Kaufman Trailers Equipment, Gooseneck, Car, Utility, Flatbed Trailers #used #car #auction

#car trailers for sale

Kaufman Trailers Home

About Kaufman Trailers

Kaufman Trailers is the leader in supplying high quality, cost-effective Utility, Gooseneck, Flatbed, Equipment, Car, and Dump Trailers. You can choose to pick up your trailer or we will deliver it factory-direct anywhere in the continental United States. We have distribution centers both east and west of the Mississippi River.

Kaufman Trailers manufactures and sells utility, gooseneck, flatbed, equipment, car, and dump trailers. We are an industry leader in product innovation. Since our humble beginnings in 1987, our products have become the standard of excellence for the industry. If Kaufman Trailers sells it, you can depend on it being the best value available. Our rigorous internal standards as well as NATM certification assure you of a durable, long-lasting, great investment.

We specialize in the following types of trailers:

  • Utility Trailers Kaufman Trailer s utility trailer family features top rails and a full width spring assist landscape gate. Our single and tandem axle utility trailer families are available in all popular sizes. GVW ratings range from 2,000 to 17,000 lb. Our heavy duty utility trailers start at 12,000 GVWR and feature channel main frames with a heavy duty split spring assist landscape gate. We also offer wood floor utility trailers with slide-in ramps.
  • Gooseneck Trailers  Kaufman Trailers offers flatbed gooseneck trailers (deck over the tires), equipment gooseneck trailers (with fenders), tilt gooseneck trailers (fixed front deck with tilting rear deck), car hauler gooseneck trailers (to haul two or three cars), landscape gooseneck trailers, and detachable gooseneck trailer styles.
  • Flatbed Trailers Kaufman Trailers offers flatbed trailers in a variety of capacities and styles. Our flatbed trailer line includes our standard models available which are available in 14,000 to 25,000 GVWR, paver flatbed trailers, gooseneck flatbed trailers, air brake heavy equipment trailers, drop deck flatbed trailers, and detachable lowboy gooseneck trailer models.
  • Equipment Trailers Kaufman Trailers manufactures the broadest equipment trailer line-up in the industry! Available in all popular GVWR ranges and lengths, we have an equipment trailer to fit your need.
  • Car Trailers Kaufman Trailers industry leading car trailer line is offered in the following: Diamond floor single car trailers, wood floor utility trailers, tilt car trailers, open center two car trailers in both tag-a-long and gooseneck hitch, gooseneck car trailers and truck haulers, wedge car trailers, and double deck car hauler trailers in four, five, and six car trailer models.
  • Dump Trailers Kaufman Trailers offers low profile dump trailers in Standard and Deluxe configurations. Available in bumper pull and gooseneck hitch options, and in weight ratings ranging from 8,000 to 17,000 GVWR.

Our friendly, specially trained, customer service staff can help answer your questions and assist you in finding the perfect Kaufman Trailer for your needs at a price you will like!

Need Replacement Parts for your Kaufman Trailer? Visit our Online Parts Website Now!

King of Cheap Car Insurance Quotes • Auto Insurance Comparison #cheap #rent #car

#online car insurance quotes

Would you like to know the basics of car insurance? Learn all you need to know about vehicle coverage types and deductibles. Continue

Learn how to find the cheapest car insurance premiums possible. Get educated about various discounts you might be eligible for and how to lower premium as a young driver. Continue

Compare Your Insurance Options Now

How Quotes Are Calculated

When you start to compare are insurance quotes on a mission to find the lowest possible premiums, it is important to understand how your quotes are calculated and why these quotes can differ dramatically from carrier to carrier. All auto insurance carriers licensed to do business in your state must answer to the Department of Insurance when filing rates, but this is does not mean that a multitude of personal factors will not affect your base rate when you retrieve quotes. If you are wondering why your insurance is so high compared to state averages reported in your area, or your cousin s rates are significantly lower than yours and you want answers, here is your consumer guide to understanding auto insurance rating factors.

The Difference Between Fixed and Variable Factors That Affect Car Insurance Price

When you are shopping for affordable auto insurance, the easiest way to save money is to compare auto insurance quotes from several different companies licensed to do business in your state. While each of these companies have different base rates that are based on the demographic the company has decided to target, all of the carriers will use the same combination of rating factors to calculate personalized rates for applicants.

Some of these rating factors are fixed factors that you cannot control, and other factors can be changed if you make the effort to change lifestyle and driving habits. Identifying the fixed and variable factors, how they affect your rates, and how the changeable factors can be changed in your favor will help you get the lowest possible auto insurance premiums. Read on to distinguish between all of the rating factors that reputable auto insurance carriers use.

The Rating Factors That You Cannot Change

Age plays a major role in how much you will pay for your auto insurance due to statistics. As you read about rating factors, you will learn that auto insurance actuaries and underwriters rely on statistics to calculate rates. If the statistics of accidents are high in a specific age group, rates for applicants assigned to the age group will be higher.Young drivers under the age of 25 have a high incidence of accident, and this is why inexperienced drivers pay the highest rates. Once you gain experience, you can expect to see your rates decline at 25 and then gradually until you are 65. Once you reach a senior age group, premiums tend to rise once again.

Keyes Best Used Cars #used #cars #in #usa

#best used cars

Welcome to Keyes Best Used Cars serving the greater Van Nuys, CA area.

Keyes Best Used Cars is a Lexus Auto Dealer

Our goal is to make your car buying experience the best possible. Keyes Best Used Cars s virtual dealership offers a wide variety of new and used cars, Lexus incentives, service specials, and Lexus parts savings. Conveniently located in Van Nuys, CA we also serve Los Angeles, CA and Beverly Hills, CA.

If you re looking to purchase your new dream car. you ve come to the right place. At Keyes Best Used Cars we pride ourselves on being the most reliable and trustworthy Lexus dealer around. Our inventory is filled with some of the sweetest rides you ve ever seen!

The Lexus Dealer You Can Count On

We re the kind of Lexus dealer that takes the time and listens to the wants and needs of our clients. We understand that buying a car is a process that takes a certain amount of careful consideration.

It s a lot to wrap your head around but at Keyes Best Used Cars we do our best to make the car buying experience an easy one. We re the kind of Van Nuys, CA car dealer that helps you decide exactly what you re looking for. We won t ever make a sale that our customers will end up being unhappy with. We re proud to be the type of Van Nuys, CA Lexus dealer that strives for 100% customer satisfaction.

There are several important factors to take into account when choosing a car:

  1. How many people do you drive with every day?
  2. How far do you drive on a daily basis?
  3. What kind of terrain or traffic do you need to tackle?
  4. What does your gasoline budget look like?
  5. Are you looking for a sports car or would you prefer a family friendly vehicle?
  6. How much money are you looking to spend on your new car?
  7. Do you need financial assistance ?

Lexus For Everyone

We are the Van Nuys, CA car dealership that caters for a whole variety of clientele. We understand that all of our clients have different financial situations and have done our best to ensure that our cars come in a variety of different shapes and sizes, and that their price tags vary as well. We not only have an amazing selection of brand new cars but have also acquired an impressive selection of pre-owned vehicles that are just as fantastic.

Because our customers are so important to us, we ll also take the time to find you some great financing options if you need them. At some point in our lives we all need a little financial boost, and at Keyes Best Used Cars we do our best to find a reasonable loan that enables you to purchase the car you ve always dreamed of.

If you would like to get in touch with us please don t hesitate to give us a call at 888.499.1833 or stop by for a visit .

Keyes Best Used Cars s range of car services includes:

Servicing Your Lexus Vehicle

Lexus Car Shopping Quick Links

Kelley Blue Book #car #computer

#sport cars

Best Sports Car:

Few cars have looks as sinister as the Chevrolet Camaro. and even fewer have the goods to back them up. Chevy’s modern-day muscle car has plenty of both, even in base form. Beyond striking looks and power, the Camaro boasts another big benefit to its owners: Resale value. In that contest, the Chevy Camaro V6 comes in first in the Sports Car segment.

A big part of the 2013 Chevy Camaro’s winning formula is its V6 engine that cranks out 323 horsepower – the kind of figures that until recently were more associated with larger V8 engines. On the flip side, that same engine is rated to deliver fuel economy of up to 30 mpg, the kind of number usually connected with smaller 4-cylinder powerplants.

Yet it’s those looks that continue to draw appreciators young and old. In its age-old rivalry with the Ford Mustang, it’s the Chevy Camaro that simply drips with aggression, from its angry headlights to its muscular rear haunches. The Camaro’s 4-passenger interior, meanwhile, is notorious for both its retro-style gauges and massive rear blind spot. If you can get beyond the lesser aspects of the cabin, you’ll be pleased with features such as an available Boston Acoustics premium sound system and comfortable leather seats.

As for price, it’s hard to find a car that offers this kind of bang for the buck. The Camaro’s base price of just over $24,000 buys a whole lot of car – and perhaps a priceless amount of fun and attention.

Kelley Blue Book vs. NADA Used Car Values – Automotive Digital Marketing ProCom #car #brokers

#used car prices nada

Kelley Blue Book vs. NADA Used Car Values

What is my car worth? This apparently is a loaded question. Kelley Blue Book says one thing and NADA says another. Which one is right? Consider this.

The structure of the vehicle values provides the differentiation between the two groups. At KBB there are many “values” or “worths”: Trade-In, Private Party, Suggested Retail, and Certified Pre-owned. At NADA, there is Trade-In Value and Suggested Retail Value. NADA lumps all buyers and sellers into one category which could be entitled “Vehicle Value” or the like and you would simply infer that you get what you pay for if you are on the buying end. In a crowded and complicated marketplace, simplicity is hard to find.

Kelley Blue Book attempts to “funnel” you into one of two categories: “What should I pay for a used car” or “What’s my car worth?” There is  problem with this philosophy: The insinuation that in a vehicle transaction that one party can get a “steal” and the other gets snookered .

Does the distinction between the current “worth” of a vehicle and what you should be expected to pay for a certain vehicle need to be made? Why does this matter? I’ll tell you.

The test vehicle used in this scenario is my very own 2008 Hyundai Santa Fe GLS. The Trade-in value on my “Good” Santa Fe is $8,364 and the Private Party value is $10,274. Then I check out the suggested retail price which is essentially the dealer’s price, and lo and behold. $12,624. Herein lies the problem.

KBB inadvertently skews used car values because of the consumer’s perception that a dealer gets a Santa Fe for $8,364 and flips it for $12,624 for a fast handsome profit. You see consumers then head over to a used car dealer demanding at least $10k because that is what “I could sell it for”.

The NADA’s approach makes much more sense. There is no suggested retail, certified retail, private party clutter to cloud the mind. I would go a step further and advise dropping the Trade-In value as well. A car is worth what it is worth, considering the condition of the vehicle.

When you go to the new car lot or used car lot, your car is worth what it is worth. When you sell your car on autotrader, your car is worth what it is worth. When you go to purchase a vehicle, the car is worth what it is worth. And how do we know it’s worth. you guessed it, exactly what price someone will pay and exactly the price at which someone will sell.

Maybe this is parochial and the KBB way is sophisticated but I believe the “multiple value” approach oftentimes leads to falsely inflated values .

Japanese used cars #car #rental.com

#japanese used cars for sale

Used Japanese vehicles for export to Kenya.

Hab Japan Ltd is Japanese vehicles dealer for selling Quality vehicles for all around the world. Buy Quality cars from Japan direct from Japan and save lots of money.

Procedures of Importing Japanese used car into Kenya.

  • Choose the vehicle from the list and make an order

Choose the car from our stock list and fill in the inquiry order form. The Proforma invoice will be issued on time. The regulation of used cars importation into Kenya, You can only import year 2003 up models as of 2010.

  • Receive the Proforma invoice and arrange the payment

The payment can be made by Bank transfer. You can bring our Proforma invoice to your bank for the money transfer into our bank account.Payment is always 100% in advance unless it has been discussed otherwise.We also only accept Bank transfer no other forms of payment.

  • Full inspection Maintenance for Jevic inspection.

After receipt of your payment. We can maintain the vehicle fully at our work shop and pass the Jevic inspection to meet the quality standard for the vehicles into Kenya road worthy.

  • Start shipping delivery up to Mombasa

We arrange the delivery by using Ro-Ro vessel up to Mombasa. It may take about 4weeks from Japan.If more than one car,we can as well organise container shipment.

  • Sending all necessary documents to you by DHL

Once the vessel is departed, we will send Bill of lading and Invoice,Inspection certificate to you or your Clearing agent .Refer to this article for our prefered clearing agents.

  • Arrival in Mombasa and the Custom clearance

With the assistance of a clearing agent,you can clear the vehicle from custom and register the vehicle and get number plate.

Most popular cars in Kenya:

Japanese Used Cars for Sale #car #financing #calculator

#japanese used cars for sale

Lexus is developing a seven-seat crossover

According to a recent report, Lexus is working on a seven-seat crossover.

Details are limited but Automotive News is reporting the company could develop an all-new crossover or add a third row of seating to the next-generation RX which is slated to arrive in late 2015.

It remains unclear which direction the company is leaning but Lexus USA s Group Vice President an d General Manager said We feel like we re missing a 35,000-units-a-year opportunity. We re working hard to rectify that. Jeff Bracken went on to say We could bring it to market in 2016 or 2017.

While nothing is official, speculation suggests the model could be called the TX and it be based on either the front-wheel-drive platform from the Toyota Camry or the rear-wheel drive platform from the Lexus IS / GS.

Subaru isn t currently planning a BRZ STi

Subaru s Australian division has announced the company isn t working on a BRZ STi or another performance-oriented model in collaboration with Subaru Tecnica International (STi).

Getting back to the inexistent BRZ STi, the reason why it won t happen is due to limited resources which have to be targeted to improving global sales, according to Subaru Australia managing director Nick Senior. However, some distributors are still lobbying for hotter versions but for the moment an STi model is not being prepared.

Acura Honda to field six models at the Pikes Peak International Hill Climb

Acura and Honda have announced plans to field a variety models in seven classes at the Pikes Peak International Hill Climb which kicks off on June 29th.

According to Honda Performance Development President Art St. Cyr, Pikes Peak presents us with a unique opportunity to showcase Honda s diverse product lineup and to energize Honda fans around the world, as we work to further strengthen Honda s presence in racing at all levels. St. Cyr went on to say Our associates will be working hard between now and race day to prepare this diverse field of race vehicles and showcase the Honda Racing Spirit.

Lamborghini Urus to be assembled in Slovakia starting 2017

Sources within the Volkswagen Group have revealed the Lamborghini Urus will be manufactured at VW s factory in Slovakia.

Slated to go on sale early 2018, the production version of the Lamborghini Urus concept will be put together in Bratislava, Slovakia at a Volkswagen factory where it will be assembled together with the Porsche Cayenne, Audi Q7, Volkswagen Touareg as well as the bodies for the forthcoming Bentley SUV due in 2016.

It will be Lamborghini s first SUV after the LM002 which was phased out in 1993 and will share its platform with the next-gen Q7, Touareg, Cayenne and Bentley SUV. Little else is known about the Urus but it could be offered with a hybridized V8 generating approximately 680 PS (500 kW). Audi s boss Rupert Stadler previously said it won t be a softie and that it will carry over most of the concept s design.

Named after the Aurochs bull a large, wild ancestor of domestic cattle the Urus is the spiritual successor of the LM002. It features aggressive styling with a prominent front fascia, a ventilated hood and LED headlights. There s also a tailgate-mounted spoiler, a rear diffuser and a four-tailpipe exhaust system. Other highlights include an adjustable suspension and 24-inch wheels with a matte aluminum finish

Toyota reveals significant facelift for Yaris

Toyota has released a couple of images with the facelifted Yaris set to go on sale in the following months, following some brochure scans which surfaced the web in March..

Essentially a rebadged Vitz, the European-spec Yaris will be built in France and launched this summer. Additional information is limited, but the car will feature a 6.1-inch touchscreen display and three different engines: a 1.0-liter VVT-i, a 1.33-liter dual VVT-i and a 1.4-liter D-4D diesel.

The Yaris has received a major styling change as the front fascia is now derived from the all-new Aygo with the large trapezoidal lower grille combined with the upper one to create an X shape. While on the smaller Aygo the LED daytime running lights sit next to the fog lights, on the facelifted Yaris these have been integrated within the darkened headlights.

Photos of the Yaris rear have not been provided but most likely the changes will carry over from the JDM-spec Vitz with the updated taillights, altered license plate area and a mildly tweaked bumper. They also prepared new alloy wheel designs along with a revised interior cabin packing the latest version of the Toyota Link infotainment system.

