the future of their backup products. Switch to Veeam and gain confidence not only in the future of your data, but in the future of your Availability vendor.

Read this for 10 more reasons why Veritas Backup Exec users are switching to Veeam

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Washington & Lee #washington #college #athletics


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W L Volleyball Garners AVCA Team Academic Award July 24, 2017 | wvball The America Volleyball Coaches Association (AVCA) announced on Monday that 822 teams have earned the AVCA Team Academic Award for the 2016-17 season, and Washington and Lee was one. Full Story

W L Director of Athletics Jan Hathorn to be Inducted into Cortland Hall of Fame July 20, 2017 | News SUNY-Cortland recently announced that Washington and Lee Director of Athletics Jan Hathorn is among the seven individuals that will be inducted into its 2017 class of the Cortland. Full Story

W L’s Hurst Receives an NCAA Postgraduate Scholarship July 20, 2017 | mgolf The National Collegiate Athletic Association (NCAA) released its spring 2017 postgraduate scholarship winners, and recent Washington and Lee graduate Conley Hurst (Little Rock. Full Story

W L Men’s Golf Earns GCAA Academic Laurels July 19, 2017 | mgolf The Golf Coaches Association of America (GCAA) released its 2017 Team Academic Awards on Wednesday, and Washington and Lee was one of 39 men s golf programs nationally to. Full Story

W L Women’s Basketball Garners Spot in WBCA Academic Top 25 July 19, 2017 | wbkb The Women s Basketball Coaches Association (WBCA) announced the Academic Top 25 Team Honor Roll for the 2016-17 season and Washington and Lee ranked 18th. Full Story

ODAC Announces 2016-17 All-Academic Team July 13, 2017 | News The Old Dominion Athletic Conference released its 2016-17 All-Academic Team on Thursday and Washington and Lee once again led the league in number of athletes honored. Full Story

Brooke O’Brien Named IWLCA Chesapeake Region Coach of the Year July 12, 2017 | wlax The Intercollegiate Women s Lacrosse Coaches Association (IWLCA) announced its 2017 Regional and National Coaches of the Year and Head Coach Brooke O Brien was selected. Full Story

Hall and Droz Earn WGCA Scholar All-America Accolades July 6, 2017 | wgolf The Women s Golf Coaches Association has announced that Washington and Lee rising seniors Mary-Frances Hall (State Road, N.C. / Elkin) and Dana Droz (Lancaster, Pa. / Veritas. Full Story

W L Adds Jackson, Heyde as Assistant Coaches June 30, 2017 | News Washington and Lee Director of Athletics Jan Hathorn has announced the appointment of Steven Jackson and Kelly Heyde as staff members within the athletic department. Full Story

Business loans #business #finance #loan


Business loans

  • APR means annual percentage rate of charge. It is an illustrative rate that lets you to make comparisons against other products. It reflects the annual cost of credit, taking into account the rate of interest and any fees charged for taking out the loan.
  • Representative Annual Percentage Rate (representative APR) means the highest rate we expect that at least 51% of customers to get, when entering into a loan agreement in response to an advert. It is based on our reasonable expectations of what customers are likely to receive, taking into account the APRs of past agreements.

    Business loans over £25,000

    Apply for this secured loan if you need a larger amount of finance and flexible repayment options. Any property used as security, which may include your home, may be repossessed if you do not keep up repayments on your loan.

    Choose fixed or variable rate

    Fixed interest rates available from 1to 10 years 3 .

    You can choose your loan terms providing the loan term doesn’t exceed the life of the asset.

    Interest will continue to accrue on the loan and is calculated within future repayments.

    For fixed rate loans, if you decide to pay early or cancel the fixed interest rate, you may have to pay breakage cost in addition to other fees such as prepayment fees.

    Capital repayment holidays available. During this time interest will still need to be paid.

    Lines open Monday to Friday, 8am–7pm. To maintain a quality service, we may monitor or record phone calls. Call charges .

    Not all customers can apply for a Barclayloan for Business or view their provisional loan limit online. Certain restrictions apply. Contact us to discuss your options.

    Business mortgages are subject to application and status. Security may be required. We offer a fair appeal process should you feel we’ve not taken all your circumstances into consideration.

    This product is only available for UK businesses banking with us. Terms and conditions apply. Barclays Asset Finance is a member of the Finance Leasing Association (FLA). Terms and conditions apply; please ask for details.

    Barclays Bank PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 122702). Barclays Bank PLC subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board. Further details can be found at Barclays Insurance Services Company Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 312078).

    Barclays Bank PLC. Registered in England. Registered no. 1026167. Barclays Insurance Services Company Limited. Registered in England. Registered no. 973765. Registered office for both: 1 Churchill Place, London E14 5HP. ‘The Woolwich’ and ‘Woolwich’ are trademarks and trading names of Barclays Bank PLC. Barclays Business is a trading name of Barclays Bank PLC.

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  • High Risk Merchant Accounts With Instant Approvals #high #risk #merchant #accounts #with #instant #approvals.instant #approval #merchant #accounts,high #risk #merchant #accounts


    High Risk Merchant Accounts With Instant Approvals

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    At First American Merchant we have been helping merchants with credit card processing services for over 10 years. Our belief is that not every processor is right for every business and that it s clearly NOT a level playing field in the merchant services industry.

    Instant Approval Merchant Accounts

    Our merchant advisers can help you start accepting credit cards in as little as 24 hours. We have online merchant applications with instant approvals. Call a representative today to learn about the dozens of providers that we represent and see what credit card processing company is the best fit for your business. We can compare merchant account rates with you, answer questions about customer service, Interchange rates and more.

    High Risk Merchant Accounts and High Risk Credit Card Processing

    At First American Merchant we specialize in high risk credit card processing and high risk merchant accounts. We work with virtually every business type and any credit situation. Below are just a few of the business types we work with, we can approve merchant accounts for the below accounts in as little as 48 hours.


    Fill out the form to the right or call 1-800-210-5649 now to get started!

    SOPL Home Page #locksmith, #security, #locksmith #organization, #locksmith #training, #locksmith #association, #locksmith #scams, #free #locksmith #training, #education, #locksmith #licensing, #locksmith #course, #become #a #locksmith, #sopl, #aloa, #associated #locksmiths #of #america


    I got more out this site in one day, then I got from several years of memberships in other associations.

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    I feel the profession is better served by the Society of Professional Locksmiths.

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    I started the online classes! There is a lot of good learning material. Very complete.

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    As a past teacher in the public school system, I can honestly say that this entire program is fantastic! The printed course material is very professional and the online testing is exactly what is needed. I grade this program with an A+.

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    On line training is the future and from what I can see you are the first to really offer it in the locksmith industry to which I say my hat is off to you.

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    Personally, I have trained overseas in a well known and highly respected training program, I have no hesitation in recommending the SOPL training program. The idea that others are now seeking to emulate some of what is being achieved by the this unique organization, serves to justify that the SOPL is, and has become the new yardstick

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    After joining the SOPL I have received more referrals and made more money, than 3 other trade associations put together

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    We Cost Less Deliver More!

    Our members receive more value for their membership dollars.
    Click the audio player below to learn more.

    Latest News Stories

    United States Bureau of Internal Revenue Padlock – A U.S. Patent was issued to Thomas Slight on August 5, 1878 and produced by Slaymaker Lock Co. in Lancaster, PA until the early 1920’s. (read more )

    SOPL launches new collectible antique padlock educational blog – Antique. collectibles, oddities and more are brought to you by leading expert and curator of the largest padlock collection on earth, Ronny Chase. (read more)

    Locksmith Scammer Caught on Video! – Ethical Locksmith Saves Customer – Andrew McColley, of Andrews Lock and Key in Mesa Arizona put his foot down after being called by a consumer asking for advice. YouTube video goes viral. (read more )

    Is ASSA ABLOY the Borg? – Confessions of a Video Marketer – Confessions of a video marketer on how to Crush the Competition for the underdog. The Borg neither innovates or creates, it consumes, adapts and assimilates others technology as their own. (read more )

    Society of Professional Locksmiths Partners with Pro Compliance, Inc. Unifies Locksmith Industry – Something scammers cannot do is verify the physical location of a locksmith business and provide document inspections pertaining to its legitimacy. (read more )

    Is the North Carolina Locksmith License Board Being Dismantled? Idiot or Genius? – On August 11, 2013 SOPL Director of Operations, Barry Campbell wrote a blog article titled ” Licensing Boards Under Fire from Federal Trade Commission – Restriction of Trade Violating Anti-Trust Laws”, was he right. (read more )

    Should You Need the Government’s Permission to Work? – Institute for Justice national report exposes how widespread and costly occupational licensing has become while placing hurdle after hurdle in the way. (read more )

    Reason Foundation – Locksmith Licensing Laws Are Destructive 3 Reasons for Removal – Applying “reason” and common sense in the analysis of occupational licensing. (read more )

    Botswana Cars For Sale #new #car #deals

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    Botswana cars for sale, Botswana 4×4 Pickup for sale, Botswana SUV for sale at Thailand, Australia, UK and Dubai top new used car dealer and exporter

    Car enthuiasts in great country of Botswana love their cars and 4×4 pickup trucks and SUVs. They want them to be of highest quality but are always on the look out for “Botswana Cars For Sale”, “Botswana 4×4 Pick-up trucks for sale”, “Botswana luxury car for sale”, “Botswana truck for sale”, “Botswana minibus for sale”, “Botswana bus for sale” and “Botswana SUV for sale”. Most buyers will buy in the local market as they can touch and feel the vehicle and have it right away if they like a particular car or pickup. Many dealers in Botswana offer cars, luxury cars, pickup truck or SUVs on sale so there is always a car to be found in a person’s budget.

    A landlocked country in southern Africa, Botswana has a total area of 600,370 sq km (231,802 sq mi), extending 1,110 km (690 mi) NNE–SSW and 960 km (597 mi) EWE–WNW. Comparatively, the area occupied by Botswana is slightly smaller than the state of Texas. It meets Zambia at a point in the N and is bordered on the NE by Zimbabwe, on the SE and S by South Africa, and on the W and N by Namibia, with a total boundary length of 4,013 km (2,494 mi).

    For discriminating buyers in Botswana who want greater selection and greater savings you can take the middleman from the equation and buy directly and buy from Jim Autos directly. One email at This email address is being protected from spambots. You need JavaScript enabled to view it. gives you access to their Thailand office, England United Kingdom office, Australia office and Dubai office. You can purchase not only top quality brand new 2012 2013 Thailand vehicles, UK vehicles, Australia vehicles and Japanese vehicles but also used vehicles of all kinds. Our used cars, pickups, suvs, luxury vehicles, vans, trucks, buses and machinery are handpicked by our experts for their quality and value.

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    If you want to import diesel pickup trucks then Jim is world’s top exporter of diesel pickup trucks to Botswana. Our biggest export is Toyota Hilux Vigo followed by Toyota Fortuner SUV, Nissan Navara, Mazda BT-50, Mitsubishi L200 Triton. We also export fair amount of new and luxury cars, vans, commercial trucks and machinery to Botswana.

    Transport Services Online #car #finance #calculator

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  • BMW 228i Review 2015 #used #cars #for #sale #by #owner

    #car reviews 2015

    Related pages

    Related cars for sale

    Good things can and do come in small packages. BMW seems to understand the cliche better than most when it comes to building cars.

    The previous generation 135i may not have been the prettiest thing to look at but it was a pearler of a pocket-rocket that made the M3 look ridiculously expensive .

    The M235i coupe launched earlier this year was a variation on that clever theme.

    Now there is a slightly more sedate, sensible and affordable alternative, the 228i. It sits between the ballistic M235i and entry level 220i. and may just be the sweet spot of the range.

    There’s nothing particularly striking about the 228i at first glance. It is well proportioned, with a sportier stance and more cohesive silhouette than the 1 Series hatch.

    Inside, white leather seats lift what is a fairly dark and sombre cabin, with trademark orange instrumentation and a 6.5-inch screen sitting proud on the dash.

    Accommodation in the rear seats is tight for larger adults and teens but not unbearable once front and rear occupants negotiate a settlement on respective legroom. The seats are a highlight — body hugging and firm but comfortable on longer journeys, while the small diameter, thick rimmed steering wheel gives the driving environment a sporty feel.

    Compact dimensions and good turning circle make it a breeze for nipping around narrow city streets and car parks but the lack of a rear camera on a circa-$65,000 car is just plain rude. A too-long options list also includes automatic emergency braking at low speeds and lane departure warning, as well as real-time traffic updates. Access to the rear is reasonably fuss-free. The speed limit device is handy for city driving, as is stop-start engine technology.

    The 228i provides a much better balance between comfort and performance

    If the design is uninspiring, the engineering of the 228i is the opposite. Nobody has ever doubted BMW’s ability to build cars that can scythe through corners better than the rest but the trade-off in the past was a ride that ranged from a bit firm to denture-rattling uncomfortable.

    The 228i provides a much better balance between comfort and performance. It is still supremely responsive and agile through corners, with pin-sharp steering and great balance yet it is also comfortable and composed over inner-city corrugations and potholes.

    The liveability factor extends to the engine and transmission combination. The smooth eight-speed transmission and punchy but refined 180kW four-cylinder turbo make for a civilised commute.

    Switch to sport mode and the car comes alive, with sharper throttle response and gear shifts that keep the engine in its sweet spot for longer. BMW says it clocks the 0-100km/h sprint in just 5.7 seconds (as quick as some V8s) and uses just 6.3L/100km (less than some city runabouts).


    The 228i is let down by its price tag and lack of equipment but few can match it as a driver’s car.

    It is wonderfully balanced, with precise steering and a drivetrain that can slip from comfortable cruiser to hot coupe in a heartbeat.


    Engine stop-start. Driving mode selection to sharpen gearshifts, throttle response and steering. Satnav, cruise control with auto braking, front and rear sensors.


    No reversing camera, blind spot monitoring. low-speed crash avoidance or auto parking. No spare (run-flats).

    Three-year, unlimited kilometre warranty is about par for the course. Service package for $1140 includes oil changes, filter replacements, spark plugs and brake fluid for 5 years/80,000km.

    New model; Glass’s Guide predicts 56 per cent resale.


    The 228i is the 2 Series sweet spot. It is a viable performance alternative to the M235i and has enough oomph to justify the premium over the base model.


    Buy a Car? #car #window #repair

    #car buy

    Buy a Car?

    Buying a car can make you feel like a little kid in a candy store. There are hundreds of designs, colors, makes, models and sizes to choose from. And you get to decide which one of each works best for you. It can also become a bit overwhelming. You may feel like you are being pulled in several directions. Make sure you have an educated idea of the options you want before you re confronted with all those shiny new cars and fast-talking dealers and forget what you came to do. That is why it is important to do your research before you even step foot onto the car lot.

    Regions can help you feel confident about deciding what car to buy. Our online calculators can help you answer questions like:

    You d be surprised how much car hunting you can do from your computer. Regions’ Auto Buying Service. for example, is a simple, new alternative to the car buying process that lets you both avoid haggling with a dealer over price and options as well as helps you get the Regions Member Target Price you should pay at a Program Certified Dealer. Customers have seen an average savings of $3,078 off MSRP.* Find and build the car you want online, select the color and desired features. Print out your New Vehicle Certificate and bring it with you to one of our dealers who are dedicated to providing great customer service. It’s that simple.

    Of course, you can visit websites such as NADA to check the book value on new and used cars, your state s vehicle registration site, and CARFAX to review the accident and maintenance history of a car. And as you get closer to a final decision, make sure you ve done your homework on financing and auto insurance options. You can also visit Equifax to review your credit report.

    *Between 7/1/13 and 9/30/13, the average estimated savings off MSRP presented by TrueCar Certified Dealers to users of TrueCar powered websites, based on users who configured virtual vehicles and subsequently purchased a new vehicle of the same make and model listed on the certificate from Certified Dealers, was $3,078, including applicable vehicle specific manufacturer incentives. Your actual savings may vary based on multiple factors including the vehicle you select, region, dealer, and applicable vehicle specific manufacturer incentives which are subject to change. The Manufacturer s Suggested Retail Price ( MSRP ) is determined by the manufacturer, and may not reflect the price at which vehicles are generally sold in the dealer s trade area as not all vehicles are sold at MSRP. Each dealer sets its own pricing. Your actual purchase price is negotiated between you and the dealer. TrueCar does not sell or lease motor vehicles.

    Charter Internet Plans #charter #business #internet


    Charter Spectrum Internet Plans and Packages

    Charter Spectrum
    Triple Play Select

    FROM $ 29 99 /mo each for 12 months when bundled

    • 125+ channels with Free HD
    • Download speeds up to 60 mbps
    • Enjoy unlimited local and long distance calling in the U.S. Canada, Puerto Rico, Guam and the Virgin Islands – plus FREE 411 calls
    • Includes your favorite networks like ESPN, Discovery, CNN, Lifetime, TLC, MTV more!
    • See Channels
  • Charter Spectrum
    Triple Play Silver

    Select + $ 20 more /mo for 12 months when bundled

    • Includes HBO . Cinemax . and Showtime
    • 175+ channels, including Biography, Sprout, Nick Jr. NFL Network, BBC America, and more!
    • 30-Day Money-back Guarantee
    • Enjoy unlimited local and long distance calling in the U.S. Canada, Puerto Rico, Guam and the Virgin Islands – plus FREE 411 calls
    • See Channels
  • Charter Spectrum
    Triple Play Gold

    Silver + $ 20 more /mo for 12 months when bundled

    • Includes Starz . Encore . and EPIX
    • 200+ channels, including NFL RedZone, Fox College Sports, and more!
    • Premium movie channels included, like HBO . Cinemax . Showtime . TMC, Starz . and more!
    • Internet speeds starting at 60 Mbps +FREE Modem
    • Enjoy unlimited local and long distance calling in the U.S. Canada, Puerto Rico, Guam and the Virgin Islands – plus FREE 411 calls
    • See Channels
  • Equipment may vary.

    Charter Spectrum Internet is 20X Faster than Standard DSL

    Get blazing download speeds with an Internet package from Charter Communications. At 60 Mbps, you will be able to stream HD movies, play online games, and have multiple devices on the same Internet connection without experiencing lag. You can’t get that with DSL.

    FREE Modem + No Contracts = Your Choice Cable Provider

    All Charter Internet plans include a FREE modem, a FREE Charter Security Suite, and don’t require a contract. It’s true. Charter Spectrum Internet speeds are availabile in many areas, with speeds starting at 60 Mbps. Charter offers wireless Internet with more bandwidth than other providers – so you can have more devices on the Internet at the same time. Call today to upgrade your Internet service with no long-term commitment.

    Surf Faster with a Charter Internet Package

    All of your friends and family are on the Internet uploading vacation pictures, graduation videos, and sharing experiences. If you’re stuck with a slow Internet plan from another provider, you are missing out. Charter Internet also has fast wireless so you can use your tablets, laptops, and smartphones wherever you want. Get Charter Internet today and start getting the most out of your Internet experience. ’s goal is to help you find the best TV and Internet provider in your area. Our affiliate compensation allows us to maintain an ad-free site and keep free to you.



    Best File Sharing Software #sharing #large #file


    Top File Sharing Software Products

    The ShareVault virtual data room makes it easy for you to securely share confidential documents with third parties. Backed by the experience of billions of dollars in deal transactions, ShareVault is the preferred virtual data room for M A, Asset Sales, Fundraising, Licensing/Partnering, and Board Collaboration. Thousands of large, medium and small companies, VCs, investment bankers, law firms and accountants rely on ShareVault s simple and secure platform for streamlined due diligence. View Profile

    The ShareVault virtual data room makes it easy for you to securely share confidential documents with third parties. View Profile

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    by Zoho

    Zoho Docs is an online file storage and management software. Save all your images, videos, files and documents access them across all devices from anywhere and at anytime. Sync your offline files to the cloud using Zoho Docs Sync. Your data is kept secured and encrypted during transit. Share files, collaborate with your team, manage access permissions, assign tasks and get work done without hassle. You can also preview over 160 different file types without having to download them. View Profile

    An online file management system that lets you create, store, organize, collaborate and share files securely. View Profile

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    by Slack

    Slack brings all your communication together in one place. It s real-time messaging, archiving and search for modern teams. View Profile

    Slack brings all your communication together in one place. It s real-time messaging, archiving and search for modern teams. View Profile

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    by Google

    File sharing system that allows you to transfer contacts, photos, videos, and calendar events. View Profile

    File sharing system that allows you to transfer contacts, photos, videos, and calendar events. View Profile

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    by Microsoft

    Web-based file sharing software that allows you to access and share files and photos on PC, Mac, Android, and iOS. View Profile

    Web-based file sharing software that allows you to access and share files and photos on PC, Mac, Android, and iOS. View Profile

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    by Citrix Systems

    The secure file sharing and storage solution built for business. Featuring state-of-the-art, compliance-supporting security. View Profile

    The secure file sharing and storage solution built for business. Featuring state-of-the-art, compliance-supporting security. View Profile

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    by Service2Client

    Premium Security. Serving CPAs for 15 Years! Affordable SOC 2 Type II compliant secure file transfer system. View Profile

    Premium Security. Serving CPAs for 15 Years! Affordable SOC 2 Type II compliant secure file transfer system. View Profile

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    by OurRecords

    A record and credential management solution that allows you to manage compliance of your business partners, vendors or workforce. View Profile

    A record and credential management solution that allows you to manage compliance of your business partners, vendors or workforce. View Profile

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    by Secomba

    Encryption software optimized for the use with cloud providers, such as Dropbox, Google Drive and Microsoft One Drive. View Profile

    Encryption software optimized for the use with cloud providers, such as Dropbox, Google Drive and Microsoft One Drive. View Profile

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    by BoostHQ

    BoostHQ is an interactive content hub that allows your team to share, collaborate and drive action on content from anywhere. View Profile

    BoostHQ is an interactive content hub that allows your team to share, collaborate and drive action on content from anywhere. View Profile

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    by MediaFiler

    MediaFiler is a cross-platform, web-based, Digital Asset Management (DAM) system for marketing communications professionals. View Profile

    MediaFiler is a cross-platform, web-based, Digital Asset Management (DAM) system for marketing communications professionals. View Profile

    Human Resources and Organizational Leadership – Flexible Degree #degrees #in #human #resources


    Work at the Heart of a Company

    Earn Your Human Resources and Organizational Leadership Degree

    Employers need leaders who understand that an organization’s people are its most valued resource. Through our flexible Associate’s or Bachelor’s degrees in Human Resources, you’ll gain the knowledge and skills needed to be a successful organizational leader. In today’s changing business environment, human resources professionals need a knowledge of the broad field of HR, including: law and ethics, compensation and benefits, training and development. Plus leadership skills, including: managing organizational changes, communication, conflict management and team building. When you want to advance your education, you can seamlessly transfer your Associate’s degree credits into our Bachelor’s degree and academically prepare for the SHRM Certified Professional certification exam. Bachelor’s degree students also participate in capstone course projects or an optional internship, and take part in live interactive lectures to gain firsthand experience as an HR professional.

    With Flex Choice® Learning Options, choose your blend of traditional courses and online, self-directed assessments at the Associate’s degree level. At the Bachelor’s degree level, take advantage of competency-based education (CBE), which focuses on efficiency and relevancy by combining self-paced courses, project-based assessments, and real-world scenarios.

    To see how this program can help you achieve your goals:

    • Course plan customized for you
    • Support and financial aid planning
    • Career path guidance with no obligation

    Read more about this program
    and then request information specific to you

    Graduate In As Few As*

    Accelerated Bachelor’s Degree-Completion Program

    Learning Options

    Flex Choice learning options put you in control of your path and price. LEARN MORE >>

    Gain In-Field Human Resources Skills Employers Seek

    Through career-focused curriculum and practical, hands-on opportunities in your courses, you can prepare for a successful career across a wide range of human resources occupations. Our program is designed to help you gain relevant leadership skills employers seek, including:

    Develop & Evaluate

    Use HR information systems to recruit, select and hire staff while also learning performance management, training and development aspects.

    Compensation and Benefits

    Practice designing an equitable pay structure and recognize the ways in which compensation and benefits motivate and reward employee practice.

    Employment Law

    Develop an understanding of legal issues involved in human resources management, including labor relations, employee rights, sexual harassment and diversity.

    Change Management

    Understand the impact of change on an organization and learn how to approach change by exploring a variety of management models and best practices to help manage risk.

    Prepare for Your Professional Certification Exam

    Our curriculum is fully aligned with the Society for Human Resource Management (SHRM) HR Curriculum Guidebook education standards and prepares you academically for the SHRM Certified Professional certification exam—a credential highly valued by employers in the industry.

    Our Grads Work Across Industries

    Graduates from our School of Business programs are working for leading industries, including:*

    • Accounting
    • Finance and Banking
    • Healthcare
    • Insurance
    • Local and State Government
    • Property Management
    • Retail and Hospitality

    117 Years of Successful Graduates

    At Rasmussen College, we’ve been dedicated to our mission of preparing students for career success since 1900.

    *Industry information reported by Rasmussen College graduates. This list does not constitute an endorsement of Rasmussen College by the industries shown above. Listing does not guarantee or imply that future employment opportunities within these industries will be available.

    Need more detailed information about our program?

    Program Entry Requirements

    Entrance requirements at the Rasmussen College School of Business vary depending on the program. We do not require enrolling students to submit standardized test scores; however, every entrant must have at least a high school diploma or the equivalent.