The changes are skin deep as the face-lifted Yaris now benefits from a modified suspension to provide better handling and comfort while the noise levels have be reduced. Engine lineup will be taken from the pre-facelift variant, including the hybrid powertrain.

A full reveal should occur in the following days.

John s Auto Sales – Used Cars – Somerville MA Dealer #second #hand #car #prices

#auto sales

John’s Auto Sales – Somerville MA, 02143

John’s Auto Sales is a place where you can buy, sell or trade your vehicle with confidence! We have been doing this for over 40 years at the same location! We have customers from Boston, Somerville, Cambridge, Medford, and Malden. We have a wide range of cars and trucks including Chevrolet, Ford, Dodge, Honda, Toyota, BMW and Mercedes-Benz that change constantly. So if you are in the market to buy or if you want to sell or trade your vehicle, this is the place! Also please take notice that we have one of the best finance teams in the business so bad credit or no credit for us is not a problem. You are getting financed no matter what the situation you are in!

Somerville Used Cars, Auto Financing Lot – John’s Auto Sales 02143

If you are in the market for Used Cars, Auto Financing inventory in Somerville, you’re in the right place! Our Used Cars. Car Loans lot stocks a great selection of used cars for sale, used vehicles, usedcars, pre-owned cars, vehicle financing, auto loans, automobile loans, car finance for our Boston, Cambridge customers to choose from, at great prices. If you need assistance in choosing a Used Cars, financing, our friendly and knowledgeable staff will get your questions answered. With many years in business, we are proud of our MA roots, and we are proud to be a Somerville Used Cars, financing dealership, Allston, Arlington, Arlington Heights, Auburndale, Babson Park, Bedford, Belmont, Billerica, Boston, Braintree, Brighton, Brookline, Brookline Village, Burlington, Cambridge, Canton, Charlestown, Chelsea, Chestnut Hill, Concord, Danvers, Dedham, Dover, East Boston, East Weymouth, Everett, Hanscom Afb, Hathorne, Hingham, Hull, Hyde Park, Jamaica Plain, Lexington, Lincoln, Lynn, Lynnfield, Malden, Marblehead, Mattapan, Medford, Melrose, Middleton, Milton, Milton Village, Nahant, Natick, Needham, Needham Heights, New Town, Newton, Newton Center, Newton Highlands, Newton Lower Falls, Newton Upper Falls, Newtonville, Nonantum, North Reading, North Waltham, North Weymouth, Norwood, Nutting Lake, Peabody, Pinehurst, Quincy, Randolph, Reading, Readville, Revere, Roslindale, Salem, Saugus, Somerville, Stoneham, Swampscott, Waban, Wakefield, Waltham, Watertown, Waverley, Wayland, Wellesley, Wellesley Hills, West Medford, West Newton, West Roxbury, Weston, Westwood, Weymouth, Wilmington, Winchester, Winthrop, Woburn area residents with quality Used Cars, Auto Financing inventory.

Perhaps the biggest reason so many Used Cars, financing Boston, Cambridge shoppers choose to go to John’s Auto Sales Somerville Used Cars, Auto Financing lot is the fact that they know the search ends here. The John’s Auto Sales name has been known as Somerville’s Used Cars, financing dealer for many years. Couple our professional yet approachable staff with our vast lineup of Used Cars. Car Loans inventory in Somerville including used cars for sale, used vehicles, usedcars, pre-owned cars, vehicle financing, auto loans, automobile loans, car finance and you’re destined to find exactly what you’re looking for right here at John’s Auto Sales. To explore our winning selection of Used Cars, Auto Financing inventory first hand visit our Somerville dealership or give us a call at 866-830-9173.

Visit our John’s Auto Sales Somerville Used Cars, Auto Financing dealership today to experience our great and hassle free approach for yourself. As hundreds of drivers in greater MA area already have, you’re certain to see the difference immediately.

To learn more visit our dealership in the Somerville area, or give us a call. Our team is available to answer any questions regarding your next Used Cars, financing purchase.

John’s Auto Sales – Used Cars, Auto Financing Somerville, MA

Kachar s Used Cars – Used Cars – Monroe MI Dealer #car #values #bluebook

#used car lots

1997 Dodge, Ram Pickup 1500

2005 MINI, Cooper

2008 Jeep, Patriot

2008 International, 4200

2005 Honda, Element

2008 Ford, Escape

2010 Ford, F-150

2008 Chevrolet, Uplander

2001 Ford, Focus

2006 Mercury, Mountaineer

2008 Pontiac, G6

2006 Pontiac, G6

2013 Hyundai, Elantra

1997 Mitsubishi, Eclipse Spyder

2004 Dodge, Stratus

2012 Dodge, Grand Caravan

2006 Dodge, Ram Pickup 1500

2002 Mazda, 626

2013 Ford, E-Series Cargo

2002 Chevrolet, Astro

2012 Jeep, Patriot

2005 Chrysler, Sebring

2001 Chevrolet, Cavalier

Special $4,995

2011 Dodge, Challenger

The Market Value Versus Book Value (KO, WFC) #cheap #cars #for #sale #uk

#book value car

The Market Value Versus Book Value

Understanding the difference between book value and market value is a simple yet fundamentally critical component of any attempt to analyze a company for investment. After all, when you invest in a share of stock or an entire business, you want to know you are paying a sensible price.

Book Value literally means the value of the business according to its “books” or financial statements. In this case, book value is calculated from the balance sheet. and it is the difference between a company’s total assets and total liabilities. Note that this is also the term for shareholders’ equity. For example, if Company XYZ has total assets of $100 million and total liabilities of $80 million, the book value of the company is $20 million. In a very broad sense, this means that if the company sold off its assets and paid down its liabilities, the equity value or net worth of the business, would be $20 million.

Market Value is the value of a company according to the stock market. Market value is calculated by multiplying a company’s shares outstanding by its current market price. If Company XYZ has 1 million shares outstanding and each share trades for $50, then the company’s market value is $50 million. Market value is most often the number analysts, newspapers and investors refer to when they mention the value of the business.

Implications of Each

Book value simply implies the value of the company on its books, often referred to as accounting value. It’s the accounting value once assets and liabilities have been accounted for by a company’s auditors. Whether book value is an accurate assessment of a company’s value is determined by stock market investors who buy and sell the stock. Market value has a more meaningful implication in the sense that it is the price you have to pay to own a part of the business regardless of what book value is stated.

As you can see from our fictitious example from Company XYZ above, market value and book value differ substantially. In the actual financial markets. you will find that book value and market value differ the vast majority of the time. The difference between market value and book value can depend on various factors such as the company’s industry, the nature of a company’s assets and liabilities, and the company’s specific attributes. There are three basic generalizations about the relationships between book value and market value:

  1. Book Value Greater Than Market Value: The financial market values the company for less than its stated value or net worth. When this is the case, it’s usually because the market has lost confidence in the ability of the company’s assets to generate future profits and cash flows. In other words, the market doesn’t believe that the company is worth the value on its books. Value investors often like to seek out companies in this category in hopes that the market perception turns out to be incorrect. After all, the market is giving you the opportunity to buy a business for less than its stated net worth.
  2. Market Value Greater Than Book Value: The market assigns a higher value to the company due to the earnings power of the company’s assets. Nearly all consistently profitable companies will have market values greater than book values.
  3. Book Value Equals Market Value: The market sees no compelling reason to believe the company’s assets are better or worse than what is stated on the balance sheet.

It’s important to note that on any given day, a company’s market value will fluctuate in relation to book value. The metric that tells this is known as the price-to-book ratio, or the P/B ratio:

P/B Ratio = Share Price/Book Value Per Share

(where Book Value Per Share equals shareholders’ equity divided by number of shares outstanding)

So one day, a company can have a P/B of 1, meaning that BV and MV are equal. The next day, the market price drops and the P/B ratio is less than 1, meaning market value is less than book value. The following day the market price zooms higher and creates a P/B ratio of greater than 1, meaning market value now exceeds book value. To an investor, whether the P/B ratio is 0.95, 1 or 1.1, the underlying stock trades at book value. In other words, P/B becomes more meaningful the greater the number differs from 1. To a value-seeking investor, a company that trades for a P/B ratio of 0.5 implies that the market value is one-half of the company’s stated book value. In other words, the market is selling you each $1 of net assets (net assets = assets – liabilities) for 50 cents. Everyone likes to buy things on sale, right?

Which Value Offers More Value?

So which metric – book value or market value – is more reliable? It depends. Understanding why is made easier by looking at some well-known companies.

The Coca-Cola Co. has historically traded at a P/B ratio of 4 to 5. This means that Coca-Cola’s market value has typically been 4 to 5 times larger than the stated book value as seen on the balance sheet. In other words, the market values the firm’s business as being significantly worth more than the company’s value on its books. You simply need to look at Coca-Cola’s income statement to understand why. Coca-Cola is a very profitable company. Its net profit margin exceeds 15%. In other words, it makes at least 15 cents of profit from each dollar of sales. The takeaway is that Coca-Cola has very valuable assets – brands, distribution channels, beverages – that allow the company to make a lot of money each year. Because these assets are so valuable, the market values them far more than what they are stated as being worth from an accounting standpoint.

Another way to understand why the market may assign a higher value than stated book is to understand that book value is not necessarily an accurate value of a company’s net worth. Book value is an accounting value, which is subject to many rules like depreciation that require companies to write down the value of certain assets. But if those assets are consistently generating greater profit, then the market understands that those assets are really worth more than what the accounting rules dictate. Other high-quality companies such as Johnson Johnson (NYSE:JNJ ), Pepsi (NYSE:PEP ) and Procter and Gamble (NYSE:PG ) will also possess market values far greater than book values.

Wells Fargo is one of the oldest and largest banks in the U.S. It typically trades for a P/B of 1, give or take a few percent. In other words, the market values Wells Fargo at or close to its book value. The reason here is simple, and it is explained by the industry Wells Fargo operates in. Financial companies hold assets that consist of loans, investments, cash and other financial securities. Since these assets are made of dollars, it’s easy to value them: a dollar is worth a dollar. Of course we know that some financial assets can be better than others; for example, a good loan versus a bad loan. A good loan is one that is paid in full and the bank recoups 100 cents on the dollar. A bad loan can stick the bank with a loss and recoup 50 cents on the dollar. That’s why whenever banks experience a financial crisis, as we saw in the subprime meltdown in 2008, their market values crash below book value. The market loses faith in the value of those assets.

On the other hand, financial institutions like American Express (NYSE:AXP ), which have a long history of extending out good credit, will trade at a modest premium to book value. Banks that the market views as having made bad credit decisions will trade below book. But in general terms, you will never see banks trading for multiples of book value like you would see in Coca-Cola because of the nature of the assets.

When The Values Matter

To determine how book value relates to market value, look at the income generated by the company’s assets. A company than can generate a relatively high income level from its assets will typically possess a market value that’s far higher than its book value. This is called the company’s return on assets. or ROA. Coca-Cola’s ROA is typically around 7% to 8%. This means each dollar of Coke’s assets generates 7 to 8 cents of profit. Wells Fargo has an ROA of 1% to 2%, earning 1 to 2 cents from each dollar of assets. Because Coca-Cola’s assets generate more profit per dollar, its assets will be valued much higher in the marketplace. What this also means is that in the case of companies like Coca-Cola, book value is not as meaningful as it would be for a company like Wells Fargo.

The Bottom Line

Book value, like almost all other financial metrics, has its usefulness. But as is often the case with financial metrics, the real utility comes from understanding the advantages and limitations of book value. An investor must use that understanding to determine when book value should be used, and when it should be disregarded in favor of other meaningful parameters when analyzing a company .

Japanese Used Cars Exporter #cheap #car #seats

#used cars for sale

Used Japanese cars for sale. Buy a used car from Japan


Established in 1977, Autorec enterprise ltd is among Japan’s pioneers in the used vehicles export industry. Our track record speaks for itself as we have exported in excess of 150,000 high quality vehicles across the globe. No destination is too close or too far for us and prompt delivery is guaranteed regardless of the customer’s location. We have a wide range of high quality vehicles in our inventory to suit our customer’s needs. Whatever you are looking for such as trucks, spares. AUTOREC is your One-Stop-Shop as the dealer of used cars in Japan. The search for your dream Japanese vehicles starts and ends here, Welcome to our website.

Buy used vehicles online with Autorec

Autorec is the perfect place to search for Japanese used vehicles online.

We’ve so much choice that you’re sure to find the quality used vehicles that you want at the price that you want.

Our used vehicle search lets you choose the make and model, Select the price ranges. and tweak just about any other option you can think of. You are just click away from the Dream car from Autorec.

Since we established in 1977, we have been exporting Japanese used vehicles to all customers in the world. We always focusing the customer’s satisfaction through the all process of buying Japanese cars from us, And the Quality of each vehicles. Our Term of professional buyers physically check the condition of each used cars and our workshop maintain all the vehicles before the shipment delivery to you. The delivery process can be arranged quickly as our related shipping lines secure the safe quick shipping delivery. Once the vehicle arrives to you, You never forget about the excitement of receiving your Dream cars from us. Customer’s testimonial.

Japanese Used Car Exporting – United States Help Importing Japanese Used Cars #leasing #cars

#japanese import cars

Japanese Used Car Exporting

Importing Japanese Used Cars Into United States



The following can be imported with minumum restrictions:

  • Older than 25 years – Does not need to meet any standards.
  • Older than 21 years – Does not need to meet EPA emmission standards.
  • Race cars – Only for vehicles that meet NHTSA and EPA requirements.
  • Show cars – For vehicle intended for show and have restricted travel use.
  • Kit cars – Only for vehicles that met NHTSA and EPA requirements.
  • Off-Road vehicles – Falls under the CPSC and EPA possible requirements.
  • Vehicles that has a manufacture’s label on the engine compartment in English, attesting that it meets US Emission and Safety standards.

If you want to import a car less than 25 years old for driving on public roads, you must use a Registered Importer (RI) to comply it to Federal safety, bumper and theft prevention standards. If the motor vehicle is less than 21 years old, you must additionally hire a Independant Commerical Importer (ICI) to comply it to EPA emission standards.

When using a RI, there must be posted a “DOT Conformance Bond” worth one and a half times the vehicle’s dutiable value. When using a ICI, a “Customs Bond” worth at least the vehicle’s value is required by the EPA if the vehicle is being petitioned. Customs may still require the bond regardless if EPA requires.

Additionally, only those that are listed by NFTSA as eligible for importing may go through the process. If a vehicle is not listed, a RI must petition and prove to NFTSA that the vehicle meets, or can be modified to meet, all US Federal safety and bumper standards. Proving includes providing crash test data which is a very expensive process.

Because costs can become prohibitly high, it is very important that you throughally research your options to see if it is worth importing.

Japanese used cars exporter – Japan Partner #book #price #for #cars

#buy used cars

Japanese used cars exporter

Used cars stock

If you are looking for quality Japanese used cars, you can find a huge selection right here! We have a stock-list of 6000 cars that are available for immediate shipping

Auto parts in bulk

We specialize in vehicle dismantling services. You can buy cars in bulk with the lowest prices! We load a container as nobody in Japan can

Used car auctions

For experienced dealers and volume buyers, we offer the option to participate in the online used car auctions on their own, using our unique system

Special vehicles and equipment

Yahoo Auction Service

search for Japanese used cars

Advantages of dealing with us

1. More than 6000 vehicles that are readily available in stock and from associate dealerships.

2. Search and purchase of used and new vehicles from all 131 auctions including USS, CAA, TAA, JU, NAA, LAA, KCAA, SAA, ORIX, HONDA, Smap and new auctions such as NPS, GE, SLC, MIRVIE and Yahoo Car Auction

3. Careful inspection of every available stock item, ensuring our clients receive their vehicles in excellent working condition with any problems fixed prior to shipment.

4. Our own yards with well-developed infrastructure for technical inspection, loading 20ft and 40ft containers.

5. 12 years of experience in exporting used vehicles from Japan.

The pros and cons of leasing a car – CBS News #diesel #cars

#car leasing

The pros and cons of leasing a car

  • Ray Martin
  • MoneyWatch

Oct 4, 2012 9:55 AM EDT

2013 Ford Fusion Close


(MoneyWatch) I continue to get a lot of questions from readers about whether they should lease or buy a new car. Personally, I favor buying a “slightly used” car — one that’s about two years old — with low mileage, good maintenance reviews and safety records. This typically results in the lowest cost of ownership and can save a lot of money over long periods of time. Of course buying a used car has disadvantages. You’ll bear the risk of paying for significant maintenance and repairs in later years when the warranty expires and you’ll have to wait for new technology, safety and efficiency enhancements that come with owning a new car every few years.

For people who are looking to always drive a new vehicle, and willing to live with the reality that they will always have a car payment because of this, then leasing can compare favorably.

But if you are going to lease a new vehicle, then just make sure you know that there are some downsides. Here a few of the most important things to keep in mind when you are considering leasing.

Leasing costs more over time. All thing being equal, for a given auto, the monthly payment for a two year lease is lower than a loan payment. This means that if are focusing just on the monthly payment, then the cash flow cost of lease payments is lower than buying. But when you compare the numbers, somewhere in the time between 24 and 36 months, leasing begins to cost the same as buying. Over a longer period of time, the total cost of leasing is almost always more than the cost of buying and driving the same vehicle.

The reason is that if you keep a car after paying off a loan and drive it for a few more years, the purchase cost is spread over a longer period of time. When you run the numbers, the cost of leasing a new car every two years — which amounts to five two-year leases over a period of 10 years — is more than the total cost of buying one car and driving it for 10 years.

Limits on mileage. Typically, lease contracts restrict the number of miles you can drive to between 12,000 and 15,000 miles per year. If you exceed this limit, you’re charged excess mileage fees of 10 to 25 cents per mile over the limit at the end of the lease.

Excess wear and tear. Leasing companies require that you return their cars at the end of the lease with no more than “normal wear and tear”. You’ll pay extra to repair excess wear on tires, brakes, scratches and door dings at lease end.

No customizing. A leased car doesn’t belong to you; it belongs to the leasing company. Therefore, if you make modifications like adding accessories, a sound system or custom painting, you’ll likely be charged for the cost of repairs to undo them.

Termination penalty. Lease contracts are purposely written to discourage and even prevent early termination. To do so usually means you’ll pay a termination penalty. The earlier you terminate a lease, the higher the penalty.

Finally, most dealers will offer lease financing through the manufacturers’ “captive leasing company”, which may or may not offer the most competitive deal. Check with your local bank, credit union or another independent leasing company for the best terms and deal for the car you are leasing.

2012 CBS Interactive Inc. All Rights Reserved.

Japanese Used Car Truck Japan Construction Machinery Dealer Exporter #car #starter

#japanese used cars

Welcome to Fareena Corporation Japan

Fareena Corporation Japan is an authorized member of all kinds of vehicles used cars and Construction Machinery Auction houses in Japan. We take pride to inform you that we are a competent source that allows our clients access to over 180,000 vehicles every week through these Auction Sites. Construction machinery, used cars and used trucks in Japan. Through us, you can access 125 major auction houses where you can find an array of used cars, used trucks and construction equipments for sale reasonable price. You can also find a wide array of used auto parts from Japan in our stock.

If you wish to buy construction machinery. used cars or used trucks. used auto parts engine, half cut, nose cut, real cut, from Japan with high quality, then you are at the right place! Go ahead, bid for your required construction machinery, or used trucks, or used cars from Japan, and get the best deals!

If you re looking to buy used cars or trucks, then this is the right place for you. We are a leading dealer in used automobiles and spares in Japan. Don t worry if you don t have the money to buy a new car or truck. Now, own a vehicle without the pain of shelling out a huge sum of money.

We are also a distinguished Japanese Used Engine Exporters and you can also order online. We offer vehicles for all your purposes, be it commercial or residential. Buy an automobile in excellent condition at the most reasonable prices. Bid with us now.

Jaguar Classic Cars #car #insurance #singapore

#vintage cars for sale

Jaguar E-Type S1 1962 3.8 ltr Roadster very good condition

Thanks for your interest in this car and your trust in E R Classics.

If you wish to proceed with the purchase of this car, please fill in all fields, tick the checkbox and click BUY.


Jaguar E-Type SI 1962 3.8 ltr Roadster in very good condition

The Jaguar E-Type is the most iconic English sportscar. Introduced in Europe on March 15. 1961 at the Autosalon of Geneve. This very early Jaguar of the first generation (Series I) of Jaguar is from 1962 and is in a very beautiful and well maintained condition. Colour Carmen Red with chrome wire wheels, beige leather interior with red piping and a black mohair softtop. Really marvelous and chic. The car has the 3781 CC 265 HP engine and in combination with the manual gearbox and the weight of only 1300 Kgs makes it a fabulous running car. So a very beautiful Jaguar E-Type Series I and a gut investment also.

Car has Holland title and Holland mot/tuv. Easy to register in every EU country. You do not need to pay any importtaxes. We can help with transport.

Jaguar E-Type SI 1962 3.8 ltr Roadster en tres bon etat.

Jaguar E-Type est voiture de sports Anglais le plus iconique. Introducee en Europe au Autosalon de Geneve au 15 mars 1961. Cette exemplaire tфt de premiere generation (Series I) de Jaguar est de 1962. Voiture est en tres bon etat tres bien entretenu. Couleur Carmen Red avec roues rayons chromes. Interieur cuir beige avec piping rouge et softtop mohair noir. Magnifique et chique. Moteur de 3781 CC 265 din cv en combinaison avec boite manuelle et seulement 1300 Kg fait ce voiture roule excellent. C’est une Jaguar E-Type Series 1 formidable et une bon investissement.

Carte Grise Pays Bas et controle technique Pays Bas. Simple d’immatriculer en France ou Belgique. Livraison possible. Echange, achat et mediation possible. Pour nos clients francaises livraison CG et CT francais possible. Pour nos clients Belge livraison en Oldtimerplaque possible.

Lorsque vous nous achetez un vйhicule vous n кtes redevable d aucune taxe d importation.

S ajoutent au prix de vente uniquement le coыt du contrфle technique et les frais de carte grise.

Jaguar E-Type S1 1962 3.8 ltr Roadster in sehr gutem Zustand

Der meist ikonischer Englischer Sportwagen ist doch der Jaguar E-Type. Introduziert worden in Europa am 15. Mдrz 1961 am Autosalon von Geneve. Dieses Exemplar der erste Generation (Series I) ist aus 1962, also einen sehr frьhen Jaguar E-Type. Er ist in sehr schцnem und sehr gut gepflegtem Zustand. Farbe is Carmen Red mit chromierte Speichenrдder, creme Lederausstattung mit roten Paspeln und schwarzer mohair Softtop. Sehr schцn und schick. Er hat den 3781 CC 265 PS Motor und in kombination mit dem Handgetriebe und nur 1300 Kg ist es ein fabelhaft fahrendes Auto. Also einen fabelhaft schцnen Jaguar E-Type Series I und auch eine gute Investierung.

Auto hat hollandisches Kennzeichen und hollandische TUV. Einfach zu registrieren in jedes EU land. Sie bezahlen kein Importsteuer. Wir konnen helfen mit Transport. Eintausch moglich. Wir konnen das Auto gegen mehrpreis mit deutsche TUV, H-Kennzeichen und Fahrzeugbrief liefern.

Jaguar E-Type S1 1962 3.8ltr Roadster in zeer goede staat

De meest iconische Engelse sportauto dat is toch wel de Jaguar E-Type. Hij werd in Europa geпntroduceerd op 15 maart 1961 op de Autosalon van Genиve. Dit exemplaar uit de eerste generatie (Series 1) van de Jaguar E-Type komt uit het bouwjaar 1962. Deze dus zeer vroege E-Type verkeert in een zeer mooie en goed onderhouden staat. De auto is uitgevoerd in de kleur Carmen Red met chromen spaakwielen en dit is gecombineerd met een beige lederen interieur met rode piping en een zwarte mohair soft-top. Werkelijk prachtige en zeer chique combinatie. Hij beschikt over de 3781CC motor die 265PK levert. Dit in combinatie met de handgeschakelde versnellingsbak en zijn lage gewicht van slechts 1300KG maakt dit een fantastisch rijdende auto. Kortom een prachtig exemplaar van de Jaguar E-Type Series 1 en uiteraard een uitstekende investering.

Is This the Best Search Engine Ever for New & Used Cars? #car #insurance #rates

#used car search engines

Is This the Best Search Engine Ever for New & Used Cars?

Wise Bread Picks

The site is one I found quite by accident. I’m not in the market for a used car, I was actually looking for a quote from Bill Shakespeare’s The Tempest and stumbled upon this gem. Ahh, I love the Internet. The site is called AutoTempest.com. It’s only in Beta right now, but the results are awesome!

In the past, when I was searching for a used car, I would bring up the usual suspects cars.com, kbb.com, edmunds.com. With three windows or tabs open, I would flick between them all looking for the best price, the lowest miles, and the best financing option available.

That was time-consuming and a hassle. But I never thought any more about it until I started pushing the buttons of this new site. (It’s like Kayak.com but for new and used cars.) As regular Wise Bread readers know, I’m a huge fan of sites and gadgets that save you time and money. Put a check mark next to both of those categories for AutoTempest.com.

The interface is simple enough. Enter the make and model of the car you’re looking for, along with the location, year, price and mileage. Sure, those are the usual features, but AutoTempest goes a little further.

With the advanced search, you can add-in transmission, body style, seller type, and even choose to search collector or niche sites.

After your data is input, you hit search. And then you’re greeted with the results from around seven different auto-buying websites. One includes craigslist, and when you get to that page the results will be further chopped down into areas in your state. You know what they say, location is everything.

I’d like to point out, as always, that this is not a paid endorsement or even one that was requested. When I find services or products I genuinely like or enjoy, I think Wise Bread readers will as well. And that’s why I’m passing this on to you.

As the site is in Beta, it’s also a great chance to kick the tires (ouch, no pun intended) and let the maker’s of AutoTempest know what you think of the site. what is working, and what isn’t. Hopefully, it will help them create a more robust option for the official launch.

So there you have it. If you’re looking for a new motor, try it out. I hope it saves you a bunch of time and money on your next vehicle. I know I’ll be using it to find mine.

Japan @ Top Speed #buy #cheap #cars

#japanese cars

2015 BMW M4 Coupe M Performance Edition

Taking its cues from a handful of other special edition M4s released before it, the M4 Coupe M Performance Edition comes with a bevy of upgrades to the exterior and interior, although most of it can be found on the body of the sports coupe. Oddly enough, the M4 Coupe M Performance Edition doesn’t have any performance upgrades, although some of the new components on the exterior of the M4 can be described as “performance-enhancing.”

Another downside to this special edition M4 is its availability. BMW’s only making this available in Japan so unless you live in the Land of the Rising Sun, you’re not going to get access to buying any of the 17 units BMW is building of the M4 Coupe M Performance Edition.

2016 Mazda MX-5 RS

Anyone considering Mazda MX-5 ownership is probably concerned with one overarching attribute – fun. Not fun in the sense of tire-melting acceleration or space-time-denting speed, but the kind of fun that can only be had in taking a turn at the limits of adhesion as each contact patch talks directly to the driver’s spine. You could call it driving dynamics, or tossability, or even just handling if you want to be clinical about it. Either way, Mazda knows all about this kind of fun, and nowhere is it more prevalent than in the MX-5. Now, Mazda is offering the new MX-5 RS, which adds suspension upgrades and better interior equipment to the iconic drop-top, all with the aim of upping the fun factor to even loftier levels.

We’ve seen RS’ed versions of the MX-5 in the past, but this is the first time the badge has made it to the latest fourth-generation roadster. Mazda says the new suspension changes make for better control at high speeds, with cleaner weight transition when sailing through the corners. It’s also very affordable.

Sounds awesome, right? Well, I might as well break it to you now – the new MX-5 RS won’t be sold anywhere outside of Japan. Commence the waterworks.

Continue reading to learn more about the Mazda MX-5 RS.

Japan Bans Certain Takata Air Bag Inflators for Future Cars – Bloomberg Business #used #vehicle #prices

#japan cars

Japan Bans Certain Takata Air Bag Inflators for Future Cars

Japan banned certain Takata Corp. air bag inflators from future cars and set time frames for the components to be phased out from existing models, taking measures nearly identical to a U.S. regulator’s order one month ago.

Automakers won’t be allowed to use Takata air bag inflators with ammonium nitrate propellant in cars under development, Japan’s transport ministry said in a statement issued Friday in Tokyo. Inflators without a moisture-absorbing substance will be phased out from driver-side air bags by 2017 and passenger-side devices by 2018.

The air bag inflator ban and phase-out plan that applies even to models spared from air bags malfunctions follows similar enforcement action one month ago by the U.S.’s National Highway Traffic Safety Administration. After the agency’s order, carmakers including Honda Motor Co. Toyota Motor Corp. and Nissan Motor Co. said they wouldn’t use Takata’s air bag inflators with ammonium nitrate propellant.

“We will make every efforts in our production and distribution of our products to be able to supply replacement parts as soon as possible,” Akiko Watanabe, a Takata spokeswoman, said by phone. The company takes the ministry’s instructions seriously and seeks to restore credibility with automakers, regulators and other stakeholders, she said.

Deaths, Injuries

In the U.S. NHTSA punished Takata after seven deaths and almost 100 injuries linked to air bag inflators that deployed with too much force and sprayed plastic and metal at vehicle occupants. Automakers have recalled about 19 million vehicles in the U.S. to replace Takata’s inflators.

Japan will phase out use of ammonium nitrate air bag inflators without a desiccant, which absorbs moisture, from models that have been involved in accidents in the country by June 2016, the transport ministry said today.

In air bag replacements for recalled cars that have been involved in accidents, non-desiccated inflators must be phased out by the end of 2016, Japan’s transport ministry said.

As many as 48 percent of recalled vehicles in Japan have had air bag inflators replaced as of the end of September, Masato Sahashi, the transport ministry’s director of recall enforcement, said Friday at a press conference in Tokyo.

Chief Executive Officer Shigehisa Takada acknowledged risk to the company’s survival at a press conference last month after NHTSA’s order. Takata and Honda, its largest customer, lost a bid to toss out a class-action lawsuit this week. Consumers will be able to sue over losses tied to the defect that led to recalls, U.S. District Judge Federico Moreno ruled.

Tataka has said it’s aware of the potential for costs related to air bag replacements and lawsuits. The company has put off booking charges until investigations into the root cause of its air bag ruptures are resolved.

IVAN S TRUCKS & CARS – Used Cars – San Diego CA Dealer #car #seat #covers

#used cars and trucks

IVAN’S TRUCKS & CARS – San Diego CA, 92109

Thank you for visiting IVAN’S TRUCKS & CARS of San Diego in San Diego, CA! Serving San Diego, Chula Vista, Coronado, Bonita, Cardiff By The Sea, Chula Vista, Coronado, Del Mar, El Cajon, Imperial Beach, La Jolla, La Mesa, Lemon Grove, Lincoln Acres, National City, San Diego, San Ysidro, Santee, Solana Beach, Spring Valley. We have a lifetime commitment to their customers. That commitment begins the moment you step into IVAN’S TRUCKS & CARS Used Cars, Used Pickup Trucks of San Diego. IVAN’S TRUCKS & CARS builds relationships, so you can be assured when you buy Used Cars. Used Pickups For Sale inventory, you not only have a great Used Cars, Pickup Trucks you can rely on, but a lifetime commitment from IVAN’S TRUCKS & CARS as well.

The best way to get to know us and our San Diego used cars for sale, used vehicles, usedcars, pre-owned cars, used pickup trucks, trucks, pickups, pick up trucks is to schedule a test drive at IVAN’S TRUCKS & CARS of San Diego. Our highly experienced sales staff is eager to share their knowledge with you! Browse our Used Cars, Used Pickup Trucks inventory to see which used cars for sale, used vehicles, usedcars, pre-owned cars, used pickup trucks, trucks, pickups, pick up trucks is right for you. You can also request more information about a vehicle by using our online form or by calling 858-230-7767. We value the investment our customers are making in Used Cars. Used Pickups For Sale inventory. That’s why we offer a huge selection inventory on our Used Cars, Used Pickup Trucks lot and safe, reliable used cars for sale, used vehicles, usedcars, pre-owned cars, used pickup trucks, trucks, pickups, pick up trucks that will give you the most miles for your money.

View the most popular Used Cars, Used Pickup Trucks inventory on our IVAN’S TRUCKS & CARS lot, like Used Cars. Used Pickups For Sale inventory and used cars for sale, used vehicles, usedcars, pre-owned cars, used pickup trucks, trucks, pickups, pick up trucks. If you don’t see a particular Used Cars, Pickup Trucks, click on Car Finder and complete the form. We will gladly inform you when a matching Used Cars, Pickup Trucks arrives. If you’d like a see a Used Cars, Pickup Trucks in person, click on our Directions page for step-by-step driving instructions to our site, or give us a call at 858-230-7767.