    Our Human Resources and Organizational Leadership Bachelor’s degree is an accelerated degree-completion program. To be considered for admission, students must hold a conferred Associate’s degree from an accredited institution as recognized by the Department of Education, or students must have successfully completed 60 quarter or 40 semester credits with a grade of C or higher.

    RN to BSN Expected Program Outcomes*

    1. As contributors to a global community, 90% of the Program graduates will remain employed as a Registered Nurse or advance their career within the Scope of the BSN Generalist Role, as measured within one year of graduation.
    2. In support of lifelong learning, the Program graduates will be prepared to further their education in the fields of Nursing or Health Care.
    3. In support of service to students, 85% of the Program graduates will indicate that the Program fulfilled their expectations and that they would recommend the Program to others.
    4. Of the responding employers, 70% will indicate satisfaction with the Program graduates’ preparedness and knowledge, skills, and attitudes necessary to serve diverse communities, as measured within one year of graduation.
    5. Consistent with the goals of an institution of higher learning, 70% of students who enroll in the Program will successfully complete the Program on an average time to completion of eight academic quarters.
    6. The Program will employ appropriately credentialed and experienced faculty who demonstrate commitment to lifelong learning through ongoing professional development and educational opportunities.

    *CCNE defines Program Outcomes as “Statements of levels of achievement, which encompass student achievement, faculty achievement, and other program-selected indicators of achievement. Program outcomes may be expressed in the form of overall program goals, end-of program outcomes, curricular outcomes, and/or faculty outcomes.”

    Ready to Start Your Path in Human Resources?

    You’ll receive support and financial aid planning, a customized course plan and career path guidance—with no obligation.

    How Much Could You Earn as a Human Resources Professional?

    Bureau of Labor Statistics, U.S. Department of Labor, Occupational Employment Statistics. [salary data accessed August 9, 2016] Bureau of Labor Statistics, U.S. Department of Labor, Occupational Outlook Handbook. [career information accessed February 25, 2016] BLS salary data represents national, averaged earnings for the occupations listed and includes workers at all levels of education and experience. This data does not represent starting salaries. Employment conditions in your area may vary.

    How Much Will it Cost?

    See how affordable your degree of choice is:

    We Help Make College Affordable

    At Rasmussen College, we believe higher education should be a successful investment. That’s why we offer affordable options that make earning your degree attainable. See how you can save:

    Important information about the educational debt, earnings, and completion rates of students who attended this program:

    • Associate’s
    • Bachelor’s

    How Much Will It Cost?

    Human Resources and Payroll – George Mason University #payroll #and #hr #services


    Human Resources and Payroll

    Posted June 23, 2017

    Social Well-Being: Mason Kids Club

    Wondering what to do with your school-age child between the ages of 6-11 once camp ends and school hasn t started? Sign up for Mason Kids Club, managed by the George Mason University Child Development Center, from August 14-August 25. Two one-week sessions will be offered with fun, hands-on activities and engaging campus field trips. For details and registration, please visit If you have any questions, please call the Child Development Center at 703.993.5960.

    Posted June 21, 2017

    Non-Exempt Employees Can Choose Leave or Pay for Their Overtime Hours

    Effective August 1. non-exempt employees (i.e. overtime eligible for all hours over 40 worked in a week) can initiate or change their election regarding how their overtime is to be handled by the Payroll Department. All non-exempt employees have the option of being paid for their overtime (which is the default) or to accumulate their overtime as leave.

    If a non-exempt employee has made an election in the past and does not want to change their election, they do not have to do anything. If they want to continue to receive pay for any overtime earned, they also do not have to complete a form. However, if the non-exempt employee would like to change their election from receiving pay to receiving leave or receiving leave to receiving pay, they need to complete an Overtime Leave Agreement Form and submit it to the Payroll Department no later than Friday, September 8.

    Unfortunately this deadline is firm and we cannot accept forms after that date.

    Please remember that an election commits the employee to their choice for one year until the next open enrollment period. This means that if the non-exempt employee elects leave accumulation he or she will receive leave and not pay for any overtime worked during the next academic year.

    Please contact Catalina Wheat at 3.2751 if you have any questions.

    Posted May 31, 2017

    Posted May 17, 2017

    Important Changes to Fiscal Year End Biweekly Payroll Processing

    Because of the fiscal year end roll process, it will be necessary to make a change to the biweekly payroll processing schedule. The biweekly payroll, for the pay period June 11 to June 24, pay date June 30, 2017 will be processed one (1) week earlier.

    In order to meet this schedule:

    Timesheets must be submitted by midnight Sunday June 18th .

    Approvals must be completed by 1pm on Monday June 19th .

    This means that you will be submitting/approving timesheets prior to the end of the pay period. Please submit estimated hours for the work days of June 19th through June 24th. If actual hours worked differ, a corrected timesheet must be completed, approved and faxed to payroll (703.993.2601) no later than Friday June 30th.

    This situation only impacts timesheet submission and approval; there is no change in the actual pay date which remains June 30. Because of the limited time for processing, late timesheets will be held and paid on the next biweekly payrun (pay date July 14, 2017)

    Posted November 1, 2016

    IRS Limits for 2017

    The IRS announced cost-of-living adjustments (COLAs) affecting the dollar limits for pension plans and other retirement-related items for the 2017 tax year. There is no change from 2016. Participants under age 50 can contribute up to $18,000 in the Supplemental Retirement Plan (403(b)) program and the Virginia Deferred Compensation Plan (DCP) (457). Participants age 50 and over can contribute $24,000 in each plan. If you wish to change your 403(b) contribution, please complete a 403(b) salary reduction agreement and return to Benefits at MS 3C3. If you wish to change your 457 contribution, please call ICMA-RC at 1-VRS-DC-PLAN1 (1-877-327-5261), or log into your account at .

    Mason is a proud member of

    Controls – Combustion – Boilers – Chillers #rental #boilers



    Want to save money? We are passionate about boiler plants and our every effort is centered on maximizing its effectiveness and reliability for our clients. Drawing on our expertise, we have helped many organizations to maximize the efficiency and reduce their fuel consumption dramatically.

    WARE has diverse control knowledge and can help guide you to the appropriate design for your application. This knowledge covers gases, liquids and solid fuels.

    Parallel Position
    Full Metered
    Single Point Position

    Asbestos in the Boiler Room 05.25.17

    Few things trigger such an immediate and alarming response as. Read More

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    Bad Credit Car Loans in Minneapolis – Rosedale Chevrolet #ship #a #car

    #car loans for bad credit

    Bad Credit Car Loans in Minneapolis

    Rosedale Chevrolet can help you acquire financing for an automobile should you possess bad credit. We’ve helped tons of people with bad credit get the car of their dreams. Our finance department has numerous years of experience to help you get approved for a loan. We also collaborate with a good number of lending institutions, to make sure you get a competitive loan rate. With our expertise, many people looking for a car loan in Minneapolis have discovered success at Rosedale Chevrolet.

    How to Get a Car Loan with Bad Credit

    The economy has been improving, many lending organizations and financing options are returning into the market. The reality is, that many consumers with bad credit issues are still able to obtain financing on a vehicle. Here are a few standard documents that you will have to prepare when applying for a loan. They are:

    • Proof of Income / Check Stub
    • Telephone Bill
    • Copy of your Lease or Mortgage Statement
    • References

    We render the process simple and easy with our online credit application. Simply submit the online application to pre-qualify for your loan and then contact us at 888-503-2862 to schedule an appointment with one of our finance professionals. It’s that effortless!

    To schedule an appointment with one of our finance professionals, please call 888-503-2862.

    We’ve Been Helping Car Shoppers Find Their Perfect Car For A Long Time

    Our staff is Chevrolet Certified and dedicated to providing shoppers with the best value and excellent service in Minneapolis. We are committed to providing an experience that extends well beyond the sale, continuing with excellent service, we want to build relationships with our customers. We are committed to our customers with bad or less than optimal credit.

    Options for Bad Credit Car Loans in Minneapolis

    Best SUVs 2015 – Best Small SUV, Crossover SUV, Mid-size SUV, and Luxury SUV – Car and Driver #used #cars #for #sale

    #crossover cars

    The Best SUVs and Crossovers of 2015: Editors Choice

    These are our choices for the best SUVs and crossovers of 2015. If you re looking for the best small, mid-size or luxury SUVs and crossovers, you ll find them here.

    Small Crossovers / SUVs

    Small Luxury Crossovers / SUVs

    Subcompact Crossovers / SUVs

    Compact Crossovers / SUVs

    Land Rover Discovery Sport

    Compact Luxury Crossovers / SUVs

    Compact Performance Crossovers / SUVs

    Sport Compact Crossovers / SUVs

    Best Used Car Deals #games #car

    #used car deals

    Used Car Deals

    Best Used Car Financing Deals

    As you research used car sales this month, you’ll find a lot of used car financing deals across a variety of car brands. Most used car deals feature low interest financing on certified pre-owned (CPO) vehicles, and on some used car deals, the automaker will make one of your payments for you or give you cash back. Used car prices depend on things like the vehicle’s mileage, condition and location, as well as supply and demand. To find the best used car deals this month, check out these offers before you go shopping.

    Chevrolet is offering 1.9 percent used car financing on the CPO Cruze, Impala, Malibu, Sonic and Traverse, and Buick is offering 1.9 percent financing on the CPO Enclave and Regal. Nissan has a good used car deal this month of zero percent financing for five years or $450 cash back on all CPO Leaf models. Subaru is offering financing as low as 0.99 percent on all 2010 to 2015 certified pre-owned models, and a number of certified pre-owned Toyotas are available with 2.9 percent financing in many areas. Any CPO Volkswagen can be purchased this month with 1.99 percent financing for five years.

    If you re shopping for a luxury vehicle, several brands have used luxury car deals with low interest rates that will help you save some money. Rates as low as 0.9 percent are available on certified pre-owned models from BMW, Jaguar and Land Rover. Audi is promoting 1.9 percent financing as well as $500 bonus cash on some CPO models, and you can take advantage of 1.99 percent financing on the CPO Mercedes-Benz C-Class and E-Class from the 2012 to 2014 model years. Mercedes-Benz used car deals also include a payment credit on those models.

    The Best Used Car Sales and Deals for December 2015

    Looking to buy a used car? Check out our Used Car Rankings. where you can compare used cars by class, model year and budget. Then search our Used Car Listings. where you can browse used vehicles for sale in your area. While we work to keep used car deals up-to-date and accurate, the best source of current discounts and incentives on a used or certified pre-owned car is your local dealer.

    Best Cars for Families Awards 2015 #used #cars #by #owner

    #family cars

    2015 Best Cars for Families


    Family life is all about balance: balancing work with home life, chores with playtime, screen time with outdoor time, and a healthy diet with demands for ice cream. The 2015 Best Cars for Families awards showcase cars, SUVs and minivans that have perfected the art of balance. The winners have the space, safety and reliability that families need, as well as the features, comfort and performance they want.


    2015 pricing not available

    The Best Cars for Families don t feel like compromises. The 2015 Honda Odyssey is the Best Minivan for Families, and it offers features like a cooler, rear-seat entertainment and a built-in vacuum, as well as handling that car reviewers describe as nimble and athletic. The 2015 Land Rover Range Rover Sport, the Best Luxury 3-Row SUV for Families, not only has seating for up to seven, but also off-road ability and luxury that s almost unparalleled. The 2015 Hyundai Sonata, the Best Midsize Car for Families, has heated rear seats, plenty of room for car seats, infotainment options to lessen the daily grind of commuting and innovative high-tech features to help parents keep an eye on teen drivers. No matter the stage of family life you re in, there s a Best Cars for Families award winner that will work for you.

    To determine the award winners, we considered 259 new vehicles currently on the market in the United States. The award methodology combines professional automotive reviews, safety and reliability ratings, seating and cargo volume and the availability of family-friendly features. Within each of the 19 automotive categories, the vehicle with the highest composite score is named the Best Car for Families in that category.

    See photos of the 2015 Best Cars for Families and also check out the U.S. News Best Car Rankings for a complete list of the best cars on the market. When you’re ready to buy, you can get a great deal with guaranteed savings off MSRP using the U.S. News Best Price Program .

    Best sites to buy used cars – PC World Australia #free #car

    #used cars websites

    Best sites to buy used cars

    We ve compiled a list of the best Web sites to buy a second-hand car in Australia

    Buying a used car used to mean trekking all the way to a dealership and talking to a car salesperson; possibly one with a disturbing moustache.

    Whether you want to buy a used car from a private seller or a dealer, the whole experience is now easier than ever before. Having a look at car classifieds online can save you time and, most importantly, get you a great deal. We take a look at some of the best Web sites in Australia to buy a second-hand car. is the largest online classifieds service for used cars in the country, with 196,974 used cars for sale when we checked it. also has trucks, caravans and motorcycles in its database.

    Car City

    Car City is described as the “largest car complex of its kind in the southern hemisphere”. With a tagline like that, it’s hard to go past Car City when you’re purchasing a used car — unless you live outside of Sydney or Melbourne. However, Car City says it is looking to open new depots in Perth and Brisbane. Cars are accompanied by slideshows, complete with cheesy music.


    Usually associated with finding a house or apartment to rent, Gumtree is a free classified ads site in Sydney that also advertises used car sales. Gumtree is definitely worth a look if you’re on a tight budget: there’s a nifty feature of searching for cars below $5000.


    Drive offers car classifieds for both new and used cars and we like the extras that this site provides. It offers news and reviews of car models as well as handy tips for buying a used car.


    We know what you’re thinking. Buying a car on eBay can’t be safe, right? Well, because auctions on eBay are usually at least a week long, many sellers give you the option of seeing the car and test driving before you buy. However be wary that some sellers may not be willing to sell you their cars if their auction price is below the reserve. With that being said, there are thousands of used cars available to be bought outright or bid on. iPhone users can also browse and buy used cars using the eBay app for iPhone .

    Trading Post

    We’re glad to see that the Trading Post has an online site and you can search private and dealer used cars on its website. A quick search found 69,372 used cars for sale in Australia.

    BMW used cars

    If you’re shopping specifically for a BMW, check out this Web site: a database for many used BMWs around Australia.


    Although it’s not technically a Web site for buying used cars, Redbook can be an extremely useful tool if you’re looking for more information about a previous model car. Price guides, average number of kilometres and the specifications of car models are available.

    Carsguide is another massive classifieds tool to find the used car that you have been looking for. It has very specific search options for you to use like the number of doors you want on your car (hopefully more than one), to the fuel type.


    Autoline offers free advertising for people who want to sell their car. Buyers will also find this site useful, with around 20,000 used cars for sale.

    Coastal Law #personal #injury, #criminal #defense, #dui #defense


    Criminal Defense & Personal Injury Lawyers

    Personal Injury Lawyer South Carolina

    Coastal Law, LLC has been guiding their clients through difficult situations for more than 15 years. They understand that personal injury cases can be particularly hard because of the feeling of hopelessness you are left with after an accident. You are now worrying about how to get to work, how to pay for vehicle repairs, and possibly how to pay for medical bills all while dealing the frustrating fact that the accident wasn’t your fault! Let Coastal Law, LLC do the worrying for you and help you get back on your feet. We will deal with the insurance company and work to get you a fair result.

    In addition, we routinely handle many types of accidents including car accidents. truck accidents. pedestrian accidents. motorcycle accidents. and bicycle accidents. We also handle slip and fall cases. Let Coastal Law, LLC right the wrong that was done to you. We will guide you through this confusing process, build a strong defense, and advocate for your interests.

    Myrtle Beach Criminal Defense Attorneys

    Coastal Law, LLC understands that facing criminal charges is one of the most difficult situations you will experience. In a criminal case your entire future could be on the line. The outcome of your case could affect your current and future employment, your family, and your reputation. Most importantly, your freedom could even be on the line!

    Just a few of the types of criminal cases we handle include DUI/DUAC. Domestic Violence. Drug Charges. and Disorderly Conduct. Coastal Law, LLC will do everything in their power to make sure you get the best possible outcome to your case. We will protect your rights and build a strong defense to the case against you.

    Civil Litigation Attorney Myrtle Beach, SC

    Coastal Law, LLC knows that being involved in a lawsuit can be daunting and intimidating. Whether you are being sued, or considering suing another person, you need a trustworthy and experienced law firm to guide you through the civil litigation process. We routinely handle landlord-tenant issues, civil litigation and lawsuits, and corporate and business issues including formation, agreements, and disputes. Coastal Law, LLC is here to assist you with your civil litigation needs.

    Accident Attorney Fall Michigan Slip, Accident Fall Lawyer Michigan Slip, Slip And Fall Accident Attorney, Slip And Fall Accident Lawyer, Accident Fall Lawsuit Slip #accident #attorney #fall #michigan #slip,accident #fall #lawyer #michigan #slip,slip #and #fall #accident #attorney,slip #and #fall #accident #lawyer,accident #fall #lawsuit #slip,slip #fall #accident #settlement,slip #and #fall #accident,slip #and #fall #accident #case,slip #and #fall #accident #injury


    Injured? You May Need a Michigan Slip and Fall Accident Attorney

    Let our slip and fall accident attorney team thoroughly research and document the parameters of your slip and fall accident lawsuit. If you’ve been injured in a Michigan slip and fall accident, a Cochran, Kroll Associates slip and fall accident lawyer may be able to deliver justice.

    If you believe you are a victim, let a Michigan slip and fall accident attorney from Cochran, Kroll Associates fight for your rights. Click here for a free consultation or call 866-868-3779 and ask for Terry Cochran or Eileen Kroll to help you with your slip and fall accident lawsuit.

    Older Americans and Children are Especially Vulnerable to Harm From Slip Fall Accidents

    Slip Fall is an injury claim based on a fall that occurs on someone else s property, is caused by that property owner s negligence, and requires a Michigan slip and fall accident lawyer. A Slip Fall occurs, according to our Michigan slip and fall accident lawyer team, not because the victim was not paying attention and stumbled, but because another person s negligence lead to the fall.

    Our own slip and fall accident attorney team’s research revealed that thousands of people are injured every year because of hidden hazards on property or because of flagrant dangerous conditions that property owners fail to correct. Falls are one of the most common sources of injuries in the United States.

    Among the hidden hazards or flagrant dangerous conditions that can produce a valid Slip Fall claim are:

    • Ice or snow on sidewalks
    • Poor lighting
    • Defective flooring
    • Clear ice
    • Standing water puddles
    • Improperly secured floor mats
    • Unsafe stairways or steps
    • Hidden drop offs or holes

    Slip and fall cases fall under a broader category known as premises liability, explains Terry Cochran, senior partner in Cochran, Kroll Associates, a leader in personal liability litigation. Under the premises liability area of law, property owners and businesses have a duty to provide a safe environment and if they fail to do so, and someone is injured as a result, they may be held liable for medical expenses, pain and suffering, and lost wages.

    But you must prove that the property owner knew or should have know about the hazard and that he had a reasonable amount of time to correct the hazard but failed to do so, says Cochran. In the case of an overnight winter storm, the property owner may not be liable if a reasonable amount of time to clear the walkway had not passed.

    Slip Fall laws have undergone several significant changes in Michigan. State Supreme Court and Michigan Appellate Court rulings in recent years have resulted in restrictions being placed on the ability of victims to seek justice.

    So if you have suffered been injured by a fall on someone else s property contact Cochran, Kroll Associates for a free consultation to determine if the injury is the result of another person s negligence. Our attorneys will investigate the accident site and obtain the medical records and testimony needed to prove negligence, cause, and specific harm.

    Elements of a Slip Fall Claim

    To be successful in making a Slip Fall claim the victim must have a demonstrable injury. The injury does not have to be serious to file a claim but an injury normally has to be serious to win a judgment. If the injury is mild, make sure you consult with legal consul about the chances of litigating successfully.

    To prove a claim, the victim must prove that the dangerous condition on the property was directly responsible for the fall and subsequent injury. As an example, a storeowner may have failed to remove snow from the sidewalk but to establish the owner was at fault it must be shown the snow caused the fall. The successful claimant also will be able to demonstrate that the injury suffered was caused by the specific Slip Fall incident.

    To prove a property owner negligent in Michigan to win a Slip Fall claim requires:

    • Showing that the property owner should have had knowledge of the dangerous condition
    • Showing the property owner had the chance to correct the problem causing the fall or give warning of the problem.
    • Showing that the property owner negligently failed to give warning or correct the problem.
    • Sometimes a property owner can escape responsibility by asserting an open and obvious doctrine defense. This defense is based on whether the existence of the hazard was openly visible and seen by the victim before the fall.

    Generally the law does not require a property owner to remove ice or snow that accumulates outside the building as a result of weather. But if an unnatural accumulation of ice or snow occurs, than the owner can be liable. And if a snow removal service is employed, the owner can be held liable if negligence can be proved. So many issues are involved with a slip and fall on an icy walkway that an attorney should be hired to review the facts.

    There is no precise formula that can be used to determine when the property owner is responsible if you slip or trip, says Cochran. Each case turns on whether the property owner acted carefully so that slipping was unlikely to happen and whether you were careless in not seeing or avoiding the condition that caused your fall. That s why you must seek the advice of an attorney who can make that determination for you.

    Canada Animation and Game Design Career College Programs #animation #and #game #design #programs, #animation #and #game #design #courses, #study #animation #and #game #design


    Canada Animation and Game Design Career College Programs

    Animation and Game Design

    Animation and game design is a field that has undergone tremendous change and growth over the past years. As computer technology changed, so did animation and game design. Today, the animation industry itself is a multi-billion dollar industry with the gaming industry emerging as one of the most lucrative industries in the world. With technology changing quickly and the demand for newer animation and gaming techniques growing by leaps and bounds, a career in animation and game design is one of the most sought after in the world today.

    The Vancouver area is currently considered the Canadian hotbed of animation and gaming, being home to nearly 700 gaming companies like Disney, Radical Entertainment and Relic Software. In 2005 alone, gaming revenue was estimated at close to seven billion dollars. Since both animation and game design are industries that are constantly expanding and growing, the need for trained professionals is almost constant.

    Most programs that offer animation and game design training will initially cover topics like color theories, traditional design concepts, art history and psychological designs. The history of gaming, genres, media studies and mechanics are also taught. Students will also be taught lighting and texturing, game environments and conceptual design. Courses will also cover 3D animation, 3D Studio Max, ZBrush, Machinima as well as writing topics like creative writing and research, storytelling and interactive storytelling.

    There are a wide range of employment opportunities for those who choose a career in animation and game design. As technologies continue to advance, the scope for growth within this field also widens and careers can be made as production coordinators, producers or various kinds of designers. A career in animation and game design is a career with great potential and a bright future ahead.

    Canadian Provinces with Career Colleges offering diplomas, programs or courses in Animation and Game Design

    British Columbia
    New Brunswick
    Nova Scotia

    Networking storage #networking #storage


    About SCSC09 CommitteesSponsoring SocietiesSC HistoryIndustrial Advisory CommitteeSteering CommitteeContact Information

    Getting the Most Out Of SC09 [Podcast]SC CommunitiesSC AmbassadorsStudent VolunteersEducation ProgramBroader EngagementHPC PhD Fellowship ProgramSC09 Student Job FairMentoring ProgramInternational AttendeesLive Media StreamSC Your Way

    Conference OverviewConference ScheduleSCinetImportant DatesSustainability

    An Interview with Tech Program Chair, William GroppOverviewPapersTutorialsMasterworksPanelsPostersWorkshopsBirds-of-a-FeatherDoctoral ShowcaseAwardsDisruptive TechnologiesSC09 ChallengesThrust AreasPlenary Speakers

    Getting the Most Out Of SC09 Exhibits [Podcast]OverviewExhibitor ForumIndustry ExhibitsResearch ExhibitsExhibitor List

    Overview and SC09 LogosSC09 PodcastPress ReleasesNewslettersSC09 Newsletter SignupSC09 Media PartnersWhere To Follow SC09Business WireSC09 Press RoomSC09 Photo GalleriesRegistered Media

    OverviewRegistrationHotelsConference Bus ScheduleLocal ResourcesFor International Attendees

    SC09 Hi-Resolution photos now available. Click here to view
    SC09 Visualizations Video posted. Click here to view
    SC09 Competition, Challenges and Awards Winners Announced. Click here to view
    SC09 Photos Posted Click here to view
    Fun and Interesting Facts about SC09 Read more
    Watch Live SCinet Network Traffic Read more
    SC09 General Chair, Wilf Pinfold, interviewed by The Register Read more
    Roberto Car and Michele Parrinello named as joint recipients of the 2009 Sidney Fernbach Award Read more
    Kenichi Miura to receive 2009 Seymour Cray Award Read more
    ACM, IEEE-CS Honor Pioneer of Grid Computing Francine Berman; First Kennedy Award Winner Led Effort to Create National-Scale Cyberinfrastructure Read more
    Bio-Computing a Major Focus of 22nd Annual SC Conference Read more
    Exhibit Booth Circuit Requests Due by September 28, 2009 Read more
    SC09 Draws Many New Faces to World’s Premier Supercomputing Event Read more
    Dr. Leroy Hood Selected as Plenary Speaker for the 22nd Annual Supercomputing Conference, SC09 Read more
    SC09 Masterworks Program to Present Compelling Lineup of Experts Read more
    Intel Senior Fellow and CTO, Justin Rattner, to Deliver Opening Address Read more
    Hotels (click here ) and Registration (click here ) Now Open
    SC Makes Tradeshow Week Top 200 Read more
    Al Gore to Keynote 22nd Annual Supercomputing Conference, SC09 Read more
    New audio interview with SC09 Conference Chair Wilfred Pinfold posted. Click here
    SC08 wraps up record year with awards, recognition. Read more
    SC09 Important Dates posted. Click here to view

    SC09 will be the 22nd consecutive year of the SC Conference series – once again featuring an exceptional Technical Program, industry and research exhibits, Education Program and many other activities. For 2009, we have added three new Technology Thrust areas: Bio-Computing, Sustainability, and the 3D Internet.
    Click here to view the introductory video

    The Technical Papers program is the heart of the SC Conference series. For SC09, the Technical Papers program will represent a powerful and unique forum for discussing innovative, cutting-edge advances in high performance computing, networking, storage and analysis from stakeholders in academia, government and corporate institutions around the globe.