We hope that you find our website helpful to your needs. Although IVAN’S TRUCKS & CARS of San Diego in CA doesn’t stay open 24 hours a day, our dealership website is always open all day, every day! On our website which serves San Diego area customers, you can research our Used Cars, Used Pickup Trucks, Used Cars. Used Pickups For Sale, used cars for sale, used vehicles, usedcars, pre-owned cars, used pickup trucks, trucks, pickups, pick up trucks. Search the extensive inventory of all the IVAN’S TRUCKS & CARS Used Cars, Pickup Trucks that we offer at great prices, request a vehicle price quote, view pictures and data about the Used Cars. Used Pickups For Sale or learn about our Used Cars, Pickup Trucks that we currently have.

San Diego Used Cars, Used Pickup Trucks | Chula Vista CA Used Cars, Used Pickup Trucks | Coronado Used Cars, Used Pickup Trucks

IVAN’S TRUCKS & CARS – Used Cars, Used Pickup Trucks San Diego, CA

In Search of the Real Dealer Cost #car #loan #payment #calculator

#invoice price for cars

In Search of the Real Dealer Cost

By Jessica L. Anderson | May 2010

Knowledge will give you the power to drive a good deal.

Most new-car shoppers know that invoice price is a bargain. But does that mean the dealer makes no money? And how can dealers sell cars below invoice?

SEE ALSO: How to Score the Best Deals on New Wheels

The true dealer cost is decidedly less than the invoice price, although exactly how much a dealer pays a carmaker for a vehicle is an elusive figure. We set out to determine the true dealer cost.


Elusive numbers. “The auto industry is the only business in which the term invoice doesn’t actually define cost,” says Jesse Toprak, of TrueCar.com. an automotive-data company. For example, the invoice price does not reflect the holdback, a discount the dealer gets from the manufacturer that the dealer uses to help pay the cost of financing its cars. Dealers may also get cash from the manufacturer to move certain models. The thinking is that dealers know the best way to close a sale, and they can use any or all of the cash to help get the deal done. But, says Toprak, “if you know the incentive exists, you’ll likely get 100% of it.”

TrueCar.com lists the holdback and dealer incentives in its price report for each vehicle. The report, which is free, also shows the site’s best estimate of the actual dealer cost, the higher, factory-invoice price and the average price that buyers are paying. Say you’re shopping for a 2010 Volvo V70 wagon. The sticker price is $34,400 and the invoice price is $32,887. But the site’s TrueCost is $4,000 below invoice, after subtracting $1,000 for the holdback and $3,000 for dealer incentives.

Dealers may also benefit from other carmaker-to-dealer kickbacks, such as carryover (for selling last year’s models to make room for new inventory), volume bonuses (for moving a lot of cars) and customer-satisfaction bonuses (for high scores on customer surveys).

Knowing the dealer’s actual cost and potential profit can help you drive home a bargain. But to get the best deal, make dealers compete for your business. “You don’t need to be an expert,” says Robert Ellis, of CarBargains, the car-buying service of the nonprofit Consumers’ Checkbook organization. Pit dealers against each other — all the dealers in your area will be working with the same holdback and dealer cash incentives.

You can follow Car-Bargains’ strategy yourself: Approach several dealers, but ask to speak with one of the managers — they know the bottom line better than the salespeople and care more about volume than commission. Solicit bids from them over the phone or via e-mail. Use the invoice price of both the vehicle and options to compare deals. Or for $200, CarBargains (www.carbargains.com ) will get bids from five dealers in your area on the car you specify.

Good fees, bad fees. Legitimate fees are listed on the factory invoice, which the dealer should share with you. These are fees that the dealer has to pay to the manufacturer and is passing along to you, including the destination fee (the cost to transport the vehicle to the dealer) and the carmaker’s regional advertising fee. TrueCar.com includes this in its invoice and TrueCost figures. You may also be stuck with administrative fees and fuel charges if they’re listed.

A few fees inhabit a gray area — you’ll likely have to pay them, but you might be able to negotiate. The document fee is one example. Some states regulate it; others don’t. California does and sets the fee at $55. But dealers in Florida may charge several hundred dollars. Find out what other dealers charge — the dealer may reduce its fee to match the local competition.

Some fees you should never pay because they are part of the cost of doing business. They include floor-plan fees (the cost to hold inventory at the dealership) and vehicle-preparation fees (for cleaning, removing plastic and checking fluids). Any fee listed only as an acronym should raise a red flag. If it doesn’t show up on the factory invoice, don’t pay it.

International Car Shippers #leasing #a #car

#shipping cars

International Car Shippers

Container Shipping

Your car is loaded in to a 20ft or 40ft container, and secured to the floor with blocks and straps to prevent movement in transit. Shipping via container allows you to place personal effects and other belongings in with the vehicle.

  • Roll On Roll Off Shipping

    The easiest way to ship your car overseas. Driven directly on to the ship and secured inside the deck with straps and braces. The inside of the ship is kept clean and dry to provide the safest possible environment for your vehicle.

    Car Shipping

    Motorcycle Shipping

    Auto Car Shippers – International Car Shipping from the USA

    AutoCarShippers are part of the largest UK and USA network of professional car shipping companies operating between the USA UK and Europe. We ship over 25,000 cars per year out of the US and offer the highest level of expertise to ensure the safest of journeys wherever you are in the US. With offices and loading facilities in Los Angeles, Miami, New York, Houston and Savannah we have mainland USA covered and offer regular car collection services in all 50 states to meet up with our regular container and Roll on Roll off services from all main US ports.

    As a large mover of cars and automobiles our international car shipping network is able to benefit from substantial discounts given to us by the main shipping lines and carriers and we pass these savings on to you, our customers.

    Our American partners, Schumacher Cargo and Rinkens International between them employ more than 125 staff, professionally trained in all aspects of car shipping including customs brokerage, container loading and all the necessary export paperwork to ensure your prized vehicle is shipped with great care and attention to over 6500 worldwide destinations.

    We ship a wide range of vehicles including classic and vintage cars, prestige vehicles like Ferraris, Jaguar and Mercedes. We ship motorhomes, SUVs, RVs and trucks. Basically if its got wheels, we will ship it, in working order or not. We Ship Cars!

    Our car shipping services speak for themselves, simply complete our 60 second car shipping quote form on this page to find out more about our international car shipping services and get some great rates for shipping your automobile overseas.

    We are fully bonded and licensed, members of the BBB and AMSA, the American Moving and Storage Association and offer specialist marine insurance cover for that extra piece of mind.

    We offer our international auto shipping services to and from most countries and provide nationwide vehicle collection services throughout the USA, Canada, UK, Australia, South Africa and the rest of the world. We offer weekly international car shipping services to the UK and mainland Europe including ; France, Germany, Italy and Spain. Find out more by completing our simple car shipping quote form today and find out why we are the largest movers of cars and automobiles from the USA to Europe.

    The Right Choice

    • Fast international shipping
    • Any type of vehicle
    • Any destination in the world
    • Dedicated move manager
    • Full customs broker
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    • Safe, secure, simple

  • Information about: McCarthy Call-A-Car: Home #cars #for #sale #by #owner

    #mccarthy call a car

    Callacar Summary

    mccarthy call-a-car . Home. Home. Search. specials. About mccarthy. Our services. dealers. Contact Us.

    Brands. New vehicles. Pre-Owned vehicles. specials. commercial vehicles. Simply search our database of New and Pre-Owned vehicles to find the vehicle that you are looking for.

    Unable to find your dream car. Try our new automated feature which will email you once we have found your match! Or use the contact us form .

    Looking for a deal that won’t break the bank? Be sure to check out our vast array of specials handpicked from our dealership network just for you.

    All specials. Latest specials. Looking for a deal that won’t break the bank? Be sure to check out our vast array of specials handpicked from our dealership network just for you.

    About mccarthy. Club mccarthy. Club mccarthy. Together since 1910. Contact Us. mccarthy motor Group is one of South Africa’s largest motor retailing groups. It is a provider of products and services across all automotive market segments.

    With over 100 years.

    Popularity Rank of callacar.co.za

    The Ten Coolest Car Keys Ever Made #car #people

    #car keys

    The Ten Coolest Car Keys Ever Made

    Forget start buttons! Cars should have proper keys. Or tiny pieces of art you can slide into your pocket. Remember, they’re tools for making your machine come alive.

    9.) Subaru STI

    When it came out, there was some press about how it was a rally kill switch design, and threw around WRC references and such. Its also semi rare, since in 05 they put inhibitors in all of the cars, and they had to switch the key design to something more traditional. Even though my 06 has the inhibitor, I still have this key. The beauty in the key is its design and functionality. When you turn the key, the way it feels in your hand, it feels like a big switch. Its hard to describe, but its a very engaging way of engaging the starter, a simpler mechanism that when used, feels completely engineered to do one thing, start the car. In a day when keys are rarely even needed, and the turn of the key is replaced by a less engaging button press, I appreciate it more.

    Importation of Used or Second-Hand Motor Vehicles #car #hire #tenerife

    #second hand vehicles


    Tariff item No. 9897.00.00 of the Customs Tariff prohibits the importation of:

    Used or second-hand motor vehicles of all kinds, manufactured prior to the calendar year in which importation into Canada is sought to be made, other than motor vehicles

    (a) imported under tariff item Nos. 9801.10.00, 9807.00.00, 9808.00.00, 9809.00.00 or 9810.00.00;

    (b) imported by a settler on the settler’s first arrival but not entitled to be classified under tariff item No. 9807.00.00;

    (c) forfeited or confiscated for any offence under the Customs laws, or the laws of any province of Canada;

    (d) left by bequest;

    (e) imported from the United States;

    (f) entitled to the benefit of the United States Tariff, the Mexico Tariff or the Mexico-United States Tariff and imported from Mexico

    (i) in the 2009 or 2010 calendar year, if the motor vehicles are not less than ten years old,

    (ii) in the 2011 or 2012 calendar year, if the motor vehicles are not less than eight years old,

    (iii) in the 2013 or 2014 calendar year, if the motor vehicles are not less than six years old,

    (iv) in the 2015 or 2016 calendar year, if the motor vehicles are not less than four years old,

    (v) in the 2017 or 2018 calendar year, if the motor vehicles are not less than two years old, or

    (vi) on or after January 1, 2019;

    Statutory Instrument




    1. These Regulations apply to a used or second-hand motor vehicle that is manufactured before the calendar year in which importation of the vehicle is sought to be made, if the vehicle

    (a) has machinery or apparatus permanently mounted thereon and is imported for

    (i) use in exploratory or discovery work in connection with oil or natural gas wells or for the development, maintenance, testing, depletion or production of a well up to and including the wellhead assembly, or

    (ii) drilling for water;

    when a similarly-equipped vehicle is not readily available in Canada;

    (b) is received by a resident of Canada as a gift from a relative or friend who resides outside of Canada and the vehicle is to be used for personal purposes and not for any commercial purpose;

    (c) is imported by a non-resident for permanent use by the non-resident at a summer or vacation residence occupied by the non-resident in Canada;

    (d) is imported by a citizen of another country who is not a resident of Canada and who is employed in a defence establishment of the government of that country in Canada or who is on official military service in Canada;

    (e) is imported in accordance with the Non-residents’ Temporary Importation of Baggage and Conveyances Regulations ;

    (f) is imported by a contractor engaged in the construction and maintenance of a leased base established in the Province of Newfoundland by the Government of the United States for use by the contractor in the construction and maintenance of those bases;

    (g) is a diesel-powered self-propelled dump truck that is mounted on rubber-tired wheels or on rubber-tired wheels and half-tracks and has a rated capacity, by struck volume, of not less than 7.2 cubic metres and, by payload weight, of not less than 15 tonnes and was imported for off-highway use to carry minerals or other excavated materials at a mine, quarry, gravel or sand pit or at a construction site;

    (h) is imported by a former resident of Canada returning to resume residence in Canada who

    (i) immediately before returning to Canada, had been a resident of another country for at least 12 consecutive months,

    (ii) has been continuously absent from Canada for at least six months and, during the period of continuous absence, owned the motor vehicle for at least six months, or

    (iii) had emigrated from Canada or had been assigned to extended duty in another country and has been compelled to return to Canada on account of illness, unemployment, educational needs or on account of other personal reasons of a similar nature;

    (i) is imported by a resident of Canada returning to Canada who

    (i) immediately before returning to Canada, had been continuously absent from Canada for at least 12 consecutive months,

    (ii) has been continuously absent from Canada for at least six months and, during the period of continuous absence, owned the motor vehicle for at least six months, or

    (iii) had been assigned to extended duty in another country and has been compelled to return to Canada on account of illness, unemployment, educational needs or on account of other personal reasons of a similar nature;

    (j) is not less than 15 years old;

    (k) is manufactured before January 1st of the model year of the vehicle but imported after that date and before December 31st of that year;

    (l) imported as a formula or sports racing car and may not be licensed for use on a public highway;

    (m) is imported by a resident of Canada who acquired the vehicle outside of Canada as a replacement for another motor vehicle owned by the resident that was damaged, in an accident that occurred outside of Canada, to such an extent that repair was impracticable;

    (n) is a vehicle in respect of which the Foreign Aircraft Servicing Equipment Remission Order, 1992 applies upon its importation;

    (o) is imported temporarily and in respect of which a temporary entry remission order, or any other that permits temporary entry for commercial purposes, applies upon its importation;

    (p) is forfeited pursuant to the Controlled Drugs and Substances Act ;

    (q) is imported temporarily under tariff item No. 9802.00.00 or 9803.00.00;

    (r) is goods in respect of which sections 4 and 7 of the Akwesasne Residents Remission Order apply upon its importation; or

    (s) is imported by its original purchaser and

    (i) the vehicle is imported for the personal use of the original purchaser or the original purchaser’s household,

    (ii) the vehicle is not imported for use in a business, in a manufacturing establishment or as equipment to be used by a contractor, and

    (iii) the bill of sale for the vehicle does not specify that the vehicle has been used as a demonstration vehicle or by a car rental agency.


    2. All motor vehicles referred to in section 1 are excluded from the application of tariff item No. 9897.00.00.

    The truth about 0% car finance – Mortgage Choice #which #car #reviews

    #0 car finance

    Check out our video to find out more

    When it comes to car finance there’s no such thing as a free lunch. If the official cash rate is above zero, and the banks and other mainstream lenders are charging more than this, it’s a fair bet that somewhere along the way a 0% deal will see you slugged with additional fees and charges. It’s up to you, the buyer, to find out where.

    Features of 0% car finance offers

    Eye catching offers

    Talk to a Mortgage Choice expert

    Win $50,000 competition

    Mortgage Choice Limited ACN 009 161 979. Australian Credit Licence 382869. Level 10, 100 Pacific Highway, North Sydney NSW 2060. Promo dates: 31/08/15 – 31/01/16. Draw 16:00 hours AEDT, 15/02/16 at Salmat Digital Pty Ltd, Level 2, 116 Miller Street, North Sydney NSW 2060. Winner notified on 16 February 2016 by email. NSW permit number: LTPS/15/06009, ACT permit number: ACT TP 15/06875, SA permit number: T15/1348.

    For full competition terms and conditions click here

    About Mortgage Choice

    Established in 1992 by brothers Rod and Peter Higgins, Mortgage Choice was founded with the aim to help Australians improve their financial situation by offering a choice of home loan providers, coupled with the expert advice of a mortgage professional.

    Since that time, we have grown and developed into a fully fledged financial services provider, and our founding principle remains very much at the heart of what we do.

    Over 20 years of industry experience has taught us that you want advice you can trust and understand, from experts who have your best interest at heart. We now have the ability to deliver this across various financial products, including home loans, financial planning, car loans, personal loans, commercial loans, asset finance, deposit bonds, as well as risk and general insurance.

    The information provided in this website is for general education purposes only and does not constitute specialist advice. It should not be relied upon for the purposes of entering into any legal or financial commitments. Specific investment advice should be obtained from a suitably qualified professional before adopting any investment strategy.

    *Note: the home loan with the lowest current interest rate is not necessarily the most suitable for your circumstances, you may not qualify for that particular product, and not all products are available in all states and territories.

    Hybrid Cars @ Top Speed #glass #car #guide

    #hybrid cars

    2016 Toyota Prius – Driving Impression And Review

    If you gotta blow your nose, you’ll probably ask for a Kleenex. If you need a cotton swab, you’ll look for a Q-Tip. If it’s hybrid transportation you’re after, the Prius is the standard. Rightfully so – the Prius was the first mass-produced hybrid vehicle, selling 3.5 million models worldwide since its introduction in 1997. But unlike hygiene products, hybrid technology has come a long way in the last two decades, and Toyota’s green icon is under pressure to evolve. Enter the fourth generation, which brings a new design, a new platform, tons of tech, and a compelling effort to broaden the appeal of this eco-conscious torchbearer. I was invited to southern California to try it out.