    Professional Electricians #electric #contractors #commercial #tampa, #electric #contractors #residential, #lighting #consultants #designers, #electrician #tampa #fl, #florida, #electrical #technician #tampa, #residential #electrician, #commercial #electrician, #skilled #electrician, #rewiring #service, #electrical #panels #installation #tampa, #new #construction #wiring, #remodel #rewiring, #fuse #boxes, #breaker #boxes, #breaker #box #installation, #electrical #troubleshooting #tampa, #electrician #pinellas #county, #electrician #clearwater, #electrician #largo, #pinellas #park, #tarpon #springs, #dunedin, #new #port #richey, #electrician #holiday


    Small Jobs Electric

    Professional Electricians

    Angie s List Super Service Award Winners 2001-2016

    Tampa s Professional Electricians

    Small Jobs Electric ® is a highly trained, professional Electrical Contractor located in the Tampa Bay area. We have a staff of highly trained electricians just waiting to serve you and all of your electrical needs. Please see our Service Areas pages for all the locations we service, or give us a call at any of the numbers above. We have an expert team of electricians ready to handle any electrical services that you may have around your home. No job is too big or small for Small Jobs Electric ®!

    Our electricians are electric service professionals, who take pride in serving their tampa bay area customers and in providing superior customer service with attention to detail in the Tampa Bay area. We are Angie s List Super Service Award winners, and it is our goal to provide you with the best customer service possible.

    We are so confident you will see the difference, that we extend a 100% satisfaction guarantee on all of our services. If for any reason you are not 100% satisfied with our services, you do not pay until you are! There is nothing more important to us than your complete satisfaction with our electrician, the quality of our work, and the manner in which we solve your problem.

    Browsing from your mobile device?
    Click on one of the numbers below to call Small Jobs Electric Electricians now!

    Professional Electricians Tampa Can Trust!

    There are no surprises!

    You will know exactly how much as electrical repair or installation will Cost before the project begins. That is why we utilize up front pricing!

    The Electrician arrives prepared to solve your electrical problem.

    That is why each one of our electrical service vehicles are fully stocked with thousands of parts. We call them our Electrical Supply House on Wheels

    For your Electrical Safety.

    Every one of our electrical technicians undergoes a thorough background check, and is drug tested. We do not hire any electricians that we would not want working in our own home.

    We are not a franchise!

    Every electrical technician that is dispatched to your home, is an employee of Small Jobs Electric. We have been locally owned and family operated since 1986. There are no outside investors to please, which allows us to provide you the best level of electrical service available, without cutting any corners!

    Federal Pacific Circuit Breakers: Investigation Finds Decades of Danger

    If your home was built before 1990, and has the original electrical circuit breakers, it may have a faulty Federal Pacific circuit breaker and could be a fire risk! This has been a known electrical concern for years, however there has never been a recall on these faulty circuit breakers. Let Small Jobs Electric ® inspect your electrical panel today!

    Meet our Professional Electricians!

    Click below to meet our team of professional electricians. At Small Jobs Electric ® we try our best to provide the best customer service to our customers, and we work hard to be as transparent as possible. We provide you as much information about our company, and ensure you feel secure in hiring us as your professional electrician. We are also available 24/7 for any emergency electrical situation that may arise in need of our electricians.

    We are hiring Electricians!

    Do you think you have what it takes to join Tampa Bay s #1 electrical service team of fast paced electricians? CLICK HERE for your chance to find out!

    Please contact us today, for further information about how we can assist you.

    Bill Wiard

    Testimonial: 2

    “Just wanted to send you a quick note letting you know how impressed I was with the tech Ron who came today to fix my electrical panel. Professional, courteous and efficient would sum him up! We also had Jaz come out a year or so ago and those words would describe him as well. Keep up the good work! Thank you!”

    M. Honn

    Testimonial: 3

    “I had a chandelier made for my living room. Went to Murano outside Venice and designed one to fit the room. After 7 months, it arrived in 7 huge boxes. Nathaniel with Small Jobs brought in his crew and installed and put on all the crystals (seemed to be hundreds!) in just a few hours. A superb job! He also installed a huge brass and wrought iron on in the foyer, plus 3 other small ones. Nathaniel and his crew were professional and conscientious of the furnishings in the house. 5 STARS!”

    C J Corneil

    Testimonial: 4

    “I’ve been doing business with Small Jobs Electric for about 5 years. They have handled a myriad of projects in my home ranging from installing ceiling fans and complicated switches to relocating outlets and rewiring to accommodate my needs. They installed additional support beams in my attic to support a custom pot rack installation in my kitchen and most recently ran diagnostics to identify a faulty GGCI and replacement of same. I cannot recommend them more highly. Nathaniel is the man! An honest, hardworking and extremely knowledgeable business man who handles everything in the most professional and efficient manner.”

    Kelly Machonis

    Testimonial: 5

    “Awesome company to deal with. This will be our first and last contact for electrical service. Very professional and honest to deal with. no surprises. Job was done perfectly and no mess left like other contractors we have used. Highly recommended for anything electrical!!”

    Joanna Torres

    Testimonial: 6

    “Nathaniel is my HERO. Small Jobs Electric was recommended by a co-worker and I am glad they were. Part of my home had an electrical issue for about a year. I called Mr. Sparky (actual name of a company) and after 2 hours of searching for the problem, they came to a conclusion. To charge me $140.00 and told me what the problem was. Then to fix the problem, it would be another $400.00+. I would rather live in the dark than give those thieves another penny. Nathaniel came to my rescue and diagnosed and fixed the problem with in 15 minutes! The bill was exactly what he quoted me. I would recommend Small jobs Electric to my friends and will definately use them in the future. THANK YOU. “

    Debbie Frazier

    Testimonial: 7

    “I have hired these guys three times, and have been nothing but pleased. The first two jobs were very minimal and led to the third job which they handled very well. I thought one of the lights they installed was uneven and the owner came out within 24 hours to correct. In the end the light wasn’t uneven, but the mirror I hung was. I will hire them again. “

    Mike Miller

    Testimonial: 8

    “I recently had a few problems with electric. Your employee Tre Marshall is the best you have sent to my home. His attention to detail is excellent! Maybe he should be put on your employee Bonus program. It is a joy to have him help me with these problems. ) “

    Nancy Tracy

    Windows 10 Licensing #windows #desktop #management #software


    Windows 10 Licensing

    Windows 10 is the most secure Windows ever. We’ve introduced a number of major security enhancements, including advanced biometrics*, advanced threat protection, malware protection, and trusted hardware. From devices to the cloud, Windows 10 helps to strengthen identity and protect data, with protocols and features designed to prevent malware from running on your device.

    It’s familiar and easy to use. Windows 10 was built to bring the best of Windows 7 and 8.1 together in one natural user experience that dynamically adjusts to the way you work. With Tablet Mode*, whether you’re working on a tablet, laptop, or 2-in-1 device, you’ll see how Windows 10 offers a touch-friendly, mobile, and desktop experience all in one operating system.

    Upgrade with confidence. With strong app and device compatibility, you can now perform an in-place upgrade** directly to Windows 10 with all your apps, settings, and devices. Purchasing new devices? You can quickly set up new devices out of the box with your corporate apps, data, and settings without having to create and manage images.

    Simplify IT and save. Windows 10 is our last major Windows system release. With Windows as a service, we’re beginning the journey to simplify the delivery and management of Windows, while providing the most flexible management and deployment options today. With One Windows, we have one app platform, one security model, and one management approach that can reduce complexity and save costs.

    **Hardware/software requirements apply; feature availability may vary. Internet connection required. To check for compatibility and other important installation information, visit your device manufacturer’s website and Additional requirements may apply over time for updates.

    Software Assurance provides access to enterprise offerings and unique use rights to extend the Windows experience across your organization. Software Assurance benefits for Windows include a core set of technologies, services, and use rights to help improve productivity, streamline software deployments, and reduce costs in a variety of ways across devices.

    Flexible access to Windows Enterprise

    One of the most valuable benefits you receive through Windows Software Assurance and Windows Virtual Desktop Access (VDA) is flexible access to Windows Enterprise. This table outlines those access rights. For full details about the access rights granted, refer to the Software Assurance Benefits section of the Microsoft Volume Licensing Product Terms .

    Access Rights to Windows Enterprise:

    Software Assurance benefits

    Whether you license Windows Software Assurance or Windows VDA on a per-device or per-user basis, you receive a number of benefits specific to Windows. Learn more about the unique benefits of Software Assurance for Windows .

    To learn about your options for acquiring Windows Software Assurance, see How to buy .

    Windows 10 Enterprise
    There are two core Windows 10 Enterprise offers: Windows 10 Enterprise E3 and Windows 10 Enterprise E5. Each of these can be purchased on a per-device or per-user basis, and are only available through Volume Licensing.

    Windows 10 Enterprise E3
    Windows 10 Enterprise E3 provides access to Windows 10 Enterprise Edition, and includes advanced protection against modern security threats, a broad range of options for operating system deployments and updates, and comprehensive device and application management. Windows 10 Enterprise E3 is available with Software Assurance in some Volume Licensing programs.

    Windows 10 Enterprise E5
    Windows 10 Enterprise E5 is the newest offer for customers who want to take advantage of everything in E3 with the addition of Windows Defender Advanced Threat Protection (Windows Defender ATP)—a new service that helps enterprises detect, investigate, and respond to advanced attacks on their networks.

    Building on the existing security defenses in Windows 10, Windows Defender ATP provides a new post-breach layer of protection to the Windows 10 security stack. With a combination of client technology built into Windows 10 and a robust cloud service, it can help detect threats that have made it past other defenses, provide enterprises with information to investigate the breach across endpoints, and offer response recommendations.

    Software Assurance for Windows
    You can license Windows Software Assurance on a per-device or per-user basis. For devices or users that do not qualify for Windows Software Assurance, you can license Windows VDA for access to the benefits of Windows Software Assurance. With Windows Software Assurance and Windows VDA, you get flexible access to Windows Enterprise, plus a number of additional benefits. Learn more about Software Assurance .

    Licensing Windows Software Assurance on a per-device basis
    You can license Windows Software Assurance on a per-device basis in the following ways:

    When you purchase a Windows 10 Enterprise Upgrade license through Volume Licensing, you can also acquire Software Assurance for that license.

    For devices that do not qualify for Windows Software Assurance (such as thin clients), you can access Windows Software Assurance benefits by purchasing the Windows VDA subscription.

    Licensing Windows Software Assurance on a per-user basis
    You can license access to Windows Enterprise on a per-user basis through the Windows 10 Enterprise E3, Windows 10 Enterprise E5, and Windows VDA per User licensing options. These options put your users at the center of your Windows licensing solution, give you flexible options for how you deploy and access Windows across devices, and simplify Windows licensing and management. With per user licensing you can:

    Enable users to access Windows Enterprise across all of their devices.

    Deliver Windows Enterprise across devices through local install, Virtual Desktop Infrastructure (VDI), or Windows To Go.

    Gain the simplicity of counting users instead of counting all of their various devices—enabling Bring Your Own Device (BYOD) scenarios eliminates the need to track every device and license.

    For additional help choosing the right per user option, plus more details on the access rights to Windows Enterprise and other benefits of Software Assurance, refer to the Volume Licensing Guide for Windows 10 (PDF, 725 KB).

    Windows Volume Licensing
    Properly licensed Microsoft operating systems (such as Windows 10, Windows 8.1, Windows 8, Windows 7, or Windows Vista) have either a full operating system license or the combination of an upgrade operating system license and a pre-existing, full operating system license. If you do not have a pre-existing full license for a genuine operating system on your PC, see Get Genuine Legalization Solutions .

    Only certain editions of the Windows operating system qualify for upgrades under Volume Licensing agreements. For more details, download the Windows 10 Qualifying Operating Systems Chart (PDF, 276 KB).

    If your operating system license qualifies, you can purchase the Windows 10 Pro Upgrade license or Windows 10 Enterprise Upgrade license under your Volume Licensing agreement. Note that Windows licenses that are available through Volume Licensing are upgrade-only licenses and can only be acquired on top of a base operating system license; these licenses are not a replacement for a pre-existing full operating system license.

    The following conditions must be met for a licensed PC to be eligible for a Volume Licensing upgrade license:

    A licensed, qualifying Windows operating system must already be installed on the device that will be assigned the Volume Licensing upgrade license.

    You must remove the existing qualifying operating system from the device to deploy the Volume Licensing upgrade license, unless the PC is covered by Microsoft Software Assurance.

    If you want to install or run more than one licensed operating system at one time (including the qualifying operating system), you can either:

    Acquire Software Assurance for your Volume Licensing upgrade license.

    Purchase full Windows licenses separately.

    Smith Jones Solicitors #fentons #solicitors



    Smith Jones is one of the UK’s fastest growing personal injury and accident litigation specialists – a law firm with a national reputation for getting results. A leader in the area of personal injury law with a winning mentality, we have secured over £10 million for clients in the past year alone.

    Smith Jones personal injury solicitors represent clients throughout England and Wales from our offices in Lancashire and Warwickshire, providing individual care and attention to every client through our team of experienced lawyers, all specialists in personal injury litigation. Over the past four years our business has increased substantially with many satisfied clients recommending Smith Jones to their friends and family, testimony to the quality of the services we provide.

    If you are unsure whether a claim is the right way forward for you, we offer a number of options to help you find out more. Visit our questions about personal injury claims section where there are answers to the questions we most often hear from our clients. You can also take a look at what our clients say about our service or read some of our personal injury claim success stories.

    If you feel you need more specific advice about your particular circumstances, please do call and talk to one of our experts. With Smith Jones personal injury solicitors you can be assured of a personal service from highly professional, experienced and understanding lawyers.

    You can request a call back from one of our team or call our advice line on 0800 195 95 90. or click the orange tab on the left to chat to one of our team. We re here to help you.


    Company Registration: 6938570 Registered Office: Towneley House, Kingsway,
    Burnley, Lancashire, BB11 1BJ
    VAT Registration number: GB 976 4660 72

    Professional Indemnity Insurance: Allianz Global Corporate & Speciality SE (Allianz) £3,000,000.
    Antares Syndicate 1274 (Through Wimsure Underwriting Ltd) £2,000,000.
    Chubb Insurance Company of Europe SE £5,000,000.
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    Car Insurance for Classic Cars FAQ – How Do I Read My Car Insurance Policy? About Policy Forms #th #century #auto #insurance


    How To Read a Car Insurance Policy

    In Part 1 we learned that what are called ‘Policy Forms’ are not quite what we commonly understand forms to be: They are not fill-in forms like a job application or a tax return. Instead, insurance policy forms are pre-printed, boilerplate documents that spell out all the terms and conditions of the insurance contract. Some are only a single page long while others are several.

    A form may cover the details of one coverage (Uninsured Motorists, for example) or several. It usually takes many forms bundled together to make up a single insurance policy, and the exact forms used vary from person to person, depending on what coverages one person has chosen versus another.

    Whats in a Name?

    As we saw in Part 1. policy forms have names that usually are strings of several letters and numbers. They look intimidating but often break down easily into understandable bits. For starters, the last four digits of the form number are usually the revision month and year, so ‘PP00010698’ is the form ‘PP0001’ with a revision date of June, 1998. Further, the ‘PP’ is secret insurance code for ‘Private Passenger’, which tells us the form belongs in personal auto policies. We’re left with ‘0001’ which is the core, unique form number. In this case, ‘PP00010698’ is the June, 1998 revision of the Personal Auto Policy form (the basis – the real meat – of all auto insurance contracts). We will be reviewing that specific form – and going over many more fun facts about insurance forms – in the next article.

    The Problem: Lots of Forms in Lots of Jurisdictions

    Car insurance for privately-owned vehicles is a regulated industry. Not only is it regulated. its regulated by the individual U.S. states. As such, the regulations in California versus Kansas, while similar, are not identical. Thus you need policy language in Kansas that you don’t in California and vice versa. Additionally, one state’s regulators may make unique updates to their regulations over time.

    Changes in insurance regulations will require updates to individual forms for a particular state. Since roughly a dozen forms make up a typical insurance policy – and each state’s regulators have to review and approve any forms changes a company may make – the result is a real headache for the company that tries to keep up with all the changes.

    The Solution: The ISO Standard

    To help solve this problem, the insurance industry has ISO – not the ISO most people are familiar with – This ISO is an acronym for Insurance Services Office. and thats the one we mean from now on. Among other things, ISO keeps up to date with all regulations and forms changes, and produces policy forms that are properly compliant with a given state’s insurance regulations – so long as you are using the current form edition.

    The fact that these forms are immediately usable is very important. The use of ISO forms means a given insurance company doesn’t have to re-request regulatory approval for their forms every time there is an update. Sounds perfect, right?

    Not a Perfect World

    Unfortunately, generic ISO forms don’t always do the job a given company needs. What if, for example, a company wants to offer nationwide roadside assistance rather than simple towing coverage? There’s no generic form for that, so the company will have to create one. Further, what if a company wants to remove a few restrictions, or add new ones, to the policy? They have to either rewrite the form so its to their liking, maintaining most of the ISO language but not all of it, OR create an entirely new form that amends sections of the standard form (yes, the subject is getting complicated).

    In the real world, many companies use a mixture of both generic ISO forms and their own, specialized ‘manuscript’ forms. These company-designed forms are subject to regulatory approval prior to their use. Securing this approval can sometimes mean a considerable delay and a lot of effort.

    From The Ground Up.

    So now we know that getting approval for forms that only deviate a little from the ISO standard can be a headache. Now consider that some companies – typically only the largest – write their own policy forms from scratch. They don’t use the ISO standard at all. An insurance company has to really want a custom contract bad to go thru that sort of wringer. Why would a company put themselves through such enormous effort?

    There is no easy answer, but while ISO forms and their language are an industry-wide known quantity, completely custom forms are the opposite. We have reviewed many such policies here over the years and have found some real jewels hiding inside that were either missed by regulators, or allowed to go through despite theor implications. One example of what we came across, and what a consumer went through as a result, is here .

    The moral of this portion of the story is to know that the closer your insurance policy is to the ISO standard, the less chance that there is an ugly surprise hiding inside. You need to get out your magnifying glass, brew up some coffee and prepare yourself for a long read. Its hard to say whats in there until you go through it all.

    In our next article, now that we have explained what forms are, we will start reading some and trying to figure out what they are trying to tell us. We’ll start with the Personal Auto Policy form, whose generic form is found here .

    Cheap Hotels Resorts and Flights Booking Travel with #expediancom

    # lawatan tapak

    Maklumat whois

    Welcome to MYNIC Whois Server.
    For alternative search,
    whois -h xxxxx#option

    Type the command as below for display help:
    whois -h help#h


    g [Registrant Code] RKEY0000168366
    Wawasan Lodging Partner Services Sdn. Bhd.
    Level 21, Suite 21.01, The Gardens South Tower
    Mid Valley City, Lingkaran Syed Putra
    59200 Kuala Lumpur
    (Tel) 60-78418000
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    [Secondary Name Server] SVA009444

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    Auto Repos: Bank Owned #invoice #price #for #cars

    #repossessed cars for sale


    We are one of the only auto repossession web sites that actually offer bank repossessions to the public as well as dealerships. Most Internet businesses on the web are actually dealers that have a few repossessions to lure buyers to view their real inventory. Other web sites are just holding sites for overpriced vehicles that are actually priced at retail or more!

    We only deal with banks and brokers who represent lenders that are willing to sell the repossession inventory for close to wholesale and move on. With over seven years of Internet sales experience we offer both lenders and buyers a real win-win proposition. Working with independent advertisers nationwide we are able to tap into buyers that local advertising can overlook.

    As with all sales creative financing is a big part of any successful sales business. Auto Repos can provide a list of over one hundred lenders made up of banks, credit unions and finance companies. Financing is much easier to obtain when the lender is financing a low priced repossession.

    Beginning June 15 several lenders will be offering licensed dealer a thirty (30) day float on accepted offers. The buyers will have thirty days after the delivery date to pay for the vehicle. Not all vehicles will qualify for this delayed payment plan. Vehicles that do qualify will have this option listed on the vehicle description just below the location.

    For private buyers only. Private buyers who make an offer that is accepted by a lender or legal owner will be required to either make a deposit of $250.00 or complete a credit application before the lender or legal owner will proceed with the transaction. Even if the buyer is paying cash the deposit or credit application will be required. We have had too many people make offers and then back out of the deal without even seeing the vehicle. All deposits or credit applications are between the lender and the buyer. Auto Repos Bank Owned is only a third party advertiser.

    A large percentage of the inventory found on our web site has already been offered for sale at dealer auctions. There are many reasons why lenders decide to pull their inventory from the auto auctions. When a vehicle is at an auction it is out of the control of the lender. Many vehicles are damaged, vandalized or just do not sell. Using the Internet allows lenders to market their vehicles directly to the general public. Some smaller dealerships have gone away from the dealer auctions and have started buying from the lender directly. This option allows buyers to have more time to inspect and road test the vehicle under normal driving conditions. Driving a vehicle down a short test track does very little to help a buyer evaluate the total condition of the vehicle. We urge buyers to have the vehicle mechanically inspected and road tested before making a decision. All of the vehicles on this web site have been saftey checked and fully detailed! These are front line ready Guaranteed!

    If you are interested in the E-Book How to buy and sell vehicle repossessions please see the E-Book link if the upper left hand corner of the page.

    Automax Preowned #auto #cars #for #sale

    #used cars dealership

    Welcome to Automax Preowned

    An Auto Dealer serving the greater Framingham, MA Marlborough, MA areas.

    Our goal is to make your car buying experience the best possible. Automax Preowned s virtual dealership offers a wide variety of used cars, incentives, service specials, and parts savings. We are conveniently located in Framingham, MA and proudly serve the Marlborough, MA and Boston, MA areas.

    If you re looking to purchase your used dream car. you ve come to the right place. At Automax Preowned we pride ourselves on being one of the most reliable and trustworthy dealers around. Our inventory is filled with some of the best car deals you ve ever seen!

    The Dealer You Can Count On

    We re an automotive dealer that takes the time and listens to the wants and needs of our clients. We understand that buying a car is a process that takes a certain amount of careful consideration.

    It s a lot to wrap your head around but at Automax Preowned we do our best to make the car buying experience an easy one. We re an Framingham, MA car dealer that helps you decide exactly what you re looking for. We won t ever make a sale that our customers will end up being unhappy with, and we always strive for 100% customer satisfaction.

    There are several important factors to take into account when choosing a car:

    1. How many people do you drive with every day?
    2. How far do you drive on a daily basis?
    3. What kind of terrain or traffic do you need to tackle?
    4. What does your gasoline budget look like?
    5. Are you looking for a sports car or would you prefer a family friendly vehicle?
    6. How much money are you looking to spend on your car?
    7. Do you need financial assistance ?

    For Everyone

    We are the Framingham, MA car dealership that caters to a variety of clientele. We understand that all of our clients have different financial situations. We have done our best to ensure that our cars come in a variety of different shapes and sizes, and that the price tags vary as well. We not only have an amazing selection of brand used cars. but have also acquired an impressive selection of pre-owned vehicles that are just as fantastic.

    Because our customers are so important to us, we also take the time to find you some great financing options if you need them. At Automax Preowned we do our best to find a reasonable loan that enables you to purchase the car you ve always dreamed of.

    If you would like to get in touch with us please don t hesitate to give us a call at (855) 202-6226 or stop by for a visit .

    Automax Preowned s range of car services includes:

    Servicing Your Vehicle

    Car Shopping Quick Links

    Auto Loans & Car Refinancing #online #car #sales

    #car loan interest rates

    With our auto loans, you’ll enjoy.

    A higher rate may apply for not having automatic payments from a U.S. Bank Package Checking Account. Automatic payments are not required for loan approval. Rates as low as 1.99% APR are available for 3-year auto loans $10,000 and higher at 100% loan-to-value (LTV) or less. Rates may be higher for loans to purchase a vehicle from a private party, smaller loan amounts, longer terms, vehicles older than 6 model year, a lower credit score, and/or not having a U.S. Bank personal Package Checking account. See the Consumer Pricing Information brochure for terms and conditions that apply to U.S. Bank Package Checking accounts. Loan fees apply. Loan payment and APR will vary based on the loan amount, the term, and any fees. Origination fees vary by state and range from $50 to $125 or up to 1% of the loan amount. Loan payment example: a $10,000 automobile loan at a 1.18% Interest rate for 36 months with a $125 origination fee will have a 1.99% APR and a $286.40 monthly payment. An early closure fee of 1% of the original loan amount applies if the account is closed within 1 year, with a $50 minimum and $100 maximum. There may be a title registration fee which is determined by your state of residence. Promotion is not valid for refinances of current U.S. Bank auto loans. Offer is subject to credit qualifications. Rates are available for applications taken from November 25, 2015 to December 7, 2015 and are subject to change. Some additional restrictions may apply. Installment loans are offered through U.S. Bank National Association. Deposit products are offered through U.S. Bank National Association. Member FDIC 2015 U.S. Bank.