    Los Angeles is a great place for a test like this. The Prius is hugely popular amongst the local population, especially celebrities, offering easy driving in crowded freeway traffic jams, and low emissions to curb air pollution. And in a town where you need a car to get anywhere, the high mpg doesn’t hurt either.

    But Toyota says hybrids aren’t just about fuel efficiency anymore, and customers will no longer compromise to skip a trip to the pump. Conversely, the fourth-generation Prius aims to transform from something you should drive to something you want to drive. How does it stack up? Read on to find out.

    Continue reading to learn more about the 2016 Toyota Prius.

    Hybrid SUV #secondhand #cars


    The Hybrid Sport Utility Authority

    Hybrid SUV is home to the most popular green vehicles on the road today. Interest in hybrid-electric SUVs is among the highest for all fuel efficient vehicles. With several new models coming available in 2015 and more scheduled to reach dealers in 2016, gas saving crossovers and full-size sport utility vehicles continue their popularity. HybridSUV.com has been covering the industry since 2007 and the changes just keep coming. Here you can read expert reviews, take a virtual test drive, compare MPG ratings, and so much more. And, if you re currently driving an eco-friendly gas saving car, truck, or sport utility we d love to hear from you! Join the conversation and thank you for visiting.

    View The Top 20 Hybrid SUVs:

    Compare Popular Hybrid SUVs

    View a one page, side-by-side comparison of all the most important features and benefits of several top rated SUV hybrids.

    Compare price (MSRP), engine size, drivetrain, fuel capacity, fuel economy, horsepower, seating capacity, maximum cargo space, maximum towing ability, curb weight, and the cost per mile to own each vehicle. Everything you need to decide which hybrid electric SUV deserves further research (here ).

    Interested in hybrids? Connect with us on Facebook and Twitter !

    MPG Comparison of SUV Hybrids

    Fuel/Gas Mileage Estimates (city/hwy)

    43/40 mpg: 2014 Lexus CT 200h (FWD)

    35/31 mpg: 2015 Lexus NX 300h

    34/30 mpg: 2010 Mazda Tribute (AWD)

    34/31 mpg: 2012 Ford Escape (AWD)

    34/31 mpg: 2011 Mercury Mariner (4WD)

    34/30 mpg: 2015 Subaru XV Crosstrek

    32/28 mpg: 2014 Lexus RX 450h (AWD)

    28/28 mpg: 2014 Toyota Highlander (AWD)

    26/28 mpg: 2014 Infiniti QX60

    26/24 mpg: 2015 Volkswagen Touareg

    25/28 mpg: 2014 Nissan Pathfinder

    26/32 mpg: 2009 Saturn Vue (FWD)

    21/24 mpg: 2011 Mercedes-Benz ML450

    20/23 mpg: 2013 Chevrolet Tahoe (2WD)

    20/23 mpg: 2013 GMC Yukon (4WD)

    20/23 mpg: 2013 Cadillac Escalade (AWD)

    17/19 mpg: 2011 BMW ActiveHybrid X6

    TBA Porsche Cayenne S E-Hybrid (more )

    TBD Volvo XC90 Plug-in (review )

    Brief History: The 2005 Ford Escape Hybrid was the first hybrid SUV to be sold in the United States. The 2-wheel drive hybrid Escape achieved an EPA estimated 36 miles per gallon (mpg) in city driving – twice the gas mileage of the average S.U.V. built that year (17.9 mpg). Lexus introduced the first luxury hybrid SUV. The 2006 Lexus 400h averaged 26 mpg in combined city and highway driving. That same year, the 2006 Toyota Highlander Hybrid became the first available 7 passenger, mid-size hybrid SUV, reaching 28 mpg combined. GM offered the first full-size hybrid SUV in 2008 when they introduced the Chevrolet Tahoe Hybrid. With seating for 8, this Tahoe model was able to reach 21 mpg combined. To date, more than 6 million modern hybrid vehicles have been sold worldwide. View a hybrid vehicle timeline here.

    Whether you own a hybrid now, or you re comparing available options to potentially buy one in the future, we invite you to dig into our site today and check back for updated reviews, ratings, articles, and news. Compare green SUVs, research used models, discover all wheel drive differences, learn about technology updates, and be the first to see concept vehicles. Want to know which SUV gets the best gas mileage? Want our opinion on the best SUV on the market. We answer your questions.

    In addition to models you can buy now, rumors indicate we could see hybrid versions of a Honda, Jeep, Audi, and Hyundai SUV. We also expect diesel and plug-in hybrid SUVs to be introduced shortly. With U.S. oil prices recently hitting a 3 year low, now might be the time to consider a SUV. And making it a hybrid version rather than some trendy gas guzzler will look like a smart decision as prices inevitably move back up again.

    HybridSUV.com In The Media/News

    Based on our most recent search stats, people looking for upcoming concept hybrids appear to be most interested in a Honda hybrid SUV. In addition, the four wheel drive (4 wd, 4X4) and crossover (CUV) models are near the top of the list, as well as those with good towing capacity and fuel economy/gas mileage. The most popular search last year was the Ford Escape followed by the Lexus RX 450h. Watch for future announcements and news here on the best green SUVs and CUVs available. In addition, we will keep you updated on any recall notices for hybrid sport utility vehicles. The best way to get this information is to read or sign up for our free monthly newsletter. To get access, send us an email here .

    Import Regulations Used Cars From Japan To Canada » #cars #for #sale #ireland

    #import cars from japan

    Import Regulations For Used Cars From Japan To Canada

    Importing Used Car from Japan to Canada


    Cars imported to Canada are shipped to all major maritime ports in Japan to Vancover or New Westminster. Unfortunately at this we can not arrange inland shipping.

    Age Restriction

    When importing used vehicle to Canada vehicle must be older than 15 years. Vehicles that are younger than 15 years can not be imported.

    Road Worthiness Inspection

    A Road Worthiness Inspection is not requied.

    Import of used cars from Japan To Canada

    It may appear that import of a used car from Japan to Canada is not a venture with a great reward one must consider that a few factors that speak for a import of a used car from Japan. Used cars in Japan are of superior quality, mild winters, no use of salt or gravel on the roads in the winter, excellent roads, and use of public transportation as a primary mean of transportation are the main contributor to this extraordinary condition of used vehicles. You might find a used 15 years or more old vehicle with less than 120,000 km and has immaculate exterior and interior condition.

    Furthermore, in Japan you will be able to find a special purpose vehicle for a fraction of a price you would pay in Canada. Auto enthusiasts may find vehicles that are not avaialable for sale in Canada.

    Our competent sales staff will be able to assist you via phone, fax or email and help you with used car export to Canada.

    Click Here To Go Back to find more import regulations for used and new cars

    Hyundai second hand cars sale, parts – accessories. #used #cars #value

    #2nd hand cars for sale

    Hyundai second hand cars sale



    Other Greater Durban

























    Hyundai Elantra 1.6 GLS Stripping for Spares

    Sparesboyz Durban

    THE BOYZ GROUP is your one stop shop that provides you with all spares from bumper to bumper WE SUPPLY ORIGINAL USED PARTS.

    Hyundai Elantra 1.6 GLS – Stripping for Parts

    Zululand Used Spares We buy sell used spares from cars bakkies all makes models. One of the largest range of second.

    Hyundai Elantra J1 1.6 – Stripping for Spares

    Zululand Used Spares We buy sell used spares from cars bakkies all makes models. One of the largest range of second.

    Hyundai Gets 2007 Model – Stripping for Spares

    Zululand Used Spares We buy sell used spares from cars bakkies all makes models. One of the largest range of second.

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    How to Sell a Car in New York #used #truck

    #how to sell a car

    How to Sell a Car in New York

    Step 1: Find a buyer.

    Ensure that your car has been assessed, serviced and is in good condition. Post an ad online on websites like Craigslist and eBay, in the local newspapers or put up fliers and posters in your neighborhood. Highlight key features of your car, for example, the warranty, low mileage and safety features. Post photos of your car alongside the features.

    Step 2: Gather the paperwork.

    You will require proof of ownership, which is the title of your car. If you have misplaced your title, apply for a replacement using form MV-82TON. New York requires you to present the buyer with your car’s damage and an odometer disclosure statement. Form MV-103. if this information is not indicated on the back of your title. Also, a proof of gift or purchase price is required, which is the statement of transaction. Form DTF-802 .

    Sales tax applies to all car sales in New York. You have to fill out form DTF-802. If your car was built during or after 1972, present a bill of sale. As the New York DMV does not offer a bill of sale form, draw one up yourself or use a generic form. Indicate your car’s make and year, vehicle identification number, the date of sale, the price, your full name and signature as well as that of the buyer. Make a copy and leave the buyer with the original. If a lien was at any time placed on the car, you are required to have proof that the lien was satisfied.


    Failure to present the damage and odometer disclosure statement, Form MV-103, or indicating false information can lead to your imprisonment or payment of a huge fine.

    Step 3: Remove the registration sticker and license plates.

    How We Rank Used Cars #used #car #websites

    #auto ratings

    How We Rank Used Cars | How We Rank New Cars

    Our used car rankings are based on the consensus opinion of America’s top automotive experts, as well as reliability, safety and total cost of ownership data from third-party providers. The rankings do not rely on our own tests or U.S. News editors’ preferences.

    We rank used cars based on an overall score that combines the component scores listed below in a weighted-average formula. Weights are derived from the results of a used car shopping survey performed by U.S. News.

    The components and their weights are as follows:

    • Critics Opinions: 22%
    • Performance: 11%
    • Interior: 11%
    • Total Cost of Ownership: 19%
    • Safety: 17%
    • Reliability: 20%

    In cases where a component score is unavailable, we use a previous model year s score, if available.

    How We Calculate Component Scores

    Analysis of Expert Reviews

    For each used car in the U.S. News rankings, our editors analyze credible reviews of the car to come up with a score representing what professional critics said about it when it was new. The reviews were gathered from major newspapers, magazines and automotive websites. For each third-party review, we score the car on three different components.

    • Performance: The performance score represents the reviewer’s written assessment of a car’s handling, braking, acceleration, ride quality and other qualitative performance measures.
    • Interior: The interior score represents the reviewer’s written assessment of the car’s interior comfort, features, cargo space, styling and build quality.
    • Critic s Opinion: The score represents the overall tone and how strongly the reviewer recommends the car.

    Cars that won major automotive industry awards in a particular model year, such as Motor Trend Car of the Year and North American Car of the Year. receive an increase in their Critic s Opinion score to reflect the particularly strong recommendation the awarding publication or group gives to the winners.

    Analysis of Data Points

    In addition to the analysis of professional reviews, we analyze data points of particular interest to used car shoppers, including safety, reliability and total cost of ownership data. These data points and their sources are described below:

    • Safety: The safety score is based on a compilation of crash test scores from the two leading vehicle safety rating agencies, the National Highway Traffic Safety Administration and the Insurance Institute for Highway Safety.
    • Reliability: The reliability score is based on the J.D. Power and Associates Vehicle Dependability Study (VDS) rating or, if unavailable, the J.D. Power Predicted Reliability rating. VDS ratings are based on survey responses from original owners of three-year-old vehicles, measuring problems they experienced in the prior year. The Predicted Reliability rating is a forecast of how reliable a car might be over time and is derived from historical trending for a vehicle and/or manufacturer in J.D. Power s Initial Quality Study (IQS) ratings and VDS ratings. When factoring into the overall score, the J.D. Power rating is doubled to convert it to a 10-point scale.
    • Total Cost of Ownership: The total cost of ownership score is based on costs for depreciation, financing, taxes and fees, maintenance, fuel, insurance, repairs and opportunity cost as provided by Vincentric, LLC .


    Used car average prices, used to assign vehicles to price-based ranking lists, are provided by TrueCar. Inc. These reflect recent national average transaction prices that vehicles have sold for.

    U.S. News Best Price Program

    How to Repo a Car #suzuki #cars

    #repo cars

    How to Repo a Car

    Repossessing a car is necessary when the borrower continually fails to make required loan payments and is not interested in working out the situation. While repossession can be stressful for both the lender and the borrower, it is unfortunately often the only way a lender can recoup his losses when someone does not pay his bills on time. Fortunately, repossessing a car in most cases is easy and does not require a lot of time or expense. In small communities, the lender can often do his own repossession and not hire someone to look for the vehicle.

    Other People Are Reading

    Check your contract with the defaulted borrower before repossession. Be sure it says that if she does not pay the loan, she will lose the vehicle. Virtually all auto lender contracts have this language, but checking is an important step to avoid potential legal trouble from an upset borrower.

    Call or write a certified letter to the borrower one last time. Inform him that you will be taking the car back if payment is not made. Try to work it out if at all possible.

    Stop by the borrower’s employer or place of residence and take the car. Alternatively, you could send an employee or interested friend to do this task. If you do not have a copy of the key, then you will need to get a tow truck to tow the car away. Note that if someone is in the car, you cannot legally enter the vehicle with your key or hook it up to a tow truck, because this could be constituted as abduction or reckless endangerment.

    Call the local police once you or your representative have repossessed the car and report that you are the lender and had to take back a car due to a defaulted loan. That way if the borrower calls the police claiming her car was stolen, the police will already know that it was repossessed.

    Hire a private investigator if it seems the borrower skipped town with your car. He will be able to to skip trace the person who has the car and can probably do so more quickly and with less red tape than you can. Private investigators, some who work as repo men, usually charge a couple of hundred dollars for this kind of case. You could then hire a repo man who works in that town to actually take the car once it is located. Repo men usually charge about $300 to take a car, and if the town is far away it would be worth the extra expense to get the vehicle back in your hands.

    How to Sell Your Used Car to a Private Party or Dealer #remote #car #starter

    #how to sell a car

    Selling Your Car

    1. The Basics

    When selling a car, you generally have two options: sell to a private party or sell to a dealer.

    Those who buy a new or used car from a dealer usually trade-in their current vehicle as part of the transaction – mainly because it’s convenient and easy. But this convenience comes at a huge cost.

    If you sell to a dealer, you’re getting wholesale value for the vehicle, whereas if you sell to a private party, you’re getting close to retail value. The difference can be several thousand dollars.

    It seems like a no-brainer, so why doesn’t everyone sell their vehicle to a private party? Well, because it takes more time and effort – plus some view it as risky to invite strangers over.

    Despite these drawbacks, I highly recommend selling your car to a private party – especially if it has over 100,000 miles or been in an accident. You’ll end up saving $100 to $350 per hour spent on the effort.

    To help you decide, use the following pricing guides to determine what your car is currently worth.

    A relatively new site from the founders of TrueCar. Analyzes over 3 million car listings to show you what your car is worth.

    Take these prices with a grain of salt, they’re meant to be ballpark figures.

    How to Rent a Car When You Are Under 25 #free #car #insurance #quotes

    #renting a car

    How to Rent a Car When You Are Under 25

    Most rental car companies allow drivers over age 21 to rent a vehicle. (Photo: Creatas/Creatas/Getty Images )

    Related Articles

    Whether you’re traveling for business or pleasure, there are times when you need to rent a car. In the past, if you were under age 25 and needed a rental car, you were out of luck. Because younger drivers tend to be more inexperienced, rental-car companies often were reluctant to rent to them. Even now, most major rental-car companies rent to younger drivers only with the addition of a hefty daily fee. In some cases, the fees can almost double the overall cost of the car. However, if you have the available cash, the process for renting is the same as for any other age group.

    Step 1

    Inquire with your company’s travel department or travel agent about corporate rental-car accounts if you’re traveling for business. In most cases, when you rent a car for work through a corporate account, the rental agency will waive the underage driver fee. Either ask your company’s travel department or travel agent to make the reservation for you, or make your own reservation using the information you receive.

    Step 2

    Visit the website for the car-rental agency. Enter your information into the reservation form; in general, you’ll need the pickup and drop off locations, dates the car is needed and the size of the car you want to rent. Check the box indicating that you’re an underage primary driver.

    Step 3

    Indicate whether you need any additional options for your rental car, such as insurance coverage or a GPS device. If you already have car insurance, your rental car may be covered under your insurance policy, in which case you don’t need to add the additional cost of the rental-car insurance.

    Reserve your rental car. In most cases, you need to provide only your name, contact information and a credit card number to reserve the car. Your card is not charged until you pick up the car.

    Pick up the car at the rental counter. Have your valid driver’s license and a credit card available.

    How to Get a Car Loan With Bad Credit #car #stereos

    #bad credit car loan

    Other People Are Reading

    Check Your Credit

    Check your credit report at least three months before you plan to finance your car. Request one report from each of the three major credit bureaus, as the information may be different in each. You can get a copy free from each bureau each year from annualcreditreport.com. These reports won t give you your credit score that s not part of the free service but it will show you any negative entries that drag it down. If anything s on there that shouldn t be, such as an old debt that s beyond the date it should be reported or a delinquency from a bill you paid, ask the credit bureau to investigate. If it can t confirm the debt is legitimate within 30 days, it has to take it off your record.

    Live Within Your Means

    When you have bad credit, you re probably not going to be able to borrow enough to get your dream car unless your income is through the roof. Instead, your purchase likely will be determined by what you can afford to borrow. New cars tend to be easier to finance than used ones, because the value of the car increases the collateral and there isn t the same risk that a buyer will find herself hammered by repair bills that will cause her to abandon her payments.

    Get Preapproved

    While a dealer may tout her ability to offer financing, coming into the dealership with a firm loan offer in hand helps your bargaining position. Apply for a loan from your bank or credit union, which may be willing to offer you a loan if you ve been a reliable customer. Check with other lenders to see what your options are. If someone is willing to fund your loan at something other than a subprime level, that difference could save you thousands of dollars in interest over the life of the loan. You can get multiple inquiries for a car loan within a 14-day period without damaging your credit score more than a single inquiry would.


    Having bad credit doesn t mean you ll be unable to make the payments on the loan a fact you ll want to make clear when seeking financing. Bring pay stubs and bank account statements to show your earnings and savings support adding this to your budget. If you can afford to put more money upfront as a down payment, that could help. You may also be asked for references, and in a worst-case scenario you might need to ask someone close to you to co-sign the loan, which means agreeing to make the payments if you can t.

    How to Make Money Selling Classic Cars #cars #under #1000

    #buy and sell cars

    How to Make Money Selling Classic Cars

    Selling classic cars is a hobby or business many people practice today. From classic car collectors to enthusiasts, classic cars have an inherent charm and enduring popularity which make them in demand even several decades after they have been manufactured. If you are looking into getting into the business of buying and selling classic cars, then here are the steps on how to succeed in doing so.

    Know Where to Look for Classic Cars

    You can look for classic cars which are in good condition or you can look for classic cars which need some restoration. Some of the places you can go for great bargains are eBay and other online car dealerships and online classifieds. You can also check newspaper listings, car magazines and online classic car forums. These usually have numerous listings of all kinds of classic cars with different conditions. As you look at cars to buy, make sure to read all the given details and specifications which could help you assess their value.

    Assess Any Necessary Repair and Restoration Work

    Once you buy a classic car, you need to determine what kind of repairs or restoration are necessary. Send the car off to a classic car restoration expert so that its original appeal and beauty can be brought back. Although the cost of restoration can be hefty, you should be able to get it all back when you sell the car, since a well-restored classic car can be sold for a good price.

    Get Manufacturer and the Model Information

    Make use of the VIN code to tell what series it was or what type of model it is, such as if it was a limited edition or not. Add this information to the original paperwork of the car and its original maintenance manual, if you have them. Classic car buyers usually love to find out all about the history of a car before they buy it.

    Research Market Trends

    Compare your classic car to others and make use of classic car appraisal guides. You can also have your classic car evaluated by a qualified and professional appraiser. From this, you can establish your asking price and the lowest price that you are willing to let it go for.

    This is the most important thing you should have in order to get top dollar from the sale of your classic car. Study the current market and create a profile of your target market. Study current advertisements to get ideas on how you can market your classic car. Create signs and promotional packets with pictures, detailed descriptions and specifications of the car, location and the price.

    Prepare the Car for the Buyer’s Inspection

    Have the car cleaned and polished, inside and out. Park the car in an appealing area, where its features will stand out. Make sure you have tools handy such as a flash light, screwdrivers, adjustable wrench, pliers and a rag. Create a list of the known mechanical problems of the car and how much it would cost to have them repaired. Have a copy of the promotional packet you made to provide to prospective buyers.

    Where to Sell Classic Cars

    • Online classified ads. There are a lot of classified ad sites available online for free. With this method the classic car will get more exposure than just putting a sign on it and leaving it on the side of the road
    • Online auctions. Online auctions such as eBay make it possible to show off the classic car while gaining the largest audience. Make certain to create an in depth description and display several excellent photos of the car to have the best price
    • Car shows. One of the popular ways to sell classic cars is to exhibit them at auto shows. Throughout the spring and summer months, many car shows present different types of cars, including classic cars for sale. Auto sellers and buyers from different parts of the country are brought together to show off or buy cars
    • Local car magazines. It is possible to have a classic car introduced or shown in local magazines in your area by placing an advertisement. Some of these magazines have websites so the cars will have more exposure online

    When to Sell Classic Cars

    How to Get Cheap Rental Car Deals #cheap #cars #uk

    #rental cars

    Related Articles

    If you were able to book cheap airfare for a week-long trip, you do not want to end up with an expensive rental car. And this can easily happen without doing some research and searching out the best deals. Fortunately, there are some ways that you can secure a cheap rental car deal. Sometimes, the best cheap rental car deals are only available if you can prepay, so keep that in mind as you prepare to book your car rental.

    Step 1

    Call any associations of which you might have a membership to inquire about car rental discounts. Examples of such associations include the American Automobile Association (AAA) and Costco. Also, check with your workplace for potential preferred company rental rates. The best place to ask about this possible discount is your human resources department.

    Step 2

    Look around to compare prices. Go directly to car rental company Websites, such as Hertz.com and Avis.com, and check prices on major travel booking sites, such as Travelocity.com and Expedia.com. While you may find a special unadvertised deal on a car rental company Website, you will likely find the cheaper price on one of the travel booking websites. Also, don t restrict yourself to just airport locations. In fact, you often will find cheaper rates at car rental locations away from the airport. Factor in any cab costs that may be involved to get to that other location before making a decision on overall price.

    Step 3

    Adapt your car rental needs to the cheapest available car type. Typically, a compact car is the cheapest option in terms of car rentals. However, depending on the discounts available, you may have the option to rent a full-size car. To get the cheapest available car rentals, you must be flexible enough to take whatever model is the most discounted.

    Use Hotwire.com if you are willing to rent from any car rental company. This site generally offers deep discounts on car rentals (and other forms of travel); however, Hotwire does not reveal the rental company until you have paid for the reservation. When you book a car rental on Hotwire, you are also required to prepay the entire rental cost up front and it is not refundable if your plans change.

    Bid for a cheaper rate using Priceline.com. Priceline allows you to offer the price you want to pay in hopes that a rental car company accepts it. The catch is that you do not know which rental car company you are going to get until your bid is accepted. Once your bid is accepted, you are immediately charged for the full price of the rental. You cannot make any changes to your rental reservation and it is not refundable. BiddingForTravel.com and BetterBidding.com are two Websites that can help you out with your bid before you get to Priceline. On these two site,s you can see what previous users have bid, if that bid was accepted or not and if so, which rental company accepted the bid.

    The Truth About Used Car Prices #cars #for #sell

    #used cars prices

    The Truth About Used Car Prices

    By Bob Elliston

    Before you buy a used car from a car dealer, you should understand a little about pricing. A franchise dealer with a used car operation will usually price his cars at a certain percentage more than what the car is deemed to be worth on the wholesale market.

    The wholesale value of a car is usually determined by factors such as the demand for the car coupled with the age, make, model, options, mileage and general condition. The dealer’s markup on a used car, van or pickup is frequently determined by any or all of several factors:

    • The price the dealer paid to acquire the car. He might have taken it in trade against a new car which means that he accepted the car in lieu of cash or he might have purchased it from a private seller, wholesaler or at auction.
    • The dealer adds what it has cost him to repair and recondition the car.
    • The dealer adds a markup to cover his profit objectives and to pay for his overhead.

    The markup also will reflect such things as the condition of the car, mileage, make, model, options and most important, market demand. The point, simply, is that used car markups will vary greatly for any number of factors. Your objective is to discover the dealer s cost to buy and recondition the car and put it on his lot. That will give you the basis for planning your negotiation.

    Tricks of the Trade

    Many dealers also will include a “negotiation pad” in their markups. They recognize that most people won’t buy a car new or used unless they feel they’re buying it for less than the advertised price. So a dealer will build in a large enough cushion to give the buyer a discount and still end up with whatever he considers to be a reasonable, or maybe even a more than reasonable, profit.

    The key to a dealer’s survival and profitability in the used car business is to buy used cars at or below what the industry calls the “wholesale price” and then to sell them at a retail price that, in the final analysis, is whatever a buyer will pay.

    Here is an actual example: I tracked a GM car that was purchased by a dealer for $9,500. After spending $400 for repairs and recondi­tioning, he put it on the lot at $13,800. That’s a markup over his purchase cost of more than 45 percent!

    The used car sales manager confided that this markup gave him built-in room for negotia­tion. A buyer finally appeared and, after a negotiated agreement, bought the car for $12,450. The customer felt he got a good deal and the seller said nothing to disabuse him of that notion.

    Whether you buy from a private owner or a dealer, one of the most important pieces of information you can obtain is the current “wholesale” price of the car in your area of the country. One source of auto price information is the car loan department of your bank. They usually will have all the latest price books and possibly even auction reports that show what various makes are bringing on the auction market.

    Book Prices

    The industry uses any of several books as price guides: The NADA Official Used Car Guide, National Auto Research Black Book, Kelley Blue Book Auto Market Report and Galves Auto Price List. These books also available online purport to reflect the average wholesale prices that various cars are bringing across the country. The only problem is that they usually don’t agree on a set price.

    Compare the suggested wholesale prices for a 2000 Chevrolet four-door Lumina from the same month:

    Kelley Blue Book: $7,875 (tends to reflect west coast prices)

    NADA: $6,875 (combination of auction and dealer reports)

    Black Book: $5,650 to $8,850 (dealer auction sales reports)

    You can find used car price books on your news­stand or on various Internet sites, such as Edmunds.com. For example, Edmunds wholesale price for a 2000 Lumina is $7,387. Its figures provide a general range but may not present a true picture of any given car’s “real” price because it cannot account for the myriad factors that impact the dealer’s costs.

    How to Get One Day Car Insurance #classic #cars

    #one day car insurance

    How to Get One Day Car Insurance

    If you need to borrow a vehicle from a friends or family member for a special occasion or purpose, you should consider one day car insurance coverage to insure the vehicle and protect you against liability in the event of an unfortunate accident. Even if your friend or family member has good coverage on the vehicle, choosing temporary coverage will provide enough that will result in fewer claim problems and can even help protect the person that loans you their car from increased rates or even policy cancellations. So, here is a step by step guide on how to get one day car insurance.

    1. Gather Information. Before you start shopping for quotes for one day insurance policies, you need to make sure that you have all of the relevant information on hand. For example, make sure you have your friend or family member’s full name, the make and model of the vehicle, as well as your personal and driving history information.
    2. Request Quotes Online. Use your favorite search engine to find insurance companies that provide one-day car insurance. Alternatively, you can visit websites like CarInsurance.com or Insure.com to find links to companies that provide temporary policies as well. Once you find a few companies, request quotes for the one-day coverage using the information you gathered previously. Get Free Car Insurance Quotes
    3. Visit temporary car insurance provider websites. You should also visit insurance websites that specialize in temporary coverage such as one-day car insurance. Websites like DayInsure.com and TempCover.com specialize in temporary car insurance policies including one-day car insurance. These types of companies represent several different insurance companies that can provide quotes for the one-day policy.
    4. Call local car insurance agents. You should also call a few local independent car insurance agencies in your area. Many car insurance companies offer temporary coverage, and your local car insurance agent will usually know which companies provide policies at the best rates.
    5. Choose an insurer. Once you have reviewed the policy quotes from all of the different sources, choose the policy that offers adequate protection at the best price. However, don’t purchase a policy based on price alone. Make sure that the policy includes adequate policy limits for damage and liability as well as medical costs that may be incurred as a result of an accident. Although you’ll only be driving the vehicle one day, it never hurts to purchase a little more coverage than you think you’ll need.
    6. Pay the premium. After you’ve chosen a policy, use your credit card or debit card to pay for the policy online. Alternatively, if you’re purchasing the policy from a local agent, you can pay cash or even write a check.
    7. Get proof of insurance card or receipt. After you pay for the policy, make sure you get a receipt for the policy or temporary ID card to carry with you. Keep the card with you at all times while operating the vehicle – just in case you’re involved in an accident or pulled over by a law enforcement officer.
    8. Get Free Car Insurance Quotes

    Is One Day Car Insurance Right For Me?

    Accidents can happen at any time, which is why many consider short term car insurance if they are only planning to use a vehicle for a short distance or amount of time. Since 1 day car insurance is usually purchased for a specific purpose, it is important to first determine if it is the right choice for you. While it can be purchased for a number of reasons, it is most often used by vacationers, movers and test drivers. Whether you are planning to drive a car that is not your own or are worried that your current insurance will not cover you when you leave the state, short term coverage may be your preferred option.

    Short Term Car Insurance for Vacationers

    When preparing for their trip, vacationers are often more concerned with hotel reservations and itineraries than car insurance. If you are renting a car or are worried that your insurance will not cover you out of state, it is important to consider single day car insurance. This can be a simple solution that can save you from worrying while on your trip. When considering short term coverage, you should first speak with your insurance company to determine if this is an option for you and find out current rates.

    Short Term Car Insurance for Movers

    Those who are planning a move are often interested in renting a truck or van. If you are interested in a moving van or rental truck, you might want to consider 1 day car insurance. Since you do not own the vehicle, you want to make sure you are properly covered in case there is an accident. For movers, short term coverage is a great way to protect you from medical costs and property damage if an accident does occur.

    Short Term Car Insurance for Test Drivers

    Most people would never consider getting into an accident while test driving a car. While the chances of this happening are slim, it is still possible and best to be covered. Regardless of whether you are test driving a compact car or an SUV, it is very important to have short term coverage in case something happens. The car is not yours until it is paid for and you drive it off the lot. Until then, 1 day car insurance can help you be prepared in case of an accident.

    While these are the most common reasons to get short term car insurance, there are several others. As you begin to learn more about this special type of insurance, you will be surprised as to how beneficial it can be. Whether you are taking a trip out of state, testing a new car or moving to a different house, short term coverage can save you from the extra costs that can occur after an unexpected accident. Once you have determined the exact type of coverage you require, you should talk to your insurance company to find out the best rates available.

    Where Can You Buy Cheap 1 Day Car Insurance?

    There are definitely situations where cheap 1 day car insurance is not only good to have, but can be a necessity. If you borrow someone’s car, their insurance might not cover you. When traveling to another state, your own provider might not have a policy that meets their specific standards for minimum required insurance coverage. If you’ve just bought your first vehicle and want a little time to examine your long term insurance options, cheap 1 day car insurance could certainly be your answer.

    When looking for cheap 1 day insurance coverage, just like shopping for any other insurance policy, different companies will provide many options depending on the particular situation and driver applying for the insurance. It pays to shop around. There are many places on the Internet like CarsDirect’s insurance quote tool. netquote.com or esurance.com that will allow you to enter your information once and get quotes from multiple companies. This way you can use the minimum amount of time and get the plan that’s best suited for your particular needs.

    What Should I Tell the Provider?

    It’s important to remember when you shop for cheap 1 day car insurance that, since state laws require different amounts of coverage, you should be sure to let them know if you’ll be traveling during the coverage period. If you are, make certain that you have proper coverage for each state you’ll be driving through. That way you’ll not only be covered, but you’ll also meet the legal requirements at every stage of your journey.

    You can never completely avoid the possibility of having an auto accident. That’s one of the reasons you should never drive without insurance coverage. It can put everything you own at risk if something should happen. Shop around and find the best deal and the proper coverage, to make certain that you’re fully covered and you meet the legal requirements of any and all states in which you’ll be driving.

    How to Finance a Car and Get a Car Loan #car #insurance #for #young #drivers

    #finance cars

    How to Finance a Car and Get a Car Loan

    Getty Images/Kevork Djansezian

    You found your dream car. Now, you need to pay for it. Most car shoppers need a car loan to buy their next new or used car. Check out the car financing basics covered below to make sure you get the best car loan for your new vehicle.

    The Basics of Car Loans

    A car loan is a way for you to purchase a new or used vehicle. You borrow money from a lender and pay them back over time, usually with interest. The amount you borrow is called the loan principal. Car loans almost always include interest, which is how lenders make a profit on the money they lend you. The interest rate is a certain percentage of the loan that you must pay back in addition to the loan principal. So, if you borrow $20,000 for a car at a 5 percent interest rate, you’re going to end up paying the bank $21,000 over the life of the loan — that’s the principal, plus the interest. While you re paying back the lender, you re responsible for all taxes, fees and expenses, like gas, insurance and maintenance, associated with owning the car.