    Information and interactive calculators are made available to you as self-help tools for your independent use. We can not and do not guarantee their accuracy or their applicability to your circumstances. Using this calculator does not constitute an application for credit, and we are not qualifying you for any credit product. We encourage you to seek personalized advice from qualified U.S. Bank professionals regarding all personal finance issues. For specific tax advice, see a professional tax service provider.

    Offer not available for refinance transactions. Valid for purchase transactions only. Subject to normal credit approval. Terms and conditions may vary between branch locations.

    Auto Loan Rates #car #4 #sale

    #car loan interest rates

    Helpful Auto Tips

    New Car Rates 2014 to 2016 with Excellent Credit Profile

    Not Available

    Annual percentage rates (APRs) are effective 12/03/2015 and are our lowest rates for this credit profile.

    Limited Time Offer: Discounted auto loan rates as low as 0.99% APR for 36 months when you buy through the USAA Car Buying Service. Offer expires 01/08/2016. Subject to credit and collateral approval. Advertised rate is our lowest Annual Percentage Rate (APR) and is effective 10/01/2015 and includes a discount for automatic payments and for using the Car Buying Service. Rates subject to change without notice. To qualify for the lowest loan rates you must have excellent credit. The as low as rate applies to vehicle model years 2014 and newer. A 36-month loan with a 0.99% fixed APR would have monthly payments of $28.20 per thousand dollars borrowed. It is anticipated that of approved applicants, 22% or more will qualify for the lowest APRs. New vehicle loan rates with the automatic payment and Car Buying Service discounts currently range from 0.99% to 16.74% APR, depending on credit history, loan term and loan amount. If you use the Car Buying Service the discounted offer is good from 10/01/2015 to 01/08/2016. To qualify for discount offer, you must use the USAA Car Buying Service and fund the purchase of a vehicle from the USAA certified dealer listed on your savings certificate with a USAA Federal Savings Bank auto loan by 01/08/2016. The savings certificate must be generated no more than 90 days prior to your loan being funded. Your loan will originally be set up without the rate discount. After your loan agreement is signed and your vehicle purchase is complete, we will confirm that you qualify for the discount and apply the discount to your loan. Discount for new and used vehicles is 0.50% off of the approved interest rate for loan terms up to and including 72 months. Please allow three to five business days after funding for processing. Please refer to to learn more about the discount offer and to check for dealers. Learn More About Limited Time Offer

    New Car Rates 2014 to 2016 with Good Credit Profile

    Auto Lifts 2 Post 4 Post Car Alignment Lifts BendPak Challenger #auto #dealerships

    #car lifts for sale

    About Our Lifts

    We offer car lifts from the biggest names in auto lift manufacturing including Bendpak, Challenger, Quality Lifts, Triumph, and more. Our experienced staff can help you choose the appropriate car lift for your shop. For the professional auto repair shop, we stock industry certified automotive lifts: 2 Post Lifts. 4 Post Lifts. Alignment Lifts. and motorcycle lifts. We also cater to the automotive hobby enthusiasts who desire top of the line garage equipment for their home garage or shop. A Four post car storage lift will keep your vehicle and investment secure and make it convenient to drive your car for a weekend spin!

    Our two post car lifts capacity rate range from low capacity to high capacity, specifically from 7,000 lbs. 9,000 lbs. 10,000 Lbs. 12,000 lbs. 15,000 lbs. and 18,000 lbs. Our four post auto lifts capacity rate range from 7,000 lbs. to 14,000 lbs. The heavy duty four post car lifts range from 14,000 lbs. to 60,000 lbs. lifting capacity.

    Please call one of our experienced sales staff members toll free at 1-888-990-1786. We are happy to help you choose the right lift for your garage, and will make sure to address any required specifications that you may require for your garage or shop.

    Career Paths in Psychology: Where Your Degree Can Take You, Second Edition #career #guidance,,apa #books, #career #in #psychology, #degrees,,


    Career Paths in Psychology:

    Note: The Third Edition of this book is now available.

    Career Paths in Psychology is a must-have resource for students contemplating a career in psychology, for psychologists considering switching between areas of psychology, and for professionals thinking of switching to psychology from another field. In this comprehensive anthology, authors selected for their distinction in their chosen careers offer their professional—and personal—perspectives on 19 different graduate-level careers in psychology.

    Few fields of study offer more career opportunities than does psychology, and readers will find thoughtful discussions, leavened with tips and insights gained from personal experience, on the full range, including (to name only a few) academia, clinical psychology, health and school psychology, clinical neuropsychology, and government service. Each chapter discusses the nature of the career, its advantages and disadvantages, how to prepare for it, typical activities, ranges of financial compensation, opportunities for employment, and the personal attributes needed for success in the career. “Day in the life” discussions give readers a glimpse into the prosaic realities, challenges, and rewards of each career that the lab or lecture hall rarely provides.

    Reprinted eight times since the publication of the first edition in 1997, Career Paths in Psychology is recognized as the “go-to” sourcebook for anyone seeking a candid portrait of different careers in this ever-changing field. The second edition has been expanded (discussions of five new careers added) and updated to reflect current trends and changes in the field.

    Table of Contents

    1. Teaching, Research, and More: Psychologists in an Academic Career
      —Henry L. Roediger, III
    2. Learning About Learning: Psychologists in Schools of Education
      —Robert C. Calfee
    3. Teaching the Managers of Tomorrow: Psychologists in Business Schools
      —Victor Vroom
    4. Working as a Psychologist in a Medical School
      —Elena L. Grigorenko
    5. Coming Full Circle: From Academe to Administration to Academe
      —Sharon Stephens Brehm

    II. Clinical and Counseling Psychology

    1. Clinical Psychologists in Independent Practice: Infinite Opportunities
      —Christine H. Farber and Daniel J. Abrahamson
    2. Careers in Child Clinical Psychology
      —Jane Annunziata and Marc Nemiroff
    3. The Diverse and Intriguing Career Opportunities for Counseling Psychologists
      —Melba J. T. Vasquez
    4. Clinical Neuropsychology: Brain–Behavior Relationships
      —Paul L. Craig
    5. Career Experiences of Clinical Psychologists Working in a Hospital
      —Brian P. Daly and Ronald T. Brown

    III. A Variety of Organizations

    1. Careers in Public Service: The Intersection of Science and Policy
      —Tamara M. Haegerich and Lynn Okagaki
    2. Scientific Careers in Psychology in Government Service
      —Marc H. Bornstein
    3. Promoting Positive School Environments: A Career in School Psychology
      —Mary Barringer and Adam Saenz
    4. Industrial/Organizational (I/O) Psychology as a Career: Improving Workforce Performance and Retention
      —John Pass
    5. In the Halls of Business: Consulting Psychology as a Career
      —Judith S. Blanton

    IV. Diverse Areas of Psychology

    1. Military Psychology: A Dynamic and Practical Application of Psychological Expertise
      —Debra L. Dunivin and M. Victoria Ingram
    2. Health Psychology: Where Psychological, Biological, and Social Factors Intersect
      —Kelly D. Brownell and Peter Salovey
    3. A Psychologist in Managed Care: An Unexpected Career
      —Bruce L. Bobbitt
    4. Improving Test Development, Use, and Research: Psychologists in Educational and Psychological Testing Organizations
      —Wayne J. Camara

    Epilogue: Preparing for a Career in Psychology
    —Robert J. Sternberg

    About the Editor

    Mitchell Legal Solutions – Joliet Divorce, Criminal Defense, DUI – Family Law Attorneys #attorneys #dui

    Joliet DUI Attorney

    Mitchell Legal Solutions attorneys can help you with any type of traffic violation, including:
    DUI/DWI, Speeding, Running a red light or stop sign, Reckless driving, Failure to yield,
    Driving without insurance, and Driving while license suspended (DWLS) or revoked (DWLR).

    Joliet Divorce, Criminal Defense, DUI Family Law Attorneys

    Serving Joliet, Illinois and Grundy, DuPage Will County

    Serious legal issues call for strong representation from experienced lawyers who care as much about the outcome of your case as you do. Working through any type of legal matter can be an overwhelming experience for people who have never been through them before. Having a dedicated legal team behind you can help to ensure that your interests are protected at all times.

    At the Mitchell Legal Solutions. we represent clients throughout the Joliet, Illinois area in a variety of legal issues involving family law, criminal defense, consumer bankruptcy and workman’s compensation. Our Joliet divorce attorneys can help with custody and support, property division and paternity issues. Our criminal defense lawyers handle traffic violation and traffic ticket defense. drug crimes, drunk driving defense and other issues. If you need debt relief assistance, we can help you with a Chapter 7 bankruptcy or Chapter 13 bankruptcy filing. When it comes to workman’s comp, our experienced team can help you understand your rights and workman’s compensation laws. Keep in mind that you have 45 days to report your injury and that there is no out-of-pocket expenses for our workman’s comp clients.

    More Than 45 Years of Combined Experience Working for You

    When you hire our firm, you can count on us to treat you with respect at all times. We don’t see you as another case number. We see you as a real person. We understand how upsetting it can be to face unfamiliar and sometimes intimidating legal issues. Whether you need guidance through divorce, help getting out of debt or aggressive defense against a DUI/DWI charge. we will be there with you at every step, working diligently to obtain a positive result.

    Our clients appreciate the personal service they receive from everyone at our firm. Whether you visit us at our law offices in Joliet or Wheaton, you will find each member of our firm to be friendly, approachable and ready to help. We take our responsibility to you very seriously. We are attentive to our clients’ needs, promptly returning phone calls and making ourselves immediately accessible to clients as much as possible.

    Service Area

    With law offices in Joliet, Oak Brook and Tinley Park, Mitchell Law services the entire Chicago, IL area. Our main service area includes: Joliet, Wheaton, Lockport, Channahon, Minooka, Morris, New Lenox, Plainfield, Romeoville, Bolingbrook, Crest Hill, Rockdale, Shorewood, University Park, Crete, Frankfort, Wilmington and Mokena, Illinois.

    Call for a Free 15 Minute Consultation 24/7

    Contact our offices today to discuss your legal issues. We offer a free 15 minute initial consultation by phone or in person. You are able to reach a member of our firm at any time, day or night. You can reach us by phone at 815-723-2895, toll free at 866-733-5529 or via e-mail .

    Joliet Illinois Law Office
    Mitchell Legal Solutions
    54 North Ottawa Street, Suite 100
    Joliet, Illinois 60432
    Telephone: 815-724-0518
    Toll Free: 866-733-5529
    Fax: 815-723-5136

    Oak Brook, IL Law Office
    Mitchell Legal Solutions
    2021 Midwest Rd. Suite 200
    Oak Brook, IL 60181
    Telephone: 630-451-8100
    Toll Free: 866-733-5529

    Tinley Park, IL Law Office
    Mitchell Legal Solutions
    16335 S. Harlem Ave. 4th Floor
    Tinley Park, IL 60477
    Telephone: 708-265-3100

    The Mitchell Legal Solutions in Joliet, Illinois, represents clients throughout Will County, Grundy County and DuPage County including the communities of Joliet, Wheaton, Channahon, Minooka, Morris, New Lenox, Plainfield, Romeoville, Bolingbrook, Crest Hill, Rockdale, Shorewood, University Park, Crete, Frankfort, Wilmington and Mokena Illinois.

    Used Car Dealers Insurance #alpha #vision #car #insurance


    Dealer Protection Group (DPG) provides insurance for used car dealerships with a variety of options and choices. Whether a dealership is large or small, or simply dedicates one portion of its lot to pre-owned vehicles, our comprehensive coverage will insure the cars and trucks on the lot and the garage associated with sales.

    At DPG, we can provide you with a competitive insurance package that can include:

    GARAGE LIABILITY. Provides protection for liability resulting from the maintenance and the ownership of the garage.

    DEALERS OPEN LOT. Provides physical damage coverage on vehicles that are owned by your business. Physical damage includes collision and comprehensive coverage, such as fire, lightning, explosion, theft, windstorm, hail, flood, and vandalism and malicious mischief.

    GARAGE KEEPERS LIABILITY. If your operation does repair/body work on vehicles that are not owned by the dealership, you need this coverage to protect against damage to your customers’ vehicles in your possession.