    Many people think that when you finance a car, the finance company lends you the money and the car is yours. That’s a simple way of looking at it. In reality, however, the lender is buying the car and letting you use it. The lender technically owns the car, though you agree to be responsible for it. In fact, you won’t have the title to the car and fully own it until you make your last loan payment. If you don t make your car loan payments, the lender can repossess the car.

    The Car Loan Term

    The length of the car loan, or loan term, simply refers to the amount of time you have to pay the lender back. If you sign up for a five-year term, in five years you’ll pay the money back and will own the car free and clear. The vast majority of auto loans are repaid in monthly installments. You send the lender a set amount each month and slowly pay off the loan.

    Your Credit Score

    When it comes to how much interest is charged on a car loan, some people get charged more interest, and some get charged less. Obviously, you want to get charged less. The interest rate lenders charge is based largely on your credit score, which is a number that credit bureaus assign to you based on how much debt you have, how good you’ve been about paying bills on time, how long you ve been using credit and your debt to income ratio, which is the amount of debt you have versus how much money you earn. Lenders use the score to assess how likely you are to pay them back. If your score is low, lenders will assume that you re at high risk for not paying the loan back. The higher interest rate is the lender requiring more money to cover that risk. Lenders may also require a larger down payment from buyers with lower credit scores to offset their risk as well.

    You should know what your credit score is before you apply for a car loan and do your best to make sure it’s as high as it can be. Generally speaking, credit scores of 720 and above get the best loan rates. For a small fee, you can get your credit score through FICO, which is the most commonly used credit score among lenders. You can also get credit scores from credit bureaus like Equifax, Experian and TransUnion. If your score is not as high as you’d like, paying off old bills (like credit card debt) and paying all bills on time for six to nine months should bring your score up and help you get a better interest rate.

    You ll also want to take a look at your credit report to make sure everything is accurate. If someone stole your identity and opened a credit card in your name and you aren t aware of it, this could affect your ability to get a car loan. Plus, you ll want to report the fraudulent activity right away to the credit bureaus so any errors can be fixed before you apply for auto financing.

    Apply, Apply, Apply

    You wouldn’t just apply to one job or one college, so you shouldn’t apply to just one lender for a car loan. Contact your bank, local credit unions and other lenders to find out what they’re offering. You’ll have to fill out loan applications, which will ask for your social security number, employment and income information, monthly expenses, like mortgage and rent, and any outstanding debts, like credit cards and student loans. When you fill out auto loan applications through multiple lenders, be sure to do it all at once, or within a close time frame. Credit bureaus will see your multiple applications and realize you re shopping for auto financing. If you spread your applications out, keep in mind that multiple applications for financing can lower your credit score. Do all your applications around the same time, so as not to lower your score.

    Do not exaggerate your income or misstate your expenses and amount of debt. Everything you fill out on a loan application will be verified and if you lie, you ll get caught. The lender will pull your credit history and credit score and decide whether or not to make you a loan offer based on that information, as well as your income, expenses and debts.

    Look over all the loan offers you get in detail. The interest rate you re being charged shouldn t be the only thing you look at. Avoid offers that charge you a lot of fees. Another thing to look at is the car loan term. A longer auto loan might result in a lower monthly payment, but over the long haul, you ll pay more in interest. Also, watch out for loans that have a prepayment penalty, which is a fee charged if you pay the loan off early. Paying the loan off early may not be something you’ll be able to do, but if your long-lost Aunt Mabel dies and leaves you a fortune, paying it off could save you a lot of money, and you don’t want to pay extra fees to do it.

    Don’t Feel Dejected about Getting Rejected

    If your car loan application is rejected, you ll probably feel terrible, but that rejection is likely a good thing. A rejected loan application means the lender didn’t think you’d be able to pay the money back. As hard as that is to hear, that lender likely just saved you from getting into more debt than you can handle. Reassess your budget to determine what you can truly afford, not just monthly, but over the life of the loan. Try finding a less expensive car to buy, or save up more money so you have a larger down payment, which will reduce the amount you ll need to borrow.

    Show Up with Financing

    Many car buyers might think that the car dealership is offering you the best financing rates. That’s not always the case. While you should certainly consider the loan the dealership offers, the best way to get the lowest interest rate is to bring a pre-approved loan from your bank, credit union or third-party lender when you go to the dealership. If the dealership can beat the interest rate, fees and other loan terms you ve already been pre-approved for, you can decide to take the dealer s offer. If not, you already have financing.

    Bringing your own financing to the table also means you’ll have the upper hand when it comes time to sit down with the finance manager. Some dealers will give you a great price on a car, but will charge you a higher interest rate on the car loan, which will cost you more money in the long run. This is an area where dealers can make a profit on the vehicle. With financing in hand, you can focus on the price of the car and your trade-in, if you have one.

    Now that you understand the basics of financing a car, you ll be able to get the best car loan for your budget and your new vehicle.

    How to Find a Police Car Auction in Your Area #car #number #plates

    #auction cars for sale

    How to Find a Police Car Auction in Your Area

    February 28, 2013

    Finding a local police car auction in your area is sometimes tricky, if you have no idea where to start. There are ways to locate this information, but for areas where these type of auctions are not widely publicized it could be a case of calling your local police station and asking if they know.

    Start your search for a used car

    You can find some information online, on government websites which will let you search your area for a particular vehicle. These sites are not limited to cars, either. You can find SUVs, trucks and motorcycles on many of them too. Doing a ZIP code search and choosing a specific model will show you all the vehicles within a certain distance from you. Police specific auctions can be found by other websites like gov-auctions. which tells you when and where the local auctions will take place.

    The General Service Administration is the biggest national sales agency and you can check out fleet sale cars and trucks on their website. Online versions of the auction can be located through the GovSales website. Finding former police cars for sale is down to how often those local auctions are held, but you can also try eBay Motors. Government car auctions are there in the motors section for you to search through. You can search by ZIP code, type of car, miles from your destination or make and model of the car you require.

    The local police will sometimes put up leaflets or notifications of an impending auction being held. You can call your local government offices and find out how else you can locate an auction and if they have no information, at least they may be able to point you in the right direction.

    How to Find Cheap Used Cars For Sale #car #salvage

    #cheap cars

    How to Find Cheap Used Cars For Sale


    Shares & Saves

    Even as new car prices continue to climb, you can find reliable but cheap used cars for sale. Many are readily available online, but car lots and local auto auctions also provide excellent sources for inexpensive vehicles.

    Promoted by

    Search Online Classifieds

    Many private individuals hoping to sell a car start with online classified websites. Some sites specialize in automotive sales and may contain hundreds of local listings, while others contain listings for cars, trucks, vans, automotive accessories and a plethora of unrelated merchandise. Private sellers may offer considerably lower prices for their cars than a dealer and be more receptive to negotiation, but you likely will find dealer listings on these sites as well.

    Check eBay

    Much like online classifieds, eBay offers a forum for individuals and dealers to sell their used vehicles. You can browse thousands of vehicles of almost every make and model, and find important information like the vehicle’s location, mileage and photos. If you are looking for a very inexpensive car, you often can find older vehicles selling for less than $1,000.


    When shopping for a car on eBay, be sure to factor in any additional costs like shipping, taxes and any applicable dealer fees.

    Visit Local Auctions

    Though many car auctions take place online, you still can find a cheap used car at a specialized auto auction. These auctions, available in many bigger cities, are the same ones where local dealers purchase cars for sale and unload unsold inventory, so prices typically reflect dealer wholesale pricing. Rules can vary significantly from auction to auction, so check with your local auto auction center to verify if you need special credentials like a business license to gain access.

    Consider Retired Fleet Vehicles

    Many organizations that manage a fleet of vehicles sell their used cars when they remove them from active service. Car rental companies frequently sell late model, relatively low mileage former rental cars for well below the price a dealer would charge for a similar vehicle. For a very cheap used car, consider browsing retired police cars and government surplus vehicles. Retired fleet cars may have high mileage, but they likely will have had regular service and will carry some of the lowest price tags available. In many cases, you can find retired police cars for under $2,000, and some sell for considerably less.

    Be Prepared to Negotiate

    Unless you buy your used car in an auction, you likely will have the opportunity to negotiate for a lower sales price. When negotiating with a dealer, according to the financial magazine Forbes. you may be able to get the lowest possible price on the last day of the month, a day with poor weather, or late at night on the weekend. Negotiations with a private seller often are more direct and consist of simply offering your ideal, but reasonable, price.

    How to Find a Used Minivan for Sale. #used #car #price

    #used minivans

    How to Find a Used Minivan for Sale

    Perhaps you are thinking about buying a used minivan. There a few very important things you should know. Some of the most popular and available used minivans are the Kia minivans, Dodge and Chrysler minivans, and Honda Odyssey. All of these models have received positive reviews and awards over the years of their production.

    Depending on your personal needs, there is a nearly unlimited selection of used minivans available from used auto dealers and private individuals. Take an inventory of your needs and how many adults and children will you transport. Will you carry bulky items or pets? What features will you need or want? What is your budget?

    Once you have defined your needs you are ready to begin shopping. It is usually not a good decision to buy the first used minivan you see or like. Take time to look at (in person when possible) a few models before you make the final decision. Here are a few sources for finding a used minivan for sale:

    • www.craigslist.com is an excellent free source for finding used cars for sale by owner. You can search by state, city and model.
    • www.ebay.com is a very well known site for both private individuals and commercial dealers to buy and sell. There is a fee to the seller of automobiles on this site. Search by model of vehicle.
    • Sometimes the best deals are many miles away. Think carefully about how you will get your purchase home.
    • Local used vehicle magazines such as Wheels and Deals, Auto Trader or other similar publication are often great local sources.
    • Watch for used minivans parked for sale in your area or at local Park-n-Ride lots. This kind of seller will almost always be flexible on price and you can meet the previous owner.
    • Used auto dealers have overhead and sales persons to support and are often unable to negotiate a lower price than a private seller.

    When you find your ideal used minivan, be sure to have an independent inspection done unless you are absolutely comfortable with the seller. In either case, you should consider a good used vehicle extended warranty to protect your investment.

    How to Find Car Repo Auctions #buy #car #uk

    #repossed cars for sale

    How to Find Car Repo Auctions

    Car repo auctions are a cheap and excellent way to purchase your next vehicle. Repo auctions are held at regular intervals around the country, by various different organizations, such as the police, banks and government.

    How do Auctions Work?

    When people are unfortunate enough to not make payments on a car they have bought, the company then repossesses that vehicle and it falls back into the ownership of the leasing or sale company. They then need to recoup any monies or losses on the vehicle and will sell such vehicles at public auctions. Buyers then get a chance to bid on the vehicles in the same way they would at a furniture or antiques auction.

    Where to Locate an Auction

    Car repossession is not a pleasant prospect, but the flip side is that other people benefit from the purchase of a cheap and reliable vehicle. Locating your local auction house, or the auction nearest to you can be done via an online search. You can also call your local transportation or police department to find out if they offer public auctions. Some do this on a monthly or bi-monthly basis, depending on how much business they have to offer. Also, you can contact your local bank or financial institution, like a credit union and ask if they auction any of their repossessed cars. If they do, they will tell you when and where. If they don’t, they will probably have some knowledge of other people who do.

    eBay motors will also have online auctions in which it will state that the car or vehicle has been repossessed and is up for viewing prior to bidding. It is always worth checking a vehicle out before you bid or purchase. Sometimes, the old phrase that buying a second hand car is buying someone else’s trouble can really come true, so run a check on the engine, interior and bodywork prior to buying.

    Related Questions and Answers

    How Do Confiscated Car Auctions Offer Lower Prices?

    Confiscated car auctions are held by the police department or other government law enforcement agencies. The reason these auctions can offer lower prices is because there is rarely a reserve or bid minimum. The police department simply wants to get rid of these vehicles. While the money they raise helps fund their department, it is not a crucial revenue stream. The department did not pay for the vehicles they are selling so the profit margin is pretty much 100%, which makes accepting a lower price much easier. In the majority of cases, they just want to get rid of the car to make room in their impound lots.

    Where Can You Find Bank Car Auctions?

    Bank car auctions can be found in a few different places. The best place to look is the local newspaper. A bank or police auction must be advertised in the paper at least two weeks prior to the auction. Calling the bank and simply asking when the next car auction is going to be held is a very easy way of getting the information as well. Banks hold auctions to sell cars that have been repossessed for non-payment of the car loan. While you can get some good deals, the bank is not going to give the cars away.

    The world’s cheapest new car – just US$2500 #car #transportation

    #cheapest new car

    The world’s cheapest new car – just US$2500


    January 11, 2008 If you haven’t heard of India’s Tata Motor Company, rest assured you’ll certainly be hearing a lot more about it very soon. Tata is about to give the world’s automotive manufacturers a landmark lesson in production efficiency with the release of a 100,000 rupee car – that’s US$2500, brand spanking new. Unveiled last night, the Tata ‘NANO’, “the People’s Car” as it is rightfully dubbed, will bring motoring within the reach of millions when it is launched in India later in 2008. Like the four-minute-mile, now we’re aware that it can be done, we suspect that the auto industry is in for another shake-up thanks to the flow-on effects precipitated by this long-time innovative Indian company. Not yet impressed? Then try this for size – Tata Group has been named by Ford as the preferred buyer for its two up-for-sale brands, Jaguar and Land Rover.

    Speaking at the unveiling ceremony at the 9th Auto Expo in New Delhi, Mr. Ratan N. Tata, chairman of the company that carries his name, said, “I observed families riding on two-wheelers – the father driving the scooter, his young kid standing in front of him, his wife seated behind him holding a little baby. It led me to wonder whether one could conceive of a safe, affordable, all-weather form of transport for such a family. Tata Motors’ engineers and designers gave their all for about four years to realise this goal. Today, we indeed have a People’s Car, which is affordable and yet built to meet safety requirements and emission norms, to be fuel efficient and low on emissions. We are happy to present the People’s Car to India and we hope it brings the joy, pride and utility of owning a car to many families who need personal mobility.”

    The People’s Car, designed with a family in mind, has a roomy passenger compartment with generous leg space and head room. It can comfortably seat four persons. Four doors with high seating position make ingress and egress easy.

    Yet with a length of 3.1 metres, width of 1.5 metres and height of 1.6 metres, with adequate ground clearance, it can effortlessly manoeuvre on busy roads in cities as well as in rural areas. Its mono-volume design, with wheels at the corners and the powertrain at the rear, enables it to uniquely combine both space and manoeuvrability, which will set a new benchmark among small cars.

    When launched, the car will be available in both standard and deluxe versions. Both versions will offer a wide range of body colors, and other accessories so that the car can be customized to an individual’s preferences.

    The People’s Car has a rear-wheel drive, all-aluminum, two-cylinder, 623 cc, 33 PS, multi point fuel injection petrol engine. This is the first time that a two-cylinder gasoline engine is being used in a car with single balancer shaft. The lean design strategy has helped minimize weight, which helps maximize performance per unit of energy consumed and delivers high fuel efficiency. Performance is controlled by a specially designed electronic engine management system.


    The People’s Car’s safety performance exceeds current regulatory requirements. With an all sheet-metal body, it has a strong passenger compartment, with safety features such as crumple zones, intrusion-resistant doors, seat belts, strong seats and anchorages, and the rear tailgate glass bonded to the body. Tubeless tires further enhance safety.

    The People’s Car’s tailpipe emission performance exceeds regulatory requirements. In terms of overall pollutants, it has a lower pollution level than many of the two-wheelers being manufactured in India today. The high fuel efficiency also ensures that the car has low carbon dioxide emissions, thereby providing the twin benefits of an affordable transportation solution with a low carbon footprint.

    As for the company’s takeover of luxury car brands Land Rover and Jaguar, Tata said: “A lot of people have been making an issue of whether a car manufacturer that’s in the low end can also integrate with an upper-end luxury car enterprise… that assumes one is going to integrate the enterprise.”

    He says the lack of overlap between Jaguar and Land Rover and Tata’s current low-cost vehicle line-up would be an advantage.

    Like we said, watch this space.

    How to Buy a New Car #online #car #insurance #quotes

    #trade cars

    Out with the old in with the awesome

    Trade in your used car or sell it yourself?

    Watch our video to find out what’s right for you.

    Okay, so you have an idea of what new car you want and how you are going to pay for it (I hope!). Sounds like all you have to do is test drive it and sign at the bottom line. Well, I hate to sound like a nag, but what are you going to do with your current set of wheels? Yeah, you’re going to have to do something about that old rust-bucket. The good news is that there are two methods of parlaying the equity of your current car towards your new one selling and trading in .

    Selling Your Car

    Let’s get one thing straight. Selling your car to a private buyer can net you hundreds if not thousands of dollars over trading it in. When you trade your car into the dealership you are only receiving wholesale value, because the dealer has to incur costs to prep the car for sale, keep it on the lot, etc. If you have the time and patience, selling your car yourself is a worthwhile venture. Individual buyers won’t dock for dents and scratches as much as the dealer will. Our friends at Cars.com can help you Sell It Yourself by advertising your trade in on their listings, which are browsed by thousands upon thousands of used car shoppers every day.

    Trading in Your Car

    If you aren’t concerned about keeping more money in your pocket, or if you’re too busy to deal with the sell-it-yourself process, you can trade in your car to your new car dealer. Note that you’ll likely get a better trade-in price for your car if you’re trading it in to a dealer that sells that make. In other words, you’ll likely get more money for your Volvo from a Volvo dealer than if you traded it in to a Nissan dealer. One important note: manufacturers will sometimes offer incentives on your trade-in, including extra cash, so do some research to see if any of those apply to your set of wheels.

    Don’t Turn Upside Down

    A common mistake people make is trading in their car while being upside down with their payments. Being upside down means that you owe more money on your current car than it’s worth. If your car is worth $8,000 and you owe $12,000, you are upside down by $4,000. Trying to buy a new car while being upside down on your current car is a terrible, terrible mistake. If you are upside down $4,000 and the car you want is $20,000, you are adding $4,000 to your loan. This will make you even more upside down in your new car leading to a never-ending downward spiral of debt. It makes more sense to get caught up on your payments so that you’re at least on level ground (and preferably far ahead) before you buy a new car.

    The Upside Down Exception

    The only time that you can get away with trading in your car while you’re upside down is when the new car that you wish to buy offers significant cash rebates that completely offset the amount you’re upside down. For example, if you’re upside down $1,500 and the new car has a $2,000 rebate, you come out $500 on the plus side.

    Prep it

    Whether you decide to sell your car on your own or trade it in, make sure that your car is in the best shape possible. If you’re a smoker, grab the Febreze, and start airing your car out. Make sure that it is totally clean inside and out. Perhaps spending a little to get it detailed would help as well, first impressions count!

    Finding the Value of Your Used Car

    Many sellers estimate the value of their used car with Black Book. Black Book is used by banks, car wholesalers, and dealers; it’s the authoritative wholesale guide. The Black Book numbers are taken directly from wholesale auctions nationwide and the data is updated daily. So for the most up to date appraisal of your trade-in, we suggest you use the Black Book Appraisal Guide .

    As you use the Appraisal Guide, be completely honest when estimating the condition of your car. There is nothing more embarrassing than negotiating a trade-in price and having the dealer point out that you’ve misrepresented the vehicle’s condition. Make sure to take the printed Black Book appraisal form with you to the dealership (along with the Internet Price Quote). That tells the dealer you’ve done your homework and makes negotiation a breeze.


    Once you are at the dealership ready to buy your new car, DO NOT mention that you intend to trade your car in to the dealer until you have finished negotiating the new car price. This way, there’s no confusion and you can negotiate both your best price for the new car and the best deal for the trade-in separately. If the dealer asks if you plan on trading in your car, do not say yes or no, just say Possibly, but let’s just talk about the new car price first.

    How you want to approach the trade-in/new car purchase:

    1. Conclude what the cost of the new car is.
    2. Conclude what the trade-in value is worth.
    3. Calculate the difference between the new car and the trade-in price. Add any rebates/incentives and down payment cash. Once you’ve found the difference, you can map out your monthly payments.

    How the dealer makes money off of your trade-in:

    The dealer is looking to make a profit at every turn during the car buying experience. Know that he wants to buy your trade-in at the lowest price he can (wholesale) and then sell it for a mark-up. If you don’t have a clue what the value of your trade-in is before you visit the dealer, you will not get a fair price for it.

    Keep in mind, however, that there are legitimate costs involved for the dealer in buying your trade-in. They have to fix any significant cosmetic or mechanical problems as well as replace certain parts before reselling your car to a used car buyer. They also needs to pay commission to the used-car salesperson and pay rent on the used-car sales lot. In addition, they have to pay to advertise the car, and have money tied up in it until it is sold.

    NOTE: If you owe money on your car and you wish to trade it in, know that you won’t get much of a return. If you owe $8,000 on your current car and the dealer gives you $9,000, you’ll only be able to apply $1,000 to your new car down payment.

    TIP: Do your homework first and get a used car valuation from Black Book. Take the printouts of your trade-in valuations to the dealer. If you have any questions with the negotiation you can refer to your paperwork for help.

    BOTTOM LINE: In order to get the best value for your trade-in, sell it to a private buyer. If you don’t have the time to do that, get several quotes both online and through used car dealers. Trading your car in to the dealer is the easiest way, but not the most cost-effective. Getting the maximum value for your car will help take the sting off of the price of your new car.

    How to Buy a Second Hand Car. #car #values #bluebook

    #second hand cars

    How to Buy a Second Hand Car

    If you re looking to buy a second hand car. you ve come to the right place. At a 20 to 30 percent saving (even on a car that s only a year old) buying a second hand car can seem like a great idea. Today s cars are more reliable than ever before, their VIN can be traced to reveal the car s history, and some used cars are still under factory warranty. The process can seem a bit overwhelming to those of us who don t have every make or model memorized.

    Following these simple steps to make the whole experience easier:

    1. Decide what kind of car you re looking for. If you re unsure, take into account how long you spend on the road, the distance you drive each day, whether or not you have children (or will) and how many doors you want. Nowadays, a second hand hybrid may be a great option.
  • Condition, mileage, reliability, performance and popularity all determine the cost of a used car. Popularity in particular can heavily influence price, so the first step, if possible, is to choose a car that s not on the top of everybody else s list. Prepare to pay extra if you have to have that Honda Accord. If the car is much older, check to see how many previous owners it s had and check the mileage reading (an older car with only one previous owner may have great mileage and a long life ahead of it).
  • Whether you re buyer from a dealership or a private party, check the vehicle s background. Many websites offer comprehensive information on vehicle condition, including an estimate on the number of previous owners, a vehicle service record, accident history and whether or not it has been issued a salvage title (declared a total loss by an insurance company.)
  • Take it for a test drive! This is the best way to see whether or not this is the car for you and may alert you to any potential problems. Whenever possible, have the car inspected by a trusted mechanic. Purchasing a Manufacturer Certified Pre-Owned (CPO) car is a popular yet expensive alternative. These cars are sold at dealerships and undergo comprehensive testing. They also must meet age and mileage requirements established by the manufacturer. This can be a cheaper alternative to buying your dream car new.
  • Before entering into any negotiations, check the official Blue Book price. Dealer markup can be anywhere from 5-20% so buying a used car through a private party may be a better option. If you do choose to go through a dealer, be sure to familiarize yourself with dealer lingo and offering cash works to your benefit (and can often seal the deal.)
  • During negotiations, decide how high you re willing to go ahead of time. Keep the opening low, but in the general asking range and be prepared to walk out when you ve reached your limit; a willingness to walk away can be be one of your strongest bargaining points.
  • At a dealership, consider the extended warranties. These extended service contracts, which cover the cost of certain repairs and problems after a car s factory warranty expires, can be beneficial, but they will add to the price of the car. One way to get around this is to purchase a car that is still covered by its original warranty.
  • Following the above steps can make buying a second hand car a great experience and can lead you to a great car at an even better price.

    How to Buy Cars Wholesale. #rc #cars

    #where to buy used cars

    How to Buy Cars Wholesale

    It is common knowledge that automobile dealerships buy cars wholesale at a price well below retail. Most shoppers want to know how they can pay as close to wholesale price as possible. This article will discuss the concept of vehicle wholesale pricing as well as where to shop for such deals.

    What Is Wholesale?

    Not long ago, wholesale price used to simply mean the dealer s cost, and there were price guides such as those offered by the National Automobile Dealers Association (NADA) and Kelly Blue Book (KBB) that referenced the wholesale and retail pricing of all vehicles. These, however, these were only available to car dealers and considered insider knowledge. Nowadays though, they each have websites available to the public at http://www.nada.com and http://www.kbb.com that provide this information. On the other hand, shoppers who like to get pricing, reviews and auto specs all at one place should visit CarsDirect or Autos.com for one stop shopping. A quick note, however, is that wholesale normally refers to used cars while the term dealer cost refers to new cars. They mean the same thing, but the difference is worth noting when trying to apply the information you have gathered.

    Where to Buy Vehicles at Wholesale

    Now that you have all the pricing information in hand, the mission is to buy a car at wholesale. While the access to vehicle pricing information has become accessible, the places to apply it have not. Dealers nationwide attend auctions to buy and sell inventory. These auctions are also usually closed auctions, meaning not open to the general public. There are even auctions that are only open to new car dealers where car manufacturers hold auctions to sell fleet vehicles and vehicles coming off lease. You can apply to get your own dealer s license, however the process and requirements vary from state to state, so inquire at your local DMV to find out what your state s guidelines are. Typically the cost, requirements and time commitment far outweighs the savings you could expect on buying just one car. So unless you plan on doing this more than once or reselling to other dealers and buyers, your efforts may be better spent negotiating with a dealer or finding a private seller.

    Should you be determined to use your new found pricing information, there are options for the general public to buy at, close to or even below wholesale. These options do not come without risks though, and many cars are sold as is with no warranties. If the car is a newer model then there is a chance that the manufacturer s warranty may still be in force, but this should be verified beforehand if it is a must for you.

    Auto Auction Brokers

    The first option is using what is called an auto auction broker. These entities are companies that have dealer licenses which allow them to attend auctions that are closed to the general public. They typically charge a flat fee to source a vehicle for a buyer at one of the many auctions they attend. How long it will take to obtain a vehicle for you depends on availability and how flexible you are with vehicle specifications. Usually the buyer is contacted by the auction broker by phone from the auction to advise the buyer when there is a car matching his or her requirements. Procedures and pricing will vary from broker to broker, so be sure to shop around, not only for pricing but also for a broker you feel comfortable with. Note that most brokers are not supposed to sell to other dealers and not the general public, so don t expect any warranty assistance from them. Some brokers are licensed to sell vehicles to both dealers and the general public and this may be something you may want to inquire about depending on your comfort level. A quick Google search of auto auction brokers will produce an array of companies to choose from.

    Public Car Auctions

    Another option is to attend one of the many public car auctions that are out there. There is an opportunity to save substantial money depending on the popularity of the car. However, the cars often end up selling at close to retail because of the number of inexperienced bidders who get caught up in the auction excitement. There is usually ample time to inspect the cars prior to auction, and this time is well spent inspecting cars of interest and deciding on a maximum price as a guide for when the bidding begins. Public auctions move much more slowly than dealer auctions so plan on being there awhile as you wait for your prospects to cross the auction block. Be sure to listen carefully and be in view of the auctioneer or one of his assistants to insure your bid is accepted. There is a registration process at every auction so be sure to follow the guidelines to become a registered bidder. Each auction has an office dedicated to processing paperwork and assigning bidder numbers. Without a number or paddle you will not be able to bid.

    How to Buy a Used Car #touch #up #paint #for #cars

    #how to buy a car

    How to Buy a Used Car

    Getty Images/Kevork Djansezian

    No offense to new car buyers, but when it comes to saving money, used car shoppers are smarter. A new car can lose up to 20 percent of its value the minute it s driven off a dealer s lot. For a new car buyer, that s money right down the drain. When you buy a used car, however, that loss has already happened to someone else.

    While buying used means saving some money upfront, you do give up some peace of mind. Used cars don t come with the same guarantees and warranties that new cars do. If you re not careful, buying a used car can go from something that saves you money to a giant money pit.

    However, buying a used car doesn t necessarily mean giving up getting a reliable car with that new car smell (especially since you can get new car smell in an air freshener). By taking your time, doing your research and sticking to your budget, you can get a used car that will make you happy and save you money.

    Finding the Right Used Car

    New car buyers can only buy from new car dealers. Used car buyers have more options. They can buy from a dealer, or from the guy down the street. With so many options, it pays to cast a wide net. Most used car listings are available online (we ve got more than a million used car listings ), so it s easy to find the right car from the comfort of your couch.

    Having so many options can be overwhelming, so it s important to have an idea of what you want and need from your used car. Think about how much you can afford to spend, how much space you need, the performance you want, the kind of fuel economy you d like to get and features that are must-haves for you. You can use our used car rankings to find the best used cars for your needs.

    Used Car Budgets

    Part of deciding on the car you want is making sure it fits in your budget. Newer cars and cars with low mileage will cost more than older cars with more than a few clicks on the odometer. Playing the mileage game can help you get into the car you want, but there can be downsides to a less-expensive, higher-mileage car. The more mileage on a car, the more likely it is to need repairs.

    Certified Pre-Owned Cars vs. Used Cars

    You also need to decide if you want to go with a certified pre-owned car or a plain old used car. CPO cars are used cars that the manufacturer has bought back and inspected. The manufacturer usually offers additional warranty coverage on CPO cars, and sometimes offers financing and special offers. A CPO is as close to buying a new car as you can get when shopping used. All of those CPO extras come at a cost, however. CPO cars tend to be more expensive than used cars. Still, the extra peace of mind a CPO car offers might be worth the extra money.

    Finding the Right Used Car Seller

    New car buyers have to buy from new car dealers, but used car buyers can buy from anyone with a car to sell. Private sellers tend to offer their cars at lower prices since they don t have overhead costs. While going with a private seller means you can save money, you do have to do some extra legwork, like taking care of registration and taxes. Dealers will usually do those things for you.

    You also need to be careful when dealing with private sellers. They re selling their car, so they re more likely to be emotionally invested in it than a dealer. They also may not have done their research on what the car is actually worth. That could make a private seller harder to negotiate with. Private sellers aren t regulated like car dealers are, so if the deal goes sour, you won t have as many avenues to rectify it. You can t check customer or Better Business Bureau ratings on a private seller. And, while the vast majority of private sellers are honest people who just want to sell their cars, there are scammers out there. Learn how to protect yourself from used car scams .

    While dealers offer some protections that private sellers don t, you still need to look out for yourself. Used car dealers are in business to make a profit, and that profit comes from selling cars for as much money as they can get. Don t expect a dealer to look out for you; be your own advocate. Use online resources to make sure you re getting a fair price on the car you want. Get all terms of the deal in writing, and if you have any questions or uneasy feelings, don t buy the car until the dealer addresses them.

    Inspecting a Used Car

    Used cars don t have the same guarantees that new cars do, so you have to protect yourself. Check the car s specs (we ve got them covered in our used car reviews ), and ask to see documentation for things like regular maintenance and repairs. The National Highway Traffic Safety Administration keeps a database of vehicle recalls. Check it to see if the car you re thinking about buying has any recalls. If it does, don t buy it until the seller can prove that the recall has been addressed.

    Just like you need documentation to prove that a car has been maintained, you need to get documentation that it hasn t had any damage that could haunt you down the road. Services like Carfax or CarCheck use a car s vehicle identification number (VIN) to check for things like issues with a car s title and any major accident or insurance claims the car s been involved in. Getting one of those reports will run you about $40, but it s money well spent.

    All the documentation in the world won t show if a car is a ticking time bomb of repair bills. Things like rust, wear and tear or simple parts failure can show up on cars that otherwise have a clean bill of health. Before committing to a car, take it on a thorough test drive and get it to a mechanic for a checkup. Spending $100 upfront with a mechanic will be worth it when it saves you from buying a car that may require thousands in repairs. There are a lot of other things you can do to avoid buying a lemon .

    Get Used Car Financing

    Most people finance their used cars. If you re buying from a used car dealer, you may be able to get financing there, but the loan the dealer offers may not be the best deal. Before you buy, see what kind of loan terms you qualify for from different banks and credit unions. If you re buying a used car from an individual, you can use those loans to make the purchase. If you re buying from a dealer, you can compare their loan terms to the ones you already have and pick the best deal.

    Used car financing rates, especially for loans less than $10,000, tend to be higher than new car financing rates. While that difference tends to be offset by the used car s lower price, make sure you factor interest into your monthly payments.

    Used Car Warranties

    Many used car dealers offer extended warranties. Even if you buy from an individual, you can get a warranty from a warranty company. The question is, should you?

    Most consumer advocates recommend against getting an extended warranty. For one, your used car may have some of the manufacturer s original warranty left on it. Extended warranties can also be expensive, and many are restrictive. When you need them, they may not cover you. Even dealer warranties may not cover needed repairs. If you decide you want an extended warranty, make sure you comb through the fine print and understand exactly what is and isn t covered.

    Laugh all the Way to the Bank

    The final step in buying a used car is enjoying your savings and consoling your friends as they watch the value of their new cars drop. Just remember to be nice to them they aren t as smart as you are.