    AUTO LIABILITY. Provides protection in the event of a lawsuit because of an auto accident.

    FALSE PRETENSE. Covers losses of vehicles in the event you’re scammed or cheated. For example, if someone comes to test drive a car (with your approval) and he or she takes the vehicle pretending to be someone they are not, you would be covered for the loss with this coverage. (However, please be aware this is not bad credit insurance.)

    BONDS. Used car dealer bonds to help you comply with state laws pertaining to the running of a used car business.

    E O COVERAGES. Certain errors and omission coverages related to the operations of used car dealers may include: Truth in Lending/Leasing Liability, Federal Odometer and Prior Damage Disclosure Liability, and Title Errors and Omissions.

    Get the inside track to comprehensive coverage at affordable rates.
    We can review these coverages and more with you in detail. Give us a call at 949.208.8550. email us. or fill out the form on this page.

    Carol Drake – State Farm Insurance Agent in Henderson, NV #car #insurance #henderson


    Carol Drake

    Carol Drake

    • Offering friendly personal local customer service 24/7
    • Assisting with customer reloacation to Henderson NV
    • We want to be your Nevada State Farm office
    • Offering personalized insurance & financial services
    • Our office has over 100 years of combined expericence
    • Henderson Chamber of Commerce
    • Serving Henderson, Las Vegas, Boulder City, Laughlin
    • Offering Auto Insurance in Henderson and Las Vegas, NV
    • University of Illinois, Chicago
    • Married with 5 Children & 8 Grandchildren
    • Offering Homeowners Insurance in Henderson, NV
    • Offering Renters Insurance in Henderson, NV
    • Offering Health Insurance in Henderson, NV
    • Offering Life Insurance in Henderson, NV
    • Member of the National Assoc of Insurance and

    Our mission is to be the customer’s first choice for quality insurance and financial products. Renters, Home, Auto, Life and Health Insurance. We will achieve this goal by building a reputation for listening to customers and providing products based on their needs. We will be knowledgeable, respected, and involved members of the Henderson community-and will serve the customers as catalysts that prompt important decisions.


    State Farm Bank, F.S.B. Bloomington, Illinois ( Bank ), is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and may be subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit an application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank’s underwriting standards for each type of credit or service offered by visiting or by contacting the Bank at 877-SF4-BANK (877-734-2265). Callers who are hearing or speech impaired should dial 711 or use a preferred Telecommunications Relay Service. To apply for a Bank product, you may also see your participating State Farm agent.

    Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

    Before investing, consider the funds’ investment objectives, risks, charges and expenses. Contact State Farm VP Management Corp. (1-800-447-4930) for a prospectus or summary prospectus containing this and other information. Read it carefully. AP2014/12/2170

    State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

    Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.

    Shopping for car insurance? Carol Drake in Henderson, NV is one of more than 18,000 State Farm® agents nationwide who can help keep you and your family covered with quality auto insurance. You can talk to an agent at any time.

    Get an online auto insurance quote – it’s fast and easy.

    Already a State Farm customer? Register for online account access to make payments and more.

    Get an Auto Quote

    Continue Your Auto Quote

    Home Insurance in Henderson, NV

    More people choose State Farm® for their homeowner’s insurance over any other providers.

    Make the move with Carol Drake in Henderson, NV to protect your home and family. Plus, save money when you have both car and home insurance with us.

    Get a home insurance quote online – it’s fast and easy.

    Get a Homeowners Quote

    Life Insurance in Henderson, NV

    State Farm® offers competitive life insurance rates to help protect you and your loved ones.

    There’s a lot to learn when you’re getting started with life insurance. When you’re ready, Carol Drake in Henderson is here to help.

    Get a life insurance quote online – it’s fast and easy.

    Get a Life Quote

    A Lot of Cars – Used Cars Ogden #used #jeeps #for #sale

    #car lots

    2008 Chrysler Town & Country LX

    2004 Dodge Ram Pickup 2500 ST

    2007 Dodge Caliber SXT

    2006 Dodge Charger RT

    2007 Ford Expedition Eddie Bauer

    2004 Chrysler Sebring Touring

    2003 Ford Expedition Eddie Bauer

    2005 Ford F-150 FX4

    2003 Ford F-350 Super Duty Lariat

    2008 Ford F-350 Super Duty XL XL 4dr Crew Cab

    2006 Ford F-350 Super Duty XL XL 4dr Crew Cab

    2008 Ford Fusion I4 SE

    2000 Ford Mustang GT

    2007 GMC Sierra 1500 Classic Denali

    2007 Honda Accord EX-L

    2008 Chevrolet Impala LS

    2008 Hyundai Sonata GLS

    1995 Isuzu Rodeo S 4dr S

    2006 Jeep Commander

    2008 Jeep Liberty Sport

    2005 Mazda Mazda3 s

    2004 Mazda Mazda6 s

    2005 Nissan Murano S

    2010 Toyota Corolla S

    2015 Progressive Review #value #my #car

    #auto reviews

    Progressive Review

    Progressive auto insurance offers industry-leading driver and vehicle discounts, helping to keep premiums low. With solid claims management and unique coverage options, Progressive car insurance stands out as a premier insurance provider.

    The Good

    Comprehensive driver discounts

    Progressive auto insurance offers some of the most comprehensive driver discounts in the industry. Discounts can be an excellent resource to help you reduce your auto insurance premium while still maintaining quality coverage. Progressive auto insurance includes common discounts like good driver and multiple policy, as well as accident forgiveness, military, loyalty, and several others.

    Strong claims management features

    With a 24/7 claims center and the ability to file a claim with an agent, online, or on your mobile phone, Progressive allows you to manage your claims in the manner most convenient for your circumstances. Featured prominently on the Progressive car insurance website is a link to the claims center which allows customers to log in and report and track a claim. For those unfortunately instances where a claim is necessary, having access to so many filing options is a great resource.

    Pet injury coverage

    In addition to the standard liability and bodily injury coverages aimed at protecting family and other loved ones, Progressive auto insurance also offers pet injury coverage. With pet injury coverage, you can receive up to $1,000 to treat injuries sustained by your cat or dog in an auto accident. The most amazing aspect of pet injury coverage is that it is included in your collision coverage, and comes at no extra charge in most states. For those animal lovers looking to protect their pets, Progressive auto insurance is a solid choice.

    Diverse vehicle discounts

    Receiving discounts related to your vehicle is another great way to reduce your premium and lower your expenses. With Progressive car insurance, you can receive vehicle deductions if your car has an anti-theft device or built-in safety features like anti-lock brakes, or if you drive an electric car. When it comes to identifying driver and vehicle discounts, you will be hard pressed to find another auto insurance company offering more than Progressive.

    Snapshot device rewards good drivers

    Snapshot is a program offered by Progressive car insurance that monitors your driving and offers discounts based on your driving habits. Progressive will send you a small device that plugs into your car and records how you drive. Based upon your driving habits, you can be eligible for safe driver, low mileage, and other discounts. Progressive auto insurance even makes it easy by allowing those discounts to kick in automatically. Snapshot is free and is a great way to monitor your driving and get access to a few extra discounts.

    The Bad

    No new car replacement or GAP insurance

    For most of us, buying a new car will mean getting some form of auto loan. In those unfortunate cases when a new car is badly damaged, oftentimes the insurance will not cover the cost of the loan, leaving you in a tough financial spot. GAP insurance, which covers the difference between the actual value of a totaled car and the balance remaining on your auto loan, and new car replacement, which replaces a totaled car with a brand new car, are both not offered by Progressive car insurance. If these insurance coverages are particularly important to you, Progressive auto insurance may not be the best fit.

    Mixed mobile app reviews

    American Car Imports Australia #lease #a #car

    #cars for sale australia


    Hi I’m John Bakker in 1996 I established Victorian American Imports and its quite interesting how it came about.

    I just want to give you a little bit of a rundown on the history of where it all began. because it does affect you and your ownership of your American Dream Car

    I used to have another company called Rival Marine in fact I still do own it and it is basically an inboard ski boat shop.

    I used to run it part time, and worked elsewhere as a fitter and turner. Back in 1992 or 3, I was involved in powerboat racing and saw one of these American Chevy pickups at one of the race boat meetings and fell in love with it. It was awesome!!

    So, in 95 I went over to the States with another guy and we bought 2 of them together, we brought them back into Australia and had them converted by someone in Melbourne.

    After about 13 weeks we got the cars back and I was very disappointed in what I finished up with. So, having a mechanical background and being a perfectionist for quality. I fixed up most things I wasn t happy with as best I could because there is really only so much you can fix after the job has been stuffed up by someone else!

    I eventually sold the vehicle and bought another one in from the States which I converted myself. And to the quality and standard that I wanted, like I said I am a stickler for quality workmanship!

    My friends and other boat competitors in the powerboat sport started asking me, Where d you get it? Can you get me one? and before I knew it I had 6 to do.

    So, here we are in this small workshop fixing, repairing and building boats with fibreglass and so on in one corner and, in the other corner we re converting Chevy pickups, so, pretty much that s the beginning of it.

    Little did I know then that today I would be the owner and director of Victorian American Imports. Rival Marine and the newly formed American Automotive Australia

    With my company s roots involved in top boat level racing, (we still retain Australian Racing Records not yet beaten ) to achieve those unmatched results there has to be a high level of engineering and development. That and my stickler for quality and perfection has been passed on to produce a top quality, world class left to right hand drive conversion.

    And this is not just a play on words, I am a stickler for quality! Ask my staff and more importantly read the testimonies of my clients, some have bought multiple vehicles from me over the years!

    In early 2000’s the industry was quite messy and there was all sorts of “weird and “wonderful” things happening, with rising complaints the Federal Government In 2003 began to bring in regulatory changes and one of those was the introduction of the Registered Automotive Workshop Scheme (R.A.W.S system ).

    For us, this was great news! Because it meant the shady import convertors would have to conform or close up shop.

    It was at this time my company, Victorian American Imports set the industry standard by becoming the first Australian Company to be approved to convert American pickups and SUV s to right hand drive. In fact we became the benchmark for the whole industry. Something I am proud of and proves that integrity and quality will always outlast compromise and poor quality.

    Since then, Victorian American Imports has had a number of other firsts, including the introduction of the Chevrolet Suburban, GMC Yukon and Cadillac Escalade range to the Australian market.

    We are now one of the largest importers of GM vehicles within Australia, Victorian American Imports—American Automotive Australia has also expanded internationally and is now exporting Right Hand Drive Conversions to the world market.

    The full range of Chevrolet Silverado, Chevrolet Avalanche, Chevrolet Suburban, Chevrolet SSR, GMC Sierra, GMC Yukon, Dodge Ram, Cadillac Escalade and Hummer H2 s are now available through Victorian American Imports—American Automotive Australia .

    Our range of conversions includes:

    2015 Toyota Auris #car #loan

    #car reviews 2015


    Introduced in 2006 to the global market, the Auris quickly made a name for itself as a roomier version of the Corolla. Soon Toyota added a hybrid version for the 2010 model year and sales jumped even more. The 2012 model year saw a vast improvement in design, both inside and out, along with a list of powertrain improvements on the existing gasoline and available diesel engines. The Auris became the only car to offer three powertrain choices in the compact family segment.

    Now for 2015, the Auris moves into its third generation and gets a welcomed makeover from the ground up. Toyota says it responded to customer feedback and improved the car in the five key areas of design, sensory quality, the hybrid model, safety, and powertrains.

    It’s also interesting to note that since its 2010 introduction, the hybrid version has risen to account for more than half of all Auris sales in western Europe – a figure that surpasses 200,000, more than any other hybrid on the market.

    Continue reading to learn more about the 2015 Toyota Auris.

    Upcoming Cars in India in 2016-2017 #car #tyres

    #new car

    Upcoming Cars 2016-2017

    All information about the Upcoming Cars in 2014, 2015 and 2016

    This Upcoming Cars section takes you through the most exciting new cars lined up for 2014 and 2015. Whether it’s the new Mobilio and Jazz from Honda Cars India, all-new Tata Zest and Audi A3, or the facelifted Ford Fiesta and Nissan Sunny, we have got them all covered for you! This Upcoming Cars India section offers information on all kinds of cars expected to be launched in 2014-2015 – be they SUVs or MUVs, sedans or hatchbacks, small or luxury cars, petrol or diesel.

    This section also serves as a great resource for those who are planning to buy new cars and have an eye for a new car model that’s not yet been launched but will be soon. With information from – launch date to price of the cars in India, all provided at one place, this section helps the buyer to keep track of everything he or she needs to decide whether to wait for the car or not.

    Also we keep you informed about the concept cars and future cars. Though we can provide an artist’s impression of the car based on the information we have, these articles serve the purpose of helping you looking beyond the obvious.

    In sum, everything you wanted to know about upcoming cars launches in India is available here